BOUGHT WITH THE INCOME OF THE FISKE ENDOWMENT FUND THE BEQUEST OF LIBRARIAN OF THE UNIVERSITY 1868-1883 1905 ^■^-^M..x.!i&..\ iL.t.l:i^4.(^ 93' 16 The date shows^when this volume was taken. To rene\» this book copy the call No. and give to the liDrariau. HOME USE RULES. All Books subject to Rncall All books must be returned at end of col- lege year for inspec- tion and repairs. Students, must r^- ;,turn all books before ■ 'leaving; town. Officers should arrange for the return of > books wanted during their ' _^,bsence from town. ■^ ' Books needed by' more thaii one person arfe held on the reserve list. ,^ " ■ : Volumes of periodi- cals and of pamphlets are held in the library - . as much as possible. For special purpbses they are given out for/ ,a liniited time. Borrowers should not use their library privileges for the bene- fit pi other persons. Books or special, value and gift books, when the giver wishes it, are not allowed to circulate. ,^ Readers are asked to report all cases of books inarked or muti- lated. Do not deface books b y marks and writing. HG8758 !h18" """^'^">' "-'""^ '^llTHm'illllllllliiiiin liSffi?"''^ companies tr olin 3 1924 032 540 886 Cornell University Library The original of tliis book is in tine Cornell University Library. There are no known copyright restrictions in the United States on the use of the text. http://www.archive.org/details/cu31924032540886 His DIRECTORY III 1 IlillAIOl OoiPiilli TRANSACTING BUSINESS triTITED STATES, GREAT BRITAIIT, eB»HAWW« AND OTHER COUNTRIES; SHOWING THE BUSINESS TRANSACTED EACH TEAlt SINCE OEGANIZATION, IN- COME, EXPENDITOEES, ASSETS, LIABILITIES, ETC., TO JAN. 1, 1871 1 TOGETHER WITH VALUABLE INFORMATION NOT TO BE FOUND IN ANT OTHER PUBLICATION. COMPILED FROM OFFICIAL AND OTHER SOURCES, BT WILLIAM E. HALLBNBECK. [efa ©Olfe : Wynkoop & Hallenbeck, Printers and Publishers, y 113 Fulton Street. 1871. E.V. ^h /'->/ ^ Entebed aocording to Act of Congress, in the year 1871, by Wynkoop & Hallenteok, In the OSlce of the Librarian of Congresa at Washin^on. PREFACE.. We beg leave to submit to the Insurance public our " Directory" of Life Insurance Companies transacting business throughout the principal countries of the world, showing the progress of their business since organization, and their standing at the beginning of the present year. A comparison of the business of 1870, of over one hundred and fifty Companies, with that of 1869, shows a decrease both in the number of policies issued and in the amount insured, as will be seea from the following Table : 1869. COUNTEIES. i No. Polio's ilasm'd. United States. G-reat Britain. Germany, &c. 181,683 50,086 95,696 Amount ' Insured. $485,485,838 £24,158,687 Th. 81,856,206 Polic's Issu'd. 179,746 45,328 66,516 Amount Insured. Ho. Polio's Issu'd. $406,209,756 1,937 «20,252,467 4,758 Th. 59,944,595 29,180 Amount Inaared. $79,276,082 £3,906,220 Th. 21,911,611 The failure of several prominent American and English Com- panies, and the late war between France and Germany, undoubtedly had a depressing tiffeot upon the busiQess. The following Table shows approximately the present condition of the Life Insurance Business : ASSETS, JAN. 1, 1871. Capital Other Assets . Total. tTnlted States and Canada, 17,300,236 283,316,000 Gr. Brit., Aust'lia, &c. 7,701,683 85,380,413 93,082,036: G-erma'y, &e. Th. 6,789,786 .54,176,264 50,966,050 Totals in TT. S. Cnrrency. 66,141,863 807,286,399 873,408,262 LIABILITIES. Net Value Pol. in force. . Other Liabilities, exclu- sive of Capital 231,316,714 11,913,000 40,768,183 5,084,030 48,740,475 2,176,518 499,886,149 42,812,743 Total 243,229,714 45,846,212 50,916,987 Surplus 330,709,370 IKCOME DITEING 1870. Premium Heeeipts. Other Beoeipts Total . 107,594,630 9,245,758 116,840,388 8,666,177 16,513,263 3,093,7801 1,878,505 11,7.59,957,18,391,768 170,317,592 27,778,922 198,096,514 BSPEHDITUEES. Death Claims and En- 31,040,657 9,049,567 16,988,319 20,908,212 6,704,683 351,756 232,162 1,955,995 6,532,109 74,907 795,840 3,780,222 74,075,479 11,085,090 18,951,395 34,918,928 Policy Claims and Snr- Divid's to Policy-holders. All other Expenditures.. Total.-.. 77,986,7.55 9,244,596 11,183,078 Surplus 59,065,622 The total payments made on Death Claims and Endowments amount, in the aggregate, to a sum exceeding ,|879,400,000. From the returns of 209 Companies, we find that the total num- ber of policies in force is' 2,497,469, and the amount insured is considerably over $4,250,000,000. In the statements pontained in the following pages, we have endeavored to do justice to every Company. As far as possible we have given the oiRoial returns ; when these could not be obtained, the information has been accepted as furnished by the Companies ; and when not procurable from either of those sources, the data has been carefully collected elsewhere. In conclusion, we would express our thanks to those who have in any way facilitated our labors in compiling this work. LIFE mis TRANSACTING BUSINESS UNITED STATES, mmk mi iisiiAiei ca, 228 Main Street, Hartford, Conn. CASH CAPITAX, J102,864. CHAETBE PEEPBTTJAL. Incorporated as the iEtna Insurance Co. June 15, 1819. Authorized to issue Life Policies. May 26,1820. First Life Policy issued in 1860. The Stockholders of the Life Branch incor- porated as the .^tna Life Insurance Co., May 28, 1863. E. L. BULELE7, President. AUSTIM DUNHAM, 7iC8-Pr6sitot. T. 0. ENDEES, Secretary. H. W. ST. JOHK, Actuary. J^umher of policies Issued each year since ^S&f. No. Policies Issued. Amount Insured. Net YaJue Pol. in force. Act. Exp. 4 1. Gross Paid. Divid'ds Paid. 1861 186-3 1863 1864 1865 1866 1867 1868 1869 1870 589 760 1,722 4,357 8,809 14,034 15,251 13,337 11.317 11,277 $21,562,076 40,648,833 44,876,872 38,891,486 26,541,492 21,705,474 ^1,547,238 3,168,100 5,281,000 7,330,000 10,860,808 13,222,306 $281,264 310,493 431,236 881,579 1,969,606 4,312,434 7,450,212 10,415,300 13,235,691 15,120,686 $91,476 382,284 499,954 828,088 1,059,850 1,244,379 $39,943 91,468 174,815 408,620 862,233 1,667,127 Policies in force Jan. 1, 1871 . . . .45,679. Amount Insured $105,775,904 ASSETS, JAN. 1, 1871. Capital $102,864 Other Assets 15,017,822 $15,120,686 LIABILITIES. Net Value Pol. in force. Actuaries Experience 4 ^..$13,222,306 Other LiabiUties, exclusive of Capital 205,728 $13,428,034 Surplus $1,692,652 INCOME DUEING- 1870. Premium Eeceipts $5,225,185 Other " 975,884 $6,201,069 EXPENDITUEES. Death Claims and Endowments $1,240,1.59 Policy Claims and Surrenders 649,891 Divitlends to Policy-holders 1,667,127 Allother Expenditures 701,912 $4,259,089 Surplus $1,941,980 Total Losses Paid $4,580,041. Average Am't of Pol. in force. - .$2,315 The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually after second annual premium, on aU Policies on "Cash" Plan, and after third annual premium oh Policies on " Note " Plan. The Net Premi'ms. are calculated on the " Carlisle " Table, interest at 5 per cent. ; and "Actuaries " Table, interest at 4 per cent. SIOO.OOO is deposited with the State Treas. of Connecticut, $30,000 in Vii-ginia, $20,000 in Tenn. and $140,000 with the Minister of Finance of Canada, for benefit of policy- holders. The largest amount of insurance cariied on any one life is $10,000. The risks of the "Equitable Life" and "North America" Life, both of Philadelphia, were reinsured in this Company in 1853. WYNKOOP & HALLENBECK'S 4Uimi i@li Mfi 34 St. Francis Street, Mobile, Ala. INOORPOEATED, 1868. TmST POLIC¥ ISSUED OoT. 1, 1868. CAPITAL, $200,000 gold. CHAEXBE PEEPETtTAI,. 0. E. THAMES, Pres't. T. N. FOWLBE, Sec'y. 0. W. BUTT, Vicc-Pres't. JVumber of ^oUcies Xssued each year since Organization. Teai\ 1869 1870 S"o. Policies ilssued. 57 738 Amoimt Insured. '$358,500 1,521,500 Net Value Pol. in force Exp. %. 1,000 Gross $331,235 Paid. $2,500 DiTid'ds Paid. Policies in force Jan. 1, 1870 790. Amount Insured $1,808,500 ASSETS, JAU". 1, 1870. Capital $200,00ff Other Assets 131,235 LIABILITIES. $331,235 IsTet Value Policies in force, Estimated. Other Liabilities exclusiYC of Capital. . . $40,000 ■ $40,000 Surplus $291,235 INCOME DTIEING 1869. Premium Eeceipts $115 554 Other " ;.;.; g'739 EXPENDITUEES. Death Claims and Endowments $2 500 Policy Claims and Surrenders "' DlTidends to Policy-holders All other Expenditures "'/.". $25 859 $124,293 $28,359 Surplus $95,934 TotalLoBses Paid $2,500. Average Am't of Pol. in force... $2,289 The business of this Company is conducted on the "Mixed " Plan. Pre- miums and Policies payable in Gold, or its oq^uivalent in Currency. v/ LIFE INSURANCE DIRECTORY. S. E. cor. 4th & "Walnut Sts., Phila., Pa. CASH CAPITAL, $500,000. CHAETBE PEBPETUAL. INCOKPOKATED APBIL 9, 1850. PlRST POLICY ISSUED OCT. 8, 1850. 6E0. W. HILL, rreaiSent. SEO. NtraSNT, rice-Prosident. JOHN 2. WILSON, Secretary. JOHN 0. SIMS, Actusrj. JVumber of Policies Issued each year since iSGS. Year. No. Policiea Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4J t Gross Assets. Losses Paid. DiFJd'ds P»ld. 1868 1869 1870 2881 3189 3210 $7,277,582 7,676,.532 7,721,531 $1,406,520* 1,649,348 2,314,562 12,325,492 2,853,567 3,262,714 g271,481 322,093 376,155 $122,964 170,055 211,346 * Carlisle Table, 4 per cent. Policies in force Jan. 1, 1871, 13,047. Amount Insured $30,910,522 ASSETS, JAN. 1, 1871. Capital $500,000 Oilier Assets _ 2,762,714 $3,262,714 LIABILITIES. Net Value Pol. in force, American Experience i\% $2,314,562 Other Liabilities, exclusive of Capital 287,931 Sni'plus. !,602,493 1660,221 INCOME nrrnrNG i87o. Premium Eeceipts $1,127,139 Other " 192,221 EXPENDITURES. Death Claims and Endowments |376,155 Policy Claims and Surrenders 24,024 Dividends to Policy-holders 211,345 All other Expenditures 242,576 -$1,319,360 $854,100 Surplus $465,260 Total Losses Paid $1,350,142. Average Am't of Pol, in force... $2,368 The business of this Company is conducted on the " Mixed " Plan. Divi- dends are based upon surplus and interest, and paid annually at anniversary of policy. The Net Premiums are based on the " American Experience " Table, with interest at 4^ per cent. The largest amount of insurance carried on any one life is $20,000. $100,000 is deposited with the Auditor General of Penn. for benefit of policy-holders. WYKKOOP & nALLENBBOK'S Adelphi Building, New Haven, Conn. Incokpoeated Mat, 1847. First Policy Issued JTotember, 1847. CHAETEE PEEPETUAL. BEHJ. F. M07ES, President. E. P. LrON, Secretary. JVum&er of ^oHcies Issued since Organization, Year. So. Policies Issued. Amount lusured. Net Value Pol. in force. Am. Exp. 5 % Gross Assets. Losses Paid. DlTld'ds Paid. 1847 to 1861 6875 $7,500,000 $350,000 $550,000 $1,350,000 $175,000 Policies ill force Jan. 1, 1871 1,500. Amount Insured §3,000,000 ASSETS, JAl-r. 1, 1871. Capital Other Assets '.'.'. '.'.SsVoioO LIABILITIES. Net Yalue Pol. in force, American Expectation, 5 ^ $350,000 Other Liabilities exclusiTe of Capital 50,000 $550,000 ^400,000 Surplus $150,000 INCOME DUUING 1870. Premium Receipts. Other EXPENDITURES. Death Claims and Endowments Policy Claims and Surrenders Dividends to Policy-holders All other Expenditures Surplus Total Losses Paid $1,250,000. Average Am't of Pol. in force $1,333 The bueinegfl of thi.s Company is conducted on lino "Purely Mutual" Plan. Divid'ds declared triannually, and payable at death or discounted at present value. The Jlct Premiums are calculated on " Carlialo " Tabic, with Intoroat at 4 per cent. The largest amount insured on any one Hfo Ih tfiCOnO. New bus-inoss Is not at present solicited. $100,000 la deposited with the Insurance Dopttrtmeiit of Conn, for boueflt of policy holders. The Company also receives deposits of money which forms its chief bUHinesa, The President of the Company is the Superintendent of the Insurance Department of Conn. ^ i LIFE INSUKANCB DIEEOTOKT. lili|ivy|rip|ffi?j»|i OF THE CITY OF NEW YORK. No. 102 Broadway, New York. IMOOEPOKATED APEIL 14, 1867. I'lRST POLICY ISSDED JAN. 14, 1868. CASH CAPITAL, $125,000. CHAETBE PERPETUAL. W. 1. LUDLOW, President. HENEY SMYDEE, Secretary. JVumbet' of Policies Issued each year since Orffanizaiion, 1868 1869 1870 So. Policies Issued. 541 1165 893 Amount Insured. l^et Value Pol. in force. Am. Ex. 4i ? 11,314,500 2,266,4.50 1,841,857 $24,604 84,012 92,477 $172,799 236,739 272,665 Losses Paid. $2,000 15,000 Divid'ds Paid. Policies in force Jan. 1, 1871 1,371. Amount Insured $2,779,158 ASSETS, JAN. 1, 1871. Capital $125,000 Other Assets 147,665 LIABILITIES. Net Value Pol. in force, American Experience, 4^ ^ 192,477 Other Liabilities exclusive of Capital 19,968 $272,665 $112,445 Surplus $160,220 INCOME DTTRING 1870. Premium Eeceipts $90,032 Other " 5,333 EXPENDITURES. Death Claims and Endowments $15,000 Policy Claims and Sm-renders Dividends to Policy-holders All other Expenditures 45,933 $95,365 $60,933 Surplus $34,432 Total Losses Paid $17,000. Average Am'tof Pol. inforoe $2,027 The business of this Company is conducted on the " Mixed " Plan. Dividends are paid an- nually on all policies two years in force. Surplus is divided among the assured on the " Con- tribution " Plan. The Net Premiums are based upon the " American E.^perience " Table, with interest at 4 per cent. $125,000 is deposited with the Insurance Department of New- York, for benefit of policy-holders. The largest amount insured on any one life is $5,000. Subscriptions to the "Tontine Fund" are received by this Company. The Risks of this Company were transferred to the Empire Mutual Life Insurance Co. of New York, since the above statement was prepared. WYNKOOP & HALLBNBECK S / 419 and 431 Broadway, New York. iNCOliPOEATED MAY 26, 1866. PlKST POLICY ISSUED JUNE 14, 1866. CASH CAPITAl, tlO0,00O. CHAKXEE PEEPBTTJAX. T. S. LAMBEET, U. D., Pres't. A. EEID, Act'?. P. SHONHAED, Sec'y. JVumber of IPolicies Xssued each year since Organization . No, Year. Policies Issued. 1866 444 1867 1,584 1868 1,646 1869 1,153 1870 808 Amount Insured. $1,166,700 4,360,213 4,133,380 2,601,715 1,882,058 l^et Value Pol. in force. Am. Ex. 4J f $35,603* 69,516* 130,377 174,635 291,376 Gross Assets. $149,677 220,186 273,334 312,318 355,501 Paid. $4,104 28,424 30,100 38,506 Divid'ds Paid. *EiigIish Life No. 3, 6 per cent. PoIiolcB in force Jan. 1, 1871 2,803. Amount Insured $6,.529,318 ASSETS, JAM'. 1, 1871. Capital ■ $100,000 Other Assets 263,132 $363,132 LIABILITIES. !Net Yalue Pol. in force, American Experience, 4^ ^ $291,276 Other Liabilities exclusive of Capital 5,055 $296,331 Surplus $66,801 INCOME DUELNG 1870. Premium Eeceipts $179,794 Other " 9,J00 EXPENDITtTEES. Death Claims and Endowments $35,508 Policy Claims and Surrenders 1,830 Dividends to Policy-holders All other Expenditures 134,603 $188,894 $161,941 Surplus $36,953 Total Losses Paid $101,136. Average Am't of Pol. in force $3,329 The business of this Company Is oonducfod on the "Proprietary" Plan. Dividends paid ■when preminms witll interest equai tile amount of insurance. The largest amount of in- surance carried on any one life is #iO,0(K). $100,000 is deposited with the insurance Depart- ment of Now Yorlt, for hcnodt of ijoiley-liolders. The Not Premiums are calculated on the " Englisil" Table, No. 3, with interest at 5 per cent. LIFE INSURANCB DIEECTOEY. T 4m|§iMi Mitii! Lift liiiiai®© 0®. 516 Broadway, New York. INCOEPOKATED OCTOBEB 16, 1868. FlRST POLICY ISSUED MAECH 17, 1869. CASH CAPITAL $130,000. CHAETEE PEEPETTJAL. E. D. EENDiLL, Pres't. J. T. 2. HABDEH, Soo'y. Z. DEDEEIOK, V.-Pres't. JVumber o f Policies Issued eae?i year since Organization , Year. No. Policies Issued. Amount Insured. Net Talue Pol. in force. Am. Ex. 44 % Gross Assets. Losses Paid. DiTid'ds Paid. 1869 1870 1069 895 $2,179,950 1,574,359 $69,983 102,892 $204,174 228,147 "$6'666' Policies in force January 1, 1871 1,110. Amount Insured $2,069,859' ASSETS, JAN. 1, 1871. Capital $130,000 Other Assets 98,147 $228,147 LIABILITIES. Net Yalue Pol. in force, American Experience \\i> $102,892 Other Liabilities exclusive of Capital 25,884 ■ $128,776 Surplus $99,371 INCOME DUEING 1870. Premium Eeceipts $166,637 Other " 8,336 BXPENDITUEES. Death Claims and Endowments $6,000 Policy Claims and Surrenders 7,842 Dividends to Policy-holders All other Expenditures 73,891 $174,973 $87,733 Surplus $87,240 Total Losses Paid $6,000. Average Am't of Pol. in force $1,882 The business of this Company is conducted on the " Mixed " Plan. No dividends have yet been paid. The Net Premiums are calculated on the "American Experience" Table, with interest at 4 per cent. $100,000 is deposited with the Insurance Department of New York, for the beneiit of policy-holders. 10 WYNKOOP & HALLENBECK'S 7 I.1F1 IISUMIBE CO. OF JERSEY CITY, N. J. Principal Office, No. 178 Broadway, N. Y. CASH CAPITAX, $100,000. CHAETEE PERPETUAL. Incorporated February l.*!, 1866, as the U. S. Casualty Co., aa a purely accident company. Its name was changed April, 18ft8, to U. S. Mutual Life and Casualty Ins. Co. First Life jolicy issued June I, 1868. Its name was again changed February 17, 1869, to Anchor Life Insurance Co. Accident business abandoned March 1, 1869, E. 0. FISHER, Prss't. E. T. 3. HIOES, Ass't Sec'y. JAUES GOPSELL, Vice-Pres't. JVum&er o f policies Issued each yea?' since Organization . Year. ■Ea. Policies Issued. 313 1,352 3,128 Amount Insured, Ket Value Pol. in force. Am. Ex. 4J^ Gross Assets. Losses Paid. Divid'ds Paid. 1868 1869 1870 $823,400 2,915,260 7,156,195 $39,343 116,761 232,206 $168,778 216,762 329,145 . $i',666 35,300 $1^931 Policies in force Jan. 1, 1871 3228. Amount insured $6,880,218 ASSETS, JAN. 1, 1871. Capital $100,000 Otlier Assets , 229,14.') $329,145 LIABILITIES. Net Value Pol. in force, American Experience, 4J ^ $225,544 Other Liabilities exoluslTe of Capital 18,f~ $244,206 Surplus $84,939 INCOME DUEING 1870. Premium Eeceipfcs. Other .$200,887 . 12,074 BSPBNUITUEES. Death Claims and Endowments ■ $15,300 Policy Claims and Surrenders Dividends to Policy-holders 1,931 All other Expenditures 131,771 $213,961 $149,002 Surplus $63,959 Total Losses Paid $1 6,300. Average Am't of Pol. in force .... $2, 191 The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all policies one year in force. Surplus is divided among the assured on the "Contribution" Plan. The Not Premiums are calculated on the "American Experience" Table, interest at 4^ per cent. $lou,uuij is deposited with the Treasarer of New Jersey for the benefit of policy-holders. Largest amount of insurance on any one life is $10,000. IJFB INSUEAJSICB DIRECTORY. r-^ No. 805 Broadway, New York. Incorpoeated Apeil 8, 1868. CASH CAPITAL, $150,000. 0. 0. NOETH, President. ' rmsT Policy Issued April 8, 1868. CHAKTER PEEPETTJAL. 9. DLLIOIT, Secretary. JViember of policies Issued each year since Organization. No. PoUcies Issued. Ampunt Insured. Net Yalue Pol. in force. Am. Ex. 4i % Gross Losses Paid. DiTid'ds Paid. 1868 1869 1870 836 1703 1 783 $2,031,832 S 345,986 3 643,121 J56,591* 141,600* 174,564 $213,288 304,351 347,635 $ 1,500 10,765 32,268 $1,997 J ^ *English Life No. 3, 5 per eent. Policies in fo»e Jan. 1, 1871 2,888. Amount Insui-ed 16,079,148 ASSETS, TAJS-. 1, 1871. Capital $150,000 Other Assets 197,635 LIABILITIEB. Net Value Pol. in force, American Experience, ^\i $174,564 Other Liabilities exclusiTC of Capital 18,927 $347,635 $193,491 Surplus J154,144 INCOME DTJEINe 1870. Premium Eeoeipts $196,149 Other " 11,996 EXPENDITUEES. Death Claims and Endowments $33,268 Policy Claims and Surrenders 6,504 Dividends to Policy-holders 1,997 All other Expcnditiires 139,456 Surplus Total Losses Paid J44,533. Average Am't of Pol. in force. $208,145 tl80,225 $37,920 The business of this company is conducted on the ' ' Mixed " Plan. Divi- dends arc paid annually on aU policies one year in force. Surplus is divided among the assured on the "Partnership" Plan. The Net Premiums are calculated upon the '' English Life" Table No. 3, int. at 5 per cent. i^l25,ono is deposited "with the Insurance Dep't of Neiv York. The largest amount of insurance carried on any one life is $10,000. " Eegistered " Policies are issued, when desired, secured by deposit of the net value with Ins. Dep't of New York. All policies are non-forfeitable after two annual premiums. 12 WYNKOOP & HALLENBBCK'S / Cor. State & James Sts., Albany, N. Y. Incoepoeated Mat 3, 1866. Tiebt Policy Issued Mat 3, 1856. CASH CAPITAL, $110,000. CHAETEE PEEPETTIAL. E. H. PECYK, Prss't. L. E. SMITH, Seo'y. J. HENDEIOZ, Vice-Ppss't, J^umbei' of policies Jssued each year since Organization, No. Tear. PoUoies Issued. 1866 762 1867 1,504 1868 1,680 1869 2,123 1870 2,217 Amount Insured. If et Yalue Pol. in force. Am. Ex. 4J^ $1,899,350 3,289,000 3,541,537 4,361,752 3,737,254 $22,023* 130,935* 867,128 459,120 619,449 Gross Assets. $171,768 266,939 378,414 597,794 786,311 Losses Paid. $14,000 44,787 53,345 62,041 Divid'ds Paid. $5,133 8,413 18,326 16,686 * English Life No. 3, 5 per cent. Policies iuforce Jan. 1, 1871. .,iy,935. Amount Insured, $10,089,303 ASSETS, JAN. 1, 1871. Capital $110,000 Other Assets 676,311 $786,311 LIABILITIES. Net Value Pol. in force, American Experience, 4J ^ $619,449 Other Liabilities exclusive of Capital ■- 27, 100 $646,519 Sm-plu8 $139,762 INCOME DUEING 1870. Preminm Eeceipts $401,751 Other " 24,894 EXPENDITTIEES. Death Claims and Endowmenta $62,041 Policy Claims and Surrenders 55,832 Dividends to Policy-holders 16,685 All other Expenditures 108,220 $426,645 Surplus Total Losses Paid $174,173. Average Am't of Pol. in force. $242,778 $183,867 ...$2,042 The business of this Company is conducted on the "Mutual " Plan. A fund is sot aside an- nually for retiring Capital Stock. Dividends are paid onnually, on ail policies two years in force. Stu-plus is divided among the assured on tho "Contribution" Plan. The Net Prem- iums are baaed upon the "Carlisle" Table, interest 4 and 5 per cent. $2110,000 is deposited ivith tho insurance Dep't, Now York, and ffcCO.OOO with Minister of Finance, Canada. The largest amount of insurance on any one life is $10,000. When desired, " Hegiaterod " Policies are issued secured by tho deposit of tho Net Value with the Ins. Dop't of N. Y. All Policies are non-forfeiting after two annual premiums. To those employing the Uomoeopathie system of practice, 1ft per cent, will be deducted from the usual rates of preminm. All policies are classilied according to the system of medical treatment emplovod, and in apportioning tho surplus, each member will receive the equitable dividend to which he is entitled by reason of the diminished or increased mortality of his class. LIFE ISrSURANCB DIEECTOET. 13 510 Olive Street, St. Louis, Mo. Incorporated Sept. 20, 1866, as the " Atlas Life InsTirance Co." a Stock Co., afterwards changed to its present name and organized as a Mixed Co. Sept. 5th, 1867. Plrst PoHcy issued Oct. 26, 1866. CASH CAPITAL, $130,500. CHABTER PEEPETTTAL. CHA3. A. MAUTZ, President. JAKES B. MACBETH, Secretary. JVumber of Policies Issued each year since Organixaiion, No. Year. Policies Issued. 1866 38 1867 472 1868 1,120 1869 3,284 1870 2,168 Amount Insured- Net Value Pol. in force. Am. Ex. 4i % 112,352,800 7,745,703 $406,255 362,621 Gross Assets. $100,000 164,552 341,288 662,929 788,363 Losses Paid. $47,710 143,867 Divid'ds Paid. $23,775 45,045 Policies in force Jan. 1, 1871.... 3,783. Amount Insured $13,011,402 ASSETS, JAN". 1, 1871. Capital $130,500 Other Assets 657,863 LIABILITLES. Net Yalue Pol. in force, American Experience, \\% ^562,621 Other Liabilities, exclusive of Capital 13,242 $788,363 $575,863 Surplus $213,500 $485,671 INCOME DUEING 1870. Premium Eeoeipts $437,579 Other " 48,092 EXPBNDITUEES. Death Claims and Endowments, ? ej^g ggg Policy Claims and Surrenders, } * ' Dividends to Policy-holders 17,717 AH other Expenditures 190,625 $353,598 Surplus $132,073 Total Losses Paid $190,577. Average Am't of Pol. in force. ...$3,439 The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "American Exp." Table, interest at 4^ per cent. ^100,000 is deposited with the Ins. Dep't of Missouri for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are Non-forfeitable after one annual premium. 14 WYNKOOP & HALLENBBCK'S Cor. North & "West Sts., Pittsfleld, Mass. Incorporated m the "Berksbixe Comity Mntaal life Ins. Co." May 15, 1851 ; changed to its present name, May 3, 1855. rirst Policy issued October 27, 1851. CASH CAPITAL, $2B,000. CHAETEE PEEPETTTAL. THOS. r. PLCNEBTT, President. L. H. SAHWELL, Secretary. JAMES rEAHCIS, Vice-Presiclent. EDW. BOLTWOOD, Treaanrer. JVumber of S^oticies Xssued each jear since fSGS. So. Tear. Polioies Issned. 1863 107 1864 308 1865 388 1866 589 1867 1,507 1868 1,318 1869 1,292 1870 1,133 Amount Insured. $3,942,275 3,063,062 2,707,250 2,843,854 Net Value Pol. in force. Act. Exp. if,. $736,004 980,245 1,235,255 1,437,477 Gross Assets. $317,546 390,004 506,015 660,298 869,398 1,085,879 1,344,005 1,562,588 l/osses Paid. $23,000 30,000 17,100 47,388 38,305 61,500 71,745 89,258 DiTid'da Paid. $83,218 46,621 60,389 71,084 Polioies in force Jan. 1, 1871. .4,419 Amount Insured $10,627,753 ASSETS, JAW. 1, 1871. Capital $28,000 Other Assets 1,534,588 LIABILITIES. Net Value Pol. in force, Actuaries Experience, 4 % $1,437,477 Other Liabilities, excIusiTC of Capital 16,772 $1,562,588 — $1,454,249 Surplus $108,339 INCOME DUEING 1870. Premium Eeceipts $475,507 Other " 94'890 ESPENDITBEES. Death ClaimB and Endowments fi;88 258 Policy Claims and Surrenders 38' 636 Dividends to Policy-holders 7l'o84 All other Expenditures \ 96*788 $570,397 $294,666 Surplus Total Losses Paid $555,604 $275,731 Am't of Polioies in force, .$2,400 The buBlne™ of this Company Is oondiiolea on tlio "Mutual " Plan. Dividends a™ rmfl omiuaUy on all polioies two years in force. Surplus is divided amoncTho aj,,,™d ^J^.i^ "Contribution "Plan. The /ot Premiums are ealoulatod npoS thr?5ft„aX EinorioSce S Tab 0, interest at 4 per cent, «ilOO,OnO is deposited with thi Insurance DepS^outoTM.,. for the benefit of poUoy.holders. All polioies are uon-forfoilable after one JnSianremlu-' oM° ?ft ^o tho M„,,„„husetts State Law. The iarsest amount of insurarrererrioTo" ^y LIFE mSTTRANCB DIEBCTORT. 15 14rl Broadvray, ISTe-w York. INCOEPOKATED JnLT 26, 1864. FlEST POLICY ISSUED JTJLT S9, 1864. CASH CAPITAL, $125,000. CHARTEE PBEPETUAL. 0. W. BOUOK, Pres't. W. U. COLE, Sec'y. W. H. WALLACE, Viee-Pres't. JVum-berof ^oHcies Zssued each jyear since Organization, No, Yeax. Policies Issued. 1864 274 1865 682 1866 1,207 1867 1,456 1868 2,109 1869 2,015 1870 1,927 Amount Insured. $638,700 1,890,700 3,902,700 4,445,908 6,052,417 5.318,000 4,408,981 Net Value Pol. in force. Am. Ex. 4i % $17,435* 68,793'- 228,467* 477,208* 799,658 1,158,108 1,442,871 Gross $160,738 218,091 404,412 693,520 1,024,050 1,357,799 1,686,517 Paid. $15 000 25,111 59,071 89,000 117,800 DiTid'ds Paid. $5,248 22,339 65,038 98,481 28,375 * English Life No. 3, 5 per cent Policies in force Jan. 1, 1871 .5,377. Amount Insured. . . .$14,720,063 ASSETS, JAN. 1, 1871. Capital $125,000 OtfierAsseta 1,562,516 LIABILITIES. Net Talue Pol. in force, American Experience, 4l\% $1,442,871 Other Liabilities, exelusire of CapitaT. 18,787 -$1,687,516 $1,461,658 Surplus - INCOME DUEING 1870. Premium Eeeeipts -. $707,656 Other " 78,490 EXPENDITTJEES. Death Claims and EndoTrments $147,800 Policy Claims and Surrenders 148,753 Dividends to Policy-holders 28,375 Allother Expenditures 194,026 $786,146 Surplus Total Losses Paid $305,982. $518,954 $267,192 Average Am't of Pol. in force $3,736 Tlie business of this Company is conducted on the " Mixed " Plan. Dividends are paid an- nually on all participating policies two years in force. Surplus is divided anion;? the assured 11 on the "Contribution " Plan. The Net Premiums are calculated upon the "American Exp." Table, interest at 4 per cent. $100,000 is deposited with the Ins. Dcp't of N. Y., for the beneftt of policy-holders. All policies are non-forfeitable niter two and three annual premiums. The largest amount of insurance carried on any one life is $15,000. This company was the first in this country to endorse a definite and guaranteed amount in dollars and cents on policies as surrender values. 16 WTNKOOP &, HALLESnaEOK'S Oallfeiik litiil lilfi lii. Oemp^jj 13 Merchants' Exchange, San Francisco, Cal. INCOEPOHATED NOV. 16, 1867. FiRBT POLICY IbSHED JAK. 27, 1868. CASH CAPITAL, $100,000 GOLD. CHAEXEE 75 XEAES. S. F. BUTTEEWOETH, PreBideat, JOHN OEOOEETT, Secretary. THOS. H. HOLT, Vice-President. WM. E. WHEAION, Gen'l Agent. JVumber c / S'oUcies Tssued each year since Organizaiion . Year. No. Policies Issued. Amount •Insured. Net Value Pol. iu force. Am. Ex. 4i % Gross Assets. Losses Paid. DJTid'ds Paid. 1868 1869 1870 319 318 259 $1,157,500 1,123,000 963,510 $17,347* 86,527 140,142 $523,297 530,057 546,246 $5,000 2,000 24,500 |24,'6()6 25,556 * BBtimated. Policies in force Jan. 1, 1871 599. Amount Insured. ASSETS, JAN. 1, 1871. -12,461,621 Capital Other Assets. .S100,000 - 446,246 LIABILITIES. Net Value Pol. In force, American Experience, 44^ $140,142 Other Liabilities, exoluslTB of Capital 15 588 $546,246 1155.730 Surplus $390,518 $133,032 INCOME DURING 1870. Preminm Eeeeipts $105,497 Other " 27,535 EXPENDITUEBS. Death Claims and Endowments $24,444 Policy Claims and Surrenders 1,156 Dividends to Policy-holders 25,555 All other Expenditures 30,'o33 '■ $81,188 Surplus §51,844 Total Losses Paid $31,500. Ayerage Amount of Pol. in force. -$4,109 The business of this Company is conducted on the " Mutual " Plan. Dividends are paid an- nually on all participating policies three years in force. Surplus is divided among the assured on the "Contributiou " Plan. The Net Premiums are calculated upon the " Americau Exp •' Tabic, interest at 4 per cent. $100,000 is deposited with tbe Ins. Dop't of California for benefit of policy-holders. Premiums may be payable in Gold or " Legal Tender. If payable in Gold, policies are payable in Gold; if in " Legal Tender, " policies are payable in "Legal Tender. " The largest amount of insurance carried on any one life la $10,000. The business of this Company is conflned to the Paciflc coast. The above figures rein-esent Gold values LIFE INSTJKAJSiOE DIRECTORY. 17 12 Madison St., Memphis, Tenn. INOOEPORATED MARCH 24, 1860. CASH CAPITAL $200,000. JErrEESOH DAVIS, Pres't. M. J. WIOKS, Vica-Pres't. First Policy IssnED July 11, 1867. CHAETEE PEEPETUAL. :. T. PETIT, 2i Vice-Prsa't. ■W. F. EOrLE, Sec'y. JVumber of Policies Issued each j>ear since Organizaiion. Tear. So. PolioIeB Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4J % Gross Assets. Losses Paid. Divid'ds Paid. 1867 1868 1869 1870 247 1,081 2,097 1,638 $1,672,500 6,676,245 8,684,850 5,745,850 $693,702 $1,007,991 193,000" $8,595 Policies in force Jan. 1, 1871. . . .3,730. Amount Insured. . . . $16,299,020 ASSETS, JIn. 1, 1871. Capital $200,000 Otlier Assets 807,991 $1,007,991 LIABILITIES. !N"et Yalae Pol. in force, American Experience, 4^ ^ Other Liabilities, exclusiTC of Capital 69,500 $763,292 Surplus $244,6 ra-COME DUEIlfG 1870. Premium Eeceipts $542,885 Other " 37,204 $680,189 EXPENDITUEES. Death Claims and Endowments $93,000 Policy Claims and Surrenders 50,049 Dividends to Policy-holders '.- 8,595 All other Expenditures 147,962 . $299,606 Surplus $280,583 Total Losses Paid $277,000. Arerage Am't of Pol. in force . . .$4,360 The business of this Company is conducted on the " Mutual " Plan. Divi- dends are paid annually on all participating policies one year in force. Suri>lus is divided among the assured on the " Contribution " Plan. The Net Premiums are based upon the "Actuaries Experience " Table, interest at 4 per cent. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums. A definite surrender value is endorsed on each policy. 18 ■WYKKOOP & HAILENBEOK'S T |l|5rt8f |al |lie \n. f 8. d %m'&mi, fsm, 340 Main Street, Hartford, Conn. INCOHPOKATED MAT, 1850. CASH CAPITAL, $200,000. JAUS3 C. WALSLE7, President. Z. A. 3T0EES, Vice-President. FiEST Policy Issued Oct. 1, 1850. CHAETEE PEEPETtTAi. SAU'L E. WHITS, Secretar;. WU. L. SatUBSS, Actuar;'. JVumber of S'oHciet Issued eacJiyear since ises. Year. Policies Issued. Amount Insured. U"et Value Pol. in force. Am. Ex. 4J ?, Gross Assets. Losses Paid. DlTld'dfl Paid. 1863 931 2,245 4,946 6,758 7,487 8,094 7,209 8,785 ^13,057,440 17,353,701 19,278,151 19,741,904 18,091,768 20,118,485 $1,639,462* 1,990,377* 2,562,229* 3,945,008 5,520,740 6,915,t47 $657,387 948,216 1,482,402 2,480,049 3,659,081 5,102,678 7,208,594 8,338,789 $156^650 199,200 319,450 358,455 641,175 627,573 1864 1865 1866 1867 1868 1869 1870 §122,560 135,143 150,872 549,897 590,792 677,210 1,463,099 ^Actuaries, 4 per cent. Policies in force Jan. 1, 1871 24,586. Amount Insured $61,551,512 ASSETS, JAB". 1, 1871. Capital $200,000 Other Assets 8,128,789- - $8,328,789 LIABILITIES. !Net Value Pol. in force, American Experience, A\% $6,915,747 Other Liabilities, exclusive of Capitol 246,250 $7,161,997 Surplus , $1,166,792 INCOME DUEOTG 1870. Premium Eeceipts $4,019,303 Other " 471,722 -$4,491,025- EXPENDITIERES. Death Claims and Endo-mnents $632,573 Policy Claims and Surrenders 630,532 Dividends to Policy-holders 1,463,099 All other Expenditures 595'733 ' — $3,321,937 Surplus $1,169,088 Total Losses Paid $2,894,620. Average Am't of Pol. in force $2,503 The biifiineas of this Company is conducted on tho "Mixed " Plan. DiTideudB are paid an- nuaily on all participating policies ono year In force. Snrpltia Is divided among the assured on the "Contribution" Plan. Tho Ket Pi-ominms are oaloulatod upon the "Actuaries" Table interest at 4 per cent. SIOO.OOU is deposited with the Insurance Dep't of Connecticut for the benefit of poiicy-hoidors. The largest amount of insurance eai-rlod on any one life la $iu,ooo. LIFE INSUEAJSTCE DIEBCTOBY. 19 |@f..f)ffl L'ii 150 Washington St., Chicago, 111. ISrCOEPOEATED FEBEnAET, 1867. CASH CAPITAi, $111,050. WILLIAH P. TUOZEE, Proaidsiit. JOHM TTEEELL, Vice-President. First Policy Issued Feb. 6, 1867. CHABTBE PEEPETUAL. SAU'L M. 17ICE:eES017, Tteae. JOHN W. OLAPP, Secretary. JVziml^er o / foliciee Issued each year since Orffanizaiion . Tear. No. Policies Issued. Amoimt Insured. Uet Value Pol. in force. Act. Exp. 4 % Gross Assets. Losses Paid. DiTid'ds Paid. 1868 1869 1870 1,086 1,400 1,400 12,138,057 2,177,000 f 79^866 124,000 1157,998 171,339 $22,264 13,741 $2; 990 18,479 Policies in force Jan. 1, 1871 1,800. Amount Insured $2,801,071 ASSETS, JAN. 1, 1871. Capital $111,050 Other Assets 60,289 LIABILITIES. Ifet Yalne Pol. in force. Actuaries Experience, i% $124,000 Other Liabilities, exclusive of Capital 389 Surplns. INCOME DUEING 1870. Premium Other .$112,242 . 9,725 EXPBNDITUBES. $171,339 $124,389 $45,950 $121,967 Death Claims and Endowments $13,741 Policy Claims and Surrenders Bividends to Policy-holders 9,382 All other Expenditures 75,509 Surplus Total Losses Paid $36,005. Ayerage Am't of Pol. In force. $98,632 $23,335 ..$1,550 The husiuess of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "Actuaries" Table, interest at 4 per cent. $101,300 is deposited with the State Treas. of Illinois, for the benefit of policy-holders. The largest amount of instiranee carried on any one life is |lO,0UO. 20 WYNKOOP & HALLENBBCK'S Cor. 4th & Vine Sts., Cincinnati, Ohio. INCOKPOBATED APRII,, 1867. FlKST POLICY ISSUED MAY, 1867. CASH CAPITAL, $125,000. CHAETEE PEEPETUAL. W. P. KIXOIT, Pres't. W. A. MAKK, Sec'y, C. D. EOBEETSOK," Vice-Pres't. J^umber of Policies Issued each year since Orffanizaiion, Tear. No. Policies Issued. Amount luBured. !N"et Yalue Pol. iu force. Am. Ex. 4 J % Grose Assets. liosses Paid. Divid'ds Paid. 1867-8 1869 1870 712 941 2,156 $1,692,167 1,861,080 3,969,665 $33,990 66,202 186,337 $163,640 219,239 333,693 $8,000 a,ooo Wj.'iOO §V,622 13,348 Policies in force Jan. 1, 1871, 2,611. Amount Insured $5,017,762 ASSETS, JAN. 1, 1871. Capital $125,000 Other Assets '. 808,696 • $333,696 LIABILITIES. Net Value Pol. in force, American Experience, 4J ^ $186,337 Other Liabilities, exclusive of Capital 3,615 $189,952 Surplus $143,744 Premium Eeoelpts. Other INCOME DUETNG 1870. EXPENDITUEES. . $184,241 5,427 $189,668 Death Claims and Endowments $14,500 PolicyClaims and SuiTcnders Dividends to Policy-holders 13,348 All other Expenditures 64,931 $92,779 Surplus $96,889 Total Losses Paid $24,500. Average Am't of Pol. in force. . .$1,921 The business of this Company is conducted on the " Mutual " Plan. Divi- dends are paid annually on all participating policies one yeai- in force Surplus is divided among the assured on the " Contribution " Plan. The Net Premiums are calculated upon the " American Experience " Table interest at 4i per cent. $100,000 is deposited with the Ins. Dop't of Ohio' for the benefit of policy-holders. The largest amount of insurance carried on any one life is ^10,000. All policies ai-e non-forfeitable after two and three annual premiums ; the amount is specified on the face of each policy. This Company issues Endowment Assurance at " Life " rates. The poUcy'is pay- able when premiums and interest amount to the face of the policy, or at death, should it occur sooner. No Dividends ai-e paid on this plan' The risks of the "Western Life Insurance Co." of Cincinnati were transferred to this Company December, 1870. LIFE INSUKAHOB DIEBOTORT. -r 21 Ufi liiimi©! G©. 178 Broadway, New York. iNCOEPOKATED DEC. 12, 1868. ElEST POLICY ISSLTED APEIL 1, 1869. CASH CAPITAL, $120,000. CHAETBE PEEPEXUAJL. S. B. THOMAS, Prss't. F. K. HOLUES, Ssc'y. P. E. HOESE, Viee-Pres't. JVumber o / S'oticies Issued each year since Organisiaiion . Year. No. Policies Issued. AmoTint Insured. U"et Value Pol. in force. Am. Ex. 4i i G-rosB Assets. Losses Paid. Divid'ds Paid. 1869 1870 1361 2043 $3,406,000 4,043,968 $108,374 224,031 $2.57,007 346,514 $9,666' $5,59i Policies in force January 1, 1871 2,750. Amount Insured. - ASSETS, JAN. 1, 1871. Capital $120,000 Ottier Assets 326,513 .$5,460,118 LIABLLITIBS. IsTet Talue Pol. in force, American Experience, 4,\% §324,031 Other Liabilities, exclusive of Capital 52,065 4346,513 $276,096 Surplus $70,417 INCOME DTTHnSTG 1870. Premium Eeceipts $150,593 Other " 17,947 EXPENDITUEES. Deatli Claims and Endowments $9,000 Policy Claims and Surrenders 9,106 DiTidends to Policy-holders All other Expenditures 118,521 $168,540 $136,627 Surplus - Total Losses Paid 9,000. $31,913 Average Am't of Pol. in force $1,980 The husiness of this Company is conducted on the "Mixed" Plan. Bivi- dends are paid annually on all participating policies two years in force. Surplus is divided among the assured on the " Contribution" Plan. The Net Premiums are calculated upon the " American Experience " Table, interest at 4 per cent. $100,000 is deposited with the Insurance Dep't of New York, for the benefit of policy-holders. The largest amount of insur- ance carried on any one life is $10,000. All policies are non-foifeitable after two annual premiums. Policies may be convertible into Interest-bearing Scrip or Annuities. The risks of the " Western Life Insurance Company " of St. Louis were transferred to this Company in 1869. 32 WYNKOOP & HAIiBNBEOK'S C@iii@tl©il iiiiml Life Iii» 0®, 7 Central Row, Hartford, Conn. INCOEPOBATED JdOT: 32, 1865. KrST POLICY ISSUED SEP. 26, 1865. CAPITAl, $500,000, (CASH, t350,000). CHAETEE PEEPET0AL. E. W. PAESOHS, Proa't. LEVI W. HEEOH, Act'y. THOS. W. EUSSELL, Seo'7. JVumher of Policies Issued each jfear since Organization, So. Year. Policies IsBued. 1865 97 1866 516 1867 879 1868 744 1869 742 1870 1,382 Amount Insured. $250,450 1,129,000 2,122,800 2,143,116 2,025,324 3,155,400 Net Value Pol. in force. Am. Ex. 4iiS $9,576* t 113,9761 189,450 267,661 Gross $512,448 .543,425 622,477 695,804 791,498 916,021 Paid. $6,816 9,976 85,250 25,700 53,506 Divid'ds Paid. $744 9,033 15,664 *Actuarioa, 4 per ct f No Valuation made. ^English Life, No. 3, 5 per cent. Policies in force Jan. 1, 1871 2,536. Amount Insured $6,192,285 ASSETS, JAU. 1, 1871. Capital $500,000 Other Assets 416,021 LIABILITIES. Net Value Pol. in force, American Experience, 4J ^ $385,061 Other Liabilities, esclnsiTe of Capital 4,000 $916,021 $389,061 Surplus $526,960 Premium Eeceipts. Other " INCOME DUEIN& 1870. -$236,171 . 37,603 BXPENUITUEES. Death Claims and Endowments $53,606 Policy Claims and Surrenders 1*286 DiTideuds to Policy-holders , ." 15'664 All other Expenditures 6l',880 $273,774 $132,336 Surplus Total Losses Paid $121,248. $141,438 Am't of Pol. in force $2,439 The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on payment of second premium, if all casli ; upon payment of third premium if part note. Surplus is divided among the as- sured on the " Contribution" Plan. The Net Premiums ai'e calculated upon the " Carlisle " Table, interest at 4 per cent, for Life Tables, and on the " American Experience," interest at 5 per cent, for Endowment Tables $100,000 is deposited with the Ins. Dep't of Connecticut, for the benefit of policy-holders. Largest amount of insurance carried on any one life is $10 000 mmi litiil !,|f| III, G%, 297 Main St., Hartford, Conn. IHCOEPOEATED JtrNE 12, 1846. FlBST POLICT ISSUED DEC. 15, 1846. CHAKTEE PERPETUAL. JiUES aOODWm, Pres't. W. J. OLHSTEAE, Viee-Proa't. :. L. (JEEEHE, Seo'y. JVumber of S^olicies Issued each year since i857 Tear. So, Policies Issued. A TnnnTit. Insured. Net Talue Pol. in force. Am. Ex. 4i % Sross Assets. Losses Paid. DiTid'ds Paid. 1857 82,706,766 3,000,523 3,370,002 3,889,411 4,358,050 5,008,850 6,030,544 7,918,896 9,878,529 13,316,276 17,669,029 22,668,377 27,566,479 30,915,957 8238,825 275,954 252,920 223,400 261,493 339.590 376,890 482,387 635,552 928,688 1,264,598 1,261,566 1,627,437 1,752,369 8230,166 1858 ;:; 1859 199 760 1860 1861 201,836 216,688 293,370 343 767 1862 1863 1864 1865 1866 1867 1868 -1869 1870 9,624 13,766 14,161 12,025 8,565 10,046 §27,676,833 46,680,330 45,647,191 39,8^,488 26,107,150 24,707,707 16,245,867* 8,513,067* 11,009,493* 15,000,000 17,428,784 21,859,940 385,945 531,458 528,748 856,204 1,223,232 2,429,421 *Actuarie9, 4 per cent. Policies in force Jan. 1, 1871 60,677. Amonnt Insnred 8181,265,763 ASSETS, 3KS. 1, 1871. Capital Other Assets $30,915,;;"" LIABILITIES. Net Talne Pol. in force, American Experience, 4J ^. .821,859,940 Otlier Liabilities, exclnsive of Capital 452,779 ^ 9.15,957 822,i Snrplns. . INCOME DUEING 1870. Preminm Eeceipta 87,841,800 Otlicr " 1,789,670 i,603,. ),631,470 EXPENDITURES. Death Claims and Endowments 81,752,369 Policy Claims and Surrenders 864,068 Dividends to PoUey-liolders 2,429,421 All otlier Expenditures 941,828 85,987,686 Surplus 83,643,784 Total Losses Paid. . -812,000,000. Average Am't of Pol. in force 82,987 The business of thlB Company l9 conducted on the "Purely Mutual" Plan. Dividends are paid annuaUy. The surplus is divided among the assured on tlie "Contribution" Plan. The Net Premiums are calculated upon the "Actuaries" Table, interest at 4 per cent. $100,000is deposited with the Ins. Dep't of Connecticut for the benefit of Policy holders. The largest amount insured on any one life is $26,000. AU Policies are non-forfeitable after payment of two annual Premiums. 24 WTNKOOP Sd HALLENBECK'S r 258 Main Street, Hartford, Conn. INCOKFOEATBD MAT, 1862. Kest PoLicr Issued Sept., 1864. CAPITAL STOCK, $300,000. CASH CAPITAL, $120,000 CHAHTEE PBEPETTTAL. SAM'L ELMOEE, Pres't. • H. E. MOELET, Aet'y. P. S. DOUSLAS, Sec'7. A^utnbej^ of Policies Xssued each year since Or^anizaiion^ Tear. No. Policies Issued. Amouiit Insured. Net Value Pol. In force. Am. Ex. 4§j8 Gross Assets. Losses Paid. Divid'da Paid. 1864-5 1866 1867 1868 1869 1870 594 1,524 2,831 3,308 4,082 3,275 $4,'9'58,956 6,067,110 6,700,627 5,460,287 $i22'622« 391,413* 741,390* 1,028,696 1,383,158 1184,184 463,003 778,732 1,194,815 1,677,651 2,080,260 $6,506 18,900 49,100 97,102 114,837 $653 12,757 69,823 * Actuaries, 4 per cent. Policies jnforce Jan. 1,1871. ..9,468. Amount Insured, $16,349,507 ASSETS, JAN. 1, 1871. Capital $300,000 Other Assets 1,780,260 $2,080,260 LIABILITIES. Net Value Pol. in force, American Experience, 4^ ^ $1,383,158 Other Liabilities, exclnsiye of Capital 19,010 $1,402,168 Surplus $678,092 INCOME DUEING 1870. Premium Eeceipts $787,957 Other " 110,619 $898,576 EXPENXIITUEES. Death Claims and Endowments ...$114,837 Policy Claims and Surrenders 59,270 Dividends to Policy-holders 45,822 AU other Expenditures 256,740 $476,669 Surplus ?431,907 Total Losses Paid $290,237. Ayerage Aju't of Pol. in force $1,762 Tie business of this Company is conducted on the " Mixed" Plan. Sur- plus is divided among the assured on both " Contribution " and " Per- centage'' Plans. Dividends on the " Contribution" Plan are paid annually; on the " Percentage" Plan annually after four year's. The Net Premiums are calculated on the " Carlisle " Table, interest at 4 per cent. Non-partiei- pating Eates, 5 per cent. $100,000 is deposited Avith the Ins. Dep't of Cou- neoticut for the Ijeneiit of policy-holders. The largest amount of insurance carried on any one life is $5,000. LIFE INSURANCE DIEECTORY. 7= 25 22, 24 and 26 Nassau St., New York. INCORPOEATED MAKCH 13, 1866. CASH CAPITAL, $100,000. JUSTUS LAWEEITOE, Preaidant. K. B. WYNKOOJ, Vico-President. Rest Policy Issued Mat 10, 1866. CHAETEE PBEPETFAL. J. P, BOSEBS, Secreterj'. S. C. CHAITDLEB, Ji., Actuaijr. JVuTiiber t f Policies Issued each jyear since Orffanizaiion. Tear. No. Policies Issued. Amount Insured. NetTalue Pol. in force. Am. Ex. 4i % Gross Assets. Losses Paid. DlTid'ds Paid. 1866 1867 1868 1869 1870 1,405 4,188 6,004 8,778 12,537 $3,907,800 21,970,000 16,371,180 21,144,620 25,249,440 $109,020* 665,202* 1,548,100 2,656,727 3,862,057 $295,848 906,158 2,067,178 3,500,103 4,505,235 $1,000 25,600 69,850 164,566 284,778 $s;ao66 75,507 199,551 * English Life No. 3, 5 per cent. Policies in force Jan. 1, 1871. ...23,356. Amount Insured $54,514,130 ASSEXS, JAK". 1, 1871. Capital $100,000 OtEer Assets----. 4,405,235 LIABILITIES. K'et Value Pol. in force, American Experience, i\ f, $3,862,057 Otier Liabilities, exclnsiTe of Capital 288,917 $4,505,235 $4,150,974 Surplus ■ $354,261 INCOME DUEHfG 1870. Premium Eeoeipts $1,937,352 Other " 145,289 EXPENUITUEES. toeath Claims and Endowments $284,778 Policy Claims and Surrenders 283,143 Dividends to Policy-holders 199,551 All other Expenditures .538,646 $3,082,641 $1,305,118 Surplus Total Losses Paid $545,694. $776,523 Average Am't of Pol. in force. - -$2,334 The business of this Company is conducted on the " Mutual " Plan. Divi- dends are paid annually after second year on Cash Bate Policies, and after third year on Loan Policies. Surplus is divided among the assured on the "Contribution" Plan. The Ket Premiums are calculated on the "New Actuaries" Tables, interest at 4 per cent. $100,000 is deposited with the Ins. Dep't of New York, for the benefit of policy-holders. The largest amount of insurance on anv one life is $20,000. Ail Policies are non-forfeit- able. The risks of the IT. 'S. Branch of the " British Commercial Life Ins. Co." of London, were transferred to this Company in 1870. 26 WYNKOOP & HALLBNEECK'S m s& OOf f 01 Sf MIS Mil Mulberry Street, Macon, G-a. Incorpokated Feb. 13, 1869. , CASH CAPITAL $150,000. W. E. lOHKSON, President. W. S. HOLT, Vice-Presiaent. rmsT Policy Issued April 19, 1869. CHAETEE, 30 "TEAES. GBO. 3. OBEAS, Secretai7. 0. r. McCAY, Actuary. JVumher c / foticies Issued each j!ear since Organization. Tear. So PoUoies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4J % Gross Assets. ■ Losses Pali Divid'ds Paid. 1869 1870 699 993 $2,674,325 3,499,700 "$i87,779 $203,641 562,607 15,000 43,500 Policies in force Jan. 1, 1370 1,592. Amount Insured $5,675,425 ASSETS, JAM". 1, 1871. Capital $150,000 Other Assets 412,607 LIABILITIES. Ket YaluePol. in force, American Experience 4J^ $187,779 Otlier Liabilities exclusive of Capital 18,000 $562,607 $205,779 Surplus $356,828 lUCOME DUELNG 1870. Premium Eeceipts $196,495 Other " 64,983 BXPEH'DITUEES. Death Claims and Endowments $43,500 Policy Claims and Surrenders , DiTidends to Policy-holders ] i!l!! All other Expenditures $63 445 $261,478 $106,945 Surplus $154,533 Total Losses Paid $48,500. Ayerage Am't of Pol. in force. . . $3,565 The business of this Company is conducted on the " Mixed " Plan Divi- dends are paid annually on aU participating policies two yeai-s in force The Net Premmms are calculated upon the "American Exp '^ Table interett at 4i per cent. $100,000 is deposited with the State Treasurer of 'G?o?Sa and $50,000 with the State Treasm-cr of South Carolina f™ the benefit of policy-holders. The largest amount of inam-ance oai-ried on any one life is $10,000. Life Policies ai-e payable at 90. All Policies ai-e uon fStaMe after one and two annual premiums. The "TonOne" Plan of diTiflmd I'o offered by this Company. The rislia of the " Georgia Mutual Eire and TiS Ins. Co." (Life Branch) were trausfeiTod to this Company in 1370. LIFE INSURAJSTCE DIKEOTOEY. 