r **. * ^* .*&<&-. \,/ .*ttfer-, V,* V ^b W ** ** 'AUG?** * v ^ ^W ** *< * C 4 V* .* ,*«»» \>/ r«* a <* *• ^ *'T7J* .A W : <£*<* v Company, Printers, 32 HAWLEY STREET, BOSTON, mass. Every line in this publication is "original" and compiled ex- pressly for and by the author and is the experience of a ten years' residence (1S69 to 1S79) abroad as Manager of the Information Department of the late firm of Bowles Bros. & Co., and later, as Founder, Proprietor and Manager of The AMERICAN EXCHANGE and READING Rooms, 449 Strand, London. THE LIBRARYl OF C ONGRES S WASHINGTON COPYRIGHT, 1SS0, BY J. B. BOWLES, BOSTON, MASS. FUNDS. JJX leaving the United States, the best, or at least yy the most convenient, "funds" to take with you are : ist. A Sterling (English money) Letter of Credit. 2d. About £5 in "Sovereigns" (English gold) for one person, £10 for two or three, £15 for four to six, ete. This will be ample for jour fares from Liverpool to London, and until you locate at jour hotel or board- ing-house, after which jou can draw upon your Letter of Credit at the house whose name you will find indi- cated thereon. If ineonvenient to call upon the house indicated, there are other "institutions" which will cash your "letter," and your hotel proprietor may know how to do it. As a general thing a sterling "letter" is better than one in francs, even though you use it mostly on the continent, as the "exchange" is generally in favor of England, and you will get more for your draft on Lon- don in every country in Europe, Asia and Africa — excepting, possibly, France — than if you draw upon a letter of credit issued in francs, on Paris. in\i- to i hi: a.mkkican BILLS OF EXCHANGE. If you intend remaining in any one country for any considerable time, it is cheaper to have your agent at home send you bills of exchange from time to time, as yon may require. But be sure to have such bills mailed at least three weeks before yon will require the money in England; if on the continent, at least four weeks; and always have duplicates of said bills forwarded by the next mail after the originals have gone. Much trouble and suffering arises among Americans in Europe from delay of remittances. This is generally the plea of the impostor, but very often of the entirely trust- worthy but timid and mortified traveler, who is obliged to apply to his banker or an unknown fellow-countryman for aid to bridge over the "delayed remittance" time. On this account it is advisable to take with you a small Letter of Credit, payable in sums as drawn, to be used only in the above emergency. (Of course there are parties in whose hands such a letter would be also an " emergency.") Where two or more persons are traveling together, always have the Letter of Credit or Bill of Exchange made out payable to either of two at Least, as otherwise death or accident may leave the party temporarily penniless. TRAVELER AUKOAl). Note Carefully. — If Mr. John Smith wishes to send a Bill of Exchange to Mrs. Smith, don 't have it made payable to the order of Mrs. John Smith, but to that of Mrs. Temperance Jane, or whatever may be her Christian name; and Mrs. Smith, in endorsing the bill, should never use the prefix Mrs. The same as regards Miss Polly Smith. Always endorse jour hill with the name exactly corresponding with the order — that is, if the bill reads "to the order of Mrs. Jane Smith,"' endorse it "Jane Smith;" if to "Mrs. J. Smith," endorse simply "J, Smith." This applies to all docu- ments made out "to order," and non-compliance with such requirements causes frequent annoyance to all concerned. In all countries, save England, be sure to have your pockets, at the time of your leaving them, as empty as possible of their currency, as you are sure to be "shaved" if you part with it across the line. For ready reckoning, one pound is called the equal of five dollars, and one shilling, twenty-five cents. -Five francs is called one dollar. The facts are that one pound was never worth five dollars (gold), nor five francs one dollar. Act of Congress made the par value of a pound $4,866, but this is liable to fluctuation according to the temporary balance between the two countries. When you see quoted simply "Exchange on London, $4.86," it means that this is the price at which bankers in the United States are selling a bill drawn by them on a London bank or banker, payable IIIN I S T< > I 111 VMERICAN sixtv days after it is presented to those London bankers. !f you wish a bill payable at sight (that is, when you call for the cash upon it), the banker issuing it will charge von from one-half to one per cent, more than for a sixtv dav bill. This would make vonr pound eost you (with sixty-day bill at 4.866) 4.866 phis one- half per cent. .0243, (=4.8903]; or pins one percent, .04866 (=$4.9146). The above is for a Bill of Exchange bought in the United States. LETTERS OF .CREDIT. Now for your Letter of Credit. The issuing banker -will charge von. in the first place, for any sums drawn against it. at the rate of a sight bill. Then he will add one per cent, for his commission. Then he will again add interest from the time von obtain the cash on it (wherever you may draw it. in Great Britain. Ireland or Europe, etc.) to the time at which the money is supposed to be returned to the person in England upon whom the Letter of Credit i> drawn — which is generally about thirty days. This will be about one- halt' pci- cent. more, equal, at saj $4-9° per pound, to .0245. TRAVELER Ai'.Ro \I). EXAMPLE. E s. You draw in London on Letter of Credit, . ioo o Commission at i per cent i o Interest. 