Fire Policies will be issued free of Expense to the Assured , where the Annual Premium amounts to 6s. or upwards. LONDON, September 29 , 1815 , PROPOSALS, BY THE CORPORATION OF THE ROYAL-EXCHANGE ASSURANCE, ( Cstablt^eD t)p Eopal Charter w tije 3&ttgit of |)t 0 $tajest,p iSting George tj be jTtrst,) For assuring Houses and other Buildings, Goods, Wares, and Merchandises, and Ships m Harbour, in Dock, or while building, FROM LOSS OR DAMAGE BY FIRE; At their Offices over the ROYAL-EXCHANGE, and at No. 37, PALL-MALL. W H ouSl$o4TSt6: m L ° SS ° r DamaSe ^ FirC t0 the PreSerVati ° n '"anyFamilies from that Poverty and Ruin which such a Calamity might BeSfoSds SubjeS ^SaS'tED TO THIS ^ J awfnl and commendabIe Undertakings as are for the nr.R ¥ J A bKA , 1 Lu I o CORPORATION his Royal Charter, by Virtue whereof Assurances are made on Houses and other Bmldin<* R 'l We *" n ftAPP^ Books, Goods, Wares, and Merchandises, being the Property of the Assured or on Commission (except^aJI Mannerlf ntin a s, Books of Accounts, Notes, Bills Bonds, Tallies, Ready-Money, and Gun-powder,) from Loss or Damage by Fire, upon the following Termsand Conditions • J. ARTICLE VII. EXISTING INSURANCES maybe continued by Heirs, Executors, and Ad- ministrators, provided the same be allowed, by Endorsement on the Policy, previously to the Payment of the next annual Premium; and, ip C'ases afRemoval of Property, e Benefit of tbe Polinv mav alsn nrocpruotl rvvrvtriH/i/l '_• _ li i J n f i c l e i. COMMON ASSURANCES are Assurances on all Manner of Buildings having the Walls off Brick or Stone, and covered with Slate;, Tile, or Metal, wherein no hazard¬ ous Trades are carried on, nor any hazardous Goods deposited ; and on Goods and Merchandises, not hazardous, in such Buildings. ARTICLE II. HAZARDOUS ASSURANCES are Assurances on timber or plaster Buildings, covered with Slate, Tile, or Metal, wherein no hazardous Trades are carried on, nor any hazardous Goods deposited; and on Goods or Merchandises, not hazardous, in such timber or plaster Buildings; and also on hazardous Trades, such as Cabinet and Coach Makers, Carpenters, Coopers, Bread and Biscuit Bakers, Ship and Tallow Chandlers, Soap-Makers, Innholders, Sail-Makers, Maltsters, and Stable-keepers, carried on in brick or stone Buildings, covered with Slate, Tile, or Metal; and on hazardous Goods, such as Hemp, Flax, Rosin, Pitch, Tar, and Turpentine, deposited in such Buildings J the Stock in Trade of Apothecaries, also on Ships, and all manner of Water-Craft^in Harbour, in Dock, or while building, and on thatched Buildings, which have not a Chimney, and which do not adjoin to any Building having a Chimnev ARTICLE III. J DOUBLV-HAZARDOUS ASSURANCES are Assurances on any of the afore¬ said hazardous Trades carried on, or hazardous Goods deposited, in timber or plaster Buildings, covered with Slate, Tile, or Metal; on Glass, China, and Earthen-Ware; also on thatched Buildings,or Gpods therein, (except as in the preceding Article,) and on Salt-Petre, with the Buildings containing the same. A IITICL E IV. ASSURANCES ON JEWELS, Plate, Medals, Watches, Prints not in Trade, Pictures, Drawings, and Statuary-Work; also Assurances to Cotton-Spinners and all other Manufacturers of raw Cotton; to Distillers, Flambeaux and Varnish Makers ■ to Oil, Spermaeoeti, Wax, .or Sugar, Refiners; to Boat-Builders, Cork-Cutters, Ja- panners, Colourmen, Rope-Makers, Sea-Biscuit Bakers, and Tallow-Melters; or on Chymists* Laboratories ; Mills, or any other Assurances more than ordinarily hazard¬ ous, by Reason of the Trade, Nature of the Goofo Narrowness of the Place, by the Use of Kilns or Stoves in the Process of any Manufactory, or other dangerous Circum- sfanrps r must, he nartienlarlv snenifin/I anrl mo*, ^ -:..i *~a_. . J wi uau^cruUS V^llCU must be particularly specified, and may be made by special Agreement ARTICLE V. ASSURANCES ON BUILDINGS AND GOODS are deemed distinct and separate Adventures, so that the Premium on Goods is not advanced by Reason of any Assurance on the Building wherein the Goods are kept, nor the Premium on the Building by Reason of any Assurance on the Goods, and any number of Dwellino Houses, and the Out-Houses thereunto belonging, together with the Goods therein may be assured m one Policy, provided the Sum to be assured on each is particularly mentioned : and, for Accommodation of such Persons as are desirous of beinv assured for more than one Year, a Discount of per Cent, per Annum, on the yearly Premium, will be allowed For all Years except the first.’ ” : ARTICLE VI, NO POLICY is to be of any Force till the Premium is paid: and all subsequent annual Payments are to be made within fifteen Days after the Day of the Date of the respective Policies, the Receipts for which are to be stamped with the Seal of the Corporation no other being allowed of. r ° j usury me nemovai. are '*7 *? a "y Chants or Calls to make & XT _ „ , . ; '. _ , A H oiuuortms L,oipuiation being an unquestionable Security to the Assured mCase of Loss or Damage byFire entrust them with Goods.