I'l! (JortifU ICam i>rl|Ool Hihtatg KF 665.M4r*""""'^'*">"-"'™'-y Marketable title to The original of tiiis book is in tine Cornell University Library. There are no known copyright restrictions in the United States on the use of the text. http://www.archive.org/details/cu31924018770259 MARKETABLE TITLE TO REAL BSTATE BEING ALSO A TREATISE ON THE Rights and Remedies of Vendors and Purchasers OF Defective Titles INCLUDING THE Law of Covenants for Title, the Doctrine of Specific Performance, and other Kindred Subjects BY CHAPMAN W. MAUPIN OF THE WASHINGTON, D. C, BAR NEW YORK BAKER, VOORHIS & COMPANY 1896 Bt baker, VOORHIS & CO. JAMES B. LYON, PBINTBRi ELECTROTYPER AND BINDER, LYON BLOCK, ALBANY, r*. Y. THE AUTHOR RESPECTFULLY INSCRIBES THESE LABORS TO THE Hon. EDWARD C. BURKS; Late Judge of the Court of Appeals of the State of Virginia, AS A TOKEN OF RESPECT For his character as a man, his indefatigable research as a student, his attainments as a lawyer, and his services to the state and community in which he lives. PREFACE. This work is a treatise on the law of title to real property, as that law is applied between vendor and purchaser. The material which composes it has been drawn principally from cases that have arisen between the buyer and seller of lands, and not from decisions in ejectment, or other possessory actions, though of course these latter cases liave been availed of whenever they supply principles which affect the rights of the vendor or purchaser with respect to the title that is to be conveyed. The work is, therefore, in no respect a treatise upon real property, real property tenures, nor titles to real estate, in the sense in which this last term is commonly used, but is, instead, a collation of the laws and decisions which govern the rights of both parties with respect to the title, and prescribe the remedies of the purchaser ; precautionary, where it is anticipated that the title may prove defective, and compensatory, where it has proven to be so. Therefore, what circumstances will entitle a vendee to protec- tion as a honafide purchaser for value without notice, or will sustain his title in ejectment, or will support his bill to remove a cloud from the title, have not been made the subject of separate and independ- ent treatment in this work, and have been considered only so far as they have served to illustrate some principle of the law of defective titles, as applied between vendor and purchaser. That law is to be found dispersed through the text books, and through the reports and digests under the several heads of Yendor and Purchaser, Covenants for Title, Specific Performance, Equity Jurisprudence, Deeds, Titles to Real Estate, Eeal Property, Abstracts of Title, Judicial Sales, Subrogation, and many other minor heads of the law. The effort of the writer has been to collect the relevant matter from these different sources in one volume, and so to arrange and to dis- pose it as to render the whole easily accessible to the profession. Some difficulty has been experienced in choosing between several apparently appropriate titles for the work. That which has been selected, "Marketable Title," is satisfactory, but requires a word of explanation. The modern use and. acceptation of this term it is believed justifies its employment as the title of a treatise upon the riabts of vp.ndors and nurchasers of defective titles, includine as Yl PEEFACE. ■well the law of covenants for title as the equitable doctrine of doubtful titles. But originally the term was narrow and technical in its meaning, being used in equity to denote a title concerning which there was no reasonable doubt. The term was not known in the law courts, where titles were treated either as good or bad, and judgment rendered accordingly. Hence at law a title might be adjudged good which in equity the purchaser would not be com- pelled to accept. A small but learned and abstruse treatise upon the equitable doctrine of marketable titles by S. Atkinson was published in London and republished in America (1838) in the " Law Library ; " from this work the limited and technical signiiicance of the expression will appear. Of late years, however, the American courts have very generally applied the term "unmarketable" to any title which a purchaser cannot be required to accept, without discriminating between titles absolutely bad and those merely doubtful, so that now " unmarketable " is commonly employed by the courts and the profession as a synonym for " defective " title. This is probably due to the fact that in most of the States legal and equitable relief are administered in one and the same court and form of action without distinction, or at least equitable defenses are allowed to be interposed in actions at law. Hence there is no longer any occasion for treating the expression " marketable title " as limited and technical in its character. The term then, or rather its negative form, being applicable to all defective titles, whether absolutely bad or merely doubtful, it is apprehended that no incon- venience can arise from treating imder that head such subjects as Covenants for Title, Estoppel, Action for Damages, Right to Perfect the Title, and so on, none of which belong to the original equitable doctrine of marketable titles, but obviously pertain to the law of defective titles. The author desires to acknowledge tlie many facilities for the prosecution of his labors which have been afEorded him in a generous manner by his publishers, Messrs. Baker, Voorhis & Co., of the city of New York; and courtesies extended to him by Messrs. B. Kennon Peter and F. S. Key Smith, in charge of the law library of the Bar Association of the District of Columbia. C. W. M. "Washington, D. C, May 1st, 1896. ANALYSIS. BOOK I. Of remedies in affirmance of tlie contract of sale. 1 Of affirmance by proceedings at law. 1 Of proceedings at law while the contract is executory. 1 Introductory. 1 Action for bi'each of contract. 11 Title which the purchaser may demand. 20 Implied and express agreements as to the title. 30 Sufficiency of the conveyance. 40 Caveat Emptor. 75 Covenants which the purchaser may demand. 143 Abstract of title. 159 Waiver of objections to the title. 183 Tender of purchase money and demand of deed, 199 Measure of damages. 309 Action for deceit. 332 Of proceedings at law after the contract has been executed. 353 Action for covenant broken. 353 Covenants for seisin and for right to convey. 253 Covenant against incumbrances. 278 Covenant of warranty and for quiet enjoyment. 318 Covenant for further assurance. 416 Detention of purchase money on breach of the covenants of warranty and against incumbrances. 420 Of affirmance by proceedings in equity. 456 Specific performance of executory contracts. 456 Right of the purchaser to take the title with compensation for defects. 467 Right of the purchaser to perfect the title. 481 Specific performance of covenants for title. 489 Estoppel of the grantor. 493 Reformation of the conveyance. 526 VIU ANALYSIS. BOOK II. Of remedies in diaaffirmance or rescission of the contract of sale. 548 Of rescission by act of the parties. 548 Of virtual rescission by proceedings at law. 554 Of proceedings at law where the contract is executory. 554 Of the right to recover back or to detain the purchase money. 554 Of the obligation of the purchaser to restore the premises to the vendor. 583 Of proceedings at law where the contract has been executed. 599 Detention of the purchase money on breach of the covenant of seisin. 599 Acceptance of conveyance without covenants for title. 616 Restitution of the purchase money where there are covenants. 643 Fraud in respect to the title. 647 Of rescission by proceedings in equity. 656 Where the contract is executory. 656 Suit for rescission and defenses to suit for specific performance. 656 The doctrine of doubtful titles. 673 Right of the vendor to perfect the title. 741 Right to i-equire the purchaser to take the title with compensation. 769 J Where the contract has been executed. 778 Injunction. 778 Fraud and mistake. 798 CONTENTS. BOOK I. Of Eemedies m Affirmance op the Conteact of Sale. Of Affirmance by Pkoceedings at Law. Of Proceedings at Law While the Contract is Executory. CHAPTER I. Intboduotort. CHAPTER II. Action fob Bbbach of Contract. General principles; form of action. § 1 Doubtful title in action for damages. § 3 Purchaser in possession may sue. § 3 Defenses to the vendor's action for breach of contract. § 4 CHAPTER III. Implied and Express Agreements as to the Title. Implied agreements: General rule. § 5 Express agreements: General principles. § 6 Terms and conditions of sale. § 7 Auctioneer's declarations. Parol evidence. § 8 English rules as to conditions. § 9 Agreement to make a " good and sufficient deed." § 10 Agreement to convey by quit claim. § 11 Agreement to sell "right, title and interest." § 12 Agreement to sell subject to liens. § 13 CHAPTER IV. Of the Siifpicibncy op the Conveyance Tendered by the Vendor. General observation. § 14 Essential requisites of fhe conveyance. § 15 Material, printing, etc. § 16 Date. §17 Parties. § 18 Words of conveyance. § 19 ii CONTENTS. Description of the premises. § 20 Description of the estate or interest conveyed, g 31 Signature and seal. § 22 Attestation or acknowledgment. § 23 (a) Venue of the certificate. §24 (b) Name and official designation of certifying officer. ( c ) Name of grantor. § 26 (d) Annexation of deed. §27 (e) Jurisdiction of certifying officer. § 28 ( f ) Personal acquaintance with grantor. § 29 (g) Pact of acknowledgment. § 30 (h) Privy examination of wife. §31 ( i ) Explanation of contents of deed. § 32 (k) Voluntary act of wife. §33 ( 1 ) Wish not to retract. § 34 (m) Reference to official seal. § 35 ( n ) Date of certificate. § 36 (o) Signature of officer. § 37 ( p) Abbreviation of official designation. § 38 ( q) Seal of officer. § 39 (r) Surplusage and clerical mistakes. § 40 ( s ) Amendment of certificate. § 41 Reservation, restrictions and conditions. § 42 Waiver of objections to the conveyance, g 43 §35 CHAPTER V. Caveat Emptor. General observations. § 44 Application of the maxim to judicial sales: Inherent defects of title. § 45 Effect of confirmation of the sale. § 46 Exceptions to the rule. § 47 Fraud as it affects rights of purchasers at judicial sales. § 48 Errors and irregularities in the proceedings. Collateral attack. Want of jurisdiction. § 50 Matters occurring after jurisdiction has attached, § 51 Fraud as ground for collateral attack. § 52 Sales by executors and administrators: Sales in pursuance of testamentary powers. § 53 Sales in pursuance of judicial license. § 54 Fraud on the part of personal representative. § 55 Want of jurisdiction. Errors and irregularities. § 56 Sheriff's sales: Want of title in execution defendant: General rules. § 57 Exceptions. § 58 §49 CONTENTS. XI Fraudulent representations. § 59 Eights of purchaser from purchaser under execution. § 60 Title under void j udgment. § 61 Title under void sale. § 63 Tax sales. § 63 ' Sales by trustees, assignees, etc. § 64 Subrogation of purchaser at judicial and ministerial sales: Where the sale is void. § 65 Where the sale is valid. § 66 CHAPTER VI. Covenants which the Purchaser has a Right to Demand. Usual covenants. § 67 From grantors in their oven right. § 68 From fiduciary grantors. § 69 From ministerial grantors. § 70 CHAPTER Vn. Abstract op Title. In general. § 71 Root of title. § 72 Duty to furnish abstract. § 73 Property in the abstract. § 74 Time in vchich to examine the title and verify the abstract. § 75 Summary of the various sources of objections to title. § 76 Objections appearing from the instruments under which title is claimed. § 77 Objections which appear from the public records. § 78 Objections which appear upon inquiries in pais. § 79 CHAPTER VIII. Waiver of Objections to Title. In general. § 80 Waiver by taking possession. § 81 Laches of purchaser. § 83 Waiver by continuing negotiations. § 83 Waiver in cases of fraud. § 84 Waiver by purchasing with notice of defect. § 85 CHAPTER IX. Tender of Performance and Demand for Deed. General rule. § 86 Exceptions. § 87 Duty of the vendor to tender performance, g 88 Pleadings. § 89 XU CONTENTS. CHAPTER X. Mbasubb of Damages for Inabilitt to Contbt a Good Trxi-K. General observations. § 90 Where the vendor acts in good faith: Flureau v. Thomhill. Hopkins v. Lee. § 91 Barter contracts. § 92 Expenses of examining the title. § 93 Interest. § 94 Rents and profits. § 95 Improvements. § 96 Where the vendor acts in bad faith. § 97 Where the vendor expects to obtair. the title. § 98 Where the vendor refuses to perfect the title. § 99 Liquidated damages. § 100 CHAPTER XI. Action Against the Vendor foe Deceit. General principles § 101 What constitutes fraud with respect to the title: Concealment of defects, g 102 Willful or careless assertions. § 103 Defects which appear of record. § 104 Existence of fraudulent intent. § 105 Statements of opinion. § 106 Pleading. § 107 Of Affikmance by Proceedings at Law After the Contract has Been Executed — Action for Covenant Broken. CHAPTER XII. Of the Covenant for Seisin. Porm and effect. § 108 What constitutes a breach. § 109 Assignability of this covenant : In general. § 110 Does not run with the land. § 111 Contrary rule. Doctrine of continuing breach. 1 113 Possession must have passed with the covenantor's deed. § 113 When Statute of Limitations begins to run. § 114 Conflict of laws. § 115 Measure of damages. § 116 Burden of proof. § 117 Pleadings. § 118 CONTENTS. Xlll CHAPTER XIII. Covenant against Incumbrances. Form. § 119 Restrictions and exceptions. § 120 Parol agreements. § 121 What constitutes breacli. § 122 Definition of incumbrance. § 123. Pecuniary charges and liens. Eflect of notice. § 124 Outstanding interest less than a fee. § 125 Easements or physical incumbrances. § 126 Notice of easement at time of purchase. § 127 Assignability of this covenant. § 128 Measure of damages : General rules. § 129 Where covenantee discharges the incumbrance. § 130 Damages cannot exceed purchase money and interest. § 131 Where incumbrance is permanent. § 132 Pleading and proof. § 138 CHAPTER XIV. Covenants of Wabranty and tor Quiet Enjoyment. Form. § 134 Construction and eflect. § 135 Qualifications and restrictions. § 136 When implied. § 137 Parties bound and benefited : Married women. § 138 Heirs and devisees. Joint covenantors. § 139 Personal representatives. § 140 Who may sue for breach. § 141 What constitutes breach: Tortious disturbances. § 142 Eminent domain and acts of sovereignty. § 143 Actual eviction: General rule. § 144 Entry by adverse claimant. Legal process. § 145 Constructive eviction: Inability to get possession. | 146 Vacant and unoccupied lands. § 147 Surrender of possession. § 148 Hostile assertion of adverse claim. § 149 Purchase of outstanding title. § 150 Hostile assertion of adverse claim. § 151 Loss of incorporeal rights. § 152 XIV CONTENTS. Covenant of warranty runs with the land: General rule. § 153 Assignee may sue In his own name. § 154 Separate actions against original covenantor. § 155 Release of covenant by immediate covenantee. § 156 Quit claim passes henefit of covenant. § 157 Immediate covenantee must have been damnified. § 158 Remote assignee may sue original covenantor. § 159 Mortgagee entitled to benefit of covenant. § 160 Original covenantor must have been actually seised. § 161 Assignee not affected by equities between original parties. § 163 Covenant extinguished by reconveyance to covenantor. § 163 Measure of damages: General rule. § 164 New England rule, g 165 Amount to which assignee is entitled. § 166 Consideration may be shown. § 167 Where covenantee buys in paramount title. § 168 Loss of term for years. § 169 Eviction from part of the estate. § 170 Improvements. § 171 Interest on damages. § 173 Costs. § 173 Counsel fees and expenses. § 174 Notice of hostile suit and request to defend. § 175 Pleading and burden of proof. § 176 Covenant for quiet enjoyment. § 177 CHAPTER XV. Covenant pok Further Assurance. In general. § 178 Breach. Estoppel. Assignability. Damages. § 179 CHAPTER XVI. Detention op the Purchase Monet where there has been a Breach of THE Covenants for Title. General rule. § 180 Merger of prior agreements in covenants for title. § 181 Purchase with knowledge of defect. § 183 Recoupment. § 183 Recoupment in foreclosure of purchase-money mortgage. § L84 Partial failure of consideration. § 185 Assumpsit to try title. § 186 "What constitutes eviction. § 187 Discharge of incumbrances. § 188 CONTENTS. XV Rule in Texas. § 189 Rule in South Carolina. § 190 Pleadings. § 191 Resume. § 192 Or Affiemanob of the Conteaot by Proceedings in Equity. CHAPTER XVII. Specific Perfobmanch of Executory Contracts at the suit of the Purchaser. In general- § 193 Payment of the purchase money as condition precedent. § 194 Laches of purchaser. § 195 Damages in equity. § 196 CHAPTER XVIII. Right of the Purchaser to take Title with Compensation for DBFBCTa General rule. § 197 Indemnity against future loss. § 198 Indemnity against dower. § 199 Exceptions to general rule. § 200 Right of vendor to rescind on failure of the title. § 201 CHAPTER XIX. Of the Right op the Purchaser to Perfect the Title. By the purchase of adverse claims. § 202 By the discharge of liens or incumbrances. § 203 Subrogation of purchaser. § 304 CHAPTER XX. Of Specific Performance of Covenants for Title. General rules. § 205 Covenant against incumbrances. § 306 Conveyance of after-acquired estate. § 807 CHAPTER XXI. Estoppel of the Grantor. General rules. § 308 After-acquired estate must be held in same right. § 209 Mutual estoppels. § 210 Estoppel of mortgagor. § 311 Effect of void conveyance as an estoppel. § 212 Effect of estoppel as an actual transfer of the after-acquired estate. § 813 Rights of purchaser of the after-acquired estate from the covenantor. § 214 XVI CONTENTS. Compulsory acceptance of the after-acquired estate in lieu of damages. | 215 What covenants will pass the after-acquired estate. § 216 Estoppel not dependent on avoidance of circuity of action. § 217 Effect of quit claim by way of estoppel. § 218 Estoppel of grantee. § 219 Resume. § 220 CHAPTER XXII. RePOBMATION of the CONVEyANCB. When granted and when denied: General principles. § 221 Mistake of fact. § 222 Mistake of law. § 223 Mutuality of mistake. Fraud. § 224 Mistakes resulting from negligence. § 325 Nature and degree of evidence required. § 226 Laches in application for relief. § 227 Defective execution of statutory power. § 228 In favor of and against whom relief may be had: In general. § 229 In favor of grantor. § 330 Purchasers and creditors. § 331 Volunteers. § 232 Married women. § 233 BOOK II. Of Remedies in Rescission or Disaffikmanob of the Conteact of Sale. CHAPTER XXIII. Op Rescission by Act op the Pakties. General principles. § 234 Rescission by one party only. § 235 Statute of Frauds. § 236. Of Virtual Rescission of the Contract by Proceedings at Law. Of Proceedings at Law Where the Contract is Executory. CHAPTER XXIV. Of the Right to Recovbr Back or Detain the Purchase Monet on Fallurb of the Title. General principles. § 237 Restitution of the purchase money. § 238 What action purchaser should bring. § 239 CONTENTS. XVU Detention of the purchase money. § 340 Exceptions and qualifications. § 241 What objections to title may be made. § 243 Expenses of examining the title. § 243 Burden of proof. Miscellaneous rules. § 344 Eight to rescind where the estate is incumbered. § 245 Buying with knowledge of defect or incumbrance. | 246 Chancing bargains. § 247 Effect of accepting title bond. § 248 Inquiry into consideration of sealed instrument. § 349 Bight to enjoin collection of purchase money. § 250 Rights against transferee of purchase-money note. § 251 Refusal of vendor to convey for want of title. § 352 Tender of purchase money and demand of deed. § 353 Offer to rescind. § 354 Pleadings. § 355 CHAPTER XXV. Of the Obligation of the Pubchasbk to Restobb the Premises to the Vendor. General principles. § 356 Vendor must be placed in statu quo. % 257 Restoration of premises a condition precedent to rescission. § 258 Rule in Pennsylvania. § 359 Restoration of the premises in cases of fraud. § 360 When purchaser need not restore the premises. Purchaser's lien. § 361 Other exceptions. § 363 Restoration of the premises where the contract is void. § 363. Of Vietual Rescission by Peoceedings at Law aftee the Con- teact has been executed. Detention of the Puechase Money. CHAPTER XXVI. Of Detention of the Purchase Mojset where there has been a Breach OF THE Covenant of Seisin. General rule. § 364 Qualifications of this rule. § 265 Breach of covenant as to part of the premises. § 266 CHAPTER XXVII. Of the Detention or Restitution of the Pprchasb Monet where the Deed Contains no Covenants for Title. General principles. § 367 Exception. Void conveyances. § 368 iii XVlll CONTENTS. Merger of prior agreements in the deed. § 269 Merger in cases of fraud. § 270 Rule in Pennsylvania as to detention of tlie purchase money. § 271 CHAPTER XXVIII Of Restitution of the Purchase Mokey where there are Covenants fob General rule. § 272 Exceptions. § 273 CHAPTER XXIX. Of Detention or Restitution of the Purchase Money in Oases of Fraud. General rule. § 374 Executed contracts. § 275 Waiver of fraud. § 276 Of E,escission by Peoceedings in Equity. "Where the Conteact is Executoey. CHAPTER XXX. Of the Suit for Rescission Proper. General principles. § 377 Defenses to suits for specific performance. § 278 Placing the vendor in statu quo. § 379 Interest. Rents and profits. Improvements. § 280 Pleading. § 281 Parties. § 383 CHAPTER XXXI. Of Doubtful Titles. ' General rules. § 283 Classification of cases of doubtful titles. § 384 Cases in which the title will be held free from doubt. § 285 Doubtful titles at law. § 386 Inconclusiveness of judgment or decree. § 387 Special agreements as to the title. § 288 Parol evidence to remove doubts. § 889 Equitable title. Adverse claims. § 390 Defeasible estates. § 291 Title as dependent upon adverse possession. § 293 Presumptions from lapse of time. § 293 Title as affected by notice. § 294 Burden of proof. § 395 Illustrations of the foregoing principles. § 296 Errors and irregularities in judicial proceedings. § 297 Sale of the estates of persons under disabilities. § 298 Want of parties to suits. § 399 CONTENTS. xix Defective conveyances and acknowledgments. Imperfect registration. § 300 Construction of deeds and wills. § 301 Competency of parties to deeds. § 302 Title as dependent upon intestacy. Debts of decedent. § 303 Incumbrances. § 304 Admitted incumbrances. § 305 Incumbrances which make the title doubtful. § 306 Apparently unsatisfied incumbrances. § 307 CHAPTER XXXII. Of the Right of the Vendok to Perfect the Title. Before the time fixed for completing the contract, g 308 After the time fixed for completing the contract. § 309 Exceptions: (1) Where time is material. § 310 (3) Where the covenants are mutual and dependent. § 311 (3) Waiver of the right. § 312 (4) Loss and injury to the purchaser. § 313 (5) Fraud of the vendor. § 314 (6) Want of colorable title. § 315 (7) Laches of vendor. § 316 (8) Effect of special agreements. § 317 (9) Effect of notice and request to perfect the title. § 818 In what proceedings the right may be asserted. § 319 Reference of the title to master in chancery: When directed § 320 When refused. § 331 At what stage of the proceedings reference may be made. § 322 Procedure. Costs. § 323 Interest on the purchase money while title is being perfected. § 324 CHAPTER XXXIII. Of. the Right of the Vendor to Require the Purchaser to Take the Title WITH Compensation for Defects. General rule. § 825] Exceptions. § 326 Indemnity against future loss. § 337 CHAPTER XXXIV. Of the Remedy by Injunction against the Collection of the Purchase Money. General observations. § 328 Fraud on the part of the grantor. § 339 Want of opportunity to defend at law. § 330 Insolvency or non-residence of grantor. § 331 XX CONTENTS. Where the estate is incumbered. § 632 Foreclosure of purchase-money mortgage. § 333 Where there are no covenants for title. § 334 Temporary and perpetual injunctions. § 335 Resume. § 336 Where there is no present right to recover substantial damages for breach of the covenants. § 337 Of Eescission by Peoceedings in Equity after the Conteact HAS BEEN Executed. CHAPTER XXXV. Op Fraud and Mistake. Fraud on the part of the grantor. § 338 General principles: Damages in equity. § 339 Mistake of fact: General rule. § 340 Negligence of purchaser. § 341 Immaterial mistakes. § 342 Mistakes as to quantity. § 343 Mistake of law: General rule. § 344 Distinction between ignorance of law and mistake of fact. § 345 Erroneous construction of devise or grant. § 346 Where the construction of the law is doubtful. § 347 Misrepresentation of the law by the vendor. § 348 TABLE OF OASES. A. Abbott V. Allen, 355, 357, 374, 376, 435, 436, 606, 793 Abbott V. Hills, 363 Abbott V. James. 687, 736 Abbott V. Eonan, 353 Abby V. Goodrich, 363 Abel V. Hethcote, 695 Abendroth v. Greenwood, 34 Abercrombe v. Oswego, 454 Aberdeen t. Blackman, 380 Abernathy v. Boazman, 358, 335 Abernathy v. Phillips, 313 Able V. Chandler, 113 Abrams v. Rhoner, 700, 703, 706 Ackerman v. Smiley, 519 Adair v. McDonald, 546 Adams v. Conover, 357, 358, 389 Adams v. Fairbain, 566 Adams v. Gigney, 331 Adams v. Heathcote, 189, 191 Adams v. Kibler, 83 Adams v. James, 350 Adams v. Messenger, 468 Adams v. Reed, 537, 610 Adams V. Ross, 339, 519, 530 Adams v. Smith, 141 Adams v. Stevens, 545 Adams v. Valentine, 730, 775 Adamson v. Rose, 313 Aday v. Echols, 465 Addlemau v Mormon, 789 Adkins v. Tomlinson, 358, 373 Agan V. Shannon, 105 Aiken v. Franklin, 356 Aikin v. McDonald, 878, 383, 393 Aikin v. Sanford, 33 Ake V. Mason, 398 Akerly v. Vilas, 603 Ala. Life Ins. Go. v. Boykin, 67 Alday v. Rock Island Co., 118 Alden v. Parkhill, 447 Alexander v. Kerr, 194 Alexander v. McAuley, 617 Ale.xander v. Merry, 63 Alexander v. Mills, 678, 680, 681 Alexander v. Newton, 533 Alexander v. Schreiber, 304 Alexander v. Utley, 193, 549 Alkus V. Goettmann, 736 Allaire v. "Whitney, 654 Allen V. Allen, 264 Allen V. Anderson, 313, 315, 533 Allen V. Atkinson, 166, 564, 709 Allen V. Denoir, 67 Allen V. Elder, 533 Allen V. Hammond, 804 Allen V. Hazen, 148, 149 Allen V. Holton. 338, 519 Allen V. Hopson, 569, 653, 781 Allen V. Kennedy, 264, 360 Allen V. Lee, 383, 335 Allen V. Little, 266, 361, 364 Allen V. Pegram, 433, 616 Allen V. Phillips, 575, 696, 701 Allen V. Sayward, 513 Allen V. Thornton, 783, 784 Allen V. Yeater, 149 Allis V. Nininger, 347, 349 Allison V. Allison, 336, 341 Allison V, Shilling, 473, 474 Almy V. Hunt, 388 Alvarez v. Brannan, 13, 511, 638, 758 Alvord v. Waggoner, 343, 364 American Assoc, v. Short, 606 Amos V. Cosby, 309, 354 Amick V. Bowyer, 575 Anderson v. Ander,son, 180 Anderson v. Foulke, 78 Anderson v. Knox, 309, 310. 357 Anderson v. Lincoln, 194, 434, 615, 793 Anderson v. Long, 634 Anderson v. Snyder, 769 Anderson v. Strasburger, 167, 744, 745, 693 Anderson v. Washabangh, 343, 399, 637 Andrews v. Appel, 367, 306, 307, 313 Andrews v. Babcook, 668, 695, 741, 757 Andrews v. Richardson, 137, 140 Andrews v. Spurrs, 531 Andrews v. Ward, 148, 731 Andrews v. Wolcott, 363, 367 Andrews v, S. & L. Smelting Co., 341, 349, 337, 395, 629 Ankeny v. Clark, 149, 668, 695, 768, 773 Anonymous, 418 Appleton V. Banks, 156 Appowel v. Monnoux, 364 Arbib, In re, 479 Archer v. Archer, 733 Argall V. Raynor, 687, 713, 718 Arledge v. Brooks, 306 Armstead v. Hundly, 351, 803, 804 Armstrong's App., 116 Armstrong v. Darby, 417, 489 Armstrong v. Harshorn, 103 Arnold v. Carl, 789 Arustein v. Burroughs, 775 Arrison v. Harmstead, 181 Arthur v. Weston, 46 Asay V. Lieber, 635 Ash V. Holder, 481 Ashbaugh v. Murphy, 74 Ashburner v. Sewell, 196, 479 xxu TABLE OF CASES. Ashworth v. Mounsey, 28 Astor V. Miller, 361,367 Athens v. Nale, 322 Athey v. McHenry, 530 Atkins V. Bahrett, 36 Atkinson v. Taylor, 677, 722 Atty.-Gen. v. Day, 46S, 469, 776 Atty.-Gen. v. Purmort, 328 Atwood V. Chapman, 632 Atwood V. Frost, 116 Aufricht v. Northrup, 281, 283, 325 Austin V. Ewell, 458, 468 Austin V. McKinney, 354 Austin V. Richards, 326 Auwerter v. Mathiot, 118, 126 Aven V, Beckom, 155 Averett v. Lipscombe, 25, 32, 690, 759 Averell v. Wilson, 523 Avery v. Aikens, 517 Avery v. Dougherty, 330, 339 Axtel v. Chase, 199, 348, 350, 537, 665 Ayer v. Brick Co., 285 Aylett V. Ashton, 470, 776, 777 Ayling v. Kramer, 295 Ayres v. Mitchell, 193 B. Babbitt v. Doe, 103 Babcock v. Case, 238, 242, 591, 647, 664, 801 Babcock v. Collins, 46 Babcock v. Day, 640 Babcock v. Trice, 446 Babcock v. Wilson, 38, 150 Bacchus V. McCoy, 353, 264, 368 Backhurst v. Mayo, 127 Bacon v. Lincoln, 275, 276 Bagley v. Fletcher, 148 Bailey v. James, 37, 475, 659, 773 Bailey v. Hopper, 502 Bailey v. Miltenberger, 340 Bailey v. School, 9U Bailey v. Smock, 242 Bailey v. Snyder, 635 Bailey v. Timberlake, 544 Bain v. Fothergill, 213, 224, 466 Bainbridge v. Kinnaird, 470 Baird v. Goodrich, 604, 779, 784 Baird v. Laevison, 785 Baker v. Baker, 89 Baker v. Corbett, 215, 385, 481 Baker v. Howell, 443 Baker v. Hunt, 255 Baker v. Massey, 532, 543 Baker v. Pyatt, 543, 546 Baker v. Railsback, 446, 472 Baker v. Shv, 737, 744 Baldridge v. Cook, 196 Baldry v. Parker, 773 Baldwin v. Munn, 210, 312, 214 , 216 Baldwin v. Kerliu, 533 Baldwin v. Salter, 746 Balfour v. Whitman, 393 Ballard v. Burroughs, 335 Ballard v. Child, 328 Ballard v. Johns, 115 Ballard v. Way, 30 Ballard v. Walker, 191 Ballentine v. Clark, 541 Ballou V. Lucas, 633 Balmanno v. Lumley, 470, 773, 776 Baltimore, etc., Society v. Smith, 313 Bandy v. Cortright, 331 Bangs V. Barrett, 768 Bank v. Bank, 800 Bank v. Baxter, 237 Bank v. Ettingo, 664 Bank v. Mersereau, 460, 503, 510 Bank v. Risley, 130 Bank of Col. v. Hayner, 189 Bank of U. S. v. Bank of Wash,, 137 Bank of U. S v. Cochran, 93 Bank of U. S. v. Daniel, 813 Banks v. Ammon, 52, 113, 237, 636 Banks v. Walker, 437, 616, 643, 791 Banks v. Whitehead, 345, 413 Bannister v. Higginson, 103 Bannister v. Read, 555 Baptiste v. Peters, 246, 801, 803 Barbour v. Hickey, 463, 473 Barbour v. Nichols, 314 Bardeeu v. Markstrum, 436 Bardell v. Trustees, 334 Bardsley's Appeal, 668 Barickman v. Kuykendall, 597, 776 Barker v. Circle, 513 Barker v. Kuhn, 374 Barkhamstead v. Case, 617 Barlow v. Delaney, 70, 335, 341, 354 400 Barlow v. McKinley, 301 Barlow v. St. Nicholas Bank, 291 Barlow v. Scott, 150 Barnard v. Duncan, 153, 154 Barnard v. Lee, 751, 759 Barnes' Appeal, 468 Barnes v. Bartlett, 533 Barnes v. U. P. R. Co., 340 Barnes v. Wood, 467 Barns v. Wilson, 397 Barnett v. Clark, 603, 784 Barnett v. Garnis, 188 Barnett v, Hughey, 155, 373 Barnett v. Montgomery, 3A5 898 Barnett v. Shackelford, 64 Barnhart v. Hughes, 390 Barnwell v. Harris, 700 Barr v. Gratz, 503 Barr v. Greeley, 353, 386 Barr v. Flemings, 340 Barrere v. Bartet, 340 Barrett v. Churchill, 83 Barrett v. Gaines, 748 Barrett v, Hughey, 383 Barrett v. Porter, 344 Barron v. Easton, 13 Barron v. Mullin, 78 Barrow v. Bispham, 33 Barry v. Guild, 346, 616 TABLE OF CASES. XXIU Bartee v. Tompkins, 113 Bartholomew v. Oaudee, 263 Bartle v. Curtis, 738 Bartlett v. Blanton, 723 Bartlett v. Parrington, 339 Bartlett v. LondoQ, 124 Bartlett v. Salmon, 731 Barton v. Bouvien, 773 Barton v. Long, 247 Barton v. Morris, 53, 500 Barton v. Rector, 189, 559 Bartlett v. London, 574 Bartlett v. Tarbell, 424 Basford v. Pearson, 258 Baahore v. Whisler, 109, 641 Baskin v. Houser, 767 Bass V. Gilliland, 469, 767 Bassett v. Lockwood, 118, 136, 140, 141 Bassett v. Welch, 289 Baston v. Clifeord, 206, 555, 665 Batclielder v. Curtis. 311 Batchelder v. Macon, 672, 689 Batchelder v. Sturgis, 293, 314 Bateman v. Johnson, 36, 47 Bateman's Petition, 67 Bates V. Bates, 539 Bates V. Delavau, 616, 645, 660, 802, 805, 806 Bates V. Foster, 328 Bates V. Lyons, 745 Bates v.Swiger, 458, 469, 488 Bntley v. Poederer, 730 Batterman v. Pierce, 425 Battle V. Rochester City Bank, 555 Baugh V. Price, 187 Baum V. Dubois, 200 Baxter v. Aubrey. 564, 709 Baxter v. Bradbury, 255, 272, 510, 511 Baxter v. Howell, 58 Baxter v. Lewis, 199 Baxter v. Ryerss, 364 Bayliss v. Stinson, 680, 684, 685 Bayues v. Bernhard, 203 Baze V. Arper, 69 Beach v. Packard, 356 Beach v. Miller, 298 Beach v. Waddell, 425, 445, 607 Beal V. Beal, 514 Beale v. Seively, 438, 794 Beall V. Davenport, 481, 524 Beall V. Taylor, 833 Beaman v. Simmons. 550 Beamau v. "Whitney, 58 Beams v, Mila, 723 Bean v. Herrick, 238 Bean v. Mayo, 288, 307 Bearce v. Jackson, 255 Beard v.- Delaney, 328, 230, 439, 602 Beardslee v. Underbill, 692, 720 Beardsley v. Knight, 360, 363, 363 Beauchamp v. Handley, 761 Beauchamp v. Winn, 818 ^ Beauman v. Whitney, 46 Beaumont v. Yeatman, 60 Beaupland v. McKeen, 393, 633, 634, 636 Beck V. Bridgman, 468 Beck V. Simmons, 188, 197, 527, 606, 659 Beck V. Ulrich, 633 Beokman v. Henn, 374 Beckwith v. Kouns, 701 Bedell v. Smith, 17, 201 Beddoe v. Wadsworth, 361, 337, 360, 363, 369 Beebe v. Swartwout, 260, 341, 351, 436, 524, 599, 607, 645 Beech v. Steele, 35 Beecher v. Baldwin, 379 Beer v. Leonard, 678 Beeson v. Beesou, 137 Beidelman v. Pouik, 637 Beioley v. Carter, 679, 680 Belcher v. Weaver, 67, 71 Belden v. Seymour, 155, 156, 383 Bell V. Adams, 502 Bell V. Duncan, 173 Bell V. Flaherty, 120 Bell V. Higgins, 342 Bell V. Holtby, 680 Bell V. Kennedy, 203 Bell V. Sternberg, 761 Bell V. Thompson, 477 Bell V. Twilight, 517, 519 Bell V. Vana, 191 Bell V. Woodward, 51 Bellamy v. Ragsdale, 222 Bellefout Iron Wks. v. McQuire, 428 Bellinger v. Society, 340 Bellows V. Litchfield, 396, 405 Belmont v. Coi-nan, 283 Belmont v. O'Brien, 737, 739 Bell v. Thompson. 433 Bellamy v. Raysdale, 585 Bellows v. Cheek, 572, 578 Bellows V. Litchfield, 364 Bemis v. Bridgman, 616 Bemis v. Smith, 355 Bender v. Fromberger, 263, 369, 270, 376, 338, 341, 376, 393 Benedict v. Oilman, 322 Benedict v. Williams, 756 Benjamin v. Hobbs, 663 Bennet Col. v. Cary, 457 Bennett v. Abraras, 430 Bennett v. Adams, 460 Bennett v. Bittle, 339 Bennett v. Caldwell, 139 Bennett v. Fuller. 11 Bennett v. Jenkins, 269, 311, 393, 396 Bennett v. Waller, 417, 418, 512, 517 Bennett v. Womack, 145 Bennett's Case, 418 Benningfield v. Reed, 93 Bensel v. Gray, 133, 482 Benson v. Coleman, 573 Benson v. Markol, 532, 815 Benson v. Shotwell, 480, 594, 690, 703, 721 Benson v. Yellott, 90 Bentley v. Craven, 694, 696 XXIV TABLE OF CASES. Bentley v. Long, 137 Bergen v. Eby,"536 Berrian v. Rogers, 117 Berry v. Armstead, 799 BeiTy V. Billings, 43 Berry v. Lowell, 544 Berry v. Van Winkle, 466 Berry v. "\\"alker, 485 Berry v. Webb, 530 Berryman v. Schumaker, 731 Bertram v. Curtis, 297 Bethell v. Bethell, 145, 146, 247 251. 268, 269, 423, 507, 617 Bethune v. McDonald, 458, 454 Betts V, Union Bank, 383 Bever v. North, 348, 358, 356, 402, 624 Beverly v. Lawson, 468, 768 Bevins v. Vansant, 506 Beyer v. Braender, 56o Beyer v. Schulze, 855, 857 Bibb V. Prather, 594 Bibb V. Wilson, 478 Bickford v. Page, 255, 265, 316, 364 Bickley v. Biddle, 112 Bicknc'll v. Comstock, 700 Bierer v. Fretz, 218 Bigelow V. Hubbard, 394 Bigelow V. Jones, 844 Bigham v. Bigliam, 381 Bigler v. Morgan, 47, 73, 158. 319 Binford's Appeal, 78, 713 Bingham v. Bingham, 807, 814, 816 Bingham v. Maxey, 109 Bingham v. Weiderwax, 383 Bircher v. Watkins, 272, 274, 376 Birdsall v. Walton, 463 Birney v. Hann, 364, 371 Bishop V. O'Connor, 77, 87, 113, 140 Eitner v. Brough, 310, 213, 219, 224, 473 Bitzer v. Orban, 665, 666 Bixby V. Smith, 714 Black ^'. Araan, 720 Black V, Barton, 337 Black V. Coon, 307 Black V. Croft, 569 Black V. Dressel, 116 Black V. Grant, 53 Black V. Gregg, 58 Black V, Stone', 537 Blackburn v. Randolpn, 541 Blackburn v. .Smith, 161, -WJ Blackie v. Hudson, 288 Blacklow V. Laws, 163 Blackmore v. Shelby, 510, 753 Blackshire v. Homestead Co., 274 Blackwell v. Atkinson, 360 Black well v. Lawrence Co., 313, 315 Blair v. Claxtou, 444 Blair v. Perry, 448 Blair v. Rankin, 777 Blake v. Everett, 395 Blake v. Phinn. 38, 773 Blake v. Tucker, 5, 19 Blakemore v. Kimmons, 727 Blakeslee v, Ins. Co., 513 Blanchard v. Blanchard, 394, 338, 344, 347, 389 Blanchard v. Brooks, 338, 520 Blanchard v. Ellis, 507 Blanchard v. Hoxie, 370, 376, 411 Blanchard v. Stone, 193 Bland v. Bowie, 139 Bland v. Thomas, 413 Blanks v. Ripley, 449 Blanks v. Walker, 596 Blann v. Smith, 303 Blasser v. Moats, 433 Bledsoe v. Doe, 44 Bledsoe v. Little, 51 Bletz v. Willis, 433 Blevins v. Smith, 394 Bliss V. Negus, 633 Blodgett V. Hitt, 127, 487 Blondeau v. Sheridan, 359, 397, 304, 845 Bloom V. Welsh, 121 Bloom V. Wolf, 156, 878 Blossom V. Knox, 374 Blossom V. "Van Court, 388 Blydenburgh v. Cotheal, 261, 841, 36C Boar V. McCormick, 640 Boas V. Farrington, 24 Board of Commrs. v. Younger, 235 Eoardman v. Taylor, 544 Boatman v. Wood, 373 Bobb V. Barnum, 48 Bodley v. Bodley, 648 Bodley v. McChord, 35i, 584 Boehm v. Wood, 746 Bogan V. Baughdrill, 468 Bogart V. Burkhalter, 638 Boggess V. Robinson, 151, 702 Boggs T. Bodkin, 703 Boggs V. Hargrave, 83, 84, 86 Bogy V. Bhoab. 513, 517, 520 Boiler Co. v. Gordon, 693 Bohanan v. Bohanan, 539 Bohm V. Fay, 701 Bohm V. Bohm, 519 Bolgiano v. Cook, 76, 90 BoUis V. Beacb, 495 Boiling V. Jones, 109, 110 Boiling V, Teel, 65 Bolton V. Branch, 163, 564 Bolton V. School Board, 700 Bond V. Ramsey, 113, 247. 348, 801 Bonham v. AValtna, 343, 596 Bonner v. Johnston, 463 Bonner V. Lesslv, 133 Booker v. Bell, 320, 343, 378, 408 Booker v. IMcriweather, 408, 433 Bool v. Mix, 257 Boon V. McHenry, 364, 273 Boone v. Armstrong, 498 Boone v. Chiles, 179 Boorum v. Tucker, 80 Booth V. Cook, 69 Booth V. Ryan, 193, 603 Booth V. Saflold, 201, 584 Booth V. Starr, 348, 365, 387 TABLE OF CASES. XXV Boothby v. Hathaway. 255, 27') Boothby v. Waller, 463 Boothroyd v. Engles, 60 Boreel v. Lawton, 345 Bordeaux v. Carr, 453 Borden v. Borden, 733 Bordewell v. Colie, 355 Boro V. Harris. 