30 days at 6 per cent. — }. z per cent. o 10 Bill presented to your agent in U. S. . £101 10 On receiving this bill from the party who issued the credit in the United States, your agent pays it at cur- rent rates of sight exchange, say $4.90 per pound — $497.35 — thus making your pound eost you $4.9735. On account of the commission of one per cent, the Letter of Credit is more expensive than a Bill of Exchange : but when you are traveling from country to country, constantly varying the currency, and liable to lose or be robbed of cash, the Letter of Credit is infinitely to be preferred, as it is payable to you only, and vou can use it in sums to suit. Should you take Letters of Credit for £1000, or •upwards, or perhaps £500, I would advise dividing the amount into two Letters of Credit, and keep but one committed about you. What you might lose in "tone" with certain correspondents upon producing a "trifling Letter of Credit" ( !) you might gain in not being incon- venienced by losing your dependence. This "division" (or multiplication) of the Letter of Credit is also con- venient in case of temporary separation of the party. You may have "business" in Paris (as is likely when HINTS TO THE AMERICAN il is very foggy in London), and be obliged to leave your family behind. It is not a bad idea to have Let- ters of Credit issued by more than one American banker. o CIRCULAR NOTES. There are also issued by some banks and bankers for the use of travelers what are called "circular notes," in sums of from £5 upward. These are on many accounts very convenient, but are open to the objection of bulk, and consequent liability to be lost or stolen. Still they are better than English bank notes, as they are payable to order only. So much for Pounds Sterling, which would be per- fection were it not for their villainous details of shillings and pence, which the average man, unprelixed by "English," is too busy to bother his brains over. UNITED STATES BONDS. On some accounts a United States Bond is a handy thing to have with you, as it is drawing interest though lying in your pocket, but there is a liability to lo>s TRAVKLLiR ADK<) \D. which docs not attach to Letter of Credit or Bill of Exchange, as the latter two are payable to order only. On the 30th December, 1873, the thitherto assumed par of 4s. 6d. for the Dollar was changed by the Lon- don Stock Board, to 4s. ; so that a quotation of, say 96 per cent, in 1S73 was equivalent to one of 108 in 1874. Driven to distraction by £, s., d. calculations, distraction drove us to the invention of the following formula, (" Patented" Jan. 7th, 1874): To find the value of an United States $1,000 Bond (and we believe that nearly all Bonds issued in the United States are now quoted on the same basis) multi- ply the integral part of the quotation by 2, and add 5s. for every fractional eighth. EXAMPLE. United States Bond quoted at 109 }.* = £219. 109% = 219. 5 " " " 109% = 219.15 You cannot, generally, sell a single Bond at better than within % to % of current quotations. We would not advise taking them abroad for sale, but any banker to whom you may be properly introduced will loan upon them at 6 per cent, or better. In London and Paris United States Bonds are sold "flat"; that is with coupon included; but in other European markets they are sold "so much" for the Bond and the actual accumulated interest to day of sale. With your pound costing you $4.90 in the United HINTS To THE AMERICAN States, you ought to get about 49 pence (4s. id.) per dollar, and the general ruling figures are from jS 1 , pence to 48'^ to 49. 48 pence to the dollar is one pound to five dollars. In small amounts, say 3 to 15 or jo dollars, brokers generally give you even money, 4 shillings to the dollar. You can generally get a little more for $20 (i?okl) and upward. Greenbacks go at a shade below coupons or gold. IULLS ON THE UNITED STATES. If your Letter of Credit gives out. as it has a habit of doing under temptation, if you have no bonds, no greenbacks, no circular notes, no francs, no friends. "no nothing," your last resort is, or should be. to "draw on home.'' A well and favorably known or well-endorsed party can easily "raise the wind" by his draft on home at the rate of (usually) five dollars to the pound, for any sum under £100 to £200. He can possibly do a little belter. For larger sums he can easily gel a better rate. The Lord help a not well-known or not well-endorsed party. Consciousness of untold millions in the home coffers of such may wreathe his countenance with smiles as he takes his morning Cab to his much-used banker's: the evening pityingly shades his homeward TRAVELER AIJROAD. walk, and, after from twenty-four hours to a week of mortification and misery, he makes up his mind and mouth to apply to a stranger for advice or assistance. The best thing to do is to cable, if you can raise the necessary pound or two by borrowing, or by a tempo- rary loan of your watch or jewelry