0 E B r O R AJi D CREDITOR Made EAS Y: OR, The Judgment of the Unmer¬ ciful Demonftrated, • I N. A, SERMON. By LVKE MIL BOV R'ME t ter of the Church of ENG L AND< I &f~ S, M- - fit’(trj'w APrg ^ vf- /;• j Blejfed are the Merciful^ for they (hail obtain Mercy Matth. v. 7. L 0 N D 0 N: Printed for Samuel Manfnfo at the tfhtp ag^tirtfl the Royal Exchange in Gornhill ^ 1709.' I JAMES ij. 13 . He fhtiU have ’judgment without Mercy, who hath Jhewed no Mercy. B Y Judgment in the Text, is meant, The detei mining Saltern at the Great Day. Judgment with Mercy , is the Jujlification and Glorification of the Faithful, exemplify’d in the BkfFing pronounced on the fide of the Sheep at the Right Hand of the Supream Judge, Come ye Blejfed Children of my Father, 'receive the Kingdom prepared for you from the beginning of the World. Judgment without Mercy , is the Sentence of Eternal Damnation denounced a- gaintl the Goats on the Judges Left Hand, exemplify’d in thofe terrible Words, Depart ye Curfed into Everlajling Fire, prepared for the Devil and his Jvgcls. The Determination of the Apoftle in thefe Words, refers to the Wife and Learned, particularly to the lawful Paftors of the Cbiijlian Church, who permit fucir Members of the Flock of Chrift, as are Ignorant and Unlearned, to go on m the ways of Sin, without Reproving or Teaching them better; or without Ihewing any Mer¬ cy to their Souls. It refers to the Rich and Wealthy, who fee the Poor ip a naked, deiiitute, ftarving Condition; and may, perhaps, give them the Comfort of a few good Words, but neither Feed, nor Cloath, nor any ways provide for them. . . It refers to the Great and Powerful , to Men of Interefl and in Au¬ thority, who often fee their InfeiioUr Brethren wrong’d, .abus’d, opprels’d, crulh’d to pieces by uncompaffionate and domineering Wretches, who lludymuch to advance their own Greatnefs, and to fatisfy their unreafonable Lulls, but never ufe their Authority or Interell to deliver their poor Brethren out of the cruel Hands of the Oppreffor. And it refers, and that in the firft meaning of the Text, to thofe Unchrijlian Creditors, who know that fomeof their unfortunate Deb¬ tors aie utterly uncapable of latisfying their Expectations oi De¬ mands ; and yet are lb far from commifeiating their Melancholic Circumllances, or from fparing them, that they are immediately for taking them by the Throat, and for calling them into Prifon till they have paid the utmolt Farthing, tho’ their very Imprifon- ment makes the Difcharge of their Debts imptadicabk. A: ‘ The 4 Debtor and Creditor made Eafy : Or, TheGrear, the Rich, the Learned, as concern’d in this Text, I have nothing to do with at prelent: But of the hit kind of Per- £ons,«pr the Mcrcilcfs Creditors, I lhail now take Xotice : The Im¬ piety and Inhumanity of the lalt having brought a horrible Scan¬ dal upon the whole nation, and having made our Foie&i Neigh¬ bours look upon the Engiijb, efptcially among their am Counay- wen, as fo many Pikes in a River,-pr Sharks-at Sea, who devour all their fellow Creatures with ah inexpreffible Greedinel’s; or likefo many baibarous Cannibals,, feeding altogether upon. Man’s Plelh, and whofpare thole who are fo un’fbitunate as to be concern’d with them, no mote than a.Midnight \v olf,or a Hungry Vulture, would they are'concern'd with,''however piriening their Circtmillances frciv Iv. m rile nr.vVrvlf of ti rir Pmi-rr. and are willing to do ailV I. fairly and Impartially pate the Cafe between Debtot ami Cre¬ ditor, lo as.every one may know what God ana the common Inte- reits of Human Sc.iety Htjuiie at tire Hands of both. l. I flrail conhdi-r tiiole Pi evocations which D’Jhn'eft and Vttjtttl Ucbrqis giec ts rb-i. C;\ Ia which thole Debtois whole AcUr The, Jjtdgmntof the Unmerciful demon fir ated. ’5 -•mis : and 'Intentions - have always been; Jutland Hbh'ett- oftentimes ; come to fare the worfe:; And ffliall make fuch Conclutions from i.iwhat thall be-faid on thefe Heads, as-may. fer-ve to■ advaiVce- 1 Hoiiefty , on the Debtor's, and Charity-on tip Creditor?! parr. - 1 1. I ihall Fairlyand Impartially Jlatc.the Cafe htwehvDcbtor ami • Creditor , fo as every one.may kno vr-.wlmt G)d and'the common 1 Infe- . rejls of Human-Society, .require at both their Hands.-And to begin r. with the Creditor : Of Him it's requit’d, • - .f n hi .;v •. Ji.JThat He.fioull not'take any Unlawful Mvlnltdge‘of : 'the/ieal : Necejjit.ies of fuel) as He's concern'd, with.’