DUKE UNIVERSITY LIBRARY Giit oh George W. Britt L O UIS STIX REMINISCENCES CHRONICLED AS A RECREATION IN HIS LATER YEARS 1821 — 1902 D igitized by the Internet Archive in 2015 https://archive.org/details/reminiscences01stix 1963 Preface to the Second Edition During his later years Sylvan L. Stix, the youngest son of Louis Stix, cherished the hope that he might reprint this book in honor of his father. It was his fond wish that every descendant of Louis Stix might have a copy of the family his- tory, the supply of which has been so limited. After the death of Sylvan L. Stix it was felt that this should be done not only in honor of Louis Stix but also as a tribute to Sylvan L. Stix who was so widely loved and respected, and who so ably carried on the family traditions. No changes have been made to the text of the first edition. However, a list of the descendants of Louis Stix has been added in the belief that it may be of interest to all. These recollections are born of a long de- ferred purpose. The history of every life is valuable. Its struggles, its efforts, whether successful or otherwise, and even its mistakes, become beacons and landmarks, serving as a guidance to those who may find themselves in similar straits or difficulties. It is needless for me to say that I am neither historian nor linguist. The all-absorbing cares of a life spent in mercantile pursuits have debarred me from the acquisition of at- tainments which would have made my task easier, and greatly improved the literary style of these recollections. Nevertheless, though thus hampered, and realizing in advance the impediments in my way, my naturally strong determination to carry out all I undertake, has urged me on, and enabled me practically to bring to a conclusion these reminiscences. If I have succeeded in making them interesting to my posterity, I shall have brought to a happy termination my self-appointed task. My men- tion of figures and amounts must be received as only approximately correct. I have never kept a diary and therefore have been obliged to rely entirely upon recollection for my facts. I have tried to be especially careful as to the accuracy of all dates given. My wife has been of great aid to me, assisting in recalling events of which she and I alone knew. In this connection I must acknowledge the greater clearness with which she has re- membered the occurrences of former days. I am satisfied that this fact will still more deeply endear to our children my narration. If it seems proper that I should apologize for too frequent allusions, by name, to my business friends, it must be remembered that they have been bound up with my life work. My loving mention of those closest to me needs no excuse. I have only desired to show the affection in which I hold them. To them all I say: let union be your family shield; de- votion to each other your unfailing motto. ANCESTORS MY paternal grandfather's name was Koshman Solomon. He was born at Demmelsdorf in 1750 and died there in 1808. My paternal grandmother was also a native of Demmelsdorf. She was born in 1756 and died there in 1820. My paternal grandparents both died before I was born. I have been told that my father's father was an excellent and highly respected man and that my father's mother was a devoted wife and mother, a dig- nified woman, but less unselfish than her hus- band. My father, Solomon, was born April 2, 1788. My one maternal great-grandfather (my mother's mother's father) was Michael Moses; my other maternal great-grandfather (my mother's father's father) was Moses Cohen. The former was born, at Glensdorf, Bavaria, in 1730; he was a cloth-merchant, was well to do pecuniarily, and esteemed for fair and up- right dealings by all who knew him. He died, at his native place, at the age of eighty-three. I The latter was born at Schneidach, Bavaria, in 1733, and died August 23rd, 181 3. My mother's father, Aaron Cohen, (spelled "Kuhn" in my mother's marriage contract) was a son of Moses Cohen. He also was born at Schneidach, in 1758; he died December 8th, 1830, at Demmelsdorf, Bavaria. He was a graduate of the University of Prague and was called as a minister to Demmelsdorf, to which place he removed, and remained there in that capacity, to the end of his life. He was highly educated and reputed to have been a good man, and an example of rectitude. He married Conendal Moses, daughter of the above named Michael Moses. She was born at Glensdorf in the year 1752, and died in Demmelsdorf in 1827. They had two children, my mother, and a son, Henry. The latter married Madeline Sulsbacher, a widow (with children) and by her had but one child, Moses, who emigrated, while a young man, to the United States, to join three step- brothers. He made his residence at Leaven- worth, Kansas, where he died unmarried, leav- ing my mother the sole surviving descendant of Aaron and Conendal Cohen. My mother was sometimes called Deborah, at other times Dorothea. She is named Dorothea in her mar- 2 riage contract. My mother was born at Dem- melsdorf, January 18th, 1795. I remember my grandfather, Aaron Cohen. Naturally I knew him only in his declining years when he was somewhat taciturn. I was deeply impressed by a fervent prayer of his that, when it should please God to call him, he might be spared a lingering illness. His prayer was granted. He was found dead in his bed one morning after having retired the previous evening in apparently good health. I remember, too, an address delivered by him, shortly before his death, in 1830, to some young men about to emigrate to the United States. He bade them, for their own sakes, if for no other reason, to so order their transac- tions, that, no matter who might, by day or night, knock at their doors, their consciences might be such that they need fear neither God's nor man's punishment. He told them that in the breast of the honest and righteous man, neither fear nor apprehension had a place. These words were so full of wisdom that I have found them an admirable guide through life, well worthy of acceptance, and I repeat them here, in order that they may be remem- bered by my descendants. I also remember my grandmother Conendal 3 Cohen. She was a sweet and amiable woman who endeared herself to all children and was called "Grandmother" by every one. She had an ever-smiling face, was gracious of man- ner, and kind of heart, and the beauty of her person and of her mind will remain pleasant memories to me until my last hour. I have one daughter, whom I will not name, who seems to unite in herself, but in an intensified degree, all the excellent characteristics and charming qualities of my grandmother and my mother. I trust that she will some day find all that her parents so much love and admire in her, repro- duced and intensified in her own descendants, and that when old age overtakes her, she may be no less proud of them than her parents are of their ten children and fifteen grandchildren, and of those with whom their married children have joined their lives. My father's family had no family name at the time of his birth. Nor do I know whether any of the family names already mentioned existed prior to 1813. Prior to that date, the custom prevailed, among European Jews, of giving to boys one name only, with the name of the father joined either with or without a con- necting "ben" (which means "son"). Certain it is that my father, like all Jewish citizens 4 (such designation is perhaps a liberty; of Bavaria, was compelled., under a law passed in 1 8 1 3 , to adopt a distinctive family name. Act- ing under this compulsion, he adopted the name Stix. I shall always feel grateful for that law and its enforcement. It prevented the compli- cations and consequent confusion, arising from the repetition of names from generation to gen- eration, which had prevailed to such an ex- tent that neither postman, court officials, friends nor foes, could insure a communication reaching its intended destination. It was moreover fortunate in securing for us an in- dividuality of name, as my father, who always had an aversion to long and unpronounceable names, was thus enabled to legally make his own selection, and in so doing, chose a name which has the merit of extreme brevity and en- tire originality. Though unknown when my father appropriated it. it has. I have heard, during the last century, been adopted by sev- eral families, both in this country and abroad. Yet it remained so rare that, in 1887, a cable- gram sent to me by one of my daughters, from Carlsbad. Bohemia, addressed "Stix, Xew York." reached me without requiring fuller ad- dress. May the name be transmitted in its original honor, unsullied by any unworthy act, 5 as I received it from my parents, and hand it to my descendants, and may it continue to be esteemed no less proudly than by those who bore it in my generation, My father and Deborah Cohen were married after overcoming serious difficulties. My mother's father was not a man of means, and it will be readily understood that his income, as minister in a small place, was necessarily meagre. Though Deborah Cohen was the choice of my father's heart, his mother, in view of what she considered his fine prospects, was opposed to her son's union with one who could not bring to him the marriage portion to which she considered him entitled, but which my mother's parents, willing and anxious as they were for the union, were unable to supply. My father, unable to secure his mother's con- sent to a marriage with Deborah Cohen, to whom he was deeply devoted, reluctantly yielded his own wishes to those of his mother. A short time afterwards, Deborah Cohen, con- forming to the custom of the times, whereby parents arranged matrimonial matters, induced by the persuasions of her father, became en- gaged to a young man from Reckendorf, who neither cared for money, nor demanded a mar- riage portion. It, however, reached Deborah 6 Cohen's ears that the man to whom she was en- gaged was an epileptic. Through others, she made persistent inquiry without securing con- firmation of the rumor; yet she was cautioned to be on her guard. Time sped on, and fate seemed to be against her. The day set for the wedding arrived. The ceremony, probably to avoid expense to the bride's parents, was to have taken place at the bridegroom's home. Thither the bride, her family and friends went. When everything was in readiness, and the ceremony was about to take place, the bride's suspicions were aroused by a hurried running to and fro in and out of the room where the groom was supposed to be. Refusal being made to her demand for admittance to the room, she at once fled from the house and re- turned to her own home. The result of the excitement incident to the occasion left no doubt as to the groom's physical condition, and the engagement was broken. A short time afterwards, through mutual concessions, the former objections were removed, and the mar- riage between my father and Deborah Cohen took place. I still possess the document which provides for the payment of my mother's mar- riage portion in stated instalments and at stated times. From the time of their marriage until 7 separated by death, my parents were an ex- tremely happy and fortunate couple. For a time they were obliged to struggle to make both ends meet; but by uniting energy, industry, frugality and economy they overcame pe- cuniary disadvantages and prospered beyond their most sanguine expectations. Love and harmony took up their abode with them. 8 REMINISCENCES WHEN I was but a boy I remember see- ing my mother embraced by two uni- formed men. I was told that during the famine of 1816 and 181 7, we had had neigh- bors named Wasserman, who were so poor as to be without food. My parents, however, having had sufficient means and foresight to provide plentifully for themselves, had had the good hearts to divide with these neighbors and relieve their necessities. These two men, now state officials, were the sons of these neighbors come to assure my mother of their gratitude. My mother's nature was very gentle. Char- acteristic of her was her punishment of me on the only occasion when I seriously displeased her. In her anger she seized the first article at hand, which chanced to be a goose's wing. She grasped the bony part and, with all her strength, beat me with the feather end. This was the severest punishment I ever received at her hands. My father always stood for the right. Of 9 this there were many examples, a few of which I will narrate. At one time, a neighbor of ours had been convicted of the crime of robbing an ignorant farmer, and immunity was offered him by the officials upon receipt by them of a certain sum of money, to be collected in the vicinage. My father was assessed for his share of this fund, but positively refused to pay it, or to do anything to relieve the criminal from the penalty of his crime. For this he was commended by all the authorities, other than the Landrichter, who subsequently was caught in his double-dealings and sent to prison, notwithstanding influential connec- tions. A similar instance follows. My father owned the house in which we lived and had, for years, with other freeholders, been obliged to pay a small church tax, in return for which he was permitted to send cattle to the commons with a herder. Convinced that the tax was an unjust one, he fought it, alternately winning and losing, to the highest court, and there se- cured a final decision in his favor. The village unanimously acknowledged their obliga- tion to my father. Even the "Busaken," against whom the fight had been waged, after my father's victory, called and congratulated my mother, whom the suit had caused many 10 anxious days and sleepless nights. When she saw them coming she supposed they had come to take possession of our home. My father traded in almost everything from which an honest gain could result. In the course of his trading, there was once offered him a cheap and desirable lot of goods by a stranger whom he discovered to be of bad reputation. Instead of making the purchase, he set a trap for the seller, who turned out to be a dangerous and daring thief. My father notified the authorities of his whereabouts. He was arrested, tried and convicted, principally on my father's testimony. When sentence was about to be passed, the prisoner turned to my father and said: "I will attend to you when I get out of prison." The Judge, who over- heard the threat, told the prisoner that he would give him the longest sentence he could, and regretted that he had not the power to make it for life, while he complimented my father for his aid in bringing the criminal to justice. I attended school at Demmelsdorf. I do not remember at what age my school-days began, but I continued in attendance until I was about fourteen years old. I was neither partial to my teacher nor was I a favorite of his. He II caused, in my childish mind, an aversion that has never been obliterated, and, although I bore him no malice, the sense of wrong has remained. It had its origin in this incident. I was one of a party of children who went in search of huckleberries, in company with the teacher; we each had a large basket and also carried a small pail in which to gather the berries. I had worked so energetically that I was the first to fill my basket, but it was inti- mated wrongfully by some of my companions that I had stolen some from their baskets. I appealed for vindication to the teacher. In- stead of asserting my innocence, of which he was fully aware, he sided against me and called me by an opprobrious name. My aversion was confirmed by his preference for scholars whose parents had means. I charged him with this on an occasion when, for a trivial offense, he whipped a poor boy brutally. I told him pub- licly, at the time, that, had the boy been the child of rich parents, he would never have dared to administer such severe punishment. For this remark I was ordered before the whole school for punishment, but, instead of obeying his command, I left the school-room. For so leaving, my father punished me, but he recog- nized the justice of my attitude and took my 12 part, and, from that day, the teacher was more afraid of me than I of him. In after years, when requested by one of his former pupils, a resident of Cincinnati, in which city the teacher died, to contribute to a fund for the erection of a tombstone to his memory, I offered to de- fray the entire expense of such tombstone on condition that the truth be inscribed upon it. My offer was never accepted. During* my school-days life-long friend- ships were formed. As early as 1832, in imi- tation of a vow between two brothers, which we read of, Henry Mack and I vowed eternal friendship. Each of us, now beyond seventy years of age, is still true to the compact of our early days. We expect to die as we have lived, firm in our friendship. Naturally I had my home occupations. The children performed all the chores about the house most cheerfully, regarding them as a pas- time and recreation. Among our duties was that of gathering fuel for heating and cooking purposes. We obtained it in the forest on the hill which overlooked the town. During the winters, which were long and severe, we coasted with our loads from the woods to our home. We always owned a goat, and so we had milk, cheese and sometimes butter, almost as though 13 we had a cow. As fodder for the goat, we gathered green leaves during the summer, and followed the farmers through the fields gather- ing what they failed to collect. We assisted our mother in domestic matters. We chopped the wood, ran her errands, carried the water for the household, washed the dishes, aided her in cleaning floors, preparing vegetables and other food, and generally did whatever we could to lighten her labors. Often do I recall my mother's sweetness of disposition and do- mestic womanly virtues. She brought up her ten children without even a servant or any as- sistance, and distinguished herself for her neatness and cleanliness as a housekeeper. It is really marvelous how she managed so beauti- fully and successfully under all circumstances. Our attendance at school was, however, never permitted to be interfered with in the least by these duties, our parents being particular that we should lose none of the educational advan- tages which were at hand. It was during those years that mother re- ceived a legacy amounting to several hundred dollars, bequeathed to her by a relative at Glensdorf, from the hands of a stranger to whom it had been entrusted by the relative, but who had detained it until, constrained by her 14 priest's refusal of absolution, she paid it over. The payment was providential, for shortly after, my father was taken ill with fever and ague, and did not recover for a full year, and, during this period, this money provided com- forts which otherwise would not have been pos- sible. I remember distinctly being frequently sent to procure small change for the Prussian dollars which made up this sum. My mother, too, in 1836, was attacked by a severe illness, which caused her excruciating pains and which was supposed to be rheuma- tism. She was bent and crippled. Medical authority, consulted from near and far, con- curred in the decision that it was incurable. One physician stated that the Main would flow over the mountain peaks sooner than that my mother would recover the power of walk- ing erect. A medical student, without di- ploma, and not entitled to practice, saw her, expressed a belief that he could help her. was permitted to treat her, and in a short time cured her completely. It was during my school-days that the title "Kosher" Louis was given me. I will jot down a few of the incidents which gave it to me. My brother Carl was telling tales about me at the table. I told him to stop and, when 15 he did not, I, in the presence of our father, threw a fork at him, which struck him in the face. Each for himself may picture what hap- pened to me after that. On another occasion, while I was splitting wood at the chopping block, Moses Herman, who lived in the upper story of our house, persisted in putting his hand in the way, to prevent me from chopping. I kept on and chopped into his hand, though not severely. To avoid his vengeance I climbed into our stable loft and drew up after me the ladder by which I had mounted. There I remained until my descent was made safely. On another occasion, while the teacher was ab- sent from the school-room, I put a burning coal on the palm of a boy named Stadler; re- taining the coal in his hand he made complaint to the returning teacher, who leisurely ques- tioned him as to the culprit and then said with deliberation, "You may throw it off." The teacher punished me only slightly; but my father settled with me more severely — nor was this the only one of my transgressions which provoked his correction. Another incident, which might have resulted seriously, looms up from my boyhood days. My father had a butcher's knife which I was 16 strictly forbidden to use. Naturally I used it secretly. On one occasion, while at the out- skirts of the town having the knife in my hand, I met a number of children. As soon as they saw me they started to run and shout. Think- ing something had happened, I hurried after to inquire the cause of their terror. The faster they ran and the louder their shouts, the quicker I followed, all unconscious that I, with knife in hand, was the cause of their fright and flight. As they reached their own doors and excitedly talked to their people, I found myself in front of a jeweler's shop, the proprietor of which was a friend of my father. He advised me to leave promptly, as he knew those children had been taught that Jews kill Christian children. Such was the bitter feeling caused by the report of these children to their elders, that I considered myself extremely fortunate to have escaped unharmed. At the age of fourteen, by my own choice, I was bound out for three years, as an appren- tice to a glazier — a trade differing materially in Europe from that commonly designated by the same term in the United States. We made sashes, all kinds of wood-work, some lead and iron trimmings, and set painted win- 17 dows and other windows, and did other similar work. I served the full three years, applying myself faithfully to learning the trade. While serving this apprenticeship I learned, through persons who solemnly asserted they had seen it, that there was a ghost to be seen nightly, between twelve and one o'clock, at a place halfway between Schleslitz and Dem- melsdorf . I went there, timing myself so as to reach the place a little after midnight, but the ghost failed to appear. However, in passing the house adjoining our own, which was re- puted to be haunted, and for that reason had been sold at half its value, I saw a figure stand- ing in front of the third-story window and shouted at it to receive the prompt reply "If you do not hurry away, I will make you." It proved to be a young man, mounted on a lad- der, indulging in the common pastime of court- ing. Reaching home, my mother, whom I found engaged in mangling clothes, anxiously inquired of me, because of my pallor, if I had been sick. I wonder whether I was fright- ened ! During my apprenticeship I made my first speculative venture. It was in English wal- nuts. My father had sent me to buy a small quantity. After lengthy fruitless search, I 18 A GLAZIER'S APPRENTICE IN FRONT OF THE DEMMELSDORF HOME found a man who had for sale a large quantity at a much lower figure than I had expected to pay, but who refused to sell less than all. I bought the lot as a wonderful bargain. My father, when he learned the source of the pur- chase, and the price paid, declared it a swindle and, true enough, they proved worthless for table use. But my expected profit had, to be made. I took the nuts to the county seat and sold about an eighth of them and shipped the balance to Bamberg and, arriving there at mid- night, I ordered the nuts taken to the yearly "Markt," then about to open. The Main had frozen over, so that few nuts were in the mar- ket, and I soon found a purchaser, at an excel- lent advance, who was without any ready money, but who furnished me references and promised payment at the bank when it opened the following morning at ten o'clock. My pur- chaser, too, found a ready sale and, while he failed to take me to the bank as promised, paid me the purchase price out of his receipts. I spent part of my profits in buying my mother a silk umbrella, glad to be able to contribute to her pleasure by means of money gained out of a business venture. The only sum which I gave my mother (other than later on for charities she was in- 19 terested in) was during my apprenticeship, out of my small earnings, when I heard my father jokingly say he would not pay a bill which she owed for some goods, bought at auction, from the estate of Isaac Mack, father of Moses Mack. I came to my mother's rescue and paid the bill, assuring her that all I should ever have would be at her disposal. The materials purchased were intended for clothes for my brother Wil- liam, who was then expected to make his ap- pearance, and the amount paid was about one dollar, if my memory serves me rightly. I think he should pay this sum with interest from 1837, and, if my estate's lawyers will collect it without charge, I hope my estate will not be deprived of this money. My father was a religious man and had posi- tively forbidden me to extend my work beyond the hour when the Sabbath set in, and insisted that I reach home by that time. Once I failed in this while engaged at work on a church which the trustees required to be finished so that service might be held in it on the following Sunday. I overworked and overstayed my time, but unconsciously. Feeling unhappy at the annoyance I would cause, I returned home with the determination to account for my delay, and avoid a reprimand, by the fictitious story 20 that a certain glazier, known by my father to be hostile to me, had lain in ambush with the intent of breaking my glass and giving me a thrashing and that, in avoiding him, I had lost my way and thus been detained. My mother accepted my story unhesitatingly; my father, not so credulous, decided to investigate.. I feigned sickness that evening to avoid further explanation and, though hungry as a wolf, went to bed without eating. After my father had retired, my mother, always tender and con- siderate, insisted upon my trying to take nourishment, and I tried and succeeded. When my father again visited the place at which I worked, he found out the hour at which I had stopped work and made me promise that I would never again break his rule so long as I remained under his roof. I faithfully kept that promise. Father also inculcated in us religious pre- cepts and principles. With some of his chil- dren he succeeded admirably, for they accepted his wise instruction without a question; but I was not so willing to follow his teachings. At a very early age, long before my confirmation, I began to think for myself in such matters, and although otherwise an obedient son, yet I claimed rather precociously and persistently 21 the right to my own opinions. As a sep- tuagenarian, I still cling tenaciously to ideas and views formed in early life. Though often regretting my inability in not having given un- alloyed pleasure in this respect, to parents so deserving of perfect obedience, I now realize, on mature reflection, that there was a vein of wilfulness running through my nature, in- herited from my dear father, which may ac- count for my opposition to some of the outward forms and ceremonies he so earnestly advocated and desired us to adopt. Regardless of re- ligious forms, I judged for myself what was right or wrong. While my father was at first opposed to my ideas, he nevertheless, at a later day, conceded to me, that in this respect, I might judge for myself, and was, moreover, willing that his children should do what they considered right ; thus exhibiting his unlimited confidence in them. I have ever believed that true morality and true religious sentiment could be condensed and embodied in the laconic maxim — "Do unto others as you wish others to do unto you." There are hypocrites who pretend to be what they are not, who go to church regularly, pray early and late, loud and long, who neither steal nor rob, yet signally fail to follow this test 22 principle as old as the world itself. My dear parents, however, were not such dissemblers. They practiced constantly in daily life their professions, proving themselves shining ex- amples of piety, goodness and benevolence. Their lives were saddened by the loss of three dear children, who died in Europe. Brother Herman, born in 1818, was the first one to be taken from them. I was four years old at the time of his death in 1825 but, strangely enough, I remember very little about him, excepting the practical fact that I afterwards wore his clothes. Sister Aurelia, born in 1824, and re- garded by all as the brightest and most promis- ing of our number, died of smallpox in 1835. Sarah, born in 1833, died on February 9th, 1844. It was a strange and painful coinci- dence that our eldest brother, Charles, passed away in America on the same day, both vic- tims of the smallpox. I had this dreadful disease myself, but recovered without any marks, although I was imprudent and indis- creet. Brother Charles, though deficient in busi- ness talent, was such a perfect pattern of no- bility of character, that he was an excellent example for his brothers to follow. At the time of his death he was engaged to a Miss 23 Fechheimer, who afterwards became the wife of Mr. Jacob Elsas. The double affliction, the loss of her eldest son and youngest daughter, seemed more than dear mother could endure. She grieved so deeply that she became ill and emaciated, wasting away to an alarming extent. When I left home she weighed about 165 pounds, but she had lost so much flesh that three years later, when she reached America, she looked like a skeleton, shriveled and wrinkled; a sad spectacle indeed for loving eyes to greet, when I welcomed her. I strove to be at home as much as possible. I walked hours by night to accomplish this. I remember once, in 1838, walking homeward by moonlight and reaching home before sun- rise and rinding both my parents up, and, after breakfasting with them, walking with my father a distance of twelve miles to the village at which I was then engaged on work. Occasionally I visited Bayreuth to replenish my stock of glass. My ambition there was a feast of Bratwurst at the "Markt." I remem- ber once being defeated in satisfying this crav- ing by my master's brother who detained me at the hotel entrusting to me his well-stuffed money belt, a trust which prevented me from 24 going out and which also prevented me from sleeping, with the result that I made up my mind never again to be the custodian of an- other's money. I fared better once at Worms, where I was engaged in finishing some work, and where, at the hotel at which my father was then stopping, the only vacant room was used for the storage of fresh sausages. I was given this room for the night and, on the following morning, the landlord's daughter remarked to me that the next time I came as guest, they would put my father in the room with the sausages. I, for my part, had determined, with the sausage room in mind, to live, when- ever I came to Worms, on the European plan. My brother Carl preceded me to the United States. He had left home in 1837, when about of age, and gone to Hamburg, where he worked three years at his trade, which was that of butcher. He had determined to emigrate with some young friends and returned home to bid farewell to his dear ones. When he reached his home he addressed my mother, in the cus- tomary manner of journeyman, with "Ein Wanderbursch bittet um einen Zehnpfennig." My mother gave him a small coin, but noticing that he lingered, requested one of the children to ask him to our meal. He gladly accepted 25 the invitation but, being too overcome by emo- tion to eat, my mother remarked: "I suppose you have been brought up at a better table than we can offer you," and he replied, "I was raised on the same kind of food ; and you, my dear mother, have you forgotten your son Carl?" My mother regarded this day as one of the happiest of her life. I completed my period of apprenticeship, and, having passed my examination, com- menced on my own account, under a master, with the fixed determination, however, of emi- grating to the United States at the earliest pos- sible moment. To get the required certificate, I left my "Wanderbuch" with a master- glazier in Fasselshoff, whence I expected to start. I arranged with him that he would certify my living and working there from the day the book was handed him, but owing to his being detected in a like irregularity, and the threat of punishment if again guilty thereof, this arrangement came to naught. With seventeen others I had already engaged pas- sage to the United States from Bremen. The greater number of these had hired a conveyance to take them and their baggage to that port. Moses Herman, Max Stadler and I had ar- ranged to go on foot. In order to avoid deten- 26 tion by the authorities, I had to pose as a journeyman, and I went back to Fasselshoff for my Wanderbuch, agreeing to meet my com- panions at Coburg at a fixed date. From Fas- selshoff I went to Demmelsdorf, and there said farewell to those dear to me. My father ac- companied me for nine miles. Notwithstand- ing the sorrow of parting, I left my parents with a light heart, feeling confident that it would not be long before, with the aid of my brother Carl, who had already sent home money, and with the aid of my brother Henry, who contemplated joining us the following year, we would be of substantial assistance to our parents. With the exception of my im- mediate family, no tie bound me to my native place. My sole wish, as I entered the old fa- miliar woods, (never again seen by me) was to earn a living and find a home for those dear ones who would follow me. I hoped never to be obliged to return to the land where, at best, the people of my race and creed were only tolerated. I was absolutely devoid of any sense of loyalty to the country I was leaving. From the time I first became conscious of any political opinions my tendency was in direct opposition to monarchical rule, and I favored a free re- publican government, where certain forms of 27 religious belief were not essential to civil priv- ileges and liberty. My native land did not claim my affection, because its laws deprived me of those privileges which should be the in- alienable rights of mankind; and, when I left it, I solemnly vowed never again to tread that soil where, according to my view, I was almost a slave. Knowing that I could not secure of- ficial counter-signature to the papers necessary for my emigration, owing to the harsh military law, obedience to which I felt I did not owe, I resorted to the expedient of forging what was essential to pass me along, and this at the risk of imprisonment, if detected. Such, however, was my anxiety to get away that I was ready to take any risk. The forgery was accom- plished by me at the house of the sister of Simons, a former resident of Demmelsdorf, and later of Cincinnati, Ohio. This lady was in great fear of being arrested as an accom- plice. I was then, and ever since have been, proud of the act. At the first place I passed through, on my tramp to Coburg, I presented my papers and they were accepted and countersigned by the proper official, giving me the right to enter Lichtenfels, to which place I went, and there received an unexpected welcome at the hands 28 of an elderly maiden lady by the name of Ba- bette Griffit, a resident, with whom I was un- acquainted, but who mentioned my brother Carl's name and introduced herself to me. She showed me the way to the Court-house where I had to have my papers countersigned. Not- withstanding my efforts to reach there before closing-time, the clerk, whose duty it was to sign, was about to lock up. He made inquiry of me why I was so late and, upon my giving him some reasonable excuse, returned to his desk and countersigned for me. Miss Griffit insisted upon taking me home with her, where an excellent meal was in readiness. Although entirely without food that day, I was unable to eat and begged to be allowed to resume my journey. She packed up sufficient food to last me halfway to the ocean and I started towards Coburg at once, eating en route. Later this good woman resided with her sister Hannah, and it was my privilege and pleasure, as well as that of my brother Henry, to relieve their necessities, when they became poor and needy. I reached Coburg in due course, where I met Herman and Stadler, and together we walked by way of Hildburghausen, Erfurt, and Fiirsten. We received many kind attentions on the way from our co-religionists, being fre- 29 quently invited to meals, and to pass the Sab- bath and holidays at their homes. At Bremen- Lee we were entertained by the president of the congregation. He supplied me with an old suit of clothes so that I might not appear as a stranger, (my own clothes were unmis- takably those of a country lad) advised me what hotel to stop at in Bremen, and kindly permitted me to refer to him there. I entered Bremen with a pair of torn boots in my hand, as if in search of a shoemaker. In this way I was able, without difficulty, to enter Bremen, which was a free town, and into such towns the rules printed in my Wanderbuch prohibited me from entering. I found the hotel to which I had been directed. The proprietor obliged me to register and then sent me up-stairs, where I was followed by an official who de- manded to see me. When he entered the room he found nearly all of the money which I had, spread out on the table, and, while I looked in an opposite direction helped himself to a good portion of it. I passed his investigation satisfactorily. Still I was anxious to get away and, that same day, started for Bremerhaven, where the ship, on which my passage was en- gaged, was in dock. I found the ship and went aboard at once. As I stepped upon her 30 deck I was accosted by the same official who had called on me at the hotel and he demanded my passport. I told him that he had just seen it, and he permitted me to go aboard three days before my companions arrived at Bremerhaven. Fortunately I found the captain and owner at once, and was permitted to remain on board. Upon my promise to assist in calking and painting the ship, the captain volunteered to buy me a suit such as painters wear. The cap- tain's name was Wessel. The name of the ship was Alert. My memory in this respect has remained fresh because of my recollection of one morning finding, pasted all over the ship, lines which ran, in part, as follows: "Bruder, wie gefallt es dir, auf dem grossen Alert hier, Capitan Wessel, Steuermann Essel." Three or four days after I went aboard the vessel sailed, my companions having joined me. True to my promise, I painted the vessel from the water's edge to the top-mast, and from stern to stem. Being skilled at the work and able to make my own putty, I calked the seams better than any one else on board could have done it. The captain was well inclined to- wards me; so was the crew. When drinking water was scarce I could always get an abun- dant supply for my friends and myself. I was 31 supplied with food, and so I was able to dis- tribute the provisions with which I had pro- vided myself on land among those who were sorely in need of them, and they were truly thankful for what they received. The passage was uneventful. Forty-three days after leaving Bremerhaven I landed at New York City. My effects were examined and passed customs inspection without any duty being imposed. The captain took me to his hotel and sought to have me remain and return with him, promising me a position as soon as he dared consistently to appoint me. But I had come to the United States to remain. My companions and I passed the first day on shore in seeing the sights of New York. We found friends and acquaintances and were re- ceived by all of them with good will and hos- pitality. We were offered money, more than sufficient for our wants, by at least six different persons; among others by Meyer Wald. Among those friends whom we found, were our fellow-townsmen Abraham and Henry Mack, brothers. After a brief sojourn in New York we started for Cincinnati. Abra- ham Mack, who had been in the United States for some years and spoke English, made all the arrangements for our trip westward, and 32 accompanied us to Cincinnati, at all times show- ing all of us that gentlemanly courtesy for which he was well-known. From New York we went up the Hudson River to Albany by steamboat; from Albany to Schenectady we traveled by rail, and we made our way from the last named place to Buffalo by canal-boat. The captain of the canal-boat had contracted with us to reach Buffalo to make connection with a certain boat which was to convey us across Lake Erie to Cleveland, but he failed to make the connection and we felt seriously inconvenienced by the consequent delay, and Mr. Mack threatened to sue the captain. While waiting, however, for the next boat, the news reached us that the boat which we had intended to take had been, while crossing the lake, de- stroyed by fire, and that most of its passengers, including many who had crossed the ocean with us as well as other immigrants, had per- ished. We deemed our escape almost provi- dential, and did not sue the captain of the canal-boat. We took the next scheduled boat across the lake and, when we arrived at Dun- kirk, an immense crowd met us inquiring for friends and relatives. It was a heart-rending scene, these stricken mourners, grieving over the loss of fathers, mothers and other dear 33 ones. It was the saddest and most pitiful spec- tacle I ever witnessed. At every landing we made there was a repetition of misery. From Cleveland we journeyed by canal to Portsmouth, Ohio, passing Chillicothe, where three step-brothers of the only cousin we had on the maternal side were living. At Ports- mouth, we met Mr. Kornblieth, a merchant whose destination was the same as our own, Cincinnati. We stopped at the same hotel as he did, and found his family very kind and hospitable. They did all in their power to make amends for the absence of our parents and supplied their place to the best of their abil- ity. The friendship then established has been of life-long duration. 34 BROTHER CARL and Martin Stadler were partners. They went through the country with a wagon, selling goods. Max Stadler and I also entered into a similar busi- ness arrangement, and with him I formed my first partnership. We went about on foot, vis- iting the rural districts. Max, who was very industrious and a hard working man, sold more goods and carried a larger bundle than the writer. He took the liberty, without consult- ing me, of buying a horse. I at once insisted on a dissolution of the partnership. While he used every argument to persuade me to keep the firm together, I would not consent; so we parted, remaining friends. I outbid my partner when dissolving, so that a considerable profit accrued to the firm. Max was willing that I should become the owner of the horse, as he had already made up his mind to purchase a pair. With these, and a new wagon, he in- creased his business to quite an extent. In 1841 I first crossed the state line from Ohio into Indiana. A merchant, named Mr. 35 Johns, who kept a store not far from his resi- dence, demanded to see my license. I pre- tended I did not understand his request, and kept on showing him my goods. Knowing that there were Germans in the neighborhood, I pretended to be French ; whereupon he called his son, a young man just from college, to interpret my unintelligible jargon. The boy knew about as much French as I did, but, as I had a slight knowledge of Hebrew, I repeated some words to his great confusion. He as- sured his father that he could not understand my French, and that I must speak a dialect which was only used in a certain locality, and not universally recognized. Shortly after, Mr. Johns met me at Oxford, and wanted me to accompany him to the professor's house, to whom he complained that his son's education was quite unsatisfactory in regard to his ac- quirements in foreign languages. The pro- fessor, who knew me, replied, that although his boy had but little knowledge, yet he was per- fectly confident that I had none at all. I met Mr. Johns after this interview, and acknowl- edged that my pretense was to avoid arrest and a fine for peddling without a license, which was a requirement in the state of Indiana. The first goods which we found profitable 36 in our business throughout the country, were made of German silver, manufactured by Hall and Elton. I sold them on credit, and war- ranted that they would retain their bright color. Before long, however, they tarnished and looked like copper, and if left in any acid, were nearly ruined. When I called upon my customers after six months or a year to collect the money due me, they showed me the goods, and although greatly disappointed that they had turned out so un- satisfactorily, yet, having sold them in good faith, believing them to be excellent metal as represented, I left it with my patrons to decide the value, and pay me whatever they considered a fair price. This course had the effect of in- creasing their confidence in my honesty, which I never abused. While peddling, I bought a horse, seventeen hands high, and quite as beautiful as he was high. On my first attempt to hitch him to my wagon, I discovered that he was determined not to work. I tried every means to induce him to do so, but without success. He would throw himself upon the ground and refuse to rise. I was advised to put live coals under him, and was told that, under the influence of this stimulant, he would not only get up, 37 but give up, and thereafter realize that I was his master and that he must obey me. I tried it and the plan worked to perfection. After driving him for a while, I found that the ani- mal was so short-winded, that when pressed beyond a walk, he would puff and blow like a blacksmith's bellows. I was therefore tender with him, and the only time I drove him faster than a walk, was upon entering a town. One day I came to Monroe, Ohio, where Mack Bros, were keeping a store. As I pulled up at the door of their establishment, an old jockey, who with his eyes shut knew more about a horse than I did, or ever expect to, pretended that he had taken quite a fancy to my steed, and invited me to go with him to his farm on the outskirts of the town, doubtless with the in- tention of taking advantage of me. He began by proposing that he would trade horses. I asked him if he would warrant his mare sound, for I had noticed that she was blind in one eye. He guaranteed her as sound as a dollar, upon which I warranted my horse to be as sound as his mare. In trying to prevent me from dis- covering the blemish in his animal he kept aloof from my horse. We finally traded upon such terms that he gave me about $50 to boot; not a bad bargain for me, for I had purchased my 38 horse at auction for less than the man paid me as the difference in value. We changed har- nesses and I obtained a much better animal in spite of the loss of her one eye, which only af- fected her appearance, than the one I sold, which was wind-broken and of very little ac- count outside of his huge size and generally fine appearance. The jockey was caught in his own trap, and never drove the horse to town or spoke of me. He finally traded him to a wagon manufacturer, from Dayton, Ohio, who was taking some of his vehicles to market. He traded for one con- veyance and about $50 in cash. In the year 1842, while I was driving in my wagon in the neighborhood of Newton, Ohio, a Mr. Williams met me and asked to be taken in. An immense freshet had recently swept everything before it, and in trying to cross the Little Miami at an old and heretofore perfectly safe ford, my horses unexpectedly lost their footing, and swam quite a long distance; the wagon upset and the goods were soaked with water. I at once put them in good shape and sold them to the best advantage I could. Mr. Williams returned to the city for the purpose of going to the temple to give thanks for his deliverance, as is the custom with orthodox 39 Jews when their lives have been spared from a threatening catastrophe. About this time I called upon a man in that region to collect a debt, long since due me, of $100. He paid me the money but, as he did so, seemed deeply affected and shed tears. I asked him why he cried, and he replied that he had promised to send money for his parents, then in New York, to come on and live with him. Al- though my means were limited, and the amount due me was of considerable value, yet I re- turned it, and told him to use it for that pur- pose, and pay me when he could conveniently. He was not able for a long time to do so, yet finally he returned both principal and interest, and it always gave me much pleasure and grati- fication to see him with his parents, brothers and sisters, and to know that I had been instru- mental in giving him such pleasure. They all felt deeply grateful throughout their lives for the kindness I had extended to them. In the year 1843 I stayed one night with a Mr. Montgomery, and went in company with Miss Montgomery and her uncle, to an apple cutting, at the house of her sister, Mrs. Port. I took some other young lady home, not intend- ing any incivility. Miss Montgomery's uncle took it for granted that I would be her escort 40 back. Miss Montgomery, thus left without any one, was escorted home by her nephew, who supplied the vacancy, and she bitterly com- plained to her father of my rude, ungentle- manly treatment. In the morning, on going after my team, Mr. Montgomery in a rage at the indignity I had shown his daughter, ran after me with a hay fork. I had great diffi- culty in making him understand the mistake, and that no disrespect was intended — finally, after much explanation and apology, his anger was appeased and I was allowed to depart in peace. The next time I visited the place, I stayed with one of his neighbors, Mr. Dodd. After supper, I went out sleighing with his daughter, Mary. The sleigh upset, and the poor girl re- turned home minus some of her teeth. The next day, I found that my horse that I had been out with the night before had been so severely kicked by his companion in the stall, that I was obliged to shoot him, there being no hope of his recovery. I next took Mary to a masonic celebration at Cornersville, Indiana. A Mr, Magnus kept a hotel there, and he had made a contract to furnish a first class dinner to all who attended. His wife, an excellent milliner, had no idea how to feed such an immense army 41 of hungry people. Wishing to treat them to some delicacy, she baked a kind of fritter, called Schneeballen in German. The more you ate of this food the more you required; your appetite was rather improved than diminished, and many left at once for neighboring places to appease their hunger, in quite an indignant state of mind. Dinner had been ordered for one thousand guests, and there were over five times that number waiting to be fed, and not half enough bread to supply their needs. All were annoyed, and Mr. Magnus was ignomini- ously expelled from the Lodge. The officers were more to blame than he, however, for if they had calculated correctly there would have been no such disappointment. We then en- gaged to go together to the annual masonic dinner at Eaton, Ohio, feeling assured that the lesson of the preceding year would be a salu- tary one to the brothers, and we might reason- ably expect a fine entertainment. This one proved a grand success and I enjoyed the festiv- ities exceedingly. That same year I was returning to Cincin- nati, from a trip to Logan County, Ohio, and I passed through West Liberty and sold some goods to one of the merchants. I carried quite a large sum with me in two wallets. By some 42 unaccountable carelessness, I left one of those wallets on the counter. The merchant found it, and sent a young man after me to return my missing property. He mounted the first horse he could find and started in pursuit. I heard him following, and naturally supposed, as it was dark, that he had evil designs; so I drove faster and faster, fearing robbery, until I reached an inn, where I halted. Here he overtook me, explained his object, and restored the wallet, but refused all reward which I would willingly have given him, as I felt ex- tremely thankful to him. About this time, I employed a man to travel through the country and sell clocks for me on twelve months' credit. I had bought, as I sup- posed, excellent time-pieces, so I guaranteed them for a year. But when the time expired, and collections were due, many complained and refused to pay, because the goods were not as represented. I had become quite a successful tinkerer by this time, so I fixed up a number of them to the satisfaction of the owners. Some of the notes I had received, however, were hard to collect. Stopping one night with Mr. John Beard, I traded $400 worth of these notes for 120 acres of land near West Mans- field, Logan County, Ohio. At the same time 43 Mr. Beard offered me more valuable land for additional notes, which proposition I declined, fearing to invest too much capital in property. Becoming a landowner, I went to see my newly acquired estate. I learned that Henry Clay was the proprietor of the adjoining tract, of 640 acres, which was offered for sale at $1.25 per acre. On my way home, I rented a store for a few days at Belfontaine, selling goods at pri- vate sale in the daytime, and in the evening at auction. The business was not very re- munerative, so I packed up and went to Ur- bana, Ohio, where I made quite a stir in the auctioneering line at night. I sold so much cheaper for cash than the old merchants did, who gave credit for twelve months, that they attacked me in the public press in a merciless manner. Weaver & Bros., an established mer- cantile house, denounced me in the papers as a swindler and a thieving Jew. I hardly un- derstood the nature of this most serious accu- sation, but a gentleman of wealth and high social position, benevolently came to me and brought with him a German to act in the ca- pacity of interpreter. When the situation was duly explained to me, I was asked what action I intended to take to defend myself against 44 those unwarrantable aspersions, so detri- mental to my business interests, and derogatory to my character. Finding me helpless to cope unaided with so grave a charge, this kind- hearted philanthropist, Dr. Musgrove, who was either an Irishman by birth or born of Irish parents, offered to publish a reply for me free of charge, if I would bind myself to the following line of conduct as the only true and honorable course for me to pursue. I ac- cordingly agreed to sell all my goods at a reasonable and fixed price. I was also to be truthful, obliging and strictly honest in all my dealings — thus, I would, he assured me, attain success in business and silence my enemies, while he would immediately champion my cause, which he did most thoroughly. My gratitude toward this noble benefactor, prompted me to follow throughout all my fu- ture career his wise and excellent advice. It established firmly within my soul the principles of probity and justice, which I have endeav- ored to make the basis of my character. I speak with all due consideration when stating that I have never taken any unfair advantage of any person. I had been taught uprightness at home, but Dr. Musgrove added the clinching nail to early influences and instructions, and I 45 have ever honored and revered his memory. I ran short of goods while in Urbana and employed a wagoner to go to Cincinnati and bring me a load of merchandise from there. I promised to be there in time to load the mer- chandise and to give him an extra price, pro- vided he would carry no other goods but mine, which I just then wanted particularly for an approaching holiday, and so could not afford to take any chance of delay. To this the wag- oner agreed, but notwithstanding this agree- ment, he made a secret arrangement with my business rival, Weaver & Bros., who had at- tacked me in the press, that he would bring them part of a load. A day or so before I expected to start, Mr. Weaver, who knew my arrangements, left at midnight for Cincinnati. The hostler at the stable learned what was going on, and instantly came to my room, with information that Mr. Weaver had departed. He had heard some conversation which be- trayed all the details of the scheme planned to circumvent me. Mr. Weaver, although a rich man, never failed to do a mean or dishonest act to obtain a business advantage, far pre- ferring it to a straightforward action. Nev- ertheless, he finally learned to leave me alone, for I succeeded perfectly in defeating his plans. 4 6 In less time than it takes to write this page, I was on my way to Cincinnati, taking another route, although the regular and best one was through Dayton. Reaching Cincinnati about sundown, I found the wagon had arrived, and made the teamster stop at the Brighton House, an entirely out of the way place. I sent my goods there with a drayman, and started the wagon back with its consignment, just as my opponent put in his appearance to purchase his merchandise. „ He soon learned that I had been there, and that the wagon on which he had relied, had already gone, laden with my stock. He was bitterly disappointed when he discov- ered that I had outwitted him, in spite of his vigilance and midnight start. I received my goods some days before his appeared, and was thus enabled to supply a pressing want of some specialties. This gained me much popularity. I would have selected Urbana for my perma- nent home, had it not been for the prospect of entering into partnership with my brother and the two Stadlers in Cincinnati. One of the Stadlers did establish himself at Urbana after I left, and did very well, being greatly assisted by my friend, the doctor, who later on, when I was keeping store in the city, called upon me in company with his admirable wife. I was 47 delighted to show them some attention, and to express my sincere thanks for his kind cham- pionship. It gives me much pleasure to learn that his sons have inherited the estimable qualities of their parents, and stand, both in character and wealth, in positions worthy of their honorable descent. While in Urbana, I had had a young man arrested for stealing. After he had secured his release by giving bonds for his appearance, by the advice of his attorney (whose reputation was not blameless), he claimed that my action had been purely malicious, originating in spite. My good friend, the doctor, again came to my relief. When the time for the trial approached, I was living in Cincinnati. A trial therefore would have meant much loss of time and money. I wrote to the doctor, requesting him to see the State Attorney and induce him to have the case dropped. John Corwin, a nephew of Thomas Corwin, one-time Governor of Ohio, was then state attorney and obliged me to ap- pear. When the young man found I was on hand, he thought it advisable to absent himself, so he forfeited his bail. This event closed my Urbana experiences — a place which will always be dear to me, and where I left many good friends. 