BMu^jwuyi-al-M HTLADELPmA. mds. w^ DEliPHlA .5. kWhatJJ- ' ^i^kp (j(ro\\Hl} of PRICE, FIFTY CENTS. \ Review Printing House, (Review Publishing and Printing Co.) Printers and Blank Book Makers, N. W. COR, WALNUT AND FOURTH STS., PHILADELPHIA. ■f PHILflDELPHm ^^NSURiNCE Guide. ■^Ihiladelphia: 4»hat it 16. ' •4^hc-f§ity and4|t64|ndu6tric6. 'A'i;. Containing a List of all the Fire, Fire- Marine, Life, and Miscellaneous Insurance Companies doing business in the City : with Name, Location, Capital, Assets, and Surplus of each; a List of Philadelphia Insurance Agents and Companies represented by them ; " '^ and a List of all authorized Insurance Brokers; Information concerning the Fire Department, Insurance Patrol, Fire Alarm TelegrapJ>fM^nd Local Boaj;ds ; a synopsis of the Rirm^KH^^nla. '■'i^M'^fi^^ Laws relating t^ P N>">/<^-<>. j anies andXlnsurance Brokers. (f Out S6 1882 . J. H. C.WHN:4JSra',rDn|^iah«\p;r>^ PRE8S OF REVIEW PUBLISHTI^-AND PRINTING CO. N. W. COR. WALNUT AND FOURTH STREETS. 1882. rPsr-fe? Copyright, 1882, by J. H. C. Whiting. •^Philadelphia 4§trect ^guide. ^ SOUTH. I Market. 100 Chestnut. 2CO Walnut. 300 Spruce. 400 Pine. 500 Lombard. 600 South. 700 Bainbridge. 800 Catharine. 900 Christian. 1000 Carpenter. 1100 Washington Avenue. I2CO Federal. 1300 Wharton. 1400 Reed. 1500 Dickerson. 1600 Tasker. 1700 Morris. 1800 Moore. 1900 Mifflin. 2000 McKean. 2100 Snyder. 2200 Jackson. 2300 Wolf. 2400 Ritner. 2500 Porter. 2600 Shunk. 2700 Oregon. 2800 Johnston. 2900 Bigler. 3000 Pollock. 3100 Packer. 3200 Curtin. 3300 Geary. 3400 Hartranft. 3500 Hoyt. 36th Avenue. 37th 38th 39th 40th 41st " 42d " 43d '; 44th 45th 300 400 500 600 700 800 900' 1000 HOC 1200 1300 1400 1500 1600 1700 1800 1900 2000 2100 2200 2300 2400 2500 2600 2700 2800 2900 3000 3100 3200 3300 3400 3500 3600 3700 3800 3900 4000 4100 4200 43CO 4400 \4500 NORTH. Market. Arch. Race. Vine. Callowhill. Buttonwood. Green. Fairmount Avenue. Brown. Poplar. Otter. George. Girard Avenue. Thompson. Master. Jefferson. Oxford. Columbia Avenue. Montgomery Avenue. Berks. Norris. Diamond. Susquehanna Avenue. Dauphin. York. Cumberland. Huntingdon. Lehigh Avenue. Somerset. Cambria. Indiana Avenue. Clearfield. Allegheny Avenue. Westmoreland. Ontario. Tioga. Venango. Erie. Butler. Pike. Luzerne. Roxborough. Juniata. Bristol. Cayuga. Wmgohocking. - '^ PHILADELPHIA: WHAT IT IS. There are now published in Philadelphia, twenty-one daily newspapers, of which thirteen are morning and eight evening, — two tri-weekly, two semi-weekly, fifty-two weekly, eight semi- monthly, thirty-six monthly, and two quarterly. One of the dailies. The North American and United States Gazette, is the oldest newspaper in this country. The first two newspapers published in the colonies, were the Boston News Letter, April 24th, 1704, and the Boston Gazette, Decem- ber, 2151,1719, the third in order was the American Weekly Mercury, published in Philadelphia by Andrew Bradford, December 22d, 17 19. Philadelphia was one of the first American cities to enter most spiritedly into the develop- ment of electric telegraphy — the germ of what has grown to an immense interest. With the simple mention that it has a well- equipped and ample police force, fire department, fire patrol, and many steam fire-engines, there are here exhibited, in conclusion, some of the principal industries which have made Philadelphia one of the chief manufacturing centres of the world. Not to discuss the subject, we only remark, that there is no doubt that in the completed census report, the manufactures of Philadelphia will exceed in value those of any city of the Union. As it is, they are reported in the census of 1880 [and such report is only a partial one — see note page 21], as the second in value of productions; but in amottfii of capital invested, as per same report, Philadelphia largely exceeds any city of the United States. The data appended from this census, are of some Philadelphia industries, whose annual production each exceeds ;^2,ooo,ooo in value: — PHILADELPHIA: WHAT IT IS. ^ ^ 8 <3 8^ t^^. -^ ovo o\ ro ■.vo N -* moo ■*• t-^ r«i 0\ O m M M m t^ ■♦ Tt-oo rOCO ■* M IT) U-) ON t^ ( 0\ 0\M t^ t^ t^O lO I r^u-)!-. M N 0\-4-OCT>N^t^ u-)\0 00 M On fO ro O oo"o>t^Ooo cT-^i-Tn rOini-TpT-^MIN m w N o MS -C O o M-h )cjfl; ■CT3 i."5 a! n!^^ '-i^w^ K u rt 1- O 3 O— rt^ ill • vo o\ mvo o\fn-o\i PHILADELPHIA: WHAT IT IS. ro c^ t^oo O t^ K o 00 >Ji t~- O t^ ■>)- ro o" -^ f^ o"co t^ ro 0\o>-iOinoOO\c>)"0"^'~o t>.vo^vo_oo_vo_ fo M_ q^ w_ q_ q^ o r^ t~-oo •S ^ ^ O N O N> _ _ >-< ro •* o^ ro ( 111 \< Hit c ^'c^'CpuX'^C^P^P^Cxn O^ N rOOO ro ro O On > O 4J ni "3 ~^ e "■ ? ^ t; 5^ « o-s s c 5f S y.5-ri"5. its-el^-;. H .jj T3 .2 - .- -J a O >~ U _*«- ^^ r) rt PHILADELPHIA: WHAT IT IS. Philadelphia has been deservedly celebrated for textile, woolen, and cotton goods for one hundred and twenty years ; it was the nurse of that infant art in the struggling colonies. An English magazine of August, 1764, mentions having seen " beautiful samples of the cotton manufactures now carried on at Philadelphia." There was also here, at Ninth and Market streets, about 1778 (destroyed by incendiarism two years later), a woolen factory belonging to the first joint-stock manufacturing company of the United States. Benjamin Franklin and all the principal citizens held stock in it, and took a great interest in the new project. There was also about the same time a cotton goods printing- works established here by S. Wetherill; and in 1 79 1 William P. Sprague started at Philadelphia the first carpet factory in the new States. In 1810 the United States census gives nine thousand nine hundred and eighty-four as the number of yards of carpets made in that year, of which quantity, seven thousand five hundred and one yards were from Philadelphia. Since then the carpet business has increased to a total an- nual production of over thirty-three millions yards.* Of textile goods other than carpets and carpet yarns, there are now made in Philadelphia, in vast quantities, woolen and worsted yarns, woolen and worsted and fancy and plain cassi meres and dress goods, cotton and woolen fancy and plain *In view of this and some following statements intended to throw light on certain discrepancies in the last census, see again remarks on page 19, and note on page 21; also figures in statements on pages 20 and 25. PHILADELPHIA: WHAT IT goods, jeans, tweeds, etc, etc. There are also here extensive cotton mills, making cotton yarns, printing cloths, and muslins, pant stuffs, dress goods, ginghams, checks, stripes, ticking, etc., etc. To the notice of these should be added the numerous establishments for the manufacture of silk and silk mixed goods, woolen and cotton hosiery, upholstery goods, gimp, fringes, tapes, cords, embroideries, laces, etc. ; also manufactures of linen and hemp. ' In connection with these interests are several large printing works for textile goods, and dyeing establishments for yarns and cloth, too numerous to mention in a work so contracted as this; some of these latter establishments, it should be here stated, are of immense size, and have been specially built for the requirements of the business. In 1880, as a private enterprise, Mr. Lorin Blodget, editor of the Textile Record, Philadel- phia, compiled wath the greatest care, and by actual application to establishments and counting of machines, etc., statistics of the textile interests of Philadelphia. From this valuable publication it will be found, that at a fair average approxima- tion of values, the textile interest of the city proper has an annual value of ^100,000,000; and besides there are textile works in places near by in the adjacent counties, owned and operated by citizens of Philadelphia, or mainly by Phila- delphia capital, producing annually, value of fully $19,000,000. The grand summary from page 68 of 'the said work, is as follows : Many of the establishments have very large and nume- rous buildings, with the best and latest styles of machinery. PHILADELPHIA: WHAT IT IS. W W Z D-, H < U 9 Q & < o o o o 1 1-1 C) M M O O M \o ro • O t^oo ro ) M\0 o o o o o l^ CO «-» o 00 O »o ro rooo 00 00 00 t>. ^11 • >;5 ■ ■ r? -C ^ S 3 u ^ C-7^. o to PHILADELPHIA: WHAT IT IS. There were in Philadelphia, in i8So, asshownby Mr. Blodget's tabulations, of carpet manufacturers alone, two hundred and sixteen establishments, having four thousand one hundred and thirty-two hand and one thousand three hundred and forty-six power looms, and making two million seven hundred and fifty-six thousand and four hundred yards of carpets per monih, or annually thirty-three million and seventy-six thousand and eight hundred yards. The principal of these factories are as follows, biit some have largely increased their machinery since this report: — Principal Philadelphia Carpet Mills. Firjfts and Names. J. & J. Dobson, T. L. Leedom & Co., . . Alex. Crow & Son, . . . Ivins, Dietz & Magee, . Judge Brothers, . . . John Bromley & Sons. Monthly Produc- tion in Yards. Description of Carpets. Bromley Brothers, .... Horner Brothers, .... Boggs & White, James H Gay, IV^cCallum, Crease & Sloan, Dornan & Brothers, . . . W. Hogg, Jr., & Son, . . James Kitchenman, . . . James Pollock & Sun, . . Robert Carson, ...... Alex. Beck & Son , . . . . 