6/75. miimmm,!;? 9'® act of the s 3 1924 019 955 073 (THE AMERICAN TORRENS SYSTEM.) The Land-Title Registration Act of the State of New York INDEXED WITH INTRODUCTION BY DORR yjELE AND JOSEPH C. BAECHER Of the New York State Bar, Official Examiners of Title Second Edition ALBANY, N, Y. MATTHEW SENDEE & COMPANY INCOBPOBATED 1916 /^7< COPTEIGHTED, 1916, BY MATTHEW BENDER & COMPANY, IN00RPOEA.TED. PREFACE THIS booklet gives in convenient form the Land-Title Regis- tration Statute of New York, and a statement of the aim and method of the Torrens System as therein adopted and available to land owners in this State, The statute is a complete copy of the article of the Eeal Property Law relating to registering title to real property, in a form given it by the amendments of 1909, 1910 and 1916, which have been the only amendments DoEE ViELE, Pres. August, 1916. Joseph C. Baechee, Sec'y-Treas. Of The Associated Official Ex- aminers of Title in the State of New York. Cornell University Library The original of this book is in the Cornell University Library. There are no known copyright restrictions in the United States on the use of the text. http://www.archive.org/details/cu31 92401 9955073 INTRODUCTORY STATEMENT THE PURPOSE OF REGISTRATION. Purpose. The purpose of land title registration (the Torrens System) is to furnish, for land an evidence of the title which shall be always available, complete in itself, and as to which the right to rely thereon shall not be restricted to one person^ as in the case of an attorney's opinion^ but shall extend to all who have occasion to be interested. How Met. This purpose is met by the certificate of registered title issued by the County Kegistrar, who is the County Clerk acting in an- other capacity. (In the counties of Kings, Westchester and ITew York the County Register is the Eegistrar.) Certificate of Title. The certificate is a simple statement of the ownership of the land which it describes;, giving the ovnier^s name and address and if married his wife's name. It is evidence in any court of the facts on its face and that the provisions of law up to the time of its issue have been complied with. The certificate is issued in duplicate; the original is a page in a book in the Registrar's office, the duplicate is given the owner. As changes in the title to registered property are made through the Eegistrar (exhibited in the certificate itself or by endorse- ments on it attested by his signature) the certificate at all times shows the condition of the title by mere inspection. How Registered Title Transferred. Title after it has once been registered is transferred on sale by the Registrar's issuing a new certificate in the name of the pur- chaser and cancelling the earlier original and duplicate. The key- note of the system is the handling of the title by the certificate. To authorize the Eegistrar to certify a new owner he requires a 6 IlsTTRODUCTOKT STATEMENT. deed in any of the customary forms to be filed with him and the parties to agree in a statement of their intention. The duplicate certificate of the selling owner must be delivered to be cancelled. When only a part of the property described in a certificate is sold, new certificates may be issued both to the buyer for what is sold and to the seller for what is retained; or, if each parcel is described by itself on the original certificate, that may be cancelled merely as to the land sold, for which the new one is issued. The convenience of this procedure for sub-divided tracts which have been registered as a whole by an original certificate separately describing the subdivision lots, is obvious. No title is transferred prior to the Kegistrar's act of certifying the new owner. Incumbrances and Liens. In mortgaging, the instrument executed by the owner and state- ment by the parties are filed with the Registrar and he endorses an entry of the mortgage upon the certificate. This establishes its lien. The mortgagee may hold a certified copy or duplicate original of the mortgage and also have the owner's duplicate certifi- cate left with him during the term of the mortgage, after it has been endorsed to correspond with the original. Incumbrances not discharged upon an old certificate at the time of issuing a new one, are transferred to the latter. To affect a title otherwise than by the owner's voluntary acts evidenced by his written instruments, the person desiring to establish a claim or lien must file a proper evidence, such as the transcript of a judgment, to be endorsed on the certificate of the particular land to be charged. Until this is done no lien is created upon the land, the only judgments excepted from this require- ment being those in the United States Courts. Taxes laid after registration until they are paid or steps begun to enforce their payment by sale (as a rule, not more than two years after assess- ment) are a lien in effect without appearing on the certificate. Steps to enforce them can only be begun by filing notice with the Registrar to be entered on the certificate. The only other interests that can arise without being entered thereon are under leases or agreements for a lease, for not over a year, where there is occupa- tion under them ; and dominant or servient easements which accrue INTEODUCTOKY STATEMENT. 7 in such manner as not to require registration. Eegistered property cannot be subjected to adverse possession. Advantages. The convenience of the certificate chiefly lies in its immediate availability as proof that a title is such as a purchaser or mortgagee desires. It is also valuable for its emphasis upon the union of the possession, right of possession, and right of property. If by force of circumstances one of these elements necessary to a good title becomes unsettled, the fact is at once apparent and it automatically becomes impossible to deal with the land until it is again estab- lished. By thus forcing the earliest possible settlement of equivocal situations the system, in addition to its facilitating the handling of marketable titles, tends to prevent their ever becoming perma- nently unmarketable. In connection with issuing certificates transferring title, or endorsing mortgage-liens, the Registrar looks at the suflSciency of the instruments filed to express the intention of the parties, a new safe-guard against poor conveyancing. The inspection of the original certificate proves the title. With- out reference to the original the duplicate kept by the owner proves his title ; and shows the incumbrances upon it to the date to which it agrees with the original certificate. At the time of closing a purchase, looking over the certificate, the tax receipts since judg- ment of registration and before tax-sale, the docket of the United States District Court and viewing the premises, discloses all par- ticulars of the title. Through the continuous availability of this proof and by being transferable without the expense hitherto customary, and with- out delay after an agreement on terms, registered land acquires a new value as mortgage security and as an asset. THE MODE OF OPERATION. Operation of the system in the Registrar's office is extremely simple. His books are the Entry Book, the General Index, and the Title Book. The first lists all papers as they are filed and shows their serial number, kind, the number of the application (if registration is pending but not completed), or certificate to which each relates, and for whom it is filed. The General Index is an alphabetical index of the persons owning registered land or regis- 8 IJSTTEODUCTOEY STATEMEISTT. tered rights in land. The Title Book contains the certificates of title, either first certificates or subsequent transfer certificates, each a separate leaf of the book. For the convenience of the Registrar in making the proper entries each paper filed with him is required to be endorsed with the name and address of the person in whose behalf it is filed, and the Registrar supplies its serial number from the last previous number in the Entry Book and the number of the application or the certificate to which it relates from the General Index and the Tickler Certificate Book or Title Book. Example : " Filed in behalf of Eichard Eoe 1000 Main Street Buffalo, :H. Y." " Erie County Registrar's OflSce Filed August 25, 1910 Serial ISTo. 131 ^ , 'Application ^^ . , ^ „ Relates to ^ ^.^ , Number 40 " Certificate In filing a transcript of judgment or other lien to be charged upon registered land, the lienor must endorse on his paper the certificate number of the land to be charged. In the counties having block indexes an index of registered owners is kept by blocks, and in all counties there is an index of registered lands by brief description. There is also kept a book of receipts in the handwriting of registered owners, taken on the issuing of the duplicate certificate to them. Fees. Statutory fees are fixed at one dollar for entering, filing and indexing any lien or incumbrance; for entering, filing and index- ing any instrument cancelling any lien or incumbrance noted on a certificate, fifty cents ; for entering, filing and indexing a deed or other paper requiring the cancellation of one certificate and the issue of another, two dollars for each new certificate issued. untteoductory statement. Connection with Old System. Kegistering a title (whick removes it from the old index system in the County Clerk's OfSce) is done through an action in the Supreme Court to which all persons having an interest in the land are made parties in order that the judgment expressing their interests may be binding and conclusive. The service of the sum- mons and complaint or notice is made as in actions of foreclosure or partition. Notice of pendency of the action in the County Clerk's Lis Pendens Docket refers a person who is making a search to the Registrar's books for subsequent dealings with the property. Dealings during the action are noted on the Tickler Certificate Book and the judgment directs in detail how the certificate in the Title Book shall show the title vested. Registering a title implies that the property will remain under the Registrar's jurisdiction. The system is a natural evolution of Anglo-Saxon law to super- sede the outgrown proof of title through recording deeds and abstracting chains from the indices for successive examinations for attorney's opinion or corporation insurance. Statutes inaugu- rating it have been adopted in 14 States and an act has been recommended to all the States by the Commissioners on Uniform Legislation. A considerable literature on the subject is available. DOEB ViELB, 90 West St., New York. Joseph C. Babchee, 921 Fidelity Building, Buffalo. LAWS OF NEW YORK Chap. 52 AN ACT relating to real property, constituting chapter fifty of the consolidated laws. . Became a law February 17, 1909, with the approral of the Governor. Passed, three-fifths being present. Amended by oh. 627, L. 1910; oh. 547, L. 1916. REAL PROPERTY LAW ARTICLE 12. REGISTERING TITLE TO REAL PROPERTY. [Comprising §§ 370 to 435 of the Real Property Law.] Section 370. Application to register title to real property. 371. Applications and proceedings to be in the supreme court; title part of special term. 372. County clerics and registers to be registrars of title. 373. R^istrar'fl bond. 374. Deputy registrars' powers and duties. 375. Compensation of registrars and deputy registrars and registra- tion clerks. 376. DispositioDi and use of fees received by registrar. 377. Official examiners of title. 378. What owners may apply; what titles may be registered. 379. Contents of application for registration; other papers to be filed. 380. Official examiner's report of title; other evidences of title. 381. Survey, map, or plan to be filed. 382. Notice of application and of pendency of action. 383. Filing ofl caution. 384. Agent of nonresident applicant. 385. Commencement of the action. 386. Notice of object of action ; copy of complaint. 387. Summons and notice to be posted on the land'. 388. Guardian a-d litem. 389. Any person interested may appear and defend. 390. Title in lands vested; clouds thereon removed. 391. Judgments and orders conclusive. 392. Fraud; action to set aside the judgment or to recover the property. 393. Registration of title. 394. Certificate of title. 395. Title book. 396. Duplicate certificate of title. 397. Owner's receipt for certificate of title. 398. Certificate to include dealings pending registration. 399. Certificate of title as evidence. 400. Rights of owners of registered' property; exceptions; incum- brances and transfers to be filed. 401. Registered property not affected by prescription! or advcrHe possession. 402. Fraud; notice only by registration. 403. Memorial to be carried forward. (11) 12 EEAL PROPEETY LAW. § 3Y0 Sbotion 404. Registered property to remain registered. 405. Eegistered property subject to same rights and burdens as un» registered property. 406. Transfers of registered property. 407. Certificate as to part of property remaining after transfer. 408. Book of covenants, restrictions, trusts and forms. 409. Filing, entering and indexing papers pursuant to this act; tickler certificate. 410. Notice of filed papers. 411. Addresses of interested parties; notice. 412. When a transfer is deemed to be registered. 413. New certificates of title. 414. loss of owner's duplicate. 415. Mortgages, leases and other liens and charges ; may be registered. 416. Proceedings to register mortgage, lease or other lien or charge. 417. Judgments, decrees, attachments and other liens to be noted on certificate. 418. Assignment of mortgage, lease, or other lien or charge. 419. Release, discharge or surrender of charge or incumbrance. 420. Enforcement of mortgages, charges, liens and incumbrances. 420a. Registration under judicial sales. 421. Powers of attorney to be filed and registered. 422. Reference of doubtful matters to the court. 423. Death of owner of registered property; transfer of property. 424. Certificate of title during settlement of estate. 425. Title derived through execution of a power in a will. 426. Assurance fund. 427. Compensation from assurance fund. 428. Action against assurance fund. 429. Restrictions on claims against assurance fund. 430. Penalties for fraudulent acts or false certificate*. 431. Forgery and fraudulent stamping; penalty. 432. Fees to be charged. 433. Construction of article. 434. Form for ofiScial examiner's report of title. 435. Form for certificate of title. § 370. Application to register title to real property. Real property, or any estate, interest, or right therein, the title to which is hereby authorized to he registered, may be brought under the operation of this article by the filing of a complaint, verified as prescribed by the code of civil procedure and praying for registration, with the clerk of the county in which the land, or some portion thereof, is situated. The application may be so made in person by the owner or owners of such property, estate, in- terest, or right, or by an attorney at law duly authorized so to do. A corporation may also apply by its duly authorized ofiicer or agent. An infant or other person under disability may apply by his legally appointed guardian, or trustee, or committee. The natural person § 371 REGISTEKIi^G TITLE TO PROPERTY. 