Glover, J. W --o-- premium and 'terminal reserve tables ; Net Premium and Terminal Reserve Tables. Tbve 1 Endowment Insurance Maturing at Age 85. Illinois Reserve Standard. Preliminary Term, Twenty Payment Life Allowance. American Experience, 31 per cent. (m) Net Single Premiums and Annuities Due, (b) Net First and Subsequent Annual Premiums and Terminal Reserves, Continuous Premiums, (c) Net First ailtl Subsequent Annual Premiums and Terminal Reserves, Twenty Premiums, (d) Net First and Subsequent Annual Premiums and Terminal Reserves, Fifteen Premiums, (e) Net First and Subsequent Annual Premiums and Terminal Reserves, Ten Premiums. ********* I Prepared by JAMES W. GLOVER, Professor of Mathematics and Insurance, UNIVERSITY OF MICHIGAN, Ann Arbor, Mich. mm SfflSK-.v mm- &ss}m i i * v / •CL D ■5" I ^ /1? G-S"! a030i2l . - 1 - Present Value of Temporary Annuity Due, of One Dol¬ lar per Annum, Eirst Payment Immediate and Last Pay¬ ment at Age 84, and Met Single Premiums per $1000 Endowment Insurance, Maturing at Age 85, American Experience, Three and One Age Annuity Single Due Premium 15 21.7171 265.61 16 21.6071 269.32 17 21.4931 273.18 18 21.3746 277.19 19 21.2520 281.33 20 21.1248 285.63 21 20.9930 290.09 22 20.8566 294.70 23 20.7154 299.48 24 20.5691 304.43 25 20.4176 309.55 26 20.2606 314.86 27 20.0981 320.35 28 19.9299 326.04 29 19.7558 331.93 30 19.5756 338.02 31 19.3891 344.33 32 19.1961 350.86 33 18.9965 357.61 34 18.7901 364.58 35 18.5768 371.80 36 18.3563 379.26 37 18.1285 385.96 38 17.8932 394.92 39 17.6505 403.12 40 17.4001 411.59 41 17.1420 420.32 42' 16.8759 429.32 43 16.6017 433.59 44 16.3194 448.14 45 16.0292 457.95 46 15.7308 468.04 47 15.4247 478.39 48 15.1109 489.00 49 14.7898 499.86 50 14.4620 510.95 51 14.1279 522.25 52 13.7873 533.74 53 13.4423 545.43 54 13.0916 557.29 half Per Cent. Age Annuity Single Due Premium 55 12.7363 569.30 56 12.3770 581.46 57 12.0141 593.73 58 11.6431 606.10 59 11.2794 618.57 60 10.9089 631.10 61 10.5370 643.68 62 10.1643 656.28 63 9.7915 663.89 64 9.4189 681.49 65 9.0471 694.06 66 8.6770 706.58 67 8.3088 719.03 68 7.9431 731.39 69 7.5803 743.66 70 7 . 2204 755.83 71 6.8637 767.90 72 6.5093 779.38 73 6.1561 791.32 74 5.8017 803.31 75 5.4435 815.92 7 6 5.0782 823.27 77 4.7021 840.99 73 4.3104 854.24 79 3.8971 868.21 80 3.4534 883.22 81 2.9681 899.63 82 2.4209 918.13 83 1.7811 939.77 84 1.0000 966.18 85 1000.00 2 American Experience, 3|$ Endowment Insurance at 85 . Age Net at Annual Issue Premiums Eirst Subsequent 15 7.38 12.46 16 7.40 12.71 17 7.43 12.97 IS 7.47 13.24 19 7.50 13.52 20 7.54 13.82 21 7.59 14.13 22 7.64 14.46 23 7.69 14.80 24 7.74 15.16 25 7.79 15.54 26 7.86 15.94 27 7.92 16.36 28 7.99 16.80 29 8.06 17.27 30 8.14 17.76 31 8.22 18 . 28 32 8.32 18.82 33 3.42 19.40 34 3.53 20.01 35 8.64 20.66 36 S . 78 21.35 37 8.92 22.07 38 9.09 22.84 39 9.26 23.65 40 9.46 24.52 41 9.67 25.44 42 9.91 26.42 43 10.16 27.45 44 10.46 28.57 45 10.79 29.75 46 11.17 31.01 47 11.59 32.36 48 12.09 33 . 80 49 12.66 ry r <7 *\r G • G ) 50 15.32 36.97 51 14.05 38.71 52 14.87 40.58 53 15.78 42.57 54 16.81 44.70 55 17.94 4 6.98 56 19.21 49.42 57 20.61 52.03 58 22.16 54.84 59 23.83 57.85 60 25.79 61.09 61 27.90 64.57 62 30.23 68.31 63 32.80 72.35 64 35.65 76.71 65 39.42 8. .35 66 43.54 86.37 67 48.08 91.80 68 63.09 97.70 69 58.59 104.11 70 64.67 111.11 $1000 Continuous Premiums Preliminary Term Reserves. 20 Payment Life Allowance at End of Years Stated. 1 2 3 0.00 5.28 10. 76 o.oo 5.51 11.22 0.00 5.74 11.69 0.00 5.98 12.18 0.00 6.24 12.70 0.00 6.50 13.23 0.00 6.77 13.78 0.00 7.06 14.37 0.00 7.37 15.00 0.00 7.69 15.65 0.00 8.02 16.32 0.00 8.57 17.04 0.00 8. 74 17.78 0.00 9.12 13.56 0.00 9.53 19.39 0.00 9.95 20.25 0.00 10.40 21.15 0.00 10.86 22.09 0.00 11.35 23.09 0.00 11.87 24 . 14 0.00 12.41 25.23 0.00 12.98 26 . 36 0.00 13.56 27.56 0.00 14.19 23.81 0.00 14.83 30.13 o.co 15.53 31.52 0.00 16.24 32.97 0.00 17.00 34.49 0.00 17.79 36.07 0.00 18. 61 37.71 0.00 19.46 39. 41 0.00 20.34 41.16 0.00 21.25 42.94 0.00 22.17 44.7 6 0.00 23.10 46.62 0.00 24 . 07 4 8.53 0.00 25.06 50.50 0.00 26.09 52.52 0.00 27.13 54.59 0.00 28.22 56.71 0.00 29.32 58.89 0.00 30.46 61.15 0.00 31.65 63.46 0.00 32.85 65.83 0.00 34.09 68.25 0.00 35.37 70.75 .0.00 36.68 73.34 0.00 38.05 76.02 C .00 39.47 78.77 0.02 40.93 81.63 0.69 43.09 85.21 1.42 45.38 88.98 2.22 47.79 93.00 .3.11 50.43 97.35 4.11 53.32 102.19 5.27 56.62 107.32 Digitized by the Internet Archive in 2018 with funding from University of Illinois Urbana-Champaign https://archive.org/details/netpremiumterminOOglov 3 American Experience, 3-|$ $1000 Endowment Insurance at 85. Continuous Premiums Age Preliminary Term Reserves, 20 Payment Life at Allowance, at End of Years Stated. Issue. 4 5 15 16.44 pp ^p K/ frj • L/ i 16 17.13 23.26 17 17.85 24.24 18 18.60 25.25 19 19.38 26.31 20 20.19 27.41 21 21.05 28. 58 22 21.95 29.80 23 22.90 31.03 24 23.89 32.42 25 24.92 33.81 26 26.00 35.28 27 27.14 36.82 28 28.33 38.43 29 29.58 40.12 30 30.89 41.89 31 32.26 43.75 32 33.70 45.69 33 35.21 47.73 34 36.80 49.36 35 38.45 52.09 36 40.18 54.42 37 41.98 56.85 38 43.89 59.42 39 45.88 62.11 40 47.99 64.92 41 50.17 67.85 42 52.46 70.90 43 54.82 74.05 44 57.29 77.32 45 59.82 80.66 46*. 62.41 84.08 47 65 . 06 37.56 48 67.75 91.11 49 70.51 94.76 50 73.35 98.50 51 76.26 102.33 52 79.25 106.25 53 82.31 110.26 54 85.45 114.39 55 88.67 118.61 56 91.99 122.95 57 qk vq 127.38 58 98.86 15 / 59 . 13'.59 60 106.11 141.39 61 109.91 146.33 62 113.82 151.42 63 117.. 85 156.53 64 122.05 162.15 65 127.00 168.44 66 132.23 175.11 67 137.81 182.32 68 143.95 . 1 69 150.91 • 199.79 70 : 59.17 211.09 6 7 8 28.42 34.73 41.27 29.61 36.18 42.99 30 . 84 37.69 44.77 32.13 39.26 46.65 33.48 40.91 48.60 34.89 42.63 50.64 36.37 44.43 52.78 37.92 46.32 55.02 39.54 48. 