27 ri^j.|]sji|i|raf4|Q Cor. Fourth & Locust Sts., St. Louis, Mo. ISCORPOKATED PeB. 24, 1853. FlEST POLICY ISSUED APEIL 5, 1853. CHAETBE PEBPETTTAL. E. WILEEESOIT, President. ALFBEB CAEH, Secretary. A. F. SHAPLEiaS, Vioe-President. WILLIS BEOWM, Mamger. Ji^utnder of Policies Issued since Organizalion. Tear. No. Policies Issued. AmouBt Insured. Net Value Pol. in force. Am. Ex. 4i % G-ross Assets. Losses Paid. Divid'ds Paid. 18.53 I 1869 i 1870 1,927 332 $5,411,016 776,836 $264,386 349,914 $338,895 417,947 1153,000 21,552 $97,593 34,446 Policies in force Jan. 1, 1871 1,136. Amount Insured. ASSETS, JAN. 1, 1871. Capital Otlier Assets $417,847 LIABILITIES. Net Value Pol. in force, American Experience, ^\% $349,914 Otlier Liabilities exclusive of Capital 32,326 Surplus - INCOME D USING 1870. Premium Eeceipts $156,566 Otlier " 31,231 EXPENDITTTEES. Deatti Claims and Endowments $21,552 Policy Claims and Surrenders 5,928 Diviaends to Policy-liolders 34,446 All other Expenditures 37,017 Surplus ^ Total Losses Paid $174,552. Average Am't of Pol in force. 3,034 902 $417,947 $382,240 $35,707 $187,797 $98,943 $88,854 ..$2,759 The business of this Company is conducted on the " Purely Mutual " Plan. Dividends are paid annnally. Surplus is divided on the " Percentage " Plan for Life Policies, and on the " Contribution" Plan for Endo-mnent Policies. The Net Premiums are calculated upon the "American Exp." Table, interest at 4| per cent. $102,800 is deposited with the Ins. Dep't of Missouri for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. Previous to 1870 the business of this Company was con- fined to the City of St. Louis, and prior to 1871 had no agent cast of the Mis- sissippi River. 28 WYNKOOP & IIALLENBECK'S 214 & 216 Broadway, New York. INCOEPORATED SEPT. 4, 1868, CASH CAPITAl, $200,000. £. A. LAUBUBT, Frecident. FiKBT Policy Issued Oct. 1, 1868. CHAETEB PBEPETTJAL. EEITS7 BELBEIT, Seetetary. JVumber o / Potioies Issued each year since Ovffanizaiion . Year. Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4i % Gross Assets. Losses Paid. Divid'ds Paid. 1868 1869 1870 204 1703 1301 $629,000 3,933,700 2,880,550 $4,900* 115,529 160,000 $229,795 284,165 354,185 ' $2,660' 40,500 $i",355 ^Estimated. Policies in force Jan. 1, 1871. 2,066. Amount Insured. ASSETS, JAN. 1, 1871. Capital $200,000 Otlier Assets 224,185 LIABILITIES. Net Talue Pol. In force, American Experience, 4J ^ $160,000 Otlier Liabilities, exolusive of Capital, 67,000 Surplus. ^ INCOME DURING 1870. Premium Eeceipts $152,.509 Other " 60,600 EXPENBITUEES. Deatli Claims and Endoiroients . $40,500 1 olioT Claims and Surrenders. . - . 354 BrndendstoPolloy-liolders 1354 AH other Expenditures • 137-73 .$4,705,500 $424,185 $227,000 $197,185 $213,109 $179,981 Surplus Total Losses Paid $42,500. Average Am't of Pol. in force. $33,128 . .$3,326 Di^'d^ndltr^aid^nutunra.fp^tXatof,^^^ '>'' "M"'™'" ^l-- Suiplus Is.diTi^ded among-the ass^Td o?^^'^e,wUoios I?" J-™'' i- &™e. Net Premiums are calculated upon the " Ameri™? ?"*!PS, Ka°- The at 4 per cent. $100,000 is deposited with the Im T?..^fPC ^^^e, interest $20,000 with State Treasuror^of Terinliceffor the beTfl*°^^''r ^°*' ^^ The largest amount of insurance carried oA any one lif„i «fnP°''oy-l^oWers. cies are non-iorfeitahle after one and two iSinuL prVmfaSs '"*• ^" P""" LIJfE INSTJRAKCE DIRBCTOHY. -29 ^1 Llf© Iiiif ai®i G0« S. W. cor. Seventli & Market Sts., Wilmington, Lei. INCOBPOEATED MARCH, 1S67. CASH CAPITAL, 1100,000. JOHN P. McLEiE, Pres't. OEO. W. STONE, yice-Prea't. First Policy Issued Jdly 25, 1867. CHAETBB PEEPETTJAL. OHAS. BDETON, Jr., Seo'y. BEHI. KIELDS, Aot'y. J^umlfer o f IPoUcies Issued each jear since Organizal ion. Tear. So. Policies Issued. Amoont Insured. Net Value Pol. ia force. Am. Ex. ii % Gross Assets. Losses Paid. DiTid'ds Paid. 1868 1869 1870 573 793 444 11,188,200 1,132,300 810,800 *12,795 52,331 77,655 $138,277 171,079 187.923 ■ 11,000 6,200 12,599 Policies in force Jan. 1, 1871 1,052. Amount Insured $1,841,907 ASSETS, JAlf. 1, 1871. Capital Otner Assets. $100,000 87,923 LIABILITIES. N"et Talue Pol. in force, American Experience, ^\% $77,655 Otiier Liabilities, exclusiye of Capital $187,933 $77,655 Surplus $110,268 INCOME DURING 1870. Premium Receipts $52,836 Oiler " 222 EXPBNBITUEES. Death Claims and Endowments $12,599 Policy Claims and Surrenders 109 Dividends to Policy-holders All other Expenditures 37,790 $53,058 $50,498 S2,660 Surplus Total LossesPaid $19,799. Average Amt of Pol. in force $1,750 The business of this Company is conducted on the " Mutual " Plan. No dividends have yet been paid. The Net Premiums are calculated upon the " American Experience " Table, interest at 4^ per cent. $103,500 is de- posited -with the State Treasurer of Delaware for the benefit of policy- holders. The largest amount of insurance carried on any one life is~$10,000. All Policies are non-forfeitable after one annual premium. 30 WYNKOOP & HALLBNBECK'S Si i@t9 litiil Life Iiiimagi 3201 North Third Street, St. Louis, Mo. INCOEPOEATED MAY 9, 1868. CASH CAPITAL, $150,000. JAHES H. LTJOAS, Pres't. FiEST Policy Issded Juke 2, 1868. CHARTER, 99 TEARS. Wm. BALLENIINE, yioe-Pres't JVutnber of S^oHcies Tssued each year since Organization, Tear. No. Policies Issued. Amoimt Insured. Ket Value Pol. in force. Am. Ex. 4 J % Gross Assets. Losses Paid. DiTid'ds Paid. 1868 1869 1870 169 759 935 $580,500 2,967,200 2,581,800 $84,'394 148,110 $227,439 331,363 $17,566 20,000 Policies in force Jan. 1, 1871 1,267. Amount Insured $3,869,425 ASSETS, JAM". 1, 1871. Capital $150,000 Other Assets 181,363 LIABILITIES. Is"et Valne Pol. in force, American Experience, 4^ ^ $148,110 Other Liabilities exclusive of Capital 23,306 $331,363 $171,416 Surplus $159,947 nsrCOME DUELNG 1870. Premium Receipts $136,065 Other " 11,834 $147,899 EXPENDITURES. Death Claims and Endowments $20,000 Policy Claims and Surrenders Dividends to Policy-holders All otlier Expenditures 83,849 $103,849 Surplus $44,050 Total Losses Paid $37,500. Average Am 't of Pol. in force $3,054 The business of this Company is conducted on the " Mixed " Plan, Divi- dends are paid annually on all participating policies two years in force. Sur- plus is divided among the assured on the " Contribution " Plan. The Net Premiums are calculated upon the "American Experience" Table, interest at 44 per cent. $100,000 is deposited with the Ins. Dep't of Missouri for the benefit of policy-holders. The largest amount of insurance carried on nnv one life is $10,000. -^ Since preparing tlie above statement the risks of this Company have been transferred to the " Eopublio Life Ins. Co." of Chicago. LIEB INSUEANCE DIKECTOKY. ^ 31 No. 187 Broadway, New York. Incorporated July B, 1868, as tlie "First I^Tational Eclectic Life Insurance Society" of the IT. S., name afterwards changed in 1869. First Policy IssnEU July 9, 1868. CASH CAPITAL, $150,000. GEO. B. SATTEELEE, President. CHAETEE, PERPETUAL. ISEAEL 0. PIEESON, Secretary. JVum-ber of Policies Issued each year since Organization, Year. No. PoUcles Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4J% Gross Assets. Losses Paid. DiTld'ds Paid. 1868 1869 1870 233 1,776 8,088 $739,000 3,480,300 4,206,915 $16,547 86,117 213,555 $152,707 239,101 304,511 $5,666 89,400 $208 2,329 Policies in force Jan. 1, 1871 2,667. Amount Insured $5,440,315 ASSETS, JAB". 1, 1871. Capital $150,000 Other Assets 304,511 LIABILITIES. Net Talue Pol. in force, American Experience, ^\% $193,597 Other Liabilities exclusiye of Capital 19,956 $454i511 $813,555 Surplus $240,956 INCOME DUELNG 1870. Premium Eeoeipts $173,838 Other " ' : 13,032 EXPENDITUEBS. Death Claims and Endowments $29,400 Policy Claims and Surrenders 968 Dividends to Policy-holders 8,843 All other Expenditures 116 " " i,870 Surplus - . Total Losses Paid $34,400. $149,809 $37,061 Average Am't of Pol. in force $8,039 The busiaess of this Company is conducted on the ''Mixed" Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- olusis divided among the assured on the "'Contribution" Plan. The Net Tremiums are calculated on the "American Experience" Table, interest at 44 per cent. $100,000 is deposited with the Ins. Dep't of New York for the benefit of policy-holders. The largest amount of insurance carried on any one life is $5,000. The Massachusetts non-forfeiture law has been adop- ted by this Company. 32 WTNKOOP & HALLBNBBCK'S \l LIfi Iai» 0®.. 45 Westminster Street, Providence, R. I. INCOKPOEATED MAY, 1866. FlEST POLICY ISSnED JtTLY 14, 1866. CAPITAL, 1200,000 (CASH, $100,000). CHAETEE PEEPETUAL. S. S. EUOELIN, President. ■ 0. a. UcENISHT, Vice-President. WM. Y. POTTEE, Secretary. jVumber of ^Policies Issued each jiear since Organization, No. Year. Policies Issued. 1866 224 1867 982 1868 1,098 1869 1,502 1870 1,134 Amouilt Insured. $757,000 2,762,846 2,704,736 3,847,451 2,478,980 Net Value Pol. in force. Am. Ex. 4* ?, $30,000* 133,363* 246,663 423,809 543,468 Gross Assets. $241,443 374,365 500,886 655,798 817,896 Paid. 14,500 11,000 49,000 21,069 Divid'ds Paid. $14,647 14,804 19,683 *English Life No. 3, 5 per cent. Policies in force Jan. 1, 1871 2,743. Amount Insured $6,359,718 ASSETS, JAN. 1, 1871. Capital $200,000 Otlier Assets 617,897 ' $817,897 LIABILITIES. Net Value Pol. in force, American Experience, i\% $543,468 Otter Liabilities, exclusiTC of Capital 46,588 $590,056 Surplus $227,841 INCOME DUEING 1870. Premium Ecceipts $401,370 Otier " 27,962 EXPENDITFEES. $429,332 Death Claims and Endowments $21 069 Policy Claims and Surrenders ] _' Dividends to Policy-holders \ 20000 All otlier Expenditures IJ""." 96*403 $137,472 S"Pl"3 $291,860 Total Losses Paid $85,569. Average Am't of Pol. in force. . -$2 354 The business of this Company is conducted on the " Mixed " Plan Divi dends ai;e paid annually on all participating policies one year in force Siir plus 18 divided among the assured on the "Contribution" Plan The Nnt Premiums ore calculated on the "American Experience " Table 'iiitBT»uauco caiiiea LIFE INSURANCE DIRECTORY. 33 llHll lOTUAI, MM lis. CO., 139 Broadway, New York. INCOEPOKATED JAN. 1, 1869. CASH CAPITAL, $100,000. e. HILTOK SOEIBMEE, President. OEO. W. SMITE, Vice-President. SIDNEY 'w. OEOFUT, Secretary. FiKBT Policy Issded Apkil :j, 1869. CHAETEE PBEPBTFAL. L. H. WiTEES, Actuary. T. t. MAEC7, Medical Ezaminer. E7EEETT CLAPP, Sup't Agencies. JVumber of Policies Issued each year since Organixai 'on^ Tear. No. Policies Issued. Amount Insured. Net Val. Pol. in force. Am. Ex.4451 Gross Assets. Losses Paid. DiTid'ds Paid. 1869 3870 1,957 5,237 $4,885,100 10,656,407 $126,577 565,696 $292,195 633,078 $852 18,300 Policies In force Jan. 1, 1871 5,075. Amount Insured $10,014,108 ASSETS, JAN". 1, 1871. Capital $100,000 Other Assets 533,078 , $633,078 LIABILITIES. Net Value Pol. in force, American Experience, ^\% $465,695 Other Liabilities, exclusiTe of Capital 61,719 $527,414 Surplus $10.5,684 INCOME DUEING 1870. Premium Eeceipts $627,589 Otlier " 29,415 EXPENDITUEES. Death Claims and Endowments $18, 300 Policy Claims and Surrenders, 5,402 DiYidends to Policy-holders Ail other Expenditures, 366,756 $657,004 $360,458 Surplus $296,546 Total Losses Paid $19,162. Average Am't of Pol. in force $1,973 The business of this Companj^ is conducted on the " Mutual ' ' Plan . Divi- dends paid annually on all participating policies three years in force. The Net Premiums are calculated upon the "American Experience" Table, in- terest at 4 per cent. $100,000 is deposited with the Ins. Dep't of New York for the benefit of policy-holders. The largest amount of msurance on any one life is $20,000. All Policies are non-forfeitable. The risks of the following Companies have been transferred to this Com- pany : " Farmers and Mechanics' Life " in 1870, " International Life " of London in 1870, and " American Tontine and Savings Ins. Co." in 18T1. 34 WYNKOOP & HALLENBECK'S "Watertown, New York. Ihcoepoeated Apeil 13, 1869. CASH CAPITAL, $100,000. SEO. E. PHELPS, President. PiEST Policy Issued May 15, 1869. CHAETEE PEEPETD"AI.. ESEA OOENELL, 2i Vice-President. LOrELAND PADDOOE, 1st Vice-President. JOHH SHELDOK, Secretary. J^umber of ^Policies Issued each year since Organization . Tear. Ifo. Policies Issued. Amount Insured. Ket Value Pol. in force. Am. Ex. 4 J % Gross Assets. I,08ses Paid. DiTid'ds Paid. 1869 1870 1,168 S,075 $1,991,600 3,991,550 $45,803 133,416 1152,911 246,008 $'15,560 Policies in force Jan. 1, 1871 2, .559. Amount Insured |4, 836,400 ASSETS, JAN 1, 1871. Capital. $100,000 Other Assets ]46,0t8 LIABILITIES. Net Value Pol. in force, American Experience, 4^";^ $133,416 Other Liabilities, exclusire of Capital :2,422 Surplus. INCOME DCTRING- 1870. Premium Eeceipts $131 ,618 Otlier " 10,610 EXPENDITUEES. Deatli Claims and Endowments Ill, 500 Policy Claims and Sm'reuders 1224 DiYidonds to Policy-holders ; , , . All other Expenditures 66 774 Surplus Total Losses Paid $15,500. Average Am't of Pol in force . $246,008 $135,838 $110,170 $143,228 $83,498 $58,730 The business of this Company is conducted on the " Mixed " Plan. Diyi- dends are paid annually on all participating policies tiyo years in force Surplus is divided among the assraed on the "Contribution" I'lan. The Net Premiums are calculated on the " American Exp. " Table, interest at 4J per cent. $100,000 is deposited with the Ins. Dep'tof New York for the benefit of policy-holders. The largest amount of insurance carried on any one life is $5,000. Participating Policies contain no restriction on travel or resi- dence, and are non-forfeitable and incontestable after two annual premiums Lifo Policies contain the " Massachusetts Law " of non-forfeitui'e. IJFE IKSURANCE DIRKCTOKY. y^ 35 116, 118, 120, 122 & 124 Broadway, New York, INCOEPOEATED JUL¥ 25, 1859. CASH CAPITAL, $100,000. WM. C. ALEXANBEE, President. EENEY B. HYDE, Vioe-PreBident. Kkst Poltcy Issued, August, 1859. CHAETEE PEEPETITALj SAM'L BOEEOWE, Secretary. OEO. W. PHILLIPS, Actuary. JVuniher oflPoticies Issued each year since Organizaiion. Year. -r.^."- 1 Amount Net Value Pol. in force. Am. Ex. i\ ?• Gross Assets. Losses Paid. DiTid'ds Paid. 1859 1860 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870 377 612 678 1,233 1,633 2,873 3,425 7,245 10,527 11,986 13,311 10,063 41,178,000 1,905,500 1,818,750 2,863,450 4,591,900 8,758,550 13,748,650 30,072,450 45,453,700 51,891,825 48,545,294 40,295,799 '"$65',666t ' "763,i85t 1.391,803t 2,294,582t 4,070.0005 6,750,000 9,009,978 11,482,847 1120,772 163,618 210,636 332 298 584,714 1,017,977 1,586,534 3,077,788 5,125,4-'3 7,721,077 10,-510,824 13,336,035 19,666 10,500 29,000 40,000 77,600 154,936 184,000 418,650 765,723 1,185,124 1,375,317 ^380,666 ' 610,666 840,000 1,150,000 1,110,000 f Actuaries, 4 per cent. ^American Exp., 5 per ceut. ^English Life No. 3, 6 per cent. Policies in force Jan. 1, 1871 36,340. Amount Insured $143,970,£84 ASSETS, JAN. 1, 1871. Capital --■-.- $100,000 Other Assets 13136,035 |il3,23Si,025 LIABILITIES. Net Valne Pol. in force, American Experience 4i i. - ,$11, .523,800 Other Liabilities exolusiTO of Capital 360,325 $11,884,125 Sm-plns $1,361,900 rfrCOME DUEING 1870. Premlnm Keoeipts $6,327,724 Other " 681,6^" 7,009,344 EXPENDITTTEES. Death Claims and Endowments $1,404,117 Policy Claims and Surrenders 766,430 Dividends to Policy-holders 925,258 All other Expenditures 1,053,419 . : $4,148,224 Surplus....... $2,861,120 Total Lojses Paid $4,349,840. Average Am't of Pol. in force $3,964 The business of this Company is conducted on the "Mutual" Plan. Surplus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "Ameri- can Exp. " Table, interest at 4 per cent. There is deposited for the benefit of policy-holders with the proper authorities, $100,000 in New York, $30,000 in Virginia, $20,000 in Tennessee, $92,000 in Canada. The largest amount of insin-ance on any one life is $25,000- Policies are non-forfeitable after three annual premiums. The foUowing Companies have transferred their risks to this Society : " Baltimore Life Ins. Co.," of Baltimore. Also, the " Homestead Life Ins. Co." of Philadelphia, in 1870. 36 WTNKOOP & HALLBNBECK'S 91 Third St., Des Moines, Iowa. Incorporated Jau. 25, 1867. First Polict Issued Maech, 1867. CAPITAX $100,000 (CASH, $27,500). CHAIRTEB, 50 YEAES. P. M. OASSADY, President. B. F. ALLEN, Vice-President. HOYT SHEEMAN, Secretary. 1. E. WEST, Treasurer, Jfumber o f Policies Issued each year since Organization. Tear. No. Policies Issued. Amount Insured. Net Value Pol. in force. Act. Exp. 4^ Gross Assets. liOsses Paid. Di-rid'ds Paid. 1867 1868 1869 1870 280 183 170 271 5403,200 260,600 240,765 £53,302 |i9',295 30,399 46,800 1126,946 143,326 166,687 Robb 3,000 "isog 1,226 3,029 Policies in force Jan. 1, 1871 542. Amount Insured $769,622 ASSETS, JAN. 1, 1871. Capital 8100,000 Other Assets 66,687 5166,687 LIABILITIES. Net Value Pol. in tprce. Actuaries Experience, 4 ^ $46,800 Other Liabilities, exclusive of Capital j,038 Surplus $116,849 Premium Receipts. Other INCOME DUEING 1870. 6,497 EXPENDITUEES. Death Claims andEndo-wmeuts...-- $3,000 Policy Claims and Surrenders 1,831 Diyidends to Policy-holders 3,028 All other Expenditures 5,188 Sm^plns Total Losses Paid $6,000. 3 Am't of Pol, in force. $35,966 $13,047 $32,919 - $1,420 The business of this Company is conducted on the "Mixed" Plan. Divi- dends are paid annually on all Policies one year in force. Surplus is divided among the insured on the "Percentage" Plan. The Net Premiums are cal- culated on the "Actuaries" Table, interest at 4 per cent. This Com- pany deposits every year with the State Auditor a sum equal to the net value of the Policies in force. There is now over $80,000 on deposit The largest amount of insurance can-iod on any one life is $10,000 Life PoU cios arc payable at death or 80. All Policies are non-forfeitable after two annual premiums. Business confined chiefly to the State of Iowa LITE DSrSTJEANCE DIKBCTOEY. 37 ligilil®! Life liiimiii C§m|j^|j 68 & 70 "William St., New York. INCOHPORATBD MAT 8, 1867. CASH CAPITAL, $125,000. C. M. MOEOAN, Prss't. r. A. PLATT, Vice-Pres't. ITiKST Policy Issued May 9, 1867. CHAETEE PBEPBTUAl. BUTLEE WARD, Sec'y. Z.S. 1!VWM, Sup't Agencies. JVum'ber of ^oZicies Issued each year since Organizai ion. Tear. ISO. Policies Issued. Amount Insured. ]N"et Yalue Pol. in force. Am. Ex. 4i % Gross Assets. Losses Paid. Divid'ds Paid. 1867 1868 1869 1870 383 773 938 1,847 $961,500 3,609,608 3,063,068 4,037,873 $13,646* 91,351 314,220 266,911 $151,311 230,569 351,635 445,367 '$25,.5.5i 41,314 $2,669 15,218 Policies in force Jan. 1, 1871. ^Estimated. .2,302. Amount Insured. . . . $5,986,865 ASSETS, JAlif. 1, 1871. Capital $125,000 Otter Assets 320,367 LIABILITIES. M"et Value Pol. in force, American Experience, ^% $366,911 Other Liabilities, exclusiTe of Capital 28,798 SurpluB- IM-COME DUEIlfG- 1870. $445,367 $295,709 J149,658 Premium Eeoeipts $233, 961 Other " 16,733 EXPENDITUEES. . $250,694 Death Claims and Endowments $41 ,314 Policy Claims and Surrenders 995 Dividends to Policy-holders 4,025 All other Expenditures. - 117," "" $163,520 Surplus Total Losses Paid $63,865. Average Am't of Pol. in force $87,174 ..$2,600 The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies two years in force. Surplus is divided among the assured on the " Contribution" Plan. The !Net Premiums are based upon the ' ' Actuaries Experience " Table, interest at 4 per cent. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums. 38 WYNKOOP & HALLENBECK'S Cor. Kentucky & Ulinois Sts., Indianapolis, Ind, INCOKPOKATED JULY, 1866. PlKST POLICY ISSnED AUG. 7, 1866. CHAETEK PEEPBTUAL. W. S. HUBBAED, Fiesident. W. D. WILES, Vice-President. L. a. EAT, Actuary. E. P. HOWE, Secretary. ?SEB. BOG&S, Treasurer. JVumtter o f Policies Issued each year since Organization , Year. No. Policies Issued. AmouDt Insured. Net Value Pol. in force. Am. Ex. 4i % Gross Assets. Losses Paid. Divia'ds Paid. 1866 1867 1868 1869 1870 337 255 171 274 423 $1,035,300 733,100 511,100 587,500 1,063,850 $52,876 70,498 101,072 119,273 $75,877 103,572 132,707 177,311 $3,666 8,100 11,000 4,622 $11,308 14,147 18,769 Policies in force Jan. 1, 1871 1,011. Amount Insured $2,433,314 ASSETS, JAN. 1, 1871. Capital Other Assets $177,311 LIABILITIES. $177,311 Net Value Pol. in force, American Experience, 4 J ^ $119,273 Other Liabilities, exolusiTC of Capital 6,000 $125,273 Surplus $52,038 INCOME DUEIN& 1870. Premium Eeoeipts $44,020 Otlier " 62,660 EXPENDITTTEES. P,'?Ul'}'9?,".™™''E'^''<''™"'nts $4,622 li?ii^f„i?'^°'l Surrenders 128 $106,680 Surplus Total Losses Paid ^25 $38,097 $68,583 732. Average Am't of Pol. in force. . . .$2,406 pividonanrfp^aldinSSrirou ifii°?"''".<'t°'i on the " Purely Mutual" Plan business of tEisSp"^VroS*S^%tl,SS'^P°°'"^^^^^^ LIFE rsrSUKAJ^CB DIBEOTOBT. 39 OF ST. LOUIS, 112 Market St., St. Louis, Mo. INCOBPOKATED NOV. 23, 1857. FlEST POLICY ISSUED APEIL 12, 1858. CHAETEE PEEPETTJAl. OHAS. W. HOEN, President. F. A. H. SCHNEIDEIi, Vioe-Pres't. F. S. BEHBEIT3, Sec'7 aid TieiS. I3IB0R ETISH, Actuary. Jfumber of policies Issued in i869* Year. So. Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4i i. Gross Assets. Losses Paid. DiTid'ds Paid. 1869 74* $133,282 $103,593 $133,292 $4,589 $3,849 * Eight months. Policies in force January 1, 1870 616. Amount Insured $1,139,242 ASSETS, JAM". 1, 1870. Capital Other Assets $133,292 LIABILITIES. Net Value Pol. in force, American Experience, 44 i< $103,593 Otler Liabilities, exclusive of Capital 20,695 $133,292 $124,288 Surplus $9,004 INCOME DFEING 1869 (8 MONTHS). Premium Eeceipts $33,903 Other " 7,182 EXPENDITUEES. Beath Claims and Endowments $4,51 Policy Claims and Surrenders Dividends to Policy-holders 3,8 All other Expenditures 6,8 Surplus Total Losses Paid |58,242. Average Am't of Pol. in force. $41,085 $15,402 . $25,683 ..$1,849 The business of this Company is conducted on the "Purely Mutual " Plan. . Dividends are paid annually on all participating policies three years in force. Surplus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon Tables constructed by Messrs. Bush and Uhlmann, interest at 4 per cent. The largest amount of insurance carried on any one life is $10,000. All policies are non-foiieitable after two annual premiums. 40 ■WYNKOOP & HALLENBBCK'S r 293 & 295 Broadway, New York. INCOEPOEATED JULT, 1860. CASH CAPITAL, $200,000. HUGO WE2END0H0E, President. FEED'S SOHWENDLEE, Vioe-PresMent. First Policy Isbtobd July 17; 1860. CHAETEE PEEPETTTAL. OOENELIUS DOEEKUS, Secretary. HUBEET OILLIS, Actaarj'. J^umher of IPolicies Issued each year since Organizalion . Year. Ko. PoUoies Issued. Amouiit Insured. Ifet Value Pol. in force. Am. Ex. 4J i Gross Assets. Losses Paid. Divld'ds Paid. 1860 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870 169 284 722 2,382 2,464 3,470 5,016 3,781 3,206 3,495 3,407 $300,028 370,310 676,302 1,818,041 2,442,607 3,835,610 4,889,084 3,875,353 4,041,796 4,695,985 5,866,184 $10,000* ' "25l',B82t 500,000f 900,0{)0* l,245,086t 1,801,680 2,417,693 3,113,835 $194,545 202,472 260,885 335,342 525,864 809,230 1,244,663 1,875,363 2,459,015 3,224,465 3,820,666 '$44,175 96,925 187,925 221,175 269,549 296,106 398,563 $73,5885 130,574 210,579 * Estimated. f English Life No. 1, 5 per cent. \ ist Div. Policies in force Jan. 1, 1871 17,710. Amount Insured $32,144,462 ASSETS, JAJN". 1, 1871. Capital : $200,000 Other Assets 3,620,666 $3,820,666 LIABILITIES. Net Value Pol. iu force, American Experience, \\i $3,113,835 Other Liabilities, exclusiye of Capital. 74,019 $3,187,854 Surplus $632,812 INCOME DtnailTG- 1870. Premium Eeceipts $1,434,252 Other " 210,641 - $1,644,893 EXPEKDITUEES. Death Claims and EndoTYments $398,563 Policy Claims and SniTenders 123,770 Dividends to Policy-holders 210,579 All other Expenditures 301,994 $1,034,106 Surplus $610,787 Total Losses Paid $1,538,118. Average Am't of Pol. lo force $1,815 The buBineas of tliia Company is condncted on tlie "Mixed " Plan. Dividends are paid an- nually on nil partloipatiiip policio3 two years in force. Surplna is divided among tiie assured on llie " Conti-ibution " Plan. Tlte Net Premiums are oHlonlntod upon the " English Life Tublo No, 1," interest at 6 per cent Tiioro is deposited witii tlTO proper auUiorities $104 000 in Kew Yorit, $30,000 in Tennessee, $30,000 in Virginia, and $160,000 iu Prussia for the benefit of policy-holders. The largest amount of insurance carried on anyone life is $20,000. Life policies are nouforfpitnblo after three annual premiums. This Company lias Agon'cios'ostab- lished tliroughout Germany. LIFE INStJKANCE DIEECTOEY. ^ 41 258 Broad^way, ISTew York. INCOEPOEATED JUXE 7, 1864. CASH CAPITAL, |100,000. PLIN7 PEEEMAN, Pres't. LOEIKG AKDSEWS, Vics-Prea't. First Policy Issued June 8, 1864. CHAETEK PEKPETTTAL. JAMES M. PEBEMAN, Seo'y. J. E. HOSMEE, Sup't Agencies. JVumber of ^oUcies Issued each year since Organizaiion . No. Tear. Policies Issued. 1864 1,041 1865 2,761 1866 3,046 1867 2,4'Jl 1868 4,307 1869 4,635 1870 4,551 Amount Insured. $3,072,937 8,025,774 7,995,031 6,103,891 10,553,524. 12.530,562 11,267,703 E"et Value Pol. in force. Am. Ex. i\ i $63,077* 302,515'- 531,247* 791,693* l,234,242t 1,789,170 2,3:5,066 Gross 1214,725 469,009 789,249 1,171,194 1,641,908 2,251,057 2,717,907 Losses Paid. $15,000 94,2.50 106,050 143,363 152,780 274,487 Divid'ds Paid. $50,391 69,118 115,403 * Actuaries', 4 per cent. f English Life No. 3, 5 per cent. Policies la force Jan. 1, 1871 12,017. Amount Insured $30,144,320 ASSETS, SKE. 1, 1871. CapitEd $100,000 Other Assets 2,617,907 -$2,717,907 LIABILITIES. U^et Value Pol. in force, American Experience, i\t $2,436,066 Other Liabilities, exclusiTC of Capital 127,518 $2,563,584 Surplus $154,333 INCOME DTTEING 1870. Premium Eeceipts $1,151,133 Other " 138,187 |1,SB9,320 EXPBNDITUEBS. Death Clalmg and Endowments $274,487 Policy Claims and Surrenders 40,599 Dividends to Policy-holders 115,403 All other Expenditures 434,263 $864,752 Surplus $^24,568 Total Losses Paid $785,939, Average Am't of Pol. in force ;$3,508 The bufiineHB of tlila Company is conducted on the " Mutual " Plan. Dividends are paid an- nually on all participating policies two years in force. Surplus is divided among the assured on the " Contribution " Plan. The Net Premiums are calculated upon a table of mortality constructed by Messrs. Gill & Homans, interest at 4 per cent. $165,000 is deposited with the Ins. Dep't of N. Y. , $20,000 with the State Treas. of Tcnu., and $30,000 with the State Treas. of Virginia for the benefit of policy-holders. The largest amount of insurance carried on any one life is $20,000. When desired, "Registered" Policies will be issued, secured by the deposit of the net value with the Ins. Dep't of N. Y. All policies are non-forfeitable after two and three annual premiums. 42 WYNKOOP Ss HALLENBECK'S Smmnmmi iiiiilly Life Im. S@« 17 "Warren Street, New York. INCOEPOEATED MAY 4, 1870. CASH CAPITAX, $100,000. HENEY P. MOESAN, President. FiiisT Policy Issued May 7, 1870. CHAETEE PEEPETUAL. GEO. WOLrOEE, Viee-President. GEO. H. AHITOLD, Secretary. JVumber o f Policies Issued each yeaT since Organization , Tear. Ko. Policies Issued. Amount Insured. N"et Value Pol. in force. Am. Ex. 4J^ Gross Assets. Losses Paid. DiTid'ds Paid. 1870 400 $1,377,500 $28,101 $151,636 Policies la force Jan. 1, 1871 366. Amount Insured $1,244,500 ASSETS, JAN. 1, 1871. Capital $100,000 Other Assets 51,636 LIABILITIES. Net Value Pol. in force, American Experience, 'L\$ $28,101 Other Lialbilities, exclusive of Capital 39,738 $151,636 $67,833 Surplus $83,803 Premium Eeoeipts. Other INCOME DtTEING 1870. $33,131 6,544 EXPENUITTTEES. Death Claims aud Endowments Policy Claims and Surrenders Diviaends to Policy-holders !I"]] All other Expenditures $35,053 $39,675 Surplus. Total Losses Paid Average Am't of Pol. in force. $35,053 $4,622 ..$3,400 The business of this Company is conducted on the " Mixed " Plan No Dividends have yet been declared. Surplus will be divided among tlie as- sured on the " Contribution " Plan. The Net Premiums are calcidated upon the "American Experience " Table, interest at A\ per cent. $125,000 is de- posited with the Ins. Dep't of New York for the benefit of policy-holders The larp^est amount of insurance carried on any one life is SIO 000 All Solicies are "Eogistered," the net value being deposited with Ihe lus Dep't of r. Y. All policies are uon-forfeitable after two and three annual premiums LIFE INSURANCE DIRECTORY. / 43 251 Broad^w^ay, TsTe-w York. INCOEPOHATED AUQ 11, 1859. CASH CAPITAL, ?125,000. WALTER H. PEOKHAM, President, WM. T. HOOKEE, Vice-President. First Policy Issued Adg. 12, 1859. CHAETEB PEBPETITAL. LUOIDS McADAM, Seo'y & Act'y. EENET 0. OLEHOH, Ass't Seo'y. J^umber of IPoUcies Issued each yedr since Oi'ffanizaHon. Year. No. Policies Issued. AmoTuit Instired. Net Talue Pol. in force. Am. Ex. 4J % Gross Assets. Losses Paid. DJTid'ds Paid. 1859 147 $415,500 J15,000* $137,116 1860 383 866,600 19,500* 112,516 $6,665 1861 257 593,650 20,000* 119,152 1862 688 1,234,623 50,000* 134,235 6,000 1863 1,048 1,984,682 84,515* 210,266 1,C00 1864 1,900 ■ 4,002,550 160,276* 335,817 30,950 1865 2,804 6,468,067 3.58,228* 513,818 69,500 |38,522{ 1866 2,192 5,553,405 539,075t 740,414 106,000 1867 3,101 7,046,640 788,723t 1,038,507 134,500 186B 4,367 10,199,660 1,193,212 1,486,271 179,030 i9,992j 1869 5,158 11.426,582 1,711,524 2,041,747 220,039 44,462 1870 4,414 9,233,000 1,933,097 2,280,686 353,295 75,562 *Actuaries', 4 per cent f English Life No. 3, 5 pel* cent. :j: 1st Div. % 2d Div. Policies in force Jan. 1,1871 10,781. Amount Insured $23,475,625 ASSETS, JAN. 1, 1871. Capital $125,000 Other Assets 2,155,686 $2,280,686 LIABILITIES. Net ValuePol. in force, American Experience, 4^,^ $1,933,097 Other Liabilities, exclusive of Capital 60,200 $1,993,297 Surplus 1287,389 INCOME DUEING 1870. Premium Beceipts $1,145 326 OtKer " 74,210 EXPBNDITDllES. Death Claims and Endowments $349,095 Policy Claims and Surrenders 160,465 Dividends to Policy-lLOlders 75,562 AU Other Expenditures 351,117 - $1,219,536 Surplus Total Losses Paid $1,096,314. $936,239 .. ..-..■-. $283,297 Average Amount of Pol. in force. .$2,177 The business of this Company is conducted on the '' Mutual " Plan. Dividends are paid an- nually on all participating policies one year in force. Surplus is divided among the assured on the "Contribution " Plan. The Net Premiums are calculated upon the ''American Exp." Table, interest at 4 per cent. $100,000 is deposited with the Ins. Department of K. Y., and $30,000 with State Treasl of Virginia for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. 44 , WYNKOOP & hallenbeck's , p... ^^r,^ ^oMlIf I {rail |s» if |l|IIs» 480 Chestnut St., PhiladelpMa, Pa. INCOEPOKATED MAKCH, 1836. FlEST POLICY ISSUED MAECH, 1836. CASH CAPITAL .J300,000. CHARTER PERPETUAL. THOS. EIDOWAY, President. S. J. OOULY, Vice-President. WU. H. SIOEVEE, Ass't Treas. & iot'7. ASSETS $3,250,000. The business of this Company is conducted on the " Mixed " Plan. Divi- dends are declared every five years, and are paid with the Policy. The Ifet Premiums are calculated upon the " Carlisle'' Table, interest jat, 4 per cent. The largest amount of insurance carried on any one life is §10,000. This Company receives deposits of money, which forms its chief business. i Mitiml Lift lii» 0§. 112 South Fourth St., Philadelphia, Pa. / INCORPOKATED MAKCH, 1867. AtTTHORIZED CAPITAL, 1500,000. CHARTER PERPETUAL. W. F. SMITH, President. JOSEPH COLLINS, Vice-President. BOEEIiT U. F0I7ST, Secretary. The business of this Company is conducted on the "Mixed "Plan. Divi- dends are paid annually on all participating policies three years in force. Surplus is divided among the assured on tie "Percentage" Plan. The largest amount of insurance carried on any one life is ^10,000. All poKcies are non-forfeitable after two annual premiums. uimm Mil iisiMici 00. Chicago, Illinois. IKCOEPORATED MaECH 29, 1869. CaBH CAPPTAL, §100,000. J. TOUNO SOAMUAN, President. EOBEET T. LINCOLN, Secretary. ASSETS..: $100,000. This Company was organized and made the deposit of stocks to the , amount of JIOO.OOO, for the purpose of keeping the charter in existence No business has yet been transacted. tIPE INSDEANOB DIKBCTOEY. 45 mm Life liiiiii©© mmw Case Building, Cleveland, Ohio. Incorporated Sept. 14, 1865, as Hahnemannian Life Ins. Co., changed to its present name Oct., 1865. First Policy issned Oct. 14, 1865. CASH CAPITAl, $200,000. CHARTER PEEPBTITAL. H. M. OHAPIK, President. I. P. OEANE, Secretary. Jfumber of ^oHcies Xssued eaefi year since Organization. No. Tear. Policies Issned. 1866 612 1867 1,109 1868 1,878 1869 2,110 1870 2,066 Amount Insured. $1,506,500 1,822,700 3,489,853 3,365,078 3,250,595 Net Value Pol. in force. Act. Exp. 4 % $42,430 88,861 189,995 273,163 355,145 G-ross (1247,316 287,673 349,770 414,764 485,561 Paid. $8,000 19,000 35,000 31,000 Divid'd Paid. $3,034 7,384 9,712 Policies in force Jan. 1, 1871 4,237. Amount Insured $7,164,1 ASSETS, JAN. 1, 1871. Capital $200,000 Other Assets 285,560 LIABILITIES. Net Value Pol. in force. Actuaries Experience, 4 ^ $355,145 Other Liabilities, exclusive of Capital 3,000 $485,560 $3.58,145 Surplus $127,415 INCOME DURING 1870. Premium Receipts $197,195 Other " 20,422 EXPENDITURES. Death Claims and Endowments $31,288 Policy Claims and Surrenders 15,788 Dividends to Policy-holders 9,7] 2 AH other Expenditures 95,338 $217,517 $152,126 Surplus $65,391 Total Losses Paid $93,288. Average Am'tof Pol. inforce $1,676 The business of this Company is conducted on the "Mutual" Plan. Divi- dends are paid annually on all participating policies two years in force. Sur- plus is divided among the assured on the " Contribution " Plan. The Net Premiums arc calculated upon the "Hahneman" Table, interest at 4 per cent. $100,000 is deposited with the Auditor of the State of Ohio for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after three annual premiums. 46 WYNKOOP & HALLENBBCK'S y liilfeii Life iii iaaillj lai„ 0@« 11 Asylum St., Hartford, Conn. Incoi-porated May 2, 1866. aa ihe " Hartford Accident Insurance Co." Name changed durisg the year to "TJartford Life and Accident Insurance Co." Changed again in 1867 to its present name. First Life PoL Issued in April, 1867, CASH CAPITAL, ^300,000. CHARTER PERPETUAL. WAEEHAM GEISWOLD, Pres't. D. P. SEYMOUE, Vice-Pres't. 3. P. TA7L0E, Sec'y. J^timber of Policies Issued eac/ j/ear since Organization . Tear. So. Policies Issued. Amount Insured. M"et Value Pol. in force. Act. T5x. 4% Gross Assets. Losses Paid. Divld'ds Paid. 1867 1868 1869 1870 274 1,105 1,070 1,467 $745,700 2,454,300 2,377,543 3,033,783 $32,629* 76,648t 170,964t 293,347 $356,588 366,073 503,846 633,330 $2,566 12,000 9,000 $716 2,779 * Eaglish Life No. 3, 6 per cent. f American Exp., 4 1-3 per cent Policies in force Jan. 1, 1871 . . . 2,758. Amount Insured $5,909,613 ASSETS, JAN. 1, 1871. Capital $300,000 Other Assets 333,330 $633,330 LIABILITIES. ifet Value Pol. in force. Actuaries Experience, 4 ^ $293,347 Other Liahilities, exolusiTe of Capital 3,390 ■ $296,737 Surplus $336,.593 MCOME DURING 1870. Premium Keceipts $172,214 Other " -. 27,318 EXPEKDITUEES. $199,532 Death Claims and EndoTrments $9,000 Policy Claims and Surrenders 1,013 Dividends to Policy-holders 2,778 All other Expenditures 78,386 Surplus - Total Losses Paid ! Average Am't of Pol. in force. $91,177 $108,355 ---$2,143 The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating: policies one year in force Surplus is divided among the assured on the " Contribution " Plan. Policies are issued upon the " Interest-bearing " Plan, guaranteeing 6 per cent, int- erest on all premiums paid, until premiums and interest amount to the' sum insured, when premiums cease, and dividends are paid in cash annually until death, when the amount of the policy is paid. The Net Premiums are calculatedjupon the "Actuaries" Table, interest at 4 per cent. $100 000 is deposited with the Ins. Dep't of Conn, for the benefit of policy-holders. The largest amount of insurance carried on any one life is $20,000. LIFE DSrSUEANOE DIKEOTOEY. / 47 23 Union Square, New York. INCOKPOBATED DEC. 11, 1869. TlBST POLICY ISSUED DEC. 13, 1869. CASH CAPITAi, $150,000. CHAETEE PEEPETUAL. JAUES D. BBTKEBT, Fiesideit. AAEOIT C. ALLEK, Secietar?. D. EETNOLDS BUDD, AsB't Seo'y. JVumber of S'oUcies Issued each year since Organization . Tear. No. PoUcies Issued. Amoimt Insured. Net Value Pol. iu force. Am. Ex. 4i % Gross Assets. losses Paid. DlTid'ds Paid. 1869 1870 ■4] 794 $163,500 1,079,000 $6,422 31,051 1110,285 183,364 Policies in force Jan. 1, 1871 540. Amount Insared $821,600 ASSETS, JAN. 1, 1871. Capital.... $150,000 Other Assets 33,364 LIABILITIES. Net Value Pol. in force, American Experience, 4^ ^ $31,051 Other Liabilities, cxclusiTe of Capital 23,270 $183,364 $54,321 Surplus , $129,043 INCOME DITEING 1870. Premium Eeoeipts $27,759 Other " 7.5,770 EXPENDITDEES. Death Claims and Endowments Policy Claims and Surrenders 1206 DiTideuds to Policy-holders All other Expenditures 55,545 $103,529 Surplus. Total Losses Paid $55,751 $47,778 Average Am't of Pol. ia force. . .|1,580 The business of this Company is conducted on the "Mixed" Plan. Diyi- dends are paid annually on all participating policies_ two years in force. Surplus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the " American Experience " Table, interest at 4i per cent. $100,000 is deposited with the Ins. Dep't of N. T. for the benefit of policy-holders. The largest amount of insurance carried on any one life is |10,000. All policies are non-forfcitable after three annual premiums. 48 WYNKOOP & EALI-ENBBOK S y ii L! Hi iisiiMoi m. Ill Fulton St., Brooklyn, & 258 Broadway, N.Y. ISCOEPOEATED APKIL 30, 1860. FlESI POLICY ISSDED MAT, 1860. CASH CAPITA!, $125,000. CHARTEE PEEPETTJAL.^ WiLTES 0, QEIFPITH, ProBiisnt. SEO. 0. EIPLEY, Secretary. J. H. FEOTHIKSHAM, Treas. W. J. OOPFIN, Actuary. Jfumher of Policies Issued each year since Organizalion. Year. No. Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4i i Gross Assets. Losses Paid. DiTid'ds Paid. 1860-1 1862 1863 1864 1865 1866 1867 1868 1869 1870 875 756 1,016 8,610 2,017 2,306 2,867 2,582 2,103 1,939 $2,063,250 1,812,100 2,058,650 4,971,400 3,955,600 6,044,-500 6, .515, 386 5,.522,900 4,263,427 3,574,865 $368,'822* 575,870* 894,.580* ■ l,127,343t 1,475,100 1,907,361 2,815,000 $164,093 229,665 314,968 495,084 709,963 1,011,587 1,231,678 1,643,029 2,010,644 2,670,005 13,000 6,000 18,000 55,600 65,000 81,500 133,500 149,314 146,943 192,500 '$.5,982 12,394 83,353 60,190 108,223 136,447 194,795 207,000 192,271 *EngU3h Life Xo. 2, 4 per cent. f English Life No. 3, 6 per cent. Policies in force Jan. 1, 1871 11,169. Amount Insured $22,993,409 ASSETS, JAN. 1, 1871. Capital $125,000 Otlier Assets 2,545,005 LIABILITIES. Net Yalue Pol. in force, American Experience, 4^ % $2,215,000 Otlier Liabilities, exclusiTe of Capital 91,370 Surplus. INCOME DUEING 1870. Premium Eeoeipts $861,596 Other " 150,246 EXPENDITUEES. Beath Claims and Endowments ,. $192,500 Policy Claims and Surrenders ' Dividends to Policy-liolders 192,271 All other Expenditures 179,619 $2,670,005 $2,306,370 $363,635 $1,011,842 Sui'pliis Total Losses Paid $851,757. $564,390 $447,452 Average Am't of Pol. in force. . .$2,068 The buainesB of thla Company ia conduclod on the "Mixed" Plan. Dividends are paid annnnlly on all participating poUcJea two yenra in force. Surplus ia divided among the assured on the " Contribution " Plan. The Net Premiums ore calculated on the " CarUsle " and " English Life Tablea, No. 2," interest at 4 per cent. $100,000 ia deposited with the Ins. IX-partment of N. Y. for the benefit of policy-holders.. The largest omomu of insurance carried on any ono life is $10,000, All policies are non-forfeiting. LIFE INSURAlSrCB DnjlSCTORY. 49 m% |)ijil III® |q|^ I®. qI llatkriill 33 West Third St., Cincinnati, O. INOORPOEATED SEPT. 28, l866. OASH CAPITAL, $100,000. I. W. PAEKEE, President. J. E. McOOKNELL, Vice-President. I'insT Policy Issued Oct. 27, 1866. CHARTBE PEEPETTJAL. J'. W. lEEDELL, Jr., Secretary. S. J. F. MILLEE, Med. Adviser. JVuntber o f Policies Issued each j'ear since OrsfCf?nzaiion . Tear. No. Policies Issued. Amount Insured. !N"et Yalue Pol. in force. Am. Ex. 4J % Gross Assets. Losses Paid. DiTid'ds Paid. 1868 1869 1870 1,105 822 2,270 12,219,100 1,366,950 3,510,000 $69,328* 95,835 140,000 $221,219 250,879 280 003 $13,100 19,253 20,428 J4,727 15,623 * Enf^lish Life No. 3, 6 par cent. Policies in force Jan. 1, 1871.. 2,921. Amount lusured. ASSBTS, JAW. 1, 1871. Capital $100,000 Other Assets 180,003 LIABILITIES. INet Yalue Pol. in force, American Experience, 4^ Other LiabUitiee, exclusive of Capital $140,000 31,729 .$4,959,390 Surplus. INCOME DUEIJSIG 1870. Premium Receipts $] 70,673 Other " 3,685 EXPENDITUEES. Death Claims and Endowments $20,428 Policy Claims and Surrenders 4,429 Dividends to Policy-holders 15,523 All other Expenditures 98,151 Surplus Total Losses Paid $52,781. Average Am't of Pol. in force. 1171,729 $108,274 $174,358 $138,531 $35,827 -81,695 The tusiness of tliis Company is conducted on the " Mutual " Plan. Divi- dends are paid annually on all participating policies one year in force. Surplus is divided among the assured on the " Contribution" Plan. The Net Premiums are calculated upon the " ActuarieB " Table, interest at 4 per cent. $1 00,000 is deposited with the State Auditor of Ohio for the beneiit of policy-holders. The largest amount of insurance carried on any one life is $1 0,OUO. Ail policies are non-forfeitable after the third annual premium. 50 WYNKOOP * HALLENBECK'S a|,|0'Si|f. 231 Broadway, New York. INCOEPOKATEP TEB. 8, 1868. CASH CAPITAL $150,000. D. D. T. MABSHALL, Preaideot. First Policy Issued May, 18 CHAETEE PEEPETTJAX. J. OUSHINff, Jr., Vioe-Piesiieat. A. H. PLCMUEE, Secretary. Jfumber of Policies Issued each _vear since Organization. Tear. So Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4| % Gross Assets. Losses Paid. Divid'ds Paid. 1868 18S9 1870 709 1252 1355 ?1,805,456 2,885,353 2,742,054 $53,477 147,209 238,730 $192,819 252,760 320,180 ' sg^ooo' 39,554 ii.iis Policies in force Jan. 1, 1871 2,161. Amount Insured $4,797,721 ASSETS, JAK. 1, 1871. Capital $150,000 Other Assets 170,180 $320,180 LIABILITIES. Net Value Pol. in force, American Experience 4J j? $238,750 Other Liabilities, exclusive of Capital 143 $238,893 Surplus $81,287 INCOME DUEING 1870. Premium Eeoeipts $170,214 Other " 9,435 EXPENDITUEES. Death Claims and Endowments $41,777 Policy Claims and Surrenders Dividends to Policy-holders 2,415 All other Expenditures '. 78,162 $179,649 $122,354 Surplus $56,295 Total Losses Paid $48,554. Average Am't of Pol. in force. . .$2,220 The business of this Company is conducted on the "Mixed" Plan. Divi- dends are paid annually on all participating policies two years in force. Surplus is divided among the assured on the ^'Contribution" Plan. The Net Premiums are calculated upon the " Homoaopathio '■' Table, interest at 4 per cent. i$100,000 is deposited with the Ins, Dept. of Now York for the benefit of policy -holders. The largest amount of insurance carried on any one life is ^10,000. The Massachusetts law of non-forfeiture has been adop- ted by this Company. LIFB INSUEAJSrOE DIRBCTOKY. v/ 51 187 Broadway, New York. Incorporated Oct. 30, 1869. First Policy IssnED ITov. 1, 1869. CASH CAPITAX, SL50.000. CHAETER PEEPETTJAL. HBHE7 A. JOHES, President. WM. EDSALL, Vice-President. CEAHLES H. DEWEY, Secretary. JVuniber of ^oUcies Zssued each jear since Organization, Tear. No. Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. i\ f. Gross Assets. Losses Paid. DiTid'ds Paid. 1869 1870 526 5,354 $l,212,.5O0 10,779,418 $42,844 279,235 $184,592 505,flll $7,560" Policies in force Jan. 1, 1871 4,785. Amount Insured . ASSETS, JAN. 1, 1871. Capital $150,000 Otter Assets 355,011 ,9,733 747 LIABILITIES. Net Value Pol. in force, American Experience, A\% ^279 235 Other Liabilities, exclusive of Capital 47,714 $505,011 $326,9^9 Surplus $178,062 INCOME DUEINa 1870. Premium Eeceipts $226,713 Other " , 7,161 EXPENDITTTEES. $233,874 Death Claims and Endowments $7,560 Policy Claims and Surrenders Dividends to Policy-holders All other Expenditures 158,606 $165,166 Surplus $68,708 Total Losses Paid $7,560. Ayerage Am't of Pol. in force $2,304 The business of this Company is conducted on the " Mixed" Plan. Divi- dends are paid annuaDy on all participating policies one year in force. Surplus is divided among the assured on the " Contribution " Plan. The Net Premiums are calculated upon the "American Exp." Table, interest at 4 per cent. $100,000 is deposited with the Ins. Dep't of N. T. for the beuelit oipolicy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums. 52 WIT^KOOP & TIALXENBECK'8 Iff iiiAf I0IM m% im. 00. 128 La Salle St., Chicago, 111. Incorporated as " Empire Mutual Life Ins. Co." March 7, 1867. Clianged to its present name and first Policy issued April 20, 1868. CAPITAL, 1250,000 (CASH, $130,700). E. D. DIOKBEMAIT, Presiieat. CHAETEE PEEPBTITAL. E. W. POETEE, Secretary. JYumber of ^oUeies Zssued each year since Oi'ganizalioti, Tear. No. Policies Issued. 1868 1869 1870 . 401 Amount Insured. $460,.583 742,286 Net Value Pol. in force. Am. Ex. 4 % $50,778 56,566 $155,675 150,.513 Paid. ^5,000 3,500 Divid'ds Paid. Policies in force Jan. 1, 1871 419. Amount Insured ASSETS, JAN". 1, 1871. Capital $130,700 Other Assets 19,813 $150,513 LIABILITIES. Net Value Pol. in force, American Experience, 4 ^ $56,566 Other Liabilities, exclusiTe of Capital 21 $56,587 Surplus ^93,926 INCOME DUEING 1870. Premium Eeceipts $31,148 Other " 24,597 EXPENDITUEES. Death Claims and Endoivments .,.. $3,500 PolicT Claims and Surrenders Dividends to Policy-holders All other Expenditures 39,835 Surplus Total Losses Paid $8,500. Average Am't of Pol. in force. $55,745 J43.335 $13,410 .-.$3,123 The business of this Company is conducted on the " Mixed " Plan. .$100,000 is deposited with the State Treasurer of Illinois for the benefit of policy-holdevs. The largest amount of insurance carried on any one life 18 %\ 0,000. All policies are non-forfeitablo after two annual premiums. Life policies are payable at death or at age of 85. LIFE ESJSUEANCB MKBOTOKY. 53 Iitiiiitliail] Llf© lii. iai f iiit Cq, Cor. Washington and Montgomery Sts., Jersey City, N. J. INCOHPOKATRD APEIL 32, 1868. PlEST POLICY ISSUED APEIL, 1869. CAPITAL, 8300,000 (CASH, $147,000). CHAETEE PEEPETTJAL. E. A. HA7T, Fiesjdent. C. I. DESHLEB, Sccretaiy. JA2. A. WILLIAMSON, Vice-President. JOHN W. THOMSON, Actuary. jVuttiber of policies Issued eaeJi year since Orffanizaiion. Year. TSo. Policies Issued. 1869 1870 301 807 AmOTint Insured. $1,101,386 S,041,078 Net Value Pol. in force. Am. Ex. 4i ^. $50,774 129,653 Gross $277,493 390,552 Paid. $1,000 Divid'ds Paid. Policies in force Jan. 1, 1871 904. Amount Insiu'ed $2,561,404 ASSETS, JAU. 1, 1871. Capital $200,000 Other Assets 190,552 LIABILITIES. Net Value Pol. in force, American Experience, ^% $129,656 Other Liabilities, exclusiTe of Capital 55,529 Surplus - IB-COME DUEING 1870. Premium Eeceipts $174,547 Other " 27,324 EXPENDITITEBS. Death Claims and Endowments $1,000 Policy Claims and Surrenders Diridends to Policy-holders All other Expenditures 57,730 $390,552 $185,185 $205,367 $201,771 Surplus. Total Losses Paid — $1,000. $58,730 $143,041 Average Am't of Pol. in force. . .$2,833 The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies two years in force. Sur- plus is diyided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "American Experience" Table, interest at 4^ per cent. $100,000 is deposited with the State Treasurer of New Jersey for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. 54 WYlSfKOOP &> HALLENBECK'S ill lti@§el lititl Lift lii» 16 Sears Builliis, WasMngton cor. Coiri Street, Boston, lass, INCOKPOEATED APEIL 21, 1862. CASH CAPITAL, ?100,000. QEO. P. SANQEE, President. PiEST Policy Issued Dec. 27, 1862. CHAETEE PEEPETD"AL. CEO. S. ASES, Secretary. JfuTiiber f Poticies Issued each year since Organixal ion. Tear. No. Policies Issued. Amount Insured. Net Talue Pol. in force. Act. Ex. 4 ;; $8,965 70,464 148,910 291,255 614,561 898,258 1,277,239 1,622,533 Gross Assets. Losses Paid. BiTid'ds Paid. 1863 1864 1865 1866 1867 1868 1869 1870 178 640 770 1,729 2,067 2,040 2,644 2,911 $342,700 1,4.54,500 1,954,600 4,205,000 5,243,300 5,069,000 6,048,600 6,411,300 $115,257 207,515 318,650 496,105 884,7.7 1,214,761 1,587,380 1,915,593 '"ii^m 7,000 40,.500 58.000 87,850 144,400 127,100 $l",294 641 23,927 107,965 111,358 Policies in force Jan. 1 , 1871 7,502. Amount Insured 117,915,277 ASSETS, JAN. 1, 1871. Capital ^100,000 Otlier Assets 1,815,593 $1,915,583 LIABILITIES. Net Value Pol. in force. Actuaries Experience, 4 % $1,622,532 Otlier Liabilities, exclusive of Capital 47,062 -41,669,594 Surplus $245,989 INCOME DUEING- 1870. Premium Eeceipts , $748,821 Other " 112,901 EXPENDITUEES. ■ Death Claims and Endowments $127 100 Policy Claims and Surreuders " " " ! ! 