ELIZABETH A. HALL George Washington Flowers Memorial Collection ESTABLISHED BY THE FAMILY OF COLONEL FLOWERS | | | DUKE UNIVERSITY LIBRARY | RAN aN ANON AN ne Aaa “AA ‘) A ae Vy An : | | } es | ane . ya Digitized by the Internet Archive in 2022 with funding from Duke University Libraries https://archive.org/details/frompovertytople00snow B/) os Ge — CA-Avt 7 _ Att OZ Sh nal ae a Lay s WN ma te ys > “S ™ SSS ‘ - uy :

OR, by my brother, who was left almost penniless. When I arrived in New Orleans, some two weeks afterwards, I found my brother selling West-India fruit, such as bananas, &c., at a public stand. SLAVERY AS I SAW IT. There became acquainted with the working of slavery as never before. When in Indiana, the slaves used to cross the Ohio River to trade. They would come about midnight, with as much bacon as they could carry, and rap gently at the door, saying, ‘‘ Master, we want to trade.” The articles most in demand would be bleached cotton cloth and morocco shoes of large size. These were for their sweethearts, or for some one who was to be married. I learned that a slave scarcely ever married one on the same plantation. Their morals — were very low. They would steal right before your eyes. But the slaves in Kentucky were of a higher ~ grade than in Louisiana. My brother and I had our quarters with the overseer. He was always very social with us, but he treated the slaves of his deceased em- ployer very much as some men treat beasts of burden. The white man of the South did not think much more of a slave than he did of his dog, if, indeed, he did as much. They were allowed so much corn a week, which they had to prepare for food by pounding in a mortar and baking on a board by the fire. This they must do after THE LIFE OF DAVID SNOW. 75 they had toiled all day picking cotton; and then sleep in a log hut, on the straw. Truly, of all men, they were the most miserable. They had no care bestowed upon them unless to fix them up a little for market. In that State most of the planters had their slaves locat- ed near them. Passing down the Mississippi, you | would, every now and then, pass a plantation which looked like a village ; the slave-holder’s house being in the centre, painted white, with its veranda around it. In after years, when a merchant in Boston, and doing more or less business in Virginia, one time on my way to Richmond from Alexandria there came on board the cars a man with half a dozen slaves of both sexes, who looked as if they had been badly treated; but, as he was on his way with them to market, they were dressed up very neatly. On my arrival at Richmond, almost the first thing I saw that attracted my attention was a slave auction ; and, seeing a crowd gathering, Yankee- like, I went in with the rest, though not a slave buyer. I learned here that there were a class of men who made it their business to come North as far as Virginia, to buy slaves for the southern market, as: Virginia was what was called a slave-breeding state. Looking around the auction-room, to my surprise, I saw the very slaves for sale that I had seen the day be- fore. The room was nearly full of the hardest looking set I ever saw, smoking, chewing, swearing, ete. Very soon a woman was put up for sale, and one after another 76 FROM POVERTY TO PLENTY; OR, of these brutes of men would go on to the platform and examine her as you would examine an animal, to see if they were sound, or if they had any scars where they had been whipped, ‘all of which was disgusting to a Northern man, and I left the auction-room in perfect disgust of slavery in its worst form, here witnessed. But to return to my narrative. I went up the river daily some six or eight miles to watch for a boat bound down the river. Finally I hailed a flat-boat from Kentucky bound to New Orleans, loaded with live turkeys. I engaged this boat to take my flour, and what of my stock of goods were left, to New Orleans, and left the plantation for good, slaves and all. . as It being the season for ripe oranges, the captain « the boat would frequently haul up and exchange a s turkey for the delicious fruit ; and now and then sell barrel of sour meal, which, on account of the abundance of salt it contained, could not be distinguished from the. good. We finally arrived safely at New Orleans, where I sold out the balance of my flour to a gentignas wha shipped it to Savannah. a After closing up the business of the trip, I found my- AS self in possession of about four hundred dollars, being about the same amount with which I started. This, I confess, was not a very brilliant speculation. I at e took passage on board a steamer for Louisville, stop- THE LIFE OF DAVID SNOW. 77 ping at Natchez to exchange my currency for gold and silver. Having secured the specie, I gave the clerk of the boat one per cent. to keep it for me. The boat was crowded with persons who were returning from New Orleans, having been there to sell produce. On these boats were always to be found large numbers of professed gamblers, seeking to draw into their net men who had a little money and less wisdom, and they very often succeeded, so that frequently men who left New Orleans with a considerable sum, before they -reached Louisville had lost it all. Night and day as they moved up the Mississippi, gambling, drinking, and what is called ‘high life below stairs,” was the common practice, making it a floating earthly hell. It was one of the conditions that deck passengers help wood-up at each stopping place. I, being a deck passenger, was obliged to do my part. On my arrival at Louisville, I engaged passage on board another steamer for Lawrenceburg, where I ar- rived safely, after a few days, with my four hundred dollars and a barrel of oranges, which I purchased in New Orleans. ~ L engaged board with Mrs Morgan, my old landlady, and then hired a small room, and with my barrel of oranges, which was my present stock in trade, com- menced business. I seem to have been born to trade. It was my life. I could not be idle, ‘and whenever I moved it was in 78 FROM POVERTY TO PLENTY; OR, the direction of trade. I seriously contemplated engag- ing in business, either in Lawrenceburg or Cincinnati, but a very sad event occurred which thwarted my in- tentions. DEATH OF MY ONLY BROTHER. I received the unexpected intelligence that my only brother, Godfrey, had been suddenly killed on board the steamer ‘‘ Velocipede,” on her way up the Mississippi River. The manner of his death was appalling. He was caught in the machinery and instantly carried through a place not more than six inches wide, literally tearing him into fragments, and leaving him a shapeless mass of human flesh and bones. His remains were gathered up and buried by strangers at Big Bend, and a simple board marked the place where they laid him. This sad event produced a profound impression upon my mind. I was in doubt what to do. ‘ I had now been absent from New England about three years, and it was not strange that in this hour of affliction my mind should turn towards the home of my _ mother and only sister. But, undecided as to my fu- ture, I went to Cincinnati, where I spent three or four days, promenading the streets, and looking for a suita- ble location for trade. But not finding one in Market Street, where the chief business, such as I wished to en- gage in, was done, and being depressed in spirit, and longing for home again, I felt that an over-ruling Proy- THE LIFE OF DAVID SNOW. 79 idence directed my steps eastward. The death of my brother, my failure to find a proper place for business, and a strong desire to see home once more, determined me not to settle in Cincinnati, but to come North, and secure, if possible, what I supposed might be a share of my mother’s property, accumulated before her second marriage; after which I thought I might return and settle in Indiana or Cincinnati. This was in the spring of 1824. © In company with a young friend who was coming North, I took passage on board a steamer bound for Wheeling, Va. Here, for convenience, I changed my specie for United-States bills, which were current every- where, tying them around my body for safe keeping. Having agreed with a teamster to take my trunk, I started on foot from Wheeling to Baltimore, travelling for some days in company with the team; sometimes falling behind and then going ahead, and stopping occa- sionally to visit the coal mines, which were to me a great curiosity. I left the team, the teamster agreeing to meet me at a given time in Baltimore, on Howard ‘Street. The trunk contained twenty-five dollars in sil- ver. But very fortunately for the owner, it did not look as though it was worth, all told, five dollars, which fact saved my trunk, which I found all safe on my ar- rival in Baltimore. After I left the team I journeyed along leisurely, looking at all of the objects of interest by the way, as I 80 FROM POVERTY TO PLENTY; OR, only cared to reach Baltimore in time to secure my trunk. After about two weeks of travel I arrived at Cum~ berland, at the foot of the Alleghany Mountains. My long and wearisome journey, through dust and mud, without a change of clothing, gave me a most unattrac- tive appearance. In this situation I did not go to a first-class, but to a second-class hotel. I applied for lodging, but was told by the landlord, after he had eyed me from head to foot, that they were full. I judged . that that was not the real cause, but rather my looks. Had the landlord known that under that rough, dirty exterior, was stowed away four hundred dollars, he might have found a place forme. I crossed the street to a first-class hotel, and was entertained without any ques- tions being asked. I retired early, and in the morning was surprised to find my shoes finely polished, a luxury they had never before known. After breakfast I went out to look about the city, and in my travels I came to the levee, where a number of flat-boats were loading with flour and other articles of produce, for Georgetown, D.C. Learning that they were hiring men for the trip, for about six dollars, Yan- kee-like the thought suggested itself to me that I might let myself and make six dollars, which was better than nothing, and at the same time not go far out of my way. I applied for a berth, but the captain, thinking me to be a green hand, declined to employ me, not knowing THE LIFE OF DAVID SNOW. 81 that I was better acquainted with boats and river boat- ing than the captain and owner together. Turning away to go to my hotel, I heard the captain say to the owner that the boat leaked badly and he must have an extra hand asa bailer. The owner called, «« Stranger, come back!” I quickly obeyed, and was asked if I would ship as bailer. I responded in the af- firmative, for I was ready to.do anything that would save my funds and help me on my way to Baltimore. I en- gaged for six dollars for the trip. The captain inquired, ‘‘How must.I pay you?” ‘*Money, of course,” I responded. ‘‘ No,” said the owner, ‘‘ you must take it out of the store; that is the way we usually pay our men.” Seeing that I was not likely to receive cash, and anx- ious to secure my board, and get homeward without travel on foot, I went to the store to see what I could find. I saw nothing that I could turn to good purpose except some Irish linen, which I thought would make good shirts; something which I should need on my ar- rival in Baltimore. So I took six dollars’ worth of linen, and rolled it up into as small a package as pos- sible, and having no other place for it, I put it into the top of my high-topped woollen hat. And having no other baggage, I went on board immediately, and re- ported myself for duty. As I commenced labor, my hat became inconveniently top-heavy, and would fre- quently fall off; but always, being the heaviest at the top, it would fall so as not to wet my Irish linen. 82 FROM POVERTY TO PLENTY; OR, The crew consisted of captain, two oarsmen and bail- er. When all ready, the captain cast off from the pier, and the boat shot down with the current of the river with great rapidity. The captain, with a long oar, at the stern, was steering; the two men at the bow row- ing, and I in the centre bailing. It was about all I could do to keep her clear. After a while, becoming somewhat tired, I asked the captain to let one of the men give me a spell, and let me row. The captain asked, with some surprise, if I could row. This was a strange question to ask a young Cape Cod man. I re- plied that I could. The man at the bow was ordered to spell me, and taking my seat at the oar, I put in all my strength, to convince the captain that I was the equal of any of them. After a while I heard the captain say to the man who spelled me, ‘* That fellow knows how to row, don’t he?” ‘* Yes,” I replied, ‘ and I know how to steer, too, and would like to spell you.” The captain asked if I could steer, and, being informed that I could, he consented to spell me, taking the oar and I the helm. Having obtained command of the boat I kept it until we arrived near Georgetown, at about twelve o’clock at night. This was the first time in my life that in the space of twenty-four hours I shipped a bailer and came out captain. There were no conveniences for sleeping in the boat, so we hauled her up and built a fire, and sought to ob- tain rest in the following manner: We cut down THE LIFE OF DAVID SNOW. 83 trees and arranged one log for our heads, another for our bodies, and another for our feet — our feet being to- ward the fire. I was comforted with the remark that that was the way the Indians made their beds, — rather uncomfortable, I thought, as the ground was wet, it having rained the fore part of the night. I could not sleep, but turned over, much as they turned meat in olden times when roasting it in a tin-kitchen. I left the boat the next morning, and, with my Irish linen in the top of my hat (for I held on to that, being nearly shirtless), I started on foot for Baltimore. -In consequence of sleeping out in the open air, and general exposure, I had an attack of the fever and ague. But notwithstanding my shakes, I stopped at a tavern and called for breakfast, which was readily furnished, con- ‘sisting of ham and eggs, a favorite dish in the West, and one to which I did ample justice. The distance to Baltimore was about forty miles. I arrived there the next day, in good condition, and made for Howard Street, where I found my trunk with its contents all safe, greatly to my comfort. - I engaged board with an English family residing near the wharf, where lay the Boston packets, a sight of which made me feel that I was nearing home. My wardrobe greatly needing replenishing, I mustered cour- age and bought me some clothes, and in a few days came out with a new suit from top to toe. I spent about two weeks in Baltimore, seeing all the 84 FROM POVERTY TO PLENTY; OR, sights of the town, and then engaged passage on board the brig ‘‘ Algerene,” for Boston. The fare, which I paid down, was ten dollars, including board. At the mouth of the Potomac we encountered a ter- rible gale. With both anchors down she drifted. It seemed that she must be dashed upon the shore; but the captain, as a last resort, cast out the kedge and hawser, and, though not possessing much power to hold, it was - just enough, with the aid of the other anchors, to keep her off the shore, and we were saved. With nothing farther of special interest on the voyage, we arrived at Hyannis in about a week, where the captain and crew belonged. Being only about twenty miles from my home in Orleans, the captain asked why I did not go home. I replied that I had paid my fare to Boston, and I was going through. I was determined to get my -money’s worth. It was a common practice in Hyannis, when a vessel became wind-bound, for the crew to get up a dance. They did so in this case; and, as the mate took a liking to me, I was invited to attend ; an invitation with which I was much pleased. The mate being interested in me, asked a young lady to accept my company for the night, a practice very common on the Cape at that time. She- replied that she would not care to accept the company of a wind-bound passenger ; a decision in which I heart- ily coincided, it being a mark not only of her good judg- ment, but of her prudenee. This ended my courtship THE LIFE OF DAVID SNOW. 85 for the time, at least, at Hyannis; though, some years after, when settled in business on North Side, I passed through Hyannis and became more intimately acquaint- ed with the young lady, and more fully justified her prudence, and commended her good sense, in not keep- ing company with a wind-bound passenger with whom she had no acquaintance. Leaving Hyannis, in twenty-four hours we arrived safely in Boston, and after attending to some little mat- ters of business, I took passage on board a sloop bound to Orleans, and, in due time, arrived safely at home, aiter an absence of three years. My dear old mother met me with open arms and tearful eyes, saying, ‘‘Is this my boy, my only boy?” She had just received the painful intelligence of the death of her oldest son Godfrey, as before described. Thus ended my Western adventures. After an ab- sence of three years I had returned home with about the same amount of money I had when I left. This was a speculation not greatly to be coveted. In the language of Mrs. Frances K. @niler, I could say :— “T love that dear old home! My mother lived there Her first sweet married years, and last sad widowed ones. The sunlight there seems to me brighter far - Than wheresoever else. I know the forms Of every tree and cove, and hill and dell; Its waves’ majestic breaking on the shore I know; — It is my home.” 8 CHAPTER VII. DEFEAT AND VICTORY. “Let us, then, be up and doing, With a heart for any fate; Still achieving, still pursuing, Learn to labor and to wait.” — Longfellow. FTER remaining at home some three weeks and -™* visiting all my old comrades and acquaintances, I began to look about for something to do, a subject that always seemed as natural to me as my life. In fact, I took as naturally to business as a duck to water. My only plan for the future was a dim idea of returning, at no distant day, to Ohio. I had been educated a baker. It was the only busi- ness I understood; and though not exactly suited to my genius, I was ready to engage in it again at any favorable opening. Standing one day by the public highway, I heard the jingle of bells, —no unfamiliar sound to me,—an- nouncing to the neighborhood that the baker was ap- proaching. The cart soon arrived and I entered into 86 THE LIFE OF DAVID SNOW. 87 conversation with the driver, whom I found to be the owner. I learned also that his name was Johnston, for- merly of New Bedford, and at that time engaged in cracker baking at West Barnstable. Being a man of fine figure, rather prepossessing, and withal well post- ed in the business, he impressed me very favorably ; so much so, that I-proposed to let myself to him, to work in his bake-house. He did not care to employ me, but intimated that he would prefer to have me for a partner. He spoke of the necessity of having some one interested in the business, who could take charge of the bake- house while the other was on the road. This all seemed quite plausible. He spoke of the value of the route, commanding all the Cape trade. The prospect for business seemed very hopeful. Without much delay we agreed upon terms of co-partnership, neither being very definite as to how much capital each should fur- nish. Before we parted we agreed to meet in a few days at Mr. Johnston’s bake-house and arrange some plan of operation. Believing all the baker-had said relative to the busi- ness, I, in a few days, hired the preacher’s horse (Rev. Mr. Johnson’s), and started on horse-back for West Barnstable. (Ministers and doctors were about all the men in those days in Orleans who kept horses.) On my arrival the next day, I found Mr. Johnston at his bake- house, according to agreement, patiently awaiting the arrival of his new partner. I soon found that my hopes 88 FROM POVERTY TO PLENTY}; OR, were somewhat in advance of my judgment. “Mr. J. made many representations, all of which I afterwards found to be untrue. On the whole I did not like the look of things. We finally settled the conditions of co-partnership, and were to meet in Boston the week following, to purchase a stock of flour, to take an in- ventory of stock, and fix upon its value. This stock (not including a covered wagon, which he said was building for him in Cambridge, but which never came to light) was to be part of the capital. True to my promise, I was on hand at the time ap- pointed, but my new partner did not report for duty. I waited patiently for some time, and then went over to Cambridge to see the new wagon, but failed to find any such carriage in process of building. Things began to look a little suspicious, and I was half inclined to aban- don the whole matter. Just at this juncture I received a very plausible letter from my partner, giving as an excuse for not meeting me there, that business had pre- vented. An unexpected demand for pilot-bread from Chatham prevented his coming to Boston. He con- cluded, in view of such demand, that it would be for the interest of both that he should remain and attend to the demands for bread, at the same time requesting me to purchase some flour, as per memorandum, and come up in the Barnstable packet. Though I did not seem to understand the movement, and was fearful that something was out of joint, I final- THE LIFE OF DAVID SNOW. 89 ly concluded to do so. It was not long before the fact was made to appear that want of money was the cause. He had no money, and his credit was low, both in Barn- stable and New Bedford, and this was the trick by which he sought to, and did, deceive me, and thus fleeced me of my little all. I invésted about two hun- dred and fifty dollars in stock, and in due time report- ed myself at the bake-house ready for business. Mr. J. seemed right glad to see his new partner, and well he might, for he was about bankrupt. He had in his employ one man and a boy, who, I found, did not take to me, as I worked myself and kept them at it. Before my coming they had it all their own way — work as they pleased; but now they were obliged to keep at it. This did not please them, so they left and went to New Bedford, leaving me nearly alone, as Johnston was out on his route most of the time. As they de- parted, some one asked them why they were leaving. They replied, that there had come a great snow-bank from off the Cape, and they could not stand it. It was not long before matters looked squally. Johnston left one day for Chatham with a load of crackers. About ten o’clock, a. M., he returned, saying that he had bro- ken his wagon, and that while it was being mended he had returned to see how they were getting along with the baking; when, as the fact soon came out, he had been arrested by the sheriff for debt, and had returned to get what money he had on hand, that with this and 90 THE LIFE OF DAVID SNOW. the mortgaging of the horse and wagon, and the proceeds of his load of bread, he might stave off the matter for a time. Nothing was said to me about the matter, and, as Johnston was treasurer of the firm, for a time he suc- ceeded in concealing it. But it soon came out that he had courted one girl more than he could marry, and to compromise the matter had agreed to pay a certain sum of money in instalments, and the cause of his wagon getting out of repair was the falling due of one of these instalments, and the claim being pressed by the sheriff. Soon after, we dissolved partnership, and I employed Johnston on a salary of four dollars a week. This could hardly support a man and his wife. I boarded with him, occupying a small back room which was also used as a kitchen. My trunk, which had crossed the mountains safely with twenty-five dollars in silver in it, was my only deposit for what money I had left, amount- ing to about one hundred and twenty-five dollars; and, such was my confidence in New England honesty, that I did not even keep it locked, but left it standing in a clos- et inmy room. During my absence on my route, John- ston not having much to do, I locked up the bake-house and kept the key. But some of the neighbors, who had been informed that we had dissolved, notified me that he frequently visited the bake-house, taking there- from flour and crackers. I took an order for some ship- bread, and, on my return, went to my trunk to get some money to purchase some flour, and to my aston- THE LIFE OF DAVID SNOW. 91 ishment, I found that some one had stolen it. I learn- ed that during my absence Johnston had been to New Bedford to pay another instalment due the disappointed woman. I made considerable stir about my loss, and he seemed to manifest a good deal of interest in the case, as the theft occurred in the room which was occupied by his family. Soon after, as it reflected on some of the family, Mr. Bussly, who owned the house, asked me if Johnston had any right in my absence to enter the bake-house and take flour and crackers for family use, saying that he had seen him do so repeat- édly. This aroused my suspicion, and I charged him with stealing from my bake-house, which he denied, but when informed that Mr. Bussly saw him, he owned up, confessed, and declared himself ready to pay whatever I demanded. This led me to suspect that he had taken the money, and so confident was I of it, that I charged him with the theft; but he denied it. I informed him that I should take counsel upon the subject. I left next day on my route, and on my return I found that John- ston had left town, and was never seen by me for more than twenty years. He had arranged for his family to meet him just out of town, near Sandwich, and that was the last of them. But I found myself in a sad pre- dicament. I was among strangers, moneyless and friendless, all through the dishonesty of Johnson, and my own reputation not very high. I had trusted a man-who seemed honest, and had been robbed of my 92 FROM POVERTY TO PLENTY}; OR, all. I had been absent from New England about three years, much of the time carrying from three hundred and fifty to four hundred dollars in a belt around my body for safe keeping ; and now, at home, on old Cape Cod, where I was born and educated, and taught to be- lieve, and did believe, that everybody was strictly hon- est, — here I was robbed of nearly all I had. I had commenced business in July, with nearly four hundred dollars, and by the middle of August I had lost all, ex- cept an old horse, which I afterwards sold for twenty- five dollars ; a wagon for ten, about half-a-dozen bar- rels of flour, and a few bakers’ tools. We had baked nearly all the flour, and Johnston had appropriated the proceeds to his own use, besides taking what little money I. had saved from the hard earnings of some years. This was a hard look for a young man. To start so hopefully, and in six weeks to become so nearly bankrupt, was far worse, if possible, than my Indianapolis ‘‘linsey-woolsey” speculation. It did seem as if I was embayed among rocks and shallows, with no open sea before me. I confess I was in a di- lemma, and nothing but a cool head and a determined purpose could have extricated me ; and, but for a single tie that bound me, I should have left West Barnstable never to return, to seek my fortune in some other place ; if, in fact, there was any for me. I had been in Barnstable about one month when I became acquainted with a young lady; and, strange to THE LIFE OF DAVID SNOW. 93 say, I had become very much attached to her, and had actually offered myself to her: This was not a little strange even to me, as I had been wandering around the world for some three or four years, had seen a great many young ladies, but never felt myself particu- larly drawn to any one. But I had not been in West Barnstable many weeks before I found one in whose company I was happy; and why, under all the circum- stances, she should have chosen me for a husband, among the many young men of the town, whose parents were well to do, —one like myself, a poor friendless stranger, —I could not comprehend. But so it was, on the principle that love goes where it is sent. Her parents were not wealthy, but were what were called in those times, fair livers. They resided on a farm belonging to the old Otis family of Revolutionary times. (A marble bust of one of this family — James Otis — now stands in the chapel at Mount Auburn.) I heard nothing more of Johnston until some twenty years after. When I had moved to, and was doing busi- ness in, Boston, he turned up at Gloucester. His fath- er had died and he succeeded him in business. After I had recovered from my surprise at Johnston’s conduct, and taken an inventory of what was left, con- sisting of six barrels of flour, one horse and wagon, and a few bakers’ tools, — worth to me, if I continued in the business, about one hundred dollars; if not, they could not have been sold for fifty dollars, —I seriousiy con- 94 FROM POVERTY TO PLENTY; OR, sidered what was best todo. The only tie which bound me here and influenced me in my purpose to remain, was the young lady before named. A wonderful Proy- idence seemed to direct me, and the same principle which prompted me to come from New Orleans to Law- renceburg to save a friend who was my bondsman, in- fluenced me to remain here as I had promised. I was a comparative stranger in town. My connec- tion with Johnston had left a suspicion on my character, and whenever I mentioned my loss, a near neighbor, — a tavern keeper, whose only business was to supply the people with that liquid fire which is akin to hell, and thus robbing them of their money and what little char- acter they had, — would say, ‘‘ I don’t believe he has lost any money. I never saw a baker have as much money, and I do not believe it.” This was cold comfort for me. It only showed how much sympathy was mani- fested toward me. I knew of no one I could really call a friend, except in the family of which the young lady was a member. I was maligned and suspected. What could Ido? To ‘do something I must. The tavern keeper owned the bake-house, and he was not friendly. Like myself, he had thought much of Johnston, but he had left clandes- 3 tinely, owing him a small bill, as well as others. Thad but little money, but my affection for her, who in the following January became my wife, settled the matter, and I resolved to make an effort. I could but fail as I THE LIFE OF DAVID SNOW. 95 had done before, but I was resolved to try, and try I did, but I confess it was against wind and tide. Obtaining the best help I could, which was very poor, I commenced. My crackers were only second quality, and I am satisfied that no one could sell such bread but he who made it. I had to compete with the bakers at Sandwich and Kingston, and nothing but en- ergy and skill as a salesman could work it off. But go it must, and go it did. Here I learned that few men understand really what there is in them, until they are put to the test. With me, it was life or death; and as Satan said to Job, — ‘< All that a man hath will he give for his life.” Noth- ing daunted I pressed on, surmounting obstacles and overcoming difficulties which but few in my condition could have mastered. My plan of labor was, to spend ten days in making faggots in the woods, and cart them to the bake-house ; then ten days at baking, and then ten on my route. Often, to annoy me, the owner of the land on which I cut and bound my faggots, would, in my absence, cut the withes that bound them, and spread the faggots over the stumps to protect the young sprouts. One day, about two weeks after Johnston’s depart- ure, I was in the woods gathering faggots. After I had loaded my wagon, I went to bridle my horse, which had been browsing, and as I attempted to put the bri- dle on his head, he dodged. I looked to discover the 96 FROM POVERTY TO PLENTY; OR, cause, and found a sore between his ears. Having some little knowledge of horses, I at once suspected that it was what is called pole evil, an incurable disease, and which would, in a short time, prove fatal. In our co-partnership I had allowed Johnston eighty dollars for the horse, and it was about all I had left. One may judge of the effect which this discovery must have had upon my nervous, sensitive nature. I felt that I must give up. I had already passed through enough to kill a common man, or drive him to desperation. The thought of losing my horse, about all that I had to depend upon in carrying on my baking business, was too much for me to endure. I sat down on a stump near by and wept like a child. I felt that all was gone, and I was a ruined man, and, but for a tie which had been strengthened by time, and which in honor and love held me, I should have fled from West Barnstable. But if I had so determined, I had little or nothing to go with, nowhere to go, no one to pity me, and noth- .ing that I could do. I had been a sailor, and tried my fortune on the sea; I had worked on a farm to little purpose; had worked as journeyman baker, and had set up and failed in business; I had tried my fortune im the far West, and at New Orleans; had crossed the Alleghany Mountains on foot to save money; had ship- - ped a bailer and come out captain ; — and here I was at last, in West Barnstable woods, almost penniless, and without a friend to pity or care forme. Take it all in all, it was the most painful hour of my life. ve 1 SAT DOWN AND WEPT LIKE A CHILD. THE LIFE OF DAVID SNOW. 97 But, like a calm philosopher, I looked up and said to myself, there is no other way but to stick to what little I have, horse or no horse, and to give all there is of me to business, even if I fail. Whatever the result might be, I should have the satisfaction of having done the best that it was possible for a mortal man to do, and nothing to condemn myself for in the future. On that stump my future was determined upon. I wish I could discover the location. I think I would build around it an iron fence, and cause to be placed upon it the motto, ‘‘ Never pEspair! Horr on— HOPE EVER! VICTORY WILL COME BY AND By!” As I raised myself from that stump, and wiped away my tears, I-seemed to feel that there was no such word as fail. In thinking of that hour, it has often reminded me of what Richelieu said to a young man. Handing him an important package, he said, ‘‘ Young man, be blithe: mark you, from the day you take this package, fortune smiles upon you.” ‘‘ But,” replied the boy, ‘should I fail to deliver it?” ‘* Fail!” said Richelieu : ‘¢in the bright lexicon of youth there is no such word as fail.” To a determined man, ordinary success, at least, is sure. In this spirit I resolved to go ahead. From that moment an inwaré assurance of success seemed to come upon me. I seemed to be a new man, and from that period in my life I took a ‘‘ new depart- ”? ure.” I was without friends and without means, but -with an eye steadily fixed on the end, and a purpose © 3 9 98 FROM POVERTY TO PLENTY; OR, firm as the rock in mid-ocean, I said: ** J will sueceed in business!” My success, to be sure, came slowly, but it came. I never looked backward, but onward and upward. Step by step I mounted the thorny path- way of life, scarcely stopping to pluck a flower by the way. I used to bake four barrels of crackers per day, and when I was out, sell four barrels. I was told, for my comfort, that no baker could live in Barnstable ; but six months from the day I sat on that stump in Barnstable woods, I was married and had regained all I had lost by Johnston. My success greatly stimulated my cour- age, and I felt assured that if I was industrious and prudent I should reach the acme of my ambition. A MISGUIDED ACT. Previous to my marriage I mixed more or less with young people; and, while it did not cause me to slacken my zeal in business, it did furnish a little temporary enjeyment. I was frank, free, and honest with all. There was a family in the village by the name of Whitman. Mr. W. was the parish doctor, and was reputed wealthy; and, as is often the case, the sons were rather wild. Thinking that their father was rich, they did but little work on the farm, but spent much of their time at the old tavern, near my bake- house. While others frequented the tavern for grog, THE LIFE OF DAVID SNOW. 99 as it was called, I never allowed myself to drink. But being fond of social life, I mixed considerably with them, and was always ready for a good time whenever the opportunity was furnished. In the month of September, one of the Whitman boys about my age, came to me and said, ‘‘ The Bodfishes have some fine melons, not far off; come, let us make + the melon patch a visit.” I readily entertained the proposition. We took two young ladies, daughters of Jabez Howland, the tavern keeper, and off we started, Whitman leading the way. In due time we reached . the melon patch. All was still —not a dog barking to give an alarm. We each took a melon, without con- sulting the owner, and came back to a Mr. Bursely’s, opposite the old tavern, and there, with some of the neighbors who dropped in, we feasted on stolen melons. When Mr. Howland found out what had been done, and that his daughters were in the company, he became greatly exasperated at me, though he said but little to my companion, Whitman, for the reason, no doubt, that he was one of his best customers for liquor, as were also the Bodfishes. Being influenced by interest, and not morality, there seemed no one to pounce upon but poor me. I was to be the scapegoat in the whole transaction. Our melon affair became quite public. Though we had a jolly time over it, the end was not so pleasant. Bodfish hearing of it, reported to Howland; and he, 100 ._ FROM POVERTY TO PLENTY; OR, to clear his daughters, and not have his rum-selling in- terest affected by it, laid it all to the young baker, who had just commenced business in town. There was a meeting called of all the neighbors, and the melon question was thoroughly discussed. It was agreed that it was a terrible thing, and that the like had ‘never been known before in the quiet village of Great Marshes. Each one volunteered his opinion, and it was finally agreed that we, to save a-law-suit, should pay one dollar each for the melons. And so young Whitman, who had been the: sole mover in the whole matter, came to me and said that he would write a re- ceipt for four dollars to cover the whole loss, and, as Bodfish could not read, I could go and pay them one dollar and they would sign the receipt for the whole. So I dressed myself up in my best clothes and called on the family, who were all gathered together, expect- ing g, and even waiting for my coming. I introduced myself as best I could, expressing my great sorrow at what I had done, and then offered them the receipt to sign, inclosing the one dollar. They took it into an- other room, examined the paper and returned it to me signed. I bid them good evening and left, feeling that I had got off cheap, though all the money came out of me. I was used by Whitman as a cat’s-paw to pull the chestnuts out of the fire. The result was, that when they discovered the deception, and that they had signed THE LIFE OF DAVID SNOW. : 101 a receipt for four dollars and only received one, they became my life-long enemies, so much so that when my wife’s sister was married into the family, I was not in- vited to the wedding, and ever after, when I called on them, her husband would not come into the house. The melon affair, and my connection with Johnston, did not add greatly to my reputation in that town. I was watched and suspected by all. But the exercise of an indomitable will bore down all opposition ; and, thank God, in the end I triumphed. Surely I had a hard time of it. Iworked on, day and night, in no way sparing myself. This was the only secret of my suc- cess. CHAPTER VIII. A NEW DEPARTURE. ‘‘The mind I sway by, and the heart I bear, Shall never sag by doubt, nor shake with fear.” — Shakspeare. ** Like a mountain loan and bleak, ’ With its sky-encompass’d peak, i Thunder riven, Lifting its forehead bear, Through the cold and blighting air, Up to heaven, Is the soul that feels its woe, And is nerv’d to bear the blow.” — Mrs. Hale. N January, 1825, I was married, and at once com- menced house-keeping. Taking an inventory of my assets, I found that I was worth five hundred and fifty dollars, an increase of four hundred and fifty dollars in four months; and at the close of one year from the time Johnston left me, I was worth one thousand dol- lars. How I had earned it was astonishing to me— almost a miracle. But there was the evidence before me — figures would not lie. This, to me, remarkable success, settled all doubt in- 102 ad Ad THE LIFE OF DAVID SNOW. 103 my mind as to the possibility of success. I hired a small place near my bake-house, for. twenty-five dollars a year. It included an old house, about six acres of land, a small orchard, a garden patch, and a cow pas- ture. I was now started in married life in good earn- est. My furniture was not elaborate nor expensive, — the whole amounting to not more than one hundred and twenty-five dollars; no carpet except now and then a rug made by my wife, and only one feather bed, which did not give us the opportunity of accommodat- ing many country cousins. I did not relax my energy nor allow my expenses to increase. I toiled night and day, resolved to conquer on this line. Living near the bake-house, my wife soon became very useful to me in my business. She was a helpmeet indeed. Nothing but poverty can teach one the necessity of economy, and even this fails at times. One little incident took place soon after we com- menced keeping house, which I regretted at the time. My mother came to visit us, and as we had but one feather bed, we allowed her to occupy-a straw bed. In the morning she said, ‘* David, have you but one feath- er bed?” I answered that I had not. The next time I saw her she gave me some money, saying, ‘‘ Buy a feather bed, so that the next time I visit you I may not have to sleep on straw.” This circumstance, un- pleasant as it was to me, enabled us to add another feather bed to our stock of furniture. 