13 or cjorporation, in whose behalf the complaint is filed may be known, and is treated in this article, as the applicant, or plaintiff. The complaint so filed may be known, and is treated in this article, as the application. (Amended by L. 1910, ch, 627, in effect June 23, 1910.) Derivation: L. 1908, oh. 444, § 2. § 371. Applications and proceedings to be in the sapreme conrt; title part of special term. The application for registration must be made to tke supreme court; or to a justice thereof, sitting at a special term, in any of the counties within the judicial department where the property is situated, and for that purpose said court shall be always open; and its orders, judgments and decrees in cases coming under this article may be made and entered as well in vacation as in term time. The proceedings upon such applications shall have the effect of proceedings in rem against the land, and the judgments shall operate directly on the land and vest and establish title thereto. An issue raised in such a case shall be tried at a special term of said court, in the county in which the application is filed, by the court or a referee, except that an issue of fact may be tried by a jury, in the manner prescribed by the constitution and code of civil procedure. When in any county the amount of business under this article makes it necessary or proper that such business should be attended to by one or more justices of said court assigned for that purpose, the appellate division of the judicial department in which such county is situated shall designate as many justices as may be deemed necessary, to constitute the " title part " of the special term in that court; and said appellate division shall pro- vide by rules of practice for the conduct, in said title part, of the business coming under this article In such county. Said appellate 'division may assign one or more additional justices to said " title part " of the special term, or withdraw one or more justices there- from, as the business coming under this article may require and ^he availability of the supreme court justices make proper. One of the justices so assigned to the " title part " of the special term in any county shall be designated by said appellate division to have U KEAL PROPEKTY LAW. §§ 372, 373 general supervision and control of the business coining under this article in that county; and so far as is reasonably possible, such designation shall remain unchanged, and such justice shall be retained continuously in such term and part during his term of office unless in the opinion of the appellate division a change is required for the better enforcement or working of this law. One and the same justice may be assigned so as to have such general supervision and control in two or more counties of the judicial district for which he is elected. Other duties may be assigned by such appellate division to such justice, provided that they do not interfere with bis work in supervising and controlling the business coming under this article. The justice assigned, as herein pro- vided, to have general supervision and control of the business com- ing under the article in any county, shall also have general super- vision and control of all the official examiners within such county and it shall be his duty to observe and supervise their work as sucii official examiners, to advise them when necessary and to make any suggestions or recommendations to the appellate division with re- spect to discipline, suspension or removal of any of them as to him may seem necessary or proper in the interests of the successful operation of this law. (Amended by L. 1916, ch. 547, in effect May 15, 1916.) Derivation: L. 1908, ch. 444, § 3. § 372. County clerks and registers to "be registrars of title. County clerks in the several counties of the state, except the counties that may have registers, and in the latter counties the registers of said counties shall be " registrars " of titles in their respective counties. All laws relative to registers, county clerks and their deputies shall extend to registrars and their deputies, BO faf as the same may be applicable, except as in this article otherwise provided. Registrars of titles shall be county officers, within the meaning of the laws of this state. Derivation: L. 1908, ch. 444, § 4. § 373. Registrar's bond. Every registrar, before entering upon his duties as registrar, shall give a bond with sufficient security, to be approved by a jus- §§ 374, 375 KEaiSTEEING TITLE TO PEOPEKTY. 15 tice of the supreme court, payable to the people of the state of ISTew York, in a penal sum the same as that for his bond as register or county clerk, conditioned for the faithful discharge of his duties, and to deliver up all papers, books, records and other property be- longing to the county or appertaining to his office as registrar of titles, whole, safe and undef aced, when lawfully required so to do, which bond shall be filed in the office of the secretary of state. DerlTatlon: L. 1908, oh. 444, § 5. § 374. Deputy registrars' po-wers and duties. In any county where the business under this article so requires, the registrar may appoint a chief deputy and as many other depu- ties as are needed. But no one unless he is also a deputy register or an assistant deputy register appointed under statutory author- ity, or a deputy county clerk, shall be appointed as fiuch deputy registrar unless he is an " official examiner of title " as described and required by section three hundred and seventy-seven of this chapter. Deputies may perform any and all duties of the registrar in the name of the registrar, and the acts of such deputies shall be held to be the acts of the registrar, and in case of the death of the registrar, or his removal from office, the chief deputy shall there- upon become the acting registrar until such vacancy shall be filled according to law, and he shall file a like bond and be vested with, the same powers and subject to the same responsibilities and enti- tled to the same compensation as in the case of the registrar. (Amended by L. 1909, ch. 305 ; L. 1916, eh. 547, in effect May 15, 1916.) Derivation: L. 1908, oh. 444, § 6. g S75. Compensation of registrars and deputy registrars and regis* tration clerks. Where county clerks and registers are already salaried officials, the local authorities (county officials who provide for county ex- penses) shall fix their additional compensation as registrars, also the compensation of deputy registrars, the clerks, et cetera, needed to carry on the work under this article. Where a county clerk or a register is compensated directly by the fees paid to himself, his 16 EEAL PKOPEETY LAW. §§ 376, 377 deputies and assistants, the fees paid to him as registrar shall take the usual course and be used to compensate deputies, clerks, et cetera, at such rates as the registrar may fix, the remainder to belong to him. DerlTation: L. 1908, oh. 444, § 7, § 376. Disposition and nse of fees received hy registrar. AU fees received by a registrar, for the performance of the duties devolving upon him pursuant to this article, shall be dis- posed of in such manner as the other fees paid to county clerks and registers, with the following proviso: In those counties where registrars under this article are or shall become salaried oiEcials, all fees paid for the registration of titles shall be kept separate by the registrars and serve, so far as they are necessary or adequate, to pay the expenses of registering titles and the other duties for which charges are made. It shall be the duty of the local author- ities who provide for county expenses to provide such accommoda- tions, help, safes, books, papers and for such other expenses as may properly be required by the registrar in the conduct of his office. DeriTation: L. 1908, oh. 444, § 8. § 377. Of&caal examiners of title. Before application is made for the registration of a title, it must be thoroughly examined and certified by an " official examiner of title." A person duly admitted to practice as an attorney and counselor-at-law in the courts of record of this state, or a corpora- tion duly incorporated under and by virtue of the laws of this state, and by said laws duly authorized to guarantee or insure titles to real property in this state, and no other person, corporation, or in- stitution, may be admitted to the office or position of, and licensed to practice as, an official examiner of title. The court of appeals shall prescribe rules providing for the methods of ascertaining the fitness of individual applicants for license to practice as such ex- aminers, and in doing so, shall take into account the length of time during which applicants have practiced law and the amount of work that they have done in the examination of titles to real prop- erty. In the case of experienced examiners of such titles, pro- § 377 EEGISTEEING TITLE TO PROPERTY. 17 vision may be made for licensing them, without examination, to practice as " oflBcial examiners of title." After complying with the rules and requirements prescribed by the court of appeals pursuant to this section, an individual applicant may be licensed and ad- mitted to practice as an oflBcial examiner of title in this state, by an order of the appellate division of the supreme court of the department in which he resides, or in which he has an oflfice for the regular practice of law. He may be required to give such a bond as the court may prescribe. A corporation may be licensed and admitted to practice as an official examiner of title by an order of the appellate division of the supreme court of the department in which it has its principal place of business, which order shall be made on the certificate of the proper state official that such corpora- tion is duly incorporated under and by virtue of the laws of this etate, and' by said laws authorized to guarantee or insure titles to real property within this state. Any official examiner of title may base the report and affidavits required by this article, upon searches and abstracts of title made by a corporation duly organized under and by virtue of the laws of this state, and by said laws duly authorized to make and to certify to searches and abstracts of title. The county clerk in any county, except in counties having a register, and in such counties the register may designate any deputy register, assistant deputy register or deputy county clerk appointed in his office under any provision of law to act as an official examiner of title in his county, or the county clerk or register may appoint one or more attorneys to act as official examiners of title in his county, provided, how- ever, that any deputy or any other person so- designated or appointed shall be an attorney and oounselor-alrlaw and licensed to practice -as an official examiner of title. The salaries of the offi- cial examiners of title designated or appointed by a county clerk or register, or their additional compensation for acting as official examiners of title beyond the salaries attaching to the office of deputy or assistant deputy, shall be fixed by the county clerk or register and shall be paid in the same manner as in the case of other employees of his office, subject to the audit of the local 18 EEAL PEOPEETY LAW. § 378 county or city authorities. The fees for all services rendered by such official examiners so designated or appointed hya county clerk or register shall be received by the county clerk or register and disposed of in the same manner as are other fees received by him. In case no official examiner of title is designated or appointed in any county, the justice designated by the appellate division to have general supervision and control of the business coming under this article in that county may appiont a competent attorney to act as such official examiner of title upon such terms as may be just and determined by said justice. Any official examiner of title v^ho is an attorney and counselor-at-lav? shall have power to sit as a referee and may administer oaths and examine wit- nesses and may at any time apply to the court for directions in any matters concerning his investigations. Said appellate division, may advise, admonish, discipline, suspend or remove any official examiner, because of any dishonesty, incompetency, neglect of duty or any other improper conduct or omission, either on ita own motion, or on the suggestion or recommendation of the jus- tice of the supreme court having general supervision and control of the business coming under this law in the county in which such official examiner is appointed; and it shall be the duty o£ said appellate division to co-operate with such justice in endeav- oring to retain the highest possible standard of ability, efficiency and honest service for all official examiners acting under and pur- suant to this law. No official examiner who has inade the official examiners' re port of title to be used in an action for the registration of such title shall act as attorney or counsel in such action, or be otherwise interested in such action. (Amended by L. 1916, ch. 547, in effect May 15, 1916.) Derivation: L. 1908, eh. 444, § 9. § 378, What owners i^ay a^ply; wbat titles may he registered. Application for registration of title may be made by the follow- ing persons: § 379 EEGISTEEING TITLE TO PEOPEETY. 19 First. The person or persons who claim, singly or collectively, to own in fee simple the legal estate in land, pr in some right in or over land, and who hold and possess such land or such right. Second. The person or persons who claim, singly or collectively, to own a contract for the purchase in fee simple of the legal estate in land, or in some right in or over land, from the owner thereof, upon the duly acknowledged consent of the owner of the fee, which consent may be incorporated in the contract. Eegistration in the name of the holder of the contract shall not be made, except on the production of a proper transfer of title under and pursu- ant to the contract from a transferrer in possession, or the consent in writing, duly acknowledged, of the proposed vendor in posses- sion and named in the contract and his wife, if he be married. Such transfer or consent may be made after the commencement of the registration proceedings or action. Third. The person or persons who claim, singly or collectively, to have the power of appointing or disposing in fee simple of the legal estate in land, or in some right in or over land. No title to a mortgage, lien, trust, charge or estate less than a fee simple shall be registered, unless the title to the legal estate in fee simple in the same property is first registered. When the application is made by the holder of a contract to purchase, it shall refer to the ownership of the proposed vendor, and to the contract of purchase and sale. It shall not be an objection to bringing real property under this article that the estate or interest of the applicant is subject to any outstanding lesser estate, mortgage, trust, charge, or other lien or right. But any such lesser estate, mortgage, trust, charge, or other lien or right shall be duly noted on the certificate of title when issued. (Amended by L. 1916, ch. 547, in effect May 15, 1916.) Berlvation: L. 1908, ch. 444, § 10. § 379. Contents of application for registration; other papers to be filed. The application for registration shall be made by filing a complaint, as required by section three hundred and seventy of 20 KEAL PKOPERTY LAW. § 379 tMs ctapter. Except as otherwise specified herein, the com- plaint (and the summons in the action) shall name as parties to the action all persons having or claiming any right or interest in or lien upon the property, or any part thereof, as shown by the examiner's report of title hereinafter described; the owners in fee simple of the surrounding contiguous properties, so far as they are known or can be reasonably ascertained by inquiry on such property; the people of the state of New York; all persona who have filed any caution or cautions against the registration of such property as provided by section three hundred and eighty- three of this chapter, and such additional parties as may be desig- nated by the court in its order directing the issuance and service of the summons; and it shall further designate and make parties to the action all other possible owners and claimants of the prop- erty or any right or interest in or lien upon the property or any part thereof as " all other persons, if any, having any right or interest in, or lien upon, the property affected by this action, or any part thereof." The complaint and summons shall have the forms and effects prescribed for them by the code of civil pro- cedure. The complaint shall set forth, in addition to any other proper allegations : (a) The name and post-oflSce address of each of the plaintiffs, and when made by one acting in behalf of another, the name, place of residence and street number, if any, and post-oflBce address and capacity of the person so acting. (b) Whether or not each of the plaintiffs (except in case of a corporation) is married, and, if married, the name, place of residence and street number, if any, and post-office address of the husband or wife, and, if unmarried, whether he or she has been married, and if he or she has been married, when and how the marriage relation terminated, and, if the marriage was terminated by annulment or divorce, when, where and by what court the annulment or divorce was granted, and for the misconduct, if any, of which party it was granted, and the nature of the misconduct^ if any, for which it was granted. (c) That each of the plaintiffs is of the full age of twenty- § 380 EEGISTEKING TITLE TO PEOPERTY. 21 one years and free from any disability, or, if lie is a minor or under disability, his age or the nature of such disability, and the authority of the person by whom his application is made. (d) The complaint shall state what claim, if any, the state of New York m'akes to the property in question or what interest, if any, it has therein other than the general governmental interest or such as exists as to all land in private ownership, (e) A proper reference to the official examiner's report of title ; and to the survey, map or plan of the property; each of which is to be annexed as an exhibit to the complaint, and made and declared by the complaint to be a part thereof. (f ) A statement of the estate, interest or right claimed by the plaintiff in the property sought to be registered. (g) A prayer that the title be duly registered, as belonging to and vested in the plaintiff or plaintiffs, or as the facts may re- quire at the time of such registration, in the manner set forth in the said report of title or otherwise ; and that the court may order the issuance of the summons and service of the summons and the proper notice, as hereinafter directed, on all the defendants who do not duly appear in the action. The court may require additional facts to be stated in the com- plaint, and may require the filing of any additional paper or evi- dence. It may also require the complaint to be amended and reverified as the circumstances of the case may demand or make proper. (Amended by L. 1910, ck 627; L, 1916, ch. 547, in effect May 15, 1916.) Derivation; L. 1908, cl. 444, § 11. § 380. Official esaminer's report of title; other evidences of title. The official examiner's report of the title referred to in sec- tion three hundred and seventy-nine shall accompany the com- plaint as an exhibit, and be made a part thereof. An individual examiner, who makes the report, shall annex thereto his affidavit that the same is true in every particular, to the best of his knowl- edge and belief, and that he has employed all usual means and methods for ascertaining the truth thereof, and all the facts and circumstances affecting and concerning the title to said property. 