53*167 Dividends to Policy-holders '..'.'.'"'"'. 11] '358 All other Expenditm'Cs - _" 189' 332 $861,728 $480,957 Sui'plus Total Losses Paid $465,850. §880,771 ) Am t of Pol. in force $2,387 The bnsmess of this Company is conducted on the " Mutual " Plan Divi- dends are paid annuaUy on aU participating- policies one year in force Snr plus IS divided among tlie assured ou the " Contributiou " Plan The Net Premiums are calculated upon the " Actuaries Experience " Table Interoit at 4 per cent. $100,000 is (feposited with the State Treasurer of Mass fm- tho benefit of policy-holders. The lai-gest amount of insurance carried on nnv one hie is S15,000. AU pohcies are non-forfoitable, aocordinff to the Mn^/ chusctts non-foi'feitm-e law. ju-uosu- 161 Broad-w^ay, ISTe-w^ York. INCOEPOEATED Al'EIL 18, 1853. PlEST POUOY ISSDED Al'ETL, 1853. CASH. CAPITAL, $100,000. CHARTER PERPETUAL. EEASHJS LYUAM, Pres't. OEO. T. SHIPFEN, Sec'y. 0. M. HIBBAED, Act'y. JVumber of 'PoHcles Issued each year since Organization. Year. No. Policies Issued. Amount Insured. ISTet Valne Pol. in force. Am. Ex. 4i % G-ross Assets. Losses Paid. DiTid'ds Paid. 1853 1854 1855 1856 1857 1858 1859 1860 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870 393 276 160 174 167 233 319 356 306 355 886 1,249 2,447 5,422 10,284 10,759 9,046 5,625 $996,749 3,200,466 6,5,57,850- 17,000,000 31,391,725 33,190,408 25,384,646 15,141,844 '"^8,193* i _ '344,944* 631,202* 1,313,566* 2,534,497* 4,000,000 5,603,856 6,403,772 $127,152 140,707 150,262 171,312 188,310 209,342 233,028 263,508 272,482 291,696 394,310 547,561 853,709 1,579,145 3,040,274 5,170,833 6,680,966 7,319,992 $i3,"367 48,243 66,356 164,775 250,877 541,054 776,763 931,369 ■fS8',i21 5,978 4,223 7,029 19,425 60,731 21,063 437,748 1,534,683 415,174 * Actuaries, 4perc Policies in foi-ce Jan. 1, 1871 20,715. Amoimt Insured $61,520,264 ASSETS, 3KS. 1, 1871. Capital $100,000 Other Assets 7,295.659 LIABILITIES. Net Value Pol. iu force, American Experience, 4^ f, Other Liabilities, exclusive of Capital - $7,395,659 16,403,773 304,F— $6,708,660 Surplus. INCOME DURING 1870. Premium Receipts $3,275,454 Other " 355,227 EXPENDITURES. Death Claims and Endowments $931,369 Policy Claims and Surrenders 20,495 Dividends to Policy-holders 427,351 All other Expenditures 677,525 -13,630,681 -$2,056,740 Surplus $1,573,941 Total Losses Paid $2,896,027. Average Am't of Pol. in force $2,965 The business of this Company is conducted on the " Mixed " Plan. Dividends are paid an- nually on aU participating policies oneyeai- in force. Surplus is divided among the assured on the " Contribution" Plan. The Net Premiums are calculnted upon the '■ Actuaries Exp. " Table, interest at 4 per cent. $100,UO() is deposited with the Ins. Uep't of N. Y., $20,000 with State Treasurer of Tenn., $30,000 with State Treasurer of Va., and .$10,000 with State Treas. of Alabama for the benefit of policy-holders. The largest amount of insurance carried on any one life is $25,000, The risks of the "Eagle Life and Health Ins. Co. " were assumed in 186.3. 56 WYNKOOP & HALLENBECK'8 307 North 6th St., St. Louis, Mo. Incokpoeated June 15, 1868. Fikst PoLior Issued Jdne 16, 1868. DITEATION OV CHAETBE, 999 TTIAHS. JA2. H. BEITTOH, Presidsnt. HENET W. HOOaH, Vice-Pres't. WM. HAKLE7, Sso'y and Aot'y. J. N. PEITOHAED, Treaa. JVutnber c f Policies Tssued each year since Ovffanizal ion. Tear. No. Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4^ ?, G-ross Assets. Losses Paid. Divid'ds Paid. 1868 1869 1870 669 4123 5816 ?4,708,000 26,284,400 39,317,073 |i;iii',i63 2,225,358 $258,205 1,312,789 2,643,067 167,515 211,126 $75,598 Policies in force Jan. 1, 1871 7,799. Amount Insured $45,655,740 ASSETS, JAN. 1, 1871. Capital Otlier Assets $2,643,067 LIABILITIES. Net Value Pol. in force, American Experience, 4J % $2,225,358 Other Liabilities, exclusive of Capital 142,712 -$2,643,067 -$2,368,070 Surplus $274,997 INCOME DURING 1870. Premium Receipts $2,174,866 Otlier " 143,137 EXPENDITURES, Deati Claims and Endowments $211,126 Policy Claims and Surrenders 25,302 Diyidends to Policy-holders 75,598 All other Expenditures 525,676 -$2,318,003 $837,702 Surplus $1,480,301 Total Losses Paid $278,641. ATerage Am't of Pol. inforce $5,854 The business of this Company is conducted on the " Purely Mutual " Plan. Dividends are paid annually on all participating policies one year in force. Surplus is divided among the assured on the " Contribution"'' Plan. The Net Premiums are calculated upon the " American Exp." Table, interest at i\ per cent. 8100,000 is deposited with the Ins. Dep't of Missouri for the beneiit of policy-holders. The largest amount of insurance carried on any one life is $10,000. The Association invests its reserve in the States where derived from. All Policies are non-forfoitable after two annual premiums. The " Widows' and Orphans" Mutual Life Ins. Co." reinsured it^ risks with this Association. Life policies are payable at 80. LIFE DSfSUEiNCE DIKECTOET. 57 143 Canal St., New Orleans, La. IJSCOEPOKATED MAY 1, 1868. CASH CAPITAL, ?200,000. JOSEPH ELLISON, President. W. P. EAEPEE, Seoretar?, ITiEsT Policy Issued Mat 1, 1868. CHAETEEPEUPETUAL. J. W. STOHE, Vice-President. JVumber of policies Issued to JVovember /, yS&9* Tear. No. Policies Issued. Amount Insored. Net Val. Pol. In force. Am. Ex. i\ % G-ross Assets. Losses Paid. Pivid'ds Paid. 1869 408* $8,o:o,5oo $70,842 $264,242 12,000 * Eighteen months' business. Policies in force Not. 1, 1869 408. Amount Insured. . . . ^2,070,500 ASSETS, NOV. 1, 1869. . Capital . Other Assets- ©200,000 64,243 LIABILITIES. Net Value Pol. in force, American Experience, A^% ^70,842 Other LiaWlities, exclusive of Capital 1264,242 ©70,842 Surplus §193,400 INCOME DURING- 1868-9. Premium Eeoeipts ©119,572 Other " 5,710 EXPENDITURES. Death Claims and Endowments $2,000 Policy Claims and Surrenders DiTidends to Policy-holders All other Expenditures 50,140 §125,282 ©52,140 Surplus ©73,142 Total Losses Paid. .. . . .©2,000. Average Am't of Pol. in force |5,075 The "business of this Company is conducted on the "Mixed'' Plan. Divi- dends are paid annually on all participating policies two years in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums arc calculated upon the "American Experience" Table, interest at 4^ pet cent. The largest amount of insurance cai-ried on any one life is ©10,000. AU poUcies are non-forfeitable after one and three annual pre- miums. 58 WYNKOOP & HALLENBECK'S 7 lAiMf lAi MFi IB. mm% 156 and 168 Broadway, New York. Incoepoeated Jdlt 16, 18.TO. Fiest Policy Issued Augdbt 1, 1850. CASH CAPITAL, $100,000. CHAETEB PERPETUAL. H. ST02E3, Pres't. J. K. STEBBIMS, Aot'y. J. L. HALSEY, Sec'y. J^utnber of policies Xssued each year since Organizaiion. No. Z"ear. Policies Issued. ]8,51 953 1858 964 1853 626 1854 611 18.55 454 1856 682 1857 750 1858 844 18bi) 1,025 1K60 949 1861 812 1863 1,146 1863 1,664 1864 2,140 1865 2,555 1866 3,713 1867 3,521 1868 3,601 i«6a 2,550 1870 2,002 Amount Insured. Ket Value Pol. in force. Am. Ex. 4| ^ $1,900,345 1,863,835 1,392,500 1,852,650 1,302 047 1,942,800 8,345,000 2,555,069 3,149,925 3,147,900 2,953,1.50 3,760,100 5,7:0,150 6,974,605 8,699,600 13,070,954 11,941,301 12,090,881 7,869,818 5,332,246 $1,342,069* 1,796,099* 2,379,162* 2,976,990* 3,448,688 4,180,420 4,811,043 Gross $140,674 196,863 246,533 319,722 380,557 498,935 606,509 708,684 871,008 1,039,821 1,174,800 1,350,467 1,548,849 1,991,225 2,619,191 3,525,878 4,391,773 5,338,341 6,294,.529 7,024,116 Losses Paid. 84,000 13,900 48,700 40,394 72,618 40,351 57,863 88,677 87,131 99,421 131,407 145,382 153,654 194,303 205,145 316,287 400,182 481,835 447,881 529,014 Divid'ds Paid. $39,446 lil,6i6 222,747 375,985 147,562 182,180 243,056 289,6.54 290,354 * Carlisle Table, 4 Policies in force Jan. 1, 1871 13,336. ASSETS, JAU" Capital Other Assets per cent. Amount Insured $4 1, 1871. $100,000 6,824,116 ,370,076 $6,924,116 LIABILITIES. Net Value Pol. in force, American Experience, 4J^... $4,810,948 Other Liabilities, exclusiTCof Capital 321,453 $5,132,401 Sarplns $1,791,715 INCOME DUEING 1870. Premium Keceipts $1,671,255 Other " 387,307 $2,058,562 EXPENDITURES. Death Claims and Endowments $529,014 Policy Claims and StU'renders 264,200 Dividends to Policy-holders 290,3:4 All other Expenditures 338,737 -61,433,305 Surplus $636,257 Total Losses Paid. . . .$3,548,155. Average Am't of Pol in force. . . . $3,252 Thebualnoaa of tlilsCompanyiaoonductedon the "Mixed" Plan. Dividends are paid an- nually on all participating polioioa one year in force. Surplus is divided among the assured on the " -Modlfled Percentage '' Plan. The Net Premiums are calculated upon the " Carlisle Ex- perience " Table, interest at 4 per cent, $100,000 is deposited with the ins. Dep't of N. T. for the beneflt of pollcy-holdors. The largest amount of insurance carried on any one life is ft<20,000. All policies are non-forfeitable after throe annual premiums, LIFB INSUKAI^CE DIEBOTOKY. 59 10 South Street, Baltimore, Md. IKCOEPOEATED MAECH 10, 1864. TlRST POLICY ISSUED JDL¥ 12, 1865. CASH CAPITAL, (100,000. CHAETEE PBEPETXTAL. SEOEGE P. THOMAS, President. CLAYTON C. HALL, Ass't See'y & Act'y. A. H. rOAED, Secretary. J. W. P. HANK, M.D., Med. Examiner. J/ttrfihe7' of policies Issued during ike year 7870. Tear. 1870 No. Policies Issued. 256 Amoimt Insured. $900,000 Net Value Pol. in force. Am. Ex. « '. $3.51,901 Gross A ssets. $511,768 Paid. $27,856 Divid'da Paid. $38,051 Policies in force Jan. 1, 1871 1,113. Amount Insured $3,695,472 ASSETS, JAN. 1, 1871. Capital. . -- 1100,000 '" ■ 411,768 $511,768 Other Assets - lIABrLITIES. Net Value Pol. in force, American Experience 4^ ? Other Liabilities, esclusive of Capital. -- . Surplus. $351,901 609 $352,510 $159,258 INCOjUB DUEENG 1870. Premium Eeceipts $158,663 Other " 24,813 EXPENDITUEES. Death Claims and Endowments Policy Claims and Surrenders Dividends to Policy-holders All other Expenditures Surplus. $27,856 1,677 28,051 34,309 $183,476 $85,893 $97,583 Total Losses Paid 080,000. Average Am't of Pol. in force |3,320 The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "American Experience" Table, interest at 4 per cent. $100,000 is deposited with the State Treasurer of Maryland for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after -two and three an- nual premiums. 60 WYNKOOP & HAILENEECK'S T lli 50 State Street, Boston, Mass. CoMiiExcED Business 1823. CHABTEE PEEPETUAL- INCOEPOKATEU FEB. 14, 1818, CASH CAPITAL $.500,000. GEO. W. LYMAH, President. 07EUS I. HALE, Secretary, flEO. P. BI3EL0W, Actuary. jYuml>ei- of ■poticies Issued each j>ear since 1866 Year. So. Policies Issued. Amount Insured. Net Value Pol. in force. Act. Exp. 4» $12,604 13,177 8,333 8,734 G-ross Assets. Losses Paid. Dl-rid'da Paid. 1866 1867 1868 1869 "2 "2 $4',666 ' 'ifm 1561,169 ',58,688 787,769 813,168 is] 006 Policies in force Jan. 1, 1870 11. Amount Insured $26,500 ASSETS, JAIJ". ], 1871. Capital $500,000 Other Assets 313,168 1813,168 LIABILITIES. Net Value Pol. in force. Actuaries Experience, 4 ^ $8,734 Other Liabilities, cxclusiTC of Capital 105,844 $114,578 Surplus $698,590 INCOME DTJEING 1869. Premium Eeceipts . Other " 63,559 EXPENDITUEES. Death Claims and Endowments Policy Claims and Surrenders !. . ,']]' Dividends to Stock-holders ] $50000 All other Expenditures ,^ \\\\ 6l'692 $64,258 $111,692 Surplus. Total Losses Paid Average Am't of Pol, in force $2,409 The business of this Company is conducted on the "Stock" or "Pronrie taiT " Plan. The Net Premiums arc calculated upon tables of mortaJitv re' constructed and revised in November, 1845, from a comparison of various English Tables with the Company's own experience. One-third ofthe urefita go to the Mass. Gon'l Hospital, the balance to the stock holders In nddi tion to its Life business, it also holds deposits in trust, which forms its nrin cipal business. ^ LIFE INSIJKAKCE DIEECTORY. 61 Main Street, Springfield, Mass. Incokpokated May 15, 1851. Eiest Policy IssnED Anc. 1, 1851. CHAETEE PEEPETUAL. 0. EIOB, Pros. E. W. BOND, Vice-Pres. 0. McL. XHOX, Sec. J. W.UASON, Acfy. JVumber of ^Policies Issued each year sinee Organisaiion . Xear. No. Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4 J % Gross Assets. Losses Paid. DiTid'ds Paid. 1852 312 223 202 339 409 388 384 822 950 821 603 771 1,974 2,56 i 2,953 2,070 2,7i3 3,840 3,881 S105,031 108,397 116,705. 126,234 150,475 184,202 220,960 271,298 343,313 440,581 475,095 604,898 912,681 1,286,502 1,481,497 1,857,714 2,446,3.55 2,879,9.57 3,419,304 " 137,766 ' 115,6.50 100,750 162,537 175,808 125,039 260,688 279,300 1853 1854 1855 1856 1857 1858 1859 52,013^166 1860 1861 $218,854* |53',6i7§ 1862 1863 4,879,666 6,783,525 7,480,700 3.996,678 5,739,895 8,835,880 9,474,864 1864 1865 1866 1867 1868 1869 1870 599,121* 870,909* 1,275,343* 1,558,714* 1,842,892* 2,283,417* 3,061,284 258^456 223,2i4 203,966 118,148 * Actuaries, 4 ijer cent. \ 1st Div. Policies in force Jan. 1, 1871 14, 133. Amount Insured ASSETS, JAN. 1, 1871. Capital : Other Assets $3,419,304 LIABILITIES. Net "Value Pol. in force, American Experience, A\ %, OtlLcr Liabilities, exclusiTe of Capital $32,618, 597 $3,419,304. Si3,061,284 145,E83 Surplus. INCOME DUEING 1870. Premium Eeeeipts $1,143,128 Otier " - 175,840 EXPENDITUEES. Deatli Claims and Endowments $279,300 Policy Claims and Surrenders 166,863 Dividendsto Policy-liolders 181,148 AU other Expenditm-es 237,439 Surplus Total Losses Paid. ..$1,530,400. Average Am't of Pol. in force. $3,206,867 $212,437 $1,318,968' $864,750 1454,218 ...$2,308 Tie business of this Company is conducted on the " Purely Mutual " Plan. Dividends are paid annually on all participating policies two years in force. Siunplus is divided among the assured on the "Contribution" Plan. The Ket Premiums are calculated upon the "Ac- tuaries " Table, interest at 4 per cent. $100,000 is deposited with the State Treasurer of Mass. for the benetlt of policy-holders. The largest amount of insurance carried on any one life is $20,000. All policies are non- forfeit able by the State law of Mass. 62 WYNKOOP & HALLENBEOK'8 lit ©kaiti'^ Mfe lagif isai I 257 Broadway, New York. iNCORrOKATED 1869. PlRST POLICY ISSUED APRIL 15, 1870. CASH CAPITAL, ^144,000. CHAETBE PEEPETTTAL. E. F. BEEKMAK, President. JAS. A. TABEE, Secretary. JVuTnber o f Policies Issued each jyear since Organization. Tear. Policies Issued. ATQOunt Insured. Net Taluo Pol. in force. Am. Ex. 4J i Gross Assets. Losses Paid. Divid'ds Paid. 1870 582 $1,241,600 132,159 $160,367 Policies in force Jan. 1, 1871 528. Amount Insured $1,139,600 ASSETS, JAM. 1, 1871. Capital $144,000 Other Assets 16,367 LIABILITIES. Net Value Pol. in force, Estimated $33,159 Other Liabilities, exolusiTe of Capital 12,492 $160,367 $44,651 Surplus $115,716 INCOME DTXKING 1870. Premium Eeceipts $26,917 Other " 4 941 Additional Stock receiTCd In cash 44,'ooo EXPENUITUEES. Death Claims and Bndo-mnents J-olicT Claims and Surrenders Dmdends to Policy-holders All other Expenditures ^jVgai $75,858 $52,824 ^"Pl"^ $23,034 Total Losses Paid . Average Am't of Pol. in force .... $2, 154 dSa^;S\"2uS.°°Zrpj'rt1Xl:S^'''^°?>^^ ■'^"""'l" H™- DiTi- plus 18 divided among^he assiS on the*^.Pp"T?, °"^ ^O" *" *'<«'™- Sur- I'remiums are onloulatod npon"ho "Amorion^"?*""'"-''™ ", P'""- The Net any^one life is%2oW Tli pS^^ nTuSeftie^SrSSLi ,imi Lift Im, 319 Broadway, New York. Incorporated May 5, 1866, as the "National Travelers' Insurance Co.," for Accident Iiieur- ance/ Life Branch organized April 9. 1667. Pirat Policy InsHed June 17, 1867. Name changed to the '"Metropolitan Life" March 28. 1868. Accident Insurance discontiaued April ], 1868, CASH CAPITAL, g200,000.' CHAETEH PEKPEXUAL. JOSEPH F. ENAPP, President. JOHIT E. HEaEMAN, Vice-President. WM. J. C0HL7, Secretary. JVumber o / S'oticies Issued eaeh jfear since Organizai ion. Tear. No. Policies Issued. AmOTint Insured. Net "Valiie Pol. in force. Am. Ex. 4^ 7t Gross Assets. Losses Paid. Divia'ds Paid. 1867 1868 1889 1870 403 1,447 2,930 9,113 979,404 4,340,900 4,856,839 11,078,199 !!13,.5S5* 156,370 336,535 680,245 $319,194 400,047 594,505 833,914 feoob 20,500 55,918 Si',636 57,878 * English Life, No. 3, 5 per cenL Policies in force Jan. 1, 1871 9,331. Amount Insured. . . $13,335,108 ASSEXS, JAN. 1, 1871. Capital .--- $200,000 Otlier Assets 633,914 4833,914 LIABILITIES. Net Value Pol. in force, American Experience, 4t\'t, $680,245 Other Liabilities, exclusive of Capital 47,722 $727,967 Snrplns $105,947 INCOME DTJEING 1870. Premium Eeceipts $416,1 17 Otlier " 27,.558 EXPENDITITEES. Death Claims and Endowments '- 855,918 Policy Claims and Surrenders 2,023 DiTidends to Policy-holders 57,878 All other Expenditures 173,060 $443,675 $288,879 Sarplus $154,796 Total Losses Paid $81,418. Average Am't of Pol. in force $1,429 The business of this Company is conducted on the " Mixed" Plan. Divi- dends are paid annually on all participating policies two years in force. Surplus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the " American Exp." Table, interest at 4J per cent. $125,000 is deposited with the Ins. Dept. of N. Y. for the benelit of policy-holders. The largest amount of insurance carried on any one life is $20,000. All policies a.re non-forfeitable after three annual pre- miums. 64 WYKKOOP & HALLENBECK-'S III. Oiffii'is 93 Griswold Street, Detroit, Mich, Incoepoeated Jdly 10, 1867. First Policy Issded Hot. 12, 1S67. CAPITAL, 1150,000 (CASH, ,$100,000). CHAETEE, PERPETTJAI,. JOHN J. BAOLEY, Prssidont. JOHN S. LEIGETT, Secretary. JAOjB S. FAEEAND, Vice-President. J. 0. WATSON, Actuary. LYMAN M. THA7BE, Oen'l Agent. JVumber o / S'oZicies Tssued each year since Orffanizaiion . Tear. Ko. Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4i ;, Gross Assets. Losses Paid. Divid'ds Paid. 186.7-8 1869 1870 529 :842 1,049 $1,001,412 1,500,500 1,694,600 $50,937 98,381 $34,604* 116,386! S19,e42§ $2,500 3, .500 16,040 "'S593 6,083 * Including $15,000 paid-up capital. t " 61,609 % " 100,000 " " Polloiesinloroe Jan. 1, 1871 1,674. Amount Inaiired $3,021,065 ASSETS, JAN. 1, 1871. Capital...-' 1100,000 Other Assets 119,842 $219,842 LIABILITIES. Net Yalue Pol. in force, American Experience, 4J j^ 198,381 Otlier Liabilities, exclusive of Capital ~- 6,128 $104,509 Surplus. $115,333 INCOME DUUING 1870. Premium Eeoeipts $84,414 Other " - 10,181 EXPENDITTTEES. Death Claims and Endowments $16,640 PoHoy Claims and Surrenders 1,633 Dividends to Policy-liolders 6.082 AH other Expenditures 44,488 $94,595 $68,843 Surplus $25,752 Total Losses Paid $22,640. Average Am't of Pol. in torce ¥1,805 The business of this Comj)any is conducted on the " Mutual" Plan. Dividends are paid annually on ail partieipatinff policies one year in force'. Surplus is divided amonc: the assured outhe ■' Contribution" Plan. The Net Premiums are calculated upon the "American Exp." Table, interest at 4 per cent. J100,000 is deposited with the State Treasurer of iiichighn for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitablc after one annual premium. LIFE rNSXTRANCE DIKECTOEY. 65 'p). I®, 5f |i |lll Cor. Third and Jackson Sts., St. Paul, Minn. INCOKPOKATED MAKCH 1, 1856. CASH CAPITAL, |100,000. H. H. 3IBLE7, Fresident. ;. C. CIBEEIT, Vico-Fiesideat. FiiiST Policy Issued Jan. 12, 1870. CHAETEE PEEPBTUAL. S. D. E. FOItTEB, Secretary. S. A. UOITFOET, Treasurer. JVumber of Policies Issued eae/i year since Organization, Year. So. Policies Issued. Amount Insured. Net Value Pol. In force. Am. Ex. i\ % Gross Assets. Losses Paid. Divid'ds Paid. 1870 3S6 $703,700 $10,000* #137,460 $6,000 * Estimated. Policies in force Jan. 1 , 1871 326. Amount Insured . ASSETS, JAN. 1, 1871. Cajiital $100,000 Other Assets 37,460 .$703,700 LIABILITIES. Net Value Pol. in force. Estimated $10,000 Other Liabilities, exclusive of Capital $137,460 $10,000 Surplus $127,460 INCOME DURING 1870. Premium Eeceipts $27,706 Other " 266 BXPENDITUEES. Death Claims and Endowments $6,000 Policy Claims and Surrenders Dividends to Policy-holders All other Expenditures 10,000 ■ $27,972 Surplus. Total Losses Paid 5,000. Average Am't of Pol. in force. . $16,000 tll,972 ..$2,159 The business of this Company is conducted on the " Mutual" Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the " Actuaries Experience " Table, interest at 4 per cent. $100,000 is deposited with the State Treasurer of Minnesota for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums. 66 ■WYKKOOP & HALLENBECK'S lliiliil||i filli J Life lai. Gisp^jj Third Street, Louisville, Ky. INCOKPOEATBD MARCH, 1866. PlRST POLICY ISSUED AUGUST, 1867. CASH CAPITAL, $137,400. CHAETEE PEEPETTIAL. I. W. FINKELL, President. GEO. PHILLIPS, Vioe-Presiieat. CHAS. P. rEOETEE, Secretary. JVumber of Policies Issued each year since OrffCfnizaiion . Year. Policies Issued. Amount Insured. M^et Value Pol. in force. Am. Es. ^\% Gross Assets. Losses Paid. DiTid'da Paid. 1867-8 1869 ]870 852 77 L $3,397,235 2,661,475 'J231,204* S273,330 433,680 S23,500 9,000 * Total liabmties. Policies ill force Jan. 1, 1870 1,062. Amount Insured §4,432,055 ASSETS, JAN. 1, 1871. Capital ?137,400 Other Assets'. 295,580 LIABILITIES. K'et Value Pol. in force, American Experience, ^%-.- ? e^orn onj Otlier Liabilities, exclueiTe of Capital. ., J ^'"'-'■^^ ^32,980 §231,204 Surplus..: §201,776 INCOME DUEING 1869. Premium Eeceipts §218,989 Other " - 3,587 EXPENDITTJEES. Death Claims and Endowments Policy Claims and Surrenders Dividends to Policy-holders All other Expenditures §222,576 §9,000 62,636 §71,636 Surplus §150,940 Total Losses Paid $32,500. Average Am't of Pol. in force . . .§4,173 The business of this Company is conducted on the "Mixed" Plan. Diyi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the ossured on the "Contribution" Plan. The Net Premiums arc calculated upon tlie " Actuaries Experience " Table, interest at 4 per cent. §101), 000 is deposited with the State Ti-easurer of Kentucliy, and §20,000 with the Stale Treasurer of Tennessee for the benefit of policy- holders. The largest amount of insurance corried on any one life is §10,000. All policies issued are "Registered" and endorsed by the State of Ken- tucky, the net value beiug deposited with the State Treasurer. LIl'B rNSURANOB DIRECTORY. 87 Fourth cor. Olive Street, St. Louis, Mo. INCOEPOEATED AnG., 1867. FIRST POLICY IBSUED SEPT. 14, 1867. CASH CAPITAL, ?125,000. DtJEATION OP CHARTER, 99 YEAES. AETHUE B. BAEEET, President. B._W. AlEHAKDEE, Vice-President. CHAELES CLAEK, Secretuy. JVutnber of Policies Issued eacJt year since Orffanizaiion. Tear. No. Policies Issued. Amount Insured. Net Value Pol. in force, Am. Ex. 4-i;. Gross Assets. Losses . Paid. Divid'ds Paid. 1867 1868 1869 1870 60 141 353 702 1156,000 382,500 1,509,500 2,343,555 '$84,637" 150,144 $109,251 143,276 318,761 294,235 11,000 $3,6oi Policies inforoe Jan. 1,1871. ..1,015. Amount Insured |3,384,.568 ASSETS, JAN. 1, 1871. Capital $125,000 Otlier Assets 169,235 LIABILITIES. Net Value Pol. in force, American Experience, ^ Otlier Liabilities, exclusive of Capital $294,235 $150,144 12,849 $162,993 Surplus $131,342 INCOME DURING 1870. Premium Receipts $121,424 Otlier " 15,884 EXPENDITURES. Death Claims and Endowments $11,000 Policy Claims and Surrenders 10,646 DiTidends to Policy-holders 3,001 All other Expenditures 41,690 $137,308 Surplus Total Losses Paid $24,000. Average Am't of Pol. in force. $66,337 $70,971 ...$3,334 The husiness of this Company is conducted on the " Mutual " Plan. Divi- dends are paid annually on all participating policies one year in force. Surplus is divided among the assured on the " Contribution" Plan. The Net Premiums are calculated upon the "American Experience " Table, interest at 4 per cent, for participating, and 6 per cent, for non-participating. $100,000 is deposited with the Ins. Dep't of Missouri for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. Policies are non-forfeitable after one and two annual premiums. The " Seven per cent, interest " Plan is original with this Company. 68 WYNKOOP & HALIiEXBECK S lliiiiii fiiliy Life Iiiimiii 0®. 22S Delaware St., Leavenworth, Kansas. INOORPOKATED AUS. 28, 1867. FcKST Policy Issued Nov. 11, 1867. CAPITAL, J500,000 (GASH, $451,000). H. B. MACHA7, Fr93ideat. D. M. SWAK, Vice-Prssiient. GEO. A. MOOHB, Secretary. CHAKTEE PEEPETTJAL. J. 1. JONES, Asa't Sec'y. H. L. NEWMAN, Treas, H. A. CALKINS, Sen'l Agent. JVumber of ^oilcies Issued each year since Organlzaiion. Tear. No. Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 44 f, Gross Assets. Losses Paid. Divid'ds Paid. 1867-8 1869 1870 341 718 1,400 ^43,000 1,825,000 3,71.5,833 ^14,449 85,547 218,839 8207,277 510,660 692,397 "53,566 10,557 8b",467 Policies in force Jan. 1, 1871 1,673. Amount Insured . . . $4,582,559 ASSETS, JAN. 1, 1871. Capital 8451.000 Other Assets 241,397 LIABILITIES. Net Yalue Pol. in force, American Experience, 4 Other Liabilities, exclusive of Capital 9,079 2,397 S237,918 Surplus . §464,479 INCOME DUBING 1870. Premium Eeceipta $] 71,202 Other " 20,759 BXPENDITUEES. Death Claims and Eudon^ments $10,557 Policy Claims and Surrenders 117 Dividends to Policy-holders 8,464 All other Expenditures 58,818 Surplus. Total Losses Paid 113,057. Average Am't of Pol. in force $191,961 877,956 #114,005 ...82,739 The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies one year in force. Sui'plns is divided among the assured on the " Contribution" Plan. The Net Premiums are based upon the ' ' Actuaries Experience " Table, interest at 4 per cent. 8100,000 is deposited with the State Auditor of Kansas and 820,000 with the State Comptroller of Tennessee lor the benefit of policy-hold- ers. The largest amount of iasurauee carried on any one life is 810,000. All policies are nou-forfoitable after two annual premiums. A charter in- corijorating the " Missouri Valley Life Ins. Co." of Mo., was procured from the State of Missouri, Mai-ch 6, 1860. No policies were issued under this charter, and on Jan. 8, 1869, it was consolidated with this Company. I.IFB INSUKANCH; DIKECTOEY. 69 |silli |llf ||ffilMl |lii |llSJ. I'ffl. si |i |siil?j, ||8» 213 & 315 North 3d St., St. Louis, Mo. Incoepoeated May 16, 1868. FmsT Policy Issued Junb 10, 1868. CASH CAPITAL, $150,000. DUEATION OP CHAETEE, 99 XEAES. JAMES B. EADS, President. S. W. LOMAS, Secretary. A. M. BEITTOH, Vice-President. G S. MoHATTOH, Oen'l Agent. JVumber o f ^Policies Issued each year since Organization . Tear. Xo. Policies Issued. Amonnt Insured. ISTet Yalue Pol. In force. Am. Exp. 4 'I, Gross Assets. Losses Paid. DiYid'ds Paid. 1668-9 1870 1,775 1,828 87,100,000 5,060,800 $98,508 291,886 $306,909 520,539 $12,000 62,769 $8' 148 Policies in force Jan. 1, 1871 2,054. Amount Insured. .$10,640,688 ASSETS, JAM". 1, 1871. Capital $150,000 Otlier Assets 370,539 LIABILITIES. !N"et Yalne Pol. in force, American Experience, 4^ % $291,886 Other Liabilities, exciusiYe of Capital 62, 028 !,914 Surplus $166,625 INCOME DUEING 1870. Premiiun Receipts $380,451 Other " 46,939 EXPBNDITUEBS. Death Claims and Endowments $62, 769 Policy Claims and Surrenders 72 Diyidends to Policy-holders 8,]48 All other Expenditures 148,876 $219,865 , Surplus |207,.525 Total Losses Paid $74,769. Average Am't of Pol. inforce $5,180 The business of this Company is conducted on the "Mutual" Plan. Divi- dends arc paid annually on aU participatiag policies two years in fores. Sur- plus is divided amon^ the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "American Experience " Table, interest at 4 per cent. ^100,000 is deposited with the Insurance Department of Missouri for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after one annual premium. 70 ■WTNKOOP &. HALLBNBECK'S 17 South Street, Baltimore. INCOKPOKATED 1858. FiRST POLICY iBSnED MAECH 10, 1870. GtrABANTEE CAPITAL, $100,000. CHAETEE PEEPBTUAL, B. e. HAEEIS, Presidsnt. JAMES H. OOX, Secretary. JVumber of Policies Issued each jiear since Organization , Tear. Mo. Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4 J % Gross Assets. Losses Paid. DiTid'ds Paid. 1870 312 S601,300 $10,000* $111,564 * Estimated. Policies in force Jan. 1,1871 31S. Amount Insuied |601,300 ASSETS, JAM. 1, 1871. Capital §100,000 Other Assets 11,564 '■ $111,564 LIABILITIES. Met Value Pol. in force. Estimated Other Liabilities, exclusiye of Capital. $10,000 Premium Eeceipts. Other $10,000 Surplus $101564 INCOME DtTEIMG 1870. EXPBMDITUEES. Death Claims and Endowments Policy Claims and Surrenders !!!!!] DlTidends to Policy-holders ! ". !"]!] All other Expenditures $11" 854 $23,418 $23,418 $11,834 Surplus $11 564 Total Losses Paid Average Amount of Pol. in force. .$1,927 The business of this Company is conducted on the ' Mutual " Plan. Plan of Dividends not determined as yet. The largest amount insured on any one life is $5,000. All policies ai-e non-forfeitable after two annual premiums. LIFE INSURANCE DIEECTORY. 71 lilml Life liiiiii§i 0®. if CM§ip„ 79 & 81 Fifth Avenue, Chicago, 111. Incorporated as the "Northwestern Mutual Life Ins. Co." Teb. 15, 1865. Changed to its present name Teb. 25, 1867. Krst Pdlicy Issued April 5, 1865. CASH CAPITAL, $101,500. CHAETBE PBEPEIUAl. KEEEILL LAED, President. STEW AST UA2ZZ, Secretary. E. E. PAUL, Tice-Presiient. lEA 7. MUNIT, Treasurer. JV^ufnber of policies Zssued each year since Organizaiion . Year. No. Policies Issued. Amount Insui'ed. Net Value Pol. in force. Am. Ex. 4J % Gross Assets. Losses Paid. DiTid'ds Paid. 1865 1866 1867 1868 1869 1870 268 779 1,143 1,854 2,254 8,045 $518,100 1,378,200 1,855,548 3,177,160 3,,568,138 2,871,947 $131,'8i3* 232,858* 433,497* 448,494 J31l',S23 400,697 509,675 560,873 $1,000 8,000 8,000 17,000 21,951 19,000 $5,755 18,989 21,172 * Actuaries, 4 per cent. Policies in force Jan. 1, 1871 3,756. Amount Insured. ASSETS, JAN". 1, 1871. Capital $101,500 Other Assets. ; 459,373 LIABILITIES. Net Value Pol. in force, American Experience, 4^ %. Other Liabilities, exclusive of Capital .$4,883,246 ,448,494 16,109 ;0,873 4,603 Surplus $96,270 Premium lieceipts. Other INCOME DIJIirNG- 1870. ;363,075 48,095 EXPENDITTTEKS. Death Claims and EndoTPments $19, COO Policy Claims and Surrenders 7,768 Dividends to Policy-holders 21,172 All other Expenditures 97,473 $411,170 Surplus Total Losses Paid $75,951. $145,413 $265,757 Average Am't of Pol. in force. . .$1,580 The business of this Company is conducted on the " Mutual " Plan. Divi- dends are paid annually on all policies two years in force. Surplus is divided among the assured on the *' Contribution " Plan. The Net Premi- ums are calculated upon the "Actuaries Experience" Table, interest at 4 per cent. $105,000 is deposited with the State Treasurer of Illinois for the benefit of policy-holders. The largest amount of insurance can-led on any one life is $10,000. All policies are non-forfeitable after two annual premi- ums. Life Policies are payable at 85. 73 WYNKOOP & HALLENBECKS / liliil Llfi III. 0®. ©f Iiw lm% 144 Broad-way, New York. IKCOBPOHATED APKIL IS, 1843. FlEST POLICY ISSUED FEB. 1, 1843. CHAETEE PEEPETITAL. F S. WIH3T01T, Prea. E. A. McCUBD?, Vice-freB. J. H. 3TPAET, Sec. ?fumber of S^oHcies Issued each year since Organization. Year. 1843 1844 1845 184S 1847 1848 1849 1850 1851 1853 1853 1854 1855 1856 1857 1858 1859 1800 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870 No. Policies Issued. 470 616 1,047 1,086 1,466 1,505 1,705 1,363 978 1,060 1,260 1,568 1,698 3,041 1,863 1,728 1,721 1,701 1,221 1,833 2,843 4,2J6 8,600 15,2.58 18,630 16,430 13,360 13,493 Amount Insured. $1,640,718 •1,968,922 3,858,817 3,594,195 3,756,603 3,437,438 4,074,490 3,103,200 2,384,344 2,967,133 3,676,744 4,720,600 5,498,545 6,878,457 6,852,087 5,476,230 6,343,325 6,051,291 3,816,325 4,813,750 8,594,175 14,336,396 31,394,507 53,480,330 69,690,906 .50,608,835 32,815,319 33,458,317 Net Yalne Pol. in force. Am. Exp. 4 % ^195,236 3,444,900 11,503,996 16,393,891 22,013,286 28,753,512 34,992,245 41,108,180 Gross J32,31i 97,273 21 5, .572 327,957 563,968 755,473 1,023,939 1,398,388 1,627,656 2,018,776 2,543,302 2,850,077 3,309,086 3,990,730 4,685,909 5,374,933 6,233,617 7,237,989 8,086,361 9,235,120 10,384,676 12,235,408 14,885,379 19,311,367 25,319.319 31,834:389 37,569,103 44.465,931 Paid. I Diyid'ds Paid. $18,000 18,100 69,400 71,150 98,333 181,725 160,955 174,584 214,439 177,176 316,510 313,701 298,931 317,043 341,503 362,518 345,697 351,185 447,899 561,654 686,236 723,173 998,829 1.186,852 1,387,894 2,100,476 2,261,504 §355,643 576,366 1,140,995 163,621 3,000,000 2,975,389 2,124,000 2,370,318 2,765,763 1,965,480 2,571,025 Policies iu force Jan I, 1371, . . . 71.319. Amount lusui-ed, . ASSETS, JAN. 1, 1871. Capital Otiiei- Assets, $44,465,931 LIABILITIES. Net Value Policies in foi-ce, American Experience, 4 per cent,, Other Liabilities, exclusive of Capital, $41,108,180 500,863 Premium Eeceipts, Other " INCOME DURING 1870. .$13,169,717 2,477,773 Deatli Claims and Endowments, Policy Claims and Surrenders, Dividends to Policy-holders, All other Expenditm-cs, Surplus, Total Losses Paid, . EXPENDITURES. $2. .303.071 I,266,U2 2,548,595 l,3ci8,S78 $242,018,754 $44,435,931 $41,609,033 $2,856,898 $14,647,490 $7,476,656 $7,170,834 $11,855,342. Average amount of Pol. In force, . . $3 393 The business of this Company is conducted on the " Purely Mutual " Plan Dividends are paid annually on all participating policies one year iu force. Surplus is divided amone the assured on the "Contribution " Plan. The Net Premiums are calculated upon the "Amoiican Exp." Table, Interest at 4 per cent. $120,000 is deposited with the Ins. Dep't of N. Y for the beneflt of policy-lioldera. The largest amount of insurance carried on any one life is $20,000. All policies are uon-forfeitable after one and two annual premiums. LIFE INSUKANCB DU5BCT0KY. 73 753 Broad Street, Newark, N. J. INCOEPOKATED JAN. 31, 1845. I'lHST POLICY ISSnED APEIL, 1845. ^ CHAKTEE PEEPETTTAL. 1. 0. SEOVEE, Pres't. H. N. OOUQAB, 7ioe-PrsB't. E. A. STEOKS, Sec'y. BENJ. 0. MILLEE, Troas. AMZI lOIB, Act'y. JVumber of folicies Issued each year since Orffanizaiion , Year. No. PoUoies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4i % Gross Assets. Losses Paid. Divid'ds Paid. 184.1 693 3846 2,316 $198,725 1847 1,847 444,315 $14,676 1848 1,406 673,363 54,241 1849 1,.509 935,945 80,785 1850 747 1,192,442 84,159 1851 499 1,381,009 101,959 1853 496 1,559,092 121,501 1853 512 1,774,005 124,729 1854 463 2,033,859 130,461 185S 446 2,230,005 134,898 1856 473 2,484,512 139,045 1857 587 2,743,326 160,849 1858 913 3.001,921 147,786 1859 1,566 3,400,582 156,588 1860 1,435 $4,824,866 $2,348,563* 3,812,559 $268,567- 181,997 1861 894 4,109,353 212,198 1862 1,740 4,439,232 273,097 1863 3,511 5,285,736 305,245 1864 7,093 22,174,318 3,636 697* 7,124,279 413,534 369,912 1865 6,820 24,970,856 5,230,308* 9,049,540 631,256 527,325 1866 7,195 26,757,063 6,919,470* 11,627,985 869,221 847,185 1867 6,155 21,540,533 8,798,14.5* 14,391,3.58 845,584 1,108,189 1868 7,800 32,371,690 10,978,308 16,547,107 1,072,225 1,237,483 1869 5,530 21,779,800 13,157,039 19,422,208 1,123,393 1,359,751 1870 3,731 12,997,110 15,711,010 22,012,633 1,397,557 1,610,205 Policies in force Jan. 1, 1871, . * Carlisle Table, . 37,298. ASSETS, JAN. per cent. Amount Insured, 1, 1871. Net Value PoL io force, American Experience, 4 1- Other Liabilities, exclusive of Capital, LIABILITIES. per cent., $22,0]3,f>33 $ 16, r 11.010 3,456,817 $19,167,827 Premium Receipts, Other " INCOME DURING 1870. $5,604,438 1,254,109 EXPENDITURES. $6,858,647 Death Claims and Endowments, , Policy Claims and Surrenders, Dividends to Policy-holdera, All other Expenditui-ea, . $1,416,557 341,634 1,610,205 716,423 Surplus, . Total Losses Paid, . . .3 The business of this Company i $2,763,628 . $3,510 8,173. Average Amount of Pol. in force, conducted on the " Purely Mutual" Plan. Dividends i paid annually on all participating policies one year in force. Surplus ia divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the "Car- lisle" Table, interest principally at 4 per cent, $100,000 is deposit-ed with the State Treas. of New Jersey for the benefit of policy-holders. The largest amount of insmance carried on any one life is $20,000. All policies are non-fovfeitable after two annual premiums. 74 WYNKOOP &, HALLENBEOK'S 7 |tttMl fifitsetiea |if8 |s»ifM6s |iielel|, 162 & 164 Broadway, New York. INCOEEOBATED JULT 10, 1868. CASH CAPITAL, J100,C0O. A. W. M0E5A1T, President. First Policy Issued July 23, 1868. CHAETEE PEEPETUAL. S. T. W. SANDFOEE, Vice-President, F. A. PEEEMAN, Secretary. J^u-mVer c / S'olicles Issued eacf jiear since Orff-anizalion. Year. So Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4i J. Gross Assets. Losses Paid. Biyld'ds Paid. 1868 1869 1870 720 1612 1715 ?2,334,807 4,102,266 4,492,126 *47,218 183,452 268,927 $179,515 255,616 370,174 jbijsoo' 37,755 J2;23'5' Policies in force Jan. 1, 1871 2,102. Amount Insured $5,582,175 ASSETS, JAK. 1, 1871. Capital $100,000 Other Assets 270,174 8370,174 LIABILITIES. Net "Value Pol. in force, American Experience, 4^ % $268,927 Other Liabilities, exclusire of Capital 23,833 $292,760 Surplus $78,414 INCOME DUEING 1870. Premium Eeoeipts $222,352 Other " 9,150 $231,502 EXPBNDITUEES. Death Claims and Endoivments $37,755 Policy Claims and Surrenders DiTidends to PoUoy-holders 2,235 All other Expenditures 107,678 $147,668 Surplus ^... §83,834 Total Losses Paid $69,255. Average Am't of Pol. in force... $2,655 The business of this Company is conduoteil on the " Mixed " Plan Dlyl- dends are paid annnally on all participating policies two years in force Surplus is diyidocl among the assured on the "Contribution" Plan The Net Premiums are calculated upon Tables ooustruoted by Prof flill with Interest at 4 per cent. $100,000 is deposited with the Ins Dent rf l>J,,w York for the Tieneflt of policy-holders. The largest amouit ot' insurance carried ou any one life is ¥10,000. AU policies are non-forfeitable after two annual premiums. LIFE INSUEAI^CB DrREOTOET. 75 Ittl@ail Life 111. S@. @f Ollitpj 109 Monroe St., Chicago, 111. Incorporated Feb. 16, 1865, as " National Accident and LifCi" at Decatur, 111. Charter amended Feb. 21, 1867, changing name as above, and locating the Company at Cmcago. First Policy Issued June 7, 1870. CAPITAL, $^250,000 (CASH, $185,000). CHAETER PEEPEXITAL. BBKJ. LOMEAED, President. S. A. BEIGSS, Treasurer. PEEHAHIO JOKES, Vics^Presitleiit. H. S. TEED, Aos't Sec'y. jVuifiber o f IPoticies Issued eacli yea?' shice Organization^ Tear. So. Policies Issued. Amount Insured. K"et Value Pol. in force. Am. Ex. 4§ % Gross Assets. Losses Paid. DlTid'ds Paid. 1870 2,998 *3, 038,000 $76,767 $271,036 J3,000 Policies in&rce Jan. 1, 1871 2,998. Amount InB\!Ted. ASSETS, JAN. 1, 1871. Capital $250,000 Other Assets 21,036 • XIABILITIBS. Net Value Pol. in force, American Experience, 4J ^ $76,767 Other Liabilities, exclusive of Capital. 1,477 Surplus. INCOME DUEING 1870. Premium Eeceipts $46,003 Other " 16,492 EXPENDITUEES. Death Claims and Endowments $2,000 Policy Claims and Surrenders Dividends to Policy-holders AD other Expenditures 44,214 .$3,038,000 $271,036 $78,344 $192,792 $62,495 $46,214 Surplu-s Total Losses Paid $2,000. Average Am't of Pol in force. . $16,281 ..$1,013 The business of this Companj^ is conducted on the "Proprietary" or *' Stock" Plan. The Net Premiums are calculated upon the "American Exp." Table, interest at 5 per cent. $100,000 is deposited with the State Treasurer of Dlinois for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeit- able after two, and five annual premiums. 141101^1* UM liiWlilGl GO, "" ^ ^ state Street^ Montpelier, 17"t . rirm, 13 184S aslhc " Nollonal Ufo Ins. Co. of tho U. S." OhangeJ toils prea- Iiioorporntojl Kov.J^a, '™'|j,'J'g " j,„j poUey IbbuccI Fob. 1, 1860. Charter Pei-petual. J DBWBrTpies- ' O.'dEWEY, Vice-Prea. S. W. EEED, Sec. E. EEWEY, Act'y. Ko. AmoUBt Net Value Pol. in force. Act. Ex. i% Gross Losses DJTid'ds Tear. Policies Issued. Insured. Assets. Paid. Paid. 1850 384 15465,700 $8,646 11,000 1851 264 394,780 16,177 6,700 1852 284 2.52,250 28,088 6,400 1853 272 293,600 ■ 44,742 6,800 1854 180 220,150 62,028 6.500 1855 154 20.5,711 75,157 11,600 1856 326 491,991 100,032 8,2.52 1857 299 451,150 122,915 15,777 1858 176 282,215 155,994 9,460 1859 255 376,700 f 111, 877 195,759 7,619 1860 281 444,200 166,240 228,165 19,175 1861 128 195,200 182,192 254,707 26.413 1862 170 249,700 198,433 292,.549 25,787 1863 248 388,550 226,299 348,592 15,307 1864 468 720,600 264,234 405,035 40,313 1865 461 903,300 327,686 439,127 19,400 1866 449 925,555 404,733 518,541 46,915 1867 343 630,153 4,58,912 628,864 37,471 1868 300 564,299 527,972 738,2.55 35,861 1869 353 694,530 607,580 857,369 40,100 1870 876 1,920,233 690,133 953,113 59,100 .$242,.5e8§ i Total amount. Policiesdniforoe Jan. 1, 1871. ...3,225. Amount Insured $6,109,326 ASSETS, JAN- 1, 1871. Capital Other Assets $1,011,972 -$1,011,972 LIABILITIES. Net Value Pol. in force. Actuaries Experience, 4^. Other Liabilities, exclusive of Capital $690,133 16,943 707,076 Surplus 1304,896 INCOME DtlEING- 1870. Premium Receipts Other " ;;_; _ ,^ „, . EXPENDITUKES. JJeath Claims and Endowments PoUcy Claims and Surrenders... DiTidends to Policy-holders All other Expenditures $190,708 64,760 $59,100 16,934 36,788 46,901 $255,168 $159,723 Surplus ^f!5 745 Total Losses Paid. . . .$445,950 Al^rag-e' Am't" ofPoi: in'force: . . .''$i;895 l,™ml„m, a,,a anmraTly ffic'xaftor ^ Iffho ,r„u™);ii;' "iT O""™"" "" P"" »» O""^ I""* ama 1, alBO paid, which wl 1 roduce all fi^t „t„ ,™ ' °" *» ospootatlon of Hfe, an extra divi- promiums to pay. Xrpto l" Srfilod amo,^^],^™^^'''"^^ ""* "''""^^ alter there lylll be no Not Pioralnml a™ ca oSa'od up" the°ToK„,T;,''°?T„'; , "i° . I'»'»o°'»»« " "»'■■ "■^~ 600 1, deposited with tho .State TroSnov of Vo,™on?%„7,tt.^ * The . o;^h....p„ot„t.o„ if llfo, or TlliS'LT, ^o^.t ToV£°^'^%Jt. TliQ Life promlum la payable at Uio donds aro paid LIFE INSURANCB DIEBCTOEY. 77 ill@iil Life Im. G§, ®f liwT 9fkj 213 Broadway, New York. Incorporated April 25, 1863, as the " National Union Life and Limb Ins. Co. of New York. ' Name changed to the " Mutual Life and Travelers' Ins. Co, of N. Y." April 1, 1865. Name again clianged tn the "National Life and Travelers' Ins. Co. of New York ' April 14, 1865, Ag^ain changed April 23, 1867, to its present name. First Policy Issued October 26, 1864. CASH CAPITAL, $150,000. EDWAED A. JONES, President. J. 0. HALSE7, Vice-Fieaident. CHAETEE, PEEPETTJAL. JOHN A. MOETIHBE, Secretary. OHAS. a. PEAESOK, Asa't See'y. J^Tumber of !PoUcies Issued each year since Organization. N-0. Year. Policies Issued. 1864 17 18S5 482 1866 707 1867 1016 1868 1331 1869 2644 1870 2523 Amount Insured. $32,500 1,357,900 2,011,532 2,761,803 3,558,234 5,436,913 3,908.766 TsTet Value Pol. in force. Am. Ex. 4* t, $40,574* 62,019* 132,191t 351,430 538,430 620,000 Gross $116,325 182,309 206,707 292,.388 439,578 741,156 879,348 Paid. $1,482 22,133 19,500 34,700 32,834 67,879 Divid'ds Paid. $3,683 15,898 25.653 f English Life No. 3, 6 per cent. Amount Ins^l^ed \ * English Life Ao. 2, 5 per cent. Policies in force Jan. 1, 1871 4,496 ASSETS, JAN. 1, 1871. Capital $150,000 Other Assets .- 729,348 1,045,028 LIABILITIES. $879,348 Ket Value Pol. in force, American Experience, ^\% $620,000 Other Liabilities, exclusive of Capital 64,126 $684,126 Surplus $195,222 LNCOME DUELNG 1870. Premium Eeceipts $481,295 other " 30,559 EXPEiroiTUEES. Death Claims and Endowments $67,879 Policy Claims and Surrenders 56.531 Diyidends to Policy-holders 25,653 All other Expenditures 156,374 $511,854 Surplus Total Losses Paid $178,528. $306,437 $205,417 3 Am't of Pol. in force. . .$2,012 The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "American Experience" Table, interest at 4 per cent. $100,000 is deposited with the Ins. Dep't of New York. The largest amount of insurance carried on any one life is $10,000. The Com- pany has adopted the Massachusetts Law of non-forfeitui-e. 78 WYNKOOP & HAIXENBECK'S 7 WASBINGTOlf, I>. C, Branch Office, 315 Chestnut St., Philadelphia, Pa. INCOBPOKATED JOLY 28, 1S68. CASH CAPITAL, $1,000,000. CLAEEITCi: E. CLAIiS, President. E. A. EOLLINS, Vice-Prss't, (PhUa.) H. D. COOKE, Vice-Prss't, (Wash.) First Policy Issued Aug. 1, 1868. CHAETEE PBEPETUAL. ;A7 COOIE, Chairman Finance Com. E. W. PEET, Sec'7 & Act'j, (PMla.) J. U. BXTTLEE, Ass't Sec'y. JV*utnlier of IPoHcies Tssued each year since Orffanizaiion , Year. Policies Issued. 1868 1869 1870 2,233 6,767 3,865 Amount Insui'ed. $7,317,4.50 16,904,724 8,428,038 Net Value Pol. in force. Am. Exp. 6 % $536,605 807,389 G-ross $1,145,843 1,470,657 $40,603 1,765,597 I 105,8 liOsses Paid. Diyid'ds Paid. Policies in force Jan. 1, 1871 7,259. Amount Insured $18,549,637 ASSETS, JAJT. 1, 1871. Capital $1,000,000 Other Assets 76.5,597 $1,765,597 LIABILITIES. Net Yalue Pol. in force, American Experience, 6 ; Otlier Liabilities, exclusive of Capital $807,389 15,000 $822,389 Surplus $943,208 INCOME DTTEING 1870. Premium Eeoeipts $642,796 Other " 96,885 BXPENBITUKES. Death Claims and Endowments $105,524 Policy Claims and Surrenders 19,903 Dividendsto Policy-holders All other Expenditures 246,429 $739,681 $371,856 Surplus $367,825 Total LossesPaid $146,651. Average Am't of Pol. in force $2,.555 The business of this Comj|any is conducted on the "Proprietary"' or " Stock" Plan. The Net Premiums are calculated upon the " Amerieau Exp." Table, interest at 6 percent. $100,000 is deposited with the IT. s. "Treasury $35,000 with State Treasurer of Virg^inia^ $50,185 with the Auditor of the Dominion of Canada for the benefit of policy-holders. The largest amount of insurance carried on any one life is $25,000. All policies are non-forfeit- able after two and three annual premiums. LIFE INSURANCE DIRECTORY. 79 iitl@ail Gapltil Life liiiiia®! O0« 1107 Pennsylvania Avenue, Washington, D. C. Incorporated March 9, 1867, as a ^' Life, Health and Accident Co." He- organized May 1, 1868. First Life Policy Issued July 10, 1868. CAPITAL, $300,000 (CASH, $150,000). CHAETEE PEEPETUAL. MATTHEW a. EMEEY, Prsaident. H. a. WILSON, Vioe-Presideat. lOE'S E. rATTEESOU, Sec'y asdTreaa. JVumbei' of ^-^oHcies Issued each year since Organization . Teai-. 1^0. Policies Issued. Amount Insured. Ket Value Pol. in force. Am. Ex. 4i % Gross Assets. Losses Paid. Divid'ds Paid. 1868 1869 1870 63 99 277 $176,000 231,796 1,702,185 " $8,500 75,000 $297,197 298,148 390,494 Policies in force Jan. 1, 1871. .308. Amount Insured @1, 693,781 ASSETS, JAN. 1, 1871. Capital ■- @150,C00 Other Assets 240,494 LIABILITIES. Xet Yalne Pol. in force, Aroerican Experience, 4 Other Liabilities, exclusive of Capital ^75,000 5,500 Surplus. Premium Keceipts. Other INCOME DTTEING 1870. $390,494 S80,500 §313,994 7,183 EXPENDITURES. Death Claims and Endowments Policy Claims and Surrenders Dividends to Policy-holders All other Expenditures ^515 39,017 Surplus . Total Losses Paid Average Am't of Pol. in force. $73,0 $43,555 ..$5,999 Thebi^inessof this Company is conducted on the "Mutual" Plan. Divi- dends are paid annually on all participating policies two years in force. Sur- plus is divided among the assured on the " Contribution " Plan. The Net Premiums are calculated upon the "Actuaries Exp." Table, interest at 4 percent. $102,000 is deposited with the U.S. Treasurer at Washington, D. 0.,foT the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after one annual premium. When deemed advisable, Local Boards of Trustees are formed in places where agencies are established, who supervise the man- agement of the business in their respective places. All such Trustees are policy-holders. WyNKOOP & hallenbhck's / lew laglud Mitad Me Ia§. Co. 39 State Street, Boston, Mass. INCORPOHATED APEIL 1, 1835. TlEBT POLICT ISSUED FEB. 1, 1844. CHAETBE PEEPBTUAL. BENJ. F. SIEVEHS, President. JOSEPH K. GIBBEHS, Secretary. J^umher of Policies Issued each year since Organization. ITo. Tear. Policies Issued. 1844 343 1845 459 1846 435 1847 461 1848 413 1849 557 1850 335 1851 343 18.53 488 1853 503 1854 453 1855 516 1856 666 1857 532 18.58 826 1859 1,007 1860 1,383 1861 1,000 1863 1,364 1863 1,607 1864 1,795 1865 2,677 1866 5,542 1867 4,183 1868 5,.518 1869 4,768 1870 3,563 Amomit Insui'ed. $3,905,250 5,503,750 8,501,394 15,635,175 13,535,212 16,378,355 13,213,819 8,979,361 Net Value. Pol. in force. Act. Ex. 4 i. $1,411,467* 2,449.140* 3,040,088* 3,516,889* 4,780,000* 5,325,000t 6,936,8651 8,400,000 Grogs 63,169 104,313 170,339 323,995 258,673 344,611 433,416 539,301 649,380 639,827 768,984 964,418 1,144,856 1,254,476 1,342,856 1,706,700 1,851,117 2,372,946 2.486,339 3,098,096 3,763,838 5,067,383 6,220,943 7,487,384 8,432,731 9,685,482 Losses Paid. $93,403 243,150 312,786 287,300 366,100 499,000 705,669 708,000 Divid'ds Paid. 141,146 , 788,000 452,470 703,459 690,323 470,791 * Actuaries, 4 per Policies in force Jan. 1. 