MASSACHUSETTS. LAWS, STATUTES, ETC. 
 WORKMEN'S COMPENSATION ACT. I9II. 
 
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 The "Woekmen's Compensation Act. 
 
 Intkoduction. 
 
 Prior to July 1, 1912, when the Workmen's Compensation Act 
 became a law, the workman injured in industry, in a large per- 
 centage of cases, found himself without any legal claim for the loss 
 of his wages, his doctor's bills, and his suffering. He bore the whole 
 burden himself; or, if his wages were small, and his opportunities 
 to save for a rainy day limited, he often found himself and his 
 family entirely dependent upon the kindness and perhaps charity 
 of the community in which he lived. 
 
 The enactment of this law was a recognition of the fact that 
 industrial accidents should not be borne entirely by the workmen, 
 or even the community at large, but should be charged up in part 
 to the industry itself. In no community, however, either in this 
 country or abroad, has the law gone so far as to say that the work- 
 man should Jjear no portion of the burden; hence the provision in 
 JVIassachusett^fe,t the compensation shall not begin until ten days 
 after the injury and that the payments shall not be in excess of 
 two-thirds of the wages. 
 
 Prevention is more desirable than the payment of compensation. 
 Workers are more desirable than non-workers. Undoubtedly these 
 factors have had considerable influence upon the limitations which 
 have been placed upon payments. A general reduction in the 
 number of accidents will furnish the strongest argument in favor of 
 increasing the benefits. 
 
 Briefly stated the various types of payments provided under the 
 act are indicated below: — 
 
 In all cases of injury which require medical attendance, proper 
 and reasonable medical bills are paid for a period of two weeks from 
 
Z INTRODirCTION. 
 
 the date of the injury, or if the employee is not immediately in- 
 capacitated by the injury, then for a period of two weeks from the 
 time when incapacity began. This medical attendance may be fur- 
 nished by the employee's own doctor if he desires. Also, in unusual 
 cases, medical bills may be paid for a longer period than two weeks. 
 
 If incapacity for performing work extends for a period longer than 
 ten days after the injury, then weekly compensation on this account 
 dates from the eleventh day following the injury and such payments 
 continue during the period of total disability subject to the maximum 
 period of five hundred weeks or gross payments of $4,000. 
 
 Compensation is payable at the rate of two-thirds of the regular 
 weekly wages during the time when no work can be done. These 
 payments, however, may be not less than $4 nor more than $14 per 
 week. (On injuries which occurred on or after April 26, 1918, the 
 minimum weekly compensation is $5.) 
 
 If the injury is such that the employee can do some work but is 
 unable to earn as much money as before the injury, then compensa- 
 tion is payable on account of partial incapacity at the rate of two- 
 thirds of the difference between the earnings before the injury and 
 the earnings thereafter, but in no case may these payments exceed 
 $10 per week. In connection with the payment of compensation on 
 account of partial incapacity it should be noted that it is the duty 
 of the workman under the law to do such work as he is able tjo per- 
 form although it may be of a different kind and must necessarily, to 
 entitle him to partial compensation, be for a smaller amount of 
 weekly pay. Thus, compensation on account of partial incapacity 
 may be payable from the eleventh day after the injury or may fol- 
 low the period of total incapacity. As a rule, the latter condition 
 prevails. 
 
 If portions of fingers, toes, feet and hands are amputated or ren- 
 dered "permanently incapable of use," additional, sometimes called 
 specific, compensation is due at the same rate as for total incapacity 
 except that the maximum weekly payments on account of this type 
 of benefit are limited to $10 instead of $14. The periods for which 
 such additional payments may be made range from twelve weeks, 
 for the amputation of a finger joint, to fifty weeks, for the amputa- 
 tion of a hand or a foot or for the permanent incapacity of these 
 
INTKODUCTION. O 
 
 members. If an injury causes the reduction of the employee's vision 
 in either eye to one-tenth of normal with glasses, additional com- 
 pensation is due for a period of fifty weeks; for the same reduction 
 in vision of both eyes additional compensation is due for a period of 
 one hundred weeks. This is "in addition to all other compensation," 
 that .is, in addition to the amount due for inability to earn full wages 
 or to earn any wages. 
 
 If death results from the injury, benefits are payable in accordance 
 with facts on the question of dependency or no dependency. Under 
 the act to be entitled to weekly compensation a person who survives 
 must have been dependent in whole or in part upon the earnings of 
 the deceased for support at the time of the injury and death and 
 also by definition must have been a member of the employee's family 
 or next of kin; If there is no dependency as just defined then a 
 burial benefit in an amount not to exceed $100 is provided. 
 
 If there is dependency, compensation is paid on the basis determined 
 by the extent of dependency. If dependency is total, compensation is 
 payable at the rate of two-thirds of the average weekly wages, but 
 not less than $4 nor more than $10 per week for a period not to 
 exceed five hundred weeks or until such time as total payments 
 equal $4,000. If dependency is partial a weekly payment is due 
 equal to the same proportion of the weekly payments for the benefit 
 of persons wholly dependent as the amount contributed by the 
 employee to such partial dependents bears to the annual earnings of 
 the deceased at the time of the injury. In no case, however, on 
 account of partial dependency may payments exceed $10 per week. 
 Furthermore, in all cases of dependency funeral expenses in an 
 amount not to exceed $100 are payable, but the amount so paid to 
 that extent diminishes the amount of compensation payable weekly 
 (surviving dependents of fatally injured employees may obtain advice 
 as to their rights under the provisions of the Workmen's Compensa- 
 tion Act by making inquiry, either by mail or person, at the office of 
 the Industrial Accident Board, Room 272, State House, Boston, Mass.). 
 
 The act also provides that when minors and others who come 
 within the scope of chapter 236, General Acts of 1915, receive in- 
 juries, their compensation rights may be determined as indicated 
 by the following language of this chapter, which reads, in part : — 
 
4 INTRODUCTION, 
 
 If it be established that the injured employee was of such age and experience 
 when injured that, under natural conditions, his wages would be expected to 
 increase, that fact may be taken into consideration in determining his weekly 
 wages. 
 
 The increase of wages to which weight may be given is that which 
 might have been expected from the particular employer in conducting 
 his industry " under natural conditions." 
 
 In addition to being familiar in general with the benefits provided 
 by the Workmen's Compensation Act, it is advisable also that 
 employees and employers be familiar with certain other general pro- 
 visions of the act with reference to procedure and administration. 
 The employee upon receiving an injury, no matter how slight this 
 may be, should immediately tell his foreman, superintendent or 
 employer all about the injury, when it happened, where it happened, 
 and how it happened. It is not suflScient that a fellow employee 
 know about the industry; his employer must be told of it. If the 
 employer, superintendent or foreman has not received a written 
 notice of the injury, or if he has no knowledge of the injury as soon 
 after its occurrence as it is practicable for this information to be 
 given to him, then any right to benefits which the employee may 
 have under the act will be lost. The surest and best way, and the 
 way called for by the law, is to hand to the employer or to send to 
 him by registered mail a written statement of when, where, and how 
 the injury occurred. This may be done by some one in his behalf 
 as well as by himself. 
 
 Thereafter, if compensation to which the employee is entitled, or 
 to which he thinks he is entitled, is not received, or if he has any 
 doubt about any feature of his case, he may write to the Industrial 
 Accident Board, Room 272, State House, Boston, Mass., and he will 
 be advised fully as to his fights and what he should receive. Fur- 
 thermore, if need be, a conference for the purpose of having any 
 difficulties adjusted if possible, will be arranged between a member 
 of the Industrial Accident Board, a representative of the insurance 
 company and the person making claim for compensation. At such con- 
 ference it is the duty as well as the desire of the member of the Accident 
 Board to see that all the employee's rights are protected and to make 
 certain that he is properly advised as to what course to pursue. 
 
INTRODUCTION. 5 
 
 When an employee receives an injury it is the duty of the em- 
 ployer to make a report thereof upon the form approved by the 
 Board, within a period of forty-eight hours after the occurrence of 
 the injury, and to file this report with the Industrial Accident Board. 
 There is provided a penalty of a fine not to exceed $50 for failure 
 to report injuries as indicated above. Also, a similar report should 
 be sent to the insurance carrier. The Supreme Judicial Court 
 stated recently in Solomon Brown's case, with reference to the duty 
 of the employer to make a report of the injury, as follows: — 
 
 By section 18, Part III. of the Workmen's Compensation Act it is the duty of 
 the employer to "keep a record of all injuries" and "within forty-eight, hours 
 . . . after the occurrence of the iiljury a report thereof should be made in 
 writing to the Industrial Accident Board." The duty of the employer under this 
 section is to make an investigation, find out the facts, and to "keep a record of" 
 the facts and having found out what the facts are then withia forty-eight hours 
 make a report thereof to the Industrial Accident Board. The employer's duty 
 is not only to make a report of claim of injuries but to find out and report the 
 facts of each injury. 
 
 It is the duty of the insurance carrier to furnish the benefits 
 enumerated in the Workmen's Compensation Act. Any failure on 
 the part of the insurer so to do should be brought immediately to 
 the attention of the Industrial Accident Board by the employer and 
 employee, so that all matters which are in dispute may be promptly 
 adjusted or adjudicated. 
 
 The Industrial Accident Board has been constituted by law to 
 administer the Workmen's Compensation Act, and from the very 
 beginning of their work the members have adopted a thorough open- 
 door policy in regard to the meeting of employees, employers, in- 
 surers and others concerned in the administration of the law. Board 
 members are available at all times for consultation, advice and 
 hearings. If advice is desired at any time, there should be no hesi- 
 tancy either in calling at the office of the Board, or in writing. The 
 safe course is to act immediately. The work of the Board has grown 
 tremendously since 1912, as will be understood by the mere mention 
 of the increase in the number of employers subscribing to insurance 
 under the law. This number has increased from a few thousand in 
 
Missing Page 
 
Missing Page 
 
PART II. PAYMENTS. 
 
 Part II. 
 
 OompenBation 
 of employee. 
 
 No compensa- 
 tion, when. 
 
 Double 
 compensation. 
 
 When 
 ' compensation 
 begins. 
 
 When 
 
 compensation 
 may be 
 discontinued. 
 
 Medical and 
 
 hospital 
 
 services. 
 
 PAYMENTS. 
 
 Section 1. If an employee who has not given notice of 
 his claim of common law rights of action, as provided in 
 Part I, section five, or who has given such notice and has 
 waived the same, receives a personal injury arising out of 
 and in the course of his employment, he shall be paid com- 
 pensation by the association, as hereinafter provided, if his 
 employer is a subscriber at the time of the injury. 
 
 Section 2. If the employee is injured by reason of his 
 serious and wilful misconduct, he shall not receive compen- 
 sation. 
 
 Section 3 [as amended by section 1 of chapter 571, Acts 
 of 1912]. If the employee is injured by reason of the serious 
 and wilful misconduct of a subscriber or of any person reg- 
 ularly entrusted with and exercising the powers of superin- 
 tendence, the amounts of compensation hereinafter provided 
 shall be doubled. In such case the subscriber shall repay 
 to the association the extra compensation paid to the 
 employee. If a claim is made under this section the sub- 
 scriber shall be allowed to appear and defend against, such 
 claim only. 
 
 Section 4 [as amended by section 1 of chapter 90, Gen- 
 eral Acts of 1916]. No compensation shall be paid under 
 this act for any injury which does not incapacitate the 
 employee for a period of at least ten days from earning full 
 wages, but if incapacity extends beyond the period of ten 
 days, compensation shall begin on the eleventh day after 
 the injury. When compensation shall have begun, it shall 
 not be discontinued except with the written assent of the 
 employee or the approval of the board, or a member there- 
 of: provided, however, that such compensation shall be paid 
 in accordance with section ten of Part II of said chapter 
 seven hundred and fifty-oney as amended by section five of 
 chapter seven hundred and eight of the acts of the year 
 nineteen hundred and fourteen, if the employee in fact 
 earns wages at any time after the original agreement is 
 filed. {In effect January 1, 1917.) 
 
 Section 5 [as amended by section 1 of chapter 708, Acts 
 of 1914, and chapter 198, General Acts of 1917]. During 
 the first two weeks after the injury, and, if the employee is 
 not immediately incapacitated thereby from earning full 
 wages, then from the time of such incapacity, and in un- 
 usual cases, in the discretion of the board, for a longer 
 period, the association shall furnish adequate and reasonable 
 medical and hospital services, and medicines, when they are 
 
PAET 11. PAYMENTS. 9 
 
 needed. The employee shall have the right to select a Eight of 
 physician other than the one provided by the association, BefMt'pS'si- 
 and in case he shall be treated by a physician of his own JS.° °i^5„„ 
 
 ,. 11'. (> I. 1 tioan one pro- 
 
 selection, or whether in case of emergency or for other vided by 
 justifiable cause, a physician other than the one provided by ^™°'**""'- 
 the association is called in to treat the injured employee, the 
 reasonable cost of his services shall be paid by the associa- 
 tion, subject to the approval of the industrial accident 
 board. Such approval shall be granted only if the board 
 finds that the employee was so treated by such physician, 
 or that there was such emergency or justifiable cause, and 
 in all cases, that the services were adequate and reasonable 
 and the charges reasonable. {In effect May 23, 1917.) 
 
 Section 6 [as amended by section 2 of chapter 708, Acts in case of 
 of 1914]. If death results from the injury, the association f»*=^i '"l"^- 
 shall pay the dependents of the employee, wholly dependent 
 upon his earnings for support at the time 'of the injury, a 
 weekly payment equal to sixty-six and two thirds per cent 
 of his average weekly wages, but not more than ten dollars 
 nor less than four dollars a week for a period of five hun- 
 dred weeks from the date of the injury; but in no case 
 shall the amount be more than four thousand dollars. If 
 the employee leaves dependents only partially dependent 
 upon his earnings for support at the time of his injury, the 
 association shall pay such dependents a weekly compensa- 
 tion equal to the same proportion of the weekly payments 
 for the benefit of persons wholly dependent as the amount 
 contributed by the employee to such partial dependents 
 bears to the annual earnings of the deceased at the time of 
 his injury. When weekly payments have been made to an 
 injured employee before his death, the compensation to 
 dependents shall begin from the date of the last of such pay- 
 ments, but shall not continue more than five hundred weeks 
 from the date of the injury. {In effect October 1, 191 4-) 
 
 Section 7 [as amended by section 3 of chapter 708, Acts Dependency. 
 of 1914]. The following persons shall be conclusively pre- 
 sumed to be wholly dependent for support upon a deceased 
 employee: — 
 
 (a) A wife upon a husband with whom she lives at the 
 time of his death, or from whom, at the time of his death, 
 the industrial accident board shall find the wife was living 
 apart for justifiable cause or because he had deserted her. 
 The findings of the board upon the question of such justi- 
 fiable cause and desertion shall be final. 
 
 (6) A husband upon a wife with whom he lives at the 
 time of her death. 
 
 (c) A child or children under the age of eighteen years 
 (or over said age, but physically or mentally incapacitated 
 
10 
 
 PAET n. PAYMENTS. 
 
 EzpeDses of 
 burial. 
 
 Total 
 incapacity. 
 
 Partial 
 incapacity. 
 
 from earning), upon the parent with whom he is or they 
 are living at the time of the death of such parent, there 
 being no surviving dependent parent: provided, that in the 
 event of the death of an employee who has at the time of 
 his death a living child or children by a former wife or 
 husband, under the age of eighteen years (or over said age, 
 but physically or mentally incapacitated from earning), 
 said child or children shall be conclusively presumed to be 
 wholly dependent for support upon such deceased employee, 
 and the death benefit shall be divided between the surviving 
 wife or husband and all the children of the deceased em- 
 ployee in equal shares, the surviving wife or husband taking 
 the same share as a 'child. The total sum due the surviving 
 wife or husband and her or his own children shall be paid 
 directly to the wife or husband for her or his own use and for 
 the benefit of her or his own children, and the sums due to 
 the children by the former wife or husband of the deceased 
 employee shall be paid to their guardians or legal repre- , 
 sentatives, for the benefit of such children. 
 
 In all other cases questions of dependency, in whole or 
 in part, shall be determined in accordance with the fact, 
 as the fact may be at the time of the injury; and in such 
 other cases, if there is more than one person wholly de- 
 pendent, the death benefit shall be divided equally among 
 them, and persons partly dependent, if any, shall receive 
 no part thereof, and if there is no one wholly dependent 
 and more than one person partly dependent, the death 
 benefit shall be divided among them according to the rela- 
 tive extent of their dependency. {In effect June 26, 1914-) 
 
 Section 8 [as amended by chapter 269, General Acts of 
 1917]. In all cases the association shall pay the reasonable 
 expense of burial which shall not exceed one hundred dol- 
 lars. If the employee leaves dependents, such sum shall be 
 a part of the compensation payable, and shall to that ex- 
 tent diminish the period of payment. {Approved May 21, 
 1917; in effect June 20, 1917.) 
 
 Section 9 [as amended by section 4 of chapter 708, Acts 
 of 1914; section 1 of chapter 249, General Acts of 1917; 
 and chapter 113, General Acts of 1918]. While the in- 
 capacity for work resulting from the injury is total, the 
 association shall pay the injured employee a weekly com- 
 pensation equal to sixty-six and two thirds per cent of his 
 average weekly wages, but not more than fourteen dollars 
 nor less than five dollars a week; and in no case shall the 
 period covered by such compensation be greater than five 
 hundred weeks, nor the amount more than four thousand 
 dollars. {Approved March 27, 1918; in effect April 26, 1918.) 
 
 Section 10 [as amended by section 5 of chapter 708, Acts 
 of 1914]. While the incapacity for work resulting from the 
 
PAKT II. PAYMENTS. U 
 
 injury is partial, the association shall pay the injured em- 
 ployee a weekly compensation equal to sixty-six and two 
 thirds per cent of the difference between his average weekly 
 wages before the injury and the average weekly wages 
 which he is able to earn thereafter, but not more than ten 
 dollars a week; and in no case shall the period covered by 
 such compensation be greater than five hundred weeks from 
 the date of the injury, nor the amount more than four 
 thousand dollars. {In effect October 1, 1914-) 
 
 Section 11 [as amended by section 2 of chapter 571, Acts Specified 
 of 1912; section 1 of chapter 696, Acts of 1913, section 1 of i?iSif^m"en- 
 chapter 445, Acts of 1913, and section 6 of chapter 708, Acts =a*'°° f°'- 
 of 1914]. In case of the following specified injuries the 
 amounts hereinafter named shall be paid in addition to all 
 other compensation : — 
 
 (o) For the loss by severance of both hands at or above 
 the wrist, or both feet at or above the ankle, or the loss of 
 one hand and one foot, or the reduction to one tenth of 
 normal vision in both eyes with glasses, sixty-six and two 
 thirds per cent of the average weekly wages of the injured 
 person, but not more than ten dollars nor less than four 
 dollars a week, for a period of one hundred weeks. 
 
 (6) For the loss by severance of either hand, at or above 
 the wrist, of either foot at or above the ankle, or the reduc- 
 tion to one tenth of normal vision in either eye with 
 glasses, sixty-six and two thirds per cent of the average 
 ■weekly wages of the injured person, for each hand or foot 
 so severed, but not more than ten dollars nor less than four 
 dollars a week for a period of fifty weeks. 
 