to "my uncle." THE CURRENCY OF ENGLAND IS The pound (sovereign, 20s. gold piece) called $5.00 " % " y 2 " ios. " " 2.50 " 5 shilling (rare) crown, silver, " 1.25 " 2 shillings & 6 pence, half-crown, " " 62 " 2 " " " 50 " I « - - - "bob" " " 25 " 6 pence, " " 12 " 4 " "■ " 8 " 3 " " " 5 " 1 " - - - copper " " 2 it j£ « ... it It It j and Bank of England notes for 5, 10, 20, 50, 100, 500, and 1000 (and may be more) pounds respectively. A guinea is 21 shillings — 5 per cent, more than one pound. There have been none coined for many years, but they can be purchased of cT)in collectors. They charge you guineas instead of pounds to quietly get Ill\ I - TO THE AMERICAN another five per cent, out of you, as the average ••white man" don't know one from the other, until he "balan- ces his hooks." On leaving England for the continent, after arranging for your ticket to your first continental important stop- ping-place, change enough of your English money into francs (French) to pay for your lunch, cab fares in Paris or Brussels (French money here) to your hotel, etc., — say about one pound (equal to about 25 francs) to each person, and if you have much English money over, take it to the continent in notes of the Bank of England — not in gold. The latter is heavy, and you will get a little less for it on the continent than for notes, for one reason — that it costs more to send it hack to England, on account of the transportation. FRANCS. (FRENCH.) We have occasionally heard "Old England" roundly anathematized for her villainous currency. France deserves to be saved, if for no other reason than her splendid decimal system. A franc is worth .193 (not epiite 20 cents), though for ready reckoning: % " IO H " 5 5 franc 2 " TRAVELER ABROAD. 13 A Napoleon (20 franc gold piece) is about $4.00 (i <« (i 2.00 " " " 1.00 silver, " 1.00 . " .40 1 " " A* .20 % " 50 centimes, " " .10 1-5 " 20 " M V -04 2 sous 10 " copper, " .02 I " 5 " " «i .01 An English penny-piece and half-penny, and French 2 sous-piece and 1 sous-piece are current in either France or England as equivalents respectively. Francs; as to Letters of Credit, Bills of Exchange, Circular Notes, Bills on the United States, Bonds, Coupons and Greenbacks, can be treated in the same way as Pounds Sterling. Having thus ventilated Funds, we come to the pos- sibly important item in the traveler's "outfit," namely: PASSPORTS. In Austria, Russia, Greece, Turkey, Egypt and Por- tugal, they are necessary, and are occasionally "asked for" in Italy, Spain and Germany; otherwise they are 14 HINTS TO THE AMERICAN not absolutely necessary. We have known the circum- stance of a Passport being required for admission to certain special picture galleries in Rome. Naturalized citizens of the United States, especially if they speak English with a foreign accent, should always carry one. An American-born woman married to an unnatural- ized resident of the United States, is not an "American Citizen," and if traveling abroad, unaccompanied by her husband, her Passport must be issued by the author- ities of her husband's country. This feature caused some trouble during the Franco-German war. In view therefore of possibilities, including compli- cations that are likely to arise in such a nest of Govern- ments as exists in Europe, we would recommend Passports. They can be obtained of the State Depart- ment, at Washington, or of any United States Minister abroad, upon proper identification of applicant. BAGGAGE, (anglice, luggage.) "Light marching order " is the rule. Take as little with you on the steamer — travel with as little — as pos- sible. Your stateroom trunk, should not be over 20 to 22 inches high, to go easily under your berth — You don't wish "Saratogas" dancing around when "she tips ! " TRAVELER ABROAD. 1 5 In England, first-class passengers are allowed 120 lbs. — 2d. class, 100. From London to Paris, 1st. class, 56 lbs. About 5 cents per pound for excess ! On the continent, generally, you must pay for every pound, with some exceptions in France. In making the tour of great Britain, forward all your heavy baggage to your final leaving place, whether for The Continent or home, by "Goods Train," thus saving at least 50 per cent. LETTERS AND "CABLE" ADDRESS, If you intend traveling during the greater part of the time, it is advisable to make London the distrib- uting point of all your letters, and keep your Banker or Agent there posted as to your movements — as what- ever plans you may leave home with are liable to change, and you can more readily act in accordance with such change through London, than with home. If your letters be simply re-directed on the original envelope, there will be no additional postage, if for- warded to any country included in the " Postal Union." On leaving home, be sure to arrange with your Agent some Cypher Code for use in case of Cabling, and register said Cypher address at the respective tel- graph offices at home and in London, Adopt some unusual word as your Cypher, and give the Company HINTS TO THE AMERICAN your address, to which a "cable" signed thus and received by them, is to be forwarded, your banker, agent, or residence, if permanently located. For in- stance: if you adopt the cypher "Star" and register it with the Companies " Star London," or " Star New- York," will cost you but for two words in addition to whatever words you may add, delivered to your London address. You are not obliged to sign your name in the body of the despatch, where it will be charged for. Your agent will of course know whence the special cypher comes ; as will also yourself on receiving such cypher words. You can extend this code to any extent — words representing sentences. The "Key" of this Code is of course known to yourself, and "Agent" (wife, husband, son or other) only. After having thoroughly settled all these affairs, compose your mind and body, and proceed leisurely to an Agent of The New York Life Insurance Com- pany, and take out a Policy. It will add greatly to the enjoyment of your trip ! TRAVELER AHROAD. STEAMERS. On following pages you will find particulars regard- ing the more prominent lines of steamers, some one of which will meet your case exactly. The tabulations of their respective sailings are made merely to indicate the proposed dates. These are liable to change as regards particular steamers, though it is generally intended that the same steamer shall sail from New York and Liver- pool, respectively, every fifth week. Keeping this in mind, you can easily fix the time of your chosen steamer. There are also splendid steamers of the Allan Line, running from Quebec and Portland, to Liverpool or Glasgow; also occasional good steamers of the Anchor or Allan Line from Boston to Liverpool, of the French Line from New York to Brest and Havre, of the North German Lloyds' to Bremen, and the Hamburg Line to Cherbourg (France) and Hamburg. APPROXIMATE OCEAN DISTANCES. New York to Queenstown " Liverpool ♦ ; Hamburg u Bremen . u Havre Brest 3,250 miles. 3.49C 3.47S 3,4*8 3,02s 2,962 umA, kS HINTS TO THE AMERICAN Cj^-JLOEnSTID^IR. •j o w o) : Z> CO CT> CO CO oi00Ht;i 00 l—t^ to to >-• : 00 >-> it* -J • •* #>■ -J O CO MMI-' a co to en co co en CO ISO i- 1 CO CO Cn Ou >— cnUMk'i 6 7 13 14 20 21 27 28 COCO M O CO Ol CO CO I-" O CO CT> CO LO tOMM OJCOtOOl CO CO I-" I- 1 »» -J • IOHM : iO-iow -j o co a> CO CO >-• co C3 en oo : co <-■ -• : en c; : to i-" ►-> : enoo >-• ** lO CO M 00 I-" (£• -O CO CO t-J O CO OS CO ■) ■ C) CD : nmm : o>ep toen CO CO f co co en oo . to I-' 1- -• : (*»• ~j o : co co CO • -J o co co : o co : co co • oo i— ^.-j | flbwt I Man. I Tue*. \ Wed. CO to t-* J. ',././ S^oco Snfar. CO >-• >£. -i . t-" i i i-> • to ti *-■ ■ • -J O CO I cn-SS,*; \ Btmi. o co en co co ■ a> co to en eo co en oo i-" O CO O) co to • co co en eo i ' t*k -o o co en oo i- 1 >*»• ■ ►.>». . oo >— ►> -J • co oi • co I >-* ; co i CO CO • o l l CO CO low ! ih ; co to CD lO • Ol 00 I -a o co cd : SBS^: \Wed. SK^ScJSater. SAILINGS OCEAN STEAMERS. New York tc Liverpool, via Queenstow. fune . July • August Rates of Passage,— $6o, $So, and $ioo. R « i«»n Trip, $120, $140, $160, Children under 12 years of age, half price. Infants free. New York Boston Queenstown Liverpool AGENTS : Williams & Guion J. J. Shanahan J. Sott & Co. Guion & Co. No. 29 Broadway. No. 10 Broad Streat. No. 25 Water Street. TRAVELER ABROAD. 19 AMERICAN XjXKTES. Philadelphia (via Queenstown) to Liverpool. May [UNE July £ c g bo w ^3 73 ,fl O >, _o a -5 -p n 1-1 M ~ J 3h 12 15 22 26 29 19 23 26 5 9 3 7 10 17 Rates of Passage.— $70, $So, $90 and $ ico. Round Trip, $120, $ x 35> $150 and $175, according to location of Stateroom and number of persons therein. AGENTS : Philadelphia — Peter Wright & Co., No. 307 Walnut Street. New York — " " No. 52 Broadway. Baltimore — " " No. 44 Second Street. Chicago— " ■■ No. 119 East Randolph St. Qteenstown — N. &J. Cummins & Bros. Liverpool — Richardson, Spence & Co., No. 17 and 19 Water Street. London — Keller, Wallis & Postlethwaite, No. 5 and 7 Fenchurch St. ANCHOR XjX UNTIES. New York to Glasgow or London. TO GLASGOW. TO LONDON. « a 2 V _g in U .2 l-c c ft 'a, <2 .2 .2 u May S '5 22 29 S iB 22 29 June 12 l 9 26 5 19 26 5 12 July J 7 H 3i 3 10 Rates of Passage according to location. To Glasgow, First Cabin, $60 to $So. Round Trips, $110 to $140. Second " $40. " " $75 " London, First " $55 to $65. " " $ico to $120. Children from 2 to 12 years of age, Half Fare. Infants, Free. AGENTS : New York — Henderson Bros., No. 7, Bowling Green. Boston— m " " 103 State Street. Glasgow — M " •« 17 Water Street. London— " " •• 19 Leadenhall Street. HINTS TO THE AMERICAN New York or Boston, to Liverpool, via Queenstown. 1 FROM NEW YORK. July Aug >6 3° FROM HOSTON. ■4 Rates of Passage, $So to $100. Round Trip, $144 to $180. Children between 2 and 12 years of age, Half Fare. AGENTS : New York — Chas. G. Francklyn, No. 4 Bowling Green. Boston— P. II. Du Vernet, No. 99 State Street. Queenstown — D. and C. Maclver. Liverpool — " " No. 8 Water Street. London — William Cunard, No. 6 St. Helens Place, Bishopsgate, and No. 28 Pall Mall. KTATIOKTAIi UlsIlXriE. New York to Liverpool via Queenstown, and to London Direct. TO LIVERI OOL. TO LONDON. c TJ ti 0) p. 3 "3d c V > c >, & u 9 B W W m X W M h O O May . . 29 is 22 12 22 June . . s 12 19 26 16 33 July . . 3 10 >7 Rates of Passage. — Liverpool, $50 to $75. Round Trip, $110 to $120. " " London, $50 to $60. " " $100. AGENTS I New York— F. W. J. Hurst, Nos. 69, 71 and 73 Broadway. Boston — J.J. Shannahan, No. 10 Broad Street. Queenstown — N. and J. Cummins & Bros. Liverpool — National Steamship Co., No. 23 Water Street. London — National Steamship Co. TRAVELER ABROAD. I3xrcvi:-^3xr XjITxte. New York (via Queenstown) to Liverpool. May June July Aug. City of Berlin . . . 