.: Thefe Jdvantagis^ifeUn- : lawful whicharife from the JFeaknefs and Ignorance of aiibthep* As -when-the Creditor puts off III, or Damag’d, or Umnercnaiitable Goods, for Goods; well Condition’d; and of Ready and'-f requerit Demand,, and the Buyer knows-no better, burtakes' them isTuch. , It’s true, there’s a-kind of Proverb among Traders, thatf/w/e who -. buy. the Devil , mnfiifelLthe Devil ; And the-meaning df'That Pro- . .verb may hold good under fome particular Limitations A$j'• if I, - after the bell Caie.I can take, fo infpect fuch or fuch Goods; am yet impos’d upon, ; andcheated, I may'fell 1 thofe Goods-again to - another without Injuttice, proyided.always rhat I fairly and can- edidly let the Buyer know what the.Goods are, and in wliat they ,-are.defedlive, and fell them to Him at a Price proportibiVd’to the real Value.of the Goods. It’s not enough for me to leave him to -find;out whether they are Good or;no ; has, rt may b'ejihe did of -whom I bought: them atfirlfFor tho’y perhaps, Tpveteiid to great J.Skilf iu.the Commodity. I traffick for,"' and; fancy that-iio Body can -trick me, .or deceive.me, .yet whenI; come to examine iny'>Bargain, -and find I really, am cheated and abufed, -I 'prefeiitlyTbndhde.tliat ■liheiScller. was a CoziningcJinconfcionablbKhave , and tefdlve never'to •/buy of .him again; unlefs I have ,fom‘e \profpecl of being reveng’d lon hiiiij'hy .pay.iugTiim.in; his own-coin-.-i. If now, Itctiafge him who has impos’d upon me with Cheating and Knavery, tiien' Tput ^hellhiTie.Charadters:of'a7(f«a»g.aw(i:rrf Cheat uporihny felfJ'ivhen. I -i'put/offi.the Tame Goods.at as- greatand ; -unreafbnabfe a Price to anct- -viier... He who knowingly cheats me, yisiguiltyof a great-8iiv and therefore, to be fure,.it;I cheat another in the.'fame oianuetf Tcah ,neyer be innocent., ...d 1 .' u\ :• zr: j-.l- ' ... , hi Inf. yih >c • Again, Thole UHantages. are .Unlawful, which arife'duVof'tlie dependant Jlate-ofHbe. poor Debtor...: The Debtor, 1 Hr-may lie-'hands ,inHeed of the Creditoris/Favour,-of Support, or-Iiiteieil-i'dividme ■ .particular Occaiion ';cror;* ft»’s: poffible,.:heMnay' expe& fame 1 |reat - ,matter fromhim, and therefore, lie'dares not iefufe-Whaf'thb-'Seiief .offers him,, tot tear .of difobliging-;hiih'f; To that id luch'-a'Cafe a. ■IVIan inuil .ihut his Eyes to his oty.ri undoing', only tor fear of being- undone. Such Unlawful Advantages are^iven lbmetimesby-the Debtors engaging' lumlelf'.hpGIandeJlmror Private Contrails to meddle in inch things as are forbidden, by. the Raws of the Couu- ' ' ' ' ' W t -6 Debtor and Creditor wadffiEafy:: Or, " try where he Trades : The Buyer takes off. the .Sellers hand Pra- libited, Contraband, Stollen, or Unlawful and Unwarrantable Goods ; upon which the Debtor lives at the Mercy of another, always in fear of being difcover’d, . .while, if the worit come to the worit, the Creditor knows how to fave himfelf well enough, by clapping • a large Pee. into the Hands of n'terjur'd Officer. Where any or all . thefe Circumitances meet with iomething of Poverty, or want of Credit, there he who takes .Advantage of, fuch Wants, and will liot give him he Trades with any Credit, but. upon fuch Terms as ■mutt be definitive either to his Soul, or. to his Fortunes ; where Tilings are fo-managed, there the Creditor has no'right fo much as . to the- Name of a Chrifiian :;Every Claim he makes in. fuch a Cafe is fcandalous and abominable ; and Rigour in extorting thofe Ad¬ vantages, is an unpardonable Aggravation ;'of his Wickednefs. (z.J That Creditor is Unmerciful, or ihews no. Mercy, in the fenfe . of the Apoitle, who makes deceitful and over-reaching Bargains, . which, : it may be, he endeavours to palliate with the pretty JName of Out-witting, with thofe Perfons whom lie’s concern’d with. And here wicked Men too frequently endeavour' to draw their Chapmen into Sin, and then puniih them for their Sin, by fon)e greater and more malicious Sins of their own... Thus: the crafty Mer- • chant will frequently tempt the Perfon,. whom: he defigns to impofe on, to excefs of Drinking ; and depends on that too true Proverb, . When the Wine's in, the Wit's out.. And when he has brought the • Poor Man to be no longer Mailer of his own Reafon, he'may, fa¬ tten upon him what Goods he pleafes, and at what Rates foever he thinks fit: And the Wretch, who when he comes to himfelf, can remember nothing of what he. did, ,yet,. probably,, dares hot deny his own Hand or Seal Or if he fliould, it would he to little f iipofe, while Knavijb Dealers, never want Confederates in their rauds, or Knights of the Pofi:,. fuch Witneffes as will: fwear .through any Thing, rather than lofe the ..Caufe .of their Liberal Retainer. ..• • •• A thoufand fcandalous Artifices, indeed,..are made.ufe of. by .thofe who have dilhnneit.Defigns and Intentions, to impofe jupon -their Neighbours; andtheiyil,agree, many times, to deliver, luch Commodities, to pay,fuch Bills,,to give sluch Ditcharges, as they really and in Juilice ought to do ; But when the Time is come, theyjcaunpt find iin. their Hearts to he nue. and -faithful to fuch their own Reaionable Engagements y by which Methods they often mine the.Bbfinels,,and the.Credit,.of fuch ,as.could fcarcckeep their Heads above water before.!: And yet none .will be more rigid to exaft fuch Bargains from.'thofe whom they have. enliiared than iiich Men ; none are more Mercilefs than Cheats ;for when they have once laid common.Honefiy and fifiiceaftde, fo tar as .to cheat,or defraud in a Bargain or Agreement, it’s 'noLreafonable to exjieft that they Jhoiild Jhew the Tendernefs and Conipaffion of Chrifiians. - They nei¬ ther ,dare. nor will let fuel! Fraudulent Agreements reft, unlefs they . ,. have The Jadgweiit of IheVntitemfitl demoftfi^ated.' f have a certain 1 