BANK BOOK. Bushwick Savings Bank, i 22316 726 GRAND STREET, South-East Corner of Qraham Avenue, Borough of Brooklyn, New York City. ESTABLISHED, 1873. Keep this Book Clean; do not fold or roll it up; and if you lose it, give immediate notice to the Officers at the Bank. MM l EXTRACTS FROM THE BY-LAWS OF THE BUSHWICK SAVINGS BANK. The Bank shall be open for business daily, except Sundays and all Legal Holidays, or any day designated by the President of the United States or Governor of this State as a day of Fasting or Thanksgiving, during such hours as may from time to time be fixed by the Trustees. Deposits of one dollar and upward, not exceeding the sum of three thousand dollars, except in cases of Societies, Corporations, or by order of a Court of Record, may be received; and each depositor on making his or her first deposit, shall be required to subscribe his or her assent and agreement to be governed by the By-Laws and Regula- tions of the Institution, and shall give his or her age, place of nativity, residence, occupation and such other information as may be required. Minors shall have the right to deposit and draw money in their own name, and their receipt shall be valid, and a sufficient discharge to the Bank. All deposits shall be regularly entered in the books of the Bank, and also in the book furnished the depositor, which shall be kept by him or her as a voucher for his or her deposit. All deposits must be made in current funds, and all payments shall be made in the same manner. The Trustees shall be at liberty to return, in whole or in part, the amount to the credit of any depositor whenever they may think proper. The Bank will use its best efforts to prevent frauds; but all pay- ments made to persons producing the deposit books shall be deemed good and valid payments to depositors respectively. All accounts to which no deposit or draft shall have been made for twenty-two years (exclusive of interest credits,) and the pass books AWE F ours of which for a like period have not been presented for the crediting of interest, shall cease to be entitled to any further dividends. All notices in relation to deposits or depositors, published by or under the direction of the Trustees, in one or more of the public news- papers of the Borough of Brooklyn, New York City, six days success- ively, shall be deemed and taken as actual notice to each depositor, Drafts may be made personally or by the order, in writing, of the depositor or (if the Bank have the signatyre of the party on their signature book,) by letters of attorney, duly authenticated; but no per- son shall have the right to demand any part of his or her principal or interest, without producing his or her bank book, that such payment may be entered therein. The Bank shall not be liable to pay any moneys to depositors except on three months' previous notice in writing to the Cashier at the Bank; but moneys may be voluntarily paid by the Bank daily, and without such notice, and without thereby waiving the right of the Bank to such notice and time of payment. No draft shall be made, without the permission of the Cashier, for less than one dollar, nor for fractional parts of a dollar, unless it be for the whole amount remaining on deposit or for interest only. On the third Monday of January and July of every year, there shall be paid such interest as by decision of the Trustees the profits of the Institution will allow, on all sums of three dollars and upward, which shall have been deposited for three months previous to the first day of January or July, but no interest shall be paid on the fractional part of a doilar, nor shall any interest be allowed on any ium with- drawn previous to the first day of January or July, for the period which may have elapsed since the last dividend. The interest entered to the credit of depositors on the first day of January or July shall be added to the principal from those dates respectively, the same as an original deposit. In case of the loss or destruction of a pass book, a new book can only be issued after the public has been notified by an advertisement published for three days consecutively in such daily newspaper as the President may direct, calling upon any person having a claim to the missing book to present the same to the Bank. Before publishing such notice, the depositor or his or her legal representative shall file with the Bank a satisfactory affidavit, showing the loss or destruction of the book and if required, to furnish satisfactory Bond or Bonds of In- demnity equal in amount with the sum to the credit of such Bank Book. 22316 Bushwick Savings Bank, in Acc't with .?/ p.- Int. . /-Jo '3> y.j \/-Jdr sir Balance carried forward, 22316 Bushwick Savings Bank, in Acc't with Balance brought forward, Balance carried forward, 22316 Bushwick Savings Bank, in Acc't with Balance brought forward, Balance carried forward, Deposits. Drafts. Balance. 22316 Bushwick Savings Bank, in Acc't with 22316 Bushwick Savings Bank, in Acc't with 1 Balance brought forward, 1 ! i Balance carried forward, Deposits. Drafts. Balance. o c 03 CO . 5 © o C/J t/s o C5 2 o © & Q Q 0i © «3 v. O o 3 Ad' © 00 O O S5 o O CD a I 4 CO cd CD 1 — I o o o w CD o PI z < —J tU CO X I- I- D o o z o o o Lu UJ -J CL < CO < CO 2 I INFORHATION FOR DEPOSITORS. Savings Banks in the State of New York are established to encourage the thrifty and saving habits of the people. They have no stock, but are owned entirely by the Depositors. The earnings of each six months over and above the necessary expenses of the Bank are divided to each Depositor in proportion to the amount of the deposit, after reserving a proper sum for Surplus, to insure the safety of all deposits in case of loss, or depreciation of securities in time of panic. The Surplus so reserved belongs to the Depositors, and in case of the Bank going out of business it would be divided pro rata to each Depositor according to the amount of his deposit. The man- agement of the Bank is by Twenty-three Trustees, who receive no compensation for their attendance at the meetings or other duties, except as an officer in actual, daily attendance at the Bank; or as one of a committee to examine the affairs of the Bank; or of a com- mittee to appraise property for the investing of the funds of the Bank, in which case they are paid for the specific service only. All accounts are strictly confidential. They may be in the name of one person. In the name of two persons, so that either may draw money; or if desired, so that both signatures may be required to draw money. In the name of a person, "in trust" for one or more persons, so that in the event of death the money will be paid to the person or persons so designated. Checks will be received on deposit if drawn directly to the Bank or to the Depositor, but no money can be withdrawn against the same for two weeks. To draw money, always write your name exactly as you wrote it in the books of the Bank. Interest due will be credited in the Depositor's book when requested, except during the first two weeks in January and July. No interest paid on the amount of any account over $3,000. Always have interest entered in the Pass-book at least once a year, Bushwick Savings Bank, 726 GRAND ST., S. E. Cor. Graham Ave., Borough of Brooklyn, N. Y. City. TRUSTEES. Joseph Liebmann, Henry Schade, John G. Jenkins, John H. Scheldt, Rufus L. Scott, Frank Jenkins, E. E. Bunce, Wm. A. Wells, Moses May, Geo. W. Schaedle, C. D. Burrows, Jr. Wm. S. Wandel, Daniel Canty, A. P. Avery, John Davies, Jere E. Brown, Edward Bush, William G. Miller, Ansel L. Freeman, Mortimer L. Reynolds, Joseph C. Cabbie, Fred'k H. Narwood, Louis G. Burger. OFFICERS. John* Davies, President. Moses May, 1st Vice-President. Joseph C. Cabble, 2nd Vice-President. C. D. Burrows, Jr., Secretary. Jere E. Brown, Cashier. Rufus L. Scott. Counsel. Open Daily, from 10 A. M. to 3 P. M. (Sundays and Holidays excepted), and on Monday Evenings, from 4 to 7 o'clock. Close on Saturdays at 12 o'clock noon.