104 FROM POVERTY TO PLENTY; OR, I laid in my winter’s provision for house-keeping, but on more serious reflection I concluded it would be cheaper to board. A Mrs. Crocker, near by, proposed to board us for three dollars per week. As I was to be absent much of the time, and my wife would be alone, and as I could not run the machine of house-keeping for three dollars a week, I concluded to suspend house- keeping and board. As my business and family began to increase, I felt that it was important that I should add to my income. I had no rich relatives to fall back upon in ease of acci- dent or sickness. It was work or die: so I worked day and night with a will. I was determined to lay up something against a rainy day, and believing then, as I do now, that industry and perseverance would surely win the coveted prize, whether it be wealth, political distinction, or literary fame, and that every man is capa- ble of excelling in some branch, I governed myself accordingly. My life thus far had not been spent on ‘* flowery beds of ease,” but opposition and discourage- ment had met me on every side. My way was thorny, and it did seem that nobody cared for me, and I was tempted to care for no one, except my wife. If any one has ever received the cold shoulder, turn which way they would, such may know how to pity me. I was obliged to fight for every inch I gained in my up- ward progress. In about three years I had accumulat- ed about two thousand dollars over and above my ex- penses. THE LIFE OF DAVID SNOW. 105 There were in West Barnstable about six or. eight men who were reported to be worth from four to six thousand dollars each. I often thought if I could own a homestead like the one I hired for twenty-five dollars per annum, and two thousand dollars, I should be en- tirely satisfied. I never aspired to be worth more than four thousand dollars. This sum was the height of my ambition, — not knowing that as one changes in life, and as his means increase, his mind changes also. Instead of being satisfied, when I had actually gained that sum, I was as ambitious as ever for more. During our residence in Great Marshes we were blest with our first born. My very great economy came near costing me my life. Just before my marriage, in Novem- ber, 1823, on one of my routes on the south side of the Cape, to save the wear of a part of my harness, I left the breeching at home, as it was not much needed on the Cape, and my horse was quite gentle. But while coming down a hill, as I came out of the wood, some half a mile from‘the main road, the wagon came against the hind legs of my horse, and he kicked up, striking me in the breast, and nearly stunning me. I felt that I was badly hurt, but had presence of mind enough to speak to my horse to stop, which he did, near the foot of the hill. I fell back into the wagon and became un- conscious, and then fell out in front of the wagon, and lay across the rut, which was a foot deep, and the ground frozen. ‘There I lay as dead. The first sensation I 106 FROM POVERTY TO PLENTY; OR, + felt was in the ends of my toes; and, before I could move, my first thoughts were of her whom I had en- gaged to marry, and then of my mother. Soon I could move my fingers, then my limbs and body.. My horse, providentially, never moved; if he had the loaded wag- on must have passed over and broken my legs, and I must have died that cold winter night, for the road was an unfrequented one, and no one could have known what had become of me, unless my horse had gone home. I had just strength enough, when I came to, to get into my wagon. I stopped at the first house on the way, a Mrs. Crocker’s. The doctor was sent for, two miles away, who came and bled me. I recovered slow- ly, being obliged to keep my bed for a long time. On my route I had many a dreary time. I remem- ber well when at South Dennis, on my way home, the — roads being sandy and dry, and not much demand for my crackers, feeling lonely and sick of the world, I said to myself, «* Well, if this is to be my life-work, the sooner I die the better.” I had little to encourage me, and saw little to live for. I have had such feelings since, but never as I felt at that time. The melon scrape was against me, and some of the neighbors thought, and said, that Mr. Fish’s daughter was running a great risk to marry me, when she had so many good offers from the young men of the town, and even Mr. Fish himself did not think his daughter's choice the most hopeful. But it was to be so, I presume, for we THE LIFE OF DAVID SNOW. 107 were married, January 1, 1824, in about six months from the time I first saw her, and, like many others, we com- menced to do the best we could to make our mark in the world. Soon after our marriage, my wife’s sister was mar- ried to one of the Bodfishes, from whom I, with others, stole the melons, The old people were delighted with Clara’s prospects. She had married a rich farmer, and her fortune was secured. The eldest daughter, Rebec- ea, had married a son of Mr. Blish, quite a prominent man, whose wife was sister to Judge Shaw; but Betsy _ had married a poor baker boy, and not much was ex- pected from her choice, showing how little people can see into the future. Some years after this, when I had purchased a homestead about two miles from where I started in business, containing an old house, a barn and six acres of land, and had built me a bake-house, I had some farming to do, and occasionally employed my. wife’s father to help me. One day, as I was talking about the Bodfish family, he expressed the opinion that the Bodfishes (some four families who owned large tracts of land, and had all things common), laid up at least five hundred dollars a year. I replied, ‘‘ Well, what of that? I am earning that amount myself.” The old gentleman looked upon me with surprise, as much as to say, ‘* What a whapper!” Though I had many a pull-back I stuck to it, and would not down, but up. After I had moved to my new bake-house, I took.a 108 FROM POVERTY TO PLENTY; OR, young man by the name of Rogers, from Orleans, as an apprentice; also my wife’s brother. I began to feel that I could take care of myself. My bake-house was connected with my dwelling-house, and, though my wife had two children, she was able to help me in getting in my batches. This was a very great assistance to me. Mr. Dexter, who was my near neighbor, did not believe that a baker could live in Barnstable, and often ex- pressed himself to that effect, which was cold comfort to me; still I knew better, and was demonstrating it daily. The Bodfish family were a hard working, industrious family, but had no education. My wife’s sister’s hus- band died soon after she was married, and some diffi- culty arising in the family, with regard to the division of the property, she was left with four young children, very poor, and has so remained. My business increased. My route now extended as far as Provincetown, and a terrible hard road it was in those days, before clay had been put upon the sand. Sometimes I crossed the Bay in a boat. Atone time ~ I had contracted to deliver some twenty barrels of pilot bread. The distance by land was fifty miles, —too far to drive, — so I hired a boat, and with my brother-in- law, started one day for the Cape, loaded very deep with bread. The wind was blowing fresh when we started. | As we neared Long Point, the tide was setting out and the wind blowing fresh, making a rough sea, so that at one time I felt that there was no chance for THE LIFE OF DAVID SNOW. 109 me to escape a watery grave. Our boat was deeply loaded, with considerable stone bailast on board, and the sea frequently breaking over us. I trembled from head to foot, expecting every moment that our boat would swamp. But through a kind Providence we just- escaped, and made a safe landing. An event took place soon after we had moved into our new house, which, religiously, changed my whole life. I was educated a Presbyterian, of the straitest sect. My mother led me, when a child, to that church. I was in Truro, not far from Truro Light-House, on the north side, stopping for the night with a family by the name of Atkins, a distant relative of my mother’s. A camp-meeting had just been held there by the Boston Methodists, Father Taylor being one of the prominent leaders. A wonderful baptism of power had fallen upon the people. A woman, by the name of Smith, had entered into the fulness of God’s salvation, and, with other neighbors, had come in for a social religious gathering. Religion, of course, was the theme of con- versation, which was very strange to me. I was the only unconverted person in the room, and, as every one feels the need of some excuse for their course, I took sides against the Methodists, and thought I had the best end of the argument. It was suggested that they close with prayer; and asked me if I ever prayed. I replied that I did not. They asked me if I did not feel that I ought to pray. I said, ‘* Yes, and hope to com- 10 , » 110 FROM POVERTY TO PLENTY; OR, mence pretty soon.” They all knelt in a cirele, inclos- ing me in the centre. I stood up, holding on to a chair, as I had been taught to do. First one and then another prayed. I was not moved at all by their prayers, until Mrs. Smith commenced, she being the last of the circle. Her prayer was for me. I had never heard such pray- ing before. I trembled all over; my knees became so ‘ yery weak that I could stand up no longer. So down I got and began to ery for mercy. The only prayer I did or could offer, was, ‘** God be merciful to me, a sinner!” God heard my prayer and a wonderful change came over me. My darkness was turned to light. There was no sleep for me that night. I was praising God with my whole heart. On the following morning how beautiful everything looked. All nature seemed to wear a smiling face, and on my way homeward the very foliage on the trees, and the singing of birds, was delightful. I was in a new world; at least, it never seemed so to me before. The change was all internal, and this made everything so beautiful without to me. I was very happy, and sang for joy on my homeward way. On my arrival home it was soon noised about that Snow had been converted, and, as a matter of course, as I had been an’irreligious person, it produced no lit- tle stir fora time. They concluded that if such a hard case as I had been could be converted, there was hope for them, and so I thought. I now began to feel that THE LIFE OF DAVID SNOW. 111 an over-ruling Providence had been around me for good, and through mercy he had had me in his keeping. I had paid for my little farm, and from it raised my vegetables, and I kept a cow which supplied me with butter and milk. I had also a good orchard. Still I worked hard, as did my wife. With a family, consisting of myself, two men, and two children, she did her own work and helped me in the bake-house. Who could not succeed with such a wife! In addition to my crack- er baking I contracted with a company in Falmouth, - who fitted out whalemen, to bake forthem. We baked flour into -hard-bread for one dollar and twenty-five cents per barrel. This nearly cost me my life. I boarded near by and slept in an attic. It was oppres- sively hot when I retired, and at midnight the fog would come off the sound and change the temperature from 80 deg. to 40 deg. I took a violent cold which settled on my lungs, rendering it necessary for me to give up work and go home. My brother-in-law took my place. He had formerly worked with me, but took a notion to go to sea. He went to Boston, shipped on board a brig and was put to work tarring down the rigging. Being a very neat, particular young man, the tar bucket did not accord with his ideas of sea life, so he concluded to come home, cured of sea life, just in time to take my place. For three months my cough continued, and many said ‘* Snow is gone for it;” but my time was not yet. My health gradually 112 FROM POVERTY TO PLENTY; OR, improved until I was able to attend to my business. But in the month of August, on my way to Chatham with a load of bread, I got heated, and it was with very great difficulty that I was able to reach my home. I was confined to my bed for several weeks, being treated allopathically, — homeopathy not being known at that time, — and took calomel enough to kill any man whose time had come to die. But mine had not come. I recovered gradually, but was never completely cured. For many years I have been a sufferer from that miser- able treatment, To show how I had to work, rain or shine; in Sep- tember I went to a Falmouth muster, twenty miles away. It rained steadily all day. The company of visitors, consequently, was not large, and the demand not sufficient to use up what cake I had brought, and I was obliged to go about and peddle it out as best I could; and with all my effort I had to bring back, at night, about half my stock. But to cap the climax, my brother-in-law, who came home with me, to save his cartridge-box from getting wet, put it in the top of my chest of ginger-bread, and the dampness of the weather, with the motion of the wagon, kept his cartridge-box in perpetual motion, until our arrival at home. Judge of the condition of my ginger-bread. In the morning as I took it out, the edges were all chopped off, and the dampness of the weather made it look as if it had the small-pox. , * THE LIFE OF DAVID sNOW. 113 This was one of my misfortunes. But, never under- taking anything and giving it up, I brushed it up as well as I could, replenished my cart with some which was in good order, and was prepared to attend another muster to be held at South Yarmouth the following day. But in the morning, to my surprise, a two-horse team from Kingston, loaded with a fine assortment of cake of all kinds, drove up and stopped opposite my bake- ° house, and inquired the way to the muster field. Here was a demand for all my tact. I chatted with him for a while, and then said to him, if he would wait a little I would hitch up and go along with him, which he readi- ly consented to do. The thought suggested itself to me that it would never do to let that fellow get on the ground in advance of me. I hitched up and off we started. Just about dark we came to a little tavern, a mile from the ground. I turned out and said to my Kingston friend that this was the only tavern at which we could get accommodations, unless we went a mile beyond. He was soon unhitched, while I stood and looked on, thinking how I could out-general the fellow, for I knew that my cake would stand no chance beside his. He saw me looking on, and said, ‘* Come, un- hitch.” I replied very coolly that I had a little busi- ness beyond the muster ground, and I thought I would go on and attend to it and meet him on the ground in the morning. I did not tell him that my business was to see the tént men that night, and engage them all the * 114 FROM POVERTY TO PLENTY; OR, cake and crackers they might sell the next day. So after I saw him put up his team I started off, a move- ment which he did not seem to like very much. I suc- ceeded in engaging to supply all the tents, and actually delivered as much as they thought they could sell, and in the morning I backed up my wagon along side of the Kingston team, and made the best show of cake I could with my imperfect stock. I had the adyantage in the sale, though his stock was in every respect superior to mine. ° A little incident occurred which not a little amused . the people. A neighbor of mine came along eating a piece of my cake, and said, ‘‘ Snow, you have got the worst looking cake I ever saw, but what is singular, everybody is eating it.” «* Well,” I said, «that is just what I am pleased with.” At night I had nearly sold out, and my Kingston friend had sold very little. I said to him, ‘* There is another muster at Eastham, are you not going?” <«No,” he replied: ‘Snow, I will follow you no longer.” This was a common remark among bakers for being out-generaled. So I had the other muster all to myself. On my way I stopped at a grocer’s and took an assortment of liquors, which were not then, as now, contraband. I succeeded in selling all my cake, and the soldiers washed it down with New England rum and molasses. It is not so now. The first year on my place I saved a large quantity of apples. I engaged the same boat as” before, and PEDDLING CAKES. THE LIFE OF DAVID SNOW. 115 took twenty barrels to Wellfleet, and sold them for one dollar per barrel. I left the same night for Orleans, some ten miles, with a head wind. Here I stopped all night with my mother, to save the expense of lodging at Wellfleet. The next morning, there being a head wind, I started for Barnstable, which I reached at night, having been absent two days. I brought back twenty dollars, which, to me, was clear gain. This shows how I managed and struggled to earn a dollar. This I did in all my business. I was prospering quite smartly. I owned a good place, all paid for. When at the foot of the hill, I found it hard work to ascend, but after I got up a little I found myself master of the situation, and with any amount of pluck I was determined to succeed if it was possible, which I fully believed. It was not, after all, plain sailing. I was frequently very greatly tried. I ‘ had a competitor at Sandwich, who was not unfrequent- ly in my way. In the month of December, just at night, cold and freezing, this man passed my place with a load of crack- ers. I seemed to feel that he was going the same route I had projected for myself the following day. How to get ahead of him was the question. I concluded he would go on about four miles and put up for the night. I resolved to start early in the morning, and pass him, if possible. I retired early; but, with my mind on him, sleep refused to come. I rolled upon my bed 116 FROM POVERTY TO PLENTY}; OR, until about twelve o’clock at night, and then got up and harnessed my horse, and off I started. I watched every turn-out until at last I found he had stopped near the place I had anticipated. I went to the stable, and sure enough, there he was. Then I laid my plans and had the route in my hands. I drove about eight miles and stopped; put up my horse, and made a bed on the hay- mow, and slept a little. I was up with the sun, took my breakfast, and was off, not less than eight miles in advance of my competitor. I learned afterwards that he followed me until he found that I was ahead, and then turned off on to the route I had passed over some little time before. | At another time, when I was on the Chatham route, near the junction of the Orleans road, where it connects with the Chatham road, supposing I had command of the road, who should come out of what was called the middle road, through Harwich, just ahead of me, but this same man. I got sight of him, but he did not see me. Chatham was divided into what was ¢alled, Old Harbor, and The Light, being about two miles apart. To reach the stores in Old Harbor, we were obliged to turn off north-westerly. I was anxious to reach the stores first, but saw no way to do it with my team, so . I drove on and got as near to him as I could, then stopped my horse in a bend in the road and ran across the field, reaching the stores in time to engage all the crackers they wanted, saying that I would deliver them THE LIFE OF DAVID SNOW. 117 ' soon. Then I hastened back to my wagon, and on to the stores at The Light, and then back the shore road to Old Harbor; and meeting my competitor about half way between the stores, he said, ‘‘ It is not fair to run across lots.” I replied, «‘ Any way to sell my bread.” As they used to say, I out-generaled him. My object was to win, without much reference to the interests of others. We were looking out for number one — going in for the main chance. Wellfleet was my best route on the Cape, as I always got cash down for my bread. In 1827 there was held a camp-meeting on what was called Brown’s-Brook Isl- © and, the first ever held in the place. I was on hand with a load of cake, and did a smart business. I en- joyed the meeting very much, and sold out my entire stock, having been absent from home about a week. My. religious experience did not advance very much. I had an idea from what I had seen and heard about Chris- tianity, that when a person got religion, it made him not only happy, but really honest and trustworthy. I knew but little of the weaknesses of human nature. I was happy, and a streak of honesty run all through me, and I expected it in those who professed to be religious. But my mistake was in looking to man; I should have looked to God. At times, while in and out of meeting, I had such evidences of the Divine presence as caused me to tremble in every part. I was naturally timid, but when these visits of power came on me, the fear of man 118 FROM POVERTY TO PLENTY; OR, was overcome ina moment. One day, while in a field near my stable, thinking of what had taken place in me, the wonderful change, the excitement among my neigh- bors, how much talk it occasioned, and how remarkably happy I felt, —all at once such light and power came upon me and through me, that I was almost lost in a flood of glory. It seemed for a time that I was in heaven. Such peace I had never known before. . It was to me the baptism of the Holy Ghost. But having no one in those days to instruct me, I did not retain this blessed enjoyment. In those days I heard nothing of — the higher life, or Christian holiness. I said nothing about this at the time. At the prayer meeting I would often sit and tremble like an aspen-leaf, under the pow- er of God, before I could give utterance to the pent up feelings of my soul. There was always a charm to me in prayer. Frequently as I passed a house and heard the voice of prayer, I would stop and listen until its close. I was never very much attracted by forms and ceremonies in religious worship, and my knowledge of religious duties was very imperfect. God seemed to lead me by his Spirit. Some Baptist brethren would come to see me and talk over their peculiar views about immersion; but I did not take much interest in those matters. I felt that God was Love, and that he loved me, and I loved him, and with that I was satisfied. It seemed as though I was born a Methodist. They always seemed nearer to THE LIFE OF: DAVID SNOW. 119 me than any other people. God had answered their “prayers for my salvation. I had heard a great deal of praying before, and have since, and it seems to me that these people are taught by the Spirit to believe when - they ask, to a degree not common among others ; and I took to them as naturally as a duck takes to water. We built a small Methodist church near my bake- house, and I was chorister. The reader may judge of the character of the music. I had a good deal of trial in that department, and was criticised not a little. One said I sang through my nose, and ‘consequently gave them nasal music. Another said I had no ear for music; and others offered other objections. But not- withstanding all this, sing I would, and sing I did, though I confess I had no natural talent for music. I did not slacken my zeal in business. I was ‘ dili- gent in business, fervent in spirit, serving the Lord ;” -and by close attention to, and increased activity in, business, I began to feel that I was taxing my physical energies beyond their powers of endurance, and that if I expected to live long I must change my business. CHAPTER IX. A CHANGE IN BUSINESS. “Live for something; be not idle; Look about thee for employ ; Sit not down to useless dreaming; Labor is the sweetest joy. ““*Folded hands are ever weary, _ Selfish hearts are never gay; Life for thee hath many duties; Active be, then, while you may.” HAD now been in the baking business at West Barnstable four years, and two years in my new place. I was naturally a trader, —it was born in me, and only needed to be developed by education. This, so far, I had failed to secure, but was not without hope that I should yet find my proper sphere ; My health failing me, I selected Wellfleet as the most promising place for trade, as the people followed the fishing business, and fish always brought cash, and con- sequently there was no barter. I was better posted than any other person on the Cape as to this fact, as my route extended from Falmouth to Provincetown. 120 THE LIFE OF DAVID SNOW. 121 At this time I was worth about two thousand four hundred dollars: one thousand eight hundred dollars in‘cash, and six hundred dollars in real estate. I leased my bake-house to my brother-in-law, who continued the baking business, and I formed a co-partnership with one John Harding, who owned a place near the head ‘of Duck Creek. I always had a good judgment of the best place for trade, as this selection proved. Harding built me a store, such as I wanted, for which I paid twenty-five dollars a year rent, he having one quarter interest. Our capital was two thousand four hundred dollars. I was captain, and was allowed twen- ty-five dollars a month and my board; and when I was absent Mr. Harding took my place and was allowed the same per month; and the net profits were to be divided as follows: one-fourth to Harding, and three-fourths to myself. Mr. Harding was‘ a_ jack-at-all-trades, — carpenter, mason, ship-builder, etc., but was never intended for a merchant; and, as I soon learned, his-only object in taking hold with me was to learn the business, and, by and by, as he was getting old, set up for himself. He placed the utmost confidence in me, though an entire stranger ; and I am thankful that I never betrayed it. Having sold out all my assets in the baking business, such as horse, wagon, etc., I made my arrangements with Harding. I felt as though I had reached the acme of my ambition, as my aim, from a boy, had been to be : 11 122 FROM POVERTY TO PLENTY; OR, a merchant. It seemed an inborn desire. I had de- rived it from my mother. She was naturally a trader. But I had never seemed to reach that goal until now. But in 1828, by dint of industry and economy, I had set up for myself. Of course I had much to learn. Such was my economy that I had not a suitable suit of clothes to wear to Boston to purchase my stock of goods. I engaged Mr. Crocker, a trader in Yarmouth, to assist me; and borrowing a suit of clothes of my . brother-in-law, I started for Boston. Among the ar- ticles of merchandise which I took along with me was a barrel of cheese, made by my wife, which shows that she not only did her own work, helped me in the bake- house, and took care of two children, but made butter and cheese enough for family use, and two hundred pounds for the market, which I took to Wellfleet as a part of my stock in trade. With the eighteen hundred dollars in cash, and six hundred dollars sent me by Harding, as per agreement, I purchased an assortment of goods, adapting them as best I could to a country store. I had a little of all sorts, —dry-goods, crock- ery, groceries, and the like. And as I was anxious to save all I could, I chartered a sloop running between Boston and Orleans to take all my goods to Wellfleet for twenty-five dollars. By this arrangement I might have saved ten dollars; but on account of it I became quite unpopular with the packet masters of the place, which was not a little to my disadvantage. The sloop THE LIFE OF DAVID SNOW. ia was somewhat in years and deeply loaded. When about half way across Barnstable Bay, we encountered ‘what was called an old-fashioned south-wester, and came very near being carried outside the Cape. She would not make a course within four points of where she headed. I had no insurance on my goods, and for a time it seemed that we should be lost. All I had in this world, except the old bake-house, was on board the old sloop, and I thought if she swamped I might as well go with her, for in that cargo was the fruit of four years of the hardest toil of my life, and I felt as though I could not go over that ground again. For four mortal hours I was in the greatest suspense as to how it would turn. But as a merciful Providence would have it, we just escaped a watery grave. What added to my despondency, I had others dependent upon me for support —a wife and two little ones. I could never tell the distress of mind I was in during those hours of storm. But, thanks to a kind Providence, a strong flood-tide setting into Barnstable Bay, and the wind dying away, we were carried safely around Billin- gate Point up the Bay to Duck Creek, at which place we cast anchor all safe. Our cares and anxieties were over as we once more trod the soil, or sand, of old Cape Cod. My partner, Mr. Harding, was on hand with boats to take our goods to the shore. The way we got our stock of molasses on shore, there being no wharf, was 124 FROM POVERTY TO PLENTY; OR, to hoist it into a large flat-boat, and at low tide turn the boat on its side and let it roll out, and then roll it into the store. The opening of our new store made a busy time for us, as a new broom always sweeps clean. Before our goods were in position, or we were ready, we were over-run with customers. We commenced business under very auspicious circumstances. I took the lead of all the traders in the place, and as Wellfleet was a cash market, and no barter, I found that I had located in the best place. I sold my goods cheap for cash, and soon became popular; so much so that my store was called the cheap store. I always observed that if you treat a man well and sell him goods low, he will always come again and bring others with him. A man never gets rich on one trade or one thing. A trader must make his customers feel that he is doing as well or better by them than can be done elsewhere, and if he does they will always give him their patronage. In the fall of 1828, after I had become settled in my business, and everything began to look as though I should succeed, I moved my little family from Barn- stable, consisting of my wife and three children, Sarah, Elizabeth, and David, the latter an infant of six months. During their stay in Barnstable I used to walk home once a month, a distance of thirty miles, which I trav- elled in one day, and if business called, I could return by the Boston stage. During my first month in trade I THE LIFE OF DAVID SNOW. 125 took in cash one thousand dollars, which was regarded as a big thing. While at Wellfleet death entered our home, and Elizabeth, our second daughter, was removed from us. She was buried there. We did not live in great style, though I was worth at that time two thousand four hundred dollars. I hired a place not far from my store with two rooms, — rather close quarters for a family of five. My wife was an utter stranger to all in the place; but we soon found friends, as two-thirds of the people were Methodists ; and being of that order and attending that meeting, I not only secured their friendship but their trade. In those days the Methodists were proverbially social. There was no caste, no rich, no poor, but all who were respectable associated together. Here we had all our children baptized by Brother Steele, the preacher in charge. My wife not liking our house, Mr. Harding leased us one-half of his double house adjoining the store. IJlere we had one large and one small room and a right in the attic. With this my wife was entirely content. We used our front room for a kitchen and a spare room to sleep in when we had company, which was very seldom. My wife experienced religion in 1829, and attended the first camp-meeting at Eastham. After a time, my business being prosperous, I deter- mined to make Wellfleet my abiding place and settle down for good. I purchased a lot on the hillside, near my store, and commenced removing the earth to fill up 126 FROM POVERTY TO PLENTY; OR, in front; the tide, at high water, washing the base of the hill. It was my plan, also, to build a wharf in front and fill up as I had leisure, and with this in view I pur- chased a wheelbarrow and went at it in right good earn- est. But M. S. Higgins, a trader in the place, was a ‘committee on roads, and not being kindly disposed towards me, as I had taken away much of his trade, came and forbade me filling up the road, which was a benefit rather than an injury. But the animus of the man was very apparent. The man who sold me the lot ex- changed it for one adjoining Higgins’s, and on it I built me a dwelling-house, proposing at some future time to build a store opposite the house. I contracted with a carpenter to build me a one-story double house for six hundred and fifty dollars, and I dug the cellar for one dollar and fifty cents. When finished, we moved into it, letting one-half to Mr. Curtis, husband of my wife’s sister. I must say we never felt so happy before nor since. After that, when we had company we had room to accommodate them, independent of our kitchen. Coal was unknown in those days in Wellfleet, — our only fuel was wood. Of this I used about three cords annually, sawing and splitting it myself. While doing this I would watch the store, and when a customer came I would drop my saw or axe and run to wait on him. In fact, there were no lazy bones in me. My profits at this time were about six hundred dollars a year above the amount it cost me to live. One THE LIFE OF DAVID SNOW. Ee fact is interesting to me to relate. I never fell in debt a single year of my life—always coming out a little ahead. I practised the strictest economy, even when I was doing well.. I never allowed myself to be carried away with prosperity, as I did not know what a day might bring forth. With many, if they make a little money they fancy it is to continue, but it was not so with me. If I did well I was always more saving. During my four years’ residence in Wellfleet, various incidents occurred of more or less interest to me and others. I engaged in several speculations, but scarcely ever lost by them. At one time, after a violent gale, in the winter, a vessel was discovered in the shoals, aground and dismasted. I was part owner of a fishing- vessel lying in Duck Creek. I mustered a crew and proceeded to her relief. There was a prevailing senti- ment on the Cape (not very much to the credit of the people) that a wrecked vessel was common property. We found this vessel in a helpless condition, and glad to accept our aid. She was owned in Newburyport, and was from one of the West India Islands, loaded with salt. We took her in tow and brought her up to the wharf, made her fast, and claimed salvage of one- half. As I acted a prominent part in the matter, being ‘<< chief cook,” I received, in the end, one-half share of the salvage. At another time, a vessel loaded with fruit, from Malaga, was wrecked on the back side of the Cape, 128 FROM POVERTY TO PLENTY; OR, about four miles from my store. Her eatgo was to be sold at auction. We made up a company and bid off — the whole cargo of oranges and lemons. We earted them about two miles over the beach, and stored them in Deacon Arey’s barn. But, to our injury somewhat, there came on a very cold night and they all froze, and _ remained so until spring opened. During the winter we used to draw them on sleds by hand to my store, and retail them to the neighbors about town. We then chartered two fishing-vessels and took them to Boston, Plymouth, and some other places, and should have done first-rate, but -warm weather coming on, they thawed, and in a brief time became worthless. As it was, we made a good thing out of them. The people of Wellfleet became my warmest and best friends. I became very much attached to them, and well I might: they were mostly Methodists, and traded with me, even after I had moved to Boston. Mr. Harding not proving to be of any advantage to me, and having arrived at a position, financially, to carry on business myself, I seriously thought of build- ing me a store and dissolving partnership, and carrying on business alone. Then, thinking if I did it would utterly destroy his prospects of being a merchant, and and as he had put a good deal of confidence in me, and had trusted me when a stranger, self-interest had to yield to a sense of obligation. We were pleasantly situated, had command of the trade, my family had THE LIFE OF DAVID SNOW. 129 formed many pleasant acquaintances, and it did seem as if we should live and die in Wellfleet. But it seems I had not found my place. About this time I ascertained that there was a farm for sale in Barnstable, and the idea suggested itself to my wind that it would be a good place for me and my family. Mr. Higgins, a trader near by, learning that I thought of leaving the place, offered me a good price for my homestead ; and I sold out my stock in tradé to Mr. Harding (a sorry day for him). He paid me what money he had; and to make all safe, as I was fearful he would not succeed, I took a mortgage on his place for the balance. His wife pressed him into trade, think- ing it would be so very convenient to go to the store and, without pay, get whatever she might need. Having settled on my plans, I purchased the Bursely farm for eighteen hundred dollars. I sold my house for nine hundred, and collected in all my old debts, leaving a balance unpaid of only seventy-five dollars, after trading in Wellfleet for four years: a thing never done before nor since. This shows that I was a good judge of whom to trust. An old friend of mine, by the name of Holbrook, on learning that I was about to remove from Wellfleet.to Barnstable, expressed his re- gret by saying that he would rather lose one of his best cows than have me leave. I think there was a very general expression of regret at my leaving the place ; but when I decided to do anything I never looked 130 FROM POVERTY TO PLENTY; OR, back. I hired the same vessel to take me back which brought me to Wellfleet four years before. While our two youngest children came with their mother by land, in her brother’s bake-cart, I came with Sarah, the eldest, in the packet. We landed at Barnstable, in the night, during a violent rain-storm. We landed our goods, and in the morning carted them up to the house I had bought. There was no one there to receive us, my wife not having arrived. The next day we put things in order as best we could, and commenced housekeeping, living on cold food for a day or two. My brother-in- law, who thought I had done so well in Wellfleet, vacated the baking business to me and commenced trad- ing in the town of Truro. I soon got into the trade, and with the aid of my wife and her brother, we made good his place, and soon regained my old trade on the Cape. Mr. Harding, my old partner, as I anticipated, — though he had all my trade, and I introduced him in Boston, so that he was in good credit, and commenced with a good prospect of success, — made a failure. He unfortunately employed a young man in the store who was not honest; and having himself been a hard-work-. ing man, and strictly honest, as he gave up work he took to drinking a little too much. He had also a son who turned out badly. These things worked against him, and, to cap the climax, he unfortunately got into a lawsuit