120 Bostick V. Winton, 119 Boston V. Binney, 442 Boston Steamboat Co. v. Manson, 340 Boswell V. Buchanan, 516 Boswell V. Mendheina, 681 Bostwiok V. Beach, 468 Bostwick V. Lewis, 629, 654 Bostwick V. Williams, 294, 324, 341 Botsford V. McLean, 537 Botsford V. Wilson, 616 Bott V. Maloy, 708 Botto V. Berges, 41 Bottorf V. Smith, 257, 268, 428 Bourg V. Niles, 780 Bowden v. Achor, 654 Bowen v. Jackson, 202 Bowen v. Mandeville, 14, 654 Bowen v. Thrall, 145, 446, 448 Bower v. Cooper, 21 Bowie V. Brahe, 775 Bowers v. Chanej', 90 Bowery Nat. Bank v. Mayor, 691 Bowles V. Stewart, 235 Bowley v. Holway, 439, 446 Bowliu V. Pollock, 805 Bowman v. Wittig, 52 Bowne v. Potter, 523 Bowne v. Wolcott, 278, 822 Boyce v. Grundy, 656, 658, 774 Boyce v. McCullogh, 549, 552 Boyd V. Bartlett, 288, 350 Boyd V. Hallowell, 691 Boyd V. McCullough, 637 Boyd V. Schlessinger, 182 Boyd V. Whitfield, 312 Boyer v. Amet, 195, 482, 645 Bover v. Porter, 787 Boykin v. Cook, 128 Boykin v. Eain, 67 Boyle V. Edwards, 409 Boyle V. Rowand. 766 Boyles v. Bee, 37 Boyman v. Gutch, 685 Brackenridge v. Dawson, 99, 1.50 Bradford v. Bradford, 531 Bradford v. Dawson, 71 Bradford v. Potts, 197, 635, 638 Bradley v. Chase, 251 Bradley v. Dibrell, 345, 643, 799 Bradley v. Dike, 290 Bradley v. Munton, 467 Bradshaw v. Atkins, 541, 542, 547 Bradshaw v. Crosby, 810 Bradshaw's Case, 274 Brady v. Spurck, 255, 258, 262, 348, 408 Braman v. Bingham, 309 Brandt v. Foster, 255, 257, 270, 352. 872, 373, 890, 448, 444, 617 Branger v. Manciet, 337 Branham v. San Jose, 138 Brannum v. Ellison, 591 Brantley v. Kee, 53 Brassfle'ld v. Walker, 706 Brashier v. Gratz, 751 Bratton v. Guy, 268 Breckenridge v. Hoke, 766 Breckenridge v. Waters, 618, 619 Bree v. Holbech, 616 Breithaupt v. Thurmond, 20, 275 Brereton v. Barrv, 187 Brett V. Marsh. 485 Brewer v. Herbert, 728 Brewer v. Parker, 423 Brewery. Wall, 474 Brewton v. Smith, 532 Brick V. Coster, 603, 635 Bricker v. Bricker. 285, 35<) Bridge v. Wellington, 50 Bridge v. Young, 206 Briegel v. Moehler, 544 Briegel v. Muller, 530 Briggs V. Gillam, 188 Briggs V. Morse, 307 Brigham v. Evans, 213, 218 Bright V. Boyd, 139, 222 Brimmer v. Boston, 840 BrinckerhofE v. Phelps, 210, 226 Brisbane v. McCrady, i304 Britt V. Marks, 252 Brittain v. McLain, 573, 575 Brizzolara v. Mosher, 460 Broadway v Baxter, 326, 529 Broadwell v Phillips, 494 Brobst V. Brock, 187 Brock V. Hidy. 204 Brook V. O'Dell, 532, 815 Brock V Southwick, 449, 450 Brockenbrough v. Blythe, 766, 768 Brodie v. Watkins, 444 Brooke v. Clarke, 768 Brooklyn v. Brooklyn City R. Co. , 691 Brooklyn Park Com. v. Armstrong, 694, 736 Brookman v. Kvirzman, 722 Brooks V. Black, 382, 396, 400 Brooks V. Chaplin, 57 Brooks V. Moody, 288. 807. 810, 446, 784 Brooks V. Riding, 247, 811 Bronk v. McMahan, 722 Bronsou v. Coffin, 154, 286, 295, 314 Brown v. Allen, 842, 352 Brown v. Bark, 285 Brown V. Bellows, 41, 274, 734 Brown v. Brodhead, 807 Brown v. Brown, 187 Brown v. Cannon, 34. 701, 704, 705 Brown v. Christie, 180, 134 Brown v. Combs, 127 Brown v. Connell, 487 Brown v. Corson, 351 Brown v. Covilland, 88, 34 TABLE OF CASKS. Brown v. Dickinson, 354, S6~>, 373 Brown v. JSaton, 304 Brown v. Farrar, 69 Brown v. Feagin, 414 Brown v. Frost, 83 Brown v. Gammon, 35 Brown v. HafE, 689, 745, 753 Brown v. Harrison, 558 Brown v. Hearon, 393, 4!)5 Brown v. Herricli, 250 Brown v. Jackson, 519 Brown v. Lunt, 60 Brown v. Manning, 337 Brown v. Manter, 50, 501 , 503 Brown v, McCormick, 504 Brown v. McMulleu, 408 Brown v. Metz, 360 Brown v. Montgomery, 337, 603 Brown v. Moore, 58 Brown v. Morehead, 024, 637 Brown v. Reeves, 645 Brown v. Rice, 245 Brown v. Staple, 384, 363, 363, 368, 370, 495, 498 Brown v. Starke, 35 Brown v. Taylor, 345, 405, 407 Brown v. Wallace, 77, 553, 674, 733 Browning v. Canal Co., 359 Browning v. Clymer, 199 Browning v. Estes, 587 Browning, In re, 78, 134 Browning v. Wright, 147, 151, 337 Bro.yles v. Bell, 659 Bruce v. Luke, 516 Brumfield v. Palmer, 585, 661 Brumfit V. jMorton, 30 Brummel v. Hunt, 124 Bruner v. Jleigs, 658 Bruns v. Schreiber, 399, 816 Brush V. Jlarshall, 746 Brush T. Ware, 171 Bryan v. Bootlie, 284 Bryan v. Johnson, 449 Bryan v. Lewis, 457 Bryan v. Osborne, 194, 703 Bryan v. Ramirez, 63 Bryan v. Read, 716, 773, 776 Bryan v. Salyard, 486 Bryan v. Swain, 489 Bryant v. Booth, 246, 665, 800 Bryant v. Fairfield, 137 Bryant v. Hambrick, 213 Bryant, In re, 741, 754 Bryant v. Wilson, 150 Bryson v. Crawford, 555 Buchanan v. Alwell, 557, 608, 764 Buchanan v. Lorman, 202, 203, 559, 665, 666 Buck V. McCaughtry, 774 Back V. Waddle, 566 Buckels V. Mouzon, 403 Backhouse v, Crossby, 552 Buokleu V. Hasterlik, 69, 70, 305, 700 Buckles V. Northern Bank of ICy., 432 Buckley v. Da\vson, 211 Buckmaster v. Grundy, 14, 206, 213 Buckner v. Street, 281, 383, 330, 617 Buell V. Tate, 483, 437, 446, 603, 78» Buford V. Guthrie, 607, 753 Bulkley v. Hope, 37 Bull V. Willard, 634 Bullard v. Perry, 69 Bullitt V. Songster, 574 Bullock V. Adams, 464 Bullock V. Beemis, 656 Bullock y. Whipp, 543, 545 Bulow V. Witte, 91 Bumberger v. Clippinger, 735 Bundy v, Ridenour, 307 Burbank v. Pillsbury, 395 Burchard v. Hubbard, 498 Burk V. Clements, 311, 386 Burk V. Hill, 298, 301 Burk V. Serrill, 313, 334, 838, 473 Burk's Appeal, 473 Burke v. Beveridge, 504, 510 Burke v. Da vies, 582 Burke v. Elliott, 99, 101, 103 Burke v. Gummey, 38 Burke v. Johnson, 486 Burke v. Nichols, 327 Burke v. Ryan, 726 Burkett v. Mumford, 606 Burks V, Davios, 557, 755, 756 Burley v. Shinn, 564 Buriock V. Peck, 397 Burnell v. Firth, 677 Burnett v. Hamill, 90 Burnett v. McCluey, 55 Burnett v. Wheeler, 30, 189 Burnham v. Laselle, 364 Burns v. Hamilton, 109, 110, 813 Burns v. Ledbetter, 128, 137 Burr V. Greely, 343 Burr y. Hutchinson, 543 Burr V. Lancaster, 297 Burr V. Todd, 230, 419 Burrill v. Jones, 156 Burroughs v. j\IcNeill, 491 Burroughs v. Oakley, 189, 190, 709 Burrow v. Scammel, 466, 467 Burrows- V. Locke, 235, 340 Burrows v. Stryker, 433 Burrows v. Yount, 305 Burruss v. Wilkinson, 355 Burston v. Jackson, 515 Burt V. Wilson, 581 Burtuers v. Keran, 494, 503 Burton v. Perry, 707 Burton v. Reed, 373, 394, 395, 507, 510 Burwell v. Brown, 30 Burwell v. Jackson, 20, 22, 36 241 243 343, 345, 350, 684, 800 Busby V. Treadwell. 197, 431, 784, 793 Bush V. Adams, 385 Bush v. Bush, 530, 544 Bush V. Cole, 336 Bush V. Collins, 486 Bush V. Cooper, 335, 460, 515 Bush V. Hicks, 538, 543 TABLE OF CASES. XXVU Bustard v. Gates, 93 Butcher V. Petersou, 873, 390, 468, 811 Butcher v. Rogers, 513, 517 Butler V. Baruea, 360, 880, 396 Butler V. Gale, 299, 301 Butler V. Miller, 617, 618, 808 Butler V. O'Hoar, 736 Butler V. Seward, 153, 499 Butte V. Riffe, 298, 322, 359, 423, 639 Butterfield v. Heath, 681, 697 Butterworth v. Volkeaning, 338 Buttron v. Tibbitts, 142 Butts V. Andrews, 688, 724 Bumpass v. Plainer, 425, 453, 606, 793 Byers v. Aiken, 199, 306 Bynes v. Rich, 363, 370, 371 Bynum v. Govan, 138 C. Cabell V. Grubbs, 63 Cadiz V. Majors, 517 Cadmus v. Fagan, 288, 393 Cadwalader v. Tryon, 150 Cady V. Gale, 468 Cain V. Guthrie. 661 Cain V. Woodward 129 Cake V. Peet, 538 Calcraft v. Roebuck, 184, 188, 769 Calder v. Chapman, 504 Calder v. Jenkins, 720, 731 Caldwell v. Bower, 355 Caldwell v. Kirkpatrick, 323, 341 Calhoun v. Belden, 663, 693 Calkins v. Williams, 483 Calton V. Lewis. 809 Calumet, etc.. Canal Co. v. Russell, 70 Calvert v. Sebright, 410 Cameron v. Logan, 123 Camfleld v. Gilbert, 13, 14, 219, 563, 677, 685, 691 Camp V. Morse, 207, 565, 579, 583, 755 Camp V. Pulver, 648 Campbell v. Brown, 113, 115 Campbell v. Carter, 810 Campbell v. Fleming, 186, 193 Campbell v. Johnson, 531 Campbell v. McCahan, 80 Campbell v. McClure, 567 Campbell v. Lowe, 131, 137 Campbell v. Medbury, 426 Campbell v. Shields, 339 Campbell v. Shrum, 38, 570 Campbell v. Whittingham, 235, 244, 345, 350 Candler v. Lunsford, 515 Canedy v. Marcy, 533, 534, 540 Canton Co. v. B. & 0. R. Co., 190, 194 Cantrell v. Mobb, 564, 596, 796 Capehart v. Dowery, 78, 90 Capital Bank v. Huntoon, 130, 131 Carbrey v, Willis, 395 Carey v. Daniels, 396 Carey v. Guillow, 435 Carlisle v. Carlisle, 68 Carnahan v. Hall, 634 Carne v. Mitchell, 492 Carney v. Newberry, 549, 582 Carpenter v. Bailey, 35 Carpenter v. Brown, 163, 207, 745 Carpenter v. Holcomb, 19 Carpenter v. Lockhart, 202, 230 Carpenter v. Schemerhorn, 514 Carpenter v. Stilwell, 130 Carpenter v. Strother, 83 Carpenter v. Thompson, 498 Carper v. Hunger, 547 Carr v. Callaghan, 237 Carr v. Dooley, 288, 289 Carr v. Roach, 163, 628 Cai'rico v. Proman, 576 Carrodus v. Sharp, 766 Carson v. Kelly, 450 Carter v. Beck, 15, 445 Carter v. Carter, 453 Carter v. Chandron. 71 Carter v. Denman, 262, 294, 360' Cartwright v. Briggs, 422, 790 Cartwright v. Culver, 602 Carver v. Howard, 137 Carver v. Jackson, 513 Carver v. La Salette, 544 Carvill v. Jacks, 333, 376 Cary v. Gundlefinger, 567 Case V. Boughton, 649 Case V. Wolcott, 211 Casey v. Lucas, 423, 607 Cashon v. Paina, 77 Cass Co. V. Oldham, 546 Cassell V. Cooke, 725, 735, 751 Cassidy's Succession, 378 Castleberg v. Maynard, 737 Caswell V. Black River Mtg. Co., 188, 190, 193 Caswell V, Wendell, 370 Cater v. Pembroke, 343 Cathcart v. Bowman, 287, 293, 303 Catlicart v. Sugenheimer, 138 Catlin v. Hurlburt, 254, 265, 370 Cattell v. Corrall, 31, 677, 681 Causton v. Maoklew, 681, 700 Caulkins v. Harris, 393, 394 Cavanaugh v. Casselman, 430 Cavauaugh v. McLaughlin, 731 Ceconni v. Rodden, 346 Chabot V. Winter Park Res. Co., 463 Chace v. Hinman, 380 Chamberlain v. Amter, 566 Chamberlain v. Lee, 7.50, 754 Chamberlain v. Meeder, 498, 515 Chamberlain v. McClung, 497 Chamberlain v. Preble, 404, 405 Chambers v. Cochran, 133, 135 Chambers v. Cox, 433 Chambers v. Jones, 139 Chambers v. Pleak, 355 Chambers v. Smith, 268 Chambers v. Tulane, 660, 725, 726, 738 Champion v. Brown, 458 Champlin v. Dotson, 481, 789 xxviii rABLE OF CASES. Champlin v. Layton, 346, 815 Champlin v. Williams, 4S7 Chandler v. Brown, 350 Chandler v. Spear. 61 Chapel V. Bull, 311 Chaplain v. Southgate, 339 Chaplin v. Briscoe, 427 Chapman v. Brooklyn, 133 Chapman v. Eddy, 578 Chapman v. Holmes, 363, 330, 409 •Chapman v, Kimball, 363, 386 Chapman v. Lee, 163, 165, 306, 700, 703 Charles v. Dana, 559 Charleston v. Blohme, 78, 84, 87, 738 Chartier v. Marshall, 339, 457 Chase v. Chase, 719 Chase v.- Palmer, 44 Chase v. Peck, 594 Chase v. Weston. 363 Chastain v. Stalcv, 151 Chatfleld v. Williams, 579 Chauvin v, Wagner, 65, 364, 368, 418, 495, 513 Cheesman v. Thorne, 699, 769 Cheever v, jMinton, 90 Cheney v. Straube, 343, 353, 411 Cherry v. Davis, 584, 587, 703 Chesman v. Cummings, 688 Chester v. Rumsey, 70 Chesterfield v. .Jansen, 186 Chicago V. Rollins, 406 Chicago, Ivans. i& Neb, R. Co. v. Cook, 11'6 Childs V. Alexander, 453, 454 Childs V. jMcCliesney, 514 Chinn v. Heale, 464, 468 Chitwood V. Russell, 328 Chouteau v. Allen, 63 Chrisman v. Partee, 754, 755 Christian v. Cabell, 36. 188, 734, 753, 755 Christian v. Stanley, 773 Christman v. Colbert, 530, 547 Christy v. Ogle, 355, 358, 394, 314, 398 Cliristy v. Reynolds, 640 Church V. Brown. 147 Church V. Shunklin, 691 C^hurchill v. Moore, 67 Citizens' Bank v. Preitag, 122, 134 Clagett V, Crall, 345 Clanton v. Burges, 435, 614 Clapp V. Herdmann, 355, 374, 385 Clare v. Lamb, 630 Clare v. Mavnard, 211 Clark V. Baird, 14, 234 Clark V. Baker, 498, 531 Clark V. Briggs, 661, 662 Clark V. Clark, 485 Clark V. Croft, 559 Clark V. Conroe, 357, 345 Clark V. Drake, 543 Clark V. Faux. 38, 386, 393, 387 Clark V. Hardgrove, 438, 468, 794 Clark V. Harper, 345 Clark V. Jacobs, 595 Clark V. Johnson, 363 C'ark V. Lockwood, 137 Clark T. Lyons, 148 Clark V. Mumford, 408, 451 Clark V. Parr, 373 Clark V. Perry, 307 Clark V. Post, 134, 635 Clark V. Redman. 34, 47, 145, 148, 731 Clark V. Seirer, 473 Clark V. Snelling, 433 Clark V. Swift, 367 Clark V. Weiss, 301,-573 Clark V. Whitehead, 156, 350, 380, 433 Clark V. Zeigler, 393 Clarke v. Cleghorn, 784 Clarke v. Elliott, 463 Clarke v. Locke, 15, 308, 314, 586, 663 Clarke v. McAnulty. 341, 343, 349, 383 Clarke v. Scudder, 369 Clarke v. Wilson, 133 Clarkson v, Skidmore, 387 Clason V. Bailey, 44 Claxton V. Gilben. 368 Cla}'Comb v. Munger, 354, 403 Claypoole v. Houston, 530 Clee V. Seaman. 534 Clegg V. Lemessurier, 55 Clemens v. Loggins, 74, 199, 300. 580, 584, 741 Clement v. Bank, 357, 339, 364 Clement v. Burtis, 731 Clement v. Collins, 850. 403, 410 Cleveland v. Flang, 500 CUck V. Green, 3l3, 334, 373 Clinch River Co. v. Kurth, 58, 66 Cline V. Catron, 91 Clive V. Beaumont, 33 Clopton V. Bolton, 580 Clore V. Graham, 387 Close V, Stuyvesant, 683 Close V. Zell, 634, 636, 640 Clowes V. Higginson, 33 Clute V, Robinson, 35 Coal Creek Mining Co. v. Ross, 517 Cobb V. Hatfield, 14 Coble V. Wellborn, 357 Coburn v, Haley. 593, 695 Coburn v. Litchfield, 393, 309 Cochran v. Guild, 388, 389, 391 Cochran v. Pascault, 416, 417, 510 Cocke V. Taylor, 314 Cockey v. Cole, 90, 93 Cockrell v. Proctor, 373, 274 Cockroft V. Railroad Co. , 313, 319 Codman v. Jenkins, 443 Codrington v. Denham, 339 Coe V. Harahan, 153 Coe V. N. J. Mid. R. Co., 538, 534 Coe V. Persons Unknown, 519 Cofeeo V. Newsom, 593, 617, 770, 776 Coffin V. Cook, 116 Coffman v. Huck, 393 Coffmau V. Sooville, 791 Cogan v. Cook, 35 Cogel v. Raph, 169, 179, 181 TABLE OF CASES. XXIX Cogswell V. Boehm, 186, 770 Cogwell V. Lyons, 221 Cohen v. Woolard, 435, 608 Coit V. McReynolds, 257, 259, 260 Colbert v. Moore, 109, 111 Colby V. Osgood, 336, 418 Colcord V. Leddy, 755 Colcord V. Swan, 514 Cole V. Gibbons, 186 Cole V. Hawes, 328 Cole V. Hughes, 297 Cole V. Johnson, 138 Cole V. Justice, 421, 433, 485 Cole V. Kimball, 364, 304, 309 Cole V. Lee, 322, 356 Cole V. Raymond, 513 Coleman v. Coleman, 529 Coleman v. Floyd, 594 Coleman v. Hart, 625 Coleman v. Lyman, 264 Coleman v. Rowe, 424, 572, 580 Coleman v. Sanderlin, 573 Collier v. Cowger, 313, 344, 355, 398. 404 Collier v. Gamble, 264, 267, 272, 610 CoUingwood v. Irwin, 382, 384, 407, 408, 409 Collins V. Baker, 406 Collins V. Clayton, 794 Collins V. Delashmutt, 35 Collins V. Miller, 128 Collins V. Smith, 468, 682 Collins V. Thayer, 566, 588 Collis V. Cogbill, 348, 406 Collver V. Clay, 477 Coltbn V. Seaw, 63 Colton V. Wilson, 188, 681 Colver V. Clay, 470 Colvin V. Schell, 399, 628 Colwell V. Hamilton, 35, 559 Colyer v. Thompson, 193, 662, 803 Combs V. Scott, 313, 217 Combs V. Tarlton, 313, 331 Comegys v. Davidson, 445 Comer v. Walker, 767 Comings v. Little, 392, 308, 309, 334 Commercial Bank v. Martin, 93 Commonwealth v. Andre, 158, 515 Commonwealth v. Dickinson, 136 Commonwealth v. McClanachan, 617 Commonwealth v, Pejepscut, 158, 515 Compton V. Nuttle, 458 Comstock V. Ames, 335 Comstock V. Crawford, 116 Comstock V. Smith, 499, 516, 517 Comstock V. Son, 325, 806 Conaway v. Gore, 538, 543 Concord Bank v. Gregg, 151, 335, 588, 650 Conger v. Weaver, 313 Conger v. Mericles, 542 Congregation v. Miles, 585, 634, 663 Conley v. Doyle, 15 Conley v. Dipper, 740 Connell v. McLean, 312, 315, 316 Connelly v, Peirce, 163, 207 Connelly v. Phila, 129 Connor v. Eddy, 424, 498 Connor v. MoMurray, 500 Connor v. Wells, 539 Conrad v. Trustees, 374, 376 Contee v. Lyons, 95, 96, 171, 725 Converse v. Blumrich, 550 Conway v. Case, 34 Conwell v. Clifford, 248 Coogan V. Ockershausen, 737 Cook V. Bean, 743 Cook V. Curtis, 383, 409 Cook V. Fuson, 317 Cook V. Jackson, 449 Cook V. Mix, 439, 440 Cooke V. Husband, 543 Cooley V. Rankin, 434, 607, 614 Coombs V. Lane, 111 Coons V. North, 134 Cooper V. Bloodgood, 340, 425 Cooper V. Devine, 695, 763, 764 Cooper V. Emery, 161 Cooper V. Cranberry, 363 Cooper, In re, 407 Cooper V. Phibbs, 807, 818 Cooper V. Reynolds, 94, 95 Cooper V. Singleton, 449, 571, 689 Cooper V. Sunderland, 103 Cooper V. Watson, 404 Cope V. Williams, 584, 598 Copeland v. Copeland, 884 Copeland v. Laun, 583 Copper V. Wells, 466 Coray v. Matthewson, 189, 690 Corbally v. Hughes, 481 Corbett v. Dawkins. 109, 616 Corbett v. Norcross, 55 Corbett v. Nutt, 735 Corcoran v. White, 461, 477 Core V. Strickler, 79 Core V. Wigner, 700, 764 Cornell v. Andrews, 670, 688, 724 Cornell v. Jackson, 263. 338, 389, 510 Cornish v. Capron, 327 Cornwall v. Williams, 457 Cornwell v. Clifford, 422 Corrall v. Cattell, 763 Corson v. Mulvany, 473 Corns' Case, 338 Corwin v. Benham, 77, 118 Corwith V. Grifflng, 97 Coster V. Monroe Mfg. Co., 153, 321, 783, 784 Costigan v. Hastier, 458 Costigan v, Hawkins, 805 Cotes V. Raleigh, 774 Cotton v. Ward, 510, 733, 758 Cottrell V. Cottrell, 154 Cottrell V. Watkins. 700 Coudert v. Sayre, 395 Coughenour v. Swift, 635 Coulson V. Wing, 116 Courtright v. Courtright, 534 Covell V. Cole, 468 Coverly v. Burrell, 30 XXX TABLE OF CASES. Cowdrey v, Coit, 355 Cowdrey v. Cuthbert, 481 ■Cowen V. Witbrow, 130 Cowley V. Watts, 21 Cox V. Coventon, 728 •Cox V. Cox, 91, 700, 712 Cox V. Davis, 88 Cox V. Henry, 213, 229, 373, 385, 393, 399, 429, 627, 640 Cox V. Middleton, 21 Cox V. Strode, 212, 270, 373, 376, 408 Coyne v. Soutber, 119 Crabtree v. Levings, 47, 154 Craddook v. Sbirley, 188, 194, 748 •Craft V. Merrill, 130 Craig V. Donovan, 268 Craig V. Heis, 288, 425 Craig V. Lewis, 296, 532 Craig V. Martin, 751 Cramer v. Benton, 516 Crane v. Collenbaugh, 352 Crawford v. Kebler, 243, 560, 736 Crawford v. Murpby, 614, 635 Crawford v. Pendleton, 345 Crawley v. Timberlake, 689 Crayton v. Hunger, 112 Creigb v. Boggs, 769 'Creighton v. Priugle, 538 Crensbaw v. Smitb, 390 Creps V. Baird, 118 Crippen v. Baumes, 541 Cripps V. Read, 152, 616 ■Orisfleld v. Storr, 335, 360, 382, 396, 400, 401, 412, 413 Critchett v. Cooper, 35, 204 Critcbfield v. Kline, 530 Crittenden v. Craig, 234 Crittenden v. Posey, 214, 394 Crockett v. Crockett, 547 Cronister v. Cronister, 640 Cronk v. Trumble, 199 Crooker v Jewell, 363, 363 Crop V. Norton, 457 Crosby v. Thedford, 714 Crosier v. Acer, 809 Cross v. Devine, 333 Cross V. Martin. 510 Cross V. Noble, 393, 619, 633, 634 Cross V. Robinson, 367, 498 Cross V. Zane, 140 Crosse v. Young, 338 Crotzer v. Russell, 624 Crouter v. Crouter, 713 Crowder, Ex parte, 153 Crowe V. Ballard, 187 Crowell V. Packard, 617 Croxall V. Sherrard, 700 Crum V. Cotting, 364 Crum V. Loud, 532 Crutcher v. Stump, 343 Crutchfield v. Danilly, 337, 343 Culbertson v. Blanohard, 593, 801 Culler v. Motzer, 635 CuUum V. Br. Bank, 241, 243, 421, 651, 789 Culver V. Avery, 13, 639, 654 Cumming's Appeal, 131, 126 Cummings v. Freer, 546 Cummings v. Harrison, 407 Cummings v. Holt, 337 Cummins v. Boyle, 431, 671, 785 Cummins v. Kennedy, 346, 363, 373, 377 Cunningham v. Anderson, 115 Cunningham v. Blake, 724 Cunningham v. Buck, 139 Cunningham v. Depew, 458, 465 Cunningham v. Fithian, 193 Cunningham v. Gwinn, 559 Cunningham v. Knight, 360 Cunningham v. Sharp, 35, 696, 703, 738, 774 Curd V. Davis, 435 Curling v. Flight, 765 Curling v. Shuttleworth, 675 Currie v. Cowles, 464 Currie v. Nind, 697 Curtis V. Deering, 345, 411 Curtis V. Gooding, 138 Cushman v. Blanohard, 398 Cuthbertson v. Irving, 369 Cutter V. Waddingham, 524 Cutts V. Thodey, 186 D. Daggett V. Reas, 270, 343 Dahl V. Pross, 480 Dail V. Moore, 58, 61 Daily v. Litchfield, 670 Dalby v. Pullen, 753 Dale V. Sbively, 355, 270, 385, 899, 400 Dale V. Sollett, 566 Dalton V. Bowker, 373, 406, 408 Daly V. Bernstein, 569, 570 Dalzell V. Crawford, 677, 713 Damm v. Moors, 543 Dana v. Goodfellow, 280 Dane v. Derber, 530, 536 Danforth v. Smith, 272, 378 Daniel v. Baxter, 561 Daniel v. HoUingshed, 179 Daniel v. Leitch, 78, 80, 92 Daniel v. Smythe, 734 Daniels v. Newton, 19 Danly v. Rector, 118 Darlington v. Hamilton, 39, 781 Darrow v. Horton, 753 Dart V. Barbour, 544 Dart V. Dart, 517 Dart V. McQuilty, 470 Darvin v. Hillfleld, 82 Daughtry v. Knolle, 326, 811 Davar v. Caldwell, 722 Davenport v. Bartlett, 348, 854, 357 Davenport v. Scovil, 542 Davenport v. Whisler, 643 Davidson v. Cox, 262, 368 Davidson v. Keep, 551 Davidson v. Moss. 335, 800 Davidson v. Van Pelt, 36 TABLE OF CASES. XXXI Davies v. Hughes, 109 Davis V. Bean,' 446 Davis V. Beasley, 58 Davis V. Evans, 193 Davis V. Gaines, 137 Davis V. Heard, 25), 251, 594, 658, 803 Davis V. Henderson, 36, 148 Davis V. Hunt, 121 Davis V. Lewis, 225 Davis V. Logan, 344, 787 Davis V. Lyman, 255, 258, 262, 309, 327 Davis V. Murray, 126, 454 Davis V. Parlter, 472 Davis V. Rogers, 543, 546 Davis V. Shields, 44 Davis V. Smith, 337, 350, 373, 406 Davis V. Symonds, 552 Davis V. Tollemache, 417, 490 Davis V. Wilbourne, 402, 408 Davison v. De Freest, 437 Davison v. Perrine, 663 Dawes v. Betts, 30 Dawson v. Shirley, 145 Day V. Browne, 155 Day V. Burnham, 149 Day v.. Chism, 346, 413 Day V. Nason, 219 Dayton v. Citizens' Nat. Bank, 546 Dayton v. Dusenberry, 789, 791 Dayton v. Melick, 438 Deal V. Dodge, 422, 439, 604, 613, 661 Dearth v. Williamson, 35 Dean v. Morris, 123 De Chaumont v. Forsyth, 363 Deck's Appeal, 293 Decker v. Schulze, 240, 799 De Courcey v. Barr, 59 Deery v. Cray, 65 De Forest v. Leete, 313, 817 De Haven's Appeal, 77 Deichman v. Deichman, 204 De Jaruatt v. Cooper, 536, 545 De Kay v. Bliss, 438 . Delafleld v. James, 691 Delavan v. Duncan, 202 Delavergne v. Norris, 307, 309, 446 Demarest v. Hopper, 517 Demarett v. Bennett, 449, 793 Demmy's App., 116 Den V. Demarest, 514 Den V. Geiger, 67, 258 Den V. Hamilton, 71 Den V. Young, 121 Denn v. Connell, 518 Denne v. Light, 31 Denning v. Cresson, 253 Dennis v. Heath, 349, 350, 355, 434, 441 Dennis v. Strasburger, 199, 741, 743, 744 Dennison v. Ely, 53 Denny v. Wicklifife, 660, 689, 787 DePeyster v. Murphy, 389, 391 Denson v. Love, 354, 443 Denston v. Morris, 251, 741 Dentler v. Brown, 485, 487, 635 Dentler v. O'Brien, 756 Derr v. Wilson, 93 De Saussuer v. Bollman, 719 Desverges v. Willis, 298, 783 Detroit R. Co. v. Griggs, 789 Deverell v. Bolton, 134, 186, 187 Devin v. Ilendershott, 367 Devin v. Ilimer, 318 Devine v. Lewis, 383 Devine v. Rawle, 288 Devling v. Little, 39 Devore v. Sunderland, 264, 368 Devour v. Johnson. 408 Dewey v. Campau, 64, 65 DeWolf V. Hayden, 512 DeWolf V. Mallet, 123 Dexter v. Manly, 331, 411, 413, 415 Dial V. Crain, 552 Dickinson v. Colegrove, 700 Dickerson v. Davis, 70 Dicldns v. Shepherd, 373, 390 Dickinson v. Dickinson, 738 Dickinson v. Glenney, 537, 546, 547 Dickinson v. Hoomes, 146, 148, 151, 304, 337, 361, 369 Dickinson v. Talbot, 494, 511 Dickinson v. Voorhees, 326, 635 Dickson V. Desire, 264, 368, 383 Diggle V. Boulden, 745 Diggs V. Kirby, 232, 647, 651 Dikeman v, Arnold, 731 Dill V. Noble, 692 Dillahunty v. R. Co., 352, 385, 386 Dill V. Wineham, 622 DilUngham v. Estill, 430 Dimmick v. Lockwood, 312, 313, 378 Disbrow v. Folger, 717, 737, 738 Disbrow v. Harris, 430 Dix V. School Dist., 426 Dixou V. Astley, 188 Dixon V. Rice, 473 Dixon V. Robbins, 62 Doan V. Mauzy, 464 Doane v. Willcutt, 511, 514, 518 Dobbins v. Brown, 323, 340, 341 Dobbs V. Norcross, 696 Doctor V. Hellberg, 470 Dod V. Paul, 528 Dodd V. Nelson, 128 Dodd V. Seymour, 34, 150, 155 Dodd V. Templeman, 106 Dodd V. Toner, 444 Dodd V. Williams, 504 Dodson V. Cooper, 486 Doe V. Anderson. 100 Doe V. Dowdall, 506 Doe V. Oliver, 504 Doe V, Quinlan. 493 Doe V. Smith, 130 Doe V. Stanion, 20, 28 Doebler's Appeal, 687, 733 Doggett V. Emerson, 665 Doherty v. Dolan, 12, 213 Dominick v. Michael, 514, 764 Donaldson v. Waters, 584 Donlon v. Evans, 30, 378 XXXll TABLE OF CASES. Donnell v. Thompson, 273, 294, 315, 324, 385 Donner v. Redenbaugh, 228 Donohoe v. Emery, 156, 334 Donovan v. Frisker, 662 Doom V. Curran, 373, 401 Doremus v. Bond, 438 Dorincourt v. La Croix, 213 Dorr V. Steichen, 543 Dorsey v. Dashiell, 280 Dorsey v. Gassaway, 515 Dorsey v. Hobbs, 559 Dorsey v. Jackman, 635, 689 Dorsey v. Kendall, 100 Doswell V. Buchanan, 504, 506 Dotson V. Bailey, 551, 666 Dougald V. Dougherty, 495 Dougherty v. Duval, 361, 383 Doughty V. Cottraux, 449 Douglas V. Lewi, 330 Douglas V. Scott, 502 Doupe V. Genin, 889 Dow V. Lewis, 154, 157 Dowdney v. Mayor, 291 Dowdy V. McArthur, 171 Downer v. Fox, 487 Downer v. Smith, 255, 257, 309, 391 Dowson v. Solomon, 187, 190, 768 Doyle v. Hord, 326, 343, 810 Drake v. Baker, 212, 315, 216, 237, 373 Drake v. Barton, 20, 145 Drake v. Cockroft, 339 Drake v. ColUns, 478 Drake v. Shiels, 33 Drennere v, Boyer, 199,. 580 Dresbach v. Stein, 76, 78 Dresel v. Jordan, 78, 723, 741, 754 Drew V. Clark, 815, 819 Drew V. Corporation, 736 Drew V. Pedlar, 203 Drew V. Smith, 480 Drew V. Towle, 348, 373, 435, 444 Driggiu V. Cassaday, 98, 100 Driggs V. Dwight, 210 Drinker v, Byers, 637, 640 Driver v. Spence, 137 Droge V. Cree, 686, 736 Drury's Case, 127 Drury v. Connor, 468 Drury v. Imp. Co., 283 Drury v. Shumway, 350, 879 Drysdale v. Mace, 28 Dubois V. James. 747 Dutchess of Kingston's Case, 498 Dudley v. Bryan, 574 Dudley v. Cadwell, 502 Dudley v. Folliott, 337 Duffleld V. Wilson, 557 Duffield V. Scott, 397 Duflef V. Boykin, 37, 559 Dufour V. Camfranc, 186 Duke V. Barnett, 28, 29 Dutch Land Co. v. Klovdahl, 743 Dumars v. Miller, 212, 215 Dunghee v. Geoghegan, 214 Dunbar v. Tredennick, 187 Duncan v. Blair, 281 Duncan v. Cafe, 187, 189 Duncan v. Charles, 205 Duncan v. Gainey, 137, 139 Duncan v. Jeter, 593, 661, 663 Duncan v. Lane, 424 Duncanson v. Manson, 99 Duncan v. McCullough, 497 Duncan v. Tanner, 230 Dundas v. Hitchcock, 67 Dundy v. Chambers. 59 Dunham v. New Britain, 539 Dunkleberger v. Whitehill, 356 Dunklee v. Wilton R, Co., 303 Dunlap V. Dougherty, 57 Dunlap V. Hepburn, 659 Dunn V. Frazier, 122, 140 Dunn V. Huether, 731 Dunn V. White, 287, 431, 433 Dunnica v. Sharp, 313, 231, 373 Dunning v, Leavitt, 425 , 439 Dupre V. Thompson, 532, 546 Dupuy V. Roebuck, 348 Durand v. Williams, 262 Durham v. Hadley, 20, 740, 745 Durrett v. Piper, 294 Dussaume v. Burnett, 58 Dustin V. Newcomer, 21] Dutch V. Warren, 566 Dutton V. Gerish, 281 Dutch Church v. Mott, 714, 746, 752 D'Autricht v. Melchoir, 646, 808 Duval V. Craig, 156, 280, 316. 337, 345 Duvall V. Parker, 675, 703, 705 Dwight V. Cutler, 20, 35, 145, 148, 150, 374, 564, 670, 709 Dwight's Case, 136 Dwinel v. Veazie, 158 Dye v. Montague, 206, 307 Dyer v. Britton, 355 Dyer v. Dorsey, 228, 280 Dyer v. Ladomus, 288 Dyer v. Wightman, 840 Dyett V. Pendleton, 338 E. Eads V. Murphy, 433, 584 Eames v. Der Germania Turn Verein. 184, 664 Eames v. Savage, 15 Earl V. Campbell, 559, 695, 734 Earle v. Bickford, 632 Earle v. De Witt, 616, 634, 648 645 Earle v. Middleton, 880 395 Early v. Garrett, 237, 652 East Tenn. Nat. Bank v. First N Bank 416, 490, 650 Easter v. Severin, 582, 538 Easton v. Montgomery, 30, 163 166 562,743, 748:758 Eaton V. Chesebrough, 289 Eaton V. Eaton, 546 TABLE OF CASES. XXXIU Eaton V. Lyman, 364, 374, 307, 308, 312, 406 Eaton V. Tallmadge, 436 Eby V. Eby, 34, 35 Eby V. Elder, 638, 639 Ebling V. Dwyev, 716 Eccles V. Timmons, 86 Edde V. Covfan, 141 Eddleman v. Carpenter, 495 Eddy V. Chace, 303 Eden v. Blake, 32 Edgerton v. Page, 339 Edmonds v. Cocnran, 202 EdriDgton v. Nix, 309, 434, 607 Edwards v. Bodiue, 435, 436, 784 Edwards v. Clark, 381, 387, 393 Edwards v. Davenport, 498, 514 Edwards v. McLeay, 333, 337, 388, 647, 651 Edwards v. Morris, 435, 700, 701 Edwards v. Roys, 358 Edwards v. 'Van Bibber, 191, 697 Edwards v. Varick, 516 Edwards v. Wiokwar, 38 Eggers V. Busoh, 673, 757 Ela V. Card, 370, 389 Elam V. Donald, 14 Elder v. True, 379 Elfenheim v Von Hafen, 14, 564 Elkin V. Timlin, 628 Elliot V. Boaz, 593, 596, 663 Elliot V. Piersol, 73, 98 Elliot V. Sanfley, 402 Elliott V. Blair, 753 Elliott V. Osborn, 61 Elliott V. Saokett, 537 Elliott V. Thompson, 373, 385, 426 Ellis V. Anderton, 37, 86, 565, 570 Ellis V. Ellis, 138 Ellis V. Hoskins, 580 Ellis V. Welch, 337. 340, 341 Else V. Kennedy, 546 Ely V. Hergesell, 362, 368 Emerson v. Hiles, 773 Emerson v. Minot, 341 Emerson v. Samson, 495 Emerson v. Wash. Co., 616 Emerson v. Roof, 749 Emery v. Grocock, 579, 681, 700 Emery v. Pickering, 765 Emmons v. Moore, 337 Eagel V. Fitch, 209, 311, 313, 338 England v. Clark, 113, 118, 122 England v. Garner, 90, 97, 107 Englander v. Rogers, 301, 744 English V. Benedict, 234, 800 English V. Thompson, 607, 793 Eanis v. Leach, 153 Ericksou v. Bennett, 233, 323, 234 Ernst V. Parsons, 367, 305 Erwin v. Myers, 468, 668 Estabrook v. Smith, 385, 293, 354, 355, 383, 384 Espy V. Anderson, 150, 163, 374, 709, 738 Estep V. Estep, 423 Estep V. Watkins, 731 Estell V. Cole, 458, 587, 689, 695 Evans v. Ashby, 98, 99 Evans v. Bicknell, 235 Evans v. Boiling, 744, 750, 809 Evans v. Dendy, 86, 451 Evans v. Jones, 636 Evans v. Kingsberry, 468, 775 Evans v. McLucas, 333, 451, 454 Evans v, Saunders, 334 Evans v. Snvder, 138 Eveleth v. Crouch, 370 Everett v. Dilley, 290 Everson v. Kirtland, 36 Everts v. Brown, 337 Ewing V. Haudley, 669 Ewing V. Thompson, 213 Eyre v. Woodflne, 127 Eyston v. Symond, 746, 747 Eyton V. Dickon, 679, 700 Fagan v. Davidson, 161, 318, 691, 694, 738 Pagan v. McWhirter, 450 Falkner v. Eq. Rev. Society, 680 Falkner v. Guild, 36 Falls V. Dickey, 785 Pane v. Fane, 819 Failing v. Osborne, 435, 570 Fairbanks v. Williamson, 533 Fairbrother v. Griffin, 364 Fairchild v. Marshall, 680 Faircloth v. Isler, 148, 153 Faircloth v. Jordan, 504 Fairfax v. Lewis, 206 Faries v. Smith, 410 Farley v. Bryant, 538, 539, 540, 544 Farley v. Eller, 514 Farmers' & Mecli. Bank v. Detroit, 540, 543 Farmers' Bank v. Galbraith, 635, 640 Farmers' Bank v. Glenn, 385, 510 Farmers' Loan & Trust Co. v. Maltby, 504 Farmers" Bank v. Martin, 81 Farmers' Bank v. Peter, 81, 143 Paraham v. Hotchkiss, 425, 435, 440 Farnsworth v. Duiiner, 631 Farnum v. Buffum, 69 Farnum v. Peterson, 500 Farrell v. Lloyd, 339, 651 Farrington v. Tennessee, 610 Farrington v. Tourtellot, 398 Farrow v. Mays, 453 Fash V. Blake, 50 Favill V. Roberts, 139 Fehrle v. Turner, 423, 784 Feemster v. May, 35, 580, 585 Fentou v. Alsop, 799 Fenwick v. Buff, 545 Ferebee v. Hinton, 63 Ferguson v. Dent, 333 XXXIV TABLE OF CASES. Ferguson v. Teel, 558 Fermor's Case, 105 Ferrell v. Alden, 407 Ferris v. Crawford, 283 Ferris v. Harshea, 341, 350 Ferris v. Plummer, 678 Ferry v. Sampson, 707 Ferson v. Sanger, 802 Fewster v. Turner, 458 Fife V. Clayton, 33 Fillingin v. Thornton, 788 Finch V. Edmondson, 115 Final v. Backus, 69 Findlay v. Toncray, 147, 324, 842 Findley v. Horner, 197 Finley'v. Steele, 330 Finn v. Sleight, 523 Finton v. Eggleston, 351 Field V. Snell, 362, 371 Fields V. Hunter, 408 Fields V. Baum, 557 Fields V. Squires, 334, 361, 418, 519 First Af. Soc. V. Brown, 673 First Af. M, E. Church v. Brown, 708 First Nat. Bank v. Gough, 530, 537, 544 First Nat. Bank v. Wentworth, 540, 546 Fish V. Cleland, 249 Fishback v. Williams, 577, 745 Fisher v. Abney, 451 Fisher v. Dow, 449, 451 Fisher v. Kay. 464, 465 Fisher v. Parry, 269 Fisher v. Salmon, 444 Fisher v. Wilcox, 687 Fisher v. Wood, 106 Fitch V. Baldwin, 260, 534, 800, 808 Fitch V. Casey, 34 Fitch V. Fitch, 512 Fitch V. Polke, 240, 780, 788 Fitch V. Seymour, 296 Fitch V. WoUard, 25, 37, 149 Fitts V. Hoitt, 294, 568, 731 Fitzer v. Fitzer, 283 Fitzgerald v. Peck, 816 F'itzhugh V. Croghan, 354, 259, 510 Fitzhugh V. Land Co., 665 Fitzpatrick v. Featherstone, 661 Fitzpatrick v. Fitzpatrick, 43 Fitzpatrick v. Hoffman, 408, 648 Fitzpatrick v. Sweeny, 730 Flagg V. Fames, 54 Flannagan v. OlDerthier, 181 Flannagan v. Young, 73 Flannigan v. Fox, 691 Flanniken v. Neal, 360 Fleming v. Burnham, 687, 726 Fleming v. Harrison, 148 Fleming v. Holt, 133, 153 Fletcher v. Beck, 610 Fletcher v. Button 17, 36, 310, 313, 331, 586 Fletcher v. Moore, 759 Fletcher v. Wilson, 510, 746 Flight V. Booth, 193 Flinn v. Barber, 20, 566 Flint V. Steadman, 894 Flint V. Woodin, 192 Floom V. Beard, 376 Florentine v. Barton, 98 Fludyer v. Cocker, 766 Flureau v. Thornhill, 211, 214, 215 Fly V. Brooks, 543 Flynn v. Bourneuf, 381 Flynn v. White Breast Coal Co., 301 Fogarty v. Finlay, 63 Foley V. City of Haverhill, 288 Foley V. Crow, 769 Folk V, Vai-n, 50 FoUiard v. Wallace, 337, 410, 412, 693 Follett V. Grant, 255 Folts V. Huntley, 340 Foot V. West, 204, 207, 565 Foote V. Burnett, 364, 368, 313, 366 Foote V. Clarke, 156, 256, 496 Force v. Dutcher, 557 Ford V. Belmont, 718 Ford V. Schlosser, 700 Ford V. Walworth, 100, 860 Ford V. Yates, 33 Fordyce v. Ford, 186 Fore V. McKenzie, 88, 112 Foreman v. Wolf, 700 Forest v. Camp, 137 Ft. Payne Coal & I. Co. v. Webster, 754 Forteblow v. Shirley, 766 Fosdick V. Burr, 121 Fosgate v. Herkimer Mfg. Co., 746 Foss V. Strachn, 512 Forster v. Abraham, 680 Forster v. Hoggart, 28, 29 Forster v. Scott, 782 Foster v. Dwinel, 523 Foster v. Foster, 295, 301, 811, 318 Foster v. Gressett, 198, 243, 663, 800 Foster v. Gillam, 650 Foster v. Herkimer Mfg. Co., 301, 481 Foster v. .Tared, 581 Foster v. Kennedy, 3.34 Foster v. Thompson, 394 Foster v. Woods, 384 Foster v. Y''oung, 156, 157 Fowler v. Cravens, 663 Fowler v. .Johnson, 311 Fowler v. Poling, 255, 341, 343, 848, 414 Fowler v. Shearer, 514 Fowler v. Smith, 350, 421 Fowler v. Ward, 661 Fox V. Birch, 463 Fox V. Haughton, 247 Fox V. Kitton, 610 Fox V. Mensch, 109, 641 Fox V. Widgery. 528 Fuller V. Jillette, 288 Fraker v. Brazclton, 747 Franchot v. Leach, 649 Francis v. Hazelrig, 696 Pranoiscus v. Keigert, 389 Frank v. Riggs, 421, 784 Franklin v. Dorland, 495 Franz v. Orton, 457 TABLE OF CASES. XXXV Fraser v. Prather, 49 Fratt V. Fiske, 591 Frazer v. Robinson, 610 Frazer v. Supervisors, 355, 257, 370, 393 Frazier v. Tubb, 809 Frederick v. Campbell, 637, 640 Freebody v. Perry, 463 Freeland v. Pearson, 695 Preeligb v. Piatt, 440, 578 Freeman v, Auld, 447 Freeman's Bank v. Vose, 543 Freeman v. Foster, 384, 385 Freeman v. Preston, 67 Preize v. Chapin, 574 Freme v. Wright, 38, 689 Freer v. Hesse, 679, 708 Freetly v. Barnhart, 678, 735 French v. Howard, 796 French v. Genet, 487 French v. Pratt, 130 French v. Spencer, 521 Frenzel v. Miller, 347 Frcy V. Rawson, 495 Friedly v. Schutz, 118, 157, 641 Friedman v. Dewees, 741 Frink v. Bellis, 306 Frisble v. HoiJEnagle. 440 Frisby v. Ballauce, 517 Prische v. Kramer, 138 Fritz V. Pusey, 386, 293, 345, 351, 387 Froman v. Froman, 460, 546 Frost V. Angler, 300 Frost V. Atwood, 95, 136, 138 Frost V. Bunson, 764 Frost V. Earnest, 340 Frost V. Knight, 19 Frost r. Raymond, 356 Frost V. Smith, 579 Frost V. Yonkers Sav. Bank, 130, 130 Fruhauf v. Bendheim, 730 Fryer v. Rockefeller, 63, 77, 723 Fuchs V. Treat, 543 Fuhrman v. Loudon, 57, 637, 638 Fullen V. Savings Bank, 530 Fuller V, Hubbard, 150, 307, 561, 730 Fuller V. Hovey, 751 Fuller V. Jillette, 304 Fuller V. Williams, 307 Fulweiler v. Baugher, 397, 401 Funk V. Creswell, 332, 348, 351, 353 Funk V. Darst, 330, 517 Funk V. Newcomer, 494 Funk V. Voneida, 279, 287, 288, 302, 313 Furber v. Purdy, 567 Furman v. Caldwell, 141 Furman v. Elmore, 270, 357. 373, 380, 452 Furnas v. Durgin, 280, 344, 350 Furniss v. Williams, 255, 260 Furnold y. Bank, 487 G. €te,ger v. Edwards, 447 Gaines v. Jones, 700 Gaines v. Kennedy, 138, 139 Gdines v. Merchants' Bank, 138 Gaither v. O'Doherty, 148, 150, 457, 746 Galbraith v. Dilday, 534 Galbraith v. Reeves, 594 Gale v. Conn, 423, 607 Gale V. Dean, 213 Gale V. Edwards, 294 Gale V. Gale, 683 Gale V. Morris, 533, 545 Gale V. Nixon, 585 Gallagher v. Withington, 483, 663 Galloway v. Barr, 463 Galloway v. Bradshaw, 773 Galloway v. Finlay, 483 Galvin v. Collins, 723 Galway v. Melchow, 544 Gamble v. Daugherty, 528 Gamble v. McClure, 331 Gammon v. Blaisdell, 16, 340 Gans V. Reushaw, 188, 559, 590, 659, 675, 678, 683, 769 Gantly v. Swing, 130 Ganz's Appeal, 569 Garber v. Armentrout, 633 Gardner v. Keteltas, 337, 345 Gardner v. Mayo, 804 Gardner v. Moore, 547 Gardner v. Niles, 380 Garfield v. Williams, 256, 363, 372 Garlock v. Cross, 365, 367' Garner v. Leaverett, 431, 593, 661, 663 Garnett v. Garnett, 44 Garnett v. Macon, 108, 733, 734, 753, 754 Garnett v. Yoe, 301 Garrard v. Lantz, 485, 487, 635 Garrett v. Crosson, 635 Garrett v. Lynch, 110, 193 Garrett v. Stuart, 383 Garrison v. Moore, 389 Garrison v. Sandford, 363, 304 Gars V. Sanger, 391, 810 Gartman v. Jones, 431, 615 Gartrell v. Stafford, 468 Garvin v. Cohen, 444, 585 Gaston v. Frankum, 33 Gastry v. Perrin, 35 Gates V. McLean, 584, 587 Gates v. Winslow, 616 Gault V. Van Zile, 146 Gaunt V. Wainman, 523 Gautreaux v. Boote, 37 Gay V. Hancock, 438, 793, 795, 797 Gayle v. Fattle, 793 Gazley'v. Pierce, 33. 150 Gedye v. Duke of Montrose, 749 Gee V. Pharr, 330 Gee V. Moore, 333, 519 Gee V. Saunders, 578 Gehr v. Hogerman, 661, 662 Geoghegan v. Conolly, 20, 183 Geoghegan v. Ditto, 138, 140 George v. Conhaim, 47, 730, 756 XXXVl TABLE OF CASES. George v. Putney, 355 George v. Stockton, 580, 584 Georgetown v. Smith. 120 Gen. Finance Co. v. Liberator Society, 493, 513 Genner v. Hammond, 330 (Jennings v. Norton, 280 Gentry v. Callahan, 533 Gentry v. Hamilton, 763 Gerald v. Elley, 299 Gerault v. Anderson, 311, 466 Gerdes v. Moody, 584, 541 Gerhardt v. Spalding, 336 German Real Est. Co. v. Starke, 430 Gest V, Flock, 68 Getchell v. Chase, 435, 616 Getty V. Peters, 483, 550 Geyer v. Girard, 498 Gibbs V. Cliampion, 465 Gibbs V. Jemison, 328 Gibbs V. Thayer, 333 Gibson v. Carreker, 313 Gibson v. Cboteau, 513, 517, 530 Gibson v. Clarke, 463 Gibson v. Colt, 155 Gibson v. D'Este, 799 Gibson v. Mussey,158 Gibson v. Newman, 580, 741, 743 Gibson v. Patterson, 758 Gibson v. Rich art, 433, 617 Gibson v. Spurrier, 686 Gibbs V. Thayer, 518 Giddings v. Confield. 413 Gifford V. Fereuson, 433 GifCord v, Socfety, 425, 486 Gilbert v. Bulkley, 354, 363 Gilbert v. Cherry, 18 Gilbert v. Cooley, 187 Gilbert v. Hoffman, 141, 497 Gilbert v. James, 106 Gilbert v. Peteler, 223, 668, 730 Gilbert v. Rushmer, 310 Gilbert v. Wyman, 280 Gilbreath v. Dilday, 542 Gilchrist v. Buie, 34, 35, 148, 149 Gilchrist v. Dilday, 70 Giles V. Dugro, 269, 293, 359, 389 Giles V. Paxson, 690 Gill V. Corbin, 235 Gillam v. Briggs, 453 Gillespie v. Torrance, 563 Gillett V. Maynard, 555, 566, 579, 669 Gillette v. Hill, 137 Gills V. Wells, 688, 716 Gilpin V. Smith, 434, 651 Gilroy v. Alis, 803 Giltner v. Ruyl, 461 Giniell v. Adams, 49 Ginn v. Hancock, 396 Gish V. Moomaw, 690 Gittings V. Worthington, 333 Given v. McCarroll, 102 Glass V. Brown, 800 Glass V. Richardson, 688 Glasscock v. Minor, 193, 348, 349 Glasscock v. Robinson, 660, 734 Gleason v. Smith, 339 Glenn v. Allison, 156. 157 Glenn v. Clapp, 81, 83 Glenn v. Rossler, 303 Glenn v. Thistle, 353, 440, 444 Glover v. Shields, 53 Gobble V. Linden, 281 Gober v. Hart, 595 Gochenour v. Mowry, 506 Goddin V. Vaughn," 36, 149, 154, 184, 193, 194, 764 Godley v. Taylor, 155 Godson V. Turner, 30, 195 Goelth V. White, 663 Goerlitz v. Malanistta, 734 Goettel V. Sage, 640, 804 Goetz V. Walters, 758, 761 GofE V. Hawkes, 213, 223, 335 Gofl V. O'Connor, 131 Golden v. Maupin, 609 Goldsmith v. Guild, 751 Gorman v. Salisbury, 553 Gonzales v. Hukil, 518 Gooch V. Atkins, 140 Good V. Good, 324 Good V. Herr, 812 Goodbar v. Daniel, 118, 133 Goodbar v. Dunn, 544 Goode V. Smith, 67 Goodel V. Bennett, 371, 496 Goodenough v. Fellows, 513 Goodin v. Decker, 194, 591 Goodkind v. Bartlett. 