30 57.37 41.24 50.37 59.83 43.02 52.54 62.40 44.88 54.82 65.08 46.84 57.19 67.89 48.83 59.67 70.84 51.02 62 . 29 73.92 53.27 65.02 77.15 55.62 67.87 80.51 58.08 70.85 34.03 60.65 73.93 37.71 63.34 77.24 9.'.. 56 66.] 5 80.65 95.53 69.10 84.22 99.79 72.13 87.95 104.18 75.41 91.85 103.76 78.79 95.94 113.53 82.32 100.18 148.49 85.99 104.58 123.61 89.80 109.14 128.89 93.73 113.82 134.29 97.77 118.62 139.83 102.90 123.51 145.43 105.12 123.52 151.23 110.43 133.64 157.14 114.83 138.84 163.14 119.32 144.17 -69.27 123.93 ' 149.62 175.53 128.6 155.19 181.93 133,48 160.90 _ 88.46 138.42 5.72 195.13 143.48 172.68 201.94 148.65 178.77 208.90 153.96 185.00 216.01 159.39 191.38 223 . 29 164.95 97.91 230.73 170.67 . 60 o y' o fj <40 • • 271.21 316.21 237.01 284 . 2 332.15 249 A 299.57 351.46 264.02 318.54 375,31 4 American Experience, Endowment Insurance at 85. Continuous Age Preliminary T erm Reserves , 20 Payn: at Alio wane e , at End of Year s Stated. Issue 9 10 11 12 15 43.04 55.05 62.32 69.84 16 50.04 57.34 64.90 72.73 17 52.12 59.72 67.59 75.74 18 54.29 62.21 70.40 78.88 19 56.55 64.81 73.34 82.17 20 58.94 67.52 76.40 85.60 21 61.42 70.36 79.62 89.19 22 64.02 73.34 82.98 92.94 23 66.75 76.46 86.49 96.86 24 69.60 79.71 90.16 100.96 25 72.58 83.11 93.99 105.24 26 75.69 85.67 98.00 . 27 78.96 90.39 102.19 114.37 28 82.37 94.28 106.56 119.24 29 85.94 98.34 111.13 124.32 30 89.67 102.58 115.89 129.62 31 93.56 107.00 120.S7 135.15 32 97.62 111.63 126.05 140.92 33 101.88 116.47 131.49 146.94 34 105.32 121.52 137.14 153.20 35 110.96 125.77 143.03 159.70 36 115.80 132.26 149.14 165.45 37 320.85 137.96 155.49 173.44 33 126.10 143.88 162.08 180.65 39 131.56 150.02 168.86 183.06 40 137.22 156.34 175.83 195.67 41 143.04 152.84 182.99 203.46 42 149.01 169.49 190.51 211.43 43 155.13 176.30 197.79 219.56 44 161.39 183.27 205.43 227.85 45 167.77 190.36 213.20 236.27 46 174.29 197.59 221.12 244.84 47 180.93 204.94 229.16 253.56 48 187.68 212.43 237.35 262.41 49 194.57 220.06 245.69 271.40 50 201.62 227.85 254.17 280.55 51 208.80 235.78 262.81 289.85 52 216.13 243.85 271.59 299.31 53 223.60 252.08 280.54 308.94 54 231.22 260.47 289.66 318.72 55 239.00 269.04 293.94 328.69 55 245.96 277.77 303.41 338.85 57 255.07 286.63 318.08 349.22 58 263.37 295.79 327.98 359.86 59 271.87 305.15 338.11 370.82 60 280.50 314.75 348.61 382.24 61 289.63 324.73 359.59 394.35 62 299.02 335.20 371.28 407.47 63 308.90 346.41 384.03 422.07 64 319.57 558.74 393.33 438.70 65 331.83 37 3 09 415.15 458.47 66 345.79 389.68 434.89 481.97 67 362.09 409.35 458.55 510.46 68 381.63 433.14 487.49 545.84 69 405.49 462.49 523.63 590.62 70 435.20 499.50 569.84 649.14 $1000 Premiums lent Life 13 77.62 80.83 84.17 87.66 91.30 95.11 99.08 103.23 107.58 112.12 116.85 121.78 126.94 132.30 137.91 143.76 149.86 155.20 162.82 169.68 176.80 184.17 191.76 199.58 207.60 215.83 224.24 232.83 241.58 250.49 259.54 268,74 278.08 287.55 297.17 306.94 316.87 326.97 337.21 347.63 358.24 369.05 380.12 391.49 403.30 415.77 429.21 444.06 460.84 480.28 503.59 531.64 566.19 609.65 666.09 741.87 5 American Expert ence, fiooo Endowment Ira 1 ;ranee at 85. ontinuous P remiuras Age Pr e 1 1 m i n a. ry T a rrn Reserve s , 20 nt Life at Allow ance , at End of Yea rs Stated. Issue 14 15 16 17 18 15 85.68 94.02 102.65 111.59 120.83 IS 89.21 97.89 106.87 116 . 16 J 25.76 17 92.89 101.92 •11.26 120.91 130.89 18 95.74 106.13 115.84 125.88 136.26 19 100.75 110.52 120.62 133.06 141.84 20 104.93 115.09 125.60 136.45 147.66 21 109.31 l.i 9 .88 130.80 142.08 153.72 22 113.83 124.88 136.24 147.95 160.04 23 118.66 130.09 14J.89 154.07 J 66.61 24 123.64 135.52 147.79 160.43 173.47 25 123.33 141.19 153 . 92 157.05 180.59 26 134.24 147.08 160 . 33 .73.97 18 8.01 27 139.89 153.24 167.00 181.16 195.72 28 145.77 159.65 173.94 j 88 . 63 203.74 29 151.92 166.34 181.16 96.41 212.04 30 153.32 173.29 188.68 204.46 220.65 31 164.98 180.52 196.47 212.31 229.54 32 171.91 18 S .02 204 . 54 22.1 . 44 . 70 33 9 . LI 195.81 212.89 . 243.12 34 186.57 203.86 22:.50 239.49 257.79 35 194.29 212.15 230.35 248.83 257.70 36 202.25 . . ' l 258.50 277.85 57 210.43 9.44 248.75 263.35 288.20 38 218.84 238.42 258.29 278.42 298.78 39 227.46 247.62 ‘ 8 . 5 283.63 309.54 40 236.29 257.01 277.97 299.15 320 . 50 41 245.29 >. S 288 . 09 303.73 33 .62 a p - u 254.48 r-. r; n * . • t 293.33 320.59 /. p O "I 43 263.82 286.25 508 . 83 331.54 354.33 44 273.32 295.o 2 3.,9.44 342.64 365.89 45 282.97 306 . 53 330.17 353 . 85 377.56 46 292.77 316.88 341.04 . 539.37 47 'x.no " ci 327.35 352 . 03 376.69 401.29 43 312.75 337.96 363.15 388.29 413.32 49 322.95 348.72 374.42 400.02 425.47 50 353.31 359.63 385.83 411.89 437.77 51 343.83 370.63 397.38 423.91 450.22 52 354.50 381.89 409.10 436.09 462.85 53 365.33 393.27 420.93 448.47 475.72 54 376.34 404.83 433.03 461.10 488.92 55 337.55 416.62 445.45 474.08 502.62 p- *■* CO 399.00 428.70 458.19 487.5 517.09 57 410.75 441.17 471.49 50:.92 532.67 58 422.90 454.22 485.54 517.40 549.78 59 435.63 463.17 50 .00 534 . 49 568.97 SO 449.40 483.39 518.05 553.76 590.93 61 464.45 500.38 537.40 575.93 613.59 62 481.36 519.78 559.78 601.99 647.30 r» r-r c o 500.73 542.37 RP.58 559 . 25 613.29 671.94 732.41 c5 551.18 602.28 658.17 721.19 794.87 r> r> GO .96 643.29 709.05 785.94 879.82 67 627.16 695 .89 776.26 874.38 1000.00 68 1.62 765.76 8 . 19 1000.00 69 754.34 862.07 1000.00 70 855.07 1000.00 6 American Experience, 3■§$£ §1000 Endowment Insurance at 85. Continuous Premiums Age Preliminary Term Reserves, 20 Payment Life at Allowance, at End of Year s Stated. Issue . 19 20 21 22 23 15 130.37 140.25 150.45 161.00 171.88 16 335.68 145.94 156.54 167.49 178.78 17 141.21 151.87 162.88 174.23 185.95 18 146.97 153.04 169.46 181.25 193.39 i 9 mL. %S 152.98 164.46 176.32 188.54 201.14 20 159.22 171.15 383.44 196.12 209.18 21 165.73 178.10 190.86 204.01 217.54 22 172.50 185 . 