with a Congregationalist clergyman by the THE LIFE OF DAVID SNOW. 131 ‘name of Bailey. Mr. Bailey had been a Methodist preacher and had married into the Whitman family, of Barnstable. His wife was a sister of the young man who got me into the melon scrape. One of the condi- tions of marriage was that he become a Congregational- ist. It was evident that money had much to do with this marriage. Mr. Bailey, very unjustly, made some scandalous re- marks; and, among others, that I made my bread and crackers in the same place where I cleaned eels. This was malicious, and done to injure my business. Not long after this I met him on the road as I was returning from Eastham camp-meeting. I stopped my horse and told him I would like to speak with him. Well under- standing what I was about to say, instead of stopping, he put on the whip and was soon out of sight. This only added insult to injury, provoking me to write a notice and post it up in several places in Wellfleet, stating that whereas Stephen G. Bailey had circulated certain false reports respecting my business and declined to make any explanation to me, I hereby pronounced the report false, and challenged him to prove if. Mr. Harding, taking my side in the controversy, reported verbaily to several of Mr. Bailey’s congregation what I had written, and they insisted that he should clear it up; consequently Bailey sued Harding. ‘This, of course, created great excitement in the town. Mr. Harding being a leading member in the Methodist 132 FROM POVERTY TO PLENTY; OR, church, the two societies took sides for and against Harding. Most people drank in those times, and Mr. — Harding being more or less addicted to drink, it is not strange that he should have said some unwise things at such times. My mother belonged to the same denomination with Mr. Bailey, and he used frequently to stop at her house in Orleans, and occasionally exchange pulpits with her minister. As a knowledge of this lawsuit became — wide-spread, my mother heard of it, and broached the matter one day when Bailey was stopping at her house. She expressed her regret that a minister of her faith should go to law on so smalla matter. He replied that when he had got through with Harding and had made him smart for what he had done, he had made up his mind to take hold of me. This touched a tender chord in the old lady’s nature. I was her only, and youngest, son, whom she always called her ‘* baby.” ** Well,” she replied, ‘*I do not know how you may come out with Harding, but I will risk David with you any- where.” So having thus drawn the old lady’s fire, he never after made her house a stopping-place. The suit was a draw-game : neither seem to have been victorious. Some may think it strange that I should have given up trade, which was the most reputable business on the Cape, and return to my old busines, driving on my old route, which for four years had been done by my wife's ’ 4 . THE LIFE OF DAVID SNOW. 133 brother. But so it was to be. To this work I added farming, and the building of a new bake-house near my dwelling. Isold my old homestead to one Childs, who com- menced an opposition baking establishment, but did not succeed. Iwas not to be run off the track; and so after a while he gave it up; and, the Sandwich baker failing in business, I had the whole field to myself. My wife, though having been out of the baking busi- ness so long, was still quite ready and willing to assist me in getting in the batches. She had not grown proud, though her husband, at this time, was worth four thousand eight hundred dollars,— had a good farm, and money at interest. My place of meeting was at Yarmouth-Port. Here I attended the Methodist church. Among the ministers who frequently preached there was Dr. Upham, the presiding elder. I remained in Barnstable two years, during which time Addie and Henry were added to our family. Death had taken one at Wellfleet, whom we buried near the old church on the hill. My income in the baking business was six hundred dollars a year, about the same that I made in trade. In the two years in Barnstable I had added to my prop- erty about twelve hundred dollars, making me worth six thousand dollars, —a wealthy man for Cape Cod. Thad now reached a point in wealth which I formerly 12 134 FROM POVERTY TO PLENTY. thought. would satisfy me, but, instead of that, I was just as anxious for more as I was when I had but four hundred and fifty dollars. I was as industrious and saving as ever. When I talk economy to my children, telling them how I used to do, their reply is, ‘* Times are not now as then.” My answer is, Just the same to those who are situated as I was. The ‘change is in us, not in the times. I could always turn my hand to anything that came along, — trade, bake, work a farm, —in fact, do any- thing. I occasionally had prayer meetings at my house, was chorister at Yarmouth, and was complimented on my singing by Mr. Reed, the lawyer of the town, who attended the Methodist meeting. The Methodists were my people, —I owe them a debt of gratitude I shall never be able to pay, for under their influence my whole life was changed, and it became valuable and happy. CHAPTER X. PLACE FOUND AT LAST. ‘¢Toil, and be glad! let industry inspire Into your quickened limbs her buoyant breath! Who does not act is dead: absolved entire In miry sloth, no pride, no joy he hath; O leaden-hearted man, to be in love with death.” — James Thompson. EVER felt that I had not found my place, and hence my mind was not at rest. To me there seemed something better in the future; and yet I never dared to look very much beyond Cape Cod. Here I expect- ed to live and die. My love of, or desire for wealth, so increased that I was not satisfied with laying up simply six hundred dol- lars a year. I felt as though I ought to be doing some- thing more. There was a farm adjoining mine, of about thirty acres, with about seventy acres of woodland, which would supply my bake-house with wood for years. As wood was becoming scarce, and as this tract run across the Cape to Hyannis, I was looking well ahead. This place was in the market and could be 135 136 FROM POVERTY TO PLENTY; OR, bought for two thousand seven hundred dollars. I could pay for it, and the thought suggested itself to me, that with that farm I should be the greatest farmer on the Cape. The more I thought of it the more I was — inclined to purchase it. Hawes & Gray, of Boston, had it for sale. One of the partners had married into the Gorham family. In its day it was one of the best es- tates in Barnstable ; but it had been neglected, and con- sequently had run down. The old people had died, and the girls were married and moved away. The family was of the aristocratic order in those days. There seemed to be a special Providence following me all along, for if I had bought that farm I should have been fixed there for life. I came to Boston expecting to purchase, and made up my mind to offer twenty-five hundred dollars, and did offer it; but they declined to sell for less than twen- ty-seven hundred. I waited some days, hoping they would accept my offer; but they would not, so I went to Brighton and bought a horse, and rode to Barnstable on horseback. I stopped at home a while, and a cousin of my wife proposed to open a store at Great Marshes, and I thought of taking an interest with him, and partly agreed to do so. I came to Boston the following June, and failing to secure the farm at my price, was impressed to set up business in the city, and try my luck there. City Wharf had been leased to a company for twenty years. The company had just finished a block of ten THE LIFE OF DAVID SNOW. 137 stores on the same. Somehow—TI never could tell why —I took a lease of one of the stores for three years, at eight hundred dollars a year, and let all above the lower floor for three hundred dollars, to Horace Scudder & Co. They were agents for the New York and Baltimore packets. This was a bold move on my part, as I had never been educated a merchant, and had to come in competition with experienced men in the West India business, — men like Hawes, Gray & Co., and Joshua Sears. When Gray found that I was going into the same busi- ness as himself, and that there was no hope of selling me the farm, he accepted the same offer from Capt. Piercell which I had made him. Some little time before I came to Boston, I went to New Bedford, with a view of engaging in business there, as the town was at that time at the height of its prosper- ity in the whaling business. I stopped all night with a good Methodist brother, whom I had met the year pre- vious at Eastham camp-meeting. I saw him standing one day outside his tent, with some grass in his hand, : saying that he was going to take it home as a memento, for it was on that spot that God sanctified his soul. We occupied the same room at his house in New Bed- ford, his wife being absent. About midnight a girl who lived in the family came to the door in great dis- tress of mind, and asked us to pray for her. We arose and had a season of prayer for her. 138 FROM POVERTY TO PLENTY; OR, New Bedford, at that time, was taking the lead in the whaling business. Though Nantucket had been the principal whaling place for many years, yet New Bed- ford, having a very much better harbor, was taking the business. JI did not decide to settle there, and it was well I did not, for the place soon after began to decline. I was, as the reader must have seen, of a roving dis- position. I could not stay long in one place, as I had not yet found the place where I could settle for life. I met on the wharf, in Boston, one day, a man whom | I had known when in trade at Wellfleet, by the name of Crosby, a carpenter. He was landing his furniture from the packet. I askéd him what he was about. He said he was following me: I had been a rolling stone, and had succeeded, and he thought he would succeed by rolling. But having a large family, and not suc- ceeding in keeping a boarding-house, he was but too — glad to move back to Orleans and give up rolling. I have learned that it is bad policy to follow others, as we may be unlike those we follow, and may not, like them, have the real element of success in us. The strong desire which had long burned within me to be a merchant or banker was about to be realized, though my trouble had not yet ended. The old saying, ‘¢ Let well enough alone,” would seem to apply to me. I was well to do in Wellfleet, and in Barnstable, and I had no valid excuse for changing. But I was ambi- tious to reach a higher standpoint. Then I thought it might be better for my children. THE LIFE OF DAVID SNOW. 139 After I had hired my store I offered young Parker one-third interest with me. Hereadily accepted. I had two signs made before leaving Barnstable, as I could get them done cheaper there than in Boston. I said one day to Parker, that we would go over to Central Wharf and back those signs to the store, and save twen- ty-five cents, the cost of carting them over. So we waited until dark and then did the job, not being will- ing to be seen backing our signs in the day-time. I have always kept those signs, and have them now. I came to Boston in July of the year that the Asiatic cholera was at its height. Passing along the streets one day I saw a funeral procession, and was told ‘that the man died with cholera. I was much alarmed, as our physicians knew but little of the disease at that time. Before leaving Barnstable I made arrangements with Mr. Fish, my brother-in-law, to carry on the baking busi- ness as I had done, and have the place ready for me in case I did not succeed in Boston. I soon had my store supplied with such articles as were usually kept in a West India goods store. | . Coming in contact with merchants in that depart- ment of trade, I soon found that I was hardly up to what was considered a practical Boston merchant. But what I did not know I was bound to learn. I felt that industry and a close application to business would ulti- mately succeed. My first bill of goods was bought of Copeland & Co., a firm with which I used to trade 140 FROM POVERTY TO PLENTY; OR, when in Wellficet. The bill amounted to sixteen hun- dred dollars, and was to be paid half in four and half in six months. As I had never run in debt before to any considerable amount, and-as trade was very-dull, I was becoming rather discouraged. The first day I sold one bag of shot only, at a profit of six cents, while my rent amounted to two dollars and sixty-seven cents per day. Matters looked rather blue. We had taken a cheap boarding place in Franklin Street. But I soon found that to open a store in Bos- ton, and on Cape Cod, were very different things. There a new store, for a time, at least, took all the trade ; but in Boston it was just the opposite, — it took time. Dull times, no trade, sixteen hundred dollars worth of notes out; these would press upon my thoughts, and it seemed that I could never pay them. I went to my boarding-house from my store, having done but little, and retired early. But sleep departed from me. My nervous system became perfectly pros- ‘ trated. I rolled over and over and tried to sleep, but — it would not come. The thought that my notes would become due soon, increased my already intensely excited feelings, and I found no relief but in a flood of tears. I was completely broken in spirit, and knew not what to do. No relief came to my feelings until I had de- termined to go to Copeland & Co. and get them to take back the goods and return my notes, and charge me what they thought would be right, and I would sell THE LIFE OF DAVID SNOW. 141 the balance, which I had bought for cash. I would then return to my farm and bake-house, and abandon my Boston enterprise. After I had reached that deci- sion I got a little sleep. The next morning the wind was north-west — cool and bracing. I thought it all over; of what my neigh- bors would say, and had said. One of them used to laugh at me for leaving a good farm and business for Boston. Another said: ‘‘ Snow, we will give you two months to be back again in your old bake-house.” Captain Huckins, an old packet-master, laughed at me, and expressed his surprise at my giving up so good a business for one that was uncertain. Thinking of all this, my courage revived. I could not bear the idea of meeting the laugh of my old friends, which I felt almost sure would come on my return. I could never bear to fail in an undertaking. I finally concluded that I would try a little longer, and see how matters worked. I was obliged to educate myself daily, as my partner was of little service tome. He was an easy-going sort of a man, more interested in reading a novel than in trade; so that the whole responsibility fell on me. Being a sort of live Yankee, I was everywhere — look- ing into everything and asking all manner of questions of all who would answer me. In fact, I asked so many questions that my neighbors began to conclude that I was a little green, though not so green as they supposed. An old tea merchant, by the name of French, with 142 FROM POVERTY TO PLENTY; OR, whom I traded some, I thought a good subject to ques- tion. Having understood that there was some profit on — the tare of tea, I asked him one day how much was saved on the tare of a chest of tea. He looked me steadily in the face, with a kind of a fatherly look, and said: ‘* Young man, with whom did you serve your ap- prenticeship in the trade?” I had to own that all I knew about the business was what I had picked up as best I could, by asking similar questions. Looking me still in the face, pleasantly, he said: ** Young man, if you have earned a little money in the country, Boston is a good place to lose it:” which advice I never forgot, and afterwards he and I had many a good laugh over it. I found what the old man said was true. My old friends on the Cape continued to prophesy — that Snow would fail this time, sure. Those most friendly to me were of the opinion that I was not in my proper sphere. One Capt. Newcomb said to me one day: ‘* Snow, you with either go ahead or fall astern,” —giving me to understand that I should go astern. These remarks, made by my friends, only stimulated me to greater exertions, and to keep constantly on the watch. There were a good many merchants in Boston at that time who came from the Cape, and had been successful. They had maintained a good character for honesty and integrity ; so much so that when one, buy- ing goods of a stranger, or at auction, reported that he was from the Cape, this fact established his credit. All THE LIFE OF DAVID SNOW. . 143 these things acted as a sort of spur to urge me on, and never to relax my efforts. Iwas resolved to succeed, and never to say die. I had, to be sure, left a certainty for an uncertainty, and I felt that I was on a tempestu- ous sea, where many had been wrecked, and I might be as unfortunate as they, and even become bankrupt. There seemed no good and sufficient reason why I should have ventured my all on an experiment so uncertain as the one in which I had embarked. My roving disposi- tion still clung to me, indicating that I had not reached my place. I was determined to be a merchant or a banker of the first grade. This, to me, seemed my des- tiny. I never looked back, or thought d¥ doing so, but once, and that was when those notes got on my brain, and I was sure I could never pay them. I was now thirty-five years of age, —in the prime of life, — with my health fully restored. My partner, Mr. Parker, became sick, and not being as much interested in trade as I thought he ought to be, I seriously contemplated making some change. I told him we must have more capital. After some hesitation on his part, he agreed to sell out, and I was to allow him twenty-five dollars a month, and interest on his capital. Being acquainted with one Smith Eldridge, an old trader at Chatham, who, like myself, had expressed a desire to move to Boston, and being worth about three thousand dollars, — two thousand of which he could 144 FROM POVERTY TO PLENTY; OR, put into trade, it being about the same that I had, —I concluded to take him into partnership. We finally agreed upon terms, and engaged for three years. His capital was a note due in six months from the party to whom he had sold his goods in store, This note we took to the Traders’ Bank, and had it discounted, which required four weeks to accomplish, they paying us five hundred dollars per week. Mr. Parker did not long remain in my employ. He returned to Barnstable, and married a young lady by the name of Bursley, a daughter of one of the richest farmers in town; by whom, at her father’s death, he received some two thousand dollars, and opened a coun- try store, as he and I had arranged to do before I took the Boston fever. I moved my family, soon after, to Boston, renting a house with one Baker, from the Cape; the rent being two hundred and fifty dollars. As we had never, up to this time, enjoyed the luxury of a carpet, my wife and I thought as we had got to the ‘‘ hub of the universe ” we must appear a little like other people. So one after- noon we promenaded Hanover Street in search of a ear- pet, and finally fixed upon one for which we paid fifty cents per yard. The texture was simply cotton. We took it home, my wife made it, and very soon it was on ’ the floor. We had but one front room, and one cham- ber, with a right in the kitchen to wash. But with our new carpet, we were feeling quite proud; and not wish- THE LIFE OF DAVID SNOW. 145 ing to have our joy alone, we invited our neighbors in to see it; all praising it as a beautiful thing. We were never so happy with a carpet before nor since. So much for our first carpet. - My family did not long remain in Boston. I removed them back to the old farm; but doing business in Bos- ton, and living on the Cape, I found did not work well, - though I was determined after a few years, if matters worked well, and I was successful, to move back and settle permanently on my farm ; and, in view of this, actually purchased some ten acres of land adjoining mine. I also planted a young orchard, and was pre- paring for a comfortable home. Though I was unde- cided in regard to that, I was determined to make my business a success, as I always did believe that if a man wills in early life to succeed in any profession or calling, with proper self-reliance, he will, as a general thing, be successful, and often far beyond his most sanguine ex- pectations. Moho After my business connection with Eldridge our trade greatly increased. We took nearly all of the Cape trade, which was considered the best kind of trade, as they always paid cash. Quite different was that which came from Maine. One time, when absent on a visit to my family on the Cape, my partner sold a lot of goods _to Kelley & Sewell, of Bangor, amounting to seven hundred dollars. My partner was a poor salesman. His judgment of human nature was not good. Ifa ghee 146 FROM POVERTY TO PLENTY}; OR, person offered him his price, he would sell without much reference to the pay, not seemihg to consider that ability to pay was everything. On my return, finding that he had made this trade, I said to him that it was a bad debt, and I set myself at work to secure it, but without success, as “they failed soon after and we lost every dollar. This hurt us very much, as it took one- sixth of our capital. We sued the concern and obtained judgment, and I have it still. I look at it occasionally to refresh my memory in regard to old times. Together, my partner and I had a large acquaintance on the Cape, from which our trade mostly came. The Bangor trade sickened me of eastern merchants; in fact, I soon learned that Bangor had taken its millions out of Boston in the way of failures. I naturally read human nature pretty well. When one came to trade with us, I made it a special point to inquire into his history. I would ask him all sorts of questions, — who his father and mother were; what business they followed; what he had been doing; how much he was worth, etc. In this way I could form a judgment as to whether it would be safe to trust him, and if I trusted him at all I seldom ever made a mistake, as my whole business life shows. It used to be said that goods well bought were more than half sold. Success in trade depends on being a good judge of goods, and to buy them at the right time; and when once established, sellers will come to you THE LIFE OF DAVID SNOW. ~* 147 ‘and urge you to buy, and then you can usually make your own price. At the end of the year 1834, we took account of stock, and found that we had made three thousand six hundred and thirty-one dollars clear of store expenses, and nine hundred and eight dollars poor debts. This we reckoned quite well for the first year. Our family expenses, especially those of my partner, took nearly all of this. JI laid up about one thousand dollars. I had now seen about what could be done, and that I must either make up my mind to return to the Cape or settle in Boston. Doing business on the Cape did not quite suit me, so I concluded to stay in Boston. My wife did not like to live on the Cape and I in Bos- ton; so I rented half a house in Federal Court, for two hundred dollars per year, and moved my family to Boston for the second time. Soon after, I sold my farm in Barnstable to my old partner, Fish, for two thousand five hundred dollars, still entertaining the thought that at some distant time I might return to the Cape and spend my days, for there lay the bones of the ancestors of myself and wife. Our firm was David Snow & Co., which kept me - before the public as the head of the concern. This was favorable to me. It takes a long time, in such a place as Boston or New York, to get a name fairly be- fore the public. In this respect it differs from a coun- try village. There you are known to all at once, but here you are overshadowed by old establishments. 148 FROM POVERTY TO PLENTY; OR, Our business continued to grow, and haying dis- posed of my farm, and not thinking it advisable to have my all in trade, I concluded to invest in a dwell- ing house. I purchased a house on Garden Court, near North Square,—then, by some, called Court Square, because in the early settlement of Boston the sessions of the court were held at the North End, and as a place of residence it was considered the most aris- tocratic. I paid for my house four thousand four hun- dred dollars, giving a mortgage for the balance above the receipts from the sale of my farm, thus contracting my farm of twenty-four acres into some nine hundred feet of land, with two thousand dollars in addition. This house adjoined Father Taylor’s residence in Prince Street. Having removed to my new home, and being near Bennett Street, I made that my place of worship, though at that time I was quite low in my religious experience. I was absorbed in business. I was at my store hard at work at least an hour before breakfast, a thing not done by merchants now. I would put on my green jacket and overhauls, and work like any laborer in the store, while my wife, with four children, did her own work in the house. So we lived, and so we worked our way up the rough paths of life. Towards the close of the second year I began to “think of dissolving partnérship, and ruuning the ma- chine alone. I had taken a young man from North THE LIFE OF DAVID SNOW. 149 Dennis, by the name of Paddock, as an apprentice, who boarded with me._ With his assistance I thought I could work the ship. When I began housekeeping in Federal Court, I had never secn any anthracite coal; but a family in the house used it, and I concluded to try it. So one day, as an experiment, I went down cellar and took some of their coal to see how it would work, and to my dis- appointment it put out the fire. This was my first effort at burning coal, and it was years after before I could make it burn. I have learned the art since. Mr. Eldridge, my partner, was not sufficiently enter- prising for a city like Boston; besides, he was the poorest judge of character I ever knew. In conse- quence of this I found that we were making many bad debts. His idea of a bargain was, to sell if he could get his price, though it was worth twenty-five per cent. to guarantee the debt. My plan was to sell only to those whom I was satisfied would pay. I could then selt ‘at a small profit and secure the trade. I was always early at the store; and would usually sell a bill of goods before breakfast, or before my partner arrived. A LAND SPECULATION. During our second year there was great excitement in eastern lands. One of our customers, a city grocer, who owed us seventy-five dollars, sold out privately he 150 FROM POVERTY TO PLENTY; OR, and left the city for parts unknown. We suspected he had gone to Portland, and I followed him to that city, but failed to find him. While at Portland, I observed that the land fever was very high. Everybody seemed to be deeply interested in buying and selling land. Nearly every man you met accosted you with, ‘* Do you want to buy such a piece of land, or such a town- ship?” and pulling out a map of a township, through which ran several large streams, convenient for getting lumber to market, would try to induce you to buy. Every public house was filled with strangers from all over the country, attracted’there by the land excitement. They were buying and selling and getting rich on paper. Failing to find my debtor, though I found his wife, I took passage on board a steamer for Boston. On the boat, as at public-houses, timber-land was the chief subject of conversation. It was not difficult to become introduced to strangers. I became acquainted with a man who kept the Howard House, in Boston. He had been employed by a firm in Boston to'go down to Maine to examine a township which had been highly recommended ; but, as was the case generally, he did not find it quite up to the description. But he said he had secured a bond of another lot of about three thous- and acres, only eight miles from Bangor, at three dol- lars per acre. Upon further conversation, he said he should offer this to the parties who had sent him to examine the other lot, and if they did not take it, he THE LIFE OF DAVID SNOW. Te wanted to get up a company and purchase it. He was of the opinion that they would not buy it, as they had been disappointed in the other township. Sure enough, they declined to take it, so he came to me. We got up a company of four to visit the spot, and if we found it to be as good as represented, to buy it. We made a ‘joint note for the amount, nine thousand dollars, and got the money out of the Market Bank. I took one- half and Captain Howe the other, and tied it around our bodies, and off we started for Maine, as jolly a set of fellows as ever came together. Our company con- sisted of Captains Nickerson, Huckins, and Howe, the tavern-keeper and myself. We took the steamer ‘‘ Bangor,” and stopped:at Portland, where we took the stage for Augusta, and then a private team for Bangor, and thence to our Eldorado, eight miles up the river. We arrived Saturday night, and took lodg- ings at what was called in those days a rum-tavern. On our way down we were very jolly in expectation of fortunes to be made. Our plans were all matured: we built saw-mills, chartered vessels to take our lumber to the West Indies, built a wharf at South Boston to store our sugar and molasses, and what cordwood we might ship to Boston, —in fact, we discussed the whole matter thoroughly. Early Sunday morning (we could not wait till Mon- day, as the king’s business required haste) we secured _a guide, and with a canoe started off to explore our 152 FROM POVERTY TO PLENTY; OR, coveted prize. The stream up which we went was rapid, and it was near noon before we reached the place. Without any delay we commenced our exploration in good earnest. Capt. Nickerson was soon measuring an old pine tree ; and, to his great joy, found that it would make so many thousand feet of lumber. I walked around it, and on examination, found it to be rotten- hearted. We discovered, also, that the land being near Bangor, all the best timber had been cut off and manufactured into shingles. So we got a hearty laugh upon the Captain. We found the three thousand acres to be divided about as follows: One-third pond or lake, one-third bog or marsh, — from which the little stream up which we forced our boat took its rise, —and the balance, once fair pine timber-land, but, unfortunately for us, all the good trees had been used for shingles, and in- stead of pine trees, spruce, hemlock, and birch had taken their place, and it was with difficulty that we could get through them. But I was determined to see all that was to be seen; so I ascended a rising piece of ground and climbed an old tree, from which I could see all the land below. I satisfied myself that our fortune, in that direction, was not to be made there. Disap- pointed and down-hearted, we made our way back to our canoe, and returned to the old rum-tavern, all jaded and tired out; and, though I seldom ever used liquor, a little New England rum and molasses seemed to go to THE LIFE OF DAVID SNOW. 153 the tired spot, and, under the circumstances, tasted good. We slept comfortably that night, though I was climbing trees the most of the time in my sleep. In the morning we were early off for Bangor, where we were detained for some time, waiting for the steamer. The modes of conveyance in those days were not what they are now. No railroads nor steamboats between Boston and Bangor except one, which made one trip a week. Wewere dependent upon the old, rickety stage- coach. . E Though all the representations about making fortunes in eastern lands had not proved true, —at least, in our case, —I still thought that from the statements made by others, and even by my neighbors, of the fortunes made, that there must be something in it; but being naturally cautious, I was not very much inclined to swallow the animal whole ; and being deceived in regard to the heater piece, it added considerably to my caution. While at Bangor we were surrounded by scores of speculators, who seemed to know nothing and talk of nothing but townships of land; and many of them were . said to have made ten, twenty, and even fifty thousand dollars in a single purchase; and yet it seemed very wonderful to me that in all these sales little or no money was used. It was all on paper. A man would pay one hundred dollars for a bond, and then sell the bond and take notes, payable in six, eight, and twelve months. And so this bond would be sold from one to another. 154 FROM POVERTY TO PLENTY; OR, - But with all the money made by my friends on City Wharf, every one of them failed up in less than four years, While we were waiting for the boat, some of our company contracted a second fever, and actually bought half a township of land, still farther east, without see- ing it; though we had each agreed on our ride from Augusta to Bangor, that if the tract of land which we were on our way to explore did not prove to be as good as we expected, and another lot should turn up, and one or more should buy, all should have an oppor- tunity of sharing in the purchase. It is said that there is honor among thieves; but Nickerson and Howe made the purchase without saying anything to Kilburn or myself. -After we had got a pretty good insight into eastern land speculation, at least, so far as I was concerned, we left for Boston ; all, except Nickerson and Howe, considerably down- hearted. Théy seemed quite reserved, and kept much by themselves — would visit the bar quite often; and when we arrived in Portland they went up to the hotel to lodge, though their tickets furnished lodging on board the boat. At Portland we met several of our acquaintances on their way to the Eldorado, where fortunes were made without much labor. They were as full of hope and as sure of success as some of us had been a short time before. By the time I arrived at home, short about THE LIFE OF DAVID SNOW. 155 . fifty dollars, I was completely cured of the ‘land fever,” — though the medicine was expensive, and was about as bad as the disease. I was fully satisfied that if I was ever to possess a fortune, it did not lay in that direction. A few days after our return, Captain Howe, one of our party, who had agreed that whatever purchases were made, all should share equally in them, had actu- ally purchased, with Captain Nickerson, and had con- cealed it from the rest. He had written a letter to Captain Huckins, and came into my store to copy it, and, unfortunately for him, left the manuscript on the desk. Judge of my surprise when I read it, as read I did, though it was not intended for my eyes. In the letter he said: ‘‘ We did not buy the heater piece we went to explore, as it did not come up to the represent- ations made to us, but we have purchased a half town- ship some seventy miles farther east, with a few confi- dential friends, both here and there.” The cat was out of the bag, and it accounted for their conduct on their passage homeward. When this became known to Kilburn and myself, we were greatly surprised that a part of our company should have proved traitors. But so it was. My part- ner was terribly worked up about it, and put in his claim for an interest in the purchase, according to con- tract, and pressed it so earnestly that they were obliged to let him in. I was left out, as I preferred to be. 156 FROM POVERTY TO PLENTY}; OR, - ' The expression in the letter to Huckins, that they had bought half a township with a few confidential friends both here and there, furnished an opportunity to those who were acquainted with the transaction, whenever they met, to have a hearty laugh over it at the expense of these confidential friends. My partner was so bent on making his fortune in lands, that he was not satisfied with his eastern purchase, but, with others, he made a purchase in New Hampshire. Such was the mania for land, that one might have imagined that there was not land enough in New England to bury the dead on. But in one year from that time I dissolved with El- dridge, and he took in Nickerson, who let him into the land speculation. In about a year the land fever began to subside, and men allowed their common sense to guide them. ; FIRST ACQUAINTANCE WITH ISAAC RICH. I was a constant attendant at Bennet-Street Church_ at this time ; a member of the choir, and played the big fiddle, as I used to at Wellfleet. Here I became ac- quainted with Isaac Rich, whose wife was a member of the choir. He used to buy his fall and winter groceries of me, for his widowed mother and sister, residing at Wellfleet, and very poor. This was a noble act, and for it, no doubt, a kind Providence blessed his labors, and to it his success in after years is attributable: Mr. Rich was ever kind to his mother. His father died . —s. ' THE LIFE OF DAVID SNOW. 157 when he was about ten years old. I am fully confident that if we honor our parents God will honor and bless us. T have already referred to my relations with Mr. El- dridge, and the dissolution of our partnership. I wili further say, that in 1836 I had fully determined to dis- solve, but my partner was so much opposed to it that I consented to continue another year, on the following conditions: If either judged best to sell a bill of goods to a party to whom the other objected, he might do so and be allowed a commission of two and a half per cent., and the amount of the bill to be charged to his account. In every case where I objected, the parties failed during the year. Our business was very good — much better than dur- ing the two previous years. This year our business netted six thousand dollars, against twenty-eight hun- dred in the previous year. But I found that my check on my partner had no effect. He was so self-confident that I thought best to dissolve ; so in January, 1837, _ the firm of David Snow & Co., which had existed three years, was dissolved. I had worked hard, day and night, to build up our trade, and had secured a good business. But how to get rid of my partner I did not know. He insisted that I should make a proposition ; and failing to get one from him, and seeing no other way but to make one myself, I did so. Though our firm stood well for credit, and we had a run of valuable 4 158 FROM POVERTY TO PLENTY}; OR, customers, yet I somehow rather pitied Eldridge, for it seemed he had no other way to earn a living, and had an expensive family. So, looking the matter all over, I named a price which was very low. I proposed to give or take three hundred dollars—a proposition which he readily accepted, and I was sold out. I had the conviction that it would be so, but was still confi- dent in my own destiny. But to show up selfish human nature: In our agreement I was to have the upper part of the store, and he the lower floor and cellar. The lease, which stood in my name, expired, and while I was on the Cape arranging for a line of packets between Boston and Albany, he took out a new lease in his own name, and forbid me to underlet any part of the store which I was to occupy. Having engaged a part of the counting-room to Huckins & Bassett, for an insurance oflice, to lessen my rent, as I was to embark in an en- tirely new business, having verbally agreed not to go into the grocery business for one year, I was suddenly met with a serious drawback, which resulted in my yva- cating the premises altogether. This, on his part, was not treating me as I had treated him; and yet on my part I carried out the agreement to the very letter. I commenced commission business in flour, grain, and fish ; and, to my surprise, he headed me off in this, and actually began to occupy some of the lofts. I said but little, but bided my time, and soon left the store altoge- ther, and took another, leaving him in possession of the THE LIFE OF DAVID SNOW. 159 entire store.. I now went more extensively into the flour and grain business, and had assignments of ship- plank from Lockport, N. Y., which paid well. Eldridge tried to head me off in every effort I made to succeed in my new business, but I kept steadily on in my trade. I did not even attempt to compete with him at all. I organized what was called a new line of packets, con- sisting of six vessels, to run between Boston and Al- bany. It must be remembered that there were no rail- roads at that time, and all the products of Western New York and the Western States came, mainly, through the New York Canal, which terminated at Troy and Albany, and thence by vessels to New York City and Boston. Iwas the agent for these packets in Boston, and a Mr. Wing was agent in Albany. He was one of the stockholders, and to freight our vessels we bought and sold large quantities of fish, flour, corn, barley, butter, and cheese. This made business for me in which I was not inactive. I was up and at it with all my might. Young Paddock acted as my clerk, which kept my expenses down, and I let my old partner have his own way without let or hindrance, so far as I was con- cerned,-though we were near each other —on the same wharf. I felt somehow that he would not succeed, and his failure proved to be only a question of time. There were elements in his character which were not adapted to | make him a successful Boston merchant. Unfortunate- ly, when he took a new partner, he led off in the busi- 160 FROM POVERTY TO PLENTY; OR, ness. Captain Nickerson was a master-mariner, and his object in taking an interest with Eldridge was to make a place for his brother Thomas. Eldridge had the advantage of me, as he took all our old customers, and I was left to build up a new trade. A new set of customers had to be secured. Had he possessed the capacity for trade in a large city he would have suc- ceeded; but this he had not. A few years after, he dissolved with Nickerson, took in another partner, made a sort of failure, and moved into the Western part of New. York, where he purchased a farm, on which was a large mortgage, the interest of which, and the cost of supporting his family, being so considerable, that his resources were exhausted, and he was unable to make both ends meet. He sold the right of redemption in his farm, and moved back to Boston, where he went into the egg trade. Not succeeding in that, his friends made up a joint-stock store for him, inviting me to take some stock. This I declined to do. While I never followed a man to injure him, yet when a man tries to injure me as he did, it takes me a long time to forget it. The stock company was a failure, and the last I heard of Eldridge he was manufacturing soap at Cambridge, and was said to be very poor. Soon after I dissolved with Eldridge, I rented a wooden store at the head of the City Wharf, and in the course of a few years I built up a good business, and I felt as if I could manage it alone, though I had pur- THE LIFE OF DAVID SNOW. 161 posed to resume my old trade at the conclusion of the year. But I did not; and had I, it would have ruined - Eldridge, as I could have easily taken all his trade in a” short time. Iam glad now that I did not, as it would have given cause for unfavorable criticism to those thus disposed. I believe a man will generally come out better to do as he would have others do by him. I was now pretty well established in the commission business, had the agency of a new line of packets, and had increased my capital to ten thousand dollars. The first year I commenced business for myself I made some six thousand dollars, So much for steering my own ship, without being under the necessity of divid- ing my profits with any one. I worked hard by day and by night, and allowed no grass to grow under my feet. Up with the sun, and seldom ever through with my work until nine o’clock at night, I felt sure that success must attend such unwearied industry. My relations with Mr. Wing, of Albany, proved profit- ables though I had competitors in almost everything, yet I was never thrown off the track. Opposition seemed to wake me up and bring out all of energy there was in me. Wing at Albany and Snow in Boston were more than a match for the opposition; it had to give way, and we came out ahead. It was a common re- mark among our competitors, that Snow and Wing were too smart for them, and that they were bound to succeed and make money. 