22 EEAL PEOPEETY LAW. ~ § 380 A corporate official examiner, that makes the report, shall annex thereto its policy of guarantee or insurance of the title as shown by the report, for an amount to be fixed by it and the plaintiff or pliantiffs, "which amoimt shall not be less than the last valua- tion of the property or interest insured, for the purpose of local annual taxation, or its proper proportion thereof ; which guarantee or insurance shall be made in favor of the plaintiff, and the people of the state of ISTew York, and shall inure to the benefit of, and be recoverable upon, by any one who may be injured in any way within ten years after the filing of said policy of guarantee or in- surance, because of any error, fraud, omission or misdescription in said report. Said official examiner's report shall set forth the exact state and condition of the title sought to be registered in the action, and the names, places of residence with street num- ber, if any, and post-office addresses as far as known or reason- ably ascertainable, and the rights or interests, or claimed rights or interests, of the plaintiff and all other persons having or claiming any rights or interests in or liens upon said prop- erty or any part thereof, and the names, places of residence with street number, if any, and post-office addresses of the owners in fee simple of the surrounding contiguous properties, as far as they are known' or can be reasonably iascertained by inquiry on said properties; and, as to actual or possible owners or claim- ants of the property sought to be registered, not known or not found, it shall state fully what search and efforts have been made to find them. All possible owners and claimants of the prop- erty sought to be registered, or any right or interest therein or lien thereon, or in or on any part thereof, who cannot be other- wise described, ehall be designated in the report, and in the summons and complaint, by the expression " all other persons, if any, having any right or interest in, or lien upon, the prop- erty affected by this action, or any part thereof." By the state- ments of fact contained in said report of title, or by separate accompanying affidavits, or by any other additional evidence, i£ necessary, stating the facts, or by any or all of these, sufficient facts must be shown to satisfy the court that all owners and § 380 EEGISTEEING TITLE TO PROPEKTY. 23 claimants of tke property souglit to be registered, or of any right or interest in or lien upon the same or any part thereof, who could he found by diligent inquiry are duly and specifically named and made parties to the action. The question of the sufficiency of the proof that all such owners and claimants who could be found by diligent inquiry are duly and specifically named and made parties to the action shall be for the court; its decision that such proof is sufficient shall be shown by its making the order for the service of the summons and the commencement of the action as prescribed in this article, and such decision or order shall not be drawn in question after six months from the time when the final judgment in the action is entered. There shall be filed, with said report of title, the abstract of title made or used by the official examiner. The examiner's report of title shall contain a short form of de- scription of the property, the title to which is sought to be regis- tered, which form is to be used in the notice to accompany and be served with the summons, as provided by section three hundred and eighty-six of this chapter. The court shall approve of such form before it is used in said notice and such approval shall be shown by the making of the order for the service of the summons and notice. Said examiner's report shall contain, or be accom- panied by, any other or further information that the court may prescribe. The first part of said report shall be a summary of the results thereby shown, which summary shall briefly set forth the exact state of the title to said property. Said report shall be substantially in the form set out in section four hundred and thirty-four of this chapter, with such additions or modifications as the court may order. The examiner of title may receive in evidence and may base his report upon any official search or abstract or any search or abstract issued in regular course of business by any corporation duly organized under and by virtue of the laws of this state and by said laws duly authorized to make and to certify to searches, and abstracts of title or to guar- antee or insure titles to real property in this state. It shall be the duty of any public official forthwith to certify the returns of any search upon the requisitiion of any official examiner of title. 24 EEAL PEOPERTY LAW. § 381 Where the title to the premises sought to he registered is in whole or in part the same as that of another parcel of land title to which has been registered, reference to the earlier abstract on file in the county in which the complaint is filed may be made by the official examiner in place of duplicating the matters therein contained. Reference to official searches duly filed in the county in which the complaint is filed may be made by the official examiner in place of duplicating the matters therein contained. The papers so re- ferred to shall have the same effect as evidence and proof in the action as said official examiner's report of title, or said searches, as the case may be. Where the complaint seeks registration of a title subject to restrictive covenants or agreements, it shall not be necessary to join as defendants those persons who have or claim rights to enforce such covenants and agreements, but unless such persons are joined as defendants the judgment of registra- tion must direct that title be registered subject to such covenants and agreements. (Amended by L, 1910, ch. 637; L. 1916, eh. 547, in effect May 15, 1916.) DeriTation: L. 1908, eh. 444, § 12. § 381. Snrvey, map, or plan to be filed. There shall be filed with the complaint and annexed thereto as an exhibit and made a part thereof, the survey, map or plan of the land referred to in section three hundred and seventy-nine of this chapter, which shall be made by a competent surveyor approved by the court, and which shall clearly show the exact boundaries of the land and its connection with adjacent lands and any adjoining or neighboring streets and avenues, and the distance from such adjoining or neighboring streets or avenues, and all encroachments, if any, and all other facts which are usually shown' by accurate surveys. If any adjacent land is already registered, the survey so filed with the complaint must properly connect and harmonize with the survey of such previously registered land. There shall be attached to said survey, map., or plan, and filed with it, an affidavit of the surveyor by whom it was made, that it was made by him personally or under hia immediate supervision and direction; that it is a survey, map § 382 KEGISTERING TITLE TO PEOPEETY. 25 or plan of the property described in the official examiner's report of title, and that according to the test of his knowledge and belief said property is included in the boundaries shown on such survey, map or plan, without any encroachments or improper erections, except as follows (stating and describing any encroachments or improper location of buildings, fences or otJier structures). (Amended by L. 1916, ch. 547, in effect May 15, 1916.^ Derivation: L. 1908, ch. 444, § 13. § 382. Notice of application and of pendency of actioni At the time when the application for registration of any prop- erty is filed, the plaiutiff shall also cause to be filed a notice thereof in the office of the county clerk and registrar of each county where the property is situated, which notice shall be made and filed in the manner prescribed by section sixteen hundred and seventy of the code of civil procedure, and shall be indexed against the names of the plaintiff and all known defendants except the owners of abutting properties, and shall constitute notice of the pendency of the application, and of the action when the same is commenced, and shall be in all other respects the same as a notice of the pendency of an action under sections sixteen hundred and seventy to sixteen hundred and seventy-four inclusive of the code of civil procedure, except that, if the application be dismissed, or the action discontinued, or in any way terminated other than by registration of the title, no order for the cancellation of such notice shall be made by the court until it is duly and fully proved to the court that the provisions of section four hundred and ten of this chapter have been fully complied with and performed. The notice of pendency of action filed with the registrar, as provided in this section, shall also be noted on the " tickler certificate book " as if it were an application, and said notice shall be treated as, and take the place of, the application or complaint in all cases in which this act requires the registrar to deal with the application or com- plaint. In any place, however, where there is a block or lot sys- tem of indexing in' use the said notice shall be indexed according to such system. The notice shall be substantially in the form provided by section three hundred and eighty-six of this chapter. 26 KEAL PKOPEETY LAW. §§ 383, 384 (Amended by L. 1910, ck 627; L. 1916, ch. 547, in effect May 15, 1916.) Derivation: L. 1908, ch. 444, § 14. § 383. Filing of cantion. Any person claiming to Have any right or interest in or lien upon any real property or any part thereof the title to which has not been registered, may file with the registrar a written notice, to be styled a " caution," that he requires written notice to be given to him of any application for the registration of the title of said real property. In such notice he shall show how he claims title, right, interest or lien, and shall give his own place of residence with street number, if any, and his post-office address, and that of a person (who may be himself or not), upon whom the notice may be served. In case of any application to register said title, service of such notice shall be made within ten days after the application is filed, by mailing said notice securely inclosed in a post-paid wrapper and directed to the person indicated at the place named. A like cautionary notice may be required by the owner of any land, as to the registration of the title of any or all of the land abutting upon his land, with the like proceedings in all respects. There shall be kept by the registrar a locality index of the cautionary notices, in which the same shall be indexed under the name of the street or road upon which the property referred to in the notice abuts, or if it abuts upon none, under the name of the street or road which is nearest to it. In any place, however, where there is a land map dividing the property into numbered blocks, the index shall be made by block numbers; and if any system of indexing by lot numbers is used, the index lot mimbers shall be shown. Such caution shall not be notice, except in an action under this article. (Amended by L. 1910, ch. 627; L. 1916, ch. 547, in effect May 15, 1916.) Derivation: L. 1908, oh. 444, § 15. § 384. Agent of nonresident applicant. If the applicant is not a resident of the state, £e shall file with his application a paper appointing an agent residing in the state. § 385 EEGISTERIISTG TITLE TO PEOPEETY. 27 giving Ms name in full, place of residence with, street number, if any, and post-office address, and shall thereia agree that the service of any legal process, in proceedings under or growing out of the application, shall be of the same legal effect, if made on the said agent, as if made on the applicant within the state. If the agent dies, or becomes incapacitated, or removes from the state, the applicant shall forthwith make another appointment; and if he fails to do so within a reasonable time, the court may dismiss the application. (Amended, by L. 1916, ch. 647, in effect May 15, 1916.) BeriTation: L. 1908, ch. 444, § Ig. § 385. Commencement of the action. On the complaint and all the other papers and Hocuments filed in the making of the application for registration, the court shall determine whether or not the plaintiff appears to have a title that should be registered. For the purpose of arriving at such deter- mination, the court may require a further examination of the title, to be made by the examiner who made the report, or by another official examiner, and it may also require a further or amended eurvey, or report, or additional affidavits, or any other proper evidence or proof. In all proceedings subsequent to the determina- tion by the court that the plaintiff appears to have a title that should be registered, the allegations and statements of the exam- iner's report of title, and of his abstract and searches, and in the survey, shall be prima facie and presumptive evidence of the facts so alleged and stated, and if any defendant controverts any allega- tion or statement contained in said report of title, abstract, or searches, or survey, the facts controverting such allegation or state- ment must be specifically pleaded and set forth in the answer separate and apart from the denials and allegations answering the complaint, and except as in this section otherwise provided must be established affirmatively by the defendant pleading or setting forth the same. The court may require, at any time, any amendment or modification of said official examiner's report, or any further or amended survey or report, or any additional evidence or proof that may be necessary or proper. All the allegations and statements in 28 EEAL PEOPEETY LAW. § 385 said report, abstract, searches and survey stall be taken and con- strued as statements of fact, unless they are expressly declared therein to be conclusions or opinions. Where a party has conti:o- verted in his pleading specifically an allegation or statement con- tained in said report of title, abstract, searches or survey, any party "who has appeared in person, or by attorney or counsel at the trial may require that the ordinary rules of evidence and proof, unaf- fected by this section, shall apply to the matters so controverted. When the court is satisfied that the plaintiff appears to have a title that should be registered, it shall make an order directing that the action to register such title be commenced by the issuance of the summons, and the service of the summons and the notice required by section three hundred and eighty-six of this chapter. It shall be the duty of the court to make such order whenever it is satisfied that the plaintiff appears to have a title which is, or after proper proceedings in the action can be made free from reasonable doubt ; and otherwise it shall be its duty to refuse to make such order. No omission or defect in any order directing an action to register a title to be commenced, or in the papers or proceedings upon or in which such order is made, shall deprive the court of jurisdiction to make such order, or of jurisdiction in the action, or in any way affect the court's jurisdiction. The summons shall name as defendants the persons so named in the title of the action as set forth in the order directing the commencement of the action and shall be made and have the form, and it and said notice shall be served in the manner pre- scribed by the code of civil procedure for a summons in an action in the supreme court ; except that, when service is directed io be m.ade by publication, it shall be ordered to be made in only one newspaper designated by the court once a week for four suc- cessive weeks, and such service so made shall be complete at the end of twenty-eight days from and including the day of the first publication; and except further that any defendant on whom personal service is made without the state pursuant to such an order shall appear, answer, or demur within twenty-eight days after such personal service; and except further that an order for service of the summons and said notice shall be a court order. § 385 EEGISTEEING TITLE TO PEOPERTY. 