Profpe&of pinching the poor deluded Chapman more feverely, and with lefs fufpiciop, by their pretended Pati¬ ence.; other.wife, they?ll ilrike while the Iron’s hot, tiiey’linot give the Sufferer time to bethink hirafelf a little, to confult with his Friends, or to fee what- Help.the Law will afford him agaiiiit an apparent and notorious Cheat; fuch aConcelfion would expofe the Falfe Dealer too:much, it would lay open thofe dark and fecref Methods by which fuch Sons of Wickednefc proceed ; fcr, how ' privately foever Unconfciohable Knaves may carry Matters, ' Time' brings them all to Light by, degrees, and: both the Lion’s Skin and.’ the Fox's Tail , are oftentimes drawn over the Ears, of the petend- ihgAfs, and he who was delign’d to be made a Prey to Villains, may, by gaining Time, extricate himfelf out of the Snares of the,. Trapanner. If liich time of Enquiry cannot be obtain’d, fome Per- , fons who are fo caught, will rather make good their pretended Bargain, tho’it may be. to the Ruine of their prefeht Fortunes, than own their.p.wii Folly and Inadvertency which could befpfoon, and fo Ihamefully impos’d on. ■ ( 5.) ThokTraders or Creditors are Men without Mercy, who inhere, they lend Money , or fell Goods for Money, and give Credit to the Buy¬ ers, will force the Debtor, not only to fay a juft and legal Ufe or hue- reft, but will fqneeze him with the utvioft Severity and ffl'egcil Extor¬ tion. I know fome very Good and Wife, as well as Learned Menl have condemn’d all Ufury jn general as Unlawful or Sinful in ip fslf :. But, with all Refpect to the blames of Great and Worthy Men, I ( cannot but affert, their Notion in the Cafe is a grofs Miftake, and theReafons.they give for it,' when duly examin’d, are of little; weight or force ; and while they think their .Notion fitted "to eal'e fome who are In very difficult Worldly Circumitaaces, it would, if feverely practiced, bring a fudden Ruin,upon the generality of our Widows and Orphans, which wo found Opinion, whenprolecuted,' can ever do; and it would reduce three parts in four of anyTra-’ ding City; or Is ation, to Difficulties never to be conquer’d',:,"Which if this weie a proper Place for it, might eafily be demohltratedj j It’s wo Sin barely to take Ufe or Inter eft. for Money, ’ any more than 1 it'saSin to take Kent for aHoufe or Land bonghtwith thefamJtbnpj and Where li. upon a particular Emergency, have a clear prqlpecVof immediate extraordinary Gain, without putting tlie .Cnea't upon any Body, and know; that my giving an exiraordinaryfftreiMityi to,a ! Banker, or other Money'd Man, can do me no Hurt, 'hiXbyhis Help; can.purchale whatiaim'atThere if I, upon' fuchan'Occafiorij offer more of Intereft to the Banker, 6$ fo much'‘l$dj^ , -s&t'.'h*Vd occafion to, take up, than the Law,, according tojtlie Rigoilr df itj allows; foils l voluntarily and of my felf offer XwM]wirt&rdh(ar\ Intereft j and jio Man is. bound to acc.omfnodate mif.ryith lo much Money; and: if he would, without asking iiiy J^ea;ye; ' might laj out his Money oh the lame Oocafion for his owil proper'Advantage: There, and;:iafuch;aCafe, Iara.bpundrto mah/gdpfny own Prof oh 8 '-'Bebm\:d«d£fedher;mde'Eaj^yfi K 0r^-->\ >' /j/j $■ the Perfon fupplyiiig me may remit what-he. will of his. own; Right, but r l£ he requires my, fill! Agreement, .what I offer’d be-*.; ’ cbnies'-aijw.fl Dne-to the PerfoivI agreed with : The receiving of .it . is «o Extortion in the Lender, nor- has anyi Limitation of Inteiefl ih-i far-ticidar‘National Statutes Any . ^hctt or Concern .in, this Matter- i But-where 'any - Man Lends Money, or gives.Ctcdit out of pretended’: .Zindnefsforyqs making a-Trade of it, .upon 'fnjjicient Real or Perfonal: Security Y { t here for fitch a'-Man-itofake more ofrjnteteft than the.haw', of the Nation -ordinarily allows, : ~u-Ext6rtioit i . .and a .very-.great Sinp : againftnli ibe'-Rulesdf- Equity'-and JuJliee,yand -all the known Laws of God.and'Mein. ■ This Dealing' -is: like a Cancerous.Humour, in the; Flefh, which frets, corrupts iuidcbnfumes the whole-Body.It’s a: Practice which eflecluallydeyouis Houfes and .Lands,.' Living Men. and all their.Families.- ; And though, perhaps, if, I had ftictiaSum „ in iny own hand, I'might-have-met with fome. accidental Oppor-;./ tunity to-have made a greater Improvement:of, it Lawfully, than, the ordinary Interell amounts To',-: yet-luch. a- Thing being purely; Fortuitous, and every, whit as likely to mifs as toihit, :th'at Pre-.; tence is no Excufeat all-torfuoh Extortion.- -ArtKfsz\\.iamnable Extortioii lies ‘ not only-iti- exuding more Intereft for -Money. Lenh than is alloired by Law, '-butUn forcingitwith all the .Violences of wrefled 1 Law out of-the.Hands of- thole whole mean.Circumr. llances'iender, them incapable of anfwering . the Creditor’s unrea— fonible' Demands, or detendlhg- themleives shorn -the Injultice.'of. them. 1 This Extortion, is a Sin never-to. he.forgive-ii-mthout. feriom Repentahleficmda faithful and efftSSive'-Keftitutioft Jhfe Praiticeoh it is'incohfiilent with Merc-yj and with the.Gharader of a Difcipler of jefus’Chrift. - But, '• -■ -i ....... ' (1}D Thole are tlie mofc Basharovs- and Unmerciful of all:others who. make itfe'-bf either-Fbi'ce or 'Art '-to bring-others, to .iadue Bonds and‘, ©A/i;jrtJio')ifio' : t/jeta J 'c/t'ei, ; as'High-wayMeir generallydo.when.they threaten the 1 poor Travell&r ; till they make.hinijfet his,Hand.to. whkt'fhejf pleafe, only todave-his own Life. f There -ik- others:as,. great'Cheats md Robbers as-the > think ofj tlieToriiieifits of Hell.” till They begin tb feel' theiri/ 1 ..Tiiefe are fbrrie .of* tliqfe ugly Grfmesfwith which too' liiaiiy of .fhbfeyhi?