7 a Pa a 162 FROM POVERTY TO PLENTY; OR, The shoe trade just began to take the lead, and most of them were being shipped West, via Albany; and I ‘used to visit all the shoe stores every day for freight for our line. There was a firm by the name of Walker & Emerson, whose store was in South Market Street, and usually full of boxes of shoes. I used to won- der where a market could be found for so many shoes. But now a store of that capacity would hardly be thought of any account, so rapidly has the shoe trade increased. At present it is the largest branch of manufacturing industry in the country. It has con- tinued to take the lead, until there is more capital and working-men engaged in the shoe and leather business than in any other. I owned more or less of the line of packets. After about two years my commission had so inereased that it required all the time I had to look after its interests ; for I made it a point not to overdo or take upon myself more than I could do well. I made a contract with one of the captains by the name of Seudder, whem I saw was smart, and seemed cut out for a trader, and gave him charge of the packets. After a while he wanted to become my partner, but I did not judge it best. I had built up one business and taken in a partner, and he had taken advantage of me, and I con- cluded I would not get another. I preferred to pay him a salary; but he was ambitious and wanted to do better. But I did not care to put myself into a THE LIFE OF DAVID SNOW. 163 position which I might afterward regret. I. R. Wing, the Albany agent, who was worth about two thous- and dollars when we commenced the new line, wanted to become my partner. I thought well of him as a good business man, and he had become worth ten thousand dollars. But still there were some things in his make-up which did not please me. He was a man of fine figure and commanding personal appearance. My wife took a great liking to him. He usually stop- ped with us when in Boston, and I with him when in Albany. He dealt mostly in butter, cheese, and grain, ' and shipped largely in every packet to Boston, either on joint account with me, or on his own account. This made him about as much of a partner as I cared to have in him, and we could make as much money as if he were a partner in full. My declining to enter into co- partnership in both cases, shows that I was far-sceing in that particular; though as a business man I thought Wing above mediocrity. But when he and Scudder had failed to get me to accept their proposals to become partners, they made up a co-partnership between them- selves. This I did not like; and I confess I thought rather hard of Scudder, as he had been in my employ several years, and knew as much of my business as I did, and I used to confide in him and trust him in the transaction of much of my business. These two men, becoming partners in business, would take the packets ; and as Scudder was from the Cape, and intimately ac- 164 FROM POVERTY TO PLENTY; OR, quainted with all the captains, and Wing agent at Albany, they could control all the shipments to Boston. In this way I thought I should lose my new milch cow sure. They were both sociable and companionable, and to be acquainted with them.one could but like them, and one can judge of my surprise when it came : out that they had formed a business connection. Scud-— der was the smartest of all the captains, —a natural trader, and used to trade more or less between Boston and Albany. When freight was dull, in the spring, he would make a joint note and get it discounted at the Barnstable Bank, which was his capital in trade, for the season, and pay up the note in the fall after the freighting season was over. These captains were all intimate with each other, and a little envy, as usual, existed if one out-generaled the other. They used to let me into their manceuvrings now and then; and Scudder, before I took him into my employ, used to lead off in trade, and sometimes rather get the better of them, which they did not like; so when he tried some of his old games on me, some of the old captains let the cat out of the bag. As an example: I found one day that they were chuckling over something, and I asked what it was. No one was disposed to tell fora time; but it was too good a trick on me to keep to themselves, it being so much like some tricks he had played on them. I was a large shipper of codfish to Albany on joint account with Wing. Scudder was THE LIFE OF DAVID SNOW. 165 usually out on the wharf, watching for any bargain in fish which might turn up, as it would make freight for the packet. There was a line of packets running from Central Wharf to Hartford, and the master lived at - Osterville on the Cape, a near neighbor of the master of our line of packets to Albany. Scudder came to me one day, and said that Captain Crosby had a lot of fish he had taken to Hartford, and failing to sell them, had brought them back to Boston, and we could buy them at such a price, which we both thought to be low. I said, ‘‘ Well, if you think they will pay, you may buy them.” So the trade was made and the fish ship- ped to Albany. But it came out, finally, that Scudder had bought the fish of Crosby on his own account, and then sold them to me at a higher price, and he and Crosby divided the profits. This settled a matter which afterwards worked against him, and was the true cause of my not taking him as a partner. I made him, however, discount his part of what was made on the fish. The captains had a good, hearty laugh over it, —that Scudder had out-generaled Snow, as he had them many atime. Though he and I were ever good friends, even if he was my competitor in _ business, yet that transaction, and some others which came ta my knowledge, made him feel unpleasantly. I have ever been of the opinion, that if one does a mean, under-handed act, it will never die; but its in- fluence will ever re-act upon them. So I advise every 166 FROM POVERTY TO PLENTY; OR, young man who reads these pages, never to do an act, — ‘ the remembrance of which will cause pain. It is said that influence never dies. So our actions, good or bad, will live long after these bodies moulder in the grave. The new firm of Wing & Scudder soon came out, 2 and was published. I must confess that for a time I — was a little nettled at this, as those I had counted my friends had turned against me. They could do what I could not. To make money seemed to be their ruling passion. In morals, some think that the end sanctifies the means; but I never adopted that as my motto. Right conduct, with industry, perseverance, and econo- my, was the basis of my action; and I had faith only in these means. Some men cannot bear prosperity. Wing was one of that class. Some men, when poor, are pretty good Christians, but when they prosper in business and become rich, they are apt to get upset, and consequently go under. Such was the fact with Wing. He and Scudder did a fair business, and made money, but with wealth Wing began to own fast horses, kept bad company, betted and gambled, till he lost his character, his money, and credit, and then became bankrupt. His wife died broken hearted, and the last I heard of him he was in California. Seudder remained in Boston, took in another partner, and kept on in the flour and commission business, and continues in it now. So much for one of my partners. I hardly ever knew THE LIFE OF DAVID SNOW. 167 so sad a case as that of Wing. When I first became acquainted with him (through masters of vessels who became interested in the new line), he was a young man of as fine appearance as I ever saw. The captains all liked him and traded with him, and he was very popular. But when he became rich, he let go his hold ‘on morality, character, wife, and children, and went straight to ruin. I never knew so short a career. He _ was the son of a Quaker, of high moral character, and ‘had been well brought up. His wife also was of a good family, and, when married, they moved in good society. But it may truly be said of him, ‘he died as the fool dieth;” alienated from home, with no kind hand to close his eyes in death. He came near ruining his partner. Thus ended a co-partnership which I so much regretted at the time. It was fortunate that I did not enter into business with him. There are times in one’s life, when we stand on the border of melstroms, and did we know our danger we should tremble. I just escaped their deadly whirl and that was all. I seemed to be guided by an over-ruling Providence in this as well as in many other dilemmas into which others have fallen. Thus far I have come out safe. I kept an eye open, looking out for the storm that might come, so as not to be taken unawares. I had now escaped many dangers in business, and was steadily advancing in my trade. I kept clear of speculation, never made money very fast, but always managed to 168 FROM POVERTY TO PLENTY; OR, lay up from five thousand to six thousand dollars per year, clear of all expenses. I took an inventory of my assets and liabilities in 1839, ’40, and found I was worth nineteen thousand four hundred and fifty-eight dollars. Hardly any one thought I was worth half that sum. During this time I had a very vexatious lawsuit, which took place about a year after I dissolved with El- dridge. It was on this wise: I was selling flour for a miller in the upper part of New York. I had visited him at his home, and he and his wife had been my guests in Boston. This was a case wherein interest was more influential than social relations. I had closed up a consignment of flour, and was ready to pay him the balance. He wished to know if I could not buy him a draft on New York. I answered, that I thought I could, though it was not always in the market for sale, as Boston owed New York, and the balance was against us. But after a while I found a man by the name of Clark, a son-in-law of Father Pickering, who drew the amount I wanted,—viz., two thousand dollars, — on one Winslow, his brother-in-law. He brought me the draft, made payable to my order, to which I objected, as that would oblige me to endorse it, and thereby make me responsible. He said it would make no difference, the draft would be paid, and being in a hurry, he would not go back to his store to draw a new draft. So I took it and passed it over to my friend, as I took him to be; but, sin- gularly enough, it proved the reverse. Soon after, the THE LIFE OF DAVID SNOW. 169 person took the draft on his way to New York, in one of the Sound steamers—a boat I had frequently made passage in from New York to Boston. The steamer took fire, and was entirely destroyed, and he with her. Then came the tug of war. My friend, failing to get the money on his draft, commenced a suit against me, attached all my personal property, and came near stop- - ping me in business, as I found it quite difficult to give bonds. Here was another test of friendship. Those I had counted my friends indeed, declined. There was no real necessity of attaching personal property, as I had real estate in the city worth double the amount of the draft; but so it was. But in law, at that time, equity prevailed, and Judge Story ruled in my favor, and the jury acquitted me before they left their seats. It turned on this point: I notified the owner of the draft as soon as the acceptance had failed, and offered my services to do all I could to collect it. He made no reply; not even notifying me that he should look to me for the payment of the same, as endorser, until thirty days after my letter. The Judge ruled that I was not responsi- ble. This decision in my favor sent a thrill of joy through my system; for to lose two thousand dollars was quite a sum, especially as I did not owe it, and as I was worth at the time only about ten thousand. The lawyer who took this case told me that he would show that draft to any merchant in Boston, and if he could not secure a decision in his favor, he would give up his 15 170 FROM POVERTY TO PLENTY; OR, practice in law; but before the case came to trial, he was elected mayor of Boston, and transferred his law business to an attorney by the name of Barret, who. was a great chewer of the filthy weed called tobacco ; and when the Judge was ruling in my favor, he seemed to chew and spit as if he was on the anxious-seat, while I enjoyed it more than ever before or since. As I said before, the jury gave a verdict in my favor without leaving their seats. So ended my first lawsuit, and about the last, as I had no taste for the law, except the law of God. a I always took an inventory of stock every six months, and I could tell any one how I stood at any time. I kept an account, also, of family expenses. I had now been in Boston about six years. I came in 1833 or 34, worth six thousand dollars, and had more than doubled it. Ihad added to that amount more or less every year ; and never, since sitting on that stump in West Barnsta- ble, nearly ten years before, had I added less, above family and store expenses, than four hundred dollars a year. In most cases men make, some years, large profits, in business or speculation, and then lose all and more too; but it was not so with me. I never failed any year to make four hundred dollars and upwards. My health was good, and I kept steadily on, bringing all the faculties I possessed into exercise, never relaxing my energy, allowing myself no vacation, nor my ex- penses to increase. I made an entry in 1837 of my THE LIFE OF DAVID SNOW. abies 70) expenses annually. I charged myself three hundred dollars rent, which amounted to $1,694.00 in 1838, $2,024.00 in 1839, $1,854.00 in 1840, $1,803 in 1841, and $1,863.00 each succeeding year up to 1847. WhenI had a family of four children, my expenses did not ex- ceed $2,694.00. Of this, I gave more or less for bene- volent objects, and had some sickness in the family. While living in Garden Court, Boston, we were thrown into great distress on May-day. Sarah and Elizabeth went up to the Common to get some flowers. Sarah seeing some one coming in from Roxbury with some flowers, and not finding any on the Common, thought she might get some, and left Elizabeth on the Common till her return. But she, becoming uneasy, went after her, and missing each other, Sarah returned home without Elizabeth. Then the mother was in great distress, and a thousand and one stories were set afloat about her being carried off and dissected by doc- tors, etc. I employed the Boston crier, and off we started, ringing his bell, and crying, ‘‘ A girl lost!” When we arrived at near Boylston Street, the lost was found, which, on our return, gave joy to all in the house. Though there was no calf killed, yet we were truly grateful that the child was found. - JI did not connect myself with any church, which I - ever after considered the great error of my life; yet I hired half a pew in Bennet Street M. E. Church. Sarah attended Sunday-school, and soon after was con- € 172 FROM POVERTY TO PLENTY; OR, verted and became deeply interested in learning her lessons. She was the most precocious child of all, and — “was very companionable, especially to those older than herself. She was one of six girls who formed a class, and had for their teacher a Miss Sampson. They were about of the same age. She became a member of the late Isaac Rich’s class, and was beloved by all who knew her. She was a faithful attendant upon her class, even after we moved to Charlestown. But, in a short time, she took a violent cold, which settled upon her lungs, and she soon after left us for the better country, where there is no sickness or death. This was a terrible blow to us, as she was the idol of our family. Before the railroad to Albany was built, the most of our western produce, such as flour and grain, came to Boston by our line of packets, and I was frequently in New York to purchase flour, which I often did through a broker by the name of Wolfe. At one time, in the month of November, I bought largely for a limited capital, as packets did not run in the winter as now. My purchases were for cash, payable upon receipt of ‘bill of laden. After my return, and the excitement had subsided, I began to think about my remittance to New York. My sales were dull, and yet I was expect- ing to realize from my sales to meet my ~payment. But I did not seem to make my usual sales, and the amount I had to, pay began to loom up before me like THE LIFE OF DAVID SNOW. 173 a mountain, and the more I thought about it the larger it grew. I had always met my agreement to pay on time, and it began to look as though, in this case, I should fail so to do. It troubled me very much. I ‘could not sleep, and was nearly unfitted for business. So I thought I would see, in case I should come short in my sales and collections to meet the debt on time, if I could not borrow for a short time; and each one to whom I applied, agreed to loan me one thousand dol- lars, until I had the promise of five thousand dollars. This put new courage into me, and after the loan was thus secured, I set myself about collecting and selling, and was able to meet all my bills on time, without any help from without. I merely mention this to show how highly I valued my word, and how in my own estimation my credit stood. In connection with my flour and grain business, I was the agent of a saw-mill at Lockport, N. Y., which sawed white oak ship-plank. I had a depot at East Boston, and nearly all of the packets brought a deck-load-of ship-plank and timber. The timber was cut in Ohio, and came via lake and canal to Lockport. Though I was a Boston merchant, I was not above any business that I undertook. I used to be on hand when a packet arrived, and would manage to make a raft and get it into dock myself. I used to sell, mostly, to go to Med- ford, then the principal shipbuilding place in New Eng- land. Not less than fifteen large ships might be seen there on the stocks at one time. t 174 FROM POVERTY TO PLENTY}; OR,. Isaac Rich had commenced the fresh fish business in Faneuil Market before this time. The Market was built in 1825. He followed his business very assiduously, and took the lead in that department. He might truly be said to have been a ‘‘ fishmonger.” In Shakspeare’s play of ‘‘ Hamlet,” a fishmonger—the Prince of Den- mark — was considered an honest man, and as one se- lected from ten thousand. On account of the damp atmosphere of the market, Mr. Rich’s health began to fail, and his physician ad- vised him to change his business, or consumption might take him, as nearly all his children had died of that dis- ease. He heeded the advice and took a counting-room over the flour store of S. Robinson, City Wharf, to whom. he furnished capital, and received part of the profits. Our acquaintance, after a few years, ripened into a co-partnership. It might not be of sufficient interest to narrate all the little incidents connected with the three years of trade in the old wooden store, head of City — Wharf, under the firm of ‘*‘ David Snow & Co., com- mission merchants ;” though during that time several - chances offered to take in one and another as co-part- ners. At one time a man by the name of Moody came very near clinching the nail; but a week of trial satis- fied me that there was not quite snap enough in him for me; so he fell astern, with others. About this time George Hallett, one of the old Bos- ton merchants, came into one of the insurance offices THE LIFE OF DAVID SNOW. 175 (he was from the Cape) and said, with some surprise, ‘«‘ What do you suppose I saw to-day as I was passing through Atkinson Street (now Congress Street) ?— Isaac Rich, that little fish-dealer, moving into one of those new houses (a block just built), with a rental of $600.00! What do you suppose we are coming to?” That same building, in 1860, commanded $1,800.00; indicating the wonderful changes that have taken place. Mr. Rich, Gove, Dr.Snowand some others, left Bennet Street and Bromfield Street Churches in 1841, for the purpose of commencing a meeting in the old Federal Street Theatre, which had been occupied for a short time by the Congregationalists. Mr: Maffitt there preacher. The effort was a failure. Mr. Maffitt for a time drew immense crowds; but his election to Con- gress as chaplain, scattered the people. On his return he attempted to raise funds for the society, by getting up a concert. He distributed handbills in all the prominent places. I said to him: ‘Is not that quite a display for a Methodist Society?” ‘¢ Oh, no, Brother Snow,” he replied, ‘‘ people now-a-days have to be humbugged, and are not satisfied with anything short of this.” The society, failing to build a church on Beach Street, returned mainly to Bromfield Street. Mr. Maffitt had a peculiar way of doing some things. I well remember a scene which I witnessed at Bennet Street. Dr. Porter, the pastor, had invited Mr. Maf- fitt to assist him in a series of meetings, continuing 176 FROM POVERTY TO PLENTY; OR, about three months. At the close, an effort was made to raise five hundred dollars for Mr. Maffitt. The boxes were passed, but the money did ‘not come. After some further talk about raising the money, and matters not moving to suit Mr. Maffitt, he deliber- ately walked down the aisle and out of the door, lock- ing it as he went out, and passing around the building, came in at the other door, locking it after him, and walking deliberately up to the altar, said: ‘* Brothers and sisters, this money must be raised on the spot. I have locked both doors, and no one will go out until it is done.” This was cool. There being no way to. get out but to pay the money ; it was raised in a short time, and we went home. Such a method of raising money for such a purpose is to my mind questionable, what- ever some may think of it. If the people will not sus- tain the gospel, they ought not to have it. In 1840 or 1841, I purchased an estate in Charles- town, adjoining Bunker Hill monument, for which I paid six thousand eight hundred dollars, including floor- carpets. It contained sixteen thousand feet of land. This and another lot adjoining it formed a square. It had a commanding view of Boston and the adjoining towns. I thought then I was in clover: a good busi- ness and almost a palace to live in. I then, for the first time, gave in my name and became a member of the High Street M. E. Church, where I remained until there was a division, and the Union M. E. Church was THE LIFE OF DAVID SNOW. cy Ge | organized, and for a time worshipped in City Hall, then near by, until we built the brick church on the corner of Concord and High Streets, near the monument. - When I was first settled in Charlestown, I became very much interested in a family by the name of D é They had five children, — three sons and two daughters, —all of whom were members of the Sabbath-school. I think they were the most precocious children I ever knew. They bloomed early in life. I took the eldest boy at sixteen years of age into my employ as a clerk. He was very smart; could do as much work as a man; was a fine scholar, a splendid penman, and all one could desire in a boy of his age. He was also a member of the church and Sunday-school. If a valedictory was to be spoken, he was the boy-selected to do it. But he possessed elements of character, which, if not changed, would lead any young man to ruin. He early acquired the habit of using tobacco, and then, as is usually the case, associated with it drinking, and at times was so under the influence of liquor as to be incapacitated for business ; and then to meet his expenses would over- _ draw his account. But I bore with him for some time, and again loaned him money to make good his cash, as _ he was my book keeper, and had charge of my bank account. He remained with me some years, however, and when I took into partnership Isaac Rich, he was our book-keeper until we dissolved; and then I made him a present of five hundred dollars, as I found he had 178 FROM POVERTY TO PLENTY; OR, 7 spent his salary, which for years had been one thousand ~ : dollars per year. Another clerk in our employ who had the same salary during our co-partnership, had sayed over five thousand dollars. After our dissolution, Mr. Rich took him into partnership, with other clerks, and allowed him one-eighth of the profits, and in eight years his part of the profits was thirty-two thousand dollars. He was married, lived in good style, owned a house in C , kept a horse and carriage, and I thought he had got command of his appetite; but not so. Suecess in business proved his ruin. He dissolved with Mr. Rich, set up in business for himself, and in two years lost all and failed. He went into clerkship, but his old habits got the advantage of him again, and he became poor indeed, and came to me for help. At one time he rose gradually in political life. He was president of the council board in C——, and might have been mayor if he had not allowed his appetite to rule him. One thing I wish to mention as a warning to parents. While he was paying attention to the lady who afterwards became his first wife, her father, who was an Englishman, used to treat him to porter, which aided to increase his appetite for something stronger ; and he lived to see his folly in so doing. He was a fine-looking young man, possessing very social and gentlemanly manners; the best of book- keepers, quick and correct —could do the work of al- most any two men I ever saw; and yet such noble en- THE LIFE OF DAVID SNOW. 179 dowments were all subordinated to the beastly habits of rum and tobacco. I sincerely desire that those who read this account of one of Nature’s noblemen, will take _ warning and flee from such appetites as a bird would flee from the fowler. How my poor heart has ached when I have thought of him. It is with pleasure that Ihave learned of late of his reformation; that he has turned to sobriety and to his church relations. May he live to honor society and bless his family. When I had been living in Garden Court Street some two years, I went to Father Taylor’s meeting, which was near by. I attended there until I went to Charles- town. My business increased, and so did my profits ; and in 1840, I found myself worth $23,835. Still I kept my expenses down. I was not like too many, who, when they do well one year, think it will always be so, and branch out into the extravagances of the day. There was an element in me which, when I was making _ money fast, somehow made me more prudent, and less inclined to be extravagant. My wife would frequently say that such and- such families did so and so, —had such and such furniture, —and why could not we do the same. But I said no; I could not steer my ship by my neighbor’s, but by my own compass. I never al- lowed myself to live above what I thought I could af- ford, whether others did so or not. In 1841, I was worth $29,618.00; in 1842, $35,565.00; and in 1843, $38,854.00. So any one may see that I was on the > 180 FROM POVERTY TO PLENTY; OR, upward grade. Business with me, I acknowledge, was the all-absorbing thought. I always laid out my work in the morning or evening, so that when I came to the store I was ready for action. I was usually at my store as early as six in the morning (it took but fifteen min- utes’ travel when I resided at Charlestown), and home at night by eight or nine o’clock. I allowed no one to be ahead of me at my store, not even the clerks. I attended meeting at the Bethel for some time after I moved to Charlestown. Father Taylor, as we called him, was a very peculiar man. He had the faculty of drawing people to him. He could be the lion or the lamb, as his interest dictated. I studied him closely ; and, though he would at times abuse some of his breth- ren shamefully, yet he never tried it on me. At one time I remember his harsh treatment of one of his prom- inent men, and I was so affected by it (for I thought he was a good man), that I called at his house to ex- postulate with him on his conduct. The only thing he had against the brother was, that he was anti-slavery, and Father Taylor was pro-slavery. - At that time the New England churches were about equally divided — some for slavery and some against it. Father Taylor was born in Virginia, and had the idea, like other Vir- ginians, that slavery was a Divine institution. I plead for the brother with all my heart, but such was his aus- tere manner and conduct in that case, that I actually wept before him. Still he would not give way, so the THE LIFE OF DAVID SNOW. 181 brother left and went to Bennet Street, from whence he came. Father Taylor was a man of very strong feelings, and had great influence over the seamen, the worshippers at the Bethel. He commenced his minis- try with the sailors at Methodist Alley. He used to hold meetings on board vessels, and drew crowds to hear him. He was blessed with powerful lungs, but abused them so that in after years his voice failed him. He was a wonderful man in many respects, but pos- sessed no executive ability. His wife was the financial agent of the house. For a more detailed account of him, read his life, written by Bishop Haven. I had now been in Boston about nine years; had a very fine residence in Charlestown; had sold my house in Boston for a little less than it cost; I was well estab- lished in business, with capital enough for the business I was doing. By dint of industry I had established my credit, so that I could buy at the lowest -market price. I worked myself and made all my help work, even my clerks, if necessary. I allowed no idler in my employ, and lived to see most of those who had been my partners, and others who desired to be, drop off to the leeward, as previously mentioned. _ Here closes an important period in my business rela- tions, and the entrance upon the most successful co- partnership of my life. 16 Deas! CHAPTER XI. SNOW AND RICH. ‘*For gold the merchant ploughs the main.” — Burns. if SHALL, in this chapter, give some account of my relations with the late Isaac Rich. At the time of which I write, Mr. Rich had left the market, and was in company with S. Robinson, a‘flour dealer; but he still continued to carry on the wholesale fish business, chiefly in mackerel and alewives, shipping largely to Strout & — Brothers, Philadelphia. Though he was in the flour business, the fish business was more to his mind and taste. My business was mainly flour and fish. Mr. Rich knew but very little outside of the fish trade. In that he was at home, and usually led off. He frequent- ly showed me his account of sales from Strout & Brothers. The amount of profits was to me quite tempting. After comparing notes we concluded, as the fishermen say, to ‘* throw together.” I knew him to be a prac- tical man, and that he had made, according to his own 182 THE LIFE OF DAVID SNOW. ~- 183 statement, some forty thousand dollars. I was worth at this time only thirty-five thousand. In view of all the circumstances, the idea of connecting the fishing trade with flour and grain struck us both as likely to work well. Though Mr. Rich had no advantages of the schools, and could never write his own letters, yet I dis- covered in him elements that constituted a good, safe business man, confident in his own ability in whatever he undertook. We had been together considerably at camp-meetings and other places, as well as in the church at old Bennet Street, and we were pretty well posted in regard to nearly all the fishermen on the Cape. After considerable preliminary talk, we formed a co- partnership in 1843, under the name of Snow & Rich, which firm, in a few years, became extensively known throughout the United States. We became the centre and circumference of the fish trade. In our articles of agreement, each was to furnish twenty-five thousand dollars, making our net capital fifty thousand, which in those days would be equal to one hundred thousand dol- lars in 1870, as fish and flour were selling at one-half the price of to-day. _At the age of twenty-one, young Paddock, my first clerk, left me, and he and his brother set up in the same business which I had formerly carried on. I loaned him one thousand dollars to start with. His brother had as much more; and though they were smart, likely men, they did not succeed. One of them died soon 184 FROM POVERTY TO PLENTY}; OR, after, and the other moved to California, and is there now, so far as I know. t The first year that Snow & Rich were in business, the fish trade was at a low ebb. The year previous there was an over-catch, and markets fell one-half in price, and most of the small dealers failed, and everybody seemed afraid to touch a codfish. In the Fall of 1843, there were some fifty thousand quintals of splendid cod-, fish on hand, in Marblehead and Beverly, the great fish depots in those days, ready for market. ‘There werea large class of coasters, or small vessels, running between Boston and New York, which would haul up into Coen- ties Slip, in the latter city, and retail cargoes of fish. No one dealing in fish, in New York, thought of taking fish into their store, as now, but would deliver from the vessels as their orders came in; and when the vessels sold out, they would purchase a carge of flour and grain and come to Boston and other adjoining places and re- tail it out, as they did their fish in New York. But we thought something might be done to change this trade, so we sent a man to Marblehead and Beverly and swept the market of codfish — buying some forty thous- and quintals at one time, at about one dollar and fifty cents per quintal. This produced a wonderful stir among the fish dealers. Some thought we were erazy, _ sure. One old dealer asked me one day what we were going to do with so many fish. I said, ‘* Sell them.” He replied, that we never could sell them in the world; THE LIFE OF DAVID SNOW. 185 and no doubt he thought so, for such a lot was never in the market before nor since. This purchase of Snow & Rich revolutionized the fish trade, both here and in New York, as we anticipated. There are times in trade, as in nature, when things become dull and stagnant, and it requires a tremendous storm to produce a change. Soon after Rich and I had commenced business, we both agreed, that if we failed, and had to go back to our old calling, — he to the fish market and I to the bake- house, — in either case, which ever business proved the best to support our families, we would share equally in it; if he, for instance, went to selling fresh fish, I should have a chance with him, if I so desired; and if I went to baking I should allow him an interest with -me, if he preferred baking, driving on a route, and selling crackers, to selling fish. So, as it may be seen, we made our plans on the safe side, as we thought; for we knew about what the old business would do, but the new enterprise was uncertain. In this we were each looking well to the windward. Not unfrequently, while I resided in Charlestown, I would saddle my horse and ride over to Boston, can- vass every wharf where fish were landed, and get post- ed up as to the market, return home to breakfast, and be back to business by the time others arrived, and in this way I was ahead of them, and made my plans ac- cordingly. I learned that an hour in the early morning was better that two in any other part of the day. 186 FROM POVERTY TO, PLENTY; OR, After I had been in Charlestown about three years, I purchased the adjoining estate to mine, for eight thou- sand seven hundred dollars. This made me owner of — three-fourths of an acre of land, forming a square of thirty-four thousand feet, at the head of Cordis Street. — I thought then I had the best location for a residence in New England. The same lot is now covered-by four- teen brick houses. Of course there was much which transpired during the first six years of my residence in— Charlestown. Our eldest daughter, Sarah, died. I had formed a co-partnership with Isdac Rich; and the first year, when not’a few thought we were crazy and would ‘*‘ burst up,” we divided a net profit of thirty-six thousand dollars. This settled the matter with us that we had made no mistake on the start. Snow & Rich soon became the head and leaders in the fish trade over all the country. As our business increased, our capital increased, and Mr. Rich thought that we had better en- gage in navigation. He owned.a small part of a ship ~ with a Captain Wise, who wanted us, or some one, to build him a new ship; and coming to Rich, he made out a good case. He said his friend at Mobile would take one-quarter, and if Snow & Rich would take the — balance, they could manage her; which they consented to do. This was the commencement of our interest in navigation. * Mr. Rich was naturally a far-seeing, industrious man. — In this he had few equals. As an illustration of his THE LIFE OF DAVID SNOW. 187 character in this respect, the night on which he was mar- ried the market was nearly destitute of fish, and several vessels were expected every moment. At about twelve _ o'clock he was called up by the report that a vessel had