-v- REPRESENTATIVE EXAMPLES OF THE WORK OF A. MOORMAN 6? COMPANY IN THE Design. Construction Reconstruction and Equipment OF BANK BUILDINGS A. MOORMAN U CO. CHICAGO. ILLINOIS KANSAS CITY, MISSOURI 1018 First National Bank Building 203 First National Bank Bviilding ST. PAUL. MINNESOTA Factory and Works: 40t'-501 Minnesota St reet Digitized by the Internet Archive in 2020 with funding from Columbia University Libraries https://archive.org/details/representativeexOOamoo vCitV Anoa Ao-lZ ni3 MOORMAN METHODS A. Moorman & Company have grown from a small beginning. Through many years we have carefully built up a reputation until now ‘‘Moorman Built Banks” have become a synonym for the highest grade of designs, materials and workmanship. Our reputa¬ tion is built on a knowledge of bank buildings—a training in architecture, long experience in construction and equipment—seeing the bankers’ housing needs and meeting them—not a study of methods of cheap¬ ening buildings, or the creation of poor substitutes for good materials. “The Design, Construction, Reconstruction and Equipment of Bank Buildings.” This sentence covers our complete service. It means that we have developed a business embodying within one organization, archi¬ tecture, construction, equipment; that we will take a vacant lot or an old building and turn it over to the banker a complete structure in every respect. Arckitecture The modern bank, with the many services which it offers to the public, has led to the development of a distinctive type of buildings—buildings that express in their architecture something of the dignity and sub¬ stantiality of the institution. To design such a building and make it not only beautiful and impressive, but practical and utilitarian, is the work of experts. A knowledge of the workings of each particular bank— which can be gained only through the knowledge of many banks—of the many conveniences that can he incorporated into a banking structure, of the proper arrangement of the building so that it will best serve the public and thus serve the banker—these things, combined with an eminently practical knowl¬ edge of costs gained through close connection with Pagje Three an active Construction Department, make our ser¬ vices as architects invaluable to bankers. Construction To relieve the banker of the trouble and risk of petty contract letting; to remove from his shoulders the weight of the continual discord arising between sub¬ contractors, and to facilitate the carrying on of the work in bank-building construction swiftly and accu¬ rately; is the purpose of our Construction Department. When we undertake the construction of a building the work progresses smoothly under the skillful direc¬ tion of an experienced superintendent who is familiar with bank construction work and the handling of men. Realizing that it would not be good business, either for ourselves or for the banker, to erect a building and disregard the people with whom the bank is doing business every day, we purchase all possible materials from the local dealers, and, everything being equal, the local dealer is given preference. Many times, laborers, carpenters, brick masons, etc., are available in the vicinity in which the building is to be erected and we invariably employ these men, if competent. However, stone setters, marble setters, fixture erectors—the pick¬ ed mechanics necessary to direct the work—are taken from our own experienced forces. Because we have studied the best methods of bank building construction and are in a position to demand prompt delivery of materials, and because the delays caused by subcontractors hindering one another are eliminated, we are able to make the period of construc¬ tion twenty to thirty per cent less than what the aver¬ age contractor would take for the same class of building. Page Four Reconstruction In another portion of this book we have treated rather at length on reconstruction and alteration of bank buildings under our service. Equipment The working out of a harmonious interior for a beau¬ tiful banking structure is one of the most important functions of our service. The proper decoration in soft tones, the color schemes of marble, bronze and wood, and the harmonizing of all the different elements are the ideals we strive for. No matter how substantial and pleasing the exterior of a building, unless the in¬ terior is in keeping and the arrangements practical and useful, the result sought for is lost. Our general offices are combined with our fixture factory and works in St. Paul, where all of the cabinet woodwork, fixtures, special furniture and miscellaneous items of fine woodwork are