1871, . Capital, Other Assets, cent. f American Esp., 4 1-S . 22,741. Amonntlnsu ASSETS, JAN. I, 1871. $67,868,057 LIABILITIES. Net Value -Pol. in force, Actuaries Experience, 4 per cent. Other Liabilities, exclusive of Capital . $8,400,000 206,850 Surplus INCOME DURING 1870. Premium Receipts $2,708,5 Other " . ' 609,301 EXPENDITURES. $3,217,893 $1,671,641 Death Claims and Endowments, Policy Claims and Surrenders, Dividends to I'ollcy-holders, All other Expenditures, Surplus $1,646,252 Total Losses Paid, . . . $4,575,469. Average Amoun o Pol. in force, . . $2,980 Tho business of this Company is conducted on the "Purely Mutual " Plan. Dividends are paid annually on all participating policieR one year in force. Surplus is divided among the assured on the " Contribution" Plan. The Net Prerainms are ealculnted upon the '" Actuaries Exp." Table, interest at 4 per cent. $103,000 is deposited with the State Ti-easnror of Massa- chusetts for the benefit of nolloy-holdors. The largest amount of insurance cnri-ied on any one life l8 $20,000. All policies are noa-forfeitabie under the State Law of Massachusetts. LIFIS INSUKAJ^^CB DIKBCTORY. 81 189 Market St., Newark, N. J. Incoepokated March 18, 1863. CASH OAPITAl, ^100,000. WU. M. FOBCE, Fresident. OEAS. 0. LATHEOP, Vioe-Pres't. First Policy Issued Jan. 1, 1865. CHAETER PBEPETTJAL. OHAS. H. EEIMCEEEHOFF, Actuarj'. JAS. D. OETOIT, Treasurer. JVumber of policies Issued each year since Organizaiion. No. Tear. PoUcies Issued. 186.5 141 1866 716 1867 1,190 1868 1,529 1869 1,239 1870 1,418 Amount Insured. 1251,400 1,876,250 2,806,200 3,630,800 2,886,281 2,907,297 Net Val. Pol. in force. Am. Ex. 4J % $5,215* 46,407* 124,724* 868,291* 340,521* 487,042 Gross $104,058 163,968 308,774 439,244 485,905 610,945 Paid. $1,000 'ieVsoo 76,201 59,400 Divid'ds Paid. $14,J 22,S * Actuaries, 5 per cent. Policies in force Jan. 1," 1870 3,909. Amount Insured $8,448,145 ASSETS, JAN. 1, 1871. Capital $100,000 Other Assets 510,945 $610,945 LIABILITIES. Net "Value Pol. in force, American Esperience, 4^ ^ $487,042 Other Liabilities, exolusire of Capital $487,042 Surplus $123,903 INCOME DUEING 1870. Premium Eeceipts $286,745 Other " 24,948 ESPENDIT0JRES. Death Claims and EndoTvments $59,400 Policy Claims and Surrenders 11,947 DiTidends to Policy-holders 22,839 All other Expenditures 70,462 $311,687 $164,648 Surplus $147,039 Total Losses Paid $183,101. Average Am't of Pol. in force .$2,161 Thehusiness of this Company is conducted on the "Mutual'' Plan. Divi- dends are paid annually on all participating policies two years in force. Sur- ?lus is divided among the assured on the ' '^Contribution " Plan. The Net 'remiums arc calculated upon the " English Life " Table No. 3, interest at 5 per cent. $100,000 is deposited with the State Treasurer of New Jersey for the benefit of policy-holders. The largest amount of insurance carried on any one life is .|lO,000. All policies are non-forfeitable after one annual premium, according to a plan original with this Company. Policies are also issued on the " Tontine Dividend " Plan. 82 WYNKOOP & HATLLBNBBCK S 7 346 & 348 Broad-way, New York. Incorporated May 21, 1841, aa the "Nautilus Ins. Co." (Fire, Inland, and Marine). Name changed April 12, 1842, to "' N. T. Mutual Ins. Co. " with power to issue Life Policies. Again changed to the " New York Life Ins, Co." April 5, 1849, since which time none but Life busi- ness has been transacted. First Life Pol. Issued April 17, 1845. Charter PerpetuaL MOEEIS PlANKLra, Preaident. W. E. BEEE3, Vice-Prea't and Act'y. dumber of Policies Issued each jfear since Organizafion. Yeai. 1845 1846 1847 1848 1849 1850 1851 1853 1853 1854 1855 185« 1857 1858 1859 18t>0 1861 1863 1863 1864 1865 1866 1867 1868 1869 1870 No. Policies Issued. 449 633 796 1,821 1,069 1,755 1,,329 1,260 639 485 474 706 711 626 887 1,034 1,201 3,302 4,675 4,905 5,138 7,296 6,666 9,112 10,725 9,925 Amount Insured. Net Value Pol. in force. Am. Ex. 4i % $3,023,375 13,148,208 16,326,570 32,734,308 32,678,116 30,685,577 34,104,283 27,141,995 81,291,131* 2,432,955* 3,520,298* 4,979,868* 6,291,048* 7,871,000 10,585,338 13,288,500 Gross $114,438 164,369 320,581 354,755 456,751 636,679 814,045 902,063 1,509,009 1,191,546 1,402,966 1,595,902 1,767,133 2,004,858 2,586,246 2,705,667 3,741,078 .5,018,449 7,009,093 9,159,754 11,000,823 13,424,925 15,878,518 Losses Paid. $304,116 317,256 492,415 490,991 546,737 725,628 745,652 1,278,863 Divid'ds Paid. -S48 1,252 1,674 3,451 7,2.57 11,744 13,.59o 17,842 19,173 22,563 29,932 31,183 38,266 82,312 99,659 97,178 93,555 550,384 282,324 381,958 1,235.865 1,535,399 1,058,897 Policiea in force Jan. 1, 1871, * Carlisle. 4 per cent. 37,266. Amount Insured, ASSETS, JAN. 1, 1871. $lU,3,=i5,359 Capital, Other Assets, $16,878,518 LIABILITIES. Net Value Policies in force, Amei-ican Experience, 4 1-2 per cent., . $14,107,224 Otiier Liabilities, exclusive of Capital 618,814 $14,726,038 Surplui INCOME DUEING 1870. Premium Receipts, Other " EXPENDITUEES. Death Claims and Endowments, $1,2^2.967 Policy Claims and Surrenders 526,603 Dividends to Policy-holders, 1,058,9*29 All other Expendituies 1,018,003 Surplus, Total Losses Paid, . $6,75.3.227 816,489 , $7,115,101. Avorape amount of Pol. in force, The business of this Company is conducted on the " Purely Mutual " Plan. Dividends axe paid annually. Surplus is divided on the " Contribution " Plan. Tile Net Premiums are cal- culated upon the "Carlisle" and "Actuaries Exp." Tables, interest at 4 and 5 per cent. There is deposited for the benefit of policy-holders, $106,000 in N. Y., $60,000 in Va., $20,000 in Tenn., and $75,0001n Canada. The largest amount of insurance on any one life'ls $20 000- Thlfl Company assumed the Life Rislcs of the " General Life and Accident Mut. Ins. Co." of Nowarli, N. J., in 1868, and the " Southeni Life and Trust Co." of Mobile, Ala., in 1869. LIFE INSTJBAKCB DIRECTORY. 83 53 "Wall Street, New York. ISCOEPOHATED MAEOH 9, 1830. CASH CAPITAL, §1,000,000. DAVID THOMPSON, President. riKST Policy Issued Sept. , 1830. CHAETEE PEEPEXUAL. PniLIP E. KEAENBY, Secretary. y^ttmber of ^Policies Issued since /seo. Tear. Ko. Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4^ % Gross Assets. Losses Paid. Divid'ds Paid. 1860 1861 1862 1863 1864 1865 1866 1867 18B8 1869 1870 21 "is 9 6 2 $52,500 '26,324 ' 29,729 19,000 10,000 $186,565* 196,566* 352,810* 281,120t 279,384 25], 958 $727,411 "885,589 917,068 921,273 1,693,598 2,223,490 2,094,999 $33,209 32,288 19,500 37,856 23,748 29,934 f Eng. Life No. 3, 5 per cent. Amount Insured. . . * Eng. Life No. 1, 5 per cent. Policies in force Jan. 1, 1870 129. ASSETS, JAN. 1, 1870. Capital $1,000,000 Otter Assets 1,094,999 LIABILITIES. Net Yalue Pol. in force, American Experience 4^ % Other Liabilities, escIusiTe of Capital .$443,650 $251,958 2,000 $2,094,999 $253,958 Surplus ■- $1,841,041 INCOME DUEING 1869. Premium Eeceipts $26,910 Other " 31,955 EXPENDITUEES. Death Claims and Endowroents. Policy Claims and Surrenders . - - Diyidends to Policy-holders All other Expenditures 129,932 6,827 $58,865 ),860 Surplus Total Leases Paid $176,535. $22,005 Am't of Pol. in force $3,439 The business of this Company is conducted on the " Stock " or " Proprie- tary" Plan. The Net Premiums are calculated upon the "English Life Table No. 1," interest at 5 per cent. $100,000 is deposited with the Ins. Dep't of New York for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. The Company receiyes deposits In trust, which forms ita principal business. 84 WTNKOOP & HALLBNBKOK'S 6 Lamed Building, Syracuse, N. Y. Kkst Policy Isboed Juhe 6, 1866. OHA.ETBK PBEPETTTAL. Incoepoeated Jonb 6, 1866. CASH CAPITAL, ?120,000. DAVID A. MOOKE, President. THEO. F.-ANDEEWS, Vice-President. QEO. J. QAEDNEE, SecretU7. Jfumber of Policies Issued each year since Organizaiion. Year. TSo. Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. i\f G-ross Assets. Losses Paid. DiTld'ds Paid. 1866 1867 1868 1869 1870 609 942 1,026 947 1,423 11,405,500 1,707,100 1,742,172 1,513,291 2,131,085 110,000* 26,206* 88,702 126,766 180,000 $155,767 180,091 216,768 248,935 300,852 "J9Jo66' 15,000 35,000 19,921 * Estimated. Policies in force Jan. 1, 1871 .'.2,568. Amount Insured $4,192,098 ASSETS, JAIT. 1, 1871. Capital $120,000 Other Assets 180,852 LIABILITIES. Net Yalue Pol. in force, American Experience, ^\% $180,000 Other Liabilities, exclusive of Capital 104 $300,852 §180,104 Surplus $120,748 INCOME DUEING 1870. Premium Receipts $58,139 Other " 89,981 EXPENDITUEES. Death Claims and Endowments $19,921 Policy Claims and Surrenders Liyidends to Policy-holders All other Expenditures 39, 115 $148,130 $59,036 Surplus $89,084 Total Losses Paid $78,921 . Average Am't of Pol, in force $1,632 The business of this Company is conducted on the ' ' Mixed " Plan. Divi- dends are paid annually on all participating policies three yeai's in force. The Net Premiums are calculated upon the "American Experience " Table, interest at 4J per cent. $100,000 is deposited -with the Insm'ance Dep't of NoTV York for the benefit of policy-holders. The largest amount of In- Burance carried on anj; one life is $10,000. All policies are nou-forfeitable after two annual premiums. Mh Immmm Cp. 17 & 19 'Warren St., New York. INCOEPOBATED OCT. 22, 1862. FHIST POLICY ISSUED OCT., 1862. CHAEXER PBEPETUAL. H. D, MOEQAH, President. J. ¥. MBEEILL, Vice-Ppesident. H. 0. MOEGiN, Secretary. JVumber of foUcies Issued each year since Orffanizaiion . Tear. Policies Issued. Amount Insm-ed. Net Value Pol. in force. Am. Ex. 4i % Gross Assets. Losses Paid. Divid'ds Paid. 1863' 1864 1865 1866 1867 1868 1869 1870 1,040 1,236 2,368 3,790 5,359 4,387 4,172 3,899 $2,800,000 3,423,200 7,336,200 11,936,642 15,127,.552 12,618,188 11,307,416 9,708,438 $123,"9"65* 467,185* 914,8965 1,954,4865 3,311,990 3,867,578 4,523,539 $160,853 293,142 706,742 1,566,406 2,608,741 4,002,402 4,783,579 6,075,913 '$26;66b 40,714 105,000 197,819 217,999 330,522 611,030 $2',277 11,999 10,168 38,143 23,.550 68,614 131,654 * Carlisle, 4 and 5 per cent. % English Life No. 3, 5 per cent. PoUoies in force Jan. 1, 1871 12,932. Amount Insured $34,455,000 ASSETS, JAJtT. 1, 1871. Capital Other Assets $5,075,913 $5,075,913 LIABILITIES. Ket Value Pol. in force, American Experience, 41%.. $4,-533,539 Other Liabilities, cxclusiTe of Capital 248,363 Surplus INCOME DXTEING 1870. Premium Eeceipts $1,910,739 Other " 902,616 $4,771,802 $304,111 $2,813,355 EXPENDITtmES. Death Claims and Endowments $611,030 Policy Claims and Surrenders 74,971 Eetirement of Capital Stock 100,000 . Dividends to Policy-holders 121,654 AU other Expenditures 397,826 $1,305,481 Surplus $1,507,874 Total Losses Paid. . .$1,519,084. Average Am't of Pol. in force $2,666 The business of this Company is conducted on the " Purely Mutual " Plan. Diyidends are paid annually on aU participating policies one year in force. Sm'plus is divided among the assured on a ne-w plan of Contribution origi- nal "with this Company. The Net Premiums are calculated upon the "Ameri- can Exp." Table, interest at 4^ per cent. $100,000 is deposited -with the Ins. Dep't of N. T., and $30,000 with State Treasurer of Virginia for the bene- fit of policy-holders. The largest amount of insurance carried on any one life is one thousandth part of whole amount insured. All Policies are "Eegistered," the net value being deposited with the Ins. Dep't of N. Y. This Co. has agencies established in Great Britain, France and Germany. 86 WYNKOOP & HALLENBECK'S 7" |8ft| mmkm J|iiIm1 llts fii^. |i.fil piliiiplk, 432 Walnut Street, Philadelphia, Penn. Incorporated Marcli 30, 1860, as tlie "Nortli American Mutual Life and Accident Ins. Co." First Policy Issued Marcli, 1867. CASH CAPITAL, ^137,295. CHAETEE PEEPETUAL. W. W. KITEia, President. A. D. WOODEUFP, 7ice-Presi4ent. HEUEY C. EEOWK, Secretary. JVumber c / Policies Issued eaelt year since Organization . Tear. No. Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4i,°; Gross Assets. Losses Paid. Divid'ds Paid. 1868 1869 1870 342 388 $1,015,400 1,114,254 "?58J725 $2bb',279 $32,339 13,191 Policies in force Jan. 1, 1870 500. Amount Insured $1,419,643 ASSETS, JAM". 1, 1870. Capital $137,295 Otuer Assets 62,984 LIABILITIES. Net Value Pol. in force, American Experience, 4i ^ $58,475 Other Liabilities, exclnsiTe of Capital 10,150 $200,279 Surplus $131,654 INCOME BUEING 1869. Premium Eeceipts $47,348 Other " 8,827 EXPENDITUEES. Death Claims and Endowments $13,100 Policy Claims and Surrenders '648 Dividends to Policy-holders _ All other Expenditures 32,335 Surplus Total Losses Paid $45,530. Average Am't of Pol. in force. $56,175 $46,083 $10,092 ..$2,838 The husiness of this Company is oonduoted on the "Mixed" Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assm-ed on the "Contribution" Plan. The Net Premiums are calcidated upon the "American Experience " Table, interest at 44 per cent. $100,000 is deposited with the Auditor-General of Pennsyl. vania for the benefit of policy-bolders. The largest amount of insurance ean-ied on any one life is $10,000. All policies are non-forfeitable after two annual premiums. LIFB INSURANCE DIBECTORY. 87 l^iftwiitiia itiil Uk III. 0@« Cor. Broadway & Wisconsin Sts., Milwaukee, Wis. Incorporated as tbe " Mutual Life Insurance Co. of the State of Wiseonsm," Mareli2, 1857. Changed to its present name in 1865. Kist Policy Issued U"ov. 25, 1858. CHAETEE PBEPBTUAL. lOHUf H. VAM EYEE, Prsaident. HEEEB SMITH, Vice-Piesident. AUa. CfA7L0ED, Secretary. JVumber of Policies Issued each year since Organizai ion. Year. No, Policies Issued. Amount Insured. Net Talue Pol. in force. Act. Ex. 4 i. Gross Assets. Losses Paid. Divid'ds Paid. 1859§ 1860 1861 1862 1863 1864 1865 1865 1 1866 1867 1868 1869 1870 190 350 460 1,081 1,186 3,148 4,297 2,624 5,306 8,747 9,858 9,891 7,781 §555,200 713,300 751,450 1,261,850 1,207,950 3,994,500 5,979,902 3,823,927 9,078,950 17,850,218 20,445,573 22.277,356 10 591,033 |r,303',074 2,608,900 4,410,604 5,772,653* 8,224,176 $9,334 25,494 55,031 10^,695 1«2,2.58 275,585 593,462 906,420 1,580,361 3,) 47,165 4,755,418 - 6,7.57,532 8,991,766 "$3^566 6,500 6,800 19,200 25,500 55,651 40,576 107,463 180,725 326,413 433,443 477,085 $38',738 111,509 197,597 304,964 321,230 16,062 \ End of yuar June 1st f ^o^^ 31, 7 months. Policies in force Jan. 1, 1871 35,107. American Exp., 4 1-3 per cent. Amount Insured ... $65, 186, 707 ASSETS, JAM". 1, 1871. Capital Other Assets .'. $8,991,766 LIABILITIES. Net Value Pol. in force. Actuaries Experience, 4 ^ $8,224,176 Other Liabilities, exclusive of Capital 118,421 -$8,991,766 -$8,342,597 Surplus $643,169 INCOME DUEING 1870. Premium Eeceijts $3,209,662 Other " 460,707 EXPENDITUEES. Death Claims and Endowments $477,085 PolicyClaims and SniTcnders 297,677 DiTidends to Policy-holders 16,062 All other Expenditures 543,666 3,670,370 -$1,334,490 Surplus $2,335,880 Total Losses Paid $1,693,856. Average Am't of Pol. in force $1,858 The business of this Company is conducted on the "Purely Mutual " Plan. Dividends are paid annually. Surplus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "Actuaries Experience " Table, interest at 4 percent. 3^100,000 is deposited with the State Treasurer of Wisconsin, $20,000 with State Treasurer of Tennessee, and $3,000 with Auditor of Ohio for the benefit of policy-holders. The largest amount of insurance carried on any one Ufe is $20,000. Policies are non-forfeitable after one and two annual premiums. WYNKOOP & HALLENBBCK'S liilfllli Mh ImMtmm O&m Maxwell House, ISTasliville, Tenn. INCOEPOHATED 1867. I'iRST POLICY ISSUED ]867. CAPITAL, $200,000 {CASH, ^165,850). CBCAPvTEE, 99 YEARS. J. M. BASS, Pres't. F. H. FEEKCE, Vioo-Pres't. WM. H. SMITH, Sec'y. Policies in force JiQy 1, 1869 247. Amoiiiit Insured g:l,046",000 Assets, including Capital, July 1, 1870 $265,200 Average Amount of Policies in force $4,234 The business of this Company is conducted on the " "Mixed " Plan. Divi- dends are paid annually on all participating policies two years in force.. Surplus is di-vided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "'Actuaries Exp." Table, interest at 4 per cent. S100,000 is deposited with the State Treasurer of Tennessee for the benefit of policy-holders. The largest amount of insurance carried on any one life is !$5,0U0. All policies are non-forfeitable after two and three annual premiums. 17 Arcade Building, Elizabeth, N. J. Incorporateu 1866. CAPITAL, $150,000. CHARTER PEEPETITAL. B. B, CAEPEHTER, M.D., President. L. a. WILEIM, Secretary. The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies two years in for.ee. 30 per cent, reduction ol premium on Life, and 20 per cent, on Endowment Policies are guaranteed on payment of the second annual premium, and an- nually .thereafter. All policies non-forfeitable alter two annual premiums. 304 Walnut Street, Philadelphiaj Penn. Commenced BnsiNESS Dec. 9, 1809. Incohpobateu March 1Q, T813. CASH CAPITAL, $1,000,000. CHAETEE PEEPBTTJAL. OHAS. DUTILH, President. W, E. HILL, Actuary. Assets $5,D13,-816. The business of tliia Company is conduoted on tlio ' ' Mixed " Plan. Divi- dends are declared every five years on the "Percentage" Plan. The Net Premiums are calculated upon a Special Table, interest at 4 per cent. The largest amount of insurance carried on any one life is ^10,000. Deposits are received in trust, whicli forms its principal business. This was the first Life Insurance Company chartered in the U. S. LIFE INSUilANCB DIRECTORY. 89 fmlk ptail |jllg l^. I®, si |illf smij, 41 and 43 Second St., Sacramento, Cal. INCOEPORATED JAN. 2, 1868. PlRST POUCY ISSCED A1>EIL 20, 1868. CAPITAL, $350,000 (CASH, $100,000, GOLD). CHAETEE, 73 YUAKS. LELANB STAHrOEE, President. H. P. HASTIHaS, Vice-President. JOSEPH OEAOIBOIT, Secretary. JTumber of I'olicies Issued each year since Organizafion . Year. No. Policies Issued. Amount Insured. Net Yalue Pol. in force. Am. Ex. 4i % Gross Assets. Losses Pald^ Divid'ds Paid. 1868 1869 1870 520 1162 888 $1,841,400 3,773,012 2,523,616 iiss.'iffi 398,549 |i565,542 673,261 815,437 $5,000 26,494 26,056 Policies in force Jan. 1, 1871.... 1,969. Amount Insured $5,896,124 ASSETS, JAN. 1, 1871. Capital - $330,000 Other Assets 465,437 $815,437 LIABILITIES. Net Value Pol, in force, American Experience, A\% $398,548 Other Liabilities, exclusive of Capital $398,548 Surplus. INCOME DTTEING 1870. Premium Eeceipts $377,678 Other " 35,115 EXPENDITXTEES. Death Claims and Endowments $26,056 Policy Claims and Surrenders ^ 2,570 Dividends to Policy-holders All other Expenditures 104,491 $412,793 $133,117 Surplus $279,676 Total Losses Paid $57,550. Average Am't of Pol. in force $2,999 The l)usinesB of this Company is conducted on the " Mutual" Plan. Divi- dends are paid annually on all participating policies three years in force. Surplus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "American Experience" Table, interest at 4i per cent. $100,000 is deposited with the Insurance Dep't of California for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums. 90 ■WYKKOOP & HAXLBNBECK'S V Fifin MutieJ Life lQiiE»es boap' m 931 Chestnut Street, Philadelphia. INCOEFOHATED TEB. 24, 1847. FlEST POLICY ISSDED MAY 25, 1847. CHAETEE PEEPJSTUAL. SAMUEL 0. HUEY, Fresidsnt. lOHM W. HOENOE, Actuary. H. S. STEFHE^S, SecreUry. SAM'L E. STOKES, Vice-President. JVutnber of IPoZicies Issued eac/t j>ear since /SGS Year. No. Policies Issued. Amotrnt Insured. Net Value Pol. in force. Act. Exp. i% Gross Assets. Losses Paid. DlTid'da Paid. 1868 1869 3870 880, 1,496 1,819 $3,232,180 5,357,957 5,876,275 ^1,.501,671 1,865,010 2,310,979 $2,541,680 3,067,282 3,651,341 $137,743 116,822 297,200 ?;98,050 108,660 1.51,460 Policies in force Jan. 1,1871 6,967. Amount Insored $23,774,896 ASSETS, JAN. 1, 1871. Capital Other Assets ".".'. '.'.'.'.'.'.'.'.'.". $3,651', 341 -53,6.51,341 LIABILITIES. Net Value Pol. in force, Actuaries Experience, 4 ^ $2,310,979 Other Liabilities, exclusive of Capital 1,060,380 -$3,371,339 Premium Eeceipts Other " Surplus 1$2§S,?82_ INCOME DURING 1870. $982,936 226,813 EXPENDITtTEES. -?1,209,749 Death Claims and Endo'^vmeuts . Policy Claims and Surrenders. $293,200 61,592 Dividends to Policy-holders 151 400 All other Expenditures 148,'704 ' $664,896 Surplus #554,853 Total Losses Paid $1,710,487. Average Am't of Pol. in force. . . .$3,269 The business of this Company is conducted on the " Pm-ely Mutual " Plan Dividends are paid annually. Surplus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "Act- uaries Experience " Table, interest at 4 per cent. $100,000 is deposited ivitb the Auditor-Genoriil of Pennsylvania for the benefit of policy-holders The largest amount of iusuranoe carried on any one life is $20,000. All policies are uon-forfeitablo after two and throe annual premiums. The risks of the " United Security Life and Trust Co." vrore trausfeiTCd to this Comnanv in 1870. ^ •' m?B INSURANCE DIRECTORY. V 91 281 Main Street, Hartford, Conn. Incorporated May, 1851, as the " American Temperance Lii'e Ins. Co.'' Changed afterwards to its present name. ITirst Policy Issued July 2, 1851. CAPITAL, §100,000 (CASH, |16,O0O). CHARTBE PERPETITAL. E. FESSE^SEIT, President. J. F. BURITS, Secretary. JN'umber of Policies Issued each yea7' since Organization. No. Tear. Policies Issued. 185S 335 1853 513 1854 923 1855 631 1856 638 1857 8i!9 1858 490 1859 516 1860 510 1861 436 1862 604 1863 918 1864 2,297 1865 4,302 1866 4,108 1867 5,810 1868 8,229 1869 8,623 1870 9,065 Amount Insured. Net Value Pol. in force. Am. Ex. 4jL;. $1,594,325 3,956,325 8,779,425 9,137,709 15,274,910 22,523,649 21,123,865 19,466,761 1262,699* 309,743'' 744,012* l,399,029t 2,198,661 3,094,139 4,211,515 Gross Assets. §437,995 472,355 819,285 1,365,609 2,134,344 3,508,060 4,998,314 6,090,562 Losses Paid. $31,800 55,200 62,000 88,350 107,700 166,911 335,594 500,466 Bivid'ds Paid. 1,027 4,425 22,029 32,453 122,368 339,348 498,751 * Actuaries, 6 per cent. f EngUsh Life No. 3, 5 per cent. Policies in force Jan. 1, 1871 . . . 24,636. Amount Insured $56,843,627 ASSETS, JAN. 1, 1871. Capital $100,000 Other Assets 5,990,563 LIABILITIES. Net Yalne Pol. in force, American Experience, Other Liabilities, exclusive of Capital $4,211,515 117,900 3,090,563 1,339,415 Surplus $1,761,147 INCOME DURING 1870. Premium Eeeeipts $2,516,536 Other " 311,112 $2,827,639 EXPENDITTIEES. Death Claims and Endowments $500,466 Policy Claims and Surrenders 27,833 DiTidends to Polioy-holdBrs 498,751 All other Expenditures 551,864 $1,578,914 Surplus $1,348,725 Total Losses Paid $1,536,710. Average Am't of Pol. in force $2, 307 ThebtLsinessof this Company ia conducted on tlie "Mutual" Plan. Dividends are paid annually on "All Cash, " and annually after three annual premiums on "Note" Plan. Bur- plus is divided among the assured on the "Contribution" Plan on "All Cash " policies, and on the " Percentage " Plan on " Note " policies. The Net Premiums are calculated upon the " American Exp. " Table, interest at 41-2 per cent. $100,000 is deposited with the State Treasurer of Connecticut, and .$130,000 with Auditor of Dominion of Canada for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. Allpoli- cies are non-forfeitable after two and three annua] premiums. 92 WYNKOOP & HALLENBBOK'S & Arila|tei Lift Iii„ 0@« 922 Main Street, Richmond, Va. Incorporated Sept., 1869, but wag formed by the union of the " Piedmont Real Estate life Ine. Co." and "Arlington Life Ina. Co." both of which Incorporated Feb. 1867. First Policy Issued by present Company September, 1869. CASH CAPITAL, $170,800. CHAKTBR PERPETUAL. W. 0. OAEEINaiOH, President. I. E. EDWARDS, Vice-President. D. J. HAETSOOE, Secretary. J. J. HOPEIKS, AsB't Soc'7. C. Z. SMITH, Actuary. JVumber of S'oticies Issued eack year since Organization. Tear. So. Policies Issued. Amount Insured, Net Value Pol. in force. Am. Ex. 4i % Gross Assets. Losses Paid. DiTid'ds Paid. 1867) 18B8 > 1869) 1869 1870 8,843* l,526t 3,577 130,939,286 4,649,090 9,933,451 $938,071 1,881,471 $1,373,880 1,606,064 $122,652 163,000: 223,549 $7,362 14,532 89,499 * Total number isaued by both Companies before their union, from Feb. 1867, to Sep., 1869. f From September 20 to Dec. 31, 1969. % Chiefly losses due by the two Companies at date of consolidation, and their old policies whicli came due afterwards. Policies in force Jan. 1, 1871 8,517. Amount Insured . . . $28,178,654 ASSETS, JA:N. 1, 1871. Capital ^170,200 Otlier Assets 1,435,863 LIABILITIES. ITet Value Pol. in force, American Experience, 4^ 5^ $1,221,471 Oth-er Liabilities, exclusive of Capital 122,014 L,606,063 -SI,343,485 Surplus $262,578 INCOME DUEINa 1870. Premium Eeceipts §1 ,371,709 Other " 69,246 EXPENDITUEES. Death. Claims and Endon^ments $223,549 Policy Claims and Surrenders 185,922 Dividends to Policy-holders 89,499 All otlier Expenditures 276,503 $1,440,955 Surplus Total Losses Paid |509,202. ^775,473 §665,482 5 Am't of Pol. in force ...§3,308 The business of this Company is conducted on the "Mixed" Plan. Dividends are paid an- nually. Surplus is divided amoug the assured on tlie "Contribution " Plan. The Ket Prein- iums are calculated upon the " Amodoan Expedenco " Table, interest at 4 per ceut *3l) 000 is deposited with the State Troas. of Georgia, *-20,000 with State Troas. of Tonn and Sioo'uoo with State Troas. of Va. for tlio bonoflt of poUcy-holdeva. The largest amount of insurance carried on any one Ufe will overage ,$10,000. No female i-isks for over $5 000 are taken All policies are uon-forfeitable. .Protection given benoflcaries of policies by Charter fVee'from debts, creditors, or claims of parties insuring. Payments once made are not forfeited bv inter vontion of armies, or othor cause preventing payment of premiums, but policies mav b« rn stored by parties paying back premiums. j « na- LIFE INSURANCE DIKEOTORY. 93 |BlIq|^Blte3'|ii@ai,i| OF THE SOUTH, 29 Broad Street, Charleston, S. C. Ikcoepokated Jan. 19, 1870. ITiest Policy Issoed Jan. 24, 1870. CHAETBE PEEPETUAL. WM. McEUENET, PresMsint. E. P. ALBXAOTEE, Vice-Pres't & Act'y. QBO. BOSSS, Secretary. J^umher c / ?'oUcies Issued each year since Organization . Year. Policies Issned. Amount Insured. Net Value Pol. in force. Estimated. Gross Assets. Losses Paid. Diyid'ds Paid. 1870 348 $1,S08,000 $33,000 $47,375 $2,000 Policies in force Jan. 1, 1871 320. Amount Insured . ASSETS, JAN. 1, 1871. Capital Other Assets $47,375 $1,099,040 LIABILITIES. Net Value Pol. in force. Estimated $33,000 Other Liabilities, exclusive of Capital 1,908 $34,t Surplus $12,467 INCOME DUltlNG 1870. Premium Eeceipts $61 ,277 Other " 840 EXPBNDITUEES. Death Claims and Endowments $2,000 Policy Claims and Surrenders Dividends to Policy-holders All other Expenditures 16,468 Surplus Total Losses Paid $2,000. Average Am't of Pol. in force. $62,117 $18,468 $43,649 .-.$3,435 The business of this Company is conducted on the " Purely Mutual" Plan. Dividends are paid annually on all participating policies two years in force. Surplus is divided among the assured on the "Contribution" Plan. TheNet Premiums are calculated upon the " Actuaries Experience " Table, interest at 5 per cent. $50,000 is deposited with the Comptroller of South Carolina for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after one annual premium. 94 WYNKOOP & HALLBNBECK'S T 111 South Fourth Street, Philadelphia, Penn, iNCOEPOEATED MAKCH 22, 1865. PlEBT POLICY IbSUED JULY 31, 1865. CAPITAL, $500,000 (CASH, $385,177). CHAETEE PBEPETTJAL. SAMUEL n, SHIPLET, Prssideat. WM. 0. LON&STEETH, Vice-President. EOWLAND PAEEY, Actuary. JVumher c / 3^olieies Issued each jyear since Organization . Tear. No. Policies Issued. AmoTmt iDLSured. Net Yalue Pol. in foree. Am. Ex. 4i % Gross Assets, Losses Paid. Divid'ds Paid. 1865 1866 1867 1868 1869 1870 70 528 282 1,001 969 1,017 $324,000 1,732,300 2,530,650 2,725,527 2,737,003 2,610,910 $48^863* 170,040* 320,000 454,015 670,] 35 $151,633 207-725 336,989 527,074 737,627 1,141,497 ' $13,606 11,500 22,000 47.500 43,450 $S>2,i76 51,569 * Actuarie9, 4 per cent. Policies in force Jan. 1 , 187 1 3,264. Amount Insured . ASSETS, JAN". 1, 1871. Capital $38i,177 OtherAssets 756,320 LIABILITIES. Net Value Pol. in force, American Experience, 4J^ $670,137 Other Liabilities, exclusive of Capital- 17,019 1,388,400 -$1,141,497 $687,156 Surplus $454,341 IN"COME DURING 1870. Premium Eeceipts $365,409 Otlier " 35,f'" EXPENDITUEES. DeatU Claims and Endowments '- . $43,450 Policy Claims and Surrenders 15,309 Dividends to Policy-liolders 51,569 AH otlier Expenditures 82,955 $401,099 $193,283 Surplus $207 .816 Total Losses Paid $137,430. Average Amount of Pol. in force.. $2, 876 The business of this Company is conducted on the " Mutual " Plan. Divi- dends are paid annually on all pai-ticipating policies two years in force. Surplus is divided amouff the ussurod on the " Contribution" Plan. The Net Premiums are calculated upon a tablo similar to the '^Actuoj'ies," interest at 4 per cent. $100,000 is deposited with the Auditor-General of Pennsyl- vania for the benefit of policy-holders. The largest amount of insurance carried on any one life is $20,000. All Policies ai'c non-forfeitable after two annual preuiuims. Organized to extend the benefits of Life lusui-auce among the Society of Eriends, but any good risks will be accepted. LIFE INSUEANOB DIEBCTORT. 95 iipimo Lif 1 IIS. coif T, 157 La Salle St., Chicago, 111. iNCORPOEiTED MAUCH 27, 1869. 'ElSST POLICY ISSUED JULY 6, 1870. OAPITAI., $5,000,000 (CASH, $457,100). CHAETEE, 50 TEARS. I. V. FAEWELL, Fresiient. FACL CORNELL, 2d Vico-Pros't. A. W. EELLOaa, 7ioe-Ftesident. OEEIH E. MOOEE, Secretary. JVumder c f S^oUcies Issued each year since Organization, Year. No. Policies Issued. Amonat InsTiied. Net Talue Pol. ia force. Am. Ex. i\ % Gross Assets. Losses Paid. DiTid'as Paid. 1870 1,212 13,140,873 $87,833 4691,977 $4,025 Policies in force Jan. 1, 1871 1,176. Amount Insured $2,936,494 ASSETS, JAN. 1, 1871. Capital $457,100 Other Assets 234,677 LIABILITrES. Net Value Pol. in force, American Experience, 4J j? $87,833 Other Liabilities, exclnalTe of Capital ' 154,247 $691,977 Sorplns $449,8: INCOME DUItTNG 1870. Premium Eeceipts $66,334 Other " - 3,289 EXPENDITUEES. Death Claims and Endowments $4,025 Policy Claims and Surrenders Dividends to Policy-holders All other Expenditures 38,264 $69,683 $42,289 Surplus $27,334 Total Losses Paid .$4,025. Average Am't of Pol. in force. . .$2,497 The business of this Company is conducted on the "Stock" or "Proprie- tary" Plan. The Net Premiums are calculated upon the "American Exp." Table, interest at 6 per cent. $100,000 is deposited with the State Treasui-er of Illtnois for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. The risks of the following Companies have been assumed by this Company ; " Great "Western Life of Chicago," in 1870 (which Co. had previously reinsured the risks of the "Eagle Life" of Chicago in 1870), and the " De Soto Mutual Life " of St. Louis, in 1871. 96 WYNKOOP & HALLENBECK'S Af if f mmm iiii i iis. Pi 168 Washington St., Chicago, 111. INCOEPOEATED MAECH 26, 1869. CASH CAPITAL, S100,000. FiEST Policy Issued Mat 2, 1870. CHAETER PEEPETITAX. JESSE K. DUBOIS, President. J. D. LOW, Vice-President. W. F. EEEWSTEE, Secretary. JVumber of ^oUcies Issued each year since Orffanizaiion, Year. So. Policies Issued. Amount Insured. $571,570 !N"et Yalue Pol. in force. Am. Ex. 4 I $10,470 $136,260 Divld'as Paid. Policies in force Jan. 1, 1871 204. Amount Insured . ASSETS, JAN. 1, 1871. Capita] $100, 000 Other Assets 36,260 5,200 $136,260 $19,486 Surplus #116,774 LIABILITIES. Net Value Pol. in force, American Experience, 4^ ^^ $10,470 Other Liabilities, cxclusiTC of Capital 9,016 INCOME DURING 1870. Premium Receipts $13,977 Other " 5,733 EXPENDITITEES. Death Claijns and Endowments Policy Claims and Surrenders Dividends to Policy-holders AU other Expenditures #34,873 Excess of Expenditures oyer Receipts Total Losses Paid Average Am't of Pol. in force. $19,710 $34,873 $15,163 . .$2,026 The business of this Company is conducted on the "Mixed" Plan. Dividends are paid annually on all participating policies two years in force. Sm'plus is divided among the assured on the " Contributiou " Plan. The Net Premiums are based upon the "American Experience" Table, interest at 4J per cent. $100,000 is deposited with the State Treasurer of Illinois for the benefit of policy-holders. The largest amount of insurance coiTied on any one life is $10,000. All policies are non-forfeitable. The Net value of each polioy is deposited with the State Treasurer of Dlinois semi-annually. Life Policies are payable at death or 90. LIFE INSURANCE DIRECTORY. 97 ^l^llil^ 31 and 33 Pine Street, New York. Incokpoeateu Jan. 17, 1862. CASH CAPITAL, $110,000. EOEEBT L. CASS, President. THEO. B. WETMOEE, Tice-Fresidest. rinsT PoLiuY Issued Jan. 18, 1862., CHAETEE PEEPETTTAL. ISAAC H. ALLEIT, Secretary. B. L. CASE, Jr., Actuary. Tfumber of jPoZicies Issued each year since Orffanizaiion. Tear. So. Policies IsBned. Amonnt Insured. Net Value Pol. in force. Am. Ex. 4J % Gross Assets. Losses Paid. Divid'ds Paid. 1863 1863 1864 1865 1866 1867 1868 1869 1870 211 838 1,403 2,134 3,325 4,094 4,386 6,358 5,324 $489,000 1,939,550 2,819,743 4,841,280 7,526,509 9,070,805 11,561,389 17,062,590 14,088,498 $258,856 532,111 934,451 1,490,967 2,070,229 2,587,620 $122,857 160,092 249,831 425,027 753,398 1,286,390 1,854,750 2,377,652 2,964,931 '$6^500 16,500 41,200 88,632 ' 99,474 133,103 178,343 398,762 $3,9i6 18,157 49,420 79,983 113,974 172,646 Policies in force Jan. 1, 1871 14,803. Amount Insured $37,003,224 ASSETS, JAN. 1, 1871. Capital $110,000 Otter Assets 2,854,931 LIABILITIES. Net Value Pol. in force. Actuaries Experience, 4J % $2,587,620 Other Liabilities, exclusive of Capital 44,751 Surplus - INCOME DUEING 1870. Premium Eeceipts $1,476,402 Other " 116,063 EXPENDITUEES. Death Claims and Endowments $368, 762 Policy Claims and Surrenders 135,185 Dividends to Policy-holders 172,646 All other Expenditures '. 408,326 $2,964,931 12,632,371 $332,560 $1,592,465 Surplus Total Losses Paid $955,514. $1,084,919 $507,466 Average Am't of Pol. in force... $2, 500 The business of this Company is conducted on the "Mixed" Plan. Dividends are paid annually alter two annnal premiums on " All Cash," and after three annual premiums on "Note "Plan. Surplus is divided among the assured on the " Contribution" Plan on " All Cash," and "Percentage" . Plan on "Note " Plan. The Net Premiums are calcnlated upon the " Ac- tuaries Exp." Table, interest at 4 per cent. $100,000 is deposited with the Ins. Dep't of N. T. for the benefit of policy-holders. Xbe largest amount of insurance carried on any one life is $20,000. All policies are non-f orfeitable after three annnal premiums. 98 WYNKOOP &, HALMSUBEOK'S 289 Main St., Memphis, Tenn. Incokpokated Jose 20, 1866. CASH CAPITAL, $250,000. T. L. NELSOM, Pieaident. AMOS ¥OOIlEUrr, lat Vice-Ptes't, F. M. WHITE, 24 Vies-Prea't. riKST PouoT Issued July 17, 1866. CHAETBE, 99 TEAES. BEN. UAT, Sectetaiy. OEAi T. PiTEESON, Aas't Sec'y. r. 2. DAVIS, Tteasutor. JVumber o / S'olicies Issued each year since Organization . Tear. No Policies lasued. Amount Insured. Net Value Pol. in force. Am. Ex. ^l % Gross Assets. Losses Paid. DiTid'ds Paid. 1866-7* 1867-8 1868-9 1869-70 1870 1 685 619 1,187 2,672 1,169 $3,594,700 2,675,500 4,594,350 9,246,147 4,033,350 $6i7,2b9' $238,676 332,668 510,602 826,223 1,037,169 $] 0,079 76,261 (J4,946 88,835 50,219 $30^547 2, err; * Year ending; June 30. Policies in force Jan. 1, 1371. . . .4,737. tJuly 1 to Dec. 31. Amount Insured $17,062,6 ASSETS, JAN. 1, 1871. . Capital $250,000 Other Assetfl... 787,169 LIABILITIES. Ket Value Pol. in force. Actuaries Experience, 4 ^ $617,209 Other Liabilities, exclnsiTC of Capital 30,799 - §1,037,169 3,008 Surplus $389,161 INCOME DTJEING 1870. Premium Eeoeipts $784,147 Other " 31,080 $815,227 EXPENDITURES. Death Claims and Endowments $103,284 ±"01107 Clauns and Surrenders. . . ■ 1 027 Diyidends to PoUoy-holders. All other Expenditures i -1 '"!".'!".'.'.'.".".!!!;!;;; !!!! I'esibo 1 $269,411 ^""Tius ii^iile TotalLosses Paid $290,240. Avoraee Am't of Pol. in force... $3,602 deSs° re'°rd°lJ!™a^r?ni^ t^^tT '^\ "■^'^^^ " ^>-- l'-" Surplus is divided among the assJrad on tff"??^';"'-- "*■" ^"'^ '" ^'"■™' Net Premiums nre calculated upT be™' Actu^?os?."H?V ^^''^- The at 4 per cent. The largest amount of insurnmTo^ J? ? "''''"''• ">torest Wm^U policies are^on-forfSable aTerTw" Sal p?^SnT' """ ^ lUfB INSURANCE DIRECTOKY. 99 Ifg |q|. |ff. a! Cor. Jefferson and Third Sts., Louisville, Ky. Incokpokatbd Peb. 7, 1866. CASH CAPITAL, $200,000. J. LAWEENCB SMITH, President. J. H. LIOTBNBBEaEE, 1st Vice-Pres't. J. E. TEHPLE, 2d 7ioe-Pres't. FiKST Policy Issubd June 12, 1866. CHAETER PEEPETUAL. L. T. IHUSTIH, Secretary. 1. E. SMITH, Treasurer. S. T. WILSON, aen'l Agent. J^umber of :Polieies Tssued duriitg ySTO. Tear. No. Policies Issued. Amount Insured. Ifet Value Pol. in force. Am. Ex. 4i % Gross Assets. Losses Paid. Divid'ds Paid. 1870 621 $1,594,900 $301,473 $6-26,143 $12,500 S13,884 Policies in force Jan. 1, 1871 1,^ Amount Insured $5,116,188 ASSETS, JAN. 1, 1871. Capital - $200,000 Other Assets 426,142 LIABILITIES. $626,142 Net Value Pol. in force, American Esperience, A^% - $301,473 Other Liabilities, exclusive of Capital $301,473 Surplus $324,669 INCOME DDEING 1S70. Premium Eeoeipts $212,362 Other " 31,346 EXPENDITtTEKS. Death Claims and Endowments $12,499 Policy Claims and Surrenders 572 Dividends to Policy-holders , 13,824 All other Expenditures 57,745 Surplus ; Total Losses Paid $38,750. Average Am't of Pol. in force. $343,708 $84,640 $159,068 ...$3,482 The business of this Company is conducted on the "Mutual" Plan. Dividends are paid annually on all participating policies one year in force. Surplus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "Actuaries Exp." Table, interest at 4 per cent. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums. 100 WYNKOOP & HAIXBNBECK'S 7" 203 Bi-oad^vay, USTe-w York. Incoepoeated Oct. 14, 1867. CASH CAPITAL, 1:125,000. aEO. 0FD7KE, Fiesident. PiEBT Policy IssnED Oct. 15, 1867, (JHAETEE PEEPETTTAL. J. L. DAWES, Tico-Prosidest. 0. W. OPDrZE, Seerstapy. JVumber o f ^^licies Issued eaek year sinct Organization . Year. No. Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. i\ 1, Gross Assets. Losses Paid. DlTid'ds Paid. 1867 1868 1869 1870 115 1,207 1,020 940 $393,000 2,674,570 2,029,050 1,477,900 $11,897 69,752 127 375 158,046 $145,752 206,440 252,302 284,563 $13,486 16,347 '"$631 1,072 Policies in force Jan. 1, 1871 1,463. Amount Insured $2,933,603 ASSETS, JAN. 1, 1871. Capital _ $125,000 Other Assets 159,563 $284,553 LIABILITIES. Net Value Pol. in force, American Experience, 4| i $158,046 Other Liabilities, exclusive of Capital 9,290 $167,336 Surplus $117,227 INCOME DUEING 1870. Premium Eeceipts $114,939 Other " 9,991 $124,930 EXPENDITURES. Death Claims and EudoTrments $11,589 Policy Claims and Surrenders '. 220 Dividends to Policy-holders 1,072 All other Expenditures 60,151 $73,032 Surplus $51,898 Total LossesPald $"29,833. Average Am't of Pol. in force §2,005 The business of this Company is conducted on the ' ' Mutual " Plan. Divi- dends are paid annually on all participating policies three years in force. Surplus is divided among the assured on the " Contribution " Plan. The Net Premiums are calculated upon the '* American Experience " Table, in- terest at 4J per cent. .floO.OOO is deposited with the Ins. Dep't of New York for the benefit of policy-holders. The largest amount of insurance canied on any one life is $20,000. All policies ore non-forfeitable after two annual premiums. The risks of this Company were transferred to the "Government Secm-ity Life •' of New York, in July, 1871. LIFE INSOEANCB MEECTORY. 101 if All mmmi mh iis, go.- 98 Main Street, 'Worcester, Mass. iNCOBl'OKATED MAUCH 16, 1844. PlEST POLICT ISSUED JUNE 1, 1845. CHAETBE PEEPBTTTAL. ISAiO lAVIS, Pres't. WM. BIOEraSOU, Treat. CLAEENBON HAEEIS, Seo'y. H. M. WHEELEE, Ass't Ses'y. J. B. E. JOHES, Siip't Agencies. JVumber of policies Issued each year since Oi'ffanixai ion. Tear. No. Policies Issued. Amount Insured. Net Value. Pol. in force. Act. Ex. 4 i Gross Assets. Losses Paid. Divid'ds Paid. §1845-6 1847 1848 1849 1850 1851 1852 1853 1854 1855 1856 1857 1858 1859 1860 1861 1863 1863 1864 1865 1866 1867 1868 {1869 1870 485 425 538 376 315 189 275 361 227 141 134 177 256 175 192 198 129 109 230 304 304 434 503 506 333 $840,225 666,520 848,800 507.500 449,950 249,997 300,300 445,975 320,150 169,300 208,433 278,400 363,550 249,300 315,300 269,900 167,300 131,050 337,800 496,100 542,000 940,900 1,052,500 956,000 598,000 $615,314 751,966 820,522 886,804 984,371 $114,146 128,622 143,019 152,247 169,736 195,702 186,148 197,504 228,983 250,631 280,760 320,867 393.573 437,581 477,619 529,736 571,038 593,697 639,625 711,473 669,399 777,633 848,441 993,298 1,099,563 ""J8,o66 49,2U 64,113 47,500 41,013 $12,395 17^143 20^24.5 45,595 63;955 8K633 40,841 20,841 58,381 \ Tear ending June I. Policies in force Jan. 1. 1871, . Capital, Other Assets, % From June 1, 1868, to Dec. 31, 1869, 19 months. . 3,331. Amount Insured. . . . $6,136,660 ASSETS, JAN. 1, 1871. $1,141,673 LIABILITIES. Ket Value Pol. in force, Actuaries Experience, 4 per cent , Other Liabilities, exclusive of Capital, .... $1,141,672 $984,373 28,336 $1,012,709 INCOME DURING 1870. Premium Keceipta, $172,093 Other " . 69,666 Death Claims and Endo^vments, . Policy Claims and Surrenders, Dividends to Policy-holders, All other Expenditures, . EXPEXDITUEES. $37,600 6,673 68,360 B,862 $129,395 Surplus $112,364 Total Losses Paid, . . . $350,000. Average Amount of Pol. in force, . . $1,842 The business of this Company is conducted on the " Purely Mutual " Plan. Dividends are paid annually on all participating policies one year in force. Surplus is divided among the assured on the " Contribution" Plan. The Net Premiums are calculnted upon the "Actuaries Exp." Table, interest at 4 per cent $100,000 is deposited with the State Treasurer of Massa- chusetts for the beneflt of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are noa-forfeitable under the State Law of Massachusetts. 102 WYNKOOP & HALLENBECK'S 513 Olive Street, St. Loiiis, Mo. INCORPOHATED 1857. CASH CAPITAL, S:00,000. C. H. FKCE, ?resiclent. J. S. MILLEB, Ass't Z^ti'y. FiRBT Policy Issued 1858. CHAETEE PEEPETTJAL. W. T. SEELBT, Vice-President. W. H. BEHTON, Gen'l igeat. JVumber of Policies Issued each year since iSOS Year. No. Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4i % Gross Assets. Losses Paid. Divid'ds Paid. 1869 1S70 5,230 6,514 $16,618,560 16,433,955 $3,748,645 4,710,269 $4,494,426 5,542,728 $555,630 566,577 $232,677 336,273 Policies in force Jan. 1, 1871 15,583. Amount Insured ASSETS, JAN. 1, 1871. Capital $100,000 Otlier Assets 5,442,728 §5,542,728 LIABILITIES. Net Value Pol. in force, American Experience, 4J %. $4,710,269 Other Liabilities, exclusiTe of Capital 425,750 §5,136,019 Surplus $306,709 INCOME DUEING 1870. Premium Eeceipts $2,855,903 Otter " 314,444 EXPENDITUEES. Death Claims and Endowments §566,577 Policy Cla,ims and Surrenders 118 438 Dividends to Policy-holders 33P 273 All other Expenditures 55.J '535 $3,170,347 $1,575,823 '^'"P'l^ $1,594,524 Total Losses Paid $1,988,354. Average Am't of Pol. in force. . .$3,252 de'^d\\'rrP^°n'n*Sl5Z^^,r^^SSl?'-^^ °'^'- plus is divfded among the nssm-ed onfl ^®.Pn''°f ?,'T? y""™ l>i toce. Sur- tremimns are calculated upon the "Actuarle, P?"''""'"'" m"™' ™« ^"<" 4 per cent. $100,000 is dooosited ,^?i, h,„ 1^-^^^"""°° T'lMe, interest at with the StatS Treasurer orv-Kii^I 'id %.n"mn°''?*v. "l '^^^"^^^ ^m Tennessee for the beuelit of polSy-£olTors Tl,„ 1'''"'' ?'"*" I'^asurer of anoe carried on any one life is sio ooo \n „ .'."^e^st amount of insur- aflor two annual premiums. * ' ^" Pohcios are uon-forfeitable LIFE INSUEANCE DIRBOTOEY. 103 P 7 51 -La Salle Chicago, 111. INCORPOKATED MaHCH 15, 1869. FlKST POLICY ISSDED OCT. 1, 186! CAPITAL, J500,000 (CASH, $185,000). CHAETEE PEEPETUAX. OTTO MUTSCHLEOHKEE, Presidsnt. J. A. EUCE, Vice-FiesidSHt. CHAS. EEITZ, Treasurer. C. ElTOBELSBOEFr, Secretary. JVutn&er of ^oZiGies Issued each year since Organizaiion. Tear. No. Policies Issued. Amoimt Insured. Net Value Pol. iu foree. Am. Ex. 4i % Gross Assets. Losses Paid. DiTid'ds Paid. 1869 1870 196 910 1258,500 1,310,500 $15,971 78,845 $515,114 553,745 $4,bb6 Policies in force Jan. 1, 1871 992. Amount Insured $1,726,500 ASSETS, JAN. 1, 1871. Capital tSOO.COO Other Assets 53,745 LIABILITIES. Ket Value Pol. in force, American Experience, 4^ %. Other Liabilities, exclusive of Capital $553,745 $72,845 $72,845 Surplus $480,900 nfCOMB DtTEING 1870. Premium Eeceipts $60,980 Other " 9,648 EXPENDITURES. Death Claims and Endowments $4,000 Policy Claims and Surrenders Dividends to Policy-holders AU other Expenditures 53,947 Surplus Total Losses Paid 14,000. $57,947 $11,681 Average Am't of Pol. in force $1,742 The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies three years in force. Surplus is divided among the assured on the ''Contribution" Plan. The Net Premiums are calculated upon "Farr's English Life Table No. 3," interest at 5 percent. $102,864 is deposited with the State Treasurer of Il- linois for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premium^. 104 WYNKOOP & HAL,LBNBECK'S INOOEPOEATED JUNE 17, 1863. FlKST LIFE POLICY ISSUED DEC. 25, 1865. CASH CAPITAL, $500,000. CHABTEE PEEPETUAX. JAMES a. BATTEKSON, President. EmUET DEMHIS, Secretary. Life Branch. (See Accident Department.) JVumbef o / 'I^oHcies Issued each year since Organization. Tear. No. Policies Issued. Amount Insni'ed. Net Value Pol. in force. Act. Exp. 4 % G-ross Assets. Losses Paid. Divid'ds Paid. 1866 1867 1868 1869 1870 472 1,796 1,927 1,957 2,665 $1,280,750 3,782,800 3,961,448 3,836,709 4,613,918 t32,450 188,147 354,436 566,731' 778,868 $18,553 154,081 328,735 494,549 737,802 "$26,667 49,000 74,000 67,000 Policies in force Jan. 1, 1871 5,846. Amount Insured $11,340,676 ASSETS, JAN. 1, 1871. Capital - Other Assets $737,803 LIABILITIES. Net Value Pol. in force. Actuaries Experience, 4 f $778,868 Other Liabilities, exclusive of Capital 11,517 $737,802 $790,385 Surplus $52,583 INCOME DUEING 1870. Premium Eeceipts $338,964 Other " 38,041 EXPENDITUEES. Death Claims and Endowments $67,090 Policy Claims and Surrenders Dividends to Policy-holders All other Expenditures 79,677 $376,855 $146,767 Surplus $230,088 Total Losses Paid $216,757. Average Am't of Pol. in force $1,940 * The business of this ComjDany is oondhcted on the " Stoct "or " Proprie- tary ■' Plan. The Net Premiums are calcidated upon the "Actuaries" and " American Exp." Table, interest at 5 per cent. $200,000 is deposited with the State Treasurer of Conneotiout, $6,000 in Ohio, $1,500 in Iowa, $25,000 in Tennessee, and $140,000 in the Dominion of Canada for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. LIFIS INSURANCE DIRECTORY. 105 Noniiwest corner TMrd street am Central Ayenne, Cincinnati, Olio. Incorporated Feu. 2, 1867. CASH CAPITAL, $100,000. lOHiT II. FHILLIFS, Fiesident. JOHN J. J. PEOE, 7ic6-Fr8Sicl9nt. First I'olict Issued March 28, 1867. CHAETEE PBEPETTJAL. IT. W. HAHBIS, Secretary. E. F. HABSHALL, Ass't Seo'y. JVuTiiber o / S'olicies Issued eacJ year since Organizalion . Year. No. Polioiea Issued. Amount Insured. Net Val. Pol. in force. Am. Ex. 4i f Gross Assets. Losses Paid. Divid'ds Paid. 1867 1868 1869 1870 475 559 1,017 1,471 . $1,228,250 1,810,142 2,010,532 3,767,575 "$35,396* 80,9365 145,000 $133,299 161,579 221,442 276,693 " $3,666 13,000 29,000 $5,183 11,681 * Actuaries, 5 per cent. \ Eng'lish Life No, 3, 6 per ccnji. Policies in force Jan. 1, 1871 2,038. Amount Insured ^4,993,849 ASSETS, JAN. 1, 1871. Capital ^100,000 Other Assets 176,693 LIABILITIES. ^276,693 Net Value Pol. in force, American Experience, 4^ ^ $145,000 Other Liabilities, exclusive of Capital 9,551 $154,551 Surplus ^122,142 INCOME BUEING 1870. Premmm Keceipts ^141,6 Other " 10,147 EXPENDIXUEES. Death Claims and Endowments $29,000 Policy Claims and Surrenders 6,015 Dividends to Poliey-holders 11,681 All other Expenditures 51,448 §151,811 ^98,144 Surplus Total Losses Paid. . . . $45,000. Average Am't of Pol. in force. §53,667 ..