Just-arrived, loaded with fish. He got up and went down to T Wharf, bought the entire cargo, and re- turned home to his waiting bride, and they, no doubt, rejoiced over the successful purchase. A new wife did not interfere with the purchase of fish, so long as there was money in it. On the following morning the fisher- -men did not start as early as formerly to lay in their stock of fish, not expecting any opposition from Rich, and thinking he would not arise as early as usual; but, _ jadge of their surprise, when, in the morning, quite ear- _ ly, Rich was on hand at his stand, well stocked with fish, and they had to purchase their supply of him for that day. An old fish-dealer told me that the profits of that cargo of fish exceeded all the expenses of the wedding ; as it was not the fashion in those days as now, to spend a month on a wedding tour. With such industry and economy what could keep a man poor. The question has often been asked, how Rich became so wealthy. If | you study the history of all rich men, who are self- made, you will find they started on the basis of strict economy, and worked their way up to position and wealth. After we built the ship ‘‘ Chasca,” for Capt. Wise, we built the «¢ Anna Rich,” named after Rich’s oldest daugh- 188 FROM POVERTY TO PLENTY}; OR, ter. Capt. Burwell commanded her. We then bui the barque ‘‘ Sarah Snow,” then the ‘‘ Susan Hinks,” and, finally, the ‘* Storm King,” of fourteen hundred tons. As our business increased, and our profits were not less than thirty thousand to fifty thousand dollars per annum, we bought Constitution Wharf, for which we paid one hundred and sixty-eight thousand dollars, — fifty thousand down. We then wrote to a merchant in New York, who broke down on the mackerel joint- account operation, asking if he could help us in this payment. His reply was, ‘‘ Yes, draw for ten thous- and or twenty thousand dollars, as I suppose you will yet own all Boston.” This caused quite a laugh; even the thought that two fatherless boys were des- tined to own all Boston, or that the merchant in New York should entertain such sanguine expectations, though we had from the first produced a profound sensation among the fish-dealers in New York. | Mr. Rich and myself were not exactly alike in tem- perament; still, by yielding one to the other, we remained together eleven years. He was of a ner- vous sanguine temperament. He possessed an ele- ment I never could endorse. He seemed to make people like him, and make them feel at times as though he was their best friend, and still could use them as his interests seemed to demand, without, apparently, any compunctions of conscience. He was passionate at times, and would say pretty hard things even to me, . THE LIFE OF DAVID SNOW. 189 but I seldom took fire at the moment, and before I be- came really settled in my mind what to say in answer, he would come and take back all, and would manifest so much regret for what he had said, that I would let it all go and think no more about it. He was out-spoken, and at times would go beyond what he really meant. Whenever he got into a bad fix in a trade, he would manage to make me shoulder a part, or the whole, and at times used me as the monkey did the cat, to pull the chestnuts out of the fire. At one time, he and others bought a lot of land on the corner of Harrison Avenue and Beach Street, for a church. He, with Messrs. Gove and Gale, were a committee to make the first payment. But neither of the others had any money, though it was understood that the committee were to furnish one-third each. So they proposed to raise it on a joint-note. To this Rich would not consent. The lot was bought, and Rich was bound in some way to pay the advance, according to agreement, and as the others had-backed out, the load came on him. In this state of things the church was willing to abandon the whole thing. Rich came to me and urged me to buy the lot on speculation; thought we could make money on it, though I did not think so. - But out of sympathy for him, he being my partner, and to get him out of the difficulty, I consented, and we paid twenty-five thousand dollars for the land. We held it for one year, and then sold it for one thous- be 190 FROM POVERTY TO PLENTY; OR, and dollars and interest over cost, to one Baker, who built the present church, which was owned and used by the Unitarians. Rich was venturesome at times, even more so than I was; but he hardly ever made a mistake. It would somehow come out all right. ‘It is always said that in a concern some one must bear what- ever is unpopular in it, and Rich had the faculty to get that on me. I would give way to him when I knew I was right, rather than have contention. Mr. Rich was usually the purchaser, though he would always consult me, and after we had agreed not to buy any more mackerel, he would go into the market and purchase every barrel afloat. He used to make me very unpop- ular with the fisherman, in this way: At times the docks would be full of fish, and no buyers; all seemed to wait for Snow & Rich to move. The fisherman would lounge around and seek an offer. Rich would say, he was : willing to buy, but Snow was not: and also, when he bought, he would say he was willing to pay them more, but his partner would not allow him to do it. But this was all gammon, and yet it did work for our joint in- terest. This is what I never could do. I was too honest and open to mislead or to deceive any one in that way. If I really thought we ought not to buy, I would say so; and if urged so to do, I went against my judgment; but I never could say I did not want to buy when I really did, though I have known men who would violate their conscience in this partteular and : | : : : : : THE LIFE OF DAVID SNOW. 191 think but little of it, and even regard it all right, if they made money by it. Rich had educated himself to look after both ends of his business, and could never trust any one to do any part of it without he was con- sulted; and would find fault with it unless he had a ~ hand in it. There are peculiarities in most representa- tive men. Some men make it a point to be popular. I have questioned whether it was possible for a man to be popular, and, at the same time, be strictly honest. _ A real partizan politician cannot, in my judgment, be open-hearted and give to the public his real sentiments ; these he will keep in the background, and be non-com- mittal; take the popular side as his interest may lead. ~ My experience for twenty years has taught me this les- son. I have been brought into contact with men who, when they have reached a point by whatever course their interest may have suggested, will then show their true character. I do not claim for myself any great merit for my conduct, but one thing I could never do, — practice deception to make one feel that I was his friend, and bide my time to pierce him to the very vitals. I know it is said that it is wisdom to hold your tongue; but mine, somehow, will move; and at times, I have no doubt, to my disadvantage. A mer- chant said to me one day, ‘‘ Snow, you lack policy.” I said, «‘ If by policy you mean deception or double- dealing, I am glad of it.” Though it may be human nature to do so, it is human nature in its lowest form; ~ 192 FROM POVERTY TO PLENTY; OR, and I had far rather be called a little rough in my ex- pressions than to cover up my real sentiments for the — sake of being popular. It is, and ever has been, my way, to turn out in the end better than people expect. Some men study human diplomacy instead of human nature, that they may take advantage of other men’s mistakes. Selfishness is a tremendous power, even among men who call themselves Christians. Some will pretend to be friends to everybody, but in fact to no one in particular. They willsay yes or no, just as others may desire. I never could do that. A dear friend came to me once, and asked me to advocate a popular question. I said, ‘‘ No, I cannot do it; I must have my conscience approve of what I do.” Snow & Rich were ordinarily successful in all their operations ; probably no two men were more so. Both : were good salesmen, and both good buyers. Our sales — averaged over a million per annum; and during all the © time we were together we never lost, in bad debts, — over ten thousand dollars. _ After a few years we were able to pay the balance on ~ Constitution Wharf, and built a brick store at the head of the wharf fronting Commercial Street, the very place where the frigate ‘‘ Constitution” was built. In dig- ging the cellar, we dug up some of the timber on which she was built, and had it made into canes. Her bow- sprit extended across the street ; and it is said that the night previous to her being launched, the master builder, / THE LIFE OF DAVID SNOW. 193 who lived on the opposite side of the street, was much excited; and all night in his sleep he was launching her; and towards morning, placing his feet against his wife, began, as he thought, to launch her, and sang out, at the top of his voice, ‘‘ There goes !” and his wife found herself on the floor, and he greatly surprised on awak- ing to find the ship still on the stocks, and his wife launched out of bed. When we commenced business I lived in Charlestown, and owned a horse and chaise; and as our store was on City Wharf, and our fish were on Harris’s Wharf, where we packed our mackerel vessels, Rich used to borrow my horse to go back and forth, nearly a mile; and at last he said I had better put it into the concern, as he lived in Brookline. I judged it not best for two fami- lies to own the same horse and carriage, and said to him that he had better buy himself a horse and carriage, -as his family would want to ride occasionally. His re- ply was: ‘‘It would not look well for both of us to own a horse.” This was good common sense, though he allowed me, for a year, to pay the bills on my horse, and he used it as much asI did. But at last he bought _ him a horse, and afterwards he bought another, and still another, and so on until he had at times three or four, and a number of carriages. But I never owned but one horse at a time. I mention this to show how some people change with their circumstances, and allow their expenses to increase. Mr. Rich had less feeling 7 194 FROM POVERTY TO PLENTY; OR, 4 for the happiness of others than many; selfishness seemed largely to predominate. He was naturally headstrong and positive m matters of business; rather dogmatical than otherwise. He had sense enough to see the right, but not always goodness of heart enough to regard it, especially if it came in conflict with his own plans and interests. His last will and testament was a true specimen of his character, which all may read for themselves. He was self-made and self-edu- cated. Nobody could do exactly as he could and did, and therefore he was fretful and fault-finding, a thing I never could endure, when applied to me, as I always did all that any one was under obligation to do, —I was never lazy. After we had been together some nine years, and he had lost, by death, all his children, and finding that he grew more and more fretful, I judged it best, under all the circumstances, to dissolve the co-partnership. We agreed to do so at the end of two years. We had then accumulated about two hundred and fifty thousand dollars each. I had four children, and he seemed to be envious of me, and did not manifest any interest in my helping them, but rather the reverse, and I came to the conclusion that it was best for me to do my own business, and my children’s, who were then at an age to require some help from their father. The eldest was married, and another looking in that direction. We had built a brick store at the head of Constitution : : THE LIFE OF DAVID SNOW. 195 Wharf, and moved all our business there. We had be- come the owners of some two hundred thousand feet of wharf property, some five or six ships, ran a line of packets to New Orleans, and had become extensively known in the country, and in foreign parts, through our ships, as they went to all parts of the world. We had four clerks, all of whom were very competent men. I pass over here many particulars which might come into this history. Finally, we came to the end of our co-partnership. We then owned Constitution Wharf, worth two hundred thousand dollars, all paid for; one hundred thousand dollars in shipping ; a large stock of goods, such as mackerel, codfish, etc., on hand. To divide all this equitably was my desire. I said to Mr. Rich one day, that I would like to do by him as if he was my own brother. I was honest in that expression, and it became necessary for some one to name a price to buy or sell. The laboring part usually fellon me. Though Rich was cunning and foxy in his movements, he ever had the utmost confidence in me. As an example: Just before we dissolved he was home—sick, but had partly purchased a quantity of fish, and sent in word for me to finish the trade. It was a poor trade, and under all circumstances we did not want the fish; but he had commenced, and I had to consummate it. The fish were green, and warm weather coming on, they had to be dried over; in this I did the best I could. And know- ’ 196 FROM POVERTY TO PLENTY; OR, ing that these fish would be in the way, as he did not want them, he shipped them to St. Domingo, and in our division he took the consignment at fifty per cent. on the dollar, thereby making me lose one-half of his — own purchase. Other instances might be named. The time came to divide our stock of fish on hand, which amounted to fifty thousand dollars. I asked him to set a price. He declined, and insisted that I must do it, and he would either buy or sell. _He was expecting all the time to continue in the same business. If he could only manage me, he had agreed with all our clerks to take them in with him, and allow them each one-eighth of the profits. All readily assented but one. He went, also, to Philadelphia and New York, on the sly, and made arrangements with all our old business firms to do about as they had done, while I was lying on my oars, not knowing how the matter would end, except that we were to dissolve. Now came the tug of war. Failing to get him com- mitted in any possible way, and determined to wind up the old concern, I had to make a-price for the old stock in trade, without any consideration for so doing. Be- sides, he had all the clerks on his side. But I said, it must be done, and done it was. I took an imventory of all the stock I could find. Some was not in sight, and was not discovered until some time afterwards. I had to give him his choice to take it or not. He meant to take it, and I knew it; yet he seemed a little afraid THE LIFE OF DAVID SNOW. 197 of the responsibility. My terms were, that he who took the stock should have the good will of the concern, and the other should not engage in the same business for one year. He admitted I had set him a fair price on each article, but still he could not decide, and took it home to consult his wife. I knew that was a mere pretence to gain time, as the thing was settled in his own mind. But he was afraid of me, and yet I was free and open-hearted with him at all times. A circumstance took place a short time before we dis- solved that made me feel badly. A new general in- spector of fish was to be appointed; and as we were the leading men in that business, the applicants all came to us to sign their petitions. Mr. Rich said to me one day, ‘‘ Mr. Snow, I think we better not sign any one’s petition, if we do We shall make enemies of the rest.” I said, ‘‘ Well, just as you think best;” and we agreed not to sign any_ petitions. And though I was urged daily to do so, yet my hands were tied. I thought the matter settled, until one day one of the ‘petitioners came to me and said: ‘‘ I thought you would not sign any petition.” Isaid,‘‘Yes.” ‘* Well,” said he, ‘your partner did, and Mr. Paine has got the appoint- ment.” Isaid nothing. Soon after, a Mr. I. W. Low, who had been to us time and again to sign a petition for a friend of his at Gloucester, and had been refused, came into the store, and walking up to Mr. Rich, said: **I learn you signed Paine’s petition.” <‘‘ Well,” said 198 FROM POVERTY TO PLENTY; OR, Mr. Rich, ‘‘ you did not believe it, did you?” and be- fore Mr. Low could reply, turned the conversation to another subject, and engaged him to buy a lot of mackerel at Gloucester. I was sitting by and said to myself, ‘‘ That was well done.” Mr. Low was no wiser than when he came, and a little commission on a lot of mackerel threw him off the track. But I began to see through it. Mr. Rich wanted a man as general inspector that would be under obligation to him, and that was the only way to secure it. After Snow & Rich were well settled in business, one thing took place which I never forget. Mr. Rich pos- sessed one faculty which but few possess. He could make one feel that he was his very best friend, and that he was going to do something for him that would be for his interest, when in fact his object was to carry a point by which his own interests would be promoted. I had evidence of this on several occasions. Our credit as a business concern was beyond question. One day Mr. Rich said to me that he thought it would be to ra interest to get up anew bank. I thought differently? But he made me believe that it was mainly for my bene- fit, as I was the financial partner, doing all the bank business. I replied that we could dictate our own terms at the banks, and if we established a new bank, we must abide by the rules we made; and, as we dealt largely in exchange, I thought it not for our interest to be tied to any one bank. But after several talks upon THE LIFE OF DAVID SNOW. 199 the subject, finding that his heart seemed set upon it, I gave way (for he was not the man to give up an en- terprise which he had started), and I acted with him. Nothing was settled between us as to who should go into the direction, only he would frequently say it was my place, and that he wanted me to be one of the direc- tors. So we subscribed ten thousand dollars, and used all our influence to get subscribers ; and we secured about twenty thousand dollars additional. It was not so easy a matter then as now to get up a bank of five hundred thousand dollars. It was really hard work to get the - stock all subscribed. I was chairman of the committee to petition the legislature for a charter. We fixed upon a name, — ‘**‘ The Bank of North America,” — and se- cured our charter, and a Mr. Sturdevant was selected as our president, who agreed to take one hundred thou- sand dollars, the amount to be paid down. He was the most notorious smoker I ever knew. He got up with a cigar in his mouth and went to bed in the same way. It made me sick to be inhis counting-room. But before our organization was completed we thought he was not just the man to be president of a bank. But -how to get rid of him was the question. He was large- ly engaged in the coal business, and was much of his time in Philadelphia.. Money was tight at the time, and I did not believe he could take one hundred thous- and dollars of stock and pay for it. So, after several meetings, I was appointed a committee to write to him , Pl ‘ . 4 , ae , ‘ 200 FROM POVERTY TO PLENTY; OR,” with a view of inducing him to give up the place, which — we had determined to give him on account of the large amount of stock he proposed to take. I did-so; and © wrote him, saying that the members who had been se- lected as directors had decided to organize, and hoped he would be ready to pay his one hundred thousand dollars ; and intimated, also, that if he was not ready to do so, to notify us that we might fix on some other man. This brought the subject right home, and he, seeing the drift of the letter, replied, that if we were determined to push things, we might count him out. We did so, and fixed on Hon. George Crockett to take his place. The understanding among all was, that one of our firm was to be one of the directors. I was quite indifferent as to myself, as I did not care to be one, but preferred that Mr. Rich should take the place.. When we per- sonally talked over the matter, he insisted that I should be the director, saying, that it more properly belonged ~ to me, as I had charge of the correspondence, and did the bank business. So to meet-his oft-expressed wishes I consented to do as he desired; and I thought he meant what he said. The substituting of Crockett, who took only ten thousand dollars, for Sturdevant, who was to have taken one hundred thousand dollars, left us some ninety thousand dollars to be provided for, which was quite a tax. At a meeting just before we organized, Mr. Rich being present, each one who had been selected as director took ten thousand dollars THE LIFE OF DAVID SNOW. 201 in addition to what he had taken, and Rich put down ten thousand dollars to Snow & Rich, without my con- sent ; and his name was put upon the list for director. When the day came to meet and organize, I said to him that the one who was to be director should attend the meeting. He said I had better go. I asked him if it was settled as to which of us should be director. He said, ‘‘ No.” So to carry out his often-expressed wish, I attended the meeting; and being the chairman of the committee, it devolved on me to call the meet- ing to order, and appoint a committee to collect and count the votes for directors. And what was my sur- prise when they handed me a vote with Isaac Rich’s name printed on it. I stepped up to one and asked by - what authority Mr. Rich’s name was on the ticket.. He said by Mr. Rich’s request. This was a very unex- pected blow to me, as it was an office from the start which I did not desire; and to be sent to the meeting to organize the bank under these circumstances was a direct insult, and I so considered it, as well as others present. I got through with the organization as well as I - could, and with a burdened heart at the game Rich had played on me without any cause whatever, I went to the store. Mr. Rich was at the wharf, and I went immediatcly to find him, and plainly told him that he had served me the meanest trick I ever had played on me, coming as it did from my own partner; that I did 202 FROM POVERTY TO PLENTY; OR, not understand why and for what cause he had done so. _ I took the subscription from my pocket and showed him the ten thousand dollars he had subseribed without my consent, and erased it, and left him to his own reflec- tions, and went home. But my nervous system had been so wrought upon, I could not sleep during the night. This act of double-dealing would keep before me, and I kept asking myself why he did it, when I was frank and open, and proferred all along that he should be one of the directors if he desired. The motive he had for so doing I never could understand. Since then I have become more acquainted with men, and have discovered that some men by double-dealing carry their point; but I thank God I never was such an enemy to any one; and though somewhat selfish, I confess, I could never make others a stepping-stone to my advancement. I told him the next morning I had not slept any during the night on account of it. He said but little. The day after, he came to me and said that he had done wrong, and that he would resign and I should be elected in his place. I said, no, I would not accept. He had sought and obtained it in an underhand manner, and I would not make his place good. After some talk, he said that he would only serve one year, and then he would make a place for me. I made no reply. At the end of the year the directors had become acquainted with the whole transaction, and wrote me a long letter, acquitting themselves of all - “THE LIFE OF DAVID SNOW. 203 blame, and saying that the whole thing was owing to Mr. Rich. And when the time came to elect a new board, they asked Mr. Rich whose name they should put on the ticket, and he was silent and would not say which ; but as they understood how matters were, they dropped him and put my name on the ticket, and for this act Rich became the life-long enemy of those who moved in the matter; and as soon as we dissolved, he took his account to another bank, and thus ended the bank affair. But to show that I had no feeling in the matter, afterwards, when the Webster Bank was started, I took ten thousand dollars of its stock, and offered to use my influence to make him a director, but did not succeed. One reason why I was so anxious to dissolve with Rich was, as he grew old he became very nervous, and the elements that were in him naturally became more and more strong, and it seemed at times as theugh noth- _ ing was done right unless he was consulted, or had a ‘hand in the trade. And we had arrived at a point in which either of us could live without much labor, if we desired. What added to his fretfulness, no doubt, was that he had lost all his children, and there was nothing to take their place but business; and he was unhappy unless his mind was occupied in it. The business which we had built up fopather Was a fortune to any one who was to'succeed us. We had a young man in our employ who had been with us for ‘ 204 FROM POVERTY TO PLENTY; OR, P several years. He was from the Cape, a relative of mine by marriage. He was a very precocious young man; rather in advance of his years. He was our out- door clerk,.to buy and sell when we were engaged else- where; and he became posted in all our movements, and was naturally a business man, and bid fare to be a_ leading, representative man. He was about twenty- two years old, just married, and had saved from his salary about twelve hundred dollars, and was ambitious to go into business. My partner had made up his mind to take into his new concern all the old clerks, and to allow them one-eighth each of the profits, taking one-half for himself. | But this young man thought he was worth more than the in-door clerks; which in fact was the case. Mr. | Rich could not well make any difference and have har- mony with the others. But this man was just the one he wanted, and was really worth more to him than any other two men he had; for a good accountant can al- ways be secured, but a good salesman is not so readily obtained. The young man came to me for advice, and I gave him such as I considered would be for his inter- est. I said to him frequently (as I saw he wanted to go into business, and that if he went with Mr. Rich he could only have a share with the other clerks), that — Mr. Rich had capital and position, and would take the lead in the fish trade, and would be a hard customer for competition, and if possible he had better go in THE LIFE OF DAVID SNOW. = tee DOE with him. I had no motive in all this. I was not looking to any interest of my own, therefore I advised him as I did. Just before this, and for some three months, my partner had said to me frequently, that if we dissolved, - I had better take the wharf and the ships, and he would take the personal property and the money, as he should require all of his share of the assets to carry on the business. And believing he meant what he said, I was acting accordingly, and was looking at matters, to see what disposition I should make of the ships and wharf. It looked reasonable to me that if he carried on the same business he would require all the capital he had, and therefore I was casting up in my mind how to man- age the ships. We had several experienced captains, and as usual, each one was expecting now and then a new ship. And supposing Rich meant all he said, I acted accordingly. But before we really got to the divi- sion of our assets, the making up of the new co-part- nership on Mr. Rich’s side came up, and things re- mained for a time unsettled. Though Mr. Rich was smart, as the world calls it, he was a little /eaky ; and, notwithstanding all he said to me, he was at work with one of our most popular masters, securing him to his interest by the promise of building him a new ship. Then, to secure the young man, as he found he must have an out-door partner in the new concern, he took him to his boarding-house one even- 18 206 FROM POVERTY TO PLENTY; OR, ing, and failing to get his consent to be one of the new firm on the same basis, he promised that he would allow } him something out of his own share, though nothing definite. He made also a dishonorable proposition to him, as I thought. The young man, asa townsman of mine, made me a confidant in all Mr. Rich’s proposi- tions, and said to me the next morning: ‘* Well, what do you suppose Mr. Rich has proposed tome?” I said, ‘“‘T do not know; what is it?” —** He says if I will come in on the same basis as the others (for he could not allow me any better pay than the others without — making trouble), we could buy all the old assets of Snow & Rich, at our own price, for there is no other firm that could buy them, and it would make no differ- ence to him, as he owned one half now, and the new concern would get all the benefit.” I said, ‘‘Is that so?” — ** Yes.” — ‘* Well, I am sorry,” I replied, ‘* that a man with whom I have been in business for eleven years, a member of the same church (this young man was a member of the Congregational church, and soon after one of its deacons), ‘‘ should make such.a proposi-- tion to one of our clerks ;” as it looked to me like a bid to combine to rob me. When this came to me, I said, ‘¢ Well, if that is to be Mr. Rich’s course, I must be on my guard.” I then said to the young man, that if he failed to make satisfactory arrangements with the new concern, and still adhered to his former desire, and would like to go into business, I would loan him twen- THE LIFE OF DAVID SNOW. 207 ty-five thousand dollars to start with. This produced such a change in his mind, that Mr. Rich failed in all his propositions to him. During all this, I said nothing to my partner, though with this disclosure I had it in my power to delay and break up our dissolution. But I had made up my mind to do it, and what I had seen and heard rather hastened than protracted the work; as I did not care to be so intimately connected with a man who was actuated by such motives. I must say, however, that in my judg- ment, Mr. Rich was always true and honest with me, in the matter of dollars and cents, and I could trust him as I think he did me, with untold gold, yet the course he frequently pursued to carry a point, I never could endorse, and I mention it here to guard young men against such double- dealing ; as I believe, in the end, no good will come of it; for as sure as the world moves, it will all come to light sooner or later. I would noth- ing extenuate nor aught set down in malice; but I must speak the truth, for this will live when I am dead. I reluctantly draw the veil aside, for after me there is no one to do it; although, since his death, his best and nearest friends have had satisfactory evidence of the truth of what I say. It is also true, that while liv- ~ ing, with all his faults, I.saw elements in him that one might do well to imitate. Somehow I am inclined to believe what a man says, ‘and it makes an impression upon me, though at times I / 208. FROM POVERTY TO PLENTY; OR, somewhat question all that is said. In this case I thought Mr. Rich meant what he said; and it looked reasonable that he needed all his funds to prosecute the fish business, as it had become quite extensive, espe- cially as we furnished capital and stock for two of the largest houses in New York and Philadelphia. The result of Mr. Rich’s trying to get the advantage of me in the dissolution, especially in failing to secure the young man, after all the unfair means he employed, developed itself in after years, as this same man became his greatest competitor in trade. What he never seemed to forget in me was the setting up of this man; making it, as he said, hard work for him; when in faet I tried all I could to influence him to make some bargain with Mr. Rich, up to the time of his unfair proposition, be- fore related. And whenever he referred to it I merely said, It is the result of your own serving. At the time agreed upon, we took an inventory of all our assets, bills due and stock on hand. We did this more minutely than usual when taking account of stock, though I was well satisfied that it was the purpose of my partner to buy the stock on hand, yet he kept his purpose in the back ground, and now the question was to fix a price, either to sell or buy. I offered him five hundred dollars bonus to name a price, and allow me to buy or sell. This he refused to do, for the reason that I had proposed a dissolution (which was true). I must name a price without any consideration. I felt THE LIFE OF DAVID SNOW. 209 all along that it would come to that, though it did not indicate any smartness on his part, only my giving him _ the choice, which was worth ten thousand dollars, or even more. But I saw no other way to bring our busi- ness to a close; and while I saw I was giving away a fortune, which together, by industry, we’ had acquired, having built up the greatest fish business in the country, if not in the world, yet I thought it would be better for me, as I sought not notoriety, but a quiet, peaceful life, and that with my own experience for some thirty years, something would turn up to my interest, as I had been in just such a condition before; and having confidence in myself, I would make the experiment. And after some little time I named a price for each article of stock on hand, and offered it to him at said price, giving him twenty-four hours to accept or not. The condition was cash ; and the party who sold out was to obligate him- self not to engage in the same business for one year. The next day he appeared undecided, and said his wife thought he had better sell out to me. I knew this was all for effect, and said, ‘‘ Will you let me take the stock and business on the same lay I have offered it to you?” He asked me if I would take it. I asked him to allow me one hour to decide. He said, ‘‘ Can’t you decide ‘it now?” Failing to get him committed,and seeing through him, as I thought, I said, ‘‘ Yes, I will take it on the same terms I proposed to you.” He stood a moment, and then said he would accept my offer ; and so the mat- 4 ter was settled. I only mention this to show that if I had not decided to take the stock, he would then have named a lower price, and yet not allow me an equal 210 FROM POVERTY TO PLENTY; OR, chance with him. We then proceeded to divide our bills receivable-and cash on hand. Asa matter of course, I had received — fifty thousand dollars of cash assets as an offset to the stock on hand, and the balance was equally divided, ex- _ cept our real estate and shipping. This was left for — future adjustment and division. | The wharf was managed by a man employed as wharf- — inger, who collected the rents and wharfage and handed — it to us, and it was kept on our books separate from our — other business. Each ship was also kept separate, as ta profit and loss. Some little time before our dissolu- — tion, City Wharf was sold at auction and purchased by Josiah Quincy, who laid out the part bounded by Com- mercial Street into store lots, and advertised to sell — them at auction. I proposed to Mr. Rich to buy one of the lots, but he seemed very indifferent about it; so much so that I'thought he would not buy at all. But what was my surprise, at the auction, when one of the — lots (the very one on which our old store stood) was knocked off to Isaac Rich, who very soon commenced building the store that now stands on said lot, and into which he moved his business soon after our dissolution, and in which he remained until his death in 1872. As Constitution Wharf was not central for a commis- THE LIFE OF DAVID SNOW. 211 sion business, which I proposed to follow, I hired a counting-room in an adjoining store to his, at the head of City Wharf, and put out my old sign, — ‘‘ David Snow & Co., Commission Merchants,” — and he put up a new sign, — ‘‘ Isaac Rich & Co.” ‘The firm consisted of Isaac Rich and three or four of our clerks, with Dana, a son-in-law of Rich. A pretty strong concern as to numbers. Mr. Rich was the only real business man in the firm, the others being mainly in-door men, and good accountants, but with little or no practical knowl- edge of buying and selling goods. But the prestige of Snow & Rich followed the new concern, and they were successful. There was one little circumstance which took place soon after we had dissolved, rather laughable to me. We had bought several cargoes of number three mack- erel. This was in June, 1854, and they were shipped to Philadelphia before we dissolved. Mr. Rich was ‘very anxious that I should let the new concern take the - shipment at cost; and, as he urged it so hard, I at last . consented. These mackerel were not insured. As we had been large shippers to all the Southern ports, we hardly ever covered our shipments, but stood our own insurance. A few days after this transaction, Mr. Rich came in and said to me, ‘‘ Those mackerel are ashore on Cape May, and there is no insurance.” As this was the first shipment of the new concern, he felt rather down about it, as he thought it indicated bad luck, and — ¥ > 212 FROM POVERTY TO PLENTY} OR, I thought so too; as we, for eleven years, had been shipping to Philadelphia, and had never lost.a dollar. Having got thus far in our division, I told Mr. Rich I thought we had better divide the real estate and the — ships. This he seemed rather disinclined to do, as he could not bear to lose his interest in the ships and the wharf. At several interviews, he stated that if we di- vided I must take the wharf, as that was valued at two hundred thousand dollars, and the ships at about one hundred thousand. He frequently said, that if we divid- ed, he preferred to take the ships, as they were of less value than the wharf, and that I had better take the wharf, which he offered to sell me for two hundred and twenty thousand dollars. After considerable talk, and - sounding each other as business men are apt to do, and failing to agree on the valuation, I said to him one day, that I would give him one thousand dollars to name a price at which he would buy or sell, which he declined. I then offered to give him two thousand dollars, This he also declined. I then asked him if he would allow the same tome. He said no. I asked if he would al- low me one thousand dollars. He said no. ‘** Well,” I said, ‘‘I do not see how we can divide, if you will not do either.” The man, with all his talents for trade, _ which I always admitted, when a question like the above was presented, involving three hundred thousand dollars of property, was actually afraid of me, though he was ambitious that the public should consider him the smart- THE LIFE OF DAVID SNOW. 213 er of the two. I then said, ‘*‘ What shall we do?” (The fact was, he thought if we did not divide he could con- trol the whole.) I was determined to divide in some way, though I had, as in previous cases, the laboring oar. After some more talk, he said, if I would name a price without any consideration, he would accept one or the other, though he did not want the wharf. There was a large amount of property to divide, and the choice was worth five thousand dollars, and still I was put in a position that, unless I named a price, it must remain as heretofore, a joint property. I had made up my mind that in our dissolution I might lose ten thousand dollars, and that Mr. Rich might get that advantage of me; andso it proved. I finally named a price, as I had on the stock, supposing he meant what he had said, that he preferred the navigation to the wharf, as he wanted the money in his business. But to my surprise, after I had named a price for the wharf, — two hundred ‘and twenty thousand dollars, the price he proposed to sell it to me for, —he said, ‘* Well, I will take the wharf.” This somewhat changed my plans, asI thought . I should not do much, if any, active business, for a year at least, and I judged the wharf might furnish me something to look after, and that I might get vessels to load and unload, ete. But no; I was compelled to take the shipping. Thus my whole plans were frustrat- ed, and I had to work up something else. All this, however, was only verbal, and of no binding force any 114 FROM POVERTY TO PLENTY}; OR, further than I was willing to consummate it; and, though he had misled me, yet I would not back down. — This was a very large amount of property, some three hundred thousand dollars, and I must name a price for no consideration, and he to have his choice. I would gladly have given five thousand dollars for the choice. The secret of all this was, Enoch Train, one of our Boston merchants, who was running a line of ships to Liverpool, had been talking of buying this wharf, and it happened that on the very day that I named a price, Mr. Rich saw him, and he offered him the same price I had named. Here was a fine chance for him, though after all, he did not seem to like the idea of selling out the wharf. The purchase, at the first, was suggested by me, and it was bought mainly through my influence. It cost one hundred and seventy thous- and dollars, and we had spent some twenty thousand in building, etc. After he agreed to take the wharf, he thought he was smart, and had secured the best of the trade. He reported among our acquaintances, that he had put it to Snow this time. Snow meant to have the wharf, but he had got the ships on to him, and he had taken the wharf and sold it at cost, and was now all sold out. This he considered smart. In dividing this property, it was understood that the one who sold the navigation, sold with it all his right and good will, and was not to interfere with the other. Soon after we had passed the bill of sale, and I was THE LIFE OF DAVID SNOW. 215 busy in making arrangements with the captains and owners to manage it as heretofore, Mr. Rich and his partners set themselves to work to secure the manage- ment of the ships, and thus throw me out of the com- mission received for so doing, as we had always done. Snow & Rich, with the captains, owned, all the way from one-fourth to one-half of each ship. The plan was, to secure the captains, under the promise of build- ing them new ships. In this way he took two of our best masters, and built them new ships; and to keep the balance; [had to do the same. I then built the ships «¢ Addie Snow,” one thousand tons; ‘‘ Nauset,” one thousand tons; ‘‘ Astenon,” twelve hundred tons; and <‘Reporter,” fonrteen hundred tons. He built the «¢ Wellfleet,” and ‘* Wilbur Fisk,” of one thousand tons each, and the ‘‘ Enoch Train,” sixteen hundred tons. Then commenced a lively competition in navigation, but in‘a fair competition I came out ahead. The only reason he assigned for not taking the ships in lieu of the wharf was, that I had prized them too high, which was only an excuse for acting one way and talking another. As proof that I did not do so, I sold one of the ships which I prized at thirty-two thousand dollars, on her way from Liverpool to Boston, for thirty-four thousand dollars. The first voyage after our division, she had earned me over twelve thousand dollars clear of ex- pense. This was the first ship we built, seven hundred and fifty tons, called the ‘: Chasca.” I owned one-half 216 FROM POVERTY TO PLENTY; OR, of her, and he tried every possible way to get the man- agement of this ship after he had sold me his interest and good will, but did not succeed. The old captain, who owned a controlling interest, asked Mr. Rich if he thought he would do so mean an act, after he had sold out to me, as to give him the control of the ship. It so happened that the trade opened up and gave great employment to ships, and ship property advanced twenty per cent. in the first year after 1 bought out the navigation. He then tried to buy back one or more at cost, but I was clear of him and intended to stand clear of'all such entanglements in the future. I never inter- fered with him. One day he came to me and said, ‘¢ Snow, this is always my luck.” I made no reply, but» felt thankful that I was under no obligations to him in any way. But it really troubled him to think that after all, I had really got the advantage in the trade. He took a mortgage on the wharf for some ten years, at six per cent., while the interest I had in ships paid thirty per cent. Really, the position and the trade which Snow & Rich had built up, during their co-part- nership, was a fortune to any one with capacity to take it up and carry it on; as the business, with good man- agement, would leave a net profit of over fifty thousand dollars per year. All this I gave up to my old partner, without one dollar’s compensation. I had come fully to this conclusion, that I had got to depend on my own business capacity for success, and my past experience THE LIFE OF DAVID SNOW. 217 had convinced me that I was fully competent for the task. ‘There was no written agreement between us in all this business of dissolution, and I should have been justified had I refused to consummate the trade. But it was my purpose and desire to stand by my word, even though it worked. against my temporal interests, as it really did for a time in this case; knowing that in the end such a course would turn to my interest. Fhus ended my co-partnership with Isaac Rich. I have said what I have with no malice against my old partner, but that the dommunity may understand the inside workings of men who secure a fair name, and are known for high moral worth. There is no man living who knew Mr. Rich as well as I, and no one so well prepared to give a true description of his character. With all his defects he had excellent traits of. character which I never failed to admire and appreciate. 