/jo are, '-ahd : of thofe vh 'rdontt be^eiUdli; ire deeply 'tainted y • they are Cririies which Men-of'eitherCompafflotv or J ullice 1 wbiihi'abhor; but which the cruelaiid unmerciful,- whb lVave : nb : Feafs|bf'Hell nor Hopes'of Heaven j love and live by them.- \Ve ; a'fe;n6hf-‘''- ;; | i; • ■'. r . . \^^b^6^^thoftFrt^MUih[^h-tHppnefi^-ihi Vnjiift Debit¬ ors give id theirCrCditors, and for iMiofe lakes, If hole, wnofe Acli- Ons aiid Intentions were al drays juft and righteous,oftenfiiiiis come tO fare the-wurfef-And they arefuch as tliel'e; ’ • ' . (1.1 That Debtor lhamefully provokes his Creditoftd 'deal fev'ertlf with fnrhf Who -iias taken a greaii'deaf of Pains toget Ciedit witir lhch ax he deii'giisto be concern’d dr it If, and' yet,- thp’.h'e's in a tail way “of Thriving, . and has 'rfeVer- been p'inch’dby any particular Lolfes or Dildhers, puts off his Creditor! who demands iio liiore third what's rigidfdrid in a-regulat Manner, from time to'time; and as it commonly happens,- to his very great Dif.appointment and Prejudices. i\6vr this ‘way -of dealing, as'-it is very unjuft, ;; lb it’s of very JO Debtor and Creditdr mdeEafy: Or, niifchievous Coiifequence ; fo> it makes many Creditors, who were other wile very ready to comider the Circun fiances of their hoveft and .corfcientions Debtors, 'and to treat them with a great deal oi' Pati¬ ence and Companion, Where they were under any DTilier, or Dif¬ ficulties, to -now niore inconfiderate and Hard-Hearted than they would have been, ho Man, who is of an honeft Pi maple, will even gralp.at that Credit which he knows he cannot anfwer : The Man, who lays but a narrow Foundation, yet if he lays it well and ilrong, may laife a, firm and lofty, tho’ not a fpacious Building up • on it, and in time may lately add both to the Foundation and the Supcifbuduie: But he, who lays a wide and large Foundation jit to build a Palace on, and lias nothing to carry on the Super- diiuiture with, piopuuiunJ'le to Inch a foundation, grows juftly lidiculous, and if others lol’e by him, odious to hit. Neighbours. No Flan can reatonabiy pierend to an imploring Credit in the World, who is not fit it3u.il to Ins ft rmifes and Jg) cements to the utmoft of his Power : ug where he fails in'any particular, does it not with Jrieh Ctrcvmjiimecs Ax that all the World may lee it was not his Fault "ti at ire liii d,' and that it is not Ins Deiign to injure any Man. In Well a Gale II'fe and Good Men w:!l nevci be inexonrie. He who tnilU me, doubileis has a Change upon his own Hands, and many Occalions of txpence as .well as I, who am nulled by 'hint y and if I. make (itch a Profit by what I trade with him in, or by that Btrfinefs and Credit widen i leave in the World, as enables me to fuppoit my lelf and Family, I ougiit to remember that he, whom I deal with, ought to live by the Profit of what he fells to me, as well ’as I endeavour to live and thrive by what I fell to others. There may be fume particular Incidents in the Courfe of Bu- finels, which may render me, at leait for the prelent, uncapable of doing what I acknowledge I ought in Juilice to do, but thefe, as I laid before, are inch as may eafily be laid open in the View of the World, and then that Creditor, who dejircs topafsfor a Chrifim, will conftder my Cafe as if it were his own, which' it might have been, as well as mine, and will not prefs too hard upon me. But where ihelV efts and Delays are only Rnavijb and unnecejfary, and T-.non 1 keep up lire fame Port, and make confiderable Advantages of my v.Uud Bunnell at the lame time, I cannot complain reafona- biy oi Haidihip ami Severity, if he makes me fenlible of the In- juiiice I do him, mid if lie make ufe of fuch Means, as the Law puts into iiis Hands to make me honeil, and careful to difeharge .my juit Obligations. ( z-j It's sgic.u Ihxeocai ion to an otiierwife well inclin’d Creditor , when th Debtor fills Uni off, and will not difeharge the Debt due to him, mi I'i'-ii.r.e :.j purjuiiwjoiiie other vay great, but very uncertain Piofit, with that .U.nmvrUeh the Qeditoi has Occalhn for, and which ought to be.fUd at jach c.Jbfb a tine, aeroidiug to Agreement and theujual Rules of 'Lane andLuj.ncj's. This is a common, but by no meant jup- Jahie V.adiee: and .Men perhaps will exclaim mightily againit luch The Judgment of the Unmerciful demonftrated . • ; a Creditor, who foil forbid his Debtor to do fo, .or whoniali, hh\ der him in his imaginary PnTpeit of Gail), by fna.p Demands:,: what is due to himlelf. It’s true, that if I, as a Debtor, propel',: the Matter to my Creditor as a