48 My brother Carl's bent was not for business. He gave up peddling in 1843 an d entered into the butcher business with the Mr. Mack who had accompanied us from Xew York. His ef- fort in this line was not very promising, as meat at that time was about given away. I remem- ber buying a steer for Sio. My brother paid the money back to me, but begged me not to ex- periment in this way again, as all that animals would bring on the slaughter market was the price of the hide and tallow. I was much amused at an experience of brother Carl. He had made some arrangement together with others of his trade, to supply a lazy fellow with meat gratuitously ; each was to take his turn in regular succession. When it was brother's time to furnish the required amount to this unprofitable customer, he happened to be unusu- ally low in his stock, and unable to meet the requirements : so he went to one of his neigh- bors, a Air. Bresford, with a view of exchang- ing turns as a temporary accommodation. Mr. Bresford readily agreed to the proposition, but instead of donating the usual allowance, he gave the great indolent, overgrown fellow a quarter of beef, weighing from 150 to 200 pounds, simply because he wanted to see him for once in his life make an effort in the way 49 of work. There was no alternative but to take the whole or go home without any. It seemed a severe struggle for this lazy man, to decide whether he would shoulder the load or not. At last the desire to possess the meat gained mastery over his sluggishness, and with the utmost awkwardness, he lifted up his burden, to the infinite amusement of the assembled butchers, and tugged it off. It was a rare joke to compel this sluggard to work in order that he might have the privilege of eat- ing. I wish to show by this recital how cheap everything was. Meat sold at wholesale from one to three cents per pound. Two dozen eggs for five cents. Butter five to ten cents per pound. Corn ten to twelve and one-half cents per bushel. Wheat fifty cents per bushel and whiskey twelve and a half cents per gallon — and nearly everything equally low. Brother Carl remained but a short time in the butcher business; then he returned to the dry goods trade, where everything looked en- couraging. Notwithstanding his deficiency in those qualifications which render a man suc- cessful in business operations, his high repu- tation for strict honesty, and his frugal man- ner of living, were stepping-stones to pros- 50 perity. All who met him, even casually, ac- knowledged his superior rectitude, and among his near friends and relatives, he was regarded as a most worthy and admirable example. In the autumn of 1843, a partnership of four was established, composed of Carl Stix, Mar- tin Stadler, Louis Stix and Max Stadler, and our united capital was about $3,000. We rented a store on 5th Street. My brother Carl and the elder Stadler were in charge of the place — Max and I kept on peddling. Though Max Stadler had been the hardest worker, yet his interest did not exceed that of the other partners ; our joint capital being about an equal investment. We lived in a frugal manner expending but little. Still we gained but slowly financially, but we felt assured of ultimate success. I still recall how two young ladies, the Misses Stewart, living at Madisonville, Ohio, who had returned home from a visit to the city, found it very difficult to find goods to suit their culti- vated taste, for they were indeed connoisseurs of choice materials. I was fortunate enough to secure their patronage, ascribing my success in pleasing them to my good looks and ami- ability, which possibly outweighed all differ- ences. This may be either a joke, or a pleasing 51 delusion of my imagination, which I sometimes enjoy. However, they spent their money, of which they had plenty, and selected from my stock, apparently quite satisfied. Brother Carl died while I was in partnership with the two Stadlers. Brother Henry and I feared that the increase in our expenses would not justify me in remaining in business in Cin- cinnati, as we did not expect that father would be able to earn anything, and we felt it to be our duty to see that the four children should receive an English education. The money brother Carl left at his death belonged legally to his sisters and brothers, but the ones of age did not demand it, and those not yet arrived at maturity did not desire it. I therefore in- vested the amount, about $800, in a house on Canal Street, and years afterwards, sold it for almost the same price that it cost. Meanwhile the house paid a good interest on the sum in- vested. Although this property belonged to our dear parents, father never collected the rents. I gave him credit on our books for the amount, and he deposited his surplus, until later on, when he had accumulated enough to purchase his own house, which he afterwards sold. Had he held on and not disposed of it, it would have been worth four times the price 52 received for it — notwithstanding that most real estate in Cincinnati never reached the same value it held before the war. In 1844, Stix and Stadler Bros, agreed to dissolve partnership on the most friendly terms. I asked Martin what would become of our store. He replied "My brother and I will take it." I considered that the good will of the business was worth some pecuniary consideration, but he did not agree with me. He accordingly sent for Mr. Aub and Mr. Marcus Fechheimer to adjust this difference. Had I selected the gentlemen, I should have chosen the very same, as my confidence in their excellent judgment was unlimited. To render the task of arbitra- tion an easy one, I proposed a certain amount which I was willing to either give or take. Our mutual friends then said there was nothing for them to do. Stadler Bros, had their choice and they decided to keep the store from which I retired. Our clothes which we shared equally, were adjusted fairly. I gave one blue sock to the Stadlers and the mate of it to myself, so we halved the entire stock satisfactorily. Mother and Mrs. Stadler afterwards arranged all other details on a just basis. We parted ex- cellent friends, and have ever continued to re- gard each other as such. 53 Unfortunately we decided to move into the country, and started a general store at Mason, Warren County, Ohio. We were acquainted with this place, and had many friends residing there. Here we did quite a lively business, building up a good trade and establishing an excellent reputation. Still we barely held our own at first, for there were two other stores, that previous to our coming, had never sold any goods, except at large profits. One of these immediately began selling at such reduced rates, that its proprietor declared it would only be a short time before we would be obliged to close up and move away. In this, however, he was mistaken. I had inherited some of my father's obstinacy, and instead of failure, our sales increased at lower prices. The farmers in the surrounding country bought their goods of us. We had but limited room, and insuffi- cient help, for our business, and our customers bought only leading and bulky articles. We had all we could do to keep the goods which the farmers insisted on taking with them. We had no time, nor had we the room, to show fancy goods and therefore did not handle them. We sold 28 pounds of sugar for $1.00, salt at 90 cents per barrel, saleratus at 5 cents per pound and molasses for 18^4 cents per gallon. Indian 54 head sheeting we sold at $1.00 for I2j4 yards, and charged a similar price for the best prints, with a spool of cotton and a card of hooks and eyes thrown in. We offered a free convey- ance to our customers to take them home. In this connection I remember, and will narrate, the following incident. A gentleman was sit- ting in one of our opponent's stores. He took a handkerchief from his pocket, and the pro- prietor observing it, remarked: "I will wager you paid much more in the Jew store than I ask, for the articles you bought there." Where- upon the farmer enumerated what he had bought and inquired : "What would you charge me for the same?" The store-keeper men- tioned about one-half the price he had quoted a few days before, upon which came the ready response: "I will take them all, and please charge my last purchase at the same figure now given, as you will find you charged me double the price when I bought last week from you." About the same time, a Mr. Holmes came into our store just as I opened it one morning. He made some trifling purchase taking care as he did so, to exhibit a very large and well filled pocket-book. He had gone but a few moments, when he returned, stating that he had lost his wallet and asked if I had found it. 55 As the wallet was not there, and I knew that no one but myself had entered the store since he left, as I had been engaged in sweeping the sidewalk, I followed him to his hotel, and in- duced some of my friends to interest themselves in my behalf. We obliged him to undress, and, when stripped, the missing money was found in his boots, whereupon I seized a chair and broke it over his head. He had me ar- rested. Squire Dodd fined me a mere trifle. As we left the office, I struck him again. I was immediately re-arrested, and brought back to the justice, who bound me over to keep the peace, and gave me a lecture. This ended Mr. Holmes' conspiracy, and he found it con- venient to leave the place. My opponent, Mr. Hogan, did not resort to such a scheme again. He undoubtedly hired this miscreant to injure my reputation, through jealousy of my great success in business. He believed my success was due to the large profits I made, but that was not true, as I discovered when I closed that business, and started in the city. At this time I boarded at one of the hotels, and came to my meals so irregularly, and ate so little when I did come, that the landlord, Mr. Mahan, told me I would do him a favor if I transferred my patronage to someone else. 56 I applied to a Mrs. Cunningham, and, upon explaining the reason that I was no longer con- sidered a desirable boarder at my former board- ing place, she assured me there would be no difficulty about my eating at her establishment as long as I paid my bills. When living at Mason, I became quite friendly with a lady, Miss Martha Sewart, a highly respected and intelligent young woman. My father, fearing that our growing intimacy might lead to an engagement ultimately, as he beheld me constantly in her company, for we were neighbors, desired some German gentle- man, who could speak both languages, to in- terview her. She assured him that if she were ever so much inclined to become my wife, she would never do so without the consent of my parents. We, nevertheless, remained good friends, and in after days, I visited her with my wife when she too was happily married, and we were received at her home with the lady-like courtesy for which she was always distinguished. A most amusing incident of this time here occurs to me. Martin Mack, a brother-in-law of Henry Mack, left his horse with me, and an order to hand the proceeds from its sale over to Stadler Bros. Then he countermanded this 57 order, and gave me written instructions to pay the money to some one else. Stadler, who owed me some money, said he would not pay, until I handed over the amount for which the horse in question had been sold. I was stop- ping at Martin Stadler's house at the time. I sued him before Squire Snelbaker, and he re- ceived the summons, while I was eating dinner. He employed an excellent lawyer, while I pleaded my own case and came out victorious. The squire cautioned us to be careful, as friends sometimes fall out. He wanted the case dropped, or in some way compromised, as the squire was a particular friend to us both. I recall too, as is usually the case, that my first proficiency in the acquisition of English, was in the way of profane utterances, a fact which called forth the following rebuke. There was a certain Miss Polly Thompson, a well regarded maiden lady, who invited me one day into her parlor and, in a very kind and con- siderate manner addressed me in a womanly fashion, as follows: "Mr. Stix, we all respect and like you. Are you aware that you wound our feelings by the frequent use of profane lan- guage ?" While I was hardly conscious of hav- ing done so, I immediately promised her that from that moment I would refrain from all 58 rude or inconsiderate remarks, and assured her that hereafter, if she ever caught me using any objectionable word, I would agree to forfeit a silk dress, as the penalty, on each occasion. Although she was never entitled to claim my self-imposed penalty, at least so far as oaths uttered in her presence were concerned, I showed my respect for her admonition, and my regard for the sterling worth of her character, by giving her carte-blanche to get anything she wanted at any time in the stores of the town where I used to live, and have it charged to my account. My brother Henry insisted upon sharing with me in this pleasurable act of benevolence. We were honored by being per- mitted to defray her funeral expenses, for she became quite impoverished in her old age. Few better women have lived than Miss Polly Thompson. She reached the ripe age of ninety, and departed, beloved and respected by all who knew her. While I have ever been thankful to "Aunt Polly" for her merited re- buke, it was not always easy to remember my promise. I recollect how, on one occasion in particular, my wagon was stalled in the mire. Although the load was not heavy for the strong seventeen-hand horse I was driving, yet, do what I might, I found it impossible to induce 59 the animal to pull. Nothing I could think of would make the horse draw. As a last re- source I said despairingly, that, "if it were not for Aunt Polly, I would swear, for this is too much for flesh and blood to bear." I gave way at last and made good use of my whip, aiding its application with a due mixture of the words I vowed never again to use. It worked like a charm, and often afterwards, when business was dull, and I was asked, "how goes your trade ?" I felt, and replied, that, "if it were not for my promise to Aunt Polly, I would say it was — " Driving on one occasion, with my sister and Miss Mack, on the way down hill, the tongue attached to the wagon's axle-tree came loose, and dropped on the ground. Consequently the vehicle ran against my horses' legs. The ladies screamed, and for a minute I forgot my promise to Aunt Polly about forcible lan- guage; but the use of it stopped the scream- ing, and I gathered my wits sufficiently to run my team against a fence. In less time than it takes to write a description of the scene, I was master of the situation, and my fair companions gave me unlimited credit for wonderful pres- ence of mind in time of danger. During my residence at Mason, I assisted a 60 nephew of Aunt Polly with a small amount of money, to enable him to move to St. Louis, where he, ere long, became one of the leading attorneys in that prosperous city. He repaid my loan with thanks, and was, moreover, in- strumental in saving for me, what I regarded as a bad debt. The party who owed me, was protected by state law; he having ceased to reside in Cincinnati, where the obligation had been incurred. An attachment was neverthe- less obtained upon my debtor's goods, while in transit from Cincinnati to St. Louis — thereby enabling me to secure the money I had supposed to be hopelessly lost. In 1844, during the campaign preceding the fall election, I was on my way to Liberty, Indiana, on the day of the great Democratic mass meeting. I had my horse and wagon decorated with Whig colors, for I was a great admirer of Henry Clay. In trying to pass a procession of wagons, going in the same di- rection, many drawn by eight and some by sixteen horses, amid the cheers of an immense throng, wild with enthusiasm, singing national and party songs, my horse took fright at the noisy merriment, and a serious runaway would have been the result, if some of the crowd had not come to my assistance. I was so positive 61 of the result in regard to my favorite candidate that I offered to sell all my goods, and did dispose of a considerable share, with the under- standing, that they should be paid for after election, and at double the price, if Clay was successful. As Henry Clay never reached the Presidential chair, I was thoroughly dis- appointed, and paid well for my political opinions. On one occasion, when Hon. Thomas Corwin was passing through Mason, on his way to Cincinnati, his carriage broke down. He asked for a conveyance which would take him quickly to the city and was referred to me. I considered it quite a compliment to do him a favor, so replied that I was pleased to have the opportunity to take him myself. On our way he remarked : "I need not ask your politics, for your color plainly indicates the party which you favor." He was personally as dark as a mulatto, and I have been informed, that when first entering the dining-room as a senator, the doorkeeper showed him the apartment set apart for colored people. As we were about passing through the toll-gate, he asked me for the lines ; he would not deprive me of the pleasure of paying toll. He was indeed Ohio's favorite son. The Whig party in his own state and in 62 many others was enthusiastic about him. and would have unanimously nominated him for the greatest honor in their power. The Demo- crats dreaded his influence, and that of Henry Clay, more than any opponents. In their qualifications as lawyers they had few peers, and their friends and admirers regarded them as the superiors of all others. The Hon. Thomas Corwin was also a high mason, and whenever it was announced that he would speak at a masonic celebration, thousands of people flocked to hear his eloquent and humor- ous addresses. He was as clever a man as I have ever had the good fortune to know. His wife was also a very agreeable lady and a good customer of mine. They always paid me when they had money, but the trouble was, they were seldom in possession of any. He aspired to the Presidency of the United States, but ruined his prospects, by making a speech, in which he uttered some remarks derogatory to our army in Mexico. He was one of the best known and greatest Whig politicians, and sometimes was called the Canal Boy. Henry Clay was the favorite Whig candidate. He was known as the Wagon Boy. Corwin was reallv never nominated for the 63 Presidency, although an extremely popular man; but Henry Clay received every honor which his own state and the nation could give him, excepting success, in regard to the Presi- dency of the United States., About the year 1845, a number of young men circulated the report that I would marry Miss Eliza Bake. When asked if this was really my intention, I replied, without reserve, that I believed her mother, Mrs. Bake, would give almost anything, yes, even her little finger, to have me do so, but Eliza would riot have me under any consideration. After my marriage Eliza visited us in the city, and stayed with us some time. Her parents also were very much at home in our house; as much so as brother Henry and I in theirs, when under their roof, which also was like a second home to us. Mrs. Bake seemed more like a mother than a friend ; and Peter Bake, her husband, was a good man, and one of the most successful farmers it has ever been my privilege to know. Mrs. Bake had a little son whom they named Louis, but his brothers and sisters insisted upon calling him Henry. When he was old enough to enter school, the teacher, an acquaintance of ours, gave him the full appellation of Henry Louis Bake. He grew up and became a merchant, 64 and we have every right to be proud of our namesake. He has been for the last quarter of a century one of our truest and most stead- fast friends and customers. I always enjoyed stopping at Dr. Rowl's house, as both host and hostess were charming people. Mrs. Rowl was a lovely lady, and the doctor's rank as a surgeon of high attain- ments was unquestionable. On one occasion in 1845, while I was peddling about Indian Creek in the neighborhood of Oxford, Ohio, I was driving after dark to reach the Rowls, when a man came through the woods, into the middle of the road, and asked for a ride. He was about to stop my horses, when I drew my pistol, ordered him out of my way, and threat- ened to make short work of him. I snapped my whip simultaneously with the warning, and though my pistol was not even loaded, my ac- tion threw him off his guard. I afterwards learned that a young man of very suspicious character lived near the scene. Some time after, on my way from Billings- ville to the city, while driving up a long hill, some one approached and addressed me by my name, in a very familiar style, asking for a ride. As I had considerable money about me, I did not stop. My interlocutor then gave a 65 sudden bound and sprang toward the rear of my wagon. Quick as a wink, I gave the word to my horses, applied the whip to start them off, and soon distanced my pursuer. I realized that it was a preconcerted plan to rob me; that the man had gone on in advance of me, knowing I would start for the city, and had calculated to spring into the wagon, if I refused to hold up. Although I traveled back and forth on the same road many times afterward, I never again was accosted. It was my custom at this time, too, frequently to visit the house of Elias Kumler, where I was always received as a friend. His boys used to hide my harness, in order to compel me to remain over night. Their home life was a happy one, and it was a real treat to accept their urgent invitations, and participate in the enjoyment they so invariably afforded by their genial, amiable and affectionate manners. At this time I was possessed of an iron grey horse, which, when T gave up peddling, I sold at a lower figure than I had been offered, to a Frenchman, who lived near Oxford, Ohio, with the understanding that when he wanted to part with him, I would have the first privilege of buying him back, as I did not want the animal 66 which had served me so well and faithfully, ever to be subject to abuse. Brother Henry was really an excellent son, but he had gained the name of being mis- chievous, and I really believe he never lost all his relish for fun. His reputation for mis- chief was thoroughly established. He was usually in hot water by reason of it. How- ever, he played one — cold water — prank. There was a mill in our native place with the customary dam and race. The gate of the dam was frequently closed, so as to accumulate suf- ficient water to run the mill. One day, for want of something better to do, brother Henry, when the race was well filled, raised the gate, and gave free course to the confined water. It played havoc with the mill and machinery. The mill wheel was shattered into fragments ; and withal it was a most expensive experiment for him, and, in the end, the miller made it hot for him, for this sport with cold water. Brother Henry was universally esteemed by both young and old. His disposition was so jovial and affable, that he was a general favorite. If there was any frolic or mischief on hand, he was often the originator, and al- ways a participant. 6 7 One season about the first of the year, I went to Billingsville to collect money, as was the custom. Farmers who enjoyed good credit, paid every twelve months. I found that these farmers were holding back and not selling their hogs, and often after they had sold them, they paid other debts first and settled their store bills by giving a note at twelve months. We could really not afford to wait so long a time. In this emergency, I proposed to my dear brother to buy the hogs in the neighborhood, particularly from those who owed us money. Nothing suited brother Henry so well as this enterprise, and variety gave zest to our under- taking. The first man he called on, was Squire Frazy, a near neighbor and special friend, who always had the finest hogs in the county. When he was made acquainted with our inten- tion, he replied with great promptness, "Mr. Stix, if you go into the market to buy, no one shall have my stock but yourself." The price was agreed upon : so much a hundred. Mr. Frazy asked brother Henry if he preferred scale weight, or if he would guess at the num- ber of pounds. Brother Henry prided himself upon being an expert, and considered his ability somewhat under-rated; so he replied, that it 68 was useless of Mr. Frazy to put himself to any trouble ; he could readily determine. Cor- diality and confidence were thoroughly estab- lished by brother Henry's decision, and when, to prove his skill beyond a doubt or question, he insisted upon having the hogs weighed and the difference was less than a pound on three hundred, the weight of each, his reputation was unquestionably settled. His next attempt at determining weight was not so fortunate. Frazy' s lot had been about ten heads, but McCoid's stock numbered sev- enty-five. This turned out to be a poor and unprofitable business speculation. McCoid was only too willing, knowing brother Henry's successful test, to leave the matter of weight for Henry to decide, which proved to be in this instance about, one-tenth less than the weight named by Henry, and at which estimate he had closed the bargain. We lost on this transac- tion, what we had gained on the former, and came very near not getting our pay at all. The house to which we had sold the hogs was on the verge of bankruptcy, and failed only a few days after I had secured the sum due us, through prompt and earnest effort. They owed many people who could ill afford to lose 6 9 their money, and who were seriously incon- venienced by their inability to meet their de- mands. Passing through Oxford, Ohio, in 1846, with a drove of hogs, many of them could, and did, succeed in outrunning my horse, which was by no means a slow animal. One of the heavi- est gave out just in front of the Mansion Hotel. Squire Satan, lawyer Smith, the con- stable, and the hotel keeper assisted me in lift- ing the hog into my wagon. The mud at the time was some inches deep, and it was hard traveling. At the last stopping place before we reached the city, I rode ahead to make ar- rangements for myself, my men, and the drove of hogs, to stay over night. Among my help were some colored men. As we entered the dining-room I was shown a separate table, which I declined. From this fact, I became known as an abolitionist, which was the actual truth, and which fact, when known, caused me the loss of a number of friends. Next day I sold the drove, and made considerable money out of the speculation, which I kept, in order to induce my dear brother to make collection, to pay for his hog purchase. My success in this first attempt induced me to try a second time. By averaging both lots we came out about even. 70 One time, after a short absence, I found the hogs had entered the warehouse of our Bil- lingsville store, and selected the supposedly fresh eggs, butter and any other delicacy they considered a suitable relish. I scolded, and my good brother made counter-charges, not without foundation. These eggs, it seems, brother Henry had sold to a manufacturer of liniment, who failed to call for them, and by now they had become putrid. Hence the eggs that remained after the swine had enjoyed their feast had such an unbearable odor that I hired a wagoner to haul them to an unin- habited section; the very memory of them now is nauseating and unendurable. Brother Henry is said to have kept this store in Billings- ville, Indiana, but the fact would be far more correctly stated, if we said that the store kept brother Henry. He was always a great admirer of the fair sex, and although industrious, he was some- what irregular in his habits. But there was one marked exception to his deficiency. In correspondence he was punctuality and in- formality combined. His evident preference was for young ladies. But in order not to ex- cite jealous feelings, he addressed letters re- plete with expressions of equal attachment to 71 all, and he favored them all so equally, that if the name had been omitted from the letters, each might have been mistaken for the other. Billingsville recalls an amusing experience. I was mounted on one of my horses, the other following like a dog, jogging toward home after a long trip. On my way I met a drover with cattle, who asked my assistance, as one of his hands had been taken sick. The gentleman took quite a fancy to me, and wanted to know if I would engage to work for him. I an- swered that I would consider his proposition. At the dawn of day, he asked me to take his place, while he rode ahead to make arrange- ments to stay overnight. As I rode up to the gate, the drover stood talking to the farmer who had addressed me as "Mr. Stix," to the great astonishment of my new acquaintance "Who is that young man?" he inquired. The farmer replied, "That is our merchant at Billingsville." I enjoyed the joke, regarding it as a compliment, that he fancied he had met a good German boy. During the years 1847 an d 1848, the time of the Mexican War, and of the Irish Famine, Stix Bros, had two respectable country stores, one in Mason, Ohio, the other in Billingsville, Indiana. We then formed a partnership with 72 Richard R. Conklin for the purpose of buying corn and oats throughout the surrounding country. Mr. Conklin had the reputation of being a rich man. He owned a white lead factory, a feed store, and was largely inter- ested in building a tunnel from Deercreek, running north. We purchased all the corn and oats we could get within a reasonable distance at the market price, and had difficulty in finding room to store it in the city. Mr. Conklin was to furnish money when it was needed, but most of the farmers from whom we bought, pre- ferred to let their cash stand until the grain we had purchased from them was all delivered. When we first commenced buying, we paid about 12^2 cents a bushel for oats and corn de- livered in our receiving warehouses at Oxford, Hamilton, and in the city, the charge for freight making the cost reach 20 to 22^ cents; later on it advanced about 10%. Securing all the warehouse accommodations which the city afforded, if my memory serves me right, we shipped all our oats as fast as we received them, to the commission house of Hill Bros, in New Orleans, who sold the first shipments promptly at a considerable profit, while later on, they kept accumulating and giving excuses for not remitting returns. We were much 73 disturbed by an early cessation of the Mexican War, as we needed money to pay bills of our regular business, for we had been obliged to advance part of the money, as Mr. Conklin re- fused to sell the corn for more than double its original cost. Therefore we were cramped for ready funds. I insisted that Mr. Conklin should buy out our interest in the New Orleans oats, paying in cash its market value, less the commission, which he did. In a few days Hill Bros, absconded, never paying one cent of their indebtedness; the amount was a large one. I still kept urging the sale of our corn without any effect. The trouble was, that Mr. Conklin was too wealthy a man to pay any at- tention to our necessities or protests. At last the news came that all the corn which had been shipped in sailing vessels had become wet and mouldy, thoroughly impregnated with salt water, and totally unfit to be used as food, either for man or beast. The market turned to a very poor one ; the prices not one-third the offers we had received before. As we could find no sale, we lost heavily on the corn, and we could not get even the price of making the bags, so this was in addition a serious outlay without any return. We might have sold out for about 60 cents a bushel, before the news 74 reached this country that all the corn so shipped was spoiled at sea. but afterwards we could not get a sum worth accepting. While we con- sidered ourselves quite rich young men before receiving the news from Europe, we were now satisfied to save our good name, which we managed to do by sacrificing all we possessed. It took a long time to get out of debt. Some of our friends and acquaintances, among them our old friend William Bake, a noble man, such as one seldom meets, offered to take goods from us during this financial embarrassment, instead of ready money. Owing to my close and intense application to business, while buying grain I often traveled all night, catching what rest I could get in my wagon, giving my horses the reins, and their own time, and then I worked steadily all day. Going over the same road so frequently, the toll-keepers knew me and did not wake me. On one occasion I was aroused by the sudden stop- ping of my team. Looking out. I was startled by finding myself in front of our store, forty miles from my starting point. In conse- quence of this strain, both mental and physical, without any cessation. I was taken very ill. with severe pains in my head. I remember 75 asking my mother to remove my watch from my pocket, as I could not endure its ticking. Dr. De Hart cupped my temples, which gave me relief. When I again felt able to join my parents at their meals, mother placed an upholstered chair for me at the table. I requested her not to do so, unless I was really ill enough to warrant such indulgence and care ; but that was always her natural manner, full of love and devoted attention. My remark as to traveling 40 miles during the night, does not mean that I did not often look to see if all was right on my way to our Indiana store. In the year 1847, I na d an amusing ex- perience while passing a toll-gate. I drove quite rapidly, more to display the fine points of my team, than to save time. I had wrapped up in a piece of paper, which I threw to the keeper, some change which I thought would be the correct amount of toll. My calculation was at fault because the Government had re- cently passed a law of which I was not aware, and consequently, the amount that I gave him was short one cent. When I had gone about one hundred yards, I heard the gate-keeper call out after me. I 76 pulled up as soon as I could. The man was quite angry, and authoritatively demanded the extra cent. I asked pardon, when informed, for not knowing the new requirements, and handed him a quarter of a dollar, expecting he would give me back the change without further delay. He took the quarter, but insisted upon my driving back to the gate to receive what was due me, as a sort of revenge for the trouble to which he had been put by mistake. I did not propose humbling myself by acceding to the demand dictated by such a disagreeable spirit, so hastily replied, "All right, that pays for next time too." A short time after, I passed the gate from the west and called out as I rode through, "I paid you last time." Whether my watchful friend was confused be- cause I came from the same direction as before, or whether he failed to hear what I said, as he afterwards asserted, I do not know, but he mounted a horse and galloped after me, shout- ing at the top of his lungs, and commanding me to stop. I had a fine, fast team, so kept him within a hopeful, encouraging distance, giving him a lively chase for several miles. I could have distanced him completely without much exertion, but concluded to turn in at Beaver Tavern, to water my horses, and give 77 my enraged pursuer a chance to overtake me. The landlord, who was an acquaintance of mine, was also one of the directors of the road, and when he heard my story, he reprimanded the toll-keeper for his conduct, and advised him in the future, to use more common sense, and act less officiously, so that his services would be more appreciated by both the officials and the traveling public. His horse was yet blowing from the race when I left him, a wiser, but a deeply disappointed man, since he had ex- pected commendation. He learned a useful lesson, however, by this experience, for he never again annoyed the writer on any future occasion. At another time while collecting goods with my wagon and team, bought at different stores, I was holding the lines and a porter was lifting a box into the wagon when a shriek from a steamboat whistle startled the horses. They ran wildly, breaking the lines by which I held them, and never stopped in their headlong career until they brought up in a drug store with not a wheel left on the wagon. The police arrested me, but I proved to the court that the accident was no fault of mine so I was released, and sent my wagon to the shop for repairs. This misfortune occurred on the second day of a holiday. Father and his good 78 orthodox friends considered that I had but re- ceived my just reward, and thought it a judg- ment. During the same year, 1847, we > Stix Bros., bought up wheat on our own account. While we were threshing at Peter Bake's house with- out his charging us for the keep of our men or horses, I had bought his wheat to be delivered in the future at Hamilton. When wheat ad- vanced in price, and he w T ould not take pay for our board bill, I canceled his contract with me, and he received 50% more for his wheat than I had contracted to pay for it. All the wheat which we had purchased up to this time, was delivered at the hydraulic mill in Hamilton, and its managers were to pay the price for it when we called and asked for the pay. I had the choice of asking Hamilton prices or Cin- cinnati prices, less three cents per bushel for freight, if it were to be Cincinnati prices. One Saturday, I started to sell our wheat. I had been riding for some hours, when I missed my pocket-book, containing some hundreds of dol- lars. I anxiously returned, riding back, and fortunately found it in the middle of the road, on the outskirts of the town I had just left. At this point my writing is interrupted to 79 take the baby, Dorothy, out — it being such a beautiful bright day, the 26th of November, 1894. It had been pouring rain all day and hardly any one had passed over the road. This delay made it impossible to return to the hydraulic mill at Hamilton in time for my money that evening, as it was after dark when I reached the stables at which I left my horse. To relieve the tedium of a Sunday at Hamilton I availed myself of the opportunity of hiring a horse and buggy and taking a lady friend out driving. Monday morning I rose at an early hour and found that the price of wheat which was quoted at 90 to 92 cents on Saturday, had advanced to $1.00. On my arrival at Hamilton, I also learned that some of the smaller mills, unable to procure wheat, had offered to give ten cents more than the price in Cincinnati ; thus making a market value of $1.10. As the hydraulic mill was unwilling to pay us this price, I went to see my friend Mr. Gerstem, the county treas- urer, who introduced me to a first class at- torney. He arranged with the hydraulic mill people to settle with me, for one-half cash and the balance to be paid in a few days. This was quite a profitable venture and helped us out 80 very much on the sale of corn ; but this termi- nated all further speculations in grain. Another enterprise of mine, and one in which I was quite successful, was that of selling car- riages. I had them built, and then paid for them in goods. The last one, I recollect, was purchased by my friend, John Dodd, for about $200, If I had continued peddling, I could have wonderfully increased my business in various departments, for I enjoyed the fullest confidence of all with whom I had dealings. After we gave up, many German pedlers who went over the same route we had traveled, claimed relationship with us. Our life was a very pleasant one. W e made sincere friends, many of whom I have since met, and toward whom I have endeavored to reciprocate the kindness so universally ex- tended to us, and the hospitality with which we were ever greeted. Among the many occupations in which I have engaged is included that of auctioneering. At Urbana I sold goods in this way twice a week. I also disposed of the stock of a Mr. Watson in Billingsville, and our own at Mason. I did all the crying myself and made quite a fair success of it. The Billingsville stock was sold on credit to 81 a Matthew Lewis, who was highly recom- mended by some of our best friends. He re- moved the goods to Laurel, Indiana. When we became suspicious in regard to his move- ments, we employed a person to watch him, who reported that we had better come on at once, as he was packing up all his effects and evidently intended swindling us. Subse- quently he sold out and ran away. I reached Laurel the very evening that he left. After feeding my horse and taking my supper, I started for Cincinnati, where I hoped to overtake him. My idea was that he was most likely to try to dispose of his horses, with which he made his escape, in the city. I left, intending to ride all night, as Laurel was about 50 miles from Cincinnati, expecting to reach that city by morning. In crossing the White Water River sometime after midnight on the ice, it unfortunately gave way. The river was too deep for me to touch bottom, and my horse swam to the opposite shore. At best, I could not swim, and with my heavy overcoat, gloves and shoes, I was even less able to make a successful attempt. Throwing away my gloves and overshoes as useless encumbrances, I clung with desperation to the horse's tail, and finally managed to get 82 upon his back, as he broke his way through the ice. During the ride I was soon frozen to the saddle. Near daylight, I reached a house whose il- luminated window had invited me onward, and encouraged me to feel that warmth and shelter were not far away. I hallooed for some time ; at last some one came to my relief. This man unfastened the saddle to which I was frozen, and carried me into the distillery on the out- skirts of Matamoras, Indiana, where they doc- tored me up with whiskey both inside and out. When I had taken about half a pint, they sent to the house for dry clothing and a carriage with a bed in it, to take me to the hotel at Matamoras. There was no charge for any- thing in the way of service, excepting what I gave to the driver. I went to bed, sent back t-he borrowed garments, had mine dried, and by next morning was again on my way. On reaching Cincinnati, I went directly to an auction stable, where I found Mr. Lewis' horses. I had them attached, and he ran away on hearing of my appearance on the scene. After complying with the requirements of the law in advertising, and paying expenses, I received the little "that remained. I heard nothing personally from Mr. Lewis. About 83 ten years after, I received an anonymous letter, mailed from Missouri, informing me that this man had two pieces of property in his name. I sent my claim to a lawyer, and after a suit, bought the land at sheriff's sale. Mr. Shenk- lin, the lawyer, paid the taxes on the wrong land for some time. Other claims were made by the wife for her dowry, and so, after retain- ing the property for about twenty-five years, a Mr. Stein sold it for me, and I do not believe that I ever realized the money I had expended upon it in paying the sheriff, and other charges. In fact, I am quite confident I was out of pocket besides, for expenses. My at- torney alone made a good stroke of business out of this transaction. Although deficient in some things, he was never found to be so in this particular respect. Father had emigrated to America in 1844 by advice of his physician. He had accordingly sold his house and such possessions as he did not want to take with him, packed up his effects, and left his native land with four children. In 1848 father was engaged in a grocery business which I started for him in Cincinnati, as a wholesale trader in eggs. He sold a quan- tity to a Mr. Ransehof, who, ten days after the purchase, brought them back and demanded 84 his money. He left them in front of the store in a new half bushel measure. Owing to their disagreeable odor, we hauled them down to the river, and the new receptacle in which they were returned, was ample compensation for their cartage. Now our revered parents were with us in America, and were surrounded by their six children, all of us anxious to do what we could for their general comfort, and happiness and with one accord, we tried to induce father to retire from active wcfrk. Mother, with her calm, strong, religious feeling, learned to be content and never murmured. It was such a blessing to see their dear faces smiling upon us again, that with united voices we urged father to devote himself to rest for the balance of his life and to enjoy thoroughly seeing his wife so happy. He olid indeed feel proud and satisfied. Nevertheless the habits of years of industry and activity were still so strong within him, that he embraced the first opportunity to be busy and useful with that earnestness of pur- pose, which always insured success. He pro- vided his family with both necessities and comforts most liberally, and, in a short time, he owned his own house and occupied it — a better one than that in which I lived. He also never 85 failed to aid those who needed assistance, for he was very benevolent and generous in sup- plying help to those whom he considered worthy. He was an excellent judge of char- acter, and was rarely deceived by any impostor. Mother was exactly the reverse. She had never learned to refuse an appeal, and her rep- utation was thoroughly established for being easily imposed upon. So kind was her heart, that, although duped as often as there were days in the week, when the swindler was ex- posed, she invariably remarked, "Well, I will never be imposed upon in that way again/' The next time there was only a slight change in the form of the appeal but with the same result. The principle upon which she based her action was, "Better be cheated a hundred times than let one worthy person in need suffer from a refusal." Her maxim often quoted, and always lived up to, was, "If charity is bestowed at all, give with a will at once, and you really give doubly/ ' The greatest and most satisfactory pleasure of her life was enjoyed, when she asked her children for liberal contributions to cancel some promise she had made of assistance, on condition that our business had been good during the year. In 1878 I remember she 86 asked me if we had been successful, and, of course, all was extremely prosperous, if dear mother inquired. Thereupon she requested me to give her Sioo, which I handed her most willingly, although my share of the profits at our annual accounting were about S380 net. My recompense was complete when I saw the pleasure she enjoyed in dispensing gifts to her pensioners. From my purse many received her bounty, and never looked for it in vain. When she had but little, she had to give spar- ingly; but as her means increased, so did her charities multiply — she was never so poor as to be unable to give a portion to those whom she believed to have less than herself. When my parents lived over the store, I ate so little that my mother could not but believe that I refrained because I was dissatisfied with her table. At length she asked me to exchange my boarding house for a time, letting one of my young men take my place, while I ate at Mr. Martins, on Walnut Street, which was the clerk's residence. To please dear mother I consented to do as she wished, for she fancied that American cooking might suit me better than the German, and that I would eat more heartily in consequence. Though I was not at all anxious to make the change, I was 87 too busy to give the matter much thought. Learning soon after that mother was crying over my consenting to this new arrangement, I was only too glad to give up the plan, and re- sume my seat at the parental table. In this connection I may say that I never cared much about eating and drinking, being a firm be- liever in the declaration that one should eat to live rather than live, as many do, to eat. The following incident centered about mother as well. We had but one hydrant to supply the water which was common to all the six families who occupied the neighboring dwellings. One of the tenants, a German, who had imported his home-acquired prejudices, and had not yet parted with them, annoyed my family in every conceivable way, never losing an opportunity to be disagreeable. On one oc- casion a certain young girl pretended to have use for the hydrant, and kept my mother wait- ing an unreasonable time for the water she wanted to procure. Growing weary of seeing my mother thus interfered with, I stepped for- ward and demanded of the young girl that she should give my mother a chance. She declined, whereupon I picked up the vessel, which had been filled to overflowing, and discharged the contents without much ado over the trouble- 88 some damsel. Though she only received a portion of the shower, while my mother, who snatched the bucket, caught the greater share, she brought suit against me. When the case came to trial, the judge decided in my favor. I was defended by Judge Stallo, and our op- ponents were obliged to pay the costs. About this time I made the acquaintance of , and became allied in business with, a young man named Victor Wallach, who came from an excellent family in Cassel, Germany. His brother was engaged in the stationery business in Xew York, and was a prominent and re- spected man. Although Victor Wallach was an excellent salesman, popular among the ladies, handsome, charming, highly educated, possessing every qualification to make him a successful business man, yet he had never saved a dollar, had no credit, and deserved none. This man made great promises and, as far as selling goods was concerned, surpassed every expectation. He soon relapsed, how- ever, into vices, wickedness and immorality. His passion for gambling had been so long an indulgence, that he yielded to the temptation, and I realized, with deep regret, that our pros- perous business, promising such a brilliant future, was doomed to disaster, through the 8 9 unprincipled conduct of this man, who was so gifted, amiable and fascinating that he was both trusted and beloved. It was indeed a sad awakening, when my suspicions became confirmed, and failure seemed inevitable. As a salesman, my partner was the best I have ever met. I could not compare with him in this respect. Although hard at work all day, he was no less busy every night after he left the store, gambling without any conscientious scruples as to the manner in which those extravagant debts were to be paid. So card playing was his financial ruin. His favorite game was poker, and to make, good his losses, he not only stole money, but resorted to all kinds of decep- tions and treachery. He had accomplices who took goods which were bought with this pur- pose in view. When I found myself involved in such intricacies, seeing no means of escape, I consulted some of my heaviest creditors, among whom was Mr. John W. Ellis, and in- quired what would be the best course for me to take. They advised me to diminish my in- debtedness as much as possible, and when the time came, they would help me to get rid of Mr. Wallach, and if possible, try and keep up the business. Amid all these difficulties and 90 complications, I was compelled to be absent, in order to attend to personal affairs requiring immediate attention. It was my purpose when leaving, to be away several days, but return- ing home unexpectedly in the evening, I found the cash short a very large amount. Early next morning, one of my creditors, who had been playing in the game with my partner the previous night, sent for me to let me know that he had seen Mr. Wallach give a large check of several hundred dollars to one of the party, and so notified me in order that I might stop its payment. I did so, and again con- sulted Mr. Ellis, who proposed I should close the store and put the key in my pocket. One friend directed me to an attorney whose spe- cial legal practice was in settling up business difficulties of this kind. His counsel was that I should sell out my store to my father, and, at any cost, get Wallach to sign with me, giv- ing me to understand that this was the only thing I could do under the circumstances. I paid him his charges and decided to look up another attorney, who did not attend exclu- sively to failures and bankruptcy. A friend accompanied me to his lawyer, John Kebler. After explaining the matter to him, he remarked, "If you are one-half as honest 91 as you appear, I will get you a settlement with your home creditors before you go to bed this night." He sent for them at once, to find out their intentions. They showed no opposition, and proposed that all whom we owed should meet, and they would agree to act fairly. Mr. Kebler called the meeting that very evening. I offered them all I had, if they would release me. My keys, books and money had been taken out of the bank, so as to make it doubly certain that the check given by my partner the evening before, amounting to nearly $1,000, should not be paid. Wallach had overdrawn to a large amount. Still his attorney would not give up the assets to me, nor to our cred- itors, even under the promise of releasing him from all liabilities, but demanded the sum of $5,000 to yield his interest in the firm. By the advice of my lawyer and creditors, I gave him about one-half this sum, and within a few days he lost at gambling nearly all he had received from me, and insisted that I should furnish him with sufficient money to take him to California. Our creditors agreed to accept 50 cents on the dollar. In making such com- promise, I had agreed to furnish my creditors who asked for it an endorser; but many of them did not want any — among this number 92 were friends with whom I had grown up from childhood. When I asked Martin Stadler, of Stadler Bros, about endorsing for me, he showed a certain hesitation about complying with my re- quest, and gave as an excuse, that he wished to consult his brother Max. I did not call on him again, as I had no difficulty in securing all the favors of this kind I needed. Trauenstein & Co., and Stix, Krouse & Co. volunteered their signatures for all I required. Later on, the firm of Trauenstein & Co. was ruined by endorsing to a large amount for the liquor house of A. Louis. I came forward, remembering their kindness and generosity to me, and acted as security for a portion of their settlement, remarking that I would reciprocate their favors to me, even if I had to pay their obligations myself, to the amount of my en- dorsement. My chief delight was in selling goods. I must have proved a success, for many of our best customers preferred to have me wait upon them. This, however, was only after my sep- aration from Mr. Wallach, as I was not nearly as popular with the ladies as he was. We were very busy from the time we opened our retail dry goods store on Fifth Street, and after that 93 I started anew with determination and energy, the odds all against me. I worked late and early, practicing the strictest economy. I was under little or no expense, paying neither board nor washing, as I lived with my dear parents. I smoked no cigars nor pipe, drank not even a glass of beer, and blacked my own boots. I do not believe that my personal expenses were as much as $10 a year after our failure. I became quite appreciated by the trade ; business gradually increased, and my reputation for a cheap and honest house was my biggest card. A short time before my marriage, one of my lady friends presented me with a white em- broidered vest. She afterwards became the wife of Mayor Harrison of Cincinnati. I made it my life study to do what was right, and my religious duty to do to others as I would have them do to me. My word was my bond, and I never, to my knowledge, went back upon it. When I review this portion of my past life, I remember that many of my opponents prophe- sied my failure. Nevertheless, I overcame the many obstacles by which I was surrounded, and when I quit the retail, and commenced the jobbing business, my neighbors were my first and best customers. If it had not been for my partner, Mr. Swarts, I should never 94 have changed, as I always liked the retail busi- ness, and found it hard to give it up. Some time after the failure of Stix & Wal- lach, Willie YVallach, my former partner's brother from New York, came to see me, and by his good logic, proved to me, that the only chance I would ever have to realize on the notes which I held against his brother, would be to pay the compromised accounts, either all or in part, in which event I might possibly secure his brother's contribution toward it. In 185 1 I returned his brother's notes to him. Years afterward he became a rich man, but only for a short time. He did not pay anything, how- ever, and I was unable to meet any indebted- ness in excess of my compromise. The only opposition I met with at the time of my settlement came from the house of Sieving & Co. They felt annoyed because I had bought a considerable bill only a few days before my failure, and, while I had increased the amount due them, I had paid Mr. Calvert, who kept a notion house on the corner of Sixth Street and Lodge Alley, about one-third of all I owed him, which was not yet due. I ex- plained every account for which we were liable, and clearly demonstrated that they were all re- duced in amounts, from the sums for which we 95 were responsible some months previous, with the exception of Mr. Calvert's, which fact in- duced me to pay him a part of our obligation in advance. Mr. Calvert arose in the meeting, and re- marked that if my payment to him prevented Mr.. Sieving from giving his consent to the settlement, he would turn the amount he had received into the general fund for distribution among the creditors, should that be considered by all as the correct adjustment. They, how- ever, universally agreed that he had a perfect right to the money, and Mr. Sieving signed the papers with the others. Shortly after my dissolution with Mr. Wal- lach as partner, I learned that James Ullman, a confederate, claimed thousands of dollars on notes of Stix & Wallach, undoubtedly given by Mr. Wallach without either my knowledge or consent as accommodation paper, bearing the firm's signature. Mr. Kebier, my attorney, took the bull by the horns, stopped the notes in the hands of the bankers, Goodman Bros., and brought suit in the Court of Chancery. The bank insisted upon a settlement in money, or new collateral from Ullman, and if not promptly attended to, themselves threatened suit, on the ground that 96 they would consider the notes fraudulent. This brought about the desired effect. This man Ullman became a notorious gambler, and was eventually killed in California for cheating at cards. I have always been convinced that my partner was cheated daily while with me, for he constantly played poker, sought evil com- pany, or was on a drunken carousal, and so was a very easy victim for those disposed to profit by his dissipations. What might have proved another serious set-back occurred about this time too. Upon the occasion of my sister's wedding, I had promised all my employees a holiday to enable them to attend the ceremony. To protect our property during our absence, father had en- gaged a German woman to watch the house and the store beneath it. About midnight I received word that my establishment had been robbed. It seems that the store door had been opened with a key of w T hich the thief in some manner had obtained a wax impression. He had been very successful, for upon examining the stock, we discovered that no less than $1,000 worth of silk had been carried off. Upon consulting the woman whom we had employed to guard the premises, she acknowl- edged that she had heard some one moving 97 about downstairs, but that she had been so frightened, that she not only had failed to give the alarm, but had hidden herself and remained concealed until I had entered the store. On discovering our loss, we went imme- diately to the police station, where we were agreeably surprised by finding not only the goods that had been stolen, but also the thief who had stolen them. At the time of our dissolution, I was sued by a merchant tailor, Mr. Holliday, for a large amount due for clothes made for Mr. Wallach. At the time I was thoroughly despondent and wearied, so my attorney advised me to settle with him in order to save me from further annoyance. At the same time he did not see how I could be held responsible for my part- ner's private accounts for personal expenses. I offered to pay the tailor in goods from my stock, as he had often bought merchandise from us, but he refused my proposal and sued for the money. Mr. Force, afterwards General Force, who had just commenced practice as partner of my friend Mr. Kebler, was my attorney. He asked Mr. Holliday if he had brought his books into court for consultation and confirma- tion of his claim. They were sent for, and he was required to swear to their correctness. 