885, 731 Goodman v. Randall, 543, 545 Goodman v. Rust, 658 Goodman v. Winter, 139 Goodwin v. Fmncis, 228 Goodyere v. Ince, 127 Gordon v. Champneys, 674 Gordon v. Goodman, 809 Gordon v. Malioney. 661 Gordon v. Phillips, 433 Gordon v. Sims. 78 Gore v. Brazier, 344, 350, 374, 379, 381 Goring v. Shreve, 187 Gosbell v. Archer, 563, 566 Goss V. Lord Nugent, 31, 189, 552 Goss V. Singleton, 741 Goucher v. Helmbold, 634 Goucher v, Martin, 553 Gough V. Bell, 494 Gould V. Sternberg, 89, 90 Gould V. Woodward, 63 Gove V. Gather, 63 Governor v. West Imp. Commrs., 78 Gourdine v. Fludd, 454 Grace v. Regal, 208 Grady v. Ward, 701 Gragg V. Richardson, 37 99, 403, 40 Graham v. Anderson, 57 Graham v. Dyer, 379, 394, 403 Graham v. Gates. 498 Graham v. Graham, 313 Graham v. Hackwell. 459 TABLE OF CASES. XXXVll Graham v. Hackwith, 466 Graham v. Meek, 514 Graham v. Tankerslc}', 405, 408 Granger v. Olcott, 616, 804 Granuis v. Clark, 345, 413 Granson v. Weddle, 543 Grant v. Hill, 390 Grant v. Law, 663 Grant v. Tallman, 312, 435 Grant v. Wasson, 700 Grantland v. Wight, 154, 375, 454, 670, 787, 794, 795, 796 Grapengether v. Ferjervary, 547 Graves v. Mattingly, 156 Graves v. Spier, 14 Graves v. Wilson, 30 Gray v. Briscoe, 393 Gray v. Handkisson, 453 Gray v. Hill, 698 Gray v. Jones, 181 Great Falls Ice Co. v. Worster, 506 Great Western Stock Co. v. Saas, 364 Greaves v. Ashton, 33 Green v. Biddle, 338 Green v. Campbell, 785 Green v. Chandler, 20, 233, 253, 648, 753, 765 Green v. Collins, 358 Green v. Covilland, 33 Green v. Finucane, 196 Green v. Green, 204, 486, 559, 580, 730 Green v. Irving, 146, 348, 353, 355 Green v. McDonald, 607 Green v. Munson, 3.55 Green v. Pulsford, 681 Green v. Whipple, 784 Greenhlatt v. Herrmann, 463, 718 Greenby v. Cheevers, 304, 485, 580, 751 Greenby v. Wilcocks, 261, 412 Greene v. Allen, 13, 667 Greene v. Creighton, 395, 311, 314 Greene v. Tallman, 309 Greene v. AYilliams, 310, 403 Greenlaw v. Williams, 406, 407 Greenleaf v. Cook, 197, 431, 439, 440, 617, 658 Greenleaf v. Queen, 431, 608, 657, 696 Greenlee v. Gaines, 593, 663, 800 Greenough v. Small, 116 Greenvault v. Davis, 341, 348, 349, 352, 353, 871, 384 Greenwood v. Hoyt, 218 Greenwood v. Ligon, 35 Gregory v. Christian, 759 Gregory v. Peoples, 497, 515, 516 Gregory v. Scott, 559 Greville v. Da Costa, 11, 557 Greyson v. Riddle, 758 Greyson v. Tuson, 116 Grico V. Scarborough, 381, 293 Grider v. Land Mtge. Co., 73 Gridley v. Tucker, 439 Griel v. Lomax, 617 Griffin v. Cunningham, 670, 693, 701, 709, 734 Griffin v. Fairbrother, 255, 363 Griffin v. Reynolds, 348, 874, 390 Griffin v. Sheffield, 514 Griffith V. Bogert, 107 Griffith V. Depew, 594, 665, 668 Griffith V. Kempshall, 241, 244, 485, 634, 684 Griffith V. Townley, 804 Griggs V. Landis, 193 Griggs V. Woodruff, 193, 303, 598 Grignon v. Astor, 98, 99, 100, 101, 114 Grimes v. Redman, 498 Grist v. Hodges, 262, 335 Griswold v. Allen, 358 Griswold v. Block, 73 Griswold v. Hazard, 813, 815 Griswold v. Hicks, 107 Groesbeok v. Harris, 343, 893, 403, 449 Groesbeck v. Seeley, 58 Groom v. Booth, 28 Gross Lumber Co. v. Leitner, 117 Grout V. Townsend, 514 Grove v. Bastard, 681 Grove v. Zumbro, 67 Grubb's Appeal, 585 Grundy v. Jackson, 483, 668 Grymes v. Saunders, 810 Gue V. Jones, 96 Guerin v. Smith, 285, 304 Guerrant v. Anderson, 507 Guerard v. Rivers, 380 Guest V. Homfray, 753 Guice V. Sellers, 424 Guilmartin v. Urquhart, 535 Guinotte v. Choteau, 883 Gunby v. Sluter, 348, 553 Gunn v. Thornton, 788 Gunnis v. Erhart, 33 Gunter v. Williams, 348, 863 Guthrie v. Pugsley, 889, 394 Guthrie v. Russell, 809, 810, 313 Guthrie v. Thompson, 200, 804 Guttschlick V. Bank, 191, 557, 588, 634 Guynet v. Mantel, 774 Gwin V. McCarroll, 113, 115 Gwinther v. Gerding, 237, 638, 647, 654 Gwynn v. Hamilton, 813 Gwynn v. Thomas, 418 H. Haber v. Burke, 659 Habig V. Dodge, 333, 519, 521 Hacker v. Blake, 273 Hacker v. Storer, 262, 269 Hacket v. Glover, 845 Hackett v. Huson, 807 Haddock v. Taylor, 224 Hadlock v. Williams, 658, 769 Haff V. Price, 138 Haffey v. Birchetts, 354, 375, 490 Haffey v. Lynch, 734 Haggart v. Scott, 746, 747 XXXVUl TABLE OF CASES. Hagler v. Simpson, 253, 351 Haight V. Hayt, 233, 647 Haines v. Fort, 402 Haire v. Baker, 282 Halcombe v. Lowdermilk, 133, 140 Haldane v. Sweet, 193, 298, 298, 800, 434, 607 Hale V. Cravener, 478, 677, 696, 698 Hale V. Marquette. 109, 111 Hale V. New Orleans, 874, 747 Hale V. Wilkinson, .585 Hall V. Betty, 30, 23, 38 Hall V. Bray, 348 Hall V. Chaffee, 520 Hall V, Dean, 287, 309 Hall V. Delaplaine, 213 Hall V. Gale, 258, 426 Hall V. McArthur, 559 Hall V. Nevill, 195 Hall V. Plaiue, 360 Hall V. Priest, 793 Hall V. Scott, 700 Hall T. Scott Co., 364 Hall V. Smith, 30 Hall V. York, 213 Halley v. Oldham, 131 Hallick V. Guy, 112 Halls V. Thompson, 235, 237, 250 Halsey v. Jones, 138, 187 Ham V. Ham, 523 Hamar v. Medskar, 547 Hamilton v. Cutts, 348, 352 Hamilton v. Hamilton, 464 Hamilton v. Hulett, 756 Hamilton v. Luck, 348 Hamilton v. "Wilson, 255, 356, 261 Hamlon v. Sullivant, 539 Hammatt v. Emerson, 781 Hammers v. Hanrick, 243, 593 Hammerslough v. Haekett, 272, 364 Haramersmitli v. Espy, 123 Hammond v. Hamlin, 212, 315 Hampton v. Pool, 364 Hampton v. Specknagle, 205, 736 Hancock v., Bramlett, 771 Hancock v. Carlton, 499 Hancock v. Cloud, 596 Hand v. Grant, 80, 118 Handy v, Waxter, 80 Hanks v. Pickett, 483 Hanna v. Phillip, 473 Hanna v. Shields, 272, 422, 790 Hannah v. Henderson, 355 Haiman v. McMickle, 584 Hanrick v. Patrick, 519 Hanson v. Buckner, 854, 378, 377 Haralson v. Langford, 4i9, 450, 451 Harden v. Collins, 517 Hardigree v. Jlitchum, 486, 819 Hardin v. Clark, 130 Hardin v. Harrington, 486 Hardin v. Kirk, 57 Harding v. Comm'l Loan Co., 784 Harding v. Larkin, 348, 394, 395, 396, 398, 400 Harding v. Nelthorpe, 243 Hardwick v. Forbes, 802 Hardy v. Nelson, 379, 408, 498 Hare v. Burges, 155 Hare v. Holloman, 107, IIG Harkreader v. Clayton, 481 Harland v, Eastland, 252 Harle v. McCoy, 587 Harleman v. Cowan, 481 Harlow v. Thomas, 295, 313 Harmer v. Morris, 503 Harn v. Smith, 495 Harnett v. Yielding, 475 Harpening v. Dutch Church, 700 Harper v. Dowdney, 291 Harper v. Jeffries, 485, 487, 635 Harper v. Perry, 360, 367 Harper v. Reno, 481 Harper v. Tidholm, 165 Harriman v. Gray, 523 Harrington v. Higgins, 204, 306, 744, 745 Harrington v. Murphy, 394, 307, 808, 356 Harris v. Bolton, 300, 660 Harris v. Carter, 343, 741, 753 Harris v. Granger. 771, 776 Harris v. Newell, 273 Harris v. Kowan, 424 Harris v. Smith, 689 Harrison v. Boring, 598 Harrison v. Deramus, 197 Harrison v. Harrison, 105, 116 Harrison v. Shanks, 126 Harrison v. Soles, 487 Hart V. Bleight, 191 Hart V. Gregg, 519 Hart V. Handlin, 190, 658, 730 Hart V. Hannibal & St. J. R. Co., 424, 599, 801 Hart V. Porter, 684, 637, 641 Hart V. Smith, 132 Hartford Co. v. Miller, 263, 372 Hartley v. Costa, 510 Hartley v. Gregory, 280 Hartley v. James, 204, 564, 579, 700 Hartley v. Smith, 681, 694 Harth v. Gibbs, 119, 141, 143 Hartshorn v. Cleveland, 290 Hartzell v. Crumb, 213 Harvey v. Doe, 258 Harvey v. Morris, 588 Harvie v. Hodge, 494 Harwood v. Benton, 303 Harwood v. Bland, 186, 187 Harwood v. Lee, 308, 310 Haseltine v. Simmons, 677 Hastings v. O'Donncll, 617 Hastings v. Vaughn, 69 Hatch V. Barr, 49 Hatch V. Cobb, 463, 760 Hatcher v. Andrews, 296, 784, 785 Hatcher v. Briggs, 139 Haug V. Primeau, 115 Haven v. Grand June. R. Co., 404 Havens v. Foster, 818 1 Havens v. Goudy, 583 TABLE OF CASES. XXXIX Haveriiigtou's Case, 393 Hawes v. Rucker, 139 Hawkins v. Brown, 393 Hawkins v. Buiruss, 66 Hawkins T. Jcilinson, 573 Hawn V. Norris, 587 Hawpe V. Smith, 110, 111 Hawralty v. Warren, 473 Hawthorn v. City Bank, 804, 313 Hayden v. Westcott, 60, 73 Hayes v. Bickerstaff, 337, 413 Hayes v. Bonner, 560, 633 Hayes v. Ferguson, 346 Hayes v. Nourse, 686, 739 Hayes v. Skidmore, 774 Hayes v. Tabor, 519 Haggin v. Oliver. 783 Haymond v. Camden, 107, 138 Hayner v. Smith, 339 Haynes v. Faney, 13, 18, 763 Haynes v. Lucas, 11 jjaynes v. Seachrist, 545 Haynes v. Stevens, 368, 400, 498 Haynes v. White, 33, 34, 584 Haynes v. Young, 359 Hays V. Bonner, 650 Hays V. Dalton, 138 Hays V. Griffith, 90 Hays V. Trible, 707, 715, 731, 753, 716 Hayward v. Lomax, 485 Hazelrig v. Hutson, 473 Headley v. Shaw, 199, 206 Head's Trustees, In re, 756 Headriclc v. Wiseliart, 383 Headrick v. Yount, 78, 114 Heard v. Hall, 157 Hearne v. Tomlin, 188, 557 Hearne v. Tenant, 759 Heath v. Black, 127 Heath v. Crealock, 418, 493 Heath v. Newman, 349. 850, 424, 660 Heath v. Whidden, 304 Heck V. Remka, 537 Heckcr v. Sexton, 718 Hedderley v. Johnson, 674, 694 Hedges v. Kerr, 149, 154 Hedrick v. Smith, 398 Heflin v, Phillips, 830, 848, 431, 784 Heidenburg v. Jones, 306 Heimburg v. Ismay, 337, 473, 729, 781 Heisch v. Adams, 617 Hellreigel v. Manning, 694, 731 Helvenstein v. Higginson. 421, 584 Hemmer v. Hustace, 686, 714, 716 Hempstead v. Easton, 513 Henderson v. Brown, 789 Henderson v. Grewell, 64 Henderson v. Hay, 145 Henderson v. Henderson, 394, 312, 383, 777 Henderson v. Lacon, 285 Henderson v. Overton, 119, 133, 493, 495, 533, 718 Henderson v. Perkins, 706 Henderson v. Rice, 67 Hendricks v. GHlespie, 188, 695, 709, 784, 736, 738, 753 Hendricks v. Goodrich, 663 Hendricks v. Kesee, 361 Hendricks v. Stark, 397 Hendrickson v. R. Co,, 138 Henuing v. Withers, 370, STi Henry v. Elliott, 615, 793 Henry v. Liles. 148, 468 Henry v. McEntee, 360 Henry v. McKerlie, 487 Hensley v. Baker, 135 Hepburn v. Auld, 730, 753, 768 Hepburn v. Dunlop, 657, 746 Heppinstall v. O'Doneli, 733 Herbemont v. Sharp, 454, 610 Herbert v. Smith, 681 Herbert v. Stanford, 583 Herman v, Sommers, 682, 697 Herndon v. Venable, 212, 231 Herrick v. Moore, 286, 399, 316 Herrin v. Molntyre, 366 Herrod v. Blackburn, 38 Herron v. DeBard, 449 Herryford v. Turner, 148, 425, 448, 568 Hersey v. Turbett, 634 Hertzberg v, Irwin, 635, 684, 718 Hertzog v. Hertzog, 313, 233, 334 Hester v. Hunnicutt, 852 Hewitt V, Powers, 544, 547 Heyn v. Ohmaun, 414 Hiatt V. Callaway, 539 Hibbert v, Shee, 557 Hicks V. Hicks, 180 Hicks V. Lovell, 584 Hickson v. Linggold, 113, 593, 753 Hickson v. Rucker, 78 Higgins V. Eagleton, 14, 202, 762 Higgins V. Johnson, 490 Higginson v. Clowes, 81, 33 Hightower v. Smith. 701 Higley v. Smith, 156, 616 Higley v. Whittaker, 583 Hilary v. Waller, 700 Hile V. Davison, 784 Hileman v. Wright, 530 Hill V. Bacon, 388 Hill V. Billingsly, 138 Hill V. Buckley, 467 Hill V. Butler, 425 Hill V. Fiske, 464 Hill V. Hobart, 14, 38, 306, 213 Hill V. Ressegieu, 36, 151, 152 Hill V. Samuel, 481, 482, 584, 661 Hill V. West, 514 Hilmert v. Christian, 378 Hilton V. Duncan, 594 Hinckley v. Smith, 771 Hinds v. Allen, 403, 408 Hines v. Jenkins, 408 Hines v. Richter, 210 Hines v. Robinson, 495 Hinkle v. Margerum, 340 Hipwell V. Knight, 748, 750 Hiss V. McCabe, 60 xl TABLE OF CASES. Hitchcock V. Caruthers, 138 Hitchcock V. Fortler, 499 Hitchcock V. Giddings, 251, 630, 804, 810 Hitchins v. Pettingill, 536 Hits V. Kier, 564 Hoag V, Rathbun. 435, 787 Hoback v. Kilgore, 148, 151 Hobbs V. King. 363, 364, 513, 514 Hobein v. Drewell, 444 ' Hobson V. Bell, 35 Hochster v. De La Tour, 19 Hodges T. Fabian, 116 Hodges V. Latham, 343 Hodges V. Litchfield, 319 Hodges V. Saunders, 154, 363 Hodgson V. Farrell, 107 Hoe's Case, 137 Hoffman v. Bosch, 373 Hoffman v. Fett, 41 Hogan V. McMurtry, 743 Hogau V. Weyer, 663 Hogg V. Odom, 45 Hogsett V, Ellis, 443 Hoke V. Jones, 789, 794 Holabird v. Burr, 545 Holbrook v. Debo, 520 Holden v. Curtis, 633 Holden v. Taylor, 346 Holeman v. Maupin, 794 Holladay v. Menifee, 273, 408, 414, 585 Holland v. Anderson, 347, 353, 658 Holland v. Holmes, 148 Holland v. Johnson, 95 Holland v. Moon, 547* Holland v. Rogers, 37 HoUenburgh v. Morrison, 560 Hollister v. Dillon, 141 HoUey v. Younge, 433, 649 Holin V. Wust, 165 Holman v. Creagmiles, 446 Holman v, Criswell, 11, 153 Holmes v. Holmes, 301, 308, 329, 745, 777 Holmes v. Richards, 698, 705 Holmes v. Shaver, 80 Holmes v. Sinnickson, 373, 400 Holt's Appeal, 720 Holtzinger v. Edwards, 118. 123 Holyoke v. Clarke, 156 Home Life Ins. Co. v. Sherman, 348 Homer v. Purser, 808 Honaker v. Shough, 138 Hoock V. Bowman, 757 Hood's Appeal, 897 Hood V. Huff, 585 Hooker v. Folsom, 351, 433 Hooper v. Armstrong, 436 Hooper v. Henry, 499 Hooper v. .Jackson, 755 Hooper v. Sao. Co. Bank, 355 Hoot V. Spade, 390 Hoover v. Chamber, 755 Hope V. Blair, 97 Hope V. Stone, 329, 513, .520 Hopkins v. Delaney, 63 Hopkins v. Lane, 363, 863, 365 Hopkins v. Lee, 14, 313, 316 Hopkins v. Mayzck, 816, 817 Hopkins v. Yowell, 214 Hopper V. Hopper, 473 Hoppes V. Cheek, 337, 431, 784, 785 Hoppin V. Hoppin, 494 Hoppin V. Lutkin, 783 Horbach v. Gray, 638 Horn V. Butler, 690 Hornbeck v. Building Assn., 71 Hornbeck v. Westbrook, 45 Horner v. State Bank, 99 Horrigan v. Rice, 260 Horrocks v. Rigby, 467 Horsford v. AYright, 878 Horton v. Arnold, 426, 585 Hosford V. Nichols. 146 Hough V. Rawson, 573 Houghtaling v. Lewis 634 House V. Kendall, .557, 726 House V. McCormick, 494, 495 Houslay v. Lindsay. 77 Houston V. Dickinson, 386 Houston V. Henley, 193, 780, 793 Houston V. Randolph, 65 Houx V. Bates Co., 540 Howard v. Doolittle, 339 Howard v. North, 137 Howard v. Randolph, 48, 454 Howe V. Harrington, 155, 517 Howe V. Hunt, 679 Howe V. Hutchinson, 164 Howe V. Walker, 281 Howell V. Richards, 254, 327, 337 Howes V. Barker, 624 Howland v. Bradley, 477 Hoxie V. Finney, 519 Hoy V, Smythies, 29 Hoy V. Taliaferro, 352, 434 Hoyt V. Dimon, 503 Hoyt V. Ketcham, 730 Hoyt V. Tuxbnry, 165, 738, 750 Hubbard v. Chappel, 435. 790 Hubbard v. Norton, 399, 813, 368, 389 Hubert v. Grady, 449 Hudgin V. Pludgin, 107, 188, 487 Hudson V. Steare, 394 Hudson V. Swift, 199, 580 Hudson V. Watson, 199, 307 Hughes V. McNider, 437, 510, 760 Hughes V. Parker, 30, 31 Huff V. Cumberland Val. Land Co., 349 Huffman v. Gains, 131 Huish's Charity, In re, 681 Hulett V. Hamilton, 617 Hulfish V. O'Brien, 485, 634 Hull V. Field, 607 Hull V. Hull, 107, 138, 339 Hulse V. White, 873, 895 Hume V. Bentley, 39, 183, 763 Hume V. Desstir, 790 Hume V. Pocock, 20, 348, 689 Humphrey v. Clement, 294, 473, 474 TABI,K OF CASES. xH Humphrey v. McClenachan, 389, 804 Humphrey v. Wade, 78 Humphreys v. Hurtt, 526 Humphreys v. Moses, 697 Humpkey v. Norris, 15 Hundley v. Tibbitts, 741 Hunt V. Amidon, 343, 363, 439, 643 Hunt V. Marsh, 435 Hunt V. Middlesworth; 365, 440 Hunt V Moore, 242, 245 Hunt V. Orwig, 363, 371, 385 Hunt V. Rousmaniere, 813, 813, 816 818 Hunt V. Silk, 190, 585, 664 Hunt V. Stearns, 755 Hunt V. Weir, 725 Hunter, In re, 20 Hunter v. Bales, 458, 767, 768 Hunter v. Goudy, 200 Hunter v. Graham, 453 Hunter v. Jameson, 155 Hunter v. O'Neill, 34 Hunter v. Watson, 45 Huntley v. Waddell, 336 Huntsman v. Hendricks, 392 Hurd V. Hall, 803, 805 Hurd V. Smith, 433 Hurley v. Brown, 457, 754 Hurley v. Coleman, 435 Hurst V. Lithgrow, 364 Hurst V. McKeil, 179 Hurst V. Means, 15, It, 573, 578, 585, 597 Hurt V. Blackstown, 189 Hurt V. McReynolds, 189, 455, 570 Hussey v, Roquemore, 549 Huston V. Noble, 671 Hutchins v. Brooks, 109 Hutchins v. Carleton, 50 Hutchins v. Moody, 294 Hutchins v. Rountree, 394 Hutchinson v. Ainsworth, 547 Hutchinson v. McNutt, 457 Hutson V. Furnas, 527, 543 Huyck V. Andrews. 295, 298, 301 Hyatt V. Seelej', 151 Hyde v. Dallaway, 31, 700 Hyde v. Keller, 200, 659, 737 Hyde v. Kelly, 469 Hyde v. Redding, 103 Hyman v. Boston Chair Mfg. Co., 330, 348 Hymes v. Esty, 398, 399, 303, 393 Hymes v. Van Cleef, 373 Hymes v. Branch, 686, 724 Hyne v. Campbell. 720, 723, 804 Hynes v. Oldham, 93 Hyslip V. French, 663 I. Ice V. Ball, 634 Ikelheimer v. Chapman, 118 111. Land Co. v. Boomer, 367, 371, 498 Innis V. Agnew, 323 Ingalls V. Cook, 289, 498 Ingalls V. Eaton. 374, 376, 377 Ingalls V. Hahn, 13, 17, 685 Inge V. Lippingwell, 553 lugraham v. Grigg, 63, 70 Ingram v. Little, 49 Ingram v. Morgan, 344, 779, 784 Inness v. Agnew, 264 Innis V. Willis, 20, 558, 658 Ins. Co. V. Marshall, 617 Irbey v. Wilson, 103 Irick V. Fulton, 813 Ivvin V, Askew, 213 Irvin V. Blackley, 300, 304, 485 Irvine v. Irvine, 5, 11, 523 Irving V. Brownell, 68 Irving V. Campbell, 687, 692, 731 Isele V. Arlington Sav. Bank, 396 Ishmael v. Parker, 199 Isler V. Eggers, 588 Ives V. Kimball, 62 Ives V. Niles, 325, 404, 638, 640 Ives V, Pierson, 113 Ivey V. McKennon, 106 Jack V. McKee, 313 Jackson v. Ashton, 659 Jackson v. Bradford, 507, 519 Jackson V. Brovin, 187 Jackson v. Bull, 5, 16 Jackson v. Cory, 45 Jackson v, C'onhn, 164 Jackson v. Demont, 258 Jackson v. Edwards, 90, 473, 753, 777 Jackson v. Fosbender, 485 Jackson v. Green, 256, 838 Jackson v. Hoffman, 338, 497 Jackson v. Hubbell, 460, 510 Jackson v. Knight, 575 Jackson v. Ligon, 186, 194, 195, 748, 760, 764, 774 Jackson v. Littell, 516 Jackson v. Marsh, 402 Jackson V. SIcGinniss, ] 87 Jackson v. Mills, 498 Jackson v. Moncrief, 587 Jackson v. Murray, 516, 696, 736, 760 Jackson v. Norton, 604, 780, 793 Jackson V. Peck, 516 Jackson v. Rosevelt, 138, 129 Jackson v. Sassaman, 278 Jackson v. Schoonmaker, 44 Jackson v. Sellick, 347 Jackson v. Summerville, 497 Jackson v. Turner, 313, 373, 393 Jackson v. Vanderheyden, 514 Jackson v. Waldron, 533 Jackson v. Whitehead, 28, 30 Jackson v. Winslow, 494, 516, 518, 519 Jackson v. Wright, 460 Jacobs V. Locke, 469 Jacobs V. Morrison, 681 Jacocks V, Gilliam, 320 Jacoway v. Gault, 64, 71 xlii TABLE OF CASES. Jacques v. Vigo Co., 458 James v. Cutler, 536 James v. Hayes, 423, 635 James v. Jenkins, 300, 303 James v. Lamb, 385 James v. Lawreaceburgli Ins. Co., 440 James v. Lichfield, 467, 475 James v. McKennon, 801 James v. Myers, 91, 678, 697, 715 James v. Shore, 778 Jandorf v. Patterson, 801 Jaques v. Esler, 431, 445, 609, 784 Jarboe v. McAtee, 706, 714, 745 Jarden v. Lafierty, 415 Jarman v. Davis, 670 Jarrett v. Jarrett, 539 Jarvis v. Aiken, 503 Jasper v. Hamilton, 248, 349 Jayne v. Boisgerard, 138 Jayne v. Brock, 577 Jefferson v. Curry, 139 Jeffery v. Underwood, 50 Jeffries v. Jeffries, 730 Jendvine v. Alcock, 765 Jenkins v. Buttrick, 293 Jenkins v. Fahig, 747, 767 Jenkins v. Hiles, 763 Jenkins v. Hopkins, 268, 811, 337 Jenkins v. Whitehead, 746, 747 Jenkinson v. Ewing, 454, 616 Jenks V. Quinn, 93, 863 Jenks V. Ward, 293, 294 Jenness v. Parker, 434, 432 Jenness v. Spraker, 558 Jennings v. Brizendine, 527, 531 Jennings v. Jenkins, 78 Jennings v. Jennings, 79 Jerald v. Elley, 317 Jerome v. Scudder, 460, 468. 469, 470 Jervoiss v. Duke of Northumberland, 673 Jeter v. Glenn, 279, 804, 342, 396, 400, 452 Jett V. Locke, 595 Jewell V. Bannon, 429 Jewell V. Porter, 494 John's Estate, 115 Johns V. Prick, 118 Johns V. Hardin, 334, 351, 403, 404 Johns V. Nixon, 453 Johnson's Appeal, 640 Johnson t. Burnside, 58f), 593 Johnson v. Caldwell, 137 Johnson v. Collins, 201, 388 Johnson v. Farlow, 495 Johnson v. Gk;re, 431, 606, 783 Johnson v. Hnthorn, 634 Johnson v. Hollensworth, 278, 322 Johnson v. Houghton, 773, 809 Johnson v. Jarrett, 197 Johnson v. Jones, 424, 781, 793 Johnson v. Long, 449 Johnson v. McGhee, 62 Johnson v. Monell. 283 Johnson v. Nyce, 294, 344 Johnson v. Oppenheim, 339 Johnson v. Pryor, 243 Johnson v. Purvis, 453 Johnson v. Robertson, 137 Johnson v. Smock, 35 Johnson v. Sandhoff, 138 Johnson v. SilsflU, 577 Johnson v. Thweatt, 173 Johnson v. Tool, 38 Johnson v. Walton, 281 Johnson v. Wilson, 784 Johnson v. Wygant, 205. 306 Johnston v. Beard, 199, 307, 208 Johnston v. Haines, 58 Johnston v. Houghton, 23 Johnston v. Johnston, 305 Johnston v. Markle Paper Co., 381 Johnston v. Mendenball, 33, 150 Johnston v. Piper, 148, 149 Johnston v. Powell, 449 Johnston v. Scott, 53 Jones v. Bland, 414 Jones V. Blumenstein, 123 Jones V. Coffey, 106 Jones V. Cohen, 632 Jones V. Cohitsett, 364 Jones V. Davis, 388, 389 Jones V. Fulghum, 435, 608 Jones V. Gardner, 1, 35, 49, 294, 731 Jones V. Haff, 30, 695 Jones V. Jones, 402, 412 Jones V. Keen, 239 Jones V. King, 494 Jones V. Manley, 138 Jones V. Noe, 423 Jones V. Phillips, 36, 148 Jones V. Richmond, 342, 364 Jones V. Robbins, 759 Jones V. Shackelford, 468 Jones V Shay, 380 Jones V. Smith, 137 Jones V, Stanton, 784 Jones V. Sweet, 547 Jones V. Tarver. 48 Jones V. Taylor, 189, 571, 695, 741, 755 Jones V. Waggoner, 403, 784 Jones V. Warner, 259, 263, 268 Jones V. Waraock, 109 Jones V. Wood, 634 Jopling V. Dooley, 773 Jordan v. Blackmore, 373 .Jordan v. Denton, 457 Jordan v. Eve, 398 Jordan v. Poillon, 713, 718 .Joslyn V. Taylor, 36 Josselyn v. Edwards, 251 Jourdain v, Jourdain, 330 Joyce V. Ryan, 616, 643 Judd V. Randall, 278 Judice V. Kerr, 133 Judson V. Wass, 35, 557, 570, 730 Julian V. Beal, 140 Junk V. Barnard, 312 Juvenal v. Jackson, 638 TABLE OF CASES. xliii K. Kaiser v. Earhart, 494 Kane v. Fisher, 398 Kane v. Hood, 205 Kane v. Eippey, 564 Kane v. Sanger, 361, 864, 365, 366 Kans. Pac. R. Co. v. Dunmyer 343, 386 Karker v. Haverly, 203, 728 KaufEblt V Leber. 155, 157 Kauffman y. Walker, 88 Kavanagh v. Kingston, 368 Kearney v. Hogan, 730 Keating v. Giinther, 194, 774 Keating v. Korfhage, 297 Keating v. Price, 774, 775, 769 Kibler v. Cureton, 453, 574 Keeble v. Bank, 762 Keeler v. Wood, 379, 396. 401 Keep V. Simpson, 763 Keepfer v. Force, 541 Keifer v. Roger, 241 Keim v. Lindley, 22, 461, 463 Keith V. Silberberg, 73 Keller v. Ashford, 285 Kellogg V. Chapman, 530 Kellogg V. Ingersoll, 299 Kellogg V. Malin, 398, 309, 318 Kellogg V. Robinson, 295 Kellogg V. Wood, 871, 498 Kellum V. Ins. Co., 259. 293 Kelly V. Allen, 596 Kelly V. Bibb, 466 Kelly v. Bradford, 149 Kelly V. Brower, 775 Kelly V. Calhoun, 61, 63 Kelly V. Dutch Church, 337, 841, 388, 409 Kelly V. Jenness, 497 Kelly V. Kershaw, 585 Kelly V. Lowe, 319, 356, 446 Kelly V. Price, 390 Kelly V. R. Co., 234 Kelly V. Riley, 648 Kelly V. Solari, 123 Kelly V. Turner, 583 Kelly V. Wiseman, 409 Kelsey v. Crowther, 166 Kelsey v. Remer, 288, 313 Kelso V. Lorillard, 734 Kemp V. Penna. R. Co., 638 Kemp V. Porter, 60 Kempner v. Cohn, 213 Kempshall v. Stone, 468 Kennedy's Appeal, 641 Kennedy v. Embry, 451 Kennedy v. Granning, 700 Kennedy v. Johnson, 348 Kennedy v. McCartney, 499 Kennedy v. Newman, 377, 393 Kennedy v. Price, 64 Kennedy v. Woolfolk, 193 Kennison v. Taylor, 401 Kenniston v. Blakie, 73, 74 313, 875, Kenny v. Hoffman, 148, 250, 784, 738. 753 Kenny v. Norton, 263 Kent V. Allen, 686 Kent V. Cantrall, 379, 317 Kent V. Chalfant, 156 Kent V. Harcourt, 495 Kent V. Watson, 516 Kent V. Welch, 341 Kercheval v. Triplett, 499 Kern v. Kloke, 848 Kerney v. Gardner, 571 Kerr v. Kitchen, 244, 638, 639, 644 Kerr v. Purdy, 203 Kerr v Shaw, 350, 855 Kerst V. Ginder, 203 Kester v. Rockel, 766 Ketchem v, George, 116 Ketchum v, Evertson, 150, 550 Ketchum v. Stout, 470 Key V. Hanson, 421, 489, 441 Key V. Jennings. 425, 770, 786 Key V. Key, 226 Keyse v, Heydon, 29 Keyse v. Powell, 21 Keyton v. Bradford, 794 Kibler v. Cureton, 782 Kidder v. Bork, 344 Kilgore v. Pedin, 126 Kilpatrick v. Barron, 687, 734 Kilpatrick v. Stozier, 544 Kimbnll v. Bell, 568, 758 Kimball v. Blaisdell, 507 Kimball v. Bryant, 265, 892 Kimball v. Grand Lodge, 337, 888 Kimball v. Johnsqji, 58 Kimball v. Saguiu, 354, 654 Kimball v. Schaff, 498 Kimball v. Bemple, 59, 63, 322, 338, 519 Kimball v. West, 431, 510, 602, 608 Kimball v. Tooke, 674 Kimbrough v. Burton, 122 Kime v. Kime, 200 Kimmel v. Benna, 517 Kimmel v. Scott. 771 Kiefer v, Roger, 282, 344, 248 Kien v. Stukely, 754 Kincaid v. Brittain, 254, 355 358, 270 Kindley v. Gray, 746 King V. Doolittle, 818 King V. Gilson, 210, 512, 555 King V. Gunnison, 109, 641 King V. Jones, 257, 416 King V. Kerr, 811, 324, 354, 366, 367. 373, 391, 398, 408, 409 King V. Kilbride, 285, 350 King V. King, 189 King V. Knapp, 25, 238, 696, 775 King V. Pyle, 224 King V. Rea, 514 King V. Savery, 187 King V. Thompson, 668 King V. Wilson, 769 Kingdon v. Nottle, 257, 264, 864 Kingsbury v. Milner, 783, 790 xliv TABLE OF CASES. Kingsbury v. Smith, 399 Kingsbury v, Stoltz, 127 Kingston Bank v. Ettinge, 122 Kinports v. Eawson, 794, 796 Kinney v. McCuIlocli, 355 Kinney v. Knoebel, 136 Kinney v. Norton, 855 Kinney v. Watts, 373, 388 Kinsman v. Loomis, 502, 517 Kintrea v. Preston, 22 Kip V. Hirsli, 719, 739 Kirby v. Estill, 351, 403 Kirk V. Zell, 529, 540 Kirkendall v. Mitchell, 145, 322 Kirkland v. Little, 205, 691, 692 Kirkland v. Wade, 110, 6S2 Kirkwood v. Lloyd, 700 Kirtland v. Pounsett, 188, 219 Kirtz Y. Peck, 602 Kirkpatrick v. Downing, 213. 228, 668 Kirkpatrick v. Pearce, 292, 317 Kirkpatrick v. Miller, 355 Kley V. Geiger, 288 Klopp V. Moore, 156, 157 Klumpki V. Baker, 493 Knadler v. Sharp, 264, 312 Knapp V. Lee, 36, 424, 439, 577 Knapp V. Marlboro, 410 Knatchbull v. Grueber, 187, 192, 659, 776 Knedler v. Lang, 703, 704 Knepper v. Kurtz, 350 Knight V. Crockford, 201 Knight V. Tliayer, 503, 514 Knight V. Turner, 421 Knipe v. Palmer, 154, 156 Knowles v. Kennedy, 510 Knowlton v. Amy, 287 Koger V. Kane, 438, 445, 779, 794, 795 Kohner v. Higgins, 39 Kolher v. Kolher, 82 Koruegay v. Everett, 532, 813 Kortz V. Carpenter, 345 Kostenbader v. Spotts, 69 Kostendader v. Pierce, 298, 314 KouDtze V. Hellmuth, 190, 730 Kraemerv. Adelsberger, 685 Kramer v. Ricke, 625 Kramer v. Carter, 354, 356, 358, 359 Krewson v. Cloud, 2i7 Kruger v. Adams, 38 Krumm v. Beach, 13, 323, 333, 236 Kuchenbeiser v. Beckert, 107 Kuhn V. Freeman, 340, 771 Kuhn's Appeal, 636 Kurtz V. Hollingshed, 44 Kutz V. MoCune, 296, 298, 300 Kyle V. Fauntleroy, 394, 396, 399 Kyle V. Kavanaugh, 150, 809 Kyle V. Febley, 283, 813 L. Laoey v. Marman, 373 Lacey v. McMillan, 191 Ladd V. Blunt, 140 Ladd V. Noyes, 262, 395 Ladd V. Myers, 285 Ladue, In re, 724 Lafarge v. Matthews, 422, 591 Lafferty v. Milligan, 289 Laidlf.w V. Organ, 237 Lake v. Brutton, 240 Lake Erie, etc. , R. Co. v. Whitham, 69 Lallande v. West, 298 Lally v. Holland, 544 Lamerson v. Marvin, 425 Lamb v. Baker, 344 Lamb v. Burbank, 417 Lamb v. Danforth, 258, 336, 359 Lamb v. James, 386, 577, 623 Lamb v. Kann, 519 Lamb v. Smith, 647 Lamb v. Wakefield, 329, 518 Lambden v. Sharp, 55 Lambert v. Estes, 848, 352, 374 Lamerson v. Marvin, 440 Lamkin v. Reese, 81, 114, 527, 809 Lammot v. Bowley, 813 Lampton v. Usher, 114, 577 Lancaster v. Wilson, 89, 105, 106 Lancoure v. Dupre, 224, 668, 669 Land Co. v. Hill, 602,785 Landford v. Dunkton, 115 Landsdowne v. Landsdowne, 813, 816, 818 Landt v. Ma.yor, 274 Lane v. Bommelman, 93 Lane v. Fury, 353, 357, 401 Lane v. Latimer, 661 Lane v. Patrick, 633 Lane v. Richardson, 287 807 Lane v. Tidball, 438, 797 Lane v. Woodruff, 367 Lang V. Waring, 118 Lange v. Jones, 468, 794 Langford v. Pitt, 746 Langford v. Selmes, 21 Langlowv. Cox, 165 Langsdale v. Nicklaus, 291 Langton v. Marshall, 65 Lanier v. Foust, 451 Lanier v. Hill, 343, 251, 575, 800, 819 Lanigan v. Kille, 387, 388 Lanitz v. King. 190 Lansing v. Quackenbush, 123 Lansing v. Van Alstvne, 348, 353 Lant V. Norris, 322 " Large v. McLain, 279 Latham v. Morgan, 787 Lathers v. Keogh, 291 Latimer v. Wharton, 84 Lattin v. Vail, 435 Lauer v. Lee, 549, 552 Laughman v. Thompson, 102, 113 Laughery v. McLean, 422, 454 Laurens v. Lucas, 674 Laurenson v. Butler, 470, 477 Lavender v. Lee, 537 Laverty v. Moore, 696 TABLE OF CASES. xlv Law V. Grant, 235 Law V. Hide, 543 Lawless v. Collier, 364, 373, 885, 394, 603, 611 Lawless v. Evans, 273 Lawless v. Mansfield, 481 Lawrence v. Beaubein, 815, 816 Lawrence v. Chase, 313 Lawrence v. Dale, 14, 86, 193 Lawrence v. Montgomery, 304 Lawrence v. Parker, 47 Lawrence v. Siraonlon, 206 Lawrence v. Sinter, 863, 365 Lawrence v. Taj'lor, 36, 201, 565 Lawton v. Howe, 385, 805 Leach v. Forney 472 Leach v. Johnson, 185 Leach v. Leach, 731 Leahy v. Hair, 677 Leal V. Terbush, 424, 440, 441 Leary v. Durham, 146, 836, 351, 422 Learned v. Riley, 62 Leather v. Poulteny, 106, 408, 410 Lebanon Sav. Bank v. Hollenbeck, 545 Leddy v. Enos, 379, 357 Lee V. Clary, 494 Lee V. Dean, 319, 224, 636, 654 Lee V. Foard, 35 Lee V. Gardiner, 138 Lse V. Lee, 713, 734 Lee V. Porter, 483 Lee V. Russell, 210 Lefflngwell v. Elliott, 854, 885, 401 Lefflngwell v. Marrin, 700 Leftwich v. Neal, 67 Leggett V. McCarty, 436, 607, 784 Leggett V. Mut. Ins. Co., 280 Leird v. Abernethy, 779, 784 Lejeune v. Barrow, 393 Lejeune v. Herbert, 650 Leland v. Stone, 282. 878 Lemon v. Rogge, 724 Le Moyne v. Quimby, 113 Leonard v. Austin, 438, 446 Leonard v. Bates, 145, 305 Leonard v. Mills, 587 Leonard v. Pitney, 638, 653 Le Roy v. Beard, 154 Lesesne v. Witte, 745 Leslie v. Slusher, 43 Lesley v. Morris, 678, 730, 763 Lessley v. Bowie, 451, 452, 454 Lstcher v. "Woodson, 312 Lethbridge v. Kirkman, 38, 689 Lethbridge v. Mytton, 279 Lett V. Brown, 584, 591 Levitzky v. Canning, 838, 400 Levy V. Bond, 339 Levy V. Iroquois Bldg. Co., 708 Levy V. Newman, 716 Levy V. Riley, 113, 188 Lewis V. Baird, 493 L3wis V. Bibb, 275 Lewis V. Bond, 30 Lewis V. Boskins, 481 Lewis V. Braithwaite, 21 Lewis V. Cook, 362, 364 Lewis V. Coxe, 726, 731 Lewis v. Davis, 421 Lewis V. Day, 38 Lewis V. Gale, 464 Lewis V. Herndon, 701 Lewis V. Jones, 349 Lewis V. Lee, 313 Lewis V. Lewis, 844, 543 Lewis V. McMillen. 441, 553, 563, 578, 585, 595 Lewis V. Morton, 428, 607, 614 Lewis V. Ridge, 362 Lewis V. West, 428 Lewis V. White, 18, 89, 551, 561, 657 Ley V. Huber, 754 Liber v. Parsons, 380 Liddell v. Sims, 658 Life Association v. Siddall, 186 Lighty v. Shorb, 637, 639 Lillard v. Ruckers, 45 Linderman v. Berg, 404 Lindley v. Dakin, 359, 293 Lindley v. Lukin, 223 Lindsay v. Eastwood, 290 Linkous v. Cooper, 716 Linn v. Barkey, 145 Linn v. McLean, 695. 764 Linsey v. Ferguson, 591 Liuaey v. Ramsey, 494 Linton v. Allen, 35, 285, 497, 579 Linton v. Hichhorn, 733 Linton v. Porter, 113 Lister v. Batson, 213 Little V. Allen, 331, 808 Little V. Dodge, 67 Littlefleld v. Getchell, 862 Little V. Paddleford, 85, 565 Littlefleld v. Tinsley, 189, 571, 665, 670,. 695, 718 Lively v. Rice, 285 Livingston v. Iron Works, 258 Livingston v. McDonald, 59 Livingston v. Short, 792 Lloyd V. Farrell, 150, 634, 651 Lloyd V. Griffiths, 147 Lloyd V. Jewell, 86, 439 Lloyd V. Kirkwood, 107 Lloyd V. Quimby, 152, 287, 306, 367,. 380, 386 Locke V. Furze, 211, 387 Locke V. White, 517, 519 Lockhart v. Smith, 687 Lockman v. Reilly, 688, 718 Lockridge v. Foster, 193, 238, 652 Lockwood v. Gilson, 155, 157 Lockwood V. Hannibal & St. J. R. Co., 306, 763 Lockwood V. Sturtevant, 153, 355, 357, 263, 367 Logan V. Bull, 706, 754 Logan V. Moore, 494, 495 Logan V. Neill, 494 Logan V. Steele, 494 xlvi TABLE OF CASES. Logansport v. Case, 133 London Bridge Acts, 154 Long V. Bi-owD, 527, 809 Long V. Crews, 58, 63 Long V. Hartwell, 610 Long V. Howard, 403 Long V. Israel, 445, 608, 794 Long V. Miller, 460 LoQg V. Moler, 281, 387, 288, 290 Long V, Saunders, 584 Long V. Waring, 80 Long V. Weller, 78 Longworth v. Taylor, 677 Loomis V. Bedell, 329, 348, 352, 353, 385, 401 Loomis V. Pingree, 517, 522 Loomis V. Wadhams, 318 Loos, In re, 130 Lord V. Stephens, 691 Lot V. Thomas, 255, 358, 262, 498 Lothrop V. Snell, 341, 434 London v. Robertson, 110 Lougher v. Williams, 336 Loiighran v. Ross, 359 Louisville, etc., R. Co. v. Stone Co., 659 Lounsbery v. Locander, 35, 146, 468, 470 Lounsbery v. Snyder, 339 Lourance v. Robertson, 373, 375, 385 Love V. Berry, 113 Love V, Camp, 458, 475 Love V. Cobb, 458 Love V. Powell, 137 Lovelace v. Harrington, 789 Lovett V. Saw Mill Assn., 61 Lovingston v. Short, 607, 663 Lowdermilk v. Corpenning, 130 Lowe V. Allen, 544 Lowe V. Lush, 67.5, 679, 694 Lowell V. Daniels, 513 Lowndes v. Chamberlain, 814, 815, 816 Lowery v. Nicols, 758 Lowrey v. Tiileny, 257, 262, 265 Lowry v. Brown, 620 Lowry v. Cox, 221 Lowry v. Hurd, 603 Lowry v. Muldrow, 724 Lowther v. Corn, 373 Loyd V. Malone, 106 Lucas V. Chapeze, 576 Lucas V. Scott, 473, 475 Lucas V. Wilcox, 389 Luckett V. Triplett, 783, 793 Luckett V. Williamson, 35, 468, 704 746, 766 Luckie v. McGlasson, 847, 251 Lucy V. Lexington, 356, 262 Ludlow V. Gilraan, 435 Ludlow V. O'Neil. 723 Ludlow V. Van Ness, 737 Ludwell V. Newman, 345 Ludwick V. Huntzinger, 634, 635, 637 Lukens v. Jones, 638 Lukens v. Nicolson, 411 Lull V. Stone, 34, 36, 38 Lunsford v. Turner, 355 Lurmau v. Hubner, 700 Luse V. Dietz, 754, 755 Lutweller v. Linnell, 307 Lutz V. Compton, 761 Lydall v. Weston, 168, 673, 679 Lyle V. Earl of Yarborough, 763 Lyles V. Kirkpatrick, 700, 745, 758 Lyman v. Q-edney, 707 Lyman v. Stroudburgh, 697 Lynch v. Baxter, 109, 117, 663 Lynch, Ex parte, 400 Lynch v. Livingston, 58 Lynch v. Merc. Trust Co., 13 Lyon v. Anable, 648 Lyon V. Day, 567 Lyon v. Karn, 46 Lyon V. McCurdy, 115 Lyon V. O'Kell, 567 Lyon V. Richmond, 812, 819 Lyons v. Pyatt, 549 Lysney v. Selby, 653 M. Mabie v. Matteson, 155 Mack V. Patohiu, 309, 212, 887 Mackey v. Ames, 476, 749, 759, 760 Mackey v. CoUins, 343, 453 Mackey v. Harmon, 397, 318 Madden v. Leak, 798 Madely v. Booth, 28 Maeder v. Carondelet, 831, 411 Magaw V. Lathrop, 189 Magee v. Hallett, 515 Magee v. McMillan, 303, 596, 784, 793 Maginess v. Fallon, 193, 681, 700 Maguire v. Marks, 134, 140 Maguire v. Riggin, 364 Mahony v. Robbins, 423 Main, Sir Anthony's Case, 302 Major V. Dunnavant, 890 Majors v. Brush, 573, 616, 643 Malins v. Freeman, 31 Manahan v. Smith, 379 Maner v. Washington, 453, 608 643 Maney v. Porter, 348 Manitee v. Morrison, 156 Maun V. Matthews, 403, 405 Mann v. Young, 494 Manser v. Buck, 38, 31 Marbury v. Thornton, 343 Mardes v. Myers, 46 Margraf v. Muir, 337, 464 Maris v. lies, 383 Markland v. Crump, 365 Markley v. Swartzlander, 78 Marhn v. Willink, 587 Marple v. Scott, 292 Marsh v. Fish, 279 Marsh v. Sheriff, 251, 510 Marsh v. Thompson, 433 Marsh v. Wyckoff, 747 Marshall v. Oilman, 194 TABLE OF OASES. xh Marshall v. Caldwell, 468 Marshall v. Haney, 213 Marshall v. Hopkins, 442 Marston v. Bradshaw, 69 Marston v. Hohbs, 355, 361, 269, 274, 277, 316 Martin v. Anderson, 668 Martin v. Atkinson, 323, 356, 483 Martin v. Baker, 364 Martin v. Chambers, 584 Martin v. Colby, 41, 473 Martin v. Cotter, 679, 700 Martin v. Cowes, 403 Martin v. Dollar, 541 Martin v. Donelly, 66, 514, 547, 632 Martin v. Foreman, 447 Martin v. Gordon, 369, 383 Martin v. Hammon, 274 Martin v. Long, 370, 373 Martin v. Martin, 343 Martin v. McCormick, 803, 804 Martin v. Merritt, 227, 472 Martin v. Nixon, 534, 544 Martin v. Porter, 714, 717 Martin v. Wharton, 433 Marvin v. Applegate, 602. 661 Marvin v. Bennett, 808 Mason v. Bovet, 14 Mason y. Brimfield Mfg. Co., 777 Mason v. Brock, 66, 69, 70 Mason y. Caldwell, 156 Mason v. Cooksey, 348, 413 Mason v. Ham, 157 i Mason y. Kellogg, 351, 407 ' Mason y. Lawing, 669 Mason v. Moulder, 546 Mason v. Swan, 669 Mason y. Wait, 112 Massey, Succession of, 117 Massie v. Craine, 259 Massie y. Sebastian, 514, 793 Masson y. Borst, 193, 662, 664 Mastin y. Halley, 74, 534 Mathews y. Stewart, 396, 397, 401 Mather y. Corliss, 325 Mather v. Leman, 715 Mather y. Tremty, 347 Mather y. Henderson, 661 Matteson v. Vaughn, 348, 352, 369, 605 Mattock y. Kinglake, 199 Matthison v. Wilson, 203 Maule y. Ashmead, 340 Mawson y. Fletcher, 467, 478 Maxfield v. Bierbauer, 337, 571 May v. Adams, 541 May y. Arnold, 504 May y. Furniss, 783 May y. Ivie, 450 May y. McKeenon, 59 May V. Wright, 373 Mayer v. Adrian, 195 Mayes v. Blanton, 557 Maynard v. Moseley, 616 Mayo V. Babcock, 316 Mayo v. Purcell, 194 Mayor v. Baggatt, 331 Mayor v. Bulkley, 54 Mayor v. Mabie, 330, 331, 338, 339, 358 Mays y. Swope, 761 MoAleer v. MoMullen, 546 McAlpin y. Woodruff, 373, 381, 388, 400 McAninch y. Laughlin, 813 Mc Arthur y. Oliver, 523 McBride v. Greenwood, 516 McCabe y. Henry, 703 McCabill y. Hamilton, 702, 712, 739 McCann y. Edwards, 701, 714, 720, 757, 761 McCartney y. King, 80, 123 McCarty y. Leggett, 261, 263, 308, 510 McOasland v. Life Ins. Co., 533, 541 McCasky v. Graff, 141 McCauley v. Moore, 188 McClennan v. Prentice, 374, 603, 609 MoClerkin v. Sutton, 272 McClure v. Campbell, 281, 290 McClure v. Gamble, 361, 373 McClure y. McClure, 268, 373 McClure y. Raben, 519 McComb V. Wright, 707, 763, 765 McConihe v. Fales, 606 McConnell v. Downs, 354, 415 McConnell y. Dunlop, 234, 468 McConnell v. Little, 431 McConnell v. Smith, 109 McCool y. .Jacobus, 36, 569 McCord y. Massey, 484 McCorkle v. Rhea, 115 McCoy v. Bayley, 535 McCoy V. Lord, 356 McCracken y. Flanagan, 95 McCracken y. San Francisco, 187, 597, 598 McCracken v. Wright, 516 MoCrady v. Brisbane, 264 McCraven v. McGuire, 60, 69 McCroskey v. Ladd, 166, 603, 703 McCulloch y. Gregory, 681 McCullogh y. Boyd, 579 McCullogh y. Estis, 91 McCoUough y. Cox, 441 McCusker y. McEvoy, 503 McDaniel y. Bryan, 602 MoDaniel v. Evans, 183 McDaniel y. Grace, 431, 439, 441, 444 McDaniels y. Flower Brook Mfg. Co., 49, 61 McDermott y. McDermott, 706, 737 McDill y. Gunn, 283 McDonald v. Beall, 232, 617 McDonald y. Green, 424, 607, 793 McDonald v. Hanson, 13 i McDonald y. Morgan, 46 McDonald y. Vaughan, 424, 661 McDonnell v. MilhoUand. 532 McDonough y. Cross, 137 McDonough y. Martin, 330 McDowell y. Hunter, 350 McDowell V. McKesson, 193, 549 ' McDowell y. Milroy, 309, 448 xlviii TABLE OF CASES. McDunn v. Des Moines, 602, 786 McFadden v. Rogers, 542 McFerran v. Taylor, 464 McGary v. Hastings, 343, 348, 353, 354, 357, 385 McGavock v. Bell, 79 McGarrahan v. Mining Co., 173 McGee v. Carrico, 664 MoGee v. Wallis, 138 McGhee v. Ellis, 126, 140 McGhee v. Jones, 432, 573, 606. 784 McGinnis v. Noble, 485, 487, 635 MoGlynn v. Maynz, 730 McGoodwin v. Stephenson, 367 McGoon V. Scales, 90 McGowan v. Bailey, 638 McGowan v. Meyers, 396, 301 McGown V. Wilkins, 83, 88 McGrane v. Kennedy, 678 McGrew v. Harmon, 392 MoGuckin v. Milbank. 307 McGufEey v. Humes, 373, 377, 394, 396 McGuire v. Bowman, 701 McGuire v. Ely, 137 McHany v. Schenck, 137 McHenry v. Yokum, 441, 443 Mclndoe v. Morraau, 593, 665, 745 Molnerny v. Beck, 45 Mclunis V. Lyman, 337, 347, 507, 509 Mcintosh V. Smith, 123 Mclntyre v. Long, 617 Mclverv. Walker, 53 McKay v. Carrington, 664, 746, 747, 753 McKee v. Bain, 385, 396, 400, 401 McKee v. Brandon, 318 McKeen v. Beaupland, 589, 662 McKennan v. Doughman, 281, 288 McKenry T. Settles, 50 McKinney v, Jones, 747 MoKinney v. Watts, 323, 773 McKinzie V. Stafford, 61 McKleroy v. Tulare, 145 McCoy V. Chiles, 577 McLain v. Coulter, 486 McLarin v. Irviu, 593, 666, 703 McLaughlin v. Daniel, 487 McLaughlin v. MoDaniel, 140 McLaughlin v. Miller, 291 McLauriu v. McLaurin, 106 McLaurin v. Parker, 574 McLean v. Webster, 356 McLeery v. McLeery, 533 McLemore v. Mabson, 343, 421, 596 789, 793 McLennan v. Prentice, 273, 510, 800 McLeod V. Skiles, 281 McLeod V. Snyder, 205 McLogan v. Brown, 137 McLowry v. Croghan., 213, 331 McMahoa t. Stewart, 383 McManus v. Blackmar, 37, 38 MoManus v. Cook, 665 McManus v. Keith, 80 McMath V. Johnson, 580 McMillan v. Reeves, 117 McMullin V. Wooley, 295, 359 McMurray v. Fletcher, 46 McMurray v. Spicer, 193, 760 McMurray v. St. Louis Oil Co., 813 McNair v. Compton, 213 McNally v. Haynes, 116 McNamara v. Arthur, 19 McNJimara v. Pengilly, 200 McNeal v. Calkins, 618 McNear v. McOomber, 329, 393 McNew V. Walker, 426 McPherson v. Schade, 775 McPherson v. Smith, 682, 699 McQueen v. Choteau, 464 McQueen v. Farquhar, 681, 769 McQueen v. State Bank, 582 McRea v. Purmort, 383 McTucker v. Taggart, 539 McWhirter v. SwafEer, 436, 510, 609 Mc Williams v. Jenkins, 594 McWilliams v. Long, 204 Mc Williams v. Nisley, 484, 494 Mead v. Altgeld, 677, 718, 731 Mead v. Pox, 35, 166, 193 Mead v. Johnson, 150, 155, 803 Mead v. Stackpole, 345 Meadows v. Hopkins, 481 Meadows v. Meadows, 115 Means v. Brickell, 83, 454 Measou v. Kaine, 210, 334 Mich. Sav. & B. L. Assn. v. O'Connor, 79 Mecklem v. Blake, 264. 