35 198.58 212.2 226.22 23 179.55 192.83 206.61 220.72 235.22 24 186.89 200.72 214.93 229.55 244.54 25 194.53 208.85 223.58 238.63 254.17 26 202.45 217.30 232 . 53 248.14 264.12 27 210.69 2 2 5 .0 o 241.80 257.91 274.36 28 219.23 235.11 251.37 267.95 284.87 29 228.07 244.48 261.22 278.29 29 5.66 30 237.21 254.12 271.35 283.09 306.71 31 246.62 254.02 281 . 74 299.74 318.01 32 256.29 274.19 292.38 310 . 84 329 . 54 33 266.22 284.61 303.27 . 341.31 34 275.40 295.27 314.40 333.74 353.23 35 286.82 306.15 325.74 345.51 365.44 36 297.44 317.26 337.28 357.47 377.81 37 308.29 323.57 349.02 369.62 390.33 38 319.34 340.07 360.96 331.95 403.02 39 330.58 351.76 373.05 394.43 415.85 40 342.00 353.62 335.31 407.05 423.80 41 353.58 375.62 397.70 419.80 441.87 42 365.31 387.76 410.21 432.65 455.05 43 377.16 400.01 422.84 445.62 463.30 44 389.15 412.39 435.58 458.63 481.65 45 401.25 424.88 448.41 471.31 495.06 46 413.47 437.45 461.33 435.04 508.56 47 425.78 450.15 474.35 498.36 522.17 48 430.21 462.94 487.47 511.80 535.92 49 450.76 475.85 500.73 525.40 549.90 50 463.45 488.92 514.18 539.26 564.26 51 476.32 502.20 527.89 553.51 579.22 52 489.40 515.76 542.04 568.40 595.05 53 502.78 529.77 556.84 584.20 612.10 54 516.65 544.48 572.60 601.28 630.82 55 531.25 560.19 589.70 620.10 651.74 56 546.91 577.31 608.62 641.22 675.62 57 564.03 596.32 629.95 665.43 703.52 58 583.33 617.86 654.50 693.83 736.86 59 604.88 642.76 683.43 727.92 778.03 60 630.15 672.26 718.32 770.24 830.97 61 660.24 707.99 761.82 824.77 901.62 62 696.87 752.75 818.10 897.87 1000.00 63 742.97 810.90 8.93 . 33 1000.00 64 803.13 889.47 1000.00 65 884.83 1000.00 66 1000.00 7 American Experience, 3-g^ $1000 Endowment Insurance at 85. Continuous Premiums Age Preliminary Term Reserves, 20 Payment Life at Allowance, at End of Years Stated. Issue 24 25 15 183.12 194.71 16 190.43 202.44 17 198.02 210.47 13 205.91 218.81 19 214.11 227.48 20 222.63 236.45 21 231.4-5 245.76 22 240.62 255.40 23 250.10 265.35 24 259.91 275.63 25 270.02 286.20 26 280.43 297.05 27 291 . 12 303.18 28 302.09 319.58 29 313.31 331.23 30 324.80 343.12 31 336.51 355.24 32 348.46 367.56 33 360.62 380.10 34 372.98 392.82 35 385.53 405.71 36 393.25 418.76 37 411.12 431.95 38 424.14 445.26 39 437.28 458.69 40 450.54 472.23 41 463.90 485.84 42 477.35 499.52 43 490.85 513.27 44 504.46 527.10 45 518.13 541.00 46 531.89 555.02 47 545.78 569.23 43 559.83 583.76 49 574.33 598.83 50 589.34 614.70 51 605.20 631.69 52 622.22 650.20 53 640.83 670.75 54 661.57 694.02 55 685.13 720.98 56 712.55 752.95 57 745.19 792.16 58 785.37 842.09 59 836.73 908.33 60 905.10 1000.00 61 1000.00 26 27 28 206.65 218.97 231.66 214.82 227.58 240.71 223.30 236.51 250.08 232.10 245.75 259.80 241.22 255.34 269.83 250.67 265.25 280.19 260.44 275.49 290.83 270.55 286.05 301.87 280.97 296.91 313.15 291.69 308.05 324.71 302.69 319.48 336 . 53 3i3.97 331.17 348.62 325.52 343.12 360.94 337.33 355.31 373.50 349.38 367.73 386.27 361.65 380.37 399.25 374.14 393.21 412.41 386 . 83 406.23 425.74 399.71 419.44 439.23 412.77 432.79 452.85 425.97 446.23 465.59 439.32 459.89 480.44 452.78 473.61 494.38 466.37 487.43 508.40 480.05 501.33 522.49 493.82 515.30 536.63 507.65 529.32 550.82 521.55 543.40 565.03 535.51 557.56 579.42 549.54 571.80 593.91 563.68 586.20 608.66 577.99 600.90 623.87 592.61 616.06 639.76 607.72 631.94 656.64 623.60 648.86 674.87 640.55 667.18 694.90 658.97 687.38 717.35 679.34 710.09 743.09 702.32 736.21 773.28 728.85 766.96 809 . 92 760.19 804.40 856.10 798.49 851.75 916.76 847.09 914.15 1000.00 911.34 1000.00 1000.00 8 American Experience, Zj$ $1000 Endowment Insurance at 85. Continuous Premiums Age Preliminary T erm Reserves , 20 Payment Life at Allowance, at End of Year s Stated. Issue 29 30 31 32 33 15 244.72 258.15 271.96 286.13 300.65 16 254.22 268.10 282.34 296.94 311.88 17 264.04 278.35 293.04 500.C7 323.40 18 274.20 288.96 304.07 319.50 335 . 22 19 284.68 299.83 315.40 331.22 347.32 20 295.49 311 . 10 327.02 343.22 359.68 21 306.60 322.62 533.92 355.49 372.31 22 318.00 334.42 351.10 363.03 . 23 329.63 346.48 365.53 380.80 p 7 24 341.63 358.81 376.21 393.81 411.58 25 353.84 371.37 389.11 407.02 425.09 26 366.29 384.17 402.23 420.44 438.78 27 378.93 397.19 415.55 434.05 452.64 28 391.87 410.40 429.06 447.81 466.64 29 404.97 425.80 442.73 461.75 480.7 7 30 418.26 437.37 456.55 475.77 495.00 31 .431.71 451.09 470.50 489.92 509.33 32 445.32 464.94 484.56 504.18 523.7 5 33 459.06 498.73 518.52 538.22 34 472.92 492.98 512.99 532.92 552.73 35 486.89 507.14 527.30 547.36 567.23 36 500.94 521.35 541.67 561.85 581.85 37 5L5.07 535.64 556.03 576.35 596.47 38 529.26 549.93 570.54 590.92 611.14 39 543.50 564.35 585.04 605.54 625.90 40 557.80 578.79 599.60 620.27 640.33 41 572.14 593.29 614.28 635.21 656.21 42 586.57 607.91 629.19 650.54 672.11 43 601.13 622.78 644.49 666.44 683.82 44 615.95 638.05 660.40 683.19 706.66 45 631.19 653.96 677.18 701.09 725.99 46 647.09 670.77 695.16 720.56 747.35 47 663.94 638.85 714.75 742.10 771.46 43 682.07 708.56 736.50 766.50 799.32 49 701.95 730.53 761.21 794.77 832.60 50 724.16 755.56 789.91 828.64 873.93 51 749.53 784.73 824.42 870.82 927.47 52 779,20 819.90 867.50 925.61 1000.00 53 815.08 863.95 923.62 1000.CO 54 860.16 921.48 1000.00 55 919.20 1000.00 56 1000.00 9 Amer ican Experience, 3-§$ $1000 Endowment Insur •ance at 85 Co ntinuous Premiums Age Preliminary Term Reserves , 20 Payment Life at Allow ance, at End of Year s Stated • Issue. 