29 and tke summons served pursuant thereto need not be accom- panied by any notice except that prescribed and required by sec- tion three hundred and eighty-six of this chapter; and except further as otherwise provided herein. Before making an order for service of the summons and said notice by publication or other form of substituted service, the court must be satisfied by proof of the facts that the plaintiff has been or will be unable, with due diligence, to make personal service of the summons. The question of the sufficiency of such proof shall be for the court; and an allegation, in an affidavit or other duly verified statement recited in said order, that the plaintiff has been or will be unable with due diligence to make personal service of the summons, or that after diligent inquiry a defendant remains unknown to the plaintiff or that the plaintiff is unable to ascer- tain whether the defendant is or is not a resident of the state, or that the plaintiff cannot, vrith reasonable diligence, ascertain a place or places where the defendant would probably receive matter transmitted through the post-office, may be taken to b© sufficient proof thereof. An order containing such a recital, and made on such proof, shall not be drawn in question after six months from the time when the final judgment in the action is en- tered. The summons and such notice, the complaint, the official examiner's report of title and the abstract shall be served on the people of the state of New York ; and such service may be made by mailing a copy of such summons and notice together with a copy of the complaint and of the official examiner's report of title and abstract securely inclosed in a postpaid wrapper and directed to the attorney-general of the state of New York. Upon and. after the issuance of the summons, the court's jurisdiction shall be the same as in an action in the supreme court in which no order for the commencement of the action is required; and the action- shall be governed by, and shall proceed according to, the laws of this state and the rules of court, relative to such an action, as far as the same are not expressly abrogated or modified by this article. (Amended by L. 1910, ch. 627; L. 1916, cL 647, in effect May 15, 1916.) DerlTstlon: L. 1908, oh. 444, § 17. 30 EEAL PROPERTY LAW. §§ 386-388 § 386. Notice of object of action; copy of complaint. The summons, however served, shall be accompanied by a notice of object of action, vrhich shall state the object of the action and describe briefly, but plainly, the property, the title to which is sought to be registered. Said notice shall be approved by the court, and a copy thereof shall be annexed to the order directing the service of the summons and said notice. Said notice shall be substantially as follows : " The object of this action is to register and confirm the title of (name or names and place of residence with street number, if any, and post-office address of plaintiff in full) in the following described property (description as approved by the court)." A copy of the complaint, but not of the official examiner's report of title or abstract or other papers filed with the complaint and application, may be demanded by the attorney of any defendant, and if so demanded must be served, as prescribed by the code of civil procedure. (Amended by L. 1910, cli. 627 ; L. 1916, ch. 547, in effect May 15, 1916.) DeriTatlon: L. 1908, oh. 444, § 18. § 387. Summons and notice to be posted on the land. A copy of the summons and notice of object of action, as above described, shall be posted in a conspicuous place on each parcel of land included in the action, at least forty days before application is made for judgment in the action. The affidavit of the person by whom such posting is made shall be proof that suck notice wasi posted in a conspicuous place, and shall be filed with the application for the judgment or before the judgment is entered. (Amended by L. 1910, ch. 627, in effect June 23', 1910.) Derivation: L. 1908, eh. 444, § 19. § 388. Guardian ad litem. In every action to register title, the court shall mate* an order appointing a disinterested attorney, other than the official examiner by whom the title was examined and reported and certified, to act as guardian ad litem for all minor parties to the action and for all other parties under disability. The application for the appoint- ment of said guardian may be made by the plaintiff ex parte at any time after the time to answer of such of the defendants as are § 389 REGISTEEING TITLE TO PEOPERTY. 31 served personally has expired, and the service of the summons upon such of the defendants as are not served personally within this state is complete. The guardian ad litem thus appointed upon the appli- cation of the plaintiff shall be the attorney-general of the state of 'New York, unless it appears to the court that the state of New- York has or claims some interest adverse to that of the person or persons for whom the attorney-general would thus be appointed guardian ad litem. The question as to the existence of such adverse claim or interest shall be for the court; and an order appointing the attorney-general as such guardian ad litem shall be sufficient proof that no such adverse claim or -interest exists. Such an order shall not be drawn in question after six months from the time when the final judgment in action is entered. It shall be the duty of any such guardian ad litem actively to ascer- tain and protect as far as is reasonably possible, the interests of all minor parties to the action and all other parties under dis- ability. The compensation of such guardian shall be fifteen dol- lars, unless the court direct otherwise; but the attorney-general shall not receive any compensation for acting as such guardian ad litem. Any other guardian ad litem may also be appointed in the manner set forth in the code of civil procedure for any of the defendants who are infants or persons incapacitated. (Former § 388 repealed and new § 388 inserted by L. 1910, ck 627; amended by L. 1916, ch. 547, in effect May 15, 1916.) Derivation: L. 1908, oh. 444, § 20. § 389. Any person interested may appear and defend. Any person interested in the property, or whose interests may be affected by the judgment in the action, whether specifically named as defendant or not, may enter his appearance and answer the complaint, within the time allowed by this article, or such fur- ther time as shall be allowed by the court, and may oppose the ap- plication for registration of the property as belonging to the plain- tiff, or set up a cross-demand to have the title registered in his own behalf. In either case, he shall state particularly what his interest is and answer the material allegations of the complaint. DeHvation: L. 1908, ch. 444, § 21. 32 EEAL PEOPERTY LAW. § 390 § 390> Title in lands Tested; clouds thereon removed. In any action under ttis article, the court may find and decree in whom the title to or any right or interest in the property or any part thereof is vested, whether in the plaintiff or in any other person, and may remove clouds from the title, and may determine whether or not the same is subject to any lien or incumbrance, estate, right, trust or interest, and may declare and fix the same, and may direct the registrar to register such title, right, or interest, and in case the same is subject to any lien, incumbrance, estate, trust or interest, may give directions as to the manner and order in which the same shall appear upon the certificate of title to be issued by the registrar, and generally in such an action, the court may make any and all such orders and directions as shall be according to equity in the premises and in conformity to the principles of this article. But no judgment of registration of a title shall be made or entered until proof is duly made in the action by the report of an official examiner and by the certificate or receipt of the officer entitled to collect the taxes, assessments or water rents, and all taxes, water rents and assessments on the property, right or interest the title to which is so registered, have been fully paid and discharged, unless the court directs the title to be registered subject to any such tax, water rent or assessment, which said tax, water rent or assessment must then be noted on the certificate of title. Where the title to be registered is subject to restrictive covenants or agreements, and it shall appear to the court either that said restrictive aovenants or agreements have been violated or that by reason of the proper parties not having been joined the court should not proceed to determine whether said restrictive covenants or agreements have or have not been violated, then in either case title may nevertheless be registered; but the judgment of registration must direct the registration to be " sub- ject to any question as to whether covenants (specifying them) have been violated," and the certificate of title shall so note ; and then the rights in respect to such covenants of any person interested therein shall not be affected by such judgment or registration. When the land the title to which is to be registered abuts upon any street, avenue, road or way the judgment of registration may pro- §§ 391, 392 KEGISTEEIJSTG TITLE TO PROPEKTY. 33 vide for the registration of tihe applicant's intoresta or rights in and to such street, avenue, road or Vfay ; but if such judgment fail so to provide, then the interests or rights of the applicant in such street, avenue, road or way shall become and be parcel of or appur- tenant to the property registered, and shall be included in any conveyance of or incumbrance or lien upon such registered prop- erty, unless it is expressly reserved in or excepted from such con- veyance, incumbrance or lien. Such express reservation or excep- tion shall be effected only by a clause directly reserving or except- ing such interests or rights in such street, avenue, road or way and shall not be implied from the language used in any description of the regis'tered property subsequent to the initial registration thereof. (Amended by L. 1910, ch. 627; L. 1916, oh. 547, in effect M;ay 15, 1916.) Derivation: L. 1908, oh. 444, § 22. § 391. Judgments and orders conclusive. No judgment of registration shall be made, unless the court is satisfied that the title to be registered accordingly is. free from reasonable doubt. The judgment and any order made and entered in an action under this act shall, except as herein otherwise pro- vided, be forever binding and conclusive upon the state of ISTew York and all persons in the world, whethetr mentioned and served with the summons and said notice specifically by name, or in- cluded in the description^ " all other persons, if any, having any right or interest in, or Tien upon, the property affected by this action, or any part thereof." It shall not be an exception to such conclusiveness that any such person is an infant, lunatic or is under any other disability or is not yet in being. (Amended by L. 1910, ch. 627, in effect June 23, 1910.) Derivation: L. 1908, oh. 444, § 23. § 392. Fraud; action to set aside the judgment or to recover the property. Any title registration procured by or as the result of fraud may be set aside, in the same manner and by the same proceedings as in case of a deed obtained by fraud, provided tibat such proceeding for setting aside the registration shall not injuriously affect the 34 KEAL PROPEETY LAW. §§ 393, 894 rights of an innooent purchiaser or incumbrancer of the property after such registration, for value and without actual notice of the fraud, and provided further that the action or other proceeding to set aside such registration be commenced within ten years from the 'time when the final judgment of registration was entered. No action or proceeding shall lie or be commenced^ except on the ground of fraud as above stated, to set aside any judgment of regis- tration or to modify or affect the same or for the recovery of registered property or any estate, right or interest in or lien upon the same or any part thereof, or make any entry thereon, adversely to the title or interest registered therein, as directed by a final judgment of the court, unless such action or proceeding is com- menced within six months after such judgment of registration is entered. Derivation: L. 1908, ch. 444, § 24, § 393. Begistration of title. Upon entering final judgment, a judgment roll must be prepared and filed in the office of the clerk, as provided by the code of civil procedure. The clerk upon payment of a fee of one dollar shall cause a copy of said judgment to be certified and transferred to the " registrar " of his county, who shall forthwith file the same in his office. After the certified copy of the final judgment directing registration of title is duly filed in the registrar's office, the regis- trar shall proceed to register the title to the real property, estate, right, or interest, pursuant thereto, and issue a certificate or certifi- cates thereof land enter the same as herein prescribed. (Amended by L. 1910, ch. 627; L. 1916, cL 547, in effect May 15, 1916.)^ Derivation: L. 1908, oh. 444, § 25. § 394. Certificate of title. The registrar shall m'ake, in tHe form prescribed by section four hundred and thirty-five of this chapter, an original certificate of title of every title, right or interest registered by him pursuant to this article. Said certificate shall bear the date of its issue (the day and year), and be under the hand and official seal of the regis- trar, and be numbered in the ordier of its issue. Except in case of a § 395 EEGISTEEING TITLE TO PROPEETY. 35 corporation, it sLall state whetlier tte owner of tHe property, right, or interest registered is married or nnmarried, and if married, the name of the husband or wife. If the owner is a minor, it shall state his age ; if he is under any other disability, it shall state the nature of such disability. The registrar shall make proper memo- rials or notations on the certificate, showing in isuch manner as to set forth and preserve their priorities, the particulars of all the estates, mortgages, trusts, liens and charges, to which such owner's title is subject. 'No such memorial or notation shall be more than one folio (one hundred words), in length; but it may refer to covenants, restrictions, trusts and forms recorded in the " book of covenants, restrictions, trusts and forms " provided for by this article. The form of the first certificate of title, as set forth in section four hundred and thirty-five of this article, shall be subject to such changes as may be required in any case. All subsequent certificates shall be in like form, except that in place of the words " first certificate," et cetera, shall be the words " transfer from number " (the number of the next previous certifi- cate) ; also the words " first registered' " (date of first registration). On the back or reverse side of every certificate shall be printed, in plain legible type, the whole of section four hundred of this chapter. (Amended by L. 1916, ch. 547, in effect May 15, 1916.) Derivation: L. 1908, oH. 444, § 26, § 395. Title boob. The regi^rar shall keep a book or books to be known respectively as the " title book," wherein he shall enter all first and subsequent " original " certificates of title by binding or recording them therein, with appropriate blanks for the entry of memorials and natations prescribed by this article. Said book shall be of about the size of the conveyance libers, now used in county clerks' and registers' offices. Each certificate shall constitute a separate leaf of such book. About two inches of each leaf on the binding edge shall be kept blank on both sides, to facilitate rebinding. At such times as may be proper, the registrar may rebind the certificates 36 KEAL PEOPEETY LAW. §§ 396-398 in new volumes or title books, containing respectively cancelled and uncancelled certificates. All memorials and notations, that may be entered in tbe title book under tbe terms of this article, sball be entered upon the leaf constituting the last certificate of title of the property to which they relate. Whenever the term " certificate of title " is used in this article it shall be deemed as including all memorials or notations thereupon noted. (Amended by L. 1916, ch. 547, in effect May 15, 1916.) Derivation: L. 1908, ch. 444, § 27. § 396. Dnplicate certificate of title. The registrar shall, at the same time that he makes out hia original certificate of title, make out an exact duplicate thereof, with the memorials and notations thereon noted, which shall be delivered to the owner and shall be known as the owner's duplicate. Any duplicate certificate, or certified copy of a certificate, shall be plainly stamped as such across its face. Derivation: L. 1908, ch. 444, § 28. § 397. Owner's receipt for certificate of title. For the purpose of preserving evidence of the handwriting of the owner of any registered property, right, or interest, it shall be the duty of the registrar to take from such owner, in every case where it is practicable so to do, his receipt for the cretificate of title or whatever paper shall be issued to him, signed by such owner' in person. When such receipt is signed in the registrar's office it may be vntnessed by the registrar or some deputy. If signed elsewhere, it may be acknowledged before lany officer authorized to take acknowledgment of deeds. When so signed and witnessed or acknowledged, such receipt shall be prima facie evidence of the genuineness of such signature. Derivation: L. 1908, ch. 444, § 29. § 398. Certificate to include dealings pending registration. In every case of initial registration, the certificate of title shall include all dealings with the real property, and all statutory or other liens filed against the same, subsequent to the filing of the application, except when they are modified or set aside by a judg^ §§ 399, 400 EEGISTEEIJsTG TITLE TO PEOPEKTY. 