§2,406 The business of this Company is conducted on the ' ' Mutual '' Plan, Divi- dends are paid annually on all participating policies two years in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums aro calculated upon the "American Exp." Table, interest at 4 per cent. $100,000 is deposited with the Auditor of the State of Ohio for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums. 106 WYNKOOP & HALLEJSTBBCK'S / Directors' Office, 27 Court St., Boston, Mass. INCOEPOKATEU JULY 17, 1848. FlUST POLICY ISBOTiD OCT. 1, 1849. OHAETBK PBEPETTTAL. HEKEY OEOOKEE, President. W. H. HOLLISTEE, Vice-President. JVumber of l^olicies Issued each year since Organization. ■So. Tear. Policies Issued. 1850 1.464 1851 2,259 1852 1,783 1853 . 902 1854 547 1855 376 1856 341 18.57 236 1858 363 1859 526 1860 505 1861 436 1862 334 1863 1,356 1864 1,834 1865 2,593 1866 3,548 1867 3,221 1868 3,213 1869 3,351 ,1870 4,600 Amount Insured. $2,763,385 3,616,203 2,138,634 1,147,967 743,273 508,850 553,3,50 410,000 814,950 1,192,635 1,001,300 657,150 696,000 3,400,000 4,332,200 6,193,745 7,873,050 6,874,480 7,239,350 8,056,730 10,859,630 IsTet Value Pol. in force. Act. Ex. 4 % ti-ross Assets. $237,142 259,189 265,642 374,446 318,.582 384,609 419,472 3,418,082 2,943,3.53 3,718,860 4,600,900 $165,220 267,734 3.57.836 440,134 533,485 570,585 589,475 609,505 653,504 702,865 761,598 811,133 808,393 852,088 1,094,069 1,530,887 2.188,439 3,091,284 3,730,836 4,411,380 5,295,333 Losses Paid. $39,050 63,185 52,.536 49,525 53.657 75,022 49,486 32,935 4.5,590 51,400 58,450 84,525 94,093 99,900 130,850 184,500 220,350 201,190 267,900 Dirid'ds Paid. $37,381 38,952 43,437 32.093 30,514 33,187 31,927 29 851 33,032 45,064 45,899 46,861 68,784 392,508 394,571 Policies in force Jan. 1, 1871 15,852. Amount Insured $36,008,360 ASSETS, JAU". 1, 1871. Capital Other Assets 15,395,233 LIABILITIES. $5,295,233 Ket Value Pol. in force, Actuaries Experience, 4s«-. $4,600,900 Other Liabilities, exclusiye of Capital 51,400 $4,653,300 Surplus IKCOME DCriirN& 1870. Premium Eeeeipts $1,555,675 Other " 373 563 $642,933 EXPElTDITUItES. $1,828,238 Death Claims and Endowments $267,900 Policy Claims and Surrenders 150,940 Dividends to Polioy-holders 394,571 All other Expenditures 248,673 $1,062,084 Surplus $766,] 54 Total Losses Paid $1,854,125. Average Am't of Pol. in force $2,271 The business of this Company Is conduotod on tlio " Purely Mutual " Plan. Dividends are paid annually on all pni-tlcipatinff policies two yeai-s in force. Surplus is divided among the assured on the " Contribution " Plan, The Net Pi-oiniums are based upon the ".Actuai-ios Kxporionco" Table, intorost at 4 per cent. .^100,000 Is deposited lu Maine, and $100,000 in Canada for the benefit of polloy-holdora. The largest amount of insurance carried on any one life is $20,000. All policies are non-forfeltable after one annual promium. The risks of the following Companies have been re-insured in this Company : " Baltimore Mutual Life" of Baltimore, Md.j'and ' Chicago Alutuill Life" of Chicago, 111. LIFE INSTJKANCB DIKECTOEY. 107 |ttlld filler |ll@ fffii. |s. el t|e fllf si |6w |b4 48 Wall Street, New York. Ifc'CORPOKATED FEB. 25, 1850. CASH CAPITAL, $200,000. JOm B. DeWITT, President. TiKST Policy Issijed Makcii 4,1850. CHAETEE PEEPETUAL. CHA3. E. FEASE, Secretary. WM. J>. WHITIira, Actuary. J^umber c fjpoticies Issued each year sinct Organizaiion . Year. No. Policies Issued. AmoTint Insured. Net Value Pol. in force. Act. Ex. 4 i. Gross Assets. Losses Paid. Divid'ds Paid. 1850 1851 1852 1853 1854- 1855 1856 1857 1858 1859 1860 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870 408 539 1,161 5-(2 422 504 1,277 1,004 814 808 1,039 710 665 1,1)85 1,315 1,320 1,958 1,846 2,138 1,091 1,127 $2,801,820 3,086,400 4,687,230 4,511,275 4,868,286 2,445,426 2,171,033 "$9io;379 1,395,635 1,304,097 1,534,517 1,915,288 2,560,532 2,772,058 $117,980 142,551 178,063 206,211 238,684 283,131 341,324 430,483 497,290 576,664 701,480 804,852 876,067 1,0.52,011 1,304,828 1,600,139 2,005,702 2,470,792 2,915,649 3; 354,525 3,686,323 $76,714 91,178 171,091 169,249 237,057 2.53,268 223,147 ...... $415,967* 529,758 94,553 '^ Total amount of first five dividends. Policies in force Jan. 1, 1871, . . 7,973. Amount Insured, ASSETS, JAN. 1, 1871. Capital, ; . . Other Assets, LIABILITIES. Net Value Policies in force. Actuaries Experience, 4 per cent., Other Liabilities, exclusive of Capital, $200,000 3,486,323 $2,772,053 39,543 $2,811,601 Premiiun Receipts, Other " INCOME DURING 1870. Death Claims and Endowments, Policy Claims and Surrenders, Dividends to Policy-holders, . All other Expenditures, EXPENDITURES. $676,411 227, 196 $222,147 72,505 176,777 Surplus, $336,625 Total Losses Paid, . . . $1,600,000. Average amount of Pol. in force, . . $2,396 The business of this Company is conducted on the " Mixed " Plan. Dividends are paid annually on all participating policies one year in force. Surplus is divided among the assured on the ''Contribution " Plan. The Net Premiums are calculated upon the "Actuaries Exp." Table, interest at 4 per cent. $100,000 is deposited with the Insurance Uep't of New York for the benefit of policy-holders. The largest amount of insurance on any one life is $16,000. All policies are non-forfeitable. The risks of the following Companies have been re-insured in this Company : " Howard Life Ins. Co. of N. Y." in , and "Ben Franklin Life Ins. Co." inl87U. 108 WYNKOOP & HALLBNBECK'S T 69 Liberty Street, New York. INCOKPOBATED TEB. 3, 1865. ElHST POUCY ISSOED FEB. 2, 1865. CASH CAPITAL, $200,000. CHAETBE PEEPEXTTAX. WU. WALZES, President. HE1TE7 J. PUBBEE, Tice-Fresident. J. H. BEWLE7, Secretary. JVumber of ^oiicies Jssued each year since OrgranizaHon, 1865 1866 -1867 1868 1869 1870 No. PoUcies Issued. 656 1,655 1.447 2,250 2,433 2,304 Amount Insured. $2,232,550 4,497,050 3,417,600 5,231,677 5,865,850 6,175,965 Net Value Pol. in force. Am. Es. ^\% $309,775 565,529 603,422 Gross Assets. $343,360 314,028 384,971 534,761 795,868 861,104 Losses Paid. $7,000 49,000 70,500 65,050 79,730 157,615 Divid'ds Paid. Policies in force Jan. 1, 1871 4,492. Amount Insured. ASSETS, JAN. 1, 1871. Cajiital $200,000 Other Assets 661,108 LIABILITIES. Net Value Pol. in force, American Experience, i^% $603,422 Otker Liabilities, exclusiye of Capital 25,000 .$10,818,209 $861,104 $628,422 Surplus $232,( INCOME DimiNG 1870. Premium Receipts $446,393 Other " 38,334 EXPENDITUKES. Death Claims and Endowments $157,615 Policy Claims and Surrenders 61,727 Dividends to Policy-holders All other Expenditures 181,825 $484,727 $391,167 Surplus $93,560 Total Losses Paid $428,895. A-peraee Am't of Pol, in force $2,409 The business of this Company is conducted on the "Stock" or "Proprie- tary" Plan. The Net Premiums are calculated ujifti the "American Ex- perience " Table, interest at 5 per cent. There is deposited with the proper authorities, for the benefit of policy-holders, $100,000 in New York, $30,000 in Virginia, and $50,000 in South Carolina. The largest amount of insur- ance carried on any one life is $10,000. All policies aa-o nou-forfeitable after three annual premiums. LIFE mStlKANCB BIRBCTOEY. 109 ¥ifS@ll lilfi liiimagi ypspji Peck Building, College St., Burlington, Vt. Incorporated Oct. 28, 1868. CASH CAPITAL, $50,000. FiKST Poucv IssrED Jan. 1, 1869. CHAETEE PEEPETUAI,. EDSSBLL S. TiFT, President. K. T. MEEEITI, Vico-Preaideiit. WAEEEK GIEBS, Secretary. JVumher of policies Issued each year since Organization . Xear.- Ho. Policies Issued. Amount Insured. Net Value Pol. in force. Am. Ex. 4 J % Gross Assets. Losses Paid. Divid'ds Paid. 1869 1870 203 157 1285,000 215,500 $7,761 13,789 ^57,762 64,039 .269. Amount Insured.... 4391,000 Policies in force Jan. 1, 1871. ASSETS, JAK. 1, 1871. Capita] |50,000 Other Assets.. $14,039 LIABILITIES. Ket Talue Pol. in force, American Experience, 4J ^. . #13,789 Other Liabilities, exclusive of Capital. Surplus.. IKCOME DUEIUG- 1870. Premium Eeceipts - - Other " BXPENDITUEES. Death Claims and EndoTvuients Policy Claims and Smrenders Dividends to Policy-holders ■ All other Expenditures #12,484 3,033 $476 Surplus. Total Losses Paid Average Am't of Pol. in force. $64,039 $13,789 $50,250 $15,517 $9,583 $5,934 ...$1,418 The business of this Company is conducted on the '* Mixed " Plan. Divi- dends are paid annually on all participating poUoies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. TheiTet Premiums axe calculated upon the "American Exp." Table, interest at 4 per cent. The largest amount of insurance carried on any one life is $5,000. All policies are non-forfeitable after two annual premiums. 110 WYNKOOP & HAL,LENBBCK'S T 155 Broadway, New York. INOORPOEATED JAN., 1860. CASH CAPITAL, $125,000. OYEUS.OUETIS, Prssident. W. A. BEEWEE, Jr., Vice-Presiclent. nriRST PoLicT Issued ITeb. 2, 1860. CHAEXEE PEEPETTJAL. W. HAITOK, Secretary. OYECS MUHN, Ass't Sec'y. J^uniher o / S'oticies Issued each jyear since Organizai ion. Year. No,' Policies Issued. Amonnt Insured. Net Value Pol. in force. Am. Ex. 4J % Gross Assets. Losses Paid. Bivid'ds Paid. 1860 338 $1,093,600 $11,696* $140,960 $3,535 1861 23B 648,500 30,621* 155,038 9,485 1863 458 1,087,600 57,000* 198,074 $6,000 9,608 1863 623 1,485,750 90,000* 257,915 9,000 8,348 1864 926 2,346,800 170,600* 345,029 33,250 8,732 1865 1,306 3,881,450 287,000* 530,097 44,500 8,470 1866 1,838 4,506,825 513,650t 724,118 65,233 15,306 1867 3,0.55 6,860,460 742,080t 1,017,643 117,112 14,249 1868 5,080 10,804,-570 1,091,408 ] ,470,157 108,670 23,752 1869 6,671 13,251,015 1,746,662 2,004,717 168,827 262,505 1870 3,435 7.173,575 2,142,199 2,479,348 241,655 154,091 * Actuaries, 4 per cent. f English Life No. 3, 6 per cent Policies in force Jan. 1, 1871 11,238. Amonnt Insured $25,677,405 ASSETS, JAN. 1, 1871. Capital $125,000 Otlier Assets 2,354,348 LIABILITIES. Net Value Pol. in force, American Experience, 4^ ^ $2,142,199 Otlier Liabilities, exclusive of Capital 32,431 -13,479,348 -$2,174,620 Surplus $304,728 - - - INCOME DUEING 1870. Premium Eeceipts $1,084,653 Other " 107,424 $1,192,077 EXPENUITUEES . Death Claims and Endowments $241,764 Polioj Claims and Surrenders 33,772 Bividends to Policy-holders 154,092 All other Expenditm'es 255,064 $684,692 Surplus $507,385 Total Losses Paid $794,746. Average Am't of Pol, in force $2,285 The business of this Company is conducted on the "Mutual" Plan- Dividends are paid annually on all participating policies one year in force. Surplus is divided among the as- sured on the "Contribution" Plan- The NotPreminms are calculated upon the "AraoHcan Experience " Table, Interest at 4 per cent. ^106,000 is deposited with the Insiu-ance Dep't of Kew York for the bonoHt of policy-holders. The largest amount of insurance carried on any one life l9 $20,000. All polioiea are non-forfoltablo after ttvo and three annual premiums- LIPB INSURANCE BIEECTOEY. V 111 Batavia, HSTe^vr York. Incokpokated IsTov. 21, 1868. CASH CAPITAi, $135,000. H. n. HOWAED, PrasiSsnt. JOHU S. aANSOM, Vice-President. FiKST Policy Issued Nov. 23, 1868. CHAETEE PEEPETTTAL. OEAS. E. FISH, Secretary. CHAS. H. HOWAED, Actuary. J^UTiiber / Toticies Issued each year since Organizal ion. Teai. No. Policies Issues. Amount Insured. Net Valnc Pol. in force. Am. Ex. 4i? Gross Assets. Losses Paid. DiTid'ds Paid. 1868 1869 1870 24 461 504 $67,000 934,400 964,900 $2,106 20,509 44,756 $132,249 155,018 179,377 "$606 Policies in force Jan. 1, 1871 . Amonnt Insured ...$1,399,800 ASSETS, JAN. 1, 1871. Capital $12.5,000 Other Assets. 54,377 LIABILITIES. Net Taine Pol. in force, American Experience, Other Liabilities, exclusive of Capital $179,377 $44,756 3,853 $48,609 Surplus $130,7 INCOME DURING 1870. Premium Eeoeipts $39,671 Other " 8,906 EXPENDITUEES. Death Claims and Endowments Policy Claims and Surrenders Dividends to Policy-holders All other Expenditures $600 21,765 $48,577 $22,365 Surplus $26,212 Total Losses Paid Avei-age Am't of Pol. in force $1,994 The business of this Company is conducted on the "Mixed" Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "American Experience " Table, interest at 4^ per cent. $100,000 is deposited with the Ins. Dep't of New York for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums. 112 WYNKOOP & HAXLBNBECK'S 132 Broadway, New York. INCOEPOKATED SjSPT. 17, 1864. FlllST POLICT ISSUED SEPT. 17, 1864. CASH CAPITAL, ?200,000. CHAETEE PEEPETTJAl. OHAS. H. EAYUOUD, President. EOBEET A. &EAHNIS, Secretiry. SHEFFAED HOUAITS, Consulting Actuuy. Jf umber c. / S'otiaies Issued each year since Organization. Tear. STo. Policies Issued. Amonnt Insui-ed. ITet Value Pol. in force. Am. Ex. 4§ % Gross Assets. Losses Paid. DiTid'ds Paid. 1864 1865 1866 1867 1868 1869 1870 103 1,092 1,582 1,783 3,176 1,434 1,393 1360,000 3,493,250 5,039,931 4,837,377 2,905,035 3,.524,654 3,657,704 K261* 165,100* 240,882* 468,268 1 796,724 1,074,219 1,246,193 $231,538 306,814 . 530,839 759,013 1,058,295 1,350,631 1,599,068 "115,566 44,000 40,015 96,493 143,295 ,124,598 50,843 9,068 46,784 95,703 49,751 * Estimated. f EngUsh Life No. 3, 5 per cent. Policies in force Jan. 1, 1871 4,535. Amount Insured $12,299,705 .ASSETS, JAN. 1, 1871. Capital 8200,000 9,068 §1,599.068 lapit Other Assets 1,399,068 LIABILITIES. Net Value Pol. In force, American ExperienGe,4J %... $1,246,193 Other Liabilities, exclusive of Capital. 76,905 Surplus. INCOME DimiN& 1870. Premium Receipts ^555,723 Other " ,86,609 EXPENDITtTEES. Death Claims and Endowments $r43;295 Policy Claims and Surrenders 48;700 Dividends to Policy-holders 49,751 All other Expenditures 158,089 $1,323,098 $375,970 •1643,332 Surplus.,. $399,835 $243,497 Total Losses Paid $339,304. Average Am't of Pol. inl'oroe |2,712 The business of this Company is conducted on the " Mutual " Plan. Divi- dends are paid annually on all participating policies one year in force. Surplus is divided among the assm-ed on the '* Contribution " Plan. The Net Premiums are calculated upon the " American Exp." Table, interest at 4 per cent. ^100,000 is deposited -with the Ins. Dep't of N. T., and $30 000 Tvith the State Treasurer of Virginia for the benefit of policy- holders, the largest amount of insurance carried on any one life is $20,000. AH policies are n on- forfeitable after two annual premiums. The "Ecserve" Plan of Dividends has been successfully adopted by this Company. LIFE INStlKANCB DIRECTOBY. 113 ii4 |r|t|in |ttai |lt8 |i!|. Ijoig' 4 Maxwell House, Nashville, Tenn. INCOEPORATED DEC. 17, 1867. PlRST POLICY ISSDED APKIL 17, 1868. CAPITAL, $300,000 (CASH, $133,250). CHABTEE PEEPBTUAL. E. J>. FAElTSWOIilH, President. I. L. MAESHALL, Secretary. JOHN POTTESFIELD, Vice-President. W. OHIDSEY, Gen'l Agent. JVumder of IPoUcies Issued each year since Organization , Tear. 1868 1869 1870 No. Policies Issued. 419 634 Amount Insured. $1,051,000 1 ,397,600 Net Value Pol. in force. Act. Ex. 4 i. $63,570 Gross Assets. $186,107 Paid, $300 Divid'ds Paid. Policies In force Jan. 1, 1870. . . .769. Amount Insured. ....... .$l,764,i00 ASSETS, JAN. 1, 1870. Capital $133,2.50 Otlier Assets 53,857 LIABILITIES. Net Value Pol. in force. Actuaries Experience, 4 ^ $63,570 Otlier Liabilities, exclusive of Capital 1,298 6,107 Surplus $121,339 INCOME DUEING 1869. Premium Eeceipts $47,498 Otlier " 6,540 EXPENDITUEES. $300 Death Claims and Endo-mnents Policy Claims and Surrenders DiTldends to Policy-holders ■ Another Expenditures 23,429 $53,038 $23,729 Surplus $29,309 Total Losses Paid $300. Average Am't of Pol. in force $2,294 The business of this Company is conducted on the "Mixed" Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the " Actuaries Experience " Table, interest at 4 per cent. The largest amount of insurance carried on any one life is $10,000, All policies are non-forfeitable after two annual premiums. 114 ■WYNICOOP & HAILENBECK'S / lllil§| ^ 160 Broadway, New York. Incorporated Nov. 19, 1866. CASH CAPITAL, $200,000. J. H. rSOTHlHOHAU, President. W. S. TISDilE, Vice-President. First Polict Ibbued Deo. 1, 1866. CHAETEE PEEPETTTAL. W. F. BUCKLEY, Secretary. W. J. OOPFIH, Actuary. J^umher of Policies Issued each year since Organizalion. ^ Year. 1867 1869 1870 No. Policies Issued. 1,075 694' 1,274 1,269 Amount Insured. $2,824,000 2,290.750 2,432,708 2,490,579 Net Value Pol. in force. Am. Ex. 4i t $55,293* 140,041 226,669 318,786 $250,158 297,106 357,539 485,861 Losses Paid. $7,500 7,500 31,700 49,607 Divid'dfl Paid.. $7,315 12,412 * English Life No. 3, 5 per cent. Policies ill force Jan, 1, 1871 2,718. Amount Insured. ASSETS, JAN. 1, 1871. Capital $200,000 Other Assets 285,861 .$5,594,447 LIABILITIES. Net Value Pol. iu force, American Experience, i\% §318,786 Other Liabilities, exclusiTe of Capital 5,249 848.">,861 $324,035 Surplus $161,826 INCOME DUEING 1870. Premium Eeceipts $219,078 Other " 75,648 $294,726 EXPENDITUEES. Death Claims and Endowments $49,607 PolicT Claims and SuiTendors 5 101 Dividends to Policy-holders .'. , 14*045 All other Expenditures 95*935 . ' — $164,688 Surplus $130,038 Total Losses Paid $96,307. Average Am't of Pol. in force $2,078 Divi- Sur- The business of this Company is conduoted on the "Mixed " Plan donds ore paid annually on all poi-tioipating policies one year in force plus is divided among the assm'ed on the ''^Contribution" Plan $100 000 18 deposited with the Insurance Dep't of Now York for the benefit of nolicv- holdors. The Net Premiums are calculated upon the " American Exne rionoe " Table, interest at 4i per cent. The largest amount of insurance cai-ried on any one life is $10,000. All policies are non-forfeitable after two annual premiums. "" LIFE INSURANCE DIKBOTOKY. 115 Llfi Iiii) Petersburg!!, Virginia. INCOIIFORATED 1871. FiRST POLICY ISSUED MAY 1, 1871. CAPITAi, ^239,000. CHABTEIt PEEPETITAL. A. G. UcILWAIlTE, Frssidsnt. S. B. PAUL, ZQO'y and Manager. The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premimns are calculated upon the "American Exp." Table, interest at 4^ per cent. The largest amount of insurance carried on any one life is ^10,000. AJl policies are non-forfeitable after two annual premiums. Ohicago, Illinois. ' . Incorporated 1870. First Policy Issued J871. CAJPITAX, $200,000 (CASH, §110,000). CHAETEE PERPETUAL. Z. S. SEIITITDB, Fresilest. J. E. FE7, 3ecretor7. The business of this Company is condacted on the " Co-operative " Plan. $100,000 is deposited with the InsuTamoe Dep't of Illinois for the beneiit of policy-holders. f iiiii liliil Lift liiima®! C@, 60 Twenty-second Street, Galveston, Texas. CASH CAPITAL, $300,000. LNCOEPOEATBD 1870. r. H. HcUAHAM, President. T. E. LUBBOOE, Vice-President. SAM'L B07EB DAVIS, Secretary. The ■business of this Company is conducted on the "Mntual" Plan. ACCIDENT TRANSACTING BUSINESS UNITED STATES, LIFT! IN8UEANCE DIRECTORY. 119 'iiiiipii^ Am Hartford, Connecticut. ISCORPOEATED MAY, 1865. CASH CAPITAX, $298,000. lAMES &. BATTEESON, President. riEST Policy Issued Febeuaby, 1866. CHAETEE PEEPETtTAL. H. T. SPEEEY, Secretary. JVwwz&e?' of Policies Zssued each year since Organization. Tear. Ko. Policies Issued. Amount Insured, Net Value Pol. ia force. G-ross Assets. Claims by Deatli. Claims by Injury. 1866 1867 1868 1869 1870 18,924,000 2,988,504,000 1,719,835,000 663,938,730 473,670,000 $386 717 16,039 15,000 15,000 $294,101 303,842 336,017 396,165 418,303 $8,567 36,135 75,879 19,767 31,567 $16^261 Policies in force Jan. 1, 1871.. Amount Insared $1,315,750 ASSETS, JAN. 1, 1871. Capital $298,000 Other Assets 120,303 LIABILITIES. Net Yalue Pol., estimated at 50 % of outstanding prem's . $15,000 Other Liabilities, exclusive of Capital 58,500 $418,303 $73,500 Surplus $344,803 INCOME DUEING 1870. Premium Eeceipts $157,890 Other " 23,893 EXPEMDITUEES. Claims by Death, ) ,3,gg^ Claims by Injury, 5 ipui,uu. DiTidends to Stock-holders , 30,480 All other Expenditures 103,418 $181,783 $165,465 Surplus $16,318 Total Losses Paid $188,176. Average Am't of Pol. in force The business of this Company is conducted on the " Stock " or "Proprie- tary " Plan. The Net Premiums are calculated upon the " Company's own Exp." Table. The largest amount of insurance caii-ied on any one life is ^10,000. $100,000 is deposited with the Insurance Dep't of Conneoticut for , the benefit of policy-holders. 120 WYNKOOP & HALLBNBBCK'S mw llillAIGl GO. Hartford, Connecticut. INCOEPOKATED JUNE 17, 1863. TlKST ACCIDENT POL. ISSUED APEIL 1, 1864. CASH CAPITAL, $500,000. CHAETEE PEEPETTTAl. JAMES S. BATTEESON, President. EODHET DENHIS, Secretary. Accident :Beanch. (See Life Dep't.) jntmber o / Policies Issued each year since Organixation . Tear. No. Policies Issued. Amount Insured. Ket Value Pol. in force. Gross Assets. Claims by Death. Claims by Injury. 1864 1865 1866 1867 1868 1869 1870 2,880 33,255 24,650 30,771 25,311 26,537 29,359 $9,065,500 106,-575,000 47,427,900 92,192,000 80,437,070 78,655,000 81,233,700 $24,645 115,599 131,593 166,341 178,927 134,840 150,326 $267,789 616,869 765,480 786,858 821,610 837,778 830,241 §427 97,073 287,588 109,750 104,500 195,697 179,169 6177,528 98,028 1,474 Policies in force Jan. 1, 1871 29,049. Amount Insured $56,601,016 ASSETS, JAN. 1, 1871. Capital $500,000 Other Assets 330,241 LIABILITIES. Net Value Pol., estimated at 50 % of outstanding prem's.. $150,326 Other Liabilities, exclusiTe of Capital 69,3"" $830,241 S219,694 Surplus g610,547 INCOME DITEING 1870. Premium Eeoeipts $521,710 Other " 51,964 EXPENDITUEES. Claims by Death, > Claims by Injuiy, j Dividends to Stock -holders 50,000 All other Expenditures 358,377 $573,647 .$174,169 $582,.546 $8,899 Excess of Expenditures over Eeeeipta Total Losses Paid $1,251,224. Average Am't of Pol. in force §2,293 The business of this Company is conducted on the "Stock" or "Proprie- tary " Plan. The Net premiums are calculated upon the "Company's o\vn Exp." Table. The largest amount of insxu'ance can-ied on any one life is 110,000. The risks of the " Travelers' Ins. Co." of Providence, E. I., were re-insured in this Co. Deo. 1, 1866. LIFE ■°Sj^ GREAT BRITAIN. LIFE INSURAJSTCB DIBBCTOKT. 123 3 Queen St., Aberdeen, Scotland. ESTABUSHEU 1831. DOITALD UcIAaaABT, Chaiimas. JOSS CBOMBIE, Soc;t'7 anilAct'7. The bnflinegs of this Society is conducted on the "Mntaal" Plaji. mm eoiFf , 376 Strand, London, Eng. CASH CAPITAL £25,000. Incorporated July, 1870. Eirst Policy Issued 1871. (^EOB&I! S. HOSSEKAIL, Actuary and Manager. The business of this Company is conducted on the "Proprietary" Plan. The Net Premims are calculated upon the "Carlisle Exp." Table, interest at 3 per cent. The profits are to be invested, and the income from same to be employed in granting Pree Annuities at certain ages to policy-holders under certain Tables of Premiums. A Surrender Value Table, and a Table show- ing amount that will be loaned for every £1 paid in premiums, by simply depositing the policy as security. 120 Chancery Lane, London, Eng. CAPITAL, £1,000,000. CASH CAPITAL, £100,000. Established 1865. H. 3. AEEOWSMITH, Ohaiman. J. T. KOETHOOIT, Secretary. JVumber of policies Issued durittg fS70, Tear. No. Policies Issned. Amount Insured. Net Value Pol. in force. G-ross Assets. Losses Paid. Bonuses. 1870 460 £131,030 £2,157 The business of tliis Comp'y is conducted on the " Mixed " Plan. Bonuses are paid every three years on all policies five years in force. Surplus is di- vided among the assured on the "Percentage" Plan. Policies are non- forfeitable after five annual premiums. 124 WYNKOOP & HALLENBECK'S Bartholomew Lane (Bank Street)^ London, Eng. CAPITAL, £5,000,000. CASH CAPITAL, £550,000. ESTABLIBHED 1834. Sir 1!. 1I0I7TEFI0BE, Cliaiima,n. U. IT. ASLEB, Vice-Fresident. EOBEET LEWIS, Secretary. LIFE DEPARTMENT. J^umber of Policies Zssued each year since fS09. Tear. So. Policies Issued. Amount Insured. Net Value Pol. in force. Carl. Ex. 3 > Gross Assets. Losses Paid. Bonuses. 1869 1870 355 357 £212,358 202,180 £762,953 £1,510,899 1,610,492 £102,206 131,513 Policies in force Jan. 1, 1871 5,309. Amount Insured £3,173,983 ASSETS, JAM". 1, 1871. Capital. £550,000 Other Assets 934,052 £1,484,052 LIABILITIES. Net Value Pol. in force, Carlisle Experience, Z% £762,953 Other Liabilities, exclusiTO of Capital 34,571 £797,524 Surplus £686,528 INCOME DTJEING 1870. Premium Eecelpts £92,572 Other " 40,120 £132,1 ESPENDITUHES. Death Claims and Endowments £131,513 Policy Claims and Surrenders 2,202 Bonuses to Policy-holders All other Expenditures 10,657 £144,372 Surplus £11,680 Total Losses Paid, 1869-70. £233,719. Average Am't of Pol. m force. £598 The business ofthis Company is conducted on the "Mixed" Plan. Bonuses are paid eveiy five years on all participating policies five years in force. Four-fifths of the sm'i>lus is divided among the assui-ed on the " Percentage" Plan. The Net Premiums are calculated upon the " Carlisle Experience " Table, interest at 3 per cent. Fire Insurance business is also transacted. The risks of the foUowiug companies have been reinsured in this Company : " Suffolk & General Counties " ' £194,119 , £177,918 Surplus £16,201 Premium Eeceipts . Other INCOME DURING 1870-71. EXPENDITUEES. Death Claims and Endowments £4,515 Policy Claims and Surrenders 286 Bonuses to Policy-holders . . ..'. All other Expenditures '.'". £4,801 Surplus Total Losses Paid £45,264. Ayerage Am't of Pol. in force The business of this Company is conducted on thet " Mixed " Plan. Bo- nuses are paid every three years on all participating policies five years in force. Seven-tenths of the sui-plus is divided among the assured on the " Percentage " Plan. The Net premiums aj-e calculated' upon the "Carlisle Exp." Table, interest at 3J per cent. Policies are non-forfeitable after five annual premiums. The largest amount of insuranoe coi-ried on any one life is £10,000. Impaii-ed lives are insui-ed at an increased rate of premium. The risks of the "Constitution Life" were reinsured in this Company in 1857. Fii-c insurance business is also transacted. IJFE INSUEANGB UIKBOTOBY. 145 12 Waterloo Place, London, Eng. CAPITAL,. £1,000,000. CASH CAPITAL, £75,000. Ebtablished 1839. Sli W. J. ALEIAITBES, Ghum^n. 3. HILL WILLIAM3, Actaai7 & Secretar7, Jifumber of foticies Issued each year since i 869. Tear. Policies Issued. Amount Insured. Net "Value Pol. in force. Carl. Ex. 3 % Gross Assets. Losses Paid. Bonuses. 1869 1870 618 562 £439,870 437,722 £535765 £750,i32 £85',6S5 Policies in force Jan. 1, 1871 4,8,50. Amount Insured £3,163,327 ASSETS, JAN". 1, 1871. Capital £70,000 Other Assets " 690,132 LIABILITIES. Net Value Pol. in force, Carlisle Experience, 3 ^ £535,765 Other Liabilities, exclusive of Capital 147,300 Surplus. , INCOliE DTIIIING 1870. Premium Eeceipts £108,346 Other " 52,717 EXPENDITUEES. Death Claims and Endowments £85,^25 Policy Claims and Surrenders 4,291 Bonuses to Policy-holders All other Expenditures 27,503 £683,065 £77,067 £161,063 £117,419 Surplus Total Losses Paid. ...£793,729. £43,544 Average Am't of Pol. in force £652 The business of this Company is conducted on the "Mixed" Plan. Bonuses are paid every five ^ears on aU policies three years in force. Nine- tenths of the surplus is divided among the assured on the "Percentage" Plan. 146 WYNKOOP & HALLBNBBCK'S Iplklli LIfi Aiiimi®! iidilyj Mansion House Street, London, Eng. Established 1763. Lord IBEDEQAB, Clia,irmaii. J. W. STE7ENS0H, Secretary. A. UOBSAIT, Actuaty. JVumher of S^olicies Issued each year since 1869. Tear. No. Policies Issued. Amount Insured. Net Value Pol. in force. Gross Assets. Losses Paid. Bonuses. 1869 1870 132 245 £175,690 257,310 £4,627,345 4,470,017 £379,191 453,858 Policies in force Jan. 1,1871 3,845. Amount Insured S7,777,f ASSETS, JAN. 1, 1871. Capital Other Assets £4,470,017 £4,470,017 LIABILITIES. Net Value Pol. in force Other Liabilities, exclusive of Capital Surplus. INCOME DtTEING 1870. Premium Eeceipts .•. £147,562 Other 58,659 EXPENDITUEES. Death Claims and Endowments £453,858 Policy Claims and Surrenders Bonuses to Policy-holders All other Expenditures Excess of expenditure oyer receipts. £206,231 £453,858 £247,637 Total Losses Paid. . . £37,253,858. Average Am't of Pol. in force. . . £2,023 The business of this Company is conducted on the " Purely Mutual " Plan. Bonuses are paid every ten years on the oldest 5,000 policies in force Sur- plus is divided among the assured on the " Percentnge " Plan, This Com- pany has never employed agents, or paid commissions for business The largest amount of insurance carried on any one life is £10 000. LUfB IN8UKANCB DIRBCTOHY. 147 l|ilt| & Law Mfe iiiiiisei Em% 18 Lincoln's Inn Fields, London, Eng. CAPITAL, iBl,000,000. '"""■ CASH CAPITAL, £60,000. ITniBT Policy Issued January 30, 1845. GEO. ETJ2SELL, Olaiman. THOS. B. SPEiflUE, iot'y Ji.Sect'y. JiTumber of policies Issued each jyear since Organizalion, Tear. No. Policies Issued. imn.,r.t ' Net Valus ^^l Pol. In force. Gross Assets. Losses Paid. Bonnses. 1845 1846 1847 1848 1849 1850 1851 1852 1853 1854 1855 1856 1857 1858 1859 1860 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870 117 146 145 117 149 143 207 112 113 139 154 161 127 148 135 169 143 . 152 151 190 203 193 184 213 184 180 £106,910 136,685 129,988 117,181 125,484 131,624 162,075 121,903 .118,693 147,865 141,385 162,745 123.920 190,700 173,735 204,604 196,970 211,050 238,350 308,645 325,306 325,810 357,331 356,833 270,495 347,150 £16,026 "81,614 ' 152,087 3,10,689 503,951' £56,774 64,095 74,9.58 82,665 98,391 120,924 136,177 156,024 174,570 191,764 209,918 228,603 263,720 282,460 317,584 358,648 407,6.53 451,565 524,346 556,030 526,857 693,157 760,990 815,379 £1,800 ' 4,540 2,100 6,367 3,250 10,383 4,999 9,623 11,861 17,267 13 789 7,174 18,040 10,561 10,070 11,547 26,503 41,159 49155 31,345 42,744 63,606 41,020 i2ii77 1,196 1,204 1,443 2,097 2,119 2,119 2,173 2,470 2,750 2,750 2,750 2,750 3,500 3,500 3,500 3,.500 , 8,500 4,250 4,250 4,250 4,250 4,2.50 19,229 Policies in force Jan. 1, 1871, Amount Insured, ASSETS, JAN. 1, 1^71. Capital, . . . Otlier AssetB, LIABILITIES. Net Value Policies in force, Aetuaries Experience, 3 per cent., . Other Liabilities, exclusive of Capital, , . . . . ^526,275 Premium Receipts, Otlier " INCOME DURING 1870. EXPENDITURES. d£92,841 52.736 ^£41,020 5,859 2,687 ^88,795 Death Claims and Endowments, Policy Claims and Surrenders, Bonusea to Policy-holders, All other Expenditures, Surplus, ^£56,782 Total Losses Paid, . . . ^6438,303. Averapre amount of Pol. in force, . . ^1,495 The business of this Company is conducted on the " Mutual " Plan. Bonuses are paid every five years on all participating policies one year in force. Nine-tenths of the surplus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the " English Life Table No. 3," interest at 3 per cent. All policies are non-forfeitable after three annual preraiums. The largest amount of insurance on any one life is de.lO,OUO. Premiums are calculated for every half year. The risks of the " Etonian and General Life InB. Co. ' ' were reinsured in this Company in 1850. 148 WYNKOOP & HAil/ENBECK'S 1 17 Waterloo Place, London, Eng. CAPITAL, £800,000. CASH CAPITAL, £253,180. Establislied 1853 as the " People's Provident Life," changed to its • present name in 1859. Sen. Sir F. SMITH, Clia,irmn. BALtTOlT EASUU, Secretaij. JVumber of Policies Issued during JSTO. Year. So. Policies Issued. Amount Insured. Net Value Pol. in force. Cai-l. Ex. 4 % Gross Assets. Losses Paid. Bonuses. 1870 £827,685 £371,800 £207,056 Policies in force Jan. 1, 1871 Amount Insured i£8,000,000 ASSETS, JAN. 1, 1871. Capital i£253,180 Other Assets 118,fi20 i£371,800 LIABILITIES. Net Yalne Pol. in force, Carlisle Experience, 4 ^ £827,885 Other Liabilities, exclusive of Capital : 85,860 INCOME DUBING 1870. Premium Eecoipts J£202,124 Other " 40,504 £242,628 EXPENDITUKES. Death Claims and Endowments £207,056 Policy Claims and Surrenders 2,318 Bonuses to Policy-holders - AJl other Expenditures 154,277 £363,651 Excess of Expenditures over Eeceipts £121,023 LoBsesPaid, 1870 £207,056. Average Am't of Pol. in force Tho business of this Company \s conducted on the " Mixed" Plan. Bonuses are paid every five yearn on all participating policies seven years in force. Surplus is divided among the assured on the " Fercentage " Plan. The Xet Premiums are calculated upon tho "Carlisle Experience " Table, with intorGst at 4 per cent. Policies are non-forfeitable after live annual premiums. The risks of the following Companies have been reinsured in this Company: United Guarantee and Life, 1854; Indu.strial and General Life, 1855; AUienaJum Life, 1656; Prince of Walea Life, 1867 ; United Mutual Mining- Life, 1857 ; United Service Life and Guar- antee, 1857; European Life {No. 1}, 1868; India and London Life, 1860; Professional Life, 18f)l ; British Guarantee and Life, 1862 ; Royal Naval and Military Life, 1866; British Nation Life, 1865 [which Company had previously reinsured tho risks of the following Companies : British Provident Life, 1859 (which Company had previously reinsured tho Anglo Australian Life, 1858; Diadem Life, 1857} ; British Commercial Ufe, 1860 ; English Widows' Life, 1?60; (which Company had previously reinsured the Commorciol Life, 1867;) Phoinlx Life, 1S60, Iwhlcb had previously reinsured tho Catholic Law and General Life, l£67j ; English and Irish Church Life. 1861 [which had previously reinsured the Ilouecholdera' and General Life, 1858; Engineers', Masonio, and General Life. 1858 [which had previously reinsured the Railway General Provident Life, 1855; Universal Prqvident Life, 1856 ; Ago Life, 1856; Engineers' and Ago Life, 1859; Tontine Life, 1849] Wellington Annuity and Life, 1863; Waterloo Ufe and Loan, 1862 [which Company had previously reinsured the risks of the Deposit Asaurnnce Company, 1861 ; Life Assurance Troaanry, 1^61 ; Nalional Assurance nnd Investment, 1861 ; Magnet Life, 1869]; London Equitable Life. 1E63 ; London and Provincial Provident, 861 Twhioh Company had previouply reinsured the rlslta of tho British Shield Life, 18571. Since pioparing this statoment this Company has failed. LIFE INSUEANCB DIKEOTOKY. 149 45 Darley St., Bradford, Yorkshire, Eng. Established 1832. JOEiT WILSOH, Chairman. L 3. S7U01ID, Secretatj. JVumder of Policies Zssued each year since /S67* Tear. i>ro. Policies Issued. Amount Insured. Net Value Pol. in force. Assets. Losses Paid. Bonuses. 1867-8* 1868-9 1869-70 301 279 265 £249,611 187,555 194,100 .'.'.'. .'.'.'. £904,159 942,734 1,006,685 £59,429 50,0.53 * Tear ending Nov. 20. Policies in force Nov. 20, 1870 4,682. Amount Insured £3,135,708 ASSETS, NOT. 20, 1870. Capital Other Assets : £1,006,685 LIABILITIES. Net Talue Pol. in force Other Liabilities, exclusive of Capital £10,450 £10,450 Surplus .- £996,235 INCOME DURING 1869-70. Premium Beoeipts £66,466 Other " 56,.557 BXPENDITUEES. Losses £50,053 Policy Claims and Surrenders 1,809 Bonuses to Policy-holders 52 All other Expenditures 17,557 £69,471 Surplus £53,552 Total Losses Paid £715,468. Average Am't of Pol. in force £671 The business of this Company is conducted on the " Purely Mutual" Plan. Bonuses are paid every iive years on all participating policies one year in force. Surplus is divided among the assured on the "Percentage " Plan. 150 WYNKOOP & HALLENBECK'S 62 King William Street, London, Eng. CAPITAL, £1,000,000. CASH CAPITAL, £50,000. Established 1837 as the " Dissenters' and General Fire and Life Assnranoe Company ; " name since changed. T. CHALLIS, Chairman. SEO. S. FEEEUAIT, Secretarj. LIFE DEPARTMENT. JVumber of policies Issued each year since /S6S. 1868 1869 1870 TSo. Policies Issued. 813 778 769 Amount Insured. £291,985 291,995 319,896 Net Value Pol, in force. Gross Assets. £347,636 363,001 375, 100 Losses Paid. £30,417 27,944 34,967 Policies in force Jan. 1, 1871. Amount Insured. ASSETS, JAN. 1, 1871. Capital £50,000 Other Assets 325,000 LIABILITIES. IK et Value Pol. in force .- — Other Liabilities, exclusive of Capital. Surplus. INCOME DUEING 1870. Premium Keceipts £63,742 Other " 42,127 . EXPEHDITtrEES. Death Claims and Endowments £34,967 Policy Claims and Surrenders Bonuses to Policy-holders All other Expenditures 30,111 Surplus. £105,869 £65,078 LossesPaid, 1868-70 £93,328. Average Am't of Pol. in force . The business of this Company is conducted on the " Mixed " Plan. Bonuses are paid eveiT five years on all participating policies one year in force. .Eom'-iifths of the surplus is divided among the assm'ed on the "Percent- age" Plan. Policies are non-forfeitable after foui- annual premiums. Fire Insurance business is also transacted. LIFE INSURANCE DIREOTOEY. 151 |f ill |f llim |«lttil |lf g |f pttiritttg 101 Cheapside, London, Eng. Established 1844. Viscount NEWE?, Chairman. WM. M. UAZEHAH, Actuary. AHEEBW TEAMOIS, Secretary. JVutnber of policies Issued each year since ^869 Xear. 'So. Policies Issued. Amount Insured. Wet Val. Pol. In force. Gross Assets. Losses Paid. Bonuses. 1869 1870 741 745 £206,450 221,200 . £103,908 111,113 £37,222 31,461 £5,663 Policies in force Jan. 1, 1871 Amonnt Insured ASSETS, JA]S". 1, 1871. Capita] Other Assets iei36,973 LIABILITIES. 13"et Talue Pol. in force ^ Other Liabilities, excIusiTC of Capital £9,611 £9,6L1 Surplus £127,361 INCOME DUUIKG 1870. Premium Eeceipts £56,108 Other *' : 24,315 £80,423 ESPEl^DITUEES. Death Claims and Endowments ^... £31,461 Policy Claims and Surrenders 1,366 Bonuses to Policy-holders 5,003 All other Expenditures , 28,155 Surplus . . . Total Losses Paid £65,985 Average Am't of Pol. in force The "business of this Company is conducted on the "Purely Mutual'' Plan. Bonuses are paid every five, years on all participating policies one year in force. Surplus is divided among the assured on the "Percentage" Plan. The risks of the following Companies were reinsured in this Company : Achilles Life (Ko. 1) in 1844, and National Union Life in 1868. 152 WYNKOOP & HALLENBECK'S 37 Old Jewry, London, Eng. CAPITAL, £100,000. CASH CAPITAL, £21,712. Established 1848. W, H. THOENTHWAITE, Ohairmia. P. A. CUETIS, Soc'7 i Aot'y. JVzinider of ^oHcies Issued each ^ear since fSGS, Tear. 1868-9* 1869-70 K"o. Policies Issued. 3,693 3,552 Amount Insured. £1,438,148 1,666,617 !N"et Value Pol. in force. Carl. JEx. 3*! £1,303,721 G-ross £1,453,012 Losses Paid. £1:2,219 138,803 Bonuses. * Year ending June 30. Policies in force June 30, 1870 23,945. Amount Insured £9,342,189 ASSETS, JUNE 30, 1870. Capital £21,712 Other Assets 1,431,300 £1,453,012 LIAEXLIXIES. Net Value Pol. in force, Carlisle Experience, SJ jC £1,330,721 Other Liabilities, exclusive of Capital 33,586 -£1,364,407 Surplus - 3,605 LNCOME DtTEING 1869-70. Premium Eeoeipts £363,837 Other '■ 72,429 £436,266 EXPENDIT0EES. Death Claims and Endowments £138,803 Policy Claims and SuiTenders Bonuses to Policy-holders All other Expenditures 124,501 £263,304 Surplus £172,962 Total LossesPaid £937,284. Average Am't of Pol. in force £407 The business of this Company is oonduoted on the "Mixed" Plan. Bonuses arc paid every five years ou all participating policies one yeai- in force. Four-fifths of the surplus is divided among the assured on the "Per- centage " Plan. LIFE INSUEANCB DIRBOTOKY. 153 |}iiiriliii|ifgiffil|ll 1 1 Lombard Street, London, Eng. CAPITAL, £2,000,000. CASH CAPITAL, £1,000,000. Established Decbmbeb, 1821. r. H. JAKSEK, Chairman. SAUUEL BEOWH, Actuary. T. TALLEMACH, Secretary. LIFE DEPARTMENT. JVumber of Policies Issued during iS70. Tear. No. Policies Issued. Amoimt Insured. Net Value Pol. in force. Bqu. Ex. 3Jf, Gross Assets. Losses Paid. Bonuses. 1870 £1,426,614 £1,673,845 £172,914 Policies in force Jan. 1, 1871 4,094. Amount Insured £4,441,351 ASSETS, JAN. 1, 1871. Capital Otier Assets - . iBl,OOO,000 663,845 -£1,663,845 LIABILITIES. Net Talne Pol. in force. Equitable Experience, "%%... £1,426,614 Other Liabilities, exclusive of Capital 102,424 £1,529,038 Surplus £134,807 INCOME DITEING- 1870. Premium Eeceipts £136,005 Other " 71,233 EXPENDITUEES. Death Claims and EndoTpments £172.914 Policy Claims and Surrenders 3,533 Bonuses to Policy-holders : All other Expenditures 13,103 £207,238 £189,550 Surplus iB17,688 Total Losses Paid £5,056,745. Average Am't of Pol. in force £1,084 The business of this Company is conducted on the " Mixed " Plan. Bonuses are paid everv five years on all participating policies one year in force. Four-fifths of the surplus is dividecl among the assured on the " Per- centage " Plan. The risks of the following Companies have been reinsured In this Company: " Westminster Life," JB63, and " Promoter Life " in 1862. Fire Insurance business is also transacted. 154 WYNKOOP & HALLENBECK'S 1 New Bridge Street, London, Eng. Established 1696 as the "Amicable Contribution Kre Ins. Co." Uame since changed as at present. FiKST Life Policy Issued in 1836. WM. ASHLEY, Chairman. JAUES U. TEBE7, Act'y & Sec'y, LIFE DEPARTMENT. JV'umber of policies Issued each year since iS6(i , Yeai. No. Policies Issued. Amount Insui'ed. TSTet Value Pol. in force. Carl. Ex. 3 % Gross Assets. Losses Paid. Bonuses. 1869 1870 218 £209,645 «281,4'18 360,362 £1,161,564 1,340,780 £57',826 £45,072 Policies in force Jan. 1, 1871 3,339. Amount Insured iB3,246,546 ASSETS, JAS". 1, 1871. Capital. Other Assets £1,340,780 £1,340,780 LIABILITIES. Net Value Pol. in force, Carlisle Experience, 3 ^ £360,362 Other Liabilities, cxclusiTC of Capital 34,202 £394,564 Surplus. INCOME DtTRING 1870. Premium Eeceipts £] 17,009 Other " 61,872 EXPENDITUEES. Death Claims and Endo-WTnents £57,820 Policy Claims and Surrenders 3,239 Bonuses to Policy-holders 45,072 Another Expenditures 18,695 £946,215 £178,881 £124,826 Surplus -. £54,055 Total Losses Paid £873,926. Ayerage Am't of Pol. in force £972 The business of this Company is conducted on tlie " Mutual " Plan. Bo- nuses are paid annually on all policies flye years in force. Fire Insurance business is also transacted. IJFE INSUEANCE DIEECTOKY. 155 ImpifU III© S Lift Im.. 1 Old Broad Street, London, Eng. CAPITAl, £750,000. CASH CAPITAL, £75,000. Established 1820. lAUES SCOTT, Chairmii. AlIDEEW BADEIT, Secretarj'. LIFE DEPARTMENT. jVumber of ^oiicies Issued each year since /S69, Tear. No. Policies IsBned. Amount Insured. Net Value Pol. in force. Act. Ex. 4 % Gross Assets. Losses Paid. Bonuses. 1869-70 1870-1* is769;4'o'9 £682,324 839,940 £99,475 97,474 * Year ending Jan. 31. Policies in force Jan. 31 , 1871 3,516. Amount Insured £2,768,485 ASSETS, JAN. 31, 1871. Capital £75,000 Other Assets 764,940 £839,940 LIABILITIES. Net Yalue Pol. in force, Actuaries Experience, i% £709,409 Other Liabilities, exclusive of Capital 62,731 £772,140 Surplus £67,800 INCOME DtmiNG 1870. Premium Eeceipts £84,262 Other " 47,944 £132,206 EXPENDITTJI4BS. Death Claims and Endowm'ents £99,358 Policy Claims and Surrenders 7,637 Bonuses to Policy-holders All other Expenditures 21,154 £128,139 Surplus £4,067 Losses Paid, 1869-71.. £196,949. Average Am't of Pol. in force £787 The business of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every five years on all participating policies one year in force. Pour-fifths of the surplus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the' "Act- uaries Exp." Table, interest at 4 per cent. Policies are non-forfeitable after one annual premium. The risks of the following Companies have been re-insured in this Company : " Hope Eire and Life " in 1844, and the " Bristol Union Eire and Life" in 1844. Eire Insurance business is also transacted. 156 WYNKOOP & HALLBNBBCK'S (LIMITED,) 9 Finsbury Place, London, Eng. CAPITAL, £33,200. CASH CAPITAL, £4,495. Ebtablished 1866. Accident Bhsinebs Commenced July 1, 1868. J. E. EVAKS, Secrotarj. TSo. Pol. iasued Jan. 1, 1869, to March 30, 1870 485. Amount insured £1X3,300. The business of tliig Company is conducted on the "Mixed" Plan. Bonuses are paid every three years on all participating policies one year in force. Five-sixths of the surplus is divided among^ the assured on the " Per- centase " Plan Impaired lives are assured at an increased rate of premium. Policies are non-forfeitable after five annual premiums. Accident assurance business is also transacted. The risks of the " County Life "' were reinsured in this Company in 1865. 49 Virginia Street, Glasgow, Scotland. SAMUEL EASTOH, Chairman. WM. IHOUSOiT, Acinar;. THOS. BEOWN, Sesrstary. The business of this Society is conducted on the "Proprietary" Plan. Annuity Bonds only are issued. 68 Chancery Lane, London, Eng. CAPITAL, £250,000. E. 9l(E17E7, Chairman. ESTABLISHED 1853. J. H. WILLIAMS, Actuary. C. B. CLABOIT, Secretary. This Company issues Annuity, Reversionary Interest, and Endowment policies. The business is conducted on the " Mixed " Plan. LIFE INSURANCE DniBCXOKY. 157 liliiaiMii liiiiai®! C^apaay^ Exchange Street, Manchester, Eng. CAPITAL, £1,461,400. CASH CAPITAL, £146,140. ESTAULISHEU 1852. TOHIT TOSS, Cliaiima,ii, SEO. SISWABT, Qeneral Uaniger. LIFE DEPARTMENT. T^umber of S^oUcies Issued each year since ^86S Tettr. No. Policies Issued. Amount Insured. Net Value Pol. in force. Gross Assets. Losses Paid. Bonuses. 1868 1869 1870 ;'::; £189,935 i39'6',44L 453,861 £15,978 19,569 19,4.50 £3,385 Policies in force Jan. 1 , 1871 Amount Insured ASSETS, JAN. 1, 1871. Capital '. £146,140 Other Assets 307,721 LIABILITIES. Net Value Pol. in force £189,935 Other Liabilities, exclusive of Capital 6,891 Surplus. INCOME DURING- 1870. Premium EeoeiptB £38,726 Other " 8,501 EXPBNDITUEES. Death Claims and Endowments £19,450 Policy Claims and Surrenders 1,245 Bonuses to Policy-holders 3,385 All other Expenditures 6,176 Surplus - Total Losses Paid — £453,861 £196,826 £257,035 £47,227 £30,255 Average Am't of Pol. in force. The business of this Company is conducted on the "Mixed" Plan. Bonuses are paid every five years on all participating policies one year in force. Eour-nfths of the surplus is divided among the assured on the "Perceniage" Plan. Policies are non-forfeitable after three annual pre- miums. Eire Insurance business is also transacted. The risks of the *' British Eire and Life " were reinsured in this Company in 1853. If 158 WYNKOOP & HALLBNBKOK'S iw 1*111 ieeiM; Fleet St., London, Eng. CAPITAL, £1,000,000. CASH CAPITAL, £100,000. Established 1833. Fihbt Policy Issded iTnHE 14, 1823. Et. Hon. BAEOK OHELM5F0ED, Chairmm. GEIFFITE DA.VIS, Actuary. JVumher of policies Issued during iS70. Tear. No PoUcies Issued. Amonnt Insured. Net Value Pol. iu force. Gross Assets. Losses Paid. Bonuses. 1870 236 £255,092 £5,359,509 £381,235 £36,112 PoUoies In force Jan. 20, 18T1 6,772. Amount Insured £10,633,986 ASSETS, JAN. 1, 1871. Capital £100,000 Other Assets 5,359,.509 LIABILITIES. Net Value Pol. in force Other Liabilities, exclusive of Capital £51,066 -£5,459,509 £51,066 Surplus £5,408,443 INCOME DUEING 1870. Premium Heceipts £270,518 Other " 235,825 EXPENDITUEES. Death Claims and Endowments £381,235 Policy Claims and Surrenders 15,806 Bonuses to Policy-holders 36,112 All other Expenditures 24, 169 £457,322 Surplus £49,020 Total Losses Paid £8,432,225. Ayerage Am't of Pol. in force. . . £1,570 The business of this Company is conducted on the " Mixed " Plan. Bonuses are paid erery flye years on all participating policies two years in force. FouT-fif'ths of the surplus is divided among the assured on the "Per- centage " Plan. The Net Premiums on participating policies are calculated upon the " Northampton Exp." Table, interest at 3 per cent., and " Davies' Equitable Exp.'' Table, interest at 3J per cent, for non-participating policies. The largest amount of insurance earned on any one life is £10,000. LIFB INSUEANCK DIHEOTORT. 159 ijii |f efjEif ei |lit |af ffiJ^aaee |Q§lgl|, 30 Essex Street, Strand, London, Eng. CAPITAL, £237,750. CASH CAPITAL, £9,575. Established May, 1850. E. W. COX, ChaiiouB. EBWAEB S. EAS1TE3, Secretarj. Tlie business ofthis Company is conducted on the "Mixed" Plan. Bonnses are paid every five years on all participating policies one year in force. Four-fifths of the surplus is divided among the assured on the " Percentage" Plan. The risks of the following companies have been reinsured in this Company: "Era Fire and Life " (Life Branch) in 1858 (which Company had previo\isly reinsured the risks of the " Saxon Life in 1856) , and ' ' British and Foreign Keliance Life and Marine " (Life Branch) in 1858. Serjeants Inn, Fleet Street, London, Eng. ESTABUSHBD 1765. WH. PATNE, Ohaimm. Be?. B. SHEFHEBS, Secretary. The business of this Company is conducted on the "Proprietary " Plan. Annuity bonds only are issued. 91 Queen Street, London, Eng. CAPITAL, £10,000. ESTABLISHED NOT. 11, 1870. WM. E. WILLIAMS, Masager. The business of this Company is conducted on the " Mixed " Plan. Life, Annuity, and Guarantee policies are issued. The risks of the "Monarch Investment Company " were assumed by this Company in 1870. 