produced. These shops are owned and managed by us, in connection with the other branches of our business. Moorman cabinet shops were noted for skillful designs, workmanship and beautiful finish many years before the Architectural and Construction Departments were organized. Our Service Includes First. The design, construction and equipment of bank buildings, complete under the single contract method. Under this plan we carry on the work from the tentative proposition in the form of preliminary de¬ signs, through the production of the completed plans and specifications, the entire construction, equipment and completion of the building, turning it over to the banker a completed structure in every respect, under a single contract which includes the entire work. Second. The cost plus a fixed percentage plan, wherein we undertake to design, build and equip the building complete, for the actual cost of the labor, ma¬ terial and expense involved, plus a fixed percentage for our service. Tliird. Architectural services to bankers in case the foregoing methods would not be practical, or the banker would prefer to sublet the work under different contracts. Under this method we act only as architects furnishing complete contract plans and specifications and giving expert superintendence of the work, should the banker so desire. In each case where we act as architects, our client has the benefit of our experience in the actual construction of bank buildings for many years. F o virtli. The complete equipment of bank build¬ ings, whether the architectural or construction work is executed by our Architectural or Construction De¬ partments or by other architects and contractors. Page Six TO PARAPHRASE: OUR SERVICE MAY BE SUMMED UP UNDER THE FOLLOWING HEADINGS: THE DESIGN. CONSTRUCTION AND COMPLETE EQUIPMENT of BANK BUILDINGS UNDER THE SINGLE CONTRACT METHOD. THE DESIGN. CONSTRUCTION AND COMPLETE EQUIPMENT of BANK BUILDINGS UNDER THE COST, PLUS FIXED PERCENTAGE PLAN. ARCHITECTURAL SERVICE ONLY FOR BANKS WHERE THE FORE¬ GOING METHODS WOULD NOT BE PRACTICAL OR THE BANKER WOULD PREFER TO SUBLET THE CONTRACTS. THE COMPLETE EQUIPMENT OF BANK BUILDINGS. K A N D I O H I COUNTY BANK Pa^e £igKt \\ M L L M A R , MINNESOTA T his building is an excellent example of a monumental structure for the exclusive use of the bank. It is forty by seventy feet in size, built at one side of a fifty foot lot so as to afford light on all sides, and although more than the usual two story height it is but one story with a mezzanine floor. The exterior, showing strength and integrity in every line, is Bedford stone with the base course of granite. The interior is in the finest of marbles and woods and in spite of the width is spanned without a post. The ground floor is divided into many rooms for the convenience of the bankers and customers. The directors ’ room is on the mezzanine floor. The building is one of the finest in the state and one of which Willmar and the bankers are justly proud Page Nxne BEAVER V A L L E STATE BANK T his beautiful building, in Italian Renaissance architecture conveys vividly to the public the substantial character of the institution which it houses. The question of whether a new building is an aid to larger deposits is ably answered in the following quotation from a letter written to us, by Mr, Tammen, the cashier, two months after they moved into their new quarters. ‘‘Business is going along nicely with us. We are issuing a statement to the department today showing our deposits over $1,508,000.00. Our deposits have shown an increase, since the day we moved into the building, of $186,000.00: all on account of the new building, don’t you thinki*’’ Page TTTT FT PARKERSBURG, IOWA Three Views Showing Several of the Rooms and the Vault Door Page Eleven CITIZENS STATE BANK Pa>*e Twelve N E U L M , MINNESOTA A general view of tKe interior A ONE STORY exclusive bank building forty by seventy feet in size with a twenty-two foot ceiling. The structure is absolutely fireproof, having concrete floors and roof. It is situated on a fifty foot lot so as to afford light on all sides. The design of the front is strong and mas¬ sive, built of Bedford stone with copper cov¬ ered window frames and sash. The interior is designed to harmonize with the general effect in quarter-sawed oak and English veined Italian marble. Page TKirteen FIRST NATIONAL BANK I Bis only fitting that thelbuilding erected for one of the most substantial banks in Nebraska should be of a design in keep¬ ing with the institution. The dignity and impressive state¬ liness of this building are all that could be desired. The exterior is of brick and Carthage