19 CHAPTER XI. SAILING MY OWN ORAFT. ‘*Lapor is life! —’ Tis the still water faileth; Idleness ever despaireth, bewaileth; Keep the watch wound, or the dark rust assaileth. Labor is rest— from the sorrows that greet us: Rest from all petty vexations that meet us, Rest from sin-promptings that ever entreat us, Rest from world-syrens that lure us to ill.” — Mrs. Osgood. OME little time before I dissolved with Mr. Rich, there being but one M. E. Church in Charlestown, ' f and even in that there were elements which did not ~ work harmoniously, it seemed to me, as well as to others, that we must have another church. Some nine of us met at my house and formed a new society, and hired the Town Hall for a time, and then a hall near by. The Conference, after a while, sent us Rev. Mr. Mann, formerly from N. H. Conference, and we gath- ered in quite a congregation during the first year. But we found after a while, that we must have a church of our own. Aside from myself, the wealth of the entire 218 ) THE LIFE OF DAVID SNOW. 219 church did not exceed thirty thousand dollars. A church would cost us twenty thousand dollars, and where the money was coming from was a serious ques- tion. We started a subscription, but could not raise over six thousand dollars, three thousand of which I gave. ‘This did not have a very hopeful look; but still we must have a church or give up the enterprise. The laboring oar fell on me. My partner gave me three hundred dollars, and this was all we could raise outside of ourselves. I had made up my mind to give one-tenth of all I was worth towards the enterprise. During the year we gathered a congregation of two hundred. I gave some twelve thousand dollars towards the building of the church. In the first place, I bought some seven thousand feet of land on the corner of High and Con- cord Streets, for which I paid one dollar per foot. We made a contract with one of the members, by the name of Clark, to build the church, which, when done, we named the Union M. E. Church, as we proposed to live in peace. I struck the first blow with the pick, in breaking ground. It was in the month of August, 1850. We had our trials, as is ordinarily the case, in -church building, but we were enabled to get into the vestry in December, and for a year it was a Bethesda to -many souls. This church cost us seventeen thousand dollars. More than one-half came from me. I told my mother afterwards that I had built a temple or house to worship God in, and it had taken one-tenth of all my uw 220 FROM POVERTY TO PLENTY; OR, earthly goods, and I thonght it might be said that my religion was not in word only ; and the old lady seemed to rejoice that she had such a son, the youngest of her family, that had. it in his heart to do so much for the church, a monument that would live after he was dead. Soon after this I bought a lot at Mount Auburn, where lie two of our children. A monument marks the spot, and their names are on it. Eastham Camp-Meeting was a favorite spot to me, which I visited every August, during the time it was held there, some twenty years. Father Taylor used to call it the half-way-house to glory, and so it was to many. The going and coming was at times attended with inconvenience and danger. Notwithstanding all this, there was no place in New England for a camp- mecting like old Cape Cod. For salt water bathing it never had its equal. Newport and Martha’s Vineyard are not to be compared with it. On the Bay side the water ebbs out-and leaves the flats (which are all white sand) some half a mile, and by noon the sun has warm- ed the flats so that the cold chill is taken off, and one can wade in as deep as he pleases without danger of any under-tow or deep water. At one time I and a brother sat on the beach-as the vessels and steamers came up loaded with people. It was a golden sunset. The landing in boats on their arrival formed a pano- rama such as I neyer saw before nor since. It was wor- thy the pen of the poet or pencil of the painter. I did THE LIFE OF DAVID SNOW. 221 undertake it, and published it in ‘‘ Zion’s Herald,” but it came far short of the reality. At one time, on our return in one of the large steamers, with some six hundred pas- sengers ou board, it blew a gale from the north-east, and when half way across the bay the sea broke across her deck and she rolled and tumbled about like an egg, and such crying and vomiting was never seen before. Some were praying, expecting every moment to sink. It was a terrible sight to witness, and all expected to find a watery grave. But finally she was headed for Provincetown, where she arrived safely ; and the people © showed us no little kindness, took us into their houses, and opened the vestry of the church, and accommodat- ed us as_ best they could; an event some have never forgotten and never will, it being a very narrow escape from death. After this, some would never ven- ture en board a steamer for Eastham, but went by land. Soon after, landing being attended with so much incon- venience, and the going and coming so dangerous, East- ham was given up and the Yarmouth Camp-meeting substituted, as the railroad landed its passengers at the camp-ground, avoiding all this trouble and danger of going to Eastham by water. ‘But now, in 1874, the railroad extends to Eastham, and some have thought of reinstating the old Eastham Camp-meeting ; but it has never been done, and it looks at present as if it never would be done. Soon after the Cape people had decided on Yarmouth 222 FROM POVERTY TO PLENTY; OR, for their camp-meeting, the Boston and Lynn people decided on Hamilton, and now both are better sustained than was old Eastham, though there are a great many who cannot forget the many good times enjoyed at old Eastham, By a mere accident I attended the sale of a house on Tremont Street, without any idea of buying. I was in- vited to the sale by a friend of mine who expressed to me his intention of buying it, as it was the best location for a dwelling-house in Boston. It hung for some time at twenty-four thousand nine hundred and fifty dollars, and the auctioneer pressed very hard for another bid, and looking at me, said, ‘‘ Give me fifty more.” I did so, and off it went to ‘‘ David Snow.” I felt alittle sick of my purchase, and at once found the man who had bid twenty-four thousand nine hundred: and fifty, and offered it to him at his bid, being willing to lose: fifty dollars. But he did not want it; and it came out that he was only a by-bidder. Here I was with a house on my shoulders which I did not want. Failing to sell or to rent it (for it was very much out of repair), I deter- mined to remodel it; and got an estimate from a master mechanic, who said it would cost six thousand dollars. But before it was finished it cost me eleven thousand. I made it my residence, and have remained there eversince ; and now I could sell it for seventy thousand dollars. So that instead of its being a poor trade, it has turned out to be a good one, as Tremont Street, contrary to the THE LIFE OF DAVID SNOW. 223 judgment of every resident, has become a business street. x Owning a very fine estate in Charlestown, worth some thirty-four thousand dollars, just opposite the Monu- ment, at the head of Cordis Street, I sold one-half of it . to Deacon Shipley (a great mistake) for nine thousand five hundred dollars, which was sold soon after by his widow for fourteen thousand. Soon after my partnership dissolution I bought two lots of land of Josiah Quincy, sen., on what was called the Dock, between Long and City Wharves, Nos. 1 and 4, on which I built four brick stores, and called them Snow’s Block, which I leased for four thousand dollars per an- num for five years. This I thought a good purchase. One of these stores was opposite the store I leased and occupied when I first came to Boston in 1833. These stores cost me eighty-six thousand dollars. I sold No. 4, in 1871, at about cost, as property did not seem to Increase much in that locality. There have been great changes in real estate. Some localities have increased one hundred per cent., while some, especially at the North End, are much the same as thirty years ago. While Snow & Rich owned Constitution Wharf, we built a brick store at the westerly part, on Commercial Street. On this I built a small tower, and put up an emblem of our business in the shape of a mackerel, which stands there to-day, indicating which way the wind blows. This store stands on the very spot where 224 FROM POVERTY TO PLENTY; OR, -_ the old Constitution was built, and in digging for a foundation we dug up some of the timbers on whieh she was launched, and from which we made some dozen or more canes, and the bowsprit of one of our ships. Her bowsprit reached across Commercial Street. It was a great time when she was launched, as there never had been so large a ship built before in New England. The ship ‘‘ Reporter,” which I built, excited consid- erable notoriety among the ship-owners, and while loading at Constitution Wharf, I invited several of my friends and gave them a collation, and among the num- ber was Father Taylor and wife, who were much pleased with the ship, and so were others. There were but few, if any, her equal. During the collation Father Taylor was called on for a speech. He was one of that class of men who could load and fire at the same time. In opening, referring to me, he said: ‘* When I first saw him he was rolling over a barrel of flour; after that he was holding up a codfish by the tail, and now I sup- pose he will not be satisfied till he runs his jib-boom into the Rothschild’s banking-house.” Father Taylor was not only a generous but a very eccentric and sar- castic man. At times he could say the most cutting things ever heard, and then the most witty, genial and loving ; so that one could hardly help loving him. Said one of the prominent members of the Bethel, over which he was pastor: ‘‘ Father Taylor can throw a lance and hit a man in the very quick of his feelings, and when he THE LIFE OF DAVID SNOW. 225 finds that he has hurt him, will so manipulate the wound, and draw a plaster over it, that very soon the man feels that he has not been hurt at all.” But few men pos- sessed these opposite traits of character, and no man could excel him in an impromptu speech. Once at Eastham Camp-meeting, some one asked a friend of his, where Father Taylor was. He replied, ‘‘ Out in the woods studying his sermon” (as he was to preach). ‘ Well, if that is so, he will make a failure,” said the man. But a great man is gone. He had his weak- nesses, and few could fail to seethem. I was intimate with him for thirty years, and though he at times said very severe things to friend and foe, yet I loved him. He performed the duties of his calling in and out of the church ; possessed little or no executive ability, yet in church, for many years, he was a power for good, and had he possessed early training, and a disciplined mind, he would have had but few if any equals. He had a tranquil and peaceful death, and sleeps now with many who have gone before to the promised land. The vessel before named was my very beau ideal of a freighting ship. She was a fine sailor, and carried a good cargo. The first year she made two trips to New Orleans and Liverpool, and back to Boston, having stock worth ninety-six thousand dollars. The net profit, after deducting disbursements, was fifty thousand dol- lars. The second year she only paid expenses, and I - sold her to W. F. Weld & Co. (one of our largest 226' . FROM POVERTY TO PLENTY; OR, ship-owners in Boston), on her way from ni cela to. Boston, for seventy-six thousand dollars. After my dissolution with Mr. Rich, being compelled to go into navigation as a business, contrary to my pre- vious plans, I made naval architecture my study, and soon acquired the reputation of knowing as much or more about it than.any other merchant in Boston. And here I will say, I never in my life really embarked in any business, but I made it a success. I gave it all my best thought, and kept it constantly before me, as I be- a ‘ ; { lieved that success would surely follow a man who would stick to his business, and allow no grass to grow ~ under his feet. The reason why so many fail in busi- ness, is a want of studious industry and interest in it. ‘Business will not run itself, and if one’s pleasure comes in and divides his attention, and he gives but half to trade, you may write failure on his sign; for such a re- sult is only a question of time. I was acquainted with a Boston merchant who used to leave his store in the care of his clerks, and go home at two o’clock. I said to him one day, ‘‘ How do you expect to prosper and give so much of your time to pleasure?” ‘* Oh,” he replied, ‘‘ there are such fine rides in Brookline” (where “he lived), ‘*I must enjoy them.” The result was, he never had much suceess, though he was naturally a good business man. He was just able to keep his head above water. His son, who succeeded him, possessing more or less of his father’s business characteristics, soon failed. THE LIFE OF DAVID SNOW. 207 I bought the ship ‘‘ South Shore,” of one thousand tons. Having fairly embarked in navigation, I took great pride in building the best ships afloat. Iam sat- isfied, from long experience, that many fatal mistakes’ - are made in youth. ‘The passions and appetites are al- lowed to rule us, until, in many instances, they can never be corrected. Early religious training does very much in forming a good character, and really, ‘‘ The fear of the Lord is the beginning of wisdom.” To be truthful in all things-is the foundation of success; and he who designedly lays a trap for his neighbor is quite sure to be caught in it himself. I always felt a sense of gratitude to my mother for my early religious train- ing, though I thought but little of it then; yet impres- sions were made on my heart which I never forgot. 4 In 1856 there was a glorious revival of religion in Charlestown, and some eighty were converted and join- - ed the M. E. Church, in which I took great interest ; having given to the erection of the church some twelve thousand dollars, —it costing about seventeen thous- and. Iwas now a resident of Boston, though I held my relation in the Union M. E. Church, Charlestown. There was, about this time, a union prayer-meeting opened in Spring Lane, in a chapel belonging to the Old South Church, which I attended regularly. It was known as the “‘ Old South Prayer-meeting,” and resulted in much good. A record of these meetings has been published, which is full of the blessed results attending them. 228 FROM POVERTY TO PLEXTY; OR, I am fully persuaded, as I look over my past life, that in this country, as every enterprise is open to com- petition, there is no such word as fail to a young man with ordinary capacity, who will be honest, virtuous, ~ economical and persevering. f May 22, the whole country was thrown into great excitement. News reached Boston, just at night, that a senator from South Carolina, by the name of Brooks, had felled Mr. Sumner to the floor of the Senate, by a violent blow with a cane, and that he was senseless. The people were greatly excited. Tremont Temple was thrown open and soon filled with the citi- . zens of Boston, on account of this brutal assault for words spoken in debate. Following this was an indig- nation meeting in Faneuil Hall, Governor Washburn presiding. All parties, without distinction, took part, ’ € Y denouncing the act as mean and cowardly. Thatwasa _ blow from the South, aimed at the liberties of all the North. Spirited resolutions were unanimously passed, in. condemnation of the barbarous act. The whole North was aroused, and it semed to be a settled con- viction that it was either slavery or liberty for us all; and I said, ‘‘God grant that the latter may prevail.” There were a great many pro-slavery men in the North, whose interests inclined them to sympathise with the South. A great many Northern men had gone South and married and become slave-owners. The year 1856 will always be memorable in our country. It was then THE LIFE OF DAVID SNOW. 229 settled at*the ballot-box that slavery must die. There was then, and for some time after, no other question before the people but slavery or free territory.. At our presidential election the candidates were Fremont and Buchanan. All the free states except Pennsylvania and New Jersey, which were Democratic, went for Fre- mont; and, though the Republicans lost the election, they gave a great check to the pro-slavery feeling of the North. Rev. W. S. Studley delivered a lécture in Tremont Temple, at which I presided, on ‘‘ The rights and du- ties of American citizens in the present exigencies of public affairs.” The Temple was crowded. : The State of Kansas was mainly settled by people from New England, and at this time was in a high state of political excitement on account of slavery. It was carrying the war into the enemy’s camp, and at times, came near breaking out into a civil war, as one of the judges of the Supreme Conrt had declared that the black man had no rights which the white man was bound to respect. Shipping became very dull, and it was thought that if we had war with England, it would become worth- less. The war was then raging between Russia and Turkey; France and England siding with the latter. Russia was no doubt anxious to get Constantinople, the key to the Black Sea, an outlet for her fleets. This France and England did not like, so they combined 20 230 FROM POVERTY TO PLENTY; OR, their whole strength against Russia. June 15, I wrote: «‘ Business duli, more or less fighting in Kansas, dif- ficulties with England. It looks dark for our coun- try, and for the liberty of the poor slave, but it must. come sooner or later.” I visited Saratoga this summer with my wife and daughter; spent a week or so, and heard Dr. Dearborne preach a very practical sermon. Started for home via Lake St. George. The travel from Saratoga to the Lake was partly by stage, over very uneven roads. On Monday following, took a steamer for Lake Champlain. This was a delightful ride, or sail. The scenery was sublime, the water very trans- parent and clear, with a sandy bottom. We stopped at Fort Ticonderoga, and other places of Revolutionary notoriety. This Fort was taken of the English by Ethan Allen and his Vermont company, who entered it by a sub- terranean passage leading from a well into the Fort. A demand was made of the captain to surrender, who asked, ‘*To whom?” The reply was, **To God Al- mighty and the Continental Congress.” (It seems that there was a line of forts from Canada, running south- westerly to the Mississippi, built by the French.) It is said of Allen that he had an only daughter who was sick, and the physician thought she could not recover. Her mother was a Christian, and her father an infidel. She asked her father what religion she had better em- brace. He said, ‘* Your mother’s.” This was honest, and his daughter acted under his advice, and embraced her mother’s religion. : THE LIFE OF DAVID SNOW. 231 Before we reached Lake Champlain next day we heard of the destruction of the steamer, on her return trip, by fire. We came over Lake St. George in the steamer, and it sent a thrill of sadness over us all to think how near we came to,death by being burnt. This reminded me that dangers stand thick all around, and one must be prepared at any moment to change worlds. On the American side, after resting awhile at Burlington, we took the cars for Boston, by the Vermont Central. On our way, there came up a vio- lent shower, causing a land-slide, covering the track. Yankee-like, I got out to see it, and the progress that was made to remove it, and looking round, I saw the train backing down to the hotel four miles below. Night coming on, I had to work my passage down on a working-car, by turning a crank. My folks were very glad to see me, not knowing what had become of me. The next day we arrived home all right. In August I visited again that loved spot to many, Millennial Grove Camp-meeting, at Eastham, and during the meeting some fifty souls passed from death unto life. Many who loved old Eastham have finished their course and gone home to glory. During the meeting, Rev. John Linsey preached a very powerful sermon on the Judgment. During its delivery it thundered and light- ened very powerfully. Afterwards some one asked him for the manuscript for publication. His answer was, that it could not be done unless they could publish 232 FROM POVERTY TO PLENTY} OR, the thunder and lightning with it. There were some in the Union M. E. Church tent, from Charlestown, and such was the effect of the meeting upon the tent’s com- pany arter they returned home, that a blessed work of God continued, until some eighty souls were sayed. In Boston the work of revival seemed to be on the increase. An evangelist by the name of Day, who came from Ohio, was engaged by the different denom- inations, and his labors were productive of great good, and a revival spirit seemed to prevail over all New England. He was avery earnest, goodman. Such was the interest in religion that Park-Street Church employ- - ed Prof. Finney, from Oberlin College, a man of great power (formerly a lawyer) and full of the Holy Ghost, and the most searching preacher I ever heard. He ex- posed every sinful indulgence so that one might see himself, if he so desired. He tore off the covering of every idol of whatever sort. He produced a great ef- fect among the Congregationalists, of which church he was a member. My business for 1856 closed up without any special interest. It was now mainly in shipping. I owned two stores on City Wharf, worth about one hun- dred thousand dollars, and my dwelling house, No. 160 Tremont Street, worth forty thousand. My com- missions and profits were fully equal to -my expenses. I was not very ambitious to make money to be rich, or to enlarge my business to reach that end. I was THE LIFE OF DAVID SNOW. 233 rather inclined to take things easy, having given some thirty years of the best of my life and my best efforts to lay up against a rainy day. The excitement and care usually accompanying a business life, was with me ‘settling down into a more quiet frame of mind. I had nearly or quite settled up with my old partner, and had learned something more of poor, weak human nature, in the contest for success in business, in addition to what ‘I already knew of the world. But I was rather inclined to stop and look on awhile and see more. I had fixed a place in business for my oldest son, with a Mr. Darling, in the cotton trade, furnishing them twenty-five thousand dollars as capital. This I pur- posed to give him if he was successful. I also made a place for my youngest son with F. Snow, in the fish _ trade, where I furnished forty thousand dollars, hoping that with this aid they might take hold of business and be successful, and that it might prove a stimulus to them; yet in this I was disappointed. Jam more and more convinced that unless a young man puts his heart into his business he will not succeed. If anything else is allowed to come in between him and his business he may as well give up first as last, for business, like a ship, will never make a voyage, however good a sailor she may be, unless some one on board has command, who is interested in the voyage and watches every turn of wind and weather. In 1857 I became a member of the Wesleyan Asso- 234 FROM POVERTY TO PLENTY; OR, ciation, for the publication of ‘‘ Zion’s Herald.” This Association was incorporated, and held real estate to the amount of twenty thousand dollars; the main object being, at some future time, to own a building, where it might carry on its business. It is composed of twenty members, all of whom are members of the M. E. Church. I attended, during the Spring of 1857, a missionary meeting at Bromfield-Street Church, where Bishop Janes preached one of his most powerful sermons on the power of divine love as the ouly motive power to bring men to Christ. Many were moved even to tears. At the morning prayer-meetings, in the Old South Chapel, we had precious times. Prof. Finney, when present at one time, made mention of some powerful re- - vivals under his ministry, and tears flowed from many eyes. He mentioned a circumstance that took place in the western part of New-York State, after he had a license to preach. It was at a school-house, in rather a thinly peopled place. On his arrival, he found the house full of people, the most uncouth and rough-look- ing he had ever seen: some in shirt-sleeves, and hats on, and dressed in all manner of costumes, looking rather savagé withal. Nothing daunted, he took for his text what the angel said to Lot: ‘*‘ Up! get thee out of this place; for God will destroy it!” He was an entire stranger, never there before, and knew nothing about the place or the people, except that some one told him that there was one man in the place, by the name of : ! 1 THE LIFE OF DAVID SNOW. 235 Lot, who was a Christian. But as soon as he opened the meeting he felt that God was with him in mighty power. He had but just commenced his sermon, when he noticed that they all looked at him very fiercely, as though they would do him violeace. He proceeded in a very calm and pleasant way, telling them how God sent his angel to warn Lot of his danger ; when suddenly, like fire, the Holy Spirit came down in avery wonderful manner. Some fell down, and all be- gan to cry for mercy. So great was the feeling that he had to stop preaching and call on the deacon to pray. He did so, in a very loud voice, but could not get their at- tention. Mr. Finney knelt by the side of one, and whis- pered in his ear, ‘‘ Look to Jesus!” and he soon found peace, and became more quiet ; and then to another, and so on, until he had spoken to eight or ten; and before he finished his sermon, nearly all in the room found peace. Afterwards he found out why they looked so fiercely at him on his reading his text. The place was so very wicked that the people called it Sodom, and the only Christian in the place was called Lot, and they all thought he took his text as he did, knowing all their circumstances, when in fact he knew nothing of them. But the spirit of God seemed to lead him to preach as he did, and for the life of him he could not at the time refer to the chapter from which he took his text. Rey. Prof. Finney left Boston early in the Summer, for Ohio. His preaching produced a wide-spread influ- 236 FROM POVERTY TO PLENTY; OR, ence for good, and it was thought that nearly one thous- and souls were saved. Park-Street Church paid him one thousand dollars, and his wife five hundred. She was a good woman, and was indeed a helpmeet to him, — though they were both anti-woman’s rights in their re- ligious views, and thought the time had not eome for women to take part in social meetings, and consequent- ly advocated women’s meetings led by women. The winter of 1857 was the coldest winter known for — years. Boston harbor was completely frozen up, and the English steamers had to be cut out, after several days’ detention, the glass ranging from ten to twenty- five degrees below zero. The harbor was at times all alive with people skating and promenading on the ice. I went, with others, down on the ice, and near the Cas- tle, went on board a steamer frozen in. The ice was so thick that people went from Chelsea to East Boston ; and though the winter was one of great severity, yet the Spring opened with the singing of birds, mild and ~ gentle. In the Summer of 1858, provisions were very high, and business of all kinds very dull, especially in ship- ping, in which I was mostly engaged. As a sample, I will state, that flour was ten dollars, corn one dollar and fifteen cents, potatoes one dollar and twenty cents, su- gar from twelve to fifteen cents, molasses: sixty-five cents, and other things in proportion; and still wages were low, which made it very hard for poor people ; ee THE ‘LIFE OF DAVID SNOW. 258 and all this while the land produced bountifully for both man and beast. But the fact was people neglect- ed the farm and flocked to the city, and entered into speculation. There could never be a greater mistake than for men to neglect industrial pursuits for specula- tion, as it detracts from their moral character and leads, ordinarily, to poverty and misery. I suffered much during the summer with a pain in my breast. I wore an India-rubber jacket, which caused a constant perspiration, and resulted in the breaking out of boils all over my body, nearly one hundred at a time. I took remedies which gave me an appetite and conse- quently strength, and I soon recovered my wonted health. I began to feel less and less anxiety about busi- ness, and gave more time to the cultivation of my inner life. But my old partner went deeper and deeper into trade. Heaven, to me, is looming up with increased attractions, while the world has far less attractions. About this time quite a large sale of real estate took place between Central and Long Wharves. Some twen- ty store lots, which are now built on and called State- Street Block, sold for from eighteen dollars per foot down to five dollars and fifty cents. I felt somewhat like buying, but could not get my courage up to the price. I was soon after satisfied I was right in not buying. The rides around Boston are unequalled. I frequent- ly enjoy them. The roads are fine, the country resi- dences are beautiful, and the foliage and flowers make 238 FROM POVERTY TO PLENTY; OR, the very atmosphere fragrant. There is no place in this country, if in the world, more attractive than the sub- urbs of Boston. Boston merchants take great prige in their country residences. No pains nor expense are spared to make these suburbs attractive; and from our country highlands may be seen our beautiful harbor, stud- ded with beautiful islands, and all kinds of crafts, from the sail-boat to the magnificent ship; the latter coming and going to and from foreign ports, loaded with the wealth of the Indies. Corey’s Hill, in Brookline, stands among them most grand and prominent to-day. Our ship, ‘‘ South Shore,” was (June 6th) at Caleutta. She took out some six missionaries for the Congrega- tionalist Society, and landed them at Madras. One of the missionaries, a young man who was married just before he left, entered into the missionary work, it is feared, more for employment than any heart to convert the heathen. A gentleman, by the name of Tyler, went out in the ship with a small steam-engine, for the pur- pose of running on one of the rivers; and this young missionary made a proposition to join him in the enter- prise, and would have done so had Tyler guaranteed him a salary equal to what he was to receive from the Missionary Board. He wrote home finding fault with the ‘stores, as though he expected to have, on a sea- voyage, as fresh provisions daily as if he were boarding at a hotel. We satisfied the Board that we had pro- vided the ship with a liberal outfit, and there the matter ended so far as the ship was concerned. THE LIFE OF DAVID SNOW. 239 About this time Gen. Scott was invited to visit Charlestown, at the erection of a statue for Gen. War- ren, one of the Revolutionary heroes who fell on Bun- ker Hill while defending it. The breastworks which were then constructed, now show traces of the spot where the battle was fought. A building was erected on the north side of the monument to protect it from the weather. Jan. 20, 1857, I attended a prayer-meeting at Brother Mason’s, in the Black Sea, so called, on account of its wickedness. There had been some remarkable con- versions among the most abandoned men and women the world ever saw. ‘* Father Mason,” as he was call- ed, held daily meetings in this place the remainder of his earthly life. A man was converted who had been a drunkard from his youth. He contracted the habit from his father who was a drunkard before him, and when his son was sent for liquor he used to drink a little on his way home. He was not allowed any time to attend school, and was not only ignorant but drunk nearly all the time. His wife and children were poorly clad, as he spent most of his earnings for drink. He would lay in a stock of liquor on Saturday and keep drunk on Sunday. At one time, when nearly drunk, a son ten years old went to the Sunday-School; his father asked _ where he had been, and when informed that he had been to the Sunday-School, he said he would whip him if he went there again. The boy said, ‘‘ Oh, father! don’t 240 FROM POVERTY TO PLENTY; OR, whip me ; I have been to Father Mason’s Sunday-School, and the teacher has been telling me about Jesus, and it — makes me so happy.” This touched a tender chord in the father’s heart, and he listened to the boy, who said, — ‘* Father, won’t you go with me next time?” - The result was, the poor drunkard was converted ; friends gathered around him, and his home soon became a bethel, filled — with all the comforts of life. I attended a meeting at one time and heard him narrate the change in his con- dition, and that of his family ; that now he had a barrel of flour, two tons of coal, and all paid for, with many other household comforts. His wife was soon convert- ed, and his was a happy family, if one could be found on earth. Before he was converted he never had but ten cents worth of coal at a time; but now God blessed him in basket and store. In 1857-8, the work of God was revived, and many were saved. I cannot mention all that came under my observation ; though I have the record of many a mark- ed conversion, in a book kept at the time; many of them were published by a Mr. Williams, in a book specially detailing the answers to prayer. One case only I will state, as it is one of interest to all. It was a father who had been a drunkard, as he said, for twen- ty years. It was a time of general revival in Boston; in fact, all through New England. He came to our morning meeting in Spring Lane. Before he came, he said, his little daughter got up in his lap and looked him in the te tet te THE LIFE OF DAVID SNOW: 241 face and said, ‘‘ Papa, why don’t you leave off drink- ing? Do, papa; it makes mother feel so bad to live as you do. I wish you would.” That look, and the tears of his daughter, went straight to his heart, and he start- ed for the prayer-meeting. He said, he thought of his own wicked condition, of his family, reared in poverty, - and all on the account of rum. WHe resolved then and there to drink no more, and asked us to pray for him, that he might have strength to carry out the purpose. The recital of this case brought tears to every eye, and after a season of prayer he felt somewhat relieved. He came again not long after this, and was saved from his intemperate habits and from his sins. His house be- _ came a house of prayer instead of a home of drunken- “ness. These were distressing times among our merchants, — times never to be forgotten. Money was scarce, and - only obtained for from one to three per cent. Nearly one hundred thousand poor laborers were thrown out of employment, and had to suffer more or-less during the winter. Exchanges were all broken up, though we ~ had large crops which were ready to come forward, but for the unsettled state of finances. Our Calcutta mer- _ chants were losing money on their importations. I did _ but little, and lost more or less by failures. This was a severe ordeal throngh which the country passed, but it proved a blessing