375, 603 Medina v. Stoughton, 618 Medlar v. Hiatt, 396, 301, 311 Medlicot v. O'Donel, 190 Meek v. Sprachn, 800 Meeks v. Bowerman, 837 Meeks v. Garner, 234, 693, 753 Mellen v. Boarman, 113, 125, 155 Mellon V. Webster, 39 Mellon's Appeal, 485, 487, 635 Melton V. Coffelt, 304 Melton V. Smith, 463 Menard v. Massey, 515 Menifee v. Marye, 96, 99, 483 Memmert v. McKeen, 356, 300, 301 Merc. Trust Co. v. So. Park Res, Co., 96, 354, 355, 370, 397, 400, 403 Merchants' Bank v. Harrison, 59 Merchants' Bank v. Thompson, 734, 753 Merriam v. Rauen, 133 Merrill v. Merrill, 203 Merrill v. Montgomery, 61 Merriman v. Norman, 237, 784 Merritt v. Gonley, 603 Merritt v. Harris, 516 Merritt v. Hunt, 155, 615, 791 Merritt v. Morse, 401, 404 Merritt v. Yates, 73 Mervin v. Vanlier, 87, 118 Mervin v. Smith, 107 Meservy v. Snell, 400 Messer v. Oestrich, 359, 333, 389, 393 TABLE OF CASES. xlix Mesick v. Sunderlaud, 170 Metcalf V. Dallam, 760 M. E. Church Home v. Thompson, 684, 685 Methvin v. Bixley, 118, 119 Mette V. Dow, 382, 394, 396 Meyer v. Boyd, 700, 733 Mhoon V. Wilkinson, 307 Michael v. Michael, 537 Michael v. Mills, 602 Michel V. Tinsley, 534, 538 Mickel V. Hicks, 116 Middlebury College v. Cheney, 503, 510 MiddlekaufE v. Barick, 434, 607, 617, 805 Middlemore v. Qoodale, 363 Middleton v. Findla, 46, 731 Middleton v. Selby, 763, 764 Middleton v. Thompson, 403, 404, 408 Midgett V. Brooks, 321, 323 Mid Great West. R. Co. v. Johnson, 818 Miesell v. Ins. Co., 693 Milkman v. Ordway, 465 Miller v. Argyle, 438, 797 Miller v. Duncan, 133 Miller v. Avery, 351, 435, 429, 606, 784, 793 Miller v, Ewing, 333, 523 Miller v. Feezor, 87 Miller v. Finn, 118 Miller v. Fraley, 630 Miller v. Halsey, 386 Miller v. Lamar, 434 Miller v. Long, 433, 573, 607 Miller v. Macomb, 694, 724 Miller v. Miller, 785 Miller v. Owens, 573, 793 Miller v. Parsons, 418 Miller v. Rhuman, 539 Miller v. Watson, 643 Milligan v. Cooke, 777 Millinger v. Daly, 73 Million Y. Riley, 131 Mills V. Abraham, 435 Mills V. Bell, 373, 380 Mills V. Catlin, 254, 394, 315, 316 Mills V. Herndon, 117 Mills V. Lockwood, 540 Mills V. Rice, 413 Mills V. Saunders, 435, 447 Mills V. Seminary, 543 Mills V. Traylor, 449 Mills V. Van Voorhis, 194 Miles V. Furnace Co., 464 Milot V. Reed, 278, 388 Milward v. Earl of Thanet, 758 Miner v. Beekman, 188 Miner v. Clark, 407 Minor v. Edwards, 189 Minor v. Katchez, 137 Mischke v. Baughn, 383, 893 Missouri Schnelle Lumber Co. v. Bar- low, 356 Missouri Val. Land Co. v. Buahnell, 725 Mitchell V. Allen, 747 Mitchell V. Barry, 481 Mitchell V. Christopher, 617 Mitchell V. De Roche, 587 Mitchell V. Dibble, 447 Mitchell V. Hazen, 155, 370, 380, 395 Mitchell V. Kintzer, 105 Mitchell V. Mullen, 434 Mitchell V. McMullen, 111, 784 Mitchell V. Mitchell, 547 Mitchell V. Pinokney, 78, 83, 87, 157, 188 Mitchell V. Petty, 494 Mitchell V. Pillsbury, 288, 292, 316 Mitchell V. Sherman, 577 Mitchell V. Stanley, 313 Mitchell V. Strinemitz, 673, 676 Mitchell V. Vaughan, 343 Mitchell V. Warner, 263, 396, 324, 360 Mitchell V. Woodson, 460, 517 Mitchell V. Zimmerman, 650 Mitchener v. Holmes, 717, 723 Mix V. Beach, 461 Moak V. Bryant, 73, 74 Moak V. Johnson, 388, 389 Mobile Co. v. Kimball. 465 Mobley v. Keys, 35, 559. 573 Moggridge v. Jones, 433, 440, 578 Mohr V. Maniere, 117 Mohr V. Parmelee, 396, 311, 314, 389 Mohr V. Tulip, 117 Moliter v. Sheldon, 358 Molloy V. Egan. 759 MoUoy V. Sterne, 28, 689 Monagan v. Smr.ll, 674, 733 Monarque v. Monarque, 716 Monell V. Colden, 638, 654 Monell V. Donglan, 386 Monroe v. Skelton, 536 Monson v. Stevens, 305, 741 Monson v. Stevenson, 580 Monte V. Allegre, The, 118 Montgomery v. North Pac. R. Co., 384, 386 Montgomery v. Pac. L. Co. Bureau, 676, 677 Montgomery v. Reed, 358, 270, 375, 376 Moody v. Leavitt, 401 Moody v. Spokane R. Co. , 36 Mooney v. Burchard, 354 Moore v. Allen, 135, 140 Moore v. Appleby, 38, 674, 686, 718 Moore v. Buckham, 73 Moore v. Cooke, 577, 787 Moore v. Ellsworth, 440, 781 Moore v. Frankenlield, 383 Moore v. Hazelwood, 811 Moore v. Hill, 574 Moore v. Hunter, 173 Moore v. Johnston, 359, 836 Moore v. Lanham, 343 Moore v. McKie, 383 Moore v. Merrill, 262, 369 Moore v. Munn, 530, 538 1 TABLE OF CASES. Moore v. Neil, 109 Moore v. Rake, 494, 503 Moore v. Taylor, 728 Moore v. Vance, 59 Moore v. Vail, 341, 345, 347, 348, 351, 353 Moore v. Weber, 839, 415 Moore v. Williams, 675, 683, 684, 693, 698, 733 Moore v. Win gate, 534 Morange v. Morris, 15, 36, 203, 743, 759 More V. Smedburgh, 188, 185, 585, 662, 741, 748 Moredock v. Williams, 577 Morehouse v. Heath, 283 Moreland v. Atchinson, 238, 650, 803, 818, 819 Moreland v. Metz, 314, 315, 373, 393 Morenhout v. Barron. 468 Morgan's Appeal, 116 Morgan v. Boone, 481 Morgan v. Bouse, 120 Morgan v. Brast, 774 Morgan v. Farned, 115 Morgan v. Han. & St. J. K. Co., 348, 351 357 Morgan' V. Morgan, 468, 659, 683, 687 Morgan v. Muldoon, 403 Morgan v. Eamsey, 139 Morgan v. Scott, 739, 744, 747 Morgan v. Shaw, 765 Morgan v. Smith, 34, 78, 295, 301, 316, 446 Morgan v. Stearns, 73 Morley v. Cook, 25 Morris v. Balkham, 139 Morris v. Coleman, 753 Morris V. Gentry, 106 Morris v. Goodwin, 742 Morris v. Ham, 431 Morris v. Kearsley, 38 Morris V. McMullen, 701, 708, 798 Morris v. McNuU, 745 Morris v. Mowatt, 88, 695 Morris V. Phelps, 359, 389, 390, 391, 510 MoiTis V. Rowan, 394, 396, 400 Morris V. Terrell, 173 Morris v. Whitcher, 430 Morrison v. Arnold, 681 Morrison v. Beckwith, 784, 787, 793 Morrison v. Collier, 538, 537 Morrison v. Caldwell, 619 Morrison v. Faulkner, 74 Morrison v. Lods, 384 Morrison v. Mo Arthur, 257 Morrison v. Morrison, 338 Morrison v. Underwood, 510 Morrison v. Wilson, 832, 517 Morrow v. Rees, 591, 593, 647 Morrow v, Wessell, 83 Morse v. Elmendorf, 463, 468, 808 Morse v. Royal, 186. 190 Morse v. Shattuck, '383 Mortlock V. Butler, 467, 470, 477, 659 Morton r. Ridgeway, 398, 665, 668, 669 Morton v, Willborn, 137 Moseley v. Hunter, 379, 285, 310 Moser v. Cochran, 674, 676, 737, 728 Moses V. McPherian, 133, 630 Moses V. Wallace, 468, 469 Moss V. Davidson, 454, 670, 746 Moss V. Hanson, 639, 753 Mott V. Ackerman, 763 Mott V. Mott, 700, 734, 773 Mott V. Palmer, 258 Moulton V. Chafiee, 30 Moulton V. Edmonds, 161 Moyer v. Shoemaker, 603, 643 Mudd V. Green, 602 Muir V. Berkshire, 136, 137 Muir V. Craig, 140 Mullings T. Trinder, 678 MuUin T. Atherton, 127 MuUin V. Boggs, 60 Mullins V. Aikin, 692, 720, 722 Mullins V. Bloomer, 582 Mullins V. Jones, 338, 574 Mullins v. Porter, 714 Mumford v. Pearce, 481, 716, 717 Munday v. Vail, 94, 97 Munro v. Long, 453, 454 Munroe v. Pritchett, 334, 350, 251, 252 Murdock v. Gilchrist, 480 Murphin v. Scoville, 30, 85 Murphree v. Dogan, 483 Murphy v. Jones, 422 Murphy v. Lockwood, 143, 145 Murphy v. Price, 156, 345 Murphy v. Richardson, 567, 636, 638 Murray v. Ellis, 635, 674, 684, 698 Murray v. Harway, 684, 693, 694 Murray v. Palmer, 667 Murray v. Sells, 536 Murrell v. Goodj'ear, 481, 746 Muskingum Val. T'pike v. Ward, 45 Myers v. De Meier, 748, 749 Myers v. Broadbeck. 314 Mygatt V. Coe, 261, 304, 370 isr. Nabours v. Cocke, 803 Naglee v. Ingersoll, 413 Napier v. Elani, 343, 244 Nash V. Ashton, 418 Nash V. Palmer, 337, 339 Nash V. SpofCord, 514 Nathan v. Morris, 730 Nat. Fire Ins. Co. v. McKay, 433 Naylor v. Winch, 818, 816 Nebe, In re, 70 Needham v. Salt Lake City, 116 Neel V. Carson, 137 Neel V. Hughes, 49 Neel V. Prickett, 571, 573 Neeson v. Bray, 341 Negley v. Lindsay, 193, 583 Nelson v. Matthews, 30, 380 Nelson v. Prewitt, 433, 783 TABLE OF CASES. Nelson v. Harwood, 489 Nelson v. Owen, 788 Nelson v. Russell, 724 Nelthorp v. Howgate, 475 Nerhooth v. Althouse, 534 Nesbit V. Brown, 369, 375 Nesbit V. Campbell, 446 Nesbit V.' Nesbit, 369 Nesbit V . Miller, 303 Newark Sav. Inst. v. Jones, 30, 21 146, 195 New Barb. Bridge Co. v. Vreeland, 20 Newbold v. Peabody Heiffhts, 195, 301, 430 New Brunswick R. Co. v. Conybeare, 235 Newcomb v. Bracket, 15 Newcomb v. Presbrey, 322 Newcomber v. Brooks, 107 Newell V. Turner, 193 Newman v. Samuels, 64 Newnanv. Maclin, 594, 718, 774 Newsom v. Davis, 723 Newsom v. Graham, 443 Newsom v. Harris, 213 Newsom v. Thompson, 43 Newton v. Foster, 434 N. T. Steam Co. v. Stern, 704 Neyland v. Neyland, 450 Nichol V. Nichol, 198 Nicholas v. Jones, 156 Nichols V. Alexander, 507 Nichols V. Corbett, 39 Nichols V. Dissler, 130 Nichols V. Freeman, 214 Nichols V. Walters, 270, 271, 378 Nicholson v. Caress, 532, 534 Nicholson v. Condon, 682 Nicholson v. Sherard, 483 Nicholson v. Wadsworth, 459, 584, 661 Nickles v. Hastings, 121 Nlcol V. Nicol, 243 NicoU V. Carr, 591, 663, 663, 674, 686, 734, 735 Nicoll v. Mason, 539 Nieto V. Carpenter, 515 Niles V. Harmon, 616 Nind V. Marshall, 337 Nixon V. Carco, 531 Nixon V. Hyserott, 155 Nodine v. Greenfield, 75S Noell V. Gill, 538 Noke V. Awder, 368 Nokes V. Lord Kilmorey, 760 Nolan V. Pelton, 385 Noonan v. Illsley, 507, 510, 603 Noonan v. Lee, 346, 431, 606, 617 Norgren v. Edson, 130 Norman v. Norman, 131 810, 813 Norris v. Evans, 449 Norris V. Kipp, 336, 412, 413 Northridge v. Moore, 219, 333 Norton v. Babcock, 388, 313, 386 Norton v. Colgrove, 307 Norton V. Herron, 156 Norton V. Jackson, 421, 448 Norton v. Marten, 818 Norton v. Neb. L. & Tr. Co., 86, 87 Norton v. Young. 664 Nosier v. Hunt, 373, 433 Nott V. Ricard, 39 Nouaille v. Flight, 30, 689, 773 Nowler v. Colt, 138 Nowlin V. Pyne, 533, 534 Noyes v. Johnson, 24, 702, 703 Noyes v. Phillips, 230 Nugent V. Priebatsch, 544 Nunnally v. White, 360 Nunally v. White, 495 Nutting V. Herbert, 270, 373, 383, 384 Nyce v. Obertz, 394, 312 o. Cakes v. Buckley, 17, 206 Oakley v. Drummond, 424 O'Bannon v. Paremour, 494 O'Beirne v. Buller, 464 Otternyce v. Obertz, 777 Oberthier v. Stroud, 119, 120 O'Connell v Duke, 811 O'Connor v. Higgins, 701, 706 O'Perrall v. Simplot, 72 Officer V. Murphy, 662, 663, 666 Ogburn v. Whitlow, 449, 451 Ogdeu V. Ball, 273, 373, 348, 392 Ogden V. Yoder, 798 Ogilvie V, Hall, 339 Ohio & Miss. R. Co. v. McCarthy, 660 Ohling V. Luitjens, 599, 607, 645, 799 O'Kane v. Kiser, 733 O'Kelly V. Gholston, 137 Oldfleld V. Stevenson, 433, 437, 790 OUver V. Dix, 754 Oliver v. Hallam, 766 Oliver v. Loye, 269 Oliver v. Piatt, 620 O'Meara v. McDaniel, 273 Omerod v. Hardmau, 764 O'Neill V. Douthett, 568, 740 O'Neill V. Vanderberg, 514 Onions v. Tyrer, 816 Ontario Bank v. Lansing, 121, 123 O'Reilly v. King, 676, 684, 685, 689, 717 OrendorfE v. Tallman, 654, 801 Ormsby V. Terry, 79, 81 Orme v. Boughton, 14, 257 Osbaldiston v. Askew, 694, 695, 696 Osborn v. Dodd, 661 Osborne v. Atkins, 304, 305, 767 Osborne v. Breman, 773 Osborne v. Dodd, 584 Osborne v. Harvey, 38 Osborne v. McMillan, 157 Osborne v. Nicholson, 340 Osborne v. Rowlett, 687 Osgood V. Franklin, 659 Osterbury v. Union Trust Co., 143 Osterhout v. Shoemaker, 523 Osterman v. Baldwin, 120 lii TABLE OF CASES. Oswald V. Sproehlne, 534 Ott V. Sprague, 517 Ottinger v. Strasburger, 700, 701, 702, 704 Outlaw V. Morris, 665 Overhiser v. McColIister, 370, 611 Overly v. Tipton, 204 Overstreet v. Dobson, 290 Owea V. Norris, 205 Owen V. Thomas, 341, 848, 414 Owens V. Oowan, 746 Owens V. Rector, 234, 602 Owens V. Salter, 446, 484 Owings V. Baldwin, 695 Owings V. Thompson, 20 P. Pack V. Qaither, 457 Packard v. Usher, 167 Page V. Adam, 81 Page V. Brown, 153 Page V. Greeley, 24, 190, 690, 703 Page V. Lashley, 293 Paine v. Miller, 161 Painter v, Henderson, 171 Palmer v. Chandler, 386 Palmer v. Morrison. 725, 726 Palmer v. Richardson, 184, 188, 763 Palmerton v. Hoop, 117 Pangborn v. Miles, 567, 728, 738, 739 Papin V. Goodrich, 41, 164 Parham v. Parham, 529 Parham v. Randolph, 284, 245, 250, 774, 800 Parish v. Whitney, 295 Park V. Bates, 345, 351, 379, 380, 407 Park V. Johnson, 660, 671, 733 Parker v. Baker, 59 Parker v. Brown, 354, 255, 370 Parker v. Culbertson, 423 Parker v. Dunn, 348 Parker v. Goddard, 132 Parker v. Hart, 486 Parker v. Jones, 494 Parker v. Kane, 99 Parker v, McAllister, 84, 205 Parker v. Parker, 279, 799 Parker v. Parmele, 33 Parker v. Porter, 690, 720 Parker v. Richardson, 386, 415 Parker v. Starr, 541 Parker v. Teas, 546 Parkins v. Williams, 792 Parkinson v. Sherman, 486, 440, 447 606 Parks V. Brooks, 594, 656, 659, 663, 731, 789" Parks V. Jackson, 695 Parlin v. Stone, 534 Parmly v. Head, 674, 676 Parr v. Lovegrove, 700 Parsons v. Gilbert, 749 Partridge v. Hatch, 389 Partridge v. Patton, 522 Paslay v. Martin, 764 Pate V. Mitchell, 34, 261, 484 Pate V. McConnell, 748 Paton V. Brebner, 470, 776 Paton V. Rogers, 467 Patrick V. Leach, 874 Patrick v. Roach, 665, 668 Patten v. Fitz, 300 Patten v. Stewart, 193, 243, 617, 662 Patterson v. Arthur, 300, 301, 303, 840 Patterson v. Carneal, 50 Patterson v. Dwinel, 534 Patterson v. Fisher, 534 Patterson v. Goodrich, 36 Patterson v. Long, 30, 777 Patterson v. Pease, 501 Patterson v. Stewart, 394 Patterson v. Sweet, 396 Patterson v. Taylor, 608 Patterson v. Yancey, 293, 317 Patton V. Camplin, 454 Patton V. England, 194, 439, 651 Patton V. Kennedy, 389, 408, 412, 413 Patton V. McFarlane, 341, 348 Patton V. Taylor, 431, 785, 801 Patton V. Thompson, 106 Paul V. Kenosha, 805 Paul V. Witman, 350, 363, 406, 408 Payne v. Atterbury, 594 Payne v. Cabell, 614 Payne v. Echols, 150 Payne v. Markle, 703 Paxson V. Lefierts, 319 Paxton V. Sterne, 137 Peabody v. Brown, 45 Peabody v. Phelps, 638, 653, 654 Peak V, Gore, 736, 745 Pearson v. Chapin, 383, 591, 647, 650 PearsoU v. Frazer, 307 Pearson v. Davis, 370 Pearson v. Seay, 559 Pease v. Christ, 393, 394 Peay v. Capps, 584, 681 Peay v. Wright, 653 Peck V. Hensley, 348 Peck V. Houghtaling, 274. 376, 323 410 411, 414 Peck V. Jones, 636 Peckham v. Stewart, 721 Peden v. Moore, 421, 440 Peebles v. Stephens, 584, 661, 665, 668 800 Peeler v. Lew, 474, 475 Peers v. Barnett, 438, 575, 704, 797 Peers v. Lambert, 774 Peet V. Beers, 487 Pegler v. White, 677, 679 Pelletreau v. Jackson, 516 Pence v. Duval, 363, 336, 839, 373, 4 l3 Pendleton v. Button, 72 Penfield v. Clarke, 36 Penn v. Armstrong, 545 Penu V. Preston, 685 Pennington v. Clifton, 140 Pennsylvania v. Sims, 635 TABLE OF CASES. M People V. Gilon, 291, 567 People V. Globe Ins. Co., 683 People V. Life Ins. Co., 724 People V. Open Board, etc., 682, 749, 757 People V. Sisson, 422 People V. Society, 513 People V. Stock Brokers' Building Co. , 688 People's Sav. Bank v. Alexander, 299 Pepper v. Rowley, 422 Peques v. Mosby, 559, 580 Perciful v. Hurd, 607 Perkins v. Bamford, 435 Perkins v. Dickinson, 529 Perkins v. Ede, 774 Perkins v. Fairfield, 92 Perkins v. Hadley, 214, 361, 477, 594, 668 Perkins v. White, 78 Perkins v. "Williams, 431 Perrot v. Perrot, 816 Perry v. Adams, 138 Perry v. William, 141 Pershing v. Canfleld, 204, 588 Personneau v. Blakely, 532 Peterman v. Laws, 132 Peters V. Anderson, 485 Peters v. Bowman, 367, 435 Peters v. Delaplaine, 777 Peters v. Farnsworth, 155 Peters v. Grubbs, 338, 340, 359 Peters v. McKeon, 212, 215, 222, 233, 373 Peters v. Meyers, 290, 291 Peterson v. McCulloch, .423 Petrie v. Folz, 354, 355, 383 Pettys V. Marsh, 560 Pfirrman v. Wattles, 134, 424 Phelps V. Decker, 328 Phelps V. Kellogg, 503 Phelps V. Phelps, 52, 346 Phillbrook v. Emswiler, 624 Phillips V. Coffee, 127 Phillips V. Cooper, 403 Phillips V. Day, 705, 709 Phillips V. Evans, 340 Phillips V. Herndon, 36, 148, 311 Phillips V. O'Neal, 593 Phillips V. People, 59 Phillips V. Reichert, 373, 378, 390 Phillips V. Ruble, 61 Phillips V. Scott, 640 Phillips V. Smith, 375. 383 Phillips V. Stanch, 473 Phillips V. Walsh, 75, 76 Phillipson v. Gibbon, 766 Phipp V. Childs, 689 Pickitt V. Loggon, 147 Piedmont Coal Co. v. Green, 575 Pierce v. Johnston, 362 Pierce V. Milwaukee R. Co., 418, 493, 512 Pierce v. Nicol, 746 Pierce v. Nichols, 768 Pierson v. Armstrong, 50 Pierson v. Doe, 50 Pike V. Galvin, 262, 522 Pike V. Goodnow, 499 Pilaud V. Taylor, 58 Pilcher V. Prewitt, 616, 618 Pilcher v. Smith, 594 Pillsbury v. Mitchell, 262, 304, 309, 313, 317 Pincke v. Curtis, 192 Pinkston v. Hine, 228, 373 Pino V. Beckwith, 557, 590 Pintard v. Martin, 616 Piper V. Elwood, 141 Pipkin V. James, 557, 754, 761 Pitcher v. Livingston, 150, 269, 370, 398 Pitkin V. Leavitt, 345, 400, 407, 408, 409, 410, 412 Pitman v. Connor, 282, 325 Piatt v. Gilchrist, 427, 435, 606, 793 Piatt V. Newman, 728 Plsiyter v. Cunningham, 337, 346 Plowman v. Shidler, 498 Plummer v. Rigdon, 213 Plummer v. Russell, 48 Point Street Iron Works v. Simmons, 151 Poke V. Kelly, 559, 634 Polk V. Stevenson, 167 Polk V. Sumter, 49, 731 Pollard V. Dwight, 255, 257, 258 Pollard V. Rogers, 193 Pollock V. Speidel, 494 Pollock V. Wilson, 671 Pomeroy v. Burnett, 307, 433, 446, 447 Pomeroy v. Drury, 30, 36 Pomeroy v. Partington, 396 Pope V. Garland, 21, 30 Pope V. Simpson, 134 Pope V. Wray, 582 Pool V. Ellis, 138, 139 Poole V. Hill, 199 Poole V. Shergold, 773 Poor V. Boyce, 114, 117 Porter v. Bradley, 393, 314 Porter v. Hill, 510 Porter v. Noyes, 33. 35, 394, 347, 731 Porter v. Scobie, 577 Porter v. Sullivan, 533 Porter v. Titcomb, 663 Porterfield v. Payne, 686 Portman v. Mill, 765 Post V. Bernheimer, 735 Post V. Campau, 293 Post V. Leet, 82, 121, 803 Post V. Weil, 731 Potter V. Kitchers, 277 Potter V. Parry, 677 Potter V. Taylor, 284 Potter V. Tuttle, 151 Potwin V. Blasher, 354, 397, 437 Poulet V. Hood, 154 Poulson V. Ellis, 300 Pounsett V. Fuller, 311 liv TABLE OF CASES. Powell V. Conaut, 689 Powell V. Edmonds, 33 Powell V. Lyles, 326 Powell V. Matj;r, 767 Powell V. Morrissey, 546 Powell V. Munson, 394 Powell V. Powell, 697 Powell V. So. Wales R. Co., 776 Power V. Standish, 491 Powers V. Bryant, 69 Poyas T. Wilkins, 453 Poyntell v. Spencer, 348, 350, 634, 640 Pratt V. Campbell, 464, 769 Pratt V. Eley, 678, 703, 704 Pratt V. Pratt, 511, 513 Preisslnger v. Sharp, 682 Presbrey v. Kline, 461, 891, 746, 751, 753 Prescott V. Hayes, 60 Prescott V. Hobbes, 366 Prescott V. Trueman, 356, 386, 307, 309, 313, 739, 777 Prescott V. Williams, 296 Presser v. Hildebrand, 473 Preston v. Breedlove, 449 Preston v. Fryer, 81, 84. 87 Preston v. Harrison, 140 Preston v. Whitcomb, 36 Preston v. Williams, 545, 546 Prevost V. Gratz, 421, 608 Prewitt V. Graves, 689, 722 Prewltt V. Kenton, 403 Price V. Ayres, 791, 797 Price V. Blount, 449 Price V. Boyd, 140 Price V. Browning, 184, 576 Price V. Johnson, 256 Price V. Real Estate Assn, 117 Price V. Strange, 677 Pringle v. Spaulding, 210 Pringle v. Witton, 376, 343 Pritchard v. Atkinson, 399 Prosser v. Watts, 681, 700 Prothro v. Smith, 760 Prov. Life N. Co. v. Seide, 262 Prout V. Gibson, 575 Prout V. Roberts, 243, 653, 800 Pry V. Pry, 51 Pryse v. McGuire, 241, 344, 351, 423 Puckett V. McDonald, 115, 559, 633 Pugh V. Brittain, 543 Pugh V. Chasseldine, 35, 148 Pugh V. Mayo, 498 Pumpelly v. Phelps, 316, 224, 226, 337 Purcell V. Heeney, 435 Purvis V. Raver, 30, 33, 676 Pusey v. Desbourne, 816 Puterbaugh v. Puterbausrh, 20, 313, 237 Putnam v. Ritchie, 139 Putnam v. Westcott, 557 Pyrke v. Waddingham, 675, 678, 680, 687 Q. Quarles v. Campbell, 115 Quick V. Taylor, 301 Quimby v. Lyon, 304 Quivey v. Baker, 494, 517, 519 II. Badcliff V. Ship, 348. 409 Rader v. Neal, 104, 153 Radford v. Willis, 680 Ragan v. Gaither, 695 Raines v. Callaway, 411 Raines v. Walker, 494 Ralston v. Miller, 438, 794 Ramsden v. Hurst, 30 Ramsey v. Smith, 536 Ramsour v. Shuler, 481, 781 Randall v. Albertis, 339 Randall v. Lower, 498, 499 Randall v. Mallett, 307 Randolph v. Kinney, 263, 369 Randolph v, Meeks, 348, 345 Ranelagh v. Hayes, 491 Rankin v. Maxwell, 468 Ranney v. Smith, 535 Ranson v. Shuler, 781 Rantin v. Robertson, 387 Rash V. Jenne, 378 Rashall v. Ford, 349 Rathbun v. Rathbun, 496 Rawley v. Beaman, 69 Rawlings v. Adams, 213 Rawlins v. Timberiake, 433, 784, 792 Ray V. Detchon, 137 Ray V. Pease, 50 Ray V. Virgin, 113 Raymes v. Clarkson, 44 Raymond v. Holden, 514 Raymond v. Raymond, 255, 381 Raymond v. Squire, 263 Raynor v. Lyon, 781 Rea V. Minkler, 335, 859, 414 Read v. Fogg, 519, 533 Read v. Walker, 202, 593, 663, 800 Reading v. Gray, 807 Real v. Hollister, 348 Reardon v. Searcy, 137 Reasoner v. Edmundsou, 359, 307, 348, ?55 Reck V. Clapp, 181 Recohs v. Younglove, 254, 391 Rector v. Higgins, 307 Rector v. Price, 778 Redding v. Lamb, 834, 443 Reddington v. Henry, 565 Redmon v. Phenix Ins. Co., 388 Redwine v. Brown, 363, 336, 363, 365 Reece v. Haymaker, 717 Reed v. Crosthwaite, 140 Reed v. Hatch, 327 Reed v. Reed, 717 Reed v. Noe, 695, 773, 774 Reed v. Pierce, 309 TABLE OF CASES. Iv Reed v. Root, 532 Reed v. Sycks, 430 Reed v. Tioga Mfg. Co., 435, 780 Reeder v. Craig, 494 Reese v. Gordon, 440, 617 Reese v. Kirk, 13 Reese v. McQuilkiu, 373, 418 Reese v. Smith, 493, 510 Reeves v. Dickey, 576, 577, 748, 753 Refeld, v. Woolfblk, 619 Regney v. Coles, 692, il5 Regney v. Small, 131 Reid V. Sycks, 384 Reilly v. Burton, 137 Reiner's App., 113 Remillard v. Prescott, 535, 539 Remington v. Hornby, 148 Remington v Palmer, 439, 481 Remy v. Olds, 204 Renick v. Renick, 794 Renshaw v. Gans, 481, 487, 635 Resser v. Carney, 499 Reuter v. Lane, 643 Reydell v. Reydell, 697 Reynolds v. Borel, 693 Reynolds v. Clark, 473 Reynolds v. Cleary, 730 Reynolds v. Harris, 137, 338 Reynolds v. Nelson, 549 Reynolds v. Smith, 756 Reynolds v. Strong, 673, 684, 719, 757 Reynolds v. Vance, 774 Rex V. Creel, 333, 345 Rex V. Holland, 568 Rhea v. Allison, 669 Rhea v. Swain, 394 Rheel v. Hicks, 122 Rhoads v. Selin, 105 Rhode V. Alley, 151, 451, 631, 650 Rhode V. Green, 408, 413 Rhodes v. Ibbetson, 27 Rhodes v. Wilson, 559 Rhorer v. Bila, 584, 585 Rice V. Barrett, 724 Rice V. Burnett, 109, 113, 118 Rice V, Goddard, 434, 439 Rice V. Kelso, 498 Rice V. Poynton, 541 Rich V. Johnson, 393 Richards v. Bent, 363, 288, 305 Richards v. Homestead Co., 354, 357, 385, 386 Richards v. Mercer, 733 Richardson v. Bright, 241, 343, 245 Richardson v. Butler, 117 Richardson v. Dorr. 354, 307 Richardson v. Eyton, 30 Richardson v. Gosser, 637, 640 Richardson v. Jones, 681 Richardson v. McDougall, 134, 141 Richardson v. McKinson, 665, 667, 668 Richardson v. Tobey, 297 Richardson v. Williams, 785 Richmond V. Gray, 188, 709, 747, 753 Richmond v. Koenig, 733 Richmond v. Marston, 136 Richmond v. Robinson, 473 Richmond v. Voorhees, 61 Ricker v. Pratt, 782, 789 Rickert v. Snyder, 276, 314, 338, 348, 400, 411 Ricketts v. Dickens, 320, 336, 345 Riddell v. Blake, 670 Riddle v. Bush, 138 Riddle v. Hill, 113 Riddleberger v. Mintzer, 473 Rider v. Powell, 537 Ridgeley v. Howard, 58 Ridgway v. Gray. 776, 777 Riesz's Appeal, 473 Rife V. Lybarger, 733. 737, 776 Rigg V. Cook, 503 Riggs V. Russell, 79, 193, 560 Riley v. Kepler, 111 Riley v. Million, 121 Rimer v. Dugan, 243, 350, 800 Rinaldo v. Houseman, 567 Rineer v. Collins, 310, 313 Rindskopf v. Trust Co. , 346 Rinehart v. Rinehart, 309 Ripley v. Kepler, 109 Rippingall v. Loyd, 31 Ritter v. Henshaw, 133, 140 Ritter v. Phillips, 447 Roach V. Rutherford, 188, 191, 573 Roake v. Kidd, 676 Robards v. Cooper, 431 Robb V. Irwin, 95 Robb V. Montgomery, 35, 47, 580, 751 Roberts v. Bassett, 35, 36 Roberts v. Levy, 361, 267, 395, 301 Roberts v. Lovejoy, 468 Roberts v. Stowers, 95, 128 Roberts v. Taliaferro, 530 Roberts v. Wolbright, 432, 606 Roberts v. Wyatt, 31, 165, 459, 478 Robertson v. Bradford, 115, 138 Robertsou-v. Gaines, 494 Robertson V. Hogsheads, 574, 648 Robertson v. Lemon, 373, 396, 400 Robinson v. Brakewell, 220, 637 Robinson v. Galbreath, 803 Robinson v, Hardman, 338 Robinson v. Heard, 313 Robinson v. Maudlin, 61 Robinson v. Murphy. 293 Robinson v. Page, 553 Robinson V. Redman, 93 Robinson v. Ryan, 137, 138 Robbins v. Bath House Co., 537 Bobbins v. Mayer, 531 Robison v. Robison, 610 Roche V. O'Brien, 186 Rockfeller v. Donelly, 380 Rocksell V. Allen, 133 Rockwell V. Wells, 438 Rodman v. Williams, 568 Roebuck v. Dupuy, 34S, 354 Roehl V, Haumesser, 809 Roehl V. Pleasants, 113, 113 h TABLK OT CASES. Rogers v. Abbott, 541 Rogers v. Borchard, 36 Rogers v. Glemmans, 116 Rogers v. Colt. 649 Rogers v. Daily, 386 Rogers v. G-olson, 382 Rogers v. Horn, 86, 451 Rogers v. Olshoffsky, 589, 635, 662 Rogers v. Place, 435, 790 Rogers v. Tfaterhouse, 679 Rohr V. Kindt, 36, 218, 468, 478 Roland v. Miller, 6.34, 636 Rolfes V. Russell, 252 Roller V. Efflnger, 481, 746 Rollins T. Henry, 120 Rolpli T. Crouch, 387 Romig V. Romig, 35 RomiUy v. Jones, 683, 684, 685 Roots V. Dormer, 773 Rose V. Calland, 734 Rose V. Neuman, 60 Rose V. Schafiner, 367 Roseman v. Couovan, 287 Rosenberger v. Keller, 315, 796 Rosenthal v. GritHn, 63 Ross V. Boards, 470, 777 Ross T. Dysart, 331, 340 Roswall V. Vaughan, 617, 65;l Roszell V. Roszell, 536, 543 Rounds V. Baxter, 559, 581 Rowland v. Dowe, 210 Rowe V. Heath, 328, 401 Rowe V. School Board, 213 Royal V. Dennisou, 47 Royce v. Burrell, 333 Royer v. Foster, 354, 355 Rucker v. Lowther, 148, 15r Rudd V. Savelli, r48 Rufner v. McConnell, 278 Ruffner v. McLcnan, 07 Ruggles V. Barton, 511 Rundell v. Lakey, 291, 445 Runge V, Sabiu, 65 f Runkle v. .Tohnson, 205 Runnels v. Webber, 294 Runj^an v. Mersereau, 359 Ruppert V. Haske, 544 Rush V. Truby, 43 Russ V. Alpaugh, 496, 508 Russ V. Perry, 394, 333 Russ V. Steele, 359 Russ V. Wingate, 58, 69 Russell V. Copeland, 313 Russell V. Hudson, 133 Russell V. Shively, 744 Rutherford v. Haven, 206 Rutherford v. Stamper, 106 Rutledge v. Lawrence, 213, 225, 466 Rutledge v. Smith, 534, 594, 776, 768 Ryan v. Dunlap, 464 Ryan v. Wilson, 50 Ryder v. .Jenny, 150 Ryerson v. Chapman, 400, 401, 409, 418 Ryerson v. Willis, 435, 431, 430, 440 S. Sable V. Brockmeier, 273 Sable V. Maloney, 539 Sackett v. Twining, 109 Sage V. Jones, 304 Sage V. Ranne}', 580, 581 Saint V. Taylor, 785 Salisbury v. Hatcher, 754 Salle V. 'Light, 403 Salmon v. fioffman, 431 Salmon v. Vallejo, 261, 263 Salmon v. Webb, 562 Salmond v. Price, 136, 141 Saltonstall v. Gordon, 237, 348 Saltonstall -s . Riley, 93 Sampeyrac v. U. S., 179 Sanborn v. Gunter, 806 Sanborn v. Nockin, 472 Sanderaan v. McKinsie, 186 Sanderlin v. Willis, 310 Sanders v. Hamilton, 124 Sanders v. Lansing, 557 Sanders v. Wagner, 311, 385, 386 Sandford v. Travels, 662, 309 Sands v, Lynham, 137, 138 Sandwich Mfg. Co. v, Zellman, 285, 333 Sanford v. Bulkley, 60 Sanford v. Justice, 251 Sanford v. Sanford, 519 Sanford v. Wheeler, 35 Sargent \ . Gutterson, 383, 638 Saulters v. Victory, 213. 215 Saunders v. Planniken, 360, 303 Saunders v. Hamilton, 403 Saunders v. Pate, 119 Savage v. Mason, 397 Savings Inst. v. Bnrdick, 587 Savings & Loan Assoc, v. Mceks, 547 Sawyer v. Hovey, 539 Sawj-er v. Kendall, 53 Sawyer v. Sledge, 564, 596 Sawyer v. Vaughan, 375 Sawyer v. Wiswall, 435 Sawj'ers v. Cator, 333 Sayre v. Sheffield I^and Co., 373 Scantlin v. Anderson, 391, 423 Schaatz v. Keener, 538 Schaefer v. Causey, 138 SchaefEer v. Bond, 133 Schaffer v. Grutzmachen, 514 Scheible v. Slagle, 358 Schermerhorn v. Niblo, 674, 727 Schcrmerhorn v. Vanderheyden, 883 Scheu V. Lelming, 716, 775 Sohiffer v. Dietz, 14, 334, 748, 753 Schley v. Baltimore, 92 Schmidt V. Reed, 753 Schnelle Lumber Co. v. Barlow, 273 Schofield V. Iowa Homestead Co. , 364 266, 274, 331 Schollc T. SchoUe, 717, 718 Schoonover v. Diiugherty, 536 Schott V. McFarlanS, 614 TABLE OF CASKS. Ivii Rrhveck v. Pierce, 20, 34, 458 Schroedcr v. Witham, 684 Schroeppel v. Hopper, 663 Schug's Appeal, 78 Schulenberg- \. Harriman, H-'iS Schultze V. Rose, 701 Schumann v. Knoelael, 309, 446 Schuylkill, etc., R. Co. v. Schraoele, 337, 340, 851 Schwingev v. Hickock, 123 Scoffins V. Grandstaff, 362, 360, 363, 516 Scott V. Battle, 594, 622, 660 Scott V. Bilgerry, 464 Scott V. Davis, 187 Scott V. Gallagher, 58 Scott V. Hanson, 769 Scott V. Morning, 270 Scott V. Nixon, 700 Scott V. Scott. 331, 411 Scott V. Sharp, 765 Scott V. Simpson, 695 Scott Y. Thorp, 755, 766 Scott V. Twiss, 255 Scribner v. Holmes, 398 Scriver v. Smith, 358, 359 Scudder v. Andrews, 440, 617 Seaburn v. Sutherland, 661 Seaman v. Hicks, 83, 88, 699. 736 Seaman v. Vawdrey, 30, 678, 679 Seamore v. Harlan, 666, 669 Searcy v. Kirkpatrick, 483 Seaton v. Barry, 634 Seaton v. Booth, 773 Seaton v. Mapp, 38, 30 Sebring v. Mersereau, 713 Second Univ. Soc. v. Hardy, 747 Sedgwick V. Hargrave, 674 Sedgwick v. Hollenbeck, 359, 277, 338 Seeley v. Howard, 306 Seitzinger v. Weaver, 634 Selden v. James, 766 Seldner v. McCreery, 683, 737 Selden v. Wilhans, 634, 638 Seller v. Lingerman, 137 Semple v. Wharton, 332, 389 Seton V. Slade, 188, 192, 746 Seward v. Willcock, 201 Sewell V. Wilkins, 200 Seymour v. Delancy, 659, 693, 694, 704, 705, 754 Seymour v. Dennett. 581 Seymour v. Lewis, 303 Shackelford v. Hundly, 248, 250, 588, 800 Shackleton v. SutclifEe, 30, 730 Shacklett v. Ransom, 156 Shadbolt v. Bassett, 447 Shafer v. Wiseman, 413 Shaffer v. Bolander, 137, 130 Shaffer v. Green, 279. 287, 288 Shaffer v. McCracken, 130 Shakespear v. Delaney, 129 Shanks v. Whitney, 336 Shannon v. Marselis, 431, 433, 784 Share v. Anderson, 634, 634 viii Sharland v. Leifohild, 30 Sharp V. Adcock, 677 Shattuck V. Cunningham, 463 Shattuck V. Lamb, 345 Shaw V. Bisbee, 326 Shaw V. Lord, 45 Shaw V. Vincent, 773 Shaw V. Wilkins, 214, 230, 337 Shaw V. Wright, 80 Sheard v, Willburn, 223 Shearer v. Fowler, 633 Shearer v. R:inger, 294, 777 Shears v. Dusenbury, 383, 404 Sheehy v. Miles, 690 Sheets v. Andrews, 199, 213, 215, 373 Sheets v. .Joyner, 328, 387, 406 Shefley v. Gardner, 304, 345, 413 Shelby v. JIarshall, 574 Shelby v. Williams, 792 Sheldon v. Newton, 95 Sheldon v. Stryker, 63 Shelley's Case, 733 Shelly V. Mikkleson, 483 Shelton v. Codman, 360 Shelton v. Livins, 33 Shelton v. Peas, 286, 316, 355 Shephard v. Carriel, 63 Shephard v. Keatley, 39 Shephard v. Little, 383 Shephard v. Mclntire, 487 Sherman v. Kane, 495 Sherman v. Ranger, 347 Sherman v. Savery, 567 Sherman v. Williams, 337, 338 Sherwin v. Shakespear, 163 Sherwood v. Landon, 605 Sherwood v, Vandenburgh, 523 Sherwood v. Wilkins,. 284 Shields v. Allen, 86, 565 Shields v. Bogliolo, 665 Shiffer v. Deitz, 192. 237 Shiflett V. Orange Humane Soc. , 586 Shipp V. Wheless, 134, 565, 574, 585, 661, 782 Shirley v. Shirley, 594 Shively v. Jones, 82 Shively v. Land Co., 550 Shober v. Dutton, 701, 704 Shober v. Robinson, 408 Shoemaker v. Johnson, 519 Shontz V. Brown, 154, 429, 624 Short V. Conlee, 68 Short V. Porter, 109, 138 Short V. Sears, 137 Shorthall v. Mitchell, 468 Shorthill v. Ferguson, 151 Shortwall v. Murray, 813 Shriverv. Shriver, 673, 674, 679, 691, 694, 701, 703, 704, 713, 773 ' Shrove v. Webb, 565 Shroyer v. Nickell, 138, 632 Shryer v. Morgan, 216 Shultz V. Moore, 58 Shultz V. Sanders, 137 Shultz V. Thomas, 15, 473 Iviii TABLE OF CASES. Sibbald v. Lowrie, 188 Sibley v. BuUis, 144 Sibley v. Spring, 35 Sidders v. Riley, 282 Sidebotham, Ex parte, 187, 188 Sidwell V. Birney, 62 Bikes V. Wild, 212, 314, 224 Silbar v. Ryder, 535, 538 Silverman v. Loomis, 871 Simanovich v. Wood, 281, 288 Simis V. McElroy, 733 Simmons v. Haseltine, 683, 686 Simmons v. North', 544 Simons v. Patchett, 211, 328 Simpson v. Atkinson, 461 Simpson v. Belvin, 378, 896, 408 Simpson v. Greeley, 516 Simpson v. Hart, 783 Simpson v. Hawkins, 423, 600, 689, 777, 784, 785, 786 Sims V. Boaz, 303 Sims V. Gray, 138 Sims V. Lewis, 464 Sinclair v. Jackson, 497 Sine V. Fox, 336 Singletary v. Carter, 105 Sisk V. Woodruff, 354, 406, 408 Sivoly V. Scott, 584 Sizemore v. Pinkston, 590 Skaaraas v. Pinnegan, 218 Skerrett v. Presbyterian Society, 530 Skilleen v. May, 656 Skinner v. Fletcher, 64 Skinner v. Moore, 103 Skinner v. Starner, 283 Skull V. Clenister, 21 Slack V. MoLagan, 444 Slack V. Thompson, 149 Slater v. Rawson, 255, 261, 369 Slaughter v. Tindle, 464 Slayback v. Jones, 339 Sloans V. Wells, 478 Slocum V. Bray, 47 Sloper V. Fish, 730 Small V. Atwood, 558 Small V. Jones, 497 Small V. Proctor, 533 Small V. Reeves, 272, 845, 423, 437, 446 Smeich v. Herbst, 589, 595 Smiley v. Fries, 496 Smith V. Acker, 446 Smith V. Ackerraan, 433, 437, 448 Smith V. Arnold, 110 Smith V. Babcock, 198, 650 Smith V. Brittain, 84 Smith V. Brittenham, 661 Smith V. Busby, 206, 661 Smith V. Connell, 294, 498 Smith V. Cansler, 753 Smith V. Carney, 209 Smith V. Chaney, 617, 635, 637 Smith V. Chapman, 534 Smith V. Compton, 385, 396, 409 Smith V. Cornell, 777 Smith V. Davis, 393, 314 Smith V. Death, 694 Smith V. De Busey, 517 Smith V. Dixon, 345 Smith V. Ellis, 30 Smith V. Fitting, 487 Smith V. Fly, 811 Smith V. Haynes, 41, 570 Smith V. Henry, 199 Smith V. Hudson, 433, 603 Smith V. Hughes, 259, 398, 426, 603 Smith V. Hunt, 60 Smith V. Jefts, 363, 304, 308 Smith V. Jones, 323, 434 Smith V. Kelly, 137, 138, 457, 464 Smith V. Kimball, 734 Smith V. Lamb, 555, 578 Smith V. Lewis, 201, 289, 578 Smith V. Lloyd, 278, 284, 287 Smith V, Mackin, 803 Smith V, McCluskey, 56? Smith T. McCool, 775 Smith V. Montes, 495 Smith V. Moreman, 726 Smith V. Munday, 129 Smith V. Newton, 423, 605 Smith V. Nolan, 450 Smith V, Painter, 118 Smith V. Parsons, 398, 437, 484 Smith V. Perry, 364 Smith V. Pettus, 484, 559 Smith V. Richards, 348, 304 Smith V. Robertson, 301, 303, 308, 593, 593, 649, 656, 658, 803 Smith V. Rogers, 302 Smith V. Schiele, 33 Smith V. Scribner, 845 Smith V. Shipard, 344 Smith V. Sillyman, 687, 638 Smith V. Smith, 301 Smith V. Sprague, 396, 398 Smith V. Strong, 371, 384 Smith V. Taylor, 24, 35, 164, 690 Smith V. Turner, 720 Smith V. Williams, 494 Smith V. Winn, 80, 85, 812 Smith V. Wood, 546 Smlthers v. Steiner, 775 Smithson v. Inman, 668 Smoot V. Coffin, 422, 608 Smyth V. Merc. Tr. Co., 334 Snelgrove v. Snelgrove, 179 Snell V. Mitchell, 457 Snevilly v. Egle, 374, 583 Snevely v. Lowe, 95 Snider v. Coleman, 138 Snyder v. Jennings, 848, 353 Snyder v. Lane, 387, 310, 311 Snyder v. Spaulding, 714 Sooum V. Haun, 276 Sohier v. Williams, 90, 687, 688 718. 766 Somerville v. Hamilton, 408 Somers v Schmidt, 403, 405, 406, 407 Somes V. Skinner, 501, 503 Sons of Temp. v. Brown, 203, 306, 308 TABLE OF CASES. lix Soper V. Arnold, 186, 563 Soper V. Kipp, 747 Soper V. Stevens, 616 Sorrels v. McHenry, 204, 421, 436, 559, 647 Souter V. Drake, 20, 28 Southall V. McKeand, 222 Southby V. Hutt, 163, 188 Southoomb v. Bishop, 661, 663 Sowler V. Day, 530 Sparrow v. IJingman, 516, 533 Sparrow v. Oxford R. Co., 31 Spaulding v. Pierle, 301, 753 Spaulding v. Hallenbeck, 781 Speakman v. Forepaugh, 195, 678, 697 Spear v. Allison, 337, 641 Spence v. Durein, 350 Spencer's Case, 363 Spencer v. Howe, 317 Spencer v. Topham, 679 Spicer v. Jones, 746 Spier V. Laman, 534 Splller V. "Westlake, 578 Spindler v. Atkinson, 137 Spitznagle v. Van Hossch, 64, 70 Spoor V. Green, 364, 605 Spoor V. Phillips, 181 Spraguo V. Baker, 363, 305, 354, 356, 357 Spratt V. Jeffrey, 39 Spray t. Rodman, 487 Spring V. Chase, 385. 395 Spring V. Sandlord, 728 Spring V. Tongue, 389 Springle V. Shields, 474 Springs v. Harven, 138, 534 Spruill V. Davenport, 330 Spurr V. Andrews, 293 Spurr V. Benedict, 780, 809 Staats V. Ten Eyck, 314, 369, 381, 393 Stackpole v. Robbins, 137 Stacy V. Kemp, 435 Stahley v. Irvine, 389, 686 Staley v. Ivory, 591 Stambaugh v. Smith, 385, 292 Stanard v. Eldridge, 259, 289, 307 Standifer v. Davis, 199. 306 Stanley v. Goodrich, 278 Stansbury v. Taggart, 431 St. Anthony's Falls W. P. Co. v. Merri- man, 535, 539 Stanton v. Button, 64, 71 Stanton v. Tattersall, 21 Stansbury v. Ingelhart, 95, 97 Staples V. Dean, 383 Staples V. Flint, 411 Stapylton v. Scott, 459, 673 Star V. Bennett, 249 Stark V. Hill, 439, 651 Stark V. Olney, 373, 388, 398, 401 Stark V. Sigelow, 46 Starke v. Henderson, 575 Starkey v. Neese, 433, 454, 616 Starnes v. Allison, 734 State v. Crutchfield, 158 State V. Gaillard, 83 State V. Holloway, 337 State V. Paup, 814 State V. Salyors, 137 St. Clair v. Williams, 386 Stead v.. Baker, 794 Stearns v. Hendersass, 495 Stebbins v. Wolf, 373, 378, 393 Steele v. Adams, 383 Steele v. Kinkle, 198, 241 Steele v. Mitchell, 148 Steinor v. Baughman, 326, 348, 492 Steiner v. Zwickey, 47 Steinhauer v. Witman, 634, 639, 641 Stelzer v. La Rose, 433, 443 Step V. Alkire, 468 Stephen's Appeal, 482, 636, 739 Stephens v. Ells, 77 Stephens v. Evans, 422 <• Stephenson v. Harrison, 224 Sterling v. Peet, 156, 157, 270, 849, 380 Sternberg v. McGovern, 473 Stevans v. Evans, 272 Stevens v. Banta, 716 Stevens v. Guppy, 188 Stevens v. Hampton, 58 Stevens v. Jack, 408 Stevens v. Van Ness, 557 Stevenson v. Buxton, 465 Stevenson v. Loehr, 840, 341, 709, 715,. 750 Stevenson v. Mathers, 485 Stewart v. Anderson, 498, 515 Stewart v. Conyngham, 700 Stewart v. Devine, 712 Stewart v. Drake, 304, 311, 343, 855, 886 Stewart v. Insall, 651 Stewart v. Noble, 230 Stewart v. Stewart, 805 Stewart v. West, 146, 263, 330, 341, 849, 415 Stiger V. Bacon, 789, 791 Stiles V. Winder, 543 Stinchfleld v. Little. 156 Stingle V. Hawkins, 305 Stinson v. Sumner, 305, 510 Stipe V. Stipe, 350, 355 St. John V. Palmer, 345, 347 St. Louis V. Bissell, 313 St. Mary's Ch. v. Stockton, 73,S, 736, 735 Stock V. Aylward, 489 Stockett V. Goodman, 53 Stockham v. Cheney, 589 Stockton V.' Cook, 195, 197, 785 Stockton V. George, 199 Stockton V. Union Oil Co., 773 Stookwell V. Couillard, 338 Stoddard v. Smith, 559, 769, 773 Stokely v. Trout, 375 Stokes V. Johnson, 775 Stokes V. Jones, 500 Stone V. Buckner, 197, 425, 481, 458 Stone V. Darnell, 137 Stone V. Gover, 584, 588 Stone V. Hale, 533, 540 Ix TABLE OF CASES. Stone V. Hooker, 348 Stone T. Lord, 206, 457 Stone V. Sprague, S04 Stone V. Toung, 11 Stnney v. Shultz, 125, 131 Storrs V. Barker, 813 Story V. Conger, 36, 616 Stout V, Gully, 90 Stout V. Jackson, 215, 319, 330, 373 Stow V. Stevens, 36 Stowell V. Bernett, 366 Stowell V. Haslett, 534 Stowell V. Robinson, 741 Strain v. Huff, 433 Strange v. Watson, 463 Stratton v. Kennard, 616 Strawn v. Strawn, 514 Strayn v. Stone, 589 Streaper v. Fisher, 364 Streeper v. Abeln, 314 Streeter v. Henley, 433 Streeter v. lUsley, 715 Strickland v. Draughan, 53 Strike's Case, 668, 669 Strodes v. Patton, 83 Strohauer v. Voltz, 283 Strong V. Downing, 240, 433, 784 Strong V. Lord, 237, 589 Strong V. Strong, 234 Strong V. Smith, 256 Strong V. Waddell, 437, 481, 524, 573, 617 Stroud V. Kasey, 137 Strouse v. Drennan, 101 Stryker v. Vanderbilt, 74 Stuart V. Button, 70 Stuart V. Nelson, 343 Stubbs V. Page, 370 Sturtevant v. Jaqvies, 709, 734 Stuttv. Bldg. Asson., 389 Stutts V. Browne, 137 Styes V. Robbins, 547 Styles V. Blume, 464 Sugg V. Stone, 466 Summerall v. (3raham, 584 Sumner v. Barnard, 499 Sumner v. Rhodes, 534 Sumner v. Sessions, 106 Sumner v. Williams, 153, 155, 270, 393, 396 Sumter v. Welch, 343, 453 Sunderland v. Bell, 433 Surget V. Arighi, 338 Susquehanna Coal Co. v. Quick, 360, 371 Sutherland v, BcLeon, 95 Sutton V. Baillie, 814, 335 Sutton v.. Page, 313 Sutton V. Schonwald, 91, 106 Sutton V. Sutton, 37, 132, 791, 805 Suydam v. Jones, 281, 861, 862, 365. 