marble. The entire first floor is used for the bank while the second story is divid¬ ed into modern offices. The interior is of French Tavernelle marble and mahogany. The ceiling is attractively paneled by the use of plaster beams. It is such buildings as this that are fast bringing Nebras¬ ka to the front as one of the most progressive states in the Union, as their influence on the erection of other buildings in the future cannot help but be felt. Pejje Fourtee NORTH PLATTE, NEBRASKA Po^je Fifteen BANK OF CANB^^ M ore and more are bankers coming to realize that fire¬ proof construction is the cheapest construction in the end. The Bank of Canby had a very costly object lesson is this when their old building burned recently, gutting everything but their vault, and their new structure is as fire¬ proof as modern construction permits. In this building only a portion is used for banking purposes, the remainder bringing in a good income from the rentals. The exterior is of semi-enamel brick and terra cotta and the general effect of strength and beauty without over-ornamenta¬ tion is all that could be desired. The interior tends to break away from the usual marble and is carried out in finest American walnut in a design that is harmonious with the simplicity of the exterior. An appropriate and substantial building for the use of one of the largest banks in southern Minnesota. Page Sixteen C A N B ^ MINNESOTA An Excellent View of the Lothy. Note the Pleasing Effect Given hy the Use of Wood Paneling on the W^alls. View of the Officers Quarters Taken from the Lobby. Lockers, Telephone Booth and Filing Case are Built into the Fixture Shown in the Background. Page Seventeen D^'SART SAVINGS BANK A n unusually massive design of building attained with a pleasing combination of Indiana Lime¬ stone and variegated rough brick. While this building is located on the corner the sidestreet is rel¬ atively unimportant, so we have concentrated the ornamentation largely in front. Note the stairway is built on outside of the building proper, thus giving a clear bank room with a square ceiling and also con¬ venient access from the street to the basement so that it can be rented. Page KigKteen D S A R T Tlie Spacious, Well-LigKted Interior, witK Fixtures Designed RatKer Difi*erently from tKe Usual Trend. Compare Tins Cut of tKe Original SketcK. Nlade Six MontKs Before tKe Building Was Completed, wiiK tKe PKotograpK of tKe Final Result. Note How Carefully Every Detail is AdKered to and WKat a Good Idea Can Be Gained from tKe SketcK as to W^Kat tKe Final Result Will Be. Page Nineteen MANHATTAN STATE BANK T here is no more substantial expression of a strong and successful bank than the erection of a new building. It not only expresses the banker’s pride in his institution hut his pride in his city and its future. This building is fireproof, thirty-five by sixty feet in size. The exterior is of Bedford stone with the base course of granite. The four Doric columns and the balustrade lend dis¬ tinction to the design. The erection of such a building as this in a town of six hundred people shows the bank to be one of the ‘‘biggest little” banks in the state. Pa^e Twenty K4 A N H A T T A N MONTANA TKe Lobby Looking Toward tlie Front. View of tbe Working Space. Page Twenty-one AK4ERICAN BANK Exterior View of tlie BuiUing O FTEN a bank, owning a lot facing on a side street with its length extending along the main business street, hesi¬ tates to build as it is generally considered that a bank building must have greater length than width to facilitate a convenient arrangement. In the case of the American Bank we have made use of such property to very good advantage. The impressive design is of brick and Carthage marble, the center portion of the front being entirely of marble, while the side and the rest of the front is carried out in a combination of brick and marble. After having used the building for more than a year the hankers express the opinion that they have one of the most convenient and beautiful banking structures in the state. The great width permits of an unusual display of bank counter and all of the conveniences of a modern bank are included in the plan. Sidney and Western Nebraska may well be proud of this build¬ ing and the expression of faith and pride so aptly shown by the president in a bronze tablet on the exterior of the building. Page Twenty-two SIDNEY. NEBRASKA Page Twenty-three FIRST NATIONAL BANK r \m F ormal lines and simplicity in design lend strength to this impressive structure. The front is of Bedford stone with base course of granite, and the doorway is attrac¬ tively accentuated by heavy columns