200,000 104,000 93,000 91,000 90,000 85,000 77,000 65,000 65,000 6o,ooj 51,500 50,000 50,000 50,000 44,000 40,000 40,000 Axmlnster, Tapesty, Brussels, Wilton, I Ingrain, Damask. Bruss., Ingr., Damask Brussels and Ingram. Tapestry, Ingrain, and Stair Damask. Ingrain and Damask. Tapestry, Ingrain, Damask. Turkish, Brussels,and Ingrain. Tapestry, Brussels, Damask. Ingrain. Ingrain and Damask. Bruss , Ingr. , Damask Ingrain and Damask. Bruss., Ingr., Damask Ingrain and Damask. Ingrain and Damask. Ingrain. Ingrain and Damask. PHILADELPHIA: WHAT IT Principal Philadelphia Woolen Mills (other than for Carpets). Firms and Names. J. & J. Dobson, . . . Seville Schofield, . . . Wm. Wood & Co., . . Thomas Dolan & Co., John Brown & Sons, . [Owners now changed Geo. Campbell, . . . Wm. Arrott & Co., . . James M. Preston, . . S. B. Stitt, Fitzpatrick & Holt, Tracy Woolen Company Fiss, Banes, Erben & Co M. Landenberger, . . Callaghan & Bros., . Besswick & Kay, . Thomas Schofield, . W. A. Griswold & Co S. J. Solms G. & J. Bullock, . . Gruntly Bros. & Campi C. S. & J. P.Jones, E. Hey & Bro., . . T. Kenworthy & Bro. P. Von Amsberg, . Bard.-^ley & Craven, S. R. & M. Fleischer, Scheppers Brothers, . Swin- dles. Description of Goods. 22,500 Blankets, cassimeres, etc. 4,300 Blankets, beaver cloths. 12,000 Cottonades, dress goods. 2,ooo|Worsted shawls, cassi- meres, knit goods. n,6oo Doeskins, cassimeres, etc. 8,420 7,700 7,200 6,600 I ! 6,464 6,340 6,032 5,800 5,750 5,600 4,360 4,320 4,038 3,800 3,800 3,600 3,450 3,200 3,170 2,880 2,400 318 looms 26 Dress goods and worsted yarns. Woolen yarns, sundries. Doeskins, jeans, etc. Cassimeres, dress goods, etc. Doeskins, coatings, yarns Fine worsted yarns. Fine worsted and woolen yarns. Hosiery, yarns, German- town knit goods. Cottonades, etc. Woolen yarn and fancy Jacquard goods. Yarns, doeskins, etc. Fine worsted yarns. Doeskins, army flannels. Beavers, chinchillas, etc. Fine worsted yarns. Cotton mixed goods. Fine yarns. Carpet, mixed yarns. Woolen cassimeres, etc. Worsted delaines, alpacas Braids, gimps, trimmings. Fine worsted dress goods; dye and finishing works. PHILADELPHIA: WHAT IT IS. There are numerous large Philadelphia cotton factories making yarn for sale, some which weave all their own yarn, and some, having many looms, use purchased yarn, which is dyed and woven into fancy cottons. The largest cotton mills of the city are given below; and, besides there are dye-houses, hosiery mills, silk manufactories, fringe factories, and many affiliated works which cannot here be mentioned for want of space. Among the latter, however, there should be especially mentioned the very exten- sive and old establishment of Wm. H. Horstmann & Sons, running 300 Jacquard looms and 350 braid machines, making all kinds of military goods and great quantities of worsted knitting yarns. There should also be noted the extensive dye-woods works of John M. Sharpless & Co. — capacity, 100 tons daily. Principal Philadelphia Cotton Mills. I spindles David S. Brown &Co., Robert Patterson & Co. [Now estate of] Washington Mills, . . R. D. Wood &Co., . D. Trainor & Sons, . A.Campbell Mfg. Co., John Farnum & Co., . James & John Hunter, Richard Garsed, . . . Randolph & Jenks, S. Riddle & Son, . . Wm. Simpson & Sons, Porter & Dickey, . . James Long Joseph P. Murphy, . John B. Nelson, . . . 53>564 51,000 46,000 40,000 30,000 27,000 24,536 19,000 16,000 12,000 11,500 10,056 Looms. 27 Print cloths, muslins, ginghams. Tickings, pant -stuffs, ging. , sheeting, drills. Print cloths, fine warps. Bleached cottons. Fine yarns, tickings. Ginghams, shirting. Ticking, sheeting. Printing cloths. Cotton warp-yarns. Cotton yarns, cass. Yarns, ticks, stripes. Printing cloths. Linseys, checks, etc. Ginchams, checks, etc. Shawls, dress goods. Cass., cheviots, ging. PHILADELPHIA: WHAT IT IS. The large number of extensive manufacturers of various specialties in Philadelphia, other than those already given, is so overwhelming, that in a contracted space, like this notice, only the prin- cipal ones can be mentioned. Many of the estab- lishments shovi^n below are of truly vast dimen- sions, and have annual production ranging in value from ^1,000,000 to $5,000,000; and there are but few whose production and sale does not exceed $100,000 per annum. Steam Engine and Boiler Manufacturers. I. P. Morris & Co. I Peoples' Works (Jacob Neafie & Levy. Naylor). James Moore. j Harrison Boiler Works. Machinists' Tools, Machinery, Steam Hammers, etc. Kelley & Ludwig. | Geo. C. Howard. Wood-working Machinrey. London, Berry & Orton. | Smith H. B. Machine Co. Iron Founders. Phoenix Iron Works. Barrows-Savery Co. Morris, Wheeler & Co. Samuel J. Cresswell. Boiler, Rivet, and Bolt Man7ifacturers . Hoopes & Townsend. | Welsh & Lea. Steel Manufacturers. Morris, Wheeler & Co. 1 Midvale Steel Co. Gautier Steel Co. | Bessemer Steel Co. Sugar Refineries. Harrison, Havemeyer & Co. I McKean, Newhall & Bone. E. C. Knight & Co. | Harkness & Thompson. Publishers and Book Manufacturers. J. B. Lippincott & Co. I Porter & Coates. E. Claxton & Co. > | J. H. Butler & Co. T. & J. W.Johnson & Co. i Cowperthwait & Co. Wrought Iron Pipes and Fittings, etc. R. D. Wood & Co. I Pancoast & Maule. Iron Rolling and Sheet Iron Mills. llentown Rolling Mill. I Alan Wood & Co. S. Robbins & Son. 1 McDaniel & Harvey Co. V.^ 28 PHILADELPHIA: WHAT IT IS. Car WJieels and Springs. A.Whitney& Sons (wheels). ) Middleton&Co. (springs Cotton and Woolen Machinery, Looms, Shafting. Bridesbnrs; Mainif 'g Co. I Thomas Wood. M. A. Furbush & Co. | James Smith & Co. Chemical Laboratories. Charles Lennig. ' Rosengarten& Sons. JVIoro Phillips. 1 Pennsylvania Salt Co, White Lead Factories. Wetherill & Brother. | French, Richards & Co. Harrison Brothers & Co. John T. Lewis & Brothers. U. S. White Lead Co. I John Lucas & Co. Glass and Hollow Glass Manufacturers. Whitall, Tatum & Co. j Burgin & Sons. Whitney Brothers. H. H. Benners. Cohansey Glass Mfg. Co. j Gillinder & Sons. Carriage and Coach Makers. William D. Rogers. I Joseph Beckhaus. D. M. Lane & Son. | Charles McCaffrey. Dental Instruments. S, S. White [estate of]. | Lukens & Whittington. Gas Fixture and Chandelier Makers. Cornelius & Co. I Thackara, Sons & Co. Gibson, Shaw & Co. | Eagle Gas Fixture Mfy. Lead and Brass Tube Manufacturers . Tatham & Brothers. | Merchant & Co. Tajtners and Curriers. Keen & Coates. I McNeely & Co. W. F. Forepaugh, Jr. & Bro. | E. A. Smith & Brothers. Type Founders. MacKellar,Smiths&Jordan. j Collins & McLeester. Stove Makers and Founders. Leibrant& McDowells. Co. I Isaac A. Sheppard & Co. Charles Noble & Co. | Stuart, Peterson & Co. Otto Silent Gas Engines, Schleicher, Schumm & Co. *■ , 29 PHILADELPHIA: WHAT IT IS. Rope Manufacturers and Ship Chandlers. Edwin H. Fitler & Co. | Jno. T. Bailey & Co. Paper Hanging Manufacturers . Howell & Brothers. | Howell & Bourke. Paper Manufacturers. iessup& Moore Paper Co. I J. G. Ditman & Co. lartin & M. H. Nixon | Megargee Brothers. Seedsmen and Nurserymen. David Landreth & Sons. I Henry A. Dreer. Robert Buist, Jr. | P. B. Mingle & Co. To give ah idea of the size of the city of Phila- delphia, some of its chief features are here grouped : — Area of surface, I2gy^ square miles. [London has an area of 122 square miles.] Streets — total length 2,100 miles; paved, 900 miles. Sewers, 390 miles in length. Water-pipes (mains), 750 miles in length. Number of fire-plugs, 5,654. Gas pipes (mains), 733 miles in length. City passenger railways (tramways), 337JE^ miles. Population in October, 1882 (estimated from census of 1880), 920,000. Dwelling houses, 160,000, of which, about 110,000 are owned by occupants. Bath rooms, 65,000. Water rent ^1,500,000 per annum. Daily consumption of water 62,249,366 gallons. Gas assets, ^15,201,314. Number of city street gas-lamps in 1881, 12,697. Gas made during 188 1, 2,209,145,000 cubic feet. Maximum used in one day, 10,108,000 cubic feet. Number of gas-meters in use 99,236. Building associations, 650, capital ^55,000,000. PHILADELPHIA: WHAT IT IS. Places of worship, over 600. Estimated accommodation therein, 450,000. Public schools, 461,- value ^6,000,000. Public school teachers, 2,113. Pupils, average attendance, 102,185. Number of factories over 10,000. There are 3,200 engines, 4,057 boilers, horse- power of 170,000. Capital employed in manufacturing, $200,000,000. Value of manufact'd goods, annually, $375,000,000. Exports of Philadelphia, 1881, $41,162,957. Imports of