feifible Project, and can convince him that my Piofpcft of Advantage is no k-nfelefs Chimera, but a plain and eafily intelligible Method of more titan ordinary lawful Profit, and if my Cieditor, upon the Cafe fairly laid before him, is fatisfied that my Projed is really good and feilible, and will be content to tairy a longer time for what’s his Due, only that I may have the better Opportunity to pi ofecute the Matter j if things be fo, then what I do in the Cafe is no Wrong to him u ho has given me Ciedir; but then again I’m engaged by fo much the iironger Obliga¬ tions of Jufiice and Gratitude, to make hall to dilchaige my Debt to lo kind a Creditor as foon as poiftble. Such lair Dealing, if it were more common, would encourage Trade and Honefty together ; and it would make Men much Ids fufpicious, and abundantly more helpful to one another, than they ufually are. I have known Men in Great Bnfmefs themfelves, and who had the "World before them, who having a tight Notion of things, have been very ejfy in fuch Cafes as this mention’d, who have of them¬ felves forborn their own juft Demands only to give an Opportunity to their Young but indullrious and well meaning Debtor to enrich liimfelf; but all this is only afree Kindnefs, which nothing but their own Tendernefs and good Nature, or a juft Reflection upon what they could willi for themfelves, could move them to: Rut where this Favour cannot be obtain’d, and in Dome Cafes it may be very umeafonable to defile it, if I will yet run tile Rifque, and launch out into new Adventures without the Content of thofe to whom I’m engaged, I cannot complain juftly, if I meet with (bme« what of rough Ufage from my Cieditor: Whitt I do without Confent , let my Pretences be never fo fair and flaufible , is no better than down¬ right Robbery ; I retain that which belongs to my Creditor fraudu¬ lently, and by Violence, and I lay it out as l pleafe, and as if the Moneytrae my own, tho’ it really belongs to another. And thofe, who make ufe of inch fneaking and dilhonelt Artifices, are fooften dilappointed of thole mighty Advantages they pretended to, that, inftead of growing Rich, and able to drive a greater Trade, they frequently grow lefs able to fatisfy their injur’d Creditors than they were before, and lb that proves the Occafion of their Ruine, which they once dream’d ftiould have been tfie Foundation of their Fortunes. This Practice is by no means to be jultified. (1-) It’s a Courfe very wicked, as well as very Provoking, for One who is in Debt, and who intends to be fo, as deligning to dive into as much Bufinefs as poilible, to make fraudulent Conveyances of thfir Real or Pci final Eflates toOthcis, let them be Friends, Wives, Chil¬ dren, or whatlbcver Relation they may hand in to him, and fo to' transfer, what Jbould fay his real Debts to thojc to whom, it may be, he owes Nothing, Flow frequent tiiefe Frauds are in tills Populous B i City, 12 . •' Pity, and in Other Parts of the Kingdom is both ihameful and fcandalous to mention ; how fuch frauds are managed I heed not defcribe •, • I am afraid that there are tbo many. who hear me this Pay, who underhand .well enough what this Artifice means : To be lure the.'Defign of it can never be honell, or fit to be own’d by any, wftocall tiiemfelves Chriiliaiis 1 : And it’s no Wonder to fee , -jthat neither the Perfon acting fo deceitfully, or contriving it, nor the’Child, nor the Wife nor the Friend' nor any other, drawn in to be Parties’hi fo abomin’able'a Cheat, can ever Profptr. . If Other Men in Bufmefsgive me Cridit, it’s on the Suppojition, that ' Til deal ju/tly with them, and pay Jmejlly and regularly for what I fo take up : And I cannot be' ignorant', that if any Man fufpedted I had a fraudulent' Defigii upon him, he’d have a care of himfelf, and never be cpncerh’d with me. But it may be tiiy .Merchant has im? pcs’chiipon','' and cheated me ? and on' that Reafon I may think to ibelter- my felf under that Ola Proverb, that — To deceive the Deceiv- er ii no-Deceit.-— But the’Proverb; how’common foever it. may be, is a guffs Miftake,’ and whiclj'the leaft Reflettiqn;'will convince me or- atiy -Man living of. F.or, ’ 'if another by’deceiving me makes him’elf guilty of a great Sin, then if I deceive hiin; .1 my felf can hev er-'be innocent, fince'jt’s the vtijjtt of Cheating which h the S,n t let the Reajmyor Motive to it he what 'it will. ‘ 'But what Society can iver hold together long ? What mutual CQiifi’dende'dn'there ever be between Man and Man, if it bi lawtuftor metofekfeover toa- hother, it maybe* aii uhcoucern’d Perlbn’.all that Security,' which my Creditor depeh'dsupohfbr my payingtiim, tor fuch'M'bii'ey or Goods as I have had^ front him ? If ideal To bujuitly with" him, with yrUotn I’m paiticulafly conce’rn’d'in'Trade, how can-‘I coinplaiu if another leryes me in the lame; niaiirier ? Perliaps’i’ll {head, that what I do is only to provide fomtlnvgfdr viy JFife and Family , in cafe theworlt, as they Cay, fl.ould coine to the wdrlt : For a Man to provide fo'r.his-Family is doubtlefs a very commendable Care. But that it may be a Lawful 'Care,-', the Proviffon fo' madfe muft be out of iijy'dwii proper'Ttirfe, dmiiiotduf of tide furfes-of others.’ I ought to-be diligent ah'd indiiltrious inhny Calling, it be ft a law- ful-One, and if 1-add Honelty’to my Diligence, ' God'will blefs my Labour?,’ and he’ll. provide abundantly for my 'Widow and my Children, tlio’ i maybe able to leave them very little. But an Inheiitance of'Curfes both from God and Man is a.d’ilpal Provi¬ sion tor Polterity ; and nothing elfe can be expected' from tuch foul. Practices.’ Thad better' leg-from Door to Door, '{hail inherit an Eflate gottcn-ly Fralid and W’icliedndfst It’s forthelake of fuch Wretches* That many poor and .unfortunate,' but welLmeaping Debtors meer with’ Tiarftnefsahd Severity from their Creditors. '' ’' (4‘) 'Thofe Debtors take a Vciy pievokhig Courfe , 'who are either evga- gek iugreat Dijficuliicsorlave very little BuJincJ's,' and cbhfe<.|iientiy a yeryiiatrow lifetime ';'for fitch'Deb'ltifs- ‘to live alt ait highland extrava - gently'expcnfve'Rai'e y fuch a Rate as it, may' be tueir Creditors,' : ^ - ■ • ' - '' - t lio’ The Jndgm 0 .of^ihe VtimPcyfulgkmnfirated. .*3 ,*hq’ fuch.as have a large and found Bottom and are Men ofoTem- persjgenerous enough, -yet,are too wife'to, adventure at. ThisiWay of ’Livingiot thofewho had but a weak Foundation, no.extradrdi¬ nary Flow of Bufinefs, or are yet but young-in the World, .looks ■very fifpicioujly. Every .one is ready to ask what Fund'the'Perfon , has to make good foch large Spendings ? - Whether: he pays well-or not ? And if he does pay well, fhey’l enquire, whether he be no f oilier, Clipper, Foiger, High- way-man. Receiver of Stolen Goods, See. ;? .’If‘in, their Judgments, they can clear, him from any luch Imputa¬ tion,; then they prefently conclude, tliat —Such large Spendings can have hut fum'd Remains— That he’s never likely to thrive, who lives fo 'much beyond bis Income. — Such Talk alarms the -Creditors and if the Man prove a Bankrupt at lall, asit’s very likely lie Ihould,- no Eye. pities him, and the Creditors are ready to. extend their Ri¬ gour even to his Innocent Children, who top often luifer very deep • ly for the Thoughtlefnefs and Folly of their Parents. - , • : ■ 1 1 I don’t pretend by what I fay to recommend Griping or Coyetonfnefs to my, or. to perhvade any Man to llarve himtelf or nis Family by a. niggardly way of Living: No; there is a middle Way between Covetoufiefr mid Prodigality, between Pining and Extravagancy.. When a.Man and ■thofe of his Family go and fare according to their Station and De¬ gree, and to their Circumftances in the World,, he’s jultly valued, ■and much Good is expededof him; 'if any-fevere Providence aver- take lilm, he meets with Pity and Compaffion from all good Men. The cruel Creditor, who will not.ipafe him, is curs’d and hated by every one, who has obferv’d the Wife Management and Frugality of .the undojie Man. Otherwife the Modify Btau, whole Head, it may be, colls almolt as much as would l'erve fo flop the Mouths of fomeof his l'evereft Creditors, when lie comes to a Poor.Habir, and a de- jeded Look: The formerly patch'd and.Paintedhady when fhecomes to her*Rags, and walhesher mournful Face oftener with herTears than her colllybeautifying Waters; the Children, for-whom, lately, ‘Hashing was thought good or dear enough, are almolt dellitute of Bread to.fatisfy Hunger, or Cloaths to cover Hakednefs ; when things come once to this pafs, they become a Reproach and By-word toall who know them; their former Pride ajidfrefeut Mifery are eqiially re- ifleftedon: And if the hard-hearted Creditor leizes all, llrips them of all, claps the weak-headed Spendthrift info Prifon, and keeps him there, the Common World lcarce knows how. to excufe the. One, or to condemn the other. . y. The Debtor fometimes provokes hiswell minded Creditors ly cheating 'and- abvfing One of them to fatisfy the Other, .or as weufe to fay. in the Proverb,— By Robbing Peter to pay Paul.— In which Proceeding too, the heft and mojl houejl Man, he who has been the trueftand Hit kindeh Friend, is commonly the greatefi Sufferer. The Krnvify Debtor generally l'uppofiiig that Man the fittelt to be abufed, who,is the yeadiell to null him, and the llowell to fulped him. If I have to do with an active, jealous, lharp Man, Une who keeps a.’fleady p^ x r ^•^:i^ek^Aa^^ye'ditoi , L ' Eye"upon me and my Management^ I’il'be - fdre'to keep touch with him, BecaufeTm afraid^of'him,- I’nvdfraid he’ll find me tripping, i£ I' don’t 1 walk very'exaltly' before him' v Biit'my geneim undiftgn- wg-Q#ilitori from doing more Mifclneft,. ana the Creditors Jn fuch Cafes ire like Men’ who draw in their own Defence", ‘ when Matters.' ftand’ for that' they ; mult 'either ‘kili ‘pi be kill’d. ^dcV Unhappy ^rikdhes make,510 ufe.of Confeiencej; nor.do they at'hU'.obey the Dictsiibs'cif itj! and, when they, fail, they fall linpiued; and .unregardedietreW thekindeft of their hieighbours. V. V'''. . ' H;'; '/.’ - ’Ifhus have vflderwfidi.Circumfiaiices the.One flows no. Mercy,, aitd'the Other ''did femes fflAe ... I lhall iiow!.ftiew youj wlidt ilk good Chrijliaii'-'dtii Chriflian and.'a Creditor, diigjjt to do, both 'with'fefpelt'fo filch ifybtiH tCehtors as are Chettts, diidfitch.of them as are .boiieft' arid kilifniicfc pled Men ;.that fuck Creditors themfelves' lhaynohfall under th^ Apoftle’s Sentencej !aini have'judgment without ..Mtrcj, hecdilfefhey flmfio 'Mercy., And here .with Reipedl to; KnaVeS ail'd’ Chekfo'. ;! ;J' v: 1...ivT^io’j a Knavfl ^eftori'cbhfider’dj'ih himfelf’de/erddf theui- mofl Severity .of the Law,’.ftt eveif Creditor, 'who 'is a fndere'ChHJlipt wqR&Fltn that tie extreme. Rigour of the Law is exlreke.'hptjtice^ \Vhere'a.Debt can really be recovered by Severity, ..but hot with¬ out’ it!; rbr fuch Meii who are able, but Will not dd JuRice Wiihd out,Fofce,_ we ;can offer nothing toward a Mitigation 2 ': -Where’ hpthiiigjCaii be gotten by Severity, tho’ it may be my own ffecef-:' Rue’s may cry aloud, there it’s to nopurpofe to proceed ! auy farther againlt the Criminal, than barely to prevent his doing rndfe CI Mif-' cnief.. Otherwife I mull Remember, That I dm a ;Chrislian : y Liefl- and Blood may call for. Revenge, but Chrijlianity, like the'Blbod'df its Founder, crys only, for Mercy and Forgivenefs., My Rule, 1 as a Ciiriftian, "is to,do, not as I am, but as'I would (fowe'fh ! But have not finn’d, i. e .-.I liave'not wrong’d fo many, as my Debtor has done ; Be it fo ! It’s Cod’s Grace howeyer, which'has pre- ferv’d me from trefps.ftjhg in rhe fame way5 he has not- let Trie fall i6 • ‘ 'J3el^ Made Eajy : Or,. — into ftleli.Temptations as my unhappy Debtor has done-; had lie leftme to my 1 'elfj I liad beeri as bate, as full of Fraud and Fil¬ ially as. the wbrft oRhofe have been, with whom-I am l'o'angry: Again 1 plead again!! ifty'Debtor, how kind I;have been to him, that T haVe exercis’d Abundance of Patience with him, that I liaVe gotten very little 'by . There may be feme Allowance of fuch a Plea with refpeft to the Perfoh of the Debtor; but I ought to’ think again, God has done abundantly more for me, than I can pretend to have done tor any Mali living, how highly foever I fancy I hate'obliged him; and I have made worfe Returns to God, than the moit diriiigenuous of tlioie I’ve oblig’d could ever do to me.Do I then expeit Forgiveiiefs at ilieHaiidof God ? I never pray to him in niy Bleffed Maher’s Words,' butil beg that God would forgive me niy Debts and Trefpdjfes, dt lfor¬ give them who are Debtors to, or trcfpdjfersdgainjl me. And When I pray,to, ,1 Teal my ovvii Doom, and declare iny felf willing to dye unpardori’d by Heaven, or to receive Jtidgkcnt from Heclveh without. Mercy, becaufe I fhew none : Becattfe Ldom forgive my Brother his Debts or Trefpffes. I carinot pray with Hqpes of being heard; nor. hear .with Thoughts' of"’being;Edity’d; nor communicate Without iufuring my own Eternal'Damnation without Charity; arid forme to pretend to 'Charityj' “without fliewingall that ,Mercy° ; to the \vbril of Men, which they are 1 capable off,-is to pretend fa what’s impoffible; it’s. to. mock God, to affront all Wnb have any titfe fenfe of Religion.' Ro; he cannot liope for Mercy who 'cihiiot forbear Revenge : "Arid'tiio’ 'the Criminal’s Carriage niriy'defeivd no Pity either for hiinfeTf,or'iiis Miierable Family,- yet the Love, pf .that Jelris, who redeem’d me'from Hell, ought to redeem-eVeif a Cheat from iihulacableReftiitmerit. ’ . % The ChriJtwi 'Creditbr, with refpeft to the KnnvijlrDebtor,. ought' , tq conlider‘,'that lie goes very far, whenever turns ; ffe'yflh is 4 » ill' Man zb day may Have 'A new Heart 'aid be 'f ome a new Mail to mor- ■ >Wi- Is lie. then,' whb' is ; iny Dehtbr," fricii an ill Man ? I' ouglit'to pray and to pray tlie 'uiore earneltiy for’liis Gonverfion and Amend-' nienf, 1 uiilefs 1 would have his “Soul and'Body damn’d fbgetHer; Biirto talk of Playing for his Amendment, and to put hiih'ouf’ofa Capacity of {hewing liis Repentance iri any thing but Words, which won’t coirimence Actions Withoift Encouragement, is to do as they to .Charles the V.' Emperor of Genhiiiy, did : by Clement theVII, then Bifhop of Rome,:w\w order’d Players to be made thro’ Spain, Italy, Germany, and other of his Dominions, for the Pope’s Deliver¬ ance, while it was that Emperor himi'elf, who kept him'clofe Pri- foner, and might have let him afLiberty, whenever he pleas’d ; arid is 'not all tnis only to make a Jeff of Religion ? And dbes that Man put a lels Affront upon the Great God of Heaven and;Earth, who pretends to Pray for the Repentance and Reformation of his dijho- nejl and ungrateful Debtor, who ules.all the Barbarous' Methods polfible to uilcourage iiim from any luch Reformation ? The Judgment of theZlttmereifid dem'tifthated. \*j Wefee tint when the. JEeak-headed Piodigal.hnd (pent all that" Portion which he laid claim to, yer his Comtdjjiovtite Father tho’ never fo juftly, angry with him for his Extravagance, did riot go' about to make him defperate by ill Wage : No.; bur he received and embraced him kindly, and indeed, as a Compaflionate Father ought to do. Nay, and the Prodigal’s Elder Brother , who was highly offended at his Father’s Kindnefs to fo lewd a Spend thrift,' yet he was