37 ment, decree or order of the court. On 'and after the filing with the registrar of the notice of application for the registration of any real property, and until the same is registered, or the appli- cation is denied, dismissed, or discontinued, all papers which are required or permitted by this article to be filed against registered property, except the papers in the action, shall be filed with the registrar as if the property were registered. (Amended by L. 1910, ch. 627, in effect June 23, 1910.) Derivation: L. 1908, oil. 444, § 30. § 399. Certificate of title as evidence. The certificate of title, and any copy thereof duly certified under the hand and seal of the registrar and the owner's duplicate certifi- cate, until the expiration of the time herein limited to bring an action or proceeding to set aside the judgment of registration shall be received as evidence in all the courts of the state, -and in all courts and places shall be prima facie evidence that the provisions of law np to the time of issue of such certificate or duplicate, or of the time of entry of the last memorial thereon, have been com- plied withi, an'd that such certificate of title has been issued in compliance with a valid judgment, and that the title to the prop- erty is as therein stated; and after the expiration of such time limited for bringing said proceedings to set aside said judgment, such certificate or copy, up to the time of its issue, shall be so received as evidence in all courts of the state, and shall be con- clusive evidence of the same facts. Every memorial or notation or cancellation thereof made on any certificate or duplicate or copy thereof shall be signed by the registrar or his deputy or his duly authorized deputy or clerk. ('Amended by L. 1916, ch. 547, in effect May 15, 1916.) BerlTation: L. 1908, oh. 444, § 31. ( § 400. Rights of owners of registered property; exceptions; incnm> brances and transfers to be filed. A person who receives a certificate of title pursuant to a judg- ment of registration, except in case of fraud to which he is a party, and a purchaser of registered real property, who takes a certificate of title for value and in good faith, shall hold the same free from 38 KEAL PROPERTY LAW. §§ 401, 402 all incTimbrances, charges, trusts, liens and transfers, except those noted on the certificate in the registrar's office, and any of the following which may exist : First. Liens, claims, or rights arising or existing under the laws or constitution of the United States, which the statutes of this state do not require to appear of record ; Second. Any tax, water rate, or assessment which becomes a lien on the property after initial registration and for which a sale k'as not been made ; Third, Any lease or agreement for a lease, made after or pend- ing registration, for a period not exceeding one year, where there is actual occupation of the land under the lease or agreement ; Fourth. Easements or servitudes which accrue against the property after initial registration in such mianner as not to require their registration. Except as specified in the foregoing statement of exceptions, no incumbrance, charge, trust, lien, or transfer shall take effect upon or over real property the title to which has been registered, unless the instrument creating and setting forth such incumbrance, charge, trust, lien, or transfer has been filed with the registrar and a memorial or notation thereof made upon the certificate of title covering the property. (Amended by L. 1916, ch. 547, in effect May 15, 1916.) Derivation: L. 1908, oh. 444, § 32. g 401. Registered property not afPected by prescription or adverse possession. No title to registered real property, in derogation of that of the registered owner, shall be acquired by prescription or adverse possession. Deriratlon: L. 1908, oh. 444, § 33, § 402. Frand; notice only by registration. Except ia case of fraud and except also as herein: otherwise provided, no person taking a transfer of any registered real prop- erty or of any estate or interest therein or lien or charge thereon from the registered owner shall be required to inquire into the cir- cumstances under which, or the consideration for which such owner §§ 403-405 EEGISTEEING TITLE TO PEOPEKTY. 39 or any previously registered owner had the title registered, nor shall such transferee be affected with notice, actual or constructive, of any unregistered trust, lien, claim, demand or interest whatever ; and the knowledge that 'an unregistered trust, lien, claim, demand or interest is in existence shall not of itself be imputed or treated as fraud. DeriTatlon: L. 1908, oh. 444, § 34. § 403. Memorial to be carried forward. Whenever a memorial or notation has been entered as permitted by this article, the registrar shall carry the same forward upon all certificates of title until the same is cancelled in some manner authorized by this article. Derivation: L. 1908, oh. 444, § 35, § 404. Registered property to remain registered. The bringing of property under this article shall imply an agree- ment, running with the land 'and binding upon the applicant and all his successors in interest or title, that the property shall be subject to the terms of this article, and all amendments and alter- ations thereof, and all dealings with the property so registered, or any estate, right or interest therein:, after the same has been brought under this article, and all liensy incumbrances and charges upon the same ufter the first registration thereof shall be subject to the terms of this article. (Former § 404 repealed and new § 404 inserted by L. 1910, eh. 627; amended by L. 1916, ch. 547, in effect May 15, 1916.) DeriTatlon: L. 1908, oh. 444, § 36. § 405. Registered property subject to same rights and burdens as unregistered property. Eegistered real property and every estate, right and interest therein shall be in all respects subject to the same rights, burdens and incidents as unregistered real property, except as otherwise expressly provided in this article or any amendment thereof. Derivation: L. 1908, oh. 444, § 37. 40 EEAL PEOPERTY LAW. §§ 406, 407 § 406. Transfers of registered property. A registered owner of real property, in order to tranfifer his whole estate or interest therein or any part of parcel thereof, or any undivided interest therein shall execute to the intended trans- feree a deed or instrument of conveyance in any form authorized by law. Upon filing such deed or other instrument in the regis- trar's office and surrendering to the registrar the duplicate cer- tificate of title, if the interested parties agree in a statement as to the nature and effect of the transfer the registrar shall enter such statement as a memorial upon the proper original certificate, provided that such statement is not more than one folio (one hun- dred words) in length. He shall then make out and register as herein provided a new certificate and also an owner's duplicate certifying the title to the estate or interest in the property con- veyed to the transferee and shall enter upon the original and dupli- cate certificate the date of the transfer, the name of the transferee and the number of the new certificate, and shall stamp across the original and surrendered duplicate certificates the word "can- celled." If the parties in interest fail to agree upon the state- ment to bei entered upon the certificates, the registrar shall refuse to make the transfer until directed by the court as herein provided. Title to such property shall not pass by such transfer until the transfer is registered as prescribed by this section. Any instru- ment of transfer or mortgage of an estate in fee simple in regis- tered property shall contain an express statement, after the de- scription of the grantor or grantors, mortgagor or mortgagors, as to whether or not such party or parties are married or unmarried ; and no instrument of transfer or mortgage which does not contain such statement shall be registered. (Amended by L. 1910, ch. 627, in effect June 23, 1910.) Derivation: L. 1908, oh. 444, § 38. § 407. Certificate as to part of property remaining after transfer. When only a part of the property described in a certificate is transferred, or some estate or interest therein is to remain the transferrer's, a new certificate shall be issued for such part, estate §§ 408, 409 EEOISTEEIXG TITLE TO PEOPEETY. 41 or interest so remiaining and belonging to him ; or if the property is so described as to permit it, the property transferred may be cancelled on the certificate of the transferrer without the issiie of a new certificate for the residtie." [(^Amended by L. 1916, ch. 547, in effect May 15, 1916.) Derivation: L. 1908, oh. 444, § 39^ § iOS. Book of covenants, restrictions, trusts and forms. Each registrar shall provide a book to be known as the book of covenants, restrictions, trusts and forms. This book shall be bound in a substantial mianner and the pages thereof shall be Crane's parchment paper or its equal. Any person may have recorded in this book any covenant, restriction, trust or form he may pre- sent for that purpose on payment to the registrar at the rate of fifty cents per folio. The covenant, restriction, trust and form 60 entered shall be numbered consecutively and shall be written or typewritten in the book with India ink or other permanent ink in a clear and legible manner under the number given: to it. Eeferences in :aiiy documents issued' by the registrar to any cove- nant, restriction, trust or form recorded in this manner shall be as follows: Subject to restriction, (or covenant, trust or form) recorded under number in the book of covenants, restrictions;, trusts and forms, in the registrar's oflSce of this county. (Amended by L. 1916, ch. 547, in effect May 15, 1916.) Derivation: L. 1908, oh. 444, § 40, § 409. Filing, entering and indexing papers pnrsnant to this act; tickler certificate. Every paper filed with the registrar 'shall be given a serial num- ber in the order of its filiug, and then shall be entered by the registrar in an " entry book " under columns showing : First. The serial number ; Second. Day of filing ; Third. Filing number of application (complaint) to which it relates if the registration proceedings are still pending ; Fourth. Certificate number, if registration proceedings are completed and certificate has been issued ; 42 EEAL PKOPEETY LAW. § 409 Fif tk. Kind of paper filed ; Sixth. Name, place of residence witJi street number, if any, and post-office address of tlie person in -whose interest the paper is filed. Every paper filed with the registrar affecting property for which registration proceedings are pending shall be kept by the registrar with the application. The registrar shall provide a book to be known as " the tickler certificate book " wherein he shall note all filed papers affecting property for which registration proceedings are pending. Each page shall constitute a separate tickler certifi- cate, and on said certificate he shall enter the character of the paper, the date of filing and the filing number. The tickler oer^ tificate, subject to such ohange 'as the case may require, shall be substantially as follows : Application number. This certifies that the following papers have been filed in the office of the registrar of county affecting, or in con- nection with an action to register the title to the following de- scribed real property, to wit : (Thfe description to appear here.) Character of paper. Filing number. § 409 EEGISTEEING TITLE TO PEOPEETY. 43 A memorial of every paper filed with the registrar affecting title to registered property shall be entered at once upon the last original certificate to which it relates. Every paper filed with the registrao" affecting the title to property shall be indexed from its contents as follows : In an index showing in alphabetical order in one column or in a set of columns the names, places of residence with street numbers, if any, and post-office addresses of all persons in whose interest applications for registration of title are filed; the names, places of residence with street numbers, if any, and post-office addresses of all persons to whom' any interest, right, or power in real property is granted or released; iand the names, places of residence with street numbers, if any, and postroffioe addresses of all persons claiming an interest in real property ; .also, in separate columns the kinds of papers filed, the numbers of the filed papers, the dates of filing, the filing numbers of application to which they relate (if application is peoiding) and the numbers of the last original certificate to which they relate (if the title to the property is registered). Whenever a judgment or an order of court directs that the title to real property be registered, it ehall also direct the registrar to transfer all proper liens and incumbrances filed against the property pending registration to the certificate of title so to be issued. In those counties which have block indexes, an index shall be kept by blocks of all owners of registered property with a reference to the certificate numbers in which the properties are registered. The registrar shall also keep an indtex of all properties registered under this article in which such registered properties shall be indexed according to a brief description thereof. In any place, however, where there is an official land map showing a division into blocks^ such index shall be made according to block numbers; and if a system of indexing by lot numbers is used, the index lot numbers shall be shown. Such index shall also give the number of the certificate of title of such properties. (Amended by L. 1916, ck. 647, in effect May 15, 1916.) Derivation: L, 1908, oh. 444, § 41, 44 ^ EEAL PEOPEETY LAW. §§ 410-413 § 410. Notice of filed papers. All papers filed by the registrar, and indexed and entered by him pursuant to this article, shall be of equal effect as to notice, in the order of their filing as shown by their filing numbers, as are similar papers when recorded by county clerks or registers imder the recording acts. Should an action for r^istration be discontinued or otherwise terminated without registration, an order of court to that effect shall be filed with the registrar, who shall at once cause lall the papers relating to the title to the property affected, filed with him, except the notice of application and said order, to be recorded or filed, and indexed, by the county clerk or register (as the case requires) in the order of their filing, on pay- ment of the statutory feesL (Amended by L. 1910, ch. 627, in effect June 23, 1910.) DerlTation: L. 1908, oh. 444, § 42, § 411. Addresses of interested parties; notice. On every paper or instrument filed with the registrar tEere shall be indorsed the name, place of residence with street number, if any, and poet-office address of the person in whose behalf it is filed. The address may be changed from time to time, by such' person filing with the registrar a written' notice of suck' change. (Amended by L. 1916, ch. 547, in effect May 15, 1916.^ DeriTOtion: L. 1908, oh. 444, § 43. § 412. Whem a transfer is deemed to be registered. Every ■transfer of regi'stered property shall be deemed to be registered under this article when the new certificate to the trans- feree shall ha'TO been entered as in the case of first registration; and all other dealings shall be considered as registered when the memorial or notation shall have been entered in the title book upon the last certificate of title to the property. (Amended by L. 1916, ch, 547, in effect May 15, 1916.) Derivation: L. 1908, oh. 444, § 44. § 413. New certificates of title. Upon the application of any owner of registered property Held imder one or more certificates of title and delivering up of such §§ 414-416 EEGISTEEI^TQ TITLE TO PKOPEETY. 