8 12 *7 21 • Montreal . . 13 J 7 22 26 ' Richmond 22 26 3 1 * Chester . . 29 7 ' Brussels . . 3 s 12 * New York Rates of Passage.— $So to $100. Round Trip $135 to $160 Children between 2 and 12 years of age, Half-price. AGENTS I New York— John G. Dale, Nos. 31 and 33 Broadway. Boston— J. H. Palmer, No. 3 Old State House. Queenstown — C. & W. D. Seymour & Co. London — Eives & Allen, No. 99 Cannon Street. Paris — A. H. Johnson, No. | Rue Scribe. WHITE STAR XL.X3NTE. New York, via Queenstown, to Liverpool. May June July Aug. Sep. Germanic Baltic Celtic Britannic Adriatic Republic »5 20 27 19 24 S 10 34 29 3 10 is 2S s H 19 2 11 iS 23 Rates of Passage. — i Children between 1 year and &60 to $ 12 years AGEN1 100. R Half-pr rs : ound Tr ice; Infa 'P, $i45 nts, Free to $175. New York— R. J. Cortis, No. 37 Broadway. Boston— C. L. Bartlett & Co., No. 115 State Street. Queenstown — James Scott & Co. Liverpool — Ismay, Imrie & Co., No. 10 Water Street. London — M " HINTS TO THE AMERICAN QUEENSTOWN. On arriving at Queenstown, have all letters or tel- egrams for "home" or elsewhere ready for the tug, which comes out to meet you, for the transportation of the mails, and also for any persons who may wish to land at Queenstown. All the Irish and Continental Mails are landed here, and all the English, excepting those for Liverpool. The delay at Queenstown is made as short as possible — generally not over half to three- quarters of an hour. Travelers will note that Telegraphic Kates from Queenstown to other parts of the British Islands, and to the Continent, may be a little more than the tariff given on page 2S. Sandy Hook to Queenstown, Great Circle, 3250 miles. Queens- town to Liverpool, 240 miles. ^^ On arrival at Queenstown fr um Liverpool' , Oregon, Utah, Washington Territory, Wyoming, 3s. lod. per word. British Columbia," Florida, (other than above) Vancouver, 4s. 6d. per word. Canada, Cape Breton, Connecticut, Maine, Massachusetts, New Brunswick, New, Hampshire, New York City, Nova -Scotia, Prince Edward's Island, Rhode Island, Vermont, 3s. per word. District of Colombia, Delaware, Maryland, New Jersey, New York State, Pennsylvania, 3s. 2d. per word. Illinois, Indiana, Kentucky, Michigan, St. Louis, Mo., Ohio, Virginia, West Virginia, Milwaukee, Wis., 3s. 3d. per word. To Austria 4 i-2d. per word To Norway 4d. per word To Hungary 5d. " To Portugal 6 1 -2d. " To Belgium 2d. " Russia in Europe 91. 2d. " To France a i -ad. " To Spain 6d. " To Germany a<\. " To Sweden ^ i-ad. " To Holland' 3d. " To Switzerland 4d. " To Italy 5(1. " Turkey in KuropeSd. " TRAVELER ABROAD. 29 MAILS FROM AMERICA. Days of Sailing Line. Due in London. Tuesday Guion Saturday Wednesda y Cunard Saturday Thursday Inman or W. Star, Hamburg Monday Saturday W. Star or Inman MAILS FOR AMERICA. Tuesday Days of Close Line - in London. Close Sailing. in Paris. Tuesday I nman or W. Star Tuesday Monday Thursday W. Star or Inman Thursday Wednesday Saturday Cunard Saturday Friday Scotch mails, Saturday from Greenock. Irish Sunday from Loudon derry. DIFFERENCES IN TIME NEW YORK EQUIVALENTS. Boston . . . . 12. 1 1.42 p.m Paris 5. 5.21 p.m Berlin . . • • 5-3 ai 5 " New Orleans . 10.55.31 a.m Cincinnati , . . 11.1S.23 a.m Philadelphia . . 11.55.21 " Chicago . . . . 11. 5. -9 " St. Louis . . 10.43. Liverpool • ' ' 4.44. 4 p.m St. Petersburg 6. 4 p.m London . . • • 4-55-3° " San Francisco S.46.23 a.m Confucius says, (or ought to) that, next to Truth, the mightiest and prevailingest thing is, to hold your tongue, when folks lie like thunder for you. GUIDE BOOKS. There is a score of good Guide Books — Harpers, Appletons, Murrays, &c, &C, useful and intsructive; but for "light" travel- ing you can't do hetter than Houghton, Osgood & Co's "Satchel Guide," and " Badeker's " several publications, — and this [!] Don't fail to provide yourself with Smith's "Tape" Map of London. Also Dickens's Dictionary of London, price is. RAILWAY TRAVELING. In hot, dusty weather, you cannot possibly be any more uncom- fortable than in, or any "nastier" than when you come out of, a First Class English Railway "Carriage," with its squshy luxurious upholstering. Try 2d. class ; 20 to 25 per cent, cheaper. In winter, you run a little less risk of freezing in 1st. class, than in 2d! 30 HINTS TO THE AMERICAN PHYSICIANS. We know it is considered infra dig — " against the rules of the R. C. P., &c, &c." for PHYSICIANS to advertise ; hut Dk. Thomas, (allopath) 15 Weymouth Street, Portland Place, and Dr. Yeld- ham (homoeopath) loTaviton Street, Gordon Square, will forgive us. Tradesmen, Etc. H. J". SCOTT w .a S. £ ~£ IN £ -3 -3 H« C Bin* 8 * SI ,0 X O 32 MINTS TO THE AMERICAN COURIERS. A Courier i& a luxury. If you can afford one, get a good one, and he will soon become an absolute necessity. Get a had one, and you are " done for." Your Hanker will, generally, he able to provide you with the address of a good one. Should any offer their services, see that their "credentials" are all in order. You can get a good Courier, at from £10 to £12 per month, during the