370, 371, 384 SwafEord v. Whipple, 374, 373, 383 Swaggerty v. Smith, 140, 141 Swain V. Burnett, 468, 690 Swain v. Burnley, 794 Swain v. Fidelity Ins. Co., 716 Swaisland v. Dearsley, 30, 33 Swan V. Drury, 20, 33, 35, 194, 304 Swartz V. Ballou, 400 Swasey v. Brooks, 262, 858, 860, 410 Swayne v. Lyon, 714 Swenk v. Stout, 405, 411 Sweem v. Steele, 311, 213, 233, 280 Sweet V. Brown, 338, 519 Sweetser v. Lowell, 517 Sweetzer v. Hummel, 205, 307 Swepson v. Johnson, 458, 473 Swett V. Patrick, 379, 397, 400, 401 Swiggart v. Harber, 88, 96 Swihart v. Cline, 557 Swindell v. Richey, 569 Syme v. Johnston, 747 Syme v. Trice, 106 Symms v. James, 38, 30 T. Tabb V, Binford, 819, 835 Taber v. Shattuck, 541 Taft V. Kessel, 36, 589, 593, 593, 594, 603 Taggart v. Risley, 494, 521 Taggart v. Stanbury, 154, 155 Taintor v. Hemmingway, 38 Talbot V. Bedford, 342, 409, 412 Talbot V. Hooser, 60 Talbot V. Sebree, 665 Tallmadge v. Wallis, 335, 425, 428, 440, 441, 663 Tallman v. Green, 241, 490, 491 Tankersly v. Graham, 421, 584 Tanner v. Levingston, 373, 392 Tapley v. Lebaume, 370 Tapp V. Beverley, 41 Tapp V. Nock, 164, 744, 753 Tarbell v. Tarbell, 399 Tarpley v. Poage, 449 Tarlton v. Daily, 451 Tarwater v. Davis, 34 Tatev. Anderson, 140 Taul V. Bradford. 455, 570 Tavener v. Barrett, 148, 153 Taylor v. Barnes, 238 Taylor v. Davis, 156 Taylor v. Debar, 417 492 Taylor v. Fleet, 191 Taylor v. Gilman, 282, 396 Taylor v. Harrison, 144 Taylor v. Heitz, 393, 308, 315 Taylor v. Holter, 400 Tavlor v. Johnston, 206, 744 Taylor v. Kelly, 466 Taylor v. Leith, 347 Taylor v. Longworth, 206, 751 Taylor v. Lyon, 423, 604, 784, 787 Taylor v. Martindale, 30, 689 Taylor v. Porter, 47, 331, 323, 665 Taylor v. Preston, 38 Taylor v. Rowland, 464, 465 TABLE OF CASES. M Taylor v. ShufEold, 515 Taylor v. Stewart, 414 Taylor v. Wallace, 383 Taylor v. Williams, 35, 1Q4, l^il, 690, 691, 684 Teague v. Wade, 753 Teal V. Langdale, 301 Teal V. Woodworth, 514 Tederall v. Bouknight, 103 TefEt V. Munson, 503 Templeton v. Falls Lumber Co., 115 Templeton v. Jackson, 648 Templeton v. Kramer, 435 Ten Broeck v. Livingston, 769 Tendring v. London, 457, 796 Tennell v. Dewilt, 665 Tennell v. Roberts, 665 Terrell v. Parrar, 774 Terrell v. Herron, 619 Terrett v. Imp. Co., 380 Territt v. Taylor, 501 Terry v. Cutter, 139, 180 Terry v. Drabenstadt, 389, 397, 400, 401, 403 Terry v. George, 305 Terry v. Westing, 731 Terte v. Maynard, 478 Tevis V. Richardson, 700, 713 Texas Lumber Mfg. Co. v. Braacli, 180 Tex. Ry. Co. v. Gentry, 436 Thacker v. Booth, 700 Thackeray v. Wood, 147 Tharin v. Pickling, 30 Thayer v. Clemence, 306, 380 Thayer v. Palmer, 378, 333 Thayer v. Sherifle, 119 Thayer v. Torrey, 146 Thayer v. Wendell, 155 Thayer v. White, 34, 670 Thieler v. Richardson, 497 Thomas v. Bland, 363 Thomas v. Bartow, 33 Thomas v. Coultas, 333, 350 Thomas v. Davidson, 78, 81, 764 Thomas v. Deriug, 475 Thomas v. Dockins, 541 Thomas v. Pleming, 691 Thomas v. Glazener, 118, 133 Thomas v. Harris, 686, 637 Thomas v. Meier, 65 Thomas v. Perry, 358 Thomas v. Phillips, 781 Thomas v. Powell, 616 Thomas v. St. Paul's Ch., 471 Thomas v. Schee, 160 Thomas v. Stickle, 348, 353, 354, 357, 531 Thomas v. Wyatt, 45 Thompson v. Adams, 488 Thompson v. Avery, 691 Thompson v. Christian, 431, 634 Thompson v. Dallas, 188, 585, 737 Thompson v. Doe. 99 Thompson v. Gould, 566 Thompson v. Guthrie, 313, 331, 373, 398 Thompson v. Hart, 99 Thompson v. Hawley, 33, 35 Thompson v, Jackson, 811 Thompson v. Kilcrease, 333 Thompson v. Lee, 666 Thompson v. Marshall, 539, .540 Thompson v. McCord, 453 Thompson v. Murrill 514 Thompson v. Miles, 557 Thompson v. Milliken, 700 Thompson v. Morrow, 893 Thompson v. Munger, 110, 111 Thompson v. Sanders, 364 Thompson v. Shattuok, 363 Thompson v. Shepherd, 431 Thompson v. Shoemaker, 34, 489 Thompson v. Thompson, 44, 388 Thompson v. Tolmie, 98, 99, 101 Thorn v. Mayer, 738 Thorndike v. Norris, 494 Thornton v. Mulquinne, 103 Thorp v. Keokuk Coal Co., 447, 616 Thredgill v. Pintard, 482, 483 Threlkeld v. Campbell, 78, 80, 141 Threlkeld v. Pitzhugh, 315, 373, 374, 375 Thresher v. Pinkard, 731 Thrift V. Fritz, 138 Thurman v. Cameron, 63, 63 Thurmond v, Bronnson, 156 Thurmond v. Robertson, 335 Thweatt v. McLeod, 638 Tibbetts v. Ayers, 440, 441, 444 Tibbetts v. Leeson, 388 Tiernan v. Roland, 738, 739, 755 Tilley v. Bridges, 109 Tilley v. Thomas, 749, 750 Tillotson V. Boyd, 361 Tillotson V. Gesner, 682, 764 Tillotson V. Grapes, 428. 439, 643 Tillotson V. Kennedy, 517 Tillotson V. Pritchard, 369, 878 Tilton V. Emery, 495 Timms v. Shannon, 434, 435, 578, 586 Tindal v. Cobham, 584, 661 Tindall v. Conover, 38, 34, 35 Tinney v. Ashley, 88, 307 Tiuney v. Watson, 131 Tirnbey v. Kinsey, 227 Tison V. Smith, 741, 755 Tobin v. Bell, 33 Tod v. Gallaher, 487 Todd v, Down, 83 Todd V. Hoggart, 561 Todd V. Union Dime Sav. Bank, 674, 731 ToUensen v. Gunderson, 646 Tompkins v. Hyatt, 188, 191, 585, 663, 758 Tomlin v. McChord, 730 Tomlinson v. Savage, 701, 774 Tone V. Brace, 783 Toney v. Toney, 558 Tong V. Matthews, 373 Toops V. Snyder, 587 Ixii TABLE OF OASEa Toole V. Toole, 718, 759 Tooley v. Chase, 530 Tooley v. Kane, 88 Topliff V. Atl. L. & Imp. Co. 732 Topp V. White, 244, 468, 557, 692 Torrance v. Bolton, 27, 28, 80 Tourville v. Naish, 431, 448 Towles v. Turner, 126 Town V. Needham, 132 Towns V. Barrett, 555 Townsend v. Hubbard, 55 Townsend v. Lewis, 747 Townsend v. Morris, 320, 335, 411 Townsend v. Smith, 140 Townsend v. Tufts, 201 Townsend v. Ward, 283 Townsend v. Weld, 281, 287, 384 Townsheud v. Goodfellow, 726, 755 Tracy v. Gunn, 223 Trapier v. Waldo, 77, 91 Trask v. Vinson, 213, 439, 459 Traver v. Halstead, 35, 204 Treat v. Orono, 650 Tremaine v. Lining, 148 Treptow v. Buse, 118 Trevino v. Cantu, 479, 551, 805 Trevivan v. Lawrence, 503 Trice V. Kayton, 299 Trinity Church v. Higgins, 28' Trigg V. Reade, 810 Troost V. Davis, 487 Troutman v. Gowing, 472 Trull V. Eastman, 499, 517, 533 Trulock V, Peeples, 63 Trumbo v. Lockridge, 423, 793 Trustees v. Lynch, 566, 730 Trustees N. Y. Pub. School, In re, 707 Truster v. Snelson, 276 Trutt V. Spott, 323 Tubbs V, Gatewood, 67 Tucker v. Clarke, 508 Tucker v. Gordon, 126, 650, 651 Tucker v. Woods, 35, 730 Tudor V. Taylor, 140 Tufts V. Adams, 361, 388, 306, 313, 344, 380 Tuite V. Miller, 259, 347, 490 Tull V. Royston, 290 TuUy V. Davis, 63 Turk V, Skiles, 89, 137 Turnbull v. Gadsden, 653 Turner v. Beaurain, 30 Turner v. Goodrich, 354, 357, 385, 400 Turner v. Harvey, 341 Turner v. McDonald, 693, 703 Turner v. Miller, 401 Turner v. Nightingale, 557 Turner v. Reynolds. 730 Turner v. Turner, 813 Tinney v. Bast Warren Co., 61 Turney v. Hemminway, 569 Tustin V. Paught, 46 Twambly v. Henley, 255 Tweddell v. Tweddell, 283 Tweed v. Mills, 22, 29, 38 Twohig v. Brown, 197, 450, 570, 571 Tybee v. Webb, 616 Tyler v. Young, 34, 439 Tymason v. Bates, 326 Tyree v. Williams, 721 Tyson v. Belcher, 106 Tyson v. Brown, 115 Tyson v. Eyrick, 213, 232 Tyson v. Passmore, 459 u. Uhl V. Langhran, 716 Uhler V. Hutchinson, 59 Underwood v. Birchard, 337 Underwood v, Parker, 591 Underwood v. West, 661 Union Nat. Bank v. Pinner, 789, 791 Union Pac. R. Co. v. Barnes, 616, 800 Union Safe Dep. Co. v. Ohisholm, 159 United States v. Bank of Georgia, 616 United States v. Cal., etc., Land Co., 53 United States v. Duncan, 133 Universalist Soc. v. Dugan, 726 University v. .loslyn, 338, 345 University v. Lassiter, 106 Updike V. Abel, 248 Upham V. Hamill, 119, 121 Upperton v. Nicholson, 163 Upshaw V. Debow, 345 Upson V. Howe, 93, 104 Upton V. Trebilcook, 349 Urmston v. Pate, 616, 805 Vail V. Nelson, 37, 193 Valle V. Clemens, 530 Valle V. Fleming, 136, 138, 487 Vanada v. Hopkins, 148, 154 Van Amringe v. Morton, 181 Van Benthuysen v. Crasper, 579 Vance v. Pore, 52 Vance v, House, 600, 607, 701, 784, 785 Vance v. Schuyler, 57, 60 Vance v. Shroyer, 591 Vancouver v. Bliss, 188 Vandever v. Baker, 81, 88 Vanderkarr v. Vanderkarr, 341 Van Epps v. Harrison, 663 Van Epps v, Schenectady, 35, 150, 155, 258, 361, 773 Van. Hoesen v. Benham, 358 Van Home v. Crain, 361 Van Lew v. Parr, 452, 453, 608, 647 Van Ness v. Bank, 58 Van Nest v. Kellum, 272 Van Nostrand v. Wright, 257 Vannoy v. Martin, 130 Van Rensselaer v. Kearney, 393, 531 Van Rensselaer v. Van Rensselaer, 347 Van Riper v. Williams, 784 Van Riswick v. Wallach, 643 Vansooyoo v. Kemler, 140, 141 Van Waggoner v. McEwen, 431. 784 TABLE OF CASES. bdii Van "Wagner v. Van Nostrand, 257, 301, 322 Van Winkle v. Earl, 283, 284 Vardaman v. Lawson, 23, 36, 148 Varick v. Brlggs, 867 Varick v. Edwards, 519 Vather v. Hinds, 179 Vather v. Lytle, 118, 141 Vaughn v. Stuzaker, 259 Veeder v. Fonda, 88 Verdin v. Slocum, 128 Vernol v. Vernol, 194, 628 Vest V. "Weir, 118, 572 Vick V, Percy, 424, 793 Viele V. R. Co., 189 Vielle V. Osgood, 44 Viuing V. Leeman, 422, 591, 661 Voorhees v. Bank. 88, 94 Voorhees v. De Meyer, 469, 476, 606, 746, 747 Voorhis v. Bank, 90 Voorhis v. Forsyth, 292, 316 Vose V, Bradstreet, 51 Vought V. Willliams, 687, 689, 706 Vreeland v. Blauvelt, 502, 674, 678, 724 Vrooman v. Phelps, 649 w. "Wachendorf v. Lancaster, 83 Wacker v. Straub, 894, 426 Waddell v, Wolfe, 38, 39 Wade V. Comstock, 411 Wade V. Greenwood, 701 Wade V. Killough, 206, 584 Wade V. Lindsay, 500 Wade V. Percy, 790 Wade V. Thurman, 639, 648 Wadhams v. luness, 389 Wadhams v. Swan, 258 Wadleigh v. Glines, 513, 514 Wadsworth v. Wendell, 74 Wagenblast v. Washburn, 538 Waggle V. Worthy, 335 Waggoner v, Waggoner, 695 Wagner v. Hodge, 708, 719, 723 Wagner v. Perry, 198, 238, 244, 731 Wailes v. Cooper, 424, 431, 792, 793 Wait V. Maxwell, 257 Wait V. Smith, 170 Wakeman v. Dutchess of Rutland, 147 154, 805 Walbridge v. Day, 118, 120, 650 Walden v. Gridley, 118, 141, 142 Waldo V. Long, 311, 396 Waldrou v. McCarty, 353, 855 Waldron v. Zollikoffer, 37 Wales V. Bogne, 93 Walke V. Moody, 130 Walker v. Barnes, 777 Walker v. Constable, 563, 597 Walker v. Deaver, 364, 294, 304, 312, 333 Walker v. France, 628, 640 Walker v. Gilbert, 424, 607 Walker v. Hall, 333, 512 Walker v. Johnson, 595 Walker v. Moore, 211, 314, 219 Walksr v. Ogden, 482, 666 Walker v. Quigg, 194 Walker v. Ruffuer, 107 Walker v. Towns, 582 Walker v. Wilson, 257, 426 Wall V. Mason, 487 Wallace v. Harmsted, 181 Wallace v. Maxwell, 515 Wallace v. McLaughlin, 462, 468, 561 Wallace v. Minor, 500 Wallace v. Talbot, 390 Walling V. Kinnaird, 306 Wallison v. Watkins, 437 Walsh V. Barton, 670, 735 Walsh V. Dunn, 397, 407 Walsh V. Hall, 235, 651 Walmsley v. Stalnaker, 794 Walter v. De Graaf, 46, 716 Walter v. Johnston, 427 Walters v. Miller, 300 Walton V. Bonham, 667, 784 Walton V. Cox, 137, 333, 403, 408, 684, 685, 693, 707 Walton V. Reager, 110, 112 Walton V. Waterhouse, 495 Waltz V. Barroway, 99 Wamsley v. Hunter, 559 Wanner v. Sisson, 534 Ward V. Ashbrook, 373, 394, 848 Ward V. Bartholomew, 155 Ward V. Packard, 241 Ward V. Mcintosh, 414 Ward V. Williams, 110, 112 Ward V. Wiman, 65, 239, 650 Warde v. Dixon. 679 Warden v. Fosdick, 13, 628, 650 Ware v. Houghton, 424 Ware v. Weatherall, 375, 881 Waring v. Ward, 288 Wark V. Willard, 506 Warner v. Hatfield, 34, 730 Warner v. Helm, 123 Warner v. Sisson, 533 Warren v. Banning, 678, 684, 686, 736 Warren v. Carey, 340 Warren v. Richardson, 183 Warren v. Richmond, 194, 199 Warren v. Wheeler, 313 Warwick v. Norvell, 788 Washer v. Brown, 484 Wash. City Bank v. Thornton, 147, 279, 304, 324 Waters v. Mattingly, 803 Waters v. Thorn, 187 Waters v. Travis, 469, 778 Watkins v. Holman, 735 Watkins v. Hopkins, 586 Watkins v. Warsell, 493 Watkins v. Wimings, 133 Watson V. Baker. 348 Watson V. Church, 714 Watson V. Hoy, 78 Ixiv TABLE OF CASES. Watson V. Kemp, 593 Watson V. Reissig, 123 Watt V. Rogers, 191 Watts V. Fletcher, 301 Watts V. Holland, 690, 759 Watts V. Parker, 255 Watts V. Waddle, 665, 725, 758 Watts V. Wellman, 284 Waugh V. Land, 158 Way V. Raymond, 202 Wead V. Larkin, 369 Weatherford v. James, 476 Weaver V. Wilson, 423, 605 Webbv. Alexander, 353, 413 Webb V. Chisholm, 674 Webb V, Coons, 137 Webb V. Hufe, 68 Webb V. Hughes, 192, 749 Webb V. Kirby, 28 Webb V. Pond, 280 Webb V. Splcer, 562 Webb V. Stephenson, 193, 743, 755 Webber v. Cox, 137 Webber v. Webber, 363 Weber v. Anderson, 385, 389 Webster v. Conley, 154 Webster V. Hall, 65 Webster v. Haworth, 125, 648 Webster v. Kings Co. N. Co., 568, 681, 738, 742, 775 Weddall v. Nixon, 681 Wedel V. Herman, 73 Weed Machine Co. v. Emerson, 510 Weeks v. Toms, 714 Weems v. McCaughan, 330 Weidler v. Bank, 118, 125, 641 Wrlghtman v. Reynolds, 513 Wrightraan v. Spoflord, 616 Weiustock v. Levison, 660, 716 Welch V. Davis, 157 Welch V. Dutton, 25 Welch V. Hoyt, 113 Welch V. Lawson, 310 Welch V. Matthews, 758 Welch V. Sullivan, 63 Welch V. Watkins, 559 Weld V. Traip, 293 Wellborn v. Finley, 494 Wellborn v. Schist, 459 Welles V. Cole, 59 Wellman v. Dismukes, 424, 559 Wells V. Abernathy, 313. 218 Wells v. Day, 19, 201, 773 Wells V. Lewis. 754 Wells V. Ogden, 539 Wells V. Smith, 307 Wells V. Walker, 179 Wells V. Yates, 537 Welsh V. Bayard, 465 Welsh V. Duttoii, 523 Welshbillig v. Drenhart, 527 Wendell v. North, 408 Wentworth v. Goodwin, 434 West V. Shaw, 559 West v. Spaulding, 279 West V. Stewart, 358, 388 West V. West, 377 Westall v. Austin, 746 West B'way Real Estate Co. v. Bayliss, 625 Westbrook v. McMillan, 453 AVestern Mining Co. v. Peytona Coal Co., 517, 518 Westervelt v. Mattheson, 468 Westhafer v. Koons. 714 Westheimer v. Reed, 523 Westrope v. Chambers, 263, 853 Wetherbee v. Bennett, 395, 315 Wetherell v. Brobst, 468 Wetmore v. Bruce, 557, 564, 566. 730' AVetzel v. Richcreek, 355, 345, 387 Weyand v. Tipton, 736 Whallon v. KaufCman, 337 Whatley v. Pattou, 378 Wheat V. Dotson, 421, 441, 595, 661 Wheatley v. Slade, 467 Wheaton v. Wheaton,- 813 Wheeler v. Hatch, 255, 270, 889, 494 Wheeler v. Sohier, 364, 365 ", Wheeler v. Standley, 424, 801 , Wheeler v. Styles, 313, 386, 524 ' Wheeler v. Tracy, 20, 730 Wheeler v. Wayne Co., 333, 880 Wheelock v. Overshiner, 409 Wheelock v. Thayer, 370 Whisler v. Hicks. 433, 437, 446, 448 Whitbeck v. Cook, 259, 298 Whitbeck v. Waine, 430 White V. Brocaw, 329, 519 White V. Dobson, 468 White V. Foljambe, 134, 154, 706 White V. Furtzwangler, 428 White V. Graves, 180 White V. Hardin, 661 White V. Lowery, 636, 650 White V. Mooers, 458 White V. Park, 140 White V. Patton, 500, 503 ' White V. Presly, 364 White V. Sayre, 54 White V, Seaver, 647 White V. Stevens, 268 White V. Stretch, 789 White V. Sutherland, 234 White V. Tucker, 221, 665 White V. Whitney, 344,' 364, 868, 379, 380 White V. Williams, 407 Whitehead v. Brown, 532 Whitehead v. Carr, 150 Whitehill v. Gotwalt, 330, 332 Whitehurst v. Boyd, 34. 559 Whiteman v. Castleburg, 587 Whitemore v. Whitemore, 773 Whitesides v. Cooper, 334 Whitesides v. Jennings, 313 Whitney v. Brooks, 141 Whitney v. Dewey, 156, 894 Whitlock V. Denlinger, 233, 422, 591, 604 TABLE OF CASES. • Ixv Whitlock, Ex parte, 717 Whitman v. Westman, f)44 Whitmoi'is V. Parks, 132 Whitney v. Allaire, 14, 190, 629, 050 653, 654 Whitney v. Arnold, 70 Whitney v. Cochran, 588 Whitney v. Dinsmore, 261, 305, ;!55 360 Whitney v, Lewis, 435, 439, 440 Whitney v. Railroad Co., 295 Whitney v. Smith, 539 Whittaker v. Kone, 258 Whittaker v. Miller, 44 Whittemore v. Whittemore, 467 Whittemore v. Parrington, 531, 616 624, 806 Whittington v. Corder, 21 Whitworth v. Stuckey, 453, 593, 608 614 Whitzman v. Hirsh, 362, 382 Wickham v. Ernest, 584 Wickham v. Bvered, 661 Wickliff V. Clay, 557, 665, 666 WicklifE V. Lee, 661 'Vi''icklow V. Lane, 495 Wickman v. Robinson, 594 Widmer v. Martin, 762 Wieland v. Renner, 700 Wiesner v. Zaun, 494 Wiggins V. McGimpsey, 35, 194, 198, 569, 580, 585 Wight V. Shaw, 519 Wightman v. Reside, 767 Wilburn v. McCalley, 115 Wilcox V. Latin, 186, 662 Wilcox V. Lucas, 543 Wilcox V. Musche, 307 Wilcoxon V. Galloway, 468 Wilde V. Port, 183, 219 Wilder v. Ireland, 254, 258, 336, 40:!, 407, 415 Wildjr V. Smith, 793 Wiley V. Pitzpatrick, 603, 785 Wiley V. Howard, 340, 584, 591. 744 Wiley V. White, 134, 597, 617, 633 Wilgus V. Hughes, 479 Wilhelm v. Pimple, 202, 323, 569, 668 Wilkerson v. Allen, 79 Wilkerson v. Chadd, 423 Wilkins v. Hogue, 425, 794 Wilkins v. Irvine, 569 Wilkinson v. Green, 481 Wilkinson v. Roper, 51 Willan V. Willan. 798, 816 Willard v. Twitchell, 254 Wilier V. Weyand, 473 Willets V. Burgess, 307, 312 Williams v. Beeman, 360, 382, 394 , Williams v. Burg, 364, 400, 404, 407 Williams v. Burrell, 387, 896 Williams v. Carter, 664, 697 Williams v. Cudd, 547 Williams v. Cummings, 127 Williams v. Daly, 164, 165 Williams v. Edwards, 467, 475, 476, 690, 691 Williams v. Powle, 380 Williams v. Pryburger, 430 Williams v. Glenn, 78, 81, 87 Williams v. Glenton, 228 Williams v. Hathaway. 624 Williams v. Hogan, 255, 258 Williams v. Johnson, 117 Williams v. Lee, 783 Williams v. Mausell, 458 Williams v. McDonald, 109 Williams v. Mitchell, 667, 800 Williams v. Pendleton, 480 Williams v. Peters, 494, 762 Williams v. Pope, 472 Williams v. Potts, 35 Williams v. Reed, 622 Williams v. Rogers, 665, 667, 669 Williams v. Schembri, 716 Williams v. Seawell, 718 Williams v. Shaw, .348, 403 Williams v. Thomas. 244, 252, 582 Williams v. Wetherbee, 262, 365, 373, 404, 410, 414 Williams v. Williams, 494, 665 Williamson v. Banning, 731 Williamson v, Pield, 78, 712 Williamson v. Johnston, 121 Williamson v. Raney, 576, 661 Williamson v. Test, 383 Williamson v. Williamson, 397, 411 Willis V. Saunders, 539, 541, 544 Willison V. Watkins, 482 Wills V. Porter, 186 Wills V. Primm, 411, 413 Wills V. Slade, 699 Wills V. Van Dyke, 119 Willson V. Willson, 270, 309, 373, 393 Wilmot V. Wilkinson, 28, 201 Wilsey v. Dennis, 145, 695, 734 Wilson V. Breylogle, 654 Wilson V. Bumfield, 473, 773 Wilson V. Carey, 31 Wilson V. Cochran, 158, 295, 358, 370, 633, 634, 636, 638, 639 Wilson V. Cox, 468 Wilson V. Deen, 807 Wilson V. Forbes, 357, 364, 270, 371 Wilson V. Getty, 35, 36, 565 Wilson V. Higbee, 344, 632 Wilson V. Holden, 16 Wilson v. Holt, 136, 138 Wilson \ . Inloes, 51 Wilson V. Irish, 144, 341, 643 Wilson V, Jefiries, 694 Wilson V. Johnson, 52 Wilson V. Jordan, 421 Wilson V. King, 544 Wilson V. Mason, 179 Wilson V. McElwee, 404 Wilson V. McNeal, 73 Wilson V. McVeagh, 726 Wilson V. Parshall, 276 Wilson V, Peele, 335, 394 Jxvi TABLE OF CASES. Wilson V. Eaben, 79 Wilson V. Robertson, 314 Wilson V. Shelton, 383 Wilson V. Smith, 90, 105 Wilson V. Spencer, 311, 313 Wilson V. Stewart, 547 Wilson V. Tappan, 696, 733, 747 Wilson V. Taylor, 366 Wilson V, Traer, 58 Wilson V, Wetherly, 483 Wilson V. White, 111, 114, 713 Wilson V. Widenham, 355, 369 Wilson V. Williams, 473 Wilson V. Wood, 144, 145 Wilson's Appeal, 634, 638, 640 Wilson's Case, 174 Wilt V. Franklin, 383 Wiltsie V. Shaw, 735 Wilty V. Hightower, 341, 345, 355, 607, 643, 793 Wimberg v. Schwegeman, 591, 784 Wimberly v. Collier, 401, 405 Winnns v. Huyck, 536 Winch V. Bolton, 433 Windle v. Bonebrake, 486 Winfrey v. Drake, 508, 799 Wing V. Dodge, 109 Wright V. Hamilton, 469, 473 Wingo V. Brown, 119, 131, 135, 494 Winkler v. Higgins, 63 Winne v. Reynolds, 571, 730, 770, 771 Winningham v. Pennock, 304, 313 Winnipiseogee Paper Co. v. Eaton, 889, 397 Winnipiseogee Lake Mfg. Co. v. Perler, 530 Winslow V. Clark, 138 Wlnslow V. Cornell, 137 Winslow V. McCall, 345 Winstead v. Davis, 484 Winter v. Dent, 136 Winter v. Elliott, 483 Winter v. Stock, 676 Wintermute v. Snyder, 818 Winton v. Sherman, 306 Wise V. Postlewait, 60 Wisely v. Findlay. 53 Wiswall V. McGowan, 464, 475 Witbeck v. Waine, 638 Withers v. Baird, 58, 150, 559, 730 Withers v. Morell, 786 Withers v. Powers, 345 Witherspoon v. McCalla, 609 Withey v. Munford, 365, 367 Withouse v. Schaack, 536, 537 Wittbecker v. Waiters, 543 Witter V. Biscoe, 148 Wofford V. Ashcroft, 785, 789 Wohlforth V. Chamberlain, 335, 683 Wolbert V. Lucas, 638 Wolf V. Fogarty, 63 Wolford V. Phelps, 136 Wood V. Bibbins, 373 Wood V. Colvin, 130 Wood V. Downes, 187 Wood V. Porncrook, 347 Wood V. Griffith, 467 Wood V. Johnson, 351 Wood V. Lewis, 131 Wood V. Majoribanks, 738 Wood V. Mann, 78, 180 Wood V. Perry, 481 Wood V. Thornton, 391 Woodbury v. Luddy, 473 Woodcock V. Bennett, 31, 460, 465 Woodfolk V. Blount, 630 Woodhead v. Foulda, 700 Wooding V. Grain, 747, 753 Woodruff V. Bunce, 435, 608, 783, 784, 787 Woodrufi V. Depue, 789 Woodruff V. North, 338, 510, 753 Woodward v. Allen, 350, 405, 412 Woodward v. Rogers, 449, 450 Woodward v. Woodward, 173 Woodward's App,, 38 Woodworth v. Jones, 425 Woolcot V. Peggio, 478 Wooley V. Hampton, 153 Wooley V. Hineman, 264, 369, 806 Wooley V. Newcombe. 274, 276, 277 Workman v. Mifflin, 340 Worley v. Northcott, 585 Wortin v. Howard, 113 Worthington v. Curd, 197, 287, 787 Worthington v. Hylj'er, 51 Worthington v. McRoberts, 81, 88, 109 Worthington v. Warrington, 38, 323 Worthy v. Johnson, 157 Wotton V. Hele, 337, 413 Wray v. Furniss, 783, 784 Wright V. Blackley, 584, 744 Wright V. Carvillo, 13, 638, 639 Wright V. Delafield, 534, 585 Wright V. Dickson, 559, 662 Wright V. Edwards, 91 — ■ • ■ Griffith, 188 Lasselle, 264 Nippli. 264, 390, 394 Sperry, 368 Wright V. Swayne, 557 Wright V. Wells, 59 Wright V. Wright, 591 Wright V. Young, 472 Wuesthoff V. Seymour, 234 Wyant v. Tuthill, 79 Wyatt V. Garlington, 594 Wyatt V. Rambo, 113 Wyman v. Ballard, 307 Wyman v. Brigden, 344 Wyman v. Campbell, 116 Wyman v. Heald, 598 Wynn v. Harmon, 519 Wynne v. Morgan, 747 Wythe V. Macklin, 649 Y. Yancey v. Lewis, 794 Yancey v. Tatlock, 387 Wright V. Wright V. Wright V. Wright V. TABLE OF OASES. Ixvii Yazel v. Palmer, 602 Yeates v. Prior, 47, 240 Yocum V. Foreman, 89, 90 Yoder v. Swearingen, 671 Yoke V. Gregg, 773 Yokum V. McBride, 328 Yokum V. Thomas, 399 York V. Allen, 435 York V. Gregg, 650 Yost V. Devault, 472 Youmans v. Edgerton, 562 Young V. Bumpass, 237 Young V. Butler, 343, 436, 608, 784 Young V. Clippenger, 339, 516 Young V. Collier, 747 Young V. Harris, 233, 590, 592, 596, 647, 663, 667 Young V. Hopkins, 344, 345 YouDg V. Lillard, 696 Young V. Lofton, 445 Young V. Lorain, 101, 523 Young V. McCherry, 78, 194, 608 Young V. McCormick, 784 Young V. Paul, 35, 471, 474, 777 5foung V. Rathbone, 713 Young V. Sincomtie, 584 Young V. Stevens, 663 Young V. Triplett, 363 Young V. "Wright, 36 Youngmann v. Linn, 634, 638 z. Zent V. Picken, 255, 257 Zibley v. Sears, 472 Zollman v. Moore, 813 Zorn V. McParland, 759 MARKETABLE TITLE TO REAL ESTATE PURCHASERS OF DEFECTIVE TITLES. BOOK I. OF REMEDIES IN AFFIRMANCE OF THE CONTRACT OF SALE. Of Affiemancb by Peoceedings at Law. of proceedings at law while the conteact is executoet. CHAPTER I. INTRODUCTORY. Title to real estate has been defined to be " the means whereby the owner of lands hath the just possession of his property," ' but the expression is commonly used in a figurative sense to denote the muniments of title of the owner, or that whole body of documents or facts which evidence the just ownership of lands. Titles are either (1) good ; (2) doubtful ; or (3) absolutely bad. A good title consists in the rightful ownership of the property and in the rightful possession thereof, together with the appropriate legal evidence of rightful ownership.' The rightful owner of an estate may be in the rightful possession thereof, but unless he is supplied with documentary evidence of title, where he holds by purchase, or can prove his right by the testimony of witnesses or other instruments of evidence, where he holds as heir, that is, by descent, his title cannot be said to be good. Sir William Black- stone declares that a perfect title consists in the union of the posses- ■ 1 Co. Inst.345. ' In Jones v. Gardner, 10 Johns. (N. Y.) 269, it was said that title, as between vendor and purchaser, means the legal estate in fee, free and clear of all valid claims, liens or incumbrances whatever. 2 MARKETABLE TITLE TO EEAL ESTATE. sion, the right of the possession and the right of property in one and the same person.' This is true in a general sense, but the defi- nition scarcely embraces all the elements of a good title, as that term is employed between vendor and purchaser. A purchaser in possession who has paid the whole purchase money, but who has not received a conveyance, may be said to have the possession, the right of possession and the right of property, but not having received a deed, the indispensable evidence of legal title in such a case, his title cannot be said to be good. In our definition of a good title we have not considered as an ele- ment the freedom of the estate from Kens, charges or incumbrances of any kind. Strictly speaking, an incumbrance, unless created by deed, such as a mortgage or deed of trust, operates no change in the title, though it is common, as between vendor and purchaser, to speak of the title as bad when the estate is incumbered. And even mortgages and deeds of trust, though there is in each case a nom- inal transfer of the legal title, being mere securities for the pay- ment of debts, are very generally held to create chattel interests only in the mortgagee or grantee, the legal title really remaining in the mortgagor or grantor.^ But, while technically the title to an incumbered estate may be good, in the sense that it would support an action of ejectment, a purchaser, without notice of the incum- brance, wlio by his contract is entitled to demand a good title, can no more be required to accept the title if ti)e estate is incumbered than he could be if the paramount title were outstanding in a stranger. Doubtful titles are those which turn upon some question of law or fact which the court considers so doubtful that the purchaser will not be compelled to accept the title and incur the risk of a lawsuit by adverse claimants. A subsequent chapter of this work is devoted to the equitable doctrine of doubtful titles ; it is, therefore, deemed unnecessary to consider them further here.^ Absolutely bad titles are those which lack not necessarily all, but some one or more of the essentials of a good title, and, as between vendor and purchaser, may be such though the paramount title be ' 1 Bl. Com. 195. 2 2 Warvelle Vend. 649. ^ Post, ch. 31. INTEODUCTQKT. 5 really in the vendor. Thus, if the vendor, being the rightful owner, is out of possession, and an adverse claimant is wrongfully in possession, the title will be bad so far as the purchaser is con- cerned, though amply sufficient to enable the vendor to recover the premises in ejectment.' When a purchaser of real property discovers that the title is bad he must choose between a large variety of measures which may be taken for his relief. The most important thing to be considered, in the first place, is, whether the contract is executory or executed. A contract for the sale of lands is said to be executory until the pur- chaser has received a conveyance ; after a conveyance has been made the contract is said to be executed, whether the purchase money has or has not been paid. If the contract remains execu- tory, he is next to determine whether he will adopt a remedy which affirms the agreement or one which rescinds or disaffirms the con- tract. If he elects to affirm, there are several courses open to him. At law he may maintain an action to recover damages for a breach of the vendor's express or implied contract to convey a good title ; ^ or, he may buy in the rights of one having the better title, or an incumbrance on the premises, and set off the amount so expended against the vendor's action for the purchase money,' or for damages for breach of the contract.* Or, if the facts as to the title were falsely and fraudulently represented to him, he may keep the estate, agree with the rightful owner, or take the risk of eviction, and maintain against the vendor the common-law action of trespass on the case for deceit, or the equivalent of that action under modern codes of practice.^ And lastly, in the way of affirmance, instead of adopting any one of these courses, he may file his bill in equity, or bring his equitable action, praying that he be permitted to apply the unpaid purchase money to the removal of objections to the title, or that he be allowed compensation for defects, and that the vendor be compelled to specifically perform the contract, and that, if specific performance be impossible, damages in lieu thereof be iPost, §290, ch. 3L ^ Ch. 3. 3 Ch. 34. ■• Ch. 3. 5 Ch. 11. 4 MARKETABLE TITLE TO REAL ESTATE. awarded the plaintiffs.' In all these cases the purchaser elects to abide by the contract and keep the estate. Btit the contract being still executory, the purchaser, on dis- covery that the title is bad, may determine upon rescission. To rescind a contract is to annul or abrogate it, the consideration which passed from either party being returned, and both parties being placed in statu quo, that is, as nearly as possible in the same condi- tion in which they were before they entered into the contract. Rescission of an executory contract for the sale of lands may be accomplished in three ways : First, by the act of the parties them- selves.^ The vendor may agree to take back the estate and to permit the purchaser to keep the purchase money if it has not been paid. This is frequently done. Secondly, by proceedings at law. Of course a court of law proper is not competent to pronounce a decree of rescission directing either party to restore what he has received by virtue of the contract. But the purchaser may simply abandon the possession of the premises and set up the want of title as a defense when sued for the purchase money ; ^ or, if he has paid a part or the whole of the purchase money, he may sue in a court of law to recover it back, having in the meanwhile abandoned the premises or restored them to the vendor. In this way rescission is virtually accomplished at law. Thirdly, the purchaser may hie his bill in equity on failure of the title, praying that the contract be in terms rescinded ; or to a bill filed by the vendor for specific per- formance, he may set up as a defense the plaintiff's want of title, provided he has restored, or offers to restore, the premises to the vendor.^ The rescission of executory contracts is peculiarly a ground of equitable jurisdiction. Courts of equity possess all the machinery for ascertaining what is necessary to put the parties in statu quo, and to compel either party to do whatever is required to that end. So much for the remedies of the purchaser, either by way of affirmance or rescission, while the contract is executory. They are all co-existent, and his choice of the one or the other is to be con- ' Chs. 17, 18 and 19. 5 Ch. 33. 2 Oh. 24. « Ch. 30. INTEODUCTOET. O trolled by the particular circumstances of his case. He may con- ceive it to be an advantage to him to keep the estate with damages or compensation for defects, or lie may deem it best to restore the estate and have back his purchase money. But wliile the remedies by way of action to recover back the purchase money and action to recover damages for fraudulently imposing a bad title on the plain- tiff are concurrent, they are not co-extensive in respect to the relief that is to be afforded ; and this should be considei-ed by the pur- chaser in choosing his remedy. In the former action he recovers no more than the consideration money and interest ; and the same may be said of an action to recover damages for a breach of the contract to convey a good title, in which there is no averment of fraud on the part of the defendant.^ But where the action for damages is expressly grounded upon the defendant's fraudulent representations as to the title or concealment of defects, and the plaintiff establishes his case, he will be entitled to recover damages for the loss of his bargain, that is, the value of the estate at the time when the con- tract should have been completed by the conveyance of a good title.^ Therefore, in a case in which the value of the estate has materially increased between the inception of the contract and the time when it should have been completed, and the purchaser can show that the defendant was guilty of fraud with respect to the title, he should take care so to frame his declaration or complaint that his action shall be the equivalent of the action of deceit at com- mon law, so that he may recover as damages the increased value of the estate. The defenses or answers to the purchaser's application for relief while the contract is executory, most frequently met with in the reports, are that the purchaser in the first instance agreed to take the title such as it was, or that he had since, by his conduct, waived all objections to the title ;° that the vendor has the right to perfect the title,* or to require the purchaser to take the title, with compen- sation for defects ; ^ that the purchaser has not placed the vendor ' Ch. 10, § 91. « Ch. 10, § 97. 3Ch. 8. * Ch. 33. « Ch. 33. b MARKETABLE TITLE TO EEAL ESTATE. in statu quo, and that the positions of the parties with respect to the subject-matter of the contract have so niateriallj changed that it will be impossible to place them in statu quo y ' and, where the gravamen of the action or defense is the vendor's fraud in conceal- ing the state of the title, that the defects complained of all appear from the public records, and that the vendor is not bound to call the attention of the purchaser to defects which are thus open to his inspection.^ We have now presented a brief outline of the courses open to the purchaser, and the attitude of the vendor on failure of the title, where the contract is executory. It remains to indicate, in a like manner, their respective rights and remedies where the contract has been executed by the delivery and acceptance of a conveyance. First, it is to be observed that except in cases in which the pur- chaser has been fraTidulently induced to enter into the contract or to accept a conveyance, or unless tbere has been some such mistake as will entitle him to relief, his remedies are all necessarily in affirm- ance of the contract, for, as a general rule, there can be no such thing as the rescission of an executed contract for the sale of lands. The reason is that the parties can seldom, if ever, be placed m statu quo. We shall see hereafter, however, that there is a tendency in some of the States to modify this rule.^ And not only are the remedies of the purchaser, in the absence of fraud or mistake, nec- essarily in affirmance of the contract after a conveyance has been accepted, but the existence of those remedies themselves depend largely upon his own foresight and prudence. The law protects the purchaser, at least where the vendor sells in his own right, by its implication of a contract that a good title is to be conveyed, up to the time when the parties are read}' to complete the contract by the payment of the purchase money, the delivery of possession, and the execution and acceptance of a conveyance. But any implication in his favor ceases at this point, and to protect himself against loss in the future, in the event that the title shall prove bad, he must see that covenants for title by the vendor, adequate for that pur- pose, are inserted in the conveyance. The maxim caveat emptor ' Chs. 25 and 30. ' Oh. 11, § 104. 8 Ch. 26. INTEODUCTOET. applies.' This is the rule which prevails in most of the American States, though in some of them it is qualilied to a certain extent, as will be hereafter noted. It may be doubted whether a rigid applica- tion of this rule will subserve the ends of justice in all cases, particularly tliose in which the purchase money remains unpaid when the purchaser is evicted, or when it is discovered that the title IS bad. The maxim or rule caveat emptor^ has no place in the civil law. By that law the purchaser, whether he has or has not received a conveyance, is always to be reimbursed if he loses the estate through a defect in the title, nnless, indeed, it was expressly under- stood that the title was bad, and the purchaser bought only such right or interest as the vendor might have. At common law, of course, no hardship results in refusing relief to a purchaser who, with knowledge that the title is bad, accepts a conveyance without covenants for title. He simply gets what he buys, and he has no ground for complaint if he loses the estate. But hardship does often result in cases in which covenants for title were unintentionally omitted, through the ignorance and inexperience of the parties and their advisers, a circumstance likelj' to occur in rural districts, where the village blacksmith frequently acts in the capacity of justice of the peace and legal adviser for the community. Assuming, however, that the conveyance contains the usual covenants for title, the remedy of the purchaser is by action for breach of covenant if he be evicted, or if the title prove to be bad or the estate incumbered, in which action he will recover real or nominal damages, according to whether he has suffered real or nominal injury from the breach. If, however, he was fraudulently induced to accept a conveyance with covenants for title, he is not obliged to bring his action for breach of covenant, but may have his action on tlae case for deceit, just as if the contract were executory, the better opinion being that the ven- dor's fraud is not merged in his covenants for title.* And instead of taking the initiative, and suing for breach of covenant, the pur- chaser may, where the purchase money is still unpaid, detain the same in his hands, and, wlien sued by the vendor, set up the breach of covenant as a defense by way of recoupment or counterclaim, pro- vided he has then a present right to recover substantial, and not merely > Oh. 27. ■^ Ch. 27. 