The pioneer's task of settlement has been completed. West- ward the course of empire has taken its way until one broad line of population extends from ocean to ocean with no con- siderable extent into which man has not entered and estab- lished his home. Where fifty years ago "the rank thistle nodded in the wind and the wild fox dug his hole unscared," to-day are the busy habitation of men where man is adding to his own dignity. The deserts have been made to blossom as the rose and peaceful farms have been built out of the howling wilderness. The conflict with the forces of nature has been short and decisive; the pioneers have finished their work ; they are silently crossing the Great Divide. The West will soon be a replica of the East. The time-honored advice of Horace Greeley has fallen into abeyance, for the country has already grown up and the young men are turning to other points of the compass — some to the gold fields of the far North ; some are turning with longing eyes to the commercial openings in the East. It is folly to disparage the great world movements in the Orient that are destined to change the geography of the nations, but with the task of settlement practically completed there are greater problems confronting this nation at home than those that are under solution in far countries. It is a greater task to cultivate the minds of men than it is to culti- vate the face of the earth. Inward development is of more importance than territorial expansion. In the rapid march of civilization to the West the work of development naturally has been neglected, but if the first great era in our history has been that of settlement and ex- pansion, we are now entering into a greater era of develop- ment and consolidation. Hitherto so engrossed have we been over our advancing frontier line that the needs of neglected 2 fields have been overlooked^ In the interval between the com- pletion of the first great task aud the beginning of a second, a few thoughtful men and women have realized that unselfish charity must begin at home. Hence the submerged tenth in our cities is being lifted up; the negro is beginning to receive his due; the long neglected field of Appalachian America is being opened up and work in the mountains has begun. H^re is a work that appeals peculiarly to the imagination. There is no iconocliism about it, and it is tinged with senti- ment. Fnr from the breaking of old creeds and the suppres- sion of old customs, there is the discovery of simple faith and quaint ways. In the work nmong our foreign population it is necessary to shake the confidence of the people in their former habits and the worker must contend against the pnjudice of tradition. The work among the negroes is hampered by the evil rt'sults of a lengthy servitu