Philadelphia, 1881, $29,764,278. Real estate valuation, $600,000,000. Debt of the city, $70,970,042; with actual assets • in excess. Death-rate, 21 to 22^ per 1,000. Tax-rate for 1883, $1.85 per $100. The coastwise trade of Philadelphia exceeds by 351,495 tons that of all the American vessels engaged in the foreign trade in the United States, viz. : Coastwise trade of Philadelphia, 1,703,000 tons. All American vessels in foreign trade (official), 1,451,505 Some of the principal points of elevation in Philadelphia above the Delaware at high-tide, are as follows : — Twenty -second Ward — Summit street and Chestnut Hill turnpike, four hundred and forty feet. Twenty-fourth Ward • — Belmont avenue and City avenue, two hundred and ninety-two feet. Twenty-eighth Ward — Thirtieth and Coulter streets, two hundred and fifty-five feet. V b6urance in i^hiladelphia. ^WNSURANCE, fire, life, and marine, in America had its origin and first practice in Philadelphia, and the first office for the transaction of business was estab- lished on High street, by John Copson, May 25th, 1 72 1. Mr. Copson's aim seems to have been the encouragement of home underwriting, but commendable as was such a purpose, it does not appear to have' met with much success; for at least seventy years later marine insurances were effected abroad. At this period no indemnity could be had in the colonies for loss by fire; neither was there any organization for the suppression of fires. To Philadelphia, also, is due the credit of organizing the first fire company in America — the "Union," instituted December 7th, 1736. Up to 1752 not a single building in the city or the province was protected by a policy of insurance. On February i8th, 1752, there appeared in the Pennsylvania Gazette, published by Benjamin Franklin and David Hall, a notice that "All persons inclined to subscribe to the articles of insurance of houses from fire, in and near the city, are desired to appear at the Court Hou'^e, where attendance will be given to take in their subscrip- tions every seventh day of the week, in the afternoon, until the 13th of April next, being the day appointed by said articles for electing twelve INSURANCE IN PHILADELPHIA. Directors and a Treasurer." James tiamilton, the Lieutenant-Governor of the Province of Pennsyl- vania, was the first to subscribe, giving to the enterprise a kind of official sanction. Subscriptions sufficient to warrant the undertaking were obtained, and at a meeting held at the Court House on the 13th of April an organization was effected under the title of "The Philadelphia Contributionship for the Ensurance of Houses from Loss by Fire," and a board of twelve directors was elected. Mr. John vSmith vi^as chosen treasurer. Thus was organized the first fire insurance company in America. The Contributionship transacted a mutual busi- ness; its policies were issued for a term, of seven years upon the payment of a deposit, the interest of which during the continuance of the policy belonged to the company. At the end of the first year the sum insured under its policies was j^io8,36o, and the deposit premiums amounted to ;^i,29i.63; average premium, $1.17. At the end of the first ten years the sum insured was but ^67,773; deposits, only ^982.29; average pre- mium, ^1.44. The war of the Revolution some- what embarrassed its operations, but did not seriously affect its financial standing, as at that day, as at the present, its investments were chiefly in mortgages. This company was more familiarly known as the " Hand-in Hand," from its having adopted as the symbol on its badge and seal four hands united. As Philadelphia was the first in the colonies to adopt a system of indemnity for loss by fire, so was she the first to provide in this mode a pecuniary relief for the domestic evils of death. .^ ^ 33 INSURANCE IN PHILADELPHIA. In 1759 a charter was granted on the petition of the Synod of Philadelphia to "The Corporation for the relief of poor and distressed Presbyterian ministers, and of the poor and distressed widows and children of Presbyterian ministers." This title was, in 1875, changed to "The Presbyterian Annuity and Life Insurance Company." Following this came "The Corporation for the relief of the Widows and Children of Clergymen of the Communion of the Protestant Episcopal Church in America," incorporated February 7th, 1769. In 1783 a house of one of the members of the "Contributionship" having caught fire from a burning shade tree, the company refused to insure buildings with trees contiguous, liable to take fire, without an additional premium therefor. This caused much dissatisfaction among its members, and resulted in the creation, in 1784, of the "Mutual Assurance Company for the Insurance of Houses from Loss by Fire." The badge adopted by this company, a "Green Tree," was significant of its origin. Its policies were issued for a period of seven years, but on August 12th, 1 801, they were made perpetual, and it confines itself to this class of business at the present day. On November 3d, 1792, a body of subscribers met at the State House for the purpose of organiz- ing a company to be known as the " Universal Tontine" — a kind of insurance then much in vogue in Europe — but upon consideration of the necessity of a company to effect marine insurances, it was resolved that the character of the proposed organization be changed, and a society be insti- tuted called the " Insurance Company of North 34 INSURANCE IN PHILADELPHIA. America," with a capital of $600,000. At a stockholders' meeting on December loth, 1792, fifteen directors were elected. J. Maxwell Nesbit was chosen President, and Ebenezer Hazard Secretary. Application was made for an act of incorporation, which was not approved until April 14th, 1794 This was the first joint-stock company created in the new world, and is the historical office of the land. Throughout its long career of nearly a century it has been a prosperous office, and its management -has been distinctively marked for intelligence, integrity, and judicious liberality. In 1798 it wrote nearly the entire marine business of the country, its premium re- ceipts being nearly $1 ,500,000. It is to-day one of the largest in the United States; its assets aggre- gate nearly $9,000,000, and its surplus over all liabilities of capital and re-insurance exceeds that of any American company. The " Insurance Company of the State of Penn- sylvania" also a stock company, was incorporated in the same month as the "Insurance Company of North America." The Union Insurance Company was organized in 1804 with a capital of $500,000; it had chartered privileges to transact all kinds of in- surance, but in its early history confined itself to the writing of marine risks ; later it began a conservative fire ])usiness ; but upon the advent of the present management, it took new life and entered upon an active and progressive course. It is steadily and surely advancing to the front rank as a fire and marine underwriting institu- tion. Its premium receipts for the present year will aggregate a million of dollars. 35 INSURANCE IN PHILADELPHIA. The American Fire Insurance Company, in- corporated in i8io, was the first joint-stock fire insurance company in the United States. Its first president was Captain William Jones, a dis- tinguished naval officer and afterwards Secretary of the Navy under President Madison. The American has been intimately associated with the business interests of Philadelphia for more than seventy years, and has always occupied a high position in its insurance circles. In the agency field the company is making rapid progress and ranks with the best in the country. Its assets are ^1,620,307, net surplus, ^$661,233. Up to the year 1812, no public life insurance office existed. The only species of life assurance known in the United States, was the relief and annuities granted by the two corporations before mentioned. But on March loth, 1812, the Penn- sylvania Company for Insurance of Lives and Granting Annuities was incorporated, with a capital of $500,000. The issuing of life policies was discontinued a few years ago by this comi any. In 1813, there were but three offices doing a fire business exclusively, four marine offices and one life office — eight in all in Philadelphia; but in the twelve years following, six more were organized, of which number, but two are in ex- istence, viz. : the Fire Association, organized in 1817, and the Pennsylvania Fire, organized in 1825. The " Pennsylvania" transacted a local business until 1867, when it entered the agency field. Its capital was $400,000. Its prosperity has been continuous — marred slightly by the great Boston fire in 1872, for which it paid over $500,000; and on January ist, 1882, it assets was nearly six INSURANCE IN PHILADELPHIA. times greater than its capital, ^2,227,616, while its riet surplus amounted to 5933.J>46. The Franklin Fire Insurance Company was incorporated in 1829, with a capital of ;S400,ooo. This company soon became conspicuous for the extent of its business, and contributed in no small degree to the prosperity and growth of the city by advancing money on bonds and mortgages to builders and property owners, thereby enabling them to continue the development and improve- ment of the city. Of all the fire, fire-marine and life insurance companies, and "their name is legion," organized since 1829, only the following survive, viz : — County, 1833; Spring Garden, 1835 ; Delaware Mutual. 