9 8 Then Mr. Force asked to see the entry of Stix & Wallach's indebtedness. The charge was against Victor Wallach, whereupon Mr. Force told me to go home, as the Court and witnesses had made a mistake, and I was not the person referred to in the entry, and in no respect liable for the debt. He bade the squire adieu, and so ended Mr. Holliday's suit. Undoubtedly he left his claim to his descendants for collection. Another legal experience, of a somewhat dif- ferent character however, took place while I was stopping at a hotel in Liberty, Indiana. A man came into my room, went down upon his knees and implored me for Heaven's sake to save his son, who was about to bring his mother and himself in sorrow to the grave. He was laboring under such excitement that it was a long time before I could sufficiently calm him to inquire if he knew me. He an- swered that he was well aware that I was Mr. Stitt, the State Attorney from Richmond. With some difficulty, I convinced him that he was mistaken, and that I was really a merchant of the name of Stix, from Cincinnati, and that the Mr. Stitt whom he wished to see occupied the adjoining room. I was, nevertheless, so moved by his prayer that I promised to interview Mr. Stitt and the 99 judge personally, and so do all in my power to further his wishes. It so happened that Judge Burnsicje, who was the judge, was a particular friend of mine. He was, too, the father of the late General Burnside, a man of high reputa- tion, and great nobility of character. The young man, for whom my good offices were solicited, was much more of an idiot than a thief, as he had only ridden the horse he was charged with stealing about ten miles and then let him go. I explained the circumstance to the judge and prosecuting attorney and ob- tained the release of the young man. For my services in this matter the father thanked me upon his knees. It was about this time that a Mr. Hazelhurst asked me to see a stock of goods belonging to a Mr. Payton, who had offered them for sale, for about two weeks, at $1,000, and who still asked the same price — which seemed somewhat singular, for of course during this time he had kept on disposing of his stock to his regular customers. I went to see Mr. Payton, an old and inti- mate acquaintance, and examined his goods, with a view of purchasing them if the price was reasonable. I found that they were a bar- gain, and would have given more than the IOO price asked, rather than have lost the oppor- tunity of securing them. After satisfying my- self by careful inspection that they were more than worth the money, I took my gold watch out of my pocket, worth about $60 and said, "I will give you -$900 and this watch to secure the goods." He accepted my offer, and with- out hesitation, closed up the store and handed me the key. When I reported this to Mr. Ha- zelhurst, he felt somewhat dubious, and gave me to understand I should have consulted him before closing the agreement. While I re- gretted perhaps acting too hastily in the pur- chase, I much preferred having no partner in this enterprise, and offered to keep the goods myself, rather than that he should feel any dissatisfaction. I would have preferred giving him a consideration in order to have kept them myself. Mr. Hazelhurst was too wide awake, however, to lose his chance of the profit we were sure to make, so he accepted the part- nership, and furnished his share of the cash towards paying for the goods. The next day I proposed we should divide the stock. Mr. Hazelhurst was to take the first $200 worth in groceries, at purchase price, which were worth every cent of the cost, otherwise I would do so unhesitatingly. He acceded, so I had the 101 next choice, although this first lot was really worth 10% more than any goods I could select. We went on in that way, he always choosing the bulky goods, like groceries, hard- ware, wooden- and willow-ware, and I taking merchandise I could dispose of in my store. At last, each one had received the double value invested, and still there were goods to divide. Then I began selecting my next $200 portion from the balance, which was a lot of kid gloves worth about $2 per dozen, invoiced at cost about $800. Mr. Hazelhurst stopped me when I had appropriated the correct num- ber to make my $200. His was the next chance in order, so he took his $200 worth of gloves. They were soiled and dried out and next to worthless. Then we had to change our plan of division, as we were getting near the end. We arranged the remainder in lots. As I was a merchant, and he a farmer, I was to say, "Give or take" and fix the price for each lot. I came to a little box of thread laces, at that time very much in vogue. This looked so in- significant in size, compared with the more bulky goods, that I put the value at $25. "Give or take?" Mr. Hazelhurst responded without hesitation, "I will take them, as I know you charged my wife $1.00 a yard for the wide 102 and 25 cents a yard for the narrow; there is enough here to last for the rest of her life." While they were cheap at $150, I had to keep mum, although taken at a decided disadvan- tage. I then took down from the shelf about 100 boxes of artificial flowers, which cost about $300, but not worth at the time the value of the boxes. It was for me to say "Give or take." I put the price at $75. Mr. Hazel- hurst, a thoroughly bright man, a successful farmer, wide awake to the occasion, answered me, "You take them." I pretended all was satisfactory. My friend Hazelhurst, for whom I set the trap, saw Mr. Payton, from whom we bought the stock, and told him of our distri- bution. Mr. Payton told him I was decidedly the loser ; that the artificial flowers were really of no account, while the laces were really worth more than my estimate. Hazelhurst laughed to think that I had been beaten by an old farmer, and enjoyed the cuteness and good sense he had displayed. In 1849 I went with m Y clerk, Mr. McCul- lough, to a German masked ball. He was a young American, blonde, and six feet tall. As we entered the room, some one made the dis- courteous remark, "What business have you here, we do not want Jews." Mr. McCul- 103 lough thereupon gave the person a severe thrashing. After this unpleasant scene one high in position advised me to leave and return home, offering me his carriage, as he knew that trouble was brewing. We thought it prudent to heed his warning and to retire from the festivities. I had no idea that in free Amer- ica such narrow-minded prejudices had been imported from the mother country, which I had been glad to leave on this very account. The next day the offending person came to my store and threatened to sue Mr. McCul- lough. The latter gave him distinctly to un- derstand that nothing would please him better than to be sued in such a cause, for that would have meant ruin to the prejudiced German's business, as his drug store was right in the Jewish quarter, and fully half his patrons and friends were of the Jewish faith, and they would certainly have found him out most effec- tually. That same year, some ladies who were inter- ested in a charitable purpose, called upon me, requesting a donation for a fair they proposed organizing. I had already contributed money, but besides they wanted a liberal gift of some- thing upon which they could make a profit. I entirely approved of the object, a most worthy 104 one, and heartily acceded to their wishes. I presented them with a patchwork quilt worth S50 with this proviso,, that they would not raffle it off for less than Si 00, making one hun- dred chances at $1 each. I was to have one chance in my own name, one for my mother, and another for my sister. Shortly after, the committee waited upon me to inform me that mine was the lucky number, and they wanted me to sell the quilt to them. I repeated my last arrangement. Again I was favored by a visit. This time they desired to buy my three chances. I offered them my chance of $1, but was unwilling to dispose of my mother's and sister's, and was particularly positive in stating that if I won the quilt, it was not for sale. They then acknowledged that I was again the winner. We still have the quilt in our house. What nearly ended in a severe catastrophe occurred to me in Cincinnati while situated on Fifth Street. In our immediate neighborhood, a few doors east of Race Street, on the north side, there was a firework factory, which, in some manner took fire, causing a terrible ex- plosion. One of their employees, who had been injured by the accident, was brought to my store. The poor fellow had been nearly 105 burned to death and had jumped from the ruined structure. We brought down some bedding, hoping to relieve the injured man, and make his last moments more comfortable, having already sent for a doctor and oil. A physician who happened to be passing, was ad- mitted, but his services were not needed, as orders had been given to remove the patient' who died on his way to the hospital. A report was circulated to the effect that a magazine of 500 pounds of gunpowder still remained in the building, which might ignite at any moment, and bring devastation to all in its vicinity. I at once closed my store, and engaged the serv- ices of some of my friends to remove a portion of the more valuable goods to the market house opposite; meanwhile, I ran upstairs after dear mother, who was always my care and who was living over the store. I found her greatly ex- cited, running to and fro trying to save something. With this intent, she had se- cured her lace cap, which I suppose was worth about a dollar, and was holding it firmly grasped in her hand as I carried her down- stairs. Fortunately, however, the reserve stock of powder, stored in the factory, did not explode, or the whole block could hardly have escaped having been blown up and utterly de- 106 stroyed. Though some of my goods were damaged, and others stolen through this en- forced and sudden removal to a supposed place of safety, the company in which I was insured declined to recompense me, as there had not actually been a fire upon my premises. One day, while standing in front of my store, I observed a young lady passing out and I heard her rebuke one of my clerks, remarking "You had better keep your French meshoves yourself." Inquiring into the cause of offense, I learned that one of my salesmen, after wait- ing upon her most attentively for a long time had failed to make a* sale, and, as she was leav- ing, Cranny, another salesman, asked if he could not show her some new French meshoves which had just arrived. She understood what he meant perfectly well. I cautioned Cranny that a repetition of such conduct would result in a loss of his position. Although I had withdrawn from ladies' so- ciety, unconsciously I had learned to respect and honor above all others, the one whom I afterwards loved and married for the many virtues she possessed. Although we were neighbors, I had given so little expression to my real sentiments, that when I asked her for her hand, she was much astonished, and so 107 were my dear parents, and her brother and uncle. I, however, objected to the attentions of her brother to my sister. One morning, dear mother came to me quite annoyed, complaining that dear father had learned that brother Henry was engaged and he would not tell her to whom. This proved to be only a conjecture. To enable her also to have a secret, I informed her under promise of keeping the intelligence entirely confidential, that I was engaged to Miss Hackes. No doubt she meant to keep her promise, but she could hardly wait to see dear father, and was quite unhappy until she could communicate the good news, and enjoy it with him. My parents never regretted my marriage, for they gained a lovely daughter, and her goodness was always appreciated and reciprocated by them. By her lovely disposition she has strengthened the affection and harmony that has ever existed in the Stix family, and I know of no household as large as ours, where there has never been a misunderstanding among the many additions to it by marriage and by birth. May our chil- dren ever follow the example of which we are proud and justly so. Soon after our engage- ment, Miss Hackes moved with her folks to Western Row, at present called Central Av- 108 enue, between 5th and 6th Streets. I visited her nearly daily, after my store was closed, which was never before ten o'clock, and at the latest left her house about midnight. Just at this time she felt her loss of a loving father most keenly, as she had waited on him through a long and lingering sickness. From the date of our betrothal, September 1850, we made many plans as to our future. We each deter- mined to be frugal. On the nth of March, 185 1, we were married in the Masonic Hall at corner of Third and Walnut Streets. The day was clear and bright, as beautiful a one as we could desire. The wedding was a double one: Jacob Krouse and myself each paying in proportion to the number of his in- vitations. My wife on her way to the cere- mony, as she passed the store, by special ar- rangement, let me know that it was time for me to close the store, as I had promised my help that I would do so to give them an op- portunity to go to my wedding. The store was more crowded than ever — I hardly knew what to do. I finally informed the customers that they could take such goods as had been bought and pay for them, or come back to- morrow, as all my help had been invited to see me married at the Hall. Any of the 109 customers who wished to join us were then invited to do so. My dear parents' carriage was waiting for me. Every one who cared to attend, marched to the Hall, and many con- sidered this also an invitation to the table. There was plenty of room, and I asked the land- lord to have a lot of fruit and particularly a few boxes of oranges at my expense. He refused and would not allow me to do it. To punish him for his stubbornness I did not order a drop of anything to drink, although two hun- dred and fifty persons were sitting at the dinner table. ... I gave them an order to get all the drinks and cigars at the bar below at my expense, the same standing good all night, without tickets. Mr. Krouse, who had by far the fewer guests could not well do otherwise, so our wedding was the first temperance wed- ding among our friends. I told Mr. Reitzen- berger right there and then, that should I have a half dozen more weddings, never would I have another one at Reitzenberger's. Never- theless many of my lady customers who marched to the Hall, were more than pleased to see the ceremony of a Jewish wedding, and thanked me cordially, as it was all new to them. Subsequently, I received a valentine, beauti- fully decorated, with two doves making love to no one another. It was a most dainty, exquisite design, and as usual, anonymous. I after- wards learned, that a young Welsh lady, an heiress, who owned more than twenty houses and stores in New York City had thus favored me. Shortly after our marriage my wife and I began housekeeping and no couple was ever more happy or contented. Nevertheless, my appetite to which I have previously alluded, did not improve. On this account, we often took our meals with my dear parents, as mother thought in their company I would eat more; a fancy in which I believe she might have been correct. While this arrangement was extremely pleas- ant, my wife, who was only too willing to show how great a slave she could make herself in ministering to the writer's comfort, would not be persuaded to remit her solicitude. I re- monstrated with her, but without any good re- sult, for, in her overwhelming desire to care for me, she would not be refused, let me plead as I might. Just here let me say that I am about to enter into the details of an occurrence where, I must confess, before beginning my story, I was en- tirely in the wrong; but, as I have committed in myself to the truthfulness of all these narra- tions, I must, as ever, be candid in my acknowl- edgments, even though they should prove me to have been both hasty and inconsiderate. We were seated at the table, my wife and I, beginning our breakfast. She had boiled four eggs, the usual number, and the first one I opened appeared stale, which destroyed any further appetite I might have had for eggs; at least for the time being. I did not attempt a second one, although my wife opened the second one for me. I did not care for it after my recent experience, as may well be supposed, but took it simply to please her, while she ate the third one. This, of course, left but one egg, which she insisted I must take. This I refused to do; and to let her understand that once "No" meant "No" decidedly, I contin- ued to resist all the eloquence and persuasion which she brought to bear to compel my acqui- escence. Our controversy finally reached a point where, losing my temper, I flung the egg out of an open window which faced my seat and was temptingly near. While my wife did not utter a word, her face spoke volumes. I admit there was no excuse for my acting so hastily; but it was not without some good ef- fect, and from that day to this, I have never 112 been urged to give up my views for her ideas, nor have I ever had occasion to let my temper get beyond my control; at least so far as the egg question is concerned. To prevent any similar occurrence, we buy only eggs whose origin is thoroughly known, and whose purity can be warranted, and usually pay double price, since we have learned the difference. My efforts to adopt a homeless colored boy from the streets taught me another lesson early in our married life. I hoped to give him a chance to make a useful man of himself in the world. He received a thorough cleaning, and a new suit of clothes with which to begin life anew. But evidently he did not appreciate his present or prospective advantages, for he was no sooner made presentable than he ran away, and I never caught a glimpse of him again. My experience in this instance did not deter me from another effort to help an orphan boy, a nephew of my partner. When he grew up, I advanced him $1,600, taking his notes for the amount. Although the firm with which he was connected failed, I claimed from the concern my debt, and the partner, Mr. Moses Heins, settled with me at 50 cents on the dollar. My attorney assured me that I had no legal claim, yet complimented me upon being a good 113 lawyer when my own interest was concerned. The same young man, who had ever since avoided me, I helped again, and I feel that I have been fortunate in escaping as well as I did. His notes, which I still hold, are out- lawed, and I make no attempt to collect them, but regard him as unworthy of confidence, al- though an industrious person. In 185 1, the first year of our marriage, I concluded to make a journey to the East. I called upon Mr. Peabody, the partner of my friend, John W. Ellis, to furnish me with a let- ter of introduction to some eastern houses. Mr. John W. Ellis himself, from whom I had purchased the greater quantity of my goods since the period of my dissolution or failure with Mr. Wallach, was at this time in the East. I had abundant money to pay cash, if needful, for all I intended to buy. I had about $12,000 of Mr. J. L. Swarts' money, which I had been authorized to use at my option, un- der the agreement existing between us. To my utter astonishment, however, Mr. Peabody not only refused me a letter of introduction, but demanded that if I left for the East I should settle my account with their firm for money I owed them, or which he claimed to be due. He even threatened that they would re- 114 fuse to sell me any more goods, except for cash. I endeavored to explain my position to Mr. Peabody, but without success. As may easily be supposed, I felt keenly mortified. Indeed, nothing had occurred since my dissolution with my former partner, which had so deeply moved me. I was unwilling at first to believe that my friend, Mr. Ellis, could have so mistrusted me, and, having paid all that I owed to this house which, by the way, was a very moderate amount, I felt anxious to meet Mr. Ellis per- sonally, to learn from his own lips whether he approved of his partner's action. It so happened that upon the very day of my arrival in Philadelphia I met Mr. Ellis at the business establishment of Wall & Lea- man, then acting as agents for the great Fall River Mills. He welcomed me, as he always did, in the most pleasant and gentlemanly man- ner, and at once introduced me to the firm. I begged him to accord me an interview, and allow me to speak with him in private, to which he cheerfully acquiesced. I acquainted him with my experience with his partner, and his ungracious behavior toward me. Mr. Ellis begged me to bear no ill-will to Mr. Peabody, for his offense was one of ignorance, as he knew no better. To convince me of the entire US sincerity of his disapproval of Mr. Peabody's conduct, he immediately recommended me to Messrs. Wall & Leaman, telling them to sell me all the goods I wanted, and to recommend me to any of their mercantile correspondents as a perfectly reliable customer; saying that no one was better entitled to credit than myself, and that I was good for any amount I saw fit to buy, and that he would hold himself responsi- ble for any amount of indebtedness I might in- cur to their firm, or to those I might be intro- duced to through their good offices. I could not have done more for my best friend. It is needless to state that I was delighted with my friend Mr. Ellis' prompt endorsement, coupled with his entire repudiation of his partner's ill- advised proceeding. It is curious that this very occurrence helped to bring about an early dissolution of the busi- ness association between Ellis & Peabody. In less than five years time, this same Mr. Pea- body called upon me with samples of goods which he was peddling from house to house. I felt pity for him in place of bearing him a grudge — the overbearing, stupid aristocrat was downcast and discouraged. In place of show- ing him the door, I treated him respectfully, and patronized him out of a principle which I 116 have observed all my life — to patronize people who have followed drumming or peddling as a means of livelihood. I always remembered how beautifully the American people had treated me when I was peddling, and was but a stranger amongst them. It was on this trip East too, that I was de- layed by a snow storm in New York and was too late for the train. My coach could not reach the depot in time (then about Chambers Street and West Broadway). Having two heavy trunks with me, I left them with the business house of A. Journey, Junior & Co., near the station. Their stock was out of sea- son and they were about quitting business. I was able to secure all their goods, amounting to about $12,000 worth, at 50 cents on the dol- lar, which paid me better than all my regular purchases. I made it a custom from the time I was able to do so, to buy goods out of season, and when- ever my competitors were asked for such arti- cles, they invariably directed the person to me, stating that if they could not find what they were in search of at L. Stix & Co.'s, it was use- less to look elsewhere. Although this plan was an excellent one at that time, it would not be so desirable now. 117 On this same trip I attended a sale of Ger- man show patterns, imitation of embroidery. I bid $1.10 per dozen, as they seemed cheap to me, and I had no real idea of their value. A number of basket pedlers who dealt with us, sold goods of this kind, so with the idea of sup- plying them, I bought about 300 dozen at $1.10 per dozen. As I passed out of the auction rooms, a young man, a Mr. Mass, followed me and offered to sell me the same goods at the rate of 90 cents. I took his name and address and made up my mind that even that was not as low as they could be bought. On my return home, I learned that the peddling trade was paying $1.00 per dozen for them. I reduced my price to 90 cents and sold them out in a day. When next I visited New York, I called on Mr. Mass and purchased five cases of him at 62^/2 cents per dozen. We still sold them at 90 cents. Many five case lots I afterwards sold at 75 cents per dozen: I believe at least 100 cases ; and the lot price, brought us many tran- sient customers besides. Although I had to pay sometimes for experience, it paid me in the end. I arranged to start on a tour with brother Henry to collect money due me in my business this same year. When the day came, I was 118 not feeling well and brother Henry was unwill- ing to delay the journey, as he would gain an advantage by being on time, for most of the merchants when they owed one, usually owed others, and the first come was more apt to re- ceive his money than those who came later. When I learned that he had gone without me, I started the next day and hired a sulky to overtake him. It was snowing hard and was a very cold, stormy, boisterous day. I was so much muffled up with heavy clothes and thick fur gloves that I was unable to drive my horse successfully. I upset right in the city, and as I could not manage the lines with my bulky gloves, my leg was caught between the spokes ; the horse moved on, and as my legs prevented the spokes from turning, the sulky was drawn along like a sled for quite a distance. I finally managed to stop the horse and work loose, and then, after driving back to the stable, returned home and was not able to go to busi- ness for several days. The truth was, I was not well when I started, and my shin bone was quite severely hurt by the accident. My brother-in-law, Mr. A. S. Herman, whose friends were mostly jobbers in dry goods, introduced me, when I arrived in Xew York, to many good houses, so that I had no 119 difficulty in getting all the credit I wanted from them. In one or two auction houses he en- dorsed for me, as they claimed it was custom- ary to require this in dealing with persons from out of town. Mr. Bergman, a partner of Wald, Hackes & Bergman, also introduced me to some of the largest importing houses : Gihan & Co., Stewart & Bros., and Butterfield. Not only were they anxious to sell me goods, but they recommended me to other houses. One time I learned of a large linen sale at Wilmerding & Mounts. I went to establish a credit there without an endorser. While I gave a true statement of my affairs, they refused me, on the plea that others in the same business would be displeased if they sold to a retailer. When Mr. Bergman heard from me in regard to the affair, we went to see Mr. Gihan, whose goods were to be sold at auction, and a letter was given to me, stating that I might buy any goods I wished, and my notes would be taken in pay- ment, without endorsement, for amounts with- out limitation. As this was the largest house in this line of trade, I had no more incon- venience, as other firms were willing to do the same, when I asked them to open an account. Mr. A. S. Herman, too, showed me some lots of linen handkerchiefs, bought in his name at 1 20 from 75 to 95 cents a piece. They were put up in blue papers, just as I had been buying them at so much a dozen. He told me the price for a single one, and I thought he meant that price for a dozen, and considered them very cheap. I advised Herman to take them all and agreed to pay them 10% profit. He returned home much pleased with the liberal offer I had made, and remarked that he would make $100 on the transaction. Thereupon I told him that the whole purchase would not amount to that sum. So Mr. Herman had the pleasure of exposing the judgment of his new brother-in-law. I received too an introduction from one of my neighbors, H. M. Duhme, recommending me to the house of Eno, Mahoney & Co., in the East, a firm with which he dealt largely. I found that they carried a far superior stock to that of any house from which I had bought previously. Doubtful of their willingness to sell me, I did not buy one-half the goods I could have used to advantage, although even then they found my bill too large for a new account. Besides, the prejudice against our race was too deeply rooted to be overcome by any letter of endorsement by a business acquaintance. As I had imagined, the day after my purchase I re- ceived a letter of refusal from them. When my 121 friend Duhme was informed that the house had declined to deliver my goods, he generously offered me his endorsement for any amount I might wish to buy. I thanked my good neighbor for his kind and liberal treatment, and perfect confidence in my honor. I had the goods shipped, and paid cash on delivery. Some years after, one of this firm, at first so doubtful about my standing, started an import- ing business, and sold me goods for any amount I wished, exhibiting the same spirit of faith in me as my friend Duhme had shown when he first introduced me to the firm. During the same year, I had quite a lively episode with a Mr. James McCully, an Indiana merchant, who did business at Liberty. He was very far behind in his payments, and paid no attention whatever to our requests for a set- tlement. After repeated ineffectual efforts to have him come to some honest, satisfactory un- derstanding, I finally decided to see him per- sonally. I also took the claim of Stix, Krouse & Co. with me, and found that McCully was on the verge of failure. He tried to put me off by promises which he never intended to keep, and only made for the purpose of effecting a delay, the better to arrange for his anticipated financial difficulties, and gain whatever advan- 122 tage was possible. I consulted my friend, a lawyer, named Mr. Yearyon, as to the best course to adopt to prevent this swindle, and he advised me to take whatever I could manage to secure, as he expected any day to get a judg- ment against him for an eastern creditor, and he did not believe he would succeed in collecting over half the amount which was due. Return- ing to McCully, I found that the best arrange- ment I could succeed in making, even after threatening him, was 50 cents on the dollar, payable in goods. I was forced to accept this proposition ; but the prices he charged were out- rageous, and seeing no redress by any fair or honorable adjustment, I determined to set a trap for him. I offered him a big price to take me to Ox- ford in time to catch the stage for my return home. In the haste of our departure, he hitched up his team and threw the goods into the wagon without requiring the receipt. He took his jewelry box with him, expecting to trade watches on the way. When we arrived at Oxford, Ohio, he put his horses in the stable, and I called on Squire Sertain to make out an attachment that my attorney, Smith, had fur- nished. The constable, who was my friend, only awaited my word to do his duty. I called 123 Mr. McCully into the parlor and informed him as he was now out of his state, I would have an attachment in the hands of the officer served at once upon him if he did not pay me. He was forced into compliance, as he found him- self in the same predicament in which he had placed me but a short time before, when I was in his state and at his mercy. I agreed to al- low him a reasonable time to redeem his prop- erty without any expenses attached, and fur- nish him with enough money to hire a con- veyance to return to his home. He never re- deemed his pledge and threatened to shoot me if I ever told how he had been trapped and cir- cumvented, — while in Indiana, he had me at his mercy, but in Ohio, I was master of the situation. I have never been a good collector, and have often felt hurt when people tried to rob me deliberately, but in this instance I made quite a success. McCully failed shortly after this experience, and not many weeks following, again bought goods of our house for cash. The same year an auctioneer and business ac- quaintance called on me for a loan of a consid- erable amount as some underwriter had prom- ised him a large consignment of wet goods if he could make certain advances. They had 124 been sunk in the Ohio River, and consisted of laces, embroideries and wide sheetings which were to be sold at auction for whatever they could bring. I lent the party the amount re- quired and my neighbor, Mr. Shawl, joined with me in purchasing nearly the entire stock. Each bought in his own name to show some ap- parent opposition, for fear the owner might postpone the sale which amounted to several thousand dollars. On our way home after the sale, I was very enthusiastic about our pur- chases. Mr. Shawl made the remark that he never liked wet goods and if I would give him $100 he would let me have all of his. I ac- ceded to his proposition, moved my regular stock upstairs, and sold only wet and dam- aged goods, with such success, that when the entire stock was about disposed of, I then sold my own in the same manner, by making liberal use of the hydrant to accommodate many of our customers who felt slighted because they had received no special notification of the sale. My capital which may have been about $5,000 was about doubled at the end of this venture. From this time on I had smooth sailing, excepting in the year 1854, the first year after we moved to Main Street, when we did a jobbing business exclusively. Nearly every retail house in the 125' city failed. We lost nearly all we had, but after six months we made good our losses, and by the close of the year held our own after deducting living expenses. The great secret of success was to do as much of your own work as possible, and never to infringe upon your capital. I have always been of a speculative turn of mind, yet liberal from the time I could afford to be so, after establishing a good firm foundation. While purchasing my merchandise, I came to the conclusion that I was not buying it of the best houses. I called upon the firm of Will- iam Lattimer & Co., the largest white goods dealers at that time supplying smaller job- bing houses. Mr. Lattimer met me at the door and invited me into his private office. After taking down my statement, he remarked that if my references were such as he fully believed them to be, and could be verified upon examina- tion, he would sell me to the extent of $5,000 and I had better make my selections at once. I felt satisfied that I had struck the proper party, and having now an opening wedge in the right direction, that I would have no trouble in the near future in obtaining all the credit I might require. Mr. Lattimer, who waited upon me, noticed that I did not reach 126 anything like the amount of my orders on my book, though I bought largely of all lines I saw fit to select. He asked me, "Why do you not take this or that?" referring to certain goods he recommended, whereupon I observed, "My limit will be exhausted if I do so." Neverthe- less he kept on increasing his credit, until when our transactions were finished, I found my in- debtedness to him was much nearer $10,000 than the $5,000 credit originally extended. Upon taking leave, I gave orders to ship the goods I had selected, if my references proved satisfactory, and send the bill to my office. It was promised for the next day, but it did not come to hand. Finding it still missing, I made it my business to pass the store the day follow- ing two or more times. At last Mr. Lattimer observed me and called me in. He inquired if I had received my bill. I replied that it had not yet reached me. He asked the boy why it had not been delivered in accordance with his direc- tions. The boy replied that he had just re- turned from attending to it. Mr. Lattimer advised me that my goods had been shipped the day before, as he had promised. He then urged me to buy all I could use, raising his limit to $15,000, which I did. Inside of thirty days I discounted my indebtedness to him by 127 sending him a check for the full amount of my purchases. His answer made a life-long im- pression upon me. "Your check came duly to hand. I have deposited it for your account in my name in bank, — while I do know that Wil- liam Lattimer is good, I do not propose to endorse the credit of any bank. You can therefore draw upon me for the full amount, as we are not in want of any money, while it may be a great accommodation to others who would be glad to receive it." In reply, I begged him to keep the money, as I should feel a delicacy in increasing my margin or incur- ring further indebtedness without settling the old account. He saw that I was right and ac- cepted the money. From that day my credit was practically limitless, either for goods or cash, and I occasionally made use of it. After my removal to New York, and estab- lishment in business as a buyer in that city, I had no warmer or truer friend than William Lattimer. His liberality was in every way ap- preciated and reciprocated by the writer. Mr. Lattimer was a self-made man, untrammeled by prejudice, liberal in all his dealings, and broad and sensible in interpreting the religious belief of others. I at one time 'chanced to meet one of our people at the gate of the tem- 128 pie. He remarked, "I cannot pray as I have not settled my account with my friend Latti- mer, to whom I owe more than I shall ever be able to pay." I informed Mr. Lattimer of this conversation. He sent for the man and told him he would consent to any equitable proposi- tion which should be considered mutually sat- isfactory. This was certainly very fair, and would have been carried out, had it not been for the rebellion and consequent unsettlement of all business calculations. This same man finally became and continued very successful and paid all his debts in full. Incidents in my later life disclose equally pleasant relations with this same William Lattimer. About the year 1851, S warts Bros, had sent me twenty-four thousand dollars. One-half this sum belonged to each brother. J. L. Swarts wrote me I had better deposit his brother Isaac's share in the Ohio Trust Com- pany, while the other $12,000 was left with me, to pay at my discretion such interest as I could afford. I used my brother-in-law's money in the business. Isaac's money I lent to Wald, Hackes & Bergman, who paid the lowest in- terest, ten per cent. At that time, paper had been discounted outside of the banks at about fifteen per cent. While I had never written 129 what I had done with Isaac's money, my brother-in-law well knew that I had not de- posited it in that bank, which afterwards failed in 1857, creating one of the greatest panics that this country had ever experienced. When J. L. Swarts, my brother-in-law, and later my partner, decided to leave for Cincin- nati, he wrote me that I should be prepared to hand over Isaac's money, whereupon I replied, that if he desired me to do so, he should let me know at once upon the arrival of his brother, and I would meet him at the wharf, bringing his money with me, as I would have no dif- ficulty in raising so unimportant a sum as $12,000. There was nothing more done or said until Mr. Isaac Swarts put in an appear- ance. He became my guest, stopping at my residence, and I immediately asked him if he was ready to receive his money. He replied that he did not want it, and that he wanted me to retain it, either for my own use, or lend it out, as I might consider most advantageous ; but in such a manner that no one could obtain it with- out my endorsement, which trust I decided to accept, and Wald, Hackes & Bergman took charge of the loan, a procedure which rendered it more secure than if it had been deposited in 130 the bank. Indeed it finally turned out far bet- ter than Isaac Swarts' own investments. A Baltimore house, Mills, Mahevv & Miller, were the assignees of a jobbing stock belong- ing to a house that failed in Cincinnati in 1852, by the name of Watson. Mr. Polk was em- ployed later on to close it out. This gentleman was afterwards the partner of Elis, McCalbin & Co. While the price asked was not cheap, yet, as it was offered to me on 15 or 18 months' credit, I bought ten thousand dollars' worth, giving my notes for the amount. In a very few days I learned of a panic in the money market. I wrote to the house that I would dis- count my notes, as money was worth 2% a month, and they replied, that they would con- sider it a favor if I anticipated payment. I made the transaction quite remunerative by discharging my indebtedness under these con- ditions. Mr. Polk claimed he was the cause of a very profitable transaction, but I regret that he gave up his chances for success by indulg- ing too freely in drinking, and I felt sorry for him and his good wife. I had the habit of reading sometimes by candle light, and on one occasion I fell asleep in my Fifth Street store while thus engaged, 131 and a fire started while I slept. The goods on the shelves were burning when I awoke. I threw them on the floor, and smothered the blaze by throwing other goods upon them, and stamping out the fire. My loss was about $50, but I made no claim on the insurance company. Sometime later I caused another fire. I went to a ball at the Almania with my wife. I was interested in some news, so excusing myself to my wife, I went to the reading room, when, lighting my cigar, I accidentally ignited some papers on a file. The great responsibility of the situation pressed upon me so powerfully that I controlled my first impulse to call for help, realizing that I might create a panic, and endanger the lives of hundreds by so doing; so I used my hands and put out the fire. My hands were so badly burned as a result of this that for weeks I was unable to use them. While I suffered intensely, there was no great damage done to anything in the apartment. It was a matter of congratulation to me that I showed such pluck and self-control in the presence of danger. Had I become unduly ex- cited, and given the alarm, a panic might have occurred, and a horrible loss of life might have been the consequence. In 1852 my business was quite prosperous, 132 and I had made up my mind to achieve success in commercial enterprises. Desiring to be pro- gressive, I concluded to keep a superior line of goods. In accordance with this resolution, when I went to Xew York I visited A. T. Stewart's to select camel's-hair shawls. I selected about a dozen or more, worth from three to five hundred dollars each, supposing all the time I was purchasing by the dozen ; nor did I discover my error until the bill was ren- dered the following day. Fortunately it was accompanied by a letter informing me that they were only able to let me have a part of my order at that time. This gave me an oppor- tunity to get out of my difficulty without ex- posing my ignorance. I refused to accept the part sent, saying it must be all or none, and thanked my stars that this loop-hole of escape was opened for me. I carefully avoided, in all my future dealings, shawls of that quality and value, so as not again to fall into a similar mis- take. Though Jack-of-all-trades, owing to the circumstances in which I have been placed through life, I was not always an efficient judge of goods, and had to learn much by ex- perience. I did not pay too dearly for it, as many persons are obliged to, who experiment without knowledge. This was a matter of 133 good luck, rather than good management, and I congratulated myself on the result. A speculation of mine in hardware turned out more fortunately. Shortly after my pre- vious experience, I noticed that quite an exten- sive stock of goods was advertised for sale, chiefly hardware and cutlery. I bought the greater portion, including pocket-knives, traces and other chains. I had had no experience in articles of this kind, but Mr. Charles Kiefer, who patronized me whenever he could do so, happened to come in for some goods, and I showed him the contents of my cellar, which was filled with hundreds of kegs of nails and wagon loads of other heavy material. He recognized its value, and although I asked but a small profit on its cost, he insisted on paying me a fair price, 10% on my investment; among them were log chains worth $1.50 to $2.00 for which I paid but 15 or 20 cents, and which would have been cheap at three times the sum. I did not include pocket-knives in my sale. They cost me from 50 cents to one dollar a dozen. I afterwards disposed of some of them at night auction, selling them at from 25 cents to 50 cents apiece, and had still about 100 dozen left after that, a sufficient quantity to supply the auctioneer for an entire season. 134 This year too, it was claimed that father had disposed of some velvet ribbon as silk ribbon, whereas the surface only was of silk, and the back was of cotton, as 9-10 of all manufac- tured goods at that time were, and even at the present day are apt to be. Judge Stallo promised to attend to the case when it came to trial. When it was called, neither the Judge nor his partner nor any capable person in his office could give it consideration, so, acting under the advice of my counsel, I defended it myself. I lost the case, and appealed it as di- rected. I learned at the close of this proceeding that one of the- witnesses had also commenced suit for a similar cause. I let him get judgment. Again I appealed, and after that I heard no more in reference to either complaint. I charged father a box of cigars as my fee, the price of them being sixty cents a hundred. About this time father rose one morning and found his clothes gone. Some one, however, soon found them in the alley adjoining the house. Father had had but a penny in his pocket, and so escaped any serious loss. In- stead of congratulating himself however, he re- marked to dear mother, " I feel very badly about this affair, for the thief must have felt 135 disappointed when he discovered how little there was to steal, and he has no doubt cursed me without there having been any real fault or intention against him on my part." This was showing far too much consideration for the thief, who came prepared, no doubt, to enrich himself with the honest earnings of another. 136 IT was in this year 1852 also, that, while I was on East, buying goods, my eldest son Joseph Stix was born. My people telegraphed the news to me to Xew York, but I had already started for Philadelphia, and I did not learn that I was a father, until I reached my store eight days after the event, my return having been impeded by a chapter of accidents. While we did quite a good business in our store on Fifth Street, in 1853 we opened an- other store on Main Street to do an exclusive jobbing business, as my partner, Mr. Swarts, did not enjoy waiting on the feminine sex. We still kept an interest in the Fifth Street store. Our young partners had not more than 1% of the capital, but both were honest. They did not. however, know how to make it a suc- cess. The business commenced to run down and we found it advisable to wind it up. When we opened on Main Street, we con- sidered ourselves worth 840,000, but in less than six months we had lost the greater part of our capital. Nearly every house in the city failed, and honestly so. By the end of the year, 137 however, we made good our losses, our busi- ness and private expenses, and made a small amount besides. The key to our success in the midst of our reverses was, that we did all the work we could ourselves, and spent as little as we possibly could apart from the real neces- sities. Mr. James Sumpter, a merchant, for whom I always entertained a high regard, believing him to be a model of uprightness, failed in business, owing us quite a large amount. I went to see him, but his actions and conversa- tion forced me to change my opinion of his character. I could get no satisfaction or en- couragement that we would ever be able to realize a cent on his obligation. While I was visiting in New York, he called on my house, proposing to make a compromise with his creditors, but said he would do nothing until my return home. He was informed by them when I was expected and met me. I looked for very little — ten per cent, would have been satisfactory. He offered ten per cent, a year with the first five payments secured by John Miller, an acquaintance of mine, who was per- fectly reliable, and the other five payments un- secured. I went around with him and all signed with the understanding that each should 138 be treated alike. A hardware merchant, Mr. Boot, refused to compromise unless interest was agreed upon, and Mr. Sumpter was obliged to consent to this requirement. Next we met a German grocer, who would not agree to settle on so long a time, so I, without giving the matter much consideration, offered to buy his notes at the current rate for money which was from 12% to 24% per annum. He sold me the notes and told his bookkeeper to figure how much I owed him. When he found that instead of my owing him he would owe me a considerable amount, he came to the store to whip me. When I observed my unintentional error, I excused my ignorance and bought his settlement for 50 cents cash. The first five notes were paid, the remaining notes were not paid. After many years Mr. Sumpter sold me a piece of land in Iowa for $10 an acre to pay for the unpaid notes, intending to redeem it when he paid us. We considered it worth not over one-third of what we paid for it. When a man came around and offered us a rousing price for this land we sold it but were soon sued for double the amount we had re- ceived. The whole affair turned out to be a conspiracy We won the suit. A Mr. Rose, from Roseburg, Indiana, once came to see me 139 to secure a settlement in this matter, and I told him I would take the interest and give him the principal. He promised to return, but never did. At about this time, there was considerable inquiry for Irish knit socks. This demand was partly fictitious, as the man who had them for sale hired people to ask for them, and thereby induced merchants to believe that the goods were popular. I heard of a Mr. Mc- Guire, who was selling them at wholesale at the auction house of Thomas Johnson, a few doors below our store, and I went there to buy a case of about 100 dozen. The gentleman would not sell me less than 500 to 600 dozen, except at a much higher price, which I did not consider a desirable investment. The larger quantity was more than I wanted to purchase, so I would not buy, although I considered the price at which they were offered reason- able enough. Then Mr. McGuire deliberately planned to entrap me. A cripple came to our store in a wagon, pretending to be a merchant who was selling goods to railroad hands at Liberty, Indiana. After beating me down to a very small profit, I at last made the sale of about % of the whole lot of knit socks which I had been offered, but had not, as yet, pur- 140 chased; he selecting from the samples. Mr. McGuire assured me that he expected to leave that evening for the East and so urged me to settle at once. I paid one-half cash and one- half in a note, and the goods were sent to the store. My partner had no confidence in the cripple whom I never saw again. Mr. Mc- Guire had gone and no one knew where. I tried for several days to find out how this swindle had been brought about, but without success. At least % of the socks were moth- eaten, and though they sold fairly well at first, some houses returned them in full, and others only sent back those which were damaged. I had the socks appraised by the best hosiery man in the city, and the appraisement was 50 cents on the dollar. I ascertained at Johnson's auction house, that there were two cases at the depot awaiting shipment to St. Louis. I went to my attor- ney, who told me if I could find any of Mr. McGuire's property, I could attach it without security, as he was a non-resident. By extra fees I persuaded Johnson's boy and the dray- man to go for these two cases. While the cart- man was on his way to the depot, I secured the sheriff. I gave him the papers my lawyer had prepared and the socks thus procured were 141 attached by the sheriff. I had already sold about one-quarter of the goods; one-third of them had been returned because moth-eaten. From that day we separated the sound from the damaged articles, and as the goods were only appraised at 50 cents on the dollar, I was willing to keep them at that price, or return what were left. Some weeks after, Mr. Mc- Guire heard of the attachment and came to Cincinnati and called to see me. He found himself caught in the trap he had so skillfully prepared for me. He inquired what I pro- posed doing in regard to the matter. I told him my only proposition was, either to keep the goods at the appraised price or return all that were left, paying him the appraised valuation for those we had sold. He made many inef- fectual efforts to escape from the coils of the net he had himself woven, but he found me absolutely inflexible. At last he accepted the second alternative. His mean scheme, so adroitly prepared, turned out to his disadvan- tage and to our advantage. I trust he may have learned from this little experience that "Honesty is the best policy." I have dwelt at length on this episode, because of the gratifica- tion I couldn't help enjoying at my final suc- cess and his discomfiture. 142 In this year, 1853, I bought a house on Race Street. Mrs. Hackes, my mother-in-law, was very fond of flowers, and as I had no ground about our residence, it being all built up, I made a garden for her upon the roof, and greatly enjoyed the pleasure she experienced in caring for it. Although these quarters were not commodious, yet we had a very happy life. My family would have been better pleased with a larger establishment, but, with the idea in view of recovering from the unfortunate fail- ure caused by my partner, I had determined to be extremely frugal and saving. In speak- ing of my family, it does not include my wife and children. My wife deserves great credit for her admirable management. She never murmured or appeared dissatisfied with our plain but comfortable style of living, or ex- pressed any desire to occupy a more elaborate dwelling. In fact, it was not until some of our older children began to desire a change more in keeping with social requirements, that we thought of moving. Then my wife, despite our contentment, consented to their wishes, and from that time on we lived on a more elaborate scale. In the year 1854 I attended a bankrupt sale of white goods and embroideries. One hun- 143 dred and fifty lots of collars quite in vogue at the time, about 12 dozen in a lot, were offered for sale, one lot at a time with the privilege of ten or more. I bought one lot with nine more for 35 cents. We had paid 55 to 60 cents apiece for these goods. The audience had ex- pected the goods to go very cheaply, because cash was required, and the goods that of an in- solvent concern. They whistled and made tu- multuous demonstrations, expecting to frighten me, and keep others from buying. Instead of stopping me, I got my Irish up, and bid one cent less for the next ten lots. A Mr. Lauer bought the next ten lots for y 2 cent less than that. I then bid y 2 cent less than that. Mr. Lauer bought about 30 lots and I bought all the rest. In less time than a week, by order of my house, I offered Mr. Lauer 10% profit on the goods he had purchased, while Mr. Lauer wrote me that he would pay me 15% more than I gave. The goods were very desirable, and I could have sold thrice the quantity at a good profit. So much for that kind of whistling. Another more or less similar incident, while a temporary loss, turned out as an excellent in- vestment, because from the time of its occur- rence, my word which had always been good, was never doubted. I received a case of 144 French dress goods which I bought at auction for 60 cents. While I considered it worth one dollar, I offered it for 87^2 cents. I was asked by the trade to tell them the cost. They prom- ised not to ask for any lower price whatever that might be. I would not tell them a false- hood, and after giving them the price at which I bought the goods, charged them only 75 cents. Next day I wanted about five pieces for a customer, and, as an accommodation, they sold it to me for $1.05 instead of $1.10 which was the lowest price they were charging. On another occasion, while waiting in an auction house in New York City, the auc- tioneer was trying to get a bid for fifteen or twenty pieces of Sea Grass running about thirty yards in a piece, about eighteen or twenty inches wide. As no one seemed to want it, he exclaimed, "Will any one bid one cent a piece for it?" I said, "Yes." He knocked the goods down to Louis Stix & Co. I forgot to mention this purchase in my letter, and the party who checked of! the goods mistook the one cent for one dollar. Considering them very cheap at that price, he marked them for sale at $1.75. When I returned home, I met a gentleman who asked for and obtained prac- tically the entire lot at $1.62^2 per piece. This 145 was quite a profitable speculation for me, and at the same time, it gave such satisfaction to the gentleman who bought the lot, that for years after he begged me to find him another lot of the same sort. He was a manufacturer of fishing supplies and would willingly have availed himself again of a similar opportunity to secure the coveted material, but I regret to state I found it impossible to accommodate him, as auction sales of this description were not frequent occurrences. The same goods in the last two years were so much in vogue, that they would have been cheap at five dollars a piece. Each day while going to, and returning from business, I passed a dry goods store on Fifth Street, kept by a Mr. Williams. I remarked to my partner, Mr. Swarts, "I think it is not safe to sell Mr. Williams goods on account, and at no time would I advise you to let him go over $1,000 as it is but a question of time when he will fail." Mr. Swarts, who was at that time the principal credit man, thought just the opposite, and replied, "Well, you will have the pleasure of refusing him, as he now owes us not less than $5,000, and I am perfectly will- ing he shall increase his indebtedness 10% or 20% more. He is a daily customer, so if you 146 object to any increase on his account, you can give him notice to that effect." A day or so after Mr. Williams bought about $500 worth of silks. As he went down the stairs, Mr. Swarts told him that I wanted to speak to him. I told him that his account was more than full and I was unwilling to have it continue to grow larger. He demanded a statement and in the course of an hour his check was received for all he owed us, less the discount. My reasons for prophesying his downfall were two in number. The first occurred to me one day when, urged very strongly by a New York friend, I took a drive. It was a very busy day for the retail dry goods men and I met Mr. Williams out carriage driving, when the rush being great, he might have been at his store. My second reason was based upon the fact that he ruined far more silks than he could afford on his show windows. For a year or more after we had closed with him, whenever Mr. Swarts and I passed the store, he would repeat the words which I had uttered and upon which I had acted, "This man must and will fail." He tried hard to make me acknowledge that this was one of my eccentricities — of which he believed I had my full share. My prophecy did come true however, though a 147 little later than I had thought it would. To my surprise Mr. Williams was able to pay very little of all that he owed, as he was really bank- rupt before his financial deficiencies became known. For at least two weeks after the failure was made public, Mr. Swarts always found an excuse for not going home with me and passing the store of Mr. Williams. My words of warning, which all along had been discredited, now that they had in reality found fulfilment, were no longer repeated as one of my peculiar fancies. I had in my employ for ten years or more a good trustworthy man by the name of John Jones. He became dissatisfied after some other house had promised him a large ad- vance in salary, and acted in an unbecoming manner, quite the reverse of his usual gentle- manly conduct. I told him that if he wished to go, I would not stand in the way of his ad- vancement, and although his time was not up, his salary would be paid him up to the hour he left. He accepted the new position which was only guaranteed on his promise that his trade would follow him. In this respect he signally failed and consequently lost the situation. Be- ing out of work, he was forced to accept a very poor place in a shoe store, which he kept only 148 a short time. He commenced drinking, got in debt, and although an excellent, reliable man while in our employ, could no longer support himself nor his family, and sank lower and lower from day to day. His wife, who was al- ways a lady, came to me, knowing that in the heat of temper he had insulted me, and begged me to take him back. I promised to do so if he would ask my pardon. She went away per- fectly happy and the next morning he came prepared to carry out the arrangement I had made with his wife. I told him that his will- ingness to do right was as good as the deed, and that he might go to work and feel at home as in the past. Soon I noticed some one fol- lowing him from morning till night. I insisted upon being informed in regard to his business and learned that he was the broker of a life insurance company; that Mr. Jones' dues were now thirty days past due, and that he had per- suaded the company to be lenient, promising that if he secured his position, he would pay up. I advanced the money for a year, instead of paying quarterly as he had been in the habit of doing, and I told him he could commence to pay it back to me when his other debts were all discharged. He died soon after and his wife followed him shortly. They left three 149 children, who, of course, were benefitted by the insurance, and who would have been quite des- titute without it. The church trustees paid me the premium I had advanced, and thanked me for what I had done in this respect for my old clerk, while my conscience rewarded me as well for the kindness I had extended. On one occasion while traveling in Indiana, I called at the store of Stix & Eckhard to have them lend me $5 to take me home from Madi- son. I handed the ticket agent a bank bill and he returned $7 and the ticket. I thereupon told him he had given me too much, as I had had only a five dollar bill. As I was the