45 certificate or certificates, the registrar shall issue to such owner, at his option, separate certificates, each for a portion of such property in accordance with such application; and upon issuing any such certificate of title, said registrar shall indorse on the last previous certificate of such property so delivered up a memorial setting forth the occasion of the oanoelktion thereof and referring to the number or numbers of the mew certificates of title so issued. (Amended by L. 1916, oh, 547, in effect May 15, 1916.)^ DerlTatlon: L. 1908, oh. 444, § 45. § 414. Loss of owner's duplicate. If any duplicate certificate is lost or destroyed or cannot be pro- duced, a duly verified statement, setting forth the facts relating thereto, may bo filed with the registrar by the registered owner, or other person in interest. Upon such application, after due notice iand hearing, the court may direct the registrar to issue a. new duplicate certificate, containing a memorandum of the fact that it is issued in place of a lost duplicate certificate, which shall be entitled to like faith and credit as the original duplicate. DeriTation: L, 1908, oh. 444, § 46, § 415. Mortgages, leases and otber liens and charges; may be registered. [A^ny mortgage, lease for a term of over one year, contract to sell or other instrument intended to create a lien, incumbrance, trust or charge on registered property or any right or interest therein, naay be registered as herein provided. Derivation: L. 1908, oh. 444, § 47. § 416. Proceedings to register mortgage, lease or other lien or charge. On the filing of the instrument in the registrar's office and the production of the dtiplioate certificate of title, if the interested parties agree in a statement as to the nature and effect of the mort- gage, lease or other lien or charge, the register shall enter such statement upon the proper certificate in the title book, provided such statement be not more than one folio (one hundred words) in length, and also he shall enter upon the ownier's certificate 46 HEAL PEOPEETY LAW. § 417 a memorial thereof and tlie date of filing tke instrument witli a reffirence to its file number, which memorial shall be signed by the registrar who shall deliver to the person filing such inetruj- ment a certified copy of such instrument certified to be the " regis- tration copy." The registrar shall also note upon the instrument filed the number of the certificate on which the memorial is en- tered. If the parties in interest fail to agree upon the memorial BO to be made by the registrar, he shall refuse to make any memo- rial thereof until directed by the court to do so, as herein pro- vided. Any mortgage registered pursuant to this section shall be eubject to the provisions of article eleven of the tax law (being chapter sixty-two of the laws of nineteen hundred and nine), and amendments thereof in the same mianner as if said mortgage were recorded, as provided by section two hundred and fifty-three of said tax law. ;( Amended by L, 1910, ch. 627 ; L. WIQ, cL 547, in effect May 15, 1916.) Derivation: L. 1908, oh. 444, § 48, § 417. Judgments, decrees, attaoliiueiits and otiier liens to lie noted on certificate. No judgment, decree, attachment, execution, mechanic's lien, or other lien or charge, which may affect or be a lien or ch'arge upon real property in this state, shall be or become la lien or charge on real property, or any right or interest therein, the title to which has been registered, unless a transcript, or certified copy, or other duly made or certified document, which is by law proper evidence in a court of record', of such judgment, decree, attachment, me- chanic's lien, or other lien or charge, shall be duly filed with the registrar, and a proper memoriial thereof made by him. upon tkie certificate of title in the title book. Such transcript, or certified! copy, or other duly made or certified document so filed shall have plainly written or stamped thereon the number of the certificate of regi'stration of the title to the property to be affected and bound thereby by virtue of such memorial on such certificate, and it shall be the duty of the registrar to make such memorial immediately on receipt of the same. A dischiarge, cancellation, or modification of any judgment, decree, attachment, mechanic's lien, or other lien or §§ 418, 419 REGISTEEING TITLE TO PROPEETY. 47 charge, so noted on the oertificate, shall not affect or be binding upon the registered property, right, or interest, unless on like evidence a memorial thereof shall be made by the registrar on such certificate. (Amended by L. 1916, oh. 547, in. effect May 15, 1916.) DerlTatlon: L. 1908, oh. 444, § 49, § 418. Assignmeiit of mortgage, lease, or other lien or charge. The holder of any mortgage, lease, or other lien or charge oni registered property, in order to transfer the same or any part thereof, shall execute an assignment of the whole or any part thereof; and upon such assignment being filed in the office of the registrar, and the production of the registration copy of the instrument, if any, -which created the mortgage, lease or other lien or charge and which is held by the assignor, the registrar shall enter in the title book a memorial of such transfer with a refer- ence to the assignment by its file number ; he shall also note upon the instrument on file in his office intended to be transferred, and upon the registration copy thereof produced, the number of the certificate on which the memorial is entered', with the date of the entry. (Amended by L. 1916, oL 547, in effect May 15, 1916.)' Derivation: L. 1908, oh. 444, § 50, § 419. Release, diacliarge or surrender of charge or incnmbrance. A release, discharge or surrender of a charge or incumbrance, or any part thereof, or of any part of the property charged or incumbered, may be effected in the same way as is above provided: in the case of a transfer. In case only a part of the ohairge or only a part of the property diarged is to be released, discharged or suT' rendered^ the entry shall be made accordingly, but when the whole is released, discharged or surrendered, the registrar shall plainly stamp across the instrument on file, and on the memorial thereof, and on the registration copy produced, the word " cancelled," and shall sign the same. Any tax, water rent or assessmesnt, subject to which the title has been registered and which has been noted on the certificate of title as provided in section) three hundred and! ninety of thisi chapter, may be releaeed^ and discharged in the same 48 EEAL PEOPEKTY LAW. §§ 420, 420-a ■way upon a receipt therefor being issued and duly certified by the receiver of taxes or collector of assessments land arrears or otbeo" duly authorized officer, as the case may require, and delivered to the registrar and filed in his ofiice. The receiver of taxes or col- lector of assessments and arrears or such other duly authorized offi- cer, as the case may require, upon demand of any owner of regis- tered property, shall execute, certify and deliver to such owner Buch receipt when any such tax, water rent or assessment has been paid upon such registered property. (Amended by L. 1916, ch. 547, in effect May 15, 1916.) DeriTatlon: L. 1908, ch. 444, § 51. § 420. Enforcement of mortgages, charges, liens and incnmlirancea. All charges, liens and incumbrances on registered property, or on any estate, right or interest in the same, and .all rights therein may be enforced as now allowed by law ; and all laws with reference to the foreclosure, release or satisfaction of mortgages shall apply to mortgages on registered property or on ^any estate, right or interest therein, except as herein otherwise provided, and except that until notice of the pendenicy of any suit to enforce such mortgage, charge, lien.', or incumbrance is filed in the registrar's office and a memorial thereof entered on the certificate in the registration book, the pen- dency of such suit shall not be notice to the registrar or to any person dealing with the property or any right or interest therein. Derivation! L. 1908, ch. 444, § 52. g 420-a. Registration nnder judicial sales. Where a judgment or order in any action or proceeding directs or authorizes a siale of real property, the title to which is then a registered title, the officer appointed to conduct such sale shall be -a person who is a duly qualified official examiner of titles, pur- suant to the provisions of this article. It shall be the duty of such officer, prior to the date fixed by him for the sale of such prop- erty, to examine the title thereto in so far as it is laffected by the action or proceeding in which such officer is appointed, and to prepare a report thereon, verified by Hm, stating Ha approval of § 421 EEGISTEEING TITLE TO PEOPEETT. 49 euch title or Ms objections thereto. At least • fawo^^i- rernu- Eegiatratlon. (aror of Signature of Registrar. (Amended by L. 1916, ch. 547, in effect May 15, 1916.)^ DeriTOtion: L. 1908, ch. 444, Schedule "B." INDEX [References are to section munibers.] Abstract of Title to be filed with examiner's certificate — 380 Abstract Company may be official examiner of title — 377 Address of parties required — 379, 409 Adjacent Lands — see Contiguous Property Adverse Possession — see Prescription Affidavit to be made by surveyor — 381 court may require amended — 385 Agent to accept service must be appointed by applicants who are nonresidents — 384 new appointments to be made after removal, incapacitation or death— 384 court may dismiss application if new', not appointed — 384 Answer to complaint, contents of, to controvert separately com- plaint and examiner's report — 385, 389 Appearance by any person interested — 389 Appellate Division — Designation of Justices to constitute "title- part " of Special Term — 371 to have general supervision and control of official examiners —371, 377 Application for Registration — papers comprising complaint thus designated — 370 to be made to Supreme Court — 371 has effect of proceedings in rem against the land — 371 before, title to be examined and certified by official examiner of title— 377 who may make — 378 of holder of contract to purchase shall refer to ownership in fee simple — 378 contents of, — 379 how made — 379 parties to be named in complaint — 379 notice of, to be filed in each County where property is lo- cated— 382 notice of, to 'be indexed against names of plaintiff and all known defendants — 382 notice of, to have same effect as pendency of action — 382 (65) 66 INDEX. [References are to section numbers.] Application for Registration — Continued. not to be cancelled until provisions fully performed — 382 notice of, must be mailed within 10 days to person filing caution — 383 after filing, court to determine if plaintiff appears to have title— 385 papers affecting the property, must be kept with — 409 fee for filing — 432a Applicant for registration is designated as plaintiff — 370 for license as official examiner of title, fitness of, how ascer- tained — 377 if non-resident of State must appoint agent to accept service of legal process — 384 Assessments, payment of, before judgment — 390 after initial registration — 400 Assignments of mortgages, leases or other liens to be entered in registration book — 418 papers referring to, shall show number of certificate of regis- tration — 418 Assignments, General, for benefit of Creditors — see Liens Assurance Fund, provision for — 426 moneys to be invested as trust funds — 426 persons sustaining loss or damage because of registration may bring action for compensation from — 427 if insufficient, claim thereon shall bear interest — 428 claims on, by whom defended — 428 no recovery from, in greater sum than fair market value of property — 429 claim for damages from, must be commenced within 6 years —429 Attachments — see Liens Attorney, examiner making report not to act as — Z77 Attorney-General, service on the people of the State to be made upon, — 385 to act as guardian ad litem without compensation — 388 Bankruptcy — see Liens Bond to be given by registrars — 373 to be given by deputy when acting registrar — 374 to be given by official examiner of title — 377 Book, Entry — all papers must be entered in, by registrar — 409 Book, Tickler Certificate to be provided by registrar — 409 papers pending registration to be noted in — 409 INDEX. 67 [Eeferenoes are to section numbers.] Books to be provided by county — 376 certificates of title to be bound or recorded in — 395 of covenants, restrictions and forms to be provided by regis- trar— 408 Cancellation of liens not binding unless noted upon certificate of title— 417 ■ of certificate, fee for entering, filing and indexing instru- ment requiring — 432d of lien, fee for entering, filing and indexing — 432e Cancelled certificates of title to be re-bound — 395 notations to be carried forward on all certificates until — 403 certificate of tite to be, upon issuance of new certificate — 406 portion only of property transferred may be, on original certificate — 406 former certificates to be, when new are issued — 413 certificate of title to be marked, when lien has been removed —417 Caution, the designation of an instrument filed with the regis- trar and requiring notice of registration of any given property — 2>79, 383 all persons who have filed, against registration to be men- tioned in complaint as defendants — 379 may be filed by parties claiming interest in property — 383 notices of, to be kept by registrar in locality index — 383 person filing, must be given notice of application to register within 10 days — 383 fee for entering, filing and indexing — 432g Certificate of Title — see Registrar's Certificate of Title Claims on the assurance fund, by whom defended — 428 for damages from assurance fund must be commenced within 6 years — 429 Claimants of interest or right in property to be named as parties in complaint — 379 of interest in property affected may file caution — 383 Clouds on title— 390 Compensation of deputy when acting registrar — 374 of registrar, deputy and clerks — 375 of guardian ad litem — 388 Complaint, designation of papers to be filed asking for registra- tion of title— 370 68 INDEX. [Eeferences are to section numibers.] Complaint — Continued. name and post-office address of plaintiffs must appear in, — 379a - holder of Power of Attorney and post-office address must appear in, — 379a social condition of plaintiff must appear in, — 379b age of plaintiff must appear in, — 379c age of minors and authority to act must appear in, — 379c nature of disability of plaintiff, if such, must appear in, — 379c unknown defendants to be made parties in, — 379 claimants of interest to be named as parties in, — 379 people of the State of New York to be named as parties in, — 379 persons who have filed caution against registration to be named as parties in, — 379 survey, map or plan to be referred to in, — 379e to show claim of State of New York, if any — 379 to show claim of plaintiff — 379f may be amended — 379g must be accompanied by report of title — 380 unknown or possible owners to be designated in — 380 description of property to appear in, — 380 copy of, without report may be demanded by any defendant —386 any person interested may answer — 389 Contiguous Property, names and post-office addresses of owners of, must appear on examiner's report — 380 survey to show connection with — 381 survey to harmonize with survey of, if previously registered —381 caution may be filed by owners of — 383 Contract to Purchase — owner of, may apply for registration — 378 holder of, shall refer, in application, to ownership in fee simple — 378 holder of, not to receive registration except with transfer of title from transferrer in possession — 378 owner of, to be mentioned in complaint — 379 may be registered — 415 Copy, certified, of liens to be filed with registrar — 417 registration, of mortgage, etc. — 4-16 Corporations may be licensed as official examiners of title — 377 INDEX. 69 [References are to section numbers.] County to provide registrar with books, papers and accommoda- tions— ^376 plaintifif to file notice of application for registration in each, where located — 382 to keep block indexes in certain cases — 409 County Clerk or County Register to be registrar — 372 laws relative to, shall govern registrars — 372 County Officers, registrars are — 372 County Treasurer, fees received by registrar to be paid to, — 426 may bring action for damages — 428 Courts — all, of the State to receive certificate of registration as evidence — 399 Court, Supreme — application for registration to be made in, — 371 proceedings to be had in, — 371 always open for proceedings under the law — 371 special term of, to try issues — 371 shall appoint one or more justices as may be necessary — 371 title part of how constituted — 371 Appellate division of, to license official examiner of title — 377 issuance of summons and service, to be ordered by — 385 additional facts may be required by, — 379 must be satisfied that all interested persons have been made parties — 380 decision as to sufficiency of proof that all parties are in- cluded is not questionable after 6 months — 380, 385 forms to be approved by, — 380 surveyor to be approved by, — 381 may dismiss application if new agent not appointed — 384 to determine if plaintiff appears to have title — 385 may require amended survey, report or affidavits — 385 if satisfied that plaintiff has title, shall order action com- menced by issuance of summons — 385 to determine sufficiency of proof before service by publica- tion— 385 rules of, to govern action — 385 to approve notice of action — 386 to appoint guardian ad litem for minor parties — 388 to determine in whom title is vested — 390 may remove clouds from title — 390 to determine if property is subject to any lien, encumbrance, etc.