instead of a curse. The people had been overtasked and lived too fast, and this re-ac- 31 i 242 FROM POVERTY. TO PLENTY}; OR, tion taught them a valuable lesson. Some people have the faculty to earn, but never know how to keep money. All at once the wonderful financial storm p: away, and although the ship of state lost some of her sails and rigging, her hull was sound. Specie flowed in from all quarters, and there were some eight million dollars in our Boston banks, an increase of two mil- lions more than before the panic. Produce was very low; flour five dollars per barrel, and other things in proportion. Business for ships very dull, and ships could be bought at twenty-five per cent less than cost. All seemed to be waiting for some change for the bet- ter. -* On June 20, of this year (1858), Ada, our youngest daughter, in the providence of God, was called to mourn the loss of her husband by death. He was a moral young man, but left no evidence of a change of heart. Bros. Clark, Cushing, and Thayer officiated at the funeral. I built a ship in connection with Paul Curtis, of East Boston, of one thousand tons. It being the last ship I built, I named her ‘‘ Nauset,” after the first town set- tled on the Cape, by the Pilgrims, after Plymouth. REVIEWING OLD SCENES. It had been some thirty-three years since my “ lin- sey-woolsey ” speculation in Indianapolis, and I felt a THE LIFE OF DAVID SNOW. 243 strong desire to see the place once more, where I made such a loss. I left Boston in October, with my two _ daughters. We made several stops on the way. At Albany we became acquainted with an English general, who was in command of a city in Asia Minor, held by ae Turks. We found him exceedingly social, and from him we learned some interesting facts of the strug- gles, fights, and surrender of the city. He left us at Buffalo on his way to Canada, to take command of the English forces stationed there. We stopped over night at Buffalo, and, as usual, after tea I sallied out to find a prayer-meeting. I found a meeting conducted by a local preacher, the minister being away to Conference. Some fifty only were present, and it was rather prosy. None prayed except called on by the leader. I stood it as long as I could, and, without an invitation, I took the floor, and gave them a little New England talk about - full salvation. They all stared at me, wondering who the stranger could be who dared to break in upon their regular order of conducting ameeting. I narrated how we managed our social meetings in New England, and felt some of the good spirit prompting me, and before I closed I had the meeting entirely under my control, and at the close such a shaking of hands was scarcely ever witnessed. I soon after arrived at my destination, stop- ping over night at Cleveland, where we found company going West. In 1824, Indianapolis was a howling wilderness, the 244 FROM POVERTY TO PLENTY; OR, — hunting ground for wild game. The place had just been laid out as the seat of government; trees just felled, and stumps stood as thick in the streets as in the — fields ; but now I found a city with twenty thousand in- habitants. This city is now the centre for nearly all the Western rail-roads. Now one does not think it much of a trip to go West, even as far as St. Louis, or even California. Forty years ago when one started to go as far as Cincinnati, the dangers that surrounded the way were such, that it was. doubtful if he ever arrived. While I was at Indianapolis I was introduced to Bishop Ames, and other prominent Methodists. I met, also, Brother Taylor, the California Street Preacher. He was selling a history of his life to raise funds to pay off a debt he had incurred in building a church for the sea- men. He and his wife would take their stand in the square and very soon sing together a congregation. One object of my visit to this place was to find the old log-cabin at which I stopped with my ‘linsey-— woolsey” in 1824; but no trace of it remained, and the oldest inhabitant could not locate it, such radical | changes had taken place. What wonderful changes — take place in a few years in these western cities. As : : , great changes occur in us, it is likely, but we do not so — readily observe them. I was absent some two weeks, visiting Lawrenceburg, on the banks of the Ohio, the place where I landed with : my dory, many years ago; then a small town compared ~ ' : THE LIFE OF DAVID SNOW. 245 to what it is at present, though it has not grown with the rapidity of Cincinnati or St. Louis. I sJuud it full of distilleries making whiskey, and raising hogs, which -were fed on the refuse corn after the whiskey was all pressed out of it. It makes one sick at heart to see the staff of life converted into such a death-dealing agent, instead of being used, as nature intended, to prolong life, and impart comfort to the race. On my return I stopped at Cincinnati and Baltimore, having spent about two weeks in looking over the ground where thirty years ago I labored hard and fared hard. It does one good to recount the past, — unless it be mixed with sin, —and consider the causes of grati- tude. On the third of March, Father Patten, the oldest _ member of Bromfield-Street Church, died, aged seven- _ ty-eight years. He was a good man, and died in peace, _ saying that he was ready to depart and be with Jesus. __ How important that we be ready, for we know not the day nor the hour of death’s coming. : I heard Father Taylor preach in Bromfield Street, about this time, from the text, *‘God so loved the world,” etc. He remarked, that some forty years ago, a sailor boy, with a glazed hat in hand, might have been seen in the body of this church. He heard a gos- pel which fell with power upon his sunburnt brow, and for the first time his heart trembled, and all around him seemed to shake. He surrendered and a free pardon 246 FROM POVERTY TO PLENTY; OR, was granted. Soon after, he commenced preaching the the same blessed gospel to his fellow-men, and some — years later to his fellow-seamen, in Methodist Alley, at North End, now Hanover Avenue; then in the Brick Church in North Square, formerly called Court Square, on account of the courts being held there, ete. Father Taylor put all his strength into his sermons, and would frequently say he had to preach to a new congregation every Suiday, and that some one or more were hearing him for the last time. His look, his: manner, and subdued tones of voice, on this occasion, so unlike his former boisterous tones, could not fail to move all hearts, and at times we all felt as though he might never be heard again in that desk. Father Taylor was one of Nature’s noblemen. He had but few equals in originality of thought, and graphic description. He, at times, was like an untamed lion, and then as loving and tender as a lamb. He was frequently sarcastic, and would give utterance to sentiments one could never for- get. Like many others, he lacked good judgment, and was in some sense a mere child. It might be said of him, that he was better for war than for safe counsel. He had warm friends and bitter enemies. I attended his meetings for some two years when we resided at the North End, and, take him for all in all, I never knew his equal for managing a social meeting, when he was really in the spirit. He was so constituted, how-— ever, that he must be captain, mate, and all hands. THE LIFE OF DAVID SNOW. 247 Though independent himself, he did not like to see it _ inothers. He could never endure dictation from any one. He will, no doubt, have many stars in his crown of rejoicing, having been instrumental in saving many a poor sailor. He had more influence over this class than any other man I ever knew. Now that he is gone there is no one yet found to make good his place. The Methodists about this time organized a Historical Society, and I was elected treasurer. This we thought _ a grand move by our church, to collect all the old doc- uments, and incidents of our early history, and have them bound in a volume as a matter of reference ; such as relate to the planting of Methodism in New England ; and, in time, to open a room free to all who desire to become acquainted with all the incidents connected with our denomination; which, as a people, would tend to bind us together and stir our souls by reading of the sufferings and toils of our fathers, in planting in this Western world the doctrines of John Wesley, called of God, as many believe, to preach a free and a full salva- tion. MY BANKING LIFE. I have before stated that I was elected a director of the Bank of North America. In the month of August, 1859, on the death of Mr. Crockett, I was elected pres- ident of this bank, with a salary, at my own request, of five hundred dollars. My predecessor was paid two 248 FROM POVERTY TO PLENTY; OR, Z thousand, but was not worth five hundred. The capi- tal stock of the bank was seven hundred and fifty thousand dollars, and it was my purpose to make it a first-class paying institution. The stock rose in value very soon from three-and-a-half to seven-and-a-quarter, making a difference of over twenty-two thousand dol-_ lars to the stock-holders. Several of our former directors had failed in business, and having settled up with their creditors, were anxious to come back and occupy their former positions. Mr. Nickerson and myself objected, as they were large money borrowers. But before the meeting in Novem- ber, for the election of directors, they had, unknown to Nickerson and myself, been active in procuring proxies, and at the election we were both turned out, and they’ elected themselves. The result of this action was, that the stock fell from one hundred seven-and-a-quarter to one hundred one-and-three-fourths. This was a bad job for the stockholders, who gave their proxies into their hands. But so things are done sometimes when money borrowers get hold of the money-strings. Some of our friends advised that we go to work and buy up the stock and turn them out, which we could have done ; but, upon more mature reflection, we concluded not to do it, but to start another bank. The books were opened, and in three months, — from November, 1859, to February, 1860,— we had seven hundred thousand dollars subscribed, and six hundred and fifty thousand THE LIFE OF DAVID SNOW. 249 paid in, — about three hundred thousand of which I took and secured myself, — and the Bank of the Republic in- augurated and doing business next door but one to the old bank, and bidding fair to be one of the best banks in Boston. -It has left the Bank of North America far in the rear. So much for pluck, and minding one’ S own business, and letting others alone. I had in this to pass through some severe trials, but I stuck to it like a good fellow, not relaxing an inch, and I came out all right, and a good way ahead. One hardly knows what he can do until he is put to the test. But with right on his side, and integrity in his conduct, he will succeed, though the storm may rage and the winds blow. He will come out all right, if he does as Sumner exhorted Stanton, — ‘* stick !” We gained more friends and a better position than if we had bought up the controlling part of the stock of the old bank. This, of course, re- quired thought and constant care, but that is part of life, and if one thinks of going through this world in an easy-chair, he will doubtless find, before he goes far, that he is mistaken. I was elected president of the bank unanimously, with a salary of one thousand dol- lars per annum, which was all I asked. Matters were very pleasant, as much so as I could have desired. There was no friction whatever, such as was in the old bank; and I question if I ever could have made the Bank of North America what I have made the Bank of the eels. 250 FROM POVERTY TO PLENTY; OR, .After we got fairly under way, I was greatly relieved of my responsibility, and enjoyed my mind in religious matters to a degree I had not for some time. I hope when my work is done, as done it will be before long, I shall feel as though I had not lived in vain, and had been something more than an idler in God’s vineyard. March 15, 1868, I purchased at auction an old store, No. 3 Merchant’s Row, with about eighteen hundred feet of land, for the sum of seventy thousand dollars. Our directors took it off my hands, and on the seventh of ~ October commenced taking down the old byilding, and — erecting thereon a banking-house for the Bank of the Republic, to cost one hundred and twenty thousand — dollars. We found it very difficult to get a good foun- dation, as this part of Boston was once covered with tide water, and old logs and stones formed the founda- tion for wharves. We were obliged to dig ten feet to get — to solid earth. The bank occupies the spot where, for- — ty-five years ago, stood a store, the oceupant of which, trusted me, a perfect stranger, with a lot of butter, on four months. This circumstance has come to my mind frequently, and I have wondered how he could have ~ had so much confidence in a man he had never seen be- fore. But I paid the note before it beeame due. = July 1, we moved into our new banking-house. We — gave a strawberry collation to numerous invited guests, _ who seemed happy, and unanimously praised our new — quarters. | . } THE LIFE OF DAVID SNOW. 251 ‘The following address to the directors of the bank sets forth its history and condition. We insert it as delivered : — << Directors of the National Bank of the Republic, — ‘¢ GENTLEMEN, — For the vote just passed by your body, announcing the election of myself as President of this Bank, I give you, individually and collectively, my sincere thanks. Another year of our organization has passed, and we are commencing a new year. Weare all one year nearer that bourne from whence no traveller re- turns. We have doubtless learned much from our experi- ence which may aid us in the duties that may devolve upon us in the future. This Bank was organized in 1860, and commenced business with a capital of six hundred and fifty thousand dollars. We hada board of ten directors, two only of whom are with us to-day. At our last elec- tion, Mr. Jacobs and Mr. Chickering declined to be can- didates for re-election on account, mainly, of the poor state of their health. During the first two years we found it exceedingly difficult to pay our stock-holders a dividend of three per cent. semi-annually. Our’stock was sold as low as ninety dollarsashare. It was a dark day for banking. A crisis took place soon after the re- bellion commenced, and we had to carry some two hun- dred thousand dollars of suspended paper, and three of our directors failed. No one could tell, for a time, 252 ‘FROM POVERTY TO PLENTY; OR, what to-morrow would bring forth. Bankruptey and : war were staring us in the face. ‘Tt was the darkest day I ever saw for our country; 7 for, if the rebellion had been successful, the North would have been over-run with slavery, and there would have been a Northern and a Southern Confederacy. The cause of all this was slavery ; to extend and perpetuate — it, caused the civil war. In 1864, we organized under the United States banking law and secured a circulation — of eight hundred thousand dollars, national currency, — which circulated all over the eountry ; to secure which — we deposited with the Government some nine hundred thousand dollars of its bonds, and we were assigned as a deposit bank, and became a government agent in the sale of its bonds. Then, as the sailors say, we began to range ahead. We commenced to pay four per cent. dividend, then five, and then six. This continued for some time, say until 1869, when there was considerable agitation in Congress about taking from the North some of its circulation to accommodate the South and West. To save what we had, we increased our capital to one million five hundred thousand dollars, and paid our. stock-holders twenty-five per cent. extra dividend, and reduced our surplus to two hundred and fifty thousand dollars. Soon after this we bought a lot on Merchants’ Row, and built our present banking-house, which cost — us about one hundred and twenty thousand dollars, on which there was a mortgage of twenty-six thousand dol- ' THE LIFE OF DAVID SNOW. 253 lars, which the mortgagee refused to have us pay, and on which we pay six per cent. We have been able to rent nearly all, except what the Bank uses, at a rental nearly sufficient to pay the interest on the cost. We started the Bank on the most economical basis. The highest salary paid was fifteen hundred dollars, to the cashier ; but, as our business increased, we raised the salary until we now pay our cashier five thousand dol- lars, and the other officers correspondingly. It should ever be kept in mind that the cashier should feel that he can live on his salary, and not be tempted to go out- side to deal in stocks, which has been the rock where most of our cashiers have been wrecked, as history will ' fully corroberate. Our business has constantly increas- ed and has more than thribbled. It is not necessary for me to detain you by a more detailed account, inas- much as the history of the Bank is known to you all. Suffice it to say that the Bank is now in as sound and prosperous a condition as any other Bank in Boston, with only about thirty thousand dollars of over-due pa- per, the payment of which is only a matter of time; and, considering the amount of paper which has passed through the Bank annually, say over seven millions, one can come to no other conclusion than that: we have been fortunate, having passed through the Chicago and Boston fires without a dollar of suspended paper, ex- cept twenty-two hundred dollars of Dorr Parks’, which 4 is now charged off; and to-day, so far as I am able to 22 254 FROM POVERTY TO PLENTY; OR, judge of the working of the Bank, we were never doing so well for our stock-holders as now. Our surplus, which was two hundred and fifty thousand dollars when we made our new stock in 1869, is now, with our earn- ings since October, over four hundred and seventy thousand dollars. I have the pleasure of congratulating the Board in having as good a corps of officers as can be found in any banking institution in this State; and they are, including the president, wedded to the interests of the Bank; and I am proud to believe them hon- est, industrious, and economical; and this is not, I think, saying more than their conduct merits, for when young men do well, they deserve the commendation of their employers. The one thousand dollars you so gen- erously authorized me to divide among them, as a gra- tuity, will stimulate them to build up a character such as will live after they are dead. A banking institution ig just what the directors and officers make it. It is not a machine which will run of itself. We must give to its management our best thoughts, and be constantly on the watch, for a bank, after all, is a sort of public institution, both at home and abroad, and when once established on a firm basis, will reflect credit on its managers. I am satisfied that by our united action the National Bank of the Republic will stand in Boston and elsewhere, as to its sound condition, so that none of us will be ashamed of it. THE LIFE OF DAVID SNOW. 255 « twenty years ago it took thirty days! Such is the progress and developement in the arts dnd sciences. 1 I realize how much grace we need to live. I feel deeply anxious for all those who are near to me by the ties of consanguinity, that all may come on board the gospel ship, and be fully saved. 3 T am having some trouble with Josiah Quincy, about his gutter setting on my wall. One day he agrees to re- move it, and the next he declines, and says he will pay — for its use ; and so matters stand, nothing settled, He is one of those men who are so made up that one cannot — tell where to find them. He can out-talk me altogether, — and I have come to the conclusion not to trust him unless I have it in black and white. = THE LIFE OF DAVID SNOW. 285 The bill of impeachment against President Johnson _ was tried by Congress, but he was not convicted; so he remains in power. i ‘Flour is twenty dollars per barrel; the highest I ever knew it. May 4.—The directors voted to raise my salary to four thousand dollars. This is a matter I have never pressed, as I was working for the interest of the Bank. _ I have ever been ambitious to make it a good paying in- stitution. The Allen estate sold to-day at auction for one hun- dred and eighty-seven thousand dollars. I bought the same property two years previous for two hundred and sixteen thousand dollars, for our bank, but the title was not satisfactory. May 20.—TI have just returned home from a visit to the old homestead on the Cape, where I was born. Elizabeth and Harry went with me. I stopped at Barn- stable, and visited the old farm I sold to my brother-in- law, Mr. Fish, when I fully decided to make Boston my place of residence, nearly forty years ago. I also visited, at Orleans, some of my old friends and rela- tives, and spent a night and a day with my sister. She seemed to think there was no place like old Cape Cod, especially Orleans. On this we did not agree, though it is pleasant to visit the spot occasionally where one © = ‘ E) 286 FROM POVERTY TO PLENTY; OR, ' = was born. I walked among the trees I planted when : boy. I seemed to feel a pride in the fact that 11 r : son of the Pilgrim Fathers, and born on the soil wher lie the bones of the earliest settlers of the Cupe, frot whom I have descended ; but for forty years Boston ha been my home. I go back two hundred years and fancy I see that little acorn dropped into the soil from which has sprung up a forest of men; and the city of our habitation, Boston, has become one of the larg and most active of all our sister cities. I do not De lieve that God made the country and man made the town. A city exists as much by divine laws as th field or mountain. Its situation on some stream or - central location for trade, is no accident; for there i sa law which is eternal, viz.: production and exch — Take for instance the City of New York, at the j ‘tion of the East and North rivers; or any spot so s ated, where activity and enterprise converge, the houses are a necessity ; progress demands it. i On my way home from Orleans, I stopped at B —- stable, and took a carriage to Cotuit, where I stoppe ved all night with Captain Childs, who had sailed in one ¢ of my ships called the ‘* Nauset.” Here I enjoyed ay rery pleasant visit. Cotuit Port is getting to be quite watering place. Mr. Hooper, member of Congress, has bought a place of Captain Crocker, near the Bay, and has laid out the grounds, and otherwise improved i it, so that it is very attractive as a summer residence, : ; THE LIFE OF DAVID SNOW. 287 _ Others are selecting this as a place to spend the summer months. Forty-four years ago, when I supplied the only store (Mr. Crocker’s) with crackers, there were only six houses in the place ; now there are one hundred. June 12. — By invitation, went to Bristol and took a sail down Naragansett Bay, R. I. Real estate in Boston, I think, will advance, and I am half inclined to buy an estate on Federal and Matthews Street, at nine dollars per foot. July 6.—I have this day bought the above-named es- tate, five thousand one hundred and fifty feet, for forty- five thousand dollars, payable August 1. I have agreed to give five hundred dollars towards the Metropolitan Church, in Washington. The church is central, and Gen. Grant, Stanton, and others, are connected with this enterprise. Religious matters are not especially interesting just now. Business very dull; all are complaining of dull times. My experience has led me to reflect much on the way business is done in the city. Some merchants accustom themselves, when short by overtrading, to borrow of their neighbors ; and some, to my knowledge, are constantly in debt, and it takes all their time to look after finances, while their business is suffering for want of personal attention. August 12. —I started for our annual camp-meeting 288 FROM POVERTY TO PLENTY; OR, at Yarmouth. On my return I took a trip to the Whi om Mountains. Elizabeth accompanied me. We had an abundance of rain. Oct. 14. — Rev. Newman Hall preached to a crow Jed house. He is a powerful preacher, and seems to be full of the Holy Ghost. ‘ There is great excitement in polities. The Demo-— crats have been out of office for some time, and they are anxious to get back again. President Johnson has fairly gone over to them. ‘ Dan and Addie have arrived safely home, for whi we are truly thankful. much pleased with their new quarters. Bishop Simp- son, Bros. McDonald and J. A. M. Chapman, dined : with me to-day. The Bishop preached at Grace Church — Sunday afternoon to a crowded house. : Thankgiving-day our children were home to dinner, ot reminding me of old times. We had a love-feast at Bromfield Street Church in the morning. It was a good time among God’s people. “ call for help, and our people are responding with hearty good will. It is said that two hundred milli dollars of property is destroyed. Other fires are taki place in adjoining states. ; Oct. 30.— Our Methodist Church in Boston held a . meeting in Tremont Temple to take some action in r . gard to raising ten thousand altars to aid our Metho : ist brethren in Chicago. I was invited to preside. thousand five hundred dollars were raised. A son of the Russian Emperor is now _— country, and is the lion of the day. Wherever he g he attracts crowds of people. The reception is more i ; honor of his father, who gave this country his influe rey: THE LIFE OF DAVID SNOW. 299 and sympathy, and sent her a large fleet of war vessels at a time when a kind word with a fleet had a wonder- ful effect on our national affairs, and seemed to infuse new life into the nation striving for existence; then the Prince, Duke Alexis, the Emperor’s oldest son, is a fine-looking man, and is a great favorite among the ladies. He and his suite occupied twenty-five rooms at the Revere House, and were supplied with all the lux- uries that the house could afford. During his stay he visited Bunker Hill, Lowell, and the Navy Yard, and was entertained at Music Hall by a concert given by two thousand children from our public schools. He is about twenty-two years old— in the prime and vigor of his manhood. A meeting on holiness is now being held at Bromfield Street Church by Bros. Inskip and McDonald.. Large numbers were converted, and many experienced full salvation. The largest meeting ever held upon this subject in Boston. I am not without trials, but I shall soon enter that home where the weary are at rest. But while I remain here I must try and cast my care upon the great Burden Bearer. Jan., 1872. —I have paid off the only note for real estate which I owe. New year opens with an easy money market and with a hopeful state of things. Jan. 10.— My old ’partner, Rich, was struck with 300 FROM POVERTY TO PLENTY; OR, apoplexy, and is now speechless. His wife died denly one year ago. Mr. Rich had four child “er , who all died young of consumption. His mind was t od t in his business, and he was ambitious to be rich. — possessed a great many excellent business cali as a salesman or purchaser he had but few e uC had he lived ten years longer would have bol ‘he richest man in Boston. He died on the thi 1, f six o’clock, aged seventy years. ‘I wrote a sketch of his early life, which was printed in «* Zion’s. Herald”) , request of the Wesleyan Association, of which he» was a member. i March 18,— To-day I received a letter from E. 3 Phillips, said to have been received by him from my ol ld partner, now in the spirit world, in which he says ‘t in this world he did not develop his spiritual nature, « suffering on account of it; and that hypocrisy is the un- pardonable sin. There is something very strange in this letter, though I have no faith in spiritual manifest: tions communicated through Phillips. He is a gr a friend of Mr. Rich, and is a strong believer in h ese things. oe a To-day was one of the saddest of my life. te c ie on sister L., of Charlestown, and found her dying of can pee of which I was ignorant until this time. was almost gone, and could only whisper. She was always dear to me, being a member of my class, and it i THE LIFE OF DAVID SNOW. 301 was enough to make one weep to see a mother dying and leaving two daughters. While in class the next evening news came to me that Sister Mills, another member of my class, had been stricken with paralysis, and wanted me to come and see her; another scene that made me weep. A mother in Israel about to depart and leave us behind.’ I am ordinarily sympathetic, but this was too much for me, and I could only give vent to my feelings in tears. Oh, thought I, how uncertain is life, and what a feeble hold we have on it! I must soon follow with others I hold most dear. Sister Mills passed away at four o’clock. She was a woman greatly devoted to her family and to the church of her choice. It was a terri- . ble blow to her husband. June. —Samuel A. Way, a banker and merchant, died on the 4th instant. He came to Boston a poor boy, and had accumulated an immense fortune; but such was his love of money that his moral character was not at all times sufficiently strong to resist tempta- tion. I called on him several times to influence him to go to church, but he always evaded me by excuses of various kinds. He has passed away, leaving no.evidence of a change of heart, or.a fitness for the abodes of the blest. The last act which seemed to break him down was that he was caught in defrauding the government out of one hundred and fifty thousand dollars in duties on to- 26 302 FROM POVERTY TO PLENTY; OR, bacco; and some family trouble added to this seemed — to close the scene of his earthly life. If he had given his heart to Christ he might have been a power for good. He left some millions of property, and in his — will gives it mainly to build a hospital for poor sewing women. July 5.—I left to-day for a camp-meeting at Sea Cliff, Long Island. I found it very hot indeed; stayed but a few days, and returned home via New York. — There were present some very choice spirits. I met — some from Philadelphia, Baltimore, New York and other — places, and it seemed as though the elect were gathered together for holy convocation. Sea Cliff is a new eamp- ground, got up by a company for camp-meeting pur- poses. They have a cloth tabernacle to hold their ] meetings in, as well as a building which will hold four — thousand people. There are boarding-houses and eat- ing-tents to accommodate five thousand people. But the lack of shade trees is a great disadvantage to the place, and they have commenced to plant such trees, but it will take years to grow them. There were about two thousand people on the ground, and among them some of the purest and most intellectual minds that this country éver produced, enjoying a feast of love; and no doubt an influence will go out from this meeting which will be felt far and near. God grant it may be so. July 23.—A camp-meeting is now in progress in — THE LIFE OF DAVID SNOW. 303 Richmond, Maine, which I think of attending a few days. July 26. — To-day I purposed to start for Richmond, but Brother Clark, our presiding Elder, called and in- sisted that I should stay over until Monday, and pre- side at a meeting in our church to raise money for the City Missions. Bishop Wiley was to be present. This prevented me from going until Monday. I found Rich- mond rather a rough place, no great conveniences for camping out, the ground being very uneven and full of rocks and stumps. It will require considerable labor and money to put it in good condition, and make it comfortable. But I find that when people have a good deal of love to God and love for souls, they can put up with a good many inconveniences. It rained about every other day, but the tabernacle made it dry for the meetings. Bros. McDonald and Inskip took dinner with me on their return, on their way to Urbana, Ohio. Aug. 13.—Started for Yarmouth camp-meeting. During the Summer thus far it seems as though it had rained about every other day. It not only rains, but it pours. More rain has fallen in Boston in ten days than in six months before. Had a good time at Yarmouth. Another dear friend of mine, A. B. Merrill, is near to death. He is fifty-seven years old, has a wife, but no children. He has amassed a fortune. He has been 304 FROM POVERTY TO PLENTY; OR, living in New Orleans for some years, working a sugar . plantation, where he contracted the malaria of that country which laid the foundation of a disease that ter- minated in death. He was a good, honest man, a law- — yer by profession, and the son of a Methodist preacher. — I felt his loss deeply. I have spent two days at Boothbay, with my friend | Nickerson and his wife. He manufactures oil from a fish — called pogies, which come from the South in the Spring, — and remain on the Eastern coast some three months. — They are taken near the shore in nets. It is not unusual — to take a thousand barrels ina day. They are taken to the factory, hoisted up by steam into vats of hot water, where the fish are completely cooked; then they are — put under hydraulic pressure, and the oil and water all — squeezed out of them. The refuse contains ammonia, which is valuable as a fertilizer. While here I took possession of an island (not very large, by the by), and called it Snow’s Island. My grandson went with me and enjoyed the trip very much, as he was fond of a — boat, and was on the water most of the time. . What a wonderful blessing that one can control his feelings when provoked or insulted. I had a specimen of this to-day. My agent, who is building my new store on Federal Street, became much excited and ‘ ‘ flew into a passion because I merely asked himefor the explanation of a bill he had approved, and notwith- — standing I was grossly insulted, I felt as calm as I pos- q ; a THE LIFE OF DAVID SNOW. 305 sibly could. I am fully persuaded that the grace of God has a wonderful power over a man who is in the enjoyment of full salvation. _ A sad death occurred to-day in Dorchester. Charles Lane, Esq., an old acquaintance of mine for thirty years, was shot by an assassin Sunday evening. He was sitting in his room reading, and answering the door- bell about eight o’clock, a man shoved an umbrella in his face and fired a pistol at him, which proved fatal. The only words he spoke were to his wife, who stood at the head of the stairs: ‘‘I am shot by some one. I don’t know who, for I was not aware I had an enemy in the world.” I attended his funeral yesterday as one of the pall- bearers. So we pass away; some by a lingering disease, some by accident, and some by the hand of the assassin. Nov. 9.