34 35 36 37 38 15 315.51 330.68 346.15 361.89 377.88 16 327.13 342.68 353.50 374.58 390.89 17 339.04 354.94 371.11 337.52 404.14 18 351.22 367.43 383.98 400.70 437.61 19 363.67 380.23 397.09 414.10 431.28 20 376.38 393.31 410.43 427.71 445.15 21 389.34 406.57 423.97 441.52 459.19 22 402.52 420.04 437.71 455.50 473.39 23 415.92 433.71 451.63 469.65 437.73 24 429.51 447.55 465.71 483.93 502.18 25 443.28 461.57 479.93 498.32 516.72 26 457.22 475.72 494.27 512.82 531.36 27 471.30 490.00 508.71 527.40 546.05 28 485.50 504.37 523.23 542.05 560.79 29 499.81 518.85 537.84 556.75 575.55 30 514.22 533.39 552.48 571.47 590.33 31 528.70 547.98 567.16 586.21 605.11 32 543.23 562.61 581.86 600.96 619.91 33 557.81 577.27 596.58 615.73 634.72 34 572.42 591.95 611.32 630.53 649.60 35 587.05 606.65 626.09 645.39 664.63 36 601.71 621.39 640.93 660.42 679.97 37 616.41 636.21 655.96 675.76 695.73 38 631.21 651.23 671.30 691.60 712.29 39 646.21 666.57 687.16 708.15 729.77 40 661.55 682.45 703.75 725.70 743.55 41 677.44 699.OS 721.37 744.58 769.07 42 694.11 716.77 740.37 765.26 791.98 43 711.87 735.88 761.20 788.39 818.13 44 731.09 756.83 784.55 814.33 848.97 45 752.26 780.47 311.32 846.10 886.78 46 776.11 807.53 843.05 884.53 935.17 47 803.58 839.79 882.13 933.82 1000.00 43 836.31 879.57 932.39 1000.00 49 876.84 930.85 1000.00 50 929.22 1000.00 51 1000.00 16 1000.00 15 1000.00 953.72 70 69 10 American Experience, 3-|$ 11000 Endo wment Insurance at 85. Continuous Premiums Age Pre liminary Term Reserves, 20 Payment Life at Allowance, at End of Ye ars Stated « Issue. 39 40 41 42 43 15 394.11 410.55 427.18 443.98 460.92 16 407.42 424.14 441.03 458.05 475.21 17 420.95 437.93 455.05 472.30 489.63 18 434.68 451.91 469.25 486.69 504.19 19 448.61 466.06 483.60 501.20 518.85 20 462.71 480.36 498.07 515.82 533.59 21 476.96 494.79 53 2.66 530.54 548.40 22 491.35 509.34 527.33 545.32 563.27 23 505.85 523.97 542.09 560.16 578.16 24 520.44 538.69 556.90 575.03 593.05 25 535.11 553.46 571.73 589.90 607.95 26 549.85 568.27 586.59 604.79 622.84 27 564.63 583.10 601.45 619.65 637.71 28 579.42 597.94 616.30 634.51 652.57 29 594.23 612.77 631.15 649.53 667.48 30 609.04 627.60 646.00 664.23 682.50 31 623.86 642.45 660.90 679.31 697.77 32 638.69 657.34 675.94 694.59 713.45 33 653.58 672.38 691.24 710.30 729.74 34 668.62 687.69 706.97 726.64 746.89 35 683.94 703.45 723.55 743.84 765.18 36 699.73 719.87 740.63 752.23 785.03 37 716.19 737.22 759.11 782.20 807.00 38 733.60 755.79 779.21 804.34 831.84 39 752.28 776.03 801.53 829.42 860.87 40 772.66 798.54 826.85 858.77 895.10 41 795.36 824.12 856.55 894.46 940.74 42 821.22 854.18 892.72 939.77 1000.00 43 851.65 890.85 938.72 1000.00 44 888.88 937.61 1000.00 45 936.43 1000.00 46 1000.00 21 20 19 18 1000.00 1000.00 952.95 1000.00 952.66 916.19 1000.00 952.37 915.69 886.08 17 1000.00 953.22 916.67 886.74 861.14 16 953.47 917.13 887.36 861.91 839.32 15 917.57 887.96 862.63 840.17 319.64 68 67 66 65 64 I 11 American Experience, 3-g-^ $1000 Endowment Insurance at 85. Continuous Premiums Age Preliminary Terra Reserves, 20 Payment Life at Allowance, at End of Years Stated. Issue . 44 45 46 47 48 15 477.98 495.13 512.34 529.59 546.84 16 492.45 509.75 527.09 544.44 561.77 17 507.03 524.47 541.91 559.34 576.74 18 521.72 539.27 556.80 574.29 591.71 19 536.50 554.13 571.73 589.25 606.68 20 551.33 569.04 586.67 604.21 621.63 21 566.22 583.97 601.62 619.16 636.55 22 581.13 598.91 616.56 634.08 651.45 23 596.05 613.83 631.47 648.97 666.31 24 610.97 628.74 646.36 663.84 681.19 25 625.86 643.62 661.23 678.72 695.16 26 640.74 658.49 676.12 693.70 711.33 27 655.61 673.39 691.11 708.90 726.87 28 670.51 688.39 706.33 724.46 742.95 29 685.52 703.63 721.92 740.58 759.80 30 700.78 719.25 738.09 757.49 777.69 31 716.43 735.45 755.05 775.46 796.99 32 732.67 752.48 773.10 794.85 818.21 33 749.76 770.61 792.60 816.21 842.04 34 767.97 790.22 814.10 840.23 869.68 35 787.70 811.87 838.31 868.11 902.97 36 809.50 836.28 865.46 901.75 944.84 37 834.12 864.70 900.45 944.11 1000.00 38 862.84 899.09 943.34 1000.00 39 897.64 942.53 1000.00 40 941.66 1000.00 41 1000.00 26 1000.00 25 1000.00 950.64 24 1000.00 951.02 912.77 23 1000.00 951.38 9 1.3.41 882.30 22 1000.00 951.73 914.02 883.13 856.72 21 952.05 914.60 883.93 857.69 834.42 20 915.16 884.68 858.62 835.50 814.36 19 885.40 859.50 836.52 815.52 795.96 18 860.34 837.50 8iS.62 797.18 778.75 17 838.43 817.68 798.34 780.02 762.42 16 818.68 799.45 781.23 763.73 746.73 15 800.51 732.38 764.97 748.07 731.49 63 62 61 60 59 12 American Experience, $1000 Endowment Insurance at 85. Continuous Premiums Age Preliminary Term Reserves, 20 Payment Life at Allowance, at End of Years Stated. Issue. 49 50 51 52 53 15 564.09 581.29 598.42 615.46 632.39 16 579.07 596.29 613.42 630.43 647.31 17 594.05 611.28 628.39 645.36 662.20 18 609.03 626.24 643.31 660.25 677.03 19 623.99 641.17 658.20 675.09 691.86 20 638.91 656.05 673.05 689.93 706.76 21 653.81 670.91 687.90 704.84 721.83 22 668.67 685.77 702.83 719.93 737.23 23 683.54 700.71 717.94 735.36 753.11 24 698.49 715.85 733.39 751.28 769.71 25 733.65 731.33 749.35 767.92 787.25 26 729.15 747.33 765.05 785.53 806.10 27 745.20 764.07 783.72 804.45 826.72 28 761.99 781.82 802.74 825.19 849.76 29 779.81 800.92 823.59 848.38 876 . 33 30 799.01 821.89 846.92 875.14 903.14 31 820.10 845.38 873.88 907.22 947.91 32 843.76 872.56 906.24 947.36 1000.00 33 871.16 905.21 946.78 1000.00 34 904.12 946.17 1000.00 35 945.52 1000.00 36 1000.00 31 30 29 28 1000.00 1000.00 949.38 1000.00 948.92 909.84 1000.00 948.42 909.01 877.45 27 1000.00 949.82 910.63 878.53 851.07 26 950.24 911.38 879.54 852.32 823.17 25 912.09 880.51 853.51 829.55 807.65 24 881.43 854.63 830.85 809.13 788.89 23 855.70 832.11 810.54 790.45 771.40 22 833.29 811.87 791.93 773.02 754.86 21 813.15 793.33 774.55 756.52 739.00 20 794.68 7.76.02 758.10 740.70 723.64 19 777.42 759.61 742.32 725.36 703.59 18 761.05 743.86 727.00 710.33 693.71 17 745.33 728.57 711.99 695.46 673.89 15 730.07 713.58 697.14 680.66 664 . 