1835; Girard Life Insurance, Annuity and Tru>-t Company, 1836; Reliance, 1S41 ; Frank- ford Muual, 1842; Mutual, of Germantown, 1843; Penn Muiual, 1847 '■> American Life, 1850 ; Girard, 1853; Mechanics', 1854; Jefft-rson, 1855; Mutual Fire, 1859; United Firemen's, i860; Pnwident Life and Trust, 1865; Teutonia, 1870; German, 1 87 1; Sun, 1873; Lumbermen's, 1 873; Phila- delphia Manufacturers Mutual, 18S0. The Girard Fire Insurance Company of Philadelphia, was founded in 1853, and from a small beginning has become one of the most conspicuous fire insurance institutions in the country. Throughout its whole career it has shown remarkable ability in avoiding the dis- astrous exigencies which beset fire underwriting. Its ratio of loss evinces a thorough knowledge of the fire risk, and the financial judgment displayed in the care and investment of its constantly «■ " 37 INSURANCE IN PHILADELPHIA. increasing funds, has been of corresponding ability. Its last dividend was the sixty -fourth in order. The first foreign insurance company to establish an agency in Piiiladelphia, was the Phoenix Fire Office of London, early in i8io, but its stay was of but short duration owing to the passage on March loth of the same year, of an act prohibiting foreigners from issuing any contract of insurance under a penalty of ^5,000; and any citizen who was a party to such insurance was liable to a fine of $500. In 1879 the Phoenix again opened an agency in this city. Organized in 1782, it has, during its existence of a century, paid over ;^65,ooo,ooo for losses and ^21,000,000 in dividends to its stockholders. Its assets were on December 31st, 1881, $5,364,500, and its net surplus $3,288,935. The Liverpool and London, now the Liverpool and London and Globe Insurance Company, established an agency in this city February 1 8th, 1 85 1, under the management of Richard S. Smith, at that time the president of the Union Mutual Insurance Company of Philadelphia. Mr. Smith continued in charge of the agency until April, 1 86 1, when he was relieved at his own request, and the company appointed as his successor his son, Mr. Atwood Smiih, its present agent. The Liverpool and London and Globe is not only a great fire office, but it is also a great factor in American fire insurance. It does the largest fire business of any company in America, and its United States assets largely exceed those of any foreign office. Under Mr. Smith's management, its progress has been sure and steady; its premium receipts in Pennsyl v^ nia for the year 1 88 1 amounted 38 INSURANCE IN PHILADELPHIA. to nearly $200,000. The profits of the Philadelphia agency are now in excess of $500,000. The Royal Insurance Company of Liverpool, established an agency in this city in April, 1852, under the able manngement of George Wood, Esq., who has, by his intelligent, judicious, and courteous administration, won the respect and confidence of the community for himself, and built up the largest agency business in Philadelphia for his company. The Commercial Union was the first foreign company to identify itself with the local interests of Philadelphia, and to inaugurate a line of im- provement that has resulted in greatly beautifying and enhancing the value of property on Walnut street, by the erection of a large and elegant building for business pui poses. 1 his company established a branch in this city in 1871 under the management of its present agent, Mr. Tattnall Paulding. The Commercial Union is one of the staunch and respectable foreign companies trans- acting business in this country. It has a capital and surplus affording ample security for all the liability it assumes. The Home Insurance Company of New York opened an agency in Philadelphia at the begin- ning of the company's career in 1853. It insures now over twelve million dollars of Pennsylvania risks. This company has a yearly income of premiums and interest approaching three million dollars, and its total assets July, 1882, were $6,838,719, at market value. 'Ihe Home has paid fire losses throughout the United States in the last twenty nine years, to the amount of thirty-three million dollars. It is to-day one of INSURANCE IN PHILADELPHIA. the best exponents of what judicious underwriting should be, and is inherently strong in all the elements requisite to constitute a great fire office — which includes financial ability as well as under- writing skill. The Philadelphia Branch of the ^tna In- surance Company of Hartford, Connecticut, was opened in 1847. This company was the first to enter largely into the general agency business, and its present position in the front rank of fire underwriting institutions in the United States is mainly due to an adherence of nearly three- quarters of a century to ihe sound commercial principles upon which it was started — security to its policyholders, and the prompt payment of legitimate losses. It has received since organiza- tion to December 31st, 1881, $87,362,354 of fire premiums, and paid $53,402,048 for fire losses. Its annual premiums in Pennsylvania exceed those of any other fire insurance cfompany. There are about seventeen hundred fire and fire and marine insurance companies (stock and mutual) doing business in the United States, insuring about $11,500,000,000 annually, at an averaije rate of about seventy cents on the $100, producing an annual premium income of about $80,000,000, at least sixty per cent., or $48,000,000 of which goes to pay fire losses. These ct)mpanies are possesssed of capital [including United States capital of foreign companies] amounting to $99,737,808; assets, $210,000,000, net surplus (stock companies only) of $149,586,600. The above figures are an approximation. Statistics of only a small portion of the above seventeen hundred companies are to be had. INSURANCE IN PHILADELPHIA. The average annual number of fires in Phila- delphia is (in the decade 1871-1881) seven hundred and sixty-five, involving an average property loss of $1,280,000. The American Life Insurance Company, began an active business career from the day of its organ- ization, and at one time was in receipt of the largest annual income of any Philadelphia life company —over $1,000,000. The two representative life companies of Philadelphia, to-day, are the Penn Mutual and the Provident Life and Trust Company. The Penn Mutual Life Insurance Company was organized in 1847, and its career has been marked by a steady growth. Its statement for 1881, its thirty-fourth year, is the best in its history, representing assets, December 31st, 1881, of $7,871,138.01, and a surplus of $1,726,933.72, The Provident Life and Trust Company was organized in 1865. Its career has been one of uninterrupted succe>s. From small beginnings its transactions have risen to large proportions. Its two departments of life insurance and the management of trusts have gone on step by step until the amount of joint assets has reached a sum of over ten millions of dollars. At the close of June, 1882, the amount of insurance outstand- ing was over $30,000,000; its insurance reserve over $4,791,000; its surplus belonging to the insured $697,000; in addition to which capital of $1,000,000, and a surplus belonging to share- holders brought the total sum applicable to the payment of losses to the large aggregate of nearly $7,000,000, exceeding the net liahiliiies by some $2,000,000. Never in the history of life insurance ^^ ^ INSURANCE IN PHILADELPHIA. have seventeen years of experience produced belter results. The integrity and intelligence of its management have commended it to the confi- dence of the community. Sul^ject to the control not only of the insurance department of the State of Pennsylvania, but of the various courts of the commonwealth which take cognizance of the administration of trusts, its record has been scrutinized in the most exhaustive manner. We need not say that an unsullied name has been added to the list of corporations of which Philadelphia has long been proud. The Mutual Life Insurance Company of New York, the largest insurance company in the world, established an agency in Philadelphia in 1849; and in 1856 appointed F. Ratchford Starr its General Agent for the States of Pennsylvania, Delaware, and Ohio, — this