THE LIBRARY OF THE ERSITY UNIV * COMMON VIKULUM OMNIBUS. „ARTIBUS; OF MINNESOTA CLASS 658 BOOK Se 4 a THE LIBRARY OF SALES AND ADVERTISING VOLUME IV THE LIBRARY OF SALES AND ADVERTISING VOLUME IV SELLING METHODS } · A. W. SHAW COMPANY CHICAGO NEW YORK LONDON UNIVERSITY OF MINNESOTA Copyright, 1914, by A. W. Shaw Company Copyright, Canada, 1914, by A. W. Shaw Company Entered at Stationers' Hall, London A. W. Shaw Company, Ltd. Under the title "The Library of Business Practice" 658 Se ta SELLING METHODS I-SALES METHODS THAT BUILT TRADE Editorial by John G. Shedd I SELLING GOODS WITH WHAT THEY CAN DO By A. L. MacBain 7 9 II HELPING THE CUSTOMER BUY MORE . By George E. B. Putnam 18 III TEACHING PEOPLE TO USE THE BANK 22 By C. J. Colden IV MORE REAL ESTATE SALES WITH LESS EFFORT By Z. F. Windes, 32 Formerly of Windes and Marsh V SELLING A MILLION OF LIFE INSURANCE 38 By Charles Weinfeld, VI CLINCHING FIRE INSURANCE BUSINESS 46 55 Formerly General Ágent, The Northwestern Mutual Life Insurance Company By Carroll D. Murphy VII WHEN DEALERS COOPERATE FOR TRADE By W. S. Zimmerman II-MARKETING GOODS BY MAIL Editorial by Edward A. Filene VIII RETAILING VIA PARCEL POST By W. S. Zimmerman IX SHOWING SAMPLES BY MAIL By C. E. Cake X KEEPING RETAIL TRADE AT HOME By W. C. Holman, Formerly Advertising Manager and Director National Cash Register Company III-HANDLING THE SALE Editorial by Isadore Sales XI THE SHORTEST LINE TO SALES By Edward Mott Woolley XII SERVICE THAT BRINGS CUSTOMERS BACK By Carroll D. Murphy 59 61 73 78 91 93 101 • J 609265 6 CONTENTS XIII MAKING STORE FIXTURES SELL By Marshall J. Bailey By W. W. Loomis XIV HOW QUICKER DELIVERIES MET COMPETITION XV A CUSTOM-MADE STORE That Paid By Fred Cook XVI GUIDING SALESMEN BY MAP AND TACK By W. A. Waterbury Sales Manager, A. B. Dick Company 110 121 129 137 IV-SALES RECORDS AND SYSTEMS Editorial by E. A. Deeds 147 XVII LEARNING TRADE CONDITIONS FROM FIELD Men By Hugh K. Harris 149 XVIII WHAT YOUR SALESMEN SHOULD REPORT 153 By B. C. Bean XIX FOLLOWING AND REPORTING CIty Sales By Kendall Banning XX SHORT-CUT REAL ESTATE RECORDS By Z. F. Windes Formerly of Windes and Marsh XXI HOLDING DEALER TRADE UP TO QUOTA 160 166 175 By W. S. Zimmerman XXII How FACTS AND RECORDS INCREASED SALES 179 By H. A. Ballou, Proprietor, The Ballou Paint Store XXIII RETAIL CONTROL THROUGH SALES RECORDS. By A. W. Montgomery 188 SPECIAL ILLUSTRATIONS FIGURE I A BASEMENT WITH a purpoSE 131 II A STORE LAYOUT THAT PAID 133 111 MAP AND TACK ROUTING 143 IV THE FACTORS IN SUCCESSFUL RETAIL SELLING 181 PART I-SALES METHODS THAT BUILT TRADE Retail and Wholesale Service RETAIL business might be described as an or- ganization that deals with demand in the particular and the little. Nothing is too trifling to be studied. The individual preference of a single customer in a hundred thousand has to be understood and met. Every passing whim of fashion must be inves- tigated to see where it leads. Mercantile novel- ties must be designed in the spirit of a holiday a year off. A convenience that will add to the comfort of even a small section of the public must be developed. Straws show which way the trade winds blow, and sometimes the shadows of straws. Wholesale organization, on the other hand, deals with demand in the mass. It takes the novelty that may become a future staple, the hinted fashion, the odd preference, and develops it by use of the most comprehensive, powerful and modern mercantile machinery. девидним 4 JOHN G. SHEDD President, Marshall Field and Company I SELLING GOODS WITH WHAT THEY CAN DO A By A. L. MacBain FTER many years spent in perfecting an improved type of duplicating device, a Kansas inventor at last secured financial backing to make a number of ma- chines. In his home town, where he was known, he quickly sold the first machines that he turned out. This gave him a start. Gradually, the business grew. Salesmen were hired, initiated into the merits of the machine, and turned loose. They met with indifferent success. In Chicago, however, he had a representative whose constant cry was not for encouragement from the home office nor for in- structions or leads, but for machines. While other salesmen were unloading their difficulties on the factory, this salesman was bewailing the difficulty of getting enough machines to satisfy his customers. The manager of the home office took a run to the city to see how this selling was done. He found that the salesroom for his device in Chicago was an open room. Hence it was without eavesdropping that he was able to overhear, while waiting, the salesman's demonstration. He was answering the questions of a caller who had dropped into the office. To the manager's surprise, the star salesman was grossly ignorant of the mechanical points of the machine. The feature on which the 10 HOW TO ATTRACT TRADE inventor prided himself most was not even mentioned. When the manager met the salesman and began talk- ing with him, his first question was, "How are you able to make so many sales when you seem to be in ignorance of what the inventor considers the strong points of his machine?" The agent's reply furnished the keynote of the new selling campaign by which goods are now rightly mar- keted. The star salesman was selling service. IGURES based on service secured decide men- FIGURES therefore show them, as did this successful salesman, what your goods can do, not how they do it. "When I go in to sell one of these business devices," said the salesman, "I am liable to meet a cold-blooded, hard-faced man-a man who thinks in figures. Those figures are based on service. He has bought labor, in some cases, from the time he was able to work himself. He does not care whether a girl, for instance, who is to do his folding, is tall or little or big, or of this or that nationality. But she must be able to fold, day in and day out, a certain number of sheets, and do it accu- rately. "When this same man buys a business device he does not care about the inventor's pet point. He does not care whether results are secured by a wheel and an axle, a wedge, lever or an inclined plane. All that he cares about is the service that the machine will render. He wants to know that it will do so much work day in and day out, faithfully and surely, and do it better than any other machine there is on the market. That is his great- est interest. "On this basis I sell. I do not talk the machine; that is merely the instrument by which he gets results. I WHAT THE GOODS CAN DO 11 talk service; he cares about that. I arrange my talking points so as to play up the service the device will give, and I translate every argument into terms of service. If I can convince the prospect that we are selling him better service than any one else can offer, I get the order. The number of parts in the machine, how they work, what the price is, are all minor matters when compared with what the device will do. Service is what the buyer wants, and service is what he will pay for." From this angle the entire selling campaign of the business was recast. Had its backers known of this point of view from the start, early losses would have been forestalled-losses incurred from trying to sell the ma- chine instead of its service. And the company would have started under favorable auspices instead of a handi- cap. In the manufacture and sale of motor trucks, as an instance, the customer is not buying a four-wheeled vehicle of a certain weight and equipment, and with a specified engine to drive it. He is buying the service the vehicle will render. The customer asks what machine will do the best work at the least cost, as viewed from his particular requirements. "The cab and taxicab service in New York lost thou- sands of dollars," says one of the authorities on auto- mobile trucks, "not from the actual operation of the cabs themselves, but from the fact that they did not know how to get service out of the cabs. These cabs were running twenty-two hours a day. "It took three months to convince the manager of one company that it was economy to put in another set of cabs and run his equipment ten hours a day, and that the interest on the added investment would be less than the cost of keeping the single set of cabs on a twenty-two 12 HOW TO ATTRACT TRADE hour service. These cabs are now run on a ten-hour basis and so escape unusual wear and tear. They are giving reasonable service, and are making money for the first time in their history." The cab company made a false start. If, instead of buying merely enough automobiles to do the work, it had bought a number sufficient to perform the required service and yet "keep alive," its equipment would have been profitable from the start. A successful manufacturer of washing machines came into the business from the sales end, made a washer to fit the demands of the market, rather than cogs and wheels that would do certain work, and then put men out to sell it. This manufacturer relates an incident which gives his point of view on service. OULD I get my washing out at ten o'clock?” this COULD customer asked, after every cog had been explained- she wanted results and not mechanical facts. "A woman dropped into a hardware store where washers were kept," he says. "She told the dealer that she wanted a washing machine. She had six or seven dollars with which to buy it. She wanted to pay cash and take the machine home. "The dealer, seeing a chance for a sure fire sale, started in to explain the merits of one of the washers that was standing on the floor. He talked for some time about levers, centrifugal and centripetal forces, the cleansing features of hot water in motion, and the ad- vantages of a swinging agitation to produce a profuse lather from soap. He was prepared to keep up the demonstration of the machine's fine points for hours, if necessary. The customer interrupted him. 'It isn't about the fixings that I want to know. Mrs. Hester, my WHAT THE GOODS CAN DO 13 neighbor across the way, gets her washing out at eleven o'clock. If I buy this machine, could I get my washing out at ten o'clock?'"' She was in the market for a washing machine only if it could furnish a service that would enable her to get her washing out before her neighbor. There is something fascinating about poultry raising; but less fascinating to even the poultry raiser of a me- chanical turn of mind is the construction of the incu- bator that produces the "perfect hatch.' It is interesting to trace the "service idea" in the selling of hatching devices. Almost invariably the men who have the good machines talk "service" to the buyer. The purchaser, in many cases, is briefly informed that he will get the required amount of heating and heat con- trolling apparatus. He is not loaded up with technical terms and engineering descriptions. He is not befogged with patent phrases or pseudo-scientific sales talk. But he is told by constant reiteration that even the most in- experienced buyer will get a "sure hatch" with the least possible attention to the machine. One of the most successful selling methods ever used in the incubator line, in fact, was that of the inventor of a standard machine, who drove through the country with a hatcher in his wagon. Although it was subjected to the jolts and jars incidental to travel over rough coun- try roads, the machine made a higher-than-average hatch. Of the thousands of customers and prospective customers who knew that the Bardel incubator would hatch while being driven over country roads, only a few knew any- thing definite about the mechanical make-up of the de- vice. The incubator would hatch. That was enough. Today, with dozens of machines competing for sales, it is almost invariably found that the big sales are going 14 HOW TO ATTRACT TRADE to the men who are selling service and not to those who are featuring mechanism. "The one point," says a successful incubator sales manager, "that has done more for our sales than any other one factor has been the fact that our improvement of product is followed by selling arguments that get the service value of the improvement before the customer. "For instance, one of the technical points in incubator making is heat control. Keep the heat at the required. point and you get a hatch. Let the heat run a few de- grees above or below the hatching point and you kill the unhatched chick. When you get a device like ours- which by means of electrical control keeps the heat con- stant you feature results and not the device that gets the results. Even a child can grasp the idea that con- stant heat gets a sure hatch; the description of a device that gets uniform temperature may be understood only with difficulty by a college professor.' "" The cement industry has brought into use many ma- chines, each designed to effect the mixing of cement at a rate and price which will make their original cost seem small. These machines sell at prices ranging from small hand machines at a few dollars to pretentious machines for contractors, that sell for nearly a thousand dollars. These larger machines are especially featured by manu- facturers. What induces a contractor, builder or construction man to put down nine hundred dollars for a cement mixer? At least one manufacturer planned answers to this question before he built his machine. For weeks he watched contractors' crews at work. He timed their operations and got records-not of what workmen might do, but what they were actually doing. Then he figured that in order to produce a marketable mixer, he had to WHAT THE GOODS CAN DO 15 \ have one that would reduce, below any competitor's, the time required for each operation. The time of getting the cement, stone and water to the machine must be cut; the time of loading, processing and dumping the batch must be lessened; the time of clearing the dumped mixture away must be reduced. D ESIGN and selling plan were both held up by this manufacturer until he could put his finger on the specific service his customers wanted. On this conclusion both the design and the selling plan were built. The finished machine reduced the time needed for each operation. Then the salesman had but to ask his prospect, "How long does it take to mix and dump a batch?" Usually he continued, "We can cut that time in half for you"-which was the opening talk- ing point. And the entire selling campaign was focused on this service. Every advertisement, every letter, every selling point featured it. Design and make- up of the product were incidental to the main thought of service. But it is not only in the specialty field that sales are based on results. The retailer also can sell service. A hardware man who had a partnership in a thriving busi- ness and wanted to get out of the double harness, sold his share to good advantage. He had money and experi- ence; he now needed only the location. Against the ad- vice of friends and even of his jobber, he put in a stock in a town where local hardware men were complaining that the field was overcrowded and where buyers were too careful with their money to give a satisfactory vol- ume of trade. The new dealer had studied the surrounding country and compared it with the field he had left. He had 16 HOW TO ATTRACT TRADE satisfied himself that sales possibilities were there, though latent. His first step was to tell all the customers who came into the store that whatever they wanted to buy they could buy best at his counters, because only those goods were to be handled that gave the best working value; in other words, the best service. Now, the farmer likes goods that last. He may abuse his purchases and let his machinery, for example, stand out of doors to depreciate more from rust than from ac- tual wear. But he wants durable goods. And that was the kind that the dealer undertook to sell. Gradually these service points began to have weight. Slowly-for the farmer is not to be stampeded this par- ticular store began to be headquarters for the long-lasting and serviceable goods in the hardware line. The other dealers had failed to sell goods-this dealer was selling service and goods. HIS predecessor had given up; but this retailer dusted off the failure's counters and by showing what his stock could do, made the store pay well. A haberdasher who had made a small success in the outskirts of a city had a chance to secure a leasehold, with fixtures, in the city district. The rent, however, was almost prohibitive. His predecessor had given up be- cause he thought he was working not for himself, but for his landlord. Relying on his acquaintanceship and the fact that he was a member of a number of city clubs, the young man -in spite of much adverse advice-took over the lease. After getting a fashionable and serviceable stock, he called on a number of his friends. "What does it cost you for haberdashery to keep yourself well dressed?"? was the question that he put to each man. The answers WHAT THE GOODS CAN DO 17 ranged from one hundred dollars to one thousand dol- lars a year. Then he explained his plan. "If you will give me the privilege of keeping your haberdashery in style, I will make you a figure that will not only save you money, but will give you service in addition. I will keep you look- ing conservatively prosperous and up-to-the-moment. Bills will be rendered monthly. In two months' time you will begin to see that your comfort has not only been planned for you, but that you are actually making a money saving." The proposal was so novel that fully eighty per cent of those solicited were willing to accept it at once. At one sweep the new man secured several hundred per- manent accounts-money upon which he could absolutely rely to meet his bills. Service made the start, and by continuing that service, he laid a foundation for one of the most profitable haberdashery stores in the city. A LITTLE of you should go into every article that you sell-——— something pleasant, possibly the memory of a friendly word or a cheerful smile that will make the goods seem better to the customer who uses them. Put your personality into your goods. Make the person- ality so cheerful that it will add something of pleasure to the purchase. If a trademark on an article makes an impression on the mind of the user, how much more should he be impressed by a genuine smile and a cordial greeting from the salesman. The trademark may lead the man to call for the same brand wherever he can find it, but the cordiality of the salesman will bring the customer back to the identical store where the cor- diality of the salesman is to be found. -Herbert S. Collins Vice President, United Cigar Stores Company A II HELPING THE CUSTOMER BUY MORE By George E. B. Putnam DVERTISING personal in its effect pulls best. If you can show a woman that you have something which especially suits her in style, quality and size, you are more apt to bring her into the store and make her a purchaser than your competitor who advertises in a gen- eral way. The best way to gather information for personal ad- vertising is to begin at once and take full details of every sale you make. Get the address of the customer. This is easily done if the goods are delivered. A polite request for the name and address generally brings the desired in- formation under other conditions. As fast as these sales slips with addresses are obtained, the information may be transferred by the cashier to cards similar to the illustration shown (Form I) and arranged alpha- betically in a suitable box. While, from greater famili- arity with that branch of retailing, I have used the sell- ing of shoes as an illustration, the system explained is applicable as well to all other branches of retailing. Have the cards in a convenient size, with space for the name of the head of the family. This, when it comes to buying, is usually the wife and mother, for she buys for herself and the children, while the man, as a rule, buys shoes only for himself. This point is one to be HELPING CUSTOMERS BUY 19 settled according to the circumstances of each case. Having the name and address of the head of the family, place on the lines below the names of each mem- ber of the family to whom you have sold shoes. If you can not get their names, simply write "youngest girl," "son," or "little boy," opposite the sales made. When you sell a pair of shoes record the size and stock number. This will give you a valuable record for use during clearance sales. You can then refer to the cards and write a timely letter or circular, stating that you have D NAME ADDRESS A. K. Allison DATE STYLE SIZE 14 State St FOR 9/7/62 2706 4-8 Mrs Allison 3287 2-B Miss Ethel Allison 5/27/12 116 10-D Master Chas Allison 5/26/12 1009 5-6 Little Little Boy FORM I: From the sales slips you can profitably take the details of each family's purchases and record them as here shown. Sales letters written around these facts will fit both your stock and the customer's specific wants shoes of sizes and styles that will fit some member of the family. This is specific advertising and will be prac- tically a personal letter. The saving in printing and postage which this concen- 20 HOW TO ATTRACT TRADE tration brings is worth while, and the adoption of the card system will be found the easiest way in which to keep such a list up to date, for if a customer changes his home address it can easily be corrected on the card or a new card made. The changes in sizes of the children's shoes should always be noted, for the little feet will surely grow, and if the list does not keep pace, errors may be made. One of the disadvantages with which the retail dealer has to contend, is the fact that he may have a large stock of a certain style of shoe and yet be out of the one size necessary to complete a sale. And he may have twenty different styles which fit the customer's foot, but do not suit in some detail or other. Many unsuccessful attempts have been made to sys- tematize shoe stores and overcome this difficulty. A bright shoe man down in Texas has seemingly solved the problem. Everyone is familiar with the appearance of the average shoe store. The shoes are in boxes, one pair in each box. This Texas man has a different plan in operation. He has had the first section of his shelving-that nearest the door-arranged into a sample case very similar to those used by manufacturers and jobbers selling shoes from samples. In this case the retailer places one sample of every shoe which he carries in stock. Inside of the shoe is placed a card, telling the number of pairs in stock by sizes. Now, when a customer comes in the salesman does not have to take down a dozen or twenty different boxes; he simply takes the customer to the sample case to pick out the style desired. A glance at the card shows whether or not the desired size is in stock. If it is in stock, the shoe is quickly found and the sale completed. HELPING CUSTOMERS BUY 21 If the assortment is badly broken, the sample shoe is taken out of the case and customers prevented from choosing a style in which they can not be fitted. This is an advantage in one way, and a disadvantage in an- other, for it would seem to favor the breaking up of regular sizes and the accumulation of odds and ends. To avoid this, all the broken lines are placed in the section next to the sample case, and there is a "PM" placed on every pair in that section. "PM” means that a premium or a reward of a certain amount of money (ranging in shoe stores from 10 to 25 cents) will be given a clerk for selling a particular article, which, be- ing out of style, or otherwise difficult to dispose of, is not likely to be brought to the customer's attention by the average clerk under ordinary conditions, owing to the unusual difficulty of marketing it. This premium is an incentive to the clerk to make extra exertions to sell these "stickers". The two plans, worked together, enable this dealer to work his stocks out very clean and sell nearly fifty per cent more goods per hour in busy times than he could with the same force and his old methods. WE BELIEVE that our customers and employees feel that our business is as much a matter of personality today as it was in the beginning. Behind each transaction is a personal guarantee, and we trust that behind each customer is personal interest in the growth and the perfecting of a sys- tem that seeks to interpret the personal desires of each man, woman and child who deals with us. -A. Montgomery Ward Founder, Montgomery Ward & Company ! III TEACHING PEOPLE TO USE THE BANK By C. J. Colden LINN, a prosperous banker of the Pacific northwest, lays his fortune to a scheme which reclaimed thou- sands of acres of swamp land in the vicinity of his town. The boom which followed the completion of the drainage ditch greatly increased the wealth of the people of the valley. Farmers and business men generally shared the new prosperity, but Linn and his bank took the lion's share. Today the Linn bank is the largest in a pros- perous city of twenty thousand people. "Linn," his friends say, "built the ditch. He made the town and the fortunes of its people. We admire the foresight which conceived the project and the business ability which financed and directed it in the face of enormous difficulties. Giving Charley Linn our busi- ness is only a slight recognition of the debt we owe him." Every banker understands the business value of get- ting close to the hearts of the people, but few of them achieve their purpose. They fail to fully consider the timidity that rises in the average mind at the thought of the power of money and the complex methods of handling it. They do not realize that many prosperous farmers and owners of small industries use a bank sparingly MAKING A BANK POPULAR 23 simply because they do not understand its functions and resent what seems a lack of reciprocity from the man behind the brass wicket. Most of them have been bor- rowers from the bank under conditions that worried them from the day the note or mortgage was signed until it was paid off. And when their own surplus profits begin to pile up and they contrast the two or three per cent the bank offers for time deposits (not a few small- town banks decline to pay any interest at all) with the six or seven per cent they sweated out of their furrows in the mortgage days, they feel more than ever that the banker is a class apart. Personal acquaintance, com- mon interests, and some convincing demonstration that the banker, "a plain business proposition," has their welfare and the welfare of the town and county at heart, are needed to break down this armor of reserve, not to say lack of confidence, and turn these neglected prospects into depositors. Let them see a neighbor be- hind the bronze grills and plate glass, and they are likely to look at the bank from a more agreeable view- point. Linter went deep in a thich which INN went deep into the motives behind customers' interests by digging a ditch which brought prosperity and easy times to the territory his bank serves. Linn, understanding the rural mind, did what few bankers do. He avoided even the appearance of solici- tation. His competitors tried to reach the patrons by entering into the lodge and social life of the town. Linn went further than striving for social popularity and appearing to have interest in the affairs of clients. He showed by his work that he had his neighbor's interests at heart. When he first proposed creating a drainage district, 24€ HOW TO ATTRACT TRADE land owners, dismayed at the thought of the huge sums to be expended, balked at the proposition, although they realized in a vague way the benefits to be derived from the undertaking. To carry out the plan, it became neces- sary to create a special improvement district and bond the lands within it as a source of funds for building. To secure the necessary votes, meetings were held at the schoolhouse and other public places throughout the val- ley. Linn was a prominent figure at all of the gather- ings. Before meetings he met and chatted with the farmers of the locality. His explanations, from the platform, of the details of financing the affair were always heard with attention. After the meetings men in the audience who still had doubts remained to question the speakers. Linn, by this means, not only met and became thor- oughly familiar with the people of the valley, but from their questions was able to form a good idea as to their intelligence and thrift, their ability and foresight, and consequent worth as clients. Although the digging of the ditch was attended by disappointments, it was triumphantly completed. All the promises Linn made were found to be conservative. Farmers who had opposed him became his staunchest admirers and when prosperity came to them, they passed it on to him. Linn had a great opportunity and he took advantage of it. But it is not necessary to wait for a great public improvement to adopt the principles of business getting which Linn used with such good effect. Another western banker played the game in a different way. He noted on his frequent tours of the locality that hundreds of acres were bare of vegetation on account of insufficient water. He read about Turkestan alfalfa, which seemed MAKING A BANK POPULAR 25 suitable for the dry lands of his neighborhood. Letters to the proper authorities brought sample seed. He sowed two acres of alfalfa adjoining a nearby road lead- ing to town and gained intelligent attention for the improvement. He was the center of alfalfa interest for many months. When the test was successfully concluded after ups and downs, farmers who had watched it were delighted to receive as a gift a quantity of the seed. Taught by the banker how to grow the crop, their trials were so suc- cessful that the scheme was followed throughout the locality. Now the yield of thousands of acres has in- creased enormously in dollars and cents. With increased receipts to the farmers came increased deposits in the bank of the man who had originated an idea, and the progressive banker is enjoying with his patrons a new prosperity. PART of Texas is now dotted with pecan trees because this successful banker analyzed and found that his customers thought more of them than of pens. * A banker in Texas tired of the stereotyped business- getting methods that he had been using and, realizing the lack of results from his "gift" schemes, returned a consignment of fountain pens sent him and bought choice pecan trees which he presented to his rural friends. As a result of his effort, the country is now dotted with living monuments to his thoughtful gener- osity and he is reaping a rich reward for his work for others. A southern banker showed his community how to make dollars by growing strawberries. Others increased divi- dends by encouraging the culture of the peach and the apple. Cotton growing contests in the south and corn 26 HOW TO ATTRACT TRADE growing contests in the middle west have obtained busi- ness for banks by increasing the earnings of their pa- trons. Close attention to the welfare of rural clients, while necessary for the successful country banker, need not be confined to agriculture. One banker secured for him- self scores of loyal friends by accepting county warrants at par when the finances of the district did not strictly warrant it. But the few dollars lost in interest on the transaction were in time more than repaid by school teachers and hosts of county employees who could not afford to have their pay checks discounted as both of the other banks were discounting them. Bankers often desire to attract prospects to their bank, but fear making their rooms a loafing place. The prob- lem is to attract men on business, not on idle errands. A bulletin board inside a bank gets this result in an eastern community. There is a place on the board for the daily market report and the space is sufficient to per- mit other announcements. These pertain to local needs. The banker writes with his chalk: Hired man wanted.-M. Brennan. Two yearling calves to sell.-B. C. Hall. Five-passenger auto for sale.-Wm. Glaze. Found, a lady's shawl.-Jerry Vaughan. This simple device serves the rural community in the capacity of the daily newspaper want ad. It brings in inquirers and makes the bank a market place. The op- portunity which the board gives for forming acquaint- ances is turned to profit by the bank officers. In many sections of the country, the farm loan busi- MAKING A BANK POPULAR 27 ness is a profitable department of rural banking. From the court house the banker obtains a list of the adjacent farm loans. The date of expiration is the important information. Having arrangements to place the loan with a responsible firm, he interviews the borrower a reasonable time before his loan expires. Most farmers prefer to transact this sort of business through the local banker rather than with a casually known loan agent. The banker secures a fair commission, notary fees, and perhaps a new customer. Lucrative deposits are often obtained by having a notary public in the bank as an invitation to seller and purchaser to meet at the bank when closing real estate transactions. The banker's ex- perience is valued in drawing the papers. An accom- modating suggestion, a bit of helpful information, and the parties feel under obligation to the banker. He is sometimes rewarded with a liberal deposit. I T PAID this young banker to give a few days to attend- ing public sales in the farming section supporting his bank-to make friends and buy notes. 3 A banker, dependent upon farmers for business, con- sented to act as a clerk at a public sale held by a friend and patron. The terms of sale required the purchasers desiring credit to give bankable notes. The banker, hav- ing a private rating of every citizen in the county, ac- cepted no uncertain security. Knowing the notes to be safely secured, he purchased the entire lot at a profit- able discount. Attending the sale afforded him an op- portunity to further his acquaintance with the people of his territory and the purchase of the notes brought new business. His services are now in frequent demand. He is paid a fee of ten dollars for each sale. The inci- dental business picked up often adds an agreeable profit. 28 HOW TO ATTRACT TRADE This sacrifice of time has been converted into a pleasant out-door diversion and a helpful excursion for new busi- ness. It pays. One bank uses the farmers' party telephone lines to interest and attract rural customers. A brief wire mar- ket report is obtained daily from big markets. At an appointed moment every day, the banker steps to the 'phone and announces to the listening farmers the daily receipts, the top price, the bottom price and the average. This is especially popular in regions where attention is given to the feeding and marketing of live stock and greatly assists in landing desirable accounts. Making friends with children is the easiest way of reaching their parents' hearts. An Iowa banker in a small country town who passed the public school on his way to his office every morning, noticed the way chil- dren clustered about the candy store across the street from the school building. It occurred to him that if children could be awakened to an interest in a school bank the latent instincts of thrift and economy could be aroused. With one of the teachers he established a school savings bank which in the first week of its opera- tion brought in $75.00. Children have stopped injuring their health by stuffing themselves with candy of doubt- ful origin and many of them have acquired savings ac- counts of considerable size in the banker's safe. When Vernon Knabb became the banker of an unin- viting coal mining town in the Rocky Mountains, he regretted the momentary enthusiasm which led him to the place. The population appeared as uninteresting as the dreary environment. The unpainted shacks were almost obscured by ugly piles of dirt and refuse, and healthy, active life, especially for children, was totally lacking. MAKING A BANK POPULAR 29 The banker infused new life into the community by equipping a playground near his place of business. At a quarter past four every pleasant afternoon he is at the playground and remains until six. He introduces all the outdoor pleasures, tactfully organizes athletic con- tests, and gives the playground general supervision. He is the friend of the girls and boys, to whom he teaches the playgound lessons of promptness, attention, accu- racy, cooperation and self-control. The friendship of their children attracted the parents. Interest in the banker changed to friendship, and confidence in the bank and, as a consequence, the savings department, now patronized by old and young, has made surprising growth. This thoughtful and delightful innovation has proved a good investment and, in addition, a gray-haired banker is growing young again. MEN EN of affairs are continually shouldered with community responsibilities and bankers find it worth while to develop themselves for these tasks. Because of his prominent position in the finances of the community with which he is identified, the banker possesses exceptional opportunities to become a man of public affairs. Loyalty in this work wins personal con- fidence. If his town is in need of a sewer system, he can take the lead for sanitation and progress. If the improvement calls for a bond issue, he is depended upon to sell the securities, taking a reasonable compensation for his efforts. When the bonds are sold, the funds prob- ably remain in his bank until checked out. In many instances this is a valuable item. Again, when taxes are collected to discharge the debt, the funds are likely to be handled by the bank identified with the proposition. The erection of a modern school building, the con- 30 HOW TO ATTRACT TRADE 1 struction of a rock road, or the installation of a water works, therefore enables the progressive banker to iden- tify himself with the public good, and, at the same time, pays him dividends for doing his duty. Few vocations. are so fortunate. Often a reactionary policy has a re- verse effect. Likewise, an influence exerted in behalf of a questionable proposition may end in irreparable dis- aster. No banker should forget that he is the financial pilot of his people. To advise a few wrongly, shakes the confidence of many. There are instances in which the banker is alert and yet does not obtain satisfactory returns from his efforts. Wilson was such a banker. He studied his territory. He had superior facilities. He was forceful in his methods. For some unknown reason he was not landing certain desirable prospects. He singled out one on whom he had made a persistent effort. The fellow was friendly, conditions were favorable, but the puzzling prospect continued to do business with another bank. By judicious inquiry, the banker obtained the reason why from a mutual friend. This is the banker's in- formation: "Yes, Wilson is a fine fellow, a good banker. I'm very anxious to do business with him, but that little red headed bookkeeper of his visits with our young folks and tells everything that happens in that bank. I don't care to have my business affairs peddled over the coun- try." Generating new business for a country bank is lost energy if the man behind the wicket overlooks the leaks. After perfecting the banking machine by inspiring employees to loyalty and enthusiasm, the modern banker follows the Linn idea: that of trading service for service to mutual profit. By encouraging and assisting trust- MAKING A BANK POPULAR 31 worthy young men and helping meritorious enterprises, the tactful banker gets business, yet avoids direct and indiscriminate solicitation. When a patron is secured by direct persuasion, he often expects too much from the institution. The Linn idea transfers obligation to the customer. Rightly, however, there is no talk of obligations; transactions are kept on a plane of friendly cooperation. The banker thereby retains his business freedom and is in a position to decline courteously favors which cannot be profitably granted. Not only does he keep on cordial terms with his old neighbors in his community, but he identifies himself with the new substantial interests as a means of holding public attention. Like Linn, he helps himself by helping others. ♡ THE dealer who succeeds in making his store distinctive must do more than find out where his stock or his service fails to satisfy his customers. He must take steps to supply these gaps, either by obvious method of finding in the line of some manufacturer other than his regular suppliers the goods he needs, or by persuading some maker to produce these wanted patterns. He may have to do nearly all the studying, the ex- perimenting, the analyzing, and the designing himself. He may receive so little help or cooperation from producers of standard models or patterns that he is obliged to manufacture his special models or patterns himself. Such at least, was my experience. -J. S. Coward President, Coward Shoe Company IV MORE REAL ESTATE SALES WITH LESS EFFORT By 2. F. Windes Formerly of Windes and Marsh TWO I WO men can't do the work of twelve unless that work is organized. What we need is short-cuts- economical ways of helping our prospects to find the kinds of properties they want, thus making it easy to sell them." That was the joint conclusion my partner and I reached a few years ago. Our business is suburban real estate our operations limited mainly to one town. On Saturday afternoons and occasionally week nights, we were confronted with the impossible task of each han- dling from four to six customers at once. One way or another, we had to develop a method of getting more out of these rush periods. The people who came into our office did so on their holidays or during the hours ordinarily given to rest and recreation. They had no time to throw away. They did not like to stand waiting while we asked questions, described properties and quoted prices to earlier arrivals. Frequently we lost sales, too, because we could not bring more than a few of our properties to the attention of a prospect before he had to leave. All along the line, we needed to short-cut routine. We were using up too many minutes finding out what sort of a house a customer wanted, what price he wanted REAL ESTATE SELLING 33* to pay, which part of the town he fancied, and other details we needed. To make quicker connections would mean ability to handle more customers and to show a greater number of properties to each. This should result in more sales. The situation challenged our intelligence. We studied conditions, analyzed methods, made changes. And the system which we were able to develop allows my partner and myself to give each of our Saturday afternoon cus- tomers personal attention without exhausting their pa- tience and interest. The customers sometimes bank two or three deep around our long desk, yet they receive the service for which they come from the moment they enter the door. WINDES INDES reaches his prospects before they cross his office doorway with his successful and tested system for selling more real estate with less effort. In fact, our system takes hold of them before they open the door. In the two front windows are racks filled with photographs, four inches by five in size. Each photograph gives a view of a property we have for sale. Whatever is characteristic and "different" about a prop- erty we try to show in the photograph. We try to bring out, not the selling points particularly, but those things about a house and lot which a customer would ask about. The number of trees, distance to the nearest house, whether there are bay windows, what kind of porches the size, general style and most important fea tures are made known to the first glance. For the further saving of time and the convenience of both salesman and customer, each photograph car- ries the serial number of the property. Through all our records and on all our lists the same number 34 HOW TO ATTRACT TRADE designates the property. The prospect does not have to take the salesman over to a rack and point out which property he is interested in. He asks, "How about No. 411 or No. 562. Are you sure the taxes are paid on 411? Is $5,000 the best price you can make on 562?” The salesman with this duplicate description slip and his memory of the appearance of the property, besides office records ready at hand, is prepared for instant reply. A prospective customer takes a look over the photo- graphs. He finds one that interests him. Then, for his convenience, he finds right alongside it a description of the property, typewritten on a slip of paper somewhat longer than the postcard. The slip tells him about the number of rooms in the house, size of the lot, directions of frontage, light and water facilities, drainage or street improvements, incumbrances-and the price. These racks are "silent salesmen." People believe that which they see and the camera makes them see. "Is the place just like the picture?" I am asked sometimes. The answer is, "If you stand where the camera was when the exposure was made the place will look to you just as it does in the photograph." The photographs cost a little over six cents apiece; they are made with our own camera. The labor and time involved are negligible; a commercial photographer does the developing and printing. Sometimes our sten- ographer enjoys a holiday "snapping" the properties. Sometimes a residence may have improvements and changes so that it looks different from our photograph. This doesn't happen often and the changes are generally added advantages we are pleased to mention to our cus- tomers. No talk about property is so effective that it can not REAL ESTATE SELLING 35 be richly supplemented with good photographs. When a man points at a picture and says, "That's the kind of a place I want," our task is simplified. We can get down immediately to the next steps of location and price. On a wall map, rolled up, each property is marked with its number. When a prospect has become interested, the map is pulled down and he is shown the location of the lot considered. Inside the office are additional racks like those in the window. They enable us to show a dozen or more cus- tomers at one time several hundred properties. At the very start, therefore, before we learn the name of the man we are dealing with, we have answered all the questions he may ask. TH HIS profitable sale was half made by the system— Windes simply told the department manager of a big Chicago store how to sell himself a house and lot. A department manager of a big Chicago store came in the other day. "I haven't got much time to knock around looking at places," he said, "I'd like to do business, if we can do it quickly." "Run over these racks in the window first and then take a good look at these wall racks inside the office," I replied; "pick out the places you think might suit you. Each place has a number, you will see. Write that num- ber on this piece of paper." He brought back the numbers of twelve places. We jumped into his automobile and went to the four he liked best. He bought one of the four. It was only one of many sales I am sure would not have been made if it were not that we have a system which helps our cus- tomers to find what they want in the shortest possible * 36 HOW TO ATTRACT TRADE time. This was a situation, too, where our system was better than twelve salesmen would have been-no num- ber of salesmen in the time available could have told that customer what we had to offer him, so quickly and sat- isfactorily as did the photograph and number combina- tion. When a man comes into our office and asks about property, we tell him all he wants to know and learn his name. Generally, he gives it without being asked. His name, address, business, and the 'phone numbers are written on a blue card. From time to time as offerings are made to him, their numbers are written on this card. All the cards for the current month are kept in a desk file. Whenever an offering or sale is made, it goes on the customer's card. If a customer proves unproductive that information goes on the slip. Once a month a stenographer transfers all these items to the Property Book and the Customer's Book. In the former each property has a column for its serial number and under this, with the date, is written the number of every customer to whom it is offered. In the Customer's Book this process is reversed. The time required to keep our records is short. Half a day each month is needed for all entries into the Prop- erty Book and the Customer's Book. Since a number can be written so much more quickly than a name or a description, all number entries require less than one day's time a month. prospects cannot get From time to time, A considerable number of our the time to look at properties. therefore, we mail the photographs and description slips of properties in which they may be interested. More than half of the pictures are mailed back to us. On rainy days or at other times when there are no callers, REAL ESTATE SELLING 37 we classify prospects and send them pictures and de- scriptions of suitable properties. There are certain properties at all times to which we want to give special attention. They are the properties we are most interested in putting forward. So we have on our desks at all times, at our fingers' ends, a bunch of the little typewritten lists describing those properties. By constant reference to these, we get thoroughly fa- miliar with the selling features of the properties we are most interested in marketing. Duplicates of all advertising copy sent to newspapers are kept in a desk drawer. The location of the prop- erty is written on the duplicate so that if the partner who wrote the copy is away from the office, we know which property he advertised. First and last, we remember we are salesmen. We have little time for office detail. A fifteen-dollar-a-week stenographer takes care of the details, while we go out after the business which otherwise might escape. 