— 390 70 INDEX. [Beferences are to section numbers.] Court, Supreme — iContinued. to determine manner in which liens shall appear upon cer- tificate of title— 390 to make orders in conformity with equity and principles of this act— 390 to be satisfied that title is free from doubt before registration is made — 391 to decide matters upon which registrar is in doubt — 422 Court, Surrogate's, probate of will in, in connection with certifi- cate of title of deceased ow'ner is conclusive evidence of title— 423 pending settlement in, new certificate of title may be issued 424 after final settlement in, registrar shall cancel conditional certificate — 424 Covenants, registrar shall provide a book of, — 408 Cross DemcUid for registry of title may be made for any persons interested — 389 Damage, persons sustaining, because of registration may bring action against County Treasurer (or N. Y. City Chamber- lain)— 427 Death of agent, new appointment to be made after — 384 of owner of registered property, new registration and certifi- cate to be made after — 423 Decrees of Court — see Judgments of Title Court Decrees — see Liens Deed for transfer of registered property to be in any form au- thorized by law — 406 of transfer, new certificate of title may be issued after filing —406 Defendant, notice of application to be indexed against — 382 without the State to answer within 28 days — 385 copy of complaint may be demanded by, — 386 Deputy registrar may be appoi'nted — 374 registrar must be official examiner of title — 374 becomes acting registrar under certain conditions — 374 compensation of, when acting registrar — 374 compensation of, — 375 registrar to sign notations on certificate of title — 391 Description of property to appear in official examiner's repor? of title and complaint — 380 of property to be given in notice of object of action — 386 INDEX. 71 [References are to section, numibers.] Disability, plaintiif if under, and nature of, must appear in com- plaint — 379c of agent requires new appointment — 384 interests of persons under, to be protected by guardian ad litem— 388 nature of, to appear in certificate of title — 394 Discharge of judgment not binding unless memorial thereof has been entered upon certificate of title — 417 of incumbrance effected in same way as assignments — 419 Discontinuing action — 410 Duplicate certificate of title to be made — 396 certificate, liens to be entered upon — 416 Easements, possible, not registered — 400 (See Prescription) Entry Book, all papers must be entered in, by registrar — 409 Estates which may be registered — 378 Evidence, registrar's certificate of title as, — 399 official examiner's report of title as, — 385 additional, may be required — 379 Examiner of Title — see Official Examiner of Title Executions — see Liens Executor of will need not be registered — 425 Facts, additional, may be required by Court — 379 Fee for recording covenants, restrictions, trusts or forms — 408 for assurance fund — 426 to be charged by registrars — 432 Fees received by registrar to be paid to County Treasurer — 426 Fee Simple, owners in, may apply for registration — 378 title in, must be registered before liens of any kind may be registered — 378 ownership in, must be shown in registration by holder of contract to purchase — 378 Felony, persons procuring registration through fraud guilty of, — 430 forgery of any kind of papers relating to registration punish- able as, — 431 perjury regarding papers referring to registration punish- able as, — 431 Filing papers, manner of, — 409 fees for, — 432 with clerk on discontinuance of action — 410 Foreclosure on registered property — see Judicial Sales 72 INDEX. [References are to section nvumbers.] Forgery of any kind in registration papers punishable as felony —431 Form prescribed for official examiner's report of title — 380, 434 of summons similar to action in Supreme Court — 385 for recording covenants, restrictions, etc. — 408 of Index to papers affecting registered property — 409 Forms to be approved by court — 380 registrar shall provide a book of, — 403 official examiner's report of title — 380, 434 registrar's certificate of title — 394, 435 general— 395, 408, 409 Fraud, registration of claim by, may be set aside — 392 action to set aside registration to have no effect except on ground of, — 392 knowledge of unregistered liens not considered — 402 in procuring registration a felonious crime — 430 General Index Book — 409 Guardian Ad Litem to be appointed for minors — 388 to protect interests of incapacitated persons — 388 compensation of, — 388 Attorney-General as, — 388 Holders of what rights or interest in the land may apply for regis- tration — 378 of power of attorney may apply for registration — ^378 of contract to purchase shall refer to ownership in fee simple —378 of contract not to receive registration except with transfer of title from transferrer in possession — 378 of power of attorney and post-office address must appear in complaint — 379a Incapacitated — see Disability Incumbrancer, rights of innocent, not to be injuriously affected — 393 Incumbrances — see Liens Index, names of plaintififs and defendants to be shown in — 382 locality, of cautionary notices to be kept by registrar — 383 in alphabetical order to papers filed with registrar — 409 to papers affecting registered property, form of — 409 block, to be kept in certain counties — 409 Infants— 370, 388, 391 Information, examiner's report to contain additional, — 380 INDEX. 73 [References are to section munibers.] Innocent purchaser or incumbrancer, rights of, not to be inju- riously affected — 392 Insurance, pohcy of, to be annexed to report by corporate ex- aminer of title — 380 of title by corporate official examiner recoverable upon within 10 years — 380 Issues tried at special term of Supreme Court — 371 of fact tried by jury — 371 Interested parties, addresses of — 411 Judgment against third parties for loss or damage may be en- forced at any time — 428 Judgments — see Liens Judgments of Court in vacation as well as term time — 371 operate directly on land and vest and establish title — 371 application for, to be accompanied with affidavit of posting —387 not made unless court is satisfied that title is free from doubt —391 of registration forever binding and conclusive — 391 certificate of title issued after final, — 393 fee for entering, filing and indexing — 432b Judicial Sales of registered property, procedure on — 420a Jurisdiction, court not deprived of, by omission or defect in papers — 385 Jury to try issues of fact — 371 Justice, assigned to have general supervision — 371 Land, application has effect of proceedings in rem against, — 371 judgments of the court operate directly on, — 371 judgments of the court vest and establish title to, — 371 copy of summons and notice to be posted on, — 387 registration of title runs with, — 404 see also Property Lease, unregistered, may be lien on registered land if actual occu- pation — 400 for over one year of registered property may be registered — 415 see also Liens Liens of any kind not to be registered until after title in fee simple is registered — 378 no objection to registering title — 378 to be noted on certificate of title — 378 74 INDEX. [References are to section, numbers.] Liens — Continued. upon property, owners of, to be named in application for registration — 379 court may determine if property is subject to, — ^390 court to determine manner in which, shall appear upon cer- tificate of title— 390 particulars of, to be shown on certificate of title — 394 which may not appear on certificate of title — 400 on registered property have no effect unless filed with regis- trar and noted on certificate of title — 400 knowledge of unregistered, not to impute fraud — 402 affecting registered property subject to terms of this act, — 404 and incumbrances affecting property pending registration shall be shown on certificate of title — 409 may be registered on registered property — 415 to be entered upon certificate in title book and upon duplicate certificates — 416 not to be of force unless transcript or certified copy is filed and memorial entered upon certificate — 417 registrar shall enter upon certificate of title memorials re- ferring to — 417 discharges, cancellations or moderations of liens not binding unless memorial thereof is entered upon certificate of title— 417 assignments of, must be entered in title book — 418 papers referring to assignments of, shall show number of the certificate of registration — 418 release -or discharge of, may be effected in same way as assignments — 419 on registered property may be enforced as now provided by law— 420 . laws regarding, apply to registered property — 420 fee for entering, filing and indexing — 432c Lis Pendens — 382 Map of property to be referred to in complaint — 379e to be filed with complaint — 381 Mechanic's Liens — see Liens Memorials — see Notations Minors, age of, and authority to act for must appear in com- plaint — 379c II^DEX. 75 [References are to section nunubers.] Minors — Continued. court to appoint guardian ad litem for, — 388 age of, to be shown on certificate of title — 394 Mortgages — see Liens Non-Residents must appoint agent to accept service — 384 Notations to be entered upon last certificate of title — 395 on certificate of title to be signed by registrar or deputy — 401 to be carried forward on all certificates until cancelled — 403 on all papers afifecting title of registered property to be en- tered upon the last certificate of title — 409 upon last certificate of title completes entries necessary for registration — 41 2 regarding all liens to be entered upon certificate of title — 417 Notice of application for registration must be mailed within 10 days to person filing caution — 383 of action to be approved by court — 386 of action to be posted on the land — 387 relating to property pending registration and after being registered may be served by mail — 41 1 Official Examiner of Title, deputy registrar must be — 374 to examine and certify title for applications — 377 has power to sit as referee — 377 not to act as attorney in case of title he reports — 377 how appointed — 377 who eligible — 377 Title Guaranty Company may be — 377 fitness of applicant for license, how ascertained — 377 to be licensed by appellate division of Supreme Court — 377 required to give bond — 377 Abstract Company may be — 377 corporations may be licensed as — Z77 insurance of title by corporate, recoverable upon within 10 years — 380 Official Examiner's Report of Title must accompany complaint 379, 380 when evidence — 385 must show exact condition of title — .380 must be verified by examiner of title if individual 380 must have policy of insurance from corporate examiner of title— 380 76 INDEX. [References are to section numibers.] Official Examiner's Report of Title — Continued. must show names and post-office addresses of interested parties — 380 must show names and post-office addresses of owners of con- tiguous property — 380 must state what efforts have been made to locate unknown owners — 380 must designate unknown or possible owners — 380 abstract of title must be filed with — 380 shall contain a short description of property — 380 to contain any information prescribed by court — 380 form prescribed — 380, 434 court may require an amended, — 385 Orders of Court in vacation as well as term time — 371 to be made in conformity with equity and principles of this act— 390 Original Certificate of Title, form of— 394, 395 subsequent certificate of title to have same form as, — 394 portion only of property transferred may be cancelled on, — 407 memorial of all papers affecting title to registered property must be entered upon the last — 409 Owners in fee simple or some right may apply for registration — 378 of contracts for purchase may apply for registration — 378 of liens to be named in application for registration — 379 of contract to purchase to be mentioned in complaint — 379 of contiguous property, names of, must appear in examiner's report of title— 380 unknown, examiner's report must state what efforts have been made to locate — 380 unknown or possible, to be designated in examiner's report, summons and complaint — 380 of contiguous property may file notice of caution — 383 to furnish registrar with receipt for certificate of title — 397 of registered property, new registration and certificate to be made after death of — 423 deceased, probate of will in connection with registration cer- tificate is conclusive evidence of title — 423 of registered property, deceased, executor of will of, need not be registered — 425 INDEX. 11 [References are to section niumibeTB.] Papers to be provided by county — 376 filed with registrar must be numbered consecutively — 409 must be entered by registrar in an entry book — 409 affecting the property must be kept with the application — 409 pending registration to be noted in tickler certificate book — 409 memorial of, affecting title to registered property must be entered upon last original certificate — 409 filed with registrar to be indexed in alphabetical order — 409 affecting registered property, form of index to, — 409 filed pending registration of equal effect as similar papers when recorded — 410 which have been filed are to be recorded if action for regis- tration is discontinued — 410 filed with registrar to be endorsed with name and post-office address of party in whose behalf it is filed — 411 referring to assignments, etc., shall show number of certifi- cate of registration — 418 Parties, court must be satisfied that all persons interested are, — 380 claimants of interest in property to be — ^379 people of the state of New York to be — 379 all persons who have filed caution against registration to be— 379 claiming interest in property may file notice of caution — 383 filing caution must have notice of application to register — 383 interested may answer complaint — 389 interested may set up cross-demand for registry of title — 389 taking registered title not required to ascertain how such registration was obtained — 402 failing to agree as to nature of any lien, registrar shall refuse to record it — 416, until court directs — 422 sustaining loss or damage may bring action against assur- ance fund — 427 procuring registration through fraud guilty of felony — 420 Penalties for fraud or forgery — 430, 431 Pendency of action, notice of application to have same effect as of, — 382 People of the State of New York to be defendants — 379 service on, to be made upon the Attorney General — 385 78 INDEX. [References are to section mimbers.] Perjury regarding papers referring to registration punishable as felony — 431 Persons — see Parties Plaintiff, party in whose behalf application is made — 370 name and post-office address of, must appear in complaint — 379a social condition of, must appear in complaint — 379b age of, must appear in complaint — 379c if under disability, and nature of, must appear in com- plaint — 379c to file notice of application in each county where property is located— 382 notice of application to be indexed against name of, — 382 court shall order action commenced if satisfied that title is in,— 385 to make service by publication if unable to make personal service — 385 Plan of property to be referred to in complaint — 379e to be filed with complaint — 381 Possession, adverse, or prescription does not give title — 401 Posting notice on land — 387 Power of Attorney, holder of, may apply for registration — 378 holder of, must appear in complaint — 379a to convey property must be entered upon certificate of title — 421 Power, in a will, title through — 425 Practice governing proceedings — 385 Prescription, or adverse possession does not give title — 401 Proceedings to be had in Supreme Court, title part — 371 in rem against the land, application has efifect of — 371 Proof, court's decision as to sufficiency of, not questionable after 6 months — 380 required by court before service by publication — 385 Property, survey, map or plan to be referred to in complaint — 379e short description of, shall appear in official examiner's report of title and complaint — 380 notice of application to be filed in each county where located —382 parties claiming interest in, may file notice of caution — 383 owners of contiguous, may file notice of caution — 383 brief description of, to accompany summons — 386 INDEX. 