and a pediment. Here again we have spanned a \'ery wide room by the use of steel girders, giving the interior a \ ery much more spacious appearance. The color scheme of the interior is monotone, and, like the exterior, depends upon its simplicity of design for its beauty. All of the con\’eniences of a modern bank are afforded by an unusually comprehensible and workable layout. One of the fea¬ tures is the use of two separate \’aults on either side of the room, one for the safe deposit customers and one for the bank. The solidity of the appearance of the structure is most harmonious, as the bank is one of the most ably directed and substantial institutions in the state of Wisconsin. Page Twenty four C O L U M BUS, W BANK OF GLENCOE Glencoe, Minnesota A UNIQUE design for a narrow building, of brick and terra cotta. The color scheme and the detail of the terra cotta are very pleasing. The entrance to the second story is through the building at the left, leaving the ceiling of the banking room clear. The interior is of marble with quarter-sawed oak woodwork in Early English finish. Pajle Twenty-six FARMERS STATE BANK SeriLner, Nebraska T his one story building, for the exclusive use of the bank, is one of the most strik¬ ing designs we have ever developed. The exterior is of dark variegated brick and Indi¬ ana limestone. The interior is exceptionally convenient and spacious and provided with a women’s room, a waiting room, a directors' room, a safety de¬ posit room, and all of the other conveniences so necessary in a modern bank. Page Twenty-seven Mr. T.'ylcr Looking Over tkc Work. Mr McGovern, tlu f ore man ON THE JOB AT COLUMBUS. WISCONSIN. Fulton Bank. Fulton. Illinois, WHIe Under Construction. Just Alter Removing Exterior W^alls at Battle Creek. Iowa. Building at Eagle Grove. Iowa. Nearing Completion. Page Twenty-eigkt CITIZENS NATIONAL BANK Grand Ra|)]cls, W isconsin T his three story design has been exception¬ ally well handled. The facing is Carth¬ age Marble. Ample light is obtained from the front to light the lobby and front rooms, while the working space is lighted from the rear. In a city where rental values are high this type of structure is exceptionally economical. Page Twenty-ntne CITIZENS STATE BANK Tracy, Minnesota S turdiness and strength are expressed in every line of this all Bedford stone building. The first story is used for bank¬ ing purposes only, while the second story is divided into modern offices. The extra width of lot in this case permits the construction of the stairway on the outside of the building, leaving the banking room ceil¬ ing clear. Pajje Tliirty T he Exterior of the BailJing of Re<3 Sandstone with Polished Granite Columns Lobby. Commercial State Bank Two Harbors, M innesota Page Thirty-one Pa^e TTliirty-lwo Page TKirty -tliree FIRST NATIONAL BANK Gary, Soutli Dakota A REMARKABLE design for a one story building on an inside lot. The exterior is of Indiana Limestone and the rustica¬ tion and heavy columns lend strength to the design. The interior is amply lighted from the front and the working space is flooded with light from a skylight. Page TKirty-tour An Impressive Kireproot Huilding witK Front of BeJforti Stone anJ Side of Brick and Stone. P irst Bank oi Grantsbu rg Orantsburg, Wisconsin A Good Indication of the Satisfaction M Wkere We have Built More Than oorman Service Gives in the Many Instano One Bank Building in the Same City. es An Attractive Design Carried Out in Dark Brick and Bedford Stone. First National Bank Gnintsburg, Wisconsin Page Thirty-livi State Bank of Cvimberland Cumberland, w iscorsin. By b ui Ulrg tbirty- lliree feet wide on fl fifty foot lot ligkt IS afforded on all sides end the building IS very well set off. Temporary Building for tlie Citizens National Bank H ampton, Iowa. Instead of tbe Usual Unsightly Tar Paper Sliack the Bank Here Occupied this Clean. Comfortable Littl Home wKicK was Easily IVl oved to Another Location and Used as Living After the Bank was Through with it. I page Thirty*§ix Tlie Exterior ot tke Building is Bedlord Stone with a Granite Base. NORTHERN MONTANA STATE BANK Big Sandy, M on tana Page ^Phirtj'-seven PEOPLES S A \0 N G S BANK A REMARKABLE building on a very narrow lot. The design is made to give the effect of a three- story building altho the structure is two stories in height with Mezzanine floors in the front and rear. The exterior of the building is of brick and Terra Cotta, with a bronze balustrade pleasingly worked into the design at the Mezzanine floors. Page 'I Kirty->iglit J - \' I N T O N , 10 W A T he ceiling in the main banking room between Mezzanine floors is eighteen feet in height