 (c) For the loss by severance at or above the second joint 
 of two or more fingers, including thumbs, of the same hand, 
 or of two or more toes of the same foot, sixty-six and two 
 thirds per cent of the average weekly wages of the injured 
 person, but not more than ten dollars nor less than four 
 dollars a week, for a period of twenty-five weeks for each 
 hand or foot so injured. 
 
 (d) For the loss by severance of at least one phalange of 
 a finger, thumb, or toe, sixty-six and two thirds per cent of 
 the average weekly wages of the injured person, but not 
 more than ten dollars nor less than four dollars a week, for 
 a period of twelve weeks for each hand or foot so injured. 
 
 (e) The additional amounts provided for in this section 
 in case of the loss of a hand, foot, thumb, finger, toe, or 
 phalange, shall also be paid for the number of weeks above 
 specified, in case the injury is such that the hand, foot, 
 thumb, finger, toe or phalange is not lost, but so injured 
 as to be permanently incapable of use. (in effect October 
 1, 1914.) 
 
12 
 
 PART II. PATMENTS. 
 
 Savings not to 
 be considered. 
 
 To whom 
 payable, in 
 case of dtoth. 
 
 Appointment 
 of legal 
 representative. 
 
 Guardian, 
 minor, etc. 
 
 Notice of 
 injury. 
 
 Form of 
 notice. 
 
 Section 12. No savings or insurance of the injured em- 
 ployee, independent of this act, shall be taken into consid- 
 eration in determining the compensation to be paid here- 
 under, nor shall benefits derived from any other source 
 than the association be considered in fixing the compensa- 
 tion under this act. 
 
 Section 13 [as amended by section 7 of chapter 708, Acts 
 of 1914]. The compensation payable under this act in case 
 of the death of the injured employee shall be paid to his 
 legal representative; or, if he has no legal representative, 
 to his dependents; or, if he leaves no dependents, to the 
 persons to whom payment of the expenses for the last sick- 
 ness and burial are due. If the payment is made to the 
 legal representative of the deceased employee, it shall be 
 paid by him to the dependents or other persons entitled 
 thereto under this act. When the appointment of a legal 
 representative of a deceased employee, not otherwise nec- 
 essary, is required for carrying out the provisions of this 
 act, the association shall furnish or pay for all legal serv- 
 ices rendered in connection with the appointment of such 
 legal representative, or in connection with any of his duties, 
 and shall pay the necessary disbursements for such appoint- 
 ment, the necessary expenses of such legal representative, 
 and reasonable compensation to him for time necessarily 
 spent in carrying out said provisions. All said payments 
 shall be in addition to all sums paid for compensation. 
 {In effect October 1, 1914.) 
 
 Section 14. If an injured employee is mentally incom- 
 petent or is a minor at the time when any right or priv- 
 ilege accrues to him under this act, his guardian or next 
 friend may in his behalf claim and exercise such right or 
 privilege. 
 
 Section 15. No proceedings for compensation for an 
 injury under this act shall be maintained unless a notice 
 of the injury shall have been given to the association or 
 subscriber as soon as practicable after the happening 
 thereof, and unless the claim for compensation with respect 
 to such injury shall have been made within six months 
 after the occurrence of the same; or, in case of the death 
 of the employee, or in the event of his physical or mental 
 incapacity, within six months after death or the removal of 
 such physical or mental incapacity. 
 
 Section 16 [as amended by chapter 172, Acts of 1912, 
 and section 3 of chapter 571, Acts of 1912]. The said 
 notice shall be in writing, and shall state in ordinary lan- 
 guage the time, place and cause of the injury, and shall be 
 signed by the person injured, or by a person in his behalf, 
 or, in the event of his death, by his legal representative or 
 
PART II. PAYMENTS. 13 
 
 by a person in his behalf, or by a person to whom payments 
 may be due under this act or by a person in his behalf. 
 Any form of written communication signed by any person 
 who may give the notice as above provided, which contains 
 the information that the person has been so injured, giving 
 the time, place and cause of the injury, shall be considered 
 a suflScient notice. 
 
 Section 17. The notice shall be served upon the associ- service of 
 ation, or an officer or agent thereof, or upon the subscriber, ''°'"*' 
 or upon one subscriber, if there are more subscribers than 
 one, or upon any officer or agent of a corporation if the 
 subscriber is a corporation, by delivering the same to the 
 person on whom it is to be served, or leaving it at his resi- 
 dence or place of business, or by sending it by registered 
 mail addressed to the person or corporation on whom it is 
 to be served, at his last known residence or place of business. 
 
 Section 18. A notice given under the provisions of this inaccuracy, 
 act shall not be held invalid or insufficient by reason of any 
 inaccuracy in stating the time, place or cause of the injury, 
 unless it is shown that it was the intention to mislead and 
 the association was in fact misled thereby. Want of notice 
 shall not be a bar to proceedings under this act, if it be 
 shown that the association, subscriber, or agent had knowl- 
 edge of the injury. 
 
 Section 19 [as amended by section 4 of chapter 571, Acts Medical 
 of 1912]. After an employee has received an injury, and ff^^Sested'by 
 from time to time thereafter during the continuance of his association, etc. 
 disability he shall, if so requested by the association or sub- 
 scriber, submit himself to an examination by a physician 
 or surgeon authorized to practice medicine under the laws 
 of the commonwealth, furnished and paid for by the associa- 
 tion or subscriber. The employee shall have the right to 
 have a physician provided and paid for by himself present 
 at the examination. If he refuses to submit himself for the 
 examination, or in any way obstructs the same, his right 
 to compensation shall be suspended, and his compensation 
 during the period of suspension may be forfeited. 
 
 Section 20. No agreement by an employee to waive his Noa^e'ement 
 rights to compensation under this act shall be valid. %™Io^^id. 
 
 Section 21. No payment under this act shall be as- No payment 
 signable or subject to attachment, or be liable in any way a™>e"ai''e' etc. 
 for any debts. 
 
 Section 22 [as amended by section 8 of chapter 708, Lumpsum 
 Acts of 1914]. Whenever any weekly payment has been p**""™*- 
 continued for not less than six months, the liability there- 
 for may in unusual cases where the parties agree and the 
 board deems it to be for the best interest of the employee 
 or his dependents, be redeemed by the payment, in whole 
 or in part, by the association, of a lump sum which shall be 
 
14 
 
 PART III. PROCEDURE. 
 
 Claim for 
 compensation. 
 
 Interest on 
 payments in 
 appealed cases. 
 
 fixed by the board, but in no case to exceed the amount 
 provided by said act. The board may, however, in its 
 discretion at any time in the case of a minor who has re- 
 ceived permanently disabling injuries, either partial or total, 
 provide that he be compensated, in whole or in part, by the 
 payment of a lump sum, the amount of which shall be fixed 
 by the board, but in no case to exceed the amount provided 
 by said act. (In effect October 1, 1914-) 
 
 Section 23 [as amended by section 5 of chapter 571, 
 Acts of 1912, and chapter 119, General Acts of 1918]. The 
 claim for compensation shall, be in writing and shall state 
 the time, place, cause and nature of the injury; it shall be 
 signed by the person injured or by a person in his behalf, 
 or, in the event of his death, by his legal representative or 
 by a person in his behalf, or by a person to whom payments 
 may be due under this act or by a person in his behalf, and 
 shall be filed with the industrial accident board. A claim 
 for compensation shall not be held invalid or insufficient by 
 reason of any inaccuracy in stating the time, place, cause 
 or nature of the injury, unless it is shown that it was the 
 intention to mislead and that the association was in fact 
 misled thereby. The failure to make a claim within the 
 period prescribed by section fifteen shall not be a bar to 
 the maintenance of proceedings under this act if it is found 
 that it was occasioned by mistake or other reasonable 
 cause. {Approved March 27, 1918; in effect April 26, 1918.) 
 
 Section 24 [new section, as added by section 14 of chap- 
 ter 708, Acts of 1914]. Whenever any question involving 
 the compensation of an injured employee, or his dependents, 
 is appealed to the supreme judicial court, and the decision 
 rendered is in favor of the employee or his dependents, 
 interest to the date of payment shall be paid by the associ- 
 ation on all sums due as compensation to such employee or 
 dependents. {In effect October 1, 1914-) 
 
 Part III. 
 
 Industrial 
 
 accident 
 
 board. 
 
 PROCEDURE. 
 
 Section 1 [as amended by section 6 of chapter 571, Acts 
 of 1912, and chapter 297, General Acts of 1917]. There 
 shall be an industrial accident board consisting of five 
 members, to be appointed by the governor, by and with 
 the advice and consent of the council, one of whom shall be 
 designated by the governor as chairman. The term of 
 office of members of this board shall be five years, except 
 that when first constituted one member shall be appointed 
 for one year, one for two years, one for three years, one for 
 
PART III. PROCEDUKE. 15 
 
 four years, and one for five years. Thereafter one member 
 shall be appointed every year for the full term of five years. 
 The industrial accident board established by section one of 
 Part III of chapter seven hundred and fifty-one of the acts 
 of the year nineteen hundred and eleven, as amended by 
 section six of chapter five hundred and seventy-one of the 
 acts of the year nineteen hundred and twelve, shall here- 
 after consist of seven instead of five members. The term 
 of office of the two additional members shall be five years, 
 except that when first appointed one shall be appointed for 
 a term of five years and one for a term of three years. The Chairman to 
 chairman of said board shall, from time to time, designate vtevmeboard. 
 five members to serve as a reviewing board, and three 
 members shall constitute a quorum to decide all matters 
 which are required to be heard by the board. (Approved 
 May 24, 1917; in effect June S3, 1917.) 
 
 Section 2 [as amended by section 7 of chapter 571, Acts Salaries, 
 of 1912]. The salaries and expenses of the board shall be ^^p^'^".**^- 
 paid by the commonwealth. The salary of the chairman 
 shall be five thousand dollars a year, and the salary of the 
 other members shall be forty-five hundred dollars a year 
 each. The boafd may appoint a secretary at a salary of 
 not more than three thousand dollars a year, and may 
 remove hini. It shall also be allowed an annual sum, not 
 exceeding ten thousand dollars, for clerical service, and 
 travelling and other necessary expenses. The board shall 
 be provided with an office in the state house or in some 
 other suitable building in the city of Boston, in which its 
 records shall be kept. 
 
 Section 3 [as amended by section 8 of chapter 571, Acts P"'«f °' 
 of 1912, and chapters 123 and 275, General Acts of 1915]. ^ 
 The board may make rules not inconsistent with this act 
 for carrying out the provisions of the. act. Process and 
 procedure under this act shall be as simple and summary as 
 reasonably may be. The board or any member thereof pj^^u^e 
 shall have the power to subpoena witnesses, administer vritnesaes.'etc. 
 oaths, and to examine such parts of the books and records 
 of the parties to a proceeding as relate to questions in 
 dispute. Upon the written request of the board or of any 
 member thereof, together with interrogatories and cross- 
 interrogatories, if any there be, filed with the clerk of the 
 sujjerior court for any county of this commonwealth, com- 
 missions to take depositions of persons or witnesses residing 
 without the commonwealth, or in foreign countries, or 
 letters rogatory to any court in any other of the United 23'™tte°^ 
 States or to any court in any foreign country, shall forth- rogatory, 
 with issue from the said superior court, as in cases pending 
 in said superior court, and upon the return of the said 
 
16 
 
 PART III. PROCEDURE. 
 
 Superior court 
 to enforce 
 provisions 
 relating to 
 witnesses. 
 
 Agreements 
 regarding com- 
 pensation; 
 memorandum 
 to be filed; bow 
 enforoible. 
 
 Hearing by 
 member of 
 board, if no 
 agreement. 
 
 Appointment 
 of arbitrators. 
 
 depositions or answers to letters rogatory the same shall be 
 opened by the clerk of the court which issued the commis- 
 sions or letters, and the said clerk shall endorse thereon 
 the date upon which any deposition or answer to letters 
 rogatory was received and the same shall forthwith be 
 delivered to the board. No entry fee shall be charged in 
 such cases. The fees for attending as a witness before the 
 industrial accident board shall be one dollar and fifty cents 
 a day, for attending before an arbitration committee fifty 
 cents a day; in both cases five cents a mile for travel out 
 and home. The superior court shall have power to enforce 
 by proper proceedings the provisions of this section relating 
 to the attendance and testimony of witnesses and the ex- 
 amination of books and records. 
 
 Section 4 [as amended by section 9 of chapter 571, Acts 
 of 1912]. If the association and the injured employee reach 
 an agreement in regard to compensation under this act, a 
 memorandum of the agreement shall be filed with the indus- 
 trial accident board and, if approved by it, thereupon the 
 memorandum shall for all purposes be enforcible under the 
 provisions of Part III, section eleven. Such agreements 
 shall be approved by said board only when the terms con- 
 form to the provisions of this act. 
 
 Section 5 [as amended by section 9 of chapter 571, Acts 
 of 1912; section '9 of chapter 708, Acts of 1914; and section 
 2 of chapter 297, General Acts of 1917]. If the association 
 and the injured employee fail to reach an agreement in re- 
 gard to compensation under this act, or if they have 
 reached such an agreement, which has been signed and filed 
 in accordance with the provisions of this act, and compensa- 
 tion has been paid or is due in accordance therewith and the 
 parties thereto then disagree as to the continuance of any 
 weekly payments under such agreement, either party may 
 notify the industrial accident board which shall thereupon 
 assign the case for hearing by a member of the board. 
 {Approved May 24, 1917; in effect June 23, 1917.) 
 
 Section 6 [as amended by section 11 of chapter 571, Acts 
 of 1912]. It shall be the duty of the industrial accident 
 board, upon notification that the parties have failed to reach 
 an agreement, to request both parties to appoint their re- 
 spective representatives on the committee of arbitration. 
 The b'oard shall designate one of its members to act" as 
 chairman, and, if either party does not appoint its member 
 on this committee within seven days after notification, as 
 above provided, or after a vacancy has occurred, the board 
 or any member thereof shall fill the vacancy and notify the 
 parties to that effect. [The above section was amended by 
 striking out all of said section by section 3 of chapter 297, 
 General Acts of 1917.] 
 
PART III. PROCEDURE. 17 
 
 Section 7 [as amended by section 12 of chapter 571, Acts Hearing by a 
 of 1912, and section 4 of chapter 297, General Acts of SS."" 
 1917]. The member of the board shall make such inquiries 
 and investigations as shall be deemed necessary. The hear- 
 ing shall be held in the city or town where the accident 
 occurred, or in such other place as the board may desig- 
 nate; and the decision of the member, together with a 
 statement of the evidence, his findings of fact, rulings of 
 law, and any other matters pertinent to questions arising 
 before him shall be filed with the industrial accident board. 
 Unless a claim for review is filed by either party within 
 seven days, the decision shall be enforcible under provisions 
 of section eleven of Part III. (Approved May 24, 1917; in 
 effect June 23, 1917.) 
 
 Section 8 [as amended by section 10 of chapter 708, Examination 
 Acts of 1914, and chapter 72, General Acts of 1916]. The by^physioian 
 industrial accident board or any member thereof may ap- '" t'°»''<*- 
 point a duly qualified impartial physician to examine the 
 injured employee and to report. The fee for this service 
 shall be five dollars and travelling expenses, but the board 
 may allow additional reasonable amounts in extraordinary 
 casesj and the association shall reimburse the board for 
 the amount so paid. The report of the physician shall be 
 admissible as evidence in any proceeding before the indus- 
 trial accident board or a committee of arbitration, provided 
 that the employee and insurer have seasonably been fur- 
 nished with copies thereof. (In effect March 23, 1916.) 
 
 Section 9. The arbitrators named by or for the parties Fees of 
 to the dispute shall each receive five dollars as a fee for his a''"*'**o'=- 
 services, but the industrial accident board or any member 
 thereof may allow additional reasonable amounts in extraor- 
 dinary cases. The fees shall be paid by the association, 
 which shall deduct an amount equal to one third of the sum 
 froni any compensation found due the employee. [The 
 above section was amended by striking out all of said sec- 
 tion by section 5 of chapter 297, General Acts of 1917.] 
 
 Section 10 [as amended by section 13 of chapter 571, Review of 
 Acts of 1912, and section 10 of chapter 297, General Acts of member by 
 1917]. If a claim for a review is filed, as provided in Part ''°'"'^' 
 III, section seven, the board shall hear the parties and may 
 hear the evidence in regard to any or all matters pertinent 
 thereto and may revise the detjision of the member in whole 
 or in part, or may refer the matter back to the member for 
 further findings of fact, and shall file its decision with the 
 records of the proceedings and notify the parties thereof. 
 No party shall as a matter of right be entitled to a second 
 hearing upon any question of fact. (Approved May 24, 
 1917; in effect June 23, 1917.) 
 
18 
 
 PAST III. PROCEDTJKE. 
 
 Court decrees 
 and appeals. 
 
 Review o£ 
 payments by 
 Enember of 
 board. 
 
 Fees subject 
 to approval of 
 board. ^, 
 
 Hearing by a 
 member if no 
 agreement is 
 reached. 
 
 Section 11 [as amended by section 14 of chapter 571, 
 Acts of 1912, and section 7 of chapter 297, General Acts of 
 1917]. ' Any party in interest may present certified copies of 
 an order or decision of the board, a decision of a member 
 from which no claim for review has been filed within the 
 time allowed therefor, or a memorandum of agreement ap- 
 proved by the board, and all papers in connection there- 
 with, to the superior court for the county in which the 
 injury occurred or for the county of Suffolk, whereupon said 
 court shall render a decree in accordance therewith and 
 notify the parties. Such decree shall have the same effect 
 and all proceedings in relation thereto shall thereafter be 
 the same as though rendered in a suit duly heard and de- 
 termined by said court, except that there shall be no appeal 
 therefrom upon questions of fact, or where the decree is 
 based upon a decision of a member or a memorandum of 
 agreement, and that there shall be no appeal from a decree 
 based upon an order or decision of the board which has not 
 been presented to the court within ten days after the notice 
 of the filing thereof by the board. Upon the presentation 
 to it of a certified copy of a decision of the industrial 
 accident board ending, diminishing or increasing a weekly 
 payment under the provisions of Part III, section twelve, 
 the court shall revoke or modify the decree to conform to 
 such decision. {Approved May 24, 1917; in effect June 23, 
 1917.) 
 
 Section 12 [as amended by section 11 of chapter 708, 
 Acts of 1914, and section 8 of chapter 297, General Acts of 
 1917]. Any weekly payment under this act may be re- 
 viewed by the industrial accident board or any member 
 thereof, and on such review the board or member may, in 
 accordance with the evidence and subject to the provisions 
 of this act, issue any order which may be deemed advisable. 
 If the case is heard and decided by a member, his decision 
 shall be subject to review as provided by sections seven and 
 ten of Part III, and the general provisions of the act. 
 {Approved May 24, 1917; in effect June 23, 1917.) 
 
 Section 13 [as amended by section 12 of chapter 708, 
 Acts of 1914, and section 12 of chapter 297, General Acts 
 of 1917]. Fees of attorneys and physicians and charges of 
 hospitals for services under this act shall be subject to the 
 approval of the industrial accident board. If the association 
 and any physician or hospital, or the employee and any 
 attorney, fail to reach an agreement as to the amount to be 
 paid for such services, either party may notify the board, 
 which may thereupon assign the case for hearing by a 
 member of the board in accordance with the provisions of 
 this act. The member shall report the facts to the in- 
 
PART III. PEOCEDUEE. 19 
 
 dustrial accident board for decision, and the decision shall 
 be enforcible as provided by Part III of section eleven. 
 {Approved May 24, 1917; in effect June 23, 1917.) 
 