品 ​THERE is a large department store in one of the upstate cities of New York, that, outside of commonsense busi- ness methods, owes its remarkable growth entirely to the high esteem in which its founder has ever been held. He knew every clerk by name. That was not hard at first, for he started with a handful; but he kept it up throughout his life. He was just as accessible on the last day he came down to business as on the first day he opened the front door. The city did not wait until after his death to show their appreciation; his beautiful business house stands as a grand monument and proves the substantial regard in which he was held by his fellow citizens. -Edwin W. Moore President, The Electric Cable Company V SELLING A MILLION OF LIFE INSURANCE By Charles Weinfeld Formerly General Agent, The Northwestern Mutual Life Insurance Company HOW OW do you manage to get so many applications?" is a question I have frequently to answer. It would be easier, perhaps, for me to tell why I get more than the average number. I get more because I have to. My field consists of eleven counties in Northern Michi- gan. It is composed mostly of small towns and pine. stumps. The largest city has 16,000 inhabitants. In order to write any volume of business at all, I must secure lots of applications. I run over my territory rapidly, therefore, and have many short interviews with prospects. In a small lum- bering town recently, I had two hours to spend between trains. In that time I wrote eight applications. This gave me an average of fifteen minutes to secure each application and a quarter of an hour is sometimes a very short time in which to get a man's signature to a life insurance contract. To secure business in this way, it is obvious that I could not resort to elaborate or theoretical methods. I do not keep any systematic record of prospects. I can remember all that is necessary for my purpose about the live prospects and I am always glad to forget the dead ones. I travel in what might be called light marching order. I come to the point as quickly as I can with a PERSONAL SALES-ONE MILLION 39 prospect and if he will not do business I go on to the next. It may not be regarded as instructive to say that I go after applications and get them, but sometimes the method I use appears to be as limited as that. After I introduce myself to a man and get on terms with him-- tell him a funny story, perhaps it not infrequently happens that I pull out an application pad and inquire, "What's your wife's front name?" He tells me, usu- ally, and answers all the other questions in the most docile manner. If I write policies for the officers of a manufacturing plant I can get many of the employees by simply exhibiting the officers' applications and ask- ing the employees, "How much do you want?" HOUGH his methods are apparently rough and THO ready, Weinfeld says he unconsciously follows a system-and sells over a million a year of insurance. I suppose that in my individual way I follow what practically amounts to a system of securing business. It is a system, however, of which I retain but little con- sciousness. I aim to get an application at the first in- terview and I get about three-fourths of my business on first calls. I never ask a man if I can write his appli- cation. I simply get out my blank and do it. I ask the questions and he answers. So far as I indulge in theories, I incline to the idea that a man may be closed at the first interview if the solicitor is prepared to answer arguments and meet prac- tical objections. If the prospect lacks ready money, I remove this difficulty by taking his note for the premium. If he has been putting off solicitors with some shop- worn or stock idea I can usually demolish it with some first-class argument or illustration. 40 HOW TO ATTRACT TRADE Here, for example, is an illustration which I often adapt to the landing of a wealthy and successful business man who has almost no insurance, but has all that he wants. I did not invent it, but I do not hesitate to use it when- ever it happens to fit. When I call upon Mr. Titus Hast- ings, for instance, and he glances at my card, he is likely to say: "Glad to know you, Mr. Weinfeld, but I have all the insurance I want." "Thank you, Mr. Hastings," I reply, "but may I ask how much insurance you carry?" "Ten thousand dollars." "May I ask if the impression that you are worth some- thing like $150,000 is correct?" "That's a personal matter, Mr. Weinfeld, but I don't mind saying that the figures are not far out of the way. "Thank you, again. Now, may I make you a propo- sition?" "If it is not too long." "I will give you $10,000 for your brains, energy and experience. In other words, for all that goes to make up your ability, I will give you a check, draft, gold or greenbacks. I will call the best attorney in town to draw the agreement, but from the moment you accept, every dollar you create belongs to me. What is your answer?" "Do you take me for a fool?" Mr. Hastings probably exclaims. "Not at all," I reply. "Why, I could earn $10,000 in six months if I didn't have a cent of capital," Mr. Hastings declares. "Ten thousand dollars to become your man for the rest of my life! Not much, Mr. Weinfeld." "It isn't much, Mr. Hastings, but $10,000 is precisely PERSONAL SALES-ONE MILLION 41 the amount for which you have agreed to sell out upon demand of the gray-bearded old fellow with the scythe. The amount of life insurance you carry is the selling price you put upon yourself. Your label reads in plain figures, $10,000. If you are worth more, why don't you raise the price?" Reflecting on this viewpoint, Mr. Hastings is likely to conclude that he has appreciated in value and that he had better cover the increase with some more insurance. PICKING out the argument which exactly fits the situation pulls business, says Weinfeld, who saved this $20,000 Williams policy with a sound argument. It is surprising sometimes to find to what an extent success in writing life insurance depends upon finding the right kind of an argument and applying it in the right way. Good arguments will even retrieve slips and positive errors. I once called upon a prospect and landed him for $20,000. As I was leaving his place of business, I ran across an acquaintance who inquired if there was anything doing. I carelessly replied that I had just soaked Williams, the creamery man, for a "double X." I went home, and two or three weeks slipped away, but the creamery man's medical report failed to arrive. Then I ran over to his town again to see what was the matter. Our examiner explained. "When you told Hardesty that you had soaked Wil- liams his wife overheard you. She told her husband about your soaking him and the deal was off." I thought I saw a way of straightening up the matter and called on the creamery man right away. I opened up frankly: "I came very near soaking you, but you wouldn't stand for it." He grinned in answer. Having broken the ice, I proceeded: "I have just x 42 HOW TO ATTRACT TRADE one statement to make. If you agree with me, I expect your business. If you don't, I will let you alone. Sup- pose that I have bought 1,000 pounds of butter of you, and have just left your place of business. Your neigh- bor comes in and asks, 'Who was that man?' You reply, "That was Weinfeld. I just soaked him for 1,000 pounds of butter.' Now, then, did you cheat me?" He studied the thing for a moment and then replied: "You're right. I will go right up with you to the doc- tor for the examination." This was a case where the man might have remained hostile for an indefinite period. He thought he really had a grievance, but a very simple illustration set him right. An argument which is hinted at rather than specifi- cally stated is often highly effective. I called on a man who thought that $10,000 would be a large amount of insurance, but who looked good to me for at least $25,- 000. He told me that he had decided to give his in- surance to another company and I asked him why. "Be- cause," he replied, "it is the strongest company." "Will you do me a favor?" I asked. He assured me that he would if he could. "Please don't mention the reason for your decision," I said, "to your neighbors, Hepburn, the banker, and Castlon, the lumberman. Both of them carry $50,000 policies in my company and both think it is the strongest and best company in the world." Just that simple way of putting it swept away his no- tion that some other company was the strongest and he took $25,000 with me. Sometimes a mere suggestion will work in a subtle way and modify an applicant's decision when the agent is not present. I once wrote a man for a $25,000 term policy. I did it with an inner protest, as the man had plenty of money. However, I did not oppose him, but PERSONAL SALES-ONE MILLION 43 2 when I delivered the policy I threw out one suggestion: "This is the first time I ever knew you to do anything cheap." A few days afterward he sent for me and told me that he had decided that a term policy did not fit his needs and that he wanted to change it. The solicitor who writes many small applications and travels rapidly over the field, as I do, will not always be able to “frame up" an interview in advance. Fre- quently he will be compelled to spar for an opening and leads on which to base his arguments. Whenever a case may be studied in advance, however, it will always pay the solicitor to do so. IFE insurance prospects are influenced by all sorts Lof of individual desires, whims and fancies Weinfeld shows how to avoid some of these obstacles. Life insurance prospects get all sorts of curious no- tions in their heads and it takes considerable tact to get around them. There is the man, for example, who wants to take life insurance, but does not want to deal with an agent. As a matter of fact, most of the best companies will not accept applications except through agents. Such a man once wrote to my company. The home office sent me the correspondence. I called at his town and found that he was from the east, having come to Wisconsin to take charge of a new factory. The local banker was a friend of mine and I asked him to introduce me to the stranger and escape as quickly as possible. I particularly requested that he make no mention of my business. After the banker had retired I asked a question: "You're not long in the town, Mr. Folk; where did you blow in from?" "Boston," he replied. "Homesick?" 44 HOW TO ATTRACT TRADE "It's nearly killing me." "I thought so," I replied. "That's why I came over to write you some life insurance.” He stared, frowned, laughed, and he signed the ap- plication just as soon as I could make it out. Some one has said that when an American is not try- ing to make a dollar he is trying to make a joke. I appeal to the American's supposed love of a joke and I find that the effort to be entertaining wins me lots of applications. When one prospect demanded: "What do I want insurance for? The money will do me no good when I am dead," I replied: "My company has taken care of that. Give me your application for $5,000 and at your death we'll make out two drafts of $2,500 each and send one draft to each place. In your case' --I knew my man-"I'll advise the company where to send the entire amount. You'll probably be shoveling sulphur when it's handed to you." When a man has any sense of humor he laughs at quips like this; and the man who laughs is like the man who hesitates: he is won or lost, according to the point of view. Not long ago I closed a piece of business for $10,000. Two weeks passed, and the applicant had failed to go to the examiner. I then wrote the applicant as follows: "I herewith return your application, as I have no moth balls to put with it. As I derived valuable expe- rience in writing your application, I thank you for per- mitting me to write it." In the course of three or four days the medical ex- amination blank arrived, accompanied by a check for the premium. The moth-ball joke had produced results. I am frequently asked to give my opinion as to the value of notes of introduction to prospects. Introduc- tions are both good and bad. It depends upon the re- PERSONAL SALES-ONE MILLION 45 lation which exists between the introducer and the other man. If the introducer is simply a good friend of the man you want to meet the chances are that his letter will merely embarrass the latter. He will be anxious not to offend the solicitor because of the friend's in- troduction, but if he is not really disposed toward in- surance at the time he will simply be put to the in- convenience of getting rid of the solicitor gracefully. The total effect of this kind of an experience is not favorable to the solicitor. On the other hand, there are a few rare men who have influence with their friends, who act as advisers to them and lead them by their example. When a man takes a policy with me and then remarks, "By the way, my friend Murphy thinks a good deal of my advice and usually follows my suggestion. He needs a little more insurance," I usually ask for a letter of intro- duction to Murphy. Under the right circumstances letters of introduction are worth while, but such a large per cent of them are based upon slight relationship that I seldom take the risk of presenting them. THE men who know how are the supreme masters of the business world-the Caesars and Napoleons of commerce. A third-class man with a first-class "know how" to guide him will get further than a man with an intellect which is mighty but untrained. There is a one best way to do anything. In every busi- ness activity, from putting a cork into a bottle to creating a world market for a new machine, there is always an “inside” way to achieve results. -W. C. Holman VI CLINCHING FIRE INSURANCE BUSINESS By Carroll D. Murphy WHENE HENEVER a fire insurance agent strolls down the main street of his town to note progress on an attractive risk, he meets from one to five competi- tors returning from their survey. The construction of a business block or public building means a scramble, and the solicitor who would win must draw away from the field. His wit and experience must serve to dis- tinguish him from the crowd. Last year a four-story business block went up in a Kentucky city of twelve thousand. Before the plans were finished, insurance men were on the trail, each in the attempt to give his offer some aspect of advantage that would win a commitment. One prominent agent, however, made no apparent effort to land the policy. For fifteen years he had sold insurance with a sagacity that made his competitors sit light. And again, he succeeded. "How did you land that risk?" inquired a friend of this solicitor, when the campaign was over. "You certainly did not work for it.” "No, I didn't work my legs," acknowledged the agent. "I sat in my office and figured out a strangle hold. "When I returned from my vacation, five solicitors had already applied for that risk. And I had no ? CLINCHING FIRE RISKS 47 standing with the owner, beyond mutual business re- spect. "Mr. Harris,' I said when I met the owner, 'there are twelve fire insurance agencies in this city. Every- one of them will be on your track daily for the next three months-except mine. On Tuesday of the exact week when you ought to insure, you'll know what the rest have; if I offer something better, take it.' "Then I went back to the office and on a red card noted that risk for follow-up when the roof began to go on. MACDOWELL, the state agent, hurt himself; this local agent inquired about his recovery: later he found a way to let MacDowell help write the policy. "Once when MacDowell, state agent for one of my best companies, was here, he slipped and hurt himself slightly as we were examining a risk. I remember that my wife thought me over-polite to write and in- quire after his condition a few days later. But every one of my general agents is my friend; I take pains to have him so. And when I wrote Mac. to hasten his expected visit to Sept. 7, he was here on the day. We went out to the Harris Block together and found the owner there. "Mr. Harris,' I said, after the introduction, 'By the end of this week your block here will have the doors and windows in. It ought to be insured. But the offi- cial rate will probably not be fixed for several weeks. "Until the representative of the inspection bureau has examined the completed property, no one can more than estimate the rate. But Mr. MacDowell here is expert in doing that. He will look the building over now, while every point of construction is evident, and C 48 HOW TO ATTRACT TRADE after consultation with higher officials, will name to you an accurate rate in a faultless company. That means that you and I may make this building safe and never think of insurance on it again for a year. "But the special reason why MacDowell came here today, is that he might see the workmanship you are getting and advise you on your electric wiring, water mains, elevator cutoffs and the like. While it is still easy for you to make alterations, he wishes to show you how you can lower your own premium rate. He will see that by next Saturday you are insured in case of loss, but he prefers to make you safe today against the likelihood of fire.' "When the inspector came later he found no costly alterations to suggest and complimented the owner on the fire rate possible for his building. With three hours' labor I have the insurance on both building and stock, and expect to renew next September." One morning the people of an eastern city awoke to learn that a newly finished school building had burned in the night. The loss was $27,000. The insurance was in over twenty different compa- nies, and each policy was a blanket covering loss pro rata on different ward buildings. Moreover, the poli- cies were for odd amounts, covering the contents of each building up to a certain figure as well as the school houses themselves. The loss, which figured twelve and one-half per cent of the total blanket insurance, was shortly paid. While the other agents were studying up blanket insurance puzzles, however, one solicitor looked ahead. The school officials put forth extraordinary efforts and in a few months had the building reconstructed. The complex figures of re-insurance began to dawn upon CLINCHING FIRE RISKS 49 various agents. And instantly the far-sighted solicitor came forward with the solution of the problem, which he had long since secured from the general office of his company. From the date of re-insurance, he figured the pre- mium on $27,000, the amount of the loss, for the un- expired term of the original blanket policies, which was twenty-nine months. On the payment of its pro rata share of this premium, he attached to each of his poli- cies a clause reading: "In consideration of the payment of $ as premium, this policy is hereby reinstated for its original amount during the unexpired term of said policy." PPARENTLY this progressive agent only got his share and no more-but in fact he was laying the foundation of a valuable reputation for knowledge. The live agent went to the board, presented his scheme, had it accepted and his policies reinstated and filed before the other agents struck his trail. They then fell into line, and used up 150 copies of his clause, one to the company, one to the agent's register and one to the policy on each of fifty separate policies. Apparently the progressive agent had merely retained his share of the new premium. In fact, however, he had established himself as the leading underwriter in his community. By his sagacity he had gained a definite hold on the future business of the school board, officially and as individuals. The average public official is far from expert in in- surance matters. Anything which simplifies his insur- ance problem, therefore, gives the agent of solid com- panies favorable standing. An agent who had recently entered a new field tried 50 HOW TO ATTRACT TRADE vainly for some time to get a fair share of the fire in- surance on his county jail, court house and infirmary. He observed that the various policies were stacked away in disorder, with no check on expiration dates, except to "run the pack" or trust to agent's follow-ups. This ingenious agent went to the county commissioners. "Suppose," he suggested, "I take your policies and schedule them in order of expiration. Such a list would help me to keep my share of insurance up-to-date, and would also assist you in your dates." The commissioners gladly agreed. A day later the agent sent in a typewritten list of the county risks, companies represented, amounts, agents, and, in order, the dates of expiration. At once he gained a definite prestige among the officials. The carbon of the list remained in the agent's desk, however, and was even copied to his follow-up cards. With this outline of the county's entire insurance prob- lem before him, he is constantly planning some move to gain more business. Several of the names are known to be weak. With- out mentioning them, he sometimes suggests to the board that an insurance company demands the thorough in- vestigation a heavy depositor gives his bank. The insurance originally carried was too scant to cover the property, and the agent took up this point with the board, reminding them of their responsibility. Fi- nally, by the bare list, the agent's own share of the total insurance appeared unfairly low; and in view of his solid companies and the value of his service, it has several times been increased. An insurance man tried in vain to get a share of the business of a Milwaukee printing house. The owner had placed the insurance with three or four old friends CLINCHING FIRE 51 • RISKS when he bought the business ten years before and they naturally held it, an additional thousand being taken out from time to time as new equipment was added. One day, the agent who was trying to get a part of the insurance went through the plant with the super- intendent during the noon hour. He went back to the office and waited for the manager to return from lunch. "I'll bet you anything from a cigar to an automo- bile," was the agent's greeting, "that your fire insur- ance doesn't protect you.' PROSPECTS may jump on you like this, but if there is method back of your purposely aggravating ap- proach, you are ready to turn wrath into profits. As he expected, the challenge not only caught the manager's attention, but sent him "up in the air" with a volley of sizzling talk about the companies he was in being as strong and reliable as any in the world. The agent calmly waited until the old gentleman talked himself out and then repeated his assertion that the property was not covered by the insurance. Finally the manager went to the safe and took out the policies to show the flip young agent. The latter read them over carefully. "Just as I thought," was his comment as he spread out a policy on the desk before the manager. "When you bought the business several years ago you prepared and printed a schedule of material to be insured, and whenever a policy has been renewed, this same old schedule has been attached." "But there is a blanket clause," broke in the man- ager, "covering all the property not specifically men- tioned." "Blanket fiddlesticks! The blanket clause covers 52 HOW TO ATTRACT TRADE type, cuts, leads, slugs, cases, racks and other stuff that could be enumerated. Every machine is mentioned by name and size. These policies insure a couple of old cylinder presses that you traded out years ago when you put in the new presses. Since then you have added one or two linotypes, a monotype, a Universal and a couple of Gordon jobbers, a folding machine and I don't know what else. If you should have a fire to- night you couldn't collect forty cents on these machines, for they are not covered by your policies.' The manager was dumbfounded. He read one of the policies from beginning to end and asked question after question about points that he had never thought of be- fore. "I don't understand it," he finally expostulated, "I've known the men who wrote this insurance for thirty years and- "That's it. I know them, too. They are nice old gentlemen, but they are practically retired from busi- ness. About all they do is to rewrite policies for friends like yourself whom they have known for years. They write whatever you give them and that's the end of it. You are hustling your own business"-as a matter of fact it was the two sons who were doing the hustling- "and aren't supposed to keep tab on all these things. The insurance agent ought to do that for you and you ought to place part of your business with some young fellow who is right on the job and will see that your interests are fully protected." The manager was conservative, and in some ways an old fogy, but he never let prejudices or friendship excuse clumsy business, so he said, "Young man, if you'll help me fix up a schedule that's right, I'll promise that as fast as these policies expire I'll have CLINCHING FIRE RISKS 53 them renewed at half the present amount and give you the other half, so that eventually you will get half of my business. Is that satisfactory?" It was. Last summer there was a fire in a Chicago office building caused by an explosion in a room occupied by a moving picture supply firm. Hardly had the loss been adjusted when a large building in one of the eastern cities was completely destroyed, the fire having a sim- ilar origin. Immediately the Board of Underwriters took action and the rates were raised on all buildings in which film supply houses did business. DICKINSON his fortals made ICKINSON got ahead of his five rivals and made a valuable friend when he went out of his way to use this profitable method for winning over insurance. In a certain Chicago block, a film exchange occupied half a block and the first the manager of the building knew about the action of the board of underwriters was when Dickinson, one of the agents who carried part of the insurance, called up to say that the rate had been jumped from twenty-eight cents to sixty cents. He added that he would be over to see if something could not be done about it. The manager was worked up over the thought of having his insurance more than doubled. Dickinson promised nothing, but expressed his readiness to do everything he could to get matters ar- ranged in some way. Together he and the manager went through the film exchange room and later Dickinson brought over one of the men from the board of underwriters. A careful study of the situation was made and the upshot was that entirely new methods of storing the films (which are made of celluloid) were introduced. Instead of pack- 54 HOW TO ATTRACT TRADE ing them away in a pasteboard box, each film was en- cased in a tin tube and this in turn was placed in a small sheet iron box. In the vault where the films were stored, the wooden shelving gave way to metal shelves and a cement floor was put in. Then certain changes in the electric wiring were suggested and made. All this took three months or more, but not a week passed that Dickinson did not drop in to see how the work was progressing. The policies of the building expired in October and the sixty-cent rate was still in force, but the changes had met with the approval of the inspector and secured the promise of a new rate within a few weeks. Five men carried the insurance on the building, and just before the old policies expired three of them mailed in the renewal blanks at the higher rate without a word of comment or explanation. The fourth man brought his in, remarking as he slapped it down on the manager's desk, "They're sticking you a high rate on account of that film concern fire." Every one of the men had known of the new rate four months before, but not one (except Dickinson) had even informed the manager, to say nothing of making any move to have it lowered. Dickinson had never let the matter drop and, thanks to his efforts, the rate was eventually restored to twenty-eight cents. He got the bulk of the insurance on that building. ♡ To reduce complaints is to give up an adequate percentage of your profits to satisfy people. And unselfishness is not merely an affair of money. The salesmen of a house must sacrifice their own comfort, their own leisure. must sacrifice the tendency to let mere system run a business. They -Clarence M. Woolley President, American Radiator Company VII WHEN DEALERS COOPERATE T FOR TRADE By W. S. Zimmerman O attract buyers to their city during a holiday cele- bration, members of a western commercial club combined to refund railroad fares to out-of-town vis- itors and the plan proved highly successful. People who had not been attracted by the individual offers of merchants to repay railroad fares, made a trip to the city and spent their money when the total amount ex- pended, not merely sums spent in one store, was con- sidered in the refund. Every merchant subscribing to the plan is provided with a quantity of slips, each of which carries a num- ber which identifies the merchant in a way known only to the merchant and the secretary of the club. This prevents one merchant from getting an idea of the number of tickets issued or the cash sales of his com- petitors. The left-hand section of the card is divided into ten vertical columns, each of which is subdivided into ten units of five cents each, making five dollars in all. Space is provided for the customer's name and address, thus furnishing material for a live mailing list when the slips have been redeemed and returned to the mer- chant who issued them. When a customer asks for a cash fare refund, he 56 HOW TO ATTRACT TRADE shows his duplicate sales slip and the merchant cuts one of the refund slips in such a way that the amount of the purchase is represented by the figures remaining on the chart. The stubs are retained by the merchant and are used to check up the tickets returned by the committee. ECAUSE rebates follow a sliding scale, refunding Custom rebus this system encourages them BECAU to customers by this tested system encourages them to buy to the free fare limit before leaving town. After having made all their purchases, the buyers take their tickets to the club secretary. He figures the total of individual purchases, and, by consulting a table printed on the back of the refund slips, can determine whether or not the applicant is entitled to a railway 4.55 | 4.05| 3.55 | 3.05 | 2.55 | 2.05 1.551.05 55 5 4.604.10 3.60 3.10 2.60 | 2.10|1.60|1.10 60 10 4.65 | 4.16|3.65 | 3.152.65 2.15 1.65|1.15| 65 15 COMMERCIAL CLUB, CASH SALE REFUND 4.70|4.20 3.70 3.20 2.70 | 2.20|1.70|1.20 70 20 4.76 4.25 3.75 | 3.25 2.75 2.25 1.75 1.25 75 26 4.80|4.30 3.803.30 | 2.80 | 2.30|1.80|1.30 | 80 30 NAME ADDRESS 4.85 4.35| 3.85 | 3.35 2.85 2.35 1.851.35 4.90 4.40 | 3.90|3.40 | 2.90 | 2.401.901.40 4.95 4.45| 3.95 3.45 | 2.95 2.45 1.95| 1.45] 95 5.00 4.50 3.00 3.50 3.00 2.50 2.00 1.50 1.00 85 35 90 40 45 50 61 RETURN THIS SLIP WITH OTHERS TO THE SECRETARY'S OFFICE, 102 MAIN STREET AND GET THE PRICE OF YOUR RESERVED TICKET FORM I: When dealers hold a sale together, a refund slip like that here shown is given with each purchase to designate the amount of money spent. The customer turns them in and receives a railroad ticket or cash refund of a value proportionate to the total amount of her purchase or interurban ticket. If the total does not equal the sum entitling him to a ticket, the applicant is given a refund proportionate to the sum of money spent. This return, however, is far below the refund made to the person entitled to a ticket as, by this means, the buyer WHEN DEALERS COOPERATE 57 is often induced to increase his purchases. Anything over the amount required for a ticket is retained by the club. There is no fixed relation between distance traveled and refund received. The committee in charge bases its allowances on local conditions and makes higher refunds from some points than from others. Where the plan was first tried, it was found advisable to allow a greater ratio between sales and refunds to people coming from distant points than to buyers living com- paratively close in. At the close of the celebration the secretary or club committee totals the cash sales represented by all the refund slips redeemed for visitors. To the sum spent for printing, advertising and administration, is added the amount of money refunded to buyers. This ex- pense total is divided by total cash sales and the result- ing quotient is the constant factor used in estimating each merchant's share of the cost. The sales total of each member, as represented by his refund slips, is then figured and this total is multiplied by the con- stant factor. For example: Total cash sales... Railroad fares • All other expense $12,000 $114.52 17.80 $132.32 Factor of cost-132.32-12,000-$.011 Total of refund slips (Merchant No. 61) $438.35. Amount paid by merchant No. 61-438.35X .011-$4.82. Each subscriber's share of the expense is based on a fixed ratio to the amount of slips issued for cash busi- * 58 HOW TO ATTRACT TRADE ness done. All the stores are on an equality. In former years, merchants refunded railroad fares only to people buying big bills of goods. This plan, however, was never highly successful because visitors did not care to spend large amounts at any one store. Most of them preferred to shop. When the plan of combining to pay fares was first broached, merchants refused to accept the proposal on the ground that sales slip duplicates, cash register receipts and similar methods of counting sales would give the auditing committee a line on the business of competing mer- chants. Punched tickets or any other single slip sys- tem for apportioning sums paid out for railroad fares was, on the other hand, condemned by the smaller mer- chants who would have had to subscribe an undue pro- portion of the amount paid out. The system outlined here, however, obviates these dif- ficulties. Each merchant is identified by a number known only to the secretary. Therefore, the refund slips may be handled by any one. When the bills are figured, the secretary translates the numbers into names, and mails each merchant a bill for his share of the expense in the envelope which encloses his redeemed cash fare slips. ♡ AREPUTATION for handling a certain grade of mer- chandise of a seasonable character takes years to build. Yet it may be torn to pieces by using this reputation, for a single season, to dispose of a bargain stock of dress goods or suits, which may have been picked up at a small cost. -Philip A. Conne Secretary and Treasurer, Saks & Company PART II-MARKETING GOODS BY MAIL "We Are Responsible" THE inevitable result of social and political changes will be the transfer of power to the business men of the world because we are respon- sible—the most responsible men in the world. We are successful in just the degree that we are responsible. We are unsuccessful and constant- ly ejected from the business world by the bank- ruptcy courts or otherwise, if we are irresponsible. So it will come to be seen that we are the natural leaders. It will be found that all the principal things that our businesses need, the masses of our employees need also; good hous- ing, good transportation, good recreation facili- ties, good education that really fits men for their life's work and for their living; well-governed cities, justice and security for property. These are the things our employees will use their new, greater power to get; and to get them, they will use us as leaders, as soon as they re- cognize that our enlightened self-interest wants these things too. Edward Wilene lu 2 EDWARD A. FILENE President, William Filene's Sons Company VIII RETAILING VIA PARCEL POST By W. S. Zimmerman قرد ARCEL post service supplies a new link in the PARCE chain which binds the consumer to the retail store. The last important link was forged a dozen years ago when the telephone captured city and suburban resi- dence districts and brought the farmer within speaking distance of the stores in his market town. It made ordering easy, lightened the work of the buyer, put him in quick touch with his source of supplies. In the cities and towns its influence on trade was felt im- mediately, but in the country the problem of getting the goods to the buyer remained as a barrier to telephone sales. After a decade of waiting, however, the parcel post arrived, to put the small retailer in the large city on a service equality with the largest department store, and to give merchants in the smaller towns a definite ad- vantage over their mail order rivals. The city shop finds at its command a delivery system as speedy and convenient, for all practical purposes, as the wagon serv- ice of the big stores. The small-town merchant can get his goods to his country buyers more quickly and more cheaply than can any seller outside the county. In conjunction with the rural telephone lines which criss-cross the farming 62 MAIL SALES districts, he has the inside track on the trade of his county. The catalog house has made the most general use of the new service, both for the advertising value of deliv- eries made by it, and for the very real savings as com- pared with express rates. For retail merchants in many lines, the cheap, easy and accident-proof carriage of the rural free delivery routes offers a promising opportunity to develop trade by supplying to country customers service never before possible. Shoe stores, laundries, dry goods stores, drug stores, hardware stores and other retail shops which handle goods coming within the generous size and weight limits make such deliveries by mail. Their experiments in many cases are bringing their country neighbors into line for home buying again. ELLING by parcel post can not be relied upon al- ways to help your profits and sales-follow this advice for preparatory testing and investigation. Before investing heavily in preparations for selling by parcel post, test carefully to find the effect which routine delay and breakage may have