—And as an Encouragement for Persons assuring all Cities and nr eat Tor ns man re /t **-'1 W l llLl ^ e P ons ur f desired to take Notice who t 0 prevent the Progress of Fires, in Proportion to d Uumb.r ***'*”> and ^per Implements THE aforesaid Figure will be affixed orr the Buildings, &c. —^ u~ n_ T jt leuuuui ; auti, in v^fvQf,!Removal ofc Property, the benefit of the Policy may also be preserved, provided the same be likewise allowed by Endorsement thereon. ' P A R TICLE VIIL v ; TO PREVENT FRAUDS, if any Person assuring Property with this Company shall at any l ime assure the same elsewhere, the Policy shall in such Case be null and void, unless the same is allowed by Endorsement thereon ; and, in Case of Loss or Damage, the Company will then pay no more than v thgii; rateable Proportion thereof, according to the several Sums assured ; or if the Assured shall describe his Buildings or Goods otherwise than as they really are, so that the same be charged at a lower Premium than is herein specified, the Policy shall also be null and void; or if a, Building shall at any Time be in the Possession, of, or let to, any Person who shall use or exercise therein any hazardous Trade , or shall be made Use of for the Stowing of any hazardous Goods, or shall contain any Kiln, Furnace, Steam-Engine, Stove, or Oven , used in the Process of any Manufactory, unless Mention be made thereof in the Policy , and the Rate for such extraordinary Hazard be duly paid , the Policy shall likewise be null and void in respect to such Building and Goods therein. A RTICLE IX. NO LOSS OR DAMAGE BY FrRE, happening by any Invasion, Foreign Lnemy, Riot, or Civil Commotion, or by any military or usurped Power whatsoever is,to be made good. ; N ■ * ARTICLE X. / , ALL PERSONS, ASSURED by this Corporation, are, upon any Loss or Damage by Lire, forthwith to give Notice thereof to the Office on the Royal-Exchange , London , or to the known Agents of the said Corporation- and, within Fifteen Days after such Fire, deliver in as particular an Account of their Loss or Damage as the Nature of the C ^f wilLadaiit:^ and make Proof of the same, by their Oath or Affirmation, and that of their Domestics or Servants, and by their Books of Accounts, or such other proper Vouchers as may be required ; and also to procure a Certificate, under the Hands of the Minister, Church-Wardens, and some other reputable Inhabitants, of the Parish where such Fire shall have happened, who are not concerned in such Loss, importing, that they are well acquainted wfh tlie Character and Circumstances of the Sufferer or Sufferers; and do know, or verily believe, that he, she, or they, have, really and by Misfortune, sustained by such Fire, the Loss and Damage to the Amount of such Sum as shall be claimed by the Assured, and which Sum shall be stated in the Certificate. In Case any Difference shall arise touching any Loss or Damage, such Difference shall be submitted to the Judgement aiKl.Determination of Arbitrators indifferently chosen, whose Award in Writing shall be conclusive and binding to all Parties. But, if there 3lmil appear any Fraud or False-Swearing, the Claimant shall forfeit all Benefit of his Claim. And, when any Loss or Damage is settled and adjusted, the Sufferer or Sufferers are to receive immediate Satisfaction for the same, without any Deduction. *** This Corporation will allow all reasonable Charges, or any Loss, attending the Removal of Goods, provided the Danger shall appear to have been such as to justify the Removal. TABLE of ANNUAL PREMIUMS to be paid - phr FIRE -a|si KAXCES. Common Assurances. Hazardous Assurances. Doubly-Hazardous Assurances. Not exceeding £3000, — 2s. per Cent. Not exceeding £2000, —' 3s. per Cent. Not exceeding £2000, — 5s. per Cent. N. B. LARGER SUMS may be ASSURED by SPECIAL AG R EEMENT. V Br an Act of the 55th of GEORGE the III. a Duty of Ts. per Cent, per Annum. ___ is laid upon all Sum s assured against Fire. w . ,, , , v . ~ j LIFE ASSURANCES and ANNUITIES. London ; Printed by J. Diggens, No. 14, St Ann's Lane , Printer to the Corporation of the Royal-Exchange AssuHance. S&JU q )AaA t~ hfea d£ ; d# jioti/ioa fit/ . HrJ . It io i VYAIM'J* . : > . ■ - — , ... , ;: . • • .•, . _ ; u-' , -«l» . / •> . .V ■ io t ,i§iii/ i» hn i »! > uii > gq i •A; J> STATIONS of the FIRE-ENGINES belonging to the CORPORATION, where constant Assistance may be obtained. 1 st Station at the Engine-House , No. 6 , Lambeth Hill , Upper Thames Street. 2d Ditto at Ditto , «Szwm Street, Nightingale Lane, Wapping. 3d Ditto at Ditto , Stoney Lane , Too ley Street , Southwark. 4th Ditto at Ditto , zw Warwick Street , Golden Square. 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