160 WYNKOOP & HALLBNBBOK'8 126 Chancery Lane, London, Eng. CAPITAL, £250,000. CASH CAPITAL, £57,500. Established 1854. Sir WM. FOSTEE, Ohairmm. FEAMK UiSED7, Act'y and Sec'y. LIFE DEPARTMENT. JVumber of S'olicies Issued each year since iS07 Tear. Policies Issued. Amount Insured. ^et Value Pol. ia force. Carl. Ex. 3 % Gross Assets. Losses Paid. Bonuses. 224 309 290 £165,225 263,490 228,212 £236,442 284,546 £25,289 19,461 1868-9 1869-70 £183,285 * Year ending Nov. 30. Policies in force Nov. 30, 1870 2,450. Amount Insured £1,596,557 ASSETS, NOT. 30, 1870. Capital £57,500 Other Assets .'.. 227,046 LIABTLITIES. Net Talne Pol. in force, Carlisle Experience, 3 ^ £183,285 Other Liabilities, exclusive of Capital £284,546 £183,285 Surplus £101,261 INCOME DUEING 1869-70. Premium Eeceipts „ £49,821 Other " , 12,250 ESPENDITUKES. . Death Claims and "Endowments £19,461 Policy Claims and Sun-enders -- Bonuses to Pblicy-hdlders AH other Expenditures 20,000 :Surplu8 . £39,461 £22,610 Total Loiscs Paid £207,677. Average Am't of Pol. in force £651 The business of this Company is conducted on the " Mixed " Plan. Bo- nuses are paid every five years on all portioipatiuff policies one year in force. Ninety-five per cent, of the surplus is divided among the assured on the "Percentage" Plan. The risks of the following Companies have been reinsured in this Companj-; "Mitre Life" in 1854 (which Company had previouslj^ roiusurod the risks of the " iEgis Life" in 1854), "Hope Mutual Life " in 185.:), and " Cambrian and Universal Life " in 1857. Eire Insurance business is also transacted. LIFE ESTSUEANCE DIRECTORY. 161 10 Fleet Street, London, Eng. CAPITAL, £1,000,000. CASH CAPITAL, £171,046. Established 1836. E. A. ITEWTOIT, Manager and Acinar^. J^umber of ^oHcies Issued each year since ^S69. Tear. So. Policies Issued. Amount Insured. Net Value Pol. in force. Gross Assets. Losses Paid. Bonuses. 1869 1870 I,'i2 170 £298,275 229,470 £1,583,886 1,621,397 £125,312 113,921 £3J256 Policies In force Jan. 1, 1871 3,183. Amount Insured £4,743,732 ASSETS, JAN. 1, 1871. Capital £171,046 Otlier Assets 1,483,594 LIABILITIES. Net Value Pol. in force Other Liabilities, exclusive of Capital £31,876 -£1,654,640 £31,876 Surplus £1,622,764 INCOME DTTEING 1870. Premium Eeceipts £129,539 "8,867 Other £198,416 EXPENDITURES. Death Claims and EndoTvments £113,921 Policy Claims and Surrenders 4,481 Bonuses to Policy-holders 3,356 All other Expenditures 31,056 £142,714 Surplus , £56,702 Total Losses Paid £1,893,931. Average Am't of Pol. in force £1,490 The tusinesa of this Company is conducted on tie "Mixed" Plan. Bonuses are paid every five years on all participating policies five years in force. Nine-tenths of the surplus is divided among the assured on the " Percentage " Plan. 162 ■WYKKOOP & HALLBNBECK'S Lift kmmmihn @f Be@i, 82 Prince Street, Edinburgh, Scotland, CAPITAL, iB400,000. CASH CAPITAL, £75,000. Established 1838 as the " Edinburgli and Glasgow Life." Changed to its present name the same year. Sir AECn. HOPE, Chairman. EOEEET EAINIE, Secretary. lOniT FEASEE, Uaiaser. J^umber of :S^oIicies Issued each year since ^S67 • 3867-8* 1868-9 1889-70 J 870-1 No. Policies Issued. 1,403 1,338 1,439 Amount Insured. £668,386 6,57,315 7() 1,197 ISTet Value Pol. in force. Gross Assets, £1,106,053 1,387,910 1,357,387 Losses Paid. £95,760 102,175 123,651 Bonuses. * Year ending: April 5. Policies in force April 5, 1870 Amount Insared £7,485,182 ASSETS, APEIL 5, 1870. Capital £75,000 Other Assets 1,282,387 LIABILITIES, Net Value Pol. in force, Other Liabilities, exclusive of Capital £7,460 £1,357,387 £7,460 Surplus £1,349,927 INCOME DUELN"G 1869-70. Premium Receipts £237,387 Other " S0,S96 EXPENDITUEES, Death Claims and Endowments £123,650 Policy Claims and Surrenders Bonuses to Policv-holders All other Expenditures Surplus £134,033 Total Losses Paid £1,231,420, Average Am't of Pol. in force The business of this Company is conducted on the "Mixed" Plan Bo- nuses are paid annually on all participating policies six years in force Sur plus is divided among the assured on the " Percentage " Plan Policies are non-forfeitable after live annual premiums The risks of the " Merean tile Life " were reinsured in this Company in 1850. LIFE INSUEANOB DIRECTORY. 163 1 Dale Street, Liverpool, Eng. CASH CAPITAL, £391,758. The " Globe Ins. Co." (Fire and Life) was established in ]803. The " Liver- pool and London '' (Fire and Life) in 1836. The " G-lobe " was amalgamated with the " Liverpool and London in 1864. C. SAUITDESS, Chairman. HEKSY THOMSON, Secretary. LIFE DEPARTMENT. JVumber of Policies Issued each year since iSGS Tear. Ko. Policies Issued. Amount Insured. Net Value Pol. in force. Gross Assets. Losses Paid. Bonuses. 1868 1869 1870 1,123 1,130 841 £639,780 661,066 426,410 £2^183^575 2,296,177 £2,472,956 8,704,209 2,887,982 £195,573 18-2,235 180,l.'i4 Policies In force Jan. 1, 1871 12,760. Amount Insm-ed £6,995,793 ASSETS, JAN. 1, 1871. Capital £391,752 Other A ssets 2,496,830 LIABILITIES. Net Value Pol. in force £2,296,177 Other Liabilities, exclusive of Capital - £2,887,982 -£2,296,177 Surplus £591,805 INCOME DOEING 1870. Premium Eeeeipts £268,985 Other " EXPENDITUEES. Death Claims and Endowments £180,154 Policy Claims and Surrenders ■ Bonuses to Policy-holders - All other Expenditures £268,985, - £180,154 Surplus £88,831 Total Losses Paid £1,963,038. Average Am't of Pol. in force £549 The business of this Company is conducted on the *' Proprietary " Plan. The risks of the following Comj>anies have been reinsured in this Company : *' London, Edinburgh and Dublin Fire and Life " in 1846 ; " Australian and Colonial and General Life " in 1852 ; ' ' North of England Fire and Life "in 1858 ; Sheffield, Eotherham and Chesterfield Fire and Life " in 1858 ; and " Licensed Victuallers' Fire and Life " (afterwards named "Monarch") in 1857 (which Company had previously reinsured the risks of the "British Empire Life"— No. 1— in 1845, and "British Empire Life"— No. 2— in 1845) ; " Leeds ifc Yorkshire " in 1864. Fire Insurance business is also transacted. 164 WYNKOOP & HALLENBECK'S li@ii@i 4iiimi§i For Fire, Life, and IVIarine Assurances, 7 Royal Excliange, London, Eng. CHAETEE PERPETUAL. EiKST Policy Issued Jdne 7, ]721. CASH CAPITAL, *448,375. INCOEPOEATED 1720. EDWIN OOWEE, Sovernor. A. H. BAILEr, Actuarj, JOHN P. LAWEEKOE, Sec'y. LIFE DEPARTMENT. JVumber of Policies Issued each year since !Ses Tear. No. Policies Issued. Amount Insured. Net Value Pol. ia force. Act. Ex, 4 % Gross Assets. Losses Paid. Bonuses. 3868 1869 1870 352 450 £279,629 320,000 £1,3'78',823 £2,463,563 2,469,967 2,595,039 £137^834 138,7.59 £12,344 Policies in force Jan. 1, 1871 6,472. Amount Insured £5,009,706 ASSETS, JAN. 1, 1871. Capital £448,275 Other Assets 2,146,764 LIABILITIES. Net Value Pol. in force. Actuaries Experience, 4 ^ £1,378,893 Other Liabilities, exclusive of Capital 1,158^706 £2,595,039 -*2,437,529 Surplus £157,510 INCOME DUEING 1870. Premium Eeceipts £212,473 Other " 59,807 EXPENDITTJEES. Death Claims and Endowments £138 759 Policy Claims and Surrenders 5*411 Bonuses to Policy-holders 12,'344 All other Expenditures 18*460 £272,280 £174,974 Surplus £97,306 Total Losses Paid Average Am't of Pol. in foi-ce £774 The business of this Company is conducted on the "Mixed" Plan Bonuses are paid eyeiT flyo years on all participating poUoies five yeai's in force, burplus is divided among the assured on the " Percentairo " Plan The Net Premiums are calculated upon the "Actuaries Experience " Table' interest at 4 per cent. Policies are non-forfoitable after three annual pro- nimms. The risks of the tollowing- comnanies have been reinsured in this Company: "Asylum Life" m 1857, an(f " Commercial and General Life " LI»B INSURANCE DItlBCTORY. 165 (LIMITED,) Exchange Buildings, New St., Birmingham, Eng. CAPITAL, £230,000. CASH CAPITAL, £6,550. Established in 1865 as the " Bivmlngham Alliance Assurance Co." Changed to its present name March 16, 1870. SAUUEL £EIGSS, Chuman. J. E, BAKMEEHAN, Actuary. J'/'umber of ^oHcles Jssued each year since ^S69, Year. No. Policies Issued. Amount Insured. Net Value Pol. in force. Gross Assets. Losses Paid. Bonuses. 1869 1870 96 112 £24,545 37,094 £7,416 8,471 '£1^266' Policies in force Jan. 1, 1873 261. Amount Insured. ASSETS, JAN. 1, 1871. Capital £6,550 Other Assets £86,608 1,921 LIABILITIES. Net Value Pol. in force Other Liabilities, exclusive of Capital Surplus . INCOME DUEING 1870. Premium Receipts .■..-. £2,842 Other " 385 EXPENUITtTEES. Death Claims and Endowments £1,200 Policy Claims and Surrenders '. Eonuses to Policy-holders All other Expenditures 500 Surplus Total Losses Paid £4,600. Average Am't of Pol. in force . £1,700 £1,627 . . . £330 The business of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every five years on all participating policies five years in force. Eour-fifths of' the surplus is divided among the assured on the " Per- centage" Plan. 166 WYNKOOP & HALLBJTBECK'S ifg||fg4iififfigg|c Leadenhall St., London, Eng. CAPITAL, £96,230. CASH CAPITAL, £9,623. Established 1863. F. W. BUS3ELL, Cliiirman. W. P. CLIEEHUGtH, Actuar7. JVutnber of policies Issued each year since ^868. Tear. No. Policies Issued. Amount Insured. Net, Value Pol. in force. Gross Assets. Losses Paid. Bonuses. 1868 1869 1870 498 S71 462 £192,640 204,710 144,414 £51,866 66,336 68,561 £9^093' Policies in force Jan. 1, 1871 2,700. Amonnt Insured . . . £1,000,000 ASSETS, JAN. 1, 1871. Capital Other Assets - £9,623 58,938 £68,561 LIABILITIES. Net Value Pol . in force Other Liabilities, exclusive of Capital Surplus. INCOME DUEING- 1870. Premium Eeceipts £34,021 Other " ,,.., EXPENBITURES. Death Claims and Endowments Policy Claims and Surrenders . . - Bonuses to Policy-holders All other Expenditures £9,093 15,428 £34,021 £94,521 Sui-plus . . . Total Losses Paid £9,500 Ayerage A m 't of Pol. in force £370 The business of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every five years on all pai-tioipating policies one year in force. Fom'-fifths of the surplus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the " Carlisle Exp." Table, interest at 4 per cent. LIFT? IXSUEANCE DIEBCTOET. 167 (LIMITED,) Southwark Exchange, London, Eng. CAPITAI,, £100,000. CASH CAPITAL, £1,607. INCOEPOEATED ]869. FlEBT POLICY IssnEU STov. 19, 1869. HEITE7 UAEEIOTT, Sencra.1 Manager. JVu9nber of ^oHeies Issued durhiff /STO. Year. So. Policies Issued. Amount Insnred. Net Talue Pol. in force. Crross Assets. Losses Paid. Bonuses. 1870 26,000 £135,000 £2,433 £5,140 .... Policies in force Jan. 1, 1871. . Amount Insured. ASSETS, JAN. 1, 1871. Capital £1,607 Other Assets 826 LIABILITIES. Net Value Pol. in force Otter Liabilities, exclualTe of Capital. Surplus. INCOME DUilTN& 1870. Premium Eeoeipts £12,499 Other " 1,298 EXPENDITUEES. Death Claims and Endowments £5,140 Policy Claims and Surrenders 188 Bonuses to Stock-holders All other Expenditures 8,469 £326 £8,107 £13,797 £13,797 Surplus Total Losses Paid Ayerage Am't of Pol. In force £5 The business of this Company is conducted on the "Proprietary" Plan. The Net Premiums are calculated upon the " Carlisle Exp." Table, interest at 3 per cent. The largest amount of insurance carried on any one Mfe is £300. 168 WiTSTKOOP & HALLENBECK'S 31 Fleet Street, London, Eng. CAPITAL, £1,000,000. CASH CAPITAL, £97,684. Established 1845. J. E. HOPE SOOTT, OhaimiB. EALPH P. HAEEY, Act'y 4 See'y. JVumVer of Policies Issued each year since ^866. So. Tear. Policies Issued. 1866 1867 1868 220 1869 197 1870 161 Amount Insured. ]Sret Value Pol. in force. Act. Ex. it G-ross Losses Paid. Bonuses. £306,625 289,970 312,240 £412,476 £433,000 445,000 495,194 566,181 624,997 £33,778 38,732 24,175 32.606 37,004 Policies in force Jan. 1, 1871 2,107. Amount Insured £2,847,449 ASSETS, JAN. 1, 1871. Capital £97,684 Other Assets -■--■ 527,313 £624,997 LIABILITIES. !Net Value Pol. in force, Actuaries Experience, 3 ^ £412,476 Other Liabilities, exolusiTe of Capital 6,591 £419,067 Surplus £205,930 INCOME DUEme 1870. Premium Eeoeipts £79,845 Other " 26,380 BXPENDITUEBS. Death Claims and Endowments £37,004 Policy Claima and Surrenders 1,885 Bonuses to Policy-holders 51 Another Expenditures 13,999 £106,225 £52,939 Surplus £53,286 Total Losses Paid £332,910. Average Am't of Pol. in force £1,351 The business of this Company is conducted on the " Mixed " Plan. Bo- nuses are paid eTery live years on all participating policies two years in force. Four-iifths ol the surplus is divided among the assured ou the " Per- centage" Plan. The Net premiums are calculated upon the "Actuaaies Exp." Table, interest at 3 per cent. UFB IJfSUKAKOB WREOTORY. 169 itiwifl III. O^tpe'^a^ (LIMITED,) 72 and 74 King William St., London, Eng. CAPITAL, iJ500,000. CASH CAPITAL, £100,000. ESTABLISHEU 1864. EE1TB7 ASTE, Chairman. W. F. EETITOLDS, Manager. The "busiiiess of tliis Company is conducted on the "Mixed" Plan. Bonuses are paid every five years on all participating policies one year in force. 80 per cent, of the surplus is divided among the assured on the " Per- centage " Plan. laiiii mi iiiifil lititl Im. 0®, 14 Leadenhall St., London, Eng. Established 1833. P. E. HABOW, Chairman. W. 0. UOECrAH, Sssretary. The business of this Company is conducted on the "Mutual" Plan. Bo- nuses are paid every five years on all participating policies three years in torce. Surplus is divided among the assured on the ' Percentage " Plan. (LIMITED,) 41 Prince's St., Manchester, Eng. Established 1825. Total Losses paid since organization iB5,000 The business of this Company is conducted on the " Mixed " Plan. Pour- fifths of the profits are divided among the assured on the " Percentage " Plan. 170 WYNKOOP & HALLENBBCK'S 81 King William Street, London, Eng. Established Decembes 1, 1806. Baron HEiTH, President. ALFEED HEAD, Vice-President. ESWABD COCHEE, Secietaty. JVumber of Policies Issued each year since ^S68, 1868 1869 1870 No. Policies Issued. 135 222 250 Amount Insured. £163,500 242,250 302,050 Net Yalue Pol. in force. £3,056,465 G-ross £3,004,484 3,025,059 3,141,019 Losses Paid. £76,150 '78,960 Bonuses. Policies in force Jan. 1 , 1871 5,792. Amount Insured £7,386,305 ASSETS, JAK. 1, 1871. Capital Other Assets £3,141,019 £3,141,019 LIABILITIES. Net Value Pol. in force £3,056,465 Other Liabilities, exclusive of Capital 67,750 Surplus. £3,124,206 £16.813 INCOME DtrEING 1870. Premium Eeceipts £257,392 Other " 133,962 EXPENDITTJEES. Heath Claims and Endowments £78,960 Policy Claims and Surrenders Bonuses to Policy-holders 260 All other Expenditures 214,202 £391,354 £293,422 Surplus £97,932 Total Losses Paid £5,700,000. Average Am't of Pol. in force. . . £1,276 The business of this Company is conducted on the " Purely Mutual " Plan. Bonuses are paid every seven years on oil participating policies seven years in force. Surplus is divided among the assured on the " Percentage " Plan. The largest amount of insurance carried on any one life is £10,000. This Association has never employed agents, or paid commissions for business. LIFE INSOKANOE DIRBOIODT. 171 BSTAHLISHED 1871. HENET a. iSHHtJEST, Oliarmaii. W. A. EOWSEE, Act'y S Sect'y. Life polices for small amounts are issued, and premiums payable monthly. |iiQilg loi |giigiil .|iii mi |lii |!i|« |i. (LIMITED,) 9 Bridge St., London, Eng. CAPITAL, £8,020. CASH CAPITAL, £4,831. ESTAELISHKD 1831. aiEdO. BEAMAN, M.D., Chairman. TBED. BE&&, Act'y anl Manager. The business of this Company is conducted on the *' Mixed" Plan. This Company originated the new system of Positive Life Assurance. It secures aBSurers a Prommory iVbte (instead of the ordinary policy) for each prem- ium paid, which is payable "To Bearer" either during- the life-time or at the death of the assured. Bonuses are paid every five years on all partici- pating policies one year in force. Four-fifths of the surplus is divided among the assured on the " Percentage " Plan. Policies are non-forfei table after three annual premiums. llSMIi OOIif Hi IIB» CO. Silver Street, Lincoln, Eng. WM. EUD^AED, Chairman. ' H. LATHAld, Sscretary. The business of tlds Comp'y is conducted on the " Mixed " Plan. Bonuses are paid every five years oa all participating policies two years in force, to the extent ot 80 per cent. Surplus is divided among the assured on the " Percentage " Plan. The risks of the " Kent Mutual Life Ins. Co." were transferred to this Company in 1859, which Company had previously rein- sured the risks of the '* English Provident Life " {ISo. 1) in 1857. 172 WYNKOOP & HALI^NBEOK'S 3 Prince's Street, London, Eng. Established 1835. DAKIEL BUEQES, Chairman. HENEY MiESHALL, Actuary. JVumber of folicies Issued each year since fSGS Tear. No. Policies Issued. Amount Insured. Net Value Pol. in force. Act. Ex. 4 % Gross Assets. Losses Paid. Bonuses. 1868 1869 1870 213 259 £195,700 175,000 226,366 £798,662 £1,358,839 1,282,676 1,363,790 £83', 671 87,216 £54",757 Policies in force Jan. 1, 1871 4,726. Amount Insured £4,105,441 ASSETS, JAN. 1, 1871. Capital Other Assets £1,363,790 £1,363,790 LIABILITIES. Net Value Pol. in force. Actuaries Experience, if^ ... £798,002 Other Liabilities, exclusive of Capital 42,784 £840,786 Surplus £523,004 INCOME DUEING 1870. Premium Eeoeipts £133,281 Other " 60,596 EXPBNDITUEES. Death Claims and Endowments Policy Claims and Surrenders Bonuses to Policy-holders All other Expenditures £87,216 4,227 54,757 8,320 £1,54,520 Surplus Total Losses Paid £1,270,000. £39,357 Average Am't of Pol. in force £867 The businesa of this Company is conducted on the "Purely Mutual " Plan. Bonuses are paid every five years on all pai'ticipating policies five years in force. The Society has never employed agents, nor paid commissions for business. Sm'plus is divided among the assured on the " Percentage " Plan. The Net Premiums arc calculated upon the Actuaries Experience Table, interest at 4 per cent. Policies are non-forfeitable after two annual prem- UFB INSURANCE DIRECTORY. 173 iiiii'^© G@ii'^a„ (LIMITED,) 40 Chancery Lane, London, Eng. ESTABLISBEU 1870. H. S. SISSOH, Ouiman. C. W. BOE, Secretary. Thebuainese of this CompaByis conducted on the "Mixed" Plan. Bo- nnsea are paid to the assured every tliree years. Four-fifths of the surplus are divided among the assured on the " Percentage " Plan. 2 Albion Place, London, Eng. Established 1846 as the " Christian Mutual Provident Society." Changed to its present name in 1858. Bev. 1. 2. .OWEIT, CUirman. CEAS. EUBLS, Secretary. The business of this Society is conducted on the " Purely Mutual " Plan. Life, Endowment, Annuity and Sick Policies are issued. Old Jewry, London, Eng. - Established 1697. A. Q. riNLAISON, Actuary. G-overnment Annuity Policies only issued. 174 WYKKOOP * HAL,LENBECK'S ESTABLISUED 1834. SEO. EATTCOCZ, CtiaiTman. OHAS. IHGaLL, Actuary. Jfumber of S'oHcies Issued each year since iS6S Tear. No. Policies Issued. Amount Insured. Net Value Pol. in force. Gross Assets. Losses Paid. Bonuses. 1868 1869 1870 248 297 275 £140,865 160,444 224,216 • £341,311 372,044 386,378 £6.55,048 690,157 734,812 £72,702 48,726 59,364 £1,822 2,096 Policies in force Jan. 1, 1871 4,198. Amount Insured £2,391,955 ASSETS, JAN". 1, 1871. Capital Other Assets £734,812 £734,812 LIABILITIES. Net Value Pol. in force £386,378 Other Liabilities, exclusive of Capital 11,699 £398,077 Surplus £336,735 INCOME DURING 1870. Premium Eeooipts £74,207 Other " 30,r- EXPEinJITUIlES. Death Claims and Endowments £59,364 Policy Claims and Surrenders 3,985 Bonuses to PoUcy-holders All other Expenditures 8,801 £105,106 £72,150 Surplus Total Losses Paid £609,637. £32,956 Average Am't of Pol. in force £569 The business of this Company is conducted on the " Purely Mutual " Plan. Bouusos are paid annually on all participating policies two years in force. Surplus is divided among the assured on the "Percentage" Plan. Poli- cies are non-forfcitable after five annual premiums. LIFE LNSUEAJ^OIS DIRECTORY. 175 (LIMITED,) 28i Market Street, Leicester, Eng. CAPITAL, £3,000. IXCOliPOEATKD SEPT. 2, 1869. EE17B7 SEEStT, Chiimas. CASH CAPITAL, £2,250. First Pol. Issued Maech, 1870. FUED. W. CLAEIS, Uasiksei. lOHH WALL, Secretary. The business of this Company is conducted on the "Proprietary" Plan. The !Net Premiums are calculated upon the " Northampton Exp." Table. The largest amount insured on any one life is £100. 484 Oxford Street, London, Eng. Established 1865. STE7HEIT W. PBOSSEB, Chaiimaii. TEOS. BOUHiTE, Secretary. The business of this Company is conducted on the "Mised" Plan. Bonases are paid every three years on all participating policies one year in force. Four-fifths of the surplus are divided among the assured. The risks of the following Companies have been reinsured in this Company : " Official and Guardian Life " in 1854, and " New National " in 1865. iitleiil laiiitiml Aim^i imy,j 29 New Bridge Street, London, Eng. Established ] 854 as the ' ' Operative Motual Lite Assurance Society. " WU. aHOSEE, Chairman. CHAS. WOODEUFFE, Secretary. 176 WYNKOOP & HALLENBECK'S »@©l|| 2 King William Street, London, Eng. ESTABUSHEU 1830. JAMS3 E, SMITH, Chairman. OHAS. ANSELL, Jr., Actaarj. FEED. LOOK, Secretary. JVumber of ^Policies Tssiied each year since ^S6S, So. Tear. Policies Issued. 1863 1864 1865 1866 1867 1868 1869 157 1870 Amoant Insxired. £200,855 309,050 304,965 178,003 139,345 183,330 Net Value Pol. in force. 441,060 «468,705 496,305 537,896 559,697 570,489 574V730" 588,449 Paid. £48,088 '"40,723 41,210 iS12,560 13,930 13,713 15,038 14,533 14,628 Policies in force Jan. 1, 1871 3,300. Amount Insured £1,487,329 ASSETS, JAN. 1, 1871. Capital Other Assets £588,449 LIABILITIES. Net Value Pol. in force ■ £441,060 Other Liabilities, exclusive of Capital £588,449 Surplus £147,389 INCOME DUEING 1870. Premium Receipts £71,037 Other '■ 34,497 £105,534 EXPENDITUEES. Death Claims and Endowments £41.210 Policy Claims and Surrenders 7,492 Bonuses to Policy-holders 14,638 All other Expenditures 13,991 £76,321 Surplus £29,213 Total Losses Paid £300,000. Average Am't of Pol. in force £643 The business of this Company is conducted on the "Purely Mutual " Plan Bonuses are paid annually on all participating policies five years in force' Surplus is divided among the assured on the " XJercontago " Plan Polioies are non-forfeitable after three annual premiums. LIFE INSUKAJSrCB DIEBCTOEY. 177 IMI@iil 4iiimi§i 0@« ©f If ©kiij 3 College Green, Dublin, Ireland. CAPITAL, £100,000. ESTABLISHED 1882. HABOLB EliaLEEACH, Secretary. JVumber of Policies Issued durinff i870. Tear. No. Policies Issued. Amount Insured. Kefc Value Pol. in force. Gross Assets. Losses Paid. Bonuses. 1,870 £217,454 £399,725 £5,707 Policies iu force Jan. 1, 1871. - . Amount Insured ASSETS, JAl^-. 1, 1871. Capital £100,000 Other Assets .,, 299,725 £399,725 LIABILITIES. Xet Value Pol. in force, 1868 Other Liabilities, exclusive of Capital. £217,454 53,240 £270,694 Surplus £129,031 LNCOME DtTELNG 1870. Premium Heceipts £6,341 Other " 17,813 EXPENDITURES. Death Claims and Endowments. Policy Claims and Surrenders . - - Bonuses to Policy- li ciders. AH other Expenditures £5,707 15,849 Surplus. Total Losses Paid £24,154 £21,.556 £2,598 Average Am't of Pol. in force The business of this Company is conducted on the " Mixed " Plan. Bonuses are paid every five years on all participating policies three years iu force. Four-fifths of the surplus are divided among the assured. The Life risks of the "Eoyal Exchange Assui'ance Company of Ireland" were re- insured in this Company in 1821 . 178 WVJSTKOOP & HALLENBBCK'S lilleiil fmnmm 48 Gracechurch Street, London, Eng. Established December, 1835. 0HA3. HLPIK, Ohaiman. SAMUKL SMILES, Secietiry. J^umber of S^oHcies Issued each year since i866. No. Tear. Policies Issued. 1866 764 1867 1,032 1868 918 1869 932 1870 745 Amount Insured. £404,120 502,800 497,352 444,900 369,400 Net Yalue Pol. in force. £2,232,627 Gross £3,789,649 2,947,491 3,085,116 Paid. £163,829 173,840 198,418 286,360 Bonuses. Policies in force Jan. 1, 1871. ...19,624. Amount Insured.... £10,040,506 ASSETS, JAN. 1, 1871. Capital Other Assets : £3,085,116 £3,085,116 LIABILITIES. NetValuePol.in force £2,232,627 Otlier Liabilities, exclusive of Capital 110,379 £3,343,006 Surplus £743,110 INCOME DtJEING 1870. Premium Eeoeipts £310,636 Other " 115,044 EXPENDITURES. Death Claims and Endowments £286,360 Policy Claims and Surrenders Bonuses to Policy-holders. All other Expenditures . 11,215 25,577 £425,670 £323,152 Surplus £102,518 Total Losses Paid £3,776,486. Average Am't ol Pol. in force £512 The business of this Company is conducted on the " Purely Mutual " Plan. Bonuses are paid every five years on all participatiuff policies one year in force. The Not Premiums arc calculated upon a Special Table, interest at 3 per cent. Policies are non-forfeitable. The largest amount of insurance carried on any one life is £5,000. I.IFE INSTJEANCE DIRECTORY. 179 liw Mlifl Lift lai. (LIMITED,) 12 Moorgate Terminus, London, Eng. Established ]870. Admiral W. S. WISEUAK, Cluiriius. T. VlAfIS, L!g,na,ger. J\^umder of Policies Issued in /S70. Tear. No. Policies Issned. Amount Insured. Net Talue Pol. in force. Gross Assets. Losses Paid. Bonuses. 1870 500 iS2,808 £149 Policies in force Jan. 1, 1871 500. Amonnt Insured. . . ASSETS, JAN. 1, 1871. Capital Other Assets £2,8i LIABILITIES. Net Value Pol. in force Other Liabilities, exclusiTe of Capital , Surplus i£2,8Ce INCOME DUEING 1870. Premium Receipts - £3,508 Other " 50 EXPENDITURES. Death Claims and Endowments £149 Policy Claims and Surrenders Bonuses to Policy-holders All other Expenditures 601 £3,558 £750 Surplus Total Losses Paid £149. Average Am't of Pol. inforce.- The business of thia Company is conducted on the "Purely Mutual" Plan. This Com- pany was establii^hed to carry on the business of the late "Albert " for the benefit of the policy-holders, and to transact new business. The "Albert " was established in 1838 as the *■ Freemasons' and General Life," but in 1850 was changed to the " Albert." In 1?69 the ' Albert " failed, and is now winding up in Chancery. The following Companies had pre- viously transferred their business to the "Albert:" Preceptors' and General in 1849, Beacon (Life Branch) in 1856, Times Life and Guarantee in IS.'i?, Nat. Guardian Life (No. 1) in 1857, (which Company had previously reinsured the risks of the Official and General Life in 1854), Medical Invalid Life in 1860, Kent Mutual Life in 1861, Family Endowment in 1861, (which Company had previously reinsured the risks of the Empire Life (No. 3) in 18.57), Bank of Lon- .don (Life Branch) in 1858 (which Company had previously reinsured the risks of the Falcon Life in 1856, Durham and Northumberland Life in 1866, Merchants' and Traders' Life in 1858, Anchor Life in 1857, National Provincial in 1856), Western Life in 1865 (which Company bad previously reinsured the risks of the Manchester and London Life in 1862, Metropolitan Coun- ties Life in 1863 [which Company had previously reinsured Iha risks of the tit, George Life & Loan in 1861, which Company had previously reinsured the risks of the Loudon & Continen- tal Life in 1859J. ) 180 WYNKOOP & HALLENBECK'S 64 Prince's St., Edinburgh, Scotland, The " ITortli British (Tire and Life) Insurance Co." was established in 1809. First Life Policy issued in 1823. Amalgamated with the " Mercan- tile Fire Ins. Co." and name changed as at present in 1862. CASH CAPITAL, £250,000. Duko of EOSBUEaH, Prea't. DAVID SMITH, Uanager. JOHN OSILTIE, Sec'y. JVutnber of Policies Issued each jyear since /S56, Year. M'o. Policies Issued. Amount Insured. Net Value Pol. in force. Gross Losses Paid. Bonuses. 1855 1856 1857 1858 1859 i860 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870 423 392 325 455 605 741 785 1,037 1,486 1,001 916 908 863 879 £292,978 274,274 276,931 377,425 449,913 475,649 527,626 768,334 1,018,707 828,848 821,818 738,582 933,301 810,632 iei ,903,037* 2,687,314* 2,838,118* 3,091,111* 2,095,351 1 £235,574 192,532 * Including Fire Branch. Policies in force Jan. 1, 1871. .. .13,365. f Life Assets only. Amount Insured. .£10,080,072 ASSETS, JAN-. 1, 1871. Capital £250,000 Other Assets 1,845,351 LIABILITIES. ITet Value Pol. in force £1,868,723 Other Liabilities, exclusive of Capital 44,364 £2,095,351 £1,913,087 Surplus £182,264 IKCOME DUEING 1870. Premium Eeooipts £267,532 Other " 93,211 EXPENDITUEES. Death Claims and Endowments £192,532 Policy Claims and Surrenders Bonuses to Policy-holders All other Expenditures £360,743 Surplus Losses Paid, 1869-70. ..£428,106. £192,532 £168,211 Average Am't of Pol. in force £754 The bnsinoas of this Company is conducted on the *' Mixed " Plan, Bonuses are paid every five years on all participating polictoH Hv t years in force. Nino-tenths of the surplus is divi dcd among the as.sured on the " Porcentaffe " Plan. All policies are non-forfoitable. The risks of the following Companies iiavo been reinsured in tills Comnaay : " United Kingdom Life " In 1863 ;" Volunteer Life " in 1SB5. " LIFE INSURANCE DIKBCTORT. 181 1 Moorgate Street, London, Eng. 3 King St., Aberdeen, Scotland. CAPITAL, £2,000,000. CASH CAPITAL, £97,245. Established 1836 as the " North of Scotland Assurance Co.'' (Pire and Life.) Name changed afterwards as at present. J. CRIIIE3HAI1E, Cliiirman. A. F. FLDTCHEH, Actuary and Manager. LIFE DEPARTMENT. ?fumber of Policies Issued each year since ^8(tS Year. No. Policies Issued. Amount Insured. Net Value Pol. in force. Carl. Ex. 3 % Gross Assets. Losses Paid. Bonuses. 1868 1869 1870 919 619 515 £460,915 392,462 274,208 £7'43,736 £664,674 790,638 840,443 £79,551 73,818 68,461 Policies in force Jan. 1, 1871 8,210. Amount Insured £3,886,913 ASSETS, JAN. 1, 1871. Capital £97,245 Other Assets 743,198 LIABILITIES. Net Value Pol. in force, Carlisle ExpeTiencCj 3 ^. . . . . £743,736 Other Liabilities, cxclusiTC of Capital £840,443 £743,736 Surplus. INCOME DURING- 1870. Premium Eeoeipts £120,837 Other " 29,857 EXPENDITtTEES. Death Claims and Endowments £68,461 Policy Claims and Surrenders -.-... Bonuses to Policy-holders All other Expenditures £96,707 £150,694 £68,461 Surplus. Total Losses Paid £82,233 Average Am't of Pol. in force £473 The business of this Company is conducted on the "Mixed" Plan. Bonuses are paid every five years on all participating policies five years in force. Surplus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the " Carlisle Exp." Table, interest at 3 per cent. The largest amount of insurance carried on any one life is £8,000. Policies are nou-forfeitable after three annual premiums. The risks of the following Companies have been reinsured in this Company : "Bon Accord Fire and Life" in 1845; " "Western Life of Scotland " in 1847 ; " Scottish Masonic Life" in 1848; "Agricultural Life" in 1848; "Home and Colonial " Fire and Life in 1866. 182 WYNKOOP & HALLENBKCK'S Surrey St., Norwich, Eng. " The Society for a Perpetual AsB'e," afterwards known as " The Amicable Life," established 1706, was amalgamated with this Co. in 1866. Established 1808. THOS. BEE70S, Chairman. SAM'L BIG170LS, Secretary. JVumber of Policies Issued eac/t year since /S&S, Tear. No. Policies Issued. Amount Insured. Net Value Pol. in force. Assets. Losses Paid. Bonuses. 1868 1869 1870 506 584 399 £251,148 334,882 269,550 £2,378,171 2,342,118 2,282,736 £174,045 220,363 201,191 Policies iQ force Jan. 1. 1871, Amount In sure d, . ^500,000 ASSETS, JAN. I, 1871. -Assets, ££1,811,430 LIABILITIES. LiabUitieg, not including Not Value Policies in force, . ^£74,255 ^£74,255 Surplus, INCOME DURING 1870. Premium Becelpts, ^151,319 Other " 87,014 ^£238,333 EXPEXDITUKES. Death Claims and Endowmonta, aE201,19l I'oHcy Claims and Surrenders, 6,374 All other Expenditures, 46,674 dE253,239 Deficiency dE14,906 Total Loases Paid, . . . ^595,599. Average Amount of Pol. in force, ff . ^AMICABLE '' FUND, Policies in force Jan. 1, 1871 Amount Insured, ASSETS, JAN. 1, 1871. ^6472,306 LIABILITIES. Liabilities, not inoludingr Net Value Policies in force, .... «£11,269 Surplus, INCOME DUKING 1870. Premium Receipts, ££26,648 dE472,30e (£11,269 Other 22,1 Death Claims and Endowments, Policy Claims and Surrenders, All other Expenditures, . EXPENDITUEES. 1,813 1,126 «e62,968 Dcficloncy, ^616.202 The business of this Society is conduotod on the '' Purely Mutual " Plan. Boimses are paid every Ave years on uU participating policies one year iu force. Policies are non-forfeitable after three annuol premiums. Tlie rlsits of the followinjr Companies have been reinsured in this Sooioty: Society for a Porpetual Assurance," afterwards known as the "Amicable Society,' in 18(j6 [to wliioli Sooioty had been transferred tlio business of the " Brotherly So- ciety (Annuity) iu 1746] ; "Nottingham and Derby" (Life Branch) in 1869 LIFE IN8UBANCK DIBBCTORY. 183 lti/11n,m*' (LIMITED,) 17 Garrick Street, London, Eng. Established 1867. JOHN PHILIPS, Secretary. The business of this Company is conducted on the "Purely Mutual" Plan. Bonuses are paid every three years on all participating policies one year in force. The risks of the followiug companies have been reinsured in this Company : " London and Northern Life " in 1868 (which Company had pre- viously reinsured the risks of the "Life Investment Mortgage Assurance Company " in 1867). mwmk f lifliiat Im. Bm-^^^ 17 New Bridge Street, London, Eng, Established 1860. . L. C. ALDZAySSB, Secretary. In addition to the regular Life business, Industrial policies are issued, pre- miums payable weekly or monthly. 9 College Green, JDublin, Ireland. CAPITAL, £1,218,659. CASH CAPITAL, iE121,948. Established 1824. W. ;. HAITPOCZ, Secretary aid Actuary. ASSETS AtTGirST 31, 1870. Capital *12],946 Other Assets .... 94,023 : £215,971 rNCOME DUEINS 1869-70. Premium Receipts, £11,563 Other '■ 4,284 £15,847 The business of this Company is conducted on the "Mixed" Plan. Two- thirds of the surpli^s are divided among the assured on the "Percentage" Plan. 184 WYNKOOP & HALLBNBBCK'S flMGil Mil IISIMiei 70 Lombard St., London, Eng. ESTABLISHED 1797. CASH CAPITAL, £159,824. BOBEET.TJICZIiB, Secretary. JTitmher of foMcies Issued during tS70. Tear. Policies Issued. Amount Ip j ^ j. Insured, ^^ari. Ex. T;. Gross Assets. Losses Paid. Bonuses. 1870 4846,713 £1,244,085 £85,385 Policies in force Nov. 30, 1870 Amount Insured £3,007,431 ASSETS, NOV. .-30, 1870. Capital £]59,824 Other Assets 1,084,261 LIABILITIES. Net Value Pol. in force, Carlisle Experience, 3 ^ £846,712 Other Liabilities, exolnsiTC of Capital 34,019 £1,244,085 Surplus £363,354 INCOME DUPING 1869-70. Premium Eeceijts £93,040 Other " 52,651 EXPENDITTJKES. Death Claims and Endowments. Policy Claims and SuiTCnders . - Bonuses to Polic^f-holders All other Expenditures £85,285 10,003 161 36,594 £145,691 Surplus Total Loises Paid £5,000,000. ATerage Am't of Pol. in force. The business of this Company is conducted on the " Mixed " Plan. Bo- nuses are paid every seven years on all participating policies five years in force. Four- fifths of the surplus are divided among the assui-ed on the "Per- centage " Plan. The largest amount of insurance carried on any one life is £10,000. Policies arc non-forfeitable after three annual premiums. The Life risks of the " Manchester Fire and Life Insurance Co," were reinsured in this Company in 1846. LIFE INSURANCE DIRECTORY. 185 LAIlf Aim 50 Finsbury Square, London, Eng. CAPITAL, £100,000. CASH CAPITAL, £20,000. Established May 1, 1866. r. INQ0LDSB7, Chairman. MAEEHAM E. EVANS, Manager. JVumber o f IPolicies Issued each year since Organixaiion . Year. No. Policies Issued. Amount Insured. Net Talue Pol. in force. Gross Assets. Losses Paid. Bonuses. 1866-7* 1867-8 1868-9 1869-70 ,553 624 501 430 iS165,050 144,375 141,300 115,375 «20,836 24,130 28,813 36,050 «100 100 1,850 1,500 * Year ending July 31. Policiesiaforce July 31, 1870 Amount Insured ASSETS, JULY 31, 1870. Capital £20,000 Otlier Assets 16,050 LIABILITIES. Net Value Pol. in force Other Liabilities, exclusive of Capital £29,723 Surplus. INCOME DUEING 1869-70. Premium Eeoeipts £13,190 Otlier " 1,408 EXPENDITTJEES. Death Claims and Endo-mnents £1,500 Policy Claims and Surrenders , 73 Bonuses to Policy-holders AU other Expenditures 6,103 £36,050 £29,723 £7,327 £14,598 £7,676 Surplus £6,922 Total Losses Paid £3, 550, Ayerage Am't of Pol. in force The business of this Company is conducted on the "Mtod" Plan. Bonuses are paid eyery five years on all participating policies iive years in force. Nine-tenths of the surplus are divided among the assured. The Net Premiums are calculated upon the " Actuaries Exp." Table, interest at 3J per cent. 1S6 ■VVYNKOOP &, HALLENBECK'S And Sick Fund Friendly Society, Railway Buildings, 'Wolverhanipton, Eng. Established 1858. TAHES QKOHaK, Masa,ger and Secretary. TMs Society issues Life. Endowment, and Sickness policies for small amounts (not over £S200), adapted to the Middle and Induetilal classes. Mum (LIMITED,) 17 Old Broad Street, London, En^. CAPITAL, £500,000. ESTABLISHED 1870. J. U. BELL, Chairman. WILLIAM WIKWETT, Secretary. ThR husiDess of this Company is conducted on the "Mutual" Plan. The Net Premiums are calculated upon the Enf>;lish Life Table No. ;j, inter- est at 3 per cent. Policies are non-forfeitable after one annual premium. PRACTICAL ILLUSTRATION OF THE POSITIVE SYSTEM. A married professional man, aged 40, enjoying an income of £1,000 per annum, derivable from liis personal exertions, desired to make pecuniary provisirn for his wife and four children by effecting a Positive Assurance for £:i,000, to be paid for by Ten Annual Premiums of £140 10s. each. On payment of tbe first premium, the assured became entitled to a Positive Note for £200, being one-tenth part of the sum assured, and also a Positive Policy for £1,800, the two sums making up the £2,000 assured. Taking ad- vantage of the facilities of the Positive system, the assured determined on distributing his assui'ance into five equal parts, giving one to his wife, and one to each child. To carry this into effect, instead of taking one Positive Note for £900, he dividedit into five Positive Notes of £40 each ; and by dis- posing of tbem as slated, bis object was accomplisbed ; the surrender value of each Positive Note being £11 4s. (this is 40 per cent, of the premium paid). The Positive Policy for £1,800 would remain in force for twelve months from date of issue, and on payment^of each renewal premium would be i-educed by £iJOO, while the Positive Notes would be increased by a like amount. The assured, however, an'auged that in the event of his death occurring before having paid all the ten annual premiums, the sura assured by the Positive Policy should be diytributed like the Positive Notes. He, however, lived for man;^ years, and paid all the ten annual premiums of £140 10s. each, he re- ceiving each year five I'ositive Notes of £40 each, which be distributed in the same manner, therefore giving his wife and chiidi-en Positive Notts of £400 each, payable at his death, or convertible into cash at any time to the extent 01 £112. The assured's income being released from further payment en account ot Life Assurauce, constituted a great advantage to himself and family. At his death, the Positive Notes were presented to the ofbce for pay- ment by the holders, and being payable " to bearer," the several sums were paid, free from all deductions for probate or other duty, and without the names of the receivers being required by the Company. LIFE INSUEAJSTCE DIKECTORY. 187 Gen'l P. 0., St. Martin' s-le-Grand, London, Eng. Established 1865. FOSTUASTEIi-aElTEIiAL, Managef. JVitmber of IPoZlcies Issued each year since ^860* Tear. Policies Issued. Amount Insured. Net Value Pol. in force. G-ross Assets. Losses Paid. Bonuses. 1869 1870 422 385 £32,671 31,254 *17,594 19,736 Policies in force Jan. 1, 1871 2,480. Amount Insm-ed «190,072 ASSETS, JAK. 1, 1871. Capital Other Assets ..--. £17,594 LIABILITIES. Net Yalue Pol. in force Other Liabilities, cxclusiTe of Capital £17,594 Surplus - £ 17, 594 ■INCOME DUEING 1870. Premium Receipts £5,045 Other " 410 EXPENDITUEES. Death Claims and Endowments 1 £1,678 Policy Claims and Surrenders - Bonuses to Policy-holders :...... -.-,.. All other Expenditures 2,387 £5,455 4,063 Surplus •_.... £1,393 Total Losses Paid £2,921. Average Am't of Pol. in force £77 The business of this Company is conducted on the " Mutual " Plan. .|oii.limlf |§, 34 King Street, London, Eng. CAPITAL, £100,000. ALFIiES SMEE, Kiairmjn. ESTABLISHED 1853. A. McMOHEAtl, Secretary. The business of this Company ia conducted on the " Proprietary "Plan. 188 WYNKOOP & HALLBNBBCK'8 FlOf llllf Um OfflGl, 50 Regent St., London, Eng. CAPITAL, £250,000. CASH CAPITAL, £49,376. Established 1806. E. T. WOOBHOUSE, U.J)., OhMrman. J. HOEDIHOTT, Secretary. ;. A. BEAI7U01TT, Uanaging director. A'^umber of Policies Issued each year fince iSer Year. No. Policies Issued. Amount Insured. M"et Value Pol. in force. Carl. Ex. 3?< Gross Assets. Losses Paid. Bonuses. 1867 1868 1869 1870 '974 799 £474,373 336,590 £1,293,588 £1,773,364 i,733,ibb £150^655 176,983 Policies in force Jan. 1, 1871 9,496. Amount Insured £4,911,799 ASSETS, JAK". 1, 1871. Capital £49,376 Other Assets 1,683,754 LIABILITIES. Net Yalue Pol. in force, Carlisle Experience, Z% £1,293,588 Other Liabilities, exclusive of Capital 41,843 -£1,732,100 -£1,335,431 Surplus £396,669 INCOME DURING 1870. Premium Eeceipts £156,E Other " -■ 73,700 £229,686 EXPENDITUIIES. l)eath Claims and Endowments £176,983 Policy Claims and Surrenders 7,556 Bonuses to Policy-holders AH other Expenditures 23,036 £207,564 Surplus ,. £32,032 Total Losses Paid £4,690,456. Average Am'tof Pol. in force £5£0 The business of this Company is conducted on the "Mixed" Plan. Bonuses are paid every five years on all participating policies five years in force. Surplus is divided among the assured on the "Percentage" Plan The Not Premiums are calculated upon the " Carlisle Experience " Table' interest at 3 per cent. ' LIFE INSDRAirCB DIRECTORY. 189 15 Moorgate Street, London, Eng. Established 1840. E. E. JOITSS, Chairman, W. T. LIKFOED, Secretary. dumber of ^oUcies Tssued eacJi year since ^868, Year. So. Policies Issued. 1868 1869 1870 1,864 1,180 1,111 Amount Insured. £231,850 223,550 195,950 Net Value Pol. in force. Gross Assets. ie375,318 411,746 452,.527 Losses Paid. £31,103 28,136 34,790 Policies in force Jan. 1 , 1871 12,321. Amount Insured £2,364,000 ASSETS, JAN. 1, 1871. Capital ., Other Assets £452,527 LIABILITIES. Net Yalue Pol. in force , Other Liabilities, exclusiye of Capital £5,785 Surplus £446,742 INCOME DTJEING 1870. Premium Eeceipts £66, f Other EXPENDITUBES. Death Claims and Endowments Policy Claims and Surrenders Bonuses to Policy-holders All other Expenditures £86,358 £34,790 2,620 14,311 £51,721 , -Surplus'. ..... .■ £34,637 Total Losses Paid £275,000. Average Am't of Pol. in force £192 The business of this Company is conducted on the " Purely Mutual " Plan. Bonuses are' paid every five years on all participating policies three years in force. Surplus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the '; Carlisle Exp." Table, interest at 3 per cent. The risks of the following Companies have been reinsured in this Company : "Consols Life" in 1862 (which Company had previously reinsured the risks of the " British, Foreign and Colonial Life " in 1859). 190 WYNKOOP & HALLBSBEOK'8 High Street, 'Wrexhani, "Wales. CAPITAL, £200,000. CASH CAPITAL, £20,000. Established 1852. THOS. BABlTIiS, Chairman. EOBT. WILLIAU3, Secretary. JV'u-mber of Policies Issued each year since ^S6S. fear. So. Policies Issued. Amount Insui-ed. Net Talue Pol. in force. Gross Assets. Losses Paid. Bonuses. 1868 1869 1870 595 477 £130,050 123,378 £153,607 £17,240 19,113 Policies in force Jan. 1, 1871. Amoimt Insured ASSETS, JAN. 1, 1871. Capital £20,000 Other Assets 133,557 LIABILITIES. JiTet Talue Pol. iu force ' Other Liabilities, exclusiye of Capital Surplus - INCOME DrrRING 1870. Premium Beceipts -. £34,043 Other " : 5,976 EXPENDITURES. Death Claims and Eudowineiits £19,113 Policy Claims and Surrenders T, Bonuses to Policy-holders All other Expenditures 10,000 Surplus Total Losses Paid £29,113 £10,906 Average Am't of Pol, in force ..-. The business of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every five years on all participating policies three years in force. Eom'-flfths oi" the surplus are divided among the assured. LIPK IXSTJEANCE DIKBCTORY. 191 68 Ludgate Hill, London, Eng. CAPITAL, £47,700. CASH CAPITAL, £5,607. Established 1848 as the "Prudential Mutual Life;" name changed to the " British Prudential" in 1869, again changed to the "British. Prudential and Consolidated" in 1865, again changed to its present name in 1867. Eev. J. GILLMAM, Chairman. EENET HAEBEW, Secretary. JVumber of folieies Issued duHtig iSdO. Tear. So. Policies Issued. Amount luBured. Met Value Pol. in force. Carl. Exp. 3^ Gross Assets. Losses Paid. Bonuses. 1869 1870 *11S,794 «280,988 243,088 £86,594 94,!;90 Policies in force Jan. 1, 1871. . . . .10,757. Amount Insured Industrial Policies " " 673,475. ASSETS, JAN. 1, 1871. Capital S8,539 Other Assets 379,867 LIABILITIES. Net Value Pol. In force, Carlisle Exp., 3 % (1866) £112, 794 Other Liabilities, exclusive of Capital 32,584 £388,406 £145,378 Surplus.... £243,028 INCOME DUETNG 1870. Premium Eeceipts £261,090 Other " 37,128 EXPENDITUEKS. Death Claims and Endowments , £94,290 Policy Claims and Surrenders 2,777 Bonuses to Stock-holders Another Expenditures 120,303 Surplus Total Losses Paid £661,871. Average Am't of Pol. in force. £298,218 £217,370 £80,848 The business of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every jive years on all participating policies five years in force. Four-fifths ot the surplus are divided among the assured on the " Per- centage" Plan. The Net Premiums are calculated upon the " Carlisle Exp." Table, interest at 3 per cent. The largest amount of insurance carried on any one life is £10,000. All policies are n on -forfeitable after five annua] pre- miums. The risks of the folloivine Companies have been reinsured in this Company: "British Industry Lite" in 1860, "London and Westminster Life" (No. 2) in 1863, " British Mutual Life " in 1868, " Consolidated Life " In 1869, and " Hercules Life " (No. 2) in 1869 (which Company had previ- ously reinsured the risks of the "International Life " in 1869, known until 1855 as the " National Loan Fund Life "). 192 WYNKOOP & HALLEJJBECK'S QIllI IlifMiei GOlMIf , Liverpool, England. CAPITAL, £2,000,000. CASH CAPITAL, £179,800. Established 1857. SEB^AEC HALL, Chairman. J. UOITCBIEF WILSOlil, Qen'l Uasagei. LIFE DEPARTMENT. JVumber of policies Jssued each year since ^869. Tear. No. Policies Issued. Amount Insured. Net Value Pol. iu force. G-ross Assets. Losses Paid. Bonuses. 1869 1870 402 '275 £164,446 132,505 £427,173 479,116 £18,219 Policies in force Jan. 1, 1871 Amount Xnsured ASSETS, JAM". 1, 1871. Capital £179,800 ■ Otlier Assets ' 299,316 LIABILITIES. Net Value Pol. in force Otlier Liabilities, exolusiye of Capital £43,847 £479,116 £43,847 Surplus...... £435,269 - INCOME DURING 1870. Premium Eeceipts £36,961 Other. " 5,211 BXPENDITUEES. Death Claims and Endowments ^ £18, 220 Policy Claims and Surrenders 2,327 Bonuses to Policy-holders 578 All other Expenditures 6,554 £42,172 Surplus Total Losses Paid Average Am't of Pol. in force. £27,679 £14,493 The business of this Company is conducted on the " Mixed " Plan. Bo- nuses axe paid every iive years on all participating policies one year in force. Three.fonrths of the surplus are divided among the assured on the " Poroentago " Plan. The largest amount of insurance carried on any one life is £10,000. Policies ore non-forfeitable after three annual premiums. LIFE INSURANCE UIRBCTORY. 193 71 King "William St., London, Eng. Established 1840. SEO. A3HLIIT, Clia.irman, EDW'S BUTLEB, Sectotary.. JVumber of Policies Issued each year since /SOS Tear. So. Policies Issued. Amount Insured. Net Value Pol. in force. Equ. Ex. 3J % iB 225,485 240,343 259,725 Grross Assets. Losses Paid. Bonuses. 1868 1869 1870 701 744 734 *223,257 250,573 243,322 i6236,703 259,344 291,814 £22,078 26,760 27,913 "diii Policies In force*Jan. 1, 1871. . . .5,998. Amount Insured £1,984,364 ASSETS, JAN. 1, 1871. Capital Other Assets £291,814 £291,814 LIABILITIES. Net Value Pol. in force. Equitable Exp., 34 ?! £259,725 Other Liabilities, exclusiye of Capital 11,784 £271,509 Surplus .*- £20,305 INCOME DURING 1870. Premium Receipts - £60,869 Other " 12,845 EXPENDITURES. Losses £27,913 Policy Claims and Surrenders 4,166 Bonuses to Policy-holders 543 All other Expenditures 16,997 £73,714 £49,619 Surplus ' £24,095 LossesPaid, 1868-70. ...£76,751. Ayerage Am't of Pol. in force. ...