8 MAEKETABLE TITLE TO EEAL ESTATE. nominal damages, for breach of the plaintiff's covenants.' These, then, are the remedies of the purchaser at law by way of affirmance of the executed contract. In equity he may file iiis bill, praying that the grantor be compelled to perform specifically certain of the covenants for title, for example, the covenant against incumbrances, by removing an incumbrance from the estate ; and the covenant for further assurance, by the execution of such further assurance as may be reasonably required.^ And wliere, through error or mistake, the conveyance does not contain such covenants for title as the pur- chaser may demand, he mayiile his bill praying that the conveyance be reformed, so as to express the true intention of the parties.^ We have already observed that an executed contract for the sale of lands cannot, as a general rule, in the absence of fraud or mis- take, be rescinded, either at law or in equity. There is, however, a certain kind of relief contended for in some cases at law, which, if conceded, amountts to a virtual rescission of the contract. The gen- eral rule is that in an action for breach of the covenant of seisin the plaintiff can recover nominal damages only, unless he lias been actually or constructively evicted from the premises. This rule, however, has been modilied in some of the States, and the pur- chaser permitted to recover the whole consideration money, pro- vided he has reconveyed the estate to tlie grantor. This of itself practically amounts to a rescission of the contract. And if he may thus recover the consideration money as damages in an action for breacli of the covenant of seisin, no reason is perceived why he may not avail himself of that breach as a defense when sued for the purchase mcmey, provided, of course, that he reconveys or offers to reconvey the premises to the plaintiff. The effect would be merely to avoid circuity of action.* But the contrary rule, namely, that a breach of the covenant of seisin is no defense to an action foi- the purchase money unless the defendant has been actu- ally or constructively evicted from the estate is undoubtedly estab- lislied in most of the American States.' ■ Ch. 16. = Ch. 21. ^Ch. 23. Chitty Cont. (lOtli Am. ed.) 339; 1 Sugd. Vend. (8tli Am. ed.) 537 (358). « See Camfleld v. Gilbert, 4 Esp. 231. In Doherty v. Dolan, 65 Me. 87; 20 Am. Rep. 667, the purchaser, after paying |1,000 of the purchase money, brought an action against the vendor for damages, alleging inability to convey a good title. In Maine the measure of damages in such a case is the value of the land at the time the conveyance should have been made, and where part of the purchase money has been paid, the plaintiff is entitled to recover this value, less what remains due on the contract price. The necessary consequence of this rule is that where part payment has been made and the value of the land has decreased, and is less at the time fixed for performance than the contract price, the plaintiff will not be entitled to recover as damages as much as he has paid on the land. To obviate this difficulty, the plaintiff in this case was permitted to amend his declaration by adding a count for money had and received, under which he might recover all that he had paid on the contract. 2 Ingalls V. Hahn, 47 Hun (N. Y.), 104. * 1 Sugd. Vend. (8th Am. ed.) 547 (362); Chit. Cont. (10th Am. ed.) 339; Chit. PI. (2d ed.) 196, n. ACTION FOB BREACH OF CONTRACT. 13 extent of the purchaser's recovery is to be governed by the nature of the relief sought, that is, whether in affirmance or disaffirmance of the contract, prevails, it is apprehended, as well under the Code practice as at common law. The petition or complaint should be so drawn as to indicate whether the plaintiff seeks merely to recover back the purchase money or whether he claims damages for breach of the contract. The remedy by action for breach of contract is concurrent with the action of deceit when fraud exists,^ but is seldom resorted to in such a case, the plaintiff being entitled to a greater measure of dam- ages in the action of deceit. He may also elect between these remedies and his remedy in equity by suit for rescission,^ or for specific performance, or damages in lieu thereof.^ Eut the action for damages is broader than the latter remedy, for the purchaser's bill is frequently dismissed without prejudice to his remedy at law on the contract.* Where the purchasei- may elect between several remedies he cannot, of coiirse, be required to adopt one in prefer- ence to another.^ Nor, if the purchaser has a right to i-ecover damages for breach of the contract, can the vendor insist upon tak- ing back the property and returning the consideration. It is with the purchaser to say whether he will affirm or rescind the contract.^ ■ 2 Warvelle Vend. 955; Lynch v. Merc. Trust Co.. 18 Fed. Rep. 486. ^ Reese v. Kirk, 39 Ala. 406; Alvai-ez v. Brannan, 7 Cal. 503; 68 Am. Dec. 374; Wright v. CariUo, 33 Cal. 604. 3 Haynes v. Farley, 4 Port. (Ala.) 538; Greene v. Allen, 32 Ala. 215. * Sugd. Vend. (8th Am. ed.) 357. " Barron v. Easton, 3 Iowa, 76. « Lynch v. Merc. Trust Co., 18 Fed. Rep. 486; Krumm v. Beach, 96 N. T. 406, the court saying: "The contention of the vendors is that the defr-auded vendee has but one remedy, and that consisted of a rescission of the contract and the recovery back of the consideration paid, after an offer to reconvey and a tender of what had been received. Doubtless this remedy existed, but the vendee was not compelled to adopt it. He had a right, instead of rescinding the con- tract, to stand upon it and require of the vendor its complete performance, or such damages as would be the equivalent of that complete performance. The vendee, acting honestly on his own part, was entitled to the full fruit of his bar- gain, and could not be deprived of it without his consent by the fraud of the vendor. That such an action, proceeding upon an affirmance of the contract as actually made, founded upon actual fraud, and asking damages in the room of an impossible specific performance, can be maintained at law, has been sufficiently adjudged. Wardell v. Fosdick, 13 Johns. (N. Y.) 825; 7 Am. Dec. 383; Culver 14 MARKETABLE TITLE TO KEAL ESTATE. But, having recovered a judgment for damages in an action for breach of the contract to convey, he cannot afterward bring a sec- ond action or resort to any other means to enforce the contract.* If he elects to rescind he cannot afterwards affirm the contract and vice versa} There can be but one satisfaction of the injury. Under the English common-law system of pleading the pur- chaser's expenses incurred in examining the title could not be recov- ered by him if he disaffirmed the contract and brought his action to recover back his deposit as such ; it was necessary for him to insert a count in the declaration claiming damages for breach of the con- tract.' The reason for this rule was that moneys so paid out could not be regarded as paid out to the vendor's use, but were expended for the purchaser's own satisfaction. Perhaps the same rule would be applied in America in a case in which the pleadings demand only a return of the purchase money and contain no denmnd for damages.'' If the purchaser accept a conveyance of the premises, he cannot V. Avery, 7 Wend. (N. Y.) 386; 23 Am. Dec. 586; Whitney v. Allaire, 1 Comst. (N. Y.) 305; Clark v. Baird, 9 N. Y. 197; Graves v. Spier, 58 Barb. (N. Y.) 385. And that is so whether the representations relate to the title or to matters col- lateral to the land. The measure of damages in such a case is full indemnity to the injured party; the entire amount of his loss occasioned by the fraud." ' 1 Sudg. Vend. (8th Am. ed.) 357 (236); Orme v. Boughton, 10 Bing. 537; 25 E. C. L. 354; Hopkins v. Lee, 6 Wheat. (U. S.) 109; Buckmaster v. Grundy, 3 Gil. (HI.) 626, 636; Hill v. Hobart, 16 Me. 169. 'SchlfEer v. Dietz, 83 N. Y. 300, 308, citing Mason v. Bovet, 1 Den. (N. Y.) 69; 43 Am. Dec. 651 ; Cobb v. Hatfield, 46 N. Y. 533; Lawrence t. Daie, 3 Johns. Ch. (N. Y.) 23. Remedies in affirmance and remedies in disaffirmance or rescission of the contract are non-concurrent and inconsistent with each other. Bowen v. Mandeville, 95 N. Y. 240. 'Sugd. Vend. (8th Am. ed.) 547 (362); 1 Chit. Cont. (10th Am. ed.) 339 ; Cam- field V. Gilbert, 4 Esp. 221. ^ In the State of New Y^ork the cases do not show that this distinction has been observed. An action there for damages in failing to perform the contract to convey a good title seems to be regarded as in effect the same as an action to recover back the purchase money eo nomine, probably because in such an action the damages are, as a general rule, limited to the purchase money paid, interest, costs and expenses. There can be no question, however, as to the right to recover the expenses of examining the title as a part of the damages. Higgins V. Eagleton, 34 N. Y. Supp. 225. See post, § The expenses of examining the title may be recovered in an action to recover back the deposit. EfEenheim V. Von Hafen, 23 N. Y. Supp. 348 (N. Y. CityCourt) ACTION FOK BEEACH OF CONTRACT. 15 afterwards maintain an action to recover damages from the vendor for breach of his contract to convey a good title. His remedy is upon the covenants of his deed if any. If tliere are no covenants, he is, in the absence of fraud or mistake, without remedy.' If the title fail, the purciiaser by bringing an action for damages affirms the contract, and will not be entitled to recover unless he shows that he has performed his part of the contract by tender or payment of the purchase money in full. If the purchase money be not paid in full, he should bring an action for money had and received to Iiis use (trespass on the ease in assumpsit), which dis- affirms the agreement.^ This distinction appears not to be observed in those States in which the common-law system of pleading has been abolished. Thus, in JSTew York it has been held that if the vendor be unable to make title at the time fixed for completing the contract, the purchaser is not in default in failing to tender the pur- chase money, and may maintain an action for damages though no such tender has been made.' If the parties agree to rescind the contract, and the vendor fails to return the purchase money, the purchaser cannot maintain an action for breach of the contract and recover back his purchase money in tlie form of damages. He should sue in assumpsit for money had and received to his use, or frame his complaint upon that hypothesis in States in which the common-law system of pleading no longer exists.* If no time be fixed by the contract in which the vendor must convey, he will be entitled to a reasonable time, after the payment of the purchase money, in which to execute the conveyance.^ We will consider ' Sliurtz V. Thomas. 8 Ban- (Pa.), 363; Carter v. Beck, 40 Ala. 599. ^ Clarke v. Locke, 11 Humph. (Teun.) 300; Hurst v. Means, 2 Swan (Tenn.), 594. But see 1 Sugd. Vend. (8th Am. ed.) 857 (336) where it is said that "if the purchaser has paid any part of the purchase money " and the seller does not com- plete his engagement, the former may have his action for damages. Humpkey V. Norris, (Ky.) 7 S. W. Rep. 888. ' Morange v. Morris, 34 Barb. (N. Y.) 311. This proposition, it is conceived, must be strictly limited to those cases in which the contract expressly requires the vendor to remove incumbrances or other objections to the title before the time fixed for completing the contract, else it will conflict with that eminently just and reasonable rule that the vendor may rely upon the unpaid purchase money as a means with which to discharge incumbrances. Post, § 308. •• Conley v. Doyle, 50 Mo. 334. ' Eames v. Savage, 14 Mass. 438; Newcomb v. Brackett, 16 Mass. 165. 16 MARKET ABLE TITLE TO BEAL ESTATE. elsewhere under what circumstances the vendor will be allowed time in which to remove objections to the title.' In another part of this work it has been attempted to show that wherever the purchaser seeks relief from the obligation of the con- tract, or to assert a liability against the vendor, on the ground that the title is bad, the duty devolves upon him to point out the par- ticulars in which the title is wanting.^ This rule especially applies in an action for breach of contract to convey a good title.^ In America actions to recover damages on the ground that the vendor is unable to convey a good title, are comparatively infrequent, while the reports teem with cases in which the purchaser seeks to rescind the contract and recover back his purchase money. The reasons for the comparative disuse of the action affirming the con- tract and seeking damages for the breach, doubtless are that prac- tically the same relief is obtained in the action to recover back the purchase money, since, as a general rule, the purchaser could not recover damages in excess of the purchase money ; and in the latter action the purchaser is not obliged to show that he has fully per- formed the contract on his part by payment of the entire purchase money,* nor to show tliat the title is absolutely bad and not merely doubtful, as he must do where he affirms the contract.^ Where, however, the contract provides for liquidated damages in excess of the purchase money, or where by the law of the jurisdiction the purchaser is entitled to recover damages in excess of the purchase money, that is, damages for the loss of his bargain, he may find it to his advantage to bring Jiis action on the contract. § 2. DOTJBTFTJL TITLE IN ACTION FOR DAMAGES. A dis- tinction is to be observed between tlie action to recover damages for breach of the contract or failure of the title and an action to recover back the pi;rchase money in this respect, namely, that in the former action the plaintifE cannot recover unless he shows that the title is 1 Post, ch. 32. ''Post, §§ 117, 344, 381. There are many cases which sustain this view. But see "Wilson v. Holden, 16 Kbb. Pr, (N. Y.) 133, where it is intimated that if the defense of defective title is made in an action by the vendor for breach of the contract, the burden devolves on him to show a good title. ' Gammon v. Blaisdell, 45 Kans. 221. ^ Hurst V. Means, 2 Swan (Tenn.), 594. = Post, I 2. ACTION FOE BREACH OF CONTRACT. 1 7 absolutely bad, while in the latter he will be entitled to a return of the purchase money if there be a reasonable doubt about the title.* So far as the measure of relief is concerned, the distinction is unim- portant except where, by express contract between the parties or by the law of the jurisdiction, the purchaser would be entitled to recover damages in excess of the purchase money, the general rule being that the purchaser can recover, in the action for damages, nothing beyond the purchase money and interest. But in respect to the remedy and the pleadings the distinction is vitally important ; for if he declares upon the contract and claims damages for the breach, and the evidence shows that the title is merely doubtful, he can recover nothing ; while, if he had counted for money had and received to his use, he would have been entitled to judgment. § 3. PURCHASER IN POSSESSION MAY MAINTAIN ACTION. It will be seen hereafter that a purchaser cannot, on failure of the title, disaffirm the conti-act and recover back the purchase money unless he has been evicted or has surrendered the premises to the vendor.^ But no such rule applies when he affirms the contract and brings an action to recover damages for the vendor's breach in failing to convey a good title. By affirming the contract he elects to hold himself answerable to the true owner. He is under no obligation to rescind on failure of the title. He may rely on his vendor's agreement to make a good title and take the chances of eviction by an adverse claimant.' Hence it has been held that the purchaser's possession of the premises is immaterial and cannot affect his right to maintain his action for damages and to recover substantial and not merely nominal damages.'* ' Ingalls V, Hahn, 47 Hun (N. Y.), 104; Post, § 286, " Doubtful Titles at Law. " « Post, ch. 25, 2 Oakes v. Buckley, 49 Wis. 592. * Bedell v. Smith, 37 Ala. 619. The reasons for this rule were thus stated by Allen, J., in Fletcher v. Button, 6 Barb. (N. Y.) 646, which was an action to recover damages for the vendor's refusal to convey for want of title: "It is insisted that the plaintiff, being in possession of the premises up to the time of the commencement of the action, he can recover but nominal damages; that actual eviction was necessary to entitle him to recover the entire purchase money by way of damages for the non-conveyance. I am unable to discover upon what principle the possession of the premises by the plaintiff can affect his remedy in this action. The contract, for the non- performance of which this action is 3 18 MAEKETABLE TITLE TO EEAL E8TATE. § 4. DEFENSES TO THE VENDOR'S ACTION FOR BREACH OF CONTRACT. If the vendor should bring an action to recover dam- ages for breach of the contract, the purchaser may, of course, set up the defense that the plaintifE has no title,^ or that the title is doubtful,^ or that the estate is incumbered,' or that the plaintifE has made fraudulent representations^ in respect to the title. Inasmuch as such an action is rarely, if ever, brought in cases in which the contract has been partly performed by delivery of the possession to the purchaser, it seldom happens that the right of the latter to show a want of title in the vendor is complicated with any question as to the restoration of the premises to the plaintifE, or as to difficulty in placing him in statu quo. If, however, such an action should be brought after possession delivered to the purchaser, instead of an action to recover the purchase money or to compel specific perform- ance, it is apprehended that the defense of want of title in the ven- dor, amounting in substance to an election to rescind the contract, l)rought, was for the title to, and not the possession of, the premises The pos- session of the premises could not have heen in part performance of such contract; and although it may have been beneiicial to the plaintiff, it did not at all mitigate the damages sustained by him by the inability or unwillingness of the defendant to convey the premises. Again, if the defendant had title to the premises and a right to convey them, and has willfully refused to perform his contract, he has done so in his own wrong, and has voluntarily placed himself in a position in which he may lose the use of the premises for the time during which the plaintiff has occupied them; but he cannot be permitted by his own wrongful act to change the character of the possession of the plaintiff and make him a tenant against his will instead of a vendee in possession under a contract of purchase. If the defendant was not the owner, but had the right to occupy, or permit the plaintiff to occupy the premises, then having contracted to convey them to the plaintiff and suffered him to go into possession under the contract, although he may have acted under a mistake, still he must bear the consequences of that mis- take. The plaintiff had a right to suppose that the defendant was familiar with Ms own title, and had the right to sell what he agreed to convey. If the defend- ant neither owned the preinises nor had the right to occupy them, or to suffer the plaintiff to occupy them, then it is very clear that he should not in any manner have the benefit of the possession by the plaintiff. The plaintiff, by his occupa- tion, has made himself a trespasser, and is liable to the true owner for the value of such occupation.'' See, also, Haynes v. Farley, 4 Port. (Ala.) 538. ' 2 Warvelle Vend, 963; Lewis v. White, 16 Ohio St. 444. 'Post, ch. 31. 'Gilbert v. Cherry, 57 Ga. 139. * Gilbert v. Cherry, 57 6a. 129. ACTION FOE BREACH OF CONTRACT. 19 could not be made without surrendering, or offering to surrender, the premises to the plaintiff. The vendor can maintain no action against the purchaser for breach of the contract to purchase, until after the expiration of the time fixed for completing the contract, even though the purchaser has absolutely refused to perform or accept performance of the con- tract.' Until the time arrives when, by the terms of the agreement, the vendor is or might be entitled to performance, he can suffer no injury or deprivation which can form a ground of damages.'' If a purchaser of lands, to be conveyed free of incumbrances, absolutely refuse to take a deed or to accept performance of the contract on grounds other than failure of the title, or the existence of an incum- brance upon the premises, he cannot afterwards, when sued for a breach of the contract, avail himself of defects in the deed which was tendered to him, or of the fact that the property was incum- bered. His absolute refusal to perform is a waiver of the riglit to require performance on the part of the vendor.^ The vendor will be restrained from bringing an action at law to recover damages for breach of the contract, if his bill for specific performance has been dismissed for want of title, unless dismissed without prejudice to his remedy at law.* ' Daniels v. Newton, 114 Mass. 530; 19 Am. Rep. 384, disapproving Frost v. Knight, L. R., 7 Exch. Ill, and Hoclister v. De la Tour, 2 E. & B. 678. ' Language of Wells, J., in Daniels v. Newton, supra. ' Carpenter v. Holcomb, 105 Mass. 280; Wells v. Day, 124 Mass. 38. In this case the purchaser of three separate and distinct lots of land refused absolutely to complete the contract on grounds which applied only to the first two lots. The vendor resold the third lot at a considerable loss and brought an action against the purchaser for breach of the contract, and it was held that defects In a deed which had been tendered to him, and the existence of a mortgage on the third lot constituted no defense to the action. * 1 Sugd. Vend. (8th Am. ed.) 356; McNamara v. Arthur, 2 Bal. & Beat. 349. CHAPTER III. IMPLIED AND EXPRESS AGREEMENTS AS TO THE TITLK IMPLIED AGREEMENTS. General Rule. § 5. EXPRESS AGREEMENTS. General Principles. § 6. Terms and Conditions of Sale. § 7. Parol Evidence. Auctioneer's Declarations. § 8. Englisi. Rules as to Conditions. § 9. Agreement to make " Good and Sufficient Deed." § 10. Agreement to convey by Quit claim. § 11. Agreement to sell " Right, Title and Interest." g 13. Agreement to sell subject to Liens. § 13. § 5. IMPLIED AGREEMENTS — General Rule. The purchaser is entitled to require from tlie vendor, in the absence of any provision in tlie contract, a good marketable title, free from all defects or incumbrances. The right to a good title does not grow out of the contract between the jjarties, but is given by law and is implied in every contract of sale.' And the rule is general that a contract for ' Dart Vend. & Purcli. (4tli ed.) 104; 1 Sugd. Vend. (8th Am. ed.) 24 (16), 45& (298), 510 (337); Rawle Gov. for Title (oth ed.), § 33; Hall v. Betty, 4 M. & G. 410; Geoghegan v. Connolly, 8 Ir. Ch. 598; Souter v. Drake, 5 B. & Ad. 993; Purvis V. Rayer, 9 Prl. 488; Doe v. Stanion, 1 M. & W. 701; Hughes v. Parker, 8 M. & W. 244; Sharland v. Leifchild, 10 Ad. & El. 529; Flinn v. Barber, 64 Ala. 193; Easton v. Montgomery, 90 Cal. 314; 27 Pac. Rep. 280; Shreck v. Pierce, 3 Clarke (Iowa), 350; Puterbaugh v. Puterbaugh, (Ind.) 34 N. E. Rep. 611; Dur- ham V. Hadley, (Kans.) 37 Pac. Rep. 105; Swan v. Drury, 23 Pick. (Mass.) 485; Dwight V. Cutler, 3 Mich. 566; 34 Am. Dec. 105; Murphin v. Scoville, 41 Minn. 262; Drake v. Barton, 18 Minn. 414 (463); Donlon v. Evans, 40 Minn. 501; 43 N. W. Rep. 473; New Barbadoes Toll Bridge Co. v. Vreeland, 3 Green Ch. (N. J.) 157; Newark Sav. Inst. v. Jones, 37 N. J. Eq. 449; Burwell v. Jackson, 9 N. Y. 535, 543, a much cited case; Pomeroy v. Drury, 14 Barb. (N. Y.) 418; Inness v. Willis, 48 N. Y. Super. Ct. 193; In re Hunter, 1 Edw. (N. Y.) 1; Wheeler v. Tracy, 49 N. Y. Super. Ct. 208; Tharin v. Prickling, 2 Rich. (S. C.) 361; Breit- haupt V. Thurmond, 3 Rich. (S. C.) 316; Green v. Chandler, 35 Tex. 157; Nelson V. Matthews, 3 H, & M. (Va.) 164; 3 Am. Dec. 620; Moulton v. Chaffee, 22 Fed. Rep. 26. The vendor in an executory contract for the sale of lands, in the absence of express statements to the contrary, represents and warrants that he is the owner of the property which he assumes to sell, and that he has a good title thereto. Inness v. Willis, 16 Jones & S. (N. Y.) 188. In Owings v. Thompson, 3 Scam. (111.) 502, the broad rule is laid down that, in the absence of any express IMPLIED AND EXPRESS AGREEMENTS AS TO THE TITLE. 21 the sale of lands which is silent as to the title or interest to be con- veyed, implies an agreement to convey not only an unincumbered and indefeasible estate, but such an estate in fee simple, that is, the largest estate that can be had in the premises,' though of course it may be shown that a less interest was sold.^ An agreement to sell land which contains no I'estrictive expres- sions is an agreement to sell the whole of the vendor's estate or interest therein.' It will be presumed that the estate sold was to be accompanied by all of its legal incidents,* such as a right of way,' and that which springs from the rule cvjus est solum ejus est usque ad cwlum^ or the right to the undisturbed enjoyment of the space above or the ground below the surface of the area of the estate. But the implication that the purchaser was to receive a title free from incumbrance may be rebutted by showing that he had notice of the existence of the incumbrance.' If the vendor agree to convey by quit claim deed he merely con- tracts to sell such interest as he then has, and cannot be required to convey an interest subsequently acquired.^ contract as to what kind of title a purchaser in any case is to receive, he must take the title at his own risk; in other words, that there is no implied contract that the title shall be indefeasible. And such, the court adds, is the rule in Eng- land and in most of the American States. It is submitted with deference that such is not the rule either in England or in America (see authorities, ante, p. 21), except in the case of judicial and ministerial sales, and that the rule announced in this case, in which the purchase was made at a judicial sale, should have been limited to sales of that kind, as indicated in the qualified concurrence by Treat, J., in the opinion of the court. See post, " Caveat Emptor," ch. S. ' Cases cited in last note. Hughes v. Parker, 8 M. & W. 244; Cattell v. Cor- rall, 4 Yd. & C. 228. ' Cowley V. Watts, 17 Jur. 172; Cox v. Middletou, 2 Dru. 217. «1 Sudg. Vend. (8th Am. ed.) 34 (16); Bower v. Cooper, 2 Ha. 408. "Skull V. Clehister, 16 0. B. (N. S.) 81; 33 L. J. C. P. 135. 'Langford v. Selmes, 3 K. & Jo. 320; Denne v. Light, 3 Jur. (N. S.) 637; Stan- ton V. Tattersall, 1 Sm. & G. 539, where the purchaser was relieved for want of proper access to a house. « Lewis V. Braithwaite, 3 B. & Ad. 437; Keyse v. Powell, 3 El. & Bl. 132; Sparrow v. Oxford R. Co., 3 DeG., M. & G. 108; Pope v. Garland, 4 Y. &C. 403; Whittington v. Corder, 16 Jur. 1034, where there was a failure of title to au underground cellar. ' Newark Sav. Inst. v. Jones, 37 N. J. Eq. 449. « Woodcock V. Bennet, 1 Cow. (N. Y.) 711; 13 Am. Dec. 568. 22 MARKETABLE TITLE TO REAL ESTATE. The sale of a lease implies a contract on the part of the seller that he will show a good title in the landlord.^ A contract, how- ever, to sell an agreement for a lease, does not imply a title in the lessor to make the lease, and an action on the contract by the seller cannot be defended on the ground that the lessor had no title.' Nor in an assignment of an executory contract for the sale of lands, is there any implication of good title in the original vendor.' Nor is there any such implied warranty in the assignment of a land-office certificate.* Inasmuch as a contract to convey a clear title is implied in the sale of lands, an agent of the vendor does not exceed his authority by inserting such a provision in a written contract of sale.^ If it appear that the premises were sold at a fair price, the presumption would be that the contract entitled the purchaser to an indefeasible title. If, on the other hand, the price was merely nominal, the rea- sonable presumption would be that the purchaser could requu-e from the vendor no more than a quit claim, or release of his rights, and that he had agreed to take the title such as it might be. The legal implication of an agreement on the part of the vendor that the title he is to convey shall be clear, unincumbered and inde- feasible, is to be limited strictly to cases in which the vendor sells in his own right. Where the sale is made in a ministerial, repre- sentative or official capacity the conclusive presumption of law is that the vendor sells merely such interest as may happen to be vested in him, be the same defeasible or indefeasible. The maxim caveat emptor applies, and the purchaser can neither rescind the contract nor maintain an action for damages if the title turns out to be defective. This class of cases is considered at some length hereafter.^ If the vendor fails or is unable to convey at the time fixed for the completion of the contract such a title as the pur- '1 Sugd. Vend. 368; Tweed v. Mills, L. R., 1 C. P. 39; Purvis v. Rayer, 9 Pri. 488; Gaston v. Prankum, 3 De Q. & Sm. 561; Clive v. Beaumont, 1 De G. & Sm. 397; Hall v. Betty, 4 Mann. & G. 410; Souter v. Drake, 5 B. & Ad. 992; Drake v. Shiels, 7 N. Y. Supp. 209; Burwell v. Jackson, 9 N. Y. 589. ' Kintrea v. Preston, 1 H. & N. 357. 3 Thomas v. Bartow, 48 N. Y. 193. " Johnston v. Houghton, 19 Ind. 309. » Keim v. Lindley, (N. J. Eq.) 30 Atl. Rep. 1063. ' Post, ch. 5, " Caveat Emptor." IMPLIED AND EXPRESS AGEEEMBNTS AS TO THE TITLE. 23 chaser may demand, there is a breach of the contract of sale, and the latter may, if time was of the essence of the contract, have his action for damages, unless the title is merely doubtful and not abso- lutely bad. In that case, as we have seen, he may rescind the contract and recover back his deposit, but is not entitled to damages.' § 6. EXPRESS AGKEEMENTS. General Principles. Upon the sale of real property it is customary for the parties to enter into a written contract containing their names, a description of the property, the quantity of the estate sold, such as a fee simple or life estate, and the terms or conditions of the sale, and fixing a time when the contract shall be fully executed by payment of the pur- chase money and a conveyance to the purchaser.^ The contract also usually specifies the kind of title the purchaser is to receive, and sometimes it is in the form of a sealed obligation under pen- alty on the part of the vendor to convey a good title, in which case the instrument is known as a " title bond." ^ The contract usually also provides, especially when the sale is made at public auction, that the purchaser shall have a specified time within which to examine the title, and that if the title should prove bad or unsatisfactory, the earnest money shall be refunded.* If the purchaser contract for a title deducible of record, he can- ■ Ante, p. 16. ' Warvelle Vend. ch. III. ' Vardaman v. Lawson, 17 Tex. 16. The court said in this case that a bond for title is an instrument which evidences a contract for the sale of land, and is substantially an agreement by the vendor to make to the vendee a title to the land described. It seems scarcely necessary to say that many of the decisions used in the following pages as illustrations of the rules of law governing express contracts with respect to the title were not rendered in actions by the purchaser for breach of the contract of sale. The principles are the same whether the action be by or against the purchaser in affirmance or rescission of the contract. In each of these cases the rights of the purchaser are, of course, governed by the express terms of the contract, and no inconvenience, it is apprehended, can result from considering the cases founded on express contracts under the head of affirmance of the contract and action for breach, without regard to the nature of the proceedings in which the decisions were made. "■ 1 "Warvelle Vend. 337. In Smith v. Schiele, 93 Cal. 150, the question was raised whether an agent was competent to make the agreement, "title to prove good or no sale," but was not decided. 24 MAEKETABLE TITLE TO EEAL ESTATE. not be conii^elled to accept a title resting altogetlier upon matters inpais^ such, for example, as a title by adverse possession.^ A stipulation in a contract of sale that tlie vendor shall furnish an abstract showing title to the property has been said to be equivalent to an agreement that the purchaser shall receive a good title of record." It has been held that an agreement to furnish a satisfac- ■ Page V. Greeley, 75 111. 400; Noyes v. Johnson, 139 Mass. 436. ' Post, § 293. 3 3 Warvelle Vend. 764. See upon this point 2 Sugd. Vend. (8th Am, ed.) 27 (437). In Smith v. Taylor, 83 Cal. 533, the contract contained the following pro- vision: "The title to said above lands to prove good or no sale, five days being allowed to e.xamine abstract or certificate, and pass upon title after abstract or certificate is delivered." The court, after observing that this was not simply a contract to make good title, continued; " The only fair interpretation of this con- tract is that he (the vendor) was to furnish an abstract of title — a paper pre- pared by a skilled seacher of records, which should show an absti-act of what- ever appeared on the public records of the county affecting the title — and that the abstract must show good title, or there was no sale * * *. Under that contract the plaintiff (purchaser) was not bound to make any investigation out- side the abstract, or to take the chanees of any litigation which the abstract showed to be either pending or probable." In Boas v. Farrington, 85 Cal. 535, the provision of the contract was; "Title to be good or the money to be refunded, party of the first part (vendor) to furnish an abstract of title to said land." The abstract furnished did not show a good title, and in an action by the purchaser to recover his deposit, judgment was rendered in his favor though the court below found that as a matter of fact the vendor had a good title. This judgment was affirmed on appeal, the court saying; "The appellant contends that the contract did not require him to furnish an abstract showing a good title, or at most that he was not bound to furnish it at the time the defective one was furnished, or at any time before the time for the final payment of the purchase money, and that as it appeared at the trial that he had a good title to the prop- erty he was entitled to judgment. We cannot so construe the contract * * * certainly when the abstract was furnished, the purchaser had the right to act upon it, and as it failed to show a good title in the vendor, the vendee was not bound to lay out of the use of his money, and pay the whole balance of the pur- chase money before he could recover back any part of what he had paid. If the vendor had a good title, as the court below found he had, he should have fur- nished an abstract showing it, and upon it being called to his attention, either by the demand for a rescission or otherwise, that it was defective, he should have at once caused a perfect abstract to be furnished. He did neither, and in his answer stands by the abstract furnished by him, and asserts that it was a good one. If the abstract was a good one it shows that his title was bad. It is too late now for him to assert that he was not bound to furnish an abstract at all, or that he was not bound to furnish it at the time he did." IMPLIED AND EXPRESS AGREEMENTS AS TO THE TITLE. 25 toiy abstract of title referred only to the fullness or completeness of the abstract, and not to the quality of the vendor's title.' If the vendor agrees to furnish an abstract showing a clear title, and the abstract furnished shows a defective title, the vendor can- not avoid a rescission on the part of the purchaser, with proof that adverse claims appearing from the abstract are in fact groundless. In sucli a case it has been held that the purchaser may rescind, not- withstanding the sufficiency of the title.^ It has been held, how- ever, that if a contract provide for an abstract showing title, and the abstract furnished did not show title, it might be supplemented by written evidences of title.^ § 7. Terms and conditions of sale. In the American practice there seems to be nothing so elaborate as the English " particulars and conditions of sale," or " common conditions," as they are some- times called.* Auction sales of real estate are, with us, usually pre- ceded by a newspaper advertisement or " hand bill " containing a description of the property and the terms and conditions of the sale,^ and these are frequently supplemented, so far as the title is concerned, by the verbal declarations of the auctioneer at the time of the sale.^ §8. Parol evidence — Auctioneer's declarations. Whenever specific performance of a contract of sale is sought in equity, parol evidence of declarations b}' the auctioneer before the sale, adding to or altering the terms of the sale, is admissible on behalf of the defendant, whether vendor or purchaser.'' In this particular the law is the same in America as in England.' ' Fitch V. Willard, 73 111. 93. In England it is said that an agreement to fur- nish a "perfect abstract " means a complete abstract, that is, the best that the vendor can furnish through the title itself be defective. Dart. Vend. (5th ed.) 126, citing Hobson v. Bell, 2 Beav. 17; Morley v. Cook, 2 Ha. 111. ^ Smith V. Taylor, 82 Cal. 538; see extracts from this case, supra; Taylor v. Williams, (Colo.) 31 Pac. Rep. 505. 3 Welch v. Dutton, 79 111. 465. ^ Post, this chapter. ' See King v. Knapp, 59 N. Y. 462. " Averett v. Lipscombe, 76 Va. 404, affords an illustration of this common practice. ' Averett v. Lipscombe, 76 Va. 404. 'Post, p. 31. 