 Section 14 [as amended by section 10 of chapter 297, ^^™™* 
 General Acts of 1917]. If the industrial accident board, 
 any member thereof, or any court before whom any pro- 
 ceedings are brought under this act determines that such 
 proceedings have bfien brought, prosecuted, or defended 
 without reasonable ground, it shall assess the whole cost of 
 the proceedings upon the party who has so brought, prose- 
 cuted or defended them. {Approved May 24, 1917; in 
 effect June 23, 1917.) 
 
 Section 15 [as amended by section 1 of chapter 448, Acts Optional 
 of 1913]. Where the injury for which compensation is pay- '"°°° "*' 
 able under this act was caused under circumstances creating 
 a legal liability in some person other than the subscriber to 
 pay damages in respect thereof, the employee may at his 
 option proceed either at law against that person to recover 
 damages, or against the association for compensation under 
 this act, but not against both; and if compensation be paid 
 under this act, the association may enforce in the name of 
 the employee, or in its own name and for its own benefit, 
 the liability of such other person, and in case the associa- 
 tion recovers a sum greater than that paid by the associa- 
 tion to the employee four fifths of the excess shall be paid 
 over to the employee. 
 
 Section 16 [as amended by section 15 of chapter 571, 9'i^''°'"jv 
 Acts of 1912]. All questions arising under this act, if not board, etc. 
 settled by agreement by the parties interested therein, shall, 
 except as otherwise herein provided, be determined by the 
 industrial accident board. The decisions of the industrial 
 accident board shall for all purposes be enforcible under the 
 provisions of Part III, section eleven. 
 
 Section 17. If a subscriber enters into a contract. Employees of 
 written or oral, with an independent contractor to do such contractor, etc. 
 subscriber's work, or if such a contractor enters into a con- 
 tract with a sub-contractor to do all or any part of the work 
 comprised in such contract with the subscriber, and the 
 association would, if such work were executed by employees 
 immediately employed by the subscriber, be liable to pay 
 compensation under this act to those emplbyees, the asso- 
 ciation shall pay to such employees any compensation 
 which would be payable to them under this act if the inde- 
 pendent or sub-contractors were subscribers. The associa- 
 tion, however, shall be entitled to recover indemnity from 
 any other person who would have been liable to such em- 
 ployees independently of this section, and if the association 
 has paid compensation under the terms of this section, it 
 
20 
 
 PART III. PROCEDURE. 
 
 ■EmployeTB to 
 report all 
 injuries. 
 
 Supplemental 
 report. 
 
 Form of report 
 of injury. 
 
 Penalty. 
 
 may enforce in the name of the employee, or in its own 
 name and for the benefit of the association, the liability of 
 such other person. This section shall not apply to any con- 
 tract of an independent or sub-contractor which is merely 
 ancillary and incidental to, and is no part of or process in, 
 the trade or business carried on by the subscriber, nor to 
 any case where the injury occurred elsewhere than on, in, 
 or about the premises on which the contractor has under- 
 taken to execute the work for the subscriber or which are 
 under the control or management of the subscriber. 
 
 Section 18 [as amended by section 1 of chapter 746, Acts 
 of 1913]. Every employer shall hereafter keep a record of 
 all injuries, fatal or otherwise, received by his employees in 
 the course of their employment. Within forty-eight hours, 
 not counting Sundays and legal holidays, after the occur- 
 rence of an injury, a report thereof shall be made in writing 
 to the industrial accident board on blanks to be procured 
 from the board fof the purpose. Upon the termination of 
 the disability of the injured employee, the employer shall 
 make a supplemental report upon blanks to be procured 
 from the board for that purpose. If the disability extends 
 beyond a period of sixty days, the employer shall report to 
 the board at the end of such period that the injured em- 
 ployee is still disabled, and upon the termination of the dis- 
 ability shall file a final supplemental report as provided above. 
 
 The said reports shall contain the name and nature of 
 the business of the employer, the situation of the establish- 
 ment, the name, age, sex, and occupation of the injured 
 employee, and shall state the date and hour of any acci- 
 dent causing the injury, 'the nature and cause of the injury, 
 and such other information as may be required by the board. 
 
 Any employer who refuses or neglects to make the report 
 required by this section shall be punished by a fine of not 
 more than fifty dollars for each ofiFence. 
 
 Copies of all reports of injuries filed by employers with 
 the industrial accident board and all statistics and data 
 compiled therefrom shall be kept available by the said 
 board and shall be furnished on request to the state board 
 of labor and industries for its own use. 
 
 Within sixty days after the termination of the disability 
 of .the injured employee, the association or other party 
 liable to pay the compensation provided for by Part II 
 of this act shall file with the board a statement showing 
 the total payments made or to be made for compensation 
 and for medical services for such injured . employee. 
 
PART rV. THE MASSACHUSETTS EMPLOYEES INS. ASS'N. 21 
 
 Chaptek 132, General Acts of 1915. ' 
 
 An Act eelative to appeals under the workmen's 
 compensation act, so-called. 
 
 Be it enacted, etc., as follows: 
 
 Section 1. An order or decision of the industrial acci- CompenBation 
 dent board, a decree of the superior court upon such an Seaplte^appeai, 
 order, a decision of an arbitration committee from which no "■),''' otherwiae 
 claim for review has been filed within the time allowed 
 therefor, or a memorandum of agreement approved by the 
 industrial accident board, shall have effect, notwithstand- 
 ing an appeal, until it is otherwise ordered by a justice of 
 the supreme judicial court who may, in any county, sus- 
 pend or modify such decree, order or decision, during the 
 pendency of the appeal. 
 
 Section 2. This act shall take effect upon its passage. 
 [Approved April 2, 1915. 
 
 Part IV. 
 
 THE MASSACHUSETTS EMPLOYEES INSURANCE ASSOCIATION. 
 [see CHAPTER 721, ACTS OP 1912, AS AMENDED BY CHAP- 
 TER 338, ACTS OF 1914.] 
 
 Section 1. The Massachusetts Employees Insurance Massachusetts 
 Association is hereby cheated a body corporate with the fn™urance° 
 powers provided in this act and with all the general cor- Association, 
 porate powers incident thereto. 
 
 Section 2. The board of directors of the association shall Directora. 
 consist of not less than fifteen members, to be elected by bal- 
 lot by the members, who shall hold office for such term or 
 terms as the by-laws may provide in accordance with the 
 provisions of section twenty-six of chapter five hundred and 
 seventy-six of the acts of the year nineteen hundred and seven 
 and until their successors are elected. 
 
 Section 3. Until the first meeting of the subscribers Powers of 
 the board of directors shall have and exercise all the powers b^aw™ ^""^ 
 of the subscribers, and may adopt by-laws not inconsistent 
 with the provisions of this act, which shall be in effect 
 until amended or repealed by the subscribers. 
 
 Section 4. The board of directors shall annually choose officers, 
 by ballot a president, who shall be a member of the board, 
 a secretary, a treasurer, and such other officers as the by- 
 laws shall provide. 
 
 Section 5. Seven or more of the directors shall con- Quorum and 
 stitute a quorum for the transaction of business. Tacancies. 
 
 1 The above chapter, having reference to procedure, is inserted here and may be con- 
 sidered as a section of Part III. 
 
22 
 
 PABT rv. THE MASSACHUSETTS EMPLOYEES INS. ASS N. 
 
 Any employer 
 may become 
 subaoriber. 
 
 First meeting 
 of subscribers. 
 
 Subscribers' 
 voting power. 
 
 Minimum 
 standard. 
 
 Other 
 requirements. 
 
 When further 
 policies not to 
 be issued. 
 
 License. 
 
 Subscribers to 
 be distributed 
 into groups. 
 
 Vacancies in any office may be filled in such manner as 
 the by-laws shall provide. 
 
 Section 6. Any employer in the commonwealth may 
 become a subscriber. 
 
 Section 7. The board of directors shall, within thirty 
 days of the subscription of twenty-five employers, call the- 
 first meeting of the subscribers by a notice in writing mailed 
 to each subscriber at his place of business not less than ten 
 days before the date fixed for the meeting. 
 
 Section 8. In any meeting of the subscribers each sub- 
 scriber shall be entitled to one vote, and if a subscriber 
 has five hundred employees to whom the association is 
 bound to pay compensation he shall be entitled to two 
 votes, and he shall be entitled to one additional vote for 
 each additional five hundred employees to whom the as- 
 sociation is bound to pay compensation, but no subscriber 
 shall cast, by his own right or by the right of proxy, more 
 than twenty votes. 
 
 Section 9. No policy shall be issued by the association 
 until not less than one hundred employers have subscribed,, 
 who have not less than ten thousand employees to whom 
 the association may be bound to pay compensation. 
 
 Section 10. No policy shall be issued until a list of the 
 subscribers, with the number of employees of each, together 
 with such other information as the insurance commissioner 
 may require, shall have been filed at the insurance depart- 
 ment, nor until the president and secretary of the associa- 
 tion shall have certified under oath that every subscription 
 in the list so filed is genuine and made with an agreement 
 by every subscriber that he will take the policies sub- 
 scribed for by him within thirty days of the granting of a 
 license to the association by the insurance commissioner to- 
 issue policies. 
 
 Section 11. If the number of subscribers falls below 
 one hundred, or the number of employees to whom the- 
 association may be bound to pay compensation falls below 
 ten thousand, no further policies shall be issued until other 
 employers have subscribed who, together with existing sub- 
 scribers, amount to not less than one hundred who have not 
 less than ten thousand employees, said subscriptions to be 
 subject to the provisions contained in the preceding section. 
 
 Section 12. Upon the filing of the certificate provided 
 for in the two preceding sections the insurance commis- 
 sioner shall make such investigation as he may deem proper 
 and, if his findings warrant it, grant a license to the associa- 
 tion to issue policies. 
 
 Section 13. The board of directors shall distribute the 
 subscribers into groups in accordance with the nature of 
 the business and the degree of the risk of injury. 
 
PART IV. THE MASSACHUSETTS EMPLOYEES INS. ASS'N. 23 
 
 Subscribers within each group shall annually pay in cash, 
 or notes absolutely payable, such premiums as may be 
 required to pay the compensation herein provided for the 
 injuries which may occur in that year. 
 
 Section 14. The association may in its by-laws and 9°?^^^"^ 
 policies fix the contingent mutual liability of the subscribers '* ' ^' 
 for the payment of losses and expenses not provided for by 
 its cash funds; but such contingent liability of a sub- 
 scriber shall not be less than an amount equal to and in 
 addition to the cash premium. 
 
 Section 15. If the association is not possessed of cash Assessments. 
 funds above its unearned premiums sufiicient for the pay- 
 ment of incurred losses and expenses, it shall make an as- 
 sessment for the amount needed to pay such losses and 
 expenses upon the subscribers liable to assessment therefor 
 in proportion to their several liability. 
 
 Every subscriber shall pay his proportional part of any 
 assessments which may be laid by the association, in ac- 
 cordance with law and his contract, on account of injuries 
 sustained and expenses incurred while he is a subscriber. 
 
 Section 16. The board of directors may, from time to Dividends, etc. 
 time, by vote fix and determine the amount to be paid as 
 a dividend upon policies expiring during each year after 
 retaining sufficient sums to pay all the compensation which 
 may be payable on account of injuries sustained and 
 expenses incurred. 
 
 All premiums, assessments, and dividends shall be fixed 
 by and for groups as heretofore provided in accordance with 
 the experience of each group, but all the funds of the as- 
 sociation and the contingent liability of all the subscribers 
 shall be available for the payment of any claim against the 
 association. 
 
 Section 17. Any proposed premium, assessment, divi- Approval and 
 dend or distribution of subscribers shall be filed with the rpproroTby"' 
 insurance department and shall not take effect until ap- insuianoe 
 
 J , ,T_ • . • e, T_ . j_' J.. commissioner, 
 
 proved by the insurance commissioner after such investigation See page so. 
 as he may deem necessary. [See chapter 666, Acts of 1912.] 
 
 Section 18. The board of directors shall make and Rules for the 
 enforce reasonable rules and regulations for the prevention ShS^!™°' 
 of injuries on the premises of subscribers, and for this 
 purpose the inspectors of the association shall have free 
 access to all such premises during regular working hours. 
 
 Any subscriber or employee aggrieved by any such rule 
 or regulation may petition the industrial accident board for 
 a review, and it may affirm, amend, or annul the rule or 
 regulation. 
 
 Section 19. If any officer of the association shall falsely False oath 
 make oath to any certificate required to be filed with the ^^ °?°?'' °* 
 
 ■ >• 11111 '^ , p * 9S90C13itlOQs 
 
 insurance commissioner, ne shall be guilty of perjury. 
 
24 
 
 PART IV. THE MASSACHUSETTS EMPLOYEES INS. ASS'N. 
 
 Notice to 
 employees of 
 insurance. 
 
 Further notice. 
 
 Subscriber 
 indemnified 
 from actions 
 at law. 
 
 Application 
 of regular 
 insurance laws. 
 
 Kxpenses of 
 directors. 
 
 Section 20. Every subscriber shall, as soon as he se- 
 cures a policy, give notice, in writing or print, to all per- 
 sons under contract of hire with him that he has provided 
 for payment to injured epployees by the association. 
 
 Section 21 [as amended by section 16 of chapter 571, 
 Acts of 1912]. Every subscriber shall give notice in writing 
 or print to every person with whom he is about to enter 
 into a contract of hire that he has provided for payment 
 to injured employees by the association. If an employer 
 ceases to be a subscriber he shall, on or before the day on 
 which his policy expires, give notice thereof in writing or 
 print to all persons under contract with him. In case of 
 the renewal of the policy no notice shall be required under 
 the provisions of this act. He shall file a copy of said notice 
 with the industrial accident board. The notices required, 
 by this and the preceding section may be given in the 
 manner therein provided or in such other manner as may 
 be approved by the industrial accident board. 
 
 Section 22. If a subscriber, who has complied with all 
 the rules, regulations and demands of the association, is 
 required by any judgment of a court of law to pay to an 
 employee any damages on account of personal injury sus- 
 tained by such employee during the period of such sub- 
 scription, the association shall pay to the subscriber the 
 full amount of such judgment and the cost assessed there- 
 with, if the subscriber shall have given the association no- 
 tice in writing of the bringing of the action upon which the 
 judgment was recovered and an opportunity to appear and 
 defend the same. 
 
 Section 23. The provisions of chapter five hundred and 
 seventy-six of the acts of the year nineteen hundred and 
 seven and of acts in amendment thereof shall apply to the 
 association, so far as such provisions are pertinent and not 
 in conflict with the provisions of this act, except that the 
 corporate powers shall not expire because of failure to issue 
 policies or make insurance. 
 
 Section 24. The board of directors appointed by the 
 governor under the provisions of Part IV, section two, may 
 incur such expenses in the performance of its duties as shall 
 be approved by the governor and council. Such expenses 
 shall be paid from the treasury of the commonwealth and 
 shall not exceed in amount the sum of fifteen thousand 
 dollars. 
 
PART V. MISCELLANEOUS PROVISIONS. 25 
 
 Paet V. 
 
 MISCELLANEOUS PBOVISIONS. 
 
 Section 1. If an employee of a subscriber files any Release of 
 claim with or accepts any payment from the association on from°ciaim8 
 account of personal injury, or makes any agreement, or '■^^™- 
 submits any question to arbitration, under this act, such 
 action shall constitute a release to the subscriber of all 
 claims or demands at law, if any, arising from the injury. 
 
 Section 2 [as amended by section 1 of chapter 568, Definitions. 
 Acts of 1913, and section 13 of chapter 708, Acts of 1914]. 
 The following words and phrases, as used in this act, shall, 
 unless a different meaning is plainly required by the con- 
 text, have the following meaning : — 
 
 "Employer" shall include the legal representative of a "Employer." 
 deceased employer. 
 
 "Employee" shall include every person in the service of 'Employee." 
 another under any contract of hire, express or implied, oral 
 or written, except masters of and seamen on vessels engaged 
 in interstate or foreign commerce, and except one whose 
 employment is not in the usual course of the trade, busi- 
 ness, profession or occupation of his employer. Any ref- 
 erence to an employee who has been injured shall, when 
 the employee is dead, also include his legal representatives, 
 dependents and other persons to whom compensation may 
 be payable. (In effect October 1, 1914-) 
 
 "Dependents" shall mean members of the employee's "^p,e''<i- 
 family or next of kin who were wholly or partly dependent 
 upon the earnings of the employee for support at the time 
 of the injury. 
 
 "Average weekly wages" shall mean the earnings of the "Average 
 injured employee during the period of twelve calendar wages?' 
 months immediately preceding the date of injury, divided 
 by fifty-two; but if the injured employee lost more than 
 two weeks' time during such period then the earnings for 
 the remainder of such twelve calendar months shall be 
 divided by the number of weeks remaining after the time 
 so lost has been deducted. Where, by reason of the short- 
 ness of the time during which the employee has been in 
 the employment of his employer, or the nature or terms of 
 the employment, it is impracticable to compute the average 
 weekly wages, as above defined, regard may be had to the 
 average weekly amount which, during the twelve months 
 previous to the injury, was being earned by a person in the 
 same grade employed at the same work by the same em- 
 ployer; or, if there is no person so employed, by a person 
 in the same grade employed in the same class of employ- 
 ment and in the same district. 
 
26 
 
 PAET V. MISCELLANEOUS PKOVISIONS. 
 
 Natural wage 
 increase to be 
 taken into 
 consideration. 
 
 "Aesocia- 
 tion." 
 
 'Subscriber.' 
 
 Rights of any 
 liability 
 company 
 under act 
 
 aasociation. 
 
 Repeal. 
 
 Not retro- 
 active. 
 
 When act takes 
 e£fect. 
 
 Chapter 236, General Acts of 1915, "An Act relative to 
 compensation to young and inexperienced workmen who 
 receive injuries," is as follows: — 
 
 Whenever an employee is injured under circumstances 
 that would entitle him to compensation under the provisions 
 of chapter seven hundred and fifty-one of the acts of the 
 year nineteen hundred and eleven, and acts in amendment 
 thereof and in addition thereto, if it be established that the 
 injured employee was of such age and experience when in- 
 jured that, under natural conditions, his wages would be ex- 
 pected to increase, that fact may be taken into consideration 
 in determining his weekly wages. (Approved and in effect 
 May 10, 1915.) 
 
 "Association" shall mean the Massachusetts Employees 
 Insurance Association. 
 
 "Subscriber" shall mean an employer who has become 
 a member of the association by paying a year's premium in 
 advance and receiving the receipt of the association therefor, 
 provided that the association holds a license issued by the 
 insurance commissioner as provided in Part IV, section 
 twelve. 
 