£331 The business of this Company is conducted on the " Purely Mutual " Plan. Bonuses are paid every flye years on all participating policies two years in force. Surplus is diTided among the assured on the "Percentage" Plan. The Net Premiums are based upon the " Equitable Experience" Table, interest at 31 per cent. The largest amount of insurance carried on any one life is £10,000. The risks of the " East of England Life " were rein- sured in this Company in 1858. 194 WYMKOOP & HALLBNBECK'S 19§I Mk AfiMiig© E9©lil|| 15 New Bridge Street, London, Eng. Established 1806. Tirst Policy IssnEu Mat 22, 1806. CASH CAPITAL, £1,101,308. lOEH EiTDEK, Actuary. H. W. POETEE, Asst. Actuary. JVufnlfer of IPoHcies Issued durinff ^S69. Tear. No. Policies Issued. Amount Insured. Net Yalue Pol. in force, Kor. Kxp. 3 % Gross , Assets. losses Paid. Bonuses. 1869 376 £318,510 £1,4,81,659 £3,172,604 £259,596 £73 Policies in force Jan. 1, 1870 4,013. Amount Insured £5,380,750 ASSETS, JAN. 1, 1870. Capital -. £1,101,308 Other Assets 2,071,296 £3,172,604 LIABILITIES. NetValuePol. in force, Northampton Exl)., 3^ .£1,481,659 •- ■ • - Other Liabilities, exclusive of Capital. : .■----.. ■ - £1,481,659 Surplus £1,690,945 INCOME DTTEING 1869. Premium Eeoeipts £154,895 Other " 169,417 £324,312 EXPENDITTTRES. Death Claims and Endowments ,-.. £259,596 Policy Claims and Surrenders 20,990 Bonuses to Policy-holders 73 All other Expenditures : •. 77,427 £357,086 Excess of Expenditures over Eeceipts ~ £32,774 Total Losses Paid £7,500,000. Average Am't of Pol. in force. . . £1;341 The business of this Company is conduoted on the "Mixed" Plan. Bo- nuses are paid every seven years on all pai'tioipating: policies tTvo years 'in force. Two-thirds of the surplus are divided among the assured on- the Per- centage" Plan. The Net Premiums are based upon the "Northampton Experience " Table, interest at 3 per cent. The largest amount of insurance carried on any one life is £10,000. All policies are non-forfeitable after two annual premiums. LUfB INSTJEAiJCB DIKBCTOKY. 195 Eoyal Insurance Buildings, Liverpool, Eng. CASH CAPITAL, £289,095. CHA3. TUB17SE, Chairman. ESTABLISHED 1845. J. H. McLABEN, Manager. JVu»iber of Policies Issued each year since /S6'S. year. No. PbliBles 'Issued. Amount Insured. Ket Value Pol. iu force. Eq^u. Exp. 3 ;, Gross Assets. Losses Paid. Bonuses. 1868 1869 ,1870 1,569 1,258 1,235 £703,172 564,249 £858,363 £1,850,869 2,017,658 £93,171 121,621 90,681 £3,.566 Policies In force Jan. 1, 1870 14,513. Amount Insured £6,718,476 ASSETS, JAN. 1, 1870. Capital £289,095 Other Assets 1,728,563 -£2,017,658 LIABILITIES. Net Value Pol. in force, Equitable Experience, if, £858,363 Other Liabilities, exclusive of Capital 59,868 £918,241 Surplus £1,099,417 INCOME DURING 1870. Premium Receipts £222,817 Other " 52,338 EXPENDITURES. Death Claims and Endowments £90,681 Policy Claims and Surrenders 13,030 Bonuses to Policy-holders 3,500 All other Expenditures -.-«--- 108,560 £215,771 Surplus £59,384 Total Losses Paid Average Am't of Pol. in force £463 The business of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every five years on all participating policies two years in force. Two-thirds oi the surplus are divided among the assured on the ' ' Per- centage." Plan. The Net Premiums are based upon the " Equitable Experi- ence " rTablcj interest at 3 per cent. 196 WYNKOOP & HAJLLENBECK'S ml ligitagi k Royal Exchange, London, Eng. CASH CAPITAL, £689,220. INCOEPOEATED JUKE 20, 1720. JAMUS S. EODaSON, Chairman. liOBEBT F. STEELE, Secretary. THOS. B. wmSEE, Actuary. The business of this Corporation is conducted on the "Mixed" Plan. Bonuses are paid every five years on all participating policies three years in force. Two-thirds of the surplus are divided among the assured on the " Percentage " Plan. The largest amount of insurance carried on any one life is £1.5,000. The risks of the " Boyal Exchange Annuity Society" -were reinsured in this Company. 3 Norfolk Street, London, Eng. Established 1840. .ALFRED DEITISOH, Chairman. JOH» REDDISH, Secretary. The business of this Company is conducted on the " Mixed " Plan. Bonuses are paid every five years on ail participating policies fiye years in force. Four-fifths of the surplus are divided among the assured on the " Percentage " Plan. 19 Glebeland St., Merthyr-Tydvil, Wales. IXCOllPOEATKD DEC. 30, 1868. J. THOMAS, Chairman. riRST PouoY Issued Jak. 4, 1869. J. T. MOSQAM, Secretary. The business of this Company is conducted on the " Purely Mutual " Plan. The largest amount of insurance carried on any one life is ^200. Siclc ben- efit policies are also issued, which include disablement in case of accident. JLIFE LNSUHANCB UIHEOTOEY. 197 sou f Bl Mil iiiOOlM 101 (LIMITED,) 13 Finsbiiry Place, London, Eng. CAPITAL, £100,000. INCOKI'OKATBU AUG. 11, 1864. SAKnL Em^, Chiimas. CASH CAPITAL, £10,485. FiEST Policy Issued Sept. 14, 1864. . I.a. PHILLIPS, Secretary. JVumher of S^oiicies. Issued each year since Organization. No. Tear. Policies Issued. 1865 947 1866 1,180 1867 1,158 1868 1,177 1869 904 1870 860 Amount Insuredi. Net Value Pol. in force. £99,639 148,090 149,600 174,100 130,400 121,500 Gross . Assets. £15,330 Losses Paid. £6,022 Bonuses. Policies in force Jan. 1, 1871 4,012. Amount Insured £565,379 - ASSETS, JAB". 1, 1871. Capital *10,4e5 Other Assets 15,649 LIABILITIES. Net Value Pol. in force — ... . ... -..,.-.. Other Liabilities, exclusive of Capital £26,134 Premium Eeceipts. Other >' ,.. Surplus £26,134 INCOME DtTEING 1870. EXPENDITTJEES. Death Claims and Endowments Policy Claims and Surrenders Bonuses to Policy-holders All other Expenditures £16,114 776 £6,022 31 3,047 £16,890 £9,100 Surplus. Total Losses Paid £7,790 Average Am't of Pol . in force £140 - The business of this Company is conducted on the '■ Mixed " Plan. Bo- nuses are paid every live years on all participating policies five years ia force. Four-fifths of the sm-plus are divided among the assured on the "Per- centage " Plan. The Net Premiums are calculated upon the ' ' Carlisle Experience " Table, interest at 3^ per cent. The largest amount of insur- ance carried on any one life is £2,000. Policies are non-forfeitable after five annual premiums. The risks of the ' ' Southampton Mutual Life and Sick Insurance-Company" were reinsured in this Company in 1867. 198 WYNKOOP & HALLBNBKCK'S 99 St. Vincent's Place, Glasgow, Scotland. Ebtablisued 1826. Dulse of EOZBHESH, President. J0H17 CTOTT, Secieiir;. JYumber of S'oticies Issued each year since /SOS. Tear. No. Policies Issued. Amount Insured. Net Value Pol. in force. Gross Assets. Losses Paid. Eonnses. 1868 ]869 1870 649 740 766 £287,685 393,733 332,616 £1,295,683 1,334,078 1,413,584 £118,564 123,092 104,328 Policies in force Jan. 1, 1871 11,842. Amount Insured £5,535,8C8 ASSETS, JAN". 1, 1871. Capital Other Assets £1,41.3,584 LIABILITIES. Net "Value Pol. in force Otter Liabilities, exclusive of Capital £56, i £1,413,584 £56,949 Surplus '. £1,356,635 INCOME DUEING 1870. Premium Receipts £152, Otter 77,275 EZPENDITUEES. Deatli Claims and Endowments £104,327 Policy Claims and Surrenders 14,386 Bonuses to Policy-holders 874 All other Expenditures --. 24,762 £230,144 £144,349 Surplus Total Losses Paid. . . . £1,500,000. £85,795 Average Am't of Pol. in force — £468 The business of this Company is conducted on the " Purely Mutual " Plan. Bonuses are paid everj^ seven years on all participating policies five years in force. Surplus is divided among the assured on the " Percentage " Plan. The largest amount of insurance caj'ried on any one life is £5,000. LIFE INSURANCE MEECTOKY. 199 133 West George Street, Glasgow, Scotland. CAPITAL, £550,000. CASH CAPITAL, £65,000. Established 1865. ALES. CEUM, Chsiitman. F. J. UiuliWWS, Manager. JVumber of policies Issued each year since ^S69, Tear. No. Policies Issued. Amount Insured. Net Tal. Pol. in force. Gross Assets. Losses Paid. Bonuses. 1868-9* 1869-70 .... £55,389 61,367 iElOO 600 * Year ending September 30. Policies in force Sept. 30, 1870 Amount Insured — ASSETS, SEPT. 30, 1870. Capital iS55,000 Otker Assets - 6,367 LIABILITIES. Net Talue Pol. in force Other Liabilities, esclusiTe of Capital. Surplus iB61,367 INCOME DTTEING 1869-70. Premium Eeceipls £3,747 Other " 693 EXPENDITFIIES. Death Claims and Endowments . Policy Claims and Surrenders. . . Bonuses to Policy-holders All other Expenditures £600 £3,340 '""363 £963 Surplus £3,371 Total Losses Paid £] ,000. Average Am't of Pol. iu force The business of this Company is conducted on the " Mixed " Plan. 200 WYNKOOP & HAIXENBBCK'S, 26 St. ~ Andrew' s ScLuare, Edinburg^h, Scotland. Ebtablibheu 1831. Duke of BUCOLEUCH, President. aZO. TODS, Uaiiger. J^uniher of Policies Xssued each year since ^S68, H"o. Policies Issued. 1867-8* 516 £324,671 1868-9 5.56 338,905 Amount Insured. Net Value Pol. in force. Gross Assets. £1,777,651 1,857,877 £181,649 Losses Paid. * Year ending March 1. The business of tliis Company is conducted on the "Purely Mutual " Plan. Bonuses are paid every fire years on all participating policies five years in force. Surplusis divided among the assured on the "Percentage "Plan. 106 Duke Street, Liverpool, Eng. Established 1833. U. HAMILTON, President. THOS. WALKEE, Secretary. All kinds of Life Assurance Policies are issued. liliii lilt Aiiiiaiii i@©litjj High Street, Maidstone, Eng. ESTAISLIBHED 1824. Sir EDW. FILHEE, Ohairman. EDW. LENDON, Secretary. AUMnds of Life Assurance Policies are issued. LIFE INSURANCE DIRBCTOEY. 201 mh. Impiilil Im 50 West George Street, Glasgow, Scotland. CASH CAPITAL, £35,000. ALEX. EOITALDSOIT, Chairman. ESTABLISHED 1865. W. W. EEID, Secretirj. J^umber of 'Policies Issued each year since fSO'S, Teai-. Ko. Policies Issued. ATnount Insured. Net Value Pol. in force. Gross Assets. Losses Paid. Eonuses. 1868 1869 1870 316 168 136 £141,825 71,230 64,560 £57^233 60,327 £2,196 5,458 Policies in force Jan. 1, 1871. . Amount Insured. ASSETS, JAN". 1, 1871. Capital ^25,000 Other Assets , 35,237 LIABILITIES. Xet Value Pol. in force Other Liabilities, exclusive of Capital . £60,237 Surplus £60,237 Premium Eeceipts. Other rN"COME DUEING 1870. EXPENDITUEES. Death Claims and Endowments. Policy Claims and Surrenders... "Bonuses to Policy-holders All other Expenditures £5,458 33 £10,349 3,235 Surplus - Total Losses Paid , Average Am't of Pol. in force. The business of this Company is conducted on the "Mixed" Plan. Bonuses are paid every five years on all participating policies five years in force. Five-tenths of the surplus are divided among the assured' on the "Percentage" Plan. 802 WYNKOOP Id HALI-ENBECK'S 22 St. Andrew's Sc[uare, Edinburgh, Scotland. CAPITAL, £200,000. CASH CAPITAL, £80,832. EBtablished in 1841 as the " National Life Ins. Co. of Scotland." First Life Policy issued in 1843. E. S. SOHBON, Chairman. I. UcCANBLISH, Uanager. WALTEE BEOWN, Secretary. JVumber of ^Policies Issued each year since ^86S. Year. No. Policies Issued. Amount Insured. Net Value Pol. in force. Gross Assets. Losses Paid. Bonuses. 1868-9* 1869-70 597 440 £274,865 235,895 £51% 274 £42,990 * Year ending May 14. Policies in force May 14, 1870 5,283. Amount Insured £2,532,072 ASSETS, MAY 14, 1870. Capital £80,832 Other Assets 431,442 LIABILITIES. Net Yalue Pol. in force Other Liabilities, exclusive of Capital £512,274 Surplus £512,274 INCOME DUEING 1869-70. Premium Eeoeipts £82,603 , , Other " 20,893 EXPENDITURES. Death Claims and Endowments Policy Claims and Surrenders Bonuses to Policy-holders AH other Expenditures £103,496 , £42,990 Surplus £60,506 Total Losses Paid £400,000. Average Am't of Pol. in force £479 The business of this Company is conducted on the "Mixed " Plan. Bo- nuses are paid every five years on all participatiug policies four years in force. Ninc-tcutlis of the surplus are divided among the assured on the " Percentage " Plan. All policies arc uon -forfeitable after three anuual premiums. The risks of the " United Deposit Life " were reinsui'ed in tins! Company in 1853. IJFE IN^TJEANCE DIRECTORY. 203 THE CORPORATION OF THE ©ttlil f i@?liiat laitltili 6 St. Andrew's Sc[uare, Edinburgh, Scotland. ESTABLIBHEU TEB. 20, 1837. JAMES WATSOK, Hanigsr. Krbt Pol. Ibbded Jdi-t 5, 1837. lOHK WAT50K, Secretary. JAMES MEIILE, Actuary. JVumber of Policies Issued each year since ^863 , Year. So. Policies Issued. Amount Insured. Net Value Pol. in i;orce. Gross Assets. Losses Paid.. Bonuses. 1863 792 £372,460 £861,005 £56,776 1863 ' 8H0 455,793 938,962 59,650 1864 962 493,486 1,023,487 57,884 186.5 1,030 501,906 ..J. .... 1,1?3,471 53,123 1866 1,056 511,569 1,845,372 85,815 1867 1,373 681,574 1,365,365 80,413 1868 1,092 541,127 1,499,015 80,284 1869 1,190 581,036 1,636,849 93,663 1870 1,163 6i2,025 1,765,252 111,358 Policies in force Jan. 1 , 1871 15,206. Amount Insured. ..... £7,188,566 ASSETS, JAN". 1, 1871. Capital Other Assets £1,765,252, LIABILITIES. Net Value Pol. in force Other Liabilities, excluslTC of Capital £58,158 -£1,765,252 £58,138 Surplus - — -. - £1,707,094 INCOME DUEING 1870. Prgminm Eeceipts £198,752 Other " - 78,888 £271,040 EXPENDITUEES. Death Claims and Endowments 2.»; £111,358 Policy Claims and Surrenders 4,870 Bonuses to Policy-holders All other Expenditures.-^-.. -,.. . .31,475 £147,703 Surplus - £123,337 Total Losses Paid £1,061,313. Average Am't of Pol. in force £477 Tie business of this Company is conducted on the ,! ' Purely Mutual " Plan. Bonuses are not paid until premiums improved at 4 per cent. Compound In- terest amount to the sum insured, and among all such the surplus is divided every seven years on the ' ' Percentage " Plan. The largest amount of insur- ance carried on any one life is £7,000. 204 WYNKOOP & HALLENBECK'S S©@ttlil f f@?la©lal Aiiimaii 0@« 93 Union Street, Aberdeen, Scotland. CAPITAL, S1,000,000. CASH CAPITAL, *50,000. Established in 1825 as the " Aberdeen Assurance Co." Changed to its present name in 1852. ALEZAllSSIi SmOlT^CH, Chuiman. ALEX. STABLES, Actuary. T. 7. WAEBSOP, Maaagcp. JVumber of policies Issued each jyear since ^868, Tear. No. Policies Issued. Amount Insured. Net Value Pol. in force. Gross Assets. Losses Paid. Bonuses. 1868 1869 1870 988 639 621 £363,871 263,710 247, J 83 £641,100 669,674 712,111 £54,774 54,712 59,087 Policies in force Jan. 1, 1871 8,739. Amount Insured £3,.')00,000 ASSETS, JAN. 1, 1871. Capital £50,000 Other Assets 662,111 £712,111 LIABILITIES. Net Value Pol. in force Other Liabilities, exclusive of Capital ^19,e £19,689 Surplus £692,422 INCOME DTJEING 1870. Preminm Eeoeipts £98,083 Other " 54,443 EXPENDITUEES. Death Claims and Endowments £59,087 Policy Claims and Surrenders 4,858 Bonuses to Policy-holders 2,125 All other Expenditures 33,972 Surplus. £52,483 Losses Paid, 1868-70. ..£168,573. Average Am't of Pol. in force £400 The business of this Company is condncted on the "Mixed" Plan. Bo- nuses are paid every Ave years on all participating policies one year in force. Surplus is divided among the assured on the "Percentage" Plan. The Net Premiums ore based upon the " Carlisle Experience" Ttujle, inter- est at 3 per cent. All policies are non-forfeitable after three annual prem- iums. LIFE INStTKANCE DUiECTORY. 205 47 George St., Edinburgh, Scotland. CAPITAL, £5,000,000. CASH CAPITAL, £207,571. Established 1824. Duke of HAMILIOIT, ScTOrnoi. QEO. BAMSA7, Manager. LIFE DEPARTMENT. Tfuniher of ^oHcies Issued each j'ear since /S59, 1859-60 1860-1 1861-2 1862-3 1863-4 1864-5 1865-6 1866-7 1867-8 1868-9 1869-70 No. Policies Issued. 522 625 874 915 1,071 887 883 889 659 Amount Insured. £252,740 304,205 404,014 427,330 488,264 474,205 478,347 523,243 470,775 Net Value Pol. in force. Gross £1,000,359 1,045,613 1,150,000 1,199,344 Paid. £84,564 Bonuses. . Policies in force Ang. 1, 1870 8,663. Amount Insured £4,450,000 ASSETS, AUG. 1, 1870. Capital £207,571 Other Assets 991,773 £1,199,344 LIABILITIES. Not "Value Pol. in force Other Liabilities, exclusive of Capital £45,09 £45,099 Surplus £1,154,245 INCOME DURING 1869-70. Premium Eecelpts £134,402 Other " 42,557 £176,959 EXPENDITURES. Death Claims and Endowments £84,564 Policy Claims and Surrenders Bonuses to Policy-holders All other Expenditures 35,970 — £120,534 Surplus £56,425 Losses Paid, 1869-70 £84,564. Average Am't of Pol. in force £513 The business of this Company is conducted on the "Mixed" Plan. Bonuses are paid every five years on all participating policies one year in force. Five-sixths of the surplus are divided among the assured on the " Con- tribution " Plan. The largest amount of insurance carried on any one life is £10,000. All policies are non-forfeitable afcer three annual premiums. 206 WYNKOOP & HALLENBECK'S 9 St. Andrew's Square, Edinburgh, Scotland. S. EALEI9E, Chairmin. Established 1815. J. J. P. AHDEESOH, Secretary. JVumher of policies Zstued each year since ^868. 1868 1869 1870 No. Policies Issued. 1,300 1,298 1,700 Amount Insured. £750,000 733,377 965,628 Net Value Pol. in force. Carl. Ex. 3 i £3,656,207 £5,000,000 5,045,815 5,151,877 Losses Paid. £356,955 482,430 Bonuses. Policies in force Jan. 1 , 1871 16,026. Amount insured £15,000,000 ASSETS, JAN. 1, 1871. Capital Other Assets £5,151,877 -£5,151,877 LIABILITIES. Net Value Pol. in force, Carlisle Exp., 3 %, 1866 £3,656,207 Other Liabilities, exclusive of Capital 204,787 -£3,860,994 Surplus £1,290,883 INCOME DUEING 1870. Premium Eeceipta £424,180 Other " .* 216,906 EXPENDITUEES. Death Claims and Endowments £482,430 Policy Claims and Surrenders 17,380 Bonuses to Policy-holders All other Expenditures 51,332 £551,142 Surplus £89,944 TotalLosses Paid £7,500,000. Average Am't of Pol. in force £967 The business of this Company is conducted on the *' Purely Mutual " Plan. Bonuses are paid every seven years on all participating policies five years in force. Surplus is divided among the assured on the "Percentage" Plan. The Not Premiums are based upon the " Carlisle Experience " Table, inter- est at 3 per cent. The largest amount of insurance carried on any one life is £10,000. LIFE INSURANCE DIHECTOBY. 207 l@?llilp Life Aiil*^''asi Oaffin- 48 St. James' Street, London, Eng. Established 1845. CAPITAL, £500,000. JLUES CASUICHAEL, Chairman. FiusT Pol. Issued Jasdart, 1846. CASH CAPITAL, £45,000. H. D. DAVENPOET, Secretary. jyif»iber of Policies Zssued each year since ^SOS, ■JTear. So. Policies Issued. 1868 1869 1870 752 458 364 Amount Insured. £300,830 311,250 165,880 Net Yalue Pol. in force. Gross £300,000 319,380 348,882 Losses Paid. £33,385 51,683 56,361 Policies in force Jan. 1, 1871 10,000. Amount Insured £2,000,000 ASSETS, JAN. 1, 1871. Capital £45,000 Other Assets 303,882 LIABILITIES. Net Value Pol. in force Otiier Liabilities, exclusive of Capital £4,409 £348,883 £4,409 Surplus £344,473 INCOME DUKING 1870. Premium Beceipts £84,331 Other '' 37,365 EXPENDITUEES. Death Claims and Endowments £56,361 Policy Claims and Surrenders 8,014 Bonuses to Policy-holders All other Expenditures 13,028 £101,596 £76,403 Surplus £35,193 Total Losses Paid, 1865-70. . £301,560. Average Am't of Pol. in force . . £200 The business of this Company is conducted on the "Mixed" Plan. Bonuses are paid every six years on all participating policies one year in force. Three-fourths of the surplus are divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "Car- lisle Experience " Table, interest at 3 per cent. The largest amount of insurance carried on any one life is £4,000. All policies are non-forfeit- able after four annual premiums. The risks of the following Companies have been reinsured in this Company : " British Protector Life' ' in 18.59, ' ' New Protector Life " in 1859, " Safety Life " in 1859, "National Alliance Life and Accident" in 1859, "General Annuity and Life" in 1865, "General An- nuity Society" in 1866, "City Life" in 1866 (which Company had previously reinsured the idsks of the " Public Life " in 1862) . 208 WYNKOOP &. HALLENBEOK'S 3 George St., Edinburgh, Scotland. CAPITAL, £500,000. CASH CAPITAL, £120,000. Eetablislied as the " Life Insurance Company of Scotland " in 1825, after- ward changed to its present name. Date of BUOOLEUO?, Sovernor. W. T. THOHSOU, Uanager. lEOS. EOEDSTSOIT, Secretary. JVifmiber of policies Issued each year since fS66. 1866 1867 1868 1869 1870 No Policies Issued. 1,619 1,936 Amount Insured. iei,190,2B2 1,127,521 1,104,364 1,110,347 1,181,399 Net Value Pol. in force. Gross Assets. £4,284,648 4,346,029 Paid. £363,070 352,752 361,669 322,118 381,241 Eonuses. PoUcies in force Jan. 1, 1871 24,192j Amount Insured £l.'5,6gl.819 ; ASSETS, JAN. 1, 1871. Capital £120,000 Other Assets 4,226,029 £4,346,029 LIABILITIES. Net Value Pol. in force Other Liabilities, exclusive of Capital £193,935 £193,935 Surplus £4,152,094 INCOME DURING 1870. Premium Receipts £504,786 Other " 185,902 EXPENDITURES. Death Claims and Endowments £381 ,241 Policy Claims and Surrenders 31,061 Bonuses to Policy-holders All other Expenditures 148,1 31 £690,688 Surplus £130,255 Total Lojses Paid,1866-70, £1,780,850. Ayerage Am't of Pol. in force, £646 Tho business of thts Company 19 contldotod on fho "Mlxod" Plan. Bonuses are paid every Ave years on all paitlolpating policies five years in force. Sui-plus Is divided among tile nsflurod on the " Pei-contaeo " Plan. The Not Proiniom:) are calculated upotl the " Carlisle Ex. porionco " Taljle, Interest at 3 per cent. The largest amount of insurance carried on any one life is ilO.OOO, All poliries are non forfeitable after one and three annual premiums. The risks of the fulloiving Companies have been relusurod in this Comjiany : York and London Lifte In 18-14, Commercial Life (No. 1) in 1816, Commercial Life (No. 3) in 1846, Colonial and General Life in 1817, Experience Life in ISfitl, Victoria Life In 1865 (which Company had pre- viously reinsured the rislts of (ho Lognl and Comiuorcial Life in 1857, [and which Company had previously reinsured the risks of the London and Provincial Life In 185.11, and the Minerva Life in 1864), Coloiiliil Life (No. 1) in 1865 (which Company had previously roinsureii the risks of the liast of .Scotland in 1652). LIFE INSTTRANCB DIRECTORT. 209 48 Moorgate Street, London, Eng. Established 1843. WU. UcABTHUB, Chaiman. IE33E E0£S017, Secretary. J^utnber of ^oHcies Xssued each year since /S6S* No. Year. [ Policies Issued. 18B8 957 1869 1,148 1870 810 Amount I UsTet "Value Insured. Pol. in force. £.109,800 418,560 274,748 Gross Assets. £609,880 817,841 878,422 Losses Paid. £59,921 82,916 89,843 Bonuses. Policies in force Jan. 1, 1871 13,000. Amount Insured £4,500,000 ASSETS, JAN". 1, 1871. Capital Other Assets , £878,422 LIABILITIES. Net Value Pol. in force Other Liabilities, exclnsiTC of Capital. £878,422 Surplus £878,422 INCOME DURING 1870. Premium Receipts £125,334 Other " 36,688 £162,023 EXPENDITTJUES. Death Claims and Endowments £89,843 Policy Claims and Surrenders Bonuses to Policy-holders All other Expenditures 24,819 £114,662 Surplus £47,360 Total Losses Paid £784,840. ATcrage Am't of Pol. in force. . . . £346 The business of this Company is conducted on the "Mixed" Plan. Bonuses are paid every five years on all participating policies three years in force. Surplus is divided among the assured on the " Percentage " Plan. The largest amount of insurance carried on any one life is £10,000. 210 'WYNKOOP & H ALLEN BECK'S SII Hll ASSf Miei iOGT, Threadneedle Street, London, Eng. CASH CAPITAL, £393,105. Establisled in 1810 by the Directors of the " Sun Fire Office, -whioli Com- pany had then been in existence 100 years. JOSEPH HOAEE, Chairman. J. a. PEIESILEY, Actuary. Policies in force Jan. 1 , 1870 Amonnt Insured £3,937, 638 ASSETS, JAN. 1, 1870.' Capital £393,105 Other Assets ^'. 1 1,254.182 '- £1,547,287 LIABILITIES. 'Set Value Pol. in force £1,002,156 Other Liabilities, exclusive of Capital -—£1,002,156 Surplus £545,131 INCOME DUEING 1869. Premium Eeceipts £1 17,944 Other " 65,330 £183,274 EXPBNBITUIIES. Death Claims and Endowments Policy Claims and Surrenders Bonuses to Policy-holders All other Expenditures Surplus : Total Losses Paid Average Am't of Pol. in force The business of this Company is conducted on the " Mixed " Plan. Bo- nuses are paid every five years on all participating poUcies three years in force. Eoui'-fifths of the surplus are divided among the assured on the " Per- centage " Plan. The largest amount of insurance carried on any one life is £10,000. All Policies are uon-forfeitable after four annual premiums. The risks of the " Preston and N. Lancashire Life " were reinsui-ed in this Company in 1848. lillii llaties Aiiu aa@i Oori'^a. (LIMITED,) 27a Finsbury Square, London, Eng. ESTAULISIIED 1866. H. HTSLOP. Industrial and General Life Insm'anee business transacted. LIFE INSUKANCB BIKKCTOEY. 211 1 Adelaide Place, London Bridge, London, Eng. Establislied December, 1840, aa tlie " Temperance Provident." S. WABITEB, Chairman. IH03. CASE, Seeietary. jVumber of ^Policies Issued each year since Orffanizaiion. Year. No. Policies Issued. Amount Insured. Met Value Pol. in force. Carl. Ex. 3 i Gross Assets. Losses Paid. Bonuses. 1841 255 £31,185 ie586 1842 320 21,880 1,169 1843 344 29,045 3,105 1844 454 40,467 5,279 1843 490 48,010 8,258 1846 491 43,150 13,012 1847 273 42,576 17,965 1848 540 73,420 ■ 24,098 1849 910 145,305 31,153 18.50 789 170,161 44,223 1851 731 130,260 57,050 1852 1,241 186,419 71,025 1853 1,295 198,000 91,657 1654 1,291 227,000 114,6J5 1855 1,980 275,900 138,810 1856 2,568 372,047 167,981 1857 2,291 322,918 203,453 1858 2,452 385,740 241,290 1859 3,368 503,580 289,917 1860 3,291 531,368 348,166 1861 2,730 453,223 409,624 1862 3,094 543,613 474,447 1863 2,851 544,459 554,805 1864 2,625 545,349 640,592 1865 3,273 631,342 737,986 1866 2,331 419,825 826,000 iB54,549 1867 2,161 425,981 937,000 41,030 1868 1,038,413 67,581 1869 2,182 435,200 1,190,000 66,825 1870 2,072 £1,006,108 1,246,168 72,988 Policies in force Jan. 1, 1871, . . . 30,192, Amount Insured, . ASSETS, JAN. 1, 1871. Aseets, £61,246,168 LIABILITIES. Net Value Policies in force, Carlisle Experience, 3 per cent., Other Liabilities, exclusive of Capital, ^1,006,108 £1,767 ^£1,027,875 Premium Seceipta, Other " INCOME DURING 1870. Death Claims and. Endowments, . Policy Claims and Surrenders, All other Expenditures, EXPEXDITUEE8. i€176,627 . 56,107 £72,988 7,802 23,615 £104,405 Surplus Total Losses Paid, . . . £72l,7G0. Average Amount of Pol. in force, £128,329 c£lK7 The business of this Company is conductedon the '" Purely Mutual " Plan. Bonuses are paid every five years on all participating policies one year in force. Surplus is divided among the assuredonthe " Percentage " Plan. The Net Premiums are based upon the " Carlisle Experi- ence " Table, interest at 3 per cent. The largest amount of insurance carried on any one life Is £10,000. All policies are non forfeitable after three annual premiums. 212 WYNKOOP & HALLBNBBCK'S 81 Comhill, London, Eng. CAPITAL, £300,000. CASH CAPITAL, £30,000. Established in 1714 as the " Double Hand-ln-Hand Fire Ins. Co." After- wards changed to its present name. First Life Pol. Issued in 1812. JAUES BEilTI;?, ChaimiiD. C. ;. OLBHAU, Secretary. LIFE DEPARTMENT. JVumber of S'olicies Issued each year since fS6S. 1868-9 1869-70 1870-1 ITo. Policies Issued. 338 Amount Insured. £204,710 Ifet Value Pol. in force. Carl. Ex. 3% £506,602 Gross £1,234,095 1,257,592 Losses Paid. £88,653 Bonuses. -£1,257,592 Policies in force June 30, 1870 5,000. Amount Insured £3,000,000 ASSETS, JUNE 30, 1870. Capital £30,000 Other Assets 1,227,592 LIABILITIES. Net Value Pol. in force, Carlisle Exp., 3^(1867) „ £506,602 Other Liabilities, exclusiye of Capital ^,.. 23,498 £530,100 Surplus £727,492 INCOME DURING 1869-70. Premium Eeceipts £83,599 Other " 32,574 EXPENDITTJEES. Death Claims and Endowments £88,653 Policy Claims and Surrenders 3,187 Bonuses to Policy-liolderg All other ExpOBdltures 12,190 £126,173 £104,030 Surplus-., £22,143 Total Losses Paid Average Am't of Pol. in force £600 The business of this Company is conducted on the "Mixed" Plan. Bonuses are paid erery iive years on all participating policies one year in force. Four-ilfths of the surplus are divided among the assured on the " Per- centage " Plan. Tlie largest amount of insurance carried on any one life is £10,000. All policies are non-forfeitable after three annual premiums. Fire Insurance business is also transacted. m'K INSURANCE DIIIEOTOEY. 213 1 King William Street, London, Eng. IJJOOEPOEATED MAY 15, 1834. ITlRST POL. ISSDBD JUNI! 2, 1834. CAPITAL, £500,000 (CASH, £50,000). CHABTEE, PBEPETUAL. FSED'K HE17DEIE3, Act'y & Sec';'. 9E0. E7BB0WS, U.S., Ueii. Esmiser. EUROPEAN BRANCH. JV*umber of tPoZicles Tssued since Organization, Tear. So. Policies Issued. Ainount Insured. S-et Value Pol. in force. Carli. Ex. 3 %. Gross Assets. Losses Paid. Bonuses. 1834 > 1869 5 1870 3,412 100 £3,497,688 115,443 £430,108 436,637 £571,869 538,904 £709,272 36,949 INDIAN BRANCH. 1834 > 1869 i 1870 6,619 377 £5,540,659 £144,445 £397,912 177,317 147,788 333,834 £1,084,129 39,100 PoUcies in force V'^'°- ''' ^^''^ (European), 1,6 rouciesiuiorce jjjijg_ ^^ ^g^y (Indian). ..1,7 L,600. Am't Insured, £1,868,498 .,702. " 1,394,068 ASSETS, JAN. 1, 1871. Capital £50,000 Other Assets 833,728 £872,728 LIABILITIES. Uet Value Pol. in force, principall:f Carlisle Exp., Z%... £584,435 Otiier Liabilities, exclusiye of Capital 87,416 £671,841 Surplus : £200,887 INCOME DUUmG 1870. Premium Receipts £122,093 Other " 37;953 EXPENUITtrUBS. Death Claims and Endowments £76,049 Policy Claims and Surrenders 1,999 Bonuses to Policy-holders 36,645 All other Expenditures 37,930 £133,613 Surplus £27,433 Total Losses- .£1,869,450. Ayerage Am't of Pol. in force | J^Jdim.™'. '.^'^'tco The business of this Socletr is conducted on the " Mixed " Plan. Bonuses are paid annually on all participating policies six years in force. The Ket Premiums (EuuoiDCan) are baaed upon the "Carlisle Experience" Table, interest at 3 per cent, and for Indian rates upon a Special Table calculated expressly for this Society from the records of the East India Compa- ny's mortality experience amongst European lives in India. One-fifth of the profits is divided annually between policy holders and stock holders, three.fourths to the former, and one-fourth to the latter; the remaining four-fifths are set apart as a fund to provide airainst unforseen contingencies. The largest amount of insurance carried on any one life is ^5,000. This Society has for many years successfully transacted a large and profitable business throughout India and the East Indies. 214 WYNKOOP & HALLENBECK'S 25 Pall Mall, London, Eng. CAPITAL, £598,000. . . CASH CAPITAL, £29,900. Established Mat 1, 182.5. A'chbishop of CAKTESBUS7, President. CHAS. UcCABE, Secretary. jyumier of policies Issued each year since i869. Tear. So. Policies Issued. Amount Insured. Net Value Pol. in force. Carl. Ex. 3 t Gross Assets. Losses Paid: Bonuses. 1869-70 1870-1* 76 82 £116,875 125,900 £772,708 £988,579 970,814 £62,338 88,038 * Year endiug May 1, Policies In force May 1, 1871 1,503. Amount Insured £2,076,423 ASSETS, MAY 1, 1871. Capital £29,900 Other Assets 940,914 LIABILITIES. KetTaluePoI. in force, Carlisle Experience, 3 ^ £772,708 Other Liabilities, exclusive of Capital 15,000 £970,814 £787,708 Surplus £183,106 INCOME DUEING 1870-1. Premium Eeceipts £56,292 Other " 46,774 £103,066 EXPENDITURES. Death Claims and Endowments £88,038 Policy Claims and Surrenders Bonuses to Policy-holders All other Expenditures 12,528 £100,566 Surplus. £2,500 Losses Paid, 1869-71. . £1.'50,376. Average Am't of Pol. in force.. . £1,381 The business of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every five years on all participating policies five years in force. Nine-tenths of the surplus are divided among the assured on the ' ' Percentage " Plan. The Net Premiums are based upon the ' ' Carlisle Ex- perience " Table, interest at 3 per cent. The largest amount of insui'ance carried on any one life is £10,000. LIFE IXSTJRAJfCE DIKBCTORT. 215 49 Fleet Street, London, Eng. Established 1860. .JOHH F. BOHIKUS, Cliiitmas. A. 3. COOZ, Secretary,- W. 3. E. WOOLHOUSE, Actuary. Jf umber of foticies Issued during fS70. Tear. No. Policies Issued. Amount Insured. Net Value Pol. in force. Gross Assets. Losses Paid. Bonuses. 1870-1* 976 £7,433 «2,762 .... * Year ending January 31. Total Losses Paid £29,966. The business of this Company is conducted on the " Purely Mutual " Plan. Bonuses are paid ever^ five years on ail participating policies one year in force. Surplus is divided among the assured on the "Percentage" Plan. The N"et Premiums are calculated upon the " Carlisle Exp." Table, interest at 3^ per cent. The largest amount of insurance carried on any one life is £200. |iillgi |ij|i§i l^svy: (LIMITED,) 3 Millman Street, London, Eng. Established 1866. J. AUBEE7 WHITE, Seeretiry. Every description of Life and Sick Insurance (Industrial and General) transacted. 59 High Street, Exeter, Eng. Established 1831. 11 DE1TI3 UOOUE, Seereiuy. Annuity Bonds only are Issued. 216 WYNKOOP & IIALr.ElfBBCK'8 Exeter, England, CAPITAL, iE600,000. CASH CAPITAL, £210,000. Established 1807. JOHH SEAEE, Oliairmin. 0. LEWIS, Aet'y 4 Sec'y, LIFE DEPARTMENT. jVumber of IPoticies Tssued each year since fS69. Year. 1869 1870 No. Policies Issued. 530 511 Amount Insured. £212,330 237,888 Net Value Pol. in force. Gross £1,400,546 1,412,902 Losses Paid. £119,346 123,192 Policies in foroeJan.l, 1871 8,949. Amount Insured £4,065,603 ASSETS, JAJSt. 1, 1871.. Capital £210,000 Other Assets 1,202,902 -£1,412,902 LIABILITIES. Net Yalue Pol. in force Other Liabilities, exclusiTC of Capital £68,915 £68,915 Surplus £1,343,987 INCOME DUEING- 1870. Premium Eeoeipts £120,823 Other " 46,537 £167,360 EXPENBITUEES. Death Claims and Endowments £122,192 Policy Claims and Surrenders 3,018 Bonuses to Policy-holders Another Expenditures 30,329 £155,529 Surplus £11,831 Total Losses Paid £4,752,482. Average Am't of Pol. in force £454 The business of this Company is conducted on the " Mixed " Plan. Bo- nuses are paid every five years. Four-fifths of the surplus are divided among the assured on the " Contribution " Plan. LIFE INSUBAKCE DIEBCTOEY. 317 28 King St,, Covent Grarden, London, Eng. ESTAULISHED 1836. ABTEUB T. P. EASLOW, Chairmiui. EDW. OtITBOSH, Actuary. J^utnhe?' of Policies Tssued each year since 7S69 Tear. No. Policies Issued. Amount Insured. Net Value Pol. in force. Gross Assets. Losses Paid. Bonuses. 1869 1870 305 355 iB105,026 115,860 £293,809 273,829 «19,435 The business of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every fiye yeara on all particii>ating policies two years in force. Four-fiftha of the surplus are divided among the assured on the " Per- centage" Plan. 37 Moorgate Street, London,. Eng.. CAPITAL, £52,620. IHOS. H. HASBIS, Cliaiiman. I3S.TABLISHED 1855. ALrHES I. BOWSES, Secietaiy. JVumber of S^oUcies Tssued each year since /SG&, Xear. 1866-7* 1867-8 1868-9 1869-70 No. Policies Issued. 456 593 737 Amount Insured. £86,500 129,610 152,832 132,563 Net Value Pol. in force. Gross Assets. Paid. £10,218 Bonuses. * Year ending April 30. Tlie business of tliis Company is conducted on the "Mixed" Plan. Bo- nuses are paid every tliree years on all participating policies two years in force. Eour-fiftlis or the surplus ore divided among the asstn-ed on tho "Per- centage " Plan. The rists of the following Companies have been reinsured in this Company : " Home Counties Life " in 1857, " rinandial Life " in 1866, and' " General Provincial Life " in 1867. 218 WYNKOOP & HALLBNBECK'S te|tt.i|lls|»'e|s 20 Princess Square, Plymoutli, Eng. Incokpokated Oct. 29, 1862. JOSDFH WILLS, Chairmaiii. B. W. LETHBBIB^E, Aist. Secretary. J^umher of ^Policies Jssued each year since ^SOO. J 869 1870 No. Policies IsBued. 589 640 Amoimt Insured. iB99,7S5 110,050 Net "Value Pol. iu force. Gross Paid. Eouuses. iBl,560 1,671 Policies in force Jan. 1, 1870 2,135. Amount Insured £383,736 The business of this Company is conducted on the " Purely Mutual " Plan. Bonuses are paid every three years on all participatingpolicies two years in force. Surplus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the "Carlisle Experience " Table, interest nt 3 per cent. The larpest amount of insurance carried on any one life is dE4,000. All policies are non-forfoitable after three annual premiums. Moor Street, Birmingham, Eng. Established 1841. HBNBT YATES, Chairman. JAMES ENSLISS, Secretary. £80,648. Number of Policies Issued during 1870 3,121. Gross Assets Policies in force January 1, 1871 21,702. The business of this Company is conducted on the * ' Purely Mutual " Plan. f ©ikiUli fill & Llfi laii St. Helena Square, York, Eng. CAPITAL, £500,000 (CASH, £50,000). JOHN SWAHS, Chairman. BSTABLISHED 1824. W. L. NEWMAN, Actuary. Policies in force Jan. 1, 1871 2,642. Amount Insured £1,355,326 Total Losses Paid since Organization £1,780,000. The business of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every five years on all participating policies in force. Pour- flfths of the surplus are diTided among the assured on the " Percentage" Plan. ACCIDENT "f r^tc GREAT BRITAIN. LIFE mSURAMCB MRBCTOKY. 221 iooiDiif iiiiMioi mmwi, (LIMITED,) 7 Bank Buildings, Lothbnry, London, Eng. Established 1866. HEKKY ODEEET, ttairmim. W. H. SOATTEEaOOD, Ssoretarj'. All forms of Accident Policies are Issued. (LIMITED,) 32 Poultry, London, Eng. E. BOLFHIK WOOB, Uacaser. The business of this Society is conducted on the " jMCutual " Plan. All forms of Accident Policies are Issued. (LIMITED,) 9 Finsbnry Place, London, Eng. Accident business commenced July 1, 1868. J. n. EVAITS, Secretary. Number of Accident Pol. Issued from Jan. 1, 1869, to March 30, 1870. . .713. All forms of Accident and Casualty Policies ai-e Issued. See Life Branch. etteMi|eMal Tithebarn St., Liverpool, Eng. Established 1868. E. J. EITOWLES, Chairman. 7. E. KIDDLEIOIT, Secretary. This Company Insures against Accidental Death. Plate (xlaas Insurance business is also transacted. 222 WYNKOOP & HALLENEKCK'S (LIMITED,) 8 St. Martin's Place, Trafalgar Sc[., London, Eng. A. E. IIEB7, Msniser. Ebtabliseed 1869. E. 0-. L. AlTIEESOtT, Secretu;. All forms of Accident Policies are issued. G-uarantee liusuiess is also transacted. St. Giles' Street, Norwich, Eng. ESTABLISHED 1856. HENEY S. PATTESOK, Ohairman. CAPITAL, *100,000. C. E. SILHAIT, Seeret!iT7. All forms of Accident Policies are issued. Plate Glass Insurance business is also transacted. 64 Comhill, London, Eng. IKOOEPOEATED 1848. CAPITAL, £1,000,000. JAUES CLAY, Chairman. First Policy Issued August, 1849. CASH CAPITAL, £60,000. W. I. VIAM, Sscretary. J^umber of !PoTicies Issued each year since iS69. Tears. General Accident Pol. Hallway Accident Pol. Claims by Deatli. Claims by Injury. 1869 1870 7,175 7,489 .;294,627 508,451 £10,175 £52,763 Number General Accident Policies in force January 1, 1871 43,525 " Eailivay " " " 577 The business of this Company is Conducted on the "Mixed" Plan. Ten per cent, of the surplus is divided among the assured annually. The loi'gest amount of risk carried on any one life is £1,000. LIFE ^6j^^ CANADA, AUSTRALIA, CAPE OF GOOD HOPE, AND ISLAI^D OF JAMAICA. UFE INSTJEANCE DIRECTOKY. 225 Hamilton, Ontario, Canada. CAPITAL, ?1, 000,000. Incorporated 1847. JOHN YOUNa, President. CASH CAPITAX, $125,000. Charter Perpetual. A. S. EAMSA7, Uanager i Sec'y. .Vumlier of Policies Issued eaclijiear since iS67. Teaa-. No. Policies Issued. Amoimt Insured. Net Value Pol. in force. Act. Ex. 4 i. Gross Assets. losses Paid. Bonuses. 1867-6* 1868-9 1869-70 1870-1 447 831 1,062 1,529 ' ?567,894 1,156,855 1,584,458 3,221,944 $733,i92' Sf,i56,855 1,227,313 $62,200 61,300 85,544 85,200 $24,6i3 * Year onding March 30. Policies in force Moroli 30, 1871. . . .5,390. Amount Insured. . . .$8,309,111 ASSETS, MAECH 30, 1871, Capital $125,000 Other Assets 1,102,312 LIABILITIES. Ket Yolue Pol. in force. Actuaries Experience, 4 f. Other Liabilities, exclusive of Capital $733,912 260,632 ■ $1,227,312 $994,535 Sm-plus - $232,777 INCOME DURING 1870-1. Premium Eeceipta $277,532 Other EXPENDITUEES. Death Claims and Endowments Policy Claims and Siu-renders Bonuses to Policy-holders All other Expenditures 77,914 $355,436 $85,200 3,761 24,613 104,650 $218,224 Surplus $137,212 Losses Paid, 1867-71 $294,244. Average Am't of Pol. in force. . .$1,540 The husiness of this Company is conducted on the "Mixed" Plan. Bonuses ore paid everv five years on all .participating policies five years in force. Three-fourths of the surplus are divided among the assui-ed. $50,000 is deposited ivith the Minister of Finance for the security of policy-holders. 226 WYJTKOOP & HALT,ENBBOK'S Toronto, Ontario, Canada. CAPITAL, $500,000. CASH CAPITAL, $50,000, FBAHCIS HIITCZS, Fresiclest. WU. UcCABE, ilasager, J. B. CEEEEIMAN, Actuary The businesa of this Company is conduoted on the " Mixed " Plan. Niiie- tenths of the surplus are diviaed among the assured. All policies are non- forfeitable after two annual premiums. The Ket Premiums are calculated upon the " New Actuaries Experience" Table, interest at4 per cent. §.50,000 is deposited with the Minister of Kaanco for the security of policy-holders. Oitifl® Mitiil Lift Aiiimigi 0@. ■Waterioo, Ontario, Canada. Incokpoeated 1868. I. E. EOWIIAIT, FreQdent. WM. HElTEEr, Umager. The business of (his Company is conducted on the "Purely Mutual" Plan. Bividends are paid annually on all participating policies three years in force. Surplus is diyiued among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the " Actuaries Experience" Table, interest at 4 per cent. Policies are non-forfeitable after two annual prem- iums. Sii litiil Lift liiiiii@@ Oil 131 St. James' Street, Montreal, Canada, ESTABLISHED 1871. CAPITAL, $500,000. 7H03. WOBEUAtT, President. CHARTER PERPETUAL. CASH CAPITAL, $50,000. U. H. SAULI, Uuaget. The business of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every five years on all participating policies. Eour-fifths of the surplus are divided among the assured on the " Contribution" Plan. The Net Premiums are calculated upon the ' ' Carlisle Experience " Table, interest at 5 per cent. The largest amount of insurance carried on any one life is $10,000. LIFE INSTJKANCB DIKECTORY. 227 96 New Pitt St., Sydney, N. S. W., Australia. INCOEPORATED JAN. 1849. FlBST POL. ISSUED EeB. 5, 1849. GEO. ZIM, Chairman. ALUZ. J. SALSTO^, Qen'l Sec'y. UAUBICE A. BLACH, Actuary. JVumbei' of Policies Issued since Organization. Policies in force Feb. 28, 1871, . Assets, * Year ending February 2t*. 11,621. Amount Insured, ASSETS, FEB. 28, 1871. LIABILITIES. Net Value Pollolea In force, Carlisle Experience, 4 per cent., (1869,) .£437,588 Other LlabiUties 13,647 Surplus, INCOME DURING 1870-1. Premium Receipts, Other " dE 174.836 61,260 EXPENDITURES. Death Claims and Endowments, Policy Claims and Surrenders, Bonuses to Policy-holders, . All other Ezjiendltures, < .. Surplus, . Toal Losses and Claims Paid, . Year. No. Policies Issned. AmoTint Insured. NetValne Pol. in force. Carl. Ex. 4% Gross Assets. Losses Paid. Bonuses. 1849 43 iB9,100 *95 1850 51 15,465 557 1851 63 25,065 1,788 1652 82 33,970 3,127 £640 1853 77 33,980 6,583 1,100 £1,290 1854 99 44,275 7,782 2,090 1855 205 99,850 10,073 2,353 1856 281 142,960 16,911 1,794 1857 252 137,240 28,272 775 1858 281 144,850 £33,622 41,337 2,237 4,579 1859 377 205,850 66,504 7,116 1,786 I860 490 245,225 76,228 7,789 5,684 1861 617 281,700 105,894 8,489 4,040 1862^ 775 370,150 143,272 11,941 4,309 1863 1,109 469,248 155,802 194,457 11,131 27,965 1864 1,344 599,132 237,646 34,471 7,200 1865 1,246 573,622 307,091 41,012 10,322 1866* 1,391 511,325 393,250 38,104 11,897 1867 1,370 572,445 484,184 42,318 14,791 1868 1,322 486,640 437,588 602,646 41,713 97,333 1869 1,855 767,712 679,784 81.372 1870 1,980 744,965 831.789 72,341 dE408,794. Average Amount of Pol. in force, ^8.31,789 ^£451, 235 ££380,554 c£97,738 £138,368 The business of this Companyis conducted on the "Purely Mutual" Plan. Bonuses are paid every five years on all participating iiolicios one year in force. Surplus is divided amoiip the assured on the "Percentage '* Plan. The Net Premiums are based upon the "Carlisle Experi ence " Table, interest at 4 per cent. The largest amount of insurance earned on any one life is i£3,000. All policies are non-forfeitablc after three annual premiums. 228 WYNKOOP & HALLENBECK'S Ml George Street, Sydney, N. S. W., Australia. Established 1869. JVumber of Policies Issued during i870. Year. JTo. Policies Issued. Amount Insured. Net Value Pol. in force. ■Gross Assets. Losses Paid. Bonuses. 1870 290 £95,088 £3,467 £3,291 Policies iu force June 30, 1871 491. Amount Insured £171,769 ASSETS, JTJNE 30, 1871. Capital Other Assets. £3,467 £3,467 LIABILITIES. I^"et Yalue Pol. in force Other Liabilities, exclusiTe of Capital. Surplus.. £3,467 INCOME DUKING 1870. Premium Eeceipts . Other " EXPENDITirEES, Death Claims and Endowments . Policy Claims and Surrenders — Bonuses to Policy-holders . . All other Expenditures Excess of Expenditures over Beceipts £5,139 155 £5,294 iB3,291 '2^298 £5,589 £295 Pol. in force. ...£349 Total Losses Paid. ......£3,291. Average Am't of Pol. in force £349 The business of this Company Is conducted on the " Purely Mutual" Plan. LIFE IN8URANC1S DIKBCTOEY. 229 10 Port Royal Street, Kingston, Jamaica. CAPITAL, iE50,000. Incorporated March 21, 1844. EE1TS7 r. COLTEIESI, Chiiiniii. CHAETEE PEEPETUAL. riEST Policy Issued May 1, 1844. BOBI. EUS3ELL, Vice-Cliaiman. JVumber of PoUeies Issued during i870. rear. No. Policies Issaed. Amount Insured. Net Value Pol. in force. Gross Assets. Losses Paid. Bonuses. 1870 81 £25,850 £50,000 £5,525 Policies in force Jan. 1, 1871. Ajnount Insured £217,450 ASSETS, JAN. 1, 1871. Capital £50,000 Other Assets : LIABILITIES. Net Value Pol. in force Other Liabilities, exolusire of Capital £2,440 Surplus. INCOME DTJEING 1870. Premium Eeoeipts £1,041 Other " 10,212 EXPBNDITUEES. Death Claims and Endowments £5,525 Policy Claims and Surrenders IBonuaes to Policy-holders All other Expenditures 1,414 Surplus Losses Paid, 1870 £5,525. Average Am't of Pol. in force. £2,440 £47,560 £11,253 £6,939 £4,314 ...£346 The business of this Society is conducted on the "Mutual" Plan. Bo- nuses are paid every three ^ears on all policies. Surplus is divided among the assured on the "Contribution" Plan. The Net Premiums are calcu- lated upon a Special Table, interest at 5 per cent. Policies are non-for- feitable after three annual premiums. The largest amount of insurance carried on any one life is £1,600. The business is confined to the Island of tTamaica. 230 WYNKOOP & HALLENBKCK'S Iie'v/ ( Cape Town, Cape of Good Hope. Established 1845. JVumber of foticies Issued durinff f870. Tear. So. Policies ' Issued. Amonnt Insured. Net Value Pol. in force. Gross Assets. Losses Paid. Bonuses. 1870 166 £69,500 iB330,707 £19,209 Policies in force Jan. 1, 1871 Amount Insured ASSETS, JAU-. 1, 1871. Capital Other Assets £330,707 LIABILITIES. Net "Value Pol. in force Other Liabilities, exclusive of Capital. Surplus £330,707 INCOME DrntlNG 1870. Premium Eeoeipta, ) „.„ „„„ Other " i ±sb,baa £56,699 EXPENDITUEES. Death Claims and Endowments . Policy Claims and Surrenders... Bonuses to Policy-holders All other Expenditures £19,209 "4,447 £23,656 Surplus £33,042 Total Losses Paid £19,209. Average Am't of Pol. in force £419 The business of this Company is conducted on the " Purely Mutual " Plan. Bonuses are paid every three years on all participating policies three years in force. Surplus is divided among the assured on the "Percentage " Plan. LIFE NORTH AND SOUTH GERMANY, AUSTRIA AND SWITZERLAND. MFB INSUBANCB DIEBCTORT. 233 (German Life Assurance Go. at Lubeok), Liibeck, Germany. Capital, 510,000 Thalekb. Cash Capital, 51,000 Thalerb. establibhed 1828. JVumber of Policies Issued each year since 1869. Tear. No. Policies Issued. Amount Insured. Thalr. ITet "Value Pol. in force. Thalr. Grross Assets. Thalr. Losses Paid. Thalr. DiTid'ds Paid. That. 1869 1870 3,134 1,708 2,926,466 1,774,340 2,791,787 3,086,210 2,978,433 3,251,784 376,522 407,510 Thalers. Policies in force Jan. 1, 1871.. -.25,246. Amount Insured 21,987,742 ASSETS, JAN. 1, 1871. Thalers. Capita] 51,000 other Assets 3,200,784 LIABILITIES. Net Value Pol. inforce 3,086,210 Other Liabilities, exclusiye of Capital 10, 407 3,096,617 Surplus 155,167 INCOME DIIBING 1870. Premium Beceipts, } ^yt c Other " i ' EXPENDITUEES. 407,510 Death Claims and Endowments Policy Claims and Surrenders Bonuses to Policy-holders All other Expenditures - 113,000 817,000 520,510 Surplus - 296,490 Losses Paid, 1869-70.. Th. 784,032. Average Am't of Pol. in force.. Th. 871 The business of this Company is conducted on the "Mixed" Plan. 234 ■WYNKOOP & HALLBSIBECK'S (Life Insurance Bank for Germany in Gotha, ) Gotha, Germany. Incorporated 1827. First Pol. Issued Jan. 1, 1829. Charter Perpetual. F. a. EOPF, Birector. JVuinber of T*oUcies Issued each year since Orf/anizaiion . YeOiT. So. Policies Amount Net "Value Gross Losses DiTid'ds Issued. Insured. Pol. in force. Assets. Paid. Paid. ' Thalr. Thalr. Thalr. Tbalr. Thalr. 