4 26 KAEKETABLE TITLE TO BEAL ESTATE. § 9. English rules respecting contracts as to the title. Much of the learning that is found in the English treatises on the law of vendor and purchaser will be found inapplicable in America, owing to the diversity between the rules and practice of convey- ancing in the two countries. At the same time much that is to be found there would seem to be applicable here, especially the gen- eral rules restricting or enlarging the liabilities and rights of the parties with respect to the title to be conveyed or acc^uired under the express terms of the contract of sale.* ' In England a highly artificial system of conveyancing prevails, a fact due to the intricacies of landed settlements, and to the obscurity in which, from the want of a general registration law, title to real estate is there involved. A glance at the pages of Dart or Sugden, the principal English treatises on the law of vendor and purchaser, will suffice to show the wide difEerence which exists between the English and American practice in respect to the formalities and preliminaries attending the execution of a contract for the sale of lands. In America, where land in some sections changes owners with almost the rapidity of personal property, the contract, particularly in rural districts, is usually drawn by the parties themselves, and consequently often abounds with loose and ambiguous expressions, or contains technical terms to which the law gives a force and effect different perhaps from that which was intended by the parties. Even in the large cities the terms and conditions \ipon which real property is sold are usually brief and simple. In England, however, transfers of landed property, especially of the fee simple, are comparatively rare occurrences, and, it would seem, are seldom or never undertaken without the advice and assistance of a skilled conveyancer. The " particulars and conditions of the sale," as they are called, are carefully prepared and circulated before the sale, and incorporated in the contract when the sale is made; and as a general rule they set forth explicitly the character of title which the vendor will undertake to convey. The same degree of care and precaution is exercised in the case of private sales. If the vendor intends to sell only such interest as he has, be what it may, the technical expression employed is, " that he shall not be required to produce a title." appar- ently a figure of speech, meaning that the vendor shall not be required to fur- nish an abstract, or to produce deeds, affidavits, pedigrees or other documents showing a marketable title in himself. In the absence of a general registry of deeds and incumbrances, the purchaser can have, of course, no opportunity to judge of the sufficiency of the vendor's title, unless the instruments by which it is evidenced are produced, and to take a title without the exhibition of such evi- dences necessarily means to take just such title as the vendor has. Perhaps the most important point to be considered in determining the application of English decisions, in American cases, affecting the rights of the parties with respect to- the title, as dependent on the express terms of their contract, is the fact that in England the purchaser can only require covenants against defects of title arising from the acts of the vendor himself, while in America, except in a few of the IMPLIED AND EXPRESS AGREEMENTS AS TO THE TITLE. 27 " Particulars " or " conditions " of the intended sale are prepared by the vendor's counsel and circulated in the auction room before the sale as well as announced by the auctioneer at the time of sale.* These, it is presumed, while much more elaborate, correspond to some extent with the " hand bill " or " advertisement " commonly employed in America, containing a description of the property and terms of the sale, and any other matter to which the attention of prospective buyers is to be called. If the sale is by private con- tract, the same rules apply as in the case of ordinary conditions of sale by auction.^ The particulars usually give a description of States, the rule is that the purchaser may demand a conveyance with gen- eral covenants, that is, against the acts of all persons vfhomsoever, no matter how far back in the chain of title. As the intention of the parties must goveriL in the construction of the contract, and as that intention must be largely affected by the extent of the rights which they acquire or lose by the terms of the- contract, it is obvious that the difference is one of vital importance, and should constantly be borne in mind. Of course the purchaser may in America, as in England, agree to take the title of the vendor such as it is, good or bad, and language sufficiently evidencing such an agreement in England may have the- same effect in America. But it by no means follows that language which in England would require the purchaser to take such title as the vendor had, would in all cases in America be followed by the same consequences, and deprive the- purchaser of his right to maintain or defend an action for breach of contract, on the ground of inability of the vendor to convey a marketable title, or to require covenants adequate for his protection. For these reasons it has been deemed best to separate in the following pages the English rules respecting contracts ia relation to the title from the American doctrine, except in those cases where the rules in question have been approved or adopted by the American courts. ' "The conditions of the sale should be printed and circulated some time pre- viously to the sale or at any rate in the auction room, so as to give each person an opportunity of ascertaining the terms on which the property is sold. The sys- tem which is adopted by some of the provincial law societies of having printed common form conditions, which are used on every sale, and to which are prefixed the special conditions under which the particular property is sold, has much to recommend it; the effect of the common form conditions is well understood, and the attention of the purchaser and his solicitor is at once directed to the special restrictive conditions. The practice, which still prevails in some parts of the- country, of having written conditions which are merely produced and read over, but not circulated in the auction room, cannot be too strongly reprobated; and, if the purchaser is thereby misled or not fully informed on a material point, may- result in the rescission of the contract." Dart V. & P. (5th ed.) 124, citing Tor- rance V. Bolton, L. R., 14 Eq. 124; 8 Ch. App. 118. » Rhodes v. Ibbetson, 4 De G.. M. & G. 787; Bulkley v. Hope, 1 Jur. (N. S.> 864. 28 MAKKETABLE TITLE TO EEAL ESTATE. the property and the nature and extent of the vendor's interest. The conditions state the terms on wliich the property is sold, including the undertakings of the vendor with respect to the title.^ When the sale is made the auctioneer usually indorses the agree- ment on a copy of the particulars and conditions, thereby embody- ing them in the contract of sale.' Every condition intended to relieve the vendor from his prima facie' liability to deduce a marketable title and \'erify the abstract by proper evidence at his own expense must be exjjressed in plain and unambiguous language.* The purchaser, however, will be bound by a clear stipulation as to the title ; = for example, an agreement by assignees in bankruptcy to sell the estate of the bankrupt " under such title as he recently held the same, an abstract of which may be seen ; " ^ or that the purchaser should only have the receipt and conveyance of an equitable mortgagee and his assignees ; ' an agree- ment by the vendors that they should convey only " such title as they had received from A.; " ' that the purchaser should accept the vendor's title " without dispute ; " ^ that he should accept " such ' Dart V. & P. (5th ed.) 114. In Torrance v. Bolton, L. K., 14 Eq. 130, it appeared that the particulars erroneously described the quantity of the vendor's estate, but that the conditions contained a correct description. It also appeared that the conditions were read by the auctioneer at the sale, but it did not appear that they had been distributed among the bystanders. The purchaser was allowed to rescind. ' Dart V. & P. (5th ed.) 114. Where the auctioneer read from an altered copy the particulars and conditions, but inadvertently signed an agreement on an unal- tered copy, it was held that the purchaser was bound, though it did not appear that he had heard the auctioneer read the altered copy. Mauser v. Buck, 6 Ha. 443. ^Sugd. 17; Dart. V. & P. (5th ed.) 109; Rawle Gov. § 32; Souter v. Drake, 5 B. & A. 992; Doe v. Stanion, 1 M. & W. 695; Hall v. Betty, 4 Mann. & G. 410; Worthington v. "Warrington, 5 C. B. 636. ••Drysdale v. Mace, 2 Sm. & Giff. 225; Symons v. James, 1 Y. & C. (C. C.) 490; Osborne v. Harvey, 7 Jur. 229; Clark v. Faux, 3 Russ. 320; Morris v. Kearsley, 2 y. & C. 139; "Waddell v. Wolfe, L. R., 9 Q. B. 515; Blake v. Phinn, 3 C. B. 976; Madely v. Booth, 9 De G. & S. 718; Webb v. Kirby, 7 De 6., M. & G. 376; Edwards v. Wickwar, L. R., 1 Eq. 68; Jackson v. Whitehead, 28 Beav. 154. ' Seaton v. Mapp, 2 Coll. 556; Forster v. Hoggart, 15 Q. B. 155; Worthington V. Warrington, 5 C. B. 636; Lethbridge v. Kirkman, 2 Jur. (N. S.) 372. « Freme v. Wright, 4 Madd. 364. ' Groom v. Booth, 1 Dre. 548. « Wilmot V. Wilkinson, 6 B. & C. 506; Ashworth v. Mounsey, 9 Exch. 175. 5 Duke V. Barnett, 2 Coll. 337; Molloy v. Sterne, 1 Dru. & Wal. 585. IMPLIED AND EXPRESS AGEEEMENTS AS TO THE TITLE. 29 title as the vendor has." ' So where the agreement provided that the title should " not be inquired into." ^ So, also, where the defect of title was clearly stated in the conditions of sale.' It seems, however, to be by no means clear that in England a con- dition of sale that the vendor should not be required to produce a title, will prevent the purchaser from showing aliunde that the title is bad. There have been, apparently, conflicting decisions upon the point.* But while the purchaser will be bound by a clear stipulation in the conditions of sale respecting the title, the vendor will be strictly held to any representations he has made regarding the title.^ And ■Keyse v. Heydon, 20 L. T. 344; Tweed v. Mills, L. R., 1 C. P. 39. ' Hume V. Bentley, 5 De G. & S. 520. Compare Darlington v. Hamilton, Kay, 550, and Waddell v. Wolfe, L. R, 9 Q. B. 515. ^Nichols V. Corbett, 3 De G., J. & S. 18. ^ In Spratt v. JefEery, 5 Mann. & Ey. 188; 10 B. & C. 349, the agreement was in the following words; "And the said (purchaser) doth hereby agree to accept a proper assignment of the said two leases and premises, as above described, with- out requiring the lessor's title." Batley, J., for the court, said that "the fair and reasonable construction of those words is the purchaser shall not be at liberty to raise any objection to the lessor's title." In Shepherd v. Keatley, 1 Crompt., M. & R. 117, the agreement was " that the vendors should deliver an abstract of the lease, and of the subsequent title under which the leasehold lots are held, hut should not be obliged to produce the lessofs title." In this case the language italicised was held distinguishable from that in Spratt v. Jeffery, supra, and that it did not preclude the purchaser from taking any objections to the title which he might discover. These cases are apparently in conflict, but have been held reconcilable in Duke v. Barnett, 3 Coll. 337. Sugden says that Spratt v. JefEery would prob- ably not now be followed. Sugd. Vend. (8th Am. ed.) 26. See, also, Fry Sp. Perf. (3d Am. ed.) 614, where that case is said to have been overruled. In Hume v. Pocock, L.R., lEq.428, Sir John Stu.^.rt, V. C.,said: " There is no doubt that in contracts for the sale and purchase of property the terms of the contract must be clear, in order that the court may see how far the subject-matter of the purchase can be given by the party who contracts to sell to him who contracts to buy. But the owner of a disputed title may make a valid contract for the sale of that title, such as it may be. No doubt, with reference to the terms of a contract, it is implied that the purchaser is to have an indefeasible title: and although the ven- dor may have entered into a contract that Ije shall not be bound to produce a title, yet the terms of the contract may be such that if it appears aliunde that he has no title, and can, therefore, give the purchaser nothing, the court, in such a case, would not make a decree for specific performance. The meaning of specific per- formance is that there shall be conveyed what the vendor has contracted to sell to the purchaser." 5 Sugd. 17; Forster v. Hoggart, 15 Q. B. 155; Hume v. Bentley, 5 De G. Leslie v. Slusher, 15 Ind. 166; Rush v. Truby, 11 Ind. 463. 'Fitzpatrick v. Fitzpatrick, 6 R. I. 64; 75 Am. Dec. 681. 3 3 Washb. Real Prop. 368 (613). ^Id. ' In 2 Bouvier's Inst. 389, it is said that an Instrument written or printed on " wood, linen, bark, stone, or the like," would be invaUd as a deed. ^ Such a signature has been held a sufficient compliance with the Statute of Frauds. Browne Stat, Frauds, § 356 (4th ed.), p. 441; Devlin on Deeds, | 135, 44 MAEKETABLE TITLE TO REAL ESTATE. witli a lead pencil would be held valid.* But it may be doubted whether a purchaser might not lawfully refuse to accept a deed so written, and insist upon one prepared in the usual manner. § 17. Date. Eegularly, a deed should be dated, but the fact that it has no date, or has an impossible date, will not render it void. The true date may be shown.^ A deed being an executed contract, it is immaterial that it bears date on a Sunday ; the parties being in pari delicto, the courts will not interfere to declare the instru- ment void, as it sometimes does where the contract is executory.^ The date may be inserted either at the beginning of the deed, or at the close, in the testimonium clause ; that in the testimonium, clause is to be treated as the true date, if it be later than the one expressed at the beginning of the deed.* Inasmuch as it is usual and cus- tomary to insert a date in conveyances of real estate, and the want of it may be easily supplied, the purchaser should require that the instrument tendered shall be complete in this particular. § 18. Parties to the conveyance. It seems unnecessary to say that every deed must contain the names or description of parties grantor and grantee.' Yet instances exist in which instruments, from which the name of the grantee, through carelessness or inattention, has been omitted, have been tendered to and accepted by the pur- chaser. The parties should be correctly described by their Christian names as well as surnames. And while an incorrect or imperfect and cases there cited. But where a statute required the memorandum to be " subscribed" by the party to be bound, it was held that a printed signature was insufficient. Vielle v. Osgood, 8 Barb. (N. Y.) 130; Davis v. Shields, 26 Wend. (N. Y.) 351. ' Contracts for the sale of land written in lead pencil are valid. Clason v. Bailey, 14 Johns. (N. Y.) 484. So also, a will or codicil to a will. Raymes v. Clavkson, 1 Phillim. 22. ' Jackson v. Schoonmaker, 2 Johns. (N. Y.) 230. The date is no part of the substance of a deed, and not necessary to be inserted. The real date of a deed is the time of its delivery. Thompson v. Thompson, 9 Ind. 323; 68 Am. Dec. 638. It is no objection lo a deed that it bears date prior to the vendor's acquisition of title. Bledsoe v. Doe, 4 How. (Miss.) 13. ^ See cases cited 24 Am. & Eng. Bncyc. of L. 555. < Kurtz V. HoUingshed, 4 Cranch C. C. (U. S.) 180. ' Chase v. Palmer, 39 111. 306; Whittaker v. Miller, 83 111. 381. In both these cases the deed had been executed in blank, and the name of a grantee afterwards inserted by a third person. Gavnett v. Garnett, 7 T. B. Men. (Ky.) 545. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOR. 45 description of the grantee does not destroy the vaKdity of a deed as a mnniment of title, there can scarcely be any doubt that a pur- chaser would not be required to accept such a conveyance.' There must not only be a grantee in every deed, but such grantee must be a person or corporation who can take and hold the premises. Deeds have sometimes been held void because of uncertainty or vagueness in the description of the grantee.' Thus, a grant to the people of a county is void for uncertainty.' But it is not necessary that a grant to a person shall describe him by name, if he be other- wise so described that he may be identified.* Hence, a grant to the "children of A." is valid.' So, also, a deed " to the heirs at law of a deceased person." " But a deed to " A. and his heirs," A. being dead at the time of the grant, is void. In such a case, the words " his heirs " are words of limitation and not words of purchase.' The grantee, unless sucli by way of remainder, must, of course, be in existence at the time of the grant.^ It has been held that a con- veyance to a fictitious person is void.' It is not absolutely indis- pensable that the name of the grantee shall be set forth in the grant- ing clause of the deed ; if his name appear in the habendum, it will suffice.^" Nor will a deed be avoided by the fact that the grantor's ' Thus, in Peabody v. Brown, 10 Gray (Mass.), 45, a deed to " Hiram Gowing " was held valid as a conveyance to " Hiram G. Gowing," though there was such a person as "Hiram Gowing," he being the son of the person intended as grantee. And many cases may be found in which incorrect, uncertain and doubtful descrip- tions of the grantee have been aided by parol evidence, and the description held sufficient, according to the maxim id certum est quod reddi potest. But obviously this doctrine has no application to a case in which the purchaser stands insisting that the vendor shall tender a deed free from misdescription. ' Jackson v. Cory, 8 Johns. (N. Y.) 385. So, also, a deed to the "estate " of a certain person deceased. Mclnerny v. Beck, 10 "Wash. 515; 39 Pac. Rep. 130. 2. Jackson v. Cory, 8 Johns. (N. Y.) 385; Hornbeok v. Westbrook, 9 Johns. (N. Y.) 73. * 1 Devlin on Deeds, § 184. 'Hogg V. Odom, Dudley, (Ga.) 185. « Shaw V. Loud, 13 Mass. 147. 'Hunter v. Watson, 13 Cal. 363; 73 Am. Dec. 543. 'Newsom v. Thompson, 3 Ired. {N. 0.) L. 277; Lillard v. Ruckers, 6 Yerg. (Tenn.) 64. 'Muskingum Val. Turnpike v. Ward, 13 Ohio, 120. But see Thomas v. Wyatt, 31 Mo. 188; 77 Am. Dec. 640. '» Berry v. Billings, 44 Me. 416; 69 Am. Dec. 107. 46 MARKETABLE TITLE TO REAL ESTATE. name does not appear in the granting clause, if it can be supplied from the rest of the instrument.* The full names of the parties should be correctly set forth in the conveyance. But the omission of a middle name will not invalidate the deed.^ E'or will a differ- ence in the spelling of the name of the grantor, as recited in the deed and as signed thereto, be material, if it can be shown that they are one and the same person,' and it has been held that a convey- ance to a person by a wrong baptismal or Christian name is not for that reason void.* But, of course, a purchaser should reject a deed containing such an irregularity. The burden of removing or explain- ing apparent or seeming defects should not be imposed upon him. Where the purchaser is a partnersliip, the conveyance must be made to the individual partners jointly as tenants in common, and the partnership may reject a deed in which the grantee is the firm itself, e. g., a deed to A. B. & Co.^ A conveyance to A. B. & Co. passes the legal title to A. B. alone.' A deed made by " A. B., Executor," without specifying the estate of the testator, and signed by the executor in the same way, is sufiicient as a deed executed by him in a representative and not in his individual capacity.' The purchaser is also entitled to require a conveyance from the person appearing of record to be the owner, though he be in fact the mere nominal owner.^ A contract by several to convey with war- 1 Mardes v. Meyers, (Tex.) 28 S. "W. Rep. 693. » McDonald v. Morgan, 27 Tex. 503; James v. Stiles, 14 Pet. (U. S.) 322. A variance in the middle initial letter of the name of the grantor, as written in the signature and in the body of the deed, will not avoid the deed. Erskine v. Davis, 25 111. 251. 3 Lyon V. Karn, 36 111. 362; Tnstin v. Faught, 23Cal. 337; Middleton v. Findla, 25Cal. 76. Stark V. Sigelow, 12 Wis. 234. ' 1 Washb. Real Prop. (3d ed.) 573; IMcMurray v. Fletcher, 24 Kans. 574. « Arthur v. "Weston, 23 Mo. 378; Beauman v. Whitney, 20 Me. 413. 'Babcock v. Collins, (Minn.) 61 N. W. Rep. 1020. 8 Walter V. De Graa,f, 19 Abb. N. C. (N. Y.) 406. In this case the apparent owner contracted to give a warranty deed with full covenants. The conveyance under which the apparent owner held was absolute in form, but in fact a mort- gage. He recouveyed to the mortgagor, and a warranty deed from the latter was tendered to the purchaser. It was held that the purchaser was entitled to the benefit of the covenants of the apparent owner, and that the deed tendered was insufficient. StrFFIOIENCT OF CONVEYANCE TENDERED BY THE VENDOE. 47 ranty is not performed by tendering a conveyance signed only by one of the vendors, and the purchaser may reject such a conveyance. He has a right to have the warranties of all those with whom he contracted.^ It has been held that a contract to make a good and sufficient deed, entered uito by a vendor having no title, would be satislied by a tender of a conveyance from the real owner.^ It would seem, however, that if the contract entitled the purchaser to covenants of warranty, the vendor should be required to join in the conveyance so tendered. In every case in which the purchaser is entitled to demand a con- veyance with covenants for title by the vendor, the duty devolves on the vendor to make and deliver his own deed, and the purchaser may reject the deed of a third person. He is entitled to the cove- nants of liis vendor.' But a deed from a third party is a substantial compliance with a covenant to convey, unless the purchaser is entitled to covenants of warranty from the vendor.^ Such a deed, however, not being within the terms of the contract of sale, the burden devolves on the vendor to show that the purchaser accepted the same in full performance of the agreement.^ The purchaser should not only see that the parties to the convey- ance are properly named, designated or described, but he should insist upon the execution of the conveyance by all parties whose concurrence in the deed is necessary to perfect the title. If the deed be that of the husband, he should see that the wife joins, and vice versa. If the conveyance be by one who has an equitable estate only, as frequently happens, he should insist that the party having the legal title shall join as a party grantor. Regularly, the names of all parties executing the deed should be set out therein, but it sometimes happens that a deed poll is executed by a person ' Lawrence v. Parker, 1 Mass. 191; 8 Am. Dec. 10; Clark v. Eedman, 1 Blackf. (Ind.) 379. ' Bateman v. Johnson, 10 Wis. 1. 3 Steiner v. Zwickey, 41 Minn. 448; 43 N. W. Eep. 876; Crabtree v. Levings, 53 111. 526; Yates v. Prior, 11 Ark. 76; Taylor v. Porter, 1 Dana (Ky.), 422; 35 Am. Dec. 165; Royal v. Dennison, (Cal.) 38 Pac. Rep. 39; George v. Conhaim, 38 Minn. 338; 37 N. W. Rep. 391. * Bigler v. Morgan, 77 N. Y. 312; Robb v. Montgomery, 30 Johns. (N. Y.) 15. ' Slocum v. Bray, 55 Minn. 349; 56 N. W. Rep. 836. 48 MAEKETABLE TITLE TO REAL ESTATE. not mentioned as one of the grantors. Whether the deed will be operative as to such person, it is unnecessary to consider here ; it suffices to say that the purchaser should reject such an irregular instrument, and require the name to be inserted in the proper place. If the conveyance is made in an official or representative capacity, that fact should appear in the description of the grantor ; it is insuffi- cient that the deed be signed by the party in the capacity in which he acts.' It is a general rule that the purchaser cannot be compelled to accept a conveyance executed by an attorney in pursuance of a power, unless an actual necessity for the execution of the convey- ance in that form appears.'^ There has been some conflict of opinion as to the validity of a deed purporting on its face to be the act of a principal, but executed and signed by an attorney in fact in his individual capacity, that is, without the name of the principal or the addition of words after the signature of the attorney to show that the deed is not his individual act, but the act of the principal. It is deemed unnecessary to discuss this question here, or to refer to the decisions either way upon the points.^ It suffices to say that the purchaser should insist that the recitals in the body of the deed shall show that it is the act of the principal, and that the deed shall be signed as well with the name of the principal as with that of the attorney, thus, " John Smith, by his attorney in fact, "William Brown." The purchaser should also be careful to see that the deed is exe- cuted by a person having power and authority to convey. If the grantor be an executor, administrator, trustee, attorney in fact, pub- lic official, officer of a court, officer of a corporation, or, indeed, any person acting en auter droit, the nature and extent of his powers should be examined, and the observance of all required formalities exacted.* Particular attention should be paid to conveyances of 1 Bobb V. Barnum, 59 Mo. 394. » 2 Sudg. Vend. (8th Am. ed.) 214 (563). ^ The cases will be found collected in 1 Devlin on Deeds, § 377, et seq. * A power of attorney to convey land must be under seal, Plummer v. Rus- sell, 2 Bibb (Ky.), 174. A misrecital of a valid power of attorney in a deed, exe- cuted in pursuance thereof, is no objection to the validity of the deed. Jones v. Tarver, 19 Ga. 279. A deed executed by an attorney in fact, with provisions in excess of his authority, will be void as to such provisions, but valid in other SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOE. 49 corporate property, and all statutory or charter provisions as to the authority of the officers to convey, and as to the mode of convey- ance, should be literally and rigidly followed. A conveyance of firm property should be signed by all the partners. One partner has no right to execute a deed in the name of the partnership unless the other partners are standing by and give their consent or confer power upon him by an instrument under seal.* If the purchaser be entitled, under the contract, to call for a con- veyance of a clear and unincumbered title, he may reject a convey- ance w^hicli doos not contain a relinquishment of any contingent right of dower existing in the premises.^ § 19. Words of conveyance. The granting clause of a deed requires the careful attention of the purchaser. Of course the use of a form prescribed by statute will be sufficient, but the purchaser should see that the deed contains the operative words of conveyance found in the form or ■ their equivalents. Such forms are usually brief, being intended to furnish a simple and convenient mode of conveyance, but it is generally provided that they shall not invali- date a deed in the " common law " or lengthy form. "Where, how- ever, by statute or common law, certain technical words are made necessary in a conveyance, equivalents will not answer.' Thus, in some of the States, the words " grant, bargain and sell " are by statute made to imply certain covenants for title, and in others the common-law rule that the word " heirs " is necessary in the creation respects. Gimell v. Adams, 11 Humph. (Tenn.) 283. A deed with blanks filled hy an agent in the absence of the grantor, but with verbal authority frpm him, is void. Ingram v. Little, 14 Ga. 173; 58 Am. Dec. 549. If the deed is made in pursuance of a judicial sale, the purchaser should see that the sale has been con- firmed. Fraser v. Prather, 1 McArth. (D. C.) 206; 2 Dan. Ch. Pr. 1454. A com- missioner acting under a decree of court can convey no more than he is author- ized by the decree to convey. Neel v. Hughes, 10 Gill & J. (Md.) 7. A conveyance by a corporation must be executed in the corporate name and under the corporate seal. Hatch v. Barr, 1 Ohio, 390. It is not necessary that the deed of a corporation shall recite the vote authorizing the execution of the deed. McDaniels v. Flower Brook Mfg. Co., 22 Vt. 274. ' Story on Partnership, § 120. 2 Polk V. Sumter, 2 Strobh. L. (S. Car.) 81; Jones v. Gardner, 10 Johns. (N. y.) 266. » 1 Washb. Beal Prop. m. p. 56 (3d ed.) 671. 7 50 MAEKETABLE TITLE TO REAL ESTATE. of an estate of inheritance still exists. Wherever this is the case, the purchaser should see that these precise words are employed and should reject a deed which does not contain them. Where the statutory form of conveyance is not employed, attention should be given to the operative words of conveyance in the deed. A paper containing no words of conveyance can never operate as a deed,' and yet instruments amounting to notliing more than executory con- tracts for the sale of lands have been tendered and accepted as con- veyances by persons acting without competent advice. An instru- ment in which the only words of grant are " sell " or " sign over," ' cannot take effect as a deed. No estate can pass by deed unless it is plainly embraced within the words of grant.'' But a deed with- out suiBcient words of conveyance in the granting clause will pass a fee if words sufficient for that purpose appear in other parts of the deed.* § 20. Description of the premises. A vast number of cases in which deeds have been held inoperative for want of a sufficient description of the premises may be found in the reports. The general rule is that a description from which it is possible to ascer- tain and identify the land intended to be conveyed is sufficient.^ We need not inquire here whether parol evidence will be received in aid of an unintelligible description. The purchaser may avoid ' Brown v. Manter, 21 N. H. 538; 53 Am. Dec. 323. An instrument under seal acknowledging receipt of tlie consideration for the sale of real estate, but containing no words of conveyance, passes no title. Pierson v. Doe, 3 Ind. 123. 'McKenneyv. Settles, 31 Mo. 541. But see Hutchins v. Carleton, 19 N. H. 487, where the words " assign and make over'' were held to pass a fee, and Fash V. Blake, 38 111. 363, where a similar decision was rendered. The words " to go to" are sufficient as words of grant (Folk v. Yarn, 9 Rich. [S. C] Eq. 803); so, also, the word " convey" (Patterson v. Carneal, 8 A. K. Marsh. [Ky.] 618; 13 Am. Dec. 208), and the word "give" in a deed of gift. Pierson v. Armstrong, 1 Iowa, 383; 63 Am. Dec. 440. ' Ryan v. "Wilson, 9 Mich. 363. * Bridge v. Wellington, 1 Mass. 219. I' Devlin on Deeds, g 1012. Where a purchaser takes possession of a rectangu- lar piece of ground under a deed which gives the boundaries of three sides only of the rectangle, the court will supply the fourth side; and it is no defense to an action for the purchase money that the error in the description leaves an out- standing interest in the grantor or his heirs. Ray v. Pease, (Ga.) 22 S. E. Rep. 190. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOE. 5 I trouble of that kind by insisting upon a full and accurate description of the premises. It is simply a matter to which his attention should be particularly drawn. The deed should set out the names of the State and county in which the land lies, and also the range, town- ship, section and quarter section of which it forms a part,^ where those subdivisions are in use, the name of the nearest town, village or other public place in the county, and the direction therefrom in which the land lies ; then follow metes and bounds, courses and dis- tances, references to known monuments and natural objects, lands of adjacent proprietors, public highways, water courses and the like, and an estimate of the quantity of land conveyed. It is better that a deed should contain all of these items of description, but of course they are not all indispensable, if from a part of them the land can be located and identified. A description as the " S. -J of the IS". E. ^ of S. E. -J- " of a section was held fatally bad, there being no such thing as the " southeast half " of a section, though of course there might be a southeast quarter.^ A description of the land con- veyed as " ten acres, more or less," of a certain other piece of land, without showing how the ten acres are to be cut off, makes the deed void for uncertainty.^ Land described in a deed must be suscepti- ble of location, that is, the survey must be made to close as to the whole tract, or some definite portion thereof, otherwise the deed will be void and inoperative.* It is a general rule, however, that if the description of the premises given in a deed furnishes a sufficient means of locating and identifying the land to be conveyed, the con- veyance will be sustained, though some of the particulars of description may be erroneous or inconsistent.^ But if the descrip- tion of the estate include several particulars, all of which are neces- sary to ascertain the estate intended, no estate will pass except sucli as answers to every particular.^ If a deed contain conflicting descriptions of equal authority, that which is most favorable to the ' In the description of lands in ejectment or in a conveyance, it suffices to give the number of the section, township and range according to the public surveys. Bledsoe v. Little, 4 How. (Miss.) 13. ^ Pry V. Pry, 109 111. 466. - Wilkinson v. Roper, 74 Ala. 140. ^Wilson V, Inloes, 6 Gill (Md.), 121. ' Vose V. Bradstreet, 37 Me. 156; Bell v. Woodward, 46 N. H. 315. « Worthington v. Hylyer, 4 Mass. 196, per Paesons, C. J. 52 IIAEKETABLE TITLE TO EEAL ESTATE. grantee will be taken.' If there be any doubt about what property a deed conveys, it must be construed most strongly against the grantor.^ A deed which contains no other description , of the premises than a reference to another deed containing a full descrip- tion is sufficient.^ And an uncertain description may be cured by a reference in the deed to other conveyances.* A general descrip- tion in a deed will govern where the particular description by metes and bounds as given is uncertain or impossible.^ If the actual boundaries of land, as marked by a surveyor, can be shown, the grantor, in a conveyance of the land, will hold accordingly, though the description by courses and distances be incorrect.^ And it has been held that a conveyance by metes and bounds, accompanied by transfer of possession and marking the boimdaries by natural objects, will pass the title, though no particular locality be set forth in the deed.'' But while a defective or ambiguous description may be, in many instances, cured by parol evidence, a purchaser should never be required to accept a conveyance open to that objection, for two reasons : First, because the want of an adequate and precise descrip- tion of the premises tends to render his title unmarketable and objectionable to future purchasers ; and, secondly, because a con- veyance, though admitted to record, is not notice to subsequent purchasers, imless the granted premises be therein so plainly and clearly described that a person reading the deed may locate and identify the property therefrom.^ If it be intended by the deed to convey lands, they must be referred to or described in the deed. Thus it has been held that a con- veyance of the " assets " of a bank would not pass real property belong- ing to the bank but not specifically described in the conveyance.* 1 Vance v. Fore, 24 Cal. 435. ' Black V. Grant, 50 Me. 364. 3 Glover v. Shields, 33 Barb. (N. Y.) 374; Phelps v. Phelps, 17 Md. 120; John- ston V. Scott, 11 Mich. 232. •> Bowman v. Wettig, 39 El. 416. ' Sawyer v. Kendall, 10 Cush. (Mass.) 241. ' Mclver v. Walker, 9 Cranch (U. S.), 173; Strickland v. Draughan, 88 N. C. 315. ' Banks v. Ammon, 27 Pa. St. 172. 8 Banks v. Ammon, 27 Pa. St. 172. 9 Wilson V. Johnson, (Ind.) 38 N. E. Rep. 38. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOE. 53 § 21. Description of estate or interest. The purchaser should also see that the instrument tendered conveys the quantity of estate to which, by the contract, he is entitled. If, by the contract, he is entitled to demand a conveyance of an absolute and indefeasible estate of a particular description in fee simple, he should promptly reject an instrument which conveys only the " right, title or inter- est " of the grantor in the premises, for such a paper, as a general rule, amounts to no more than a quit claim or release, and would not estop the grantor from setting up an after-acquired title to the estate.^ If, however, there be an express conveyance of an estate of a particular description, the additition of the words "and all the estate, right, title, interest and demand wJiatever" of the grantor, would not convert the deed into a mere release.^ The general rule is that a deed shall be construed to pass the largest estate which the grantor may have in the premises, unless an intention to convey a lesser estate appears from the instrument.^ It fol- lows, then, that the purchaser cannot reject a conveyance, when tendered to him, on the ground that the quantity of estate or interest which he is to receive is not therein specifically described. He is only interested to see that the instrument does not convey a lesser estate than that to which he is entitled. A grant of " all the ]3rop- erty I possess " will pass an estate in remainder. And a conveyance *' of all right, title, interest or claim to any land descended to one from A." passes any equitable, as well as legal, estate so descended.* Tlie purchaser, of course, cannot object to the deed tendered him, on the ground that it conveys a greater right or interest than the grantor may lawfully pass or assume, assuming that the purchase was of the lesser estate. The conveyance will operate as an alien- ation of just such interest in the premises as the grantor actually had.