only passenger, he knew well that I was mistaken. Nevertheless, he took the $5 back. In the morning trying to buy something to eat on the car from a pedler, I found the $5 note which Stix & Eckhard had loaned me. After some study upon the matter, I found that I had had a $10 counterfeit bill in my pocket, as a result of a law suit which I had lost before Squire Schnellbecker, I being unable to prove that that was the identical bill which a lady had passed on me. In the controversy, it seems, I had put the bill back into my pocket. I informed the conductor that if the agent wished, he could return this counterfeit to my I50 address, which I gave him. Up to the present time he has never called on me, nor did I ever hear from him. Once, upon returning from one of my busi- ness trips in the East, having been away about a month, I entered a saloon in the evening, and, in a fit of absent-mindedness, sat down at the same table with my father, without observing him. This made him so indignant that he vowed he would not enter my house for a year. Then I told him that I would go all the more frequently to see him, but I would not allow my children to visit him while he remained from under my roof. It would have been a deprivation to father not to see his grandchil- dren daily, so he was much perplexed as to what to do. In his extremity he went to Dr. Wise for counsel, who told him that he must not adhere to his resolution; that such vows should never have been made, and certainly were better broken than kept. The same de- lightful visits we so thoroughly enjoyed, were then resumed, without any further inter- ruption. I tried to cure myself of this absent- mindedness which had caused this trouble. Sometimes when my thoughts were upon other matters, my wife used to send some one to watch for me when I was expected, as I fre- 151 quently passed the house without realizing that I had gone beyond it. During this year, Alexander Ascher, an old and respected friend of our house, and par- ticularly of mine, became involved in a dispute with our book-keeper and cashier, a young man of unblemished character, with highly re- spected antecedents, who had received $100 cash from Ascher and passed a receipt to him on his deposit account, while on the books, he credited it on the merchandise account. Both claimed to be in the right. Ascher insisted that he had deposited one hundred dollars, and paid on account one hundred dollars. Instead of trying to come to an understanding, they got further apart and at last agreed to refer the entire matter to me for my final decision as arbitrator. My position was an awkward one. On one hand, if I decided in favor of my book-keeper, I should probably lose a valu- able customer ; if I were to agree with Ascher's point of view I would express a doubt in re- gard to the established reputation of a trust- worthy employee. I had no hesitation in de- termining in favor of Mr. K. (my cashier) who, later, became my partner. Mr. Ascher also was reconciled and we remained excellent friends. IS2 My old and worthy friend, Capt. Nathan Menken, who forfeited his life in its prime, in the year 1855, was an exemplary man whose philanthropy knew no bounds. He feared neither the bullet nor the sword. He took the precaution to send his dear family away from Memphis during - the yellow fever epidemic, while he himself joined the nurses and doctors, and could be found in the thick of the fight, notwithstanding that he had seen hundreds of his friends and acquaintances swept away by this treacherous enemy. He stood by his post until he himself became a victim to this raging disease, enlisting in the most dangerous work, foremost to try to save the poor who were not able to engage nurses. The fact that he was a strict vegetarian was against him, and his strength was not sufficient to enable him to work unceasingly day and night. He fell, as he lived, for his country. History will speak of such as he, as long as the world stands. May he rest and sleep in peace. Let me change my theme, writing of the ones who lived to mourn his loss. His noble wife, just past twenty, was too young to realize her position, while her four children were not old enough to feel the loss of their illustrious and eminent father. In his exemplary children may he live 153 again. May their highway be strewn with thornless roses, bright sunshine accompany them, love and harmony be their portion throughout life. Captain Menken's widow asked me to take charge of his estate and wind up his affairs, which were badly involved. She begged me to become his administrator, as I had been her husband's friend and knew her in a business way. I strongly objected, knowing that she had near relatives who certainly had more time to attend to all the details of the settle- ment than I had, and who were, I believed, more capable, and in every respect trustworthy and honorable. Besides, the greater part of my time I was obliged to be absent from the city on business. Her entreaties were so urgent that she finally prevailed upon me to call upon her lawyer at his office. He was a Mr. Corwin, a cousin of the Hon. Thomas Corwin, a most distinguished jurist. He prom- ised if I would accept the trust he would see that I was put to very little inconvenience. With this understanding, and because of her persuasions, I finally consented to do as she wished. While I had always admired and re- spected her, I learned to esteem and honor her more than ever when I understood her upright 154 dealing and honorable transactions. As ad- ministrator, I sold her the stock, which was worth less than one-half of the indebtedness of the estate, and would not have realized one quarter by forced sale. We sold her all the goods she wanted, while she paid the estate in less time than the law allowed her to take. In 1857, when I submitted my settlement of the estate accounts to the court, the judge made Mrs. Menken and myself the following gratifying compliment, — "I am one of the old- est judges on the bench, and since I have occu- pied the position this is the first *and only time that the creditors have received their claims in full from an estate which promised so little." Mrs. Menken's hard work, untiring energy, frugality and economy had brought its reward. Nevertheless, she would not let the opportunity go by without showing me her great apprecia- tion. She, with her lovely children, planned to give me a surprise by inviting her friends to witness the presentation to me of a silver pitcher. The feast and the well-prepared speech in my honor were all arranged ad- mirably, and everything was conducted exactly as had been planned. They had already made certain that I was to be in the city, and when 155 the evening arrived, one of the sons was to have asked me to dine at their house. For the only time in my life that I can remember I had left the store without stating where I could be found. I was persuaded to join a member of the large silk house of Gourd Freres, of New York, who was a staunch friend of mine, at the Burnett House, and who insisted on my accompanying him. I had no idea of staying more than a few minutes when I went there, but I was ushered quite unex- pectedly into a private parlor where there was a delicious lunch spread, with a liberal quantity of champagne and a jovial crowd. After we had entered, the door was locked. I deter- mined, as soon as I realized what was going on, to leave at the first opportunity, as all was very foreign to my habits and customs. Neverthe- less, I drank enough with my fellow merchants to make me feel merry and sprightly, although I never was intoxicated in my life. I thought I heard some one inquiring at the entrance of the parlor for me, but I was told that I was mistaken, though it seemed some one had an- swered that I was not there. My young man and Menken's made every effort to find me, but without success. Then my wife became uneasy and did not know where to look for 156 me. Again my clerk, who strongly suspected that I was at the Burnett House, came in search of me. They knocked at the door and called me by name. I answered, and would not allow my friends to keep me from seeing who was inquiring for me, and what was wanted. I promised to return as soon as possible. But, when I learned that a large party was waiting for me, I sent my young man back to explain, and I went directly home to change my clothes. When I arrived where I was expected, to my astonishment, I found a large gathering of the family assembled. I sat down, although a horizontal position would have suited me much better. One son escorted me to the place of honor and Mr. Jacob Menken thereupon ad- dressed me in a most flattering speech. My answer, the press remarked, was to the point. When silver declined in value, my appreciation of this silver pitcher still increased tenfold, and the beautiful and elegant address at its presentation will never be forgotten as long as memory remains. My true friendship for the donors has increased and become stronger as age has come upon me, and while my facul- ties and powers are retained, I shall never cease to remember them in all sincerity and kindness. But I experienced quite a different treatment 157 in attending to the settlement of the affairs of Mrs. Eva Wise and her daughter, who acted very shabbily toward me and seemed to feel that I had not served them properly. Al- though I paid them lawful interest, 7%, yet I was asked by Mr. Friedman, the brother of Eva Wise, if I would not give them 10%, as they believed the money was worth that inter- est. I declined to conclude matters for them except under the sanction of the court, though I was asked to pay over the money informally. They made it all as difficult as possible for me, and to this day neither mother nor daughter have addressed a single line to me in acknowl- edgment, and neither of them had sufficient good breeding to call upon my wife and myself, when we visited Cincinnati, during the winter of 1895. I n a ^ m y experience of a long life- time in business dealings, I have found them the only exceptions to the universal rule of gratitude. I charged nothing whatever for my services, according to my usual custom. My private opinion of such unbecoming con- duct, I leave to your imagination to determine. My next administratorship and guardianship was in 1875, f° r tne estate of Mr. Galland. I had made up my mind long before this, to ac- cept no more trusts of this kind, but when I 158 learned that it was the wish of this nobleman to see me just before his death, it was not in my heart to refuse his desire that I should take charge of his affairs on behalf of his estimable widow. I was in Cincinnati at the time, and I accepted the trust he so earnestly requested me to assume. It looked at first as if he had nearly sacrificed his all, but with the aid of his exemplary wife I succeeded in saving from the wreck quite a considerable amount. I am not gifted with language sufficiently ex- tensive and choice to express my exalted opin- ion of Mrs. Galland's conduct. By her care, frugality and economy, she has managed to save for her children beyond all expectation. She has been very little trouble to me. She has never omitted an opportunity to show her true appreciation and gratitude for every favor I have been able to bestow. I was the one to give away the daughter at her marriage a short time ago. I have since wound up the estate, as all the children have reached the age of maturity, but the mother and one of the daughters still insist on my taking care of their money. There was an amusing incident connected with Mr. J. S. Menken's wedding. I had been aware for some weeks that Mrs. Stix and my- 159 self — I being called adopted father — were to be honored guests at this ceremony, and more- over, that I should be called upon and expected to say such words of congratulation as might best fit the occasion. Fully conscious of my inadequacy in the use of the English language, and desiring to prepare myself to the best of my ability for the speech-making that the festivi- ties might require, I had formulated a series of remarks in my own mind, which I fancied would be pleasantly received, and rather aston- ish my hearers than otherwise. In fact, I im- agined that I had brought my oration to a point verging upon perfection, but forgot to reckon upon the difference between mental ar- rangement and the utterance of one's precon- ceived ideas before an audience. The wedding was celebrated in the parlor of the home of the bride's parents. Her father was one of our prominent lawyers, and had a large circle of friends among the city authorities, and the lights of the bench and bar. I found myself seated among some of the most distinguished men of the metropolis, being supported on one side by His Honor, the Mayor, while upon the other, next to Mrs. Stix, sat a judge of no little eminence. Being thus surrounded by so many men of marked literary ability, it will hardly 160 seem wonderful that the old glazier should have become badly flurried when called upon for his speech. I arose, shivering and embar- rassed, in answer to the general desire of the guests, but, alas, not a word could I remember in spite of my elaborate preparations. Sud- denly I called to mind a warning I had re- ceived in my childhood from my adored mother, and fancied that its recital might help me out of my difficulty. I began by describing my village home, remarking that we had lived away from any city, in the interior of Germany ; and while we had often heard of such distin- guished people as judges, lawyers, mayors and other high official dignitaries, not to men- tion others equally noted for intellectual and professional acquirements, I had never before mingled so freely with these wonderful person- ages. I told them how when my dear mother bade me good-bye upon the eve of my sailing for America, she cautioned me never to have anything to do with any lawyer, judge, or others in high positions.; and as an object les- son to impress it upon my mind, she took up her shears, which were always exceedingly sharp, explaining, while she opened and closed them repeatedly, "You might imagine that one of these blades would destroy the other. On 161 the contrary they only injure that which comes between them. It is the same, my son, with these lawyers and judges; they fight and quar- rel in conducting their cases among them- selves, as if their lives depended upon it, yet after all, they only ruin the clients who are the subjects of their controversies." The warning recalled, I said, a "Punch and Judy" show, where by some mechanical contrivance, the puppets are made to scratch each others' faces while on exhibition before the public, yet lie amicably side by side in the same box after the performance is over. When the papers re- ferred to the wedding in their next day's issue, they reported my speech, and declared that the remarks made by the witty Louis Stix were the gem of the felicitous utterances made by many eminent gentlemen during the evening. Moreover my talk was warmly applauded by the ladies present, and I found myself congrat- ulated on all sides at my success. Among those who thus approved my (to me) unex- pected oratorical effort, was my neighbor at the table, Mayor Gunther, whose compliments I found particularly agreeable. They say, "There is a way out of every difficulty," and I have to thank my mother's warning for find- ing one for me on this occasion. 162 KEY TO BIRTHPLACE Presented to me by Mr. Elias Michaels While I am naturally conservative and in- clined to be reasonably careful in my com- mercial methods, I have always been a man of strong and decided prejudice, trying to prove myself a friend to those worthy of my confi- dence, and with those of a contrary nature I was unyielding. During the year 1868 Men- ken Bros, found themselves in a critical finan- cial situation at a period when business was dull, the market panicky, and when even the best firms were meeting difficulties. Our own house was no exception. However, when Menken Bros, required assistance, though we found difficulty in meeting ouf own engage- ments, still it was a question of life and death with them. As may easily be divined from my statement, we had no money to spare, and my many friends were equally hampered. I had long ceased to issue any accommodation paper, and felt exceedingly reluctant to deviate from my rule. Nevertheless, I gave Menken Bros, our notes to a considerable amount, and by so doing enabled them to tide over the time of difficulty. It is a gratification to me to know that I was so placed as to afford pecuniary aid, though at some personal hazard, to those who proved both worthy and grateful. To Mr. Jacob Menken also is due my grati- 163 tude for the delightful surprise and pleasure he afforded me by taking a photographer to my birthplace and having a picture made of the very spot where my early days were passed. Those who have traveled far on the journey of life can understand the worth of a view so intimately connected with years long since gone by. They revive recollections, renew one's youth, and bring us back as we near the river's mouth to its fountain head. It was a gracious thought on the part of the donor to afford me this gratification. After all, be the experiences of life what they may, its best and purest asso- ciations are bound up with its early begin- nings, however humble they may have been. Is it singular then, that I desire to preserve mementos so creditable to the good, kind hearts of my friends? I remember one occasion, when I returned from the East quite unexpectedly, I found my wife ready to accompany brother Henry to a masked ball of the Almania Society, of which society I was a member. I insisted that she should go despite my return, while I preferred to remain at home. Later I decided to follow, and went to Dr. Bettman, who lent me his morning gown and his velvet cap. I took the niece of the doctor with me. In this disguise 164 I was in the ball-room the greater part of the evening without being recognized by any one. I conversed with my wife and sister; asked them where Air. Stix was, and inquired after his health without exciting the slightest sus- picion in regard to my identity. I also ad- dressed Airs. Hackes and questioned her about every child and grandchild she had. She could not understand how a stranger could possibly know all their names. At last she insisted upon seeing my hand and, drawing off my glove, she knew my ring. If I had not sought my own people and talked with them about family affairs they would never have discov- ered me. My disguise was perfect. I enjoyed with all my heart Marcus Fechheimer's imper- sonation of a match woman, which was a de- cided success, exhibiting in the masker the powers of a fine actor and a careful ob- server. In the year 1857, on my way back from New York I telegraphed as usual to my wife's sis- ter at Columbus to meet me at the depot. My first thought was to buy a Cincinnati paper, but my wife's sister, aware of the failure of the bank with which we did business, kept me from looking over the large headings, knowing that I would feel very much worried and ex- 165 cited. After the train left the station, I read the announcement and I felt that our last dollar would probably be lost. The morning after my arrival in Cincinnati, I went for advice to my friend and lawyer, Mr. Kebler. The bank was regarded by every one as the strongest and most conservative institution in the United States. Its failure brought about the greatest panic this country ever passed through. I wanted Mr. Kebler to attach the bank assets in Kentucky. He read the oath to me which it would be necessary to take if he did as I asked, well knowing that I would not take it. I then informed him that some other attorneys of whom I had heard had taken out attach- ments and did not require any oath. I well knew there were lawyers who were very un- scrupulous in their practice of collecting claims. I called on Messrs. Nesmith & Thomp- son, but without effect. I then turned to Mr. Kebler for further counsel. We agreed to call on the bank officers who were all acquaint- ances and friends of ours. I was intimate with the president and the families of all the bank officials, who had run accounts with me when I was in the retail dry goods trade. The officers were Messrs. Fostick, Gross, Ditrich and Dar. I asked their advice and told them 166 that I had heard a large amount of their assets had been attached in Kentucky. They wanted to know if I would make the affidavit required by law in such cases. Mr. Kebler informed them that I refused to do this. Thereupon the bank officers promised that if the Nesmith & Thompson attachments against the bank, or any other attachment should stand, they would hold themselves liable privately in the same amount to us both, (Mr. Kebler also having his money on deposit with the bank). After resorting to every means in my knowl- edge or power to avoid it, I was at last com- pelled to ask indulgence from my creditors in consequence of the bank's failure. Most of the houses met me in a very liberal spirit, and in less than two weeks I was in a position to meet every account and note. Among those who showed me great consideration was Mr. Adrian Iselin, to whom I owed by far the most money. When I paid him, he called me into his private office and wanted to know how I intended managing from this time on, as he, as well as all other importing houses, had agreed to sell goods in future for cash, while before they had allowed eight months' time with two or three months' dating. I told him I would be obliged to do as others did, sell 167 only for cash, whereupon he said, "Although I cannot sell you on time, I will credit you to- day with about double the amount you ever owed me. You can use this cash whenever it suits your convenience, and pay legal interest for the accommodation, but, if you do not use it, no interest need be paid." I never used a dollar thus offered. Still it gave me a chance to pay my debts as they became due, knowing if there was any necessity I had this amount at my disposal. This kind act cemented the friendship I had always had for my friend, and made my regard for him warmer and more en- during. This panic of 1857, though more severe and trying than any through which I had passed, was only of short duration, and business was not interrupted by it for any length of time. During this same embarrassment, A. S. Her- man went to see a house, Waat, Dunham & Graham, in my behalf. They had always shown themselves my friends, and I owed them about $2,000. The senior partner, Mr. Waat, said: "You tell Mr. Stix there is nothing for which he can ask that I will not consent to at once, even if it were a receipt in full without a penny." During the last decade he applied to me for a loan. I gave him a share of what 168 he needed and advised him to get the rest from some of his numerous friends. I told him to be in no haste about repaying me, as he could take his own time. I am satisfied he meant to return the amount, yet sickness and old age pre- vented him. Finally death relieved him from all trouble and embarrassment, and I am sure it was welcome when it came. He was an honorable merchant and a good man, but not wide awake enough for the present age. He could not compete with the progressiveness of this era, and was compelled to yield to younger and more energetic men. After the panic we opened an account with the American Exchange National Bank, which we have kept ever since. Some years ago I had occasion to call at this bank. The Secre- tary, Mr. Clarke, knew me, as I had kept my personal account there. How I ever succeeded in doing so will always be a mystery to me. Many a time Mr. Clarke cleared up my cash accounts, which had somehow become muddled, and straightened out difficulties resulting from my new system of book-keeping, of which he did not altogether approve. I always found him a perfect gentleman and am pleased to pay him this compliment so richly deserved. He took me to the president, a Mr. Cot, and asked 169 him if he knew me, as I had kept an account with the bank for nearly half a century. Mr. Coe answered: — yes, he knew me, although unable to call me by name ; that I was a west- ern man, good for any amount for which I drew my check. — I do not believe I entered the bank a dozen times during the 37 years of business connection with it. In 1858 we celebrated dear father's seven- tieth birthday. The recollection of this happy event has always been a pleasant one for us all, brothers, sisters and friends, who joined in the joyful festivities. No credit is due the writer for the celebration on that occasion, as he was out of town, and only returned at the last moment. My brothers had engaged a band of musicians who serenaded dear father, and some of the brothers and a few friends who had fine voices sang. All father's chil- dren were present. Parents insisted on shar- ing their honor with my wife who was held at home by our newly born son Robert, then only seven days old ; and so the band, at their request, had to play before our house. Our beloved parents were supremely happy in their celebration. As long as memory endures, we can never forget the pleasure we felt that day. Their joy was most delightful to witness and 170 to hold sacred in our recollection. We all united to contribute sweetness to their declin- ing years, so that the evening of their lives should not be less lovely than was its morning. While their children had prospered, father him- self was happy in being able to support himself and family and accumulate means for his old age. The following incident shows how much father appreciated the love and attention of his children. One day as father and I rambled through the graveyard in Cincinnati, where the ashes of some of our dear ones reposed, I saw in the distance a gorgeous monument and inquired of him, whose tomb it was that thus attracted my attention. He replied, "It is but right that those children should have erected that memorial to their parents to whom they owed so much, and for whom they did so little when they were living. As for my children, I want them to erect but a simple stone to mark my resting place, for they have been building a monument all their lives, which neither time nor the inclemencies of weather can ever de- stroy/' We did indeed strive for our dear parents' happiness. Above all other consid- erations, this was pre-eminent. In this we were also assisted by those joined to us through 171 marriage, for we all were extremely fortunate in our selection of life companions, and owe much of our peaceful and happy family life to the fact that we brothers were blessed with exemplary and model wives. I hope that our family record will ever retain its present repu- tation — as long as our name endures. Happiness reigned supreme in our parents' new American home, where they were keeping house with their unmarried children. Their home was eagerly sought by all their mar- ried children, and no less by their friends and acquaintances, especially by such as were connoisseurs of good living and food tastefully served, for my mother was an admir- able cook and notable housekeeper, and you could not please her better than by displaying an excellent appetite; indeed it was difficult to leave her well furnished table without eating more than was good for you. Our numerous friends, however, braved that difficulty and sel- dom missed an opportunity to partake of the delicacies she was so competent to prepare, and pleased to offer. About i860, while on my way home to Cin- cinnati with my son Joe (usually one of the children traveled with me) via Philadelphia we were water-bound between New York and 172 Philadelphia. We could not move either way. After eighteen hours of delay, we could only get away by taking a skiff, and then the cars, which came to our relief. Many people had nothing to eat for twenty-four hours. Chil- dren were crying for bread. As usual, I was prepared with lunch enough for half a dozen. I also carried a bottle of wine, and a flask of whiskey. I had a trunk full of German ginger cakes and "Nuremberger lebkuchen," which I was taking home to mother and the rest of the family. I handed them over to the starving passengers. While that partially 1 satisfied their hunger, they suffered immensely for the want of water, as that by which we were sur- rounded was impregnated with salt, and fresh water could not be procured. Some Philadel- phians, who heard that I would remain over a day or so, tried hard to have me accept a dinner which I refused with thanks. From the day I first landed in this most glori- ous country until the present time, my princi- ples have never undergone any radical change. I was then, as I am now, an outspoken oppo- nent of all involuntary serfdom, and against the acquisition of any new territory to perpetu- ate this unfortunate evil. I have always advocated a gradual emancipation, and an in- 173 demnity to be paid by the government to our Southern neighbors for their pecuniary losses in parting with their slaves. I could never un- derstand how any good man could feel or think otherwise. My open opposition to slavery had cost me the good-will of many Southern cus- tomers, and at no time before the war was it considered safe for me to venture south of Ma- son and Dixon's line. I was fortunate enough to hear Abraham Lincoln speak in Cincinnati, and I shared all his opinions. He spoke to thousands, and in addressing our Kentucky neighbors, claimed no more right to interfere with their slaves than with any other property they might possess. He cautioned them against any unlawful acts. A short time before the war I was in New York. I went with brother Henry to his boarding house for dinner, which was kept by a lady whose name was Mrs. Weil. Her table was one of the best, and her boarders were about equally divided between North and South. In a general conversation, a co-reli- gionist and brother merchant living in the South, whose riches about equalled my own when I came to America, remarked that South- erners could not live without slaves. I replied to this by a very uncalled for remark not at all 174 flattering to our race who were living in the South. As this was at the dinner table, the Southerner who had learned to look on us Northerners as "dough faces," as they called us, drew his pistol to compel me to take back my words. A gentleman from Cincinnati, who was at the table, also drew his pistol and of- fered to meet the Southerner in any way he desired. The latter was only too glad to get away, and I hope has since learned to do with- out slaves, or has returned to the place from which he came, where he was almost a slave himself. While I was buying goods in New York at this time, the most exciting news was received of the firing of the Confederate soldiers on Fort Sumter, and the surrender of our troops. I have never seen a community so disheartened and distressed. The staunchest and strongest cried like children. All good citizens felt the calamity and feared the worst. I left with the first train for home. On the journey all sorts of plans for the future came into my mind. One was to pack up our stock of goods and move them to the country, which idea I soon abandoned, when I made a calculation upon the number of car-loads they would make. I fig- ured that at least twenty cars would be re- 175 quired. At that time that was the greatest number a locomotive could draw. Then I thought it would be impossible to secure the requisite number of packing boxes and cases, and I would find it difficult, if not impossible, to get any insurance. When we arrived at Commonsville most of the passengers alighted, but I went directly to the city as all my dear ones were there, and I preferred to be with them. On my way home from the depot to my house, I was escorted by some home guards, who im- mediately enrolled me among them. I was sat- isfied with this arrangement, as it put me in the same company where my brothers and friends belonged, and I was particularly pleased to be under the command of Judge Storer as captain. My first act of service was to stop a gentleman on the street and demand his pass, or oblige him to prove that he belonged to some military organization. I had a band around my hat lettered "Storer's Home Guard," and I carried a Sharp's rifle. The man would not answer me, nor did he give me any satisfaction. I accordingly brought him to headquarters. The officer commenced laughing and told me that the prisoner was deaf and dumb. 176 While on the Kentucky side, standing guard, an immense storm was approaching. My or- ders were not to allow any one to pass over the bridge except nurses. Some ladies approached me and desired to pass. I said they might cross the bridge if they wished to do so as nurses. They felt quite insulted and were obliged to go about a mile further down the river and were caught in a very heavy storm. Some time after this experience, I was re- leased from duty, having taken a government contract to make certain flannel under-gar- ments. Any person thus employed was per- mitted to remain at home to attend to the de- tails of the manufacturing and delivery of the goods. For this reason I had agreed to fur- nish the garments at a very low figure, but when they were ready the material had ad- vanced fully 1 00%, so I really had offered them at a losing price. They were not accepted, however, the excuse being given that they were not up to the required standard. I asked the officer if he would cancel my contract, which he willingly did, and I sold the goods the same day for 50% more than I would have received for them from the government had all been satisfactory. But singular as it may ap- pear, the same party who bought them from 177 me at an advance actually disposed of these rejected garments to the government for about double the amount I was to have received orig- inally for them. I did not hesitate, when I learned of this transaction, to express myself very freely in reference to the management of the officials, and I received word that if I did not keep my mouth closed on that subject not another dollar would be given to any Cincin- nati firm on a contract from that time forward. Moreover, the provost-marshal informed me personally that he was afraid of me, and he frequently refused to furnish me with permits for shipping any merchandise southward, when other firms, for some unknown reasons, had no difficulty whatever in obtaining them when business requirements made it necessary. Why this distinction was made in their favor, I never knew — excepting that bribery and cor- ruption had made such inroads that it was difficult for those who rejected all such means to have any favors extended, or even to have their just rights without being interfered with. When the war first opened, we looked upon our stock as not worth 50% of the value it had before the trouble began while our outstand- ings we regarded as nearly good to the full amount. We inventoried them on the first of 178 the year, when we heard that the government was about to stop all goods being shipped south of Mason and Dixon's line. Like all in the Northern cities, we supplied our Southern cus- tomers with the goods we could get ready in time to ship. We worked day and night, and sold very extensively to the South before there was any interference. All these sales were a dead loss, so far as my memory recalls, except the sale which was made to Joseph Amberg. This outstanding was a loss in my judgment of over $100,000. Our stock which we con- sidered worth only half its cost, doubled in value. We were worth $162,000 before the war, and had a very remunerative business at a small expense; and our private expenses were only about one-fifth of what they are to- day. The following is an example of the depre- ciation in the value of notes which followed the war. About 1861, I owed Messrs. Corless & Co., New York, on a note, about $12,000. It had a long time to run. The house wrote me to the effect, that they would allow me about 2% per month for all or part, and if I did not want to anticipate either the whole or part, I would greatly favor them if I would agree to divide the note. I sent my check for half, and 179 a new note for the balance. But when these were received, the house had already disposed of our original note on the same terms as those they had offered me, and had discounted at the bank the note they had taken in negotiation, so they gave our check and note to the purchasers. This party failed soon afterwards, and paid but a small dividend, while we paid our note when it became due. Only the very best notes could be disposed of even at this discount of 2% a month. All my life I was inclined to speculate in goods in my line, and particularly so during the rebellion. Only a short time before the war a friend of mine, a Mr. Kirkland, intro- duced me to Mr. John Clark from Paisley, Scotland — a manufacturer of spool cotton. Mr. Kirkland, a townsman of Mr. Clark, per- suaded me to give him a large order for his six cord cotton, especially made for the American market. For the purpose of introducing them into this country, he sold me 20,000 dozen spools at about % less than I was paying his cousins over here, who nearly had a monopoly. The cotton turned out to be not quite what it should have been. The war had commenced, and goods had advanced in price considerably. I kept the cotton, without making the claim to 180 which I thought I was entitled. Mr. Clark, having had difficulties with some other houses, wrote me that he had some of his goods held subject to his order for me to see. The house was asking about double what I had paid, but I simply said, "I will take them at the same price for which I bought them before. As my price was confidential, I will settle with Mr. Clark." This was satisfactory — I had double the quantity, and was selling them at double the price I paid, and, later on, for four or five times as much. Some time afterwards, John Clark wrote to his cousin, a commission mer- chant down town, to inform me that I could buy the third lot of cotton which had been re- turned to him. He wanted ten per cent less than George Clark's or Coates' prices, wlio were selling their goods at that time for Si per dozen — about three times the price I had paid. At the beginning of the rebellion I came across a large lot of 6 cord, 200 yards, spool cotton, which had been imported for a New Orleans house, Pint & Sons. This lot came too late, and was stopped in New York, as Louisiana had joined the Southern Con- federacy. It took considerable manoeuvring, but I succeeded in buying the 100,000 dozen at a very low price, 35 cents per dozen. The 181 salesman every little while mentions the matter to my son Otto, and remarks that I must have made a little fortune out of this purchase from him. Shortly before we moved to New York, my wife's mother was taken very ill. The doctor gave her up and she was not expected to live another day. A set of women called at our house, whose occupation it was to wait on the dying and pray for them, according to the amount of pay they received. This custom I objected to most seriously, as women of this stamp could really have no true feeling for the patient, and could only consider the dollars they received. I looked upon their services as heathenish, savage and inhuman, and, without hesitation, forbade their entering the sick room, as I knew that my mother-in-law had no use for such hypocrites, and felt exactly as I did about them. When I refused them admission to her, they had the impertinence to tell me that they would not put their hands on the corpse if mother should die. She rallied, however, that very night, and recovered; whereas, if I had permitted those ceremonies, they would prob- ably have hastened her death. Mother moved with us to New York, and passed away the sec- ond year after we left Cincinnati. While in 182 every way a noble woman, she died as she had lived, without any religious ceremony — never- theless a good and model woman. As illustrative of her strong sense of right I recall the following humorous incident. A certain vagabond, who had the advantage of knowing most of the Hebrews in our city, made swindling and lying his occupation. He started out with the intention of getting what he could from Mrs. Hackes and my wife, to help support him in idleness. Although he was known to be an impostor, yet nearly every one seemed willing to be victimized by the ec- centric beggar, and to contribute a certain share to his assumed necessities. He had a brother, who was a very respectable man, doing a good business, but who found it impossible to influence him to give up the wretched way of living to which he had taken a fancy. On one occasion, determined to make a haul, he told Mr. Hackes he was going to see his mother and sister, to endeavor to get something out of them for his personal assistance. When he reached our house, he said he had been sent by Mr. and Mrs. Hackes, who had helped him for a long time. Then he told a pitiful story of a sick wife and children, and of other sorrows and af- flictions, which he fancied would aid him in 183 making an impression and in securing the money he wanted to collect. My wife and her mother gave him quite a sum, and promised him some old clothing the day following if he would call for them. That evening we went to Mr. Hackes' house, and he also, it seemed, had been favored by a visit from Mr. Small, who entered his office smoking a fine Havana cigar, and bragged of his success in gaining all he required for his immediate use. Mr. Hackes told his mother that she had been duped by this rascally fraud. She kept quiet, however, fully convinced that he would return the next day for the garments. When he put in his appearance, as she had anticipated, with some horrible additions to his previous story, she made good use of the broom that she had purposely placed in a convenient position, so he departed, not quite so well satisfied with his re- ception as he had been on the former occasion, and totally disinclined to publicly boast of the broomstick so successfully brought into req- uisition. From this time forward, he no longer counted my wife or mother-in-law among his patrons. While perfectly aware of his shortcomings, I nevertheless contributed to his support, by giv- ing him a yearly amount, for which he gave a 184 receipt as per contract, keeping his accounts as well balanced as if he was a book-keeper in a regular legitimate business. What became of him later on in life I have never ascertained, as he never sought me out; but when I knew him, he was a young man with many years ap- parently before him in which to continue this idle, wretched calling which he had adopted. He always dressed in the height of fashion, and lived on the fat of the land. His good educa- tion served him only to carry out more success- fully his fraudulent practices and impositions. A short time before our national trials began, I recommended a friend to a New York busi- ness house, which, on account of my introduc- tion, sold this person a large amount of goods. When the war opened, this friend, who also owed me a large sum, made an assignment, pre- ferring me and a few other confidentials, and there was little or nothing left for the other creditors. The house to which I had recom- mended him placed their claim in my hands, to do as I considered proper about settlement. They repeatedly asked me to arrange a settle- ment for 10% of their claim, as they under- stood that others had received that proportion of the sums due them. I paid them 100 cents on the dollar, which thev did not want to accept 185 until I assured them that my friends would not let me lose it. By so doing, I left no doubt in the minds of the New York house as to the person I had introduced to them, and my sincerity to- ward them. Later on my friend paid all his creditors in full with interest. He afterward became the recipient of a silver service from the creditors, presented at Delmonico's. At the beginning of the war, I came East to buy anything that I could find which I consid- ered cheap. Wood Bros., a house with which I had not dealt before, offered to sell me, if my memory serves me rightly, 100 to 150 cases of Negro Twilled Kerseys, at about the same price which I had paid for years — io J /2 cents per yard, cash on delivery. After I had bought them, I sent about 10 cases for examination as to measurement, condition, etc., etc., as the understanding was there would be no allow- ance made after they were paid for. After some delay, they were reported to be O. K. Mr. Turnbull, who lived right opposite, called on me and bitterly complained that I had not looked about before I made such a large pur- chase, as he also had a quantity of the same kind of goods which he would gladly have sold me. I then bought what he had at 60 days in place of cash. Rice, Chase & Co., who had 186 some of the same kind of goods, only white in- stead of colored, even more desirable on this account, sold me theirs, also on four months, at the same price. I had the entire quantity shipped from Baltimore, where they were, and wrote home that they should not sell them un- less they brought 15 cents a yard. At this price the market for them was quite slow at first, but very soon they brought from 17^/2 to 20 cents. Part of the lot sold for as much as 45 cents, and a few even at 50 cents. A specu- lator then bought 50 cases from us at about a cent below the price at which we sold them regularly. They were sold to him cash on delivery. Shortly after this, new goods were brought into the market and were sold for less money, which proved the wisdom of dis- posing of those we had on hand. While journeying from the city of Phila- delphia to the West, I traveled in a sleeping car for the first time. My wife's sister, Louisa, and one of my children were with me. We were encumbered with rather more than the usual amount of hand baggage. The porter of the sleeping car demanded that every one of these packages must be checked. Now as far as I was concerned, I was only too will- ing that this should be done with all save a 187 satchel which contained my lunch, and a flask of particularly nice whiskey. When I ob- jected, the porter called in the conductor, who also insisted, but I declined to accede. While we were yet arguing the matter, another con- ductor and the superintendent of the western division came around, and told me I must either obey their rules or leave the car. I re- mained firm, persisting that they had no such rights, but if they chose, they might put me out with my boy and sister-in-law, but that I would hold the Pennsylvania Railroad Com- pany responsible for their unlawful action in heavy damages. I put the case to the super- intendent of the western division as follows: "Suppose that this satchel in dispute contained bonds or other articles of great value, will the company hold themselves liable in case of a loss, in consideration of the quarter of a dollar they charge?" After my return, I took a check which I had retained, and inquired at the office of the company whether the ac- tion of the superintendent and his subordi- nates had been done in accordance with their orders. The ticket agent desired me to hand in my complaint — which I declined to do. Nevertheless, my words must have been re- ported, for I have never seen a check with a 188 stamp calling for the payment of 25 cents in each instance since this unpleasant experience. In the days when charity was being solicited for the wives and children of our soldiers, some of my brother merchants called to see me, and complained that one of my partners had not re- sponded in such an amount as it was supposed he was able to contribute. They hoped that I would increase this donation. I at once declined to interfere, but promised that I would make good the deficiency at the first oppor- tunity which offered itself. Subsequently, a lady in a carriage called at the store and asked to see one of the firm. I told her that I was one of its members. She then handed me a small subscription book with various sums promised, none of which exceeded five dollars. I signed on the proper line and subscribed $100. Any book-keeper would have under- stood the figures. I told her to let the com- mittee collect it. The lady, whom I did not know as she failed to introduce herself, was Mrs. Pendleton, and she felt insulted and told her husband about it, and he reported our in- terview to the dry-goods committee, of which he was one of the officers. He objected to my audacity very strongly in telling Mrs. Pendle- ton to have the committe collect the $1 which 189 I had signed as a contribution. The subscrip- tion book was then shown to establish the amount of my contribution, when one of the members on looking at it, remarked, " Gentle- men, this does not mean $1.00; it means $100, as it here appears." Mr. George Mc- Alpine and Mr. Pendleton were then appointed to call on Louis Stix & Co. to collect the amount therein mentioned. Mr. McAlpine met me and said, "Will you please pay your subscription?" and added, "Why did you re- quest that the committee call personally to collect it? Do you think yourself so much better than the rest?" I excused myself on the ground that I did not know the lady, and my contribution being $100, I thought she would be pleased, rather than dissatisfied. Mr. Pendleton, who afterwards ran for the Presidency, was then presented as the husband of the lady who had called upon me. He very warmly thanked me for what I had done, fear- ing his wife had failed to do so, having been under the impression that the amount I had promised was but a dollar, and that the com- mittee must come for it. I afterward met Mrs. Pendleton at a fair, and she expressed her personal gratification to me. My services in the charitable line during 190 the war were also on one occasion enlisted by Mrs. Stallo, who called upon me to accompany her, while collecting for some charitable pur- pose. Among those to whom an appeal was made was Messrs. Glasser Bros. When Mrs. Stallo, in conversation, mentioned the Union army, the eldest member of the firm became quite indignant, and used very ungentlemanly language. He acted the rebel to perfection, and no doubt was one at heart. After this disagreeable experience, I met him in the even- ing at Glassner's beer saloon and called him to account for his unwarrantable remarks. He became so thoroughly enraged at my criti- cisms that his excitement completely overcame his prudence, and he appeared in his true colors. He threw a glass of beer at me, which roused my indignation, and our friends felt that the action was uncalled for, and inter- fered, and kept us from disturbing the guests any further. In the morning Judge Stallo saw me and begged me to drop the case, and not drag Mrs. Stallo into public notice through the press. As in duty bound, I was obliged to yield to the Judge's appeal, and refrain from further action. I could not go in direct op- position to my friend's wishes, especially as they concerned his wife's comfort and prefer- 191 ences. Many pleasant evenings have I spent in the society of the Stallos at their home On one occasion I remained until midnight, mak- ing them a farewell visit before the Judge's departure for Italy, to which country he went as minister from the United States. They afterward called upon us in New York, but we were then away at Saratoga, and missed the pleasure of meeting them and entertaining them at our house. For many years we have been friends. When I was engaged in the retail dry-goods business on Fifth Street, Mrs. Stallo always patronized us, and bought every penny's worth of goods she could at our store, giving me almost her exclusive custom. It was at this stage of my life that, after being away for weeks, expecting my stock to be considerably increased by my eastern pur- chases, I returned and found instead of this, that, even including the goods on the way, it was still diminished, so that I found it neces- sary to return to the East the day following. Then, because my part of the business required so much attendance in New York, I decided to move there permanently with my family, as for fully three-fourths of the year, as things stood, I was obliged to be away from them. At first, my partner, Mr. Swarts, objected to this 192 change, but he soon saw the justice of my reso- lution. When I left Cincinnati, our employees pre- sented me with a gold headed cane, accom- panied by some flattering remarks. Whether deserved or not, I appreciated it all very highly. After I had been living in New York some time, some of the young men, and others whom we had assisted when they started in business, felt themselves quite rich and under obliga- tions, so they proposed to buy me a Fifth Av- enue residence as a testimonial of apprecia- tion. I declined, with the promise that on the anniversary of my golden wedding I would ac- cept anything in accordance with their means. On my silver wedding anniversary I received, as a most courteous recognition, a silver serv- ice, and other beautiful presents. As to the Fifth Avenue house, I did not calculate on the advance of property, and that may be an ob- stacle when the time comes. In contrast with these pleasant experiences with my clerks, I had one that was not quite so agreeable. We had set up two of our clerks in trade and lost, by doing so, about $20,000. They proposed to pay it all back to the last cent, with the proviso that we should buy them out, either for cash or on time. As I was 193 aware that they wanted our assistance to rob all their creditors, we refused. Shortly after, one of them called on me for a loan of $500. 1 would not consent to let him have that amount, so he drew his pistol in my basement and threatened to shoot me. I opened my vest, showed no fear, and told him to do so. Thus unopposed, he lost his courage and did nothing. Again he called for a small sum, claiming he needed food. He had very rich and liberal relatives who, had he been worthy, would gladly have assisted him, and to whom he could have been of great service. They however remarked to me, "It is not in him to do the right thing, so he cannot be helped/' Notwithstanding, I assisted him at this time, and kept his family and himself from starv- ing. ' Mrs. Hackes, my wife's mother, made her home with us shortly after landing in America, which made it very pleasant for my wife, as I was obliged to be away from home so much. The little house which I bought became too small to accommodate us, and I spent about as much money to enlarge the premises as I had originally expended for the house and ground. W e thus made room for one or two young men in our employ. The spot upon which this 194 house stood is to-day the main entrance of Shillito's store. On account of some difficulty with my neighbor in the rear, I proposed to buy his property, knowing he was anxious to sell. I suggested that two impartial real estate men, one chosen by himself, and the other selected by me, should decide upon the value of the property, and in case of their dis- agreement on its value, a third party should be consulted and decide, and that I would pay him 10% more than such valuation. Notwith- standing this more than fair proposition, the owner preferred to sell the house at auction rather than give me any advantage in secur- ing it. I had a man there to buy it at almost any price in reason. He bid 50% more than it was worth, and still a higher amount was offered. The house was not sold. Next day a broker came to me asking considerably less than I had bid, but I had then made up my mind to sell my own house and move to New York instead of buying, which decision I have never regretted to this day; for although I was separated from those I held very dear, yet I have advanced the interests of my immediate family by the change, and the marriages con- tracted here have surely satisfied me. I, ac- cording to this resolution, sold my house for 195 less than cost. Shortly after, it brought treble the amount, and to-day it would bring a larger advance, if it was not included in Shillito's store. A few weeks before we were ready to move, I was taxed on personal property of the as- sessed valuation of $5,000. The assessor had an old grudge against me for refusing him credit some years previous when he was in the dry goods business, in which he failed very shortly after I had denied him credit, and he took this opportunity to retaliate. I refused to be thus blackmailed. I appealed to the court for redress and offered to sell out at one-quar- ter the amount at which I was assessed. The judge called in the assessor and lectured him severely, and the latter was then satisfied to leave the matter to me to decide upon the amount to be paid. I told the judge I was perfectly willing to do what was right, and that in a very few weeks I would hand the keys of my house to my father, to distribute my household effects to the poor as he might think best, save our wedding presents, linen, personal apparel and belongings. This offer was accepted and carried out. We took with us only the furniture in the parlor and sitting- room floors, some pictures, ornaments, bric-a- 196 brae and silver-ware. There is but one room in our present home to-day where can be found any of our household furniture in use before. It seemed a pleasant duty to give to the poor all that we did not care to remove. As already stated, I was obliged to com- promise in 1850, through no fault of mine, with the creditors of Stix & Wallach, and ob- tained receipts in full from all of them. Nevertheless, I considered myself still in debt for my share of what would have been pay- ment in full. On my way from New York to Cincinnati in 1863, I hinted to Mr. James Low- man, whom I met, my hope and intention of some day being able to make this payment. While he thought it an excellent, praiseworthy action, he did not agree with me entirely and remarked, "Your debts are now wiped out. The moment you again open your door and say that you feel that you owe any part morally, you owe none or all; Wallach's, as well as your own. Your creditors will thank you as you are released by law. Yet the moral obligation cannot be fully canceled, as I think, unless you pay his half also. In discharging your own share alone you have but accomplished a part of your object. All or none, I would advise, and I am satisfied if you think it over you 197 will come to this conclusion also/' After due consideration, I came to the conclusion to take my friend's advice. I let the matter rest for a while, not feeling that I was then fully pre- pared to accomplish that which I had made up my mind to carry into effect as soon as pos- sible. Again the same friend met me acci- dentally on the car, and our conversation naturally turned upon the old subject. He felt convinced that I too had adopted his theory. The question arose as to interest which had ac- cumulated during 13 years. We came to the same conclusion. There was but one thing to be done, pay up all with interest. During this long interval quite a good many of our creditors had become poor, and knowing this, I had long before paid them up in full. One house, whose partners had been born and bred in the same village with myself, I had never asked to accept the compromise. In place of their Stix & Wallach notes, I had given them personal ones, with the understanding that the first $800, due in 60 days, they could collect through the bank. The other note of the same amount they were to hold, and the first money I secured after my compromised debts were paid was to be appropriated to pay- ing such second note. They forgot this ar- 198 rangement, and the second note was collected just as the first had been, without considering my ability to meet it. However, it was made good, and I was satisfied to discharge the in- debtedness. After I had paid all the creditors of Stix & YVallach in full, with interest, they held a number of meetings for the purpose of pre- senting me with a silver service. Mr. Powler, who presided, lost his life in a carriage acci- dent and so the whole idea was abandoned. Mr. Wm. P. Devoe, not satisfied that there should be no recognition of my act, surprised me with a token on his own account. He pre- sented me with a silver pitcher and two goblets, bearing this inscription: "January 4th, 1864. From W. P. D. 