busy season. A " swell " one will try to get £15. In addition to this amount, you must pay his (2d. class) fares. If the train by which you go, has no 2d. class carriage as is occasionally the case you must pay 1st. class. You do not have to pay his hotel bills; that is, you will not see it in your bill! Have your contract with him in writing clear and explicit. Give him money enough at starting to purchase railway or other fares, lunches, cab fares &c, and something over, till you are settled at your next resting place. Make him render his accounts every two or three days, and don't " skim them over." Don't scrimp him down to the lowest notch. Call him by his surname. A good Courier should know all about your routes, fares, hotels, "sights " etc.. and speak English, (plainly) French, Italian and German. TRAVELING SERVANTS Are not so well posted, and are not expected to fake such exclu- sive charge of your movements and cash, and do not generally " speak all the languages." You can get good (of the kind) for from £6 to £7 per month. CONTINENTAL MONEY. With the exception of the currency of France, Belgium, Swit- zerland and Italy, whose coinage is similar, or interchangeably equivalent those of other European countries are more crazing than England's; and Houghton, Osgood & Co's Satchel Guide, (page 2S6, 1S79, Ed.,) will help you out, if anything can. NoteCakefvllv. Where you rind gold t<> be "at a premium," (in Italy for instance) draw gold upon your letter of credit, and sell it to a broker for " paper Currency," at the rate of the day. to use in paying your bills; as you gel no more at shops, hotels &C, for gold than tor " paper." You thereby save fiie amount <>f the premium. On teaving countries thus afflicted, have ready the exact amount of your railway fare — otherwise, if the railway makes change at all, you will have a lot of tin- "stuff" on your hands. TRAVELER ABROAD. 33 Hotels in OTHER parts of THB British Islands. CORK, Imperial Hotel. DUBLIN, Shelburne Hotel. BELF \ST, The Imperial Hotel. LIVERPOOL. The Adelphi Hotel. The North western Hotel. LEAMINGTON. Manor House Hotel, E. Duret, Proprietor. Leamington is the most convenient head-quarters from which to make your excursions to Warwick, Kenil Worth, and Strat- ford-on-Avon. RYDE, ISLE OF WIGHT. The Esplanade Hotel, J. Kemp, Proprietor. EDINBURGH. Th8 Windsor Hotel, ioo Princes Street— opposite the Castle. A. M. Theim, Proprietor. Grieve's Hotels,— The Balmoral, Royal British and Waterloo. GLASGOW. Th3 Grand Hotel, Lewis Jefferis, Proprietor. BRIDGE OF ALLAN. Philp's Royal Hotel, R. Philp, Proprietor, LOCI I LOMOND. Inversnaid Hotel, Robert Blair, Proprietor. MELROSE. The Abbey Hotel, G. Hamilton, Proprietor, We take our oats in Edinburgh at brother Thiem's •• Windsor," Glasgow, brother Jefferis's " Grand." During May, June and July, the principal hotels of London, are Crowded and it is advisable to secure rooms at least two or three days ahead. Don't forget the " magnificent" Coach rides from the White Horse Cellar, Piccadilly, to Virginia Water, Windsor, Tunbridge Wells, Brighton, etc. The Gka\d Hotel, Trafalgar Square, London, was to be opened June ist. 1SS0, and if it be what was promised, Americans should take possession at once. Slouch Hats not current in Lombard Street. — Stove-pipe wins every time. Should you require any Printing in London, Cards, Prospectus, etc., Mr. Shephard, of the Civil Service Printing Co., S Salisbury Court, Fleet Street, is your friend. Our London address is care of brother Michell, Ashley's hotel, Covent Garden. Wait for us there. 34 HINTS TO THE AMERICAN ROUTES TO THE CONTINENT. SOUTH EASTERN RAILWAY, Via FOLKSTONE AND BOULOGNE. qjJlCKBST ROt'TB TO I'AKIS. The time of leaving London depends upon the tide at Folko stone. When leaving anywhere between 7 and 10.45 a.m., this is by tar the best route-; as it is but 9 1-4 hours to Paris, 255 miles. This is also the only route by which you are accompanied through by an Interpreter. You have but 6 miles more water than via DOVER AND CALAIS. Which leaves at fixed hour, morning- and evening throughout the Vear; but note that the evening train, takes no ad. class passengers. Time 10 1-2 hours; distance 2S3 miles. Baggage. 1st, Class allowed 56 lbs. ; over that 2 i-Sd. (over 4 Cents) per pound. Register all heavy baggage through to Paris. Examina- tion there. A deck cabin to accommodate from I to 6 or S, can be secured by a telegram to the Superintendent at Folkestone or Dover, a day or two in advance. Price from 20s. to 30s. The Dover and Calais train takes also the passengers for Brus- sels, (Belgium) via Calais or Ostend. LONDON, BRIGHTON, and SOUTH COAST RAILWAY, via NEW HAVEN, DIEPPE AND ROUEN'. Cheapest route to Paris (nearly 50 per cent) and pleasant enough, when you Can depend upon the tide at New Haven and Dieppe. Time from 15 hours upward. The General Steam Navigation Company, and other lines despatch good steamers from the Thames, and via Harwich, to northern Continental ports. SEA ROUTES. London to Antwerp 210 miles Dover In Ostend 6S miles. " Rotterdam 2^0 " Folkestone to Boulogne 30 " " Hamburg 4S0 " Newhavea to Dieppe 04 " Dover t<> Calais 24 " Southampton to Havre iso " Every American visiting London, should read The Anglo- American Times, the best digest of American affairs published on that side of the Atlantic. TRAVELER ABROAD. 