on your success. Often the uncertainty of delivery at a scheduled time in satisfactory condition, which frequently hampers a large public service, seriously disappoints retailers who attempt to use the parcel post. Test until you can esti- mate how great an allowance you should make in your plans for this condition. A hardware man in an Illinois town associated the parcel post with his store during his holiday and after- Christmas advertising. Early in January a succession of sleet, snow and rain storms made travel over the country roads difficult. Six miles out of town one even- USING THE PARCEL POST 63 ing a farmer broke a bucket in a pump he was trying to repair. Recalling the hardware man's advertising, he saved himself the twelve-mile drive by telephoning his want, the size of the pump, its maker's name, and a reminder to the dealer that the pump had been bought at his store. His repair part reached him by mail the next morning, and was adjusted in half an hour. When the farmer "stopped in" the following Sat- urday to pay for the bucket, the incident gave the dealer an opening to suggest the advantage of trading at home. If the break had occurred in his cream sepa- rator, feed chopper, gas engine, or any one of several farm conveniences purchased from a catalog house, the repairs could hardly have been secured under two days. Contrasting this certainty of delay with the prompt supplying of the pump repair, the farmer saw the profit in buying his implements at home. This hardware dealer regularly uses this possibility of emergency service as a convincing argument for home buying. Another of his parcel post sales was of a hay knife to a farmer several miles out who had broken his old blade, but had determined to "do without" rather than drive in to replace it. In a joking mood he called up the hardware man at his home that night and asked him if he could send a new knife by the R. F. D. carrier. "Sure thing," the dealer answered, and in a few min- utes' chat learned just what kind of a hay knife his customer wanted and the price he wanted to pay. "You ought to come in and get acquainted with my stock," the dealer urged. "When you know what I've got, you can save yourself lots of cold drives this winter." De- livery of the hay knife the following day brought in another "looker" before the end of the week. Credit 64 MAIL SALES in such telephone transactions is a minor matter, be- cause most of the customers own the farms on which they live. From these and a few other similar experiences, the hardware man evolved a hurry-up selling plan to which he has since traced considerable business. With the two rural telephone directories before him, he checked the names of all the farmers he knew well and had each of his two clerks check their special friends. Having plenty of leisure, one or the other of them kept the store telephone busy most of the time on several stormy days, calling the men they knew and telling each the story of the telephone sale and its attractive bargains. Without creating a "run" on the store's reserves of hardware, this telephone campaign has pulled enough orders to make the store owner very glad he adopted it. LET the R. F. D. man take the drive," is good parcel post advertising only if you have carefully worked out the other details of your mail campaign. The third step in his parcel post campaign was to re- shape his newspaper advertising. From his jobbers and various manufacturers whose specialties he had in stock, he secured electrotypes of their catalog cuts and made up full-page advertisements picturing and describing "leaders" chosen from the "slower" articles in stock. Each was plainly priced at less than regular figures. "If you can't get in to size up these bargains before you pay good money for them," each advertisement an- nounced, "telephone Bell 841 and you'll get them by parcel post next morning. I should certainly enjoy meeting you at 91 North Washington any hour, any day. But the R. F. D. man has to take that long, cold drive every day, anyhow. My main idea is to give you at the USING THE PARCEL POST 65 lowest possible price and with least trouble to you, ex- actly what you need when you need it.' Sales records for the first month showed a twenty per cent increase over the corresponding month of the previous year-a record which the dealer credits entirely to his parcel post advertising. Moreover, he proposes to serve this country trade all the year 'round-from the man who needs a handful of spikes to fasten a new plank in the barn floor or a bolt for the windmill, to the woman who wants a paring knife or a new teakettle. In a similar way, a druggist in an Indiana town is skimming the cream of the trade in his section. During his most successful parcel post sales campaign, the lead- ing paragraph of every newspaper advertisement he used read: "When the doctor telephones, 'continue present treat- ment,' don't hitch up and freeze driving to town to re- fill the bottle of medicine. Telephone 361, give Helvin the prescription number and Uncle Sam will have it at your door the first thing in the morning. The good feeling which this mail order service has created is taken advantage of by the druggist, who wraps with each package a circular describing the sun- dries carried in stock. Publicity, secured through ad- vertising the "posted prescriptions" scheme, has caused a marked increase in the sales of his brushes, boxed candies, soaps and toilet articles. The mailing fees are so small that profits can safely absorb the charges. The rural housewife has been quick to seize the ad- vantages which her grocer's advertisement urges for parcel post delivery. When she runs out of tea, coffee, sugar, starch, or spices, she no longer goes without needed articles until her next trip to town. A moment at the telephone places the order, which is delivered by ܀ 66 MAIL SALES mail the next day at an extra cost too small to count against the convenience. Clerks are instructed to call up customers on rural routes during their spare hours. At two points waste is reduced. The grocer is not robbed of possible sales while the housewife is "getting along without"; tele- phone selling profitably fills the dull hours. "Blizzard tomorrow," said a middle western grocer to his partner. "Women in country houses will be fuming because they have to go without fresh vegetables and at the same time here is our green stuff going to the bad." AKING the weather work for you is helpful, par- MA ticularly if you can induce the R. F. D. carrier and the weather man to join forces for your benefit. Parcel post solved this man's dilemma of supply cut off from demand. People who could not make the trip to town were formerly forced to go without fresh vegetables, no matter how fat their buying purses might be. Risk of loss and percentage of waste, moreover, kept the grocer from buying except in limited quanti- ties. Under the new system the clerks call up customers and solicit orders just as the supply on hand, the next morning's purchases, the special offerings of the market or the weather indications dictate. During bad weather, a friendly phrase addressed to the housewife as a "shut- in for the day" not only makes a ready market for lettuce, spinach, fruit and winter luxuries, but also flatters and pleases the customer. Mailing cost is almost negligible. Another phase of parcel post usefulness to the retailer developed in the experience of an Oklahoma hardware house. A farmer, ten miles out, broke a plowshare. Not having a duplicate in stock, the dealer telegraphed USING THE PARCEL POST 67 his wholesale house at Kansas City and had the share shipped that afternoon by parcel post direct to the farmer. The part made a quick trip and went out on the rural route in time to turn a half mile of furrow the following afternoon. The customary profit on such a plowshare was seventy cents. The telegram cost twenty- five cents, the postage seventy-two cents. The dealer split this expense with the customer, made twenty-one cents profit and set the country-side talking about his quick service in emergencies. This instance suggests a field for parcel post cooper- ation between the jobber and retailer, and a valuable talking point for the close-at-hand wholesale house in dealing with the small store. One wholesale hardware house has brought this fact home to its field salesmen by shipping to each by parcel post a new type of shovel which it desired to push and urging them to use the ship- ment to demonstrate to dealers the advantage of selling special orders from the house catalog and making direct delivery by parcel post the next day. CO ◄OMBINATION offers will probably help you as much as they did this Minnesota grocer if you study his methods for making “stickers” move off the shelves. Many merchants who have succeeded in passing the first obstacle of getting patrons interested in the parcel post are baffled by the costs of mailing. The pound rate is charged for fractions of a pound and in the local zone the cost of succeeding pounds is only a fifth of the cost of mailing the first pound. Candy for children, souvenirs, advertising booklets and novelty schemes are often used as fillers in parcels weighing less than a pound. But the big difficulty lies in the cost of mail- ing the first pound. This makes many deliveries too ex- 68 MAIL SALES pensive, as the cost of mailing a pound of sugar, for in- stance, amounts, practically, to the cost of the article. Combination offers usually solve this problem. Ad- vertisements of a Minnesota grocer explained that mail- ing goods in capacity weight lots enables him to pay de- livery charges in the local zone. To secure buyers in the maximum weight class, he offered a series of "parcel post bargains" composed of combination lots of goods, and gave the offers such names as "Kitchen Specials, "Household Specials," and the like. The parcels were made up of food staples or articles required in daily use, and in every case carried the attraction of extra values. He put the bargain element into his offers at first by in- cluding in the combination "stickers" which he was willing to move from his shelves at any price. A druggist who uses the combination idea found, after brief experiment, what combinations can be mailed under the one-pound limit. He advertises a list of trade- building offers in the newspapers. Persons who want a can of tooth powder get extra values by making their order include a toothbrush and a cake of toilet soap. The shaver who runs out of soap and orders delivery by mail is induced to add a can of talcum powder and a bottle of cold cream. Tests and experiments are gradually point- ing out the best sellers in the earlier combinations and are suggesting additions and changes as well as new schemes. In the local zone, except on low-priced staples, mer- chants using the parcel post have generally assumed the mailing charges. Whether this practice can be con- tinued is doubtful, unless the buyer, who is a regular and steady customer, carries the bulk of his purchases home without expense to the retailer and asks for parcel post delivery only in emergency cases. The mailing USING THE PARCEL POST 69 الله charges can too easily become a tax on a local merchant's profits to be lightly considered. Outside the local zone, the size of the purchase has thus far determined whether the buyer or the seller shall pay the postage. As a rule, the retail price has marked the line be- tween store-paid and consumer-paid deliveries. For weightier goods, the price limit has generally been set at five dollars for goods delivered outside the local ter- ritory but within the first zone. For lighter stuff, espe- cially goods bought in small quantities, the price limit for free delivery runs from one dollar up. The schedule for free delivery can be easily fixed by going over in- voices. Such a list when printed is a good advertise- ment and guide to the buying public. A western department store has made distance limit free deliveries by offering free delivery of any two-dol- lar purchase within the first zone and free delivery of any five-dollar purchase to any point within three hundred miles. Where the order is outside the free delivery zone, and where the purchase is under five dollars, the com- pany asks that twenty-five cents be added to the price of an article to cover postage. The company agrees to re- turn the difference between the amount remitted and the actual cost of mailing. L AUNDRY profits were increased by this campaign- and the successful schemes for printers and small department stores also gave satisfactory returns. The laundry man has also found new avenues of busi- ness expansion opened to him through the parcel post. In the past, the difficulties of getting linen to and from the country home has been a constant handicap on trade. The men had their starched shirts and collars "done up" in town, but the family washing machine had to 70 MAIL SALES take care of the "flat work" on which the steam laundry could offer its best service and lowest prices. An Ohio laundry man contrasted the disadvantages of home washing in winter and the prompt service and low prices which he could offer on family work. "Don't let your wife worry over a tub in winter," he urged in his newspaper advertisements and circular letters. "It's hard on her, hard on the clothes and wash-day dinners are hard on you. On sheets, pillow cases, table linen and towels, my prices are lower than the cost of soap and coal, to say nothing of a probable doctor's bill. "Bring in your laundry, and I'll return it by parcel post the third day. Send it in by the R. F. D. carrier as late as Wednesday and it will be ready for you by Saturday noon. I'll pay the postage either way on bundles amounting to fifty cents." Little argument was needed to persuade the farmers' wives that winter washing was a dangerous economy. As a consequence, the laundry's receipts increased fully twenty-five per cent. The postage paid has cut the profit on the new work materially. Pro-rating his wagon cost, however, the proprietor has discovered that his rural deliveries cost him very little more than those he makes in town. The usefulness of the parcel post has been turned to account by a department store in a small Indiana city. Morning after morning, in the R. F. D. edition of the local paper, the advertising features some single item of the store's stock, always with an introductory query. "Lost a glove?" "Need new rubbers?" "Coffee pot sprung a leak?" or the like. Followed the suggestion: "Call Hesbanks, 261, both 'phones, and ask us to send you by parcel post," introduces the day's leader, what- ever it happens to be, attractively priced. USING THE PARCEL POST 71 Not every one on the country routes wanted Scotch mittens or Featheredge petticoats on the days they were featured, but before the end of the second week of the campaign, telephone sales to country customers were averaging fourteen a day. Clerks were instructed in this store to hold the attention of telephone inquirers and offer to either make purchases for them in other de- partments or transfer them. In the dress goods and silk department, when the usual January sales were under way, one clerk with a wide country acquaintance made forty-seven sales of dress patterns "on approval" by parcel post in two weeks; only fifteen of the pat- terns were returned. Her success is explained by her knowledge of her customers' tastes, complexions and figures, and her skill in choosing for each woman in- dividually. Even printers, whose output is denied fourth-class mail privileges, have used the parcel post to advantage. The editor of a California weekly made his advertising react to his advantage when he established a mail order column in his classified ad section. To get the depart- ment going, he offered space at a low rate for the first month. Merchants tried out parcel post ideas in the medium and some of the farmers advertised chickens, eggs, apples and other farm produce to the people of the town. The column now serves as the public market of the locality. This "community of interest" idea was followed in another way by a group of Iowa merchants who co- operated in making up and paying for a town parcel post catalog. A druggist, a hardware man, a harness maker and half a dozen others who depended upon the rural trade made up a combination catalog describing leading lines. Booklets were mailed to out-of-town customers * 72 MAIL SALES and proved an incentive to buying. Parcel post sales mean a wider extension of credit and the necessary accompaniment of an accurate accounting and collection system. The important ruling of the Post Office department that an invoice can be inclosed with the goods allows the sending of a sales slip with each parcel. This gives, at the end of the month, the best possible excuse for a monthly detailed statement of the cus- tomer's account to check against the sales slips. The billhead can carry a line stating the account is due on or before a certain day of the month. Slow-pays can be brought to book by explaining that the postage on parcels makes it necessary that accounts be settled, say, before the tenth of the succeeding month. Credits on telephone orders in the smaller cities and in the average country town can be determined without much difficulty. The customer's reputation and financial responsibility are usually an open book to the interested inquirer. THE friendships of a country town salesman have an im- portant bearing upon the selling efficiency of the man or woman behind the counter. His efficiency is often increased in the ratio by the number of friends which he possesses and the tact which he uses in making more. -W. G. Chamberlain Vice-President, Skinner, Chamberlain & Company IX SHOWING SAMPLES BY MAIL By C. E. Cake : HERE are fifty dealers we find it impossible to THE sell because of their remote locations," said a manufacturer of brass goods to his sales manager. "Our travelers don't get to them often enough; other houses, located nearer, step in and get the business. But we can sell them, or the greater part of them. I have de- cided to make up samples of faucets, joints and other goods, and send them to these dealers every thirty days. The samples are to be about one-fourth the regular size and can be sent by mail.' Within thirty days after the first hundred samples were sent, the brass manufacturer had received orders from ten of the dealers; in sixty days, fifteen more; and at the end of ninety days, after three different kinds of brass faucets and joints had been mailed, there were orders from ten others: thirty-five altogether-and only one letter had accompanied each sample throughout the mailing. A clothier in the central west had a larger trade on collars than on ties, although his stock of ties was much greater than his stock of collars. He had a fine assort- ment of ties, attractively displayed and continuously pushed by the salesman-the sales total should have doubled that for collars. He resolved to make it that 74 MAIL SALES large, at least, and the first idea he hit upon was to send samples to a select list of names. He ordered an extra lot of ties for the summer sea- son; the majority were smart four-in-hands. Manila envelopes, twelve inches long by two inches wide, each containing a tie neatly folded, were sent to five hundred persons. The assortment was as varied as possible. A few bow ties were also mailed in packages to fit. These ties cost on an average of thirty-seven cents each; they were extra good fifty-cent values. The envelope and postage cost six cents, making the total expense forty-three cents for each sample or $215 for the entire lot. This apparently was a big price to pay for the advertising, but the total of sales of ties for the three months following this generous sampling was more than three times the figures for the preceding three months. In fact, this merchant was so well pleased that he has decided to send sample ties by mail at the beginning of each spring season. could reis talem powder, it is Fa manufacturer could sell faucets by mailed samples, If a retailer neckties and this man talcum powder, it is worth your while to study their methods. A manufacturer of talcum powder, though there was no dead stock on hand, decided to send samples of his powder to consumers, for the direct benefit of his dealers. First, he experimented. He got an average of twenty names from each of one hundred dealers. Then he ordered a thousand sample boxes, replicas in miniature of the regular size. These he enclosed in corrugated paper boxes. The postage cost two cents each. The cost of the sample boxes averaged about four cents each and the paper cases cost three cents each-total, nine cents, or-including additional expenses-about $110 in SHOWING SAMPLES 75 all. The immediate growth in business from the hun- dred dealers averaged twenty-five per cent, and con- tinued from a tenfold increase in the amount of samples. Varied uses for cement are shown by an ingenious sample distributed first at a recent annual exhibition of the manufacturers of the product, and later mailed to contractors and builders. A level, three inches long by an inch wide and one-half inch deep, made of the cement, is enclosed in a thin paper box. The company's name is neatly imprinted on the top side. One thousand of these cement samples were mailed, and they brought more than a hundred inquiries from users throughout the country. Later, models of cement blocks used in house and store construction, four inches long, two wide and one deep, were mailed to the trade. The cost of mailing by parcel post was not high, and the novelty of receiving a cement brick by mail-which could be used as a paper- weight-attracted favorable attention and many live in- quiries. A manufacturer of Key West cigars, who found it necessary to stimulate his trade, made a small cigar, two and a half inches long by a half inch thick, from the best tobacco, placed the usual band about it, wrapped it in tin foil, packed it for rough handling in a box to fit, and then mailed one each to a thousand wealthy men. A clever enclosure called attention to the quality and offered a special price on a size and shape "to order.” The cost was $75; immediate returns, over $300. Repeat orders at the end of ninety days led this manufacturer to give his little smokes wider distribution. A coffee dealer secured similar results. The demand for his brand was not as strong as he desired. The brand, a special one for use in French-drip coffee pots, 76 MAIL SALES was pulverized. His trade fell principally among the wealthy. He ordered several thousand sample packages, each containing enough to make three cups, and mailed them direct to the trade, giving grocers a pound free for sending him, on a convenient return post card, the names of ten wealthy consumers. Sales gradually grew to a volume which satisfied him. A land operator decided that the investor must be convinced of one thing: the quality of the soil. So he ordered corrugated paper boxes, two inches square, and mailed samples of the soil of the land he was offering to two thousand prospects, with a letter calling attention to government analysis. Inquiries poured in and he sold a thousand acres to customers who gave his land close thought on account of his unique sample. The expense was approximately $200. LUMBER you would hardly think could be sold by mailed samples, but actual experience proved the sample-by-mail plan successful. Lumber is another product that has entered the grow- ing list of "unusual samples." A hardwood flooring manufacturer cut some of his product into pieces three inches long; some finished, some unfinished. On one side he pasted the brand, the price, and the name of the prospective purchaser. A soft wood dealer did the same thing, specializing in gum wood, which he wished to bring to the attention of contractors as a new wood for interior finishing. An office equipment dealer experienced considerable trouble with two brands of carbon paper he stocked. The complaints practically killed that branch of his SHOWING SAMPLES by my business. He discarded the brands, took on new ones, and wrote sales letters in duplicate, to a selected list, leaving a sheet of the new carbon between the original and copy. The letter called attention to the class of work the carbon would do, as shown by the duplicate copy. This unusual sample helped to rejuvenate his carbon paper business. Manufacturers of other lines also believe in striking samples as a means for placing the merits of their product graphically before the consumer. Tooth paste in small tubes; varnish in tiny cans; enamel on bits of wood; roofing material made up as it appears in actual construction; knitting yarns sampled on cloth to show effects; candies; brick, and enameled and other styles, prove the advertising value of unusual samples. The sample itself is rarely enough to secure the order, but it gets attention for the sales-letter. A sample which requires extensive explanatory printed matter is not a good sample. The sample itself should compel interest and arouse desire. The selling letter can then focus on closing the sale. SELLING by mail requires a peculiar line of talent. An order can be obtained only by winning the purchaser's confidence. Seldom is he in position to compare prices with those of others, and he has only your word for the merit of the goods. You must convince him that he can trust you, that the goods are what he needs and as you represent, and, most of all, as you are dealing with some one you have never seen or who has never seen you, of the necessity of paying for the goods in advance. —W. A. Waterbury Sales Manager, A. B. Dick Company X KEEPING RETAIL TRADE AT HOME By W. C. Holman Former Advertising Manager and Director, National Cash Register Company A NDREW JACKSON was once holding a court in Tennessee. A noted gun man, the terror of the region, entered the court room and created a disturb- ance. "Eject that man," ordered Jackson. The terrified bailiff dared not move. "Call a posse and eject him," said Jackson. Still the bailiff made no move. The court room was silent-court officers, witnesses, and spectators were all paralyzed with fear, except Jackson himself. "This court is adjourned for five minutes," said Judge Jackson. Leaving the bench, he walked straight up to the bully and looked him directly in the eye. The latter, after a tense minute of endeavor to meet the judge's gaze, weakened, shifted from one foot to the other, dropped his gun and sank into a chair. Jackson seized him by the collar, took away his gun, dragged him outside and kicked him down the steps. SO. The man was terrible only to those who thought him In a town of five thousand, little more than an hour's ride from Chicago, there is a middle-aged hardware clerk who threw away a good business because he let fear of KEEPING TRADE AT HOME 79 catalog house competition master him. He owned a store, fairly well stocked in an old-fashioned way, and enjoying a moderate trade until the proprietor began to brood over the inroads mail order concerns were making on his sales. The more he brooded, the greater his alarm grew and the more unreasonable became his attitude towards the customers who went away to spend their money in- stead of using it at home. And since he made no in- telligent effort to lure back the customers driven away by his sarcastic speeches and unprogressive methods, his sales dwindled steadily. Finally, in a fit of despond- ency, he closed out his stock at a ruinous figure and went to work for another and a saner man. You OU will admit that the hardware clerk let ungrounded fright scare him out-these methods show how he should have grappled with the catalog problem. There are too many retailers in the United States whose mental condition is like that of this ex-merchant in the earlier stages of his obsession. They see the catalog house as an overwhelming menace to the re- tailer-a danger all the graver, now that the parcel post may make long-distance trading for the small town and rural consumer easier than ever before. Yet most of them, if they would walk straight up to the problem that frightens them and grapple with it in the right way, would not find it terrifying. Nor is this dread of catalog houses confined to cross- roads stores with only country trade. There are hun- dreds of small cities and large towns where the mer- chants entertain this fear, though it is based on a mis- conception and false suggestion which they have al- lowed to grow up, or on good reasons which need not 80 MAIL SALES have existed had the retailers studied the situation and handled it with energy and intelligence. To begin with, mail order houses have no striking ad- vantages over the local retailers. Instead they have dis- advantages, when all the factors are reckoned up. But they apply twenty times as much ingenuity to the over- coming of their disabilities as the retailers employ in utilizing their superior opportunities. Stop and think this over. Analyze the conditions. Compare the advantages of the catalog house with your advantages as a local retailer-and you will never have a moment's dread of them. Take the claims-truthful claims-that they sell so many millions of dollars' worth of goods in a year. What if they do? The retail stores of this country sell billions and billions worth of goods in the same time. New York alone buys a billion and a half dollars' worth of food each twelve months. Take that other bogie of greater buying power. It is undoubtedly true that the larger the quantity of goods you purchase the lower the price you can command. Against this decided advantage in buying, however, you should set the tremendous selling and handling expenses the catalog houses must and do assume. Compare these selling costs with your own selling costs. Remember that in the end the consumer pays all costs. Can you or the mail order house then offer him the better values? Should it be difficult to convince him, if you know your business, that he is not saving money when he orders merchandise by mail? You have the practical advantage of being on the ground. You meet him every day-or can meet him when you want to. You can find out who he is without trouble; you can talk to him as one neighbor to another. KEEPING TRADE AT HOME 81 * You have the advantage of personal contact with him. When you talk with him, however, never abuse the catalog houses. Mere abuse is usually taken as an admission that you can not offer as much for the same money as the mail order house. Besides, no free Ameri- can with money in his pocket and a shrewd suspicion that he is a good trader cares to hear his business judg- ment challenged so flatly. Be cool, quiet and specific, therefore, in all you say. Men who will not listen to you if you indulge in sarcasm or mere assertion, will listen and be convinced by plain, clear reasoning based on facts. SHOW your home town customers in this way that you can more than meet the distant catalog house at every turn and then make your demonstration hold water. Show him that it is on only a few articles that catalog prices-for the qualities you handle are really cheaper. Tell him why the mail order house offers these leaders at low prices and be frank enough to tell him what these leaders are, if he wishes to know. But don't let him buy the article. If necessary, offer to compete with the catalog prices-not on the few specific articles offered as leaders, but on the full order he would make up and send away. Add freight charges, since in long-distance buying the purchaser always has to pay the carrying charges. Try to make an arrangement with your jobbers to fill just such orders with brands equal to the mail order qualities, but different from those in your regular stock. If you can make such an arrangement-wholesale houses ought, in their own interests, to jump at every such chance, ought even to organize a special service to take care of this kind of trade-go ahead and send the order 82 MAIL SALES away to be filled. Have it shipped to you, in a separate box, and deliver it in this original package, collecting the freight charges, of course. In a word, show your catalog customer, plainly and conclusively, that he can get nothing from a mail order house that you cannot supply him with just as cheaply and with less risk of dissatisfaction on his part. Buying from you he has a chance to inspect his goods. When he buys from a catalog, he buys from a printed description. And a printed description of an article is not so satisfactory, and gives nowhere near as true an idea of its merits or suitability to his needs as an in- spection of the actual article itself will give. If you put proper emphasis on this point and make clear to your prospect the advantages of doing business face to face, you can easily show him that it is to his interest to buy from you. It Look at the thing strictly from your prospect's view- point; then show him the disadvantages of buying by mail. Frequently it means delay, with no one near to be held responsible. It means cash in advance. means the unpacking and setting up of machines by the buyer himself. It means qualities which represent lesser values, either in materials, construction or finish, than those you handle. It means difficulty, if goods fail to come up to expectations or if there are breakdowns, in proving that fact. It means much correspondence by customers not accustomed to letter writing. It means sending out of town cash that should increase the value of the buyer's farm or city property. Don't be content with negative work, however. Do something positive to keep the trade of your locality at home. One of the ways to stop a forest fire is to start a back fire. A live retailer in a small town can start any KEEPING TRADE AT HOME 83 number of back fires which will put the catalog houses on the defensive. He has every advantage in such a contest. He is on the ground, the mail order houses are far distant. He meets his customers, or possible customers, in person or can do so whenever he desires. His dealings with them are dealings between neighbors and friends. He knows the condition of his prospects, the size of their families, the age and needs of each member, their financial status -facts which his mail order rivals would find it hard and costly to discover. Yet less exact information of this very character, together with the good will built up by advertising, is the most valuable asset of the catalog houses. MAIL order houses are unable to work sales miracles; as a matter of fact, their methods are quite usual; why not adopt a few of them yourself? Every mail order house has a card record of possible buyers. Any local retailer can get up a card record ten times as valuable as that treasured by a mail order house. It is far easier for him to know all about the people in his single community than for distant mail order houses to do so. And since specific information helps them to sell by mail, how much more helpful it can be made to the local merchant selling face to face. For illustration, suppose two young people in your town are engaged to be married. Haven't you a better chance than any distant mail order house to know it? The young people will wish to furnish a house. You have the first chance to interest them. You know who their friends are-or can find out. Here is a list of people who will soon be buying presents. This one in- stance is typical of scores of selling opportunities that 84 MAIL SALES will come to you if you have knowledge of your com- munity. As for names of prospective customers, you can secure the county assessors' lists with little trouble. You can have the telephone directories of all the rural exchanges for the asking. You can get customers to give you the names of neighbors. You can offer free some inex- pensive but attractive souvenir to all who ask for it and so get their names and addresses. You can add the names of club members. Other ways will suggest them- selves to you if you once start to get names. Better than all-since your selling efforts can be con- centrated on a small group, you can have your clerks make calls in every direction or go out yourself. By keeping constantly on the lookout, you will find countless opportunities to push your trade in a personal way just when, and right where, such pushing is likely to count most. The trouble with too many retailers is that they do none of these things. They sit still and wait for trade to come to them, while their long-distance rivals exercise remarkable patience and ingenuity in per- fecting their approach to both prospective and regular customers. Consumers have in the main three reasons for buying from mail order houses. First, they think they can get lower prices for similar qualities. Second, they think they cannot get, at any price, from their local store- keepers the kind of goods they want. Third, the catalog houses go after their trade constantly, per- sistently, untiringly. If their first offer fails to swing your neighbors their way, they return to the attack from another angle-from half a dozen other angles, if the siege must be that long. Every one of these handicaps you can overcome, if KEEPING TRADE AT HOME 85 you are enterprising. In fact, it is precisely because you have neglected your chances to cultivate your natural customers that mail orders have become familiar to them. First rule of all: don't sit in a corner and blame the people if they do not flock to your counters. Do some- thing to bring them in. No matter how small your store is, make it bright and attractive. IVE definite ways to arouse curiosity, make a profit- FI able stir and stimulate your sales are here suggested by Mr. Holman, who is a business man himself. Arrange your goods so that they will make the best possible appearance and impression. Keep your win- dows fleckless. Put a new coat of paint on the front of your store. Rearrange your shelves and counters with an eye to display and accessibility. Attract notice by showing evidences of enterprise. Curiosity will make people come in to see what you are about. The more curiosity you can arouse-the more talk you can stir- the better for sales. New goods will be your first need. If you haven't cash or credit-if too much money is tied up in stock on hand—if you have let salesmen overload you with stock that will not move at the price you expect to secure- get rid of those stocks and get hold of some ready money by hoisting them out of the store at cost. If necessary, sell them below cost-for cash. They are no good to you on your shelves. The longer you keep them the less of value they have. And by cutting prices you will not only secure ready money, but you will attract buyers and will prepare them for further action. Don't let people think you are selling out your old stock because your are discouraged. Tell them you are ご ​$86 MAIL SALES clearing stock because you need room for new goods. Don't be pessimistic. Act as if a fortune had been left you. Be cheerful-joyous. Your attitude will create more talk—just what you want. You want people to know you are very much alive. If you have sufficient capital and room, you need not slaughter prices. Put aside part of the surplus stock of stickers and depend upon working them off at reduced prices as your new business policy increases your trade. For you are going to increase your trade. You may begin small. But you are going to grow. You are going to put goods in your store that will bring people there. When you have had only a few lines of goods before, you are going to have many. Not all at first, perhaps, but in the end. From the very beginning, however, you should plan for a bigger business. Buy small stocks of goods and buy often. It is better to buy one dollar's worth of goods and make five cents in two months, than to buy five dollars' worth to get a lower price and keep that five dollars' worth of goods two years. Look upon every dollar of capital you have as something that you must keep moving. Don't bury your money in surplus stock where it is not quickly available. Surplus stock swells investment and shrinks sales. Turn the surplus into cash, even though you take a loss, and invest the proceeds in that quantity of another line that will serve to supply the demand until a fresh lot can be obtained. This is the one disposition of sur- plus stock which will help to keep profits above the point of fixed expense. This kind of merchandising has made millions for city stores. It will make money for you. Of course, this kind of merchandising means effort. But effort is the entrance fee in any kind of business. KEEPING TRADE AT HOME 87 There are other reasons for turning your stock often. Remember that variety is a tremendous puller of cus- tomers. If you have the same old stock month after month you'll have a dwindling stream of the same old customers. But if your stock keeps changing-if every week a few new things in your store give it an atmos- phere of freshness-people will begin to come in just to look around, and will generally remain to buy. DEVELOPING desires" sounds like a mighty in- tangible suggestion until you find that these specific suggestions make an A B C of it-they tell how. 99 Women enjoy "looking. The store that makes "looking" easiest, and has the most to display, de- velops desires in customers who may come in just to buy a package of tea or a spool of thread-customers who had no intention of buying anything of value. One of the greatest merchants in the world once ad- vertised a "courtesy day" for furniture. On that day people were asked to come and look at furniture he had for sale. But as he advertised and as his clerks said, not a stick of furniture was for sale that day. No price would buy it. And the result? Thousands who came to look at furniture bought something else. The store's sales in other departments were enormous. Not more than half the crowd came to buy the things they did buy. They came "just to look" at the furniture. Arrange your store so that your stock can be seen. You may know, and your clerks may know, what you have in the store. But possibly no customer will know. Put in a center counter if you can. Display everything you can. Have a window display outside as big and various a display inside as you can. Show that you carry many things, even if your stock of each is small. 