and adapts itself to a highly ornamental treatment in ornamental plaster relief work. The stairs to the front and rear Mezzanine floors lead directly from the lobby and are of marble. A pleasant view of the banking room is afforded from above by an attractive treatment in casement win¬ dows . Pa^e TKirty-mre STATE TRUST SAVINGS BANK West Cliicago, Ill inois A TWO-STORY building of rug brick and Bed¬ ford stone. The entire front is stone and the material is gracefully changed to a combina¬ tion of brick and stone on the side. The entrance to the second story is on the side street, thus getting away from the unsightly break in the banking room, made necessary when the entrance to a second story is obtained from the front. Page Forty COMMERCIAL STATE BANK Neil sville, Wisconsin O NE of the most striking designs we have ever developed for a narrow inside building. The exterior stone is Bedford and the portions of the exterior shown dark on the photograph are of Cypress, painted to represent verde copper. In this way the same effect is obtained without the large ex¬ penditure necessary to install copper or bronze. Access to the second story is thru the building to the right. V A . Page Forty-one S E C U R I T 'i' STATE B A N'K Pa^e I’orty-two OMAHA, N E B R A S K A T I T is very difficult to make a graceful design for the alter¬ ation of an old three-story into a two-story structure, but we have admirably handled this problem in this case. The old building was a commercial structure three stories in height and the new building is two stories in height with the first two floors making a high-ceiling bank room with mezzanine floors front and rear. The design is classic, of Terra Cotta and rug brick. The beautiful interior with a twenty-four-foot ceiling is everything that a bank could desire. All of the light must come from the front and rear so we have thrown practically the whole of these walls into large glazed arches. The mezzanine floors afford ample auxiliary working space and consultation room. It is the solution of many problems such as this that makes our organization the foremost of its kind in the country today. Piige Jorty-tKretf FIRST NATIONAL BANK T his well balanced design has been worked out on an odd shaped lot. The building while thirty-two feet in width at the front is only twenty-one feet in width at the rear. The exterior is of brick and stone and altho the design gives the effect of a two-story structure it is one story with a high ceiling. It is in cases such as this, where a difficult problem must be solved, that our many years of experience in bank construction are particularly valuable to bankers. Page Forty-four P O M E R O Y , IOWA T he interior is interesting, as good use is made of every foot of space in spite of the odd shape of the building. The stairway leading from the public lobby to the mezzanine floor affords access to the large women’s room. Erom this room a view of the banking room is afforded thru casement windows, which can be closed, making the room soundproof if desired. 1 ! ■1 CITIZENS NATIONAL BANK Wintersct, Iowa T his substantial Bank, Office and Garage build¬ ing will bring in an excellent return on the in¬ vestment. The directors of the bank have formed a separate corporation to build the structure, and altho the work has just started at the printing of this issue all of the space is rented on long-time leases. The building is 88 by 132 feet in size, two story and full basement. It is absolutely fireproof. The bank will occupy the corner portion of the first story. Page Forty-six THE TARKIO VALLEY BANK T he essentials of a bank exterior are dignity, solidity, pure architectural design and a no¬ table contrast with the surrounding buildings. In this building we have capably met all of these requisites. This structure is planned to utilize every inch of the space available and will meet the normal needs of the institution it houses for many years. The exterior is of Bedford stone and pressed brick. The interior is attractively designed in mahogany and marble. Page I‘orty-seven Banking Corfioration of A4ontana Helena, Montana A. Largie Interior witli B.ink Counter of Bronze nncl Sienna ^-larble: Woodwork of M aliogany. Citizens State Bank Eagle Grove. Iowa A. Beautiful Interior witli Bank Counter ol Italian Pavonazzo Marble. Montana Trust ^ S avings Bank Helena, Montana A M akogany Interior witk \^erde Antique Marble Base. Page Forty-eiglir Mercliants and Manufactv.irers Bank Mil waukee, Wisconsin Detail ol a Portion ojf tlie Tixtures. TKc Marble Work is Statuary Veined Italian -witb a Verde Antique Marble Base. A Corner of ibe Womens Room. TKe