06 15 715.09 698.74 682.54 665.33 649.18 58 57 56 55 54 13 American Experience, 3-^ $1000 Endowment Insurance at 85 • Twenty Premiums Age • Net Preliminary Term Reserves, at Annual 20 Payment , Life Allowance, Issue . Premiums at End of Years Stated. Eirst Subse quent 1 2 3 15 7.41 20. 20 0.04 13.39 27.28 16 7.44 20. 49 0.04 13.67 27.85 17 7.47 20. 80 0.04 13.96 28.43 18 7.51 21. 12 0.05 14.26 29.04 19 7.55 21. 46 0.05 14.57 29.66 20 7.59 21. 80 0.05 14.83 30.30 21 7.64 22. 16 0.05 15.21 30.97 22 7.69 22. 54 0.05 15.55 31.66 23 7.74 22. 92 0.06 15.90 32.38 24 7.80 23. 33 0.06 16.27 33.12 25 7.85 23. 74 0.06 16.64 33.88 26 7.92 24. 18 0.07 17.04 34.63 27 7.98 24. 63 0.07 17.44 35.50 28 8.05 25. 10 0.07 17.86 36.34 29 8.13 25. 59 0.07 18.29 37.22 30 8.22 26. 10 0.08 18.74 38.13 31 8.30 26. 63 0.08 19.20 39.06 32 8.40 27. 18 0.08 19.67 40.01 33 8.51 27. 76 0.09 20.17 41.02 34 8.62 28. 36 0.09 20.68 42.05 35 8.74 28. 98 0.10 21.20 43.11 36 8.38 29. 64 0.10 2k.75 44.20 37 9.02 30. 33 0.11 22.30 45.32 33 9.20 31. 05 0.11 22.88 46.48 39 9.37 31. 80 0.12 23.47 47.67 40 9.58 32. 59 0.12 24.09 43.92 41 9.79 33. 42 0.13 24.73 50.20 42 10.03 34. 30 0.13 25.39 51.51 43 10.30 55. 23 0. L4 26 . 06 52.86 44 10.60 36. 20 0.15 26.76 54.23 45 10.94 37 . 24 0.16 27.46 55.63 46 11.33 38. 33 0.17 28.13 57.04 47 11.75 39. 49 0.17 28.91 58.45 43 12.26 40. 72 0.18 29.62 59.85 49 12.85 42. 03 0.20 30.34 61.25 50 13.51 43. 42 0.21 31.06 62.66 51 14.26 44. 89 0.22 31.79 64.09 52 15.09 46. 47 0.23 32.54 65.51 53 16.02 48. 15 0.25 33.28 66.95 54 17.06 49. 95 0.27 34.03 68.39 55 18.21 51. 87 0.29 34.79 69.84 56 19.50 53, ,93 0.31 35.56 71.32 57 20.93 56. ,14 0.33 36.35 72.81 53 22.50 58. ,52 0.36 37.14 74.30 59 24.25 61. ,08 0.39 37.94 75.80 60 26.19 63. ,84 0.42 38.75 77.31 61 28.34 66. ,82 0.46 39.58 78.86 62 30.71 70. ,03 0.5 i 40.44 80.43 63 53 . 32 73. ,51 0.56 41.31 82.00 64 36.21 77. ,27 0.62 42.19 83.59 65 39.42 81. ,35 0.69 43.09 85.21 14 Air.er ican Experience, 3 $1000 Endowment Insurance at 85. T ?/en tv Premiums . A~e t r e 1 imine.r..* Term . Res er-ves , 20 Pay ment Life at Allowance, at End of Years St 3 ted • Issu e. 4 5 6 7 8 15 41.74 55.78 72.43 83.71 i C 5.6 5 16 42.60 57.95 7n oo 90.53 107.31 17 43.50 59.16 75.45 92.40 110.04 18 44.42 60.41 77.04 94.35 112.35 19 45.36 61.69 73.63 96.35 114.74 20 46.34 63.02 80.33 98.43 117.21 21 47.36 64.41 82.14 100.58 119.7 7 22 43.42 65.84 33.95 1 2.81 122. 1 23 49.51 67.32 85.85 105.11 '125.15 24 50.64 68.36 87.30 107.49 127.93 25 51.81 70.44 89.81 1< 9 . 95 130.89 26 c t r\ 72.07 91.89 .12.50 13 . . 27 54.26 73.77 94.05 16.11 137.01 28 55 . 55 l . 52 . .6 140.23 29 56.89 77.32 9 . • 143.54 30 58.26 79.13 100.92 123.50 143.95 31 59.68 81.11 103.35 123.46 j 0 . 52 61.15 83.08 105.87 129.51 154.07 33 62.66 85.13 108.45 132.66 34 64.23 87.24 111.12 135 . 89 iSl.61 35 65.83 89.40 113.85 139.22 165.53 36 67.43 9 L.S2 115.57 112.64 169.58 37 69.18 93.92 119.57 145.16 173.72 38 70.94 96.29 122 . 56 149.73 177.9S 39 72.75 98.73 125.63 153.49 182.32 40 74.63 101.24 123.79 157.29 136.77 41 76.55 103.82 132.01 161.16 191.23 42 78.53 106.45 135.30 165.09 195.85 43 30.54 109.12 133 . 63 169.05 200.40 44 32.59 111.84 141.93 173.02 204.99 45 34 . 66 114.56 145.33 176.99 209.56 46 86.74 117.29 143.69 180.96 214.13 47 88.81 120.00 152.02 184.90 218.66 48 90.87 122.70 i 183 . 32 223.15 49 92.94 125.40 158.65 192.72 227.61 50 95.0i 8.11 161.95 196.59 232.03 51 97.09 130.81 165.26 200.45 236.42 52 99.17 133.51 168.54 204.28 240.76 53 101 . 25 136.20 171.81 208.03 245.05 54 103.35 138.91 175.07 211.86 249.23 55 105.46 141.61 178.32 215.59 253.46 56 107 . 58 144.32 181.55 219.29 257.59 57 109.70 147.02 184.76 222.96 261.65 58 111.82 149.70 187.95 5.58 o r- 5; n "1 ri> G 'J • U -JL. 59 113.95 152.39 191.12 230 . 13 269.48 60 116.09 155.03 194.25 233 . 63 273 . 25 61 118 . 25 157.76 137.35 237.06 276.92 62 120.43 160.43 200.43 240.43 280.49 63 122.60 163.10 203.47 243.74 283.27 64 124.79 165.75 2C6.49 247.02 287.42 65 127.00 168.44 209.53 250.33 291.02 15 American Experience, 3 %? 0 $1000 Endowment Insurance at 85. Twenty Premiums. Age Preliminary Term Reserves, 20 Payment Life at Allowance, at End of Years Stated. Issue 9 10 11 12 13 15 123.27 141.62 160.71 180.57 201.25 16 125.79 144.51 163.98 184.24 205.34 17 128.39 147.49 167.36 188.04 209.55 18 131.09 150.57 170.86 191.96 213.92 19 133.87 153.77 174.47 196.01 218.43 20 136.74 157.06 178.20 200.20 223.09 21 139.72 160.47 182.07 204.53 227.90 22 142.80 164.01 186.07 209.01 232.87 23 145.98 167.66 190.19 213.63 238.01 24 149.27 171.42 194.45 218.40 243.31 25 152.66 175.30 198.84 223.32 248.77 26 156.17 179.31 203.37 228.39 254.40 27 159.79 183.45 208.05 233.61 260.19 28 163.51 187.71 212.86 258.99 266.14 29 167.36 192.10 217.81 244.52 272.27 30 171.31 196.61 222.90 250.20 278,58 31 175.38 201.25 228.13 256.05 285,05 32 179.56 206.03 233.51 262.05 291.69 33 183.86 210.94 239.04 268.21 298.49 34 188.29 215.98 244.71 274.53 305.45 35 192.84 221.15 250.52 280.98 312.56 36 197.50 226.45 256.46 287.57 319.80 37 202.28 231.87 262.52 294.27 327.14 38 207.17 237.40 268.70 301.07 334.57 39 212.16 243.03 274.95 307.95 342.07 40 217.24 248.73 281.27 314.88 349.63 41 222.37 254.48 287.62 321.84 357.20 42 227.54 260.25 294.00 328.82 364.79 43 232.72 266.03 300.37 335.79 372.35 44 237.91 271.81 306.74 342.73 379.87 45 243.08 277.56 313.06 349.62 387.32 46 248.22 283.27 319.32 356.44 394.70 47 253.32 288.92 325.51 363.17 401.97 48 258.36 294.50 331.62 369.80 409.12 49 263.36 300.02 337.65 376.32 416.12 50 268.30 305.46 343.57 332.70 422.98 51 273.19 310.82 349.37 388.95 429.67 52 278.01 316.08 355.06 395.04 436.18 53 282.74 321.24 360.61 400.98 442.47 54 287.40 326.29 366.03 406.72 448.55 55 291.99 331.23 371.28 412.27 454.38 56 296.48 336.03 376.35 417.59 459.94 57 300.86 340.68 381.23 422.66 465.20 58 305.11 345.15 385.87 427.45 470.13 59 309.22 349.43 390.27 431.94 474.74 60 313.18 353.52 394.43 436.16 479.09 61 316.99 357.41 398.36 440.19 483.32 62 320.67 361.15 402.19 444.19 487.63 63 324.26 364.86 406.09 448.38 492.24 64 327.91 368.75 410.31 453.03 497.45 65 331.83 373.09 415.15 458.47 503.59 . . . • . * « • •* • • . ■ . • . • 16 American Experience, $1000 Endowment Insurance at 85. Twenty Premiums. Age Preliminary Term Reserves, 20 Payment Life at Allowance, at End of Years Stated. Issue. 