'A good man leaveth an inheritance to his children's children.' Proverbs XIII-22." I value this beautiful and unique gift to the writer from his friend and fellow merchant very highly, and esteem it, independently of all other reasons, on account of the source from which it came and the motives which dictated its presentation. When I addressed the Xew York house of J. D. Walter & Co. for particulars of our in- debtedness to them at the time we failed, ask- 199 ing for the names of the partners and the interest each one had had in the business, Mr. J. D. Walter objected to answering any of my questions. He heard that I was paying our compromised debts and he claimed I should send my check payable to J. D. Walter & Co., and that that was all that was necessary. By doing as he requested, he would have gotten the whole, and his partner, who sold him the books, and who, in his estimation, had no claim whatever, would have gotten nothing. But that was not in accordance with my idea of honor, as he had paid nothing for my account which I owed the firm. I therefore sent to each partner of the old firm his respective share of the loss sustained on account of my inability to make payment at the time the old firm had existed. This I considered the only correct way. For years I had been expecting to pay all my creditors in full. It was only a question with me whether I should pay for Wallach as well. I also wanted to choose a time to pay interest when it would not be regarded as an attempt to secure further credit; my position then being thoroughly established as to my ability to meet every obligation, present as well as past. I kept a large amount of money in 200 Cincinnati, and on January 4th, 1864, I had the bookkeeper look over the accounts early that morning and calculated the interest due each creditor, and about the time when I knew each would be in, I hired a number of boys to take my checks out, so that nearly every merchant in Cincinnati with whom I had compromised, received his check for the full amount by special messenger about the same time. It so happened that I met my father at my sister's house where some joyful event was being cele- brated, and father found some fault because I had not paid my sister the attention he thought the occasion required. I do not remember the cause of celebration. I told him just what I had accomplished, and that our store was crowded with friends, who came in to con- gratulate me upon paying my old debts. Thereupon my father made the lovely remark, "You have indeed done well, and your noble conduct will be your reward throughout all your life, and as for your parents, this is the proudest and happiest day we have ever ex- perienced in our whole lives." Father's ap- probation was enough to repay me for every effort I had made in acting as I had, aside from the clear conscience resulting from just dealing, and the pleasure bestowed in giving 201 this surprise to my creditors, who had made me free legally from any pecuniary obligations years before. It was indeed a happy time, never to be forgotten, as my father predicted when extending to me his congratulations, and expressing his much treasured sentiments upon the happy result. In thus paying my debts, not really existing according to law, but in my humble opinion, not less honestly due to my creditors, I discharged several obligations due to widows. Among them was a Mrs. T. O'Shaunessey, whose hus- band had at one time been in the auction busi- ness. He was considered rich, and one of the most prominent and successful men in his special line in the West during the panic. His loss on his customers must have been hun- dreds of thousands of dollars. His widow, who once enjoyed every luxury that wealth could provide for her, was now obliged to work very hard with her own hands to support her family. When she received my check which was for quite a large amount, because two of her husband's partners had assigned their share to her, she felt extremely grateful for this totally unexpected good fortune, and in her letter of acknowledgment wrote me that it was a perfect godsend to her, and the only 202 amount she had ever received since her hus- band's estate had been closed. She hoped if her sons should ever be unfortunate in busi- ness that they would follow my example, if circumstances ever permitted them to do so. There was also another widow to whom I desired to pay a certain sum of money for which I considered myself morally responsible. On consulting a friend of mine, who was the guardian and administrator of the estate, he advised me not to pay the amount directly to the widow, who was not of a very saving or prudent disposition, but to deposit the sum with him in trust for the children. To this ar- rangement the mother naturally objected, claiming that she was the legal custodian of her children. However, the disposition of the money was finally left to me, and after thor- ough investigation, my decision was, of course, not given in her favor. The desire to possess a home is to my mind one of the strongest evidences of moral re- spectability. It is a desire common alike to the millionaire and to the laboring man. As regards my own experience in this respect, varied by alternate periods of commercial ele- vation and depression during my first ten years in America, it was not until the year 203 1852 that I succeeded in purchasing a residence which I could fairly call my own. A decade later, in 1863, we bought the ground on Third Street, Cincinnati, where we afterwards built our own business house, which we still occupy. In the year 1864, I secured the house 246 West Fourteenth Street, New York, as a residence for my family. As this was intended for our permanent home, I felt that it was only right to give it to my wife, so the deeds were made out in her name. She was kind enough to let me live there rent free during the quarter of a century we occupied it. Here we continued to reside from 1865 to the year 1890. The only exception to owning the roof that shel- tered us during our sojourn in this city, covered a period of two years. When we first moved to New York City we rented a house in 23rd street, which singularly enough oc- cupied the same relative position as that of our home situated on 14th street. The rental dur- ing this period was $1,000 annually. All of which goes to prove that my nature is essen- tially a domestic one, which desires, like the patriarchs of old, to dwell beneath my own vine and fig-tree. If there is any lesson to be deduced from these memories, it is this: that a man is never so happy or properly placed, 204 246 WEST 14th STREET AS IT IS TO-DAY as when seated by his own hearthstone, and surrounded by those to whom he is bound by the tenderest ties of consanguinity. This is especially true of the business man who should find in the safe harbor of home a refuge from the storms and bufTetings attendant upon com- mercial life. With the exception of the two years that we lived in the third story over the Fifth Street store, we had occupied our own private house until we came to New York and rented the house on 23rd street. After buying the house on 14th street, I also agreed to purchase the house in which we had been living on 23rd street for $19,000. Unfortunately no writ- ings were drawn and no money had as yet been paid down, when the agent in whose hands it had been placed for sale, found a purchaser at $20,000. A contract had been signed by the parties, so I lost the best thing I had ever planned to buy. In a short time it was leased for $3,000 and would have brought $4,000. We enjoyed good health and many pleasant years while living at 246 West 14th Street. The neighborhood, however, degenerated, and we intended moving somewhere near Central Park as soon as we could determine upon a suit- able locality. By the advice of our doctor we 205 delayed making any change for some time after we had come to the conclusion to do so. He cautioned us against settling in the upper part of the city, lest we become subject to malarial fever and other troubles, incident to a new section. In 1890, after months of searching, we started out to rent on the east side in the region between 60th and 80th streets. We found nothing to suit us in this vicinity, as we did not want to exceed the price for which we had rented the 14th street house — $2,000. When we left it, we spent about $2,000 upon it, putting it in apple-pie order for a boarding house; about the only purpose for which it could be rented at a fair price. I offered to sell it for $30,000, but received a proposition for $25,000. In 1892, a party who leased two or three houses adjoining offered $2,000 rent for 21 years clear. Finding in our search for a new home on the east side that we could not get suited, we looked around on the west side with no better success, as all the houses to which we took a fancy were not for sale. When we saw our present residence No. 35 West 71st Street, my wife and children liked it so much that they were anxious to secure it. My wife could neither eat nor sleep, fearing that we would lose the opportunity to 206 35 WEST 7 1st STREET buy it, as the broker reported two other parties were negotiating for its purchase. This pos- sibility caused considerable excitement, as we wanted the house. I have been assured that if I had not secured it at once. I could not have bought it. I paid all it was worth. 834,500 and spent $4,000 for papering, gas fixtures, etc. We furnished the house anew from top to bottom, excepting my sitting room where I spend my days and evenings. The 14th street house was 25 feet wide and 65 feet deep, but our present home is only 18 x 65 feet, yet it surpasses our old residence in every respect, and I would not know how to improve it if I had a million to expend. When we moved from Cincinnati, as before mentioned, we gave away all our furniture, bringing with us only clothing, linen and silver, also wedding and other presents. In leaving 14th street we fol- lowed the same plan, keeping the extension room furniture only, and donating all the remainder to the poor and to the United Charities. We have now become Americanized and have learned how to spend in a month what we once found quite sufficient for our yearly require- ments. If we have ever learned anything to perfection, we have thoroughly acquired the 207 knowledge of expenditure; but we are not more extravagant than our friends trained in the same old school. My wife receives an al- lowance of $6,000 a year, which is readily dis- posed of, although she pays no rent or large dry goods or coal bills. My expenditure is about double that of hers, while my personal expenses do not exceed $250 a year; the bal- ance is devoted to charities, wedding presents and birthday gifts. I often hear the conjugal admonition repeated, "Give what you consider right while you live, as if anything is left after we are gone we certainly will get no thanks for it." We were never rich, nor are we to- day, but our means are adequate to supply our wants. When we consider it advisable we help our children, assisting them moderately to such an extent as seems conducive to their benefit. After I had bought the house at 246 West 14th Street and presented it to my wife, we invited her dear mother to go and see it, but, although deeply interested in all that pertained to the welfare of her children, she unexpectedly declined, remarking, "I shall never expect to live in it." At that time she apparently en- joyed excellent health, and appeared perfectly well, as far as we could observe. Shortly 208 after, however, she took sick, and died in a few days, at the age of 65. She was highly intelligent, and was beloved by all, and fairly worshipped by her children. Her husband was an invalid for many years, and, in conse- quence, she supported and educated her chil- dren by collecting toll. She was obliged to be upon her feet day and night, which was ex- ceedingly trying; yet notwithstanding these severe requirements, she was ever a model of kindness, peace and love. Harmony and hap- piness naturally resulted from these charming qualities she possessed so abundantly. While charitably inclined, she was not easily deceived. Books were her constant friends. In spite of her laborious tasks, she would travel many miles on foot, or by conveyance, to hear an opera. She knew whole passages of Schiller, and declaimed them from memory more beauti- fully than I have ever heard any one do at her age. The family named Simon that had occupied this house I purchased on 14th street, told me that they did not begrudge me its posses- sion, on account of the disagreeable neighbor I would have. I, accordingly, determined to prevent any unpleasantness in this direction, if it were possible to avoid it. Shortly after we 209 moved in, this neighbor, Mr. Rader, called and complained that one of our boys had broken a pane of glass in his parlor window while playing baseball. My answer was, "You get it fixed and let the man collect his bill from me; or if you will pay for it, I will return the amount to you with thanks. " After his interview with me, he told his family what I had said and done, when one of his boys spoke up and exclaimed — "Why, papa, we broke one of Mr. Stix's parlor windows last week, and he knew it, but he did not tell you." Thereupon Mr. Rader, returned at once to the house, and acknowledged that he was very sorry he had found fault with my children, when his had done the same thing, and said he would prefer to have such bills sent to him. I told him I would rather not send them. A few days later he sent word that our water pipe in the cellar was leaking and flooding his cellar. I replied that he should allow his own plumber to attend to it, and I would meet all expenses. The bill was never presented, as on close ex- amination his plumber found, that the defect was in his own pipe, and not in ours, as he had supposed. Later on he wrote me a letter, ask- ing me whether I would be kind enough to remove our piano to the opposite side of our 2IO house, and make more moderate use of the pedal, as one of his sons was very sick, and the sound of the playing disturbed him. I at once gave orders to have the piano moved and used more quietly. On the Fourth of July my own children, in company with some others whom I did not know, were making a racket, shooting off fireworks in celebration of the oc- casion. I stopped them with the remark that our neighbor had a very sick boy, and they had better go to Eighth Avenue with their fire- works. The children, who were strangers to me, were, it seems, visiting at Mr. Rader's house, and when they returned from their en- joyment around the corner, as I had suggested, to avoid disturbing the invalid, they told him what I had said to them. This was too much. My forbearance and consideration were at last recognized and appreciated. We received a beautiful and heartfelt letter of thanks, and from that time on we became the very best of friends and lived most harmoniously, no fur- ther complaints ever being made. Mr. Rader kept a team and often called for me to drive down town with him in the morn- ings. I also enjoyed smoking with him the very fine cigars for which he was justly cele- brated, as he was a tobacco broker and had 211 every facility for purchasing the best in the market. This pleasant intercourse with my neighbor continued uninterrupted until he moved to Boston. While the 14th street associations linger pleasantly in my memory, nothing could be more pleasant than our present home and its environment. When we were first married we lived over my store, without a servant, and paid no rent. Our expenses were $300 a year. Two years later we moved to Race Street, in our own house, which I bought for $1,600. Ten years later when we moved to New York our expenses amounted to $3,000 a year. During the first six months when we lived in this city we used $5,000, including our ex- pense for furniture. In 1865 I drew nearly $50,000 for a house, stocks and other expenses. In 1 89 1 we moved to 35 West 71st Street whence we expect to go to our final rest- ing place. This home contains all the im- provements and is the most complete and con- venient residence we could possibly desire. It is also advantageously situated in regard to our children. Zillah lives next door but one. Charlie did reside within a block of us, but now has moved three blocks off. Robert is on a direct line, but half a block from the street car 212 and two blocks from the elevated road. Carrie is also reached very easily, although about one hundred blocks away. Frances' home is about eighty blocks distant, and but a block and a half from the cable road. We have every convenience in regard to markets, butcher, grocer, bank, safe deposit, express, ticket office for railroad, telephone, telegraph, bakery, fish store, tailor, druggist, doctor, dairy, laundry, plumber, elevated road and many lines of cable and horse cars. We are near Central Park and the Hotel Ma- jestic, a million dollar edifice just completed. The ground is high and healthy, and the neigh- borhood is one of the best in the city. The only drawback is the high price asked for everything. The United States Government occupied some stores on 4th street near our business which were burnt out. About 3 feet of water flooded our subcellar, where we had about 100 cases of palm leaf fans stored. My partner had notified the insurance companies of the condition of these goods, which were sub- merged, and the different agents called to ex- amine the damage. While Swarts was taking them down to inspect the premises, one of the customers of the house, who happened to be in 213 at the time, accompanied them, and my partner said in German, "Whatever allowance we get, you may have, if you take the goods at the regular price. You know palm leaf fans can- not be damaged by water to any extent worth noticing." Whereupon the agent, who fully understood what was said turned and re- marked, "If they are not damaged for you, they are not damaged for the companies." Our business insurance since the war has been from $700,000 to $800,000 a year and be- fore from $100,000 to $500,000. We never have had occasion to collect a dollar to this day for damage by fire, and hope we never shall, although we have paid premiums for about 53 years. An incident which occurred at this time too was fraught with more tragic possibilities. We were very busy working in the store until midnight to accomplish something which had to be finished before I started for New York the day following. Our help had gone for some refreshments to the William Tell Restau- rant, but I remained, being anxious to com- plete the necessary preparations before my departure. When I had finished I lowered the light, and, in passing out in the darkness, I stumbled against a mattress which was on the 214 counter near the stove. It was a bitter cold night and some of the men were to have re- turned and slept there. I had left the store and had walked about half-way home when I felt dissatisfied — as if something was wrong. With this impression fixed strongly in my mind, I retraced my steps, knowing that it would be impossible for me to sleep unless I convinced myself that all was right. Looking through the glass in the front door, I saw to my astonishment, the goods and mattress which were near the stove, on fire. I rushed in, threw the burning goods on the floor, and smothered the flames with other material on the counter. Our damage was about $100. We were insured in 100 companies for the sum of $5,000 each. They told me they were willing to pay all I claimed, one dollar for each company, and I could make out the papers and send some one to collect the loss. I de- cided rather to drop the matter. At one of the government sales, I bought a case of fine undergarments, which had been imported for Mrs. Jefferson Davis. I paid $1,000 for the contents, and sold them at a 215 large profit, when it was known for whom they had been intended originally. My wife made her selection first, and many of my friends as well. There are still among my wife's personal effects some of the very gowns which Mrs. Davis hoped to receive and wear out, but which so unexpectedly came into our possession. I also purchased at the same sale a large quantity of rubber blankets. I did not know the value of these articles, and it seems that the auctioneer had some secret under- standing in relation to price and profit, which was not altogether a fair way of dealing when goods were to be sold by order of the govern- ment, and I bought them at a much higher rate than the market value. As I left the marshal's office some salesman gave me his business card, and offered to sell the same style of goods to me for considerably less. The next day I received my goods from the marshal. The rubber blankets were not charged upon it — they were purposely omitted, it seems. I paid my bills, as all had to be paid before delivery. The following day I received a bill for the rubber goods, but not from the government. It ran from Mr. Draper, who, it seems, was the United States Marshal of New York. I ob- jected to paying unless a bill was presented 216 like the preceding one. Neither goods nor bill were ever delivered. One of my business ventures was a com- bination made by the three firms of Rice, Stix & Co., Isaac Oppenheimer and Louis Stix & Co., for the purpose of buying cotton in that part of the South which w T as occupied by our troops. We were advised to buy Southern bank bills, and did so to quite an extent, as the planters preferred their own money to our greenbacks. We had bought and shipped a large amount of gold South, but the govern- ment passed a law against having it paid out in that section of the country. We bought about 150 bales of cotton that cost us from 45 to 50 cents to lay down in New York, and then brought back our gold, also to the same city. The trouble and annoyance about contraband goods which were perfectly lawful and proper one day and forbidden the next, made it very difficult for any loyal citizen to operate with safety. We withdrew from buying cotton di- rectly from the producer, and sold our 150 to 200 bales at a fair profit, and our $25,000 of gold, at a small loss. We also had thousands of Southern bank bills, for which we paid from one to two per cent premium, and nearly all of them became worthless. When the gold 217 reached my New York office, I had Herman's porter take the box for me to the Broadway omnibus. It was so conspicuously put up, with dozens of seals, that every one could see it con- tained gold. In my anxiety, I took the wrong stage, and found myself in one that went to Fulton Ferry, instead of that which went di- rectly from Broadway. When I discovered my mistake, I could not get out, as the box was too heavy for me to carry, so I remained in the omnibus and returned with it to Broadway. From the moment I entered the stage till I left it a person eyed me most sus- piciously, as if just waiting for an opportunity to rob me. When I again turned out of Ful- ton Street, I changed stages at once, and rode to the American Exchange National Bank. I was perspiring dreadfully when I entered, and was never so glad to get rid of money as when I deposited it. I recall how once our big cellar was crowded with an immense stock of sheeting and other staple cotton material, while our customers were few and far between. Even when they did come to the house and saw the enormous quantity, they seemed to be scared, and either bought none at all, or by the piece only. I felt that it was rather a mistake to show such a 218 large stock, so I ordered my help to hoist daily a certain quantity of them to the upper story, and not make an entire exhibit of our stock. Soon the price advanced rapidly and nearly doubled our lowest prices. We made enemies by not allowing purchasers to buy large quan- tities with a view to speculation. At the very time when goods were extremely low we sold quite a bill to one of our regular customers, a Mr. Amberg, from Hickman, Kentucky. He desired at the time to have the goods held for him until he sent us orders to have them shipped. Instead, we were notified that he would be obliged to countermand the order, as the Confederate Army was threatening his town, and he expected to be forced to retire from the mercantile business; therefore he can- celed his purchase. I had the goods which Mr. Amberg had selected put away intact and stored, for I knew if he should re-order he would certainly hesitate about paying the im- mense advance at which we were now selling. In a very short time we again heard from Mr. Amberg by letter, requesting us to forward him our lowest prices for such goods as he had previously selected, and which he was obliged to cancel. In reply we informed him that the merchandise he had before chosen had never 219 been returned to our stock, but was subject to his order, and we would be pleased to ship it according to original agreement. Mr. Amberg accepted the goods, and from that time forward, dealt with our house whenever it was possible to do so, until he returned to mother earth, and we invariably found him one of our best and most reliable customers, a true, excellent man. In 1864, during the war, the agents of Coates' cotton had a large fire, and sold the stock remaining at auction as damaged goods. I examined the goods before the sale, and found that all the fine and high numbers were damaged but slightly by fire, so I bought them all, and only a few thousand dozens of the de- sirable middle and coarser numbers. When I examined them more critically, I found very little injury had been done to the finer ones, which I had fortunately selected, as they had been placed on shelves which quite protected them from water; whereas the coarser and heavier spools were standing upon the floor, and received the greater harm. As we were about the only house at the time that had any fine numbers of Coates' cotton, we soon re- ceived orders for unlimited quantities, and dis- posed of those uninjured by fire or water for 220 full price, without the slightest difficulty. Our stock of spool cotton was simply enormous. I bought at a prize sale of the government 2,000 dozen 500 yards ivory spools at $1.75 per dozen, which was then quite reasonable. We made more money on spool cotton than we ever made in our whole business before in any one year. I bought right and left of six cord, and also immense quantities of 100 yards, 3 cord, 50 yards and 20 yards. At the close of the war we lost largely on these last purchases. The day before the fall of Fort Donaldson I bought in Philadelphia about $40,000 worth of goods, including about 25 cases of Amer- ican prints for 25 cents a yard. The next day the same goods were offered to me at Vs less. This episode had its effect, for nearly at the same time I purchased a large line of domestics at auction, but my neighbor bought after me at considerably less. I doubled my original quantity, purchasing at the lower price, while he sold out his entire stock in a few days for less than I had paid. I held on to mine, await- ing the result, until the next season, when an advance of double on the cost amply repaid me for my prudence and foresight. It has passed into a proverb that patient waiting is no loss, and the incident I have just narrated 221 is a striking verification of that truth. The merchant should possess some of the qualities that distinguish a successful soldier, especially the coolness, which often turns defeat into victory. At this time, as I was returning to New York from Cincinnati in the company of about ten merchants, one of our party proposed that we should compare the respective prices at which we bought corsets from Mr. Julius Hart. This was quite an unusual occurrence, but we had no confidence in the regularity of his prices and terms offered by his house, so it was agreed that each one should write on a piece of paper the conditions under which he had purchased goods. I consented rather reluc- tantly, supposing I had been especially favored, but I found out my mistake. About half of the patrons of this establishment had paid less, and the rest considerably more than I had, thus proving that separate and distinct agreements were the order of procedure, and not fair, re- liable, staple prices. There is nothing so liable to create ultimate dissatisfaction among buyers, as this mode of treatment; whereas, if a fixed rate of profit is adopted, no one can complain, even if notes are compared. 222 I had promised my house to give them all the news pertaining to the market price of goods in our line, as the press was not very- reliable and prices could only be judged by either selling or buying. At the time we had our office in the same block as Jordan Marsh & Co. who were selling such goods as they either bought on speculation, or manufactured themselves. As they were handling nearly the whole line of domestics, I went first to see them. I asked about business and what were the changes if any. Mr. Charles Marsh said there were none. While inquiring the price of a 1 % bleached sheeting under the name " Old Colony" worth before the war, or to-day, about \2y 2 cents a yard, he asked me $1.35 a yard and proposed to me that if I would keep it a secret and take it to my grave with me, he would sell me five cases, or more, (speaking in a whisper) at $1.25 a yard. I stood up and howled so loudly that it could be heard across the street, "I will give you 90 cents a yard for five cases." Mr. Charles Marsh stood up and, not to be outdone, howled as loudly, 'They are yours." While it took a long time to sell them, our loss was quite considerable. After this experiment I went to the store of Wood- 223 ward, Baldwin & Co., doing business in Balti- more, who had opened a branch store in New York, telling them my story of Jordan Marsh. It was of these people I had once said to Mr. Draper, the United States Marshal who had not acted very honestly toward me in a gov- ernment sale, that they were good honest peo- ple, but had not a loyal hair in their heads. This, because they dwelt on my loyalty. It was Mr. Baldwin's pleasure after my remark, always to speak of it in meeting me as follows : "Not a loyal hair." In passing from the rear to the front of their establishment, I observed a second class sheeting, worth before the war about 6 l / 2 cents per yard, and to-day possibly 5 cents. I asked the lowest price for 50 bales ; the reply was, "70 cents a yard." I made him the ridiculously low offer of 50 cents a yard for 50 bales, and upon doing so, received the answer, "They are yours. I am thankful to you for having taught me how to sell goods." Although very cheap that day, considerably underprice, it was not long before we had to sell them at a loss. These transactions enabled me to determine the condition of the market, and for weeks after I bought only the goods absolutely essential, and undoubtedly was the gainer ; as from that time, a steady decline fol- 224 lowed, culminating in present prices, which are lower now than ever before in my experience of 54 years. One Saturday afternoon I had finished my work for the day and was on my way to take the car. Just as I was passing Jordan Marsh & Co.'s establishment, Mr. Marsh called me over to his place and insisted upon my making him an offer for five cases of % Lancaster prints. His price was 32^ cents and this par- ticular class of goods was very desirable in our market. They were, moreover, exceedingly cheap, when compared with others of similar manufacture. I offered him 27^2 cents for five cases, and he sold them to me at that rate. When, however, we concluded our bargain, it was too late to charge or ship them, as some of his help had gone home. Upon the follow- ing Monday morning, when I asked that the goods should be sent in accordance with our contract, Mr. Charles Marsh claimed that he was only joking when the arrangement was made; that the least price for the merchandise in question would be 32% cents. However, I insisted that he must ship the goods accord- ing to our mutual original understanding. He then made me promise that we would not sell them for less than 35 cents, as he had just re- 225 ceived telegrams from two of my competitors, ordering five cases each at 32 cents. I wrote my partner that our neighbors had been buy- ing this line of goods at above rates. Mr. Swarts believing that this statement of Mr. Marsh's was only made to gratify me by de- luding me into the belief that I had bought at a lower rate than others, took no stock in my report, but offered this invoice for 30 cents, while at the same time our rivals in trade were charging 35 cents. A customer who came into our store about this time, priced the goods, and after Mr. Swarts had given him his figures at 30 cents per yard, the gentleman asked him to keep the price open for a few minutes, evi- dently intending to compare it with the others' charges. My partner told him the figures quoted would remain the same until the last piece was sold, whereupon the customer re- turned to Buchman, and reported that we were charging a lesser rate than theirs. They re- fused to alter their price. Mr. Swarts ad- mitted that he was not only willing but anxious to sell them at the given terms. Buchman then interviewed Mr. Marsh, and insisted upon seeing the charge to L. Stix & Co. for the five cases sold them; at the same time saying that he would never buy any more goods from their 226 house, unless an explanation was made of the transaction which would be satisfactory. Charles Marsh ordered his clerk to show Mr. Buchman the entry in their books. He de- sired to be informed upon seeing it, upon what principle of justice Jordan Marsh & Co. could explain their having sold the same goods to two neighboring firms at 2y]/ 2 cents and 32^ cents respectively. To which query Mr. Charles Marsh's reply was as follows: "It is impossible for me to sell you goods and brains at the same time." Upon another occasion I paid $6 a dozen for a line of toweling, where I had been asked $7.50 by the case. They were the first cotton towels that had ever come under my observa- tion. I bought them with the impression that they were linen, having no idea that cotton fabrics of this kind were manufactured. Upon discovering my mistake, and thinking that I had been imposed upon, I complained to Mr. Marsh. He heard what I had to say, but I gained nothing by my claim beyond the re- joinder, not particularly consolatory, "I love to get the better of you, and find my repose much more refreshing when I have succeeded in doing so." I have sometimes thought that this reply of his was intended to express his 227 gratification at having gained a point which might offset my greater shrewdness in our pre- vious transactions. About the same time, Mr. Marsh, who was in charge of the New York store, and whose business it was to report at the end of every week what items of stock were still on hand, sent on a statement to his firm, which showed that he held a case of woolens that was the last of a certain lot they had been selling at $1.50 per yard. Upon receiving this report, the Boston house ordered Mr. Marsh to drop that case of cassimeres from his stock sheet. They also directed him to sell it to the first buyer without regard to its cost price. This irritated Mr. Marsh, and he made up his mind that the first customer who entered his premises inquiring for this class of goods should have the case in controversy at any amount he might choose to offer. While in this state of mind, it so happened that a Mr. Seline, a partner of Strauss, Seline & Co. of California, was passing on the opposite side of the street. Mr. Marsh called him over and remarked, "I have received peremptory orders from the house in Boston to sell a case of woolen cassimeres, the last of that particular stock I still have on hand, irrespective of 228 value." To this remark, Mr. Seline replied, "I bought a case of the same woolens of you a few weeks ago at $1.50 per yard, and I would not give you $1.25 per yard for the same to- day." Upon hearing this, Marsh bet him a $25 box of cigars, that he would buy it, not- withstanding his declination, at the same time insisting upon his making him an offer. Se- line, supposing that it would not be accepted, thereupon proposed to take the case at 50 cents per yard, to which Mr. Marsh agreed, and Seline was obliged to pay for the cigars. Mr. Marsh immediately wrote to his Boston part- ners, "Your orders I shall always take pleasure in obeying. I have accordingly sold the goods in question at 50 cents per yard, and rather than fail in carrying out instructions, I would have parted with them for one cent." On one occasion my house wrote me that they had received a case of Irish Linen, with- out any accompanying invoice. My memory failed to recall any such purchase, and it was impossible for me to place it. At one time, while selling this kind of goods, I came across this case of linen marked with a selling price, but without a cost price. As this was quite unusual, I inquired the cause of the omission, and was told that they had never received the 229 bill for the case, and that they had communi- cated with me to this effect at the time it was delivered. I then ordered the bookkeeper to write to all the linen houses with which we dealt, but received no answer from any that claimed the goods. In taking stock at the close of the year, there were a few pieces left over to invoice, and I then consulted the books. Looking carefully over the list of firms with whom we had dealings, I found one name, Paton & Stewart, known to our people only as a dress-goods house. This house had been omitted by us when inquiries were made as to the goods. We then addressed them, and re- ceived a reply, stating that they were very thankful to learn what had become of the goods. They had missed the linens, and had employed a detective to watch one of their help, a porter who had been in their service for a quarter of a century. They felt great gratification in the assurance that their old and trusty porter was thus exonerated from suspicion, and worthy of the confidence they had always had in his honesty and faithfulness. The price of the goods was a certain amount in gold, upon which I could pay any premium I felt disposed to pay, as the money was the least considera- tion, now that their doubts had been removed, 230 and the disappearance of the goods accounted for. How the mistake occurred was never ex- plained. On my return to New York they thanked me most heartily, and I felt, after re- ceiving their expressions of gratitude, well re- warded for my perseverance in finding the owners of the case, and above all, in clearing the porter from all possible complicity and blame. I recall too, how one day standing in front of our store in Cincinnati, quite an elderly lady, somewhat bent and wrinkled, approached me and inquired if this was not the store of Louis Stix & Co., and whether Mr. Stix was here from New York. Upon my reply that he was, she asked where she could find him. I escorted her into my private office, questioned her as to whether she was personally ac- quainted with the gentleman for whom she asked, and whether she could inform me in re- gard to her wants. "Well," she replied, "I do not often come to the city, but I have been informed that Mr. Stix lives here, or at least has a store here. He used to stop at my grand- mother's house, when I was but a little girl, and made quite a pet of me, giving me candies." I thereupon said that I was the very individual. I had no difficulty in remembering the many 231 pleasant hours I had enjoyed in her grand- mother's house whenever I was in the neigh- borhood of Montgomery, Ohio, and on such agreeable occasions I was invariably treated as one of the old lady's own children. The little girl of that time, about fifteen years younger than the writer, was indeed my pres- ent visitor, and for the sake of the old times, I insisted upon her accepting a trifling remem- brance. 232 1NOW learned that brother Aaron had en- gaged himself in marriage to a young lady, named Miss Rice, sister of the beautiful and amiable Mrs. Lauer, and of Henry Rice, both of whom I knew. We were delighted to hear of their betrothal. While we had but little knowledge of the young la-dy, we were warm friends and great admirers of her sister, and felt the highest esteem for her brother, and family. However, in view of what I have told of the happiness of my dear parents in their own home, it is not singular that when we learned that a change of program was about to be inaugurated, namely, that brother Aaron and his wife were to keep house and our parents board with them, we, with one accord, raised our voices in opposition to this new ar- rangement; but we knew our father's strong will too well to rebel, understanding perfectly that it would be of little avail to oppose it — so it seemed that we would be compelled to submit, and accept a condition of things much less agreeable than the former. Though it seemed 233 hopeless, I called my father aside, and brought all my eloquence to bear, while I argued with him against the contemplated change. I also spoke with brother Henry in opposition to this plan, but without success. In this connection it seems proper to state, that while none of us had any feeling against our new sister, we feared for our father, who, though always just, was nevertheless a headstrong man. At least he had that reputation, and indeed it is possible that I may have inherited his peculiarities in this respect, for there are those, who pretend to know, who think me, also, self-willed and obstinate. In fact I have heard this so often that I really begin to believe it myself. An example of father's nature was shown in his treatment of a young man, a second cousin of his, who had invited him to his wedding. Although the young man was not absolutely in love with the young lady he married, still, her influence at the time was sufficient to have father's invitation countermanded. The bride was a frivolous, trifling woman, and father de- termined to be even with her. One Friday evening, when all the family were gathered to- gether socially, the bridegroom and his bride called. Father remarked as they entered, 234 "Your company is not worth the gas which it consumes," and turned out the light in the presence of his unwelcome visitors. We did all we could to prevent this change of residence on the part of our parents, the sole reason for our opposition being the fear that if they should not get along amicably together and there be trouble, our father would not re- main on the same footing with my brother and his wife, and we should all regret that the change had ever been made. At it was, they lived harmoniously together until my parents returned to mother earth. Father died in 1865, an d after his death mother continued to live with her dearly be- loved daughter-in-law, though she had an only daughter, living just across the street, no less willing to do all she could for the comfort of her surviving parent. It is pleasant to remember that while my dear mother lost her eye-sight some years before her death, she never felt that she was in anv respect an incumbrance, for no mother-in-law was ever more kindly treated, or cared for, than herself. About a year after dear parents had gone to live with my brother, while visiting them one 235 day, finding father alone, I asked him privately, "How do you get along with your boarding house, and particulary your landlady?" He replied, "You were more than right when you cautioned me not to give up housekeeping, and especially not to live with a daughter-in-law. You did your duty, but no one could have fore- seen what we have had to encounter, nor could it have been guarded against. I neither ap- prove of her, nor her peace doctrines, nor can any one get used to her treatment. I have lived all my life in my own way, and I find it hard to give up what I have been accustomed to, now that I am growing old, and to change my habits for no other reason than her pecul- iarities. When dear mamma and I used to have our petty quarrels, perhaps for the want of something better to do, I would sometimes scold, as you are aware, but she would have her say too, and it always took her a long time to get through. We were happy then, as happy as could be. But now all is changed. I never saw a human being like my daughter- in-law. I do not believe she possesses the or- dinary passions and prejudices that belong to our race. Like a dove, she is without temper, and dear mother and I are her untiring con- sideration and care." 236 All that I have said in this memoir in praise of sister Hannah is far less than her noble character and disposition deserve. It would be vain to try to do her justice, and she was fully equalled by sister Dinah, who was, and is to-day, as kind and considerate as herself. I should love to write pages about the lovely and noble character of Dinah, who married brother William; as fine in every way as her elder sister Hannah. Unable to chose be- tween them as to nobility of character, I would, if asked which one do you prefer, answer like the little child : "I like them both." From the very first day I learned to know sisters Hannah and Dinah I loved and admired them, and my appreciation has grown to such a height that I cannot imagine it any greater. May they both be rewarded for their many noble deeds and the good they have done. The writer bears witness to it all, and desires that his knowledge shall not pass away, or die with him. As to brother William, his whole life history has been such that his children may always feel proud of their father, who, although the smallest in stature in our family, is exceeded by none in the largeness and generosity of his heart. 237 May the love those here spoken of bestowed on their progenitors be returned to them a hundredfold by their own offspring, and may they reap in old age that blessing promised to those who truly honor their father and mother, securing for them long years of health and happiness. In the summer of 1865, just before father's death, I visited Cincinnati, as was my usual custom, to see my dear parents, who were staying with their daughter, Mrs. Swarts and family, at their beautiful country home on the Harrison Pike. For the first time in my life when leaving my parents, I seemed to be filled with apprehension that I would possibly never meet them alive again, and these gloomy fore- bodings so occupied my mind that I parted from them with more than ordinary reluctance. I left without any fixed determination as to whether to go back to New York or to return from Logan County, Ohio, where I had con- cluded I had better go to try and dispose of the land which had been in my possession ever since the night I had put up with Mr. Beard in my early wanderings in the year 1844 now so many years ago, when he and I had made this trade of poor notes for poorer land as I have heretofore related at length. Recently I had 238 received letters from a neighbor, who owned the land adjoining, offering me $10 per acre. I intended seeing it, and disposing of it for any price it would bring. I left Cincinnati in the evening and arrived at Bellfontaine in the morning. I hired a horse from a livery stable. The proprietor directed me which way to go. The land was about fifteen miles distant, but the man had been so exact in describing the road over which I was to drive that I had not the slightest difficulty in reaching my destination. I inquired of the first man I met, whether he could inform me where the Stix land was lo- cated. He replied, "If you are Mr. Stix, and if the county had not taken the ground you are on for a public road, you would be upon your own property. My name is Clapsadle, and I have written to New York, expressing a wish to buy the same." After acknowledging my identity, I asked if his wife would be good enough to give me something to eat, and how long it would take her to prepare me a meal. Mrs. Clapsadle, who now joined her husband, was only too anxious that I should stay, as she feared if I went to the village, a little group of eight or ten houses about half a mile further on, her husband might possibly lose his chance 239 of securing the land. Besides, Mr. Clapsadle had made a conditional arrangement with a neighbor that if he procured it he would divide with him. While Mrs. Clapsadle busied her- self about the preparations for my breakfast, her husband put up my horse and fed him. The land looked to me quite valuable, although $10 per acre was the best offer I ever had had for it. I asked $2,500 for the farm to find out what Mr. Clapsadle had to say. He felt alarmed lest I should go to the town before coming to some understanding with him, as he knew that the property might bring more than I had proposed selling it for, so he and his neighbor decided to take it at my price, the pay- ment to be $100 in cash, and the balance to be divided into ten equal payments within ten years. By the time these details were ar- ranged, breakfast was served, and Delmonico could not have prepared one any more to my taste. — Spring chicken cooked to perfection, eggs, fine butter, milk as rich as ever I tasted, a bottle of wine, home made, and a nice napkin all spread invitingly upon a clean white table cloth. — In all my life I never enjoyed a meal more thoroughly. After partaking of this de- licious repast, we started for the town to have the contract drawn up, and to borrow the $100 240 agreed upon for the first payment; but not a dollar could Mr. Clapsadle or his friend raise. The squire, who was the note shaver, and the only monied man around, would not, and could not, be prevailed upon to lend the money. The other residents had none, and the merchant who w r as willing to help them could not afford to let this small amount remain out for any length of time. While these fruitless negotiations were going on, Mrs. Clapsadle, with her children, was crying, and her neighbor's family also seemed much distressed. The miser and money king then remarked that he was going to secure the land himself, and if any one wanted it he would then resell it at a small profit. He came to me after going backward and forward and offered me nearly 50% more in cash on delivery of the deed. I then went to Mrs. Clapsadle and proposed giving her all or half of what the squire had agreed to give in excess of what I had arranged to let them have it for. But she met me with true American spirit. 'The land is yours," she said, "and, if we cannot come to an understanding, we have to do without it. All my life we have been wishing for an opportunity to buy it, but as we are not able to raise the required amount now, you might give us a short time to secure the 241 sum needed for the first payment. I will not take this man's blood money. I have no right to it. Neither will I accept it as charity from you. Nevertheless, I thank you for your offer which is a liberal one." Remembering my fine breakfast, I made up my mind to be gen- erous. Mr. Clapsadle and the other interested parties said they would agree to pay me the squire's price if I could only wait for the first payment. So I handed Mr. Clapsadle the con- tract, at the same price we had at first agreed upon, and allowed him six months to make the first payment of $100, the balance to be ar- ranged for in ten equal amounts; and I gave them an order to my attorney in Cincinnati to that effect. The merchant of the place who was so well disposed, but unable to assist them, afterwards became a regular customer of our house, and has frequently visited me in New York since our first meeting. He became quite a success- ful merchant, opened a jobbing house in "Gents' Furnishing Goods," and largely en- gaged in manufacturing the goods. Later he wanted me to put one of my sons in business with him in some large western city, and add dry goods to the stock. He proposed that I should equalize his capital, which he claimed to 242 be $200,000. He had moved to Iowa, but is now living in Omaha, if I remember rightly. I forwarded his letters to Mr. Iglauer, but I had no idea of accepting his proposition, or of placing any of my children in such a business. Mr. Clapsadle paid me for the land in ac- cordance with our agreement, and he could even have met the payments sooner than they were required, for the land was full of black walnut trees which paid more than double its cost, only it was a considerable expense to haul them to the nearest railroad station. Mr. Clap- sadle and his neighbors are now well to do, but the Shylock squire, who tried to bargain with me against their interests, has lost his all. As to my parents, my apprehensions had not been ill-founded, for dear father died, after I had left, in his seventy-eighth year, as the re- sult of an accident caused by the running away of Mr. Swarts' horses, which upset the vehicle that contained at the time about seven of the family, none of whom were injured but him- self, and that fatally. He was still at the country home of my sister, where dear parents spent every summer after Mr. Swarts bought his country residence. Both father and mother thoroughly enjoyed this change, and they were extremely happy there. I received 243 a telegram to come at once with brother Wil- liam, who was at the time East with his family, and I had but just returned from my western trip. W e started on the first train West, receiving a promise that we should hear the news of dear father's condition at each important station on the route. The first intelligence which awaited us at Salamanca was unfavorable, and we expected other messages as we approached Cincinnati. But they only sent us a second message to Dayton, which our friends did not deliver, feeling reluctant to inform us of its contents — the announcement of father's de- mise. At Hamilton we met the morning paper but had not the courage to buy one, fearing to read a notice of father's death. As our train ran into the depot, I remarked to my brother, "If our folks are there to meet us, father still lives, but if either friends or employees are awaiting us, there is no hope." When we alighted from the car, we saw Mr. Henry Kupfer, and I asked him, "When did father die?" He answered briefly, stating the time at which he had departed. From what I was able to learn, the acci- dent could not be accounted for, as the horses were always quite gentle, and apparently there 244 was nothing unusual to startle them. The driver probably became unnerved, and was unable to handle the horses, as the runaway occurred going up hill, with fences and em- bankments on both sides. He let them run un- til they reached the top of the ascent. On the descending side it was quite steep, and the ani- mals became the masters of the situation. The vehicle was overturned, and the terrible disas- ter was the result. The same horses and driver were at the depot to take us to Swarts' residence in the country. Almost simultaneously with our entering the carriage, the engine attached to the train we had just left blew off steam, and the horses started on a run. The frightened driver was too much demoralized to know what to do, and seemed perfectly incapable and helpless. I jumped to the front seat, seized the lines from his powerless hands, grasped the whip, and used it with all my strength. The horses soon recognized that they were conquered, and in less than three blocks gave up all idea of gain- ing their own will. After handling them a little longer until they were well under control, we reached the place without any further dif- ficulty. While on the way I made up my mind to 245 prove to my dear mother that I was a man and able to bear our great loss with courage and fortitude; but in the face of this sudden and overwhelming calamity, I failed to carry out my brave intentions, and was not an example to my dear ones who felt their loss no less severely than myself. Dear mother came to me and said, "You must not murmur ; we have no right to complain of what God has done. He is the Supreme Judge and we must learn to accept His will as right and good. He knows what is best for us and we should place ourselves at His mercy/' I often told my father that I did not believe in saying prayers (kaddish) for the departed, and he knew that I differed from him in this respect. He did not consider that it was essential for a good and obedient son whose principles were opposed to the custom, to say prayers at the death of any near or dear one. Still, as he did not agree with the writer, but acted in accord- ance with his own convictions, he left a certain amount for the members of his congregation to meet and have kaddish said for himself and his beloved wife. I here take this opportunity and occasion to state, in order that there may be no misunder- standing, that not only do I not wish any of 246 my children or friends to say kaddish, — but I positively forbid any of my children who may differ from me, following out this old custom. I hope that they will not consider it any hardship to comply with this desire. I will speak further upon this subject in some other place, and at a future time. I want my body cremated and my ashes thrown to the winds of the sea. Our dear father remained in full possession of his mental faculties until his death. Up to the time of this misfortune he was physically strong and healthy, and would doubtless, but for this accident, have lived for many years. With our mother it was otherwise. She seemed to wither bodily as old age crept upon her. Her physical strength gave way while her mind grew clearer, and her intelligence was never better in her prime. It is delightful to recall the fact that as her physical power decayed her heart responded even more warmly, if that were possible, to every throb of love and attachment of her dear ones ; a love which was constant and unfading in her. The frost of age could not blight, nor the snow of life's winter chill, the warm current of an af- fection which increased even unto the end. What wonder, when its roots were so firmly 247 fixed, spreading and taking deeper hold every passing day. It was like the water of an un- failing spring, ever ready when most needed, and hence the purest and most refreshing. Hers was in very truth a blessed ending to a noble, sweet life ; a hallowed memory to revere while time shall last. We were ever anxious, and as time pro- gressed more and more able, to make our par- ents realize that we were not only willing but eager to do everything in our power to add to their pleasure or comfort, and that it was a great privilege to do so. They did not need, nor would they accept, any assistance from our hands. When they came to my house we were hardly allowed to offer them any attention. When, however, we visited them, which was as often as was possible, sometimes even twice a day, their hospitality was unbounded. They spent many times as much on their grandchil- dren as we on them ; and left, too, quite a con- siderable estate accumulated by my father in America, through his untiring hard work and industry. As I have already said, no man ever earned success more honestly, or was more truly re- spected, either in Europe or in this coun- try than my father. All who had business 248 dealings with him, found him ever the very soul of rectitude, and worthy of perfect con- fidence. After my father's death, dear mother continued to live with our brother Aaron and his family. 