being the first general agency of a life insurance company in this country. Under the management of Mr. Starr, and of his successors, Messrs. Bates & Lambert, who have long been connected with the company, a large business has been secured, and for many years past the annual premium income of Ihe Mutual Life in this State has exceeded that of any other life company, home or foreign; and that, not- withstanding the fact that the premium rates on life policies in this company were, in 1879, re- duced 15 per cent. The premium receipts of the company in Pennsylvania during 1 88 1 were ;?I,097,I27.76, and the amount of claims paid in the State since organization over $6,000,000. — The premium receipts of the company for 1881 were $12,196,624.62; the total amount of claims paid since organization to October, 1882, was INSURANCE IN PHILADELPHIA. ^5170,000,000. In 1873 ^^^ company erected at the corner of Tenth and Chestnut streets an elegant building — the finest for business purposes in the city — thus still further identifying its.elf with the interests of the State in which it has over 14,000 policies. On the first of January, 1882, the number of policies in force in this company was 101,499; amount of insurance $315,900,137. As a prominent representative of industrial life insurance, The Metropolitan Life Insurance Com- pany of New York, fills an important place in Philadelphia, where the particular insurance with which it is identified, is a need of the great body of the manufacturing population. It has about sixty thousand policies in force in the city. The growth of this great beneficient interest during the last forty years, staggers the financial 'mind with the magnitude of its results. It is one of the marvels of this wonderful age. It has and is quietly making its way into every palace and cottage in the land. The rich and the poor alike share its benefits, and humanity has been made better by its existence. To-day one-tenth of the population of the United States is interested in its success, and it will secure indemnity against the "domestic evil$ of death " through its instrument- ality. The good being accomplished daily by life insurance appeals to the noblest instincts of humanity, and it should receive as it deserves, the support of all. To write its history and tell the " old, old story" of the good accomplished would require many volumes. We give an aggregate summary of the business of the leading companies of the United States, and also their premium receipts and losses paid in 1881, INSURANCE IN PHILADELPHIA. Premium receipts in 1 88 1, . . $60,444,996.00 Death losses paid in 1881, . . 48,388,283.00 Total amount of insurance in force at close of 1 881, , . . 1,649,484,953.66 Total premiums received since organization to December 3i^t, 1881, 1,154,739,618.5s Total amount paid to policy- holders for death losses, en- dowments, dividends, and surrender values, 823,899,315.55 Total assets December 31st, i88r, 468,541,788.93 The various kinds of insurance being practiced at the present day furnishes indemnity and gives relief for nearly all of the misfortunes of life, viz. : — Indemnity against loss by fire. Indemnity against the perils of the sea. Indemnity against the domestic evils of death. Indemnity against the dishonesty of man. Indemnity against the improvidences of humanity. Indemnity against the casualties of life. Indemnity against the ravages of insect life. Indemnity against the elements of nature and the thunderbolts of God. In the celebration of this Bi-Centennial Anni- versary of Philadelphia, there will he no material interest represented that has d(me more towards advancing the general prosperity of the land than has Insurance, and in no city in the United States do insurance companies more deservedly com- mand the confidence and esteem of the community than in the city where it had its origin and first practice. •^ghiladelphia -IgompanicA. DATE OF INCORPORATION, TITLE, AND LOCATION. -♦ -^ gtock gompanie6. h AMEEICAN riEE INSUEANCE CO., 308 Walnut St. jg J DELAWARE MUTUAL SAFETY INSUEANCB CO., \ S. E cor. Third and Walnut Streets. 181 7 { riEE ASSOCIATION, 34 North Fifth Street. ^7" ( >iee~insueance1ompany or the c^ntt ir ' ^^ 1 PHILADELPHIA, no South Fourth Stj-eet. 1829 { FEANELIN FIEE INSUEANCE CO., 421 Walnut St. 1871 ] GEEMAN FIEE INSUEANCE CO., 41* Walnut St. ^g " raiEAEDHEE AND MAEINEINs'mNCE COMPANY \ N. E cor. Seventh and Chestnut Streets. \ ^7~INSUE'ANCECCMPANf"0Fl:HE STATE OF PENN- ^^^^ t SYLVANIA, 4 and 5 Exchange Building. ( INSURANCE COMPANY OyNOET¥AMEEIC A, ( 232 Walnut Street. 1855 \ JEFFEESON FIEE INSUEANCE CO., 425 Walnut St. 1873 -I LUMBEEMEN'S INSURANCE CO., 427 Walnut St ¥echanics'1nsueanceTompany^ ^^^ ' S. W cor. Fifth and Waln ut Str eets. ^g ( PENNSYLVANIA FIEE INSUElNcTcOMPTNYr ( 510 Walnut Street. 1841 { EELIANCE INSUEANCE CO., 429 Walnut St. ^g^l SPEING &AEDEN FIEE~INSUEANCE~COMPANY, " ^ ^^ 1 43X Walnut Street. 1873^ 1^1870 1873 { SUN FIEE INSUEANCE CO., 434 Walnut Street. 1870 { TEUTONIA FIEE INSUEANCE CO., 424 Walnut St. PHILADELPHIA COMPANIES. ^g^ f UNION INSURANCE COMPANY, ^ °'^ t S. W. cor. Third and Walnut Streets. i860 { UNITED FIEEMEN'S INSURANCE C0.,4i9WalnutSt. -^^utual gompanic6. ^ ' ^ g ^^ fl^NEFOED MUTUAlItIEeInSUEANCeToMPANY, ( 4610 Frankford Road. f MUTUAL ASSURANCE COMPANY FOE THE INSUE^ 1784 j ANCE OF HOUSES FROM LOSS BY FIEE, ( 526 Walnut Street. ^g 7I1UTUAL FIRE INSURANCE COMPANY, ( 4820 Germantown Avenue. 1S59 { MUTUAL FIRE INSURANCE CO., 813 Arch Street. f philTdelphiaIontributionship for" the" IN- 1752 \ SURANCE OF HOUSES FROM LOSS BY FIEE, [ 212 South Fourih Street. gg f PHILADELPHIA MANUFACTUEEES MUTUAL FIEE ' °\ INSUEANCE COMPANY, 4" Walnut Street. -^gife §ompanie6.h 1850 1836 1847 AMEEICAN LIFE INSURANCE COMPANY, S. E. cor. Fourih and Walnut Streets. aiEAED LIFE INSUEANCE, ANNUITY, AND TEUST PENN MUTUAL LIFE INSUEANCE COMPANY, 921 Chestnut Street. [ ^PENNSYLVANIA COMPANY FOE INSUEANCE ON 812 \ LIVES AND GEANTINQ ANNUITIES, [ 431 Chestnut Street. ' PEESBYTEEIAN ANNUITY AND LIFE INSUEANCE COMPANY, 329 Chestnut Street. „, , PEOVIDENT LIFE AND TRUST COMPANY, I5DS 5- i ^ \ 409 Chestnut Street. 46 ■^Philadelphia ^gompanicA. NAME. LOCATION. CAPITAL, ASSETS, SURPLUS, NAMES OF PRESI- DENTS AND SECRETARIES. ^ Hioint.§tock f irc.^- AMERICAN, 308 Walnut Street. Thos. H. Montgomery, Pres. A. C. L. Crawford, Sec. Capital, $400,000. Assets, $1,620,207. Surplus, $662,683. FIRE ASSOCIATION, . . 34 North Fifth Street. A. Louden Snowden, Pres. Jacob H, Lex, Sec. Capital, $500,000. Assets, $4,219,047. Surplus, $893,718. COUNTY, 110 South Fourth Street. James N . Stone, Pres. J.Welsh Dulles, Sec. Capital, $200,000. Assets, $403,533. Surplus, $102,303. FRANKLIN 421 Walnut Street. Jas. W. McAllister, Pres. Ezra T. Cresson, Sec. Capital, $400,000. Assets, $3,163,729. Surplus, $862,742. GERMAN, 412 Walnut Street. Chas. P. Bower, Pres. E. J. Durban, Sec. Capital, $100,000. Assets, $214,679. Surplus, $53,928. GIRARD, N. E. Cor. Seventh and Chestnut Streets. Alfred S. Gillett, Pres. J . B. Allen, Sec. Capital, $300,000. Assets, $1,132,486. Surplus, $464,410. JEFFERSON, 425 Walnut Street. Wm. McDaniel, Pres. Philip E. Coleman, Sec. Capital, $100,000. Assets, $277,940. Surplus, $127,521. LUMBERMEN'S, 427 Walnut Street. Jos. H . Collins, Pres. George G. Crowell, Sec. Capital, $250,000. Assets, $534,630. Surplus, $125,414. 47 r PHILADELPHIA COMPANIES. MECHANICS', S. W. Cor. Fifth and Walnut Sts. Francis McManus, Pres. John H.Davis, Sec. Capital, $250,000. Assets, $488,491. Surplus, $80,726. PENNSYLVANIA, 510 Walnut Street. John Devereux, Pres. John L. Thomson, Sec. Capital, $400,000. Assets, $2,227,616. Surplus, $933,846. RELIANCE, 429 Walnut Street. Thos.C. Hill, Pres. Wm. Chubb, Sec. Capital, $300,000. Assets, $712,176. Surplus, $277,966. SPRING GARDEN, 431 W^alnut Street. Nelson F. Evans, Pres. Jacob E. Peterson, Sec. Capital, $400,000. Assets, $1,146,505. Surplus, $419,053. SUN, 434 W^alnut Street. Nelson F. Evans, Pres. John Crawford, Sec. Capital, $150,000. Assets, $182,544. Surplus, $17,715. TEUTONIA, 424 Walnut Street. E. Franssen, Pres. H. A. Birch, Sec. pro tern. Capital, $200,000. Assets, $273,255. Surplus, $41,735. UNITED FIREMEN'S, .... 419 Walnut Street. Jos. L. Caven, Pres. Robt. B. Beath, Sec. Capital, $300,000. Assets, $621,113. Surplus, $26,640. Hi- ffoint- Stock Sire and Marine. -•- DELAWARE MUTUAL SAFETY, S. E. Cor. Third and Walnut Streets. Thos. C. Hand, Pres. Henry Lyiburn, Sec. Capital, $360,000. Assets, $2,022,838. Surplus, $377,994. INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA, 4 and 5 Exchange Building. Henry D. Sherrerd, Pres. Jos. H . Hollinshead, Sec. Capital, $200,000. Assets, $706,641. Surplus, $228,238. 