—Ever memorable in the annals of Boston, —the great fire which has swept off, as in a day, mil- lions of property, covering some seventy acres, mainly ~ stores. I was present when it commenced, and saw, with my own eyes, the most fearful conflagration New England ever knew. I stood and saw burnt in thirty minutes property that had cost me years of labor. I owned five stores, which gave me a rental of thirty thousand dollars ; they were destroyed in thirty minutes, and though the loss was large, I never felt calmer in 306 FROM POVERTY TO PLENTY; OR, my life. To cap the climax, every insurance office — where I was insured failed. - Nov. 12. —To-day the whole burnt district is under martial law; no passing in or out ‘without a permit. Thousands of people from the surrounding country are thronging our streets to see the ruins and get some . relics of the fire. I engaged a mason at once to rebuild, — and set men at work clearing away the debris. Iam — anxious to have the first building erected on the burnt district. ’ Nov. 18. — Another fire in State Street Block; some — two hundred thousand dollars worth of property de- stroyed. The fire-king seems to reign: I have so — many things on my mind I hardly know what to do first, but I am confidant it will all come out right at — last. Nothing seems safe. How fragile are all things — here below. May God bestow upon me a measure of , grace to endure all that is resting upon me! I have esi but little hopes that my daughter Elizabeth, who is very sick, will recover, and still I do not see as I can + be reconciled to her death, yet I must submit the best I can. It has been ascertained by a clairvoyant that ‘ she has a tumor, and hopes are entertained that it may be removed, if so she may recover. E Jan. 23, 1873. —I have re-let my store on Washing- BS THE LIFE OF DAVID SNOW. 307 ton Street to the old tenants, for eighteen thousand dollars per annum, and taxes; also my new store on. Federal Street, to Sabin & Page, for eight thousand dollars. The indication is, that the city will widen Broad Street, cutting off some fifty feet of my property called Arch Wharf. I was induced to buy Packard’s . Wharf, adjoining, for which I paid fifty thousand dollars. Feb. 8. —Sold my estate on High Street to Henry Flanders, for eighteen dollars per square foot. My object in doing so was, that I had so much land in the burnt district. Still I think I made a mistake. The city seems to- have a fever for widening the streets in the burnt district. They have widened Fed- eral Street, which was formerly forty-five to sixty feet. The city have passed an order to cut off fifty feet from Arch and Packard’s Wharves, and have allowed me for land and damages to buildings, some eighty thousand dollars. I have now gone very rapidly over my life, omitting much that might be of interest to narrate, as I purpose not to elaborate, as it might make the book too large. I have rebuilt nearly all my stores burned in the great fire, which has been a severe tax on my nervous system. Under the new law, buildings have cost some twenty per cent. more than they did before the fire. The large amount of real estate built during the year, is greatly 308 FROM POVERTY TO PLENTY; OR, x in excess of the demand, consequently rents have fallen — and many stores do not find tenants at any price, and real . estate owners must wait until business inereases so as _ to create a demand. I should say one-sixth of the new ; stores on the burnt district are still unoccupied. For- . tunately I succeeded in letting mine, though at a low rate, as I consider it poor policy to allow real estate to — remain unoccupied. After having gone briefly over my eventful life, I feel somewhat like the mariner, after a long voyage, home- _ ward bound, and nearing the port which ends life’s activity,—the old ship having been in storm and sun- — shine, furnace heat and winter’s cold, rigging strained, sails torn and split, the hull weak and leaking. StillI live. Addison says : ‘‘ It should be an indispensable rule _ in life to contract our desires to our present condition, and whatever may be our expectation, to live within the compass of what we actually possess. It will be — time enough to enjoy an estate when it comes into our hands; but if we anticipate our good fortune we shall lose the pleasure of it when it arrives, and may — possibly never possess what we so foolishly counted upon.” Life is not a state of rest, but of incessant toil ; a compound of working powers maintained by one princi- pal, for oneend. To be is better than not to be, though 4 all our life may seem a tragedy. Life is too often neg- — ‘ lected and allowed to lapse into weakness; but trained B and exercised, it will quicken into grandeur. For it is THE LIFE OF DAVID SNOW. 309 better to wear out than rust out, and that I know by an experience of seventy years. The great mistake which too many make in life is to avoid the duties which press upon them while they are aiming to reach the goal. Allow me to say, with a motto nothing short of success : — “T am a wave of life, Stained with my margin’s dust; From the struggle and the strife Of the narrow stream I fly, To the sea’s immensity, To wash from me the slime Of the muddy banks of time.” — Longfellow. CHAPTER XIV. Miscellaneous Writings. THE WEALTH OF THE SEAS. AN ESSAY READ BEFORE THE BOSTON M. E. SOCIAL UNION. OD has stored the ocean, rivers, and lakes of this country with untold riches. The waters are full of life, from the whale down to the smallest animaleul: which can be seen only by the microscope. Gold : silver to the inhabitants of the world have no compari son to its real value; but fish of every kind are us as an article of food, supporting life and giving empleo ment to man. Let us consider the difference betw = 2 the wealth of the mines and the fisheries of this count ye A few years ago, thousands of New Englanders I ‘their home, ‘sweet home,” with all its comforts moral influences, to seek their fortunes in Califo whose streets, it was said, as well as rivers and n tains, were full of the precious metal. They comps = sea and land, endured a six months’ voyage around Ca Horn, all for gold. And what was the result? one succeeded, ten lost their reputation and self respe 310 - THE LIFE OF DAVID SNOW. 311 All, all was gone. They would toil all day in the mines, and at eve, when they should have rested, they spent the time in drinking, fighting, carousing and ~ gambling, returning home, after years of absence, bankrupt in everything dear toman. This reminds me of a story of two brothers in Spain. The younger had the gold fever, and come to America he would. His elder brother, failing to convince him of his folly, came with him, and took along oxen and articles of husbandry. They landed in South America in the spring. The younger went immediately to the gold region. The elder commenced to plow the soil and sow his seed in the work of agriculture. In the fall the younger brother returned with his gold, but nearly famished for want of food. His elder brother, for a time, declined - to give him any thing to eat, as he wised to cure him of his gold fever; but at last, when he saw that his brother must die, he compromised the matter, took all his brother’s gold for a mere mess of pottage, as did Jacob of his brother Esau, of old. The speculation in mining property has cost New England more than all the products of the mines; and some of our clergy have learned this by sad experience. How much it cost them to learn this lesson in a silver mine in Nevada! It is not so with the fisheries. Men leave home and carry with them all their home in- fluences. They do not leave them on the fishing grounds, but return with rich cargoes and the grace of 312 FROM POVERTY TO PLENTY; OR, God in their hearts; a blessing to their neighborhood and to the world. Not so the miner. Our Pilgrim Fathers, when they had landed on these 4 shores in 1620, at once took hooks and lines and went — a fishing. Then these bays and harbors abounded with — fish of every kind, and in great abundance, vita seemingly, for some one to come and take them. The importance of the fisheries to the world has — never been told. This branch of industry and wealth, taken from the ocean, the great body of the people — have not fully appreciated ; neither would your patience — endure any extended remarks on so important a matter. I shall, therefore, confine my remarks to a very brief a synopsis of the subject. I shall speak mainly of the — codfish, mackerel and herring, which have their haunts mostly in New England, and on the shores and bays of British North America; and of the vast wealth derived — therefrom to all the world. Massachusetts very early began to protect the fish- — eries by statute, and an emblem of the codfish was very early hung up in the State House, with the old gun, to remind the legislators that they must not forget from whence their wealth and liberty came. was impeached for high treason; and, among other things, it was charged against him that in defiance of the — * ¥ rr When a British Province, the English Government — took a deep interest in this branch of industry; and in 1717, in the reign of Queen Ann, one of her ministers THE LIFE OF DAVID SNOW. 313 express act of Parliament, he had advised his sovereign that the subjects of France have the liberty of fishing and drying their fish in Newfoundland. Not long after this, the French settled on the Island of Cape Breton, where they built the famous town of Louisburg, at an expense of thirty millions of livres, to protect and en- courage the fisheries. Twenty-five years later, the num- ber of their vessels engaged in fishing, was six hundred, employing twenty-seven thousand men, and producing fish to the annual value of four million five hundred thousand dollars. It is said by Sabine, that more than two hundred pieces of cannon were mounted to defend the town, and such was its strength that it was called the Dunkirk of America. It had numerous terraces and gardens. That such a city rose upon a lone and deso- late island in the infancy of American Colonization, ap- pears incredible, and the only explanation is found in the enthusiasm of the fisheries of that period. In 1745, this stronghold was besieged and captured by a volun- teer force from New England, commanded by Sir Wil- liam Pepperell, the son of a fisherman of the Isle of Shoals. The capture caused great excitement in Eng- land, and Sir William was baroneted for this exploit. To go back and trace this important branch of industry in a comprehensive form, is my present purpose. ' As early as the beginning of the Christian era, we find men engaged in the fisheries. Christ selected his apostles mainly from men of that calling, thereby hon- 27 314 FROM POVERTY TO PLENTY; OR, oring their profession, saying very emphatically to — Peter, that from henceforth he would make him a fisher of men. With them a piece of broiled fish and honey comb was not an unusual repast. I shall omit to speak of the whale and seal fiahail as they are not strictly fish, though immense wealth is derived from that source. $ New Bedford, Nantucket, and other places, owe their wealth to the whale fishing. Sinope, on the Black Sea, 4 and Byantum, were famous for their lucrative fisheries. — The Romans, in the third century, were great con- sumers of fish. The fishermen of the Mediterranean — pursued their prey even to the open sea. E The fisheries of Egypt, which were mainly inland, in 3 the lakes, canals, and on the river Nile, were celebrat- ed for their productiveness. Their consumption was — encouraged by law, and on the ninth day of every month every person was obliged to eat fried fish before — the door of his own house; and the revenue derived — from one of those lakes amounted annually to four mil- lions seven hundred dollars, and was given to the queen — for pin money. i The earliest date of the herring and cod fisheries, was in the seventh and ninth centuries; the mackerel q fishery in the fourteenth century; and such was the interest in the fisheries that in 1702 England declared _ war with France, which lasted till 1713, when at the ~ peace of Repswick the French were not allowed to fish — within thirty leagues of the coast of Nova Scotia. THE LIFE OF DAVID SNOW. 315 Coming down to a later period, we might mention that the product of the English fisheries were immense, and the interest parliament took in them was so great that they gave a bounty of forty pounds to each vessel thus employed between 1795 and 1815. In one year one million two hundred thousand quintals of codfish were taken and cured, and were estimated to be worth twelve millions of dollars. There were employed twen- ty-three thousand six hundred men, who mainly became sailors, from whom were supplied men for the British navy. That nation always considered the fisheries as a nursery for seamen. Being accustomed to living on the rolling billows from their youth up, they were the very class of men who in time of war stood ready to man their ships of war and protect their country’s flag; and therefore the government enacted many laws expressly to aid and encourage the fisheries. Edward Winslow, in his narrative of the true grounds and causes of the first planting of New England from Leyden, relates an interview between King James First and the agent of the Pilgrims who went from Leyden in 1618, to solicit his consent to their going to America. The king asked them what profits might come from it. They answered, “Fishing.” Upon which King James replied, «‘So help me God, as I hope to be saved, ’tis an honest business! It was the apostles’ own calling.” Soon after the Pilgrims had commenced a settlement at Plymouth, they engaged in the fisheries. In 1824 316 FROM POVERTY TO PLENTY; OR, they sent a vessel to England, loaded with fish. In jf 1628 they were selling fish to the Dutch in New Am- sterdam (now New York). In 1670, the profits of the mackerel, bass, cod and herring fisheries were granted to found a free school, which was opened in 1671, and has never been closed to this day. ‘“« Wild are the waves which lash The reefs along St. George’s Bank, Cold on the shore of Labrador The fog lies white and dank. Through storms and waves and blinding mist, Stout are the hearts that man The fishing smacks of Marblehead, The sea boats of Cape Ann.” In 1639, Massachusetts passed an act to encourage the fisheries, by exempting fishing vessels, and all property connected therewith, from taxation for.seven years. In 1700, the exportation of fish from Massachu-— setts to Spain, Portugal and Italy, was over seven hun- dred thousand dollars. In 1775, Marblehead was second only to Boston in population and wealth. About this time the British Government, with a view of starving New England into submission, passed a law to deprive the Colonies of the right of fishing on the banks of Newfoundland, which caused the breaking out of hostilities which nent destroyed the fisheries. In the commencement of the war, Marblehead sent THE LIFE OF DAVID SNOW. alt, one regiment of men to Washington, and so great was . the loss of life at the end of the war, that the records of Marblehead show six hundred widows and one thou- sand fatherless children in a population of less than four thousand. In the war of 1812, Beverly and Sa- lem fitted out fifty-two vessels, with seven hundred and fifty guns and nearly four thousand seamen, who were mostly fishermen, showing the importance in those days, as now, of protecting the fisheries as a nursery ' for seamen. The capture of the fishing grounds from the English was-ever a favorite project; and in the negotiation of the treaty of peace, the right of the Americans to a share in the. fisheries was secured by the firmness of John Adams, who made that right an ultimatum in all the discussions with the British commissioners, that the people of the United States shall continue to enjoy unmolested the right to take fish on the banks of New- foundland, in the Gulf of St: Lawrence, and all other places where they used to fish. In 1789, Congress passed an act granting a bounty of five cents per quin- tal on all exported fish, and imposing a duty of fifty cents on all imported fish. During the war of 1812, _the British cruisers kept our vessels from the fishing grounds, and our fishermen entered the navy. The frigate Constitution was chiefly manned by them. I had a brother on board the ‘‘ Reindeer” privateer, and he, with many other fishermen, was taken prisoner, and spent some time in Dartmouth prison. 318 FROM POVERTY TO PLENTY; OR, ’ My father, previous to this, in the prosecution of his % calling, was lost at sea, on board a vessel loaded with fish, bound from Boston to Havana, and his bones lie among the coral rocks on the Bahama Banks. He left a widow, with three small children to support by — the labor of her hands, I being only three weeks old. At the close of the war, Dartmouth prison discharged over five hundred men, mostly from Marblehead, and the greater part fishermen. Passing over much that might be of interest, for want of time, in 1820 I became an active fisherman ; brought up on Cape Cod, where people knew but little except what pertained to the fisheries, and where the girls were ready and willing to catch, as well as cure the fish. Many a young man found his way there in pursuit of a wife, and no wonder, for then the women were not ashamed to work with their husbands, their hands not having become so tender as now, by the wearing of kid gloves. And what is very singular, I never heard one of these men say but what he made a good bargain. : The amount of wealth taken from the sea is but little understood. A Boston man, who thought himself well posted, said he discovered one firm which sold one hundred and fifty thousand dollars per annum, when there were several which sold from half a million to a million a year. To increase and encourage the fisheries, in 1829 our THE LIFE OF DAVID SNOW. 319 government paid as high as four dollars per ton bounty, which amounted annually to the sum of three hundred and fifty thousand dollars. In 1852, serious troubles took piace between the British and American fisher- men. The English sent a fleet of war ships to the fishing ground, an act which the United States re- garded as illegal, and in return she sent war steam- ers, the ‘‘ Princetown” and ‘‘ Fulton,” to the coast of Nova Scotia, to protect our fishing vessels, but the difficulty was finally settled by a treaty of reci- procity, which is now terminated. In 1858, the total value of exported fish was rising three millions. Of this amount, two hundred and twenty-three thousand dollars was sent to the island of St. Domingo, and one hundred and twenty-nine thou- sand dollars to Cuba. Beside the sea fisheries, we have a valuable shad fishery in the Connecticut, Hudson, Delaware and Potomac rivers, as also in our Jakes, —Erie, Huron, Michigan and Superior,—such as trout, pickerel and white fish. The estimated annual value of these is some six hundred thousand dollars. The fisheries of the Pacific coast, by the acquisition _ of Alaska, are yet in their infancy. Their rivers, bays, inlets and banks are alive with fish of every kind found in the North Atlantic: the whale and walrus, which produce oil and ivory; halibut, cod, mackerel, salmon, herring and bass. es 320 FROM POVERTY TO PLENTY; OR, . These fisheries are said by General Thomas, and — affirmed by other authorities, to be worth twenty mil-— lions annually. For a more detailed account, see **Re- — port of Sabine,” in 1850. Snow & Rich were applied to by the Secretary of State, for information in regard 7 to the value and number of vessels engaged in the fish- — cries. If my memory is correct, there were some . two thousand vessels of one hundred tons each, and two _ hundred thousand men, employed in the fisheries and — on shore, in 1850. The total product of wealth, in- ; cluding the whale fishery, was over thirty million dollars. Snow & Rich’s sales were one and one- fourth to two million dollars annually. Most of the fish to supply the West went by way of New Orleans, but since then the railroads haye become — so numerous, and transportation so cheap, that the — West is now supplied by railroads, and the con- sumption is increased an hundred fold. What twenty-five years ago was thought an impossi- bility, is now an every-day occurrence. A man from the East, in Chicago, or St. Paul, may find on his table - fresh fish, taken afew days before in Boston Bay. The fish trade is immense of which we have no statis- tics. I might amplify on this important branch of New England industry to any extent. Let me allude to a fish called pogie, or menhaden, 3 which swarm our waters on the shores of Maine, from 3 June to October, and which, until within a few years, x THE LIFE OF DAVID SNOW. 321 have not been thought worth catching, except to be spread on land as a fertilizer. ‘There are now eleven establishments in Maine, and some in Rhode Island, for manufacturing oil from these fish. Being invited by Mr. J. G. Nickerson, who was from the Cape, I visited his establishment in Maine, and spent several days at his hospitable mansion. I found he had invested in a wharf, machinery and buildings (including five ves- sels and barges), some fifty thousand dollars, and last year made and marketed thirty-four hundred barrels of oil, some of which he sent to France. It is not unusual to take one thousand barrels of these fish ina single day. I was present at four o’clock one afternoon, when a vessel came in with one hun- dred and ten barrels, which were hoisted by an elevator up three stories, and put into vats, or tubs, of the capa- city of twenty-five barrels each. Steam was let on, and the fish were cooked. Then they were put under a hydraulic press, twenty-horse power, and all the oil and water pressed out, and what remained was cold scraps. In four hours from the time the fish were landed, all the oil was extracted, and the net proceeds, after paying the fishermen sixty dollars for the fish, were one hundred and thirty dollars, besides the scraps. Mr. Nickerson, being a chemist, discovered that what remained after the oil was extracted was strongly impregnated with ammonia, a valuable fertilizer, — though formerly considered worthless. 322 FROM POVERTY TO PLENTY}; OR, What is very singular, the value of these fish was — accidentally discovered by a poor woman. In the sum- — mer these fish come in large schools near the shore; and — with dip-nets she would put off a little from the shore, in a dorey, and take what she wanted. Her object, — mainly, was to cook them for her pigs. She found — that considerable oil rose to the top, some of which she“ took in a large vial and brought it to Boston, and — showed it to an oil dealer, who, after some explanation, fitted her out with some large kettles and seines, and the next year she made several barrels of oil; and so the business increased till some twenty or thirty of her neighbors were thus fitted out, and the business termi- nated in large factories such as I have alluded to. These scraps are valuable to mix with phosphate of 7 lime, for manure. A ready market for it, at twelve to fifteen dollars per ton, can be found. It has been said by those who have practiced it, that the fish used asa fertilizer will produce double their value in vegetables. The ‘oyster fisheries are immense. One hundred sail of vessels, or more, after the fishing season is over, are employed in freighting this bivalve from Virginia to New York, Boston, and other intermediate ports, from October till April. These are sent through all the a New England States. The consumption of fishand their value has never been told. In the city of Londonalone, four hundred and fifty million pounds of fish, and one million three hundred and fifty thousand bushels of THE LIFE OF DAVID SNOW. 323 oysters are consumed annually, which, at a fair valua- tion, exceeds thirty million dollars. In 1869, such was the interest taken by the government in the fisheries, that it employed R. D. Cutts to examine the resources and extent of the fishing grounds in the North Pacific, opened by the treaty of Alaska, as also the markets and fisheries of other nations. After a careful inves- tigation, he presented a report in detail, recommend- ing a call for an international exhibition of the fish- eries. The men who follow this business, as a class, are skillful, hardy and energetic, and have brought the art of catching and curing fish, and the materials and ap- paratus in regard to each department, to such a degree of perfection that they are felt and acknowledged in all the markets of the world. In 1864, seven million two hundred and forty-eight thousand dollars were realized from the cod and mackerel fishery, making a total for home consumption of over fourteen million dollars. If we should include the fresh-water fish, — shad, salmon, white fish, oysters, etc., — millions might be added to this amount. Sabine estimates the interior products ef the fisheries to be eight million dollars. Fish in great abundance, and of every variety, are found all along the extensive and deeply indented coast of Japan. Immense quantities of salmon are taken and cured and distributed. inland, and exported to China. In 1860, ninety-five thousand four hundred 324 FROM POVERTY TO PLENTY; OR, ~ and sixty-two dollars in value were exported from one port to China. The value of Russian fisheries in 1855 _ was eleven million four hundred and ninety thousand — dollars. The British fisheries, in 1862, gave employ-— ment to ninety-seven thousand men; more than one- — third of the seamen who manned the entire merchant marine of the United Kingdom, producing some seven- 3 teen million dollars of wealth. The home consumption — in Italy alone, in the article of sardines, was five million . seven hundred thousand dollars. There is no country — in Europe more famous for its fisheries than Holland. — In allusion to her success in this’ hardy industry, it has_ been said that Amsterdam was built on a foundation of herring bones. The earliest organized fleet for the ecd and herring” — fisheries belonging to Holland, with a population of two and one-half millions, employed four hnndred and ~ fifty thousand men. It was in those days that the fish- eries were looked upon as the right arm of the repub-_ hs lic, when De Ruyter and Van Tromp defeated the fleet of Louis YIV. Her catch in 1865, in value, was over _ three million dollars. ise In Great Britain and Ireland, the average amount _ taken from the sea was about eighty-eight dollars to each person, while in Norway it was three hundredand forty-six dollars ; Belgium, two hundred and sixty-two + dollars ; Nova Scotia, two hundred and forty-three dol- : lars ; Massachusetts, two hundred and fifty dollars. THE LIFE OF DAVID SNOW. 325 In 1872, in the towns of Wellfleet and Provincetown, the product from the fisheries was about two million dollars, equal to nine hundred dollars to each one ’ engaged in the business. Gloucester exceeds this state- ment, showing the importance of this New England branch of our industry. The population of those countries in Kurope and the United States, engaged in the fisheries, is over three hundred and fifty-nine millions, and the product from the sea and. inland fisheries, is over one hundred and fifty million dollars annually. This is only as far as- we can get at it by statistics, leaving out millions that enter into the consumption of which we have no ac- count. There is no one country in the world that produces so'much from the sea as the Norwegian. With a pop- ulation of one million seven hundred thousand, they took from the sea in 1865, over thirteen million dollars of wealth, while the United States, with a population of thirty-eight millions in 1869, produced but nine million dollars. The importation into Russia, Austria, Belgium, Italy, Portugal and Spain is annually some seventeen million dollars, independent of their own catch. The present position of the United States would warrant such an international convention as was suggested by D. R. Cutts. Great Britain, and other nations engaged in the fisheries, would, without doubt, respond, as there - 28 ~ 3826 FROM POVERTY TO PLENTY; OR, are thousands of men who have thronged our sea-coast in pursuit of the fisheries, which in product and wealth have proved so great a blessing to the world. The fishmongers of London came into notice in 1209, and were incorporated by letters patent, and acted under authority which gave them power to make by-laws. Their great wealth was seen in 1298, in meeting King Edward I., on his return from Scotland, with a splendid pageantry. He soon after removed the restriction placed upon them by his father, and restored the fishmongers to their former liberty. They were incorporated in the reign of Richard I., and had elected, from time to time, over sixty of their number as lord mayors of London, which included several merchants of eminence. Sir William Walworth was one of them. He was elected the second time, partly for his bravery in killing Wat. Tyler, that notorious rebel who was marching on London at the head of. thirty thousand men like himself. Eels appear to have been a great luxury among the nobility and monasteries. A pie made of lamprey eels gave a fatal surfeit to Henry I. In the reign of Queen Mary, additional rights were granted the fishmongers of London, among which was the right, in perpetuity, of electing their own wardens to oversee and govern the community, and to have a common seal for the use and service of said company forever; and said commu- nity were allowed to implead and be impleaded before q | =F ==) THE LIFE OF DAVID SNOW. 327 any court or judge, in whatever action, in the city of London, their interest might require. One of their by-laws was that no one should suffer his wife or servant to stand and sell fish, unless in the absence of the owner of the stall; and all fish dealers were to wear a gown or livery. Refusing to comply with these rules subjected them to a fine of forty shil- lings. In 1426, on the festival of St. Peter, they were to to go in a new livery to the church, and hear solemn mass, and offer what their devotions prompted. I will mention the ancient mayoralty pageant at the inaugura- tion of John Lemain, one of their number, in 1616 and 1617. In this inauguration there is afforded a complete idea of the style of this company’s exhibition on similar occasions. It runs as follows : — The Golding fishery, or the honor of fishmongers appertaining to the advancement of John Lemain to the dignity Lord Mayor of London, taking his oath at Westminster, on Tuesday, the 29th of October, 1616, performed in hearty love to him, and at charges of worthy brethren, the ancient and right worshipful company of fishmongers. This company maintained no less than three priests or chaplains. A full life statue of Sir William Walworth, one of their number, stands in their building called the Fishmongers’ Hall, the in- terior of which is very splendid, excelling for delight-- fulness of situation, elegance of style, finish and con- 328 FROM POVERTY TO PLENTY; OR, s venience, all other companies’ halls in London. The managers distributed annually, for charitable purposes, eight hundred pounds, to educate the poor children of their own members, and this trait seemed to have fol- lowed those who emigrated to this country. The Methodist church to-day is indebted to one of its members for its princely endowment for educational purposes. He was strictly.a Boston fishmonger, and all his wealth came from the sea,—a branch of New England industry. He was a very poor boy, of poor parents, from one of our fishing towns on the Cape. He came to Boston, destitute of education; so much so that in after life he was dependent upon others to write his letters. In his youth he might have been seen promenading our streets, crying at the top of his voice, ** Here’s cod and haddock; who'll buy?” And in the evening, un- til eleven and twelve o’clock, crying, ‘* Here’s oysters for sale!” And at times he might have been seen with a wheelbarrow loaded with the bivalve, a strap around his shoulders, at early dawn (when many others who are now reaping the benefit of his toil would have been sleeping), on his way to Brighton. ; I hope, therefore, that the trustees of Boston College, in remembrance of the donor, will have a codfish, or mackerel, or both, suspended in some one of its halls, that posterity may know, whenever they shall look upon these emblems of the donor’s wealth, that it came from THE LIFE OF DAVID SNOW. 329 the sea, and has done much for the education of the poor. In every country where the fisheries have been pros- — ecuted, they have been successful nurseries of discoy- eries, commerce, civilization and human progress. This industry has infused into youthful breasts heroic achievements. The page of history is spangled with valorous deeds of the fishermen. The apostles, who abandoned their nets to share the toils and companion- ship of Jesus, were nurtured in the fishing craft. Suc- “cessful fisheries were prosecuted on Lake Tiberias, Bethsaida and Capernaum, which provided a certain competency; and the families of fishermen form a pleasant and peaceful society through all the lake re- gion, with something of refinement. Jesus there found his real home. He installed himself among them as one of them, and Capernaum became his own city; and in the midst of this little circle who adored him, he forgot the derision that the Jews were heaping upon him. The effort of our day to re-stock our principal lakes and rivers with fish for food, has met with gratifying success. A reckless disregard of acknowledged laws in the taking of fish, has almost depopulated some of our chief lakes and rivers. The re-stocking of the water-courses of our country will hereafter become great distributors in supplying fish for our country. Shad have been placed in the head waters of the Miss- . 330 FROM POVERTY TO PLENTY; OR, issippi, in the Lakes, at Denver, in the Alleghany, and in the White River of Indiana; and salmon hayes been placed in the Susquehanna and its tributaries, — and some have even proposed to stock Salt Lake with % x ©. ee eae! sea fish and oysters, which, if successful, would make — 1 it a centre for supplying salt-water fish for the great West. The usefulness of this operation cannot be over- estimated, as the importance of re-stocking the lakes and rivers, as above, with fish, will be duly appreciated. _ Fish breeding has been continued, and is now in sue- ~ cessful operation in North Andover and other places; and it is said the an amount of water well stocked with spawn, will produce more food for man than the same amount of land under cultivation. I have only time to glance at the morals and habits of fishermen, — none the worse for their employment. They bring home that which is a benefit and blessing to the world. If history be true, it is quite the reverse with miners. Ordinarily, dissipation, gambling, fight- ing and idleness follow in their train, and many who have left their families in destitute circumstances, have never returned, : But when our Pilgrim Fathers started from Old Eng- land, nearly three hundred years ago, almost as soon as they cast anchor, they commenced the employment of fishing. A hardier set of noble men never lived; and on board the ‘* Mayflower” was framed our consti- THE LIFE OF DAVID SNOW. 331 tution of freedom, to which the world is so much indebted to-day. The bays and harbors then, as now, abounded with fish of every kind. When fish culture was discussed, a few years ago, it seemed a wild and impracticable notion. So little was known of the habits of fish, the element in which they lived was so unfavorable, that no one imagined the day would ever come when. the raising of fish would be the best of all processes by which food could be procured. 1f we could go back to early days when it was first proposed to domes- ticate wild fowls, we should find men who laughed at the idea of gathering wild birds from the woods, and coaxing them to make nests and lay their eggs for household purposes. In like manner it seemed a erazy project to breed oysters, on new ground where they might grow and fatten; to have an oyster farm under water where they might lay their eggs and rear ~ as many oysters as the owner might plan for. All this seemed very unlikely to be accomplished, yet in large cities the supply is mostly domestic oysters. By securing fish when they ascend the rivers to spawn, and by a gentle pressure let their eggs be taken from them, millions in this way can be secured for hatching. The quantity of eggs which large fish lay is almost incredible. The hatching requires no special care. Wooden troughs, arranged so that pure water flows through them constantly, receive the eggs, and 332 FROM POVERTY TO PLENTY; OR, the fish soon come forth, and at due age you can scoop them out and put them in suitable boxes, and carry them wherever you please, to stock the lakes, ponds and rivers. By this new branch of industry, we shall soon see our old rivers again teeming with salmon ; and within a few years salmon may become as plenty as of yore, when it was customary for apprentices to be fed on salmon three times a week. The white-fish of our western lakes, which hold a place among our most delicious fish, are well nigh exterminated from our lakes by the wasteful method of taking them. But by the new art of propagation, the western waters may be kept full, and other lakes may have them introduced. Ancient Greece enjoyed eating and drinking, but white-fish are never mentioned among their articles of food. Had Jupiter ever eaten a fat white-fish, broiled, for his breakfast, we should have heard less of ambrosia, and more of the flavor of fish. Salmon are as good as Spanish mackerel, but the white-fish surpasses them all. Some praise pick- erel, and they are good, but like some good people, a ‘7 ; little dry and flavorless. It is said that there is more ~ flavor in catching trout than in eating them. Shad is much boasted of, and such is the Puritan influence of good old Connecticut, that the very fish in her rivers were exalted to new virtues, though it may have been the primal cause of bones. It is said that no paper of — pins contains half as many pins as the shad has bones. THE LIFE OF DAVID SNOW. 333 It is said that Seth Green, of Rochester, N.Y., is now making a fish breeding tour along the rivers and bays of the Atlantic coast, laying in millions of little fish to be distributed in all the streams that seek the sea, and. every year we expect to see more pilgrims from the deep than ever swarmed toward Mecca. But there is work for the public to perform which will benefit the nations. Fish must be protected by stringent laws, as those- which regulate the hunting of wild game. Thoughtless or avaricious fishermen can so obstruct the mouths of rivers with nets, that few fish can reach the spawning ground, and thus, in a few years, empty our rivers. There ought to be two full days in which no fish shall be taken. This will give time for enough fish to pass to secure an ample stock to take the place of their fathers. Our inland fisheries are becoming every year more ~ valuable. They add much to our wealth as a people, and it may be said that every fish comes with a piece of money in his mouth; and to neglect to protect our fisheries is like destroying the seed-wheat, or killing the goose that laid the golden egg. 334 FROM POVERTY TO PLENTY; OR, - A SPEECH DELIVERED AT THE OPENING OF THE WELLFLEET RAILROAD. Mr. CHArRMAN : I am happy to see this day, and this company, on this occasion, and the completion of this noble enterprise. There can be no true heart of Cape-Cod origin that does not feel his heart throb quicker and beat harder at the — consummation of this grand enterprise. We count and claim that Wellfleet and Eastham were first and fore- most to break ground in this noble work. To you, then, the honors of this day belong. We are here, my friends, to celebrate with you the completion of the Cape Cod Railroad to Wellfleet. It is pleasant to see here to-day acquaintances formed years gone by, the reminiscences of which call vividly to mind the scenes that were then passing. Cape Cod has always been noted for its moral and religious character. Our Pilgrim Fathers came here especially to plant a church (not to make money) ; and most signally did they succeed. I stood the other day, for the first time in my life, on that very rock where our Pilgrim Fathers landed on that twenty-seeond day of December, 1620. Hallowed associations came over me; and I blessed God that I, the son of a Pilgrim, lived to see this day, and for what they suffered, — to plant on these western wilds freedom of conscience. THE LIFE OF DAVID SNOW. 335 Forty years ago, if one had said or prophesied, that, within that time, a railroad would be built from Boston to Wellfleet, he would have been thought a proper sub- ject for an insane asylum. When the question of building a railroad from Boston to Lowell was mooted, the question was agitated, if built, would it pay? One _Ian, more sanguine than the rest, said he expected to live.to see the day that there would be a railroad from Boston to California, and the whales brought from the Pacific to Boston, and tried out in State Street. Some of us have lived to see the railroad built, but not the whale: that is to come. This remark created quite a laugh, mixed with not a little incredulity. Such is pro- gress. But to build a railroad to Wellfleet never en- tered the brain of the most sanguine. But 1870 opens up a new era for Cape Cod: and, as evidence that it is not fiction altogether, we have actually rode from Bos- ton to Wellfleet to-day !—not in the old coach-and- four, over sandy or clayed roads, but on iron rails, and drawn by a horse not flesh and blood, but iron and steel; and, only give him fire and water, there is no telling what such a horse can do. We, the sons of the Cape, most of us, congratulate the towns of Wellfleet and Eastham, the home of our Pilgrim Fathers, on the success of this noble enter- _ prise. When it was brought to my notice, in the cars at Yarmouth, I said, ‘*‘ Yes, build it; and I will take stock in it:” which I did, and paid for it. And that is 336 FROM POVERTY TO PLENTY; OR, what built the road. I was not quite sure it would pay, having invested in other branches of .the road. But I wanted this road built, pay or no pay; and built it is, and to-day have had ocular demonstration of the fact. Cape Cod, all below Yarmouth, was first settled by such men as Thomas Prince, John Doane, Nicholas Snow, Josiah Cook, Richard Higgins, Edward Bangs, John Smalley, — called the seven proprietors of Nausett (now Eastham). We might, with propriety, call them the elect of God; for, if history is true, they were as noble a band as ever trod the American soil. One of them very soon became governor of Plymouth Colony. As evidence of their faith in God, very soon after they settled here, they built a meeting-house, twenty feet square, with a thatched roof, and holes on all sides, through which they might fire their muskets, if dis- turbed in their worship by the Indians. Our fathers, mainly on the Cape, followed the sea, — were mostly fishermen; and their wives and daughters were not ashamed to lend a hand in curing the fish they caught. The sea has been the graveyard of many of our dearest friends: it robbed me of a father when an infant ; and his bones lie to-day among the coral rocks on the Bahama Banks, with only seaweed for a wind- ing-sheet. Cape Cod has produced some of the greatest men that ever lived, — governors, lieutenant-governors, “THE LIFE OF DAVID SNOW. 337 judges, lawyers, congressmen, and master-mariners, who, by their assiduity and faithfulness, have become prominent merchants all over the land. I might name several in Boston. Some of the best blood that ever flowed in man flowed in our Pilgrim Fathers, and flows to-day in their sons and daughters. Such men can build a railroad, navigate a ship, or anything else, if it will only pay.* Many of the sons of the Cape commenced life low down, financially speaking. A poor boy from Wellfleet, who had felt pinching poverty, —his mother a widow, — came to Boston in his teens. He commenced to peddle oysters at the North End. In the evening, he might have been seen on the street, at ten to twelve o’clock at night, with a bag of oysters on his back, erying ‘‘ Oysters!” at the top of his voice ; standing at a table, at the corner of the. street, in the daytime, plying his business; from thence, to the old hulks, in town docks, peddling cod- fish: but, by industry and perseverance, fortune smiled on his efforts. Poverty could not keep him down; and to-day he owns and occupies a magnificent mansion on Beacon Street; near which, many a time, forty years ‘ago, he might have been seen with his wheelbarrow of oysters, with a strap round his shoulders, on his way * JT have no doubt but this branch of the road will pay, as it is terminated in the centre of a live Yankee people, who know how to make money and how to invest it to make it pay. 29 338 FROM POVERTY TO PLENTY; OR, to Brighton, and back the same day, and, at the next morning, at three o’clock, to get in his stock of fish to supply his stand for the day. I will not say how much he is worth; but report says enough, no doubt, with prudence, to make him comfortable in his old age. Others might be mentioned of similar character, who have returned to the Cape to spend a green old age; but time will not permit me to specify. The first money I ever had was made by digging clams for bait. I rolled a molasses hogshead one mile to a cooper, who made me two barrels, and carried them a mile on my back, to the clam-house. One whole winter was spent in this way, with cold fingers and wet feet, which I re- member to this day; and the net product of it all was ten dollars: and it may be even so with many I see be- fore me. Mr. President, I see before and around me indica- tions of thrift such as I see but in few other places, — your splendid buildings, your increasing population, your spirit of enterprise, your indomitable will to make the place of your birth worthy her sons; and to-day ~ your old acquaintances from all parts of the old Bay State have come to rejoice with you, and to bid you God-speed, and that you will yet, with your railroad, make this old Cape ‘