88 MAIL SALES And post cards telling that you can get anything not visibly for sale and will enjoy doing so. Put plain price tags on the things you display, when you are using tags. Many a woman who will not ask a clerk about the price, and will walk out without buying, will come forward and buy if she sees plain price tags. Post cards requesting people to ask you about goods, any goods, whether you have them or not, are often worth sending out. If you haven't them in stock you can get them. Establish a permanent bargain corner or counter or section. Consider the enormous success of the five and ten cent stores in cities of almost every size. Remember that every department store has its bargain days and bargain sales as sure as the weeks roll round. The largest retail store in the world gives over an entire floor to popular priced goods. Feature some real bargains, bargains which no one can mistake, prominently. Put them in the show win- dow, in the middle of your store. Force them on the at- tention of every one who enters. You know the sparkle that comes into a woman's eye when she sees extra good values offered at low prices. One or two genuine bar- gains may turn the whole trade of that woman in staples to you. Sell your "leaders" at cost, therefore—at a little less than cost, if necessary. They are so much ad- vertising the cheapest and absolutely the most effective kind of advertising. You put in "leaders" to cause comment, to draw people into your store, to get the tide running your way. For every penny's loss on a bargain you are likely to make a good gain on sales of staples to customers who came in to look at or buy your bargains. Buy for the bargain counter regularly. Change the stock offered as often as you can. Get the same people KEEPING TRADE AT HOME 89 who came in for one bargain to come in regularly for more. Make frequent shifts, even if you have to put part of the articles back in the storeroom. One week have glassware in the front and the next in the rear. Strive for a "different" look in your store every week. Aim to create the impression that every time a cus- tomer comes to your store she will find something new and good on sale. If certain items of your stock fail to move briskly at the regular prices, move them out by way of the bargain section. TWO thoughts considered has to be of enough importance by big city merchants to be called to mind when buying in the millions and which will help you also. Change your "leaders" often. Remember that the purpose of the bargains is to arouse interest, to remind people of their needs, to start them buying, by offering something so genuinely good that they will come back often to look over your stock. At the same time, re- member that your main purpose is to sell staples. Push your staples on the score of quality and fair prices. By selling them at a fair profit you can sell them in quantities about as large as if you pushed them on the score of price. The atmosphere of novelty, of bargains, in your store you must get from specialties. A visit to any large city will put you in touch with concerns that make a specialty of supplying just such goods. They have hosts of "leaders" which you can use as profitably as can the mail order houses. They will be glad, if they see you are a live prospect, to keep you informed by mail of all that they can offer you. That is their business. You can't carry a full stock of specialties of all kinds. But you can get in touch with wholesalers who supply 90 MAIL SALES them. You can secure their catalogs and order weekly from them. You can get cuts of the specialties you want to feature, and use them in your advertising. Then, while the mail order house can make only a pointed appeal to customers in your locality, you will have a double appeal. You can use printed matter and show the actual goods themselves. You can add also the appeal of your personal influence. In all your store dealings offer to return money to any dissatisfied customer, or exchange the goods. That offer will still further cut the footing from under your catalog competitors. You are on the ground. It is easy to come to you to exchange goods. Such a chal- lenge will still further advertise your store. As you grow, these things will not be enough. In all your advertising, make your personality felt. Make your townspeople feel that you in person are talking. Begin by advertising special sales, to be held on days when you know the largest number of shoppers will be free to buy-days when the most money is in evidence. Make people wish to visit your store on that day. ♡ NO MAN can learn to be a "crack shot" unless he wastes some ammunition. The sales manager should stand the expense of the experiments made by a new man who shows ability; it will pay in the long run. If mistakes continue and positive results do not come, the man must go. But, on the other hand, if after a trial of this kind a man's caliber is determined, then the time for promotion and increase of salary is at hand. -Richard W. Sears Founder, Sears, Roebuck & Company PART III-HANDLING THE SALE IN Tomorrow's Profits First N no phase of modern business are the ad- vancing standards more evident than in the attitude of the house toward the customer-not alone in the personal relationship between the buyer and the seller, but in the established policies for insuring the permanency of the cus- tomer's trade. In the retail business this is especially appar- ent. The long-time customer with an established patronage is an infinitely more valuable asset than a number of casual one-time customers; in fact, the standing of a store may be largely de- termined by the number of its regular patrons, which attests not alone the established sources of revenue, but, more particularly, the character and worth of the service which the house renders. During my forty-five years of practical expe- rience, ranging from office boy to head of the house, I have learned no more important truth than this; that each customer offers an oppor- tunity for a continued profitable trade, and that any methods of establishing him or her on a per- manent basis are of vital importance to the firm. Ssadore Taks ISADORE SAKS President, Saks and Company XI THE SHORTEST LINE TO SALES By Edward Mott Woolley AN'T I cut the selling time on a pair of shoes?'” CAN'T an Eastern shoe dealer questioned. He admitted. that fancies and variables may change the selling time for individual sales, but felt the major elements in a sale to be comparable with some ideal, invariable stand- ard. These invariable elements are the engineering units in salesmanship. For instance, the whim of a customer might necessitate twelve trips about the store for the purpose of bringing twelve pairs of shoes to that cus- tomer for inspection. This indecision and fault-finding on the part of the buyer would be the variable factor, but those twelve trips, of themselves, might be made practically non-variable, or at least, might be made to consume a great deal less time and energy. In reality, as the merchant discovered by repeated observations, this element that should have been ap- proximately non-variable was much more variable than the other element. In one typical instance, the sale of a pair of shoes consumed fifty-two minutes. Of this, the time spent by the clerk with the customer was twenty- four minutes, while the time he consumed in hunting for shoes and walking about the store was twenty-eight minutes. Roughly, the merchant estimated the time X 94 HANDLING THE SALE really needed for getting the goods to be nine minutes. Thus, nineteen minutes were consumed unnecessarily by this clerk during a heavy rush period. Furthermore, the investigator satisfied himself that the reduction of this unnecessary selling time would have a very appreciable effect on the mood of the cus- tomer, and thus effect an additional reduction in the total selling time required. In the reorganization and standardization of any fac- tory, the first thing considered is the relation between the workman and equipment. Before any tasks are set or any operations timed on instruction cards, the equip- ment is put in the condition and grouping that will harmonize most completely with human effort, while the whole factory organization is put in trim to serve the workers at the machines. Looking at his store in this light, the shoe dealer saw its shortcomings. He had laid great stress on service to customers, but almost no stress on the store's service to its clerks. And, since the two forms of service are intimately connected, he dis- covered that his service to customers was not as good as he had supposed. YOU have watched clerks vainly hunting around for You stock often enough; but have you thought of the remedy for this wasteful loss of valuable time? But, leaving out of his present reckoning the ques- tion of service to customers, he concentrated his problem upon the other form of service. This, he saw, must be a definite, predetermined and carefully measured service that would enable his selling force to focus to the maxi- mum of its efficiency on the selling operation itself. In- stead, it had dissipated a large percentage of selling time in merely secondary operations, such as hunting for THE SHORT LINE TO ORDERS 95 stock, climbing ladders and descending to the stock- room in the basement. His clerks wasted motions be- cause of meager training and a lack of system. Equipment, then, was the first thing considered, to- gether with methods associated with equipment. Watch- ing his store during a busy afternoon, the lack of true efficiency seemed to him almost spectacular. It was dur- ing rush hours that the bad equipment, lost motion and utter want of standards piled up the expense and re- duced his profits to a few hundred dollars a year. At the very time when efficiency ought to have been main- tained at its maximum in order to get out the goods and get in the money, it fell to its minimum. Viewed from the standpoint of effective management, it was absurdly low-so low that at least forty per cent of the human energy put upon it might have been eliminated. In order to handle the rush periods at all, it was necessary to support perhaps eight persons in idleness during the duller intervals. The shoe trade seems to offer no standard methods of shelf grouping or of keeping track of goods. No two stores follow just the same rules. In his own store, as in others, this merchant found that fixtures presented a uniform primitiveness of conception and lack of op- portunity for proper classification. Clerks frequently pulled out and opened a dozen boxes, in various parts of the store, in their search for a single pair of shoes of the style or size wanted. Customers waited ten or twenty minutes to be told, regretfully, that diligent search had convinced the clerk that the particular shoes wanted were not in stock. In solving his problems, this merchant based his in- quiry on a series of time studies of the operations in- volved. It is likely that the man who now comes into シ ​96 HANDLING THE SALE the store and calls for a given size of shoes will be con- ducted to a chair occupying the position most efficient for that particular selling operation. All the goods likely to be available for this customer's needs will be grouped within convenient reach of this particular sell- ing chair. If necessary, more chairs will be provided in order to further this plan of grouping. In the past, the position of the customer in the store has had no standard relation to the position of the shoes he was likely to buy. MAKING low priced work fill in service gaps by plans such as this often means crossing the line between retail failure and success. In the meantime, a new system of replenishing stock on the shelves has been inaugurated. Formerly, when a salesman sold a pair of shoes from a box on the shelf, he turned the box around so that its label was toward the wall. The next morning these empty boxes were re- filled. The delay meant numberless trips of salesmen to the basement for the purpose of hunting up stock, while the customer waited and the congestion increased. Now the boxes are filled as fast as emptied by a couple of bright boys who are thoroughly trained in stock. More actual work is now expended on this operation, but it is low-priced work which immensely facilitates the actual selling operation. Likewise salesmen are relieved to a large extent of the task of returning shoes to their shelves after re- jection by customers. A uniform system of labeling, for the goods and for the unit of space they are to oc- cupy, is used. One of the great time consuming fac- tors in most shoe stores lies right here. Even if the stock is fairly well classified, theoretically, this classifi- THE SHORT LINE TO ORDERS 97 cation does not stand out positively and conspicuously, while the goods, once removed from their places on the shelves, become unidentified stock in a large measure re- quiring expert labor to sort and return to the shelves. Labels and classification symbols are microscopical, where they exist at all, and are erratic and lacking in standard uniformity. The classification and identification of stock and of articles generally are vital factors in effective manage- ment, and do as much as anything else to reduce motion and increase sales. And it is almost an axiom that classification and standardization, to be worth the effort, must be reduced to a system to make them permanent and equally available to all employees. To illustrate: a shoe clerk stands in the store, facing the shelves on one side. He sees row after row of shoe boxes, tier upon tier, and they convey to his mind, in the aggregate, the impression he might get from gazing on a blank, brick wall There would be nothing about the brick wall that would automatically segregate one section of its area from another, and there is nothing about those tiers of shoe boxes that indicates boldly any boundary lines, divisions, sub-divisions or units. Now, suppose the clerk wants to take from those shelves a shoe of a given price, style and size. He first performs a series of mental processes, measuring off with his eye the approximate area where the shoes probably are; then he sub-divides the area-still a mental process -and sub-divides again. His impulses have all been more or less wavering and subject to error, and by the time he has actually located the thing he wants, he has consumed a great deal of time and energy, more time than the operation really required. Add to this the further loss of time that comes from the capricious sys- 98 HANDLING THE SALE tem of classification itself, and the mistakes of other clerks due to lack of uniformity and want of training, and the result is very low selling efficiency. But now, just to illustrate, mark off in some way a certain section of those shelves, and at the top put the conspicuous letter A. Assume that the clerk knows that A is the classification letter for the very thing he wants. Instantly, and with only automatic mental processes, he goes to that section for the shoe he desires. Carry the brick-wall analogy a little further. A gang of painters is sent to letter an advertisement upon it. As the men proceed, they all pause in the actual paint- ing in order to measure out the spaces, each space re- quiring the combined time of the whole gang. The job takes three or four times as long as it would if the fore- man had measured off the letter spaces in advance and chalked them. Then the painters would have been re- lieved of all preliminary thinking and adjustment of mental processes, and would have got at once into the work which they were most competent to perform. THESE HESE investigations demonstrated that it may often cost you eight thousand dollars a year to use ill- chosen equipment costing five thousand dollars. So, extending his researches to the stockroom, wrap- ping counters, methods of keeping track of stock, and, in fact, to every part of his establishment, this shoe merchant is seeking the equipment and methods that will conserve human energy to the maximum. In the past, equipment to him meant chiefly the value of the lumber and cabinet work. Now he sees very clearly that ill-chosen or badly arranged equipment worth $5,000 might cost him an additional eight or ten thou- sand dollars a year. THE SHORT LINE TO ORDERS 99 This matter of store equipment and the accompany- ing methods is directly comparable with the equipment and operating methods of a factory. For the sake of illustration again, take an analysis of manufacturing costs. A machine worth $30,000 may demand a yearly equipment charge of $6,000. If the machine could work 6,000 hours it would carry a charge of a dollar an hour. But the shop's hours may be 2,400 in the year, so the rate becomes $2.50 an hour. The actual rate of the machine, however, becomes ten dollars an hour, if it is only used on an average of 600 hours in the year. And when working, it takes twenty hours' actual time for a standard job. Therefore, the combined efficiency, all items con- sidered, is only two per cent. Comparing the operation of this machine under actual efficiency and under stand- ard efficiency, the total cost of a job under the former is $227, and only $7.80 under the latter. Now take this shoe store; here was a great piece of selling mechanism working as inefficiently as many ma- chine tools work. To use mechanical analogies, there had been no analysis of the pulling or feeding power and the proper speeding of this selling machine. To earn a reasonable profit, sufficient to give the business vitality and permanency, the whole equipment and human organi- -zation of the store should have been molded to facilitate the rapid movement of profitable customers in all direc- tions. The time a salesman loses in false motions, and through the lack of proper store equipment and service to clerks, is like the time lost by mechanics in hunting for tools and material, or in fussing with unsuitable ma- chines or belts. And, in both instances, the wage waste is the small part of the loss. The great waste lies in the 100 HANDLING THE SALE inefficient movement of a costly machine that is piling up overhead expense. But this philosophy is not one of shoes alone, but one that is broad enough to take in all forms of selling. This shoe store was selected as an example because it offered a rather striking and specific instance of typical waste motions due to lack of analysis of selling methods and classification of stock. The subject is full of po- tentialities, and the more it is studied, the more does it assume its proper proportions in the marketing of mer- chandise. THE retail dealer is much exercised about meeting cata- log house competition, and properly so; many of the most intelligent ones consider it a menace fraught with great danger for their future welfare. I find, however, that in many cases where there is an up-to-date merchant who is alive and wide-awake, who keeps his stock up, who keeps either the same goods that these houses advertise or similar ones to take their place, and who competes directly with the catalog houses, he has in many instances driven them entirely out of his section. It is the retailer who gives it up and says: “I will not keep such and such an article, because it is quoted by the catalog houses," and who, therefore, has not the item that the farmer or mechanic wants when he calls for it; and the man who re- fuses to anywhere meet the price of the catalog house—in other words, the man who does not put up a good, strong fight, who gets left and becomes discouraged. -E. C. Simmons Chairman of the Board, Simmons Hardware Company HA XII SERVICE THAT BRINGS CUSTOMERS BACK By Carroll D. Murphy AVE you ever stood at your door and wondered what makes those 'cross-the-street customers your competitor's rather than your own? You have on the average as much buying ability as your rival. You get much the same discounts. In the main, the packages on your shelves are identical. Why, then, are the customers his-not yours? Think it out and you will find that it is the little thing the friendly word, the personal accommodation, the extra service, the unusual touch of efficiency, the novel attraction-that induces the people in your trade territory to stop in at or pass your store. A telephone customer dropped into a store in the rice. belt. She had read of the extra food value and better flavor of the unpolished grain and decided to try it. The man at the counter failed to recognize her and smiled at her request. "You can't buy it, and if you could, you wouldn't put it on your table," he told her. "It's too dark." He failed to understand that she rated utility above mere appearance. Another dealer, at her request, made it a point to secure a sack of the unpolished grain direct from a rice grower. On an investment of only five dol- lars, plus the trouble of writing, he was able to satisfy 102 HANDLING THE SALE her curiosity, make her a steady patron, and, inciden- tally, stimulate a regular demand for the unpolished grain among his other customers. This second grocer tried to please rather than to re- form his trade. "Apples are what I am looking for today," said one of his customers. "Pick out some nice red ones for the table." For answer the dealer got down by a box of Jonathans and selected a dozen of the handsomest ones. "It takes all my time to run my business the way I want it run," he explained to a friend. "But I know my store is finding and holding its trade." It is in this field of personal service-thoughtful, though trifling, evidences of interest in the individual customer and her wants-that the smaller merchant can find the means of meeting and balancing the pull of the greater establishment or the mail order house. L ITTLE instances of service like this could easily be multiplied a thousand times over-and every one would build sales and bring customers back. "Where can I get a kettle mended?" inquired a new resident of her market man. "There's a tin shop a block and a half down the street," he answered. "But let me have it. I will have it mended and delivered this evening with your order." "Thank you," said the customer, meaning it. There- after cut prices or bargain values could never draw her patronage from this shop. For friendly effort of this sort, however slight, is a trade builder. The retailer who looks at things from the other side of the counter often finds the customer willing to re- ciprocate. A hardware man found a customer who wished to SERVICE IDEAS THAT PAID 103 purchase twenty or thirty feet of plain wire. The sale would total only five or six cents. Instead of slighting the matter, however, the dealer inquired to what use the wire was to be put and selected the size which would best fill the bill. The purchase figured daily in the householder's convenience and the dealer's way of han- dling the transaction made a permanent and profitable patron. Store conveniences supply another means of attracting passers-by and making them feel your interest in their welfare. And as both men and women, when they buy, seek naturally the places which they visit oftenest and where they are most at home, it follows that trade fol- lows the flag of comfort and convenience. Recognizing this fact, the owner of a book store at an interurban corner not only established a ticket office with a bulletin of cars on time or late, but has also arranged a cozy corner with tables, magazines and easy chairs under reservations that prevent loafing by young folk whose time should be employed elsewhere. Other book stores have found it profitable to post in- vitations to visitors to browse around at their leisure and find books for themselves. "Our clerks are here," one book shop of this sort announces on these cards, "simply to show you where to find what you want, or to find it, if you prefer that service to make finding and buying easier for you-never to bother you or to urge you to buy. The books themselves are our only salesmen." As a consequence of this policy, the store has a city-wide reputation as a pleasant place to spend a spare half hour or longer, and has practically all the book lovers of the town for its customers. Druggists have done more, perhaps, than any other class of merchants to develop store and neighborhood 104 HANDLING THE SALE service. In many cases, they have found it difficult to hold such service down to the point where its cost does not equal or exceed the value of its trade pulling power. Public telephones, seats for those who have to wait for cars, a supply of postage stamps for sale, are common features of nearly all city and small-town drug stores. INDI NDIANA druggists are possibly no more progressive than others, but you will find it worth your time to make note of this plan and study over it. Once in a while, however, a real business building feature is added. An Indiana druggist captured the attention of every fountain pen user in his town by an- nouncing that he was prepared to give expert care and make ordinary repairs on any standard fountain pen. The young woman in charge of this department, he ex- plained, had just returned from a two weeks' course in repair work at the Chicago branches of the best pen companies and was ready to give owners of pens the benefit of her experience. "If your pen is not working well, bring it in,” he urged. "Ordinary adjustments and repairs-while-you- wait will cost you nothing. I know what a bother it is to try to get along without my own fountain pen. I'm establishing this service to cut down the time needed to send a pen back to the factory for repairs. "Half the time-if your pen is any good at all- you'll get it back in something between five minutes and an hour. The other times you'll only lose a day of the comfort and convenience it gives you. If it is badly out of shape and has to go back to the factory, I've a few 'loaners' that will help to tide you over until your own pen returns. And any time your pen runs dry, you'll SERVICE IDEAS THAT PAID 105 find a filler handy at our pen counter-with a load of blue black or jet black ink always at your service." This druggist featured one standard make before: now he carries carefully selected stocks of four stand- ard pens and two of the cheaper kind and sells more pens than all the other stores in town. The reason for his success is the efficiency of his service. The fountain pen girl really learned a lot about repairing on that first trip and has added to her knowledge every day since. Efficiency in the service you offer the public, how- ever, is absolutely essential. More than any other item, save prices, it weighs heavily in deciding prospects be- tween your shop and the one across the way. A mer- chant who makes mistakes in his bills or deliveries, no matter if the errors are against him or are cheerfully ad- justed, gives customers a feeling of uncertainty and dis- trust. "Getting things right" the first time impresses trade as does nothing else. Salespeople in many stores-perhaps in your store- have adopted a listless, wooden attitude toward unusual requests. "You can't get it," "We have nothing of the sort," "I don't think we have it," are stock replies to in- quiries from people who come to the counter with money in hand. And these replies are softened by no word or evidence of interest-no thought or search for the article desired. How different, on the other hand, is the at- titude of the proprietor of a chain of city drug stores, who after rummaging through shelves and drawers said: 'Can you wait five minutes? I'll send a boy over to the wholesale house and get it for you. Or I will send it out. I was certain we had it." This willingness to go out of your way to serve your C 106 HANDLING THE SALE trade often seems to take you a long way from the beaten track of profit, but as a matter of fact it is rarely wasted. Friendly service rendered even to the transient has a way of counting in the cash till. A traveling man at a Georgia hotel decided to catch an earlier train than he had expected. He 'phoned the laundry man to rush the delivery of his linen. The laundry man explained that it would be almost impossible, but took his forward- ing address and train number. Just before the train pulled out, the laundry man hustled through the car, located his man and made his delivery. The salesman in his visits to that town has never failed to talk for the man who went out of his way to give service. SERV ERVICE is an intangible element in retailing—a thought, an action, a little accommodation-but a very tangible one when used to build your profits. There is a right and a wrong way for clerks to handle trade, especially during busy times. One salesman can often keep more prospects contentedly waiting than can three associates with less tact and common sense. Your public will be extraordinarily patient if you notice them and convince them that you are trying to reach them. "First come, first served," is a rule for which the barber shop has trained men to fight, but the abuse of which often irritates customers at the retail counter. A young couple dropped into a suburban confectionery store in their home neighborhood, intending to purchase ice cream. The proprietor was telling a favorite story to a customer who had bought. The young couple waited for him to finish. In the midst of the anecdote, how- ever, a prominent society woman stepped in. The store proprietor stopped in the middle of a sentence, disre- garded the waiting customers and served the newcomer. SERVICE IDEAS THAT PAID 107 The couple walked out to find a shop where they could buy on a basis of equality. A metropolitan shoe store has adopted selling tactics which often result in similar blunders of an even more exasperating kind. The store rule is that any clerk who has been assigned to a prospect, upon seeing that he cannot close the sale, shall tip off the floor manager. The latter then assigns a new salesman to the prospect. In practice, the customer is made to feel that the second clerk comes not to take up the more difficult part of fitting, but shrewdly to sandwich in a demand for an entirely new statement from the customer, apparently with the idea that he may bring more pressure to bear in the direction of a sale than could his fellow workman. The customer is almost always piqued by the necessity of beginning again with a measurement, and a state- ment of the style, price and so on. In another store, however, certain clerks are chosen for their ability to handle difficult fittings, and are so introduced by the other salesman, when a prospect is turned over to them. At the same time, the salesman takes special pains to mention precisely what sort of merchandise the prospect is looking for. The latter is saved the repetition of these details. Precedence in receiving attention, help in "digging up" some special purchase, and this tact in transferring a prospect from one clerk or department to another, are always points on which the shrewd salesman can build good will. One little woman in a small-town dry goods store is busy even on the dullest days because of her tact in helping ladies find just what they are looking for. She is familiar not only with the stock advertised and on display, but with all the odds and ends which some spe- 2 108 HANDLING THE SALE cial use or bargain figure will sell. A furniture sales- man, on the other hand, made himself obnoxious by ex- plaining, "This is the only style of kitchen table for which we have any demand whatever. He followed this reflection upon the odd taste of his customer by drawing a sarcastic comparison between a rug he was trying to sell and a set of rugs which his prospect had bought and was trying to match. Another salesman for the same house took the same customer under his guid- ance and sold her a furniture bill of $215. The cus- tomer commented on the patience and willingness of the second salesman and found that he was the proprietor. PUT all your ability at the call of your customers, go to market for them, anticipate their slightest wish- then service will automatically help you. Every store needs its training school, more or less formal-and every first rank store includes such a func- tion-where the salespeople are impressed with the fact that patience, tact and a common-sense view of the cus- tomer's wants distinguish the big and growing business man just as surely as does his pay envelope. Personal adaptability must hereafter be considered an essential of store efficiency. The final word in retailing, however, is real customer service to put all of your storekeeping ability at the call of the people in your trade territory. A customer had asked at a market for a certain brand of chipped beef and found that it came in larger quantities than he wished to buy. He inquired for a smaller package. "Yes, we have the other brand at thirty-seven cents," was the reply, "but we don't urge it on our customers. Deducting the weight of the package, you get only about ten ounces, and that, as you can see for yourself, is : SERVICE IDEAS THAT PAID 109 hardly value. In place of it I would suggest one of the bargains we are featuring for today," and the market man went on to display what he conceived to be best fitted to his customer's wishes. Salesmen who take the road have to do "missionary work," and carve trade out of the rough. With the local retailer, however, there is an opportunity to make a sale to almost every store visitor through accommoda- tions. You see men coming into your place-women going into your competitor's store. Their purpose is to buy. They have a want which they are eager to satisfy. Any sort of common sense and friendly treatment will win their trade. It may almost be said that only by a harsh, narrow, lazy attitude can they be driven out of their way to buy of a rival. They want values, of course, and satisfactory qual- ities, whether they are buying canned tomatoes or woolen blankets or overshoes. They may make formal demand for nothing more than these. But they remain human, with the unfailing instinct for seeking pleasant places and cheerful folk. And the retailer who considers the human element makes friends as well as permanent customers. HUMAN beings are not like merchandise, nor are they to be handled like merchandise. Dealing with the pur- chasing public is a problem in personality, and it is through the point of contact, wherever it may be: at the counter, through correspondence or wherever service may be rendered, that the favorable impressions are created which ultimately constitute one of the firm's greatest assets. -Henry C. Lytton President, The Hub XIII MAKING STORE FIXTURES SELL By Marshall J. Bailey TANDING beside his main aisle counters at the ST busiest hour of a spring Friday, a Boston retailer noticed a woman leaving the silk department without purchasing, but carrying a sample he felt his stock could match. He bought his spring silks personally and took pride in their variety. Fifteen minutes later he saw another customer fail to match one of the season's favorite colors in which he was well stocked. He overtook this woman. Politely he pointed out to her the value to him of knowing exactly why she had failed to find the bolt to match. "Well, if you've got it, it's no fault of mine or the girl that we couldn't find it," she replied. "We both looked high and low. Finally, I became provoked-particularly as I know where I can get it." The retailer felt that he could not make sales on ver- bal assurances of complete stocks. He went over the silk counters personally. Bolts of popular shades were scattered about. One of the desired bolts he found in a stock box; the other had fallen behind a shelf. Little accidents to rob his stock of two popular shades, but the clerks declared it impossible to avoid mislaying bolts during the rush hours. His fixtures were at fault. They failed to guard and STORE FIXTURES THAT SELL 111 show all the stock he put in their keeping. Loss of stock prestige and sales followed. He set to work de- vising new fixtures. When he had finished, there were neither counters nor shelves in his silk section. A line of tent-shaped racks held the bolts end on end. A pay- ing new specialty department took over the discarded fixtures. These tent-shaped racks, made of cherry, have edge boards, a flat top piece twelve inches wide, and strips of heavy moulding running from apex to bottom at inter- vals the width of a bolt. The bolts are racked between the mouldings in color ranges. At a glance the cus- tomer is shown the complete gradation of shades offered in the color she is seeking. IXTURES are capable of taking many details off FI the shoulders of your clerks-this bolt rack cut the average sales time from fifteen minutes to five. When all the clerks are busy, customers can match samples or select patterns by inspecting the racked bolts. If they find what they desire the clerk can complete the sale by placing the selected bolt on the top piece and measuring off the desired length. A stock boy puts the bolt back into the proper color range. The fixture keeps all the stock constantly before customers. It helps to sell by dividing the task of selecting between the bolts and the customer. In a New York store, it cut the clerk's average sales time from fifteen minutes to five. These rack fixtures for piece goods point the fact that counters and shelves are already old-fashioned for certain classes of stock. Store managers buy, copy or invent at every opportunity fixtures which help save dollars and clip minutes off the sales-time average. When these new fixtures go into a store, the second-hand C 112 HANDLING THE SALE man is usually asked to call for some displaced counters. The advanced type of cloak and suit selling equip- ment is largely responsible for the "street" layout which the larger department stores feature on entire floors. This equipment, the units of which are enclosed, par- tition-high show-cases, when fitted together, turns aisles into "streets.' The space it surrounds becomes a "store" off the "street." Little signs along the "streets" announce the "stores," and cabinet show win- dows display samples of their stocks. The unit fixtures for the "street" equipment are de- signed with four objects in view. In the first place, their natural subdivision into "stores" leads the cus- tomer to pick out the particular stock he wishes to in- spect. Concealment of all but one or two styles is the second object. When a customer enters one of the "stores,' salespeople who are specialists in its stock roll back mir- rored doors housing the desired size and slide out a rack which displays a limited number of styles. The cus- tomer's attention is purposely centered on these selected models. There is no unnecessary display of other ar- ticles, more costly and more attractive, perhaps, to dis- tract her attention. If the customer is not satisfied with any of the garments on the first rack, others are pushed out in the effort to make a sale. But the mer- chandise manager gambles on human nature and the fixture to usually secure a sale from the first selection. Realization of his wager makes for limited stocks and quick turn-overs. The third object is to check the natural tendency of salespeople to push the highest priced garments when allowed to show entire stock. Often over-zealous persua- sion either irritates or embarrasses the customer. If it STORE FIXTURES THAT SELL 113 continues, she reaches one of three possible decisions: yielding and spending more than intended; insisting on buying at the price she first had in mind; or leaving without purchasing. Whether she buys or not, there is undesirable irritation and friction which the concealing fixtures prevent by displaying only the best styles in stock at the price she has made up her mind to pay. The fourth object has to do with the psychological effect on women of quiet and freedom from distracted attention. In the little enclosed, mirror-lined "store, the customer is out of the main-aisle rush. An expert saleswoman helps her buy. The annoyance of clerks at her elbow trying to interest other customers is avoided. EN INCLOSED unit type fixtures sort stock to standard sizes and line prices and place before the customers quickly exactly what they desire to inspect. Equipment of this enclosed unit type is built also for men's clothing. The units have glass sides and do not entirely conceal the merchandise. But they are too low to actually display stock. They also segregate suits to style, size and price. Racks roll out to place before a customer the store's entire stock of the particular line for which he had asked. Enclosed equipment of this type increased the sales of several departments in a Washington store over sixty per cent. This record led the supervisor of selling to experiment with other departments. In the underwear section he reduced waste effort to a minimum and in- creased the sales by making one box do the work of four. Under-vests had been shelved in the customary manner in boxes, each containing a different size. Within a short time, through constant handling and the breaking of the frail cardboard tops, the boxes were not 心 ​114 HANDLING THE SALE only hard to manage, but gave an appearance of disorder. Now large boxes are fitted into the remodeled shelves. They are deep enough to hold four or five sizes of each garment-the contents of a like number of the discarded boxes. By a single motion, the clerk produces the same result that formerly required four. The plan is also in use in other sections where, observation demonstrated, the demands of prospective buyers necessitated showing at each sale a variety of styles, shades or sizes. The supervisor of selling has used the same principles throughout the store to lessen by short-cut sales methods the time required to satisfy one customer and make way for another. In the velvet section he found the stock packed in boxes and shelved back of a second floor counter. There one clerk was stationed, but fifty per cent of her time was spent in helping saleswomen at nearby counters. Since the demand for velvet was not great enough to keep her constantly occupied, prospect- ive customers often found the isolated velvet counter un- attended. The nearest clerk, usually one not familiar with the stock, attempted to make the sale. She fre- quently left the velvets scattered over the counter, ex- posed to damage from dust and stains. Fixtures built like ladders, with loose adjustable rungs turned by hand, are now in use. A large glass case with sliding doors displaced the shelves. The lad- ders, each rung holding a roll of velvet, are fitted into the case. The stock is easily accessible-a short pull and the velvet will unroll. It can be assorted into color ranges. If the regular velvet saleswoman is away, the occasional purchaser can be promptly served by a clerk from an adjoining counter, so simple is the arrangement. Comparative observations of the new and the old method demonstrated that the change eliminated one STORE FIXTURES THAT SELL 115 vital selling fault and increased sales over thirty per cent. This increase is largely due to the ease with which buyers can match samples on the new ladder-like fix- tures, which display the velvets arranged according to color gradation. Formerly a clerk often removed and re-shelved eight bolts in making a sale. These waste motions are avoided under the new method, since each shade can easily be reached without removing bolts from the fixture. In rush hours the customers are able to match samples without assistance from salespeople. HA AVE you ever analyzed the sales talk of a clerk showing a customer cloth? To do so often leads to new methods which stop rough edged selling and its wastes. During mark-down sales, before the new fixtures were installed, the velvets were carelessly piled on tables; the regular stock was shelved in the customary manner. On an average, clerks handled four bolts to every pur- chaser. Here is an analytical observation of a clerk showing different shades: ~ Clerk 1st Bolt. Selling talk brisk. Customer Attention concentrated. 2nd Bolt. Selling talk advisory. Interested. 3rd Bolt. Selling talk advisory. Interested. 4th Bolt. 5th Bolt. Selling talk indifferent. Silence. Interested. Indifferent. Not satisfied. 