Presidents Ro Pa^e Forty-nine THE JACKSON NATIONAL BANK O NE of the most imposing designs we have ever developed for a wide inside lot. The front IS of Indiana limestone with a gray granite base. The si.x fluted columns are monumental in size and the fluting lends character to them. Ample light is obtained for the lobby and front rooms from the large front windows. This building is now under way and when com¬ pleted will house one of the strongest banks in the most prosperous portion of Minnesota. JACKSON, MINNESOTA f T he interior is wholly commensurate with the beautiful exterior. The materials used are quarter sawed oak and marble, and the wood-work is finished in a new gray finish we have just developed. The metal work is all old silver color and harmonizes beautifully with the marble and wood colors. The entire rear wall at the working space is thrown into light and the entire room is planned to use every available foot of space to good purpose. Fifty one Farmers Savings Bank M anson, Iowa TKc Exterior of tlie Building IS of Brick and Bedford Stone. ^riiis pliotogreliK gives a good view of tlie spacious lobby and officers quarters. Note especially tbe stairway from tke public lobby to tbe ■Mezzanine floor women s room shown below. 'jv jKn ■■Hills Tbii large women s room bas proven a good business builder for tbe bank. Tbe windows at tbe rigbt look out over tbe banking room. Tins room is open at all times to tbe women of Manson and tbe surrounding commu¬ nity for any meetings tliey nil gilt wisb to bold. Page Fitty«;wo Battle Creek S Battle Cree A Pleasing Builclin g witk a Concentrati avings Bank k, Iowa on of Stone at ilie Main D oorwaj'. City National Bank Stajpl es, Minnesota A One-Story Building of Pressed Brick and Bedford Stone, Designed to Oive a Xwo-Story Effect. Page r ifty- three 1 A HijjK-CeilinjJ On€-Slory Building for tlie Exclusive Use of tKe Baulc. State Bank of Townsend Townsend, Montana TKe Lofty Ceiling Allows tlie Use ol a Mezzanine Floor Over tlie Vault for a Large Director s Room. ^y A .Mo0?_man t Ce. f.Myr ?ACL Page I'lity'iour State Bank of Watertown Watertown, Minnesota A. WiJe Building of LigKt Pressed Brick and Bedford Stone. Page 1' itcj •live - .VP(..IUTl:CTi’-.ST. paij State Bank ol Maviston Mauston, Wisconsin TKe exterior Jesign IS of Bedforci stone and tKe wKole bu ;id- mg, a 1 t li o u g It one story, IS liigber iKan tbe surrounding two story structures. THE SOLUTION OF A DIFFICULT PROBLEM WKen tbc State Bank of Mauston outgrew ikeir old quarters ikey lound tlie only available ground was of suck a skape tkat it seemed imfrossible tkat a modern bank cculd be accommodated by it. After tbe unsuccessful attempts of several general arckitects to utilize tke ground tke problem was turned over to us witk tke result tkat tke building will contain all of tke conveniences tkat a modei-n bank migkt wisk. In addition to tke regular banking business, facilities are aftorded lor tke use of an ex¬ tensive abstract busi- ness carried on in con¬ nection uiik tke bank. Page I ilty-six RECONSTRUCTION T he successful alteration or reconstruction of a bank building presents some of the most difficult problems in bank building construction today. To take an old structure, substantially built, but which has outlived its usefulness, and reconstruct it into a banking plant with every facility of modern construction, is often accomplished with eminently satisfactory results. The saving to the banker over the cost of a new building is a considerable amount and many times the old materials are of better quality than could be pur¬ chased today. Excavation, foundation, inside walls, partitions, floors and roof can be used, and when the work is completed the building will be to all intents and purposes a new structure, and at only a portion of the cost. However, a great many buildings that may appear to be ideal subjects for reconstruction are found upon detailed examination by an engineer, to contain some feature that makes it impractical to undertake the work or more economical to build entirely new. Heretofore when the reconstruction of a bank build¬ ing was undertaken the element of cost was an unknown quantity and many times, had the banker known what the actual cost would be, he would have erected a new structure rather than utilize the old one. Lender our system, when we present the tentative sketches for the proposed reconstruction, we include an estimate for which we will actually undertake the work, thus giving the banker the very great advantage of knowing what the work will cost before the final working drawings are completed. In the following pages we show some examples