 Section 3 [as amended by section 17 of chapter 571, 
 Acts of 1912]. Any liability insurance company authorized 
 to do business within this commonwealth shall have the 
 same right as the association to insure the liability to pp.y 
 the compensation provided for by Part II of this act, and 
 when such liability company issues a policy conditioned 
 to pay such compensation the holder of such policy shall 
 be regarded as a subscriber so far as applicable within the 
 meaning of this act, and when any such company insures 
 such payment of compensation it shall be subject to the 
 provisions of Parts I, II, III and V and of section twenty- 
 two of Part IV of this act, and shall file with the insurance 
 department its classifications of risks and premiums relat- 
 ing thereto and any subsequent proposed classifications or 
 premiums, none of which shall take effect until the insur- 
 ance commissioner has approved the same as adequate for 
 the risks to which they respectively apply. 
 
 Section 4 [as amended by section 18 of chapter 571, 
 Acts of 1912]. Sections one hundred and thirty-six to one 
 hundred and thirty-nine, inclusive, of chapter five hundred 
 and fourteen of the acts of the year nineteen hundred and 
 nine are hereby repealed. 
 
 Section 5. The provisions of this act shall not apply to 
 injuries sustained prior to the taking effect thereof. 
 
 Section 6 [as amended by section 19 of chapter 571, 
 Acts of 1912]. Part IV of this act shall take effect on the 
 first day of January, nineteen hundred and twelve; sections 
 
PART V. MISCELLANEOUS PROVISIONS. 27 
 
 one to three, inclusive, of Part III shall take effect on the 
 tenth day of May, nineteen hundred and twelve; the re- 
 mainder thereof shall take effect on the first day of July, 
 nineteen hundred and twelve. 
 
 Section 7 [new section, as added by section 15 of chapter infonnation 
 708, Acts of 1914]. The association and all insurance com- belumkhed'b? 
 panies insuring employees under the provisions of this act 'usurers. 
 shall, at the request of the industrial accident boardj furnish 
 to said board in writing any information required in connec- 
 tion with the administration by -said board of said act, 
 including any statistical facts and figures and the names of 
 all employers insured by them. (In effect October 1, 1914-) 
 
 Section 8 [new section, as added by section 15 of chapter Branch offices. 
 708, Acts of 1914]. There may be established and maintained 
 under the care and direction of the industrial accident board 
 not more than four branch offices, in such cities as may be 
 selected by said board from time to time after proper inves- 
 tigation, for the purpose of the better adjustment of disputed 
 cases, and for the better information of all parties as to their 
 rights under this act. Said board is hereby authorized to pro- 
 vide such offices with useful rooms, furniture and equipment 
 required for the transaction of the business authorized by this 
 act, also to appoint such officers, agents, clerks, and assist- 
 ants as are necessary to discharge in connection with such 
 offices the duties required by said act, under the direction 
 of said industrial accident board. (In effect October 1, 191 4-) 
 
 Section 9 [new section, as added by section 15 of chapter Medical ad- 
 708, Acts of 1914]. The industrial accident board may ap- ™®'" 
 point a medical adviser who shall be a duly qualified physician. 
 Said board shall prescribe the duties of said medical adviser. 
 His compensation shall be fixed by said board, subject to 
 the approval of the governor and council, and shall not 
 exceed the sum of four thousand dollars a year. {In effect 
 June 25, 1914.) 
 
 Chapter 708,^ Acts of 1914, further provides: — 
 
 Section 16. All insurance rates under said chapter seven Present insur- 
 hundred and fifty-one [Acts of 1911], and acts in amendment appfy^^a" 
 thereof and in addition thereto, now on file and approved by approval is 
 the insurance commissioner, shall continue to apply to the "' '"'' 
 several classifications after the taking effect of the provi- 
 sions of this act, unless the insurance commissioner with- 
 draws approval in accordance with the provisions of chapter 
 'six hundred and sixty-six of the acts of the year nineteen 
 hundred and twelve. {In effect October 1, 1914-) 
 
 Section 17. Sections one, two, four, five, six, seven. Dates upon 
 eight, thirteen and fourteen of this act shall take effect oS^e'b^ 
 
 ~ ■ come effective. 
 
 > Sections 16 and 17 of chapter 708, Acts of 1914. although not specifically so desig- 
 nated, may be considered as sections 10 and 11, Fart V. 
 
28 
 
 TRAINING OF CRIPPLES. 
 
 on the first day of October next, except that all policies of 
 insurance under chapter seven hundred and fifty'-one of 
 the acts of the year nineteen hundred and eleven and acts 
 in amendment thereof and in addition thereto, written after 
 the, passage of this act, shall provide for the payment after 
 said first day of October of the additional benefits provided 
 by said sections, and in all other respects this act shall 
 take effect upon its passage. [Approved June 25, 1914. 
 
 Scope of 
 division. 
 
 Appointment 
 of head. 
 
 Division 
 to aid 
 
 incapacitated 
 persons. 
 
 Chaptek 231, General Acts op 1918. 
 
 An Act to establish a division in the department of 
 the industrial accident board foe the training 
 of cripples. 
 
 Be it enacted, etc., as follows: 
 
 Section 1. There is hereby established, under the direc- 
 tion and control of the industrial accident board, a division 
 for the training and instruction of persons whose capacity 
 to earn a living has in any way been destroyed or impaired 
 through industrial accident: provided, that at the time of 
 the accident which incapacitated them they were residents 
 of the commonwealth. The said board shall in its annual 
 report to the general court describe in detail the work of the 
 division, and may from time to time issue bulletins contain- 
 ing information relative thereto. 
 
 Section 2. The head of the said division shall be ap- 
 pointed and his salary determined by the industrial accident 
 board, subject to the approval of the governor and council, 
 and he may be removed by the said board. The division 
 shall be furnished with suitable quarters in the state house, 
 and may expend for salaries and other necesstry expenses 
 such amount as shall annually be appropriated therefor by 
 the general court. 
 
 Section 3. The said division shall aid persons who are 
 incapacitated as described in section one in obtaining such 
 education, training and employment as will tend to restore 
 their capacity to earn a livelihood. The division may co- 
 operate with the United States government, and in co- 
 operation with the board of education may , establish or 
 maintain, or assist in establishing or maintaining, in schools 
 or institutions supported wholly or in part by the common- 
 wealth such courses as it may deem expedient, and other- 
 wise may act in such manner as it may deem necessary to 
 accomplish the purposes of this act. 
 
 Section 4. This act shall take effect upon its passage. 
 [Approved May 28, 1918. 
 
INSURANCE. 29 
 
 Chapteb 311, Acts of 1912. 
 
 An Act to authoeize certain mutual insurance com- 
 panies TO TRANSACT THE BUSINESS OF EMPLOYERS* 
 LIABILITY INSURANCE, SO-CALLED. 
 
 Be it enacted, etc., as follows: 
 
 Section 1. Section one of chapter two hundred and Mutual 
 
 xiA PI r>i ■ iiTi insurance 
 
 mty-one of the acts ot the year nineteen hundred and companies, 
 eleven is hereby amended by adding at the end thereof 
 the words : — Mutual companies doing business and or- 
 ganized prior to April sixth, nineteen hundred and eleven, 
 to transact employers' liability business may have and 
 exercise all the rights and powers conferred by this section 
 upon companies which may be organized hereunder, but 
 such rights and powers shall not be exercised unless au- 
 thorized by a two thirds vote of the policy-holders present 
 and voting at a meeting duly called for that purpose, — 
 so as to read as follows : — Section 1 . Ten or more persons 
 who are residents of this commonwealth may form an in- 
 surance company on the mutual plan to insure any person, 
 firm or corporation against loss or damage on account of 
 the bodily injury or death by accident of any person, or 
 against damage caused by automobiles to property of 
 another, for which loss or damage such person, firm or 
 corporation is responsible. The corporation shall be 
 formed in the manner described in, and be subject to, the 
 provisions of sections fifteen to twenty, inclusive, of chapter 
 one hundred and ten of the Revised Laws, except as is 
 otherwise provided herein. Mutual companies doing busi- 
 ness and organized prior to April sixth, nineteen hundred 
 and eleven, to transact employers' liability business may 
 have and exercise all the rights and powers conferred by 
 this section upon companies which may be organized here- 
 under, but such rights and powers shall not be exercised 
 unless authorized by a two thirds vote of the policy-holders 
 present and voting at a meeting duly called for that purpose. 
 Section 2. This act shall take effect upon its passage. 
 [Approved March 22, 1912. 
 
30 
 
 COMPENSATING CERTAIN PUBLIC EMPLOYEES. 
 
 Withdrawal of 
 approval by 
 insurance 
 commissioner. 
 See page 23. 
 
 Manner of 
 giving notices. 
 
 See page 7. 
 
 Chapteh 666, Acts of 1912. 
 
 An Act relative to the insurance of compensation 
 TO employees for personal injuries received in 
 
 THE course of THEIR EMPLOYMENT. 
 
 Be it enacted, etc., as follows: 
 
 Section 1. The insurance commissioner may withdraw 
 his approval of any premium or distribution of subscribers 
 given by him to the Massachusetts Employees Insurance 
 Association under the provisions of section seventeen of 
 Part IV of chapter seven hundred and fifty-one of the acts 
 of the year nineteen hundred and eleven, or of any premium 
 or rate made by an insurance company and approved by 
 him under the provisions of section three of Part V of said 
 chapter seven hundred and fifty-one as amended by section 
 seventeen of chapter five hundred and seventy-one of the 
 acts of the year nineteen hundred and twelve. 
 
 Section 2. The notices required by section five of Part I 
 of said chapter seven hundred and fifty-one shall be given 
 in such manner as the industrial accident board may ap- 
 prove. 
 
 Section 3. This act shall take effect upon its passage. 
 [Approved May 28, 1912. 
 
 Common- 
 wealth shall 
 and county, 
 city, town or 
 district may 
 pay compen- 
 sation to 
 laborers, 
 workmen and 
 mechanics. 
 
 Procedure and 
 iurisdiction. 
 
 Chapteb 807, Acts of 1913. 
 
 An Act to provide for compensating certain public 
 employees for injuries sustained in the course 
 of their employment. 
 
 Be it enacted, etc., as follows: 
 
 Section 1. The commonwealth shall and any county, 
 city, or town, or district having the power of taxation, may pay 
 the compensation provided by Part II of chapter seven hun- 
 dred and fifty-one of the acts of the year nineteen hundred 
 and eleven and acts in amendment thereof and in addition 
 thereto to such laborers, workmen and mechanics employed 
 by it as receive injuries arising out of and in the course of 
 their employment, or, in case of death resulting from any 
 such injury, may pay compensation as provided in sections 
 six, seven and eight of said Part II, and in any amendments 
 thereof, to the persons thereto entitled. 
 
 Section 2. Procedure under this act and the jurisdiction 
 of the industrial accident board shall be the same as under 
 the provisions of said chapter seven hundred and fifty-one, 
 
COMPENSATING CERTAIN PUBLIC EMPLOYEES. 31 
 
 and the CommonweaPth or a county, city, town or district 
 which accepts the provisions of this act shall have the same 
 rights in proceedings under said chapter as the association 
 thereby created. The treasurer and receiver general, or the payment of 
 treasurer or officer having similar duties of a county, city, <»mpensat»on. 
 town or district which accepts the provisions of this act, 
 shall pay any compensation awarded for injury to any per- 
 son in its employment upon proper vouchers without any 
 further authority. 
 
 Section 3. Counties, cities, towns, and districts having Howprovi- 
 the power of taxation, may accept the provisions of this act J^Sf *"* 
 by vote of a majority of those legal voters who vote on the 
 question of its acceptance at an annual meeting or election 
 as hereinafter provided. In towns and districts which have 
 an annual meeting of the legal voters, this act shall be sub- 
 mitted for acceptance to the voters of the town or district 
 at the next annual meeting after its passage. In cities, and 
 in towns which do not have annual meetings, this act shall 
 be submitted to the voters at the next municipal election, 
 and in counties and in districts which do not have an an- 
 nual meeting, at the next state election after its passage. 
 At every such election, and at every annual meeting where Form of 
 ballots are used, the following question shall be printed on ''^°*- 
 the ballot: 
 
 "Shall chapter of the acts of nineteen hundred and 
 
 thirteen, being an act to provide for compensating laborers, 
 workmen and mechanics for injuries sustained in public em- 
 ployment, and to exempt from legal liability 
 counties and municipal corporations which pay 
 such compensation, be accepted by the inhabit- 
 ants of this (county, city, town, water district, fire dis- 
 trict, etc.) of ?" 
 
 The vote shall be canvassed by the county commissioners, 
 city council or commission, or selectmen, or, in the case of 
 a district, by the district commissioners or other governing 
 board of the district. A notice stating the result of the vote Notice of 
 shall be posted in the county court house, or city or town '™"" °' ''°**- 
 hall, or, in the case of a district, in the public building 
 where the employees of the district are paid. Except as 
 provided in section four, a county, city, town or district 
 which accepts the provisions of this act shall not be liable 
 in any action for a personal injury sustained by a laborer, 
 workman or mechanic in the course of his employment by 
 such county, city, town or district, or for death resulting 
 from such injury. 
 
 Section 4. A laborer, workman or mechanic entering or claim or 
 remaining in the service of a county, city, town or district, ot^^tioa &t^^* 
 who would, if injured, have a right of action against the law. • 
 
 TES. 1 
 
 NO. 1 
 
32 
 
 COMPENSATING CERTAIN PUBLIC EMPLOYEES. 
 
 Person injured 
 shall elect 
 whether to 
 receive com- 
 pensation or 
 pension, if 
 entitled to 
 latter. 
 
 Act applicable 
 to all laborers, 
 workmen and 
 mechanics. 
 
 county, city, town or district by existing law, may, if the 
 county, city, town or district has accepted the provisions of 
 this act, before he enters its service, or accepts them after- 
 ward, claim or waive his right of action as provided in 
 section five of Part I of said chapter seven hundred and 
 fifty-one, and shall be deemed to have waived such right of 
 action unless he claims it. Section four of said Part I shall 
 apply to actions by laborers, workmen or mechanics em- 
 ployed by a county, city, town or district which accepts 
 the provisions of this act. 
 
 Section 5. Any person entitled to receive from the com- 
 monwealth or from a county, city, town or district the 
 compensation provided by Part II of said chapter seven 
 hundred and fifty-one, who is also entitled to a pension by 
 reason of the same injury, shall elect whether he will receive 
 such compensation or such pension, and shall not receive 
 both. In case a person entitled to such compensation from 
 the commonwealth or from a county, city, town or district 
 receives by special act a pension for the same injury, he 
 shall forfeit all claim for compensation, and any compensa- 
 tion received by him or paid by the commonwealth or by 
 the county, city, town or district which employs him for 
 medical or hospital services rendered to him may be recov- 
 ered back in an action at law. No further payment shall 
 be awarded by vote or otherwise to any person who has 
 claimed and received compensation under this act. 
 
 Section 6. This act shall apply to all laborers, work- 
 men and mechanics in the service of the commonwealth or 
 of a county, city or town, or district having the power of 
 taxation, under any employment or contract of hire, ex- 
 pressed or implied, oral or written, including those employed 
 in work done in performance of governmental duties as well 
 as those employed in municipal enterprises conducted for 
 gain or profit. For the purposes of this act all laborers, 
 workmen and mechanics paid by the commonwealth, but 
 serving under boards or commissions exercising powers 
 within defined districts, shall be deemed to be in the service 
 of the commonwealth. 
 
 Section 7 [as amended by section 1 of chapter 307, 
 General Acts of 1916]. The provisions of chapter seven 
 hundred and fifty-one of the acts of the year nineteen hun- 
 dred and eleven, and acts in amendment thereof and in 
 addition thereto shall not apply to any persons in public 
 employments other than laborers, workmen and mechanics 
 employed by counties, cities, towns, or districts having the 
 power of taxation, (in effect June 2, 1916.) 
 
INDUSTRIAL ACCIDENTS AND OCCUPATIONAL DISEASES. 33 
 
 Cbapteb 813, Acts of 1913. 
 
 An Act relative to industrial accidents and occu- 
 pational DISEASES.^ 
 
 Be it enacted, etc., as follows: 
 
 Section 1. The state board of labor and industries and i°^^^*" 
 the industrial accident board, sitting jointly, shall inves- employments 
 tigate from time to time employments and places of em- 
 ployment within the commonwealth, and determine what 
 suitable safety devices or other reasonable means or require- 
 ments for the prevention of accidents shall be adopted or 
 followed in any or all such employments or places of em- 
 ployment; and also shall determine what suitable devices Prevention of 
 or other reasonable means or requirements for the preven- J^™^^^^ 
 tion of industrial or occupational diseases shall be adopted diseases. 
 or followed in any or all such employments or places of 
 employment; and shall make reasonable rules, regulations 
 and orders for the prevention of accidents and the preven- 
 tion of industrial or occupational diseases in such employ- 
 ments or places of employment. Such rules, regulations and 
 orders may apply to both employer and employee. 
 
 Section 2. Before the adoption of any rule or regulation Hearing before 
 by the said joint board a hearing shall be given, and not less ?4°iSation°* 
 than ten days before the hearing a notice thereof shall be 
 published in at least three newspapers, of which one shall be 
 published in the city of Boston. Such rules or regulations 
 shall upon adoption be published in like manner, and shall 
 take effect thirty days after such publication, or at such 
 later time as the board may fix. Before the adoption of 
 any order a hearing shall be given thereon, of which a notice 
 of not less than ten days shall be given to the individuals, 
 firms, corporations or associations affected thereby. 
 
 Section 3. The joint board may appoint committees, on Appointment 
 which employers and employees shall be represented, to in- <>' <»™™'tt«8- 
 vestigate and recommend rules and regulations. 
 
 Section 4. The joint board shall make such general ar- to prevent 
 rangements between the two boards as will prevent dupli- ^pe^ion'and 
 cation of effort but the inspection and investigation carried investigation, 
 on by the state board of labor and industries shall be a 
 regular and systematic inspection and investigation of all 
 places of employment and the conditions of safety and 
 health pertaining thereto, and the inspection and investiga- 
 tion carried on by the industrial accident board shall be 
 that relating to causes of injuries for which compensation 
 may be claimed. 
 
 1 See chapter 30S, General Acts of 1916. 
 
34 
 
 INDTTSTEIAL ACCIDENTS AND OCCUPATIONAL DISEASES. 
 
 Right to enter 
 places of 
 employment. 
 
 Physicians 
 may be 
 required to 
 report 
 
 Hearings open 
 to the public. 
 
 Amendment 
 to section S, 
 chapter 726, 
 Acts of 1912. 
 
 Industrial 
 Accident 
 Board 
 inspectors. 
 
 Joint board 
 rules or 
 regulations 
 control. 
 
 Annual ap- 
 propriation. 
 
 Section 5. Any member or employee of either board 
 may enter any place of employment for any purpose under 
 this act at any time when the place of employment is being 
 used for business purposes. 
 
 Section 6. The joint board may require every physician 
 treating a patient whom he believes to be suffering from 
 any ailment or disease contracted as a result of the nature, 
 circumstances or conditions of the patient's employment to 
 report such information relating thereto as it may require, 
 within such time as it may fix, to the state board of labor 
 and industries, and it may issue a list of such diseases 
 which shall be regularly reported upon by physicians and 
 may add to or change such list at any time. Copies of all 
 such reports and all statistics and data compiled therefrom 
 shall be kept by the state board of labor and industries, 
 and shall be furnished on request to the industrial accident 
 board and the state board of health. 
 