6th Bolt. No Sale. The correct shade was afterward found in stock. The clerk's indifference evaded the display of other stock by the excuse that the prospective customer was "only matching samples.' "" Under the methods displaced by the new fixtures, wasted time and effort in handling stock lowered the average selling efficiency, detained the customer, kept the counter occupied, and the aisles crowded. The re- 2 116 HANDLING THE SALE sulting congestion in the department enforced dilatory buying and dilatory selling. Efficient activity was lack- ing because the displaying and re-shelving of stock con- sumed forty-eight per cent of the salespeople's time. The newer shoe shops have discarded both the high shelves jammed with manufacturers' boxes labeled in many colors and the sliding ladders which years of use have associated with the shoe store. The manufacturers' boxes are replaced with permanent stock boxes, each pair, of course, in a separate box. After sales the boxes are replenished from the reserve stockroom. Since no duplicate sizes are carried in the forward stock of any style, the fixtures need not be higher than a salesman can conveniently reach. A large and notably successful Boston store has sup- plemented the customary shoe department benches with comfortable chairs scattered about the section. Besides assuring to everybody some degree of privacy, these chairs give the salespeople an opportunity to take a customer out of earshot of the varying price quotations which distract her when jammed into a bench near three or four clerks all trying to make sales. Her at- tention is pleasantly centered on the efforts of one salesperson, who thus has an uninterrupted chance to demonstrate the stock and induce her to buy. The collar rack which displays the range of stock styles was probably the first fixture invented to actually help handle sales. This fixture invites and aids the cus- tomer to pick out the style he wants. Its efficiency is now increased by a fixture behind the counter. This is divided into large compartments built to hold boxes of a standard size. The manufacturer packs the collars by third or half-dozens into little boxes. After the cus- tomer has selected the style, the clerk can quickly offer STORE FIXTURES THAT SELL 117 the collars neatly boxed. This plan encourages sales in lots and keeps the collars fresh. The little boxes are neat and attractive. BINS Baluable testing the methods and nons INS were costing this hardware man many sales and valuable clerk hire-he changed his methods and now knows that equipment is worth thinking about. An eastern hardware dealer, passing his store on a Sunday evening, saw that the watchman had forgotten the safety lights. He had hardly entered when he stumbled over two nail bins. A few minutes later he barked his shins against a keg of finishing nails. Next morning, he recalled the nail keg and the bins. For the first time he noticed how unsightly they were. Then one of his salesmen caught his attention. He hurriedly gave a boy a handful of nails for a cent. A moment later a mechanic received over-weight. Nails were con- stantly being spilled on the floor. The hardware man had discovered one of the hidden leaks through which poor equipment was sapping net profits. "I went back to my office determined the bins should go," he says. "They were wasting my time, my money, my effort, and my floor space. I have my nails in pack- ages now, classified by weight and size, and packed on shelves. The lowest price of any package is five cents. The 'handful' customer who 'just wants to nail up a shelf' pays a nickel instead of a cent and is satisfied with the weighty package he gets for it. No more nails are lost or given away. The bins have gone-so has the waste effort. It takes about a minute to handle a sale. The clerks are pleased and I am pleased. We keep busy during slack hours making up the out-size packages. Fixtures which help the window dresser pull sales are also being introduced. They usually result from the in- ら ​118 HANDLING THE SALE genuity of a thoughtful decorator, but time-studies often point out their value. A southern department store, stocking the cheaper lines, found it took from eight to eighteen hours to dress the east side full front, de- pending on the character of the merchandise and the style of the display. The prevalence of competing cut- price sales which must be met and the apparent diffi- culty in making a quick shift of full fronts led the man- ager to test for ways and means. The actual results of his tests, of course, varied be- tween wide extremes. This was partially on account of the widely different stocks constantly handled. The series of tests showed, however, that in displays in which the usual mirror dividers were not used, there was a material reduction in the time required to change the fixtures and arrange the new display. The reason for this was easily placed. These mirror dividers were kept in the trimmers' storeroom on an up- per floor of the building. Because of their weight and the care required in handling them, it took two men to get them down the elevator and truck them across the store to the windows. Then it was necessary to carefully edge them into the windows. The dividers were cumber- some and the window entrances narrow. The mirrors had to be raised to an angle of forty degrees and slowly wormed into the show windows. The time tests showed that all this labor went into the placing of an orna- mental fixture in the window, for outside of its service to the store as a background or divider, the selling utility of the mirror was insignificant. The mirror dividers are now kept permanently in assigned windows and never re- moved. In all other display windows, the trimmer uses a popular board divider of his own design. It is patterned after the mirror fixture and painted STORE FIXTURES THAT SELL 119 white. On either side, and at each end of the board, a strip of steel is inlaid. Shelves can be fitted into these strips at any desired level. Both sides can, therefore, be used. These new fixtures cost the store about $175 each. The advantages of the board divider are ap- parent. One man can handle it in quick displays; and it is not breakable. They make entrance to the windows easy, and often increase the selling efficiency of the trimmers' department fully fifty per cent. Scratches and marks from rough handling quickly disappear under a coat of paint. They lack, however, the ability of the mirror divider to reflect displays. WINDOW ´INDOW dressers find this new style of divider saves time and allows the clerks to use the display as a sample when selling from counters near the windows. As a selling fixture, this board divider gives a high degree of utility. During emergency shifts, the shelves on the divider display merchandise while the floors of the windows are being cleared. The rapidity with which changes of dress can be made eliminates the need of window shades. Passers-by are given something to look at all the time. Increased sales and a further reduction of waste effort results from showing goods on the divider shelves during special sales of brass ware, silver and china, when there are frequent inquiries about specific designs or pieces. Whenever possible, the divider stands near a window entrance. Its shelves hold a sample of every article in the window. This enables the clerks to reach samples without entering the windows or disturbing the floor display. The changes which retail stock storage is undergoing are partially caused by the introduction of fixtures de- signed to help sales. These fixtures demand a smaller 120 HANDLING THE SALE reserve stock than shelves and counters. Their small forward stocks require frequent replenishment. The re- serve stock must, therefore, be as near as possible. The spreading use of fixtures with a power to sell is a step toward the thorough reorganization predicted for retail distribution in America. The ideal is a fixture from which the customer can select goods without as- sistance, pay the cashier and leave the store. A Broad- way restaurant has realized this ideal. Thousands of New Yorkers easily select their food, drop their coins, punch a button and carry their meals to tables. Re- tailers want the same service from fixtures and are will- ing to pay for it. The manager of a large Boston store keeps standing an offer of $100 for the best selling fixture designed by a clerk. Automatic selling venders may never be perfected, but fixtures with a power to sell are a fact. They make possible the rapid display of the large present-day stocks-and customers learn to choose the store that shows the most in the least time. ♡ Get the YOU'VE got to believe in yourself and make your buyers take stock in you at par and accrued interest. grip of a bull dog on a customer. Feel the same personal so- licitude over a bill of goods that strays off to a competitor as a parson over a backslider. -George H. Lorimer XIV HOW QUICKER DELIVERIES MET COMPETITION By W. W. Loomis IVE bicycle boys formerly handled the deliveries FIVE for three associated drug stores in a well paved southern city of, perhaps, seventy-five thousand. But competitive drug stores on most of the advantageous corners, in the middle of many blocks, and scattered through the residence districts, set a pace that demanded still better service. The young proprietor of the associated stores solved the problem by motorcycle deliveries cleverly adver- tised. For his central store he put on two motorcycles; for each of the others, one. At a cost of $2.50 each, extra "one-way" telephones were put into the stores. Street car advertising was the chief medium of pub- licity, though some newspaper space was used. At a monthly rental of $50.00, every car in the city con- stantly carries a card calling attention to the "Owl" drug stores' quick, free delivery. The points emphasized are no route deliveries, no charges and no failures. One advertising slogan which guaranteed fifteen- minute delivery or a five-dollar forfeit brought in com- ment from hundreds of people. Only two forfeitures were necessary in months of service and the offer pulled extraordinarily well because it proved the druggist's 5 122 HANDLING THE SALE faith in his own plan of "making good." A visitor dropping into one of the "Owl" stores may see two motorcycles along the curb. Two minutes later, unnoticed, both will probably be gone; so quietly and efficiently does the service work. The 'phone call comes to a back room, where two clerks are constantly preparing and labeling orders for de- livery. These are laid out in order for the rider as soon as he comes in from his last trip. Deliveries are made C. O. D. and the rider is charged at the desk with sales until he turns in his collections. Repeat prescriptions are filled by number; a motor goes after the original prescriptions, has them filled and delivers them free. Medicines are given precedence over less urgent orders, though everything from chinaware to stamps, regardless of profit or amount, is delivered with equal readiness. Q UICK delivery methods advertise “Marvin's” every day of the week and far into many nights—service which brings customers back over and over again. The different stores cooperate as fully as possible in deliveries. Should a rush order reach a store when its motor is away, it calls upon one of the other stores for a machine. On Sundays and slack times two of the motors are laid off, and they work in relays at meal times. Every machine bears the trademark, "Mar- vin's"; and the sight and sound of the motors day and night typifies quick, "get there" relief. For four months the proprietor of the "Owl" stores hung to his campaign in the face of a standstill trade. Then his advertising struck returns. Housewives awoke to the new convenience and began to talk about it. In the sixth month, the sales quadrupled those of a QUICKER DELIVERIES 123 half year previous. On a slow Sunday, with only two motors at work, one hundred and twenty-five orders were motorcycled. The extreme delivery distance is nearly four miles one way, but on the basis of a three- quarters of a mile average, this Sabbath record means nearly two hundred miles for each machine. The druggist estimates that now fifty per cent of his orders come over the 'phone. To have quadrupled this business is a triumph in swift, accurate service-in busi- ness-getting alertness. The merchants in a city of fifteen thousand had a heavy burden in delivering their goods to the scattered population. Just west of the city were several coal mines and their trade was desirable enough to warrant a four-mile delivery of goods. To the east there were rail- road shops and yards with another, and almost distinct, population. Then to the south was a residence district that could not be neglected. The merchants had to operate about three times as many delivery wagons as business men in cities where the population was more centralized. Not infrequently it cost a merchant considerably more to make a delivery than the entire amount of the order. The people com- plained of high prices, while the business men insisted that they were not making money—a statement that was substantiated by a number of failures. The mer- chants seemed unable to locate the trouble; they could not understand why their profits were not equal to those of stores doing a like volume of business in other cities. One summer a traveling man for a wholesale house spent his vacation with relatives in the little city. He had called on the merchants for years, but during these vacation weeks he got acquainted on a more per- sonal basis and became interested in their local prob- 124 HANDLING THE SALE lems. Having the breadth of view of one who has long bumped up against business conditions in various local- ities, he soon grasped the situation. He started out "to find the answer," and became personally interested. THI Tile traveling, ma HIS traveling man reduced delivery expenses for the merchants in a city of fifteen thousand and at the same time created a profitable business for himself. He quietly gathered from the merchants information relative to the number of orders delivered every day and the cost of the teams and drivers. Then he got the dealers together one evening and outlined his plan. "Your legitimate profits are eaten up by the cost of deliveries and the trouble with the delivery system is too much lost motion," he declared. “For instance, Alexson may have to send a wagon several blocks out of its way to deliver Mrs. Hybist's bushel of potatoes; White sends his wagon out of its way to send this same Mrs. Hybist a couple of cans of corn and a bunch of celery, while Murphy covers the route the third time to leave a loaf of bread and a half dozen rolls.. To hold your trade you have to make your regular de- liveries regardless of the number of orders. It costs practically as much to send a wagon down to Knob Hill with a sack of flour and a cake of yeast as it would with a full load. You have to make deliveries; you can't condense territory or add materially to business. The only thing to do is to pool your deliveries so that in place of three or four partially filled wagons covering the same routes, you can deliver all the goods for a given section of the city in one wagon. Pool your work. Have an independent delivery service that will handle the goods from all the stores. A third of the men and teams can do the work and you can cut the price of many QUICKER DELIVERIES 125 of your commodities and still make a larger profit." He then presented figures showing what it actually cost the stores to deliver their orders. Some of the merchants had never tried to figure out their expenses per order and the cost in some instances seemed almost unbelievable. It was easy to show where they could save money by a syndicate service. To the anticipated objection that the scheme looked all right in theory but might not work out satisfactorily when put to trial, the traveling man declared his willingness to back up the scheme with his own money. He went on to say that he was tired of the road and had been looking for an opportunity to get into business for himself; he added that he had enough confidence in the syndicate delivery service to give it a trial, and would make a contract to deliver all orders for three years at a flat rate per order, regardless of distance, at a figure that was less than half of what some of his dealer friends were paying. He offered to buy their delivery wagons and horses at a fair valuation, hire their most reliable drivers, and make deliveries to all parts of the city twice a day. Naturally there were many objections-the propo- sition was too big to be grasped by all the men at once. The smaller stores were enthusiastic because it would ¨ give them just as good service as their larger com- petitors and for this same reason the larger stores disapproved. They argued that they would be sur- rendering one of their strongest talking points-fre- quent deliveries. But it was pointed out that they would be the biggest beneficiaries, for inasmuch as they saved money on every order, the greater the number of orders, the greater the amount saved. The merchants went home and began to figure the actual cost of delivering goods. Gradually they were 126 HANDLING THE SALE converted to the single delivery service and the scheme was tried with many misgivings. It has now been tested by six years of operation and in the main it has proved satisfactory to all concerned. HEN you reach the limit of expansion in your home territory, you will want to know how to branch out into adjoining sections and grow still more. In an enterprising Chicago suburb the merchants adopted this cooperative delivery plan for extending their markets to several smaller villages. No one busi- ness man had enough trade in any of these nearby vil- lages to warrant his introducing a free delivery service, but several of them got together and agreed to take turns in sending wagons to the new territory, each one de- livering the orders for all the others. On Monday Stow covers a certain district and the next day Rich goes over the same route, while Stow sends his wagon to another section, and so on. In this way each merchant is able to extend his markets; his only additional ex- pense is for one more delivery wagon and driver. The possibilities for intelligent cooperation are be- ginning to impress themselves upon retail merchants and these two instances show most profitable results. A southern haberdasher, anxious to extend his trade, took a lesson from the mail order houses and decided to reach outside territory by "jobbing" to the consumer and delivering his orders by mail and express. He had formerly been a traveling man in the counties he thought of covering and knew that a certain per cent of the more careful dressers went to a larger town to buy. His plan was to take the season's novelties direct to these men. Anticipating each season, he packed trunks with choice samples which he selected with discrimination in QUICKER DELIVERIES 127 order to cater to the different sections he visited. Then he launched out on a retail selling trip. A week or less ahead of his visit, he placed advertisements in the local papers inviting the public to call and inspect his sam- ples. Reaching a town, he would display his line in a hotel sample room as in his jobbing days. Customers would order by sample and he booked their orders for delivery several weeks later. The shirt or the necktie that comes direct from a large city always seems to be more stylish and up-to-date than the same article pur- chased in the country store. In every town many men made it a point to look over the samples "just to get a line on the new styles," and almost invariably they found something that took their fancy and orders. No attempt at a cash business was made. All goods were delivered by mail or express and collections were handled in instalments or C. O. D. Very few accounts showed losses. The plan was extended to a territory within a two- hundred-mile radius from the Louisiana store, and brought welcome styles to the men in the smaller towns. The Louisiana haberdasher demonstrated the possibilities open to the retailer for extending his trade by delivering orders whenever and wherever they are wanted. One of the causes of the growth of department stores in the larger cities is the perfection of their delivery services. Not only must goods be delivered in perfect condition, but they must be delivered promptly. To such an effective system has this service been reduced by some of the stores that frequently customers making purchases early in the afternoon will find the packages awaiting them when they return at six o'clock to their suburban homes fifteen or twenty miles from the city. The department store that covers both a large city 128 HANDLING THE SALE and a forty-mile zone of suburban territory has delivery needs that require speed and economy. The great dis- tances preclude the exclusive use of delivery wagons running direct from the store. The larger stores often speed up their service by establishing sub-stations in outlying districts. Large motor trucks have now usu- ally supplanted the wagons formerly used, and four or five tons of merchandise can be sent by one of these trucks directly from the store to a distributing station where the smaller wagons are waiting to receive the goods and complete the deliveries. Many of the stores use express companies when send- ing goods to suburban towns. All purchases except furniture and bulky merchandise are packed in mam- moth trunks which are loaded upon trucks and rushed to the express stations on a regular schedule. Repre- sentatives with delivery rigs, kept in the various suburbs for this purpose, meet the trains, open the trunks on the platform, sort the packages by streets or routes, and de- liver the goods, miles from the store, within a few hours after the purchases are made. Merchants are looking upon their delivery service more and more as a vital factor in attracting business. In small towns and in large cities alike there is a noticeable movement afloat to quicken deliveries. IF THE manufacturer and wholesaler would seriously study and cultivate the retailer, see him as an important part of the distribution rotation, there would be no "dealer problems.' The manufacturer assumes an entirely different attitude when he becomes intimately acquainted with the retailer. When the personality, the power, the rights of the merchants are recognized, his assistance and cooperation will be zealously safeguarded. -George L. Louis XV A CUSTOM-MADE STORE THAT PAID By Fred Cook ATE started me in business in "hand-me-down" FATE quarters where some one had "kept store" for gen- erations. The style and arrangement of the building I inherited; it seemed impossible to develop an individu- ality in such surroundings. Like discarded clothing, the store did not fit my requirements and changes would be little more than patches. The building, about twenty-two feet wide and eighty feet long, was shelved after the fashion of the majority. of small establishments. Counters stood in front of every department and through the center of the store ran another series of counters or tables. As a result of this arrangement the floor space was very limited and divided into narrow aisles. On busy days the crowds were handled with difficulty. The entire layout was un- satisfactory, particularly as a narrow front limited the window space. One day it became necessary to buy the building in order to avoid being turned into the street. It seemed as though the cramped quarters had me cornered. Every day some new inconvenience became apparent and I wished heartily for a store built after my own ideas and to fit my business. My opportunity came unexpectedly. The old frame 130 HANDLING THE SALE building, no better in its power of fire resistance than in its architecture, burned to the ground. I decided to design a building that would avoid the mistakes of the old one, and conform as closely as possible to my desires. I outlined the virtues which my store was to possess: First, it was to be reasonably fireproof. The old building was so ramshackle that the insurance rates were high. As a result I had been only partly covered and had suffered a heavy loss. Any sort of a frame struc- ture was, accordingly, out of the question. Second, my plans called for a store wide enough to give plenty of floor space and satisfactory window front- age. Third, I wanted distinctiveness and personality that would at once stamp my shop as different from other establishments. And, fourth, it was to have an abundance of light and be as attractive as my limited capital would permit. I did not want an architect to draw the preliminary plans for the building, as I felt that I knew the demands of my business much better than an architect. I drew my own rough plans and then secured skilled assistance. With my appropriation in mind, I decided upon a build- ing thirty-five by fifty feet, with solid brick walls. An excavation was made the full size of the building so that there would be plenty of basement room. While there is not much chance for originality in building a basement, a glance at my new basement (Figure 1) will show some distinctiveness to be possible. The driveway over which all freight is received lies to the back of the store lot, so a wide entrance was ar- ranged for the back of the basement. This entrance was made wide enough to admit an ordinary wagon, so that the truck of freight or the farmer's load of produce A CUSTOM-MADE STORE 131 could be backed directly into the basement and there un- loaded. The brick piers necessary to support the streak sill IRON RAIL BRICK PIER BRICKO PIER BRI BRICKO PIER BRIC RICK| O | PIER DOUBLE DOORS FIGURE 1: This basement plan allowed the dealer to provide a driveway for wagons and at the same time to use a streak sill instead of more costly bracing. The four brick piers support the sill interfered with the driveway clearance. To overcome this difficulty, the device shown in Figure I was used. The V arrangement of the last section of the streak sill 132 HANDLING THE SALE in no way lessened stability and made it possible for a loaded wagon to enter and proceed to the center of the basement. This has proved a real advantage on many occasions. The stone basement walls are two feet wide throughout and provide ample strength should we ever care to increase the height of the building. Practically the entire store front is of glass. My final plans called for a twelve-foot display window on either side of an eleven-foot entrance. This entrance tapers to about eight feet at the doors (Figure II). The entire front, including iron beams for overhead, iron columns, plate and prism glass, and wooden sashes was ordered complete from one source to insure a satis- factory fit. The woodwork is stained and varnished; the iron columns and overhead beams painted white; and the scroll and relief work tinted with gold. This gave an effect quite distinct from the stereotyped form of store front found in the average small town. ENTILATION and lighting plans are store features VEN which you will want to specify in detail when you finally build to order a store for your business. Topping the large panes of plate glass and extending across the front of the building, are three sections of prism glass set in copper. The prism glass gives ad- vantageous lighting qualities. To complete the day lighting of the building, four arched windows, three by four feet, open through the west side wall into a court. They are near the top of the wall and above the shelv- ing. The arched portions open and provide ventilation. In the rear of the building, directly over the two pairs of double doors, are plain oblong transoms, two by six feet in size. The area of the glass in the building approximates five hundred feet and daylight floods the A CUSTOM-MADE STORE 133 CROCKERY FIXTURE store a valuable assistance in displaying goods. The floor arrangement and the fixture lay-out were de- signed to meet the special requirements of our trade. I DOUBLE DOORS DOUBLE DOORS STORE ROOM GROCERY CABINET AISLE 12 FT COUNTER WINDOW SHELF OFFICE FLOOR PLAN POST FIXTURE DOORS GROCERY CABINET AISLE 12 FT COUNTER WINDOW SHELF FIGURE II: The dealer who designed this store lay-out planned to secure generous floor space, well lighted and ventilated. He was forced to use the posts to avoid expensive trussing handle three lines-groceries, crockery and five and ten- cent goods. The crockery department I located at the front of the VARIETY GOODS FIXTURE 134 HANDLING THE SALE new store, so that its displays would catch the eye the moment a customer crossed the threshold. One side of the doorway features crockery, the other variety goods. Every fixture is separate and complete in itself and no shelving is attached to the walls. For example, the grocery department shelving is built in two cabinet sections. The first shelf is three feet from the floor. The space is utilized for drawers in one of the sections, and for bins in the other. The design of these bins is unusual. In my old store I used ordinary bins for sugar, oatmeal and other similar stock. They necessitated extra handling, for the goods had to be scooped from the barrels into the bins. I noticed that a competitor stores the barrels beneath the shelving and puts up his goods directly from them. I now secure the advantages of both systems by making the lower sections of the cabinet large enough to admit barrels and hide them from view. A foot or so of the shelf directly above each compartment is hinged to form a cover. In this way I secure all the neatness of a bin and none of its inconveniences. Above the bins and drawers in the cabinet are four shelves. The first shelf is three feet wide and the others are successively a few inches narrower. The chief ad- vantage of this style of shelving is its convenience. It will hold more goods than any other style and enables you to make a full stock display with a very small amount of goods. Owing to its receding width, it allows you to remove goods from behind without disturbing the front row and preserve an unbroken display. At inventory time, canned and package goods can be counted without removing them from the shelving. The top shelf, which is six feet from the floor, I use for display purposes. Directly in front of these two grocery cabinets I A CUSTOM-MADE STORE 135 placed twelve-foot counters. Each counter has eight drawers and eight display fronts. The display fronts are made by fitting the inner ends of the drawers with glass and providing a partition a few inches back of them to keep the display goods separate from the bulk of the contents. Directly in front of the aisle and between the two counters and cabinets, the office is located. It is merely a desk enclosed in a cage. The location was chosen for the sake of convenience and because from it all parts of the store are in plain view. HELVING can be made to help sell-plan your fix- SHELV tures to work with your salesmen and relieve them of the details of getting customers suited from stock. The fixtures for the crockery and the five and ten-cent goods are like the grocery equipment. The same re- ceding shelf plan is used, except that the base is paneled and is but eighteen inches high. Five shelves of grad- ually decreasing width complete these fixtures. The crockery shelving is covered with green felt for display purposes. Easels on the shelves and cup hooks screwed into the shelf edges are useful, so that customers can inspect goods at close range and have liberal aisle room; no counters are placed in front of these departments. This arrangement leaves a floor space clear of all ob- structions and nearly thirty feet in width. On sales days some of this space is used for tables or booths, but at all other times remains clear. All of my fixtures are of ash. Ash is cheaper than oak and finishes almost as well. The window shelves are made four feet deep with three-foot paneled backgrounds of ash. These back- grounds I have found to be of the right height for ordi- 136 HANDLING THE SALE 1 nary stock displays. When a more pretentious display is planned, a false back can be built to any desired height. I found it necessary to use columns through the center of the building, since eliminating them meant expensive trussing. I partly concealed them by building hexagonal oak cabinets around them. These cabinets are fitted with plate glass shelves and make very useful fixtures, particularly adapted to seasonal displays of glass spe- cialties and other small wares. A one To get favorable lighting at night, I use electric bulbs which demand twelve hundred candle power. hundred candle power light, with a prismatic shade, hangs over each grocery counter, two at equal distances from each end of the side wall fixtures, and two in line with these near the center of the store. The windows are equipped with adjustable bonnet reflectors which hold two forty candle power bulbs. After using my new building for a considerable length of time, I know of no change I should care to make. Plans of the building and fixtures have already been furnished to other merchants who wish to duplicate my successful arrangements. ♡ DON'T you feel when you get into a store for the first time that you instinctively know what the store represents? Can't you almost feel that you will get a square deal in this place, or that you had better keep your eyes open in the other place? When the clerks treat you courteously and intelli- gently and you are made to feel that you are welcome, aren't you pretty sure to go out of your road even to trade there? Well, all that is personality, and we usually speak of it as store policy and store methods. -Ben B. Hampton XVI GUIDING SALESMEN BY MAP AND TACK By W. A. Waterbury Sales Manager, A. B. Dick Company MAP and tack systems are one of the most important equipment features of offices which handle travel- ing salesmen, selling agents, or a more or less extensive mail order business. They are geographical charts that, in a way, keep the management of your business under close supervision. They are to the manufacturer or merchant as the train charts are to the train dispatcher -indicators showing what is going on at every critical point. You can make the map and tack system show in con- densed form the territory covered by your dealers, agents and traveling salesmen. You can use it to lay out a salesman's route and to follow him as he pursues it. It keeps you in constant touch with his work and lets you know at all times what he is doing and whether he is making or losing money. The map also tells you at a glance where prospective trade lies. It locates fields that have not been de- veloped. It shows you where collections are due, and where advertising is producing the best results. It may be drawn upon for a hundred and one other points im- portant to your business. As generally used, the map and tack system consists of one or more cabinets of shallow drawers, which con- 138 HANDLING THE SALE tain the maps required. Sometimes a single drawer is used for a map of a single state; sometimes a drawer will contain only a portion of a single state and at other times two entire states, according to the character of your business and the money you can afford to put into the equipment. Tacks with different colored heads and balls of differ- ent colored twine are used in connection with the maps to indicate different business conditions. ALESMEN can be followed by maps and tacks, their SALESMEN can and the routes scheduled and their work laid out so that it can be checked from the home office day by day. This is the simplest form of a map and tack system. Probably no two concerns apply it in exactly the same manner. The equipment is merely the foundation and may be regarded as the tool with which to work. I have found my way of operating the system to be simple and practical. Any one can put it into practice at any time without conflicting with other interests. I will take as an example my company, which employs fifty to a hundred salesmen to handle and sell a market- able article that is in more or less demand in all parts of the country. In addition to the salesmen on the road, I have a resident sales organization of dealers and agents who are under contract to handle my line of goods and who have, under the contract, exclusive rights to the sales in their territories. These agents are scattered. Some control a single town or city, others an entire county, and some a state. As I have no right to operate in districts allotted to exclusive agents, I have to keep my traveling salesmen out of their territory. In order to do this, it is im- portant that exclusive territories be designated on the MAP AND TACK SYSTEMS 139 maps. I give an exclusive contract to a resident agent or dealer who can secure more business, or the same amount of business, at less cost than I can through my traveling men. It is vital that I keep myself informed of his productiveness and prevent it from diminishing. To do this I use white tacks. A white tack indicates an exclusive agent. If he con- trols a town or city, a single white tack inserted at that point on the map is sufficient. If he covers a county or large territory, a line of white tacks along the county ADDRESS AGENT James Hagaman. Ill mes Wood & Co Sity of Stagamau only NAME .ADDRESS AGENT James ames Wood & Co Htagsman Ill FORMS I and II: The card at the top is filed by cities to locate the agent's name, address and territory. The lower card is filed by the agent's name in a general index and gives a cross reference to the territory cards or territorial boundaries, a black string connecting them, and a white tack to mark the agent's headquarters in a town or city, show the district covered and the per- manent address of the man in charge. If a territory has more than one agent, two white tacks indicate the fact. 140 HANDLING THE SALE It is, of course, essential that there should be a way of naming agents by inspecting the map. The index card shown in Form I, supplies this information. A drawer in a card cabinet, subdivided according to states, cities and names, will hold the cards. The cards appear under the names of the cities tacked in white and contain the names and addresses of the agents and a description of the territories. Duplicate cards (Form II) containing only the names and addresses are kept separately with the cards of all the other agents, ar- ranged alphabetically by names. One glance at the map shows the territory controlled by an exclusive agent. Reference to the first card filed under the name of the city he uses as headquarters shows who he is and the territory he controls. The sec- ond card gives only his name and address. It is the cross index and locates the territory and address of an agent who is mentioned only by name in correspondence. Reference to the map makes the information about him complete. On receipt of an inquiry I consult the map and the town or city that furnished the prospect. The original inquiry is given a number, and all future dealings or correspondence with the inquirer is conducted under that number. An index card (Form III) which car- ries the name and address of the prospect is given a corresponding number. We do not file correspondence about prospective business in the general office file until the inquirer has been sold, but file it separately and by consecutive numbers. The number of the card acts as a guide for locating the correspondence. These cards are filed alphabetically by states, cities, and names. As soon as a prospect has been secured, the city tacked in black, a number given and an index card filled MAP AND TACK SYSTEMS 141 out, I send circular matter, prices and other necessary information. Two carbon copies of the letter are made. The stenographer attaches one to the original communi- cation for temporary filing, and forwards the other, with an appropriate letter, to the agent controlling the territory from which the prospect answered. I never send the original communication to an agent, but write a reply worded so that he can understand the purport of the original inquiry. If this is ambiguous, I attach a copy of the inquiry. The black tack remains in the map until the resident agent notifies the home office of a sale. After a sale it is removed and a blue tack substituted. If the cards NAME ADDRESS Charles Peters & Son Peoria, Ills. H.C. Halpack ADDRESS PROSPECT SALESMAN Springfield, Ill. CITY DEPARTED. DATE — ADDRESS Sturgis Three Rivers Schoolcrafs Kalamazoo 10:30PM July 7 St James Hotel 6:00 6:30 7:10 " " 1. Gen. Delivery 13 Hess House FORMS III and IV: The card at the top is a "prospect" record, and gives the name and address of a possible customer. The lower card shows the address schedule by which salesmen on the road are followed with corre- spondence from the home office show other prospective business in the same city, both blue and black tacks appear. The proper index card is marked "sold" and transferred to the back of all cards in that state into a "sold" compartment. The 142 HANDLING THE SALE compartment is arranged alphabetically under cus- tomers' names. The correspondence, which can be lo- cated by the number on the card, is removed from the numerical file and transferred to the general file. Thus a black and blue tack indicate business accom- plished and work still to be done, and reference to the cards, the correspondence and the "sold" cards shows instantly the prospective trade and the sales. A sum- mary of the business done in any town can be con- veniently kept on a card in the "sold" file. In this manner the amount of business done by any agent for any period of time can be quickly ascertained. Sometimes it is difficult to induce the agent to notify you when he makes a sale to a prospect you have re- ferred to him. Usually a reminder will secure action. A monthly statement of the sales enables you to tack up the maps, add to your cards and assemble a complete statement of the business done in an agent's territory. HALPACK, a salesman, is routed by the map and tack system and his trip here explained so that you can follow him and watch him at work. Open territory methods can, perhaps, be best illus- trated with Figure III, showing a section of Michigan. I will suppose that this part of the state has no exclusive agents, but is covered by three traveling men, Halpack, Maxton and Casey, routed from Chicago, the home office. We can take Halpack as an illustration. For ex- ample, let us suppose he travels from temporary head- quarters at Coldwater. Consequently Coldwater bears a plaid tack. Since this territory is not surrounded by tacks and string, it is not exclusive. It is under the control of the general office and covered by a salesman. Reference to the index card under "Coldwater, Mich- MAP AND TACK SYSTEMS 143 MECOSIA Meconia White OM. Pleasant MIDLAND Midland Cloud ISABELLA Leb Edmore Howard City MONTCALM Cedar Merrill Bay City Paines Saginaw Greenville Chesaning, Sheridan CRATTOT SAGINAW Carson City Ashley St.Johns Grand Rapids CLINTON Iowell Grandview. IONI Portland Elmdale Hastings Wayland Middleville ¦ BARRY Montelth Alle G.H Richland Jo. MOORE KALAMIZO LAM Co. KALAMAZOO Vicksburg Schoolcraft ST.JOSEPH Nashville EATON Charlotte Battlecreek Marshall CALHOUN Homer OMEGA SHIAWASSEE Owosso Corunna LANSING SEPARATOR Ca INGIAM Eaton Rapids Flushing Durand Williamston LIVINGSTON Stock bridge Howell JACKSON Jackson WASHTEN Manchester Albion Hanover thens BRAQC H4 Jonesville Addison Three Rivers Coldwater HILLSDALE Hudson Tecumsey LENAWEE Karian Sturges GE FIGURE III: This corner of Michigan has been routed by the map and tack system for a salesman traveling from Coldwater to Grand Rapids to Tecumsey and back through Adrian. The white tacks represent exclusive agents; the black, inquiries; and purple ones are placed at Grand Rapids and Battle Creek to designate special business. 