14 15 15 222.78 245.18 16 227.29 250.14 17 231.95 255.26 18 236.77 260.56 19 241.76 266.03 20 246.90 271.68 21 252.21 277.52 22 257.71 283.54 23 263.37 289.76 24 269.22 296.16 25 275.23 302.76 26 281.44 309.55 27 287.81 316.54 28 294.38 323.72 29 301.12 331.11 30 308.06 338.69 31 315.17 346.46 32 322.46 354.42 33 329.92 362.55 34 337.54 370.84 35 345.31 379.26 36 353.19 387.80 37 361.18 395.43 38 369.25 405.15 39 377.38 413.93 40 385.56 422.74 41 393.75 431.57 42 401.95 440.39 43 410.11 449.17 44 418.22 457.90 45 426.26 466.53 46 434.21 475.06 47 442.02 483.45 48 449.69 491.67 49 457.20 499.73 50 464.54 507.58 51 471.69 515.21 52 478.62 522.60 53 485.30 529.71 54 491.73 536.53 55 497.86 543.03 56 503.69 549.19 57 509.16 554.93 58 514.29 560.45 59 519.12 565.68 60 523.75 570.81 61 528.35 575.98 62 533.11 581.43 63 538.31 587.41 64 544.22 594.22 551.18 602.28 16 17 18 268.50 292.78 318.07 273.92 298.69 324.46 279.53 304.73 331.07 285.31 311.03 337.91 291.29 317.59 344.96 297,47 324.31 352.24 303.84 331.24 359.75 310.42 338.39 367.49 317.20 345.76 375.47 324.19 353.35 383,69 331.38 36].16 392.15 333.79 369.20 400.85 346.41 377.48 409.79 354.24 385.97 418.97 362.28 394.69 428.38 370.53 403.61 438.01 378.97 4i2.75 447.84 337.60 422.07 457.87 396.41 431.56 468.06 405.37 441.21 478.41 414.46 450.93 488.90 423.67 460.88 499.51 432.97 470.87 510.22 442.35 480.94 521.01 451.79 491.07 531.86 461.27 501.23 542.75 470.75 511.39 553.65 480.22 521.55 564.54 489.65 531.67 575.40 499.01 541.71 586.19 508.28 551.66 596.89 517.43 561.49 607.49 526.42 571.17 617.94 535 . 26 580.68 628.23 543.90 589.98 638.32 552.32 599.07 648.21 560.50 607.90 657.85 568.42 616.45 667.25 576.04 624.74 676.37 533.35 632.69 685.23 590.53 640.33 693.86 596.95 647 69 702.3L 603.26 654.81 710.65 609.31 661.78 718.99 615.22 668.71 727.45 621.10 675.74 736.17 627.15 683.05 745.34 633.57 690.87 755.30 640.63 699.55 766.36 648.72 709.42 779.21 658.17 721.19 794.87 65 17 American Experience, 3|$ $1000 Endowment Insurance at 85. Twenty Premiums. Age Preliminary Term Reserves, 20 Payment Life at Allowance, at End of Years Stated. Issue . 19 20 15 344.39 371.80 16 • 351.30 379.26 17 358.45 386.96 18 365.83 394.92 19 373.46 403.12 20 381.32 411.59 21 389.43 420.32 22 397.78 429.32 23 406.40 438.59 24 415.26 448.14 25 424.39 457.95 26 433.77 468.04 27 443.41 478.39 28 453.29 489.00 29 463.41 499.86 30 473.76 510.95 31 484.32 522.25 32 495.07 533.74 33 505.99 545.43 34 517.07 557.29 35 528.31 569.30 36 539.66 581.46 37 551.13 593.73 38 562.68 606.10 39 574.30 618.57 40 585.98 631.10 41 597.68 643.68 42 609.38 656.28 43 621.05 668.89 44 632.68 681.49 45 644.25 694.06 46 655.73 706.58 47 667.08 719.03 48 678.30 731.39 49 689.36 743.66 50 700.24 755.83 51 710.94 767.90 52 721.43 779.88 53 731.73 791.82 54 741.88 803.81 55 751.94 815.92 56 761.99 828.27 57 772.13 840.99 58 782.47 854.24 59 793.16 868.21 60 804.37 883.22 61 816.40 899.63 62 829.60 918.13 63 844.62 939.77 64 862.50 966.18 65 884.83 1000.00 18 American Experience, 3 ^f Q §1000 Endowment Insurance at 85. Fifteen Premiums. a c- e Net Preliminary Term Reserves , a z Annual 20 Payment Life Allowance, Issue . Premiums at End of Years Stated. First Subsequent i 2 3 15 11.75 24.53 4.56 22. 62 41.43 16 11.84 24.89 4.63 23.04 42.20 17 11.93 25 . 26 4.69 23.46 42.99 18 12.03 25.65 4.76 23.89 43.81 IS 12.14 26.05 4.83 24.35 44.65 20 12.25 26.46 4.91 24. 81 45.52 21 12.37 26.89 4.99 25.29 46.42 22 12.50 27.34 5.07 25.79 47.36 23 12.62 27.80 5.15 26.31 48.33 24 12.76 28.28 5.23 26.84 49.33 25 12.89 28.78 5.32 27.39 50.36 26 13.04 29 . 30 5.41 27.96 51.43 27 13.19 29.84 5. c0 28.55 52.53 28 13.35 30.40 5.60 29.16 53.67 29 13.52 50.98 5.70 29 . 79 54.85 30 13.70 31.58 5.80 30.44 56.07 31 13 . 88 32.21 5.90 31.11 57.31 52 14.07 32.86 6.01 31.79 58.59 33 14 . 28 rz rz Ks KJ • «- J 6.12 32.50 59.93 34 14.50 34.23 6.23 33.23 61.30 35 14.72 34.97 6.34 33.97 62.70 36 14.96 35.73 6.46 34. 74 64.13 37 15.21 36.52 6.57 35 . 52 65.60 38 15.49 37.34 6.69 36.33 67.11 39 15.77 38.20 6.80 37.15 63.67 40 16.09 39 . 2 0 6.92 38.00 70.26 41 16.40 40.03 7.04 38.87 71.90 42 16.75 41.01 7.15 59.75 73.56 43 17.11 42 . 04 7.27 40.65 75.26 44 17.52 43.12 7.38 41.57 76.97 45 17.94 44.24 7.49 42.48 78.70 46 18.43 45.43 7.60 43.40 80.44 47 18. 95 46.68 7.70 44.32 82.15 48 19.52 47.98 7.80 45.22 83.84 49 20 . 18 49.36 7.88 46.10 85.51 50 20.90 50.81 7.96 46.97 87.15 51 21.70 52.33 8.03 47.82 88.78 52 22.56 53.94 8.09 48.66 90.37 53 23.51 55.64 8. 13 49.46 91.92 54 24.55 57.43 8.15 50.24 93.42 55 25.68 59.34 8.16 50.99 94.87 56 26.93 61.36 8.15 51.71 96.29 57 28.29 63.51 8.12 52.40 97.65 58 29.77 65.80 8.06 53.04 93.94 59 31.41 68.25 7.99 53.64 100.17 60 33.21 70.87 7.89 54.20 101.32 61 35.19 73.67 7.77 54.71 102.41 62 37.37 76.69 7.62 55.19 103.43 63 39.74 79.93 7.44 55.60 104.33 64 42.35 83.42 7.22 55.93 105.11 65 45.24 87.18 6.98 56.20 105.79 66 48.41 91.24 6.69 56.40 106.33 67 51.90 95.63 6.38 56.51 106.76 68 55.77 100.37 6.03 56.58 107.09 69 60.00 105.52 5.66 56.59 107.39 70 64.67 111.11 5.27 56.62 107.82 19 American Experience, 5-| Endowment Insurance at • to CO Fifteen Pr $1000 ■emiums. Age Frel iminary Term Reserves , 20 Pavme nt Life at . Allowance, sit End of Years Stated. Issue 4 5 6 7 8 15 61.02 81.41 i 102.64 124.75 147.77 16 62.15 82.93 104.56 127.08 150.53 17 63.33 84.50 106.54 129.48 153.33 18 64.54 86 . 