48 PHILADELPHIA COMPANIES. INSURANCE COMPANY OF NORTH AMERICA, 232 "Walnut Street. Chas. Piatt, Pres. Greville E. Fryer, Sec. Capital, $3,000,000. Assets, $8,818,805. Surplus, $3,461,627. UNION, . . S. W. Cor. Third and Walnut Streets. Colson Hieskell, Pres. • John B. Craven, Sec. Capital, $500,000. Assets, $925,334. Surplus, $68,056. FRANKFORD MUTUAL, 4610 Frankford Avenue. Sam'l Bolton, Pres. H . St. Clair Thorn, Sec Total Cash Assets, $78,007. MUTUAL ASSURANCE COMPANY FOR THE INSURANCE OF HOUSES FROM LOSS BY FIRE, 526 Walnut Street. Samuel Welsh, Pres. Clifford Lewis, Sec. Total Cash Assets, $1,463,010. MUTUAL, Germantown, Phila. Spencer Roberts, Pres. Wnn. M . Emhardt, Sec. Total Cash Assets $448,477. MUTUAL, 813 Arch Street. Calvin Taggart, Pres. T. Ellwood Chapnrian, Sec. Total Cash Assets $18,081. PHILADELPHIA CONTRIBUTIONSHIP FOR THE INSURANCE OF HOUSES FROM LOSS BY FIRE, . . 212 South Fourth Street. Chas. Willing, Chairnnan. Jas.Somers Smith, Sec. Total Cash Assets, $2,705,929. PHILADELPHIA MANUFACTURERS MUTUAL, 411 Walnut Street. Henry W. Brown, Pres. John W. Miller, Jr., Sec. Total Cash Assets $11,431. - -I > 49 PHILADELPHIA COMPANIES. ififG. AMERICAN, S. E. Cor. Fourth and Walnut Sts. Geo. W. Hill, Pres. John S.Wilson, Sec. Capital, $500,000. Assets, $3,189,619. Surplus, $256,959. GIRARD LIFE INSURAFiCE, ANNUITY AND TRUST COMPANY, ." 2020 Chestnut Street. Thomas R idgway , Pres. Henry Tattnall, Sec. Capital, $450,000. Asssts, $2,987,056. Surplus, $1,121, 6?3. PENN MUTUAL, 921 Chestnut Street. Samuel C. Huey, Pres. Henry C. Brown, Sec. Assets, $7,858,619. Surplus, $1,693,772. PENNSYLVANIA COMPANY FOR INSUR- ANCE ON LIVES AND GRANTING AN- NUITIES, 431 Chestnut Street. Lindley Smith, Pres. - L. H . Steel, Sec. Total Cash Assets, ....._ $12,133,985. PRESBYTERIAN ANNUITY AND LIFE INSURANCE COMPANY, 329 Chestnut Street. J. W. Dulles, Pres. N . L . Upham, Sec. Total Cash Assets, $247,304. PROVIDENT LIFE AND TRUST COMPANY, 409 Chestnut Street. Sam'l R. Shipley, Pres. Jos. Ashbrook, Manager Ins. Capital, $500,000. Assets, $6,053,955. Surplus, $697,605. -#-^idcel]ancouA.-0- REAL ESTATE TITLE INSURANCE COM- PANY, N. W. Cor. Tenth and Chestnut Streets. Craig D. Ritchie, Pres. Jos. S. Siddall, Sec. UNITED STATES PLATE GLASS COMPANY, 134 South Fourth Street. Jos. S. Chahoon, Pres. Isaac Rindge, Sec. Capital, $100,000. Assets, $102,120. 50 ■Igirc 'Iin6urancc -Ipgcncic^. LIST OF AGENTS AND LOCATION ; NAMES OF COMPANIES REPRE- SENTED BY THEM — CAPITAL, ASSETS, AND SURPLUS. igirc and-igirc and-4^arine. WILLIAM ARROTT, 115 and 117 South Fourth Street. Capital. Assets. Surplus. Gorman-American, N. Y., . $1,000,000 $3,453,748 $1,415,240 National, Hartford, Conn., . 1,000,000 1,704,803 461,928 Orient, Hartford, Conn., . . 1,000,000 1,419,522 178,798 Metropcle, Paris, France, . . 1,000,000 1,339,774 17,242 City of London, London, Eng., 1,000,000 1,299,655 91,997 J. B. ALVORD, N. E. Cor. Seventh and Chestnut Sts. Capital. Assets. Surplus. Franklin, Columbus, Ohio, . . $200,000 $279,338 $45,492 FRANK OLCOTT ALLEN, 224- Walnut Street. Capital. Assets. Sjirplus. Queen Insurance Co., England, $874,000 $5,396,615 $581,315 Manufacturers' F.&M., Boston, 500,000 1,055,629 117,331 "Boston Underwriters," . . .1,500,000 3,281,589 853,538 51 FIRE INSURANCE AGENCIES. BOSWELL & CO., 123 South Fourth Street. Capital. Assets. Surplus. Howard, New York $500,000 $851,448 $120,044 Lancashire, England, . . . 1,350,000 4,006,374 888,918 National, New York, . . . . 200,000 452,016 100,177 Phoeniz, Hartford, Conn., . . 2,000,000 4,309,973 1,119,284 Connecticut, Hartford, Conn., 1,000,000 745,562 330,328 HENRY W. BROWN, 4-11 Walnut Street. Capital. Assets. Surplus. Star, New York, $500,000 $896,001 $17,165 Mercantile Marine, Boston, 400,000 765,989 180,470 Guardian, England, .... 5,000,000 15,086,018 2,063,135 Niagara, New York, . . . 500,000 1,735,563 640,327 JOHN W. BUCKMAN, 4-04 Walnut Street. Capital. Assets. Surplus. Bowery, New York, . . . . .$300,000 $913,885 $445,440 Qerman, Pittsburgi, Pa., . . 200,000 388,036 100,263 Eutgers, New York, . . . . 200,000 420,323 170,888 Merchants', New York, . . . 200,000 429,513 155,011 Mechanics', New York, . . . 250,000 483,714 166,006 Pacific, New York, .... . 200,000 713.963 385,007 Long Island, New York, . . 300,000 511,000 115,748 Armenia, Pittsburgh, Pa., . . 250,000 310,101 22,936 National, Pittsburgh, Pa., . . 100,000 152,397 34,803 FIRE INSURANCE AGENCIES. JOHN W. CHENEY, 150 South Fourth Street. Westchester, New York, . - Buffalo German, New York, Watertown, New York, . . Capital. Asst'ls. . $300,000 $902,092 . 200,000 900,956 . 200,000 1,068,775 Surplus. $175,042 457,892 115,341 THOMAS CHAMBERLIN, 148 South Fourth Street. Manufacturers', Boston, . . Buffalo, New York Queen, Liverpool and London, Capital. Assets. $500,000 $1,055,629 200,000 293,599 874,000 5,396,615 Surplus. $117,331 29,130 581,315 ETTING & CO., 327 Walnut Street. Williamsburgh City, N. Y., Commercial, New York, . . Star, New York, Standard, New York, . . . Firemen's Trust, New York, Eenton, Covington, Zy., . . Capital. Assets. $250,000 $1,074,005 200,000 501,614 500,000 896,001 200,000 442,088 150,000 265,780 200,000 307,555 Surplus. $500,187 89,928 17,165 156,030 57,303 15,943 E. FRANSSEN, 4-24- Walnut Street. Irving, New York, .... Capital. Assets. $200,000 $252,835 Surplus. $2,974 THOMAS 131 South C. FOSTER, Fourth Street. V Capital. Assets. Surplus. Fire Ins. Association, Eng., $1,000,000 $1,573,292 $199,355 Tradesmen's, New York, . . 300,000 533,490 49,336 y 53 ^ FIRE INSURANCE AGENCIES. ^ WILLIAM C. GO( 4-03 Walnut St DDRICH, reet. Assets. Surplus. $8,902,273 $3,114,390 ^na, Hartford, Capital. $4,000,000 R. EMOTT H 4-15 Walnut St ARE, reet. Assets. Surplus. $3,598,46« $1,605,111 339,374 94,200 6,835,298 260,255 1,055,629 117,331 Norwich Union, England, . . Park Fire, New York, . . . La Confiance, Prance, . . . Manufacturers', Boston, . . Capital. $560,000 200,000 800,000 500,000 SAMUEL 14-8 South D. H/ Fourth >iWLEY, Street. Assets. Surplus. 81,017,507 $501,013 873,727 162,568 259,921 ■ 20,005 1,056,280 230,035 352,550 112,537 1,150,545 233,511 13,292,691 494,105 Citizens, New York, .... St. Paul F. and M., St. Paul, auardian, New York, . . . Northwestern Nat 'l,Milw'kee Albany, New York, .... American Central, St. Louis, Scottish Union and National, Scotland, Capital. $300,000 400,000 200,000 , 600,000 300,000 600,000 1,412,855 DAVID B. HILT, 114- South Fourth Street. Capital. Assets. Farragut, New York, . . . $200,000 $436,991 Exchange, New York, . . . 200,000 337,428 Surplus. $124,071 74,125 J ^ FIRE INSURANCE AGENCIES. "N J. E. HYNEMAN, 142 South Fourth Street. Capital, Assets. Surplus. Hanover, New York $1,000,000 $2,565,141 $832,745 Merchants', Newark, . . . 400,000 1,128,994 450,051 Newark Fire, Newark, . . 250,000 726,442 287,399 Providence- Washington, E.I , 400,000 390,503 114,760 Glens Palls, New York, . 200,000 1,169,919 594,157 Fireman's Fund, California, 750,000 1,239,916 100,815 Union, California, .... 750,000 1,036,398 112,920 Beading Fire, Pa., .... 200,000 317,513 86,919 Teutonia, Allegheny, Pa., 125,000 173,413 29,062 -Qerman-American, Pa., . 100,000 132,686 16,854 J. N. JACKSON, 152 South Fourth Street. Surplus. Capital. Assets. Lion, England, $998,500 $1,250,967 $13,911 J. B. KREMER, 121 and 123 South Fourth Sti -eet. Surplus. Capital. Assets. Farmers', York, Pa., . . . Mutual. $362,477 $116,129 Union, Pittsburgh 100,000 132,546 15,476 THOMAS J. LANCASTER, 312 Walnut Street. Surplus. Capital. Assets. Niagara, New York, .... $500,000 $1,705,563 $640,328 SeUef, New York, 200,000 305,456 17,684 Mercantile, New York, . . . 200,000 249,482 20,270 Mercantile, Boston, .... 400.000 765,989 180,470 r FIRE INSURANCE AGENCIES. ^ LOUIS C. MADEIRA & SC 322 Walnut Street. )NS, Surplus. $27,502 230,605 172,493 83,756 Capital. Assets. Sterling Fire, New York, . . $350,000 $419,750 United States Fire, N.Y., . 250,000 501,237 Manufacturers and Builders' Fire, New York, .... 200,000 435,259 Montauk, New York, ... . 200,000 352,529 MATHER & CO., 231 Walnut Street. Surplus. $7,780 132,334 27,401 502,276 2,419,727 Capital. Assets. LONDON AND PSOVINCIAL, $499,635 $598,036 Clinton, New York, .... 250,000 493,387 Lorillard, New York, . . . 300,000 406,123 Pheniz, Brooklyn (Marine), . 1,000,000 2,826,875 British and Foreign Marine, 960,000 4,068,153 AMOS T. NEWBOLD, 14-4 South Fourth Stre( 2t. Surplus. $38,791 74,478 77,087 230,035 Capital. Assets. Virginia F. & M., Eichmond, $250,000 $478,960 Prescott, Boston, 200,000 411,787 Boatinen'sF.&M.,Pittsburgh, 250,000 378,045 Northwestern Nat. (Marine), 600,000 1,056,280 WILLIAM C. O'NEILL, 4-18 Walnut Street. Surplus. $38,622 46,347 J Capital. Assets. AUemania Fire, Pittsburgh, $200,000 $311,024 Pennsylvania, Pittsburgh, . 200,000 268,037 ■w FIRE INSURANCE AGENCIES. TATTNALL PAULDING, 330 Walnut Street. Capital. Assets. Surplus. Commercial Union, London, . $1,250,000 $7,143,835 $3,172,164 Fire Ins. Associat'n, London, 1,000,000 1,573,292 199,356 American, New York, . . . 