249 DURING the winter of the year 1867, Henry Stix and his family moved to New York. We looked around, intending to rent a store in which to commence a dry goods jobbing business. The concern was to have been made up of Stix, Krouse & Co. and Louis Stix & Co. While we were deliberating, but had not as yet arrived at any definite conclusions in regard to details and location, our brother Aaron was taken dangerously ill and died on April 23rd, 1868. This sad bereavement settled the fate of the proposed enterprise, and each firm abandoned the idea contemplated, and so near its culmination, and remained in its own busi- ness as heretofore. Without brother Aaron we felt unable, as well as unwilling, to branch out into new and untried experiments. Brother Aaron was a man whom all the world acknowledged to be the most noble and charitable of men, if judged in accordance with the amount of his means. In speaking thus highly of my brother Aaron, I would in nowise detract from, or do 250 injustice to, the virtues of my other brothers and sisters; yet, certain it is, that I admired his generosity, although his great and liberal spirit was too often abused and sadly taken advan- tage of. In delivering brother Aaron's fun- eral oration, Dr. Wise declared that "Aaron Stix had been a good son, father, husband, brother, and a friend to the poor and needy. What more can be said than here lies Aaron Stix. His name needs no eulogy, and further remarks would not enhance his noble character. The world knew him and his beneficent deeds, which cannot be numbered. He was beloved by all that knew him and deservedly so. I re- member a remark he made to me — T never compare my lot with that of those who possess more of earthly affluence, but rather with that of those who have less.' " Brother had been particularly fortunate in the selection of his wife, who was a noble woman, who strengthened her husband in all his good deeds. Each did his and her best to render their home an ideally happy one for our parents. Brother Aaron expressed a wish that the family should not be broken up, but that after his death, his wife, children and his mother should continue to reside together. He also asked that brother William and his family 25 1 should move to Cincinnati and live with them, which wish was carried out as long as mother remained alive. Later, when brother William moved to St. Louis, it gained what Cincinnati lost. I believe both communities will agree with me on this point. While brother William lived with brother Aaron's family and mother, he was afforded the opportunity to become a partner of either L. Stix & Co. or Stix, Krouse & Co. He chose the latter and, in order not to come in conflict with Rice, Stix & Co.'s interests, he also re- mained a partner of that firm. After my dear mother's death, he retired from the Cincinnati business, and resumed his place with his old partners at St. Louis, feeling that filial devo- tion no longer required him to remain in the former city. Sister Hannah Stix, brother Aaron's widow, lives with her daughter Ray, and is receiving the reward which she so richly deserved. Ray married Elias Michael — a self-made man, who, despite many disadvantages, rose from an errand boy to be a partner of Rice, Stix & Co. and, long before he became a part- ner, stood at the top of the ladder, and was considered by the trade, the best judge in the market in his department. Sister Hannah's 252 eldest daughter married a Chicago gentleman, a good and noble man ; no less respected and worthy than the parents of his good wife. Her son Charley is one of the head men of one of the most successful retail dry goods houses in St. Louis, and married a girl worthy of her excellent husband. When Zillah was about five years old, she came in from the street and told me that some neighbors of ours said that I was sting} 7 and a miser, for I did not live like a millionaire, although they knew that I was one. I asked her, "Well, my dear, do you believe it?" She answered me, "I do not believe it." Then I put the question, "Why do you doubt these people?" Her reply was, "If you were so rich, you would live on Fifth Avenue." On one of my trips to Cincinnati, about the year 1875, I took my two little girls, Carrie and Frankie, with me. We were delayed on the way and arrived between midnight and early morning. Not wishing to disturb my folks at such an hour, we went to the Burnett House. I took the children to the room assigned to us, and asked them if they would allow me to go 253 to the telegraph office, to which they agreed. I left them in our room, and locking the door, took the key with me. I had hardly gone, when, as they afterward said, they noticed a shadow on the wall — probably the coats we had hung there — and commenced to scream and cry. The guests had quite a time finding the cham- bermaid who had duplicate keys, and everybody on the floor was awake when I returned. Up to that time our children had never known what fear was, and it taught me a lesson to be more careful in the future. Our family was not timid, and our doors were usually left unlocked; especially in the 14th street house, where the lower hall door was wide open most of the time. One evening, my son Charles was playing on the piano, and while looking, as he usually did, in every direction except in the direction of the notes, he spied a thief and said, "There is a man taking some of the overcoats. " I re- plied, "If you would look at your notes half as much as you looked all over, you would save me from giving many a lecture/' Charles thereupon continued playing and said nothing more, although he plainly saw the thief remov- ing all our things. He remained silent until the thief had made good his escape. 254 In the year 1878 or thereabouts, coming into the house one day from the street, a white dog which had followed me, entered with me. As soon as Sylvan saw the dog, he called out that he wanted the dog which had followed me into the basement put out. He kept repeating, "I don't want a white dog, I only like black ones." I had not noticed that a black dog had also followed me, and I called to one of the elder boys to take out the white dog, and bring in the black one. To my great astonishment, one of my sons complied with my request, and walked in, accompanied by a black dog. But Sylvan only howled the louder: "Not that sort of a black dog." The real truth of the matter was that he did not want to appear cowardly, and yet was quite frightened, so he took this method of relieving his feelings and protecting his reputation for bravery, by being very choice as to the style of dog he preferred, both in regard to the exact breed, and as to the color. Shortly after this episode, Sylvan went to 13th street school, but his conduct there was not altogether what we would have had it. The re- ports he brought home were unsatisfactory and finally his teacher sent for his mother to inter- view her in regard to his deportment. She ad- 255 vised that he should be taken away from his companions on account of their evil influence over him. My wife, however, thought it was the teacher's duty to dismiss such pupils, in order that the good should not suffer, and expressed this opinion quite decidedly. The teacher then had no alternative but to tell my wife that Sylvan was really a leader. After that we withdrew him from these surroundings and undesirable connections and sent him to a small private school near our house, where the teacher took great interest in his progress and behavior. While attending the 13th street school Sylvan had been quite unreliable in his statements, but now the change for the better was most perceptible. He became a totally dif- ferent kind of a boy, and gave no more trouble either to his family or instructors. In fact he was a universal favorite. His sister Frances exerted a wonderful influence over him, and helped to mold his character according to her own standard. When Sylvan concluded to become an archi- tect he went to Sach's school to prepare to enter the Boston School of Technology. In his third year in Boston he was taken ill with typhoid fever which put him back a year. While out of school he tried to get into the 256 office of an architect, until he would be able to return to Boston. He finally abandoned the idea of returning to school. He went into the grocery business, choosing hard work rather than an easier life, with possibly less rapid ad- vancement. He takes an active interest in his present employment, and devotes more energy and a greater number of hours to his business than any other one of my children ever did. I have the fullest confidence in his future pros- perity. He is universally liked, is intelligent, and believes he is able to cope with the world with manly determination. His eyes are wide open and he possesses good business qualifica- tions. The only drawback that I can see is that he may be a little too sanguine. He owes much to his sister Frances, who has helped to develop his character in accordance with her own ideas and principles, which I admire; though a happy medium may be better than too great severity. 257 I WAS once present at a meeting of some im- porters at Staten Island. The conversa- tion accidentally turned upon the Jewish trade and credits. One gentleman, a partner of one of the largest jobbing houses, made the remark that he never sold to that class of trade except- ing for cash. Three of the leading men of prominent concerns, however, expressed the sentiment that they made no distinction what- ever, unless in favor of the Jews, as they found them worthy and reliable, and, as a rule, if they failed, they were anxious to secure a settlement, and had friends to help them, so that the loss was frequently made good by keeping on selling to them. Another gentleman said, "It won't be long before those very people will be the rich merchants of this country." Richard, Iselin, William Lattimer and Fred Butterfield all spoke in the highest terms of them. Some one, less acquainted with the Jewish trade, thought they would soon own and control the busi- ness interests and that they did not spend money in the same proportion that Ameri- cans did. Mr. Lattimer arose and stated 258 that, while he always thought well of them, lately he had concluded that thev were more extravagant than any other people he knew. One of the partners in a large silk house remarked, "There is your friend, Louis Stix, to whom no one can sell any goods to be found in your house, and I believe that outside of his own business, he takes more interest in your business than any person I ever heard of ; and at the very first opportunity which offers itself I have made up my mind to sell to him no matter at what sacrifice." Mr. Richard also affirmed that if his friend, Louis Stix, should ever be unfortunate, he would share with him before he would see him in want. The very gentleman who had so positively de- termined to sell me goods, did dispose of a case of black silk to me after I had bought all I wanted of my friends Richard, Iselin & Co. at, as he afterwards stated, a considerable loss to himself. Sometime after our Civil War, I had my office at 16 White Street, and there Mr. Lat- timer called on me as was his habit when seek- ing for private information in reference to his business. He wished to inquire about a party whom I knew well, and I cautioned him not to sell to the man, as he was unreliable, and had 259 owed our house $5,000 for years, although we were secured by a responsible endorser. The person under discussion was no business man, not over honest, and strongly inclined to gam- ble; so I advised Mr. Lattimer to keep away from him, or he would undoubtedly be cheated by him, if any opportunity offered itself. Mr. Lattimer left my office, thanking me for the in- formation I had furnished, but met on the street this endorser, the man's brother-in-law, whose name had also been given as reference. He inquired of the brother-in-law in relation to the party's standing, and was told that he knew the man well, and that the man was per- fectly good, as much so as any person whom Mr. Lattimer might sell. Thereupon Mr. Lat- timer sold the party $8,000 worth of goods on six months. The party paid this bill when due, and the next season returned to make other purchases. Again Mr. Lattimer came to me for further advice in regard to the same party, and I inquired how he had decided to act before. He answered that he had delivered the goods, and received his money for them. But, not- withstanding this fair transaction, I could not change my opinion, and insisted that if he felt like risking, he might go on, as he was one of those who could best afford to lose in case my 260 predictions were realized. The man accord- ingly bought his second bill of goods, failed shortly after, and paid aoout ten cents on the dollar. The other reference had assured Mr. Lattimer both the first and second time that the party was all right, but it was useless to consult Louis Stix, who was the man's enemy. This was said, knowing that Mr. Lattimer was my friend and would probably see me in re- lation to the said party's character and in- tegrity. Shortly after this unfortunate affair, I had occasion to go to Mr. Lattimer's store on business, and, as usual, intended dropping in at the office; but Mr. Hill, his partner, told me he had instructions from Mr. Lattimer that he could not meet me; he felt too miserable for more than one reason : firstly, on account of his loss which he considered inexcusable, having been warned; and secondly, he thought he had done me a wrong by not heeding the advice I had given out of friendship and interest in his affairs. I felt sorry for my old friend and pitied him instead of bearing him any grudge. I never again met Mr. Lattimer in his office, as he took sick after this, and could no longer attend to his business. Mr. Henry Rice and myself called at his private residence to make 261 inquiries about his health. His servant in- formed us that he could not be seen. We asked him to please take up our cards, and we would wait for his return. He immediately came back with the order to show us up to his master's room. In the meanwhile Mr. Lat- timer had sent for his family. I was already well acquainted with his wife, with whom I had frequently rolled ninepins at Saratoga. He remarked as we entered that it gave him great pleasure to see us, and he was particu- larly gratified to meet me again, as he felt that he owed me an apology for the recent episode. He introduced me as the one whom he regarded as a model of a good man, and observed to those present, that I was the same person about whom he had read an article some time before in the New York Economist, copied from a western paper. After asking my forgiveness, he begged of me that our true and friendly feelings might not be lessened by his indis- cretion, which he deeply regretted. It was not long after this interview that he passed away, leaving a noble name and a large fortune, of which he himself had been the architect. His many social and business friends deeply de- plored his loss. About this time our house in Cincinnati re- 262 ported that they had received from A. T. Stewart & Co., of New York, a case of Wash- ington plaids without any accompanying in- voice, nor had they, upon careful examination, been able to discover any reference to it in my cash statements. As it was our invariable custom to pay such bills within ten days, at six per cent discount for cash, I sent for a state- ment, and the answer I received was that they had no bill of any kind which stood open be- tween us on that date. I immediately wrote to Cincinnati the full particulars, whereupon they gave me the number of yards and the day on which they had received the goods. I reported the result of my inquiries to A. T. Stewart & Co. They still denied that I was in their debt, and professed to have no knowledge of any such invoice. Never- theless, I frequently recurred to the sub- ject, and moreover left with them a copy of my Cincinnati memorandum, showing that the case had been actually shipped and received by our western house; yet with all this minute ex- planation they failed to find any trace of the transaction upon their books. It was not until twelve months later, when A. T. Stewart's firm balanced their account on Washington Mill plaids, that they found it one case short. 263 Upon making this discovery, they consulted my memorandum, still in their possession, and by its assistance they were enabled to find their mistake, and correct the error. It is interesting to note the result of my fair dealing, and the manner in which this great firm, never noted for its liberality, rewarded me. While I was perfectly willing to pay them upon a basis of six per cent for cash at ten days with interest added from the time it was due, our regular mode of procedure, they refused to accept my offer of settlement, declining to allow me the six per cent discount. They moreover kept my check, at the same time sending me a bill for the difference against me as they figured it. After many altercations, I wrote to Mr. A. T. Stewart personally, setting forth all the facts and calling his attention, as the head of their firm, to what I believed to be the justice of my case. He replied that he never interfered, but at the same time, took good care to decide against me; a decision which I positively re- fused to accept, feeling that I was absolutely in the right, for without the timely assistance of my note of information they would never have been able to discover their error, and trace the final disposition of the goods in question. From the time of my refusal to accede to their 264 demands, the house declined to sell us any more goods unless for cash before delivery. For a long time they were accustomed to send their collector to my office to receive his check when the goods were ordered. Finding ere long that their modus operandi involved not only too much red tape, but, a matter of greater con- sideration, was too expensive, they changed their tactics, and proposed to mark my bills at six months' time, without privilege of discount, an arrangement which I likewise refused. The upshot of the whole matter was that they came round to my way of thinking, acceding to my terms, and our business transactions went on according to our original understanding. Mr. Richard, of the firm of Richard, Iselin & Co.. had also for years made it his practice whenever he sold a bill of goods, where he was unacquainted and thought I would be apt to know the party, to call upon me for information in regard to the business standing of the per- son in question. If I had no personal knowl- edge, I investigated, often with great success, by inquiring among my numerous acquaint- ances. One time he sold to a man whom I knew but slightly, and, after diligent search, thought favorably of crediting him with $5,000 worth of buck gloves, and they were delivered 265 to him at the usual time. Shortly after, the same party wanted to buy about $15,000 to $20,000 more of stock. Looking still more carefully into details, I did not consider him worthy of such a large amount of credit, and he was refused. While in their office one day, Mr. Richard informed me that another party wished to buy the same lot of goods and had given my name as his reference. Almost at the minute my friend entered and Mr. R. said, "I refer you to your friend Mr. Stix." As he was "A-i," the sale was made with perfect satisfaction, and the bill was paid ac- cording to agreement. The merchant who had been refused on account of my unfavorable report failed the following year, and un- doubtedly would have become bankrupt sooner if he had assumed the large obligation that he wanted then to contract, but which he would have been unable to meet, as proved by the sequence. As I was riding uptown on the Church Street car one day, perusing a letter which I had just received from my partner, I suddenly observed Mr. Barby, whom I had not recognized before, because I was so absorbed in my correspond- ence, and rather excited by its contents. My friend noticed my expression and asked me, 266 "Why so despondent?" I handed him my partner's letter, wherein he said that he would not put himself out in the least to meet our heavy payments, as he had repeatedly written to me not to keep on buying goods for which we had no use. Thereupon Mr. Barby, the partner of Iselin, offered me $100,000 which I could keep as long as I had any use for it. Money then brought about 4% more than regular interest, and I was to pay the lowest bank rate. I took the full amount offered. After a long time money became quite a drug on the market, and I met Mr. Barby on the street. I had no money to pay him but I simply asked, "Are you prepared to receive your loan?" His answer was, "If you cannot use it, I will have to take it back, but I have $1,500,000 with my broker and only get 2%." As I had received it when it was worth more, I kept the loan until money was sought for, and brought good interest. After Henry Barby retired, Mr. A. Richard became the manager and head of the house. I never asked him for a personal favor, or one for my friends, that he did not grant most cordially, and the writer fully appreciated every consideration he thus received. From my first acquaintance with the house, until I retired from the active duties of 267 a buyer, it was always a gratification to me to deal with them. They had sold me goods since the year 1852, and I had invariably found them most liberal and reliable in every transaction. Their word when once given was always ful- filled, and their conduct was always in keeping with their promises. No man could wish or look for more noble principles than those which actuated this firm in all their business rela- tions. Later Mr. Richard gave another proof of his friendship for me. He had retired from business some years before, but now he called on me at my office and remarked, "When you wanted money in the past, you were ever wel- come to all you asked for; to-day, although I have not the cash to offer, yet I can assist you if you need financial help, as I have learned that you have invested extensively, anticipat- ing a large advance. I came here to lend you and our mutual friend Mr. Rice $100,000 worth of government bonds on which you will be able to get money at a low interest, and I can assure you that your acceptance will not in the least discommode me, but it will gratify me to be of any service to you." Although neither Mr. Rice nor myself availed ourselves of our friend's liberality, yet I state this circumstance to prove his sincere and practical expression of 268 true abiding friendship. Our family picture occupies a conspicuous position on the wall of his parlor. Many of his visitors have fre- quently mistaken my portrait for that of Gen- eral Grant I am told. Our loss in the years 1866 and 1867, after the Civil War, was brought about by many cir- cumstances. One was the decline in the value of our stock. From this cause, we suffered the most; and the next greatest was the large amount of bad debts. Many of our customers began business during the war without a dollar capital. They married city girls, accustomed to extravagant ideas, who lived up to their in- comes. When the decline in the value of goods came, they were ill prepared to stand the loss, and bankruptcy stared them in the face. Most of them failed and honestly so, and returned to the positions from which they had risen, seeking for their old places. The loss was par- ticularly severe on those who had little to lose. We lost a small fortune through these failures, more than we considered ourselves worth at the beginning of the struggle between the North and South. Another serious disadvan- tage was that, while we sold half a million dol- lars' worth of goods in 1856 with $12,000 busi- ness expenses, in 1866 and 1867 our expenses 269 increased tenfold and our private living cost four times as much. We had learned to be extravagant. Our children have inherited this tendency, and have grown even more so. All my life I have valued my reputation above the mighty dollar, and never felt inclined to jeopardize my good name to secure even a just debt. About 1867, the year during which we lost a large portion of our capital, I was called upon by a debtor who owed Louis Stix & Co. the amount of $28,000. He came for the purpose of securing me, and to effect that object, he requested me to buy the concern, and either pay him cash, or give him our note for the difference between the value of his stock and the sum he owed us. While this would have liquidated our debt, it was only done that I might give him a helping hand to furnish him with ready money for his personal gratification, but not with the view of paying off his other creditors, whom he intended to rob and thus swindle out of their just claims. So his propo- sition to me was really intended as a bribe to induce me to become an accessory and accom- plice in hindering others from ever being able to secure any amount due them. I had un- doubtedly a lawful right to protect myself, and no doubt, he felt confident of success in obtain- 270 ing my assistance, on account of the large sum he owed our house. Notwithstanding the amount at stake, when I realized his object, I scorned his proposition, preferring loss to be- ing an abettor in his plan to defraud those who, like myself, had trusted and assisted him. After others attached his stock we did the same, and, after long litigation, succeeded in recovering about one-third of the amount due. I recall how one Saturday evening I had been visiting at my brother-in-law Herman's house, and, when passing out through the basement hall, I saw a huge watermelon protruding from the ice chest, preventing the lid from being closed. Fearing that more valuable things might be spoiled and feeling, as usual, in an ex- ceedingly obliging mood, I took the water- melon with me, carefully closing the box to save the ice from melting. Though somewhat inconvenient, I generously sacrificed my indi- vidual comfort, and carried the watermelon to the Eighth Avenue car, as we had a much larger chest, and could more readily accommo- •date it. The next day some of the family, in- stead of thanking me for my consideration, complained that a thief had stolen their splendid watermelon, whereupon I made up my mind that in future I would be less thoughtful, even 271 if things did spoil. We enjoyed the stolen fruit, and when we informed them of our rich treat, they felt rather grieved, and did not seem to appreciate the joke to the same extent that we did. During the year 1868, a Mr. Wm. Krouse and a friend of his were trying to negotiate a loan of $100,000 on bond and mortgage upon some Toledo real estate. The property which they offered for security was represented by them to be worth double the amount they wished to raise. The rate of interest was not a question, and the time asked was for five years. They promised me $5,000 if I suc- ceeded in getting the amount. They were also perfectly willing to pay 12% per annum. The first party that I found able and willing to lend the required sum, wanted 12% and $5,000 for their lawyer, who was to go to Toledo, Ohio, where the property was located. They were anxious to pay me 5% brokerage and wanted me to consummate the arrange- ment at once, but I felt that their demand was an overcharge and determined to look further. I saw other monied men and institutions. One of my personal friends abundantly able and willing to accommodate me, and who had just returned from Washington, agreed to advance 272 the money, if all was secured beyond a doubt, and the charge would be 7^ per annum and S500 to their lawyer for the expense of in- vestigating. The sum could be kept as long as the interest was paid. This was a most satis- factory proposition, and as the security was in accordance with the representation, the loan was effected. I would not take the promised $5,000 as I never intended charging them any- thing. Shortly after I received word that there were two horses at the railroad depot for me, freight paid. They had taken the prize at the Michigan State Fair for being the hand- somest carriage horses in the state. I also received an order for a carriage, harness and all the trappings appertaining thereto. My family enjoyed them for about six months, then they were sold, and we were as delighted to get rid of them as we were at receiving them. The first day I offered them for sale, the first person to whom I spoke of my desire to dispose of them bought them at my price; thus one of the most aristocratic families in the city became their owner. I had made up my mind to send them to the country, and with this pur- pose in view, went in a heavy snow storm to the stable to make arrangements for their de- parture, where I met a business acquaintance 273 of mine, a Mr. Whitehouse, who was there to make inquiries about a carriage team for his wife. I told him I had the best looking pair of horses I had ever seen, and I could safely recommend them as being the slowest and surest, for I believed that if a cannon were fired they would simply look around but would not move. Mr. Whitehouse wanted me to let him send my horses to his stable to show them to his doctor so that he might drive them, in order to decide whether he would keep them or not. When I called for them he remarked: "They are my horses, I will send you my check for them." My carriage was also sold to the manufacturer for a big price. Business became extremely dull after the Civil War was over, and the stagnation in- duced me to experiment in exporting oil, as I was informed that there was profit in the un- dertaking. Accordingly I entered into an ar- rangement with my friends, the Menkens, and an acquaintance of mine, and other Menkens who lived in Smyrna. We chartered a vessel and loaded it with oil, which we had put up in cans ready to be carried by camels through the country. When our ship reached Smyrna we found that there was a large overshipment of oil, nor could we reship our stock to any other 274 country, as the expense of reshipping would have been too great, and would have meant an immense loss. Our partner at Smyrna found no market for the product owing to the quantity already received, and concluded that it would be far better to store the oil than lose by its immediate sale. He was obliged to keep it for two years before an opportunity of- fered to sell it ; then he succeeded in disposing of it, and realized its cost and interest, with the expenses and a small profit. This result was not sufficiently tempting to induce me to experiment any further, so all desire to con- tinue in exporting was abandoned after this enterprise. On one occasion, I determined to do a little speculation of my own of another kind, so I went into Wall Street. After passing through a sweating process, at last I settled on Western Union and bought 200 shares at 72. Inside of 60 days Western Union sold at 47^. I held it until I received word from brother Henry to sell out his Western Union for about 72^, and then left word also to sell out my last purchase at 75, which price was obtained 275 in a day or so. I was also ordered to sell out 100 shares which Louis Stix & Co. had bought in i860 or thereabouts, for 101, and received 85 for them. From i860 to 1873 Western Union did not average 1 % per annum. Since then it has paid its dividends regularly, and has been more than doubled. I believe, had I held my stock purchased at that time, it would be worth, allowing 6% interest, not only twice, but thrice as much as I paid for it. I did as well with Western Union as I did with all my stock speculations. Here is an equally successful one. About 1890, I subscribed for $5,000 worth of con- struction stock in the Southern Rio Grande, which paid two for one, considering what the stock sold for at the time in the market. I divided with some of my children, who had money at their disposal. To-day the road is in the hands of a receiver. I look upon this in- vestment as still worth its cost. About 1893 I bought 500 shares of this stock for $12,500 which at present is worth little, still I believe it will turn out better than it now appears. I also purchased in 1880, 100 shares of San Francisco for 50, then changed it for Atchi- son, three for four, and have since bought 100 of the same for 28 a share, which I could have 276 sold three years ago for 40. Instead of doing so however, I bought another 100 for 25 a share. Together they cost me over $10,000 and the interest would double the price. They are worth to-day about 4 — about Si, 100 in all. I also invested in silver mining stock about $12,000, on which I have realized only by sell- ing $2,000 ; the balance is worthless. My loss in silver mines and Atchison, with interest, amounts to about $40,000. I was one of the subscribers in the Dry Goods Bank. After paying 6% for a few years, its affairs were wound up, yielding but 80 cents on the dollar. I also subscribed $5,- 000 to the Real Estate Trust Co., and later in- creased my investment. The interest was only paid a few years. Computing at 4%, it should have been double its value when I exchanged it for $3,000 worth of stock in the Manhattan Trust Co., which paid interest after a year or so at the rate of 6^. The Sherman Bank in- vestment, $4,500, has never paid any interest, and in winding up will not even pay anything to investors, while their capital, I believe, is utterly lost. 277 SOON after taking up my residence in New York, I felt inclined to give something to charity. With this object in view, I went on Thanksgiving Day to the Five Points Mission. At the meeting, the minister called upon those present for assistance, and thanked all who had before contributed for their liberal donations, and then made the following remark: "And all this is done through our Lord Jesus Christ/' After the meeting was over, I did not give the amount I had intended. The day following I wrote a letter explaining why I did not think they would care for money which came from me, referring to the lecture on the preceding day. My letter fell into the hands of one of the officers, who wrote me a beautiful answer, stating that they felt thankful to me, and that they were doing the best they could to accom- plish the most good. I have preserved this reply among my papers. About this time my neighbor, a Mr. Green, called upon me at 14th street, to ask me to become a member of the Bible Society at $10 278 per year. I joined at his request, and paid my dues annually for quite a succession of years. One evening Mr. Green called to see me to apologize for having taken my money for this object, as he had just learned that I was a Jew. I told him that he was perfectly welcome to what I had given and that I would give him more cheerfully, if he could convert all the bad Jews to be good Christians. He reported me to the society, and although they expressed themselves as admiring my liberal spirit, yet they have not since called for my dues as a member, or for any other donation. On the evening after the great Chicago fire, having just returned from an eastern trip, I went into one of the ward meetings which were being held all over the city. Addresses were made and citizens were appealed to for assistance, to help their neighbors and friends in this calamity. A committee was appointed to collect then and there. As this was in one of the poor districts, situated in the lower part of the city, nearly every one gave, or signed, according to his full ability; yet the contribu- tions were not very large. Some jolly fellow wanted to know why I did not give something. Expecting to be called on by a dry goods com- mittee, I did not intend to assist on this occa- 279 sion, but finding it difficult to explain my posi- tion, I signed for $100. This was the largest subscription on the list, and when the amount was read, one enthusiastic individual called out, "A few more donations like that will help to pay for the fire." Next day the dry goods committee waited upon me and abused me for sharp practice, considering my action a yankee trick to get off cheap. They taxed me with the proper amount and credited me with my sub- scription. It has been a pleasure and a privilege for me to assist others, not for the sake of gain, but to help them in business. This I have done to a great extent. Although I have been conservative all my life, I have not been so to my relatives, but I have treated them with a generosity not always most beneficial to them, as has been demonstrated by certain results. I have always made it a point of honor and duty to be prompt in my payments, and my wealth has been considerably overestimated in consequence. After a partnership which lasted for twenty years with my sister's husband, J. L. Swarts, 280 he died. He was a self-made man, hard work- ing and industrious. An excellent son, brother, father and husband. Though frugal himself, he greatly enjoyed the exercise of hospitality to others, and was liberal to all. It gave him great joy to see others enjoy themselves, and particularly his own dear ones. He paid the greatest attention to parents and endeavored to please them. He made it his study to have plenty of the best, and the larger the crowd the better he liked it. Waste however displeased him. He was extravagant in spending money for education. He had the best of teachers, and the price was no consideration. He was well rewarded for this, as he saw his children very well educated, and musically accomplished. Though we were partners for twenty years, we never really disagreed. Our opinions some- times differed. While I was of a disposition to insist on having my own way, even if he differed, he never let it go so far as to make it unpleasant. He had very warm friends, and his word was never doubted. His help were always treated in the most generous way, and he never thought himself above any of his men with whom he worked. He was liberal to the trade. He respected and loved his own family. He particularly made it his duty to take as 281 much of the burden from his wife's shoulders as he could. He kept away from anyone who tried to take advantage of him. He was a good business man, and had excellent judg- ment — he never liked a lazy man, as he was very active and industrious himself. On a trip from Cincinnati to New York with a friend, we occupied a state-room, which was about the only place where we were per- mitted to smoke. A gentleman knocked at the door, and asked for permission to sit in our room while he smoked his cigar. We invited him to enter, gave him a seat, and made him welcome. We soon discovered, however, that the odor from his cigar was quite strong and objectionable. We begged him to throw it away, and take in its place one of ours, which were excellent. He explained that he had used up his own and had been obliged to get some at Pittsburg, not at all to his taste. We gladly passed him ours and urged him to help him- self. The conversation turned upon the judges, to the number of about a half-dozen, who had just been charged with accepting 282 bribes in New York City, and I remarked that, "Any judge, governor or public officer who accepts bribes in any shape or form, should be tried before the highest tribunal, and, if found guilty, should be convicted and sentenced to the penitentiary for life." In the course of general conversation I also said, that "I thought any judge of the higher courts should receive no less than $25,000, and others in pro- portion; while a governor, like the one in Ohio, I would not dream of offering a salary less than $25,000." The gentleman agreed with me and said that I was right, and if this were the law it might benefit him before he was a year older, for he expected to be the next nominee of the Republican party for the office of governor of the state of Ohio. We urged him to give us his name and he replied that it was "Noyes," leaving out his title of "Gen- eral." He walked on a wooden leg, and, al- though he was modest, not claiming his mili- tary honor, yet we felt convinced as to his identity, and were pleased to have met so charming a gentleman. Next time I was in Cincinnati in the office of my friend and at- torney, Mr. Kebler, he remarked to me, "Gen- eral Noyes, just elected Governor, wishes me to send for you to meet him." I was, of course, 283 extremely pleased to again have the honor. At the same time, my old and true friend, Judge Stallo, also left word that he wished to see me. His wife was one of the most lovely and respected ladies it has ever been my priv- ilege to become acquainted with, and I recall many delightful evenings spent at their hos- pitable home. At the beginning of my busi- ness career, Judge Stallo was my attorney, but he was so busy, and my legal requirements so insignificant, that when Mr. McCook became his partner, I gave up troubling him, as he never would make any charge for his services. However, when Stix & Wallach found them- selves, as a result of Mr. Wallach's gambling, in an extremely critical condition, it was neces- sary for us to dissolve or be completely ruined. I naturally desired to consult my old friend and legal adviser, Judge Stallo. Unfortunately he was not in the city, nor was he expected to return for some time to come. It was then, as I have before stated, that I met Mr. Keb- ler, who not only became my attorney in the settlement with my creditors, but from that time on an esteemed and lifelong friend; while my social relations were no less agreeable with his family. Mr. Kebler's conduct toward me on many occasions was so nobly disin- 284 terested, that I desired to present him with some small evidence of my regard for his courtesies, a word which hardly expresses the extent of his consideration, for he made no charge for anything he did for me individually, and was exceedingly moderate in his fees for services rendered the firm. His strongest ef- forts appeared to be in the direction of dis- suading me from litigation and its heavy ex- penses. Mrs. Kebler called and invited me to her house on one occasion to meet mutual friends, who were to assemble to celebrate Mr. Kebler's birthday. Gladly accepting, I asked her at the same time, if she could prove a good mason by keeping a secret. She seemed to think it possible, and, moreover, promised to do so in this instance. I therefore showed her a fine gold watch which I had ordered, with the intention of presenting it to her husband as a gift from our firm, not only in recognition of his eminent legal services, but for the kind and con- siderate manner in which they had been ren- dered. I also said that I could find no more appropriate occasion than at this birthday party to make my presentation. When the hour arrived, my old friend seemed so overwhelmed by this unexpected gift that, stout-hearted as he was, he became unnerved, 285 and was hardly able to reply to the few words I had spoken when presenting it. Indeed, he begged to be excused, as he was too deeply af- fected to express himself verbally, but hoped to do so more creditably by letter. I am pleased to say that during the last quarter of a century I have assisted Mrs. Kebler in her charities with my own contributions, and also those which I have obtained from one of my friends, Mr. George Clark, who has always shown him- self liberally disposed. At one time, Mr. Clark met with large pecuniary losses, which made me somewhat reluctant to call upon him as theretofore, when he was in more flourishing circumstances. I proposed to him that he should lessen his gift, or even omit it entirely, as I was aware of his big loss. To this propo- sition he replied, "My charities shall not suffer on account of my lessened income, and I beg that you will have the kindness to come to me as in the past for any assistance I may be able to render." This instance of generosity was but one of many it has been my privilege to witness. It is seldom in this cold world that we meet with men of so broad and liberal a na- ture, that they will continue giving to those in need when they themselves feel the depressing influences of an unsatisfactory balance sheet. 286 MY real estate speculations have always in- terested me, and so I state that at one time or another, I acquired the following pieces of real estate. The northwest corner of 7th Avenue and 1 1 2th Street, for which I paid $10,- 875, and which I have since sold at a loss ex- ceeding $22,000 figured on a basis of what it cost me to carry the property. Also two ad- joining lots on 1 1 2th Street, for $8,480 which I have since sold at a loss of more than $16,500 figured on the same basis. A lot 25 x 100 on 110th Street, 300 feet east of 8th Avenue, at a cost of $12,850. Two small brick houses on Amsterdam Avenue between 152nd and 153rd streets each igy 2 x 100 feet deep for $6,750 each. At the same time I bought a mate to the two houses above mentioned on the same block at the same price, within 20 feet of the corner of 153rd street. I bought a house on 152nd street, with three lots on 152nd street and three lots in the rear, for $23,532.75 and sold the plot, as bought, to Colonel Fellows, for $27,500 which was at a loss of $15,000 figured 287 on a basis of what it cost me to carry the property. I bought one lot 25 x 100 on River- side Drive, the price paid $12,38473. The lot is right opposite General Grant's tomb. Bradhurst Estate, southeast corner of Amster- dam avenue and 148th street, 50 x 100 feet, was bought by me at auction in the spring of 1873 for $10,740. I bought two lots running 100 feet east from 8th avenue, from 110th street to 111th street, 25 x 200 feet, for $14,- 957.92. I bought, in company with Leopold Friedman of Lispenard and Friedman, and a Spaniard, Gonzalas, the corner of 111th street and Eighth avenue, three lots at the northwest corner, with two adjoining lots on the street, for $35,717.50, on which, when I sold it ten years later, my loss stood me at $11,000. I purchased two lots at 159th street and the Boulevard 50 x 75 with a small cottage upon them for $4,000. My loss on real estate in the city of New York amounts to about $170,- 000; while my gain is $10,000, exclusive of my wife's house on 14th street. My present resi- dence No. 35 West 71st Street, would probably not bring what I paid for it, if it had to be sold ; but as I have always enjoyed it, I will not sell it as long as I can afford to occupy it, which I expect to do during the remainder of my life. 288 It was in 1872 I bought a piece of land for about $10,000 which has since cost me more than four times that amount. I leased it to a Mrs. Winter at $100 per annum for five years. She moved quite a respectable frame house on the land, but though she occupied my lots for 22 years, I never raised her rent. She was worth some thousands of dollars, placed out on mortgage, which was paid off in greenbacks at her house. She carried this sum to her sav- ings bank and placed the money for deposit on the counter. Some thief watched his op- portunity, snatched it, and ran away. Since then, I have taken on deposit what little money she has, and pay her one per cent more inter- est than the bank would give her. She had about $800 insurance on .the house standing upon my lot and $800 more upon another, for which she pays ground rent to a friend of mine. I found out that her premium for insuring each house was about $5 per annum. I told her that I would attend to it and send her the bill. I paid on $800 for five years $4.50. Sometime in the nineties, my bookkeeper asked me whether he should write Mrs. Winter about her insurance coming due, but I told him the better way would be to renew it, and charge her with the amount. When next she 289 came to my office, I was quite busy and did not at first address her, but as I turned toward her, she burst out crying, and between her sobs said, "My house on Seline's lot burnt down last night and my insurance upon it ran out some months ago. I am the most unfortunate woman alive to have neglected attending to it, and I feel terribly about it." I had hard work to calm her and remembering that my bookkeeper had spoken to me about Mrs. Win- ter's insurance, I at once requested him to look over the books, and then I found that the policy had been renewed. You can well imagine her delight. I cannot describe her happy surprise, and extreme thankfulness. I never witnessed such a change in any person in so short a time. It was as if from the depth of despair she had been suddenly transferred to the summit of joy. Long after this event she met Mr. S. W. Weiss, and remarked, "Your father-in-law, Mr. Louis Stix, has done more for me than my own father ever did/' Such a compliment coming from a grateful heart was a sufficient reward. I have sometimes been told that I interfered too much in other people's business. Possibly this may be so. But I found great satisfaction and recompense in having done so in this in- 290 stance and in many others, for I consider this true charity. I have had sufficient encourage- ment from the results obtained to continue doing so until the end of my life. After one of the Harmonie entertainments, my friend Mr. Forchheimer's wife, my niece Bertha Herman, and my wife, left the club after midnight in our carriage. It was a clear cold night. The milkmen were already mak- ing their rounds. On the way, and within one or two blocks of the stables that furnished our club with vehicles, one of the horses fell and broke our carriage tongue. The driver begged me to hold his team while he went for another tongue, which he promised to bring in a few minutes. I accepted this task, totally unconscious of the difficulties which would arise in executing it. I soon became aware of my serious mistake in consenting to this arrangement, for a milk wagon came rattling along, and the horses which I held, became restless and were shivering with the cold. I could think of no way to keep the carriage from running against their legs. The horses 291 commenced kicking and rearing, striking fire every time their hoofs struck the stones. Al- though I held them by the bridle, every time they reared they nearly lifted me from the ground. Fortunately I had taken the pre- caution to get the ladies out of the carriage before I took hold of the horses, so Mrs. David Forchheimer and my niece ran to Herman's house, which was only a block from the scene of the accident. My wife remained with me, and when I asked her to try and find a stone and put it under the wheel, she did it like a heroine. A milkman was passing upon whom I called for help, but he paid no heed and drove on. By constantly rearing, the horses finally kicked themselves loose from the harness, and after they were free they gave me no further trouble, but were easily managed. If I had been unable to hold them, they would have probably been badly injured, and the carriage undoubtedly would have been broken into splinters. When the driver returned with the carriage tongue, I was only too glad to be relieved from such an arduous and perilous undertaking as I had been engaged in. I then walked to Herman's house, where I found Mrs. Forchheimer. I escorted her home from there, taking the car. Mr. Weinstock, who 292 was the owner of the restive horses and of the carriage, felt very grateful to me for saving him from a heavy loss, and thanked me for displaying such courage and fortitude. Per- sonally I have always regarded my conduct on this occasion as unprecedented foolhardiness, totally unworthy of any credit for good sense or wise, mature judgment. To-day, in review- ing the scene, I can most assuredly declare that I would permit a dozen carriages to be shattered into fragments, rather than run the risk of life and limb which I did that even- ing. 293 AT one time the Board of Directors of Mount Sinai Hospital called a meeting of their patrons and members to discuss and ad- vise concerning their financial difficulties. Two propositions were submitted for consider- ation and action : either to raise $75,000 by vol- untary subscription, or by means of a fair. I, with many others, strongly opposed the second plan. We did not relish the idea of going among our business friends to tax them and solicit first, money and goods, and then their patronage in the undertaking. The ladies, al- ways hard workers in the way of charities, like myself, were greatly averse to the fair. I, ac- cordingly, promised my full cooperation in collecting the required amount among our co- religionists. While I had excellent success, others, just as earnest and efficient, were less fortunate in results, so that out of $75,000, the required amount for which we had pledged our time and efforts, we secured but $50,000. Af- ter many meetings, I was finally persuaded to join in getting up a fair. The whole Jewish community united in advancing the enterprise, 294 myself included, and after three weeks of untir- ing energy and perseverance, we realized nearly $200,000. The table with which I was more especially connected was one of the most suc- cessful financially. I spent every evening at the fair with my family until it closed. The fair was nearly over, when I proposed giving the proceeds of the night before the last, to the St. John's Guild. One of the directors made the answer that they could not and would not do so, as every dollar was needed for our work. I rebelled and complained against the officers of the hospital, charging them with false representation in misleading the public. At first $75,000 was all that was required, and now since we had over $200,000 they claimed this was just the amount wanted. When I took this attitude and accused the Board of unfair dealing and want of reliability, some of the members who concurred with my views, called a caucus on the spot and nominated Isaac Blumenthal, Hyman Blum and myself as candidates for places on the Board of Di- rectors. A few days later the oppostion in the Board called another caucus in one of their clubs, and nominated an opposition Board, with only about three of the twenty-one old directors among the nominees. At the next election 295 the opposition took such an active interest, that they sent conveyances to all the clubs, and to any place where they thought they would find those inclined to vote their ticket. The ticket on which I ran was elected, and the new di- rectors immediately went to work. It was not long before the Mount Sinai Hospital was the pet institution among our people, and a general favorite throughout the city. The old Board used about $30,000 a year, while our expenses have increased to four times thirty thousand dollars annually. If we had the room and fa- cilities, we would double our work. O.ur proper capacity is less than 200, but we often have 10% more, and our dispensary work has grown tenfold. We have paid for the dispen- sary building about $125,000; have over $200,- 000 in loans on bond and mortgage, and usu- ally about $25,000 with our treasurer; $10,000 being in special funds, such as the children's and convalescents' funds. The interest on the latter we use to give help to patients discharged from the hospital who have no means of their own. When I first became a director, I was thor- oughly alive, active, energetic and enthusiastic. 