35 EDINBOROUGH. THE WINDSOR HOTEL, Proprietor, A. M. THIEM. LOCATED OPPOSITE THE CASTLE. ggp 33 - Special Attention Paid to American Travelers. PRICES MODERATE. Having- duly donned the armour of righteousness at St. Pauls, Westminster, etc., you can smile at Satan's rage and face — THE LONDON MUSIC HALLS, which can afford you much innocent amusement. The best are, the Canterbury, the Metropolitan, the Pavilion, the Royal, and Evans's. Take a reserved seat, a Sangster or Martin umbrella, and one of Chandler's best Havanas. There is also the Alhambra, a kind of " cross." A Music Hall sired it; a Theater, dam'd it. Havana allowed in "third row" only. There are also the Discussion Forums, Green Dragon, Fleet Street, and Coger's Hall, Salisbury Court. The Chair sits at 9.30 p.m. Everything in order; from Tobacco and Theology up to Toddy and Treason. LONDON. PR IV A TE AMERICAN HOTEL, 15 NEW CAVENDISH STREET, W. Proprietor, M. HEKKLTC, of New York. The above establishment offers unrivalled accommo- dation to Americans during their stay in- London, whether for one day, or for a lengthened period. The situation is in every way desirable, being in the best part of the West End — three minutes walk from Oxford, Bond, and Regent Streets ; near the Underground Rail- way, and convenient to all lines of Omnibusses. all Theaters. Museums, etc; 36 HINTS TO THE AMERICAN PARIS CAB FARES. By the Course . . 1 tr. 50 By the Hour . . 2 fcs. 1 hour 2 hours 3 hours 4 hours 5 hours. a fcs. 4 fcs. S fcs. 10 fcs. 15 minutes 2 50 4 50 6 50 S 50 10 50 30 •' 300 500 700- 900 n 00 45 " 3 5° 5 5" 7 5° 9 5° " 5" THE PARISIAN. A Weekly Continental Newspaper in the English Language. Published Every Thursday Morning. Office, 9 Rue Scribe, - - Paris. C. S. Wason, Editor. A. H. Johnson Publisher. Traveler's letters, trunks and packages received and forwarded. All information furnished relative to Paris and the Continent. American papers on file. Open on Sundays from 10 to 12 for delivery of letters. The PARISIAN is recognized as the best newspaper in the English language published on the Continent. Its aim is to give full and accurate information to Americans traveling abroad, and at the same time to entertain people who, having visited Europe, may be interested in the political, literal v, dramatic, artistic and social life of the old world. Bankers do not issue Letters of Credit for less thanf^OO; but will give you Hills of Exchange of, say from £10 to £jo each, for the amount. These are as good as — perhaps better than — Circular Notes. THE UNI TED 8 TA TE8 HO TEL, BOSTON, MASS., U. S. A. Located Directly Opposite the termini of the Principal Railways from New York and the West. BY FAR THE LARGEST HOTEL IN THE CITY. Largest Variety of Spacious Booms, single or en suite, to be found in New England, and the Most Liberal Scale of Prices. TILLY HAYNES, Proprietor. ISAAC N. ANDBEWS, Manager. TR \\ I.I.l.K AUKOAI). 37 NEW YORK LIFE INSURANCE COMPANY. CHARTERED [841. COMMENCED BUSINESS [845. Assets Jan. 1st, 1380, $33,853,330.00 Surplus for Dividends, $7,633,517.00 Advantages of a Life Insurance Policy over a Four per cent. United State Bond, or a Savi dies within twenty-six hours. LgS Hank investment if the insured AGE 30. Results < f $22.70 a year. Excess of Profits Actual Rate of Compound Interest End Savings Life Insurance of Hank Policy, from the realized on the Year. with not counting Insurance Premium Paid. Interest. dividends. Policy. i $23.61 $1000.00 $97 6 -39 4,410 per cent. 2 48.15 1000.00 95I-S5 2,000 " 3 73-77 1000.00 926.23 350 4 100.33 1000.00 S99.67 120 " 1 27. So 1000.00 872.20 90 " 6 156.85 185.49 +j 1000.00 843-iS 60 7 2 1000.00 8I3-5 1 50 s 2*7-55 ^ 1000.00 782.45 40 9 220.27 1000.00 .5 1000.00 77o-73 30 IO 283-7$ 716.25 25 ii •320.07 -a 1 000.00 679 93 22 " 12 354- '- 53 1 000.00 k 1000.00 645.88 20 " >3 302.52 607.49 iS M 43i-3o <« 1000.00 56S.70 '5 '5 472.16 C IOOO.OO 5 2 7-84 13 16 S'5-^9 ri IOOO.OO 4S4.71 12 " i/ 560.69 '> IOOO.OO 439-31 11 " 1 8 604.40 Q IOOO.OO 395-00 10 " 19 652.50 IOOO.OO 347-40 S 20 703-43 2 1000.00 296.57 / 21 750.71 C IOOO.OO. 240.29 6 1-2 " 22 809.72 5 1000.00 1000.00 [90.28 6 " -3 S63.17 136.83 5 1-2" 24 922.12 1000.00 77. SS 5 25 982.91 1000.00 17.09 41-2" 26 [ 046.00 1000.00 4 In the Last Ten Years. The New York Life Insurance Company, has paid the follow- in- amounts in Cash Dividends to its Policy-holders: — 111 1S70 it paid $1,058,929 [n 1875 it paid $1,369,955 In 1S71 " 849,679 In 1876 " 1,409,309 1872 " 78i;6o3 In 1X77 1,440,930 1S73 835,637 In 1S7S 'o55."75 In [874 [,486,630 In 1S79 1,525,340 Total in ten years, $12,313,693 Parent Office, 346 Broadway, New York. New England Branch, 131 Devonshire Street, Boston. K. C. M. Bowles, Special Agent. 38 HINTS TO THE AMERICAN UNITED STATES CUSTOM HOUSE DUTIES. These be your bounden duties* * dodge them how you may. — The Smuggler. Animals, for breeding purposes free " otherwise 20 per cent Ale, Porter and Beer, in bottles 35 cents per gallon " " " in casks ....'. 