144 HANDLING THE SALE igan," shows that Halpack is in charge. I find black tacks in numerous towns and cities scattered throughout this section of the state, and go to the index cards to obtain numbers locating correspondence in the numerical file. Letters so obtained enable me to analyze condi- tions and lay out a route for Halpack to follow. I must arrange his route so that he will not come in conflict with Maxton, who operates from Eaton Rapids, and other travelers in contiguous districts. I substitute plaid tacks for black ones in towns where I have pros- pective business which I desire Halpack to visit on the present trip. Examinations of the railroads and the junction points give me the following route: Cold- water to Sturgis, Three Rivers, Schoolcraft, Kalamazoo, Richland Junction, Allegan, Monteith, Wayland, Grand- ville, Grand Rapids (a purple tack in Grand Rapids in- dicates special business; reference to the index card shows it to be an important collection and all papers connected with it are in possession of the credit depart- ment, waiting to be called for), Middleville, Hastings, Nashville, Charlotte, Battle Creek (purple tack, col- lection), Marshall, Albion, Homer, Hanover, Addison, Jackson, Manchester, Tecumseh, Dundee (beyond the limits of the map shown on the illustration), Adrian, Hudson, Jonesville and home. I now take two strings, red and green, and tie them to the Coldwater tack, looping the red around the tacks in the order above named, until I reach Jonesville, the last town before reaching home. This shows the route. The object of having the string end at Jonesville is to avoid confusion, as one examining the map might as- sume Halpack went in a direction opposite to my rout- ing, if the string was continued back to the Coldwater tack. The green string is also tied to the Coldwater MAP AND TACK SYSTEMS 145 tack, but is left loose. As soon as Halpack clears the first town (Sturgis), he notifies the home office by wire (or by mail, if he is traveling slowly), and the green string is looped around the Sturgis tack, and so on during his complete route. A glance at the map will always show the last town cleared. The next town is, therefore, the place where Halpack can be reached by wire or letter. It is important that notices of departures should be immediately recorded on the map with the loose string. Reports of the business transacted and the sales made are sent to the home office daily and the records are handled along the general lines already explained. PUTTING your finger on a salesman who is out on the road is an easy matter if you are using map and tack methods which constantly keep careful tab on him. To locate a traveling man who is moving over a tacked route, as for instance, Halpack, reference is made to his card in the index file (Coldwater). Previous to his departure from a town or city he wires his time of departure and his hotel or mail address in the next town, and sends this information as far in advance of his de- parture as practicable. If circumstances will permit, he sends this information by mail. As soon as I re- ceive it I have the time of departure, date, name of the next town and mail address recorded on the card, which is available to any one who has occasion to communicate with him. Form IV shows the form of card used for this purpose. It indicates, for instance, that H. C. Hal- pack left Schoolcraft July 11, 6:30 p. m., and that he should be addressed at the Hess House, Kalamazoo, until another notice arrives. In the case of a traveler mov- ing too rapidly to permit the use of his departure 146 HANDLING THE SALE notices, the addresses in the different towns are de- termined upon and recorded in advance. This plan is intended to cover the movements of Hal- pack, who travels rapidly. In the case of a traveler moving more slowly, the mails may be utilized instead of the wires. If this is done, as much notice as pos- sible in advance of departure should be given. As fast as a town is cleared and the correspondence, reports, and orders sent in, if unfinished or prospective business remains, the black tack is restored. If all business is cleaned up and there is no further necessity for returning, and credits have been taken, a blue tack is substituted for the black. A town may bear a black and a blue tack-indicating prospective business and sales consummated. The maps show where your business is coming from. A preponderance of black tacks and a scarcity of blue in territory regularly and properly traveled indicates weak representation or an unprolific field. A change of representatives may alter the situation, or the failure to get a satisfactory business may be due to causes needing careful study. ♡ MANY years ago I conducted a general store in Connecti- cut. I made it a point to impress on my clerks that careful attendance and personal treatment must be accorded every visitor to that store no matter what the amount of a pur- chase or even if no purchase at all was made. I insisted that a customer who spent ten cents should be given just as close attention and as patient attendance as the customer who spent ten dollars; for very often the ten-cent customer of today de- velops into the buyer of tomorrow whose every bill totals far more than that of the ten-dollar purchaser of the present. Now the clerk who had that idea innately-who did not need to be told—was the man with personality. He was the employee who could attract customers and hold them. George H. Barbour First Vice-President, Michigan Stove Company } PART IV-SALES RECORDS AND SYSTEMS Efficiency as a Habit IT is not the fellow who is jumping up and down all the time who produces the best re- sults. It is the fellow who keeps his human machine in good shape, using his brain and doing some good consistent thinking. Just in proportion as we get ourselves trained into habits of right thinking and the forming of habits of accuracy, habits of sincerity, habits of honesty, just so much have we got out of our will power, leaving us free to do bigger things that our brain ought to be doing. Old thoughts are easy, because they go through the same channel, but new thoughts are hard. You know we sometimes get the wrong concep- tion: that the way of increased efficiency is to speed up and go a whole lot faster, but, really, increased efficiency is going to be the careful, thoughtful, systematic working out of these things and the avoidance of waste. The last fifty years was given to the improve- ment of machinery. The next fifty years must be given to the human machine. EA preds E. A. DEEDS President, Dayton Engineering Laboratories Company XVII LEARNING TRADE CONDITIONS FROM FIELD MEN TⓇS By Hugh K. Harris O WRITE "ginger letters," post comparative scores and award prizes, is comparatively easy work, but that is not enough. The sales manager of to- day must have specific and actual knowledge of condi- tions in the field to make his help count. His difficulty lies in getting salesmen's reports which, in condensed form, accurately picture each customer with whom the house deals. A sales manager who makes his percentage of returns climb steadily month by month, achieves results by a system of daily reports which graphically give him a bird's-eye view of business done, and which keep him in close personal touch with his men and their customers at all times. The house handles a wide variety of goods and the reports permit him to study and know his cus- tomer's business and to discern and instantly correct errors of salesmen in handling trade. The system shows the weakness of salesmen as well as their strength. It is not based on lump sums of goods sold, but shows the distribution of sales over the entire line of goods handled by the house. Monthly tabulations of the salesmen's sheets give the officers of the concern opportunity to make an accurate survey of business done. Places where profits exist and where losses lie 150 RECORDS AND SYSTEMS loom up and suggest possibilities of expansion or re- trenchment. The customer report used, five by seven inches in size, is indexed by salesmen's routes and by towns. Each route has a separate drawer. Towns are divided alpha- betically. The top of the sheet carries the name of the salesman and time of call, together with the name and address of the customer. The column at the left itemizes the lines of goods sold by the house; the remaining ten columns on the sheet are filled in by the salesmen. Trip sales are recorded in their proper columns and prospect- ive orders are indicated and kept track of. EVERY sales manager has asked at one time or another for this tested plan, which enables one house to check on rivals' activity and shape its work accordingly. If the dealer is heavily stocked, his leading lines are given and the sales manager, by comparing the columns "Leading Lines" and "Exclusive In," may gather daily knowledge of his rivals' work in competing territory and may organize his force to meet it. A check in the catalog columns shows that the dealer is supplied, but x" warns the office to forward the book. The most important of all is the first column. Here every line on which to write a letter is specified. With this informa- tion before him, the correspondent can write letters on specific topics and omit generalities which lead nowhere. an Financial standing, ability and responsibility, class of trade and local business conditions, together with any gossip of interest to the credit men or the sales man- ager, are shown on the back of the sheet. The scheme as tried out is practical and comprehensive from the sales manager's point of view. The salesmen look upon it as an effective aid and are glad to use it. TRADE NEWS FROM FIELD MEN 151 SALESMAN SALESMAN'S CUSTOMER REPORT TOWN DATE CALLED STATE NO. CAN USE IN OUR LINE WRITE HAS WILL LETTER BOUGHT ORDER SOLD ON FUTURE THIS TRIP❘ ORDERS STOCKED LEADING LINES CATA- BUY IN WHAT LOGUES QUANTITY X EXCLUSIVE IN BUGGIES. NAME HARROWS, SPIKE " SPRING T FINANCIAL STANDING W. F.. CULTS, RIDING, " WALKING. WEEDERS. ROLLERS. PLOWS. CUTAWAY HARROWS. FEED CUTTERS HARNESS. PROSPECTS SIZE OF STORE AND ESTIMATED WORTH CLASS OF TRADE COLLARS SADDLERY. SWEAT PADS. TRUNKS, BAGS, GLOVES, MITTENS. FUR COATS. ROBES, BLANKETS NETS, DUSTERS. HAMMOCKS. SLEIGH BELLS. HORSE COVERS. STRAP WORK OTHER DEALERS IN TOWN BUYER OR MANAGER SUGGESTIONS FORMS I and II: This customer report summarizes the purchaser's dealings, past, present and future. By glancing over the check marks, the house correspondent can back the salesman's efforts with specialized letters and advertising. The small form shows the reverse of the report, which gives detailed information about the customer and his business 152 RECORDS AND SYSTEMS Easily adaptable to any manufacturer, jobber or wholesaler by simply making the proper classification of lines, the report gives an intimate index of actual conditions at every point on a man's route. The reports furnish topics for discussion at the sales- men's quarterly conventions. Tabulation of the sheets may show a wholesale grocery force that candy sales fall below the average maintained in other lines. By getting salesmen to compare notes, exchange experiences, repeat criticism and explain failures and analyze their talk, the cause of the trouble can be found. If it lies in selling, emphasis can be placed on the candy sales campaign and the leading lines' advertising and selling appropria- tions reduced to make up the difference. If the trouble lies in manufacturing or buying, steps are taken to cor- rect the error. The tabulated reports are an inspiration for head- quarters and for the road man. They raise house con- ventions above a dry, uninteresting routine level. But most important of all the results achieved by the reports on individual customers, is the close supervision of pros pects' and customers' lists which they allow. They per- mit the right sort of letters to be written-personal, friendly, specific. UNFORTUNATE, indeed, is the merchant who has not learned that there is a kind of publicity more valuable than that which he pays for in magazines and newspapers. It is all a very simple problem to the modest merchant who understands human nature and who naturally identifies him- self conspicuously with those movements and enterprises which attract favorable public attention. -Truman A. De Weese Director of Publicity, The Natural Food Company XVIII WHAT YOUR SALESMEN SHOULD REPORT By B. C. Bean S ALESMEN calling upon the trade, handle informa- tion of use to the sales and credit departments. Formerly this information was secured from the sales- man's letters. In some cases it was necessary, in order to get in complete data, for the salesman to send in his orders, a route card, an expense book, and then write one or two letters to report on special trade conditions. The tendency now is to condense and compact informa- tion as much as possible. This acts in two ways: (1) it gives the salesman less writing to do, while greatly extending the amount of information, and (2) compacts records for easy and quick reference. Specifically, modern business methods call for one or more of the following: (1) a salesman's report showing the day's work and the conditions of trade; (2) a list of prospective customers, showing date of calls, sales, and so on; (3) a catalog of customers and prospects, secured from the combined sales force; (4) a report of sales and collections, showing comparative records of present and past business; (5) a weekly, monthly, or an- nual compilation card. Form I is designed as the simplest form of report ad- missible. This is planned to check on the road man who works from the sales manager's list. This list may be 154 RECORDS AND SYSTEMS furnished to the traveler in typewritten form or the report card may be partially filled out in the office and sent out for completion. After the salesman visits the town, he forwards his NO. 2457 SALESMAN'S REPORT CARD DATE 3-18-1912... CLASS OF GOODS ORDERED C DE NO. TOWN Albert Lea, Minn. A CALLS C. A. Ransom HP Woodward Hanson & Mc Mann ކ SALESMAN Thos Pinch COMPLAINTS,INQUIRIES,ETC. None - Slow Well pleased FORM 1: When the salesman mails in a report card like this, he gives the sales manager a detailed outline of conditions among his customers in a town. The card serves also as a check on the salesman's activity card to the home office, where it is checked and filed under his guide card. A separate card is made for each town, so if several towns are visited in a day, a corre- sponding number of cards will be forwarded. The re- verse side of the card may contain an itemized daily ex- pense account, a summary or duplicate of orders, or both. This one card system, though simple, is quite thor- ough. It will be found a good system for introductory use, or where a firm does not have many salesmen. When it is desirable to itemize selling expenses care- fully and make a comparative record to determine sell- SALESMEN'S REPORTS 155 W. L. Culver EXPENSE ACCOUNT SALESMAN FROM March 13 TO March 15 19/2 ing costs of certain lines, a two card record will be found very satisfactory. This record is more detailed than the one card system and can be made as searching as desired. The two card system may be used by any mercantile house employing road men. The salesman makes his report each week-or as desired either by the regular expense book or on a card, and this account is compiled on Form II, designed to show in the most compact form the itemized expense, the total sales, and the grand total W. L. Culver M.J Juness Thos Pinch F S SUN. TO 3 DAY T ન W DATE HOTEL BILLS 13 2.75 X MILES USED VALUE MILEAGE CASH TRANSP'N ·BUS. BAGGAGE & EXPRESS EXCESS BAGGAGE PORTER & POSTAGE INCIDENTALS TOTAL X .50 X X 35.75 4.35 7.73 X X 10 10 X 2.10. 14 2.75 50 1.80 x 45.38 .35 1.10 152.00 X X TAL BALANCE LAST REP'T $ MON. RECEIVED AM'T ON HAND MILES MILEAGE O. H. $ $ $ $ FORM II: The salesman's weekly report is tabulated on this card. Itemized expense, total sales, and a summary of the money in hand at the end of each week can all be shown on such a card for the week. If so desired this card may be taken as a basis from which to make up the ledger charges against individual lines of goods. The back of this card (Form III) shows sales, col- 156 RECORDS AND SYSTEMS lections, mailing points, and route. By comparing one week's cards with another's, the comparative yield of territory on various trips will be shown. When a new salesman is given a territory or salesmen exchange terri- TRIPS OF MO. WEEK N. L. Culver SALES COLL. f 287590 15-9040 SOLD DURING WEEK H. H. Downing It Louis $ C.H. Daglar Stevens & Lorith " Harris & Conroy". Darpan + Daniel J J Ford A Seatt H. H. Pord R. M. Husit J. W. Hall " $ $ HULUUUUUUUUUUUUUUUUUUUU 2CM 2050 145.00 6590 EXPENSES PROFIT 21 05 WILL GET MAIL NEXT WEEK WED. Saint Louis, Mo. THUR. 12812 FRI. 3502 75580 SAT. Elgin, Ill. Chicago, Ill. 6610 MON. Detroit, Mich. & H. Merresse $ 18.25 $ 39560 SUN. 402.90 $ $ $ " TUES. $ COLLECTION ACC'T $ $ $ $ Stevessa & Smith Jayne & Davis R. M. Hunt 250.00 $ 500.00 $ 20270 $ $ $ $ $ $ $ $ $ TO TOTAL $ REMITTED $ 900 BY Dratt 952 70 26 WEEKS SUMMARY TOTAL SALES $ ROUTE FROM Louisville, My Saint Louis. The TOTAL FORMS III and IV: The wider form is the reverse of FORM II. On it you can show in a general way sales, collections, mailing points and routes. The other card is used to summarize figures over twenty-six weeks tories, the sales manager can obtain a line on the selling ability of the man in the field. Compilation of collections and expenses can be sum- marized as desired on Form IV. In the form shown there is room for twenty-six weeks, and one card printed on both sides will be sufficient for the selling record of a road man for a year. The special features of this two card system are: (1) simplicity, requiring little extra SALESMEN'S REPORTS ! 157 labor; (2) completeness and accessibility of records; (3) exact information as to daily route and address of sales- man; (4) elasticity, permitting subdivisions and classifi- cations giving special information. ¶ONCENTRATING salesmen on the lines which CONC they habitually sell best can easily be accomplished by this simple and successful plan for using colored cards. By using cards of different colors, departmental classi- fication may be made. For instance, if a house has two classes of salesmen-those selling goods from one depart- ment and those selling from more than one department -the first class can be given a single color and the second group a different color for each department. This permits comparison of expenses to sales, enables the sales manager to determine with what particular line a certain salesman does the best, and allows close scrutiny of the selling records in many other ways. Lists of customers and prospects are of value to the sales manager, and it is essential that they be compact, accessible and accurate. In selling the city trade, Form V, or some modification of it, is useful. Different colors represent districts of a compact territory, as many colors being used as there are selling districts. The card is practically self-explanatory in its make-up and may embody any special features desired. Thus the notations "a," "f," and "g" after the date in the space for "calls," refer to a code used to indicate the results of salesmen's visits. The key to this code follows: a-Not buying. b-Buyer out. f-Firm overstocked and not buying. g-Secured promise from buyer to give us a fair share of trade. 158 RECORDS AND SYSTEMS Information not covered by a key letter goes under "Remarks.' The salesman routes his cards in the office, takes them with him on his calls, makes his notations, and re- turns his card each evening to the cabinet where they are filed, the date tab being set to indicate the probable or exact date the next call should be made. By modifying Form V as desired, a list of actual or R N 1 3 6 7 9 11 13 16 17 19 21 23 26 27 29 31 2 4 6 8 10 12 14 16 18 20 22 24 28 28 30 NAME • * Co H. L. Haynes Successore to Haynes & Smith BUSINESS CALLS Electrical Supplies 4/6/12 7/14/12/4/22/12 a e j QUO'D SALES 4/14/12 1/12/12/2.58 REMARKS Want to buy ADDRESS 275 Main St. Branches: 54 Clark, 60 Lake RATING UC 23 BUYER LH Daynor all glass supplies of us. FORM V: The cards here shown are used for city routes, each district having a separate color. The "a," "c," and "j" after "calls" refer to a code covering conditions encountered at each visit. The salesmen take the cards with them, fill in the necessary notes on their routes, and file them away each evening under follow-up date tabs prospective customers can be arranged and the form may be easily changed to suit the requirements of more extended territories. Classification of sales may also be effected by individual tabs on the cards and the colors SALESMEN'S REPORTS 159 The used to distinguish the salesmen's customers. ordinary daily or monthly follow-up cards may be used, too, in arranging for the care of prospective business. There is no line of business that can not use one or more of the foregoing records. They may be modified and extended to suit the particular line you sell and will be of direct use in keeping the sales manager in touch with his salesmen, his buyers, and his expenses. Selling records, unlike production records, are simple and can be kept with absolute accuracy. The ratio of sales to expenses may be determined to the fraction of a cent, for instance, and when the record extends over a considerable length of time, such a history determines with mathematical exactness the worth of a salesman in the territory which he has worked. The importance of this is not to be under-rated. It has often been held that the value of the salesman is an indeterminable or inexact quantity. This has often been because the re- sources of the territory in which a sales force worked were unknown-the result of a lack of systematic records in the past. No manager can get correct impressions. except from sales summaries, and these should be com- pact and in the best form for continuous study and everyday contact. DID you ever stop to think how much your own presence every moment is required at your work; how dependent your clerks are on you for prices, and marking bills; how many kicks you have from your customers because no two clerks ever charge the same for an off quantity of an odd article? The merchant should avoid these petty irritations to himself and to his customers. -David W. Rintels XIX FOLLOWING AND REPORTING CITY SALES By Kendall Banning ST IMPLE systems by which each city salesman may be made to conduct his own follow-up on prospects, under the supervision of the company, are valuable time savers. One tested out by an Eastern manufacturing firm, has been adopted by the sales department of four large companies. This system centers in a small leather booklet, three by five inches, which each salesman carries. In this book are bound, in loose leaf form, one hundred or more of the cards illustrated in Form I. These cards alter- nate in color, yellow and white, throughout the book. Every time the salesman encounters a firm he makes a record of the interview on the yellow sheet and a car- bon copy on the white sheet. On this sheet he writes, with indelible pencil, the essential information to be remembered, the name of the customer, the address, the date of the interview, the name of the house buyer and the kind of business followed. Since the forms repro- duced here as examples of this system are used by a firm manufacturing safes, provision is made on them for information about the safe to be replaced or taken in exchange. Space is also provided for a brief comment on the prospects of selling, and a note made of the prices LINING UP CITY SALES 161 which have been quoted, the number of the floor to which delivery must be made and the date on which the salesman believes that a follow-up call should be made. The salesman then signs this slip and deposits both the original and the carbon in a basket. Every day these slips are collected by the "item clerk." The original slip is filed chronologically, under the date on which the salesman is to make the next call. The white slip is filed geographically, according to the district in which the "item" is located. Every night the "item clerk" selects from the file those yellow slips on which are indicated the calls to be made on the following day. These slips are taken NAME BUYER BUSINESS SIZE BIZE STYLE STYLE TOWN STREET SAFE IN USE AGE AGE REMARKS REGARDING CONDITION OF SAFES AND PROSPECTS OF SELLING QUOTED ON NO. AT DATE כ DELIVERED 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, FLOOR ALLOWANCE ON O. S. AT SIZE CALL AGAIN MAKE SALESMAN FORM I: file of prospects. The card here' shown is filled out for the general follow-up The manager is able to go over the file and visualize the salesman's activity in a territory from the file and placed in a small compartment in a cabinet which serves as the salesmen's postoffice, and in which all directions and correspondence are found by the salesmen the first thing in the morning. Each of these 162 RECORDS AND SYSTEMS compartments is numbered and devoted exclusively to the use of one salesman. In this way the memoranda of calls to be made on that day are not only brought to the attention of each salesman, but are placed before him in his own handwriting. The white slips are left in the geographical file for reference. As soon as the salesman makes these follow-up calls, he arranges a return call report, illustrated in Form II. The first of these return call reports is made out on a pink slip, on which is recorded the name of the firm, its address, the date of the call, the buyer's name and whatever comment is necessary. At the bottom of the NAME BUYER RETURN CALL 1 2 3 4 FIRM NAME REPORT CALL AGAIN TOWN STREET DATE 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 NOW USING ADDRESS BUSINESS BUYER GALESMAN REMARKS AND QUOTATIONS PHONE HAVE OUR CATALOG DATE OF LAST CALL FORMS II and III: The "return call report" (back card) shown here is filled out after the salesman's second interview, and can be used as a follow-up for a third talk. Form III (front card) is kept by the salesman—a check mark by one of the numbers reminds him of the next call dale slip a space is provided for a reference to the date of the next call. These pink slips are then filed chronologically in the same cabinet which contains the yellow slips. They are brought to the attention of the salesman on the date indicated. LINING UP CITY SALES 163 • In the same way a report on the third call is made out on a gray slip, and the date of the fourth call is indicated. Thus a complete and constant record of every prospect is kept, not only by the salesman, but by the company, which uses the white slips in the permanent file as a basis of inquiring into the work which each salesman is doing in each geographical district, and from which the company may follow the progress of each district and call the man's attention to prospects that are not being carefully followed. G ETTING a line on each salesman in this way im- presses the men with your ability and establishes a valuable bond between the home office and the field force. This supervision by the company of the work of each salesman is an advantage to both the sales force and the company. In the first place, the system impresses the salesman with the necessity of differentiating carefully between those firms which are in the market and those which are not. Secondly, the status of those who are in the field is brought to his attention mechanically and regularly, in a form which he can most easily recognize. In the third place, the system creates a bond between the company and the salesmen, whereby the latter are made to recognize the fact that the interests of both are com- mon, and that the assigned territories are not to be re- garded solely as personal property, to be worked or neg- lected at will, but must be cultivated by cooperation. This system may be applied with modifications to the sales force of every manufacturing house whose salesmen make personal city solicitations. Whether these memo- randa amount to one per cent or twenty-five per cent of the total calls which are made, the follow-up slips are of value in keeping the territory carefully covered. 164 RECORDS AND SYSTEMS In cases when sharp lines are not drawn between assigned territories, conflicts between salesmen who are trying to interest the same prospect are brought to the attention of the company mechanically, by means of the geographical file, and adjustments may be made before the matter comes to a dispute. As each sale is made, the follow-up records are re- moved from the follow-up files. In this way, the follow- up lists are kept constantly "alive," and the state of life of each prospect is indicated by the color slip. The salesman knows that a yellow slip is a memorandum for a second call, a pink slip for a third call, and a gray slip means a fourth call. As each call usually implies a continued interest on the part of a prospect, the sales- man may plan his day's work in such a way as to give his most careful attention to those firms to whom records show that the greatest amount of care has already been given. ECORDS of prospects in his own possession and under his control enable the salesman to use spare moments for checking up and thinking out new approaches. The salesman who wishes to keep in his own posses- sion a permanent record of his prospects may be pro- vided with cards like Form III, which remind him of the time elapsed since the last call and furnish all necessary data regarding quotations. These cards the salesman may keep in an individual follow-up file. He may classify them in either of two ways: by grouping them alphabetically, and using clips over the figures at the top to guide him in picking out the cards which must be attended to each day; or by dis- tributing them in a file with a set of guide cards num- bered for each day of the month. The second method is LINING UP CITY SALES 165 generally found to be the more satisfactory. To be successful, a system of this kind does not need a great amount of time, but rather faithfulness. Records which call for daily memoranda should be attended to every night. The salesman must obey his follow-up. If he does, the system will do as much for him as an as- sistant salesman. This system, although somewhat similar in purpose to follow-up systems used in other lines, is novel on ac- count of its specific application, and bears many points of advantage over the personal notation system, which, as a rule, the average solicitor carries on for himself with- out the supervision of the company. ! ♡ AS a principle of law, "caveat emptor" belongs to a bygone day. Its very existence is a direct admission, never to be erased from history's pages, that there was a time when the seller of goods was unscrupulous, so unscrupulous that the law gave the task of reforming him up as a bad job, and said: “Let the buyer beware!” But what the law would not even undertake, Business did. What all the jails in Christendom could not do, Business did. For Business, by making honesty pay, has made "caveat emptor" a dead doctrine. -John J. Roberts XX SHORT-CUT REAL ESTATE RECORDS By Z. F. Windes Formerly of Windes and Marsh P ROSPECTS by the hundreds are annually met by the real estate man. He makes hundreds of listing, offering, selling transactions in a week. His brain is so stocked with details of current business that he must have either a phenomenal memory back of his forehead or else he ought to have a system of written records. which will act as a memory for him-records that he can turn to and find what he wants when he wants it, records that will do his remembering for him better than he can ever do it himself.” In about these words my partner and I summarized a problem one night when neither of us was able to recall whether a certain property had been offered to a certain prospect. It was one of several incidents urging us to find a method of keeping reliable and convenient data about past and current transactions. Such a method we found. Thousands of properties and customers in all their multifarious relations to our firm are through our numbering system condensed into two volumes of records, our Property Book and Cus- tomers' Book. Exact information about any of the items we have handled since we installed these records can be gained in a few minutes by turning to the proper page in one or both of these books. REAL ESTATE SHORT-CUTS 167 We devised a form to contain the name and address of each prospective customer, with the offerings made to that customer. At the top of this form is placed a customer number. The use of a number for each prop- erty and each customer applies also to our Property Book. In this, each property number, in order, is placed at the top of a column; underneath are written the numbers of all the customers to whom that property has been submitted and the day on which they saw the property or were told of its location. Thus, we have a constant record of the prospects to whom each property has been submitted. REAL estate dealers will appreciate the value of Windes" system for telling the owner exactly what has been done in the effort to sell his property. More than once an owner has come in to demand why his property wasn't selling. In such a case, we turn to the records and give him the names and addresses of persons who have had his property offered to them. Such a record of selling efforts is convincing. A cus- tomer's number under a property number in this book means that the customer has either personally visited the property, or, not having opportunity to make a personal visit, has received a photograph and description with the address. In a Customer's Book, laid out in the same way, each prospect enters numerically. When a property is sub- mitted to him, the number of the property and the date of the offering are entered. If a prospect's face is familiar, he is looked up. The alphabetical card file of customers tells us his number, and if he was formerly a customer we look up the offerings made him. His real estate disposition and methods may be recalled from the 168 RECORDS AND SYSTEMS records of five or ten years back and the information has sometimes proved of value. The few persons who waste time by looking at many properties and never buying are fairly well known. Such a person would have to make his buying intentions clear before we would go far with him. When we close the office to go to dinner or to keep business appointments, as some- times happens, the front windows go right on with their selling function. The Property Book records serve also as a protection. Frequently we send owners a list of numbers indicating the customers to whom his property has been submitted. This informs the restless owner that we are busy show- ing his property, and reminds him that should any of these prospects purchase direct, without consulting us, that we are entitled to the commission. We estimate that our yearly loss is from $2,000 to $3,000 through supposed prospects tipping off the owner- ship of properties we have listed. If a relative or an employer of one of our prospects makes a direct pur- chase of a property we have listed, the probabilities are that we effected the sale. If the owner is fair to us he will pay us the commission. Sending a letter to an owner giving him the numbers of all who have seen his property acts as a check on the less scrupulous. Our yearly loss in this respect is much less, we believe, be- cause of our Property Book records. A young man came in one day and asked about a certain house and lot. He assumed a keen interest and was told the location. A month later we learned that the property had been sold. The buyer was a stranger to us; we had no record of him. We did find out, how- ever, that the buyer's stenographer was the same young man who had come to us and shown such keen interest REAL ESTATE SHORT-CUTS 169 in the property. We might have taken the case to court had not the former owner been a neighbor of mine! We can never tell what minute a little entry jotted down among many others years ago may be lifted from a CUSTOMERS'BOOK 1426 1427 1428 1429 1430 1431 PROPERTY BOOK 1261 1262 1263 1264 1265 1268 FORMS I and II: Records which show by numbers every property of- fered to each customer are kept in the "Customers' Book" shown here (above). All customers to whom a property has been offered are entered in the "Property Book" (below). Exact information about any transaction for years back can be gained in a few moments from these books cold, dead record into a live item giving us the ad- vantage in a business transaction today. How much we are spending to push a property is shown by these records and guides us. The amount of our time and attention given a house and lot is fairly well indicated by the list of customer numbers under a property number in the Property Book. It is a hint to 170 RECORDS AND SYSTEMS. us that either our method of presenting that particular property is not correct, or that some other factor, per- haps high price or architectural style or location, is operating against the sale. Occasionally, it happens that many customers have been offered a certain property; my memory, "under my hat," then tells me nothing definite and I turn to our office records and learn that we are giving more attention, using up too many hours and half days pushing that particular property. So we have found that the records check time wastes. FIVE VE simple routine steps through which property passes on his records are explained by this successful Illinois real estate man who has made his methods pay. Here are steps through which a property passes in our records: 1. It is entered in either the "Improved Property" or "Vacant Property" listing book and given the list number which it retains ever afterward in all our rec- ords. 2. It is located and marked by its number on our large wall map. 3. It is photographed (if improved property) and a description slip written to accompany it for display in the window and wall racks. 4. It is entered serially in the Property Book and under its number are entered the numbers of all cus- tomers to whom it is offered. 5. Its number is entered in the Customers' Book under the number of every customer to whom it is offered. "Isn't all this too much bother? Doesn't it lose time with a lot of details whenever a place is offered for sale?" These are questions I know occur to some sales- REAL ESTATE SHORT-CUTS 171 LIMITS MEMORANDA 'BROWNE, WINDES & CO. REAL ESTATE AND LOANS CHICAGO FARMS COUNTRY HOMES SUMMER RESORTS SITES ADVISE US. WE CAN MORE INTELLIGENTLY SERVE YOU WE ASK YOU TO GIVE US THIS INFORMATION. FOR THE SOLE PURPOSE OF LEARNING YOUR DESIRES AND THUS MORE EASILY FINDING A PROPERTY TO SUIT YOU. WE KNOW OF AND have on OUR LISTS MANY PROPERTIES SUCH AS WẸ SUPPOSE YOU WANT, BUT, WE ENDEAVOR TO SAVE ANNOY- ING OUR PATRONG With UNINTERESTING · OFFERS AND INTERVIEWS. NOTHING TO BE HERE STATED IS BINDING ON YOU. GIVE US AS GENEROUS LIMITS AS YOU CONSISTENTLY CAN. BE SURE TO FILL IN ALL SPACES 191 WHAT WILL PROPERTY BE USED FOR? HOME, FARM, RESORT OR INVESTMENT WHAT IS PREFERRED AS TO TOWNS, RAILWAYS OR DIRECTIONS FROM CHICAGO? MUST THE LAND HAVE WATER FRONT? LAKE OR RIVER? YES OR NO MUST THE LAND HAVE HOUSE? HOW MANY ROOMS? YES OR NO WHAT IS THE SMALLEST TRACT OF LAND YOU WOULD CONSIDER? WHAT IS THE LARGEST TRACT OF LAND YOU WOULD CONSIDER? ACRES ACRES WHAT IS THE OUTSIDE LIMIT OF SATISFACTORY DISTANCE FROM CHICAGO? MILES WHAT IS THE OUTSIDE LIMIT OF SATISFACTORY DISTANCE FROM DEPOT TO PROPERTY? MILES WHAT IS THE OUTSIDE LIMIT OF TOTAL PRICE YOU WILL PAY? WHAT IS THE OUTSIDE LIMIT OF CASH FOR FIRST PAYMENT? WHAT IS THE BEST WE CAN PROMISE ON PAYMÉNT OP BALANCE PER YEAR, INCLUDING INTEREST AND TAXES? REMARKS: I WILL BE PREPARED TO INSPECT YOUR OFFERINGS ABOUT NAME BUSINESS ADDRESS CARE OF RESIDENCE OCCUPATION PHONE HOURS PHONE HOURS NO. C FORM III: When a real estate prospect puts down in words and figures on this form the "limits" of what is wanted, time is saved. It is a reliable record of what he does not want and the agent knows exactly what not to show, which minimizes useless trips over farming country 172 RECORDS AND SYSTEMS men. However, the office stenographer makes all entries into the Customers' Book and Property Book, copying from the card file. In the card file each day my partner and I enter the offerings of that day, this requiring but a few minutes, not more than two hours in a month. Anything we find to work as a selling aid we add to our system. We are seeking new helps. For instance, we wanted to get a panoramic photograph of our terri- tory. It would show landscape and lake view features of interest to prospective customers but impossible for us adequately to describe. We arranged with an enter- prising photographer to send a captive balloon above the suburb and get a bird's-eye view picture for us. We were to pay him $600 for the negative. He spent $1,200 on three attempts, all three of the prints showing more water than land. This is cited as an instance of how we failed to obtain a selling aid we were after then and are still looking for. Until we get it, we must continue to show the topography with a map. One of our short-cut methods that grew out of ex- perience is a Limits Memoranda. This form is sent to prospective buyers of farm property. The minds of city people frequently are not clear on what kind of land, buildings, and surroundings they want in the country. Occasionally we had a prospect with only vague notions and fantastic dreams about life "far from the madding crowd" of the city; days and weeks of time were wasted in taking him from one neighborhood to another. When such a prospect now reads our Limits Memo- randa he is pinned down mentally as to the size of the farm and house desired, what he is going to use it for, whether he will specialize on chickens, squabs, celery, as- paragus, or other produce to which a property may be REAL ESTATE SHORT-CUTS 173 adaptable. To focus the mind of the prospect and get him to think clearly about how much he can spend, what are his "limits," to have him while in the city write it down in black and white, results for us in a guide which tells instantly what it would be useless to show him. Some of our prospects, we are sure, do more definite thinking over the country life problem when they sit down to fill our "Limits" than they ever did before. BLIND deals deals are everyday events in the real estate dealer's life, and specific information from the tax warrants at small cost is often worth having. It pays to have at hand specific information. For this reason we keep a book which records the lot and block numbers of every piece of property in our terri- tory. Each year our stenographer goes to the county court house and examines all the tax warrants for that year. The names and addresses of those who pay taxes on the various items are copied. This book proves a valuable friend on occasion. In the real estate business, there is always more or less working in the dark. Few other lines have so many "blind deals," so much buying and selling through a second and third or even fourth agent. Johnson, for all we know, is buying that corner lot for his friend Hamilton, who is acting under instructions from his em- ployer, John Macey, who is a close associate of Hobbs. Hobbs, perhaps has important business reasons why no- body should know he is after that corner lot. The information copied from tax warrants tells us: 1. When the property last changed hands. 2. Whether taxes are paid. 3. Who paid the last taxes. 