 Section 7. All hearings by the joint board shall be open 
 to the public. The chairman of the state board of labor 
 and industries and the chairman of the industrial accident 
 board shall act alternately as chairman of the joint board, 
 and the said board may designate one of the employees of 
 either board to act as secretary. 
 
 Section 8. Section eight of chapter seven hundred and 
 twenty-six of the acts of the year nineteen hundred and 
 twelve is hereby amended by adding at the end of the first 
 paragraph thereof the words : — or persons especially quali- 
 fied by technical education in matters relating to health 
 and sanitation. 
 
 Section 9. The industrial accident board may appoint 
 and remove not more than six inspectors, subject to the 
 laws relating to the appointment and removal of employees 
 in the classified civil service. They shall be required to 
 pass examinations of a comprehensive and practical char- 
 acter based upon the particular requirements of the kinds 
 of work to be done, shall be graded in such manner as the 
 board may deem expedient, and shall receive such salaries 
 as the -board, with the approval of the governor and council, 
 may fix. 
 
 Section 10. If any rule or regulation made under au- 
 thority of section eighteen of Part IV of chapter seven hun- 
 dred and fifty-one of the acts of the year nineteen hundred 
 and eleven conflicts with or differs from a rule or regulation 
 of the joint board, the rule or regulation of the joint board 
 shall prevail. 
 
 Section 11. There may be expended annually by the 
 joint board in carrying out the provisions of this act such 
 sums as the general court may appropriate. The joint 
 
INDUSTRIAL ACCIDENTS AND OCCUPATIONAL DISEASES. 35 
 
 board shall annually submit to the auditor of the common- 
 wealth such statements of estimates to ^ cover its expenses 
 as are required by section three of chapter seven hundred 
 and nineteen of the acts of the year nineteen hundred and 
 twelve. 
 
 Section 12. The following terms and phrases, as used in Meaning o< 
 this act, shall have the following meanings: — p^m!"^ 
 
 (o) The term "employment" shall mean and include any "Employ- 
 trade, occupation or branch of industry, any particular "'«''*•" 
 method or process used therein, and the service of any par- 
 ticular employer; but shall not include private domestic 
 service or service as a farm laborer. 
 
 (6) The phrase "place of employment" shall mean and "Place of em- 
 include every place whether indoors or out or underground 
 and the premises appurtenant thereto, into, in or upon 
 which any employee goes or remains either temporarily or 
 regularly in the course of his employment. 
 
 (c) The terms "safe" and "safety", as used in this act, ;; Sate" and 
 shall be held to relate to such freedom from danger to the '*'**y- 
 life, safety and health of employees as the nature of the 
 employment will reasonably permit. 
 
 (d) The terms "industrial disease" and "occupational "induatriai" 
 disease" shall mean and include any ailment or disease pationai^ 
 caused by the nature, circumstances or conditions of the '^'*«**«-" 
 employment. 
 
 Section 13. Whoever violates any reasonable rule, regu- violation of 
 lation, order or requirement made by the joint board under '««"ia*'0'«- 
 authority hereof, shall be punished by a fine of not more 
 than one hundred dollars for each offence. 
 
 Section 14. All acts and parts of acts inconsistent here- aii acts 
 with are hereby repealed; but this provision shall not be i2,reSd?h*°' 
 construed to take away any of the existing powers of the repealed, 
 industrial accident board, the board of railroad commis- 
 sioners, the state board of health, the board of boiler rules, 
 the boiler inspection department of the district police, or 
 the building inspection department of the district police, or 
 any power given to the state board of labor and industries 
 by chapter seven hundred and twenty-six of the acts of the 
 year nineteen hundred and twelve. 
 
 Section 15. This act shall take effect upon its passage. 
 [Approved June 16, 1913. 
 
PROMPT PAYMENT OF WORKMEN'S COMPENSATION BENEFITS. 
 
 Chaptbb 308, General Acts op 1916. 
 
 An Act to tkansfee to the state boakd of labor and 
 industries certain powers and duties heretofore 
 exercised jointly by such board and the indus- 
 trial accident board. 
 
 Be it enacted, etc., as follows: 
 
 Section 1. The powers and duties of the state board of 
 labor and industries and the industrial accident board, sit- 
 ting jointly, in accordance with the provisions of chapter 
 eight hundred and thirteen of the acts of the year nineteen 
 hundred and thirteen, are hereby transferred to the state 
 board of labor and industries. 
 
 Section 2. This act shall take effect upon its passage. 
 [Approved June 2, 1916. 
 
 Insurers 
 withdrawing 
 ehsll deposit 
 certain sums. 
 
 Such sums 
 shall be used 
 to pay 
 obligations. 
 
 Chafteb 183, Genbbal Acts of 1915. 
 
 An Act to secure prompt payment of workmen's 
 compensation benefits when a foreign insurance 
 company withdraws from this commonwealth. 
 
 Be it enacted, etc., as follows: 
 
 Section 1. Every foreign insurance company transact- 
 ing the business of workmen's compensation insurance in 
 this commonwealth shall within five days after its with- 
 drawal from the transaction of business herein, or after the 
 revocation of its license issued by the insurance commis- 
 sioner or of his refusal to renew the same, deposit with a 
 trustee to be named by the industrial accident board, an 
 amount equal to twenty-five per cent of its obligations, 
 incurred or to be incurred, under workmen's compensation 
 pdlicies issued to employers in this commonwealth, and 
 within thirty days after such withdrawal, revocation of 
 license or refusal to renew a license, such company shall 
 deposit with said trustee an amount equal to the remainder 
 of such obligations, incurred or to be incurred the amount of 
 which obligations shall be determined by the industrial 
 accident board. The amounts so deposited shall be avail- 
 able for the payment of the said obligations of the company 
 to the same extent as if the company had continued to 
 transact business in this commonwealth, and it shall be the 
 duty of the trustee so receiving said deposits to pay such 
 obligations of the retiring company at the times and in a 
 manner satisfactory to the industrial accident board. 
 
FIXING RESPONSIBILITY FOR PAYMENTS. 37 
 
 Section 2 [as amended by section 1 of chapter 29, Gen- Bond shau 
 eral Acts of 1916]. Every such foreign insurance company bo f urniahed. 
 shall, within sixty days after the passage of this act, furnish 
 a bond running to the commonwealth, with some surety 
 company authorized to transact business in this common- 
 wealth as surety, for such term and such amount and in 
 such form and with such surety as may be approved by the 
 insurance commissioner, the bond being conditioned upon 
 the making by such company of the deposits required by 
 section one of this act. The annual license of such a com- 
 pany shall not be issued or renewed until it has filed with 
 the insurance commissioner a bond as aforesaid covering a 
 future period at least as long as that covered by the license. 
 In place of a bond as aforesaid the company may furnish 
 other security, upon a like condition, satisfactory to the 
 insurance commissioner. (In effect March 8, 1916.) 
 
 Section 3. This act shall take effect upon its passage. 
 [ApfToved April 19, 1915. 
 
 ChaJteb 244, General Acts of 1915. 
 
 An Act to fix responsibility foe the payment of 
 workmen's compensation by the commonwealth 
 
 AND BY counties, CITIES, TOWNS AND DISTRICTS. 
 
 Be it enacted, etc., as follows: 
 
 Section 1. Every board, commission and department Agent shaU be 
 of the commonwealth employing laborers, workmen and ^*°**^^ • 
 mechanics, the Boston transit commission, and every 
 county, city, town and district which has accepted the pro- 
 visions of chapter eight hundred and seven of the acts of 
 the year nineteen hundred and thirteen shall, through its 
 executive officer or board, designate a person to act as its 
 agent in furnishing the benefits due under chapter seven 
 hundred and fifty-one of the acts of the year nineteen hun- 
 dred and eleven and acts in amendment thereof and in 
 addition thereto. Such agent shall be held responsible for 
 the proper carrying out of this act under the direction and 
 supervision of the industrial accident board until his agency 
 is revoked and a new agent designated. The name and 
 address of every such agent shall be filed with the in- 
 dustrial accident board immediately upon his designation; 
 and each of the fpregoing boards, commissions, departments, 
 ■counties, cities, towns and districts shall designate such an 
 agent within thirty days after this act takes effect. 
 
 Section 2. This act shall not apply to counties, cities. Agent not to 
 towns and districts which are insured under the provisions of ■f'^^?*®'* 
 
38 
 
 woekmen's compensation insurance policies. 
 
 chapter seven hundred and fifty-one of the acts of the year 
 nineteen hundred and eleven and acts in amendment thereof. 
 Section 3. This act shall take effect on the first day of 
 June, in the vear nineteen hundred and fifteen. [Approved 
 May 10, 1915. 
 
 Compensation 
 to laborers, 
 workmen and 
 mechanics of 
 Boston transit 
 commission. 
 
 Chaptek 270, Special Acts op 1915. 
 
 An Act relative to the compensation for injuries to 
 workmen and mechanics in the employ of the 
 boston transit commission. 
 
 Be it enacted, etc., as follows: 
 
 Section 1. Section one of chapter six hundred and 
 thirty-six of the acts of the year nineteen hundred aild four- 
 teen is hereby amended by inserting after the word "la- 
 borers," in the first and ninth lines, the words: — work- 
 men and mechanics, — so as to read as follows : — Section 1 . 
 Laborers, workmen and mechanics employed by the Boston 
 transit commission shall be deemed to be in the service of 
 the city of Boston within the provisions of chapter eight 
 hundi'ed and seven of the acts of the year nineteen hundred, 
 and thirteen, and shall be entitled to compensation pro- 
 vided for by that act. Such compensation shall be paid 
 out of the proceeds of the rapid transit loans and shall be 
 included in the net cost of the tunnel or subway in the con- 
 struction of which such laborers, workmen and mechanics 
 receive personal injuries arising out of and in the course of 
 their employment. 
 
 Section 2. This act shall take effect upon its passage. 
 [Approved April 12, 1915. 
 
 Chapteh 287, Genekal Acts op 1915. 
 
 An Act providing that workmen's compensation in- 
 surance POLICIES SHALL BE SUBJECT TO APPROVAL 
 BY THE INSURANCE COMMISSIONER. 
 
 I 
 
 Be it enacted, etc., as follows: 
 
 Section 1. Every policy of workmen's compensation 
 insurance issued or delivered in this commonwealth shall 
 cover separately and for a separate consideration all the 
 liabilities which are imposed upon an insurer by the pro- 
 visions of chapter seven hundred and fifty-one of the acts 
 of the year nineteen hundred and eleven and amendments 
 thereof, whatever other contingencies may be insured by 
 riders attached thereto or endorsements made thereon. On 
 
workmen's compensation and uabiutt insurance. 39 
 
 the face of every such policy there shall be printed con- 
 spicuously the words: "Insurance under this policy is in 
 Class of the company's Workmen's Compensa- 
 
 tion Classification Manual", and in the blank thus provided 
 the number or other designation in said manual under 
 which the said policy is written shall be placed before the 
 policy is issued. 
 
 Section 2. No such policy of insurance or rider to be Workmen's 
 used therewith shall be issued or delivered until a copy S^aMB*'°° 
 thereof has been filed with the insurance commissioner at toapOTo«j''"'* 
 least thirty days prior to such issue or delivery, unless of insurance 
 before the expiration of the thirty days the said commis- '=°™™™'°°®'- 
 sioner shall have approved the form of the policy in writing; 
 nor if the insurance commissioner notifies the company in 
 writing that in his opinion the form of said policy or rider 
 does not comply with the laws of this commonwealth, 
 specifying the reasons for his opinion: provided, that upon 
 petition of the company the opinion of the insurance com- 
 missioner shall be subject to review by the supreme judicial 
 court of this commonwealth. 
 
 Section 3. This act shall take effect on the first day of 
 July, in the year nineteen hundred and fifteen. [Approved 
 May 27, 1915. 
 
 Chapteh 200, General Acts of 1916. 
 An Act relative to workmen's compensation and 
 
 LIABILITY insurance. 
 
 Be it enacted, etc., as follows: 
 
 Section 1. Any mutual liability company authorized to workmen's 
 do business in this commonwealth may, with the approval an^uSity" 
 of the insurance commissioner, have and exercise any or insurance, 
 all of the rights, powers and privileges relating to the 
 transaction of the business of workmen's compensation 
 insurance by law vested in or conferred upon the Massa- 
 chusetts Employees Insurance Association. 
 
 Section 2. The Massachusetts Employees Insurance 
 Association may with the approval of the insurance com- 
 missioner have and exercise, within or without the com- 
 monwealth, all of the rights, powers and privileges vested 
 in or conferred upon, domestic mutual liability companies 
 under general laws, and shall be subject to all the laws now 
 or hereafter in force relating to such companies. 
 
 Section 3. This act shall take effect upon its passage. 
 [Approved May 12, 1916. 
 
40 COMPENSATION POLICIES. 
 
 Chapter 125, Genbbai, Acts of 1918. 
 
 An Act to pkovide fok compensating cektain pebsons, 
 employed on the bridges between boston and 
 cambeidge, foe injueies eeceived in the course of 
 their employment. 
 
 Be it enacted, etc., as follows: 
 Compensation SECTION 1. Laborers, workmen, mechanics, drawtenders 
 perrons'" and assistant drawtenders employed' in the management 
 
 briSLer*' °" and maintenance of the bridges between the cities of Boston 
 between Boston and Cambridge shall be entitled to the compensation pro- 
 am n ge. ^jgj £^j. ^y chapter eight hundred and seven of the acts of 
 nineteen hundred and thirteen, and acts in amendment 
 thereof, for injuries received in the course of and 'arising out 
 of their employment. The said compensation shall be paid 
 in the manner specified in section fourteen of chapter four 
 hundred and sixty-seven of the acts 9f eighteen hundred and 
 ninety-eight and any amendment thereof for the mainte- 
 nance, policing, support, management and repair of the 
 said bridges. 
 
 Section 2. The commission in charge of the said 
 bridges shall designate a person to act as its agent in 
 furnishing the benefits provided for by this act in accord- 
 ance with the provisions of chapter two hundred and forty- 
 four of the General Acts of nineteen hundred and fifteen. 
 
 Section 3. This act shall take effect upon its passage. 
 [Approved April 2,. 1918. 
 
 Chaptee 216, General Acts op 1918. 
 
 An Act relative to the issue of joint and several 
 workmen's compensation policies by insurance 
 companies. 
 
 Be it enacted, etc., as follows: 
 
 Joint and SECTION 1. Two or more insurance companies author- 
 
 severa po cies. .^^^ ^^ make such insurance in this commonwealth may 
 unite in issuing joint and several workmen's compensation 
 policies, subject to approval by the insurance commissioner 
 as provided in chapter two hundred and eighty-seven of the 
 General Acts of nineteen hundred and fifteen, in which case 
 the policies may be headed by the names of all the com- 
 panies assuming the joint and several obligations under the 
 contract. 
 
 Section 2. This act shall take effect upon its passage. 
 [Approved May 21, 1918. 
 
TRAINING OF DISABLED SOLDIERS AND SAILORS. 41 
 
 Cbaftsb 230, Genebal Acts of 1918. 
 
 An Act to provide for the training and instruction 
 of disabled soldiers and sailors by the common- 
 wealth and by the federal government. 
 
 Be it enacted, etc., as follows: 
 
 Section 1. For the purpose of fitting for employment Scope of law. 
 in the industries of the commonwealth, and of making self- 
 supporting and independent of charitable aid soldiers and 
 sailors who have been or may become disabled or diseased 
 in the present war service of the United States or of its 
 allieSj and who are residents of the commonwealth at the 
 time of their discharge, or within one year thereafter, and 
 continue to be residents while receiving the benefits of this 
 act, the board of education is hereby directed to establish a 
 division for their training and instruction. 
 
 Section 2. Said division shall consist of a qualified Plan of 
 executive head, appointed by the board of education, and °'^^'^^^'°'^- 
 an advisory board. The advisory board shall consist of the 
 commissioner of education, who shall be chairman, the 
 surgeon general, the commissioner of health, the director of 
 the bureau of statistics, the director of mental diseases, the 
 chairman of the industrial accident board, and the super- 
 visor of administration, ex ofl5.ciis, and nine other persons 
 who shall be appointed by the governor, with the advice 
 and consent of the council, and shall serve without compen- 
 sation. The director of the bureau of statistics shall be the 
 executive secretary of the board. 
 
 Section 3. The governor, with the advice and consent Traneferof 
 of the council, is hereby authorized to transfer, either '■*=°""''^^- 
 wholly or in part, to the board of education, for the use of 
 said division, the upe and custody of any state hospital, 
 school or workshop, including its equipment and employees, 
 or any other suitable resources of the commonwealth, for a 
 period not exceeding the duration of the present war and 
 two years after its termination as defined by federal au- 
 thority. 
 
 Section 4. The board of education, acting through said Authority to 
 division, is hereby empowered to make reasonable agree- Sduties. 
 ments for the use of available facilities for the purposes of 
 this act, to provide such facilities where they are needed 
 and to employ qualified persons to teach or supervise the 
 soldiers and sailors seeking re-education or training under 
 the provisions of this act. 
 
 Section 5. The governor, with the advice and consent power to 
 of the council, may lease to, or permit to be used by, the lease or loan 
 United States or any department, bureau or agency thereof, United states. 
 
42 TRAINING OF DISABLED SOLDIERS AND SAILORS, 
 
 any state hospital, school, workshop and its premises and 
 equipment, or any other suitable resources belonging to the 
 commonwealth for the purpose of enabling the United 
 States to carry on the re-education and rehabilitation in 
 industry of any soldiers and sailors in the service of the 
 United States or of its alhes, and may assign to the United 
 States or its agents any agreement or contract entered into 
 by the board of education or by said division for carrying 
 out the purposes of this act, upon such terms and conditions 
 as will fully protect the commonwealth against expense. 
 
 Section 6. To carry out the provisidns of this act, there 
 may be expended from the treasury of the commonwealth 
 such amounts as shall annually be appropriated by the 
 general court, but, during the present fiscal year, not more 
 than ten thousand dollars. 
 
 SSCTION 7. This act shall take effect upon its passage. 
 [Approved May 28, 1918. 
 
RULES. 43 
 
 RULES ADOPTED BY INDUSTRIAL ACCIDENT 
 
 BOARD. 
 
 Rule No. 1. 
 Manner oj giving Notice by Employer of Acceptance of the Act. 
 If personal service is not made of the notices required by sections 20 and 
 21 of Part IV, chapter 751 of the Acts of 1911, and the amendments thereto, 
 said notices may be given by posting the same at one or more of the principal 
 entrances to the factory, shop or place of business of the employer, and in each 
 room where labor is employed; said notices to be printed or typewritten. 
 
 Supplement to Rule 1. 
 
 It has been represented to the Industrial Accident Board that it is possible 
 that employees may be engaged for labor away from the office or headquarters 
 of the subscriber, or may be employed in more than one place or office, and that 
 in these cases personal notice is not always possible or practical. To meet this 
 situation the Board has passed the following supplement to Rule No. 1 : — 
 
 Where the same employees are employed in more than one room in a build- 
 ing, or in various places, or where employers are engaged in such business as 
 that of managing office buildings, and personal service of the notices required 
 by sections 20 and 21, Part IV, chapter 751 of the Acts of 1911, and amend- 
 ments thereto, is not made, said notices can be served by posting the same at 
 one or more of the principal entrances to each building so managed, or where 
 labor is employed, or by posting the same in a conspicuous place near any time 
 clock or other registering device which employees in any such building are 
 required to use, or by posting the same at the entrance to the office of the jani- 
 tor of said building, or by posting the same at the place where the employee 
 is hired. 
 