1829 1,285 2,379,200 50,325 116,061 9,800 1830 504 1,044,700 117,862 242,427 27,400 1831 1,244 2,348,400 225,856 426,484 49,723 1832 1,165 2,168,100 348,351 638,937 75,800 1833 1,041 1,738,100 490,667 874,873 94,600 1834 902 1,424,500 647,616 1,087,113 84,800 19,541 1835 989 1,577,600 820,281 1,383,121 167,900 26,251 1836 1,213 1,932,500 1,016,345 1,647,183 185,832 35,621 1837 1,151 1,886,200 1,231,937 1,947,171 194,700 49,211 1838 1,164 1,887,900 1,466,906 2,261,213 214,900 86,733 1839 1,024 1,743,200 1,718,144 2,583,053 195,600 76,933 1840 1,089 1,568,400 1,980,374 2,967,965 239,000 71,31.5 1841 983 1,604,800 2,252,717 3,359,087 324,300 78,105 1842 1,013 1,594,700 2,534,054 3,706,727 241,325 91,629 1843 1,049 1,658,400 2,823,526 4,162,131 358,918 148,166 1844 1,073 1,747,500 3,126,505 4,488,106 341,600 141,531 1845 1,018 1,646,800 3,433,485 4,885,148 379,000 144,817 1846 1,096 1,648,500 3,745,587 5,286,940 330,100 158,831 1847 1,235 1,948,200 4,069,175 5,775,293 443,700 167,068 1848 824 1,531,500 4,368,493 6,171,934 479,800 181,148 1849 1,011 1,629,800 4,628,060 6,549,523 572,950 189,677 1850 1,138 1,860,500 4,930,418 6,961,931 564,650 214,042 1831 1,262 2,018,800 5,336,831 7,220,103 473,600 223,832 1852 1,423 2,326,600 6,606,093 7,718,726 542,900 191,992 1853 1,324 2,153,900 5,926 958 8,221,710 630,200 204,493 1854 1,073 1,855,900 6,248,469 8,665,418 690,600 217,249 1855 1,156 2,032,600 6,.571,612 9,174,313 664,100 268,623 1853 1,314 2,183,100 6,913,669 9,630,591 717,350 308,775 1857 1,363 2,578,.500 7,269,108 10,074,038 742,260 295,186 1858 1,316 2,319,300 7,566,776 10,573,959 916,500 896,044 1859 1,352 2,640,300 7,915,561 10,949,301 746,500 313,390 1860 1,437 2,698,700 8,305,883 11,532,506 787,700 32.3,849 1861 1,364 2,603,500 8,698,200 12,157,519 809,300 a57,594 1862 1,569 3,179,100 9,128,169 12,817,883 866,700 340,064 1863 1,683 3,715,600 9,520,^14 13,544,169 989,300 398,866 1864 2,010 4,353,400 9,994,002 14,201,439 973,700 461,996 1865 2,717 5,470,100 10,544,499 14,960,928 976,700 492,905 1866 2,176 4,815,100 11,014,,583 15,816,061 1,176,000 512,265 1867 2,377 5,052,700 11,622,134 16,583,306 1,267,000 509,235 1868 3,084 5,885,200 12,258,558 17,426,611 1,189,300 539,965 1869 3,183 6,621,100 12,919,309 18,488,341 1,370,700 622,195 1870 2,373 5,133,600 13,636,820 19,439,728 1,417,500 590,662 LIFE INSUIUNCB DIEECTOEY. 235 (COHTINUEI).) Tbalers. Policies in force Jan. 1, 1871 36,392. Amotmt Insured 68,068,400 ASSETS, JAIT. 1, 1871. ThalerB. Capital Other ABsets : 19,439,788 39,439,728 LIABILITIES. Net Value Pol. in force 13,638,820 Other Liabilities, exclusiTe of Capital 2.'io,962 13,894,782 Surplus 5,544,946 LfTCOMB DTTEING 1870. 3,170,057 Premium Eeoeipts 2,398,508 Other " 771,549 EXPENDITUEBS. Death Claims and Endowments, ? -, 407 onn Policy Claims and Surrenders, S'"" " ■i.'-">^>J" DiWendsto Policy-holders ; 588,109 All other Expenditures 194,658 2,210,067 Surplus 959,990 Total Losses Paid.Th. 23,569,174. Average Am't of Pol, in force. Th. 1,871 The business of this Company is conducted on the ' ' Purely Mutual " Plan. Dividends are paid annually on all participating policies five years in force. Surplus is divided among the assured on the " Percentage " Plan. The Net Premiums are calculated upon the "Babbage" Table. The largest amount of insurance carried on any one life is 20,000 thalers. 236 WYNKOOP & HAILBNBBCK'S ^*ft^tt$w$i4^«>lil^ ^'PTnn tm.jj .t ' ,> every Ave years on all narticfpaling policies The Vrtl-romlnn,. TiS W'?''™'!' "M P»W ■■EtiuitaMe' Experience^' Table, Intefest at 3 per cont SrrZt.mo,?iftf ,"''''" "" carried on any one life la 6.000 thalors. Tho risks of the '•TT„?,nriT™.™ ."?' "^ *»™,?'""=' "Altorsvorsichemngon ■■ Companies have been reinsured lu SL Compinyr "'^° ■""! LIKE INSURANCE DIRECTORY. 241 Franl[fnrterLel]eiisversiclierMs-&esellscliafi, (Franlcfort Lift Assurance Co. ) Frankfort-on-the-Main, Germany. Capital, Fl. 3,000,000. Established 1844. Cash Capital, Fl. 300,000. Eaton H. C. 701 BOTHSCHILD, Piesidsnt. Ur. LOWEITQAHS, Manager. JVumbei' of policies Issued each year since Organizaiion . No. Tear. Policies Issued. 1845-6 303 1847 165 1848 120 1849 123 1850 193 1851 236 1852 214 1853 226 1854 166 1855 175 1856 157 1857 271 1858 1,012 1859 1,342 1860 438 1861 613 1862 560 1863 557 1864 560 1865 660 1866 554 1867 788 1868 937 1869 891 1870 784 .amounx Insured. No. of Annuities. Thalr. 341,626 7,021 4,731 i44,17"6 2,170 152,738 1,714 242,463 2,356 307,020 980 233,537 2,838 271,564 1,767 184,814 1,734 166,718 2,652 168,495 2,367 331,036 914 441,705 2,013 531,003 1,792 383,795 4,109 738,327 9,540 689,118 10,425 62S,562 3,561 704,280 3,406 847,599 8,945 636,567 1,789 909,481 2,532 1,213,367 1,796 997,205 1,826 1,024,080 1,333 Net Value Pol. iu force. 340,042 428,765 485,054 584,075 696,627 733,645 798,324 888,449 955,799 1,035,134 1,104,826 1,165,885 1,240,905 Gross Assets. 1,233,773 1,304,610 Paid. Thalr. 2,386 9,530 14,857 18,007 9,338 19,951 9,629 19,419 12,629 13,229 22,766 23,300 16,249 24,570 24,272 45,223 36,422 39,849 61,621 69,538 76,477 74,854 81,708 94,160 133,137 Divid's Paid. 14,869 37,183 31,529 16,043 17,636 10,194 25,156 26,839 20,962 15,642 19,711 28,281 37,543 14,073 Thalers. Policies in force Jan. 1, 1871, . . . 6,98L Amount Insured, . , 7,924,743 ASSETS, JAN. I, 1871. Thalers. Aasets, 1,304,610 1,304,610 LIABILITIES. Net Value Policies in force, 1,240,904 Other LlabiUties 1,240,904 Surplus 63,706 INCOME IIUEING 1870. Premium Eeceipts, . ^S'fS (IthAr " .......... 80,079 EXFENDITUEEB. Death Claims and Endowments, ^^^'^n^ Policy Claims and Surrenders, . 66,893 Dividends to Policy-holders 14.073 AU other Expenditures, 60,335 26.3,438 Surplus, 64,090 Total Losses Paid, . . Th. 1,866,803. Average Amount of Pol. in force, . Th. 1,136 The business of this Company is conducted on the "Mixed" Plan. Dividends arc paid every year Half of surplus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the " Actuaries Experience Table, interest at 3 1-2 per cent. This Company transacts a large Annuity business. IT 243 WYNKOOP & HALLBNBBCK'S (Janus Life Insurance and Pension Co. ) Hamburg, Germany. CAPITAL, Th. 500,000. CASH CAPITAL, Th. 50,000. Established 1847. JVumbe?- of S'olicies Issued each year since 1869. Year. So. Policies Issued. Amount Insured. Thalr. STet Value Pol. in force, Thali-. Gross Assets. Thalr. Losses Paid. Thalr. DiTid'da Paid. Thah-. -1869 1870 1,600 900 1,500,000 1,000,000 1,608,393 1,820,443 1,694,162 1,726,624 181,450 S;36,695 Thalerg. Policies in force Jan. 1, 1871 14,933. Amount Insured 12,997,768 ASSETS, JAK. 1, 1871. Capital 50,000 Otfier Assets 1,770,442 LIABILITIES. U"et Value Pol. in force 1,726,624 Other Liabilities, exclusive of Capital Surplus. nfCOME DTJEING 1870. Premium Eeceipts, ( „p , Other "'''^■■■- 508,< EXPENDITURES. Death Claims and Endowments. Policy Claims and Surrenders — Dividends to Policy-holders All other Expenditures 236,695 3,830,443 1,726,624 93,819 508,997 Surplus. 284,759 224,238 LossesPaid, 1869-70. .Th. 418,145. Average Am't of Pol.inforoe..Th. 870 The business of this Company is conducted on the " Mixed" Plan. LIFE IN8UEAJSCE DIEECTOEY. 243 (Teutonia General Annuity, Capital and Life Insurance Company,) Leipzig, Germany. CAPITA!,, Th. 582,300. CASH CAPITAL, Th. 145,500. Established 1852. J^umb er of policies Issued each year since /S69 • Tear. Ko. Policies Issued. Amonnt Insured. Thalr. Net Value Pol. in force. Thalr. Gross Assets. Thalr. Losses Paid. Thftlr. Divid'ds Paid. Thalr. 1869 1870 8,629 3,631 3,280,400 1,674,168 655,930 750,308 556,675 693,272 131,179 165,034 Thalera. Policies in force Jan. 1, 1871 22,410. Amount Insured 10,252,934 ASSETS, JAIT. 1, 1871. Capital 145,500 Other Assets 547,772 LIABILITIES. Net Value Pol. in force 750,308 Other Liabilities, exclusive of Capital Deficienoy. . 693,272 750,308 57,036 INCOME DURING 1870. Premium Receipts, > oqo o, Other .■^'^■- 382,01 EXPENDITURES. Death Claims and Endowments 165,304 Policy Claims and Surrenders Dividends to Policy-holders All other Expenditures 76,599 241,903 Surplus 140,097 Losses Paid, 1869-70.. Th. 296,213. Average Am't of Pol. in force. .Th. 457 The business of this Company is conducted on the "Mixed " Plan. 244 WTNKOOP & HALLBKBECK'S ^aJttiWl* ^^&itt$(t«$ttfj«tt1t!)[$-4«iIfe<:Wt 4<*V'*i' t « Other " 5 ^'' 1,753,045 EXPENDITUEES. Death Claims and Endowments 647,820 Policy Claims and Surrenders Dividends to Policy-holders AJl other Expenditures 223,232 871,052 Surplus 881,993 losses Paid, 1869-70. Th. 1,200,606. Average Am't of Pol. inforoe..Th, 598 The business of this Company is conducted on the " Proprietary " Plan. 250 WYNKOOP & HALTJiNBECK'S ( Provident lusurance Company of Frankfort, ) Frankfort-on-the-Main, Germany. CAPITAL, Its.. 4,571,429. CASH CAPITA!,, Th. 458,e Established 1857. JVumber of ^oticies Issued eac/i year since /S6.9. Tear. No. Policies Issued. Amount Insured. Thalr. Net Val. Pol. in force. Thalr. Gross Assets. Thalr. Losses Paid. Thalr. Divid'ds Paid. Thnlr. 1869 1870 1,401 786 1,467,895 818,802 548,330 634,232 548,330 664,556 71,690 108,316 Thalers. Policies in force Jan. 1, 1871 6,636. Amount Insured 7,181,350 ASSETS, JAN. 1, 1871. Capital Other Assets. LIABILITIES. Net "Value Pol. in force Other Liabilities, exclusive of Capital - Thalers. 458,686 205,870 634,232 Surplus. INCOME DTJEING 1870. Premium Receipts, \ ' 045 359 other " 5 ' EXPENDITtTRES. Death Claims and Endowments-. . Policy Claims and Surrenders.. - Dividends to Policy-holders All other Expenditures 108,316 46,000 Surplus. 634,232 30,324 245,369 154,316 91,053 Losses Paid, 1869-70. Th. 180,006. Average Am't ot Pol. in force. Th. 1,082 The business of this Company is conducted on the " Mixed " Plan. LIFE INSUKANCB DIRECTORY. 251 AUpmeiDeEisenljalin-Tersiclerigs-Gesellscliaft, (General Bailroad iDSuranco Company,) Berlin, Prussia. CAPITAL, Th. 817,000. CASH CAPITAL, Th. 163,400. Established 1861. J^utnher of 'PoHeies Issued each year since fS69. Tear. No. Policies Issued. Amonnt Insured. Thalr. Net Value Pol. in force. Thalr. Gross Assets. Thalr Losses Paid. Thalr. Divid'ds Paid. Thalr. 1869 1870 1,509 1,048 1,356,023 1,056,940 344,446 407,278 419,695 472,699 32,642 57,086 Thalers. Policies in force Jan. 1, 1871 5,867. Amount Insured 5,462,521 ASSETS, 'JAN. 1, 1871. Thalers. Capital 163,400 other Assets 309,299 LIABILITIES. Net Value Pol. in force 407,278 Other Liabilities, exclusiTe of Capital 11,561 Surplus. 472,699 418,839 53,860 INCOME DTJEING 1870. Premium Receipts, \ 296 Other " > ' EXPENDITUBBS. Death Claims and Endowments - PoUcT Claims and Surrenders . . - Dividends to Policy-holders All other Expenditures 57,086 196,276 36J666 93,086 Surplus - 103,190 Losses Paid, 1869-70. ..Th. 89,728. Average Am't of Pol. in force.. Th. 931 The business of tliis Company is conducted on the "Mixed " Plan. 252 WYNKOOP & HALLBNBECK'S (Prussian Life Insurance Co.) 101 Fredricks Street, Berlin, Prussia. CAPITAL, Til. 1,000,000. INCOEPOKATED JDLT 26, 1865. CASH CAP/TAL, Th. 200,000. FiKST Pol. Issued Oct. 10, 1865. Hi. OITO EUBHEB, EEIITBICE aEISSUSE, asd HEEMAITH HE7L, Managers, n. UATZ, Actuary. J^umbei* of S^oHctes Zssued since Organization. Year. 1865 1866 1867 1868 \\ 1870 No. Policies Issued. 1,112 1,727 1,959 2,536 4,643 Amount Insured. Thalr. 1,232,374 1,353,441 1,418,307 1,615,018 1,483,906 Net Yalue Pol. in force. Act. Ex. 3J % TllBlr. 18,035 45,156 70,634 124,819 178,880 Gross Assets. Thalr. 53,779 81,755 136,307 225,563 325,249 Paid. Thalr. 5,774 5,493 20,282 21,823 40,729 Divid'dfl Paid. Thalr. Policies in force Jan 1, 1871 4,254. ASSETS, JAN. 1, 1871. Thalers. Amount Insured 2,733,090 Capital Otlier Assets LIABILITIES. Net Valne Pol. in force. Actuaries Experience, 3J $. Other Liabilities, cxclusiTC of Capital Thalers. 200,000 125,349 178,880 4,000 Surplus. INCOME DUEING 1870. Premium Keceipts, ? 214 957 Otlier " 5 ■""■■ BXPENDITTTEES. Death Claims and Endo-wments Policy Claims and Surrenders Dividends to Policy-liolders AH other Expenditures 38,266 53,018 325,249 182,880 142,369 214,957 91,284 Surplus 123,673 Total Losses Paid Th. 94,101. Average Am't of Pol. in force ... Th. 879 The business of this Company is conducted on the " Proprietajy " Plan. The Net Premiums are calculated upon the " Actuaries " Table, interest at 35^ per cent. The largest amount of insurance carried on any one life is 10,000 thalers. This Company insures against accidents while travelling. . LIFE INSURANCE DIKECTORT. 253 (Fredrick William Life and Guarantee Ina. Co. of Pnissia, ) Berlin, Prussia. CAPITAL, Th. 1,000,000. CASH CAPITAL, Th. 250,000. Incorporated Maxoh 26, 1866. First Policy Issued Aug. 8, 1866. Duration op CiiAETEK, 100 Tears. 7I0T0B, Bnke of Eatilor, Pros. OAEL, Prince of Hohenloie-Ingelfingon, Vice-Prea. Dr. LAiraHEIlTIilCH, Usnagsr. JVumber of S^ticies Issued eachj'ear since Orffanization, Tear. No. PoUoles Issued. Amount Insured. Thalr. Net Value Pol. in force. Act. Ex. 3i? Thalr. Gross Assets. Thalr. Losses Paid. Thalr. Divid'ds Paid. Thalr. 1867 1868 1869 4,750 14,059 11,569 3,937,586 6,860,660 5,900,624 71,168 139,884 287,328 1,128,630 1,283,203 1,375,286 18,650 26,680 70,464 Thaler3. Policies inforce Jan. 1,, 1871 9,057. Amount Insured 8,369,949 ASSETS, JAN. 1, 1871. Thalera. Capital 250,000 Other Assets 235,279 LIABILITIES. Net Yalne Pol. in force. Actuaries Experience, 3J ^ Other Liabilities, exclusive of Capital 454,140 4,208 Surplus . INCOME DtJEING 1870. Premium Keceipts, ? .oo n. Other " 5 *^^<'^ EXPENDITFEES. 485,279 458,348 498,894 Death Claims aad EndOTrments 91,416 Policy Claims and Surrenders •. DiTidends to Policy-holders All other Expenditures 105,602 197,018 Surplas 301,876 Total Losses Paid. .Th. 115,794. Average Am't of Pol. in force. .Th. 924 The business of this Company is conducted on the " Mixed " Plan. 254 WYNKOOP & HALLBNBECK'S Leliensversiclieriis-Abieii-GesellscliaftlforJsterD, (North Star Life InBurance Company,) Berlin, Prussia. CAPITAi, Til. 1,250,000. CASH CAPITAi, Tli. 253,000. Established 1867. JVumber of PoUcies Issued each year since ^869. Tear. So. Policies Issued. Amount Insured. Their. Net Yalue Pol. in force. Thalr. Gross Assets. Thalr. Losses Paid. Thalr. DiTid'ds Paid. Thalr. 1869 1870 1,559 618 1,444,405 756,427 278,349 354,777 291,621 386,636 44,337 32,756 ThaJera. Policies iu force Jan. 1, 1871 5,148. Amount Insured 4,818,859 ASSETS, JAN". 1, 1871. Thalers. , 253,000 Other Assets 133,636 Capital 253,000 ithei ■ LIABILITIES. Ket Value Pol. in force 354,777 Other Liabilities, exolnsiTe of Capital 5,082 Surplus. Preminm Eeoeipts, \ Other " 5 - INCOME DITEING 1870. EXPENDITT7EES. Death Claims and Endowments ■ 32,756 Policy Claims and Surrenders Dividends to Policy-holders .-. All other Expenditures 38,857 Surplus. 386,636 359,859 26,777 204,705 71,613 133,092 Losses Paid, 1869-70.. Th. 77,093. Average Am't of Pol. lu force.. Th. 933 The business of this Company is oonduoted on the " Proprietary " Plan. LIFE INSURAl^CB DIRECTORY. 255 li^aii Isiliigfiiilgkiiiifiliilj (Bremen Life Insurance Bank,) Bremen, G-ermany, Established 1867. JVumber of jpolicies Issued each year since fS09 Year. No. Policies Issued. Amount Insured. Thalv. Net Value Pol. In force. Thalr. Gross Assets. Thalr. Losses Paid. Thalr. Divid'ds Paid. Thalr. 1869 1870 421 271 139,660 136,705 "'i.Vis" 6,632 12,327 1,200 1,533 Policies in force Jan. 1 , 1671 787. Amount Insured. ASSBTS, JAN. 1, 1871. Thalers. . -298,845 Capital Otner Assets LIABILITIES. Net Yalae Pol. in lorce Other Liabilities, exclusive of Capital. Thalers. 12,327 4,715 634 12,327 Surplus. INCOME DTTEING 1870. Premium Eeceipts, ? ,„, Other '■ j--. ^"'^ EXPENDITtniES, Death Claims and Endowments- Policy Claim s and Surrenders — Divid.ends to Policy-holders All other Expenditures 1,533 '2,306 6,978 10,197 3,833 Surplus Totaa Losses Paid. .Th. 2,733. 6,364 Average Am't of Pol. in force. .Th. 381 The business of this Company is conducted on the " Purely Mutual " Plan. 256 WYNKOOP & HALLBNBBCK'S Nord Deutsche Lebensversicherungsbank auf Gegenseitigkeit, (Nortb German Mutual Life Insurance Co.) 125 Leipzig Street, Berlin, Prussia. • CAPITAL, Th. 200,000. ISCOKFOEATEI) AX'BIL 8, 1868. B. WEIUAl^H, Seneral Director. OHAETEE PEEPETTTAL. FiKST Policy Issued Aug. 17, 1868. Dr. &ALL7S, Actuary. JVumher of S'oticies Issued each year since Orffanixaiion, Tear. So. Policies Issued. Amount Insured. Thalr. ITet Value Pol. in force. Thalr. Gross Assets. Thalr. Losses Paid. Thalr. Divid'ds Paid. Thalr. 1869 1870 3,131 1,143 2,127,860 641,985 26,149 42,934 243,034 258, .543 3,130 25,817 Thalers. Policies in force Jan. 1, 1871 3,121. Amount Insured 1,824,729 ASSETS, JAN. 1, 1871. Thalers. Capital 200,000 Other Assets 68,543 LIABILITIES. Net Value Pol. in force 42,934 Other Liabilities, exclusiye of Capital Surplus INCOME DUEING 1870.- Premium Eeceipts,* \ ^g q3Y Other " 3 ' EXPENDITUEES. Death Claims and Endowments 25,817 PolioT Claims and Surrenders DiTidends to Policy-holders _ All other Expenditures 34,311 258,543 75,637 60,128 Surplus. 15,509 Total Losses Paid Th. 28,947. AverageAm't of Pol. in force... Th. 584 The business of this Company is conducted on the " Mutual " Plan. DiTi- dends are paid annually on all policies four years in force. Surplus is divided among the assured on the " Peroentape " Plan. The Net Premiums are cal- culated upon the "Actuaries Experience" Table, interest at per cent. The largest amount of insurance carried on any one life is 5,000 thalers. LIFE INSirRANCE DIRECTORY. 257 Deutsche Lebens-, Pensions- und Renten-Ver- sicherungs-Gesellschaft auf Gegenseitigkeit, (General Mutual Life, Pension and Annuity Co.) 38 Breite Street, Potsdam, Prussia. CAPITAL, Ti. 200,000. CASH CAPITAL, Th. 24,000. , iNCOliPOKATiSD AOG. 23, 1868. TlBST POL. ISSUED DeO. 25, 1868. Officers : C. ADAUI, A. L. BOmi, C. A. F. 1IE7EE, B. LINDEIIAHIT. A^umber of Policies Issued since Organization^ Tear. Policies Issued. Amoimt Insured. Thalv. Net Value Pol. in force. Aot.Ex. 3i% Thalr. Gross Assets. Thalr. Losses Paid. Thalr. DiTid'ds Paid. Thalr. 1869 1870 3,832 5,759 1,493,350 1,344,372 12,753 40,1.50 41,191 67,355 2,400 19,000 Policies in force Jan. 1, 1871 7,846. Amount Insured. ASSETS, JAN. 1, 1871. Thalera. . 2,231,331 Capital Other Assets LIABILITIES. Net Value Pol. in force. Actuaries Experience, 3^ % . Otlier Liabilities, exclusive of Capital Thalera. 24,000 43,355 40,150 4,476 Surplus. INCOME DTJEING 1870. Premium Receipts Otlier " EXPENOITUKES. Death Claims and Endowments Policy Claims and Surrenders Dividends to Policy-holders All other Expenditures 67,3.56 14,113 19,000 4,500 39,668 Surplus Total Losses Paid. -Th. 21,400. Average Am't of Pol. in force. 44,626 22,729 91,469 62,568 28,901 .Th.2e4 The business of this Company is conducted on the "Mutual" Plan, Dividends are paid annually on all policies three years in force. Surplus is divided among the assured on the " Percentage ' Plan. The Net Prem- iums are calculated upon the "Actuaries Experience" Table, interest at 3J per cent. The highest amount of insurance carried on any one lite is 20,000 thalers. 258 WYNKOOP & HAILENBBCK'S Lebensversicherungs-Anstalt, Hypotheken-und Wechselbank in Miinchen, (LIfQ Insurance Company of tho Mortgage and Exchange Bank,) Munich, South Germany. Established J836. J^umber of S-*oUcies Issued each year since /S&9. Tear. 1869 1870 'So. Policies Issued. 343 256 Amount Insured. Thalr. 354,314 209,286 NetTaluo Pol. in force. Thalr. 652,714 570,421 Gross Assets. Tholr. 640,797 663,887 Losses Paid. Tfcalr. 72,871 83,314 Divid'ds Paid. Thalr. Thalera. Policies in force Jan.l, 1871 3,533. Amount Insured 3,203,314 ASSETS, JAB". 1, 1871. Capital Otlier Assets . LIABILITIES. net "Value Pol. in force Other Liabilities, cxclusiTe of Capital. TliaJerg. 663,887 570,421 12,429 Surplus. INCOME DTJEING 1870. Pi-emium Eeceipts, ? . 2gg g Otlier " 5 ' EXPENDITUEES. Death Claims and Endowments - Policy Claims and Surrenders — Dividends to Policy-holders All other Expenditures 83,314 125,646 83,314 Surplus 42,332 Losses Paid, 1869-70.. Th. 156,185. Average Am't of Pol. in force. .Th. 908 Tho business of this Company is conducted on the " Mixed " Plqn, LIFE INSUEANCB BIKKCTOKY. 259 (Life Assuranco antl Savings Bank,) 6 Reinsburg Street, Stuttgart, South Germany. Established Mauch 23, 1854. Sr. ZEIiLEB, Fiesident. FiBST Pol. Issded June 3, 1854. HOEEHEE, Vice-Prsaiient. TVuniber of Policies Issued since Organization^ r No. Amount Ket Value Gross Losses DiTid'ds Year. Policies Insured. Pol. in force. Assets. Paid. Paid. Issued. Thalr, Thalr. Thalr. Thalr. Thalr. 1854-5 1,169 976,797 13,094 1,143 1856 565 503,321 27,943 10,457 1857 575 522,983 74,322 16,685 1858 855 688,078 113,892 18,286 1859 676 567,215 362,399 15,839 6,325 1860 917 795,860 222,207 24,704 11,680 1861 679 912,707 294,501 41,119 16,994 , 1862 1,280 1,462,831 398,.581 40,471 20,644 1863 1,301 1,415,038 539,233 36,857 29,312 1864 1,182 1,359,181 680,337 66,491 38,404 1865 1,473 1,736,551 842,644 93,929 42,782 1866 1,299 1,561,123 1,031,235 110,109 47,245 1867 2,114 2,393,546 1,259,563 127,460 63,189 1868 2,900 3,026,516 1,531,825 133,960 72,958 1869 3,896 3,643,457 1,825,849 160,668 78,170 1870 2,029 2,227,193 2,166,660 313,431 93,999 Thalera, Policies in force Jan. 1, 1871 17,996. Amount Insured 18,258,490 ASSETS, JAlf. 1, 1871. Thalera. Capital OtherAssets 2,885,303 2,885,303 LIABILITIES. Net Value Pol. in force 2,061,660 Other Liabilities, exclusive of Capital 87,939 Surplus - Premium Eeceipts. Other " INCOME DT7EING 1870. 3,149,599 735,704 684,142 638,360 EXPENDITUEES. Death Claims and Endowments, X Policy Claims and Surrenders, ) Dividends to Policy-holders All other Expenditures 1,312,503 213,421 93,999 442,126 749,546 Surplus 562,956 Total Losses Paid.. Th. 1,111,599. Average Am't of Pol. In force.. Th, 1,020 The business of this Company is conducted on the " Purely Mutual " Plan. Dividends are paid annuafly on all policies five years in force. Surplus is divided among the assured on the "Percentage " Plan. The Net Premiums are calculated upon the Table of the "Prussian Widows' Eund," Interest at 4 per cent. The largest amount of insurance carried on any one life is 20,000 thalers. 260 "WYNKOOP &, HALLENBECK'S (Anaulty Life Insurance Co.} Cor, Elizabeth & Neckar Sts., Darmstadt, South Germany. First Policy Issced Maeoh 30, 1855. Dr. aOLDUAHH, President. PEANOK, Viee-Ppesident. ■ — - BEOHTOLB, flovernment CommiSBioner. JV^utnber c _/* Policies Issued each year since Orffanizaiion, So. Amount Ket Yaluc i Gross Losses DiTid'ds Tear. Policies Insured. Pol. in force. Assets. Paid. Paid. Issued. "Florins. Florins. j Fiorina. Florins. Florins. 1855 82 141,800 1856 771 346,730 23,889 1,750 1857 124 145,790 38,669 8,500 1858 309 181,600 54,325 10,050 1859 183 146,850 68,924 14,260 ISfiO 110 88,650 79,509 12,450 1861 120 95,200 93,310 1.5,250 1862 104 75,100 117,480 19,950 1863 213 102,300 281,408 10,910 1864 88 66,000 291,698 15,210 1865 434 378,100 322,682 15,050 1866 307 103,450 349,195 ,18,825 1867 115 89,650 364,575 17,300 .1868 102 97,100 402,553 13,370 1869 113 91,550 415,553 16,400 1870 166 154,350 442,373 336,871 26,250 Florins. Policies in force Jan. 1, 1871 1,990. Amount Insured 1,680,965 ASSETS, JAN. 1, 1871. Florins. Capital Other Assets 336,871 336,871 LIABLLITIES. Net Value Pol. in force Other Liabilities, exclusive of Capital 442,373 442,373 Excess of Liabilities over Assets INCOME DURING- 1870. Premium Receipts- Other " EXPENDITUEES. Death Claims and Endowments Policy Claims and Surrenders Dividends to Policy-holders All other Expenditures 63,140 24,717 26,250 3,514 33,579 Surplus Total Losses Paid El. 215,525. Average Am't of Pol. in foroe- 63,343 24,514 -El. 845 The business of this Company is conducted on the " Purely Mutual " Plan. The Net Premims are calculated upon the " Iterlin Widows' Eund Society " Table, interest at 4 per cent. The largest amount of insurance carried on any one life is 10,000 florins. UFM rN'STJKAlSrCB DIBBOTOKT. 261 (General Annuity Co.) Stuttgart, South Germany. ESTAULISHED 1861. JVumber of 'Policies Issued each year since /SOO. Year. No. Policies Issued. Amount Insured. Thalr. Net Value Pol. in force. Thalr. Gross Assets. Thalt. Losses Paid. Thalr. Dlvid'ds Paid. Thalr. 1869 1870 1,708 2,257 1,266,351 1,643,185 169,208 228,335 205,214 276,327 20,678 31,471 Thalers. Policies in force Jan. 1, 1871 5,423. Amount Insured 4,015,484. ASSETS, JAN 1, 1871. Capital Other Assets. LIABILITIES. Net Value Pol. in force Other Liabilities, esclusive of Capital. Thalera. 276,337 228,335 Surplus. INCOME DFEING 1870. Premium Heceipts, 1 -, 07 n Otter " j "" ' EXPENDITUBES. Death Claims and Endowments. Policy Claims and Surrenders. . Bivldends to Policy-holders All other Expenditures 31,471 228,335 47,992 127,000 31,471 Surplus 95,529 Losses Paid, 1869-70. . . Th. 52,149. Average Am't of Pol. in force. . Th. 740 The business of this Company is conducted on the " Purely Mutual " Plan. 262 WYJSTKOOP & HALLBNBEOK'S Allgemeine Versorgungs-Anstalt im Groszher- zogthum Baden, (General Pension Co. of the Duchy of Baden,) 25 Amalien Street, Carlsruhe, Soutli Germany. First Life Polict Isbuei) Oct. 1, 1864. J^unther of ^oUcies Xssued each year since fS&O, Tear. ITo. Policies Issued. Amount _ Insured. ' Thalr. Net Value Pol. in force. Thalr. Gross- Assets. Thalr. Losses Paid. Tbalr. Di-rid'ds Paid. Thalr. 1869 1870 2,264 1,673 2,125,329 1,638,282 153,145 235,613 180,811 285,594 27,310 54,685 Policies in force June 1, 1871 4,613. ASSETS, JXS. 1, 1871. Capital Other Assets LIABILITIES. IN'et Yalue Pol. in force Other Liabilities, exclusive of Capital Thalers. Amount Insui-ed 5,032,374 Thalerg. 285,594 235,613 11,035 Surplus - INCOME DUEING- 1870. Premium Eeceipts, > n;T.( n, Other " i ^^'^' EXPENDITUEES. Death Claims and Endowments Policy Claims and Surrenders Dividends to Policy-holders - . All other Expenditures 54,685 246,648 38,946 154,965 54,685 Surplus 100,280 Losses Paid, 1869-70. -Th. 81,995. Average Am't of Pol. in force. .Th. 1,090 The business of this Company is conducted on the " Purely Mutual " Plan. Dividends are paid annually on all policies five years in force. Surplus is divided among the assm-ed on the " Percentage " Plan, The Net Premiums are calculated upon the " Prussian "Widows' Wnd " Table, interest at 4 per cent. The largest amount of insm'ance carried on any one life is 20,000 florins. LIFE INSURANCE DIRECTOKT. 263 Allgemeine Wechselseitige Kapitalien- und Renten-Versicherungs-Anstalt Janus, ( JanuB General Mutnol and Annuity Insurance Co. ) Vienna, Austria. Established 1839. JVumber of folieies Zssued each year since /Seo. Year. So. Policies Issued. Amount lusured. Thalr. Net Value Pol. iu force. Thalr. G-ross Assets. Thalr. Losses Paid. Thalr. Di-rid'ds Paid. Thalr. 1869 1870 1,890 2,287 1,080,719 1,443,723 642,481- 701,502 805,143 886,284 104,148 112,991 Thalers. Policies ill force, Jan. 1,1871 14,997. Amount Insured 6,359,355 ASSETS, JAJS". 1, 1871. Thalers. Capital ;■- i Other Assets 886,284 - LIABILITIES. JTet Talae Pol. in force 701,520 Other Liabilities, exclusive of Capital 886,284 701,520 Surplus , 184,782 INCOME DUEING 1870. Premium Receipts, ) ^^ , Other " 5 ' " ' EXPENDITUHES. Death Claims and Endowments 112,991 Policy Claims and Surrenders - Dividendsto Policy-holders All other Expenditures - 112,991 Surplus 131,474 Losses Paid, 1869-70.. Th. 217,139. Average Am'tofPol.inforce..Th. 424 The linsiness of this Company is conducted on the " Purely Mutual " Plan. 264 WYNKOOP & HALLENBECK'S (Bonau Insurance Co. of AuBtria, ) Vienna, Austria. CAPITAL, Th. 666,666. ESTABLISHED 1853. JVumber of S^oHcies Issued each year since ^869, Tear. So. Policies Issued. Amount Insured. ThBlr. Net "Value Pol. in force. Thalr. Grross Assets. Thalr. Losses Paid. Thalr. Divid'ds Paid. Thalr. 1869 1870 959 1,090 959,193 1,006,874 433,766 490,213 451,584 521,111 89,677 91,605 Thalera. Policies in force Jan. 1, 1871 7,585 Amount Lnsured 5,129,233 Capital, K Other Assets, > " ASSETS, JA2>r. 1, 1871. LIABILITIES. Net "Value Pol. in force Other. Liabilities, exclusiTe of Capital.. Thalers. 521,-111 490,213 2,000 492,213 Surplus. INCOME DtmnrG isto. Premium Eeceipts, ? n^o .^c Other " 5 ' -iia,4b5 EXPENDITUSES. Death Claims and Endowments. Policy Claims and Surrenders... DiTidends to Policy-holders 'All other Expenditures 91,605 35,969 218,465 127,574 Surplus 90,891 Losses Paid, 1869-70 .. Th. 181,282. Ayerage Am't of Pol. in force . . Th. 773 Theljnsinesa of this Company is conducted on the "Mixed" Plan. LIFE mSTIRANCB DIKECTOKY. 265 lliikii 4iilitl©i il ilgiftij Trieste, Austria. CAPITAL, Tt. 2,666,666. CASH CAPITAL, Th. 800,000. Established 1853. JVutnber of policies Issued during fS60. Year. Ko. Policies Issued. Amount Insured. Thalr. 1,900,000 Net Yalue Pol. in force. Thalr. 767,913 Gross Assets. Thalr. 934,985 Paid. Thalr. Divld'ds Paid. Thiilr. Thalers. Policies in force Jan. 1, 1871 14,450. Amount Insured 10,613,965 ASSETS, JAN. 1, 1871 Thalers. Capital 800,000 Other Assets 135,985 LIABILITIES. Net Value Pol. in force 767,913 Otiier Liabilities, exclusive ot Capital 36, 1 17 804,030 Surplus 139,955 Premium Eeceipts, \ Other " 5 ■ INCOME DITEING 1870. EXPBNDITUEES. 400,000 Death Claims and Endowments 170,000 Policy Claims and Surrenders - Dividends to Policy-holders..., All other Expenditures 400,000 170,000 Surplus 830,000 Losses Paid, 1 869 ... Th, 170,000. Average Am't of Pol. in force ... Th. 730 The business of this Company is conducted on the " Mixed " Plan. "W 266 WYNKOOP & HALI,KNBBCK'S Der Anier Lekns- liEenteflvers-desellscliaft, (Anlcer Life and Annuity Insurance Company, ) Vienna, Austria. CAPITAL, Tt. 666,666. CASH CAPITAL, Th. 200,000. Established 1858. J^umber of ^oZicies Issued each jyear since ^S6f), Tear. ISO. PoUoies Issued. Amount Insured. Thalr. Ket Val. Pol. in force. Thnlr. Gross Assets. Thnlr. Losses Paid. Thalr. DiTid'ds Paid. Thalr. 1869 1870 2,803 1,.'J06 3,230,981 2,186,292 1,833,857 1,632,272 1,436,691 1,729,810 226,293 284,393 Polioiesinforce Jan.' 1, 1871.. 12,331. Amount Insured 16,£ ASSETS, JAN. 1, 1871. Thalers. Capital 200,000 Otlier Assets 1,529,810 LIABILITIES. JSTet Value Pol. in force 1,632,272 Otlier Liabilities, exclusiTe of Capital 48,743 Surplus. Premium Receipts, Other elpts, ? INCOME DTTHrNG- 1870. EXPBNDITUEES. Death Claims and Endowments. Policy Claims and Surrenders . . Dividends to Policy-holders All other Expenditures , 630,000 284,393 1,729,810 48,793 630,000 284,393 Surplus. Losses Paid, ] 869-70. Th. 510,686. Average Am't of Pol. in force. Th. 1,363 The business of this Company is conducted on the " Mixed " Plan. IJFE INSXJHASCB DIRECTOEY. 267 (Patria Mutual Life Insurance Bank hi Vienna.) Vienna, Austria. Cash Capital, Fl. 25,000. Pirst Polict Issued li ov. 5, 1866. Chaktebed 1866. Dr. UOEITZ MULLEE, President. FEANZ WAWEA, Vioe-Ppesident. ADOLF ELIS, Vice-President. Prof. JOS. EABEEL, Actuary. Jfumber of Policies Issued in /sea ana iS70. Year. No. Policies Issued. Amount Insured. Thalr, Net Value Pol. in force. Act. Ex. 3 % Thalr. Gross Assets. Thalr. Losses Paid. Thalr. Divid'ds Paid. Thalr. 1866) 1868 5 1869 1870 2,834 2,041 3,325 1,365,960 848,597 1,929,325 80,159 109,874 91,179 145,824 13.800 35,987 Policies in force Jan 1, 1871 8,046. Amount Insured 4,745,825 ASSETS, JAN. 1, 1871. Capita], \ Other Assets, 3 ' Thalerg. 145,823 LIABILITIES. Net Value Pol. in force. Actuaries Experience, 3 ^ . . ] 09,874 Other Liabilities, exclusive of Capital 24,702 Snrplus- INCOME D0BING- 1870. Premium Eeoeipts, ! 94 919 Other " 5 ' BXPENDITUBES. Death Claims and EndoTvments Policy Claims and Surrenders Dividends to Policy-holders All other Expenditures -.-. 3.5,927 29346 94,919 65,773 Surplus 29,146 Total Losses Paid Th. 48,727. Average Am't of Pol. in force. . .Th. 589 The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all policies five years in force. Surplus is divided among the assured on the "Percentage" I*lan. The largest amount of insoranoe carried on any one life is 5,000 thalcrs. 268 WTNKOOP & HAI,I.BNBBCK'S fele!i*|i|'il^e|ill Im '^m$i^mm^m |ttFi|i» (Europa Life Insuranue Co. ) Vienna, Austria. CAPITAL, Th. 500,000. ESTABLISHED 1869. JVumier of S'oticies Issued during tS70. Year. "Policies Issned. Amount Insured. Thalr. B"et Value Pol. in force. Thalr. G-ross Assets. Thalr. Losses Paid. Thalr. Dlvid'ds Paid. Thalr. 1870 1,100 1,400,000 30,037 34,269 2,067 Thalers. Policies in force, Jan.l, 1871 895. Amomit Insured 1,016,767 ASSETS, JAN". 1, 1871. Capital Other Assets. Thalers. 34,269 LIABILITIES. Ifet Value Pol. in force Otlier Liabilities, exclusiTC of Capital Surplus. INCOME DUBING 1870. Premium Eeceipts, \ Other " j ■ EXPENDITFEES. Death Claims and Endowments. Policy Claims and Surrenders. . . Dividends to Policy-holders.. .. All other Expenditures 39,000 2,067 33,037 1,232 39,000 2,067 SufpluB 36,933 Total Losses Paid. . .Th. 2,067. Ayerage Am't of Pol. in force. . -Th. 1,137 The business of this Company is conducted on the "Mixed " Plan. LIFE INSUKANCE DIRECTORY. 269 (Swiss Annuity and Life IiisurancQ Company,) Zurich, Switzerland. Established 1857. JVtimber of policies Xssued each year since ^869, Year. 1869 1870 No. Policies Issaed. Amount Insured. Thalr. 1,095,979 1,227,681 K et Value Pol. iu force. Thalr. 612,271 707,844 Gross Assets. Thalv. 808,086 960,372 Losses Paid. Thalr, 134,834 179,885 Divld'ds Paid. Thalr. Thalers. Policies in force Jan. 1, 1871 7,166. Amount Insured 10,450,374 . ASSETS, JAN. 1, 1871. Capital Other Assets. LIABILITIES. Net Value Pol. in force Other Liabilities, exclusive of Capital. Thalera. 960,372 707,844 40,225 960,373 748,069 urplns 212,303 Premium Heceipts, \ Other " J- LNCOME DUEING M70. EXPENDITITEES. Death Claims and Endowments. Policy Claims and Surrenders . . . Dividends to Policy-holders All other Expenditures 179,825 22',966 366,000 202,725 163,275 Surplus Losses Paid, 1869-70.. Th. 314,649. Average Am't of Pol. in force Th. 1,438 The business of this Company is conducted on the " Mixed" Plan. 270 WYNKOOP & HALLBNBKCK'S (BaaGl Life Insarnnee Co.) Basel, Switzerland. CAPITAI;, Th. 2,344,000. CASH CAPITAX, Th. 234,400. Established 1865. J^umher of Policies Issued each year since /SOO. Year. No. Policies Issued. Amount Insured. Thah-. Net Yalue Pol. in force. Thalr. Grross Assets. Thalr. Losses Paid. Thalr. Diyid'ds Paid. Thalr. 1869 1870 2,600 1,500 3,500,000 2,400,000 503,209 652,775 561,373 730,900 96,139 144,037 Thalers. Policies in force Jan. 1, 1870 9,145. Amount Insured 12,954,871 ASSETS, JAN". 1 1871. Thalers. Capital 234,400 Other Assets 496,500 LIABILITIES. Net Value Poi. inforce 653,775 Otlier Liabilities, exclusive of Capital 22,999 Surplus. 675,774 6.5,126 INCOME DTTEING 1870. Premium Eeoeipts, \ ^gg gjg Other " 5 ' ■ 469,959 EXPENDITUHES. Death Claims and Endowments 144,037 Policy Claims and Surrenders DiTidends to Policy-holders All other Expenditures 80,386 224,423 Surplus 245,536 Losses Paid, 1869-70. .Th. 240,176. Average Am't of Pol. in force.. Th. 1,416 The business of this Company is conducted on the ' ' Mixed " Plan. STATISTICAL TABLES. 272 WYNKOOP & HALLBNBECK'S H cq ss oo ^ _ c»Moo;occiojoiS«c. lOiooioi-rf'ot-cotot— mc- r-lQl'dr-tOti^QOt'Tir-i (W o o o lo" o o co"^ ir^~o"« o"os !£) lO lO lO L- HL— OlOt-t-»OCO ■i_!0 CC CQ iO lO G** Oi t- OT CO lO O CS 5* C^ » r-.— - T-i CO o"c*f ':jr ■OOOO oooooooooooo • O 0_0 'O'OOIOOOO^^—/-;^ ' u:5~cro o o'cTcfaf lo^cTo cTi-T (r*ocQoioi-icQCii(r*ooor-( r-lri i-i i-H T-iT-l i-l T-lT-SC?*^ OOO O OO O OC3 OOO' ■ ocT * cTo o oo oo II O O >^^0 TI1_CQ c- G^TJH »0 (» <^(.^^'4^®i^ SoOiP^SciL-^O-lo 2.-i 2 S^ S 2i aTco TiTco !o'ic~-*"T-riri"co'»H~-*"or!c"cr(?f efo loc-i i-^t-^ SO O (W O t- O iW ■rt* -^ Ol OOOOt-L-Ol-i^HO'^tNE-C _ -^ -^ .-. -^ ^ — -^ 30 r-< Wo lOo-^WJOlDlO'^ ©To t-T-((N(r?t-OtTi-irHOCOt-c:-*OiO catj-ococoso-rrmin. ^L— t^o CQ o o o: T-i .:^ t— m £t o •^' o oi rH (^rii::'^-^'"oriN t-^iN'oco'icr'^ "■'—' ■ooiOiOcNt-i-i^co-^'a'oiT-HtN w i-i iTt th «o lo m -^ ,-1 iS as — 3 "3 T-iTM •■ t-OiO t- Qi -3iO(NOC0C0tSiC0C0C0«KIC0rtOl?».-.[NC0J0(?*t-O10(NOi- 5^t-^0^40 O 1C5 O '.- tH cy L- — (OdCOTp*-*!— CQO'^ -— '- Oi0»0t-00 .— ±j,j -.^^ 1—* ■'w' ^- 'j^ Kjj ^^j v^ '-»-' T— 1 ij-* ij-^ .4^ wj tij ';_j 1—1 in o; sD ^ ^t- C0CTiOt->0OC0OOOOi.--3'0(10G0O^rH. (-1 wo :.2So3~'a -go's ng «J o i^a a a 393 coooSSS ■Eg aa, ,„„^ ■^gsoa oo OOO OOO SS IpT-l j; CO t- o t- 1- oj 'J «« 1=] o a OOO OOO ^■4 §a| 2*3 IfJO-T doooSa 1 s? 00 tr 3 in JO CO 3QO0CCO LUTE LNSUBANOB DIEECTOEY. 273 ^ 03 Tf CO OS ^ in CC lO t- CO !D oo« OOiOOSlOCOOt- _ (NOQTHi-iOOt- OSTfcD-^OOCOlQ-^iH COrH(?tCNrHT-l(NCOaj^t^ 17(10^ t-OSCOr CO T-H OS CO ffT in uf urf t^ r OlOMOOS-i-li-iOr-IO'iC -«DOC3OO'^WC0Oi-«C0C*C0 0St- eot-tt-oocOiOt-t-iHOTcD) ^ „.-„ .... ^ ,-, „.^ ^..^ .... w. 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S; •Pd 'OR 00 (N -* ■ "* rH r- -, ^ m § <\ 1 „ o 1 torn ■« .5 73 ■3" o b£S| H t^ ii e CO ^ iii o o C* 1> s ^ ^ m Oi s s ^ of Co" oT --" !> f^ » .. ■6& CM o g 00 irT o" QO" ^^ ^ =« ^ S CD is'i rH CX> CO to" ^^i co" H IS iS CD o M o 51 e o iJ g ■^ .If 1 !^ u il CD CD 1 J^ £ s fn S •* 31 H o a o ^^ iH" Co" QO" l-H ^9 2 ^ w M ?l£ w !;ii 1> sa-3 CO in CO EHgg fL,M «^ Si CD ■§■§■ ■^ ■^ CO o" o a CD 1> t- ■*" «& =« e ia ■OiSl -SSI "" (N^ to_^ •ioj: -Oil £5 ^ ' "O '^ . )^ 1 ^^ ■ s-^s II^DEX. AMEEICAJSr LIFE INSURANCE COMPANIES. Page MUm 3 10 Alabama Gold American American Mut, Am. Tontine. . Am. Popular. . Amicable Mut. Aucbor Asbury 11 Atlantic Mut 18 Atlas Mut 18 Berkshire 14 Brooklyn 15 California Mut 16 Carolina 17 Charter Oak IS Cbicago , 19 Cincinnati Mut 20 Commonwealtb 21 Conn. Gen'l 22 Conn. Mut 23 Continental, Hartford 24 Continental N. Y 26 Cotton States 26 Covenant Mut 27 Craftsmen's 28 Delaware Mut 29 De Soto Mut 30 Eclectic 31 Bconomical Mut 32 Empire Mut 33 Empire State 34 Equitable of N.Y 86 Equitable of Iowa 86 Excelsior 37 Franklin .38 German Mut 89 Germania 40 Girard Life A. & Trust Co 44 Globe Mut 41 Gov't Security 42 Guardian Mut 43 Habneman 45 Hand in Hand Mut 44 Hartford L. & Annuity 46 Hercules Mut 47 Home 48 Home Mut 49 Homoeopathic Mut 50 Hope Mutual 51 International 52 International L. & Trust Co 63 John Hancock 54 Knickerbocker 55 Life Association of America 56 Life Insurance Co. of Va 115 Lincoln 44 Louisiana Equitable 67 Manhattan 58 Maryland 59 Massachusetts Hospital 60 Massachusetts Mut 61 Merchants' 62 Metropolitan 63 Michigan Mut 64 Minnesota Mut 65 MissiSBippi Valley -66 Missouri Mut 67 Missouri Yalley 68 Mound City Mut 69 Mutual of Baltimore 70 Mutual of Chicago 71 Mutual of New York 72 Mutual Benefit 73 Mutual Protection 74 Nashville : 88 National of Chicago "75 National of Elizabeth, N. J 88 National of Montpelier 76 National of New York 77 National of U. S 78 National Capital 79 New England Mut 80 New Jersey Mut 81 NewTork 82 New York Life & Trust 83 NewYorkState 84 North America , 86 North American Mut 86 North Western Mut 87 PacificMut 89 Pennsylvania Co. for Life 88 Penn. Mut 90 PhcenixMut 91 Piedmont & Arlington 92 Policy-Holders Life & Tontine ... 93 Protection Life 115 Provident Life & Trust 94 Railway Passengers 119 Republic 95 Safety Deposit 96 Security Life & Annuity 97 Southern 98 Southern Mut 99 Standard 100 State Mut 101 St. Louis Mut 102 Teutonia , 103 290 WYNKOOP & HALLENBECK'S Page Page Texas Mut .... 115 Vermont .. 109 Travelers' - . . 104, 120 Washington ... 110 Union Central .... 105 Western IMew York .. Ill Union Mutual .... 106 Widows' & Orphans' Benefit.. .. 112 United States .... 107 Widow & Orphan Fund .. 113 . Universal .... 108 World Mut .. 114 LIFE INSURANCE COMPANIES IN GREAT BEITAIJST. Aberdeen Mut .... 123 London & Glasgow ... 159 Aid .... 128 London & County ... 171 Albion . . . 123 London & Lancashire ... 166 Alexandra .... 12.0 London &, Manchester ... 167 Alliance . .. 124 London & Provincial Law .. 168 Argus Atfaa .... 13li London & Soul hwark .. 169 .... 127 Manchester Provident ... 169 Briton Medical &. General. . . .... 131 Marine & General ... 169 BrigMoD & Sussex .... 126 Masonic & General ...171 Bristol & London .... 126 Metropolitan ... 172 British Empire .... 128 Midland Counties ... 171 British Equitable ... 129 Minerva Banking ... 173 British Imperial 130 Mutual 174 British Workman's .... 140 Mut. Provident Alliance .. 173 Caledonian ... 132 National ... 176 Church of England .... 133 National of Ireland .. 177 City of Glasgow ... 184 National Debt ... 173 Clergy Mut. .... 1.35 National Equitable ... 175 Clerical Medical & General . .... 136 National Guardian ... 175 Colonial .... 137 National Industrial ... 175 Commercial Union .... 138 National Provident .. 178 Crown .... 139 National Widows' .. 183 Dublin Widows' Fund .... 140 New Albert ... 179 Eagle .... 141 North British & Mercantile.. . ...180 Economic .... 143 Northern ... 181 Edinburgh .... 143 Norwich Provident .. 183 Emperor .... 144 Norwich Union .. 182 English & Scottish Law .... 145 Patriotic o f Ireland .. 183 Equitable .... 146 Pelican . .. 184 Equitable Reversionary. . . . .... 140 People's Universal ... 186 Equity & Law .... 147 Planet ... 185 European .... 148 Positive Gov't Security ... 186 Friend's Provident 149 Post Office (Government) Protector, ', 187 General .... 150 ... 187 Glasgow Annuity Gt. Britain Mut .... 166 Provident ... 188 .... IBl Provident Clerks' Mut ... 189 Gresham .... 152 Provincial . .. 190 Guardian .... 153 Prudential , ... 191 Hand-in-Hand .... 154 Queen ... 192 Imperial Imperial Union .... 165 156, 221 Reliance Mutual. . . 193 Eock ... 194 Lancashire .... 157 Eoyal ... 196 Law 15S Eoyal Cambrian Eoyal Exchange 196 Law Property .... 159 ... 196 Law Eeversionary .... 156 Eoyal Farmers' .". . ... 196 Law Union .... 160 Sceptre ... 197 Legal & General. . . .■ Lite Association of Scotland Liverpool, London & Globe . .... 161 Scottish Amicable ... 198 .... 162 ... 163 .. 199 ... 200 Scottish Equitable London .... 170 Scottish Imperial Scottish National ... 201 London Annuity London Assurance Comp London & Birmingham . . .... 159 .... 164 165 .202 ...203 Scottish Provincial ... 204 LIFE nSTSUBAI^CB MEBCTORY. 291 Page Scottish Union 305 Scottish Widows' 206 Sovereign 907 Standard SOS Star ; 209 Sun 210 Union 312 United Assurance 909 United Kent 209 United Kingdom 210 United Kingdom Provident 215 United Kingdom Temperance 916 Universal 913 Victoria 215 Wesleyan & General 218 WestofEngland 216 Western Annuity 215 Western Counties 918 Westminster & General 217 Wliittington 917 Yorkshire 218 Accident 231 Commercial Accident 231 Liverpool, London & General . . . 391 London, Guarantee & Accident.. 322 Norwich & London Accident 222 Railway Passengers' 322 LIFE INSURANCE COMPANIES IN GERMANY, AUSTRIA, AND SWITZERLAND. Anker 266 Annuity Co. of Darmstadt 260 Basel 269 Berlin 939 Bremen 255 Brunswick 340 Concordia. 944 Donau 964 Buropa 868 Frankfort 241 Fredrick William 95.3 General Annuity 261 General Pension 262 General K.E. (All. Bisenb) 251 Germania 249 German Life at Lilheck 233 German Mut 967 Gotha 384 Hanover 338 Iduna 246 Janus of Hamburg 943 Janus of Vienna 963 Leipzig 936 Life Ins. Co. at Milnchen 358 Life Ins. Co. at Stuttgart 259 Magdeburg 947 Mecklenburg 945 North German Mut 966 North Star 254 Patria 267 Prussian 252 Riunione Adriatica 965 Swiss Annuity & Life 969 Tentonia 943 Thuringia 248 CANADA AND OTHER PLACES. Canada 295 Confederation 996 Ontario Mut 926 SnnMut 296 Australian Mut 937 Jamaica Mut 299 Mutual of Australia 338 Mutual of Cape of Good Hope .... 930 Mil 1] Ambeican Edition of the Great London Work uy C. Walford, OM FIEE, LIFE, MAEINE, TONTINE AND ACCIDENT INSUEANCE, With estensivs additions of more than 100 pages, Thoroughly adapting it to Ainerican use, and mating it the meet useful book on all branches of insurance ever published. (j^p^No underwriter can justly pretend to be a master of his profession without a knowledge of the contents of this great work. One chapter alone, (especially to agents,) has been pro- nounced worth the volume. Issued only in one handsome octavo volume, cloth, at $4.00 (which is over one doUar less than the usual cost of the in- ferior English work), p^ This booh has the strongest indorsement of the Jirst underwriters in the country. The owner of it has a small Ubra/ry in one volume. Send for Circulaj- with Table of Contents. liiffiai iiiaigi Xiiiil On LIEE and EIEE IKSUIiANCE. This contains the whole of the " Agents' Manual of Life AssueancI!:," and such other matter as adapts it to Fire and GeDeral Insurance Operations, accurately rendered into (rerinan, |^^ No German Insurance A^ent, whether engaged in Eire or Life operations, can afford to dispense with it. It will double his power. 245 pages. Price, $2 per copy. OF LIFE ASSURANCE. By J. Francis, of London. American Bevlsed Edition. Hon. "William Barnes says of it : '■'■ Meplete with historical instruction, and reads as fdsd- natmgly as the pages of a ro^nance." It is not too much to say, that he who has not read this fascinating and rewarding book is not posted upon the origin of Life Assurance. 309 pages. Price, i|2.25. Send for Circular with Table of Contents, ^iiil @f lilfi Im iN'owused by nearly all the principal Companies. A President "writes : "0«r solicitors say it is worth to them one hundred dollars per month." A G-eneral Agent says : " I consider your book a necessity to eyery Life Assnr- ance Agent, and impress this on my Agents." Another says : " It saves an immense amount of talking and explaining in instructing agents." Price, $2. SI. 50, and T.'j cents, according to the paper and binding. Pocket edition, gilt, flexible morocco, with tuck and holders, §1.50. It is kept posted to each year. Its chapter on the Contrikdtion Plan of Dividends is worth the price of the book. (JE^ Special attention is called to the fact that the Agents' Manual of Life Assurance contains the very able and lucid illustration of the GontHbution Plan of Dividends, by William E Harvet, Esq., Actuary of the St. Louis Mutual Life Ins. Co. It is one of the Illus- trative Calculations appended to the Manual, which so much facilitate the instruction of Agents as to the calculation of payments, application of dividends, etc., etc. Send for full Circular. Ill©il, The best canvassing document ever written. Price: single copies, 18 cents each; 100 copies, 15 cents each; 1,000 copies and less than 5,000, 13 cents each ; 5,000 copies or oyer, 10 cents each, and no charge for inserting Company's matter. German, Erench, and Spanish editions of the Americaji Manual (con- densed) can also be had. Price, $40 per 1,000 copies. Company's matter added at cost of composition an first lot. i ^iiiiM§i "With 16 beautiful pictures and attractive and convincing reading matter. Price : single copies and less than 1,000, 20 cents each ; 100 copies, @17..50 j 1,000, 16 cents each. Company's matter added at cost on first lot. A cheaper edition when desired. Showing an Endowment Policy to be the Best investment. A powerful document ; 100,000 copies are now pleading for Assurance, with golden reve- nues to the Agents. It influences men of means. Price : single copies, 10 cents each; one hundred copies, ®4,.50 ; one thousand copies or over, §40 per 1,000. No charge for Company's matter if ordered largely and casts of Tables are furnished. This is a companion book of " Words to Business Men," and is equally effective. It is a gem in its num-erous illustrations and raechanical execu- tion. Agents have often desired just such a work as this to put into the hands of wives who stand in the way of the assurance of their husbands. Price : single copies, 10 cents each ; 100 copies, $4.50 ; 1,000 copies, ^40. if© Ammi^' V/ii,ii Ml Ok, practical GUIDE TO SUCCESS, By J. Baxtek Lakglet, of England. American revised and enlarged edition. Price, 75 cents a copy. Discount if taken by ttte 100 copies. The foil title is " Why IJot Take a Life Policy ? Or, Thr Last Ex- cuse AxNiHiLATED." This is a little " Sharpshooter," and has brought into Agents' pockets Hundreds of Thousands of Dollars? 16 pages, coarse print and readable. Price, §20 per 1000. Ju^t Out .' A. small eight-page book, suitable to carry in vest pocket or send ia envelopes. It is fresh, sparkling, pointed and effective. Price, ^10 per 1000. H^p All the above -works are copyrighted, and can only be had by apply- ing to the Publishers or their authorized Agents. WYHKOOP L HALLEHBECK, JVo. 113 Fulton Street, p. 0. Box 2477. N EW YORK. ew ffarh M^mttf printing fons^^ WYNKOOP & HALLENBECK, ©TEA. Ml Siml ml 111 f mltf : 113 FULTON STREET, GIVE PABTICOLAE ATTENTION TO IlStlAIil Pllllllt. fes of mU Mnds, IN THE BEST MANNER AND AT LOW PRICES.