79 [References are to section numbers.] Property — Continued. certificate of title to include all dealings with — 398 registrar to note actions against, pending registration — 398 dealings -with registered, are subject to terms of this act — 404 registered, subject to same law as unregistered — 405 deed for transfer of registered, to be in any form authorized by law — 406 title to, does not pass until transfer is registered-— 406 portion only of, may be cancelled on original certificate when transferred — 407 ( all papers affecting the, must be kept with the application — 409 memorial of all papers afifecting title to registered, to be en- tered upon the last original certificate of title — 409 registered, form of index to papers affecting, — 409 liens and incumbrances affecting, pending registration shall be shown on certificate of title — 409 notices relating to, pending registration and after being reg- istered may be served by mail — 41 1 transactions affecting registered, are deemed to be registered when notation has been entered upon last certificate — 412 registered under separate certificates may be combined in one certificate or separate certificates covering other divi- sions — 413 separate certificates may be issued covering divisions of, — 413 number of certificate to be noted upon instruments affect- ing, — 416 registered, liens or incumbrances on, may be enforced as now provided by law — 420 registered, laws regarding mortgages apply to — 420 power of attorney to convey, must be entered upon certifi- cate of title — 421 executor of will of deceased owner of registered, need not be registered — 427 no recovery from assurance fund in greater sum than fair market value of, — 431 see also Land Publication, summons by, how service required — 385 service by, only after plaintiff is unable to make personal service — 385 80 INDEX. [References are to section numibeirs.] Publication — ^Continued. court to determine sufficiency of proof before service by, — 385 order for service by, not to be questioned after 6 months — 385 Purchaser, rights of innocent, not to be injuriously affected — 392 Receipt for owner's duplicate certificate — 397 Referee, official examiner has power to sit as — 377 Reference to court, of doubtful matters — 422 Registered, liens not to be, until after title in fee simple is, — 378 title to property does not pass until transfer is, — 406 notices relating to property after 'being, may be served by mail — 41 1 transfers are deemed to be, when new certificate has been entered — 412 mortgages, leases or'contracts to convey may be, — 415 Registered Property, dealings with, are subject to terms of this act — 404 subject to same law.' as unregistered — 405 deed for transfer of, to be in any form authorized by law — 406 memorial of all papers afiFecting title to, to be entered upon the last original certificate of registration — 409 new certificate of title to be made after death of owner of — 423 form of index to papers affecting — 409 transactions affecting, to be deemed to be registered when notation has been entered on last certificate of title — 412 under separate certificates may be combined in one certifi- cate — 413 liens or incumbrances on, may be enforced as now provided by law— 420 laws regarding mortgages apply to, — 420 executor of will of deceased owner of, need not be regis- tered— 425 Registering titles, public expenses of, to be paid by registrar's fees — 376 Registrar, who shall be, — 372 governed by laws relative to registers, etc. — 372 are county officers — 372 shall give bond — 373 INDEX. 81 [References are to section auBiibeTS.] Registrar — Continued deputy, may be appointed, — 374 deputy, must be official examiner of title — 374 deputy, becomes acting registrar — 374 deputy, compensation when acting registrar — 374 compensation of, — 375 deputy, compensation of — 375 to be provided by county with books, etc. — 376 to keep locality index of cautionary notices — 383 to take receipt from owner for certificate of title — 397 to note actions against property pending registration — 398 to sign notations on certificate of title— 399 shall provide a book of covenants, restrictions, trusts and forms — 408 all papers filed with, must be numbered consecutively — 409 must enter all papers in an entry book — 409 shall provide a tickler certificate book — 409 to index in alphabetical order papers filed with him — 409 shall refuse to note on certificate any liens on which inter- ested parties are in dispute — 416 transcript or certified copy of liens to be filed with — 417 shall enter upon certificate memorials referring to all liens —417 notice of action under law regarding mortgages or liens must be filed with,— 420 if in doubt as to any required action, must refer question to court— 422 shall cancel conditional certificate after final settlement in surrogate's court — 424 fees received by, to be paid to County Treasurer — 426 Registrar's Certificate of Title to show mortgages and other liens —378 court to determine manner in which liens shall appear upon —390 to be issued after final judgment — 393 form of original — 394, 435 to show social condition, and, if married, name of husband or wife — 394 to show age of minor — 394 to show nature of disability^ if any, — 394 to show particulars of all liens to which title is subject — 394 subsequent certificate to have same form as original — 394 82 Il^DEX. [Beferences ane to eection Bjumlbers.] Registrar's Certificate of Title — Continued. to have printed thereon section 400 of the law — 394 to be bound or recorded in a book — 395 to be re-bound, separating cancelled and uncancelled — 395 memorials and notations regarding, to ^be entered on last cer-' tificate of title— 395 to include all dealings with the property — 398 to be made in duplicate and duplicate plainly stamped — 396 receipt for, to be given by owner and acknowledged — 397 or certified copy to be received as evidence in all courts — 399 is prima facie evidence that the law has been complied with —399 certain liens or incumbrances need not appear on — 400 notations on, to be signed by registrar or deputy — 399 notations to be carried forward on, until cancelled — 403 new, to be issued upon filing deed of transfer — 406 to be cancelled upon issuance of new — 406 portion, only, of property may be cancelled — 407 new, to be issued for a portion of the property — 407 memorials of all papers affecting title to registered property must be entered upon last original — 409 liens and incumbrances affecting property pending registra- tion must be shown on — 409 transfers deemed to be registered when certificate has been entered — 412 transaction affecting registered property deemed to be regis- tered when notation has been entered on last, — 412 property registered under separate, may be combined in one certificate or separate certificates covering other divisions of property — 413 when new, are issued, former certificates must be cancelled and reasons therefor entered thereon — 413 lost or destroyed, may be replaced under certain conditions — 414 mortgage, leases or other Hens to be entered upon, in title book and upon duplicate — 416 number of, to be noted upon instruments affecting such prop- erty — 416 notations regarding all liens to be entered upon, — 417 papers referring to assignments of mortgages, etc., shall show number of, — 418 to be marked " cancelled " when lien has been removed — 419 II^DEX. 83 [References are to section numbers.] Registrar's Certificate of Title — Continued. power of attorney to convey property must be entered upon, — 421 new, to be made after death of owtter of registered prop- erty— 423 of deceased owner in connection with probate of will in Sur- rogate's Court conclusive evidence of title — 423 new, may be issued pending settlement in Surrogate's Court —424 conditional, must be cancelled after final settlement in Sur- rogate's Court — 424 fee for issuing, — 432b fee for cancellation of, — 432d fee for each additional, — 432f form for, — 435 Registrars' Fees, how disposed of — 376 to be kept separate — 376 to pay public expenses of registering titles — 376 Registration, what is entitled to, — 370 how efifected — 370 by whom made — 370 clerks, compensation of, — 370 title on applications for, to be examined and certified by official examiner of title — 377 not to be given holder of contract to purchase except with transfer of title under contract from transferrer in pos- session — 378 contents of application for, — 379 application for, how made — 379 application for, to show names of owners of liens — 379 application for, not to be cancelled until provisions fully per- formed — 382 notice of application for, must be mailed to person filing caution — 383 not to be made until court is satisfied that title is free from doubt— 391 judgment of, forever binding and conclusive — 391 of claim by fraud may be set aside — 392 action to set aside on ground of fraud must be commenced within 10 years — 392 action to set aside, except on ground of fraud, to be com- menced within 6 months — 392 84 INDEX. [Keferenoes are to section niiimibers.] Registration^Continued. registrar to note actions against property pending, — 398 liens and incumbrances affecting property pending, shall be shown on certificate of title — 409 papers filed pending, of equal effect as similar papers re- corded — 410 if action for, is discontinued, papers which have been filed are to be recorded — 410 notices relating to property pending, may be served by mail —411 book, liens to be entered upon certificate in, — 416 book, assignments of liens must be entered in, — 418 fee for, in connection with the assurance fund — 426 persons sustaining loss or damage because of, may bring action against assurance fund — 427 persons procuring, through fraud, guilty of felony — 430 forgery or perjury relating to, punishable as felony — 431 Registration Copy of mortgage — 416 Registration of Title, who may apply for, — 378 liens no objection to, — 378 all persons who have filed caution against, to be made par- ties— 379 any persons interested may set up a cross-demand for — 389 not to be made until taxes have been paid, except under cer- tain conditions — 390 certificate of, to be issued after final judgment of the court —393 runs with land and is binding upon successors — 404 Release of incumbrance effected in same way as assignments — 419 Removal of agent, new appointment to be made after — 384 Report of Title — see Official Examiner's Report of Title Restrictions, registrar shall provide a book of, — 408 fee for recording, — 408 to be numbered consecutively — 408 form for recording — 408 Right, owners in some, may apply for registration — 378 Rules of practise, how provided — 371 of court to be followed in action — 385 Service, non-residents must appoint agent to accept — 384 of summons similar to action in Supreme Court — 385 INDEX. 85 [Refereaoes are to aectioii numbers.] Service — Continued. on the people of the State to be made upon Attorney Gen- eral— 385 of summons, action under, to follow laws of this state and rules of court — 385 Service by Publication only after plaintiff is unable to make per- sonal — 385 court to determine sufficiency of proof before, — 385 order for, not to 'be questioned after 6 months — 385 Social condition to be shown in certificate of title — 394 Statute of Limitations— 392, 429 Subsequent certificate of registration to have same form as orig- inal,— 394 Summons, issuance of, and service to be ordered by court — 379g to be issued if court is satisfied that plaintiff has title — 385 to have form and service similar to action in Supreme Court —385 by publication, how required — 385 action under service of, to follow law's of this State and rules of court — 385 to be accompanied by notice stating object of action with brief description of property — 386 copy of, to be posted on land — 387 Supreme Court — see Court, Supreme Surrogate's Court — see Court, Surrogate's Survey of property to be referred to in complaint — 379e to be filed with complaint — 381 to be made by a surveyor approved by court — 381 to show connection with adjoining lands — 381 to harmonize with survey of adjacent lands — 381 court may require amended, — 385 Surveyor to be approved by court — 381 to make affidavit of accuracy — 381 Taxes must be paid before registration of title can be made ex- cept under certain conditions — 390 Tickler Certificate Book, registrar shall provide, — 409 papers pending registration proceedings to be noted in, — 409 form of,— 409 Tickler Certificates, each to be entered on a page by itself — 409 Title, Official Examiner's Report of — see Official Examiner's Re- port of Title Registrar's certificate of — see Registrar's Certificate of Title 86 INDEX. [Beferenoes ere to section niunubers.] Titie, book— 395, 417, 418 insurance of, by corporate official examiner recoverable upon within 10 years — 380 exact condition of, must appear in examiner's report — 380 action to be commenced if court is satisfied the plaintiff has —385 cross-demand for registration of, may be set up by any per- sons interested — 389 court to determine in whom vested — 390 court may remove clouds from — 390 court to determine manner in which liens shall appear upon certificate of, — 390 registration of, not to be made until taxes, etc., have been paid, except under certain conditions — 390 certificate of, issued after final judgment of title court — 393 certificate of, to show particulars of all liens to which, is subject— 394 memorials and notations to be entered on the last certificate of,— 395 certificate of, to be made in duplicate and plainly stamped— 396 registrar to take receipt from owner for certificate of, — 397 receipt for certificate of, to be witnessed or acknowledged — < 397 certificate of, to include all dealings with the property — 398 liens or incumbrances which may not appear on certificate of,— 400 prescription or adverse possession does not give, — 401 person taking registered, when not required to ascertain how such was registered — 402 registration of, runs with the land and is binding upon suc- cessors — 404 new certificate of, to be issued upon filing deed of transfer — 406 certificate of, to be cancelled upon issuance of new certifi- cate — 406 to property does not pass until transfer is registered — 406 to registered property, memorials of all papers affecting, to be entered upon the last certificate — 409 liens and incumbrances affecting property pending registra- tion shall be shown on certificate of, — 409 INDEX. 87 [References are to section aumibers.] Title — Continued. transactions affecting registered property deemed to be reg- istered when notation has been entered upon last certificate of,— 412 property registered under separate certificates of, may be combined in one certificate — 413 when certificates of, are issued, former certificates must be cancelled — 413 new registration of, and certificate to be made after death of owner of registered property — 423 probate of will in connection with registration certificate of deceased owner is conclusive evidence of, — 423 form for examiner's report of, — 434 form for certificate of, — 435 Title Guaranty Company may be official examiner of title — 377 " Title Part " of Special Term— 371 Transaction affecting registered property deemed to be regis- tered when notation has been entered upon last certificate of title— 412 Transcript or certified copy of liens to be filed with registrar — 417 Transfer of registered property, deed for, to be in any form au- thorized by law — 406 new' certificate of title to be issued when filing deed of, — 406 title to property does not pass until, fs registered — 406 of portion only of property may be cancelled on the original certificate — 407 deemed to be registered when new certificate has been en- tered— 412 Trusts — see Liens Unknown defendants to be designated as parties in complaint — 379 owners, examiner's report must state what efforts have been made to locate — 380 owners to be designated in examiner's report, summons and complaint — 380 owners to be designated in judgment of registration — 391 Will, probate of, in connection with registration certificate con- clusive evidence of title — 423 executor of, need not be registered — 425 A NEW EDITION OF THE STANDARD VK$im . The Law of WILLS. EXECUTORS and ADMINISTRATORS FIFTH EDITION, 1915 By JAMES SCHOULER Of the Boiton Bar. Author of Treatiiei on "Domntic Rdationi,'' "Bailmenti," "Personal Property," etc. Jamei Schouler THIS NEW FIFTH EDITION OF THE AMERICAN CLASSIC and Standard Treatise covers the whole juris- prudence of Wills and the Administration of Estates, testate or intestate, in the United States and England, and should find a place in every law library and will be especi- ally welcome to those who have used the former editions. 2 VOLS,, BUCKRAM, $15.00. MATTHEW BENDER d COMPANY, j^_8g8 INCORPORATED 109 St»t«i St., ALBANY 86 John St., NEW YORK KF 5172 A339 V65 Autbot Vol. Viele, Dorr liUe [Ehe Land-title registration copy act of the state of New York Date Boiiower's Name