20 cents per gallon Antiquities — not for sale free Books — new 25 per cent " for Colleges, Libraries, or printed more than 20 years, or in use abroad more than 1 year, and not for sale free Boots, Shoes 35 per cent Bronze, manufacturers of 35 per cent Carpets, Aubusson, Axminster, and all woven whole for room 50 per cent " Brussels Tapestry, printed on the . . j 2S cents per sq yd warp or otherwise / and 35 per cent " Brussels, wrought by the Jaquard . \ 44 cents per sq yd machine ( and 35 per cent 14 Saxony, Wilton & Tournay Velvet \ 70 cents per sq yd wrought by the Jaquard machine . / anil 35 per cent " Treble Ingrain, three ply, and . . ( 17 cents per sq yd Worsted Chain Venetian .... I and 33 per cent " Velvet, Patent or Tapestry, printed ( 40 cents per sq yd on the warp or otherwise' .... ) and 35 per cent Carriages and Clocks 35 per cent China — Porcelain and Parian Ware, plain . 45 per cent " Gilded, ornamented or decorated . . 50 per cent -,,.,, , ,. . , c , I ;o cents per lb Clothing, wholly, or in part of wool . . . . j : md ^ ^ ccnt " Silk component 60 per cent " All other descriptions 35 per cent Coral, cut or manufactured 30 per cent Cutlery, Table, Arc 35 P« ccnt " ' Pen, |ack and Pocket Knives . . . 50 per cent Diamonds, and other precious stones, set . . 25 per cent " Unset 10 per cent Engravings 25 per cent Furniture, Purs, manufactured 35 per cent Gilt and Plated Ware. Ac, (inns 35 per cent Glassware, Gold and Silver Ware 40 per cent Gloves,. Kid 50 percent Household Effects— In use abroad one year and not for sale free fewelry — Gold, Silver, or imitation .... »5 per cent " * |et and imitations of ...'•• 35 l H ' r cent Laces, Silk, or Silk and Cotton 00 per cent '• Thread 30 per cent Linen — Table, Toweling, &c, 30c. or less per sq yd 35 per cent " Table, Toweling, Ac, above 30c. per sq yd . . 40 per cent Musical Instruments 30 per cent TRAVELER ABROAD. 39 U. S. CUSTOM HOUSE DUTIES. (Continued.) Paintings 10 per cent [f work of an American Artist . . free " Frames for do., 25 per cent Photographs 25 per cent Pipes — Meerschaum, Wood, and of all other I 1.50 per gross and material, except Common Clay . / 75 per cent Rubber Hoots, Shoes, and other articles, wholly of Rubber (not fabrics) 20 per cent " Braces, Suspenders, Webbing Arc, unless in part silk 35 per cent " Silk. Cotton, Worsted or Leather . . 50 per cent Saddles and Harness, 35 per cent Shawls-Camel's hair, or other wool . . . . j £S^£^S Silk — Dress, fPiece and Shawls 60 per cent Soap — Fancy, perfumed, Toilet, and Windsor j and^percent Statuary — Marble 10 per cent Stereoscopic Views, on glass or paper ... 30 percent Spirits — Brandy, Whiskey, or Gin &c. ... 2 dls per proof gal Umbrellas — Silk or alpaca 60 per cent Velvet — Silk 60 per cent " Cotton, or mostly cotton 35 per cent Watches 25 per cent Wines — All still wines, such as Sherry, Claret " or Hock, in casks 40c. per gallon " in bottles of 1 pint or less . . . 80c. per dozen " in bottles of over 1 pint, and less than 1 quart 1.60 per dozen " all Champagnes and Sparkling wines in bottles of half pint or less . . 1.50 dols per dozen " in bottles of over half pint, and not more than 1 pint 3 dols per dozen " in buttles of over 1 pint, and not more than 1 quart 6.00 dols per dozen " in bottles of oxer 1 quart (extra) . 2.00 per gallon Every person is entitled to one watch of foreign manufacture, and a reasonable amount of il personal effects." All personal effects in use abroad one year, free. Physicians, Lawyers, Journalists, and professional men, gene- rally, are allowed to bring in certain books, pertaining- to their pro- fessions, and for their own personal use, free. Surgical and Scientifical Instruments for personal use of party bringing them are also free, A Mechanic, also, is allowed to bring in his Tools free. Have your Letters, while in Paris, addressed to The Parisian, o Rue Scribe. You can thus obtain them on Sundays, when others are closed. TheCable Rates given on page jS are those generally charged ; but there's no telling how often the Company may amuse itself by change. Thanks, old friend KREMER, for remembering us during our "vacation" by sending us regular tile of vour Paris Continental Gazette. THE FIFTH AVENUE HOTEL, MADISON SQUARE, NEW YORK. The attention of the traveling public — and especially of British and European Tourists contemplating an American trip — is respectfully called to the advantages and comforts afforded by this renowned Hotel. It is the largest, the best appointed, and most liberally managed Hotel in New York. It is the best building, and nearest tire-proof of any Hotel in the country, and the most vigilantly watched and cared for. The ventilation and drainage are un- equalled. It has the most charming location in the City; being on the beautiful Madison Square, and in the centre of fashionable residences, shops, places of amusement, and galleries of art; and only a few minutes, by Elevated Railway, from Central Park and Wall Street. The Prince of Wales, made it his home when in New York, and it is always patronized by the President of the United States. The best people of Europe and America, are numbered among its guests. The Hotel is conducted by the same firm that first opened it to the public. HITCHCOCK, DABLING & CO. THE PARKER HOUSE, SCHOOL STREET, BOiSTON, 3VT-A.SJS-, XT. S». A. ON TEE EUROPEAN PLAN. HARVEY D. PARKER, Proprietor. W 98 ***« . «. «** ,vv^. ^. ** »y ,* £V ' lV<\ ^ *I*f fef. ^n a* Ate. ^ ^ ^