 Rule No. 2. 
 
 Manner of giving Notice by Employee to Employer. 
 
 In each instance the notice shall be served upon the employer, or upon one 
 
 employer if there are more employers than one, or upon any officer or agent 
 
 of a corporation if the employer is a corporation, by delivering the same to the 
 
44 
 
 RULES. 
 
 person on whom it is to be served, or by leaving it at his residence or plac6 
 of business, or by sending it by registered mail addressed to the person or 
 corporation on whom it is to be served, at his last known residence or place 
 of business. (Section 5, Part I, chapter 751 of the Acts of 1911, and amend- 
 ments thereto.) 
 
 Rule No. 3. 
 
 Report of Accidents by Association or Insurance Companies to the Board. 
 
 That the association and liability insurance companies report to it all acci- 
 dents within five days after receipt of notice thereof by them from any sub- 
 scriber, by sending to the Industrial Accident Board a list or brief state- 
 ment of the same. 
 
 Rule No. 4. 
 
 Additional Copy of Employee's Claim for Compensation to be sent to Insurance 
 
 Association or Company. 
 
 An employee making a claim for compensatipn under this act shall furnish 
 the association or insiu'ance company against whom said claim is made with 
 a copy thereof by mail or otherwise forthwith, upon the filing of the same with 
 the Industrial Accident Board. This rule shall be without prejudice to any 
 rights acquired by the filing of said claim with the Board under the provisions 
 of Part II, section 23, chapter 751 of the Acts of 1911, and amendments thereto, 
 or by other provisions of said act. 
 
 Rule No. 5. 
 
 Insurance Association and Companies to notify Industrial Accident Board of 
 
 Employers who insure or cease to insure. 
 
 That the 'insurance association ,and all liability insiu:ance companies shall 
 notify the Industrial Accident Board of the names and addresses of all em- 
 ployers who insure their liability under the workmen's compensation act, 
 notice to be given forthwith upon the issuance of such insiu-ance and a 
 further notice to be given when employers cease to be so insured. 
 
 Rule No. 6. 
 
 Agreements between the Insurer and Employee. 
 
 Every agreement in regard to compensation imder this act is subject to 
 approval by the Industrial Accident Board, and a memorandum of the same 
 must be filed with the Board, whether said agreement is written or oral, and 
 whether it is made by one or both parties, or in the form of a receipt. Any 
 weekly payment or settlement under the act, whether purporting to be final 
 or otherwise, may be reviewed by the Board. (Section 20, Part II, and sec- 
 
RULES. 45 
 
 tions 4 and 12, Paxt III, chapter 751 of the Acts of 1911, and amendments 
 thereto, and rule adopted by the Board.) 
 
 The above paragraph of this rule shall be written or printed at the head 
 of every agreement regarding compensation, and of every receipt taken by the 
 insurer from the employee. 
 
 Rule No. 7. 
 Employer to file Notice of Insurance with the Board. 
 
 Every employer shall file with the Industrial Accident Board a copy of the 
 form of notice, including the signature thereto, which he has given to his em- 
 ployees that he has insured under this act. 
 
 Rule No. 8. 
 Employer to notify Employees of Change of Insurer. 
 
 Every employer shall notify his employees of any change of insurer by 
 serving or posting a new " notice to employees," stating the name of the new 
 insurance company or association insuring his liability under this act, and 
 filing a copy of such notice with the Industrial Accident Board. 
 
46 FORMS. 
 
 FORMS ADOPTED BY INDUSTRIAL ACCIDENT 
 
 BOARD. 
 
 Form No. 1. Workmen's Compbnsatiom Act 
 
 Industrial Accidbnt Board 
 Boston, Mass. 
 
 Notice to Employees. 
 
 As required by chapter 751 of the Acts of 1911, Commonwealth of Massa- 
 chusetts, and amendments thereto, entitled "An Act relative to payment to 
 employees for personal injuries received in the course of their employment, 
 and to the prevention of such injuries." 
 
 This will give you notice that I (we) have provided for payment to our injured 
 
 employees under the above act by insuring with the 
 
 Insurance Co. 
 
 Insert address of company here. 
 
 Date 
 
 Name of employer. 
 
 City or town. Street and number. 
 
 Form No. 2. Workmsn's Compbnsatioh Act 
 
 IndusTbial Accidbnt Board 
 Boston, Mass. 
 
 Notice of Claim of Common Law Rights. 
 
 m . 
 
 To 
 
 Name of employer. 
 
 This is to notify you that I claim my right of action at common law to re- 
 cover damages for personal injuries. This notice is ^ven to you under the 
 Acts of 1911, chapter 751, section 5, Part I, and amendments thereto. 
 
 Signature of employee. 
 
 Address, 
 
 City or Toirn, Street and No. 
 
FOEMS. 
 
 47 
 
 FoBM No. 3. Wobkmeh's Cohfbnbatioh Act 
 
 Ihdustbiazj Accident Board 
 Boston, Mabb, 
 
 Notice of Waiver of Rights under Common Law previotisly claimed. 
 
 191 . 
 
 To Employer. 
 
 This is to notify you that I waive my rights under the common law pre- 
 viously claimed by former notice, and now claim my rights under the work- 
 men's compensation act. This notice is given to you under the Acts of 1911, 
 chapter 751, section 5, Part I, and amendments thereto. 
 
 Signature of employee. 
 
 Address, 
 
 City oi town, street and No. 
 
 FoBM No. 4. Wobemeh's Coufensatioh Act 
 
 Indubtbiai. Accident Boabd 
 Boston, Mass. 
 
 Whenever any weekly payment has been continued for not less than six months, the liability therefoi 
 may in unusual cases be redeemed by the payment of a lump sum by agreement of the parties, sub- 
 ject to the approval of the Industrial Accident Board. (Section 22, Fart II, chapter 751, Acts of 1911, and 
 amendments thereto.) 
 
 Agreement for redeeming lAahility by Payment of Lump Sum. 
 Received of , . 
 
 Name of insurer. 
 
 the lump sum of dollars 
 
 and cents, making in all, with weekly payments already 
 
 received by me, the total sum of dollars 
 
 and cents, a weekly payment having been continued 
 
 for not less than six months. Said pajrments are received in redemption of the 
 liability for all weekly payments now or in the future due me under the Massa- 
 chusetts Workmen's Compensation Act, for all injuries received by me on or 
 
 about the day of , 191. ., while in the employ 
 
 of , subject to 
 
 Name of employer and address. 
 
 the approval of the Industrial Accident Board. 
 
 Witness my hand this day of , 191. .. 
 
 Witness 
 
 Address . 
 
 Name. Name of employee. 
 
 City or town. City or town. 
 
 Street and number. Street and number. 
 
 Date. Name of insurance association or company. 
 
 Per 
 
48 
 
 FOKMS. 
 
 FoBu No, 5. Wobkmbh's Coupensation Act 
 
 Indtibtbiaii Accident Boabd 
 Boston, Mass. 
 
 Notice that an Employer has ceased to be a Sxibscriber. 
 
 Section 21, Part IV, chapter 751, Acts of 1911, as amended by section 16, 
 chapter 571, Acts of 1912, provides that when an employer ceases to be a sub- 
 scriber, he shall, on or before the day on which his policy expires, give notice 
 thereof in writing or print to all persons under contract of hire with him, and 
 he shall file a copy of said notice with the Industrial Accident Board. In 
 case of the renewal of the policy, no notice is required. Following is the 
 form: — 
 
 Notice. 
 
 This is to give you notice that I (we) have ceased to be a subscriber in any 
 insurance company, under chapter 751, Acts of 1911, and amendments thereto, 
 
 and that the policy formerly held by me expired 
 
 or is to expire 
 
 Name of employer. 
 
 Address, '. 
 
 City or town, street and No. 
 
 FoBM No. 6. Wobehen'b Coupensation Act 
 
 Ihdustbial Accident Boabd 
 Boston, Mass, 
 
 Notice to Industrial Accident Board that an Injured Employee has refused to 
 submit Himself to an Examination. 
 You are hereby notified that 
 
 Name of employee. 
 Street and No. City or Town. 
 
 who was injured on or about while in the employ of 
 
 Date 
 
 at 
 
 Name of employer. Place. 
 
 has refused to submit himself to an examination, as required under the pro- 
 visions of section 19, Part II, chapter 751 of the Acts of 1911, and amend- 
 ments thereto. 
 
 Name of insurance association or company. 
 
 Per 
 
 191 
 
 City. 
 
FORMS. 49 
 
 Form No, 7, Wobkuen's Compensation Act. 
 
 THE COMMONWEALTH OF MASSACHUSETTS. 
 
 lNDt7STRIAL ACCIDENT BOAHD, 
 
 New Albion Buildihq, 
 
 1 Beacon St., Boston, Mass. 
 
 Notice to Employee from Industrial Accident Board relative to his Refusal to 
 submit Himself to an Examination. 
 
 To 
 
 Street and No. City or town. 
 
 The 
 
 Name of insurance company. 
 
 has notified the Industrial Accident Board, under date of 
 
 191 . . , that you have refused to submit yourself for examination, as required by 
 section 19, Part II, chapter 751, Acts of 1911, and amendments thereto. Your 
 attention is called to the terms of the act which provides: — 
 
 "After an employee has received an injury, and from time to time thereafter 
 ... he shall . . . submit himself to an examination by a physician or surgeon 
 . . . furnished and paid for by the association or subscriber. The employee 
 shall have the right to have a physician provided and paid for by himself present 
 at the examination. If he refuses to submit himself for the examination, or in 
 any way obstructs the same, his right to compensation shall be suspended, 
 and his compensation during the period of suspension may be forfeited." 
 
 INDUSTRIAL ACCIDENT BOARD, 
 By 
 
50 FORMS. 
 
 FoBu No. 8. Wobembn'b Compensation Act 
 
 Industrial Accident Boabd 
 Boston, Masb. 
 
 Every agreement in regard to compensation under this act is subject to approval by the Industrial 
 Accident Board, and a memorandum of the same must be filed with the Board, whether said agreement 
 is written or oral, and whether it is made by one or both parties, or in the form of a receipt. Any weekly 
 payment or settlement under the act, whether purporting to be final or otherwise, may be reviewed by 
 the Board. (Section 20, Fs^rt II, and sections 4 and 12, Fart III, chapter 751 of the Acts of 1911, and 
 amendments thereto, and Rule No. 6 adopted by the Board.) 
 
 , Employee, 
 
 , Insurer. 
 
 Agreement in itegard to Compensation, 
 We, , residing at 
 
 Name and address of injured employee. 
 
 city or town of ^ and the 
 
 Name and addresa of insurance association or company. 
 
 have reached an agreement in regard to compensation for the injury sustained 
 by said employee while in the employ of 
 
 Here insert name and address of employer. 
 Here insert the time, including hour and date of accident* the place where it occurred, the nature and 
 cause of injury, and other cause or ground of claim. 
 
 The terms of the agreement follow: 
 
 (Here state the sum per week agreed upon subject to the terms of the Act.) 
 
 Witness. Name of injured employee. 
 
 City or town, street and number. Name of insurance association or company. 
 
 Per 
 
 Date. 
 
FORMS. 51 
 
 FoBM No. 9. Workmen's CoupENaATiON Act 
 
 Industrial Accident Board 
 Boston, Mass. 
 
 Note. — This claim is to be filed with, the Industrial Accident Board and may be sent by mail; at the 
 time of filing, a copy thereof should also be sent by the employee to the insurance association or com- 
 pany. The claim should be made within six months after the occurrence of the injury. (Chapter 751, 
 Part II, section 15, and section 23, as amended by Acts of 1912, cliapter 571, section 5.) 
 
 Claim for Compensation for Injury, 
 This is to notify you 
 
 Name of association or company with which employer is insured. 
 
 that I claim compensation from you under the workmen's compensation act, 
 chapter 751, Acts of 1911, and amendments thereto, for personal injury sus- 
 tained while in the employ of 
 
 .of 
 
 Name of employer. Street and number. 
 
 The time of my injury was 
 
 City or town. 
 
 Here state date and time of day as near aa possible. 
 
 The place of injury was 
 
 State name or description of building, or place, where injury was siistained. 
 
 The cause * of my injury was 
 
 Describe cause of injury. 
 
 The nature of my injury is ajs foUows: 
 
 Describe injury with such exactness as possible. 
 
 Signature of injured employee. 
 Street and number. 
 City or Town. 
 Date of making this claim. 
 
 > If it is claimed that the injury was caused by the serious and wilful misconduct of tbeemployer, oi 
 of any person regularly entrusted with or exercising the powers of superintendence, it is requested that 
 it be stated in this claim for compensation, setting forth in the alleged cause, in general terms, in 
 what the serious and wilful misconduct of the employer or superintendent consisted. 
 
 - Section 14 of Part III of this act provides that if any proceedings are brought, prosecuted or defended 
 under this act without reasonable ground, the whole cost of the proceedings shall be assessed upon the 
 party who has so brought, prosecuted or defended them. 
 
52 FORMS. 
 
 FoBM No, 10. Workmen's Compensation Act 
 
 Industrial Accident Board 
 Boston, Mass. 
 
 Uoder sections 15, 16 and 17, Fart II, chapter 751, Acts of 1911, and amendments thereto, notice of the 
 time, place and cause of the injury must be given to the employer or the association or the liability in- 
 surance company, as soon as practicable after the happening thereof. The following is a form of the 
 notice to be given under the above sections. 
 
 Notice of Injury. 
 
 This is to notify you 
 
 Name of employer, or insurance association or company, 
 
 that on the day of , 191 , at about . .o'clock, 
 
 ,1 received personal injury while in your employ in the city (town) of 
 
 a.m. or p.m. 
 
 in the 
 
 Name or description of building or place of employment. 
 
 and that the accident was caused to me by reason of 
 
 Describe cause of injury. 
 
 Name of employee. 
 City or town. 
 
 Address 
 
 Street and number. 
 
 Form No. 11. Workmen's Compensation Act 
 
 Industrial Accident Board 
 Case No. , Boston, Mass. 
 
 , Employee. 
 
 , Employer. 
 
 , Insurer. 
 
 iieport of Member of Industrial Accident Board. 
 
 The member of the Industrial Accident Board appointed under the provisions 
 of Part III., sections 5 and 7, chapter 751, Acts of 1911, and amendments thereto, 
 having heard the parties in the above-named case at (place) Mass., on (day), 
 (date), 1917 at p,m,, reports as follows: 
 
 Appearances : 
 
FORMS. 53 
 
 Form No. 12, Workmen's Compensation Act 
 
 Industrial Accident Board 
 Boston, Mass. 
 
 Application for Review of Claim before Full Board. 
 To the Inditstrial Accident Board, Boston, Mass. 
 
 The undersigned, as provided in Part III, sections 7 and 10, chapter 751 of 
 the Acts of 1911, and amendments thereto, makes application for a review of 
 the findings of the member of the Board in the claim of 
 
 This claim for a review is based on the following grounds: 
 
 191... 
 
 Note. — "No party shall as a matter of rfght be entitled to a second hearing 
 on any matter of fact." 
 
 Form No. 13. Workmen's Compensation Act 
 
 Inditstbial Accident Board 
 Boston, Mass. 
 
 Notice assessing Cost of Proceedings before Industrial Accident Board or Member 
 of Board upon Party prosecuting or defending Same vrithout Reasonable 
 Grounds. 
 
 , Employee. 
 
 , Insurer. 
 
 To 
 
 You are hereby notified that the proceedings before the .' . . . 
 
 Industrial Accident Board, or member of Board, as case may be. 
 
 on the above-entitled claim, have been determined by said member of Board, or 
 Board, to have been by you without reasonable groimds. 
 
 Prosecuted or defended. 
 
 and that the costs, amounting to $ , are assessed against you. 
 
 Respectfully, 
 
 INDUSTRIAL ACCIDENT BOARD, 
 or MEMBER OF BOARD, 
 By 
 
54 FOKMS. 
 
 Form No. U. Wobkmen's Compensation Act 
 
 Inddstbiai. Accident Boabo 
 Boston, Mass. 
 
 Every agreement in regard to compensation is subject to approval by the InduBtrial Accident Board, 
 and a memorandum of the same must be filed with the Board, whether said agreement is written or oral, 
 and whether it is made by one or both parties, or in the form of a receipt. Any weekly payment or 
 settlement under the act, whether purporting to be final or otherwise, may be reviewed by the Board. 
 (Section 20, Fart II, and sections 4 and 12, Part III, chapter, 751 of the Acts of 1911, and amendments 
 thereto, and rule adopted by the Board.) 
 
 Receipt on Account of Compensation, 
 Received of 
 
 Name of insurer. 
 
 the sum of dollars, 
 
 and cents, being the proportion of my weekly wages for the 
 
 period from the day of , 191. ., to the 
 
 day of. , 191 . . , under the Massachusetts Workmen's Com- 
 pensation Act, subject to review by the Industrial Accident Board. 
 
 Employee. 
 Street and No. 
 City or Town. 
 
FORMS. 55 
 
 Form No. 15. Wobembit'b CoMransATioN Act 
 
 Industbiai. Accident Board 
 
 BOSTOX* Ma89. 
 
 Every agreemeat in regard to compensation under thia act ia subject to approral by the Industrial 
 Accident Board, and a memorandum of the same must be filed with the Board, whether said agreemeiit 
 is written or oral, and whether it is made by one or both parties, or in the form of a receipt. Any weekly 
 payment or settlement under the act, whether purporting to be final or otherwise, may be reviewed by 
 the Board. (Section 20, Fart II, and sections 4 and 12, Fart III, .chapter 751 of the Acts of 1911, and 
 amendments thereto, and Rule No. 6 adopted by the Board.) 
 
 Settlement Receipt. 
 Received of 
 
 Name of insurer. 
 
 the sum of dollars 
 
 and cents, making in all, with weekly payments already 
 
 received by me, the total sum of dollars 
 
 and cents, in settlement of compensation under the Massa- 
 chusetts Workmen's Compensation Act, for all injuries received by me on or 
 about the day of , 191.., while in the employ of 
 
 Name of employer, city or town, street and number. 
 
 subject to approval and review by the Industrial Accident Board. 
 
 Witness my hand this .day of , 191.. . 
 
 Witness ^ 
 
 Name. Name of employee. 
 
 Address 
 
 Street and number. Street and number. 
 
 City or town. City or town. 
 
56 FORMS. 
 
 Form No. 16. Workmen's Compensation Act 
 
 Industrial Accident Board 
 Boston, Mass. 
 
 , Employee. 
 
 , Employer. 
 
 , Insurer. 
 
 Notice of Failure of Parties to Reach an Agreement. 
 Industrial Accident Board, Boston, Mass. 
 
 I, respectfully 
 
 notify you in accordance with sections 5, 7 and 12, Part III, of said Act, that the 
 above-named parties have failed to reach an agreement in regard to compensa- 
 tion, and request a hearing by a member of the Board. 
 
 We have been unable to agree because (here follows brief statement of the 
 cause of disagreement).^ 
 
 Name of party giving notice. 
 Address, street and number, city or town. 
 Date of notice. 
 Date of injury. 
 