1 was especially successful in my efforts to se- cure members. Considering myself in certain 296 respects unequal to any of my colleagues, I determined to excel them in this regard, and accomplished more than any of the others in this particular department. When Mr. Louis Gans became a director he doubled my number ; and Mr. Simon Rothschild secured more than the whole Board put together, Louis Gans and myself included, after he was elected an officer. Personally I have expressed a wish to retire from the Board of Directors to let younger blood take my place. Frequently I have pro- posed others to take my place, feeling that of late I have been but of little benefit to the insti- tution; but the Board would not accede to my request. The only complaint I have to make against them is their election of me as one of the officers of the training school. I resigned from both the Hospital Board and the training school but was weak enough to be persuaded to remain on the former. I have been a di- rector about twenty years and feel highly hon- ored to have been so long associated with the members of the Board. During the year 1878, the different charita- ble organizations made arrangements to copy as far as possible the English method of col- lection to assist hospitals, and inaugurated what has ever since been known as the Hospital 297 Saturday and Sunday Association. Although this plan was intended more particularly to benefit corporations which were not self sup- porting, yet the New York Hospital and Roose- velt Hospital also joined the combination, and Roosevelt Hospital afterward accepted its pro- portionate share of collections. The plan pro- posed was that any person could donate a sum to the general fund, or the special institu- tion could be designated to which any prefer- ence was given, by the party making such donation. An immense amount of good was done in this manner. The division of the funds was to be in proportion to the number of hospital days each institution had furnished free. The Committee to disburse the money was composed of the Mayor of the city, the President of the Chamber of Commerce, the Postmaster, and other persons occupying prom- inent social and political positions. The en- terprise was one of universal benefit, totally non-sectarian. Thus all races and creeds are afforded an opportunity to assist in a truly philanthropic enterprise, and enable the vari- ous hospitals to carry on their benevolent work more effectually by securing additional means according to the necessities of each. The Mount Sinai Hospital Board not only 298 approved of this arrangement, but promised to make every effort to render the undertaking a success. To effect this result, in which we took such a deep interest, all united in an earnest endeavor, and I put my shoulder to the wheel, and did all in my power to accomplish the greatest amount of good where the most was needed. Our Board sent out a circular to our co-religionists, urging them to make their do- nations to the general fund, and not to desig- nate any one or more particular charities, Our people approved of this liberal spirit and acted in accordance with the request. The collections from our people have counted up to about a million of dollars, whereas Mount Sinai Hospital has received only the smallest share by designation; less than one hundred dollars I believe, since the organization of the fund; while our proportion from the general fund averages one of the largest paid over to any of the institutions thus united. Ever since the inauguration of the association I have called upon my numerous friends and acquaintances, and have, individually, been able to collect the fifteenth part of the whole sum, although not less than 500 persons have assisted in the noble work, among whom might be named about 100 ministers of churches. In performing my 299 self-imposed, yet pleasant duty, I have, with very few exceptions, been received in the most beautiful way by those to whom I have applied. One year I failed to visit one of my old patrons, because he had retired from business and was confined to the sick room. His usual subscrip- tion was $100 per annum. When the next payment became due, this friend, George Byrd, of his own accord, doubled the amount he had previously contributed. Returning to the subject of the fair, from which I have slightly digressed, in dwelling for some time upon the subject of the directors of the hospital, I will relate another little cir- cumstance which I recall in connection with this enterprise. One of my most intimate friends came in, accompanied by his wife and another lady. He had already invested quite a liberal amount but I was not there at the time, and had returned in order to meet him. He then told me that the amiability and perse- verance of the ladies had induced him to spend considerably more money than he had carried with him for that purpose, although he had come prepared to spend extensively. I then insisted that each of the ladies under my friend's escort, should accept a bouquet from me. Accordingly I visited the flower stand, 300 with this purpose in view. The young lady in charge of the flowers showed me some bou- quets for which she asked five dollars each. Then I inquired whether those were the best she had for sale. Quickly s*he saw the oppor- tunity, and seized it by displaying for my ad- miration a far handsomer bouquet, which sold, if my memory is not at fault, for three times the amount already named. Under the cir- cumstances there was no choice left me. I could not do otherwise than select the best she offered, to present to the ladies. My friend, who had already spent generously, insisted on my lending him a hundred dollars, of which very little was left when he started home. After the fair in which I had taken such a deep interest, was over, I did not know how to spend my evenings. I heard that there was another fair in operation, so I went there and found it a decided failure. The young ladies were quite discouraged and hesitated to ad- dress any one who entered, having been refused so often. While I was looking around, a young girl took courage and asked me if I would please take a chance on a piano for one dollar. I answered that I came there for the purpose of assisting, and would gladly invest what money I had with me. My cheerful remarks 301 were soon noised abroad, and by the time I had spent $50 I was regarded as a great phil- anthropist. The president of the fair was the Honorable Judge Daly. His wife invited me to her table, and personally thanked me for the interest I had displayed, and the encourage- ment I had given to the young ladies. She then told me, as did also the president, that they would be obliged to give up the fair, as so far, they had made but very little above their expenses, which amounted to $100 per day. I promised them I would spend this amount as long as the fair remained open, and would besides try to induce my friends to attend it also. They thanked me heartily, and accepted my offer, and, for the ten days during which the fair remained open, I spent the $100 daily as I had promised, excepting the last two nights when I nearly doubled my outlays. The Judge thanked me publicly through the press. A copy of his encomium will be found reserved for you, to decide whether all he ascribed to me therein is merited or not. On my way to the fair, in the car I was pointed out as the man who had made it a success. I asked my busi- ness friends to contribute, and I invariably put the name of the donor in the books. My many chances won but two articles. My daughter 302 Rosa, while at the fair with me met her teacher, a Miss Jackson, to whom she introduced me. She was soliciting chances on a gold watch to be raffled off. I put her name down for all the blank numbers but one, which number was omitted accidentally. This last number Rosa told me Miss Jackson refused to allow me to take for her, saying that I had already done too much. One of my friends, a Mr. Cohen, was with me and I easily persuaded him to take this odd chance and he won the watch. This fair, I understand, realized about $5,000. Years after the fairs to which I have al- luded were held, a lady with whom I was friendly, became deeply interested in a French fair. I took her book of chances and nearly filled it, and, in order to show my appreciation and return the compliment she had so gener- ously paid me, when she and others spent dou- ble the amount they had intended, at the Mount Sinai fair, I, with my family, went one after- noon to this French fair, and spent every dol- lar I had taken with me. As I was about leaving, I met at the entrance Mr. Hoguet, the president of the Irish Emigration Bank; accompanied by his family. He wanted me to return. I pleaded poverty, but he handed me one hundred dollars. I had just enough 303 change remaining after I left the fair to pay my car fare home. Mr. Hoguet was always a very good friend of the writer, and a very liberal, charitable man. 304 FOR a long time we had looked forward with the happiest anticipation to the cele- bration of our silver wedding anniversary with our dear children, the members of our family, and our numerous good friends. On that oc- casion, every one present laid aside all care and pre-occupation, for that day at least, and joined us in our festivity, participating joy- fully in our happiness. Absurd flattery, com- pliments and adulation were bestowed with marvelous liberality upon the bridal couple. Wine flowed without stint, although it was lacking 25 years previous on our wedding day. After many speeches, brother Henry claimed the right of entertaining the guests with an account of my little eccentricities which did not tend to portray me in my character of "The Infallible Louis," an appellation which my children frequently adopted when speaking of me, and to me. This jubilee will ever be a delightful remembrance to all my dear family, who enjoyed the festive day beyond all expres- sion. It was, in fact, a perfect reunion, full of good cheer and kindly feeling. My friends, 30S Henry Rice, J. S. Menken and George Einstein, were fairly bubbling over with witty speeches and humorous remarks. Nothing was omit- ted; the celebration was a complete ovation. Success and harmony reigned supreme, and crowned the occasion with unrivaled felicity. Rice, Stix & Co., J. S. Menken, and many of my kind friends no doubt wished to put me under obligations by their gifts, but they really only have compelled the writer, by their extravagant and profuse recognition, to shoulder ever since the burden of a heavy expense for rent to the safe deposit company, to guard such precious treasures as were then bestowed in the shape of a magnificent silver service and the like. The caterer, who had taken advantage of us by unscrupulous overcharges, quite received his deserts, for which he had not bargained, and which considerably diminished, no doubt, his pecuniary profits, when the rope of the dumb-waiter, which was overloaded, broke, playing sad havoc with all the contents of the dumb-waiter. It is an old established practice among the orthodox Jews to break a vessel on the day of an engagement, which we did not follow then; but the breaking of so many dishes on this anniversary was only carrying 306 out the ancient custom, which we had previ- ously omitted, with compound interest added thereto. After dinner the children had a stage pre- pared in our "extension," as our parlor was sufficiently large to accommodate and seat the one hundred and ten guests assembled. The performance was quite a success. It was called, "Mayer here and Mayer there." Our friends who witnessed it were so pleased that those who heard of it were anxious to have it repeated, and many begged me to let my chil- dren play it at the Harmonie Club, which of course I did not favor, and I would have felt unwilling to consent, even had the Board ex- tended to them the privilege. In the summer of 1876, while going about buying goods with Mr. Carl Iglauer, who also came East to assist in purchasing merchandise, he surprised me, while in the rear of Falkner, Page & Co.'s store, by asking for the hand of my daughter Rosa in marriage, as he had al- ready obtained her consent, conditioned on her parents' approval. My first answer was a de- cided "No," and my remark too well known 307 for me to repeat it. I and my wife were much astonished. We had no inkling of his inten- tions, and I considered Mr. Iglauer entirely- unable to support Rosa. My refusal was cer- tainly a great disappointment. In the evening, when I informed my wife, in the presence of Mrs. Nathan Stix, his sister, she made the remark which was undoubtedly true : "I sus- pected his attentions were too marked for those of a second cousin. " My wife thought well of the young man, and said, "There is one thing in his favor, he comes of a good family," which was, in fact, her own. Mr. Iglauer did not appear at supper that evening, but he and my boys spent the time together, and they made him come to the house to sleep. In the morning, after consideration, I arose to let him know that I would cheerfully give my consent to his request. He had left his bed long before I awoke, with the understand- ing, that whatever my decision might be, the boys knew where to find him. It had been a hard night for him, as he had promised Rosa to let her know his success by telegraph, and had waited, hoping for some more favorable message to send her than that which he had at first received from me. It was in the year 1876, as stated above, that Rosa became en- 308 gaged to Carl. Rosa became the favorite of all the dear ones at Cincinnati, and she deserved all the credit she received for her determina- tion to live according to her slender means. We have since enjoyed many pleasant days under her roof, with her lovely children in her beautiful cozy home. Mr. Iglauer be- came the leader of the business. Although his tendencies made him conservative, still he was undoubtedly on the right side. My interest in the business is but small to-day, while his share is the largest and most merited. I am past 75 years of age and feel the need of rest. After this experience I went with my wife to the Ocean Hotel at Long Branch. There Frankie, Carrie and Sylvan were the favorites. Frankie and Sylvan were the attraction in the ball-room — when they danced, every one came running in to see them. Brother Henry, who accompanied me from New York to the Branch, walked with me from the depot to the hotel. A former Cincinnatian, whom my brother Henry knew, was driving past us with his own team, footman and driver, while I walked with my brother and carried my own satchel. Brother Henry made the remark that while I carried my own bag and walked, the gentleman driving had brought less means to 309 New York than the writer. I answered that while I wished him all the good luck possible, nevertheless, I feared that the time would come when my fellow townsman would learn the worth of money and be compelled to work. I afterwards met my townsman's father-in-law at the Phoenix Club, where he was introduced to me by an old friend of mine, Mr. Ascher, though his son-in-law refused to recognize me. He has since forfeited all right to live in his own country, and has been exiled from all his family. My prediction has been more than realized. In 1877 we spent the summer in Weston, Connecticut. In 1878 we were at the Orange Mountain House in company with many friends. Rosa with her babe Zillah, our only grandchild, made our stay most pleasant. While we were living on 14th street most of my children had accounts with the Savings Bank on the corner of 8th Avenue, nearly op- posite our house. On one occasion an im- mense crowd was standing near the entrance, waiting for the bank to open in order to with- draw their deposits. The crowd constantly 310 increased and became more violent and boister- ous, although the bank officers assured them there was enough to pay all and still have a nice surplus left. The officers could not calm the anxious depositors, while nothing that I or a dozen others said was able to change their determination to have their money. I gave all my children who had accounts there an additional sum to put in, and this had a good effect. The president and board of directors appreciated it, and remarked, "If others who were perfectly convinced of the solvency of the bank would do the same thing, the people would weaken and this anxiety come to an end" . . . the distrust having been brought about by the failure of some other savings bank, thus caus- ing a general alarm. The bank was perfectly good then and is now; some of my children still have their deposits there. 3ii IN 1879 I was about to take out further life insurance. I hardly expecteti any exam- ination, as on a previous occasion for the same purpose the doctor did not keep me five minutes and remarked to one of the officers, he had never taken a better risk. But at this trial the physician seemed to require a much longer time to decide whether I was eligible. He put his ear against my heart and commenced drum- ming and beating me, and then asked me if I was as well as usual. I told him that as far as I knew, I was, and that I had not been sick for a quarter of a century. He then said that he could not take any risk that day, but to return after I had seen my own doctor, or he would call at my office, if I preferred. From that moment I felt a terrible pain around my heart and was convinced that I was not a well man. When I returned home that evening my wife noticed that I was depressed and despondent and scarcely ate anything. I kept the cause of my anxiety to myself. In the morning I went to consult my physician, Dr. Livingston, who, after a careful and thorough examination, 312 could not find any trouble. He asked me to call the next day, when he and his associate repeated the examination. They then retired to their private offices and remained, as I thought, for hours. When they returned, they pronounced me perfectly well. I asked them what was the need or occasion for them to con- sult so long and earnestly about me. There- upon they acknowledged that they found some local disturbance about my heart, caused by an accumulation of fat around the vital organ. I was advised to go to Saratoga and remain there for three weeks and to eat nothing during my stay but roast beef. By subjecting myself to this diet, it was hoped that I would lose weight. After remaining away according to instructions for the necessary time, I returned and joined my family at Xyack, where they were spending the summer, minus just twenty- one pounds. The company by which I was sur- rounded there was very congenial, and I passed many delightful hours, enjoying myself as much as I ever did, notwithstanding my ail- ment. During this season Toe Cullman vis- ited Zillah, and they became engaged the fol- lowing year. After some intervening years, I was again troubled by intense pains right above the heart, 313 which brought back the old anxiety. Exam- ination this time disclosed the presence of an abscess. Dr. Livingston assured me there was no danger, but said it would be slow and tedious work before the sore could be healed. I then changed my physician, placing myself under Dr. Jacobi's care. Although he oper- ated upon me successfully twice, because of this abscess, the pains were not in the least diminished — they were, if anything, more ex- cruciating. Dr. Jacobi then proposed my con- sulting some distinguished surgeon and recommended Dr. Gerster. My Cincinnati friends wanted me to have Hamilton or Sands. I then asked the doctor to secure the services of Professor Sands and to take Dr. Gerster with him. I would do a great injustice to Professor Sands if I did not speak in the high- est terms of him. He was indeed worthy of the illustrious reputation he had won. I learned to love and respect him for his noble character which was as admirable as his great skill. Dr. Gerster treated me for three years under the supervision of Professor Sands who regarded him in every way worthy of his trust. He performed numerous operations, and by his incessant dare-devil determination, and the bravery and pluck of the writer, united with 314 the encouragement of my dear family, I have at last overcome all difficulties, and am ex- tremely thankful for the many years I have since enjoyed. Dr. Jacobi's untiring perse- verance and medical skill have restored me to as good health as any man between the age of seventy and eighty can expect to possess. I take great comfort* and pleasure in my large family, consisting of ten children, three daugh- ters-in-law, three sons-in-law, and fifteen lovely grandchildren. We have indeed just cause to be proud of all, and sincerely hope that peace, love and harmony will ever be their lot, de- scending in turn from our dear children to their offspring, toward which most delightful result I ask the hearty co-operation of both my children and my grandchildren. After Dr. Jacobi performed the second oper- ation, we believed that in a short time I would be well again, and I had promised dear Carrie that she might go with her brother Charles to Europe to join her uncle William's family. Before they left home, however, I was making arrangements for the critical operation by Professor Sands. Not desiring to disappoint Carrie, nor thwart her great pleasure, I care- fully avoided letting her know my condition and the danger in store for me, while I did all 315 I could to make her trip as pleasant a one as she had pictured it. I also managed to write enough so that no suspicion was excited that I was dangerously ill. It was the year after dear Zillah was married to Joe Cullman, a young man in every way worthy of any man's daughter, and one who has proven himself a good son and a good father. I have always enjoyed his company. After my principal operation, Mr. and Mrs. Henry Rice invited us to spend the summer with them in their lovely home and make it ours. I accepted with great satisfaction, as Long Branch had been recom- mended for me by my doctors. Our stay at their house was an ovation and added much to my recovery. There was not a single thing omitted that Mrs. Rice and Mr. Rice could think of or do, to make us feel welcome and con- tented. Such extreme kindness often brought embarrassment, for it was far more than we could ask, or had any right to expect, and every attention was rendered in such a lovely and beautiful way that we will feel ourselves deeply indebted to Mr. and Mrs. Rice to the end of our days. Frankie spent her summer with her sis- ter Rosa in Cincinnati, and enjoyed her visit there immensely. In the winter I also went West, feeling that I could do so comfortably, as 316 my wound was now healed. Still the pains did not cease altogether, but they were not as severe, and I had every reason to hope that they would ultimately cease. I was doomed to dis- appointment, however, at that time, for while I was still in Cincinnati, the wound re-opened, and I suffered more agony than during any of my previous experiences. I sent for Dr. Ransehof, feeling really alarmed at my condi- tion; for wherever the matter exuded and touched sound flesh, it poisoned it and made a sore. The doctor assured me that this was of no grave importance. He advised me to re- turn to New York, so that I might again be under, and consult Professor Sands in relation to this development. From all of these difficul- ties, after many operations and much endur- ance, I was finally cured. 317 THE summer of 1884 abides as a pleasant recollection. For some years Sylvan had spent his summer vacations with his French teacher at the Catskill Mountains, with a lot of other boys. In the year 1884, Frankie, who had been staying with Henry Rice and family at the Old Mountain House, and I, went to see Sylvan. We were delighted with the surroundings. The country was beautiful and picturesque. W e stayed over night, and found the house kept in excellent style. There was a very good substantial table. The milk, eggs, butter and vegetables were supplied from the farm on the place. The farmer and his fam- ily were extremely congenial with the teacher and his wife. Mr. Porret, the teacher, pos- sessed the happy faculty of making himself one of the boys while at play, but he was also a good disciplinarian. Frances and I then went to Albany arriving there Friday, and spent the evening at the home of my old friend, Aaron Mann, where we met all the members of his family. Next morning my wife and Carrie, who came up on the night boat, joined 318 us in Albany, en route to Saratoga. Mr. Weiss found it convenient to have some bus- iness at Albany, fearing Carrie might feel lonesome. Frankie and I, together with mamma and Carrie, again called at the Mann home. Carrie and Frankie then went out sight-seeing with Mr. Mann's youngest son, then a freshman at Hamilton College, now the husband of Frances; but Carrie, failing to find anything interesting in that, returned to the hotel very shortly, where Mr. Weiss was stay- ing. Frankie, however, enjoyed herself so thor- oughly, that she only returned a few minutes before train time, mother and I being on the watch and very excited, fearing we were about to miss the train. S. W. Weiss accompanied our party to attend to some lav business which I hope may be as lasting as it was successful, for he gained his case. Frankie and Mr. Mann have ever thought Albany a pleasant place. Later when Mr. Mann attended Colum- bia Law School, he called on Frances, who was then in Europe. Upon her return, Mr. Mann became a frequent caller at our house, and there he again met Carrie, then Mrs. Weiss, who invited him to dine at her home in Fort Washington, to meet her husband and baby 319 boy, William. Mr. Mann accepted the invi- tation, provided Frances would consent to be his guide, which she has ever since been. This Fort Washington visit, the forerunner of many, was made just as Mr. Mann was admitted to the bar, and at Mr. Weiss' invitation, he en- tered his office. After years of close compan- ionship, Frances and Mr. Mann became man and wife, and I am incapable of judging which of the two is the bigger crank. It would in- deed be a pity if they had not been united. They were married on November 28th, 1893. Their union has cemented the friendship ex- isting for two-score years between Aaron Mann and myself, and our families frequently met when we were enjoying our summer va- cations. Strange as it may seem, Aaron Mann and I became friends from the very first time we met as very young men during our early struggles. Dorothy Gudrune Stix Mann was born on the 25th of September, 1894, and both families will fe'el equal pride in being addressed by her as grandparents. The name Dorothy was that of my noble and dearly beloved mother, who was her maternal great grand- mother. May she ever be most worthy of the honored name she bears, and may the lovely unspotted character which belonged to the dear 320 one now consigned to mother earth, reappear in this little one called after her. There is no greater blessing with which she could possibly be endowed than that she should command the love, honor and worship which we children ever bestowed upon our exemplary mother. May this union of which she is the offspring ever remain sacred in peace and harmony, and may her parents be spared from all ill and sickness until the close of a long and happy life. Referring again to the period of my serious illness, I returned early in the second summer after a most serious operation to Saratoga, and stopped again at Congress Hall, with which I found no fault except that my daughters dis- covered more congenial company at the United States Hotel. Mr. Weiss, now Carrie's hus- band, also evidently enjoyed Saratoga. I had as much gratification as a man in constant pain could expect. We were sorry to leave for the White Mountains, putting up at the Fabyan House. Zillah came up to stay with us, and I shall never forget Joe Jr., who was at the depot, calling out as plainly as he can to-day, 321 "All aboard for the Fabyan House/' Many worried and sleepless nights I had to pass through, but the worst was still to come, being only postponed for a season. I found that I did not recuperate as I had hoped to in the White Mountains, and was advised by the doc- tor to go South for the winter, or in the early spring. In the mountains I met a Mr. Adler who begged me to stop over night at New Haven with him, as his mother was very anxious to see me, and renew her acquaintance with me, as we had crossed the ocean together in the same ship. I wrote her to meet us at the depot upon a certain day, mentioning the time that we expected to pass through New Haven. As the train stopped I stepped off upon the plat- form, and saw quite a middle-aged lady ap- proaching who said, "Is this Mr. Louis Stix?" Upon my answering in the affirmative, she con- tinued, "Will you please step back?" and intro- duced me to her mother. My wife was pre- sented also. My old friend then told me that she believed I had grown older since she last saw me painting and calking the ship. We had not met for forty-two years, and I have no doubt I had greatly changed during this inter- val, and particularly so since my illness. I had 322 been troubled with a cough, and had every rea- son to fear that I had consumption. One of our leading physicians met me in the cars at this time, and found me looking well, and he re- marked that he was astonished to see me in such excellent physical condition, as people who had been affected with my disease usually died within a year of lung trouble. My cough, however, did not yield to any remedies, so my doctor ordered me to Aiken, where nearly all the patients were consumptives. I was con- vinced that I too had the disease, for I could hardly eat anything without taking a douche through my nose and mouth before my meals. I felt weak and chilly and my appetite had for- saken me. The news I received from S'tix Bros., Herman & Co., was not very helpful to a sick man. On arriving at our destination, we could not procure rooms in the main part of the hotel, but we succeeded in getting good accommoda- tions at the annex. The weather was quite un- propitious, and so chilly that I was often obliged to keep on part of my clothing, even in bed, to get warm. We had to have a fire in our bedroom and sitting-room. The table was very poor, and I was a sicker man the day I left the place than when I arrived. I re- 323 member on reaching Atlanta, I went to bed simply to be more comfortable, and we enjoyed a good plate of soup, which we had not had at Aiken. A New York brewer, sojourning at Aiken, offered to bet that 100 quarts of the milk which we had had, would not make one pound of butter, and remarked, "I will return to New York, for I would prefer to live one year there, than twenty-five at Aiken." On our way back I went to see Dr. Gerster, who assured me that I had no lung trouble, but was suffering from bronchitis, which might never leave me; but that despite this, I might live to be one hundred years of age. My cough is far less troublesome to-day. The sudden and inexplicable catastrophe, the failure of the firm of Stix Bros., Herman & Co. served to develop the true character of A. Backer, who, finding that no hypocritical false pretense would any longer result in his per- sonal advantage, threw off his disguise and appeared in his natural colors. He proved himself a veritable Shylock. When asked by my attorney whether I wished to do anything in the way of arranging matters, I remarked 324 that there was no necessity, as I had the fullest confidence in the integrity of this man, whom I had known for so many years and al- though I regarded him as an honest babbler and idle talker, I knew nothing further which was seriously detrimental or derogatory to his character. Although warned, I heeded not the counsel received, to my sorrow, for I soon was compelled to realize that he respected neither friend nor foe when the almighty dollar was at stake. Mr. Backer left me no option but to submit to the best settlement I could make to cover my losses. I felt thankful afterward that things turned out then as they did, and that I discovered the duplicity and dishonesty of Mr. Backer and Sol Herman. This exposure and dearly purchased experience saved me eventu- ally from far greater loss which I might have suffered in the future, in common with many of Backer's friends and customers who were un- fortunate enough to become better acquainted with the old miscreant when he managed to in- veigle them into certain unsuccessful enter- prises. After this consummate rascal had forced the last cent from me which it was in his power to abstract, I then and there demanded a receipt from him in full from the beginning of the world to the very end of all time, and hav- 325 ing obtained it, I forbade him ever to enter my house, and promised never to cross his thresh- old. As to the indebtedness to me, close on to $100,000, I was willing to come in for my share with the other creditors. My resolution then determined upon, to have no further busi- ness dealings with these people, protected me, as before stated, from joining in an enterprise which culminated most disastrously. Backer enticed many who had not yet discovered his true standing, to join in a speculation where they were offered immense profits, but in place of selling their holdings, they were persuaded to reinvest them in a new undertaking and lost their all. When the first results appeared to turn out so favorably, and the second enter- prise appeared to offer even greater oppor- tunity of pecuniary advantage, I was asked by a friend if I wished to join. He stated that I might do so without having my name appear. I steadily closed my eyes to the seemingly bril- liant prospects, and rightly stood by my prin- ciples. I would have neither direct nor indirect intercourse with the man who had before be- trayed his honor. The enterprise was an abso- lute failure, so naturally I have never regretted my decision. After Backer's death his daugh- ter called on me and tried to prove that she was 326 entitled to some moneys at my hands, though nothing could be found in his books to estab- lish such facts. The Springer experience, too, has always held its place in my memory. At my sug- gestion, Sidney Hackes joined his brother- in-law, Mr. Springer, as a partner in busi- ness. I first assisted Sidney with about $5,000. Then I loaned the firm $5,000 more, and endorsed some of their purchases. My purpose in helping them was so that they could support their respective families. They sent me more of their notes to endorse at the very time when each partner was bringing charges against the other for spending the money of the firm too freely for private use. Springer came East to raise more money, but I refused to go any deeper, and advised them to quit business and wind up their afYairs, as no partners could succeed under such circum- stances. I insisted also that they should make an assignment for the benefit of creditors. They so mismanaged that few received their dues in full, and the greater number whom they owed, including myself, lost all they had 327 ventured. I wrote a letter reproaching them for their unwise proceedings and criticising their methods. To my amazement I received a vituperative reply from Springer, who never deserved any man's confidence, containing among other things the assertion that it was my good fortune, and not my good sense, that had enabled me to become a rich man. From that time on, I promised myself that there should be an end of our relationship. I have always believed, and still have reason to do so, that the letter to which I have alluded was dictated by my niece Ida, the wife of the un- principled Springer, for I read between the lines and recognized her impertinence, al- though his signature appeared at its close, and the handwriting was unmistakably Mr. Spring- er's. Shortly after this they moved to New York, and this very Ida required hospital treatment. There was no trouble in securing her admission, but she also called upon me to get her a private room, as the operation she had to undergo was important and dangerous. At the time there was but one vacant room to be had, costing $40 a week. The superintend- ent promised me the first $30 room which was vacant. It was in every respect as good as the other, only it was in the rear of the building, 328 while the other was at the front of the house. She refused to change, was exceedingly troublesome, and made complaints against nearly every one with whom she came in con- tact. At last the whole matter came before the board, and I stopped it at once. It cost me between $700 and $800, and to this day she has not considered it worth her while to thank me. Her husband called to see me while his wife was an inmate of the hospital. He rang the bell and came into the hall, but I refused to allow him in my presence, sending word by my children to this effect. I have since completely ignored him. From the time we moved to New York, the checks for housekeeping I gave my wife were always for two hundred and fifty dollars. Sometimes her management was not so frugal, and she got into the habit of asking for the allowance ahead of the usual time. I neglected the request once or twice, and she began to give me a scolding. Once when this happened the thought struck me that I had received a check drawn to my order for twenty-five dol- lars which was in my pocket. I endorsed it 329 over to her; she passed it on to her butcher. Although this check was different in color from mine and was not drawn upon my bank, re- gardless of that, and because my checks were always for two hundred and fifty dollars, he gave her the change of two hundred and fifty dollars on this check and deposited it in his bank, receiving credit for two hundred and fifty dollars thereon. The second day the check was forwarded from the clearing house and re- turned to the bank and in turn to her butcher, the error not having been observed until it had reached the clearing house. For years after my wife examined her checks, and for the past five years has had her own bank account. 330 IN the year 1885 a gentleman called at my office and asked to see Mr. Stix. I immedi- ately informed him that if he wanted to meet Mr. Louis Stix, I had the honor to be called by that name, whereupon he introduced himself as a young- man who had clerked for me in my Urbana store in 1843. He expected that he would be received with open arms but I did not recognize him at first, neither did I remember any one of his name who had ever been em- ployed by me. Although I never doubted his veracity, yet it took me a few moments to turn my mind back over a period of forty-three years, so he did not receive as warm a welcome as he fancied I should have extended him. I then recollected that this must be the young gentleman who, before he came to me, had been in the service of one of my neighbors, a man in every way undesirable, who never neglected an opportunity to take advantage of others, was untruthful and perfidious. My caller, I remem- bered, had been the son of poor parents, and so had come to me as soon as a chance offered. He had fancied, however, that all merchants were of the same principles as the one with 331 whom he stayed for so short a time. I, on the other hand, was naturally honest. Once when I had been attacked through the press as a vagabond and a wandering Jew, and, having neither the skill nor means to exonerate my- self, had been defended by the noble Dr. Mus- grave, I had promised myself to be up- right and honorable in all my future dealings, and never give him cause to regret the interest he then showed on my behalf. So it seems that, imbued by these high principles, I lectured my young man, and instructed him to be ever honest, truthful and obliging, and never to enter into any transaction which would cause him to feel any sense of shame or mortification. While he had accepted the place with me re- luctantly, being unwilling to work for a Jew, he soon changed his opinion, and became my ardent admirer, regarding me as a good and model man. Shortly after, he moved to Des Moines, Iowa, where he met many of my inti- mate friends and acquaintances, who observed when my name was mentioned, that the gentle- man took great interest, and showed both af- fection and good wishes for me. One man, who saw the weak side of my Urbana friend, took pleasure in exaggerating my success, and reported me a very rich man ; in fact a million- 332 aire holding important positions in benevo- lent institutions, and made other extravagant statements. Hearing these wonderful ac- counts of my prosperity and social exaltation almost daily, and feeling both grateful and kindly towards me, he often expressed an ear- nest desire to see me once more. About 1885, the opportunity presented itself to come to New York with a drove of cattle. The cool reception and want on my part of prompt recognition, had chilled his ardor. I tried to make good my tardy welcome by every means in my power. However, he would neither ac- company me to my home, to which I invited him cordially, nor even lunch, nor take a drink with me, but returned west the same day he had arrived, a disgusted and disappointed man. I assure you that his refusal to partake of my hospitality hurt me for years after. He had idealized me and credited me with molding his happy and contented life. I can readily under- stand what his feelings were and sympathize with them. While on a visit to Cincinnati, I met a man who was sneaking around my brother Nathan 333 and finally succeeded, by trick and imposition, in selling him a tract of land for which we had not the slightest use, near Newton, Hamilton County, within six miles of the city. We still own the property, and if we desired to sell to- day, would undoubtedly lose upon it, and it has never paid interest on the investment since its purchase. This very man, McGill, laid a trap for a gigantic swindle. He always tried to avoid me. He was a merchant who owed us for goods and had mortgaged some secur- ities of his own make in which Louis Stix & Co. had advanced money, and others also, if I am correctly informed, and upon which brother Nathan made advances personally. Not satis- fied with having gained this advantage, he pro- posed that the firm should become partner with him in the railroad of which he was president. He pretended great friendship and seemed anxious that we should share with him in this well paying undertaking. Brother Nathan who thought well of the speculation, brought the matter before me and I answered unhesi- tatingly, "Not only will I not invest in McGill's swindling scheme, but I want you to get out of any transactions which we have with him to- day." My excuse for this uncompromising reply was the effect which McGill's roguish 334 and dishonest countenance had upon me, con- vincing me more plainly than words of his dishonesty, and enabling me to form a just conception of his character. The only mistake that I made was that I did not see to it that our dues were paid at once, for it was not long ere my opinion was confirmed, and Louis Stix & Co. were losers in a considerable amount. As to the collaterals we held as securities, they were forgeries. States prison or self-destruc- tion were McGill's only alternatives. He meant well by the state, however, and saved it expense by taking his own life. If it had not been for my disapproval and the chance which called me to Cincinnati, he would have placed many of his forged bonds. On one occasion my wife was visiting our daughter Carrie at her home at Ft. Washing- ton and they went out for a walk. Carrie had a big St. Bernard dog that always showed an intense dislike toward any poorly clad person. Such a man passed them, and the dog made desperate efforts to jump upon him, but my wife held the dog firmly to prevent any such attack. At last the dog threw her down, and 335 in the fall, she broke her wrist. The doctor who examined it there could not tell whether the wrist was fractured or not. She pre- tended, however, it was nothing serious, and at once returned home. Before reaching the house she stopped to consult our physician, who found that her wrist was broken. She tried to make us believe it was only a little bruise. I, however, sent for Dr. Gerster, whose opinion coincided with that of Dr. Frau- enfeld. It took a long time before she was able to use her arm. On another occasion she was out driving with dear Carrie and William in a cab. They observed that the horse was becoming un- manageable. My wife, with her usual pres- ence of mind and self-forgetfulness, told dear Carrie to take care of herself. She then gath- ered the rug around William, protecting him from all harm. The vehicle upset and both Carrie and my wife acted with bravery, despite the shock and bruises. In the early hours of the following morning Nina was born, and spared to us by the remarkable courage and skill of my wife, who, in the absence of any physician, did heroic work. I recall vividly too, how my daughter, Zillah, who lived around the corner, a short distance from our residence, 336 had come to the house intending to remain for supper, but abridged her stay and with my wife returned home. Shortly after their departure, a servant came running back for me requesting that I should promptly send our neighboring physician whom I dispatched at once. Before he had arrived, a second messenger appeared, almost breathless, to impart the intelligence that mother and boy were doing well and to hurry the doctor's tardy footsteps. Howard, one of the loveliest and brightest of children, had just made his appearance. He will, I am sure, one day make his mark in this world of commercial strife, where he and his brother Joe may prove to be competitors. It is not only in precocity of intellect that Howard promises to excel, but he appears to be equally favored in physical development. On the 6th of March, 1893, while my wife was out marketing, she crossed from the north- west corner of 72nd street, to the northeast corner on Columbus Avenue. Just as she was about stepping from the street to the sidewalk she slipped and fell on the ice, which was cov- ered by a fall of snow. We afterward ascer- 337 tained that upon that very spot, which was one of the most neglected places in the city, many persons, including some of our neighbors, had also fallen, but without any special injury. She was picked up, utterly incapable of stand- ing or moving. We sent for a doctor, who pronounced her suffering from a fracture of the hip-bone. They carried her to the first house but one from the scene of the accident, where she requested she be taken. This was the residence of our daughter Zillah. Dr. Gerster, my friend, who was summoned, found the case a very serious one. He at once did as much as possible for her relief, but under the circumstances this was not much. She could not be moved to our house for weeks, and then only upon a stretcher. Although her en- tire family were more than anxious to render her every attention and assistance, yet we found it of great importance to secure the skill- ful services of a professional nurse, who took admirable care of dear mother for one-fourth of a year. The nurse was a graduate of Mount Sinai Training School and I can posi- tively affirm that she was worthy of the very highest recommendation. After months of patient suffering, mother commenced to walk with two crutches; then with one crutch and 338 a cane; next with two canes, and finally with the aid of but one cane. She is able, however, to go to market alone, although she walks lame, and will limp as long as she lives. Zillah and her husband proved themselves throughout all this trying time well w r orthy of the good name which they have always borne. Nothing was too much for them to do. Dear Carrie came daily, and sometimes twice during the day, although often not allowed to see her mother, as she was too sympathetic and found it very difficult to control her feelings in the presence of her beloved invalid. Frankie is her superior in the sick room in this respect. When the warm weather set in, mamma and I, Frankie, and mamma's maid Alice, who acted beautifully during this sickness, had a lovely summer at Fort W ashington, and really did not realize fully until then how good and charm- ing our dear daughter Carrie could be. Sam, her husband, united with his wife in making our visit most delightful, and fully approved of all the plans for our entertainment and pleas- ure. Their lovely children too, brought sweet- ness into our lives, like balsam to a wound. They never missed a day that they did not bring flowers to their grandma, and up to this day they insist that she shall sit between them 339 at the table, an honor they claim as their peculiar and special privilege. We made good use of the livery stable, and enjoyed driving very much. Our room being upon the ground floor, we had no stairs to climb in going out and in. Altogether we thoroughly appreci- ated our comforts and pleasures with the W eiss family. I must say that all and every one of our children have at all times left nothing un- done that would please, and make them useful to us. 340 IN 1 89 1, we celebrated my 70th birthday and had a glorious family reunion. All of our dear children were present, excepting one, who, on account of business, was unable to join us. It was a charming family gathering. When dear Belle, Ro and Florence entered our new home, I noticed that their countenances ex- pressed astonishment mingled with joy, and their pleasure was so genuine and apparent, that it diffused itself throughout all the guests assembled to do us honor. Their faces fairly glowed with animation and beamed with hap- piness. Dear Florence enchanted us all at the table by her speech, charming all with whom she came in contact; as much at home as her dear mother, whose heart is as big as her person is little. Belle was like sunshine to everybody. Our other daughters Zillah, Carrie, Frances, Freddie and Lena, together with our eight sons, all contributed their share to the perfect enjoyment of this festive occa- sion. Mr. Iglauer alone was absent, but it was unavoidable, although his presence would have been an additional delight. 341 Those of our grandchildren, whose age would have entitled them to be present were ill with the measles. However, the next birth- day which we celebrated, dear mother's an- niversary, found those of them who lived in New York and were able to take care of them- selves, with us, and they greatly enjoyed the occasion. I have since celebrated my seventy- fourth birthday anniversary and have much to be thankful for. My health for the past few years has not been so good, but the wear and tear on a machine so long in use must tell. It will require some oiling, no doubt, as the years slip by, to keep it running. Part of the summer of 1894 dear mamma and I spent at Hot Springs. We took with us our model maid, Alice, and the remainder of the summer we spent at Far Rockaway, where we found Zillah, her husband and two lovely boys, the pride of their dear parents' and grandparents' hearts. Howard, the baby, was two and a half years old. He is a charming little fellow, and Joe, his elder brother, is a fine good boy. It will not be his fault if he is spoiled, as both his father and mother are doing their share toward accomplishing that result. At Hot Springs we were visited by my sons Joseph and Aaron, the latter accompanied by 342 his wife, with their exemplary boy, Hans, who was a general favorite; while his mother was so lovely and attractive, that sunshine and hap- piness seemed part of her. We were always very fond of her. Another summer when at Hot Springs, Frances was with us and we were visited by Carl, Ro and her lovely children. Their stay with us made our summer all that we could have desired. Zillah and Florence were the companions of dear Frankie. Dur- ing the time that Carl and Rosa were not there Frances assumed a motherly attitude toward the girls. An extremely kind and thoughtful act of which I have in recent years been the recipi- ent, and for which I feel grateful, was the at- tention of Mr. Michaels in presenting me with the kev of the house in which I was born. To it is attached a silver plate, on which is in- scribed these facts. I cannot overestimate such friendly consideration. The sight of this souvenir recalls the home of my youth, the dear ones now gone who brightened it, and all those fond recollections that centered around the birthplace, hallowed by the presence of my 343 adored mother, revered father, and affection- ate brothers and sister. These memories en- dear this keepsake, and I would like it pre- served with my biography. For a quarter of a century, Mrs. Seligman Reus of Bamberg, Germany, the mother of Henry Rice, has heard of me and has desired to meet me, having made the acquaintance of four of my children. We have not had that pleasure as yet although our families have inter- married to such an extent, that it seems like the union of two streams flowing into one chan- nel. It has, however, been my privilege to show Mr. and Mrs. Reus, some slight atten- tions expressive of appreciation and respect, and last year, they honored me by presenting me with a silver cup inscribed with their names, which token of esteem is very precious coming from such a source. I trust my children will value it even as I do, and remember the lovely feeling which induced Mr. and Mrs. Reus to bestow this gift of honorable recognition upon my wife and myself. 344 Pauline Stix, the wife of Henry Stix, was Pauline Turnauer. She was a good, noble and lovely woman, dearly beloved, for she was in- deed an excellent and charming wife, and her virtues live again in her daughter, Aurelia Rice, who keeps up the same high standard. Let me here express the wish and hope that Aurelia's descendants may emulate her perfec- tions and those of her worthy brother, Henry S. Stix. I would gladly venture some further remarks about dear Aurelia, but fear that she might consider me a flatterer. At the same time, I dread that I should do her less justice than she merits. I will, therefore, content myself with an expression of good wishes for her and her worthy brother. May they never be less happy than I imagine them to be to-day, with their most delightful families. I was present at the funeral of dear Harry Rice, Aurelia's eldest son. While it was heart- rending to see the bereaved parents, it never- theless was a great satisfaction to be with them and share with them their hour of mourning and sorrow. On my departure, dear Erna, Aurelia's daughter, accompanied me to the depot. Before entering the car, in her lovely and childish way, she begged me not 345 to forget to inscribe her name in my memoir. But little did I think, when I promised her, that this dear and lovely girl would follow her beloved brother in so short a time. Harry Rice died in the city of Boston, while at school Shortly before his death, he had visited me during his vacation. Any attention shown him was always greatly appreciated and was most thankfully acknowledged. His faultless char- acter and strong principles were evident. While but a child, driving out with his good mother he passed a peach tree. Some de- licious looking fruit had dropped to the road- way. His mother wanted him to pick up a few peaches that were lying on the ground. His answer to his mother was, what right have you to those peaches, this fruit belongs to the oc- cupant of the adjoining land — he would only consent to pick some up by placing an equiva- lent in money in their stead. The annexed letter was received, with many others, from his classmates and speaks for itself: My Dear Mrs. Rice: My heart leads me at this time to write a few lines to comfort you in this sad hour of your bereavement. Knowing and appreciating your dear boy's pure and noble character, his remarkably high sense of 346 honor, and the elevated moral plane upon which he walked. I believe I can in some measure enter into the sorrow which I know wrings his parents' hearts. Do not feel at this time that your cup is one of unmingled sorrow, for your boy's life was well spent, and his friends who knew him best will remember his life as a power for good, as lifting up to them a high moral standard, which few men of to-day could contemplate without blushing. "No life can be pure in its purpose and strong in its strife. And all life not be purer and stronger thereby." For myself. I feel proud to-day and always shall., to say that your son was one of my most honored friends, snd to tell others of his pure and noble life. His memory will always be dear to me and to all who knew him as I did. Throughout our entire course as classmates your son's character was the highest to which anyone could point, and he was unanimously admired for his prin- ciples among classmates and teachers. His memory will be a source of pride, joy and in- spiration to all who knew him. and my hope and prayer is that the assurance of this truth will be a source of comfort to his parents in this dark hour of sorrow. May God bless you and comfort you at this time of distress, is the prayer of both my mother and myself. Your very sincere friend. Thomas C. Dutro. How shall I keep my promise to Erna. who so soon followed her beloved brother? Her 347 summons was a heartbreaking occurrence, and we are unable to see the wisdom of such in- nocence and youth being torn away from its loved ones. Charlie proved to be a model son to his af- flicted parents. Isaac Gundersheimer, who married my wife's sister in the year 1853, although no ac- quisition to the family, was, nevertheless, an honest man; but minus all business qualifica- tions. His inferiority to his wife was quite perceptible, and she felt it keenly. She was in- clined to keep her unhappy situation to herself, but it was not long before she saw her hus- band's total incapacity for success in life. A hatred of his kin was engendered which was reciprocated and, as time advanced, this an- tipathy increased. Throughout the lives of Isaac and Louisa Gundersheimer it was the privilege of myself and my entire family to render them unremit- ting kindnesses, nay, to support them. This was the more essential as Isaac's family were faithless throughout. 348 I have written less in my biography of Brother Nathan than of any other member of my beloved family. I now desire to refer to him and his dear ones in the very highest terms possible. No parents ever brought up better children. During the prolonged illness of my brother his wife proved herself a most admir- able nurse. Very few devoted wives could have equaled her in this regard. I do not be- lieve that ten out of a hundred women placed in similar trying circumstances could* have done as well. She never wearied in the line of duty she was called upon to perform. May they ever have cause to be proud of their offspring. That good health, prosperity and happiness may follow them through life is the sincere wish of their affectionate relative who pens these lines of regard and appreciation. 349 I AM now over 74 years old and have passed 54 years in America. Up to this day, I have never given a mortgage, except for pur- chase money on real estate. In a few in- stances, many years ago, we used accommoda- tion paper, giving and receiving it in rare cases. In the year 1850 I needed endorsements for a considerable amount in my settlement with my creditors, when I compromised to close the business of Stix & Wallach. I have always endeavored to be liberal in helping my friends, but my greatest losses have been where I have loaned money to relatives to enable them to make a living. Money has never been an ob- ject of worship to either my wife or myself. She has always taken great pleasure in giving it, where she thought it would be of assistance. Although our wants have tripled from what they were years ago, I am happy to say I am entirely able to meet them. The winter of 1894 and 1895 found myself and wife on a visit to Cincinnati. We had for a long time been enjoying the pleasure in an- ticipation, actually counting the days until we 350 should be once more with our dear ones, and, indeed, I can truly say that the realization of our hopes in this respect was in nowise unsatis- factory, but in truth rather exceeded our ex- pectations. Our stay was a truly delightful one, and the time most gloriously spent, for our dear daughter Ro and her exemplary children left nothing incomplete to add to our enjoy- ment. Carl Iglauer is a man of domestic tastes and appreciates his home most thoroughly. Still he enjoys a change, and no one in the family showed himself more ready to contribute to our happiness than himself. Joe Stix, ever in the front ranks, strove to make our visit doubly agreeable, and engaged a carriage which was placed at our disposal as long as we were with them. As this luxury had to be paid for whether it was used or not, the weather being bad, we utilized it and found it exceed- ingly convenient. I note these things, trifles in themselves, but delicate attentions which went to show the desire of our children to en- tertain us handsomely. During this time I saw considerable of Belle, Aaron and Hans, and I desire to say that I wish all my friends had just such treasures as we are proud to possess. It is always delightful to feel assured that there is reciprocity when in the society of 351 those we love, and this reunion proved no ex- ception. My sister experienced deep satisfac- tion and pleasure in our company and we had equal gratification in hers. Brother Henry's wife and children, and brother Nathan and his wife and family made frequent visits to us. No amount of disagreeable weather, not even the worst and most boisterous, could deter them from spending evening after evening with us in social intercourse. We were also the re- cipients of the hospitality of Mrs. Simon Kuhn, my old "Schatz," and Sophie Wyler, my niece, who once declined to kiss me, even though I promised to present her with a silk dress as a reward. Most women would have regarded this offer as a sufficient inducement to confer such a favor upon so near a relative. To the names of our hostesses above mentioned, I may add that of Mrs. Sophie Strauss. As for our relatives, we were so often together that we hope to see them soon at our residence in the East to renew old associations and to prove that their kindness on that occasion is not for- gotten. In the summer of 1895, after considerable entreaty, Carrie's husband was induced to ac- company us to Hot Springs, Virginia. My sister and her daughter Aurelia were also there, 352 but distressed by the recent death of Aurelia's daughter Mattie. We remained there about three weeks, and until the latter part of July, when my wife and I returned to finish the sea- son at Far Rockaway. My daughter Ro met us en route, at Covington, Virginia, and accom- panied us with her children to the seashore, to avoid the excessive heat. Here we found our- selves at first somewhat crowded for space, but were soon enabled to obtain larger apartments and more comfortable accommodations. Tak- ing it all in all though, there is a vast differ- ence between a temporary residence and one's home comforts. However, we enjoyed our hotel life, and found it a pleasant change. Our trip to Far Rockaway was made doubly de- lightful by the fact that we were in the midst of our dear ones and saw much of them. I took several sea baths for the first time in many years, and we passed an exceedingly pleasant summer, enhanced by the society of dear Ro and her children, whose presence was a con- tinual treat to us. As may easily be supposed, we did not suffer for want of company, having not only three of our children, but six of our grandchildren. There are some seasons espe- cially delightful, and this outing brought pleas- ure long to be remembered. We returned to 353 the city three days sooner than we expected on account of dear Carrie. But Carrie, with her usual thoughtfulness, wishing to save her mother, had procured an efficient nurse, and I need not say how delighted we were to find Carrie doing well, and with what pleasure we greeted the little stranger girl, Carol, who had been added to our family circle. My aim has always been to secure concord and affection in my family, and I feel that this delightful result has been secured. In this re- spect, I have endeavored to follow the excellent example ever before us under my dear father's roof ; yet I have always believed that it was im- possible for any human being to have the same degree of love for each and every member in his household. In my own case, I honored and respected my father as much as any son could, but my feeling toward my adored mother was of a character much more tender and affection- ate. Some persons attract us like the magnet, by a power unseen but irresistible ; while others might repel if not bound to us by laws of con- sanguinity, which every feeling of kinship prompts us to respect and to cultivate. The one is spontaneous, springing up unconsciously within us, and taking firm and lasting root ; the other requires training and culture. 354 Throughout my whole life I have claimed this privilege, and acted upon it by treating my ten children with perfect independence; but I trust they will never commit the indiscre- tion of measuring my affection by what one may have received from me in excess of an- other ; for by doing so, they would do me an in- justice, and I would impress upon the minds of all the fact that I have intended to treat all impartially, and that sometimes circumstances, and not favoritism, have induced me to act as I thought best. Thus far my whole family has shown a lovely spirit, each interested in the other's cause, pleading it more eloquently than their own, which has added greatly to my happiness and enjoyment. It has always been a source of great pleasure to me to see them together. May it ever thus continue. Dear Zillah and her husband lived with us for about ten years and there was not a moment that we did not feel delighted to have them under our roof. They added much to the pleasures of our home by their happy disposi- tions. They seemed to be perfectly satisfied, but finally made up their minds to commence housekeeping for themselves. We had a pleas- ant home while together, and after our sep- aration were still very near to each other. 