4. Whether the title is bad or good. 174 RECORDS AND SYSTEMS To know these things about a property when a man comes in to list it for sale is always an advantage. In nearly all cases the owner tells the full truth. Once in a while it happens, however, that an owner does not have accurate information about his own property. We have, at times, warned clients of taxes not paid. In any case, if we are in doubt we turn to these records. If we find the title bad, we refuse to list the property and we save (1) costs of litigation over a bad title and (2) costs of advertising and otherwise pushing a property which is not salable. By having our stenographer go to the county court house and copy from the tax warrants, we eliminate the fee of the companies who specialize on that service. Their fee would amount to several times what it costs us. The customer entering our office meets a system that has been nearly twenty years in the building and is not yet completed. On the walls are the racks of photo- graphs of properties and descriptions of properties, a map for instant location and comparison of properties. At one side is a long desk. Back of it on shelves within quick reach, are the separate lists of vacant and im- proved property, the Property Book, the Customers' Book, the card files containing names of live customers and current offerings made to them. THE time is passing when a business house can depend for its maintenance on the transient trade. In the large cities a small store may rise in a crowded section and flourish for a while on the purchases of those who casually drop in. But unless that store "delivers the goods" it will fail to attract most valuable of all buyers, the regular customer, and will eventually fail. -Rufus Gilmore XXI HOLDING DEALER TRADE UP TO QUOTA By W. S. Zimmerman C OMPACT sales records enable the owner and man- ager of a small wholesale grocery house on the Pacific coast to keep in personal touch with his cus- tomers, to check over the work of his five traveling salesmen and to hold his office force to a comparatively small unit. Two simple card systems and a ledger sup- ply every necessary detail of this information. The record is divided into five parts, each one of which represents the customers in a salesman's terri- tory. The cards of each section are distinguished by a number and by a color so that there is no possibility of confusion or error. All the correspondence folders are kept by a numerical system and are numbered with their section and consecutive number besides having a distinctive color. Two classes of records are kept. The first (Form I) lists the customers by towns and shows each cus- tomer's monthly purchases. The manager, at any time, may look over these sales records and see at a glance what customers are reducing purchases and what new accounts have been procured. If questions arise about any customer, his card is laid aside, either for personal attention or for discussion with the salesman when he next visits the office. The cards also serve as route 176 RECORDS AND SYSTEMS cards for the traveling men; in the event of one's ill- ness or resignation, the manager can meet the situation with a good knowledge of the territory. This enables him to distribute the work among his other salesmen until a new man can be secured and broken in. The second card (Form II) is the customer's indi- vidual record. The top line on the face of the card is divided into squares carrying the numbers 1 to 31 so that signals can be clipped to the proper number when a customer is to be followed by mail. The second line bears the customer's name and address and the terms of sale. The lower portion of the card is used for a classification of sales. These are analyzed under reference letters, each letter representing a product sold by the company. By looking over this record, the 191 CITY NAME ADDRESS JAN FEB MAR | APA MAY JUNE JULY AUG|SEPT| OCT | NOV | DEC TOTAL FORM I: On this card are listed all the customers in each town with their monthly purchases for a year. every salesman's territory has its own The cards are indexed by towns and set of cards, each of a distinctive color sales manager, on his return from a trip, can tell in a few minutes the exact amount of gain or loss in sales in any particular line. The back of the card serves as a record of over-due accounts (should such occur) and shows the means HOLDING DEALERS TO QUOTA 177 which have been adopted for getting payment. The card is ruled into columns which show the amount due, the date of the order, the plan of payment, and the date and amount of last payment. Plenty of space is allowed 2 3 4 5 6 7 8 9 |10|11|12|13|14|15|18|17|19|19|20|21|22|23|24|26|26|27|28|29|30|31| NO. NAME 191 A B C D E F G H I J K L M N O P AMOUNT OUT- STANDING ADDRESS CREDIT R S T U V W X Y Z TOTAL 191 DATE HOW DEALT WITH WHEN PAID AMOUNT CORRESPONDENCE FORM II: The customer's individual record is here shown. The face of the card (at the top) gives his name, address, reference number and credit rating, with sales classified according to lines or products. If his account becomes overdue, collection progress is recorded on the reverse side of the same card (lower form) for records of letters sent. When a collection letter is mailed, a signal is clipped over the next date on which the card needs attention. The use of these signals auto- matically brings customers to notice on the day o which each should be followed up. VITAL information, if concentrated in a simple, systematic way, will enable you carefully to watch both salesmen and collections during spare moments. The man who designed the system has found that these cards enable him to keep in close touch with and direct the operation of his salesmen, and to follow his cus- tomers and collections in spite of the facts that he has to 178 RECORDS AND SYSTEMS 1 be on the road much of his time and that the time which he can give to office work is limited. Vital information is concentrated in a small space; the colors and numbers minimize the chances of error, keep the system within reasonable limits and save a large amount of the clerical labor involved in handling customer records. Trials of the scheme by other houses have shown that it is satisfactory for businesses which have small sales forces, yet distribute varied lines of products. With very few modifications, however, the system can be made applicable to almost any concern, to provide efficient records in the selling departments. ♡ EVERY salesman at some time or other believes that "the other fellow's" territory is better than his own; that is part of the salesman's creed. A man who had been reading books on mineralogy and the origin of oil, finally decided that far away up in Canada there was a strata of rock that indicated the hidden source of all pe- troleum. So he moved away and sold his farm in Titusville, Pennsylvania. The purchaser of the farm, on the day of taking possession, took his cattle behind the barn to water in a brook that had been partly boarded up by his predecessor to divert the flow of a thick scum which polluted the stream. The scum was petroleum. The previous owner for twenty- three years had literally made efforts to discard it. That stream has since poured hundreds of millions of dollars into the pockets of its subsequent owners. -Harlow E. Bundy General Manager, International Time Recorder Company XXII HOW FACTS AND RECORDS INCREASED SALES By H. A. Ballou Proprietor, The Ballou Paint Store ONE NE DAY a customer came into my store and asked the price of a certain brand of paint. I told him that it was $2.25 a gallon. "You're too high-priced," he said, as he turned to go out. "I can get So-and-So's paint for $1.25." "Wait a minute," I requested. "Do you know what you are getting when you buy the paint you mention?" "Well," he said, "it's paint, isn't it?” For answer, I stepped to a file and produced a table showing the chemical analysis of the paint he had spe- cified at the lower price. The test had been made by the United States Government, through the Department of Agriculture. The formula showed the stuff to contain about seven per cent of vegetable oil, three per cent of benzine drier, and twenty-four per cent of water, be- sides various other ingredients. There was no linseed oil whatever. Now, I stepped back to the file and got the formula for the paint which I had offered him. It showed almost ninety-three per cent of linseed oil, seven per cent of tur- pentine drier, and one-tenth of one per cent of water. The customer was amazed. "What kind of files do you keep in this store," he asked. "Is this a bureau of sta- tistics?" He finished by purchasing my paint. He 180 RECORDS AND SYSTEMS I could scarcely do otherwise in the face of my facts. I mention this incident to illustrate my system. have a small paint store. Counting myself there are five salesmen in the store, while the clerical staff comprises only two persons. Yet I have found system very valu- able-quite as much so, I believe, as it is to the big busi- ness. Without this ready reference file for paint formulas I should have lost this sale-and a great many others. I believe in systematizing and listing and indexing every- thing I know that pertains to my business, so that I can get hold of it instantly in an emergency. There is noth- ing like knowledge, right from the shoulder, to take a man off his feet. Another customer came in one day to buy painting material. When I quoted prices and figured up the whole lot he balked. "That's too much," he declared. "Why, when I painted my house the last time it cost me only ninety dollars." Now, if it hadn't been for my indexed knowledge, this customer would have walked out and gone some- where else, thinking me a robber. But I stepped to my file and get out a chart, of my own construction, show- ing graphically just how much each ingredient had in- creased in price since the last time this man had painted his house. The showing was something like this: Tin Cans. Silica • Zinc oxide Japan drier 18 per cent 21 per cent 30 per cent 22 per cent Linseed oil White lead • Turpentine 30 per cent 45 per cent 101 per cent In the face of this evidence, the customer was con- vinced that the increase did not go into my pockets FACTS AND FIGURES THAT SELL 181 and he bought his stuff without another word. Still another customer, on being given the price on a certain product, declared he could get another brand little cheaper. Again I looked in my file and discovered KNOWLEDGE OF GOODS A SELLING OPERATIONS STORE AND STOCK PROCEDURE QUALITY ARRANGEMENT OF GOODS CARE OF STOCK MEASURES 0000 SYSTEM ADVERTISING OFFICE PROCEDURE COMPARATIVE RECORDS FINANCING BOOKD TABLKO BUYING WASTE MOTION BEST WAYS OF HANDLING STOCK FOLLOW-UP FILEO CHARTS SURPLUS WEIGHTS IMPROVED DEVICES STOCK LIMITS BELLING PLANS IMPLEMENTS EXPENSE CORTO OIBDIPUNE KEEPING TRACK OF STOCK WINDOWS CORRES- FONDENCE CAPITAL INVESTED HANDLING 'QUSTOMEAB CLEANING STORE NEWSPAPERS CIRCULARS FIGURE IV: How Ballou analyzes the factors that enter into successful retail selling is shown by this chart. Notice that he gives "knowledge of goods" first place and puts it before selling operations, store methods, stock records, advertising and the other functions of store management that the brand he quoted was put up in packages ma- terially smaller than my own. The exact size of both packages I furnished him, in cubic inches, and he bought. This is the sort of salesmanship I have cultivated. It is the kind that is indisputable, and no one can put over any bluff on you. In the first place, I have made it part of my business to study the goods on the market —my own and the other fellow's-and then to write down my discoveries and put them away where I can get them out quickly. I have not sought to discriminate against my own goods if they showed any failing. But if they did-well, the manufacturers always heard from me mighty quick. 182 RECORDS AND SYSTEMS My files show not only good qualities, measurements and weights, but prices. I keep posted on the prices of competing goods, and if a man comes in and tells me he can buy such-and-such an article at a given figure, I know, by referring to my files, whether he is speaking from actual knowledge or from hearsay. Other things being equal, price is an important consideration, and no merchant should neglect to keep himself advised, by some systematic procedure, as to the figures his com- petitors are quoting. BALLOU has simple records which make it possible to check complaints quickly but accurately and pro- tect his interests to the customer's satisfaction. Then there is another kind of indexed information that has proved valuable to me. A farmer came into my store and made a complaint that the paint I had sold him was scaling off. "Did you put it on right away?" I asked him. "Yes," he said, "the very next day." This was all I needed. I went to the file where all the charge tickets are kept, and soon found the record of the sale in question. All the tickets for that day were grouped and fastened together, and on the outside ticket was written: "Weather, threatening." Then I turned to the day following and found, "Weather, rain." This was enough. "You put on your paint in wet weather," I told him. "Even the best paint fails to give satisfaction under those conditions." He remembered, then, that he had painted over wet boards, and withdrew his complaint without argument. All paint manufacturers send out color cards, bear- ing samples of the different shades. Often these cards are rather elaborate and expensive, yet many retail paint dealers toss them into a heap. When they have an in- FACTS AND FIGURES THAT SELL 183 quiry, they spend from five to twenty minutes hunting for the proper card, and often fail to find it. To obvi- ate this difficulty, I spent $20 for a special cabinet, made to order. It contained about one hundred pigeon-holes, and from them I am able to furnish customers almost instantly any color card desired. The cabinet is divided into labeled sections, and, in addition, has an index at- tached to one end. We count the waste of motion. For instance, through the installation of a self-measuring device, we can now draw fifteen gallons of oil in forty-two seconds. By the old method it required fifteen minutes. And, with NAME RESIDENCE ADDRESS H A BALLOU, WORCESTER, MASS. SHEET NO. TERMS BUSINESS ADDRESS DATE 191 REMARKS FOLIO CHARGES CREDITS BALANCE DAY CASH BOOK H A BALLOU, WORCESTER, MASS. MEMORANDUM FOR MONTH OF CASH DISCOUNT MDSE RETURNED TOTAL CREDIT 191 FORMS I and II: Cash book, ledger and bill book are combined by Ballou, as here shown, into a single loose-leaf volume. From the usual duplicate sales slip, a credit account payment is first entered, itemized, at the front of this volume, in the cash book (lower fom), and a moment later on the customer's ledger sheet (at the top), in th, second half of the book an elevator to the basement and a system of piping, one man can accomplish in an hour and a half work that formerly required two men eight and a half hours. We have a very complete system of racks and self- 184 RECORDS AND SYSTEMS sealing oil cans, and on all of these we have figured out our saving in time. I know by these reckonings that labor is often more costly than improved facilities. The waste labor in the average store is tremendous. I offer a standing reward of a dollar for every improvement suggested whereby we can cut out unnecessary motion. A recent rearrangement of some of our shelving was made on such a suggestion; in another instance, a lot of stuff that was selling well was moved and made instantly accessible. We calculated the trips saved and found that the total distance reduction in selling a given quan- tity was a mile. On the same principle, we aim to reduce to the mini- mum the physical labor and time involved in any given sale, and to this end we study the various operations themselves. For instance, take the item of paint brushes. Go into the average store and ask for a brush, and the clerk will lay out one or two on the counter. But before he completes the sale he will have to retrace his steps to and fro perhaps many times, each time bring- ing another brush or two. The whole operation requires three or four times the number of minutes needed in my store, where the brushes are arranged in drawer-com- partments. A whole drawer is taken out and put on the counter, and the customer makes his choice from the lot. Then we have reduced to a schedule, so far as possible, many of the routine operations connected with the store, such as the replenishment of stock, the cleaning and so on. We find it better to have fixed times for doing these things. Even the window washing is done on a schedule, an outside man coming at a specified time for that pur- pose. And every Saturday the store is cleaned through- out thoroughly. You will not find either in the store it- FACTS AND FIGURES THAT SELL 185 DAY BOOK PAGE LOCAL DISTRIBUTOR OF SHERWIN-WILLIAMS PAINT ESTABLISHED 1848 H. A. BALLOU 143 MAIN STREET DEALER IN PAINTS, OILS, VARNISHES, GLASS & BRUSHES WORCESTER, MASS.. SOLD TO ADDRESS TERMS: 30 DAYS. 67% INTEREST ON OVERDUE ACCOUNTS TELEPHONE CONNECTION. DATE ARTICLES DATE 191 RECEIVED OF ($ 191. LOOK FOR THE BLUE STORE * DOLLARS CHARGES CREDITS BALANCE each_charge FORMS III and IV: Opposite the ledger page given each charge customer, on Ballou's characteristic blue paper, is the statement blank, with perforated stub, shown above. The small form is the duplicate receipt used by Ballou 186 RECORDS AND SYSTEMS self or in the basement or outer store-house any of the rubbish or general uncleanliness that usually attaches to a paint store. All the drip-pans are cleaned and all accumulations removed from oil cans and other re- ceptacles. We make it a special point to keep our mailing lists. as complete as possible. At periodic intervals, for in- stance, a man goes out in a buggy and makes a tour of every street, and of every road in the surrounding country. He notes the condition of the houses, and when he finds one that needs painting he records the fact on his list. Then, when he gets in, the names are trans- ferred to our regular follow-up system. From our vari- ous records and from the social register we get the names of owners when we are in doubt. THEN a building has been painted, Ballou uses a WHEN system which looks three years ahead to the time for another coat and then jogs his customer's memory. Whenever we sell paint for a house, barn, factory, or any other building, we enter the name on our follow-up three years ahead. Of all our systems, however, the most interesting and, in a way, the most useful, are those which show our comparative records. I believe in comparisons, and in percentages. My comparative sales records show the goods that have gone out of my store by weeks, months, and years, arranged in quantities and percentages of in- crease. Not only do I keep these figures on the main products, such as paints and lead and oil, but on all the minor items. The different varnishes are itemized in percentages of their own, and so are the various other goods. I show gains in black ink and losses in red. These records not only tell me what I have done, but FACTS AND FIGURES THAT SELL 187 they indicate the most advantageous goods to handle in the future. Goods that have sold slowly may be dis- placed for more profitable stock. A merchant ought to know just where his profits are coming from, so that he can push the good things. All these comparative sales records are aggregated at the end of the year, and the result, in the form of a heavy black line drawn to a scale, is transferred to a chart that shows my annual increase in sales. I have this graphic chart-record for each year since I acquired the store. ♡ PLACE the catalog houses on an equal footing with the re- tailer, large or small, and they could not do business. And this condition is coming. The country merchant is a necessity. The manufacturer knows this; the jobber knows this; and both realize that he must be protected in the way of prices on all standard articles. If all merchandise can be marketed through the catalog house direct to the consumer, cheaper, quicker, and more satisfactorily than through the re- tailer, then that is the way to market it. With all the facilities at hand for buying, it must not be forgotten that the more pro- gressive people are, the quicker they want their goods. When they want a thing they want it at once, not a week hence. If the manufacturer thinks the catalog house can distribute his products the best, that is the way to market them; but if he thinks the retailer is necessary to him, he must protect him, and he is bound to realize this. -Frank B. Lomas Secretary, Lomas Hardware Company XXIII RETAIL CONTROL THROUGH FLU SALES RECORDS By A. W. Montgomery LUCTUATION in the volume of business by de- partments is the one objective on which the gen- eral manager of a many line store constantly keeps his eye. There may be many side issues, such as adjusting complaints, encouraging employees and altering methods and plans, but constantly his attention reverts to the barometer of trade. What does it register? If below a certain mark, what is the trouble? If above, why? He must know the reason for variations. His ability to ex- pand the business largely depends upon the accuracy with which he senses the cause of conditions. Department One may show by its daily report sales of $1,100 in excess of the sales for the corresponding day a year previous. This gain may have been due to any one of several causes: an advanced season on the line carried, heavier advertising, special sales and so forth; or it may have been due to a combination of causes. On the other hand, Department Two may show sales $900 less than last season. The reason for the loss may have been a backward season, generally depressed business, insufficient advertising and so forth. In either event the actual causes for the gain or loss must be de- termined. Furthermore, for the previous season, a period that SUMMARIZING STORE SALES 189 covers six months, Department One may have failed by fifteen per cent to equal the sales of the season prior to it. Department Two, conversely, may have gained twenty per cent over the preceding season. In com- parison with the one daily report already mentioned, this is paradoxical, but averages taken over long periods will explain. ATCHING the daily sales fluctuations enables you WATCHING to get a line on the trend which will loom big at the year's end, and take in time the proper precautions. A summary of the causes underlying daily fluctua- tions for the entire season serves as a basis for determin- ing the reasons for a total gain or loss. And these season-causes must be determined by watching daily sales in each department. The daily sale is the index; its total for any period-a week, ten days, thirty days, six months-gauges the fluctuation. It tells the percentage of gains and losses by departments. These indicate the need of cause prescriptions that reach business building policies. In this respect, there is no difference between a single line and a many line store, so far as the manage- ment is concerned. In the former there are the same problems to be met and solved, only fewer of them. In the latter, each department is a store, and it is but necessary to treat these departments as individual stores to obtain the same result. If there is any difference, it is this: the small mer- chant has the one final word when it comes to saying definitely what merchandise shall go on the shelves. The general manager of the big store is often the head mer- chandise man and must keep his hand on the merchan- dise for all departments, indirectly through assistants. 190 RECORDS AND SYSTEMS It is at this very point that the fluctuation in sales must guide him in whatever adjustments he makes. Fluctuation in business makes it necessary for the general manager to keep track of daily sales; this can be done only by watching each department as a unit and adding for a total, to ascertain the general increase or decrease in trade. Each morning at nine o'clock in one store, the gen- eral manager gets a daily department report that sum- marizes each of the fifty-five departments; the sales, say, for 1912 and 1913, the purchases for 1913, and the esti- mated stock for the same periods. This also gauges the merchandise purchased in comparison with the sales, the bills on file, the orders for the current month, the month ahead, and those for a longer period. Sales form the background against which purchases are built. Merchandise may be bought for delivery at a certain time, and may be countermanded if the loss in sales is marked; or, of course, additional purchases may be made if the sales show a decided increase. The gen- eral manager must know each morning how far to go, because purchases are made daily. This daily report starts with the sales check, which is either charge, cash or C. O. D. It matters not which, for each must fulfill its function in the total. That func- tion is to show the charge and cash business separate from the C. O. D., which is too hazardous to rely upon. Sales checks reach the auditing department every hour of the day. If a charge or C. O. D. slip, it makes a slight detour by way of the inspector, shipping and credit departments. If a cash slip, it goes direct to the cashier by way of the inspector and then to the auditing department. The cash sales check is sent with money through the SUMMARIZING STORE SALES 191 DATE DAY COATS SUITS DRESSES TEMP. WEATHER SKIRTS PETTICOATS FURS COST SALE COST | SALE COSTSALECOST SALE COST |SALE COST SALE DAILY SALES SHEET AD, LEADER NO. VISITORS .NAME DESCRIPTION LOT CASH NO. SALES C. O. D. CHARGE ACCOUNT FORM I: Each day's sales are entered on the sheet shown here from the clerks' sales slips. Division is made into cash, charge and C. O. D. sales, and columns giving both cost and selling prices are provided for each line of garments carried 192 RECORDS AND SYSTEMS tubes to the cashier. The customer receives a receipt and the salesman, simply as a protection, gets a voucher bearing the cashier's stamp. The charge check is authorized by a representative of the credit department and by the inspector who trans- mits it to the auditing department. The sales check clearly gives the purchaser and his address, the department number, the article bought and the amount. It is essential for salesmen to make an ac- curate record of each sale. Failure to give correct data often creates confusion in the auditing department, which is responsible for the daily summary. OTAL daily sales figures can be kept sufficiently TOTAL secret by this tested method, which also enables you to use the salesmen for summarizing sales and returns. To avoid further confusion, the salesmen summarize their sales each day. These totals are given to the head of stock, who then figures all the sales in his department and turns the report over to the department buyer or assistant buyer. The buyer then forwards it to the head bookkeeper. He and the general manager alone know the total daily sales. The daily sales report from buyer to the auditing de- partment is confirmed before it becomes official. The reports of sales checks and the summary are unofficial because they are subject to correction by the auditing department. After corrections are made, and any miss- ing checks or dead C. O. D. slips traced by the auditing department, the report becomes official and is ready to form its part in the final department report to the gen- eral manager. The department report is held until after the close of business each day to go with the final summary, which SUMMARIZING STORE SALES 193 CARAICO FORWARO 3 7 10 11 12 QUITO OVERCOATS CASH BALES COST CHARGE SALES | COST CASH CHARGE SALES COST BALES COST 14 15 10 17 10 19 20 21 22 2.3 24 23 24 27 28 29 30 31 TOTAL CASH TOTAL CHARGE DAILY SALES SUMMARY MATS CASM CHARGE BHOES CASH CHARGE UNDERWEAR CASH CHARGE MONTH OF HOSIERY CASH CHARGE FURNISHINGS CASH CHARGE JEWELRY CASH CHARGE CASH TOTALS CHARGE SALES, COST SALES COST ||SALCE| COST | BALES | COST. SALES | COST | SALES [COST||BALES| COST SALES | COST||SALES | COST | SALES|COST |TALES | GOST | SALES|COST]|SALES| COSTÍ SALES | cost.. " FORM II: For the small or medium-sized store which is not divided into departments, this "Daily Sales Summary,' arranged for lines of goods, takes the place of a daily sales sheet. It is kept at the cash register and sales are entered on it when made. At the close of the day, the figures are totaled and carried to the permanent daily record 194 RECORDS AND SYSTEMS is given to the general manager in the morning. It is only an estimate, for the dead C. O. D. business, which often amounts to a thousand dollars or more in a big store, will not appear until a day or two later. It usu- ally takes two or three days for this business to adjust itself. Then the general manager gets his final depart- ment report. The sales report by departments would not give the general manager a sufficient basis for finding the cause of fluctuation in business and for ascertaining the net gains, if a strict watch were not kept on the current pay roll. The absence of two salespersons in this depart- ment or that, lateness in arrival at the department, and so forth these facts suggest incompetency or ineffi- ciency, and might handicap the service to the extent that business in the end would show a heavy decrease. This, of course, is cared for by the superintendent. Sales reports would also be less important as a barom- eter of trade if the cost of doing business for each week were not known. Just as sales fix present and future purchases, so does the cost of doing business govern them. Therefore, the general manager gets each Saturday a report of all wages and all sales for the week. Each must have its own percentage of fixed ex- penses and the sales must bear a fixed ratio to the pay. But the daily department report is the real barometer of business. The daily report on department organization indicates the capacity to handle business. The report on individual salaries and sales determines the cost of han- dling it. The three must be considered together in order to read the store's profit. Forty-eight hours after a tornado, a Nebraska clothier who lost his stock in a fire following the storm, col- lected his insurance in full and had new goods on the SUMMARIZING STORE SALES 195 way to the temporary place of business which he opened. Neighboring storekeepers labored with adjusters for days before getting their settlements; in more than one case it was impossible for them to establish their claims to anything like the damage they thought they had suf- fered. The sales records of the fortunate merchant helped to secure this quick action from the insurance company. Sales records, although always maintained by the larger stores, are generally avoided by small dealers who have found cost prohibitive. A solution which makes them worth their keep has been developed by a western dealer who carries a $50,000 clothing stock. His system is simple and inexpensive to maintain. With the changes individual conditions suggest it can be adapted to a store of any size. The plan calls for daily and monthly sales records. This permits exhaustive analysis. Live lines may be distinguished from "stickers." Inquiries which lead to better business are suggested. Failures may be picked apart and successful plans may be intelligently followed to a satisfying conclusion. And profits put back into the business may be invested where they are certain to increase and multiply. IMPLE and inexpensive to maintain, this system used SIM by a western retailer permits exhaustive analysis which points the live lines and the stickers. Daily sales cards lead the system for store billing. Sales for the day are divided as cash and credit items and listed by departments. Columns are provided for recording the cost of articles sold either on cash or credit. At the right of the card, daily store totals are taken. At the end of the month the totals for departments are 196 RECORDS AND SYSTEMS calculated and recorded at the bottom of the card. If a weekly balance is wanted, the sum of business done FROM NO.. TO NO.. OATE. SO. AMBOY LUMBER & SUPPLY CO. DAILY CASH AND CHARGE SALES SLIPS CREDITS CASH SALES NUMBER AM'T NUMBER AM'T NUMBER AM'T NUMBER AM'T + NO.. DATE. TIME. M 19 THE SOUTH AMBOY LUMBER & SUPPLY CO PLEASE DELIVER THE FOLLOWING MATERIAL AT TIME WANTED QUANTITY JOB CONTRACTOR DESCRIPTION MARK ITEMS TO BE CHECKED AGAINST CONTRACT IN NARROW COLUMN RECEIVED TICKET NO. DRIVER TALLY BOOK PAGE. CHECKED BY.. FILLED. CASH DEPOSIT VOUCHERS TOTAL TOTAL TOTAL TOTAL CREDITS TOTAL CASH SALES TOTAL FORMS III and IV: This daily cash and charge slip (larger form) lightens bookkeeping duties in a lumber dealer's office, much as the other forms illustrated help storekeepers, and gives an accurate record of business transacted over the counter. The contractor's order blanks (smaller form) are gladly used by this dealer's customers, who find in them an ef- fective way of checking against losses due to various causes during that period is written in red in one of the spaces left vacant by Sunday. Daily totals are taken from sales tickets. These are SUMMARIZING STORE SALES 197 segregated by departments as they are received. Late in the afternoon, the amounts on the slips received are added by the bookkeeper. This partial list may then be completed in a few minutes after store closing. Conse- quently the manager has on his desk a complete record of the day's business before he starts home for the night. DAILY DEPARTMENT REPORT DATE. 191 DATE 191. [DEPT.Į SALES NO. 1911 SALES 1912 PUR- EST. CHASES STOCK 1912 1911 EST. STOCK 1912 DILLS ON FILE ORDERS CURRENT| MONTH OADERS DEPT. DEL'Y NO. 2 " 7 2 FORM V: Each morning a store manager can compare by means of the report here shown, the previous day's sales with those of the corre- sponding date a year before, as well as the stocks on hand, the bills on file, and the orders delivered Or he can leave it to be analyzed in the first fresh hour of the morning, as he chooses. Careful scrutiny of this card is one of his most im- portant tasks. Falling off of business in one department may prompt him to the invention of new sales plans. Rush of business in another department may act as a reminder to prompt buying. The effect of business changes may be shown in another column. The day's work may be reviewed in the light of past performance. In all the card is practically a daily written report from department heads. 198 RECORDS AND SYSTEMS In the form, a column for returned goods is omitted as it is the custom to deduct the sales value of goods re- turned from each department's total on the day's busi- ness. If such a plan is insufficient, a fourth column may be added alongside the charge sales under each de- partment heading for handling returns. Other features which may be added to the sales card with effect, are advertising and weather columns. The advertising column shows the space and the mediums used for the day. These facts are useful in checking up the efficiency of advertising and assist the manager in analyzing and comparing past sales records. The weather column has a similar purpose. The letter “R” for rain serves without further analysis to explain the poor sales on a day which ought to have shown a good average of returns. MONTHLY ONTHLY sales sheets are the basic records of the storekeeper who uses his experience, expressed in sales figures, to guide his progress and routine. At the end of the month, the totals of the daily sales cards are transferred to the monthly sales sheet. This is the basic record of the storekeeper who operates on a knowledge of past performances. In making it up, the total sales, cash and credit, for each department are carefully forwarded. Total costs are noted in the proper column, and from this data percentages are fig- ured and a gross profit and per cent of gross profit ob- tained. Then expenses for the month are taken from the expense sheets and net profit and per cent of net profit for the month figured. At the end of the season or the half year, figures for the period are totaled in the column at the right. With slight alterations, the system outlined may be SUMMARIZING STORE SALES 199 applied to smaller stores. For dealers carrying a stock of $10,000 or less, the permanent daily sales summary can be filled in according to the goods sold. Subdivi- sions of stock take the place of departments. In addi- tion, the daily sheet with the day of the month given, but omitting the horizontal rulings, must be kept. This remains at the cash register and clerks enter sales on it as they make them. At the close of the day the figures are totaled and carried to the permanent daily record. The monthly sales record is similar to the form used by the larger stores. Departments, however, are omitted and sales are listed on the permanent daily record. An eastern retailer uses a system for recording sales which can be adapted to small store needs and also dove- tailed into short-cut bookkeeping plans. When a sale is made, his clerk detaches the stub of the price ticket and places it in a box provided for that purpose. Every morning these stubs are collected and the number of sales marked in the proper columns on the card index. The clerk enters the cost, selling price and lot number on the sales ticket, so it is a simple matter for the bookkeeper to follow in dollars the number of sales shown on the card index. Figures on the sales slips are carried to a combined cash book and journal and the totals are used in securing each day the daily gross profits. These daily totals are then transferred to monthly sheets. Charges and C. O. D. items are posted directly from a daily sales sheet to the journal, which carries columns for general accounts, customers' ac- counts and creditors' accounts. To save the bookkeeper the trouble of re-entering the individual items posted from the daily sales sheet, only the totals of these col- umns are transferred to ledger accounts. The journal is ruled to economize work. The de- 200 RECORDS AND SYSTEMS scriptive spaces are in the center, and to the left are columns which care for items to be posted to the general ledger. Green lines divide the debits from the credits; faint red and blue lines across the sheet enable the bookkeeper quickly to follow and locate place and line. This division of the ledger entries into three parts affords a daily showing of amounts due on accounts payable (credit balance of creditors' ledger column), and amounts due on accounts receivable (debit balance of customers' accounts). The debit balance of the cash column shows the cash balance in the house and in the bank, the balance of the latter item being carried on the check stub as cash. The separation of merchandise purchases and sales is carried to avoid the too common error of padding sales with merchandise returned to manufacturers, which, in the case of large items, is enough to disturb percentage calculations on profits and expenses. The retailer who uses such a system need not depend upon the word of his assistants, or upon his memory, for details in any section or department. He has at hand, when he needs it, an up-to-the-hour picture of his store. Variations continually suggest themselves. The system is flexible enough to meet all conditions and is limited only by the ingenuity of the user. ♡ THE average cost of a sale and the average profit are factors which we carefully work out. Daily reports of the travel- ing men, including sales, traveling expenses and so on, to- gether with the cost systems and data collected at the factory, enable the manufacturer to figure these out in a rough way every day. At the end of each month these same items, cover- ing a long period, can be averaged up, and the average cost of each sale and the profit determined. -John V. Steger Founder, Steger & Sons Piano Manufacturing Company INDEX (Complete for the four volumes) Abbreviations, how to make in -advertising literature, how filing III-194 to use II-116 Ability, use of inborn I-81 -bulletin boards in the store, Absences, how to check on IV-194 how to use II-161 Acceptance of contract terms, when -follow-up letters, getting the valid III-160 most from II-178 ACCOUNTING -"lettergram," winning at- -BOOKS AND ACCOUNTS tention with II-169 cash entry methods IV-183, 196, 200 -charge accounts II-196 מן IV-185, 200 -journal, entering accounts -sales records, methods of keeping I-25; IV-149, 190, 193, 199 Accounts, how to avoid uncertainty in new Acknowledgments, value of prompt Action I-35 III-170 -how to make a letter get III-17 -using sales letters that make it easy for dealers to get III-93, 94 -specimen advertisement -urging immediate Address -how to arrange the, on sta- -house organ, how to edit and develop a I-151; II-97, 100, 101 -magazines, when to use II-45, 51 -newspapers, when to use II-54, 57, 63, 157, 178 -novelties, plans and meth- ods for using I-53, 55, 59; II-65, 68, 70, 105 -outdoor advertising, making the most of II-76, 87, 181 -space waste, putting it to work II-90 -street car space, how to use II-188 -window displays, designing I-56, 74; II-156; IV-118, 136 -advertising literature, II-114, 125 -articles in use, specimen ad- successful II-19 -COPY tionery III-50-52 vertisements showing II-147 -how to secure an, over a -billboards, specimens of copy II-85 telephone I-70 -booklet covers, examples to II-28 Addressing machines, how to make -booklet title pages II-27 the most of III-68 -booklet, unique plan for a II-128 Advance letters to dealers, methods --color, right use of II-122 of helping salesmen by III-149 -desires, specimen of adver- ADVERTISING -ESSENTIALS tisements which awaken -distinction, how to secure II-20 II-30, -analysis as a business bid II-13, 38, 56 36, 172 -cost of, judging value by II-83, 103 point by -helping salesmen -demonstration, proving your form and motive chart, method of using -point of contact, how to make -problems of advertising, how to analyze -retail advertising, how the manufacturer encourages -testing, methods of II-26, 143, 175 -MEDIUMS II-154 cessfully -headlines, how to write II-13, 18 I-148 II-10, 25, 31, 35, 40 -essentials, how to insure II-46, 49, 55, 109, 159, 170 -guarantee, how to use suc- -house organ covers, examples II-86 -illustrations, vital points in the use of II-54, 87, 121, 146, 159 -interest, tested methods of II-39 II-50 rousing II-127 II-15 -layout sheet for booklets II-141 -layout, standardized, for I-12 store advertisement II-61 -local events, building adver- tising on 1-58 202 LIBRARY OF SALES AND ADVERTISING -luxuries, specimens that ad- vertise attractively -clothing manufacturer II-72 II-123 -coal dealer II-72 -magazine advertisement, -collection agency II-168 specimen of a multipage II-19 -country storekeeper IV-64 -motive, finding and build- -dentist II-166 ing copy on the strongest -department store II-74, 153, buying II-9, 13, 21, 118, 160 157, 191 -outdoor, how to get up ef- -department store (Wm. fective II-84, 182 Filene's Sons Company) II-95 -public utility advertise- ments, planning II-60 -drug store II-74, 153, 192; IV-121 -farm implement dealer II-190 -quality of product, speci- -grocer II-90 mens that play up II-59 -haberdashery (Frank M. -"reasons why," showing II-48 Low Company) II-159 -simplicity in layout, speci- -bardware dealer II-194; IV-64 mens showing value of -slogan, selection and use of a II-87 -street-car cards, effective II-80 -street car card, "Spearmint" specimens II-79 -title page,designing II-129, 130 -timeliness in an advertise- ment II-124 -hotel, featuring service in II-165 -jeweler's, a, for getting closer to customers II-113 -laundry II-164 -lumber yard II-177 men's furnishing store (Moe Levy & Company) II-32 II-56, 177 -necktie manufacturer II-29 -trade-mark, choosing II-182 -newspapers-when the man- -type, selecting the right II-127 ufacturer uses II-56 type, without illustration II-54 -novelties, how to use IV-89 waste space, how to use II-94 -novelty manufacturer II-70 writing rules and suggestions II-50 -paint store I-54 -DEALER -physical culture expert II-40 -how to advertise I-40 -pianos II-41 -manufacturer and dealer co- -professions, maintaining dig- operation, methods in I-57; II-57, nity in advertising the II-166 82, 202 -real estate II-88, 169 -RECORDS -restaurant II-164 -advertising results II-147 -service features, making -composing room instruc- most of II-168 tions, method of handling -contract records, how to II-216 -soup manufacturer II-143 "Spearmint" II-88 keep II-197, 198, 213, 214 -toilet goods II-70 -copy records, how to keep II-197, -traction engine manufac- 199, 215 turer II-9 -copy schedule II-136 -watches I-44 -cuts in stock, card showing -daily advertising record, II-205 good card on which to keep II-146 -daily inquiry record, II-145 -department advertising rec- ord, sheet showing II-200 dealer helps, record of dis- tribution II-203 -dealer's use of advertising, card on which salesman re- ports II-206 description of cuts, form on which to keep II-211 Advertisement, four essentials of a Advertising agency, handling out- door campaigns in a -service, how to sell by mail III-12, 49 Advertising contract, how the pub- lisher checks up the II-213, 214 Advertising service bureau, used by a wholesaler to help dealers sell III-152 Advice, how the banker should give IV-30 Agent II-170, 171 II-82 -file record of cuts, form for -effect of prestige on I-29 keeping II-209 -results, sheet on which to summarize II-149 -exclusive, how to handle IV-139 Aisles, how to lay out in the store IV-135 Ambition -sales record, how to test re- sults by II-147; IV-37 -how to arouse the salesman's I-95 -how to profit through -CAMPAIGN Analysis -bakery -building materials II-20 -Bull Durham sales methods II-88 -cleaning company II-12, 163 -automobile manufacturer's II-115 -bank II-68, 94, 185, IV-25 -in setting quotas II-38, 73, 95 -need in advertising -sales increases due to Appeals, sure, in letter writing Approval sales, how to get IV-80, 181 IV-71 I-144 I-96 II-13, 30, 36, 172 III-20 INDEX 203 Argument Auction advertising II-175 -how to distribute through a Audit service, selling by mail III-111 letter series III-24 Auditor, service -in insurance sales, how to locate the right -selling letters used by III-112 IV-41 II-115 Association, retail merchants as a means of collecting money III-187 Assortments -effect of large on county trade I-64 -importance of in selling I-83 Attention -advertising, winning in II-56, 88 -how to center the customer's IV-112 Automobile manufacturer -advertising methods of a -outdoor advertising used by II-78 Automobiles -a letter paragraph that at- tracted rural prospects for III-44 -used to attract customers to the display room II-179, 180 Bakery -advertising methods Back file in complaint correspond- ence, how to use Backgrounds, window, how to plan IV-135 BAILEY, MARSHALL J. -chapter on store fixtures IV-110 --how one man attracts new II-38, 95 trade to his dealers' shops II-73 Balances -cost, how to record IV-200 B Bicycle, delivering by III-167 Billboards -advertising campaign uses IV-121 II-85 -points in the use and design II-182 -specimens of effective copy -using to meet competition Billing in the store, methods of Bills, how to give personality to Bins, how to make your own Bond issues, how used to advertise banks II-85 II-81 IV-195 I-54 IV-134 IV-29 -weekly, how to get easily IV-196 Booklets BALLOU, HERBERT A. -as advertising mediums II-128 chapter on retail records IV-179 -covers for, designing ら ​II-28 -chapter on retail selling I-52 -how to plan for I-18 BANKING -putting sales value into II-116 -BANKER -right and wrong use III-27-28 -maintaining right relation to Bookseller the community IV-23, 29 -complaints, handling a house -good, judging a IV-30 blunder tactfully III-166 BANKS —sales methods IV-103 -accounts, how to get III-125 Borrowers, how to handle IV-23 -advertising methods IV-125; II-68, Boxes 94. 