not. fo cruel or unnatural as to advife him to; call the Poor Bankrupt into. PriCon, to keep him there fo long as to nmki Dice of his Bones , to let hmft&rve or rot. there ; and we do not find any Intimation, as if the Father's Goadnefs tear loft upon. the returns- ivg-Prodigal. It’s true, Confinement to the narrow. Walls of a Mfon has made many, open their Eyes, and'has not.'only made them good Husbands and thrifty Managers afterward, but it had made them good Men,; Men as eminentfor their -Virtues and Dif* dipline, as they were before for their. Extravagance, and Folly! And' where either Friends or Strangers, out of Compaffion to their Poor Families,' have at- their own Charge treed them from rhe ini cxorahle Violence, of their, unmerciful. Creditors ;, the. releas'd Prifoneisj by -Gratitude: to .their -Deliverers, Rate deraonftrated what fife. Creditors- themfelves. might have expeiled from them upon the fame Terms. may la& my Son.feverely. for his- Amendment, but I-muff not whip him to Death on, that . Pretence ; I may give hint Phylick- for fiiciuBod Jly Diltempers as.lre ipayi labour under; but f may.-not -potion hira.tto.cure him;... A. Good.Cliriftian Creditor yiiU. iithigU. Gompajjm-.with ffvftice, and while he corrects a Knave for his Amendment, .he . won't ufe his. Neighbour. barbaroUily to his.ut-r fer.Ruine.. —But-now, as fox Dehors.who ar&honeft dnd filtere in thin Intaif lions and Endeavours / but are render'd ivfohent by. the Strikes of Prof viience , by inevitable.Loifes and Incumbfances, - fuch as, Loffes af Sea, Loffes by Fire,! Loffes .by. the Rapine of Arms. in fuch Cohn- „■ tries: as are.the.Seats, of War, .Loffes by the Bankrupts, of Cheats • or-Knayes -whom .they nulled,, Long-Siekneffes in their Families/ where their Cireumffauces. ate but poor and low, or being robb’d and-'ffripp’d of alL by Unmerciful Thieves and Bfuglajs,' fftcJ Wljere tKings ,have .happen’d thus, every good Man ought to put. a - great deal- of, Deference between thefe and thofe fpoken of before. "^ 2 o the.affiiSed PityJhonli be Jbownly their, Frienijs, and none hu Barlarians.wiftgo alout to break the bruifed Reedl— With' refpefi to fuoh therefore,. .the,pifij»C/ji i//M;; muff remember, ; . . '• (t.) -That io he cruel , or. unmerciful to-.fitch aDebtor, as is not in fol-qent hy his own Fault or Mifmanagemetit , is a direS Contrad 0 ion fo tbie Law of Qod.. God- would not -permit the Jews to refiife fo' lend fo- their,Poor Bretjiren.whyt they wanted, or to keep their, Pfidge for Payment If them a{l Night, tho’they, knew them Unable, to pay,' or that the Jubilee,was ai.Maiid, w.heii all Debts were ter be releas’d/, But: it’s- the inhumane. Culfem of feme afo.ohg ifoy. >Vho-yet edit •; 'C ‘ ihiit- l8 .. debtor andCreditdrmade Ettfy : Or, themfelves Chifiians, That if a Perfon of real Worth and unble- milh’d Reputation meet with an.unfufpedled Lofs, by which his "W orldly Eilate is dangeroufly Ihaken, inflead. of. pitying his Lot, or thinking how they would defire to be dealt with themfelves-in a like Exigence,- to fall foul upon him, to. tear him all to pieces, that he may never recover the dreadful Blow ; as if lie was only like a-dead Garcafe call out into the Fields to be devour’d by Dogs and Ravens ;. and' :can fuch Unckriftian Chriftians ever look for Mercy at the Hand.ofa juft:Godi? Devils may as ieafonably exped it as they, and they'll find it as foon. •, ,i. - It was one particular Article of that Reformation which Nehe~ miab endeavour’d among the Jews after their Return from the Gap- tivity o(,Babylon,. that They Jhoitld not exatt-.every Belt, iN'ehem. to. zt. That this Reformation was not to affed the Jews only, but all fuch as pretended to be Followers of Chrift, our Saviour himfelf demonitrates in that Venable, Mattli. x8. 2?. When one of his Servants was brought to the King, who ow’d him Ten Thoufand, Talents , avail Sum, and which he was by mo means able to pay: The. King, prefently takes the Advantage of the Law, and .com¬ mands him to be fold, and his Wife and Children, and all that he had, mnd Payment to be made: Row in all this there was no Wrong offer’d but when the.Servant fell down and worlhip’A his Prince, begg’d that He’d be patient, and promis’d to pay him all in time, the King was not inexorable, but prefently./ooi’d him, and forgave him all tie Debt : And thus God deals with us miferable Sinners: we owe. him more than we can ever pay, but if we*throughly humble our. felves before, him, ( he accepts.our Humility, and forgives our Sins. But the forgiven Servant prefently meets with One of his Fellow Servants, who ow’d him but an Hun-' dred Pence-, he demands his Money roughly and prefently: His Fel¬ low Servant is as humble to him as he had been to his Mailer, gives him a Promife of paying him all, which was more likely to be-kept ;but the f»getfuiCreditor‘has no Patience,- 'but immedi¬ ately throws him into Prifon, there to lye till he Ihould pay the Debt. Thus we deal with One another, and yet we .area// Fellow- Servants,, and all liable to the fame Severity. But.what’s the : Event, of all: The King hears of his Servants cruel A