 * If the cause of disagreement is not stated, we shall be obliged to return this form for such statement. 
 
FORMS. 57 
 
 Form No. 17. Workmen's Compensation Act 
 
 Indttstrial Accident Board 
 Boston, Mass. 
 
 Note. — No application for permission to terminate compensation payments will be considered unless 
 the agreement in regard to compensation has been filed with the Board. 
 
 Date 
 
 , Employee. 
 
 , Employer. 
 
 , Insurer. 
 
 Date of injury. Date of last payment. 
 
 Nature of injury. 
 
 Application for Discontinuance of Compensation Payments. 
 
 The insurer hereby applies to the Industrial Accident Board, or a member 
 thereof, as pro\dded by Part II., section 4, of the Workmen's Compensation Act, 
 for permission to discontinue compensation payments in the above case. 
 
 This appUcation is based upon the following grounds: — 
 
 (Signed.) 
 
 Name of insurer. 
 
 By 
 
 Memorandum of Disposition of Application by Board. 
 Approved. 
 Disapproved. 
 
 Date. 
 
 INDUSTRIAL ACCIDENT BOARD, 
 
 By 
 
 Remarks: 
 
Missing Page 
 
Missing Page 
 
Missing Page 
 
Missing Page 
 
62 INDEX. 
 
 ADDITIONAL COMPENSATION. See Compensation, Additional. paqb 
 
 ADMINISTRATOR (see Part II., section 13) 12 
 
 AOENT: 
 
 not to be appointed if insured. General Acta of 1915, chapter 244, section 2, . , .37 
 to be designated to furnish benefits of act to public employees. General Acts of 1915, chap- 
 ter 244, section 1, 37 
 
 AGREEMENTS: 
 
 approved by Industrial Accident Board, section 4, Part III., ...... 16 
 
 failure to reach, section 5, Part III., ......... 16 
 
 memorandum of, approved by Industrial Accident Board, shall have effect during pendency 
 
 of appeal, chapter 132, Acts of 1915 21 
 
 memorandum of, filed with Industrial Accident Board, section 4, Part III., ... 16 
 
 to waive right to compensation not valid, section 20, Part II., ..... 13 
 
 APPEAL: 
 
 compensation to be paid during pendency of, chapter 132, General Acts of 1915, . . 21 
 court decrees and, section 11, Part III., ......... 18 
 
 APPEALED CASES: 
 
 interest on payments in, section 24, Part II., ........ 14 
 
 ASSESSMENT: 
 
 of coBt of proceedings brought without reasonable ground, section 14, Part III., . . 19 
 
 ASSOCIATION, MASSACHUSETTS EMPLOYEES INSURANCE, sections 1-24, Part 
 
 IV 21-24 , 
 
 ATTORNEYS: 
 
 fees of, subject to approval of Industrial Accident Board, section 13, Part III., . . 18 
 
 "AVERAGE WEEKLY WAGES:" 
 
 definition of, section 2, Part V., ........... 25 
 
 of young and inexperienced workmen (see chapter 236, General Acts of 1915), ... 26 
 
 BOARD OF EDUCATION: 
 
 to establish division for training and instruction of disabled soldiers and sailors, . . , 41 
 
 BOOKS AND RECORDS: 
 
 examination of, by Industrial Accident Board, section 3, Part III., ..... 15 
 Superior Court to enforce examination of, section 3, Part III., ..... 15 
 
 BOSTON TRANSIT COMMISSION: 
 
 laborers, workmen and mechanics entitled to compensation, chapter 270, Special Acts of 
 
 1915 38 
 
 shall designate an agent to furnish benefits, section 1, chapter 244, General Acts of 1915, . 37 
 
 BRANCH OFFICES; 
 
 may be estabhshed and maintained by Industrial Accident Board, section 8, Part V., . 27 
 
 CHILDREN: 
 
 under eighteen are dependents, section 7 (c). Part II., ....... 9 
 
 CITIES: 
 
 act to fix responsibility for payment of compeneation to employees of, chapter 244, General 
 
 Acts of 1915 37 
 
 laborers, workmen and mechanics of, entitled to compensation. Acts of 1913, (diapter 807, 
 
 sections 1-7, ............. 30 
 
 CLAIM FOR COMPENSATION (see sections 15 and 23, Part II.) 12,14 
 
 CLAIM FOR REVIEW: 
 
 time for filing, section 7, Part III., .......... 17 
 
 COMMISSION TO TAKE DEPOSITION (see section 3, Part III.), .15 
 
INDEX. 63 
 
 COMMON LAW: i page 
 
 defeDsea modified, section 1, Part I.i ......... • 7 
 
 COMMON LAW RIGHTS: 
 
 manner of giving notice of, section 5, Part I., and section 2, chapter 666, Acts of 1912, . 7, 30 
 
 waiver by employee of, section 5, Part I., ........ 7 
 
 waiver of, and manner of giving notice, section 5, Part I., ..... . 7 
 
 COMMONWEALTH OF MASSACHUSETTS. See Massachusetts, Commonwealth of. 
 
 COMPENSATION: 
 
 additional, for specified injuries, section 11, Part II., ....... 11 
 
 agreements in regard to, to be filed with the Industrial Accident Board, section 4, Part 
 
 III., - . 16 
 
 beginning of, section 4, Part II., ........... 8 
 
 claim for, sections 15 and 23, Part II., . . . . . . . . . . 12, 14 
 
 claim for, failure to make, sections 15 and 23, Part II., ... ... 12, 14 
 
 discontinuance of, section 4, Part II., .... . .8 
 
 double, when injury due to serious and willful misconduct of subscriber, section 3, Part 
 
 II .... 8 
 
 failure to reach agreement in regard to, section 5, Part III., ..... 16 
 
 in imusual cases, by lump sum, section 22, Part II., .... . .13 
 
 laborers, workmen and mechanics of Boston Transit Commission entitled to, chapter 270, 
 
 Special Acts of 1915, .... 38 
 
 laborers, workmen, mechanics, drawtenders and assistant drawtenders employed on bridges 
 
 between Boston and Cambri<^ge, entitled to, chapter 125, General Acts of 1918, . 40 
 
 no payments of, assignable or subject to attachment, section 21, Part II., ... 13 
 not payable, if injured employee is guilty of serious and willful misconduct, section 2. 
 
 Part II., .... 8 
 
 payments for total and partial incapacity, sections 9 and 10, Part II., .... 10 
 
 period of payments, sections 9 and 10, Part II., ........ 10 
 
 proceedings for, notice must be given and claim made, sections 15 and 23, Part II., . . 12, 14 
 
 pubUc employees entitled to. Acts of 1913, chapter 807, sections 1-7, .... 30 
 
 right of employee to, if employer is a subscriber, section 1, Part II., .... 8 
 
 ^ shall be suspended, if examination by physician of subscriber or association is obstructed 
 
 or refused, section 19, Part II., .... ..... 13 
 
 to be paid despite appeal until otherwise ordered, chapter 132, General Acts of 1915, . 21 
 
 to whom payable in case of death, section 13, Part II., ...... 12 
 
 waiver of, not valid, section 20, Part II., ......... 13 
 
 CONTRACTORS, INDEPENDENT: 
 
 employees of, section 17, Part III., .......... 19 
 
 COSTS: 
 
 assessment of, section 14, Part III., .......... 19 
 
 COUNTIES : 
 
 act to fix responsibiUty for payment of compensation to employees of, chapter 244, General 
 
 Acts of 1915, 37 
 
 laborers, workmen and mechanics of, entitled to compensation, chapter 807, Acts of 1913, 
 
 sections 1-6, ............. 30 
 
 CRIPPLES (see chapter 231, General Acts of 1918), . . . . . 28 
 
 DEATH: 
 
 compensation, to whom payable, in case of, section 13, Part II., ..... 12 
 
 payment of burial expenses in case of, section 8, Part II., . . . 10 
 
 provisions in case of, section 6, Part II., ......... 9 
 
 DECISIONS: 
 
 enforcement of, section 11, Part III., ... . . . . . . . .18 
 
 of Industrial Accident Board, section 10, Part III., 17 
 
 of Industrial Accident Board or arbitration committee shall have effect during pendency 
 
 of appeal, chapter 132, General Acts of 1915, 21 
 
 of member of Board, section 7, Part III., . ••..... 17 
 
64 INDEX. 
 
 DEFENSES: ^agb 
 
 removed, section 1, Part I., ...... • ... 7 
 
 DEFINITIONS: 
 
 of "aaaociation," .......•■ ... 26 
 
 of "average weekly wages,'' ......••••• 25 
 
 of "dependents," .........-••• 25 
 
 of "employee," .........••••• 25 
 
 of "employer," ........•••■•• 25 
 
 of phrase "place of employment" (6), ...... . . 35 
 
 of "subscriber," ....,....■••• 26 
 
 of term "employment" (a), ........... 35 
 
 of terms "industrial" or "occupational disease" (d), ....... 35 
 
 of terna "safe" and "safety" (c), .......... 35 
 
 DEPENDENCY: 
 
 all other questions of* section 7, Part II., ......... 9 
 
 children under eighteen, section 7 (c). Part II., . . ..... 9 
 
 husband upon wife, section 7 (&), Part II., ..... ... 9 
 
 wife upon husband, section 7 (o), Part II., ......... 9 
 
 •DEPENDENT:" 
 
 definition of, section 2, Part V., ........... 25 
 
 DEPENDENTS: 
 
 compensation of, section 6, Part II., ..... 
 definition of, section 7, Part II., and section 2, Part V., . 
 partial payments divided, section 6, Part II., 
 payment of biu-ial expenses to dependents, section 8, Part II., 
 when none, section 8, Fart II., . . . 
 
 9 
 9.25 
 9 
 10 
 10 
 
 DEPOSITIONS: 
 
 power to secure the issuing of commissions to take, section 3, Part III., .... 15 
 
 DISTRICT POLICE, MASSACEITSETTS: 
 
 Boiler Inspection Department of, to retain all existing powers, Acts of 1913, chapter 813, 
 
 section 14, .............. 35 
 
 DISTRICTS: 
 
 act to fix responsibility for payment of compensation to employees of, chapter 244, General 
 
 Acts of 1915, . • 37 
 
 laborers, workmen and mechanics of, entitled to compensation. Acts of 1913, chapter 807, 
 
 sections 1-7, ............. 30 
 
 DOMESTIC SERVANTS AND FARM LABORERS: 
 
 not applicable to, for personal injuries, section 2, Part I., ..... . 7 
 
 EMPLOYEES: 
 
 acceptance of compensation by, shall constitute release of subscriber from claims at law, 
 
 section 1, Part V., ..... . ..... 25 
 
 additional compensation for specified injuries to, section 11, Part 11., .... II 
 
 agreement to waive rights to compensation by, not valid, section 20, Part II., ... 13 
 compensation shall be suspended, if examination obstructed or refused, section 19, Part 
 
 II 13 
 
 definition of "employee," section 2, Part v., ........ 25 
 
 employed in the management and maintenance of bridges between Boston and Cambridge 
 
 entitled to compensation, chapter 125, Gener^ Acts of 1918, . ... 40 
 
 examination of, section 19, Part II., section 8, Part III., . . . . . . 13, 17 
 
 examination of, by impartial physician appointed by Industrial Accident Board, section S, 
 
 Part III 17 
 
 examination of, by physician of subscriber or association, section 19, Part II., ... 13 
 may receive double compeiisation if injury is due to serious and willful misconduct of em- 
 ployer, section 3, Part II., .... ...... 8 
 
INDEX. 
 
 65 
 
 EMPLOYEES — Concluded. page 
 
 may select phyaician other than one provided by association, section 5, Part II., 8 
 
 medical and hospital services and medicines shall be furnished to, section b. Fart 11., . S 
 natural wage increase may be taken into consideration in considering weekly wage of young 
 
 and inexperienced, chapter 236, General Acts of 191fi, ...... 26 
 
 of independent contractors, section 17, Part III., .... ... 19 
 
 partial incapacity of, section 10, Fart II., ......... 10 
 
 payment of compensation to, not assignable, section 21, Fart II., ..... 13 
 
 payment to, in unusual cases, by lump sum, section 22, Part II., ..... 13 
 
 present defenses in actions at law against subscribers to remain, sections 2 and 3, Part I., . 7 
 
 public, entitled to compensation, Acta of 1913, chapter 807, sections 1-7, .... 30 
 
 right of, to have own physician present at examination by physician of subscriber or associa- 
 tion, section 19, Part II,, ...... .... 13 
 
 savings of, not to be considered in determining compensation, section 12, Fart II., . . 12 
 
 total incapacity of, section 9, Part II., ....... . . 10 
 
 training and education of incapacitated employees, chapter 231, General Acts of 1918, 28 
 
 EMPLOYERS: 
 
 definition of "employer," section 2, Part V., ........ 25 
 
 release of, from claims at law, section 1, Part V., . . . . . . . .25 
 
 shall keep records of injuries, section 18, Part III., ...... 20 
 
 shall make report of injuries and supplemental reports to Industrial Accident Board, 
 
 section IS, Fart III.. 20 
 
 EMPLOYMENT: 
 
 any member of Joint Board has right to enter places of, section 5, chapter 813, Acts of 
 
 1913 34 
 
 meaning of phrase "place of employment," section 12 (6), chapter 813, Acts of 1913, . 35 
 
 meaning of term, section 12 (a), chapter 813, Acts of 1913, ...... 35 
 
 places of, to be investigated by Joint Board, section 1, chapter 813, Acts of 1913, . 33 
 
 EXAMINATIONS: 
 
 by Industrial Accident Board of books and records, section 3, Fart III., 
 
 medical, section 19, Fart II.; section 8, Fart III 
 
 Superior Court to enforce, of books and records, section 3, Fart III., 
 
 15 
 
 . 13, 17 
 
 15 
 
 EXPENSES: 
 
 burial, payment of, section 8, Part II., ... . ... 10 
 
 of Industrial Accident Board, section 2, Part III 15 
 
 of Joint Board, section 11. chapter 813, Acts of 1913. . . 34 
 
 witnesses, fees, travelling, etc., section 3, Fart III., ....... 15 
 
 EYES: 
 
 additional compensation for reduction to one-tenth of normal vision, section 11 (a) and 
 
 (6), Part II 11 
 
 FARM LABORERS AND DOMESTIC SERVANTS: 
 
 not applicable to, for personal injuries, section 2, Part I., ..... . 7 
 
 FATAL INJURY: 
 
 compensation paid for, section 6, Fart II., 
 
 FEES: 
 
 of attorneys and physicians, subject to approval of Industrial Accident Board, section 13, 
 
 Part III., 
 
 of witnesses, section 3, Part III., ........... 
 
 ]8 
 15 
 
 FEET: 
 
 additional compensation for loss by severance of, section 11 (a) and (6), Part II., 
 additional compensation for permanent incapacity of, section 11 (e). Part II., . 
 
 11 
 11 
 
66 INDEX. 
 
 FINES: PAaa 
 
 for violation of rules and regulations of Joint Board, section 13i chapter S13, Acts of 
 
 1913 35 
 
 FINGERS: 
 
 additional compensation for loss by severance of, aectioii 11 (c) and (d), Part II., . . 11 
 additional compensation for permanent incapacity of, section 11 (e), Part II., ... 11 
 
 FOBMS: 
 
 adopted by Industrial Accident Board, 46 
 
 FRIENDS: 
 
 rights of, to act for mentally incompetent or minor injured employees, section 14, Part II., . 12 
 
 GUARDIAN: 
 
 right of, to act for mentally incompetent or minor, section 14, Part II., .... 12 
 
 HANDS: 
 
 additional compensation for loss by severance of, section 11 (a) and (&), Part II., . . 11 
 additional compensation for permanent incapacity of, section 11 (e). Fart II., ... II 
 
 HEALTH, STATE BOARD OF: 
 
 may request information on occupational diseases from State Board of Labor and Industries, 
 
 section 6, chapter 813, Acts of 1913, 34 
 
 to retain all existing powers, section 14, chapter 813, Acts of 1913, ..... 35 
 
 HEARINGS: 
 
 before member of Board, sections 7, 12 and 13, Part III 17, 18 
 
 by Joint Board shall be public, section 7, chapter 813, Acts of 1913, .... 34 
 
 no second, on question of fact, section 10, Part III., ....... 17 
 
 on adoption of rules and regulations by Joint Board, etc., section 2, chapter 813, Acts of 
 
 1913 33 
 
 HOSPITAL SERVICES: 
 
 charges for, subject to approval of Industrial Accident Board, section 13, Part III., . . 18 
 
 HUSBAND: 
 
 a dependent, section 7 (!>), Part II., 9 
 
 IMPARTIAL PHYSICIANS : 
 
 to be appointed by the Industrial Accident Board, section S, Part III., .... 17 
 report of, admissible as evidence in proceeding before Industrial Accident Board or a com- 
 
 nlittee of arbitration, section 8, Part III., ........ 17 
 
 INCAPACITATED EMPLOYEES, TRAINING AND EDUCATION OF (see chapter 231, 
 
 Acts of 1918) . . .28 
 
 INCAPACITY: 
 
 period of payment during partial, section 10, Part II., ....... 10 
 
 period of payment during total, section 9, Part II., ....... 10 
 
 period of payment of compensation, sections 9 and 10, Part II., ..... 10 
 
 INDEPENDENT CONTRACTORS: 
 
 employees of, section 17, Part III., .......... 19 
 
 INDEPENDENT WRONGDOER. See Optional Procedure. 
 
 INDUSTRIAL ACCIDENT BOARD: 
 
 agreements in regard to compensation to be filed with, section 4, Part III . 16 
 
 authorized to review and revise decision of member of Board, section 10, Part III., . . 17 
 
 chairman of, section 1, Part III., .......... 14 
 
 charges of hospitals for services subject to approval of, section 13, Part III 18 
 
 creation of, section 1, Part III., ........... 14 
 
INDEX. 
 