of re¬ construction work which we have accomplished. Pii^e I'lity-seven 7 Tke Fairburn State Bank Fonda, Iowa In tKis case it was not necessary to tear tlie entire exterior walls Jown. tut only tlic front end a {)ortion of tte side. Tte rest of tKe tuilding wa.s used. Tke design IS massive end appropriate and leaves no kint of tke drug store wkick tke kuilding koused for many years. Farmers ^ Mcrckants National Bank Oakland, Nebraska Tke old kuilding a landmark for tkirty-five years, was unpretentious and inadequate for banking purposes. Tl,.. bank formerly occupied only lialf of tlie building and the stairway to tlie second story was taken from tlic bank side. TKe entire front kas been removed and re¬ built of Bedford Stone in a clas.uc design. The stairway bas been moved to tke side end boik tke first and second stories have been remodeled to include all tbe conveniences of a modern bank and office bviilding. Page I ifty-eigkt l^tige ilt>-inn*? first National Bank Rice Lake, Wisconsin Tke old bmidinjj was very substantially built but not sugjjestive in any way ol a bank building. Nota tlie antiquated corner entrance. TKe building bas been entirely refaced witli Bedford stone and lengthened to meet tbe growing needs of tbe bank. Tbe structure as it now stands IS one of wbieb any bank and city migbt well be proud. An old landmark witli a corner entrance witli nctil¬ ing but tbe sign to denote its use lor banking purposes. Only one-helf o( tbe first story is now used for bank¬ ing purposes, wlule tbe second story is divided into antiquated offices and living rooms. Tbe building as it will appear wben transformed into an exceptionally beautiful banking institution of Colonial design. Tbe center wall is to be removed, tbe front side refaced witb stone and brick and tbe corner squared up. Tbe second story will contain modern offices. Page Sixty Secvinty Saving; 1 Bank Eaple Grove, Iowa An exceptional example ot tlie possibilities of reconstruction. T Ke new building is of term cotta in a pleasing and exceptional detail, wbile tbe old building was distinguished only for its antiquated features. Note tbe old store front, t\xe dormer win¬ dow and tbe old-fasluoned out-of-date ornaments. Tlie entrance to tlie second story is now tbrougb tbe building to tbe left. Citizens National Bank Tbe reconstruction includes only tbe portion to be occupied by tbe banb. Tbe design is earned out in Tennessee marble in a classic design. Tlie aroKcd windows and tbe rustication of tbe stone L nd a different tone to tbe design. ^I’lie budding is in keeping with tbe bank. wKicb is one of tbe most substantial m tlie State, end tbe remainder of tbe large structure was not disturbed. Hamjitoii, Iowa Tbe bank formerly occupied tbe corner portion of tbe tbree-slory hotel and store building. Tbey greatly outgrew tbeir old quarters and tbe remodeling took in tbe store adjoining, tkus doubling tbeir widtb. Page Sixty-one State Bank of Anoka Anoka, Minnesota In tKis case a moc^el one>story bank building Las been built into fbe corner of a large structure. Tbe exterior is of Oartbage marble witK tbe base course of granite. l^be banking floor bas been lowered to one step above grade tbus giving greater lieiglit to tbe ceilirg and permitting a mezzanine floor wbt-re mucb of ibe routine work of the bank is earned on. Manufacturers Bank N cw Riclimoncl, W isconsin ^'be eld structure occupied by a jewelry store •was remodeled into a modern bank. Tbe exterior of terra cotta and pressed brick bas been appropii- ately designed to harmonize witb tbe name of tbe bank. Tte interior carried out in oak and marble embodies all tbe features so necessary to banking today. Page Sixty-two First National Bank Park Raf)i(is, Minnesota HaJ tlie word BANK teen lelt from over tlie corner doorway in the structure Tormerly occupied hy the First National Bink there would have been nothing in the appearance o{ the building to denote the purpose for which it was used. The building has been entirely refaced with tapestry brick and Bedford stone and IS modern in every respect and in keeping with the hank. Fulton Bank kulton, Illinois Many times an old two-story building does not bring in enough income from the rental of the second story to pay for its up¬ keep. In this case we have utilized the second story to make a high-ceilingcd one- story bank. The bank now occupies the en¬ tire structure. The removal of the floor betuecn the flrst and second stones doubled the height of the banking room and the interior is dignifled and impressive. The exterior is of Carthage marble and the interior of marble and wood. Page Sixty-three AVERY LIBRARY UUlVfc?.SLf3t