355 Now there is but one house between our homes. Zillah comes in from three to five times a day, and we often retire, leaving Joseph F. Cullman and wife, and Samuel W. Weiss and his wife with some member of our immediate family. They jokingly complain of being insulted and declare they will not visit us again for a long time, but next day the same occurrence is re- peated. They always give us new pleasure each time they come. Joe Junior occasionally drops in, but Howard, a shining light for his age, is a great deal with his grandma, who is very happy in his company. Howard, when but a babe, was asked by his grandma to come in the house — he replied, "Not to-day, I will come to see you to-morrow." He is really a lovely, wonderful boy, and it is a great pleasure to see as much of him as we do. He has been on a diet for about a year, and submits so will- ingly to its requirements — asking only for a piece of stale bread — that it hurts our feelings, as we would gladly give him palatable dain- ties. But without his mother's consent he will not accept. His grandma would like to indulge him, if it were only wise to do so. 356 THE four-leaved clovers are generally hid- den from view, and it requires both time and patience to find them along the country roadside or upon the velvet lawn. They are as modest and unpretentious as the blue-eyed violet in the woodland shade, without osten- tation or display, or gaudy, brilliant colors. For these charming qualities, sweetness with- out obtrusion, they appeal to our heart's affec- tion. They are the floral exceptions which nature has bestowed upon us with no prodigal- ity, that we may appreciate them more fully, on account of their rarity. Many a group of young people have looked for them in vain, and becoming weary of the useless quest, have ceased searching. But some one, more fortu- nate than the rest, suddenly spies this "prom- ise of good-luck," and plucks it joyfully, to tri- umph over his disappointed companions. This rare gift of nature seems to me a most appro- priate symbol of my beloved daughters, four in number, each one forming a perfect petal in fortune's emblem just described. So I love to think of them as my "Four-Leaved Clover," for they have indeed brought into their domes- 357 tic circles love, peace and contentment, the greatest boons vouchsafed to mortal. They have crowned one united stem, their dear mother and myself, with honor and true happiness. Although I have dwelt on this heartfelt tribute to my daughters in this com- plimentary strain, I sincerely trust that my other children will not regard themselves slighted, because not especially commended. Their conduct too is worthy of all praise; only this little fancy came into my mind while writ- ing, and I have here attempted to give it ex- pression, hoping that it will afford my daughters the same pleasure in perusing, as it has their father in inditing these lines, affec- tionately dedicated to them. I have sometimes mentally compared our perfect domestic harmony to a vehicle which has carried us safely through life's journey. My dear wife and myself, forming the axle, and my four daughters representing the hubs ; my six sons with their four wives may be likened to the spokes, and my four sons-in-law form the rims to bind and keep the wheels in- tact. Our lovely grandchildren occupy the vehicle, and I trust they may be guided throughout the highway which stretches be- fore them, by the same sentiments which have 358 transported their parents and grandparents along flowery paths, without distressing thorns or brambles to prick or tear, and with no ragged stones or sharp rocks to stop their prog- ress. Our four daughters whom I have designated as the hubs, revolve constantly around the axle, and furnish the lubricating substance, affection and forbearance in such abundance, that the supply is inexhaustible. The more it is used, the more freely it flows. Inventors have expended immense fortunes in patenting contrivances which would render perpetual motion possible in machinery without friction, but all to no purpose. Both skill and ingenuity have failed. Oil must be replen- ished, or the rasping of the delicate parts will eventually destroy their usefulness and render them utterly worthless. We, however, have been so fortunate as to effect a discovery which we are willing to make universally known, in order that discord and friction may be forever banished from every household. We can honestly recommend our patent, for we have seen it in use, and we will charge nothing to anyone who would like to adopt it. True af- fection and forbearance will smooth over every difficulty, and save many a heartache. Try the prescription and I will be responsible for 359 its efficacy. This gentle, delightful peace, which should be the controlling element in every family desiring happiness, is a blessing which we have unmistakably enjoyed, and which, I trust, has come to make its permanent home in our midst, abiding with our eighteen worthy children, and eighteen model grand- children even as with us. May these lines, penned by my hand and emanating from my heart, induce you, my children, to cultivate this spirit of loving friendship forever. Let me warn you, should any misunderstanding come between you, have it satisfactorily explained, and then dismiss it entirely from your minds, bearing no grudge, especially to one of your own kin. Stand together, work for one pur- pose, the universal good of all. Have peace at any cost, for in "Union there is strength." I have ever been on good terms with my dear ones, and if you will follow my example in this respect you will experience the same re- ward which I now enjoy. If you look for trouble, you will surely find it. May harmony and affection accompany you through life ! In writing about our dear, good and lovely grandchildren, I shall carefully avoid all criti- 360 cism, comparison or eulogy, desiring by this wise precaution, to obviate all jealousy. I shall simply confine my remarks to a few inci- dents which have come under my observation and which at the time of their occurrence pleased and amused me. In the year 1884, when Joe, Jr., was about 22 months old, he showed remarkable considera- tion for such a very young child, and well worthy of imitation by those of more advanced years, by asking his grandmother to close the windows for fear grandfather might catch cold. William was about 7 months old when we once returned from Saratoga. We were all seated around the dinner table and he called out plainly, "Grandpa." At four years of age he read nearly all the advertisements on the fences while passing them in the elevated trains, to the great astonishment of those who saw him and heard what he was saying. Two years later, at the age of six, I made some erroneous statement, as "Twice three makes five." Wil- liam, who was asked by his father whether what I said was correct, answered, he knew it was not, but that he would not contradict his grandpa. Dear Carrie once asked William's teacher how he succeeded in school. She re- plied that he was the youngest scholar in the 361 class, by far the brightest and best, and the most inquisitive child she had met — he had only one fault which was that he was not neat about his papers; they were quite untidy and gave evidence of carelessness on his part. His mother, desiring to correct this defect, sent him to wash his hands before he prepared his writ- ing lesson. He came back with his right hand white and clean but his left hand still soiled. She then asked him why he had not treated both hands in the same way. He answered that he only touched the paper with his right hand, so could not understand why he should also wash the left hand. I received a beautiful letter from William written when he was about six years old, thanking me in German for some gift I had bestowed on a certain occasion. At the same time his grandfather Weiss showed me a letter he had received from him written in English, and his cousin Mae was favored with one in French from our little linguist. I have also preserved, with the letters from William, some from Lawrence, beautifully written and well worth preserving. He is far advanced in his class, although its youngest member. His brother, Edgar, is a good and charming child. Nina is very lovely and ami- able, and during the last year has wonderfully 362 improved. Her brother, Louis, is a big strap- ping boy, as good as he is sizable. No doubt he will take after the writer, for whom he was named. Hans is a bright, beautiful child. When he was with us he was three years old, and he then used language which astonished everybody. His high-sounding words and long sentences would have suited a professor. The guests at the hotel were particularly pleased at his proficiency, and listened to him with surprise. Florence is a most industrious and diligent pupil and stands first in her class. If I had worked one quarter as faithfully at study as she works, it might have greatly bene- fitted me. Her father has done all he could to spoil her, but she is too good to have his indulgence work to her disadvantage. Zillah's last letter on my birthday is beautifully written, and has been carefully preserved on account of its merits. In many respects, she resembles her grandfather, thinking independently for herself. She will always be more of a leader than one willing to be led. Addie is already a little woman, acting far older than her years. She has never appeared like a child, but is nat- urally a lady, always amiable, and an excellent scholar. Mae has a sweet disposition and, like her sister, is bright and lovely. Dorothy ap- 363 pears intelligent, has quick, keen eyes, but as to her language, it is altogether beyond my comprehension. I fear my education has been sadly neglected, for it is to me a mystery. Her parents are very fond of music and she often entertains them with her operatic dramas, without any charge. Once after a lapse of time when Dorothy saw her grandmother, she fairly jumped from her nurse's arms to wel- come her in a manner I have never seen equaled by a six months old child. Ruth Zidone Stix Mann was born August 7th, 1897, and we were delighted at the happy advent. A most lovely child. May she become the pride of her par- ents and grandparents ! May bright sunshine accompany her through a happy, long and use- ful life! I may congratulate myself on one thing, and that is that my children have not had as many little ones as my parents or as we had; for 100 grandchildren would be almost too many to write about. I should never have undertaken such an herculean task, for the old glazier would have found it too difficult to do justice to such an immense number. My grandparents were blessed with ten children: seven sons and three daughters and we our- selves have been favored with four daughters and six sons. 364 DESPITE my intention to spare my de- scendants and discontinue further rem- iniscence, I continue, because I find it pleas- urable, hoping even that it may have an effect for good upon those for whom it is intended. I was frequently invited to meet my neigh- bors on Seventy-first Street for the purpose of waiting on the city authorities, to try and have our Belgian block pavement replaced by asphalt. A committee was formed with a Mr. Clark as chairman. Later, however, at the mayor's office, when it was learned that I was personally acquainted with the mayor, I was appointed chairman in place of Mr. Clark. The committee called on the mayor. As we en- tered the office, which was crowded with peo- ple (it being a street opening day), the mayor recognized the writer, and bowed to him in a most friendly manner. After the meeting had adjourned the mayor entered the waiting- room and asked who had come first, at the same time remarking, "Old age first. What do you wish, Mr. Stix?" The writer intro- duced himself as chairman, and Mr. Clark as 365 his attorney. The latter presented our case to the mayor, who after hearing our wants, re- quested the writer to send him a letter and state our case. The writer, apprehensive that it might be opened by a clerk and consigned to the waste basket, sent his office boy to his honor, to inquire what time would suit his convenience to have the writer call on him. My friend the mayor answered that any time that suited me he would find convenient. In less than fifteen minutes I appeared before the door- keeper, who had orders not to admit any one. After repeating the message I had just re- ceived from the mayor, he remembered that I was the only exception, and admitted me at once. After a friendly chat, the mayor ex- plained that although he was perfectly willing to grant my request, he had no funds for that purpose. My committee had made arrange- ments to meet me that evening. To them I told the following story. A Mr. Lasky who lived in Poland failed in business. The un- fortunate merchant owed his friend and neigh- bor, one Joroslasky, quite an amount. Joro- slasky called on his friend Lasky, and asked him, "What have you done for your life-long, confidential friend ?" Mr. Lasky thereupon re- plied, "I have had many sleepless and troubled 3 66 nights thinking how I could show you a prefer- ence. I have come to the conclusion that the only preference I can show you is to let you know to-day that you will get nothing, while my other creditors will not learn this for months/' The committee required no further explanation. In a few days, however, Mr. Clark called again, and the writer showed him an account of an appropriation which had been passed for some work, but which, on account of the great steepness of the street, the company was un- willing to undertake to guarantee. This re- fusal left the city about double the amount required to asphalt our street. Mr. Clark and the writer at once called upon the mayor, who promised to investigate the matter, and see what he could do for us. Next day we were delighted to learn that we had been successful. I later heard the following amusing report of these proceedings. The boot-black on our cor- ner told my son, Otto, that there was an old man, a friend of the mayor's, who lived on the block, and through his influence the block had been asphalted. About the same time my friend, Mr. Jacob F. Cullman, who knew me to be a friend of the mayor's, asked me to please see the mayor, and 367 request him to perform the ceremony at his marriage. I made this request, and the mayor replied that he had never done this before, but if it would be a favor to me, and if he were well enough, he would gladly do it. My friend's brother later called on the mayor and reminded him of this promise. The mayor declared that he was ready to perform the cere- mony, and shortly afterwards I accompanied him to the wedding of my friend. After drinking the health of the happy couple we left, and Mr. S. W. Weiss accompanied the mayor after having seen me home. Mr. Cullman sent him a hundred dollars for his favorite charity, and a hundred fine cigars. I next met the mayor at his office when calling on him for his usual donation to the Hospital Saturday and Sunday Association. I later met him again at Mr. Bernheimer's funeral, when, while walking with me, he remarked, "I wonder who of us two will be the next to follow our mutual friend. ,, Mr. Lauterbach, our friend and lawyer of the Mount Sinai Hospital, through his unceas- ing energy has managed to have a law passed 3 68 by the legislature, allowing our city author- ities, at their discretion, to assist the hospital by furnishing a sum of money to meet in part our immense expenses. These expenses are constantly increasing on account of the increas- ing number of patients we have been treating gratis, and because of the fact that we are con- templating building a much larger institution, thereby increasing our capacity twofold, and our expenses in a corresponding degree. Be- cause of the immense amount of money we received both from our members and patrons for a new building, the board of directors hesi- tated to decide upon the new building, without further investigation. A committee was ap- pointed, consisting of Mr. Wallach, chairman, Mr. Isaac Stern, Mr. George Blumenthal and myself, to wait on the city authorities, and ascertain what aid we might expect from them. We encountered the opposition of the comp- troller and of many young doctors. The doc- tors complained that we were taking the bread out of their mouths; while the comptroller, although he spoke in the highest and most complimentary terms of our institution and the management thereof, said that we were rich enough, and did not require aid from the city; while the city, on the other hand, was poor, 369 and needed all her income herself. Despite this opposition, we succeeded in our worthy un- dertaking, and have been the recipient ever since of about one-fifth of our expenses. We owe our thanks to Mr. Lauterbach, who has worked for us gratuitously ever since I have been connected with the institution; to Mr. Wallach, president of the board of directors, who worked with untiring energy notwith- standing the fact that he was not in the best of health; to Mayor Strong, one of the best mayors we were so fortunate as to be blessed with, who at all times unselfishly acted for the best and who was always the friend of the poor. We also owe our thanks to Mr. George Blumenthal, both because of his .liberal sub- scription, and also because through him we were saved the necessity of paying much inter- est monies ; and to the entire board of directors, without exception, who all did their parts most nobly. In February, 1896, we visited Cincinnati. Of this visit I retain many pleasant recollec- tions. First, there was the wedding of our niece, Alice, daughter of brother Nathan and 370 sister Ricka ; a most happy event in our family circle. It pleased us greatly to be with our dear brothers, sisters, children and grandchil- dren, and our numerous nieces and nephews. We also participated in many feasts and were grateful at having escaped a doctor's bill. A pleasant event was the birth of dear Belle's most lovely boy, Tom, who was born on Feb- ruary 2 1 st. May the newcomer grow up to be a fine man, the pride of his dear parents and grandparents, and may he give pleasure to all who have his interest at heart. We went to Arverne for the summer of 1896. Carl with his dear family had rooms next to ours. We again had as pleasant a time as we had enjoyed the previous year. But Carl and his family left rather early. Dear Carrie, by the advice of her physician, had engaged rooms for herself, her two children, Louis and Carol, and their nurse, at the Grand Hotel in the Catskill Mountains. Mr. Weiss, who had ac- companied her there returned the next morning. Carrie, who went there for her children's health, soon found the hotel unaccommodating and unreliable. She was not treated as she had been promised, for she was placed on the third floor of the hotel, and there was no elevator in the building. Despite the doctor's orders, 371 she determined to return, as she felt her chil- dren would be better off at home than in a place where they were so inconvenienced. The summer was one of the hottest we had had for years, and Carrie returned in the midst of a hot spell. The Saturday after her return she and her family visited us at Arverne, and we managed to persuade her to remain with us and send for the necessary clothes. She stayed with us the rest of the summer, and we were delighted to see baby Carol improve from day to day. Although the summer was exception- ally hot, we always managed to be comfortable, and quite luckily we had but few mosquitos that year, although as a rule they were very plentiful there. Altogether, we spent a very pleasant summer, seeing a great deal of our dear ones from Far Rockaway. At the end of the summer we all returned in good health, including dear Carol and Louis, who had also been slightly indisposed. In 1897 we again engaged rooms at Arverne. Our family visited us quite frequently, and in the intervals we visited them. The Iglauers had taken rooms in Atlantic City on their doc- tor's recommendation, as Carl did not feel very well. But at the end of his vacation he re- turned in good health. The Weiss family 372 spent their vacation on the Jersey coast. All our children frequently visited us. Dear Syl- van's business, always laborious, required all his attention. Indeed frequently we did not see him for a week at a time, for he usually left the house even before the servants had arisen, and returned after we were all in bed. Therefore his frequent visits to us during this summer were the more astonishing. But the time he spent in our company was short, for the attraction which drew him to Arverne was not his parents, but a stronger loadstone of flesh and blood. Sylvan seemed to me rather young, and as though he had not as yet saved enough to support a family properly, to my mind. But in the face of my opposition the marriage was consummated. I wish now to declare my sin- cere appreciation of dear Florence. Her most beautiful conduct has proven her worthy and deserving of our love and admiration, and I am greatly pleased to think that each and every one of my family entertain the same sentiments towards her that I do. On March 16th of the year 1898, Sylvan and Florence were married. The members of both families were the happy witnesses of this event. We feel most proud to be able to count Florence as one of our family, and I am sure 373 that she and her husband will have a happy and successful life. In 1898 we decided to change from our usual course of summer procedure, because dear mother did not feel so well at the end of the season at Arverne. So we arranged to stop at the United States Hotel at Saratoga. I wrote to all my brothers and sisters to try and meet us there. Sister Caroline and sister Han- nah were unable to do so on account of previous engagements, while Mrs. Henry Stix could not leave home as she was busy preparing for the approaching marriage of her daughter Adele. These were the only ones missing from our reunion. My wife and I met William Stix and his wife, Nathan Stix and his wife, and Henry Stix, and we enjoyed ourselves greatly, and we all consider this reunion as one of the pleasantest events of our lives. Despite our pleasure, the extreme heat did not tend to cause us to prolong our stay, it being so in- tense that I was confined to my couch part of the time, having been affected by it. Many left very soon for cooler quarters in the mountains, or by the sea. Henry Stix returned home. William Stix and his wife went to Niagara to join their children who were spending the sum- mer there. Nathan Stix and his wife remained 374 to take the water cure, while we engaged rooms at the Kaaterskill Hotel and left as soon as possible. Although I very reluctantly wore a light overcoat at the start, before we arrived at our destination I felt the want of a heavy coat. We found the change most agreeable, and the mountain air most invigorating. We met many pleasant and congenial friends, and found the accommodations very good in every respect, except that our rooms were not all we could have desired. We soon changed them and got two of the best in the hotel. These quarters we occupied for the next three sea- sons. Otto visited us quite frequently, but the other members of the family we missed greatly, especially as we had been accustomed to see many of them almost daily. In August when dear mother learned that the Iglauers were living at our house in New York, she wished to return and see them, but Otto tele- graphed us that it would be foolish to return to the city as the heat was awful. This tele- gram also kept many of the other guests who had expected to leave. But I could not induce dear mother to remain after August 28th, so we returned then. W e had had a very pleasant summer, and felt the benefit of it during the following winter. We found Rosa, Zillah and 375 Florence Iglauer at our house in New York, and we were all greatly pleased to see each other again. The next summer, though we intended to return to the Kaaterskill Hotel, we both felt quite unwell. I myself had been under the doc- tor's care for some weeks, but was feeling bet- ter and hoped the mountain air would restore me to my usual health. Mother, however, was not so ready to go. She, too, had been ill, and we found it necessary to get a trained nurse for her, after her daughters had helped her for a few nights. We were thinking of taking a nurse to the mountains with us, but Carrie, who was always ready to help us in every way she could, volunteered to accompany us and take the part of a nurse. She took her two younger children, Louis and Carol, and their nurse with her. Dear mother had a very good trip and improved very rapidly, and soon she had no trouble at all. The two little children were a source of great pleasure and entertain- ment to us all. Otto, Aaron, Rosa and her children, and Mr. Weiss visited us during the summer, and we enjoyed seeing them very much. On the whole we had a very pleasant time, and we both had good cause to be thank- ful for our improved health. We again met 376 many friends whom we had seen the previous summer, and these all helped to make our stay enjoyable. My grandson, Louis Stix Weiss, used to en- joy looking out of our windows and watching the baseball games from there. Once, when in the room, he saw my watch lying on the table and seemed to admire it very much. So I re- marked, "Louis, you have my name, and as I am quite an old man, it is probable that you will live longer than I. After my death I promise that you shall be the owner of this watch." His answer, coming from a five-year- old child, seemed quite wonderful. "I hope I may not get it for many years to come." Pro- fessor Rice stopped at our hotel with his wife and six children. He often invited mother and me to go driving with him in a stage he had hired for the season. We accompanied him occasionally, but Carrie and her children went with them almost daily. After she felt sure that mother could get along without her, Carrie returned home with her children. The chil- dren were especially benefitted by their stay in the mountains. On June 21st, 1899, Charlotte Stix was born. May she grow up to be a lovely girl, a help to her mother and a pleasure to all who may know 377 her. We were fortunate enough to see much of Charlotte and her dear parents as they lived with us during the summer that Otto was in Europe, and kept us from missing him as much as we should, had we been alone. At this time also Zillah and her family moved to their coun- try home at Far Rockaway. During the summer of 1899 while we were in the mountains, Zillah, her husband and Howard spent their summer in making a lake trip to Alaska, while Joe Jr. was in Maine. Joe Sr. sent his son Joe a small sum of money for Fourth-of-July fireworks. He found a more useful way of spending it by sending the money to the colonel of a New York regiment to buy delicacies for sick soldiers. The colo- nel answered him by a fine letter and had an account of Joe's self-sacrifice published as a noble example. While at Yale Joe joined a society for the bettering and educating of the poor, and while he was at work bathing some children, the building caught fire. He man- aged, however, to rescue all the children al- though his hair was burnt. 378 ABOUT this time, in collecting for the Hos- pital Saturday and Sunday Association, notwithstanding the hard times, my friends and patrons contributed in their usual gener- ous manner, although other collectors failed to come up to their usual amounts. Thus, al- though I had surpassed my previous record, because of the falling off in receipts of the other collectors, there was a deficit, and Mr. Cornelius Vanderbilt remarked, "We want more Mr. Stixes." "Not at all," I replied, "we want more V anderbilts," for I was aware that it was his practice to make up any deficiency in his church-collections if they fell short. For years I considered it wrong on my part not to hand in my resignation as a director of the Mount Sinai Hospital and of the Training School. While I was reluctant to do this, still I did not feel that I had any right to occupy these positions to the exclusion of a younger and more useful man. I could not help noticing that the president had for years been careful to place me on committees where my position would entail but little work. In hand- 379 ing in my resignation I had so worded it that the Board could accept it without hesitation, and I felt sure it would be accepted. However, not hearing from the Board for some time, I be- came rather annoyed. Then I received notice that a committee had been appointed to wait on me at my office at any time convenient to my- self. Mr. Wallach, President of the Board of Directors, was chairman, and the other two members were Mr. David Weil and Mr. Max Nathan. They met me at my office, and after excusing themselves for being late, they told me that it had required all their time to go over the English and American statutes to find whether there was any law requiring them to accept my resignation, but they had found no law to that effect; and further, whether I at- tended their meetings or not, they proposed to keep me a director till the day of my death. When I found they were firm in their resolve I suggested a compromise. In the first place, I was to be allowed to resign from the Training School board, to avoid the necessity of night meetings ; secondly the Board was to accept my resignation as a member of the executive com- mittee, but I would still remain a director. They agreed to this and I was forced to be content. Adulation had weakened the old 380 man's determination, and this compliment from one of the most influential bodies of men in New York had changed my strongest resolve. Still I was fully aware that my capabilities were not such as to entitle me to such honor and consideration. I still remained interested in the hospital collection. When first started, the Hospital Saturday and Sunday Association contained twenty institutions and the yearly collections amounted to about twenty thousand dollars. To-day there are forty members of the association and they collect about seventy thousand dollars annually. The summer of 1900 was the third summer we spent at the Kaaterskill Hotel. Dear Frankie accompanied us, and she, her husband, Dorothy, Ruth and their nurse, spent part of the summer with us. They all were a source of great pleasure to both mother and me. The children were the best known and most popular children in the hotel and general favorites with every one. To please grandma was their great pleasure, and they were continually striving to do that. Ruth often came to my rooms for ice, as I managed with a little care to keep mv ice 381 all night. So as not to leave us without any one of our children, at the end of Mr. Mann's vacation, when he and his family left, Carrie and her three youngest children came up, ac- companied by a very obliging nurse. The chil- dren with their good mother made us feel as if we were at home. Mr. Weiss and William visited us for a short time, as did Otto, Aaron and Belle, who had come from Canada where they had spent their summer. We had written Belle and Aaron not to come because of the tiresome journey, so were very much surprised to see them. Our pleasure was short-lived, for the mountain air proved too much for dear Belle. She complained of headaches, dizziness and loss of appetite, and had to leave soon. Otto, Aaron and Carrie were all very attentive, sending us a case of champagne, some wine and whiskey. We had to call Dr. Baruch, our phy- sician in the city, to come up to the mountains to prescribe for mother. He gave her some medicine, but it did not seem to help her, so he said a change of climate and diet was essen- tial. We decided to go to Far Rockaway and stop with Zillah. We returned to New York on the 22nd of August. We had a cool and pleasant trip and remained in New York for a day or two, the weather being fairly comfort- 382 able. The day we left for Far Rockaway, however, was the hottest day of the year. Yet when we reached the trestle on the way to our destination we felt quite uncomfortable without our coats. At Zillah's mother recuperated rapidly, and soon was herself again. All of our family visited us frequently. Rosa and her children had rooms at the Edgemere Hotel, but the greater part of their time was spent with us. Howard, the darling boy, was most atten- tive to his grandmother. He would come of his own accord to lace grandma's shoes, and would inquire if there was nothing else he could do for her. Y\ 'hen she moved from place to place, he would jump up and follow her closely, with her footstool and shawl. Joe Jr., who had just returned from Yale, hardly had time to help as willingly as Howard, but nevertheless he was very attentive. He was busy all day with his friends, but was a good boy, respecting his grandparents, obedient to his parents, and much sought after by both boys and girls. He was strong and full of fun. Howard, who is up to all tricks, had learned some time before that I rewarded any one of the grandchildren who ate apple sauce. I did this, because dear mother, who is very fond of it, and who eats it quite frequently, always wished me to do the 383 same. I got very tired of it, and overcame the difficulty by paying fifty cents to any of my grandchildren who happened to be present when apple sauce was served, and would par- take of it in my stead. Howard got the cook to prepare some, and had it served daily. Then he claimed the money due him for eating it at the rate of fifty cents a day. This money he gave to the Society for the Prevention of Cru- elty to Animals, to help erect a watering-trough for animals. At a meeting of the society every one handed in his subscription, and when it was seen that Howard's was much larger than that of any of his comrades, who had made theirs by selling things on the streets, he was ques- tioned as to whether his parents were aware that he was giving so much money to the so- ciety. He replied that the money was his, and he was entitled to use it in any way he wished. The Far Rockaway paper published an article praising his generosity, which article you will find among my letters. I also have some letters written by him which I considered worth keep- ing. In one of his letters he asks his father for some of his own money, telling him for what purposes he wished to use it, except a certain sum, with which he intended to buy his father a birthday present. He wrote a beautiful let- 384 ter from Cincinnati to his mother in St. Louis, and at six years of age he wrote a German letter to his grandmother. He is a good bright boy, always standing well in school, and obedi- ent and ready to help any one. W e have many other letters from our different grandchildren, the Manns, the Weisses, Robert's and Aaron's children. The anniversary of my eightieth birthday we decided not to celebrate in the usual man- ner, as dear mother was too nervous. We promised to make up for this in celebrating our approaching golden wedding. At this time we met our new grandchild Walter and his mother, who was born in the same house as my wife. He took supper with us, and at this meal met all our New York children. My wife was taken ill after supper, and we immediately summoned a doctor. He gave her some medi- cine and she was much improved by morning. 385 ON Saturday, the 9th of March, 1901, we were overjoyed to see all our dear ones from the West who had come East to celebrate with us our golden wedding. These had all come two days in advance, that they might wit- ness the presentation to me of a loving-cup by the board of directors of the hospital. Joe Cullman, a member of the board, had told them that this was to occur on Saturday after- noon. As I had received an inkling that my colleagues intended to assemble in my house to congratulate me, I had written down some few words to answer them. But as they all came in a body, and every one of the family was present, except sister Hannah, who could not be reached in time, you may well believe that words failed me to enable me to reply to the elaborate presentation speech made by Presi- dent Wallach in presenting a most beautiful golden loving-cup to me. No directors were absent, except those few who were out of the city. I shall never forget the day, nor will my dear ones. The presentation of the cup as a token of the esteem of the board was a great 386 compliment; and the speech of Mr. Wallach, so affectionately expressing the good-will of all his colleagues, so overcame me, that, al- though prepared for the occasion, I broke down, and was unable to answer suitably. I am sure you will excuse the writer's having dwelt at such length on this subject, but I felt the honor very deeply. On one side of the cup was the inscription, "Honor is the reward of virtue," while on the opposite side was en- graved, "Mr. and Mrs. Louis Stix on the fiftieth anniversary of their wedding, from the directors of the Mount Sinai Hospital. March nth 1 901." After the presentation we filled the cup with champagne and had a light lunch. As I have already said, this event made a last- ing impression on me. The following Monday was our golden wed- ding day. The house was taxed for room to accommodate even the flowers sent us on this happy occasion. A veritable flower-garden was the offering of my old friend Jacob F. Cull- man, who had been compelled to go to Europe for his health from whence, sad to say, he never returned alive. At first we objected to receiv- ing any presents, and even went so far as to return some, but we soon found out that we could not hope to return all of the flood of 387 gifts which came, so we decided to keep them. One of the presents was a silver loving cup, with the inscription, "1851 L. S. Y. S. 1901," presented to us by our old friend Mr. August Richard. Our children made up a purse of three thousand dollars and presented it to the convalescent fund of the Mount Sinai Hospital, my particular hobby, of which I was considered the founder. Formerly when money had been needed for this purpose the directors only had subscribed. We at first expected to celebrate our golden wedding festivities at our own home, but we soon found that we could not possibly accom- modate the number of guests we had invited. So we engaged a room at Delmonico's for about sixty-five guests for dinner, and we had about the same number after dinner at a reception. We would gladly have invited many others, but we did not wish any more gifts. The greater number of the directors of the hospital, accom- panied by their wives, attended the reception. As far as I could judge, the occasion was one of unalloyed pleasure for all, and I feel very much gratified that it turned out so well. I owe my thanks to my son Otto and to Joe Cullman for having attended to the details of the arrangements, and for the perfect smooth- 388 ness with which everything progressed. The music was very good, the food excellent, and the dancing most pleasing. There was a beautiful family circle made by all the children and grandchildren after supper, which pleased every one. All my friends helped to make the supper a great love-feast, and although ever so willing, I fear I could never do justice to the occasion. Now that this long- looked for and joyous event has passed, we shall look forward to our diamond wedding with the same pleasure. At the yearly meeting in 1901, members of the board of directors voted to allow me to resign my membership as active director of the Mount Sinai Hospital, and after my resig- nation they immediately elected me honorary member for life, so that I might not sever my connection with the institution. For this I was very thankful to the board, and especially to Mr. Wallach, who informed me of this change in a very complimentary letter. One day my wife was putting away some clothes in her store-room. Owing to the dark- ness of the room she made use of a lighted 389 candle, which accidentally overturned and set fire to some garments. My wife was fortunate enough to escape any injury, but the fire in- surance company met its first loss at our hands after sixty-one years of insuring. After this we went to Lakewood with Flor- ence Iglauer. We found her most lovely and attentive, and she made a perfect nurse for dear mother. In the summer of 1901 my wife did not feel well, so Zillah insisted on our spending the summer with her at Far Rockaway. Zillah's care and attention, and all Howard's considera- tion, helped to make our stay very pleasant. We regretted the absence of Joe Cullman who had gone to Europe, to be with his brother Jacob, who was very sick. Few brothers ever showed a truer and more affectionate attach- ment for each other than these two. Mr. Jacob Cullman's untimely death left sorrow in its train. We knew him as a devoted son, hus- band, father and brother. We returned at the end of the summer much improved in health, especially my wife, so that we felt able to under- take a journey to Cincinnati which we had been contemplating for a long time, and where we were the guests of my son Aaron and his wife, Belle. The main object of this trip was to al- 390 low us to be present at the wedding of our grandchild Zillah to Mr. Walter Friedlander. Although we did not know Walter himself very well, we were well acquainted with his family, my wife having been a life-long friend of his mother. I myself knew his father as a model man, and can hope nothing better for Walter, than that he may follow in his father's foot- steps. We were most delighted to see all our dear ones in Cincinnati, and shall never forget the right royal way in which we were treated. We were feasted daily by some member of the family including Sophie Wyler, and my old "Schatz," Setty. These absences from Belle's did not much profit her, because when we were at home, any number of the family would join us at our meals. On her birthday anniver- sary, even at breakfast, she was called upon to rearrange the table not less than five times, and so it was at all the meals that day. We ad- mired our bed quilts very much. Belle, to show her Spanish blood, sent them to us, which pleased us immensely. Knowing my dislike for walking, they had considerately arranged to have a carriage at our disposal during the whole of our stay there. Dear Belle was a lovely and perfect hostess, if under her loving care one could escape the gout. Her chil- 39i dren were a source of constant pleasure to us. We agreed to pay them the traditional fifty cents for every plate of apple sauce they ate, and they seemed well pleased with the scheme. These children were certainly better than mine. It was a great joy to mother and me to think we had been spared to see the wedding of our dear granddaughter Zillah. She was so happy at the time of her wedding that it seems to me, all we can do, is to wish that she may never have less joy than she had at that time. I was particularly pleased and affected when dear Zillah, on approaching the altar, and catching sight of me, stopped and gave her old grandpa a hearty kiss. Again did we deem ourselves fortunate when after our return from Cincinnati, no perma- nent harm came to Joe, Zillah, Carrie or Sam, who had been visiting Joe Jr. at his dormitory at Yale University when a fire broke out there. A peculiar conceit as to events occurs to me : I was born in 1821. Emigrated to America in 1841. I was married in 1851. 392 Celebrated our golden wedding anniversary in 1901. Our daughter Rosa celebrated her silver wedding anniversary in 1901. Her daughter Zillah was married in 1901. 393 Where there has been so much to tell, and so many to speak of, omissions of incidents and persons may have occurred, but it has always been unintentional. 1902 Birthday Louis Stix. THE END. This summer of 1902, in which grandpa resumed his pen only to note lovingly the birth of his namesake, found him and grandma staying at the Fort Washington home of their daughter Carrie, There, on the night of July 25th, while he was seated peacefully in his own favorite arm-chair, came the end. He was followed by grandma, on August 1 6th, 1905, while she was visiting at the sum- mer home of her daughter Zillah at Far Rockaway. Illustrations & Index Illustrations Photogravure of Author . . . Frontispiece Sylvan L. Stix 2nd Frontispiece My father and mother Facing page 8 The Demmelsdorf home "18 My wife's parents * 143 Key to Demmelsdorf home and view of same " 162 Our 14th Street home " 204 Our 71st Street home " 206 Earning the traditional fifty cents " 392 My wife and grandson Louis Stix " 394 Index Adler, Mrs., (a reminder) 322 Aub, Mr., (a friendly referee) 53 Backer, A., (a faithless friend) 324 Bake, Eliza, 64 Barby, Henry, (business friend, part- ner of Richard, Iselin & Co.) 266 Baruch, Dr. Simon, 382 Beard, John, (land-owner) 43, 238 Butterfield, Fred, (business friend) 258 Byrd, George, (business friend) 300 Clapsadle, Mr., (real estate transac- tion) 239 Clarke, Mr., (Secretary of American Exchange National Bank) 169 Clay, Henry, (a political figure) 44,61 Coe, Mr., (President of American Exchange National Bank) 169 Cohen, Aaron, (maternal grandfather) 2, 3 Cohen, Conendal, n£e Moses, (mater- nal grandmother) 2, 3 Cohen, Henry, (uncle) 2 Cohen, Moses, (maternal great-grand- father) 1 Cohen, Moses, (cousin) 2 Conklin, Richard R., (temporary partner) 73 Corwin, Mr., (attorney) 154 Corwin, John, (state attorney of Ohio) 48 Corwin, Hon. Thomas, (one-time Governor of Ohio) 48, 62, 154 Cullman, Joseph F.,Sr., (son-in-law) 3I3» 3i6, 339.. 342, 355, 378, 386, 388, 390, 392 Cullman, Joseph F., Jr., (grandson) 321, 337, 342, 356, 361, 378, 383, 392 Cullman, Howard S., (grandson) _ ,337,342,356, 378,383,390 Cullman, Jacob F., (friend) 367, 387, 390 Cunningham. Mrs., (boarding house keeper) 57 Daly, Hon. Joseph F., Justice, (ac- quaintance) 302 Davis, Mrs. Jefferson, (a purchase) 215 Devoe, Wm. P., (business friend) 199 Dodd, Mary, (acquaintance) 41 Dodd, Squire, 56 Einstein, George, (friend) 306 Ellis, John YV\, (business friend) 114 Elsas, Jacob, (married fiancee of de- ceased brother Charles) 24 Fechheimer, Miss, (fiancee of de- ceased brother Charles) 24 Fechheimer, Marcus, (a friendly referee) 53 Feminine friends, 57, 64 Friedlander, Walter, (grandchild by marriage) 385; marriage of, 391 Friedlander, Mrs., (mother of Wal- ter) 385, 391 Friedlander, Mr., (father of Walter) 391 Galland, Estate of, 158 Gerster, Dr. Arpad G., 314, 324, 336, 338 Glasser, Mr., (business acquaintance) 191 Grant, Gen. Ulysses, (my physical resemblance to) 269 Grifnt, Babette, and sister, (benefac- tors) 29 Gundersheimer, Isaac, (husband of my wife's sister Louisa) 348 Gundersheimer, Louisa, n£e Hackes, (my wife's sister) 187, 348 Gunther, Mayor of New York City, 162 Hackes, Zidone, (my wife's mother) 143, 182, 194; death of, 208 Hackes, Simon, (brother-in-law) 183 Hackes (Sidney) and Springer, (fail- ure of) 327 Hazelhurst, Mr., (merchant) 100 Herman, A. S., (brother-in-law) 119, 120, 168, 271 Herman, Moses, (boyhood friend) 16, 26, 29 Hill, Mr., (partner of Wm. Lattimer) 261 Hogan, Mr., (business rival) 55, 56 Hoguet, Mr., (business friend) 303 Holmes, Mr., (conspirator) 55 Iglauer, Carl, (son-in-law) 307, 341, 343. 35L37I Iglauer, Florence, (grand-daughter) 341, 343. 35'. 353. 363. 376, 383, 390 Iglauer, Zillah, (grand-daughter) 310, 343. 35L 353. 363. 375. 383. 39i, 393 Iselin, Adrian, (business friend and benefactor) 167, 258 Johns, Mr., (merchant) 36 Jones, John, (clerk) 148 Jacobi, Dr. Abraham, 314 Kebler, John, (friend and attorney) 91, 96, 166, 283, 284 Kornblieth, Mr., (merchant) 34 Krouse, Jacob, (friend) 109 Krouse, William, (gratuity for friend- ly service) 272 Kuhn, Mrs. Simon, (Setty Swarts, niece and "Schatz") 352, 391 Kumler, Elias, (friend) 66 Kupfer, Henry, (friend) 244 Lattimer, Wm., (business friend and benefactor) 126, 258 Lincoln, Abraham, (an inspiration) 174 Livingston, Dr., 312, 314 Lowman, James, (friend) 197 Mack, Abraham, (friend) 32, 38, 49 Mack, Henry, (lifelong friend) 13, 32, 38 Mack, Martin, (brother-in-law of Henry Mack) 57 Mahan, Mr., (hotel proprietor) 56 Mann, Aaron, (boyhood friend) 318 Mann, Dorothy Gudrune Stix, (grand-daughter) 79, 320, 364, 381,385 Mann, Jonas F., (husband of daugh- ter Frances) 318, 381 Mann, Ruth Zidone Stix, (grand- daughter) 364, 381,385 Marsh, Charles, of Jordan, Marsh & Co., (business friend) 223, 225 Menken Bros., (friends) 163; oil spec- ulation, 274 Menken, Jacob S., (friend) 157, 159, 163, 306 Menken, Captain Nathan, (friend) 153 Menken, Mrs. Nathan, (friend) 153 Michaels, Ray Stix, (daughter of brother Aaron, deceased) 252 Michaels, Elias, (husband of Ray Stix) 252, 343 Montgomery, Miss, (acquaintance) 40 Moses, Michael, (maternal great- grandfather) 1 Musgrove, Dr., (friend and benefac- tor) 45, 48, 332 McAlpine, George, (merchant) 190 Noyes, General, (acquaintance) 282 O'Shaunessey, Mrs. T., (one-time creditor) 202 Peabody, Mr., (merchant) 114 Pendleton, Mr., (merchant) 190 Pendleton, Mrs., (solicitor of charity) 189 Powler, Mr., (merchant) 199 Rader, Mr., (neighbor) 210 Ransehof, Dr., 317 Reus, Mr. and Mrs. Seligman, (par- ents of Henry Rice) 344 Rice, Mrs. Jonathan, (Aurelia Stix, niece) and children, 345 Rice, Henry, (friend) 233, 261, 268, 306, 316, 318 Rice, Mrs. Henry, (niece by mar- riage) 316 Rice, Prof. I. L., (acquaintance) 377 Rice, Hannah, (married to brother Aaron) 233, 236, 252, 374, 386 Richard, August, (business friend) 258, 265, 267, 388 Rowl, Dr. and Mrs., (friends) 65 Sands, Prof., (physician) 314 Sewart, Martha, 57 Simons, (benefactor) 28 Snelbaker, Squire, 58 Solomon, Kosnman, (paternal grand- father) 1; his wife, (paternal grandmother) 1 Springer, Mr., (nephew by marriage) failure of, 327 Springer, Ida Hackes, (niece by mar- riage) illness of, 328 Stadler, Martin, (friend) 35, 51, 52,53, 57. 93 Stadler, Max, (friend) 16, 26, 29, 35, 51, 52, 53, 57 Stadler, Mrs,, (mother of Martin and Max) 53 Stallo, judge, (friend and attorney ) 191,284 Stallo, Mrs., 191, 284 Stewart, A. T, & Co., (merchants ) 133, 263 Stewart, the Misses, (customers ) 51 Stix, Aaron, (brother, 233, 245; death of, 250 Stix, Aaron, (son and wife Belle) 340, 341, 342, 35L 376, 382, 3QO Stix, Aurelia, (sister; death of, 23 Stix, Addie, (grand-daughter) 363 Stix, Carrie, (daughter) 253, 309, 315, 318, 321, 335. 339, 340, 34i. 354, 356, 357. 37i. 376, 382, 392, 395 Stix, Charlotte, (grand-daughter ) 3*7 Stix, Charles L., (son and wife Fred- die) 254, 315, 340, 341 Stix, Charles A., (son of brother Aaron, deceased) 253 Stix, Charles, (brother; 15, 23, 25, 27, 29, 35, 49. 51. 52 Stix, Deoorah Cohen, (mother) 1, 2, 6, 9, 14, 18, 19, 21, 23, 25, 53, 85, 233, 246, 320, 354 Stix, Edgar, (grandson) 362, 385 Stix, family name of, 5 Stix, Frances, (daughter) 253, 256, 257, 309, 316, 3^8, 339, 340, 341, 343. 357, 381 Stix, Hans, (grandson) 343, 351, 363, 385. 391 ' Stix, Henry, (brother) 27, 29, 52, 59, 67, 174, 250, 305, 309, 345- 352, 374 Stix, Mrs. Henry, (Pauline Turnauer — first wife) 345 Stix, Henry S., (son of brother Hen- ry's first wife by a previous mar- riage.. 345 Stix, Herman, (brother) death of, 23 Stix, Joseph L., son^ 13", 172, 340, 342, 351 Stix, Louis, preface; ancestors, 1; tributes to parents, 9, 170; school days, 1 1 ; apprenticeship days, 17, 24; philosophy in life, 21, 148, 173, 246, 2S0, 354; post-mortem in- junctions, 24:; flight from Germ- any, 20; key of the homestead, 343; arrival in New York City and journey west, 32; hrst partner- ship, 35; life of a pioneer pedler ano prices in the time of 1S41, 35, 50; hrst Cincinnati partnership and its dissolution, 51, 52; Mason, Ohio, store ana experiences, 54; Billingsville. Indiana, store, ex- periences and Mexican war years, 68; business enterprises, includ- ing auctioneering, 8 J ; disastrous partnership with Victor Waiiach and other experiences, 89, 95, 197, 350; courtship and marriage, 107; business experiences and the Jewish question, 103, 113, 137,143, 152, 165, 185, 193, 213, 258; home in Race Street, Cincinnati, 143; a one-track mind, 151; The Men- ken Association, 153, 159; social experiences, 132, 164, 172, 174; Civil War days in the United States, prices and losses, 175, :6„; distorted sense of humor, 184, 271; sense of personal rights, 187; charity, 27S, 286; move to New York City, 192, 104; Utk Street heme, 203, 208; 71st Street home, 206, 212; reminders of early days and how I disappointed a one- time admirer, 231, 331; real estate transections, 258, 28"; specula- tions, 274, 2-5; questionable cour- age, 291; Mount Sinai Hospital, fairs, and the Hospital Saturday and Sunday Association, 104, 294, 36S, 3-9, 389; silver wedding an- niversary, 103, 305: summers and solidarity, 309, 318, 342. 35c, 352, 370, 374, 381; trip to Cincinnati, 3go; bank runs and bank accur- acy, 310, 329; illness, 312, 321; pleased with my own business perspicacity, 333; birthday anni- versaries, 341, 385; reminiscences, 350; civic service, 365; my four daughters and descendants gen- erally, 357; golden wedding an- niversary, 386; a chronological table, 392; death of, 395 Stix, Lawrence, (grandson) 362, 385 Stix, Louis, (grandson) birth of, 394 Stix, Mae, (grand-daughter) 363 Stix, Nathan, (brother and family) 333. 349. 352, 374 Stix, Otto L., (son) 182, 340, 375, 376, 378,382,388 Stix, Robert L., (son and wife Lena) 170, 340, 341 Stix, Rosa, (daughter) 303, 307, 310, 316, 340, 341, 343. 35L 353. 357. 371,375.383, 393 Stix, Sarah, (sister) death of, 23 Stix, Solomon, (father) 1, 4, 6, 9, 15, 16, 18, 20, 23, 24, 27, 52, 57, 84, 135, 170, 201, 233, 235, 243, 354 Stix, Sylvan L., (son) 255, 309, 318, 340, 373, 378 Stix, Mrs. Sylvan L., 373, 378 Stix, Thomas L., (grandson) 371, 385, 391 Stix, Wm., (brother) 20, 237, 244, 251, 306, 315,374 Stix, Mrs. Wm., 237, 374 Stix, Yette, (wife n6e Hackes) pref- ace; courtship of, and marriage, 107; courage of, 292, 335; silver wedding anniversary, 305; acci- dent to, 337, 389; golden wedding anniversary, 386; death of, 395 Stix, Zillah, (daughter) 253, 313, 316, 32i, 336, 338, 340, 341, 342, 355, 357, 378, 382, 390, 392, 395 Stix, Krouse & Co., (faithful friends) 93, 250 Stix Bros., Herman & Co., 323, 324 Storer, Judge, ("Storer's Home Guard") 176 Strauss, Mrs. Sophie, (mother of daughter-in-law Belle Stix) 352 Strong, Mayor of New York City, (business friend) 365, 370 Sulsbacher, Madeline, (wife of Henry Cohen, uncle) 2 Swarts, J. L., (husband of sister Caro- line) 94, 114, 129, 137, 146, 192; death of and eulogy on, 280 Swarts, Mrs. J. L-, (sister Caroline) 201, 238, 243, 352, 374 Thompson, Miss Polly, ("Aunt Pol- ly") 58 Trauenstein & Co., (faithful friends) 93 Ullman, James, (gambler) 96 Vanderbilt, Cornelius, (associate in charities) 379 Waat, Mr., (of Waat, Dunham & Graham — benefactor) 168 Wald, Meyer, (friend and benefac- tor) 32 Wallach, Victor, (business partner) 89, 197 Wallach, Willie, (brother of business partner) 95 Wall & Leaman, (merchants) 115 Walter, J. D. & Co., (one-time credi- tor) 199 Weaver & Bros., (hostile mercantile house) 44, 46 Weiss, Samuel W., (husband of daughter Carrie) 290, 3 [9, 321, 339, 352, 356, 368, 371. 376, 382, 392 Weiss, Wm. Stix, (grandson) 320, 336, 339, 36i, 382, 385 Weiss, Nina H., (grand-daughter) 336, 339, 362, 382, 385 Weiss, Louis Stix, (grandson) 339, 363,371,376, 377,382,385 Weiss, Carol, (grand-daughter) 339, 354, 37i, 376, 382, 385 Wessel, Captain, (of the ship which accomplished my expatriation) 31 Whitehouse, Mr., (business acquain- tance and purchaser of my gift carriage horses) 274 Williams, Mr., (self-invited compan- ion in jeopardy) 39 Winter, Mrs., (tenant) 289 Wise, Mrs. Eva, (Wise estate) 158 Wise, Rev. Isaac M., 151, 251 Wyler, Sophie, (niece) 352, 391 Descendants of Louis Stix THE DESCENDANTS OF LOUIS STIX January 1, 1962 Louis Stix (1821-1901) was the father of ten chil- dren. They with their descendants now numbering close to two hundred individuals, are listed as follows with the names of their spouses. However, marriages without issue that terminated in divorce are not included. KEY I, II, etc. Children of Louis and Yette Hackes Stix 1, 2, etc. Grandchildren A, B, etc. Great-grandchildren a, b, etc. Great-great grandchildren i, ii, etc. Great-great-great grandchildren I. Joseph L. Stix (1852-1934) ,11. Charles Stix (1854-1912) m. Frederica Bieber 1. Addie Stix (1878-1937) m. Paul Oppenheimer A. Margaret Oppenheimer (1904-1905) B. Jane Oppenheimer b. 1905 m. Samuel Kootz 2. May Stix b. 1882 m. Benjamin Phillips A. Ethel Phillips b. 1906 m. Paul Whitehead a. Charles P. Whitehead b. 1929 m. Mary Lamb i. Donald Whitehead b. 1956 ii. Michael Whitehead b. 1959 B. Carol Phillips b. 1911 m. Stephen P. Parke a. Jill Phillips Parke b. 1946 b. Barbara Mary Parke b. 1950 III. Rosa Stix (1856-1914) m. Carl Iglauer 1. Zillah Iglauer (1877-1956) m. Walter J. Friedlander A. John Walter Friedlander b. 1902 m. Gladys Fleischman a. Joan Friedlander b. 1928 m. Robert Steiner i. Therese Steiner b. 1951 ii. Carl Steiner b. 1953 m. Lucien Walsin b. Walter John Friedlander b. 1931 m. Maria Cooper i. Catherine Friedlander b. 1957 ii. John Walter Friedlander 2nd b. 1958 m. Mary Kennedy c. Judith Friedlander b. 1941 d. Mary Ann Friedlander b. 1946 B. Carl Iglauer Friedlander b. 1907 m. Louise Oppenheimer C. Mary Friedlander b. 1910 m. James S. Plaut a. Susan Plaut b. 1935 m. John M. Reed i. Leslie Reed b. 1958 ii. Jennifer Reed b. 1960 iii. Adam Lord Reed b. 1961 b. Thomas Plaut b. 1937 2. Florence Iglauer b. 1881 m. Jesse Wyler A. Katherine Wyler b. 1909 m. Alan Stroock a. Robert Stroock b. 1934 b. Mariana Stroock b. 1937 m. Lawrence Leighton c. Daniel Stroock b. 1940 B. Carl Iglauer Wyler b. 1913 m. Marjory Straus a. John Wyler b. 1938 m. Joan Godfried b. William Wyler b. 1946 IV. Robert Louis Stix (1857-1915) m. Lena Cullman 1. Lawrence Stix (1886-1957) m. Babette Oppenheimer A. Lawrence Stix Jr. b. 1915 m. Muriel Marks a. Louise Arnold Stix b. 1946 b. Jennifer Ann Stix b. 1958 B. Edgar R. Stix 2nd b. 1920 m. Carol Hoffman a. Allen Howard Stix b. 1945 b. Wayne Phillip Stix b. 1948 c. Roger Bruce Stix b. 1952 d. Gail Virginia Stix b. 1954 2. Edgar Robert Stix b. 1891 m. Ruth Fink A. Robert Louis Stix b. 1916 m. Patricia Castle a. Gary Castle Stix b. 1953 b. Christopher Terry Stix b. 1955 c. Mary Eleanor Stix b. 1957 B. Donald Stix b. 1920 m. Gloria Stewart a. Nancy Jane Stix b. 1951 b. John Louis Stix b. 1953 c. Diane Elizabeth Stix b. 1959 Zillah Stix (1859-1935) m. Joseph F. Cullman 1. Joseph F. Cullman Jr. (1881-1955) m. Frances Wolff A. Frances (Nan) Cullman b. 1910 m. Robert Jacobs a. Frances Nathan Jacobs b. 1937 m. Alan Solomon i. David Alan Solomon b. 1961 b. Barbara Elsie Jacobs b. 1939 c. Robert Allan Jacobs Jr. b. 1946 B. Joseph F. Cullman, 3rd b. 1912 m. Susan Lehman a. Dorothy C. Cullman b. 1939 m. Norman Treisman i. Joel Harold Treisman b. 1961 C. William Arthur Cullman b. 1914 m. Cecilia Stein a. William Arthur Cullman Jr. b. 1939 b. Peter A. Cullman b. 1941 c. Richard L. Cullman b. 1944 d. Beatrice A. Cullman b. 1946 D. Edgar M. Cullman b. 1918 m. Louise Bloomingdale a. Lucy B. Cullman b. 1943 b. Edgar M. Cullman Jr. b. 1946 c. Susan R. Cullman b. 1949 E. Lewis B. Cullman b. 1919 m. Thais MacBride a. Duncan T. Cullman b. 1947 2. Howard S. Cullman b. 1891 m. Elsie Gottheil A. Hugh Cullman b. 1923 m. Nan Ogburn a. Katherine Victoria Cullman b. 1953 b. Hugh Cullman, Jr. b. 1956 c. Alexandria Miriam Cullman b. 1959 B. Paul Cullman b. 1925 m. Georgia Brady a. Daniel Hugh Cullman b. 1947 b. Candice Carol Cullman b. 1949 c. Steven Howard Cullman b. 1952 d. Laurel Caroline Cullman b. 1954 m. Marguerite Wagner C. Marguerite Patricia Cullman b. 1936 m. Allan Barry Stone a. Allison Marguerite Stone b. 1956 b. Jeremy Patricia Stone b. 1957 c. Claudia Barry Stone b. 1959 D. Brian Henrv Cullman b. 1950 VI. Aaron L. Stix (1862-1955) m. Belle Strauss 1. Carl (Hans) Stix (1890-1959) m. Pauline Fishel A. Tom C. Stix b. 1916 m. Jill Rainer a. John Stix b. 1958 b. David Stix b. 1960 B. Nancy Stix b. 1920 m. Maurice Lazarus a. Carol Lazarus b. 1946 b. Jill Lazarus b. 1950 2. Thomas L. Stix b. 1896 m. Regine Kronacher A. Thomas L. Stix, Jr. b. 1923 m. Dorothy Kerstein a. Stephen Louis Stix b. 1956 b. Julie Stix b. 1958 B. Barbara Stix b. 1925 m. Herbert Lipke a. Peter Lipke b. 1950 b. Marian Lipke b. 1951 c. Alan Lipke b. 1953 d. Paul Lipke b. 1956 VII. OttoL. Stix (1864-1942) VIII. Caroline (Carrie) Stix (1866-1937) m. Samuel W. Weiss 1. William S. Weiss (1888-1945) m. Ray Levi A. Samuel W. Weiss b. 1918 m. Vita Ortman a. Ellen Weiss b. 1946 m. Louise Stieglitz b. William S. (Billy) Weiss b. 1950 B. John K. Weiss (1920-1958) m. Phyllis Warner a. John K. (Kim) Weiss, Jr. b. 1944 b. Karen Weiss b. 1945 c. Robin Weiss b. 1948 d. Peter Weiss b. 1949 e. Jennifer Weiss b. 1952 C. Mary Ellen Weiss b. 1924 m. Gerson Goodman a. Stephen Goodman b. 1949 b. Nancy Goodman b. 1952 c. Gerson (Gerry) Goodman b. 1955 2. Nina Weiss b. 1889 m. Carl S. Stern A. Margaret Stern b. 1915 m. Journet Kahn a. David Kahn b. 1947 b. Carl Kahn b. 1949 c. Stephen Kahn b. 1950 d. Judith Kahn b. 1951 e. Elizabeth Kahn b. 1953 f. Margaret Kahn b. 1955 g. Jonathan Kahn b. 1957 B. Anne Stern b. 1918 m. Boris I. Bittker a. Susan Bittker b. 1950 b. Danny Bittker b. 1953 C. Carl Stern b. 1921 m. Charlotte Daniel a. Christopher Stern b. 1956 b. Jennifer Stern b. 1961 3. Louis S. Weiss (1894-1950) m. Aline Pollitzer A. Elizabeth Weiss b. 1920 m. Edwin L. Goldwasser a. Michael Goldwasser b. 1944 b. John L. Goldwasser b. 1946 c. Katherine Goldwasser b. 1949 d. David M. Goldwasser b. 1951 B. Barbara Weiss b. 1921 m. Robert S. Merrill a. David R. Merrill b. 1952 b. James V. Merrill b. 1955 c. Joseph D. Merrill b. 1958 C. Katherine Weiss b. 1926 m. Louis H. Pollak a. Nancy Pollak b. 1953 b. Elizabeth Pollak b. 1955 c. Susan Pollak b. 1957 d. Sarah Pollak b. 1958 e. Deborah Pollak b. 1960 D. William P. (Peter) Weiss b. 1929 m. Joan Kennedy 4. Carol T. Weiss (1895-1952) m. Gordon King A. Jonathan King b. 1925 m. Cynthia (Toni) Bregman a. Gordon B. King b. 1952 b. Austin A. King b. 1955 c. Nathaniel King b. 1957 IX. Frances Stix (1867-1958) m. Jonas F. Mann 1. Dorothy G. S. Mann (1894-1960) 2. Ruth Z. S. Mann (1897-1959) 3. Adrian Stix Mann b. 1907 X. Sylvan L. Stix (1871-1960) m. Florence Deitsch 1. Charlotte L. Stix b. 1899 2. Louis Stix b. 1902 m. Caryl Corey A. Louis Sylvan Stix b. 1931 m. Rosalie Anne Simpkins a. Margaret Prudence Stix b. 1956 b. Louis Nicholas Stix b. 1958 B. Daniel Louis Stix b. 1934 m. Beverly R. McDonnell a. Patricia Lynn Stix b. 1956 b. Robert Daniel Stix b. 1957 c. Cynthia Ruth Stix b. 1959 d. James Louis Stix b. 1961 C. Susan Hurd Stix b. 1939 m. Richard Blumenthal 3. Hugh Sylvan Stix b. 1907 m. Adine A. Haviland A. David Field Stix b. 1940 B. Elizabeth Antoinette Stix b. 1942 m. Marguerite Gompertz 4. Susan Hilda Stix b. 1909 m. Donald Weisman A. Hugh Stix Weisman b. 1939 m. Suzanne Steinfeld B. James Stix Weisman b. 1941 C Donald Stix Weisman (1944-1951) — Notes —