 67 
 
 and statistics, section 
 
 INDUSTRIAL ACCIDENT BOARD — Concluded. 
 
 decision of, shall have effect during pendency of appeal, chapter 132, General Acts of 1915, 
 
 enforcement of decisions of, section 11, Part III., . . ' . . . 
 
 fees of attorneys and physicians subject to approval of, section 13, Part 111., . 
 
 fees of witnesses before, section 3, Fart III., .... 
 
 has power to administer oaths, section 3, Fart III., 
 
 has power to examine books and records of parties to proceeding as relate to questions in 
 
 dispute, section 3, Part III., . .... 
 
 has power to subpcena witnesses, section 3, Part III., 
 may appoint a medical adviser, section 9, Part V., 
 may appoint an impartial physician, section S, Part III., 
 may appoint six inspectors, section 9, chapter 813, Acts of 1913, 
 may establish and maintain branch offices, section 8, Fart V., 
 may make rules not inconsistent with act, section 3, Part III., 
 may request association and insurer to furnish it with information 
 
 7, Part V 
 
 members of, section 1, Part III., ...... 
 
 name and address of agent designated to furnish benefits to public employees to be filed 
 
 with, General Acts of 1915, chapter 244, section 1, . 
 office of, section 2, Part III., ...... 
 
 powers of, section 3, Part III., ...... 
 
 reports of injuries and supplemental reports to be made to, section 18, Part III., 
 reports of injuries filed with, shall be available for use by State Board of Labor and In- 
 dustries, section IS, Part III., ..... 
 
 report of member of Board to be filed with, section 7, Fart III., 
 rules of, section 3, Part III., ...... 
 
 salaries and expenses of, section 2, Part III., 
 
 salaries of, section 2, Part III., ...... 
 
 secretary of, section 2, Part III., ... . . 
 
 statement of payments to be filed with, section 18, Part III., , 
 
 term of office of members of, section 1, Part III., . 
 
 to approve charges of hospital for services, section 13, Part III., 
 
 to approve fees of attorneys and physicians, section 13, Part III 
 
 to approve manner of giving notice by employee of claim of common law 
 
 Part I., section 2, chapter 666, Acts of 1912, . 
 to approve notice to employees of insurance, section 21, Part IV. 
 to determine all questions arising and not settled, section 16, Part III., 
 
 rights, section 5, 
 
 FAGB 
 
 21 
 
 18 
 18 
 15 
 15 
 
 15 
 15 
 27 
 17 
 34 
 27 
 15 
 
 27 
 14 
 
 37 
 
 15 
 15 
 20 
 
 20 
 17 
 IS 
 IS 
 IS 
 15 
 20 
 14 
 IS 
 IS 
 
 7,30 
 24 
 19 
 
 'INDUSTRIAL" OK "OCCUPATIONAL DISEASE:" 
 
 meaning of term, section 12 (d), chapter 813, Acts of 1913, 
 
 35 
 
 INJURIES, PERSONAL: 
 
 examination of employees for, by impartial physician, section 8, Fart III.: 
 notice of, form of, section 16, Part II., . 
 
 notice of, inaccuracy of, section 18, Fart II 
 
 notice of, maimer of serving, section 17, Fart II., . 
 
 notice of, time for serving, section 15, Part II., 
 
 notice of, want of, section 18, Fart II., . 
 
 optional procedure, when occasioned by act of person not employed by subscriber, section 
 
 15, Part III., . . ■ 
 
 rules and regulations for prevention of injuries to employees of subscribers of Massachusetts 
 
 Employees Insurance Association, section 18, Part IV . . 
 
 weekly payments for, in imusual cases may be redeemed by payment of a lump sum, section 
 
 22, Part II 
 
 17 
 12 
 13 
 13 
 12 
 13 
 
 19 
 
 23 
 
 13 
 
 INSPECTORS: 
 
 of causes of injuries. Industrial Accident Board, salaries, etc., sections 4 and 9, chapter ' 
 
 813, Acts of 1913 • ■ .... 33, 34 
 
 of places of employment. State Board of Labor and Industries, section 4, chapter 813, 
 
 Acts of 1913 33 
 
68 INDEX. 
 
 XNSTTBANCE: faqb 
 
 liability companies authorized to do business under act, section 3, Part V., chapter 200, 
 
 General Acts of 1916, . " . 26, 39 
 
 Massachusetts Employees Insurance Association, sections 1-24, Part IV., chapter 200, 
 
 General Acts of 1916, 21-24, 39 
 
 mutual insurance companies authorized to transact business of employers' liability insurance, 
 
 chapter 311, Acts of 1912, chapter 200, General Acts of 1916 29, 39 
 
 notice of expiration of, section 21, Part IV., ......... 24 
 
 notice of, to be filed with Industrial Accident Board, section 21, Part IV., ... 24 
 
 notice of, to employees, sections 20 and 21, Part IV., ....... 24 
 
 workmen's compensation, policies of, subject to approval of Insurance Commissioner, 
 
 chapter 287, General Acts of 1915, 38 
 
 XNSITKANCE COMMISSIONER: 
 
 may withdraw approval of premiums, etc., section 1, chapter 666, Acts of 1912, . . 30 
 
 workmen's compensation insurance policies subject to approval of, chapter 2S7, General 
 
 Acts of 1915 38 
 
 INSURANCE COMPANIES: 
 
 act to secure prompt payments by, in case of withdrawal, chapter 183, General Acts of 1915, 36 
 liability, authorized to do business imder act, section 3, Part V., . . , . .26 
 may unite in issuing joint and several workmen's compensation policies, chapter 216, 
 
 ' General Acts of 1918, . ... 40 
 
 mutual, authorized to transact business of employers' liabiUty insurance, chapter 311, Acts 
 
 of 1912, chapter 200, General Acts of 1916, 29. 39 
 
 shall furnish information and statistics to Industrial Accident Board upon request, section 
 
 7. Part V 27 
 
 INSURANCE RATES: 
 
 to continue to apply until approval is withdrawn, chapter 708, Acts of 1914, ... 27 
 
 INTEREST: 
 
 on payments in appealed cases, section 24, Part II., ....... 14 
 
 INVESTIGATIONS: 
 
 of places of employment, industrial and occupational diseases, etc, section 1, chapter 813, 
 
 Acts of 1913, 33 
 
 JOINT BOARD OF LABOR AND INDUSTRIES AND INDUSTRIAL ACCIDENT 
 BOARD: 
 
 any member has right to enter places of employment, section 5, chapter 813, Acts of 
 
 1913 ' .34 
 
 appropriation of, and how expended, section 11, chapter S13, Acts of 1913, ... 34 
 chairman of, how chosen, section 7, chapter 813, Acts of 1913, ' .' . . . . 34 
 
 fine imposed for violation of rules and regulations of, section 13, chapter 813, Acts of 1913, 35 
 hearing shall be given before adoption of any rule or regulation by, section 2, chapter 813, 
 
 Acts of 1913 
 
 may appoint committees to investigate and recommend rules and regulations, section 3, 33 
 
 chapter 813, Acts of 1913 ■ 33 
 
 may require physicians to report occupational diseases, section 6, chapter 813, Acta of 
 
 1913, 34 
 
 powers and duties of, transferred to State Board of Labor and Industries, chapter 308, 
 
 General Acts of 1916, . . 36 
 
 prevention of duplication of effort, section 4, chapter 813, Acts of 1913, .... 33 
 rules or regulations of, shall prevail, section 10, chapter 813, Acts of 1913, ... 34 
 
 shall determine suitable safety devices for prevention of accidents, section 1, chapter 813, 
 
 Acts of 1913 33 
 
 shall investigate employments and places of employment, section 1, chapter 813, Acts of 
 
 1913 33 
 
 shall make rules and regulations for prevention of industrial and occupational diseases, 
 
 section 1, chapter 813, Acts of 1913 33 
 
INDEX. 69 
 
 LABOR AND INDUSTRIES, STATE BOARD OF: page 
 
 amendment to act, creating a, section 8, chapter 813, Act^ of 1913, .... 34 
 
 Joint powers of, with Industrial Accident Board (see Acts of 1913, chapter 813, sections 
 
 1-15), 33-35 
 
 joint powers and duties of, with Industrial Accident Board, transferred to State Board of 
 
 Labor and Industries, chapter 308, General Acts of 1916, ..... 36 
 
 shall be furnished with statistics and data from reports of injuries by Industrial Accident 
 
 Board, section 18, Part III 20 
 
 LABORERS, WORKMEN AND MECHANICS (see Public Employees) : 
 
 act providing for payment of compensation to. Acts of 1914, chapter 807, sections 1-7, . 30-32 
 employed in management and maintenance of bridges between Boston and Cambridge 
 
 entitled to compensation, chapter 125, General Acts of 1918, . . 40 
 
 entitled to compensation from Commonwealth, counties, cities, towns or districts, sections 
 
 1-7, chapter 807, Acta of 1913 30-33 
 
 of Boston Transit Commission entitled to compensation, chapter 270, Special Acts of 1915, 38 
 
 LEGAL REPRESENTATIVE (see Part II., sections 13 and 14), . . . 12 . 
 
 LETTERS ROGATORY: 
 
 power to secure the issuing of, section 3, Part III., ....... 15 
 
 LOSS OF: 
 
 one or both eyes, section 11 (o) and (6), Part II., . ....... 11 
 
 one or both feet, section 11 (o) and (6), Part II., . . . . .11 
 
 one or both hands, section 11 (a) and (b). Part II., . . . . .11 
 
 one phalange, section 11 (d), Part II., ........ .11 
 
 two or more fingers, section 11 (c), Part II., . . ....... 11 
 
 LUMP SUM PAYMENTS, section 22, Part II 13 
 
 MASSACETUSETTS, COMMONWEALTH OF: 
 
 act to fix responsibility for payment of compensation to employees of, chapter 244, General 
 
 Acts of 1915 37 
 
 laborers, workmen and mechanics of, entitled to compensation. Acta of 1913, chapter 807, 
 
 sections 1-7, ............. 30-33 
 
 MASSACHUSETTS EMPLOYEES INSURANCE ASSOCIATION, sections 1-24, Part IV.. 21-24 
 definition of "association," section 2, Part V., . . ... 26 
 
 may with approval-of Insurance Commissioner exercise right and power of domestic mutual 
 
 liability companies, chapter 200, General Acts of 1916, ...... 39 
 
 shall furnish information and statistics to Industrial Accident Board upon request, section 
 
 7. Part v., 27 
 
 MEDICAL ADVISER: 
 
 may be appointed by Industrial Accident Board, section 9, Part V., .... 27 
 
 MEDICAL AND HOSPITAL SERVICES AND MEDICINES: 
 
 to be furnished by association, during first two weeks, section 5, Part II., . . , . 8 
 
 to be furnished by association, in unusual cases, at discretion of Board, section 5, Part II., 8 
 
 to be paid for by association, when employee selects physician other than one provided, 
 section 5, Part II., .... ........ 8 
 
 MEDICAL EXAMINATIONS: 
 
 at request of aasociation or subscriber, section 19, Part II,, ...... 13 
 
 by impartial physicians, section 8, Part III., ........ 17 
 
 refusal to submit to, section 19, Part II., . r 13 
 
 MEMBER OF BOARD: 
 
 decision of, shall be enforcible unless a claim for review is filed within seven days, section 7, 
 
 Part III., . ; . . . . . 17 
 
 has power to administer oaths, subpoena witnesses, etc., section 3, Part III., . . 15 
 
 hearings before, sections 7, 12 and 13, Part III., 17, 18 
 
 parties may request hearing before, if no agreement can be reached, section 5, Part III., . 16 
 
 MENTALLY INCOMPETENT: 
 
 guardian has right to act for employee if, section 14, Part II., 12 
 
70 INDEX, 
 
 MZNOBS: fagb 
 
 lump sums to, in discretion of Board, under certain conditions, section 22, Fart II., . . 13 
 natural wage increase may be taken into consideration in considering weekly wage, chapter 
 
 236, General Acts of 1915 26 
 
 right of guardian to act for, section 14, Part II., 12 
 
 MODIFICATION OF EEMEDIE3, sections 1-5, Part 1 7 
 
 NEXT FRIEND (see Part II., section 14) 12 
 
 NOTICES: 
 
 by employee claiming common law rights, section 5, Part I., > • • • • • 7 
 by employee claiming common law rights, section 5, Part I., section 2, chapter 666, Acts 
 
 of 1912 7, 30 
 
 manner of giving, Acts of 1912, chapter 666, section 2, . . . . . . .30 
 
 manner of giving, of common law rights, section 5, Part I., and section 2, chapter 666, Acts 
 
 of 1912 .... 7, 30 
 
 manner of ^ving, of waiver of common law rights, section 5, Fart I., , . . . 7 
 
 of expiration of insurance, section 21, Part IV., ........ 24 
 
 of injury, form of, section 16, Part II., ......... 12 
 
 of injury, how served, section 17, Part II., ....... .13 
 
 of injury, inaccuracy of, section 18, Fart II., ........ 13 
 
 of injury, sustained, sections 15 and 16, Part II., ........ 12 
 
 of injury, want of, section IS, Fart II., ....... .13 
 
 of insurance, to be filed with Industrial Accident Board, section 21, Part IV., ... 24 
 service of, section 17, Part II., sections 21 and 22, Part IV., . , , ... . 13, 24 
 
 to employees of insurance, sections 20 and 21, Fart IV., ...... 24 
 
 to employees of insurance to be approved by Industrial Accident Board, section 21, Part 
 
 IV 24 
 
 OATHS: 
 
 Industrial Accident Board has power to administer, section 3, Fart III., .... 15 
 
 OPTIONAL PROCEDURE: 
 
 when injury occasioned by act of third party, section 15, Part III., , . .19 
 
 PAYMENTS: 
 
 by lump sum, section 22, Part II., ........ .13 
 
 for burial expenses, section S, Part II., ....... .10 
 
 for medical and hospital services, section 5, Part II,, ....... 8 
 
 for specified injuries, section 11, Part II., ......... II 
 
 in unusual cases, by lump sum, section 22, Fart II., ....... 13 
 
 interest on, in appealed cases, section 24, Fart II., ....... 14 
 
 lump sum, to minors in discretion of Board under certain conditions, section 22, Part II., 13 
 
 not assignable or subject to attachment, section 21, Fart II., ...... 13 
 
 period of, sections 9 and 10, Part II., .......... 10 
 
 statement of, to be filed with Industrial Accident Board within sixty days after termination 
 
 of disability, section 18, Part III., 20 
 
 to dependents, section 7, Part II., .......... 9 
 
 to whom made in case of death, section 13, Part II., ....... 12 
 
 to young and inexperienced workmen may be based on natural wage increase, chapter 
 
 236, General Acts of 1915 26 
 
 PENALTY: 
 
 for failure to report injuries to employees, section 18, Part III., ..... 20 
 
 for violation of rules and regulations of Joint Board, section 13, chapter 813, Acte of 1913, 35 
 
 "PERMANENTLY INCAPABLE OF USE:" 
 
 additional compensation due if certain parts enumerated in Part II., section II (e), are 
 
 rendered, .............. 11 
 
INDEX. 71 
 
 PHALANGE: pagb 
 
 additional compensation for loss by severance, section 11 (d), Part II., . . . . H 
 
 additional compensation for permanent incapacity of, section 11 (e), Fart II., ... 11 
 
 PHYSICIANS: 
 
 fees oit subject to approval of Industrial Accident Board, section 13, Part III., . . IS 
 
 POLICIES: 
 
 insurance companies may unite in issuing joint and several workmen's compensation, 
 
 chapter 216. General Acts of 1918, . . . . 40 
 
 of workmen's compensation insurance subject to approval of Insurance Commissioner, 
 
 chapter 287, General Acts of 1915 38 
 
 PEOCEDURE (see Part III.): 
 
 shall be simple and summary as reasonably may be, section 3, Fart III., .... 15 
 
 PROCEEDINGS: 
 
 cost of, prosecuted or defended without reasonable ground, assessed, section 14, Fart 
 
 III., . 19 
 
 for compensation, notice must be given and claim m^de, sections 15 and 23, Fart II., . 12, 14 
 
 PUBLIC EMPLOYEES: 
 
 act to fix responsibility for payment of compensation to, chapter 244, General Acts "of 
 
 1915, . .... .... 37 
 
 act to provide for compensating, for injuries sustained in course of emplo3rment, Acts of 
 
 1913, chapter 807, sections 1-7, ... 30-32 
 
 agent to be .designated to furnish benefits due under act to, General Acts of 1915, chapter 
 
 244, section 1, 37 
 
 compensation to, sections 1-7, chapter 807, Acts of 1913, ...... 30-32 
 
 entitled to compensation. Acts of 1914, chapter 807, sections 1-7, ..... 30-32 
 
 QUESTIONS: 
 
 all arising and not settled to be determined by Industrial Accident Board, section 16, Fart 
 
 III.. ■ 19 
 
 RECORDS: 
 
 examination of, by Industrial Accident Board, section 3, Part III., ..... 15 
 Superior Court to enforce examination of, section 3, Fart III., ..... 15 
 
 REHABILITATION (see chapter 231, General Acts of 1918) 28 
 
 RELEASE: , 
 
 of subscriber from claims at law, section 1, Part V., ....... 25 
 
 REMEDIES: 
 
 modification of, section 1, Fart I., .......... 7 
 
 REPEAL: 
 
 of sections 136-139, chapter 514, Acts of 1909, section 4, Part V. (also, see section 4, 
 
 Fart I.) 7,26 
 
 REPORTS: 
 
 form of, of injiuy, section IS, Fart III., . . . . . . . . .20 
 
 of injuries to be made to Industrial Accident Board, section IS, Part III., ... 20 
 
 penalty for failiu-e to make, section 18, Part III., ........ 20 
 
 supplemental, to be made on termination of disability, section 18, Part III., ... 20 
 
 RESPONSIBILITY FOR PAYMENT: 
 
 agent to be designated to furnish benefits due under act. General Acts of 1915, chapter 244, 
 
 section 1, . . . . . • . . . . ' . . . .37 
 
72 
 
 INDEX. 
 
 BEVIEW: rAOE 
 
 by full Board, seotion 10, Part III 17 
 
 claim for, section 7, Fait III 17 
 
 RULES : 
 
 adopted by Industrial Accident Board, ...,.,... 43 
 
 Industrial Accident Board authorized to ^nake, not inconsistent with act, section 3, Part 
 
 III 15 
 
 "SAFE" AND "SAFETY:" 
 
 meaning of term, section 12 (c], chapter 813, Acts of 1913, 35 
 
 SAFETY DEVICES: 
 
 Joint Board to determine, for prevention of accidents, section 1, chapter 813, Acts of 1913, . 33 
 
 SALARIES: 
 
 of inspectors of Industrial Accident Board, section 9, chapter 813, Acts of 1913, . . 34 
 of members of Industrial Accident Board, section 2, Part III., . . . . . * 15 
 
 SAVINGS: 
 
 of injured employees not considered in determining compensation, section 12, Part II., . 12 
 
 SPECIAL TRAINING OF DISABLED SOLDIERS AND SAILORS (see Chapter 230, Gen- 
 eral Acts of 1918), . . .... 41 
 
 SPECIFIED INJURIES: 
 
 additional compensatioii paid for, section 11, Fart II., ....... 11 
 
 SUBCONTRACTORS (see section 17, Part III.) 19 
 
 " SUBSCRIBER: " 
 
 definition of, section 2, Fart V., ........... 25 
 
 SUPERIOR COURT: 
 
 decrees by, section 11, Fart III., ........... 18 
 
 no appeal from, on questions of fact, section 11, Part III., ..... 18 
 
 to enforce provisions relating to witnesses and examination of books and records, section 
 
 3, Part III., 15 
 
 THIRD PARTY, INJURY BY. See Optional Procedure. 
 
 TOES: 
 
 additional compensation for loss by severance of, section 11 (c) and (c2). Part II., . . 11 
 additional compensation for permanent incapacity of, section II (e). Fart II., ... 11 
 
 TOWNS: 
 
 act to fix responsibility for payment of compensation to employees of, chapter 244, General 
 
 Acts of 1915 37 
 
 laborers, workmen and mechanics of, entitled to compensation. Acts of 1913, chapter 807, 
 
 sections 1-6 \ 30-32 
 
 TRAINING OF CRIPPLES (see chapter 231, General Acts of 1918) 28 
 
 WAIVER: 
 
 by employee of right at common law, section 5, Part I., ...... 7 
 
 no agreement to waive rights to compensation, by employee valid, section 20, Part II., . 13 
 
 WIFE: 
 
 a dependent, section 7 (a), Part II., .......... 9 
 
 WITNESSES: 
 
 fees of, section 3, Fart III., 15 
 
 Industrial Accident Board has power to subpoena, section 3, Part III., . . . . 15