400,000 1,042,899 520,119 CHARLES PLATT, Jr., 303 Walnut Street. Capital. Assets. Surplus. Continental, New York, . $1,000,000 $4,207,206 $1,405,792 Lancashire, England, . . 1,350,000 4,006,374 888,918 •British America, Toronto, 500,000 1,322,692 143,682 Watertown, New York, . 200,000 l,0e8,775 115,341 Commerce, Albany, N.Y., 200,000 418,657 144,319 American, Boston, . . . 300,000 580,267 127,461 Sun Fire, London, .... PREVOST & HERRING, N. E. Cor. Fourth and Walnut Streets. Capital. Assets. Surplus. Northern, London, . . . . $1,500,000 $14,286,900 $3,029,572 Imperial, London, .... 3,500,000 8,727,000 3,208,257 Phenix, Brooklyn, 1,000,000 2,826,875 502,276 aermania, New York, . . . 1,000,000 2,471,061 823,369 A. F. SABINE, 506 Walnut Street. Capital. Assets. Surplus. Firemen's, New York, . . . $204,000 $318,208 $54,499 FIRE INSURANCE AGENCIES. W. D. SHERRERD & CO., 222 Walnut Street. Capital. Assets. Surplus. North British and Mercantile, $2,500,000 $10,211,885 $4,894,722 Firemen's, Newark, N. J., . 500,000 1,237,055 607,537 Home, New York, 3,000,000 6,995,509 1,806,181 Hartford, Hartford, .... 1,250,000 4,072,575 1,332,864 Manhattan, New York, . . . 250,000 652,117 63,362 Louisville Underwriters, Zy. 300,000 636,637 248,335 WM. A. SIMPSON & SON, 428 Walnut Street. Capital. Assets. Surplus. Traders', Chicago, . . . $500,000 $1,031,598 $263,557 People's, New York, . . . 200,000 358,009 100,284 Niagara, New York, . . 500,000 1,735,563 640,327 Lafayette, New York, . . 150,000 318,292 100,116 ATWOOD SMITH, 341 Walnut Street. Liverpool and London and Capital. Assets. Surplus. Qlohe, England, .... $1,228,200 $12,587,625 $6,299,257 Hamburg-Bremen, Germany, 300,000 1,400,843 362,060 SPRUNGK & LANCE, 462 North Fourth Street. Capital. Assets, Surplus. Union, Philadelphia, .... $300,000 $894,561 $68,056 Standard, London, 555,500 998,372 .17,555 Niagara, New York, ... . 500,000 1,735,563 640,327 _ FIRE INSURANCE AGENCIES. WILLIAM L. TETE, 129 South Fourth Street. Capital. Assets. Surplus. Zings County, New York, . $150,000 $403,620 $205,784 City, Pittsburgh, 100,000 186,783 39,235 TRADE INSURANCE CO., lis South Fourth Street. Capital, $200,000. Assets, $259,137. Surplus, $15,543. AGENT FOR GERMANIA INSURANCE CO., NEW JERSEY. Capital, $200,000. Assets, $236,151. Surplus, $11,161. CHARLES TREDICK, 138 South Fourth Street. Capital. Assets. Surplus. Transatlantic, aermany, . . $300,000 $1,034,876 $168,819 New Hampshire, N. H., . . 250,000 618,193 183,109 First National, Mass., . . 200,000 284,083 19,949 Jefferson, New York, .... 200,010 540,334 299,085 Ohio Fire, Dayton, Ohio, . . 200,000 284,941 26,552 LOUIS WAGNER, 218 Walnut Street. Capital. Assets. Surplus. American, Newark, N. J., . $600,000 $1,538,378 $774,757 Merchants', Providence, E. I., 200,000 407,950 100,230 Equitable F. and M.,Prov.,E.I. , 300,000 468,051 81,511 AtbnticF.andM.,Pro7.,E.I., 200,000 253,765 9,177 Franklin, Boston, . . 200,000 241,279 2,501 North German, Hambur.g, l,500,000m. 2,285,489m. 604,161m. LIFE INSURANCE AGENCIES. GEORGE E. WAGNER, 417 Walnut Street. Capital. Assets. Surplus. Phcenk Assurance, London, . $353,600 $5,613,408 $3,310,748 Western Assurance, Canada, 400,000 1,389,179 237,087 Mutual, Germantown, Pa., . ... 448,477 229,116 Eochester-German, N. ?., . 200,000 493,786 134,891 Firemen's, Ohio, 250,000 424,009 52,339 ALEXANDER W. WISTER, 405 Walnut Street. Capital. Assets. Surplus, London Assurance, England, $2,241,375 $7,459,317 $3,810,477 Springfield F. and M., Mass., 1,000,000 2,255,808 436,117 Standard Fire, England, . . 565,500 838,372 17,555 Security, Connecticut, . . . 200,000 345,687 26,392 GEORGE WOOD, 306 Walnut Street. Capital. Assets. Surplus. Royal, of Liverpool, Eng- land, $1,441,725 $12,631,799 $3,3i:,748 London and Lancashire, Liverpool, England, . . 926,000 2,628,069 374,C73 WILLIAM W. ALLEN, 14-2 South Fourth Street. Travelers, Hartford, Conn., Assets, $6,115,862 ■ ^ Eo— " LIFE INSURANCE AGENCIES. BATES & LAMBERT, N. W. cor. Tenth and Chestnut Sts. MUTUAL, New York, Assets, $34,702,958 Prudential, Newark, N. J Assets, $246,741 4-30 Walnut Street. C. H. BRUSH, 121 South Fourth Street. MtnA, Hartford, Conn., Assets, $25,777,708 L. C. BURT, 524- Walnut Street. Charter Oak, Hartford, Conn Assets, $8,219,419 J. B. CARR, 414 Walnut Street. Manhattan, New York, Assets, $3,977,949 J. H. CRANKSHAW, Sup't, 229 North Sixth Street. W. 6. ROBERTS, Sup't, N. C. Cor. Third and Chestnut Sts. Metropolitan Life, New York. Industrial Department. Assets, $1,741,371 RICHARD FISHER, 4-26 Walnut Street. Washington, New York, Assets, $5,826,712 R. C. FLOYD, 420 Walnut Street. Brooklyn, New York, Assets, $1,460,504 ^^ - 6i LIFE INSURANCE AGENCIES. H. G. FREEMAN, Jr., 113 South Fourth Street. United States, New York, Assets, $4,727,418 S. S. HAMMOND, 520 Walnut Street. Uaion Mutual, Portland, llaine, Assets, $6,024,023 F. A. HOWARD, 4-30 Walnut Street. State Mutual, Worcester, Mass., Assets, $2,711,259 D. A. KEYES, 522 Walnut Street. Mutual Benefit, Newark, $33,189,622 LONGACRE & EWING, 334 Walnut Street. Northwestern Mutual, Milwaukee, Wis., . . Assets, $18,300,955 MARSTON & WAKELIN, 132 South Fourth Street. New England Mutual, Boston, Assets, $14,403,476 R. J. MILLER, 4-32 Walnut Street. Phcenis Mutual, Hartford, Conn., Assets, $10,372,970 MORE & VANUXEM, S. E. Cor. Sixth and Walnut Streets. New York Life, New York, Assets, $44,159,558 National, Montpelier, Vermont, Assets, $2,919,068 919 Chestnut Street. 62 LIFE INSURANCE AGENCIES. RUDOLPH POTT, 422 Walnut Street. Gemania, New York Assets, $3,198,792 READ &, CAVENY, Gen'l Agents, S. W. Cor. Fourth and Chestnut Sts. I. L. REGISTER, Financial Agent, 828 Cliestnut Street. The EquitaUe Life Assurance Society, New York, Assets, $41,511,949 E. C. RYER, District Agent, JAMES P. HALL, Superintendent Prudential Department, 530 Walnut Street. John Hancock Mutual, Boston, Mass., .... Assets, $2,399,677 SMYTH & FITZWATER, 4-01 Walnut Street. Massachusetts Mutual, Springfield, Mass., . Assets, $6,461,530 WILLIAM STEFFE, 1004- Walnut Street. Union Central, Cincinnati, Ohio, Assets, $1,645,310 W. H. TILDEN, 530 Walnut Street. Connecticut Mutual, Hartford, Conn., . . . Assets, $48,778,093 Connecticut General, Hartford, Conn,, . . . Assets, 1,314,975 The Lion Life Insurance Company of London, U. S. Branch, New York, 445 Broad\A^ay. J. B. THOMAS, 4-04. Walnut Street. CHAS. G. WEIGHTMAN, 1307 Chestnut Street. Homoeopathic Mutual, New York, Assets, $649,0! MISCELLANEOUS AGENCIES. A. B. WELLS, 4-04- Walnut Street. Home, New York, Assets, $4,875,711 WEST & PLUMMER, 512 Walnut Street. Berkshire, Fittsfield, Mass., Assets, $3,508,096 ITational Life, United States of America, . . Assets, $3,542,220 14-0 South Fourth Street. Continental, Hartford, Conn., Assets, $2,439,401 4-30 Walnut Street. ORTON & TITUS, 427 Walnut Street. Accident Insurance Co. of North America, Montreal, Canada. Capital, $5 00,000 A. H. MOORE, lis South Fourth Street. Fidelity and Casualty, New York, Capital, $250,000 A. F. SABINE, 506 Walnut Street.' The Guarantee Company of North America, . . Capital, $300,000 CORBIN & GOODRICH, 4-30 Walnut Street. Hartford Steam Boiler Company, Capital, $200,000 WILLIAM C. O'NEILL, 4-18 Walnut Street. Metropolitan Plate Glass Insurance Company, New York. Capital, $100,000 V : 64 SYNOPSIS OF LAW. ^Pcnn6ylvanici 4jn6urancc -fPcpartment. J. M. FORSTER, Commissioner. EMERSON W. PEET, Actuary. Abstracts of laws relating to admission of outside companies, and insurance brokers : — Companies must file with Commissioner certified copy of charter; also, sworn statement of officers giving financial condition of company ; also, written stipulation appointing an attorney to accept legal service, this authority to con- tinue while the company has any liability in the State. Agents must file resi'lution of board of directors appointing them, in order to procure certificates of authority from Commissioner. Fire and marine companies must have paid-up capital of $200,000, or $100,000 and surplus together amounting to $200,000. Life companies must have assets equal to the net value of all policies in force. Annual state- ments must be filed in January. Foreign companies must furnish annual statements other than those relating to busi- ness in the United States, on first day of July. Fees. — For filing copy of charter, ^25 ; for annual statement, ^20; for each certificate of authority, $2 ; valuation of life policies, not ex; ceeding three cents for every ^1,000 of insurance value; for official examination, the actual expenses. Companies must furnish Commissi* mer with sworn statement of premiums received, which must pay a tax of three per cent, per annum. Reciprocal legislation. Penalties. — For failing to furnish statement $100 fine for every day's neglect, and a further fine of $500 for every month's neglect. Insurance Brokers are required to obtain a certificate of authority from the Commissioner, which certificate must be renewed annually. Fee for furnishing certificate, ;^io. LOCAL ORGANIZATIONS. Poard of Jirc gnderv^ritcr^, (Organized, April i6th, 1852), 17 Merchants' Exchange. THOMAS C. HAND, JOHN WILLIAMS, President. Secretary and Treasurer. ^oard of garine gndcr\j\rritcr6, (Organized, July 3d, 1844), 17 Merchants' Exchange. THOMAS C. HAND, CHARLES PLATT, President. Vice-President. HENRY D. SHERRERD, Secretary and Treasurer. ^irc pnAurancc §ccrctaric6' ^66ociation of Philadelphia, (Organized in May, 1882). GEO. C. CROWELL, GREVILLE E. FRYER, Chairman. Vice-Chairman. SAMUEL W. KAY, Secretary and Treasurer. Object: To promote sociability among its members, an«l to secure a general interchange of views on matters per- taining to fire insurance. Meetings monthly. 