12 108.58 131. 97 156.33 19 65.79 87.79 110.70 134.55 159.39 20 67.08 89.52 112.89 137.21 162.54 21 68.42 91.32 115.16 139.97 165.81 22 69.81 93.18 117.50 142.83 169.19 23 71.25 95.10 119.93 145.78 172 68 24 72.73 97 09 122.44 14S.82 176.30 25 74.26 99.14 125.02 151.97 180.03 26 75.85 101.25 127.70 155.23 183.88 27 77.48 103.45 130.47 158.58 187.85 28 79.17 105.71 133.32 162.05 191.95 29 80.92 108.04 136.26 165.62 196.18 30 82.72 110.44 139.29 169.31 200.54 31 84 57 112.92 .142.42 173.10 205.01 32 86.48 115.47 145.63 ‘ 176.99 209.62 33 88.45 118.10 148.94 181.00 214.35 34 90.47 120.80 152.34 185„12 219.22 35 92.54 123.57 155.81 189.34 224.20 36 94.67 126.40 159.39 193.68 229.33 37 96.85 129.32 163.06 198 13 234 57 38 99.09 132.32 166.83 202.68 239.94 39 101.39 135.39 170.68 207.35 245.42 40 103.76 138.53 174.63 212 . 10 251.00 41 106.17 141.74 178.64 216.93 256,66 42 108.64 145.00 182.72 221.83 262.37 43 111.13 148.31 186 . 84 226.75 268.12 44 113.66 151.65 190.98 231.70 273.87 45 116.19 154.98 195.10 236.63 279,61 46 118.72 158.30 199.22 241.54 285.34 47 121.23 161.59 203,29 246.41 291.01 48 123.70 164.84 207.32 251.22 296.61 49 126.14 168.06 211.31 255.97 302.14 50 128.56 171.23 215.23 260.65 307.59 51 130.93 174.35 219.08 265.24 312.93 52 133.26 177.40 222.85 269.73 313.14 53 135.53 180.37 226.53 274.10 323.21 54 137.74 183.27 230.09 278,33 328,11 55 . 139.83 185.07 233.54 282.40 . 332,82 56 141.95 188.77 236 84 286.30 337.33 57 143.94 191.36 240.00 290.03 341.63 53 145.84 193.81 243.00 293.56 345.68 59 147.63 196.15 245.84 296,86 349.45 60 149.34 198.35 248,48 299 92 352.94 61 150.94 200.39 250.91 302.72 356.03 62 152.41 202.24 253.10 305.20 358,85 63 153.72 203.89 255 01 307.34 561.22 64 154.86 205.29 256.61 309.10 563.17 65 155.82 206.46 257.91 310.52 354.73 r • r* GO 156.61 207.38 258.93 311.67 356,19 67 157.22 208.11 259.79 312.73 367.64 68 157.74 208.81 260.73 3:4.05 369.42 69 158.30 209.69 262.03 315.85 371.86 70 159.17 211.09 264.02 318.54 375.31 20 American Experience, 3f$ $1000 Endowment Insurance at 85. Fifteen Premiums. Age Preliminary Term Reserves, 20 Payment Life at Allowance, at End of Years Stated. Issue 9 10 11 12 13 15 171.74 196.70 222.71 249.79 278.00 16 174.94 200.38 226.87 254.45 233.20 17 178.26 204.18 231.17 259.28 288 . 5 6 18 181.70 208.11 235.62 264.27 294.11 19 185.24 212.18 240.22 269.43 299.86 20 188.92 216.38 244.98 274.77 305 . 80 21 192.71 220.73 249.90 280.29 511.94 22 196.64 225.23 254.99 285.99 318.28 23 200.70 229.88 260.25 291.88 324 . 83 24 204.90 234.67 265 . 68 297.97 331.60 25 209.23 239.63 27!.29 304.25 338.58 26 213.70 244.75 277.07 310.73 345.78 27 218.31 250.02 283.04 317.41 353.20 28 223.07 255.47 289.18 324.29 360.84 29 227.98 261.07 295.51 331.37 368.72 30 233.02 266.84 302.03 338.67 376.82 31 238.22 272.77 308.73 346.16 385.15 32 243.55 278.87 315.62 353.88 393.70 33 249.04 285.14 322.70 351.79 402.43 34 254.68 291.57 329.96 369.90 411.43 35 260.46 298.17 337.40 378.20 420.63 36 266 . 39 504 . 93 345.CO 586 . 69 430.07 37 272.45 311.83 352.77 395.35 439.63 38 278.65 318.87 360.68 404.L5 449.35 39 284 . 96 326.04 363.72 413.07 459.20 40 291.38 333.31 376.85 422. 469.18 41 297.88 540.55 385.07 431.23 479.25 42 304.42 348.05 393.34 440.42 439.40 43 310.99 355.47 401.65 . 499.60 44 317.53 362.91 409.93 458.90 509.84 45 324.16 370.34 418.29 468.15 520.09 46 330.70 377.74 426.58 477.33 530.33 47 337.19 385.07 434.80 486.55 540.53 48 343.61 392.33 442.95 495.65 550.67 49 349.94 700 K r\ J ^ v • KJ 451.00 504.65 560.72 50 356.17 406.56 458.93 5.3.53 570.66 51 352.28 413.47 466.70 522.25 580.46 52 368.24 420.22 474.30 530.80 590.09 53 374.03 426.77 481.70 539.15 599.53 54 379.62 433.11 488.85 547.25 608.75 55 385 . 00 439.21 495.76 555.08 617.71 56 390.16 445.05 502.38 562.62 626.39 57 595.04 450.58 508.67 569.83 634.77 58 399.63 455.79 514.60 576.69 642.83 59 403.92 460 . 64 520.16 • 583.16 650.55 60 407.84 465.10 525.29 589.23 657.98 61 411.38 469.12 529.99 594.92 665.15 62 414.49 472.69 534.27 600.29 672.13 63 417.15 475.83 538.18 605.40 679.02 64 419.41 478.62 541.83 610.36 685.93 65 421.38 481.21 545.38 615.34 693.01 66 423.24 483.77 548.99 620.49 700.44 67 425.24 486.57 . 626.06 708.55 68 427.68 489.89 557;45 632.42 717.66 69 430.88 494.05 562.99 639.88 728.42 70 435.20 499.50 559 . 34 649.14 741.87 # % 21 American Experience, 3$1000 Endowment Insurance at 85. Fifteen Premiums. Age Preliminary Term Reserves, 20 Payment Life at Allowance, at End of Years Stated. Issue . 14 15 15 307.40 338.02 16 313.14 344.33 17 319.07 350.86 18 325.21 357.61 19 331.56 364.58 20 ' 338.12 371.80 21 344.90 379.26 22 351.92 386.96 23 359.16 394.92 24 366.63 403.12 25 374.34 411.59 26 382.29 420.32 27 390.48 429.32 28 398.92 438.59 29 407.61 448.14 30 416.55 457.95 31 425.74 468.04 32 435.18 478.39 33 444.86 489.00 34 454.77 499.86 35 464.90 510.95 36 475.22 522.25 37 485.73 533.74 38 496.40 545.43 39 507.23 557.29 40 518.19 569.30 41 529.27 581.46 42 540.44 593.73 43 551.69 606.10 44 562.99 618.57 45 574.32 631.10 46 585.67 643.68 47 597.00 656.28 48 608.29 668.89 49 619.53 681.49 50 630.68 694.06 51 641.73 706.58 52 652.64 719.03 53 663.39 731.39 54 673.96 743.66 55 ■ 684.33 755.83 56 694.47 767.90 57 704.39 779.88 58 714.08 791.82 59 723.58 803.81 60 732.94 815.92 61 742.25 828.27 62 751.59 840.99 63 761.07 854.24 64 770.82 868.21 65 781.04 883.22 66 791.98 899.63 67 804.00 918.13 68 817.76 939.77 69 834.25 966.]8 70 855.07 1000.00 22 American Experience, 3-f% $1000 Endowment Insurance at 85. Ten Premiums. Age Net Preliminary Term Reserves, at Annual 20 Payment Life Allowance, Issue. Premiums at End of Years Stated. Pirst Subseque 15 20.62 33.41 16 20.84 33.89 17 21.06 34.39 18 21.30 34.92 19 21.55 35.46 20 21.80 36.02 21 22.07 36.60 22 22.35 37.20 23 22.64 37.82 24 22.94 38.47 25 23.25 39.14 26 23.58 39.84 27 23.91 40. 