185 -prejudices, overcoming IV-22 -corrugated, how to select for mailing samples IV-74, 76 -selling methods IV-26 Brands -LETTERS -increasing business by III-120 -interest in, how to arouse III-129 -savings bank customers, method of educating III-125 -services, value of featuring III-121 BANNING, KENDALL chapter on city sales -chapter on retail advertising II-153 -chapter on stationery selec- tion III-47 Bargain counters, how to establish IV-88 Bargains -bringing mail orders for III-104, 105 -how to buy -how to feature Basement store, how to plan a IV-132 BEAN, B. C. -analyses of, how to use -establishing by advertising Bread, how a new talking point was -successful advertising of II-94, 95 -chapter on mailing lists and follow-up -chapter on outdoor adver- tising III-190 II-76 Builders, how to reach with samples IV-75 Building materials, manufacture of, advertising campaign for II-20 IV-88 IV-88 Building -construction details -department store, housing IV-129 Bulletin board, used to advertise a store IV-130 salesman I-103 Buyers -groups of, how to analyze I-20 -chapter on dealer advertising II-190 -chapter on letter details III-68 -chapter on salesmen's re- ports IV-158 -chapter on training salesmen I-146 II-134; II-161 Bulletins, importance of to the IV-181 II-16 Brass goods, how to sell IV-73 found for BROWN, HARLOW B. IV-160 II-38, 39 A 204 LIBRARY OF SALES AND ADVERTISING -how to attract more IV-85 Buying motives -position of in a trade I-9 -prospective, value of, card records of IV-83 -how letters arouse -how touched on in some III-196 chewing gum advertisements II-79 C Cabinet show window, how to IV-112 CAKE, CHARLES E. Christmas trade, by parcel post IV-62 CHURCHILL, CHARLES E. -chapter on showing samples by mail -chapter on magazine adver- IV-73 tising II-52 Calendar, monthly, used as an ad- vertising novelty -chapter on market develop- II-72 ment I-17 Calls -chapter on newspaper ad- -first, importance of, vertising II-52 to insurance agents IV-39 Cigar store -how to use to get names IV-89 -sales methods IV-75 Campaign -salesman's, keeping track of IV-162 advertising, planning a -service, selling by mail III-117 Circulars II-35 -large size, when to use II-121 -bank II-187, 188 -putting sales value into II-116 Carbon sheets, how to use with Circularizing sales letters IV-77 -how the lumber dealer keeps Cards track of II-177 -colored, how to file with III-192 —how to get names for IV-84 -dealer, for the manufac- City turer's advertising man II-59 -market possibilities in I-35 -display, how to secure from jobbers -when salesmen should go to I-47 I-12 CLARK, NEIL M. CARPENTER, J. T. -chapter on letter arrange- ment III-58 Catalog -how to mail promptly III-191 -putting sales value into II-116 when should be accompanied by letter III-78 Catalog house -chief drawing powers IV-83 -how to meet the competition of IV-78 -retailers' needless fear of IV-79 why people buy from IV-84 CHALMERS, HUGH -editorial, "contact and con- fidence" I-7 Chamber of commerce, how to use a, in collecting money Character study, importance of, to III-187 salesmen I-140 Charge sales, how to debit IV-199 Charts for letters, how to use III-200 Checks, how to give personality to Checking I-54 -local advertising, how the manufacturer proceeds III-57, 58 -space charges and contracts II-199 Children -a letter that appeals to par- ents through -how the bank profits from IV-26 -secure information about -chapter on advertising costs II-143 -chapter on service advertis- ing -departmental, how to make IV-157 -sales methods -advertising campaign -services, selling by mail III-119 -average sales of, in shoe store I-132 -how to uniform distinctively I-54 -reading and signing the store advertising CLIFFORD, W. G. -chapter on novelty adver- in mail sales campaign, a -in poster advertising -sales letter, how to write III-17 -specimen advertisement il-II-19 -used in a furniture dealer's sales letters Clock, as an advertising novelty II-69, 70 Clothier -advertising methods -policies of the Frank M. Low Company -sales methods III-14, 15 IV-19 -use of house organ by Coal dealer III-60 III-37 Christmas letter good opening for -shoe dealer's Christmas novelty, how distributed II-74 -advertising campaign C. O. D. items, how to handle Coins, to advertise a men's store II-32, 72 II-159 IV-73 II-99 I-69 IV-199 II-161 II-163 Classification Cleaner and dyer I-25 II-23, 163 Clubs tising Clincher -good and bad telegram used as II-154, 155 II-63 IV-28, 29 III-136 II-87 III-26 INDEX 205 COLDEN, C. J. -chapter on bank advertising IV-22 -advertisements that secure II-27 Consignment Collection agency, methods II-68 how to vary stipulations I-12 COLLECTIONS -methods of using I-10 -Collection Agencies -selling on I-10 -advertising methods II-69 Construction -Collection Department. how to handle IV-130 -other departments, how to -how to specify for I-17 cooperate with III-174 -Drafts Consulting expert, services of a, selling by mail III-118 -methods in using sight draft III-181 Consumers -Letters -how to best convince I-10 -commission merchant III-181 -how to direct the buying -concessions, cleaning ac- policies of I-42 counts by III-179 how to influence with labels I-14 -follow-up, how to use IV-177 -how magazine advertising -instalment accounts III-184 influences II-45 -retail store methods III-177 -unusual contact of with deal- -Retail ers in small towns I-36 -instalment accounts, secur- -contact with, personal IV-22 ing by legal notes III-186 Contracts -parcel post, how it affects IV-72 -accepting by mail III-163 Color -advertising, how to record II-198 -how to quicken journal en- -closed usually when accept- tries by means of IV-200 ance is mailed III-157, 158 -in printed matter II-122, 125 -how to make binding III-171 -when to use in stationery III-50 -how to protect yourself on COMEFORD, THOMAS P. acceptance of III-158 -chapter on contract and copy records -legal points, when accept- II-199 ance varies the terms of III-159 Commercial clubs, to build trade IV-55 -making conditional III-162 Commercial literature -when and how revoked III-158 -giving permanent value to -shaping and designing II-119 Convenience II-118 -where to begin in planning II-116 Commissions, paying salesmen Comparisons, making in sales contests I-96 Competition based on appeals to different classes -catalog house, how to meet IV-78 -fire insurance, of intensity IV-46 -how to gauge the salesman's I-143 -mail order house, advan- -effect of on parcel post sale IV-66 -of as sales argument IV-15 I-45 Conversations -controlling I-122 -how to epitomize I-92 -how to handle by telephone I-65 II-21 -sales, a typical example I-66 COOK, FRED -chapter on store layout IV-129 COOK, TYSON tages retailers have over IV-83 Cooperation -value of creating spirit of among salesmen I-98 Competitors ufacturer -checking sales methods of 1-22 -fire insurance, how to handle IV-51 -how to gauge sales of I-47 -how to study I-148 -value of knowing stocks of I-56 ---chapter on selling by telephone I-63 -among retailers, value of IV-55, 71 -between merchant and man- -between personal and mail sales department, testing the value of -how to use in retail sales force I-163 -methods of dealer I-57; II-57, II-82, 202 III-147 COMPLAINTS 82, 202 -adjusting, methods of I-167: COPY IN ADVERTISING III-166 -and illustration, related -how to analyze III-171 -how to classify III-169 -how to handle III-166 Conditions -effect of local on sales quotas I-29 -how to secure business facts on I-26 Confidence -best way to secure I-10 -how secured by the old-time salesman I-148 -how the professional men and tradesmen win III-114 functions of in advertisement II-46 -complete, for booklet II-126, 127 -essentials in getting II-46, 49, 55, 109, 159, 170 -for house organ, how to get in by a schedule II-187 good and bad in II-171, 172 -how the publisher handles II-213 -testing for style and appeal III-18 -writing for outdoor space II-84, 87 -magazine, essentials II-57 -making it seasonable II-177-179 206 LIBRARY OF SALES AND ADVERTISING -picking up for a store paper II-101 -pointers in writing II-94 II-58 -schedule of, how to keep II-136 -versus electrotypes, as an advertising help to dealers -writing and layout, handle II-117 -writing, dominant thought II-15, 16 -writing, where to begin -chapter on efficiency in II-110 Cost of doing business-how to check on IV-194 COTTINGHAM, WALTER H. salesmen I-95 -editorial, Things" I-77 Counters II-156, 157 "Men-Not -display, how to link up with advertising -displays, securing from dealers I-12 -how to get along without IV-112 -how to lay out at times IV-135 -value of re-arranging IV-85 Country advertising mediums II-180, 181 Country store advertising methods IV-64 Coupon books, how to use Coupons, how to key IV-57 II-144, 145 -an example of the value of IV-101 -how to insure for telephone purchasers -Curiosity -an example of the value of satisfying the customer's IV-102 -arousing in advertising II-26, 29 -how to arouse in opening paragraphs of sales letters III-141 how to use -value of to retailers CUSTOMERS I-33 IV-85 -accommodating profitably IV-101 -claims, how to check up IV-182 -competitors', getting your IV-101 -examples of value of showing interest in how to advertise to -how to assign salesmen to -how to get into a pleasant mood IV-102 II-91, 93 I-135 I-61 IV-89 from III-170 how to handle more satis- factorily IV-33 -how to regain lost I-49 -how to get names from -how to handle complaints I-169 -how you can handle many IV-32 -how you can tactfully hand them over to salespeople -keeping a record of I-49; II-177, 153, 193; IV-18 -method of handling real estate information of -store, a periodic reminder to II-98 Customer's book, real estate IV-169 Courtesy I-72 Cover designs for house organs, II-86 CREDIT -ESSENTIALS IV-157 -merchants' credit associa- Cuts tion, value of a III-187 -advertising, checking, on re- -Credit department turned I-212 -information, how to file IV-150 -advertising, insuring the re- -Credit man turn of II-201 -handling the day's work IV-192 -for store advertising, how -Retail -telephone sales, problems in I-75; to handle and file -keeping a record of II-106 II-209, 212 IV-63 D DAY, JOSEPH P. -chapter on real estate ad- vertising !! -how to secure greater activity I-12 -identity, to preserve under II-169 nationalized distribution I-42 -editorial, “Reaching Live Prospects" II-43 -persuading to use the manu- facturer's sales helps II-63 Dealer -advertising, getting a sales- man's report on II-206 -strong letter addressed to -urging him to confer with salesmen III-87 I-47 -advertising helps for II-57 Debtors -campaigns for the manu- facturer II-57 -follow-up to, as a help to salesmen III-145, 147 -giving individuality to the I-39 -helps, keeping record of II 59, 203 -helps, printing the retailer's name on -how magazine advertising influences II-204 II-45 how to arouse selling energies I-11 -how to handle consignments to I-11 country, how to collect from III-181 -effect of third parties upon III-188 -how to arouse their sports- manship III-176 -how to get the attitude of III-174 —how to handle, inability to pay among III-183 -impressing quickly by mail III-175 DEEDS, E. A. -editorial, "Efficiency as a Habit" Delays IV-147 INDEX 207 -effect on acceptance of offers III-160 -letter paragraphs that over- -box for, used to advertise a bank's safety vaults II-185 come III-29 -effect of on contracts III-164 -effect of on telephone cus- -how a bank's were increased tomers 1-71 -how they increase com- by form letters and circulars II-188 -how to get more plaints and often lose val- Desire, how to awaken IV-27 I-33 uable trade III-17 -how at times avoided by us- Detail, importance of to salesmen I-202 Directories, use of for getting names IV-84 ing parcel post IV-63 Discounts -when they are refusals of contracts III-162 -acceptance of in small towns I-36 -cooperative purchases, IV-57 Delivery -danger of giving unfairly I-175 -free, how to schedule IV-69 -when to follow I-175 -how retailers can profitably Displays cooperate to makê IV-123 -how often to change I-57 one way to reduce cost of IV-123 -connecting with local events I-57 -sub-stations, value of IV-128 Distribution -Sunday, making IV-123 -getting new I-20 -uses of special I-72 -handling when established I-20 -value of filling completely I-183 -how aided by manufactur- Demand -analyzing II-22 ers cooperating with dealers -how to concentrate I-43 I-21 -made a big problem by ma- chine production -how to handle when scattered I-21 II-89 -how to make stable I-81 Demonstration -value of novel paign of a -outdoor advertising suited to II-78 -and sales talk, handling to- gether in an advertisement II-19 -for bankers -making an advertisement give Dentist, dignified advertising cam- Department, how to mention a, in telephone conversations I-169 -new standards in I-31 -place of the jobber in I-45 -problems in future I-31 -retail, how changing IV-120 IV-23 -through the retailer I-32 -knowing methods of I-44 II-47, 48 Drafts IV-14 II-166, 167 Deposits Department store -advertising, a standardized layout for II-59 -advertising methods II-95 -building construction IV-126 -how to collect money for IV-177 -sales policies I-52; IV-69, 127, 188 -services, selling by mail III-116 --knowing if legally mailed -when to use Drayage, in expense accounts DRUGGIST -advertising, methods II-74, 121 153, 192 -finding the point of contact in letters to customers III-33, 34 -novelties, using to win the trade of housewives -selling methods IV-74 I-73; IV-65, 103, 121 -service, selling by mail III-15 -uses of house organs II-99 -window displays II-153, 154 E ܀ · III-160 III-181 I-110 ment IV-12 EARLE, J. W. -editorial, "Assets in Men" III-39 Economy, securing through equip- together in a sales follow-up III-22 how to arrange and insert III-70 -novel, for sales letters Entertainments III-60 Editing a house organ II-135, 142 Electrical display signs, II-78 -for conventions, how to plan I-126 -on the expense account, I-110 Electrotypes versus copy II-58 Enthusiasm Elevator company, service letter -how to arouse in business used by an III-120 conversations I-116 EMPLOYING AND TRAINING HELP -how handled by one retailer I-162 -how to get efficiency from men I-93 -paying, plans for Enclosures -and circular mailings, -and form letters, how linked arousing among salesmen I-98 -how to spread I-93 -in copy writing II-40 I-155 -what it means in business I-157 Envelopes III-67, 68 -and letter paper III-48 -how to buy for house organ II-140 208 LIBRARY OF SALES AND ADVERTISING -for mailing samples IV-74 Equipment -enclosed, value of IV-113 -how to rearrange to reduce insurance charges V-54I -importance of adequate IV-11 Errors -to neighboring towns Expense I-67 -accounts, how to record IV-154 -low, as an advertising appeal II-34 -methods of control I-109; IV-155 -selling, how to control I-129; IV-169 -how to avoid IV-200 -salesmen's, how to check on IV-149 —real estate, how to check on IV-169 -total, how to figure IV-198 Expansion -making it a routine matter Experience -how to profit from salesman's I-135 I-25 F Facts, importance of in forecasting I-24 FISK, J. W. Failures -chapter on retail selling III-95 -how to profit from them I-138 Fixtures -in advertising, explained -significance of to salesmen II-16 -how to make your own IV-11 I-82 -side wall, how to plan for IV-196 Farmers Floor space -preparing to sell by mail to III-133 successful advertising to -successful sales letters ad- dressed to II-10 -how to lay out in the store IV-135 -when to rent more I-162 III-36, 137, 139 Fluctuations in sales, how to check IV-188 Folders as a record of advertising Farm implement dealer, advertis- II-148, 149 ing methods of a II-190 Follow-up FARWELL, JOHN V. -for the house organ editor -editorial, "Gaining Confi- dence" II-137, 138 III-143 -how often to use III-76, 77 Figures -how to use in advertising II-38 -putting letters to work II-178 -recording results from II-147, 148 -value of comparative I-27 Food stuffs, distribution of I-82 FILENE, EDWARD A. Form letters -editorial, "We are Respon- sible" -how to get out promptly III-26 IV-59 -making up a series III-22 Filing -methods III-192 Firm name, how a merchant won good will for a Fisheries company, talking points II-168 II-34 -sales information IV-140, 150, 157, 170, 180 Garage how to collect money for a III-184 -sales letters used by a III-118, 119 Gas company -sales letters used by a III-117, 118 Goods -danger of carrying inferior I-50 -five-and-ten-cent -new, value of IV-135 IV-85 -popular priced, how to sell IV-88 Good will G -proper place in correspond- Free trial coupon in advertising, the II-12 Freight bills -charges, how to cover -how to handle in the store IV-130 Furniture dealer, use of house organ II-99 -how form letters collected accounts for a III-37, 38 -letter paragraph used by a III-11 -parcel post trade built up III-108 -sales policies, determining IV-65 -sales records, how to keep IV-175 -services, selling by mail III-116 -telephone service of a, ad- vertised by form letter III-116, 117 -order slip for advertising II-93-94 Gross sales, how to figure when ence III-62, 63, 69, 197 IV-81 -expressing with novelty ad- estimating I-99 vertising II-65 Guarantee -how concerned with maga- -form, used by a concern zine advertising II-45 selling to farmers III-140 -value of I-29 -importance of backing I-11 GOSSARD, H. W. -ineffectiveness of general I-11 -editorial, "Thoughts"-The -one way of advertising I-11 Plain, Simple, Kind” III-9 GROCER -putting in strongest form -use of an absolute III-100 I-14 -advertising methods II-90 -value of in advertising II-39 INDEX 209 HARRIS, HUGH K. Haberdasher Hardware dealer -policies, how to fix -local interest, advertising by II-194 -use of house organ by -chapter on salesmen's report II-16, 126 II-99 House organ IV-140 Health, as a basis for a successful advertising campaign II-18, 21 H ing salesmen, how to secure from home office I-113 II-165, 166 -advertising, how made dis- tinctive -covers, schemes of layouts II-86 -functions and routine of a II-101 -getting value from a II-97, 100 how to edit and produce II-100, 106 -how to mail out II-142 HINCE, HUGH S. -production schedule II-139 -chapter on house organs II-135 HINES, EDWARD -editorial "Standards For -six months' schedule for II-138 -sources of material for II-135, 136 -vital points in the use of II-49 Salesmen" III-85 Humor Holiday sales, by parcel post IV-62 -in the house organ II-103 Holidays, legal effect on notes III-160 -in newspaper advertising II-181 HOLMAN, W. C. Hotel -accommodations for travel- -in sales letters III-16, 17 -chapter on retail selling -chapter on sales conventions I-112 IV-78 -in a retail display I-58 HYPES, WILLIAM F. -chapter on getting orders I-179 -chapter on salesmanship I-102 I Ideas, testing in copy writing II-109-110 Illustrations and copy, related functions of in advertising II-46 -file record of, keeping II-209, 211 -in advertising, a test for II-112 -in advertising, handling II-121, 122 -in newspaper advertising II-54 -in store advertising II-159, 160 -use of in advertisements II-20 -use of on booklet covers -value of to insurance men -when to use II-46, 54, 87, 121, 159 how to handle II-92 -how to answer general III-196 -how to give special atten- tion to certain III-196 -how to handle III-191 -card, used by a retailer for mail order prospects III-104 -record of for the advertiser II-145 Inspection of goods, how helpful to retailers IV-82 II-28 Instalment houses IV-39 III-185 I-15 -collection methods -sales policies, successful -agent, sales letter used by a III-120 -life, selling a million a year IV-38 -municipal fire, selling IV-48 -services, selling by mail III-120 Increases INSURANCE -in sales, how to follow I-26 -learning, reasons for 1-27 Indentation -hanging, attention value of in letters III-64 Interest -unnecessary, to mark letter paragraphs III-63 Index, how to make up a II-133 Individuality -value of to salesmen -how secured in form letters III-198 Inducement, planning an, for your sales letter Information I-92 III-134, 131 -about stock, value to retailer I-56 -about stock, how to record IV-179 -government, using profitably IV-76 how to secure from agents -a letter that secures -how aroused by the old-time salesman III-14 I-148 -how a sales letter aroused II-70, 71 -awakened for the salesman I-148 -how to arouse in employees 1-33 -in advertising, securing II26, 29 Interest (bank) how considered by depositors IV-23 on savings account, how a bank advertised III-126 Interviews I-27 -how to record IV-160 -local, value of to retailers -insurance, value of short IV-88 when meeting catalog houses IV-83 Inventions, how to market IV-10 INGERSOLL, ROBERT H. Inventory, card for one of adver- -chapter on selling to jobbers I-44 tising matter II-205 Inquiries Invoices -as a test of advertising II-144 145 -from billboard advertising, -showing terms on III-179 -use of in parcel post IV-72 210 LIBRARY OF SALES AND ADVERTISING J JAMES, H. WENTWORTH -chapter on selling for future business I-173 -Jobbers JEWELER -advertising methods of a II-113 -advertising methods, used to establish a store II-193, 194 -sales letter methods of a III-101, 102 MANUFACTURING -watch, how one brand was advertised -how to follow up on corre- spondence of I-41 III-194 -ways parcel post can be used IV-67 Journal posting, right methods for IV-199 JOY, HENRY B. -editorial, "In the Customer's Place" K KINGMAN, LEWIS E. -chapter on dealer helps LENNEN, PHILIP W. Label, novel use of a Land, reclamation of as an adver- tising plan LAUNDRY -advertising schemes -selling methods LAY, DAVID II-202 L I-14 IV-22 II-164 -place of on expense accounts I-110 IV-69, 106 -talking points used by a II-164 -chapter on building up the bank Layout -for booklet covers, five types II-28 -how to plan for a store paper II-105 -inexpensive and effective II-124 -sheet for the house organ editor, the > Ledger, how to use -chapter on letter salesmanship III-9 -writing, touching motives in II-22 -writing, salesmanship into -writing, what decides rules necessary in LEWIS, E. ST. ELMO III-9 III-32, 33 -chapter on copy writing III-109 Life insurance, selling a million a IV-38 LIGGETT, LOUIS K. II-185 -editorial, "The Spirit of Dis- tribution" II-151 Light, how to plan for in a store IV-132 Limit -free delivery, how to fix -real estate sales, how to record IV-69 IV-172 II-140, 141 IV-185, 200 Lists -country assessors, how to use for getting names -real estate, that push special IV-84 Letterheads properties IV-37 -color in, how to use III-50 Literature -personal tone, putting in III-49, -commercial, how to plan 51, 55 II-114, 125 Letter -arrangement, correct III-58 Loans, farm, how to secure Locals IV-26 -form, keeping answers III-199 -how a correspondent phrased for country trade III-41, 42 Location -how to begin III-10, 11 -how to "chart" III-200 -for a store paper, -how to advertise with -geographical, place of, in sales campaigns II-102 II-181 I-20 -how to fold III-70 -new, drawing store trade to a -how to map out III-200 II-192, 193 -layout, showing false and correct practice in III-62, 63 -length tests of III-15, 16, 76 III-64, 65 -standardizing the typing of -to dealers, a test showing how it helped salesmen III-145, 147 -used by salesmen between -to dealers, basis for a calls on their trade -writing, points on -remote, how to overcome difficulties of a -side street, making valuable Lodges, value to bankers in joining IV-23 LOOMIS, W. W. -chapter on quick deliveries IV-121 -insurance, adjusting quickly IV-195 -when to take a III-92 Loss III-153 III-89, 90 LOUIS, GEORGE L. IV-85 IV-73 II-32, 34 INDEX 211 chapter on conviction in LUMBER YARD selling I-9 -advertising methods II-177 -chapter on making one pur- -country trade, how to secure II-180 chase sell another I-193 -newspapers, pulling trade LOW, FRANK M. through II-178 -chapter on advertising a -novelties, winning customers men's store II-159 with II-178 -chapter on cooperation with outdoor signs, using II-181 a sales force I-160 -selling methods for IV-76 M -advertising, allotting various MACBAIN, A. L. -chapter on goods that sell themselves IV-9 -chapter on selling specialties I-85 Magazines propositions II-49 Mediums -chart of selling men by correspondence -chapter on store papers -chapter on mail sales farmers MCKINNEY, FRANK C. III-146 II-95 to III-132 -chapter on mail contracts III-156 II-49 -effectiveness of, how to judge II-149 -how to use in publicity work I-20 -record of advertising in II-198 Meetings -advertising in, methods for II-45, 51 -advertisements, how to key II-145, 146 -sales force for, how to build a I-150 Mailing, legal definition of Mailing lists for a store paper, how to compile and revise -how the retailer can make up III-158 II-104 III-95, 96 —of prospects, bank made up III-124 -one way to secure for a store IV-55 Mail sales -four essentials in getting___III-108 -how a plan was tested III-78, 79 -how a retailer handles III-105, 106 -necessity of advertising rec- ords II-149, 150 -planning a complete cam- -use of magazines in paign MANAGEMENT -Men -effectiveness, increasing -conducting, methods of I-91, 116, 134 -value of, to salesmen I-91 Men -organizing, methods of -store advertising I-28 I-80; II-159 I-165 Minimum wage system MIX, MELVILLE W. -chapter on planning sales I-23 Money -motive, in advertising and similar publicity -refunding, as a guarantee in advertising III-30 MONTGOMERY, A. W. II-45 chapter on sales records MORRON, JOHN R. I-93 Motives 116, 134 -meetings, how to conduct I-91, -minimum wage, adopting a I-165 II-12 II-34 * IV-188 II-195 I -9 -editorial, "Every Sale a Sample" -how to appeal correctly to the buyer's -specimen advertisements appealing to through pictures II-20 MURPHY, CARROLL D. -chapter on advertising ap- peals -paying, methods of I-35 -profit sharing, getting work by I-164 -retail, how to handle I-79 Motor trucks, methods of using IV-128 -Methods -details, reports that sift I-26; IV-149, 197, 198 II-9 MANUFACTURING -chapter on commercial lit- -advertising, newspaper II-56 erature II-114 Map and tack systems, guiding salesmen by IV-13 -chapter in fire insurance sales IV-46 Market -chapter on holding custom- -analysis, how to prepare a -daily reports, how profitably used by a bank McJOHNSTON, HARRISON -chapter on backing up sales- I-19 ers through service IV-101 IV-26 -chapter on lumber yard ad- vertising II-17 -chapter on satisfying com- plaints by letter III-166 N National Cash Register Company, -advertising methods -sales methods I-150 -111 Newspaper space 212 LIBRARY OF SALES AND ADVERTISING -record of advertising -methods of advertising in II-198 II-54, -covering legally by mail III-160 -how to follow up non-pay- 57, 63, 178 ment of III-186 -testing sales value of II-143 counts store —to advertise a men's store -used to attract savings ac- -vital points in the use of II-49 New Year's advertising by a men's Notary public, instance of the value of one in banks II-159 safe, how secured by one banker IV-27 Novelties II-188, 189 -advertising II-65, 70, 185 -eight uses of, in advertising II-67 -how to sell IV-89 II-161 -used by salesmen as busi- ness cards II-71 IV-27 Novelty manufacturer, advertis- Notes ing, methods of a II-70 -how instalment accounts are protected by III-186 O OFFICE MANAGEMENT -Handling correspondence MEN -organizing methods III-68 I-82, 88 ality in Offers -addressing methods -form letters, getting essen- tial details in III-62, 63, 69, 197 -letterheads, putting person- -testing methods -how to accept by mail or telegraph -how to key so as to always trail results -BUILDINGS -department store, IV-129 -details, construction IV-130 -STOCK ROOM III-49, 51, 55 -limits, maximum and mini- III-81, 102 mum IV-98 -locate, where to IV-120 -RETAIL III-163 -methods, paying I-162 Outdoor advertising I-35 —how to revoke III-164 -distinctive specimens of II-85 using against local competitionII-81 -how to record binding III-162 -space rates for II-84 -suggestions for mail III-162 -success in II-76, 77 -suggestions for making by -writing copy for II-84, 87 telegraph III-164 -Cuts Order blank -how the salesmen should re- -colored, in sales letter tests III-79 cord I-105 -designing III-127, 145 -how to find IV-96 Orders Overhead -due to advertising II-146 -dangers of, if excessive IV-100 -how to tabulate I-25 -how to estimate IV-99 -legal effects of filling III-164 OWINGS, M. R. D. -why some mean failure I-173 -chapter on filing cuts and ORGANIZATION copy II-208 P PAINT STORE -advertising the I-54 -novelties, advertising with I-53, 55, 59 -sales methods, adapting I-54; IV-179 Paper stock -in advertising —for booklets and covers II-120 -quality suited to corre- spondence III-50 Paragraph ing plans of a how to plan series of, III-191 -in sales letters, short III-62, 63 Parcel post plans for a -building sales through -increasing sales with IV-6 III-106 Pictures Partners, how two worked together IV-37 Payroll, different wage payment Personality -how to analyze -importance of, to salesmen -in letters -in stationery, specimens Physical culture expert, advertis- Piano dealer, follow-up for a III-193, 198 Piano manufacturer, advertising -advertising with III-101, 102 I-45 I-154 I-97, 143 II-112 III-9, 196 III-55 III-40 II-41 INDEX 213 -specimens showing use of product in advertisements II-47 -for collections -for construction work, how III-175 to frame I-17 Playground, how a banker profit- ably established one IV-29 Plumber, collection method and letter series for a III-184 Point of contact in -advertisements, building up II-10, 25, 31, 35, 40, 160 -letters, how to get in -how to use to advantage in retail selling PRINTING I-199 -advertising records, keeping II-216 -house organ, by contract II-142 -mail, selling service by III-120 -sales methods for, planning IV-70 -schedule for II-139 Production order -how to fit to increased quotas I-30 Professions III-37 -advertising methods used by II-166 -advertising to I-21 -used by salesmen in letters Profit to trade III-154, 155 -as a buying motive II-15, 17 Policy -diminishing under heavy -collection, how to frame III-180 -credit insurance, effect of III-49 -importance of explaining to volume of sales I-30 -gross, how to figure your IV-198 -net, how to figure IV-198 fire insurance clients IV-52 -percentage of gross, IV-198 -insurance, how to fit to -percentage of net, IV-198 prospects IV-43 -planning for next year I-23 Postage, on expense account I-10 Profit sharing, rousing employees by I-163 Posters Proof -how to plan for II-18 -compelling attention by thor- -how to use II-82 ough I-10, 189; IV-9, 115 -place of in selling II-49 Property Posting, how to shorten in store -improved, how to record in accounts IV-199 the real estate office IV-170 Postmark, its bearing on the suc- cess of a letter campaign III-71 -vacant, how to record in the real estate office IV-170 Premiums, fire insurance, IV-49 Prospects Presiding officer, importance of se- lecting right, in conventions I-116 Price lists, keeping up to date I-103 Prices -advances, explaining to your trade II-103 -cutting, II-11 -how they determine your class of trade II-22 -how to establish the rea- sonableness of your IV-179 -how to get dealers to com- pare I-34 how to set I-18 -how to treat competitors I-176 -how varied to get mail or- Psychology ders III-136, 137 -how it is helpful to the mod- -when to cut -when to display Price tickets -importance of, to women I-197 -lower, used by catalog houses IV-84 -using in newspaper copy II-55 -in the store, omitting -show cards used to bring in store trade ern salesman I-149 -principles of, used in letter writing III-18 IV-85 Public utilities II-155, 156 -advertising methods II-60 -mail, selling service by III-117 I-199 Purchases, cooperative, how han- dled by retailers IV-56 II-155 PUTNAM, GEORGE E. B. Price -as a buying motive II-15, 17 -chapter on helping custom- ers buy more IV-18 Q Quality Quota -in advertising II-27 -in goods, importance of I-87 -how to fix for next year -setting the right selling I-27 I-24, 99, -the seller's duty to demon- 128; IV-94 strate I-10 Quotations I-103 -focusing a letter series on various -how manufacturers locate them by letter -how the bank divides III-123, 124 -how the sales letter writer puts himself in the place of III-132 -list of, how to handle in a letter test III-80 III-140 II-177 IV-37 II-172, 173 -list of, securing by letter -lists for the lumber dealer -real estate, how to classify -selecting for the real estate advertiser -testing mediums for different II-52 III-24, 25 III-148, 150 A 214 LIBRARY OF SALES AND ADVERTISING R II-166 -displaying goods, methods of I-61; II-155; IV-85, 99, 185 -employees, handling I-79 II-62 -floor plans, laying out IV-31 II-172, 174 -letters, elements of success in III-97 -mail order campaigns III-95, 96 RAILROAD -advertising, distinctive talk- ing points used in service, REAL ESTATE -advertising -poster advertising used for II-88 -records, keeping right IV-36, 166 -sales campaigns, how to plan IV-109, 175; IV-32, 76, 172 -salesmen, making efficient 1-131 -turnover, securing rapid rate IV-87 -window display, selling through I-56 -selecting prospects for II-171, 172 Returns Receipts, how to handle IV-192 -advertising II-13 Records -daily sales, how to get -monthly sales, how to get Reduction price, in advertising Reflectors, bonnet IV-197 -goods, burdens resulting from I-11 how to account for IV-198 IV-198 -how to regulate I-18 II-17, 18 -talking point in advertise- IV-136 ments I-14 Refund slip, used for retail sales Remittances, on how to make Re-orders, value of frequent Reports, following salesmen with Restaurant advertising plans RETAILING IV-56 REVELL, ALEXANDER H. III-73, 74 I-40 selling IV-151 -chapter on personality in Routes, how to record salesmen's IV-150 I-154 II-164 Rural clients -how to handle -advertising methods -bulletin boards, how to use II-161 -collections, problems of IV-72 -competition, fighting mail order I-12, 60 -recognizing RUSSELL, THOMAS -chapter on distinctive ad- vertising points ·IV-26 I-28 II-84 IV-72 S SAKS, ISADORE -how a paint manufacturer editorial, "Tomorrow's used III-100 Profits First" IV-91 -keeping up to date I-108 Sales -expense, how to establish a -post cards to encourage re- quests for III-120 standard for I-133 SANDBURG, CARL -how long to make IV-93 -chapter on advertising in -how to classify I-25 waste space II-88 -how to standardize cost of I-186 SAMMONS, WHEELER trade -plan in specialty advertising, six fundamentals of -plan, the vital feature of a form letter campaign III-142 -Saturday, to win country -sheets, how to handle II-65, 66 -chapter on letter collections III-174 -chapter on selling service by letter III-109 Savings II-157, 158 -special, when to hold I-26 IV-90 -accounts, how two banks made it easy for depositors to open III-125 -summary, getting daily IV-191 ing for -telephone, how to plan IV-64 -ticket using II-91; IV-199 Schools for salesmen Salesmanship -accounts, summer advertis- -in sales campaigns SCIENTIFIC MANAGEMENT II-187 I-23 I-146, 152 -essentials of I-173 -time studies I-135; IV-93 -stationery that carries III-59 Seasons, how to plan for the I-23 Salesmen SELLING -how one copywriter gets -POLICIES points from II-113 -how to estimate the value of IV-159 -how to record facts about I-27 Sales slips -how to audit IV-190 -how used to draw trade II-91 future of Samples -campaign, planning the I-20, 173 -consignment cooperation in, how to get IV-55 -discounts, when to give I-175 -distribution, studying the -expense of, finding I-129, 133; I-10 I-31 INDEX 215 IV-169 -market, analyzing the I-19 -plans, how to prove I-10, 14, 189; II-115; IV-9 -problems, analyzing IV-80, 181, 195 -quota, setting the I-24, 27, 99, 128; IV-94 -small orders. policy of -inquiries III-23, 191, 196 III-15, 59 -length, fitting to your propo- sition -mailing lists, planning and keeping up II-104, 138, 149, 152, 190; IV-186 -phrasing, effective -postscripts, adding personal I-40 -small town, problems of -specialty selling, overcom- ing problems in I-36 touches in -selling plan, place in I-185 -SALESMEN -advertising helps for, planning I-148 -appeal, choosing the right -control, methods of I-33, 101, 197 I-97 -conventions, conducting I-116 -customers, how to handle tactfully I-155, 174, 180; II-156; duties, how to define -enthusiasm, place of I-29, 90, 157 -exclusive territory, when to III-41 III-61 I-33 -service, how to sell III-109, 115 --special inducements, how to clinch sales with III-43, 135 -stationery, helping sales with III-47, 48, 50, 52, 53 -testing, methods of III-76, 78, 81 -COMPLAINTS -adjusting, methods of I-167; III-166 IV-18, 86 I-103 -correspondence, using back file in III-167 -handling, routine of III-170 -replies to, making courteous III-169 allow I-126; IV-164 -RETAIL -expense, how to control IV-155 -customers, keeping in line IV-78 -hiring and handling I-79 -letters, getting contact in III-98 • -house bargains, how the -letters, how to use III-36 salesman uses III-153 -mailing lists, getting live III-95 III-106 value of IV-44 -personality, how to develop I-53 -introductions, judging the -keeping in touch with IV-139 -letters, gingering salesmen with -personal appearance, impor- III-146 tance of keeping up I-158, 187 -personality -presents -parcel post, using the -samples, when to give III-100 -selling plan, how to work out I-42 -special sales, announcing III-104 -telephone, selling by I-63 -testimonials, how to get III-106 I-80, 154, 161, 188 -trial order, getting the III-103 I-76 -WHOLESALE -advertising, cooperating with dealers in III-91 -office, keeping in touch with I-178 -reports, how to make out -retail I-46; IV-158 I-160 -routing, I-47; IV-143, 156, 158 -self-training, methods of I-141, 144 -suggestion, power of I-194; -tactics, employing success- IV-42 ful I-142, 185, 191; IV-39 -talking points -telephone, how to sell suc- cessfully by I-72, 79, 84, 90, 94, 132, 139, 192; IV-106 IV-14 -trade conditions, learning IV-149 -training, best methods I-80, 88, 147, 150, 162; II-133, 137, 154; IV-108 -confining sales to one store I-38 -dealer, keeping on cordial footing with the I-39; III-92; -sales to dealers, increasing I-10,37; IV-67, 74 -profit, when to talk about in letters III-85 -sales records, grocery IV-176 III-83; IV-73 studying the dealer I-32 "you interest," how to get III-94 SELZ, J. HARRY -chapter on reorders I-49 SHEDD, JOHN G. -editorial, "Retail and Whole- sale Service" IV-7 SIMMONS, E. C. -editorial, "My First Rule of Salesmanship" I-137 Simplicity -in layout II-124 Slogans -advertising, samples of II-87 II-79 "Small orders," adopting as a sell- ing policy 10-4 III-42, 132 SMITH, GEORGE O. -chapter on bank letters III-128 Specialties I-185 -LETTERS -arguments that make men buy, how to develop III-12, 24, 32, 59, 66, 70, 110, 136 -attention, openings that win III-37 -campaigns, plans for III-34, 133 -clinchers that get action III-17, 26 --details, strengthening letter by care in III-58, 60, 61, 63, 66, 112 -enclosures, how to handle III-24, 70 -farmers, methods that win with -follow-up series, how to plan I-84; III-22, 23, 25, 30, 153, 190, 193 -in street car advertising -how to sell 216 LIBRARY OF SALES AND ADVERTISING -sales plan II-65, 66 Specifications -for making up booklets and Stenographers, at sales conventions I-122 STEPHENS, GEORGE L. -chapter on filing contracts III-23 printing matter II-125, 126 Street car advertising -how to use I-17 -how to test and check II-144, STARRETT, L. S. 183, 184 -Editorial, "My Working -how to use 11-82 Rules" IV-63 T Talking points Testimonials -advertising, finding new -advertising, how to meas- II-29, 30, 131 ure up II-26, 143, 175 -demand, how to judge by I-21 -letters, methods of proving III-76; Trade-mark -advertising, how to use in -exploiting by window signs -how magazine advertising has established -how to build a retail -street car cards exploiting 81, 102 II-182 II-88 II-45, 46 I-54 II-80 U Unit type fixtures, how to use IV-112 UPHAM, FRED W. -editorial, "What Customers Appreciate Most" Utility as a buying motive II-9 II-15, 17 V Venders, automatic, future of in retailing IV-120 1 Volume of business, how to predict I-27 W WATERBURY, W. A. -chapter on expense accounts I-110 WINDES, Z. F. -chapter on real estate short -chapter on hiring and han- dling salesmen .cuts IV-166 I-79 -chapter on map and tack -chapter on selling real es- tate IV-32 systems IV-137 WOOD, FRANKLIN W. -chapter on self-training in chapter on dealer sales III-85 salesmanship I-139 --chapter on team work among salesmen -chapter on form letters -chapter on letter phrasing III-22 III-41 I-88 WOOLLEY, EDWARD MOTT WEINFIELD, CHARLES -chapter on advertising -chapter on selling life insurance points of contact II-23 IV-38 WILKINSON, M. L. -chapter on retail selling by quotas I-128 -editorial, "Service" II-107 -chapter on selling methods IV-93 Ꮓ ZIMMERMAN, W. S. -chapter on dealer coopera- tion IV-55 1 cel post -chapter on retailing by par- -chapter on selling to dealers IV-175 IV-59 404 658 беча 2 י wils 658 Se4a UNIVERSITY OF MINNESOTA Selling methods. 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