66 FIRE DEPARTMENT. Uhc Philadelphia glrc gcpartmcnt. HEADQUARTERS, Corner Juniper and Race Streets. JOHN R. CANTLIN, Chief-Engineer. The present Paid Fire-Department was organized De- cember 29th, 1870, and is under the control of a board of seven commissioners. The department consists of a chief- engineer, five assistant engineers, and four hundred and one men ; 33 .steam fire-engines, wiih hose carts, and 10 hook and ladder trucks. Number of feet of hose in use, 44,100. WILLIAM R. HEINS, Fire Marshal, Office, S. W. Corner Fifth and Chestnut Streets. lire gelarm f clegraph. CENTRAL OFFICE, S. W. Cor. Fifth and Chestnut Streets. WILLIAM J. PHILIPS, DAVID R. WALKER, Superintendent. Assistant. girc |n6urance patrol. (Organized in 1870), 511 ARCH STREET. ATW^OOD SMITH, J. W. McALLISTER, President. Treasurer. THOMAS C. HILL, GEO. R. STILLMAN, Secretary. Captain of Patrol. SYLVESTER B. PEAK, WM. McDEVITT, Assistant Captain. Inspector of Buildings. Authorized 4|n6urancc 4proker6 IN PHILADELPHIA. Allen, W.W., 142 S. Fourth Street. Allen, F Olcott, 224 Walnut " Arrott, Wm., 117 S. Fourth " Alkins, Wm H 121 S. Fourth " Ash, Wm. H., 6ii Chestnut " Ash, Jos. P., 611 Che-stnut " Allison, T. N., 727 Chestnut " Adams, C. H., 121 S. Fourth " Acker, Jas. D., 148 S. Fourth " Baldwin, B. K., 303 Walnut " Buckman, Jno. W., 404 Walnut Barnes, Paul H , 138 S. Fourth " Beidler, E. R , looi Chestnut " BoswELL, Wm. L., 121 S. Fourth Bennett, W. C 138 S. Fourth " BiGELOW, Geo. A 133 S. Fourth " Beath, R. B., 419 Walnut Brown, Wm , 123 S Fourth " BiCKLEY, Lloyd W 201 Wal. Place. Birch, H. A 424 Walnut BouTCHER, Frank, Roxborough. Butler, Chas., looi Che>tnut " Berkheiser, Wm., 290 E. Cumberl. " BuNDiCK, Geo. G., Camden, N J. Beverlin, Jas. H, 1602 Passyunk Ave. Baymore, Jos. Jr., 234 Hine Street. Brande, H. W., 41b Walnut Barker, ^L M 1921 Walnut " Corlies, Wm. H., 230 S Fourth " Carr, Jas. B , 414 Walnut "' Crowell, Geo. G., 427 Walnut •' Creth, John E., 225 Dock " Corson, S. F , 222 Walnut " Chamberlin, H. F., 518 Walnut " Chamberlin, Thos., 148 S Fi-urth " Caraher, E. J., 53 S. Ihird " Crane, Robert, 319 Walnut " Coleman, P. E. Jr 425 Walnut " Condit, D. H., Camden, N. J. ^ . . 68 AUTHORIZED INSURANCE BROKERS. CoYLE, Jas. H., 434 Walnut Street. Crawford, John, 434 Walnut " CoxF.Y, John H., 117 N Forty-first Craven, Frank, 1545 N Seventh Cooper, VVm F., 139 S. Fifth Courtney, S. P., 1549 N Sixth Clark, Henry, 3( 9 Christian Close, Edwin A., 333 Rfed Crothers, S., 314/^ Walnut Carpenter, W. H., 430 Library Campbell, Jno. H., 740 Sansom Dulles, A. C, 314/^ Walnut DuY, Chas. A., 134 S. Fourth Donaldson, F. A 53 S Third Donley, J G., 428 Walnut Elmes, Chas. E., 116 S. P'ourth Etting, Reuben, 327 Walnut Evans, M. D 323 Walnut Ewing, Maskell, 324 Walnut Evans, Chas. T 532 Walnut Evans, Robert E., 133 S Fourth Fry, Paul, 405 Walnut Franssen, E., 424 Walnut Floyd. R. C, 420 Walnut Fries, S.F., Camaen, N.J. Foster, Thos. C, 131 S. Fourth Farnum, C. S 413 Walnut Fisher, Richard, 426 Walnut Freundenbrkg, S., Ill N. Fifth Garrett, Wm. L , 230 S. Fourth Goodrich, Wm. C, 403 Walnut Gibson, John, 133 S. Fourth Gray, Andrew, 3*3/^ Walnut Godwin, Jos. B., 53 S Third Graves, Wm. H , i8i6 Frankford Ave. Gaskill, James, 224 Walnut Street. Griffith. Wm. C, 123 S Fourth Gross, Geo. H., 412 Walnut Hare, R. Emott, 415 Walnut Hilt, Samuel R., 114 S. Fourth Hilt, David B., 114 S. Fourth Herring, Chas. P., N E. cor. 4th& Wal. Harper, T.E., S W cor. 4th & WaU Howell, J. A. Jk 200 Walnut Place. Hawley, Samuel D., 148 S. Fourth Street. HuLTs, E. H., ii^S.Srcond " Hyneman, J. E., 142 S. Fourth " 69 AUTHORIZED INSURANCE BROKERS. Harmer, D., 430 Walnut Street. HiGHLEY, F. M., 218 Walnut " Howell, Z. L., 1921 Wallace " Hamer, J. W., 921 Chestnut " Harrison, A. W., 108 Queen st.. Germ. Hausmann, Peter, 609 N. Third Street. Harkness, S., 147 S. Front " Hill, Oliver H., 427 Walnut " Hill, Edward, 224 Walnut " Haug, Adolph, 728 N. Third " Hedley, D. B 38 S Third Hancock, G. W., 623 Walnut "• Haines, Wm. H., 140 S. Third Jenks, a. S., looi Chestnut " Jackson, AS., 813 Arch Jones, John, 515 Market " Jeffries, H. B , Kase, J. H., 138 S. Fourth " Katz, Marcus, looi Chestnut " Lincoln, H. E., 413 Walnut " Lieder, Alex., 702 N. Third " Longacre, Jas. M 324 Walnut " Lange, Max 462 N. Fourth " Lancaster, Thos. J., 312 Walnut " Langenheim, W. P 129 Bank " Loughrey, B. a , 223 Dock " Logo, Frank, 340 Dillwyn Lutz,Wm. E., 1350 Wood Little, F. V., 53 S. Third Miller, Crawford, 339 Walnut " Madeira, L. C, 322 Walnut " Madeira, Henry, 322 Walnut " Mather, Chas. E .' . . . . 231 Walnut " Moore, J. C , 125 S. Fourth ' Montgomery, H. R., NW cor. 5th & Race MiCHENER, J T., 719 N. Tenth Street. Middle! ON, R. T., 703 Walnut " Miller, R. R., Camden, N. J. Myers, J., 204 S. Eighth " Morris, W., McManus, J. v., 341 Walnut Street. McIlvain, H 425 Walnut Maule, J. C, 1510 N Twelfth McCormick, E. P 520 Walnut Newbold, Amos T., 144 S. Fourth Nyholm, C J., 478 N. Third O'Neill, Wm. C, 418 Walnut 70 AUTHORIZED INSURANCE BROKERS. Ogden, Chas. S., 138 S. Fourth Street. O'Brion, B. F., 231 Walnut Peirce, G. H., 404 Walnut Peterson, J. E., 431 Walnut Plummer. E. H., Jk., 512 Walnut Platt, Chas., Jr 303 Walnut Paulding, T., 330 Walnut Pfeffer, M 424 Walnut Pott, Rudolph, 420 Walnut Potter, S., 627 Walnut Reakirt, E. L., 218I4 Walnut Reeves, H. A , 522 Walnut Rodgers, J. J. S., 514 Walnut RiSLEY, 1>. Somers, Camden, N.J. Reichard, C. a.. 125 S. 13th Street. Serrill, Henry, 4811 Woodland Av. Simpson, B. M., 428 Walnut Street. Stocker.Geo. R., 116 S. Fourth Smith, Atwood 341 Walnut Shackelton, C. D., 50b Walnut Sweeny, Dan'l W., 329 Walnut Shields. Jno. J., 421 Walnut Squire, Francis, 4106 Spruce Sprungk, Wm., 462 N. Fourth Sandberg, Jos., 424 Walnut Stelwagon, H. G 205 Walnut Place. Smith, Jere., . . 205% Walnut Street. Stirling, Jos., 727 Walnut " Simpson, J. B., 129 S. Fourth " SoMMERS, Harry, 341 Walnut " Sullivan, J. T., 225 Dock " Smith, Jacob, 716 Master " Steffe, Wm., 1004 Walnut " Stonf, S S , Ji; 224 S. Fourth Street. Smith, H. O , 419 Locust " Tete, W. L., 129 S Fourth " Tredick, Chas , 138 S. Fourth " Truscott, J. Lynn, 420 Walnut " Thomason, E. J., N. E. c. 7th & Chest. Trewendt, Theo., 312 Stock Exchange. Titus, Alex. H., Jr., 427 Walnut Street. Voss, A., 121 S. Fourth Vaux, J. Waln 144 S. Fourth Woltjen, John, 23 S. Third Williams, Chas., 330 Walnut Wallace, Thos., 144 S. Fourth Wolf, Isaac, 418 Walnut INSURANCE JOURNALISTS' ASSOCIATION. WiSTER, Alex. W., 405 Walnut Street. Wilson, VV. D., 117 S. Fourth " WoRTHiNGTON, A. C, 404 Walnut " Wagner, Louis, 218 Walnut " Wood, B H., 306 Walnut Wright, E. 1304 S Fourth " WiNEBRENNEK, D. S., 129 S. Fourth " Wilson, Jno., , ■ . 2230 Memphis " Wallace, Jas. F , i Merchants' Ex. Walmsley, Wm., Wilson, A. S., 2034 S. Sixth Street. Wilkinson, C. B., 112 S. Fourth " West, G. A., 512 Walnut " WiLMER, I R., 205 Walnut Place. Wilson J. W., 224 Walnut " Wetzell, G W., 1953 N. Fourth Street Wightman. C G., 121 S. Fourth " Wagner, Geo. E, 417 Walnut " Williams, John, 17 Merchants' Ex. Wood, C. J , 658 Franklin Street. Whiting, J. H. C, Jr., 506 Walnut " Jn6urance ^ournalidtd' gAAOciation of the gnitcd gtatcA, (Organized October, 1881). EXECUTIVE COMMITTEE: J. A FOWLER, Chairman. C. C. BOMBAUGH, J. S. BLOOMINGSTON, STEPHEN ENGLISH, SAM'L H. DAVIS, C. C. HINE, CLIFFORD THOMSON, Treasurer. Secretary . Members, October 1882 : American Evchange and Review, Philadelphia; Argus, Chicago; Baltimore Under- writer, Baltimore ; Coast Review, San Franc sec ; Chronicle, New York ; Insurance Age, New York; Insurance Monitor, New York; Insurance and Real Ksiate Journal, New York; Insurance Times, New York ; Insurance World, Pittsburgh ; Investigitor, Chicago ; Record New York ; Review, New York; Spectator, New York; Standard, Boston; United States Insurance Gazette, New York ; United States Review, Philadelphia; Western Insurance Review, St. Louis. ^^ ^ . raPQRY OF CONGRESS 014 314 19-5 ' LIBRARY OF CONGRESS 00143141937 •