56 28 24.26 41.31 29 24.63 42.08 30 25.00 42.88 31 25.39 43.72 32 25.80 44.58 33 26.23 45.48 34 26.67 46.41 35 27.12 47.37 36 27.61 48.57 37 28.11 49.41 38 28.64 50 . 49 39 29.18 51.60 40 29.75 52.76 41 30.33 53.96 42 30.95 55.21 43 31.58 56.51 44 32.27 57.86 45 32.97 59.27 46 33.73 60.74 47 34.53 62.26 48 35.39 63.85 49 36.33 65.51 50 37.32 67.22 51 38 . 38 69.01 52 39 . 50 70.88 53 40.69 72.82 54 41.96 74.84 55 43.30 76.96 56 44.74 79.17 57 46.27 81.49 58 47.89 83.92 59 49.64 86.47 60 51.51 89.17 61 53.53 92.01 62 55 . 69 95.01 63 58.02 98.21 64 60. 53 101.60 65 63.28 105.22 66 66 . 25 109.07 67 69.46 113.19 68 72.97 117.58 69 76.75 122.23 70 80.87 127.31 12 3 13.82 41.54 70.42 14.02 42.22 71.60 14 .22 42.92 72.82 14.43 43.65 74.08 14.65 44.40 75.39 14.83 45.17 76.73 15.11 45.97 78.12 15.35 46.80 79.57 15.60 47.66 81.07 15.86 43.56 82.62 16.13 49.47 84.21 16.40 50.43 85.87 16.69 51.41 87.57 16.98 52.42 89.33 17.29 53.47 91.16 17.60 54.55 93.04 17.92 55.67 94.98 18.25 56.81 96.97 18.59 58.00 99.04 18.94 59.22 101.16 19.30 60.47 103.34 19.67 61.76 105.57 20.04 63.07 107.86 20.42 64.42 110.21 20 . 81 65.80 112.63 21 . 20 67.21 115.10 21.60 68 . 66 117.63 22.00 70.14 120.21 22.41 71.63 122.83 22.81 73.15 125.49 23.22 74.68 128.18 23 . 63 76.23 130.89 24.03 77.78 133.59 24.43 79.30 136.26 24.82 80.81 138.92 25.19 82.31 141.55 25.55 83.77 144.16 25.89 85 . 21 146.71 26.21 86.60 149.20 26.49 87.94 151.62 26.75 89.22 153.95 26.96 90.44 156.19 27.13 91.59 158.32 27.26 92.64 160.32 27 . 33 93.59 162.17 27.35 94.44 163.87 27.31 95.18 165.41 27.20 95.80 166.77 27.02 96.29 167.91 26.77 96.61 168.82 25.43 96.77 169.49 25.99 96.75 169 . 86 25.46 96 . 52 169.92 24.81 96.07 169.65 24.04 95.36 169.03 23 . 14 94.44 168.18 23 American Experience. ■ $1000 Endowment Insurance at 85. Ten Premiums. Acre Prel iminarv T V erm Reserves, 20 Pay ment Life at Allowance, at End of Years Stated Issue 4 5 6 7 8 15 100.51 131.87 164.54 193.58 234.05 16 102.21 134.11 167.34 201.97 238.05 17 103.97 136.43 170.24 205.47 242.19 18 105.79 138.82 173.24 209.10 246.48 19 107.67 141.30 176.34 212.86 250.92 20 109.61 143.86 179.56 216.75 255.51 21 111.62 146.52 182.88 220.78 260.27 22 113.71 149.27 186.33 224.94 265.19 23 115.86 352.12 189.89 229.25 270.27 24 118.09 155.06 193.57 233.71 275.54 25 120.40 158.10 197.38 238.32 280.98 26 122.78 161.24 201.32 243.08 286.60 27 125.24 '64.49 205.39 248.00 292.40 28 127.79 167.85 209.58 253.07 298.41 29 130.42 171.31 2J3.92 258.32 304.60 30 133.13 174.88 218.40 263.73 310.99 31 135.92 178.57 223.01 269.32 3j 7.57 32 138.80 182.37 227.77 275.06 324 . 35 33 141.77 186.29 232.66 280.93 331.34 34 144.83 190.32 237.70 287.07 333.53 35 147.97 194.45 242.33 293.33 345.93 53 1 51.19 198.70 243 . 20 299.77 rr c: r-* CT T 7 O \J o 37 154.50 203.07 253.66 306.39 361.33 38 157.90 207.55 259.23 313.17 369.34 39 161.38 212.15 265.02 320.L2 377.53 40 164.95 216.85 270.91 327.22 385.91 41 168.60 221.66 276.91 334.46 394 . 45 42 172.32 226.55 283.02 341.84 403.13 43 176.10 231.53 289.23 349 . 3 L 411.93 44 179.93 236.57 295.51 356.88 420.83 45 183.80 241.64 301.83 364.50 429 . 83 46 187.69 246.74 308.18 372.17 438.89 47 19l.56 251.83 314.54 379.85 448.00 48 195.42 256.91 320.90 387.57 457.14 49 199.26 261.98 327.24 395.25 466.28 50 203.07 267.00 333 . 55 402.93 475.42 51 206.83 271.98 339.80 4-0.55 434.52 52 210.54 276.89 345.98 4i 8 . 10 493.57 53 214.16 281.70 352.06 425.55 502.54 54 217.69 286.41 558.03 432.88 5x1.39 55 221.12 290.99 563.84 440.06 520.10 56 224.43 295.42 369.49 447.06 528.65 57 227.58 299.66 374.93 453.85 537.00 58 230.56 303.70 580.14 460.4 L 545.12 59 233.36 307.52 385.11 456.69 552.99 60 235.96 511,. 10 389.79 472.67 560.56 61 258.34 314.40 394.15 478.31 567.81 62 240.47 317.39 398.16 483.58 574.71 63 242.32 320.04 401 . 78 488.45 581.23 64 243.86 322.51 404.97 492.86 587.35 65 245.06 324..7 407.70 496.82 593. .0 65 245.89 325.57 409.93 500.32 598.53 67 246.29 326,49 411.68 503.42 603.70 68 246.28 326.97 413.05 506 . 23 608.71 69 245.90 327.12 414.14 508.85 613.69 70 245.33 327.12 415.14 511.46 6_8.79 24 American Experience, $1000 / Endowment Insurance at 85. Ten Premiums. Age Preliminary Term Reserves, 20 Payment Life at Allowance, at End of Years Stated. Issue. 9 10 15 271.02 309.55 16 275.66 314.86 17 280.46 320.35 18 285.44 326.04 19 290.58 331.93 20 295.91 338.02 21 301.43 344.33 22 307.13 350.86 23 313.03 357.61 24 319.14 364.58 25 325.44 371.80 26 331.96 379.26 27 338.70 386.96 28 345.65 394.92 29 352.84 403.12 30 360.24 411.59 31 367.87 420.32 32 375.74 429.32 33 333.84 438.59 34 392.18 448.14 35 400.76 457.95 36 409.58 468.04 37 418.63 478.39 38 427.91 489.00 39 437.40 499.86 40 447.10 510.95 41 456.98 522.25 42 467.03 533.74 43 477.23 545.43 44 487.57 557.29 45 498.02 569.30 46 508.57 581.46 47 519.19 593.73 48 529.87 606.10 49 540.60 618.57 50 551.34 631.10 51 562.09 643.68 52 572.80 656.28 53 583.46 663.89 54 594.04 681.49 55 604.53 694.06 56 614.89 706.58 57 625.09 719.03 58 635.11 731.39 59 644.92 743.66 60 654.50 755.83 61 663.82 767.90 62 672.88 779.88 63 681.67 791.82 64 690.22 803.81 65 698.59 815.92 66 706.85 828.27 67 715.09 840.99 68 723.41 854.24 69 731.96 868.21 70 740.90 883.22 UNIVERSITY OF ILLINOIS-URBANA Q 368 01GS1N C001 NET PREMIUM AND TERMINAL RESERVE TABLES