^ Thus, a deed by a joint tenant, or tenant in common, pur- porting to convey the whole estate, is not, for that reason, void, but 'Post, "Estoppel," § 218. But a conveyance of a "right, title and interest" will not be construed to be, a mere quit claim, if an intent to convey an estate of a particular description appear. United States v. Cal. & Oreg. Land Co., 49 Fed. Eep. 496; 1 C. C. A. 330. = Dennison v. Ely, 1 Barb. (N. Y.) 610. 3 1 Shep. Touch. 85, ante, p. 91; Stockett v. Goodman, 47 Md. 54. ^ Brantley v. Kee, 5 Jones Eq. (N. C.) 332; Barton v. Morris, 15 Ohio, 408. «3 Bl. Com. 171; Wisely v. Findlay, 3 Rand. (Va.) 361. 54 MAEKETABLE TITLE TO EEAL ESTATE. passes the individual interest of the grantor.^ The quantity of estate or interest intended to be conveyed was expressed usually in that part of the common-law deed or f eoif ment known as the haben- dum ; thus, "to have and to hold to him the said A. and his heirs forever," etc., " to have and to hold for and during the term of his natural life," etc. This clause is still sometimes found in modern deeds, but in most of the States has fallen into disuse.^ When employed it may be looked to for the purpose of determining the true construction of the deed, with this hmitation, however, that if it be inconsistent with or repugnant to the granting clause of the deed, the latter shall prevail.^ § 32. Signing and sealing. We have already seen that a deed without a signature might be valid at common law, the authenticity of the instrument being established by the seal of the grantor.* But now by statute, in most of the American States, the signature of the grantor is an indispensable part of a deed. And even in those States in which there has been no statutory change of the common law, it is apprehended that no purchaser would be compelled to accept a conveyance not signed by the grantor, so strongly has use and cus- tom impressed upon the masses the necessity of that act. The pur- chaser is entitled to a conveyance authenticated in such a manner as not to excite distrust and doubt in the minds of those to whom he desires to sell. In some of the States sealing remains, as at common law, an indispensable formality in the execution of a deed. Origi- nally a seal consisted of an impression upon wax or some similar material, adhering to the surface of the paper or parchment, or an impression upon a waxen disc attached to the paper by ribbons or strings. But now, in perhajas every State of the Union, a direct impression upon the paper itself, or a simple scroll, is by statute made sufficient as a seal.^ And the public have become so accus- tomed to their use that the ancient mode of sealing, if resorted to ' White V. Siiyre, 2 Ohio, 110. « 3 Washh. Real Prop. 466 (643). ^Flagg V. Barnes, 40 Vt. 23; 94 Am. Dec. 363; Mayor v. Bulkley, 51 Mo. 227; 4 Kent Com. 468. ^Shep. Touchstone (Preston's ed.), 56; 3 Washb. Real Prop. 270; Jeffery v. Underwood, 1 Arlj. 108. ' See, generally, upon the subject of seals, 3 Washb. Real. Prop. 271; 1 Devlia on Deeds, § 242. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOR. 55 in any case, would probably be unsatisfactory to the purchaser. It is to be remembered that in certain of the States a scroll, to be sufKcient as a seal, must be recognized as such in the body of the instrument. This is usually the oifice of tlie testimonium clause: " In testimony whereof, I have hereunto set my hand and seal," or, " Witness the following signatures and seal," or other similar phrase immediately preceding the signature. If not so recognized, the scroll will be disregarded and the paper held to be unsealed and inop- erative as a deed.* Bat an exception to this rule exists in those cases in which the instrument acknowledged is such as is by statute required to be under seal, e. g?., a deed. In such a case the acknowl- edgment of the instrument as a deed supplies the failure of the grantor to recognize the seal in the body of the instrument.^ The purchaser should see that there are as many scrolls or seals as there are signatures to the instrument. It has been held that several grantors or signers may adopt the seal of one of their number as the seal of all,^ but to remove any doubt or difficulty upon that point, it is better that a scroll be attached to each of the signatures. § 23. Attestation or acknowledgment. If by the law of the place where the granted premises lie deeds are required to be exe- cuted or acknowledged before subscribincr witnesses, either as a mere authentication for registry or as a necessary part of the execu- tion of the instrument, the purchaser should see that the requirement has been precisely fulfilled. He should also see that the witness is competent, being neither the husband or wife of a party in interest,'* nor a party in interest himself, nor otherwise disqualified to testify. The ordinary mode in which deeds are authenticated for record is by acknowledgment before certain designated ofiicers, who attach a certificate of acknowledgment to the deed. In a few of the States this acknowledgment is an essential element in the execution of the deed, but in most of the States the only object of the acknowledg- ment is to furnish the recording officer with proof that the deed is ' Clegg V. Lem^ssurier, 15 Grat. (Va.) 108; Jenkins v. Hunt, 2 Rand. (Va.) 446. sCosner v. McCrum, (W. Va.) 21 S. E, Rep. 739; Ashwell v. Ayres, 4 Grat. (Va.) 283. ^Townsend v. Hubbard, 4 Hill (N. Y.), 851; Burnett v. McCluej', 78 Mo. 676; Lambden v. Sharp, 9 Humph. (Tenn.)334. ■i Corbett v. Norcross, 35 JSf. H. 99. 56 MAEKETABLE TITLE TO KEAL ESTATE. genuine, while as between the parties, except where one of the grantors is a married woman, the deed is valid without the acknowl- edgment. The laws of nearly every State in the Union provide that the deed of a married woman shall not be valid unless she acknowl- edges it, and, after the deed has been explained to her privily and apart from her husband, declares that she had willingly executed it and wished not to retract it. But while, as a general rule, deeds are valid as between the parties without acknowledgment, that formality is of vital importance to the purchaser. For unless the acknowledgment be duly taken and all the requirements of the law in respect to the certificate be complied with, the deed, though admitted to record, will not be notice to subsequent purchasers and creditors of the grantor, who might, in consequence, deprive the purchaser of the estate. Besides, a defective certificate of acknowl- edgment is regarded as a defect in the purchaser's title, and should he afterwards sell the estate, would justify the vendee in refusing to accept the title. For this latter reason alone it is important that the purchaser should exact a literal compliance with every provision of law relating to acknowledgment and to the certificate. There has been no more prolific source of objections to title than irregular or informal certificates of acknowledgment. The eye of the marti- net instantly detects a slight depai-ture from statutory forms, and large transactions in real property are sometimes siispended, or even abandoned, on account of real or supposed difficulties thus sug- gested. It, therefore, behooves the purchaser to subject the deed which he receives to the closest scrutiny, in order that the certifi- cate of acknowledgment shall afford no ground for captious objec- tions to his title in the future. He should insist upon a rigid and literal adherence to the prescribed forms, no matter how trivial and unimportant the departures may seem. It is proposed now to invite attention to the essential parts of a certificate of acknowledg- ment, and for that purpose a form such as in general use is added here. Like the Statute of Frauds, e\'ery clause and every important word in it has been the subject of repeated adjudications. State of , j County of _\to-wH{a): I, William Smith, a notary public in and for tlie county and State aforesaid(5), do certify that A. B.(c) whose name is SUFFICIENCY OF CONVEYANCE TENDERED BY THE TENDOE. 57 signed to the foregoing ■writing(^), bearing date on the — day of — , , personally appeared before me in the county afore- 8aid(e), the said A. B. being well known to me to be the person who executed the said writing(y), and acknowledged the same to be his act(^). And I further certify that C. B., wife of the said A. B., whose names are signed to said writing bearing date as aforesaid, the said C. B. being well known to me as one of the persons who executed said writing, and being by me examined privily and apart from her husband(A), and having the writing aforesaid f nlly explained to her(^), she, the said C. B., acknowledged the same to be her act and deed, and declared that she had willingly executed the same(^), and wished not to retract it(Z). Given under my hand and seal(TO), this — day oi{n) . WILLIAM SMITH(o), JV. F.{p) [seal](^). § 24-. (a) Venue of certificate. Begularly, a certificate of acknowledgment should state in the caption or margin, as in the foregoing form, the name of the State and of the city or county for which the officer was appointed, and in which the acknowledg- ment was taken. This is called tlie " venue'' of the certificate, but its absence from the paper will not be fatal if it otherwise suffi- ciently appears from the body of the certificate or from the deed itself read in connection with the certificate where the acknowledg- ment was taken.^ But if the place of acknowledgment cannot be determined from any of these sources, the certificate will be rejected.'* The purchaser should avoid all difficulty upon this point by insisting that the paper tendered shall literally follow the pre- scribed form. § 25. (5) Name, official designation, and authority of officer. The name of the certifying officer should appear in the Ijody of the certificate. But this, it is apprehended, is not indispensable if the certificate be duly signed by the officer. If the statute provides that the acknowledgment shall be made before two officers instead 'Graham v. Anderson, 42111. 514; 92 Am. Dec. 89; Dunlap v. Dougherty, 20 111. 397; Puhrman v. Loudon, 13 Serg. & E. (Pa.) 386; 15 Am. Dec. 608; Brooks V. Chaplin, 8 Vt. 281; 28 Am. Dec. 209. 'Vance v. Schuyler, 1 Gilm. (111.) 160; Hardiu v. Kirk, 49 111. 153; 95 Am. Dec. 581. 58 MARKETABLE TITLE TO EBAL ESTATE. of one, the names of both should be set out in the certificate.* The purchaser, of coarse, whether as grantee in his own right or in a representative capacity,^ should not take the acknowledgment of the grantor. The court will reject a certificate by an interested party.^ The fact that an ofiicer taking an acknowledgment is related to one of the parties does not bring him within this rule.* One who owns an interest in a tract of laud is not thereby prevented from taking an acknowledgment of a deed con- veying the interest of another person in the same land.^ If, by statute, a recital in the body of the certificate showing the official character of the person taking the acknowledgment is made necessary, and there be no such recital and no addition of the official character after the signature of the officer, the certificate will be insuf- ficient.^ In the absence of any statutory provision upon the subject, it is not absolutely necessary to recite the official character in the certifi- cate.' If the statute requires that the certificate shall show that the officer is one of those authorized by law to take acknowledgments, evidence aliunde will not be received to supply a defect in that par- ticular ; otherwise, if the statute does not so require.' A variance between the recital of official character in the body of the certifi- cate, and that appended to the signature of the officer, is not ' Ridgely v. Howard, 3 Harr. «fc McH. (Md.) 321. ^ Beaman v. Whitney, 20 Me. 413; Brown v. Moore, 38 Tex. 645, trustee; Black V. Gregg, 58 Mo. 565, trustee; Stevens v. Hampton, 46 Mo. 404; Dail v. Moore, 51 Mo. 589; Clinch River Veneer Co. v. Kurth, 90 Va. 737, a case in which the trustee in a deed took an acknowledgment thereof. s Withers v. Baird, 7 Watts (Pa.), 227; 32 Am. Dec. 754; Groesbeck v. Seeley, 13 Mich. 329; Davis v. Beazley, 75 Va. 491; Clinch River Veneer Co. v. Kurth, (Va.) 19 S. E Rep. 878; Wilson v. Traer, 20 Iowa, 331. Compare Kimball v. Johnson, 14 Wis. 674. " Lynch v. Livingston, 6 N. Y. 422. ^ Dussaume v. Burnett, 5 Iowa, 95; Long v. Crews, 113 N. C. 256; 18 S. E. Rep. 499, when the officer was a preferred creditor in the deed; so, also, in Baxter V. Howell, (Tex. Civ. App.) 26 S. W. Rep. 453. Acknowledgment of a clerk is not invalid because taken by his deputy. Piland v. Taylor, 113 N. C. 1; 18 S. E. Rep. 70. ' Johnston v. Haines, 2 Ohio, 55; 15 Am. Dec. 533. See, also. Van Ness v. Bank, 13 Pet. (U. S.) 17. ' Russ V. Wingate, 30 Miss. 440; Shultz v. Moore, 1 McLean (U. S.), 520. 8 Van Ness v. Bank, 13 Pet. (U. S.) 17; Scott v. Gallagher, 11 Serg. & R. (Pa.) 347; 16 Am. Dec. 508. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOK. 59 material.^ And a variance between the statutory description of the officer and that contained in tlie certificate is immaterial.^ The pur- chaser should be careful to see that the certifying officer is one of the class authorized by statute to take acknowledgments. A certifi- cate by an officer not named in the statute will be insufficient.^ It is not necessary that an officer shall certify that he was authorized to take acknowledgments ; the fact that he describes himself as a, particular officer is sufficient, and his authority may be shown aliunde^ If the competency and authority of the certifying officer be unknown to the purchaser, he should insist upon evidence of those particulars, which, when supplied, usually consists of a certificate of the judge or clerk of the court in which the officer qualified, setting forth the fact of such qualification, and the vitality of the officer's commission.' It is customary also for the certifying officer to append to his certificate a statement of the time when his commis- sion will expire. But while a purchaser would doubtless be justified in declining to accept a deed which had been acknowledged before an officer whose commission had expired, or before one who had usurped the office,. by virtue of which he acted, it seems that the certificate would in neither case be held invalid, if the person making it assumed to act in an official capacity, and had color of title to the office in ques- ' Merchants' Bank v, Harrison, 39 Mo. 433; 93 Am. Dec. 285, semble. ' May V. McKeenon, 6 Humph. (Tenn.) 207; Welles v. Cole, 6 Grat. (Va.) 645. 'Dundy v. Chambers, 23 111. 369 (312). Here the statute authorized an acknowledgment before mayors of cities. It was held that an acknowledgment before a mayor of a town was invalid. Kimball v. Sample, 10 Cal. 441. See, also, Wright v. Wells, 12 N. J. L. 131; Uhler v. Hutchinson, 23 Pa. St. 110. In North Carolina it has been held that the authority of commissioners appointed by the State government to take acknowledgments to deeds is confined to deeds made by non- residents of the State. De Courcey v. Barr, 1 Busb. Eq. (N. C.) 181. A judge of the United States court, authorized to take an acknowledgment, may take it anywhere in his jurisdiction. Moore v. Vance, 1 Ohio, 14. A statute authorizing the appointment of commissioners of deeds in the cities of the State does not extend to cities incorporated after the act took effect. Parker v. Baker, 1 Clark (N. T.), 223. ^ Livingston v. McDonald, 9 Ohio, 168. = It must appear from the certificate of the judge that the officer taking the. acknowledgment was qualified to act as such at the time the acknowledgment was taken. Phillips v. People, 11 111. App. 340. As to doubts about the title arising: from these particulars, see post, ch. 31, § 300. "GO MAEKETABLE TITLE TO EEAL ESTATE. tion.^ In such a case the act of a de facto ofScer cannot be ■questioned in a collateral proceeding. Where a certifying officer has power to appoint a deputy, an racknowledgment taken and certified by such deputy will be suiii- 'cient.^ The better practice is that the certificate shall read as if the acknowledgment had been taken before the principal himself, -and be subscribed with his name, by "A. B., Deputy," etc' But a certificate by the deputy in which the name of the principal nowhere appeared has been held valid.* The body of the certifi- cate should show, either by express recital or by reference to the caption or the margin of the certificate, the State, county, city or other municipality in which, and as an oificer of which, the person signing the certificate professes to act. If this cannot be collected irom the whole instrument, read in connection with the deed, the certificate will be rejected.^ § 26 (c) Name of grantor. The name of the grantor or person acknowledging the deed must be stated in the recital of acknowl- edgment in the certificate, and if not so stated, the certificate will be worthless,^ unless he be so described therein that he may be identified as the person who signed the deed.^ The purchaser should avoid any future question or doubt which may arise from this source by insisting that the name of the grantor recited in the certificate shall correspond precisely with the name signed to the deed.^ But where a deed has been acknowledged in open court, a 1 Brown v. Lunt. 37 Me. 433; Prescott v. Hayes, 43 N. H. 56; Crutchfield v. Hewett, 2 App. Cas. (D. C.) 373. ' Muller V. Boggs, 35 Cal. 175; Rose v. Neuman, 36 Tex. 131; 80 Am. Dec. 646; Kemp v. Porter, 7 Ala. 138. 3 Talbot V. Hooser, 13 Bush (Ky.), 408; jMcCraven v. McGuire, 33 Miss. 100. ■* Beaumont v. Yeatman, 8 Humph. (Tenn.) 542. 'Vance v. Schuyler, 1 Gilm. (111.) 160. « Smith V. Hunt, 13 Ohio, 360; 43 Am. Dec. 201; Hiss v. McCabe, 45 Md. 84; Hayden v. Westcott, 11 Conn. 139. ' Sanford v. Bulkley, 30 Conn. 344, where the person acknowledging the deed was referred to in the certificate as "Signer and sealer of the foregoing instrument." Wise v. Postlewait, 3 W. Va. 453. 'The danger of inattention to this feature of the certificate is illustrated by the case of Boothroyd v. Engles, 23 Mich. 19. There the deed was signed by Harmon Sherman, but the certificate recited an acknowledgment by Hiram Sher- man, and this the court held insufficient as proof of execution and acknowledg- SUFFICIENCY OF CONVEYANCE TENDEEED BY THE VENDOE. 61 certificate of that fact which fails to state by whom the deed waa acknowledged is, nevertheless, sufficient, it being presumed that the acknowledgment was by the grantor.* If the deed be that of a corporation, the proper person to acknowl- edge it is the officer who affixed the corporate seal.' If the deed be signed by two or more officers of the corporation, an acknowl- edgment by one of them will suffice.' The instrument should be acknowledged to be the act and deed of the corporation, and not of the subscribing officer.* It is the better practice that the official or representative capacity of a party acknowledging a deed, such as a shei-iff, trustee, commis- sioner, etc., be stated in the certificate, but this is not essential, and a mere description of the grantor by his name will be sufficient.' An authority to execute a deed of trust as attorney gives the power by implication to acknowledge it for registration.' It seems that a. grantor, executing a deed in his own proper person, may acknowl- edge it through an attorney in fact.' A certificate that "A. duly acknowledged to me that he subscribed the name of B. to said deed as principal and his own name as attorney in fact," is sufficient.^ § 27. (<^) Annexation of deed and reference thereto. In some of the States a certificate of acknowledgment is by statute required to be written or printed upon the same paper on which the deed is drawn. Under such a statute it has been held that a certificata ment of the deed by Harmon Sherman. A deed was signed "F. M. McKinzie," and the certificate stated an acknowledgment by " F. M. McKezie." Held, insuf- ficient. McKinzie v. Stafford, (Tex.) 37 S. W. Rep. 790. But see Chandler v. Spear, 32 Vt. 888, where it was held that an incorrect recital of the grantor's name in the certificate -was not fatal, if it appeared with reasonable certainty from, the whole instrument that it was in fact acknowledged by him. ' PhilUps V. Ruble, Litt. Sel. Cas. (Ky.) 321. 'Kelly V. Calhoun, 95 U. S. 710; Lovett v. Saw Mill Assn., 6 Paige (N. Y.), 54. ' Merrill v. Montgomery, 35 Mich. 73. ■•McDaniels v. Flower Brook Mfg. Co., 33 Vt. 374. But see Teuney v. East Warren, etc., Co., 43 N. H. 848. » Dail V. Moore, 51 Mo. 589; Robinson v. Mauldin, 11 Ala. 977. « Robinson v. Mauldin, 11 Ala. 977. 'Elliott V. Osborn, 1 Harr. & McH. (Md.) 146. 8 Richmond v. Voorhees, 10 Wash. 316; 38 Pac. Rep. 1014. 62 MAEKETABLE TITLE TO EEAL ESTATE. written upon a separate piece of paper, but firmly attached to the deed, was not in compliance with the law and was insufficient,* a decision that savors somewhat of excessive refinement. Ordinarily, it suffices to attach the certificate to the deed with mucilage or other adhesive substances. And, in the absence of any statutory provision bearing upon the point, it is apprehended that the certificate would not be open to objection even if it were detachable from the deed.- The fact that the certificate of acknowledgment refers to the deed to which it is attached as the " foregoing mortgage," the same not being a mortgage, is immaterial.'' § 28. (e) Jurisdiction of office?'. The rule that an officer has no power to take an acknowledgment without the limits of the county, city or other municipality in and for which he was appointed, pre- vails, it is believed, in most of the States.^ It has been held, how- ever, that if the certificate does not show that the acknowledgment was taken within the jurisdiction of the officer, that fact will bs pre- sumed,* the legal presumption being in favor of the validity of the acts of public officers, where nothing to the contrary appears. But inasmuch as the form of certificate generally prescribed recites the county for which the officer was appointed, and that the grantor per- sonally appeared before the officer in that county, and acknowledged the deed, the purchaser, it is apprehended, may well reject a cer- tificate which does not contain those recitals. Of course, the officer may always take an acknowledgment within his jurisdiction, regard- less of the location of the premises conveyed.^ § 29. {f) Personal acquaintance with grantor. The recital in the certificate that the party acknowledging the deed was well known ' Winkler v. Higgins, 9 Ohio St. 599. ' Ives V. Kimball, 1 Mich. 308. "Long V. Crews, 118 N. 0. 256; 18 S. E, Bep. 499; Dixon v. Eobbins, 114 N. C. 102; Ferebee v. Hinton, 102 N. C. 99; 8 S. E. Rep. 923. The jurisdiction of the olEcer depends upon the statute which confers his authority. Thus, when it was provided that an acknowledgment might be taken by "any justice in this State," it was held that a justice might take an acknowledgment any where in the State. Learned v. Riley, 14 Allen (Mass.), 109. * Sidwell V. Birney, 69 Mo. 144; Thurman v. Cameron, 24 Wend. (N. Y.) 87. In both these cases the venue of the certificate showed the State and county in which it was made. Of course, it does not necessarily follow that the acknowledg- ment was taken in such county. Trulock v. Peoples, 1 Ga. 3. 5 Johnson v. McGhee, 1 Ala. 168; Colton v. Seavey, 22 Cal. 496. SUFFICIENCY OF CONVEYANCE TENDEEED BY THE YENDOK. 63 to the officer, or that liis identity was proved to the officer by the oaths of credible witnesses, is indispensable.' Equivocal phrases, such as that the officer is satisfied as to tlie identity of the party, will not suffice.^ But where the statute provided that- the officer should certify that he was " personally acquainted with " the grantor, a cer- tificate that the grantor was " personally known " to the officer was held sufficient.' The omission of the word " known " in the clause "personally known to me" will be fatal.^ But it has been held that the omission of the word " personally " from the same clause is immaterial.^ § 30. {g) Fact of acknowledgment. The recital that the grantor appeared before the certifying officer and acknowledged the deed is the gist of the whole certificate. The word " acknowledged " is not indispensable,* but unless the fact of acknowledgment be made to appear by the use of that word or its equivalents, the certificate will be fatally defective.' A recital that the grantor made oath that he signed, sealed and delivered the deed has been held equivalent to a statement that he acknowledged the deed.^ But a recital that the grantor " stated " that he had executed the deed was held insuf- ' Fogarty v. Fiulay, 10 Cal. 239; 70 Am. Dec. 714; Wolf v. Fogarty, 6 Cal. 224; 65 Am. Dec. 509; Gove v. Gather, 23 111. 634 (585); 76 Am. Dec. 711; Fryer V. Rookefelier, 63 N. Y. 368. This was a case which arose between vendor and purchaser. The purchaser rejected the title because a certificate of acknowl- edgment in the chain of title did not show personal acquaintance with the grantor. 'Kimball v. Simple, 25 Cal. 440; Shepherd v. Carriel, 19 111. 313; Short v. Conlee, 28 111. 219. ' Kelly v. Calhoun, 95 TJ. S. 710. See, also, Sheldon v. Stryker, 43 Barb. (N. Y.) 284; Thurman v. Cameron, 24 "Wend. (N. Y.) 87. *Tully V. Davis, 30 111. 103; 83 Am. Dec. 179. Even though the omission be apparently inadvertent. Wolf v. Fogarty, 6 Cal. 224; 65 Am. Dec. 509; Gould V. Woodward, 4 Green (Iowa), 82. But see Rosenthal v. Griffin, 23 Iowa, 263. '^ Hopkins v. Delaney, 8 Cal. 85; Welch v. Sullivan, 8 Cal. 511; Alexander v. Merry, 9 Mo. 514. ^ Chouteau v. Allen, 70 Mo. 290. Here the certificate recited that the grantor, being duly sworn, "deposes and says,'' etc. ' Cabell V. Grubbs, 48 Mo. 353; Short v. Conlee, 38 111. 219. In Bryan v. Ramirez, 8 Cal. 461; 68 Am. Dec. 340, the certificate recited that the grantor was known to the officer to be such, but did not show an acknowledgment. nngraham v. Grigg, 13. Sm. & M. (Miss.) 23. An acknowledgment that he "signed, sealed and delivered" the deed is also equivalent to an acknowl- 64 MAEKETABLE TITLE TO EEAL ESTATE. ficient.' It seems that an inadvertent or clerical omission of the word " acknowledged " from the certificate will render it invalid.^ And where a statute provides that the grantor shall acknowledge the instrument to be his " voluntary " act and deed, the omission of the word "voluntary," or its equivalent, makes the certificate worthless.^ § 31. (A) Privy examination of wife. A certificate of acknowl- edgment of a deed executed by a married woman requires the closest scrutiny of the purchaser. The formalities prescribed by statute in this behalf are intended to supersede the ancient common- law mode of conveying the lands of a married woman by fine and recovery. They are, therefore, necessary, not only as an authenti- cation of the deed for record, but as a part of the execution of the deed itself, without which it would be invalid between the parties, as well as to subsequent purchasers without notice.* For this reason, and because of the jealous care with which the courts guard the rights of those who act principally under the direction or per- suasion of others, the most rigid compliance with all the require- ments of the law relating to the acknowledgments of married women has been exacted. It is, therefore, indispensable that the certificate shall show that the woman was examined by the ofiicer privily and apart from her husband. But it is not necessary that these precise words shall be employed in the certificate if others of the same import are used. Thus, a certificate that the officer took "the pri- vate examination " of the wife, and that she acknowledged that " she executed the deed without any compulsion from her husband," was held sufficient.^ So, where the language was " after a private examination, separate and apart from her said husband." ' And where the statute required that the woman should be examined " out of the presence" of the husband, a certificate that she was "pri- edgment that lie executed the deed. Jacoway v. Gault, 20 Ark, 190; 73 Am. Dec. 494. ' Dewey v. Campau, 4 Mich. 565. This was a great refinement. ^ Stanton v. Button, 2 Conn. 537. 2 Newman v. Samuels, 17 Iowa, 528; Spitznagle v. Van Hessch, Neb. 338. But see Henderson v. Grewell, 8 Cal. 581. ^Barnett v. Shackleford, 6 J. J. Marsh. (Ky.) 533; 22 Am. Dec. 100. ' Skinner v. Fletcher, 1 Ired. L. (N. C.) 313. * Kennedy v. Price, 57 Miss. 771. SITFFIOIENOT OF CONVEYANCE TENDERED BY THE VENDOR. 65 vately examined, apart from and out of the hearing of her husband," was accepted^ But where the statute required that the officer should examine the wife " separately and apart " from her husband, a certificate that she had been examined "apart" from him was held insufficient.^ § 32. (*) Explanation of contents of deed. The recital that the officer explained to the woman the contents of the deed is also abso- lutely indispensable.^ The intent of the law is to protect her from deception, as well as coercion, in the execution of the instrument. Where a statute provided that the officer should make known and explain the contents of the deed to the woman, a certificate which set forth that she was made acquainted with the contents of the deed, but did not state that they were explained to her,, was deemed sufficient.* So, also, where the certificate recited that the woman "acknowledged and declared that she was well acquainted with the contents of the deed," ^ a decision open to grave doubt, since she may have been falsely advised as to the said contents. But a certifi- cate that the woman " declared that she fully understood tlie con- tents of said deed," without stating that the contents were explained to her, is invadd.* We have aiready seen that a recital of acknowledgment in the certificate, or what amounts to such a recital, is necessary, and can- not be supplied by intendment.' Also, that, as a general rule, the deed of a married woman, whether a mere relinquishment of her contingent right of dower, or a conveyance of her separate estate, ' Deery v. Cray, 5 Wall. (U. S.) 795. So, also, where the statute provided that the officer "shall examine her privately, out of the hearing of her husband," and the certificate was "being by us privately examined," omitting the words "out of the hearing of her husband." "Webster v. Hall, 3 Harr. & McH. (Md.) 19; 1 Am. Dec. 370. ' Dewey v. Campau, 4 Mich. 565. But see the remarks of Millbb, J. , in Deery v. Cray, 5 Wall. (U. S.) 795, to the effect that " separate" and "apart," as used in the form, are synonymous terms. 3 Houston V. Kandoiph, 12 Leigh (Va.^, 445; Boiling v. Teel, 76 Va. 498. *Chauvin v. Wagner, 18 Mo. 541, a doubtful decision. ' Thomas v. Meier, 18 Mo. 573. «Langton v. Marshall, 59 Tex. 296; Runge v. Sabin, (Tex.) 30 S. W. Rep. 568. 'Ante, p. 63. 9 66 MARKETABLE TITLE TO EEAL ESTATE. is void as between the parties, unless acknowledged and certified in strict conformity with the requirements of the law.' § 33. (Jc) Voluntary act of wife. Another indispensable requisite -of the certificate is that it shall contain a recital, either in terms or in substance, that the woman declared that she had signed, sealed and delivered the deed wiUingly. An officer should never undertake to draw the certificate unless he has the statutory form before him. If he relies upon his memory he is apt to use expressions deemed by him the equivalent of those contained in the statute, or to omit words which appear to him immaterial. A vast number of cases are to be found in the reports in which the courts have been called upon to decide the correctness of his judgment in these particulars. Expressions which the courts in one State have deemed sufficient substitutes for the language of the statute above quoted, have been rejected in others.^ A certificate of acknowledgment by a married woman which departs from the statutory form, may always be relied upon to create such a reasonable doubt concerning the title as would justify a purchaser from the grantee in refusing to complete the contract, for there is no rule by which the sufficiency of the certifi- cate can be tested, and while one judge might deem it a substantial compliance with the law, he could have no assurance that another judge, if the title should be afterwards attacked, in ejectment or otherwise, would not entertain a contrary opinion. And if a pur- chaser from the grantee might reject the title as unmarketable upon this ground, a fortiori might the grantee himself reject the convey- ance until a certificate free from doubt should be tendered. All possibility of doubt or question as to the validity of the certificate should be removed by insisting upon a strict and literal conformity with the language of the statutory form or requirement.^ > Mason V. Brock, 13 111. 273; 53 Am. Dec. 490; Martin v. Dwelly, 6 Wend. (N. Y.) 9; 31 Am. Dec, 245. ^ Clinch River Veneer Co. v. Kurth, 90 Va. 737, and cases cited below. ^ Gases in which the csi'tificate was Mid insufficient. Where the statute provided that the certificate should slio w that the vroman acljno wledged that she had not been induced to execute the deed through "ill-usage," and the certificate was that she acknowledged that she executed the deed "of her own free will, and not through any threats of her saiu husband, or fear of his displeasure." Hawkins v. Burress, 1 Harr. & J. (Md.) 513. Language of statute, "signed, sealed and delivei'ed the deed as her voluntary act and deed, freely, without any fear, threats or compul- sion of her said husband;" language of certificate, "signed, sealed and delivered SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOR. 67 § 34. (1) Wish not to retract. If the statute provides that the wife, in addition to ackno^vledging the deed, shall state that she does not wish to retract it, a certiiicate will be fatally defective if it does not recite that fact.' It is not absolutely necessary that the certifi- cate shall follow the precise language of the statute,' and the employment of a wrong word, but one obviously intended for that used in the statute, will not vitiate the instrument.' But inasmuch the above instrument of her own free will and accord, and without any force, per- suasion or threats from her said husband.'' Boykiu v. Rain, 38 Ala. 332,- 65 Am. Dec. 849. See, also, Alabama Life Ins. & Tr. Co. v. Boykin, 38 Ala. 510. Lan- guage of statute, '■ freely, voluntarily, without compulsion, constraint or coercion by her husband;" language of certificate, "had willingly signed, sealed and delivered the same, and that she wished not to retract it." Henderson v. Rice, 1 Coldw. (Tenn.)233. Language of statute, "had willingly executed the same, and does not wish to retract it; " the certificate omitted the words "had willingly executed the same." Leftwich v. Neal, 7 W. Va, 569. Language of statute, "voluntary act and deed;" language of certificate, "of her own free will." Freeman v. Preston, (Tex.) 30 S. W. Rep. 495. Gaaes in which the certificate was held sufficient. Where the statute provided that the certificate should show that the woman acknowledged the deed "without undue influence," and the certificate was that she acknowledged "that she exe- cuted' the same freely and voluntarily * * * without fear or compulsion." Ooode V. Smith, 18 Cal. 81. Language of statute, "of her own free will * * * without undue Influence or compulsion of her husband;" language of certificate, " without undue influence or compulsion of her husband." Tubbs v. Gtetewood, 26 Ark. 138. Language of statute, " voluntarily and of her own free will and accord, without any fear or coercion of her husband; " language of cer- tificate, "acknowledged the above indenture to be (her) voluntary act and deed." Ruffner V. McLenan, 16 Ohio, 689. Language of statute, "signed, sealed and delivered the same as her voluntary act and deed, freely, without any fear, threats or compulsion of her husband;" language of certificate, "that she signed, sealed and delivered the same, freely and voluntarily, and without any threats or compulsion from her said husband." Den v. Geiger, 9 N. J. L. 225. Language of statute, "as her voluntary act and deed;" language of certificate, "freely and of her own accord." Dundas v. Hitchcock, 12 How. (U. S.) 256. Language of statute, " that she had freely and voluntarily executed the same;" language of certificate, "without any fear, threats or compulsion." Allen v. Denoir, 53 Miss. 321. Language of statute, "that she had of her own free will executed the deed, without compulsion or undue influence of her husband; " language of cer- tificate, " freely and of her own consent, but not by the persuasion or compulsion of her said husband." Little v. Dodge, 32 Ark. 458. ' Grove V. Zumbro, 14 Grat. (Va.) 501; Churchill v. Moore, 1 R. I. 209. » Bateman's Petition, 11 R. I. 585, 588. 3 Belcher v. Weaver, 46 Tex. 398; 36 Am. Rep. 267. 68 MAEKETABLE TITLE TO EEAE ESTATE. as variances and departures from the statutory form excite doubt and distrust in the minds of timid buyers, the purchaser should insist that the precise language of the statute be used. § 35 (m) Reference to seal. The laws of some of the States require that the certificate of acknowledgment shall be authenticated by the seal as well as the signature of the certifying officer. There seems to be some conflict of opinion in these States as to whether it is necessary that the oificer shall acknowledge or recognize the seal, either in the body of the instrument or in the attestation clause. "^ Without pausing to consider the cases either way, it suffices to say that wherever by the lex rei sitce a seal is required, the safer course is for the purchaser to see that there is a recognition of the seal by the officer, in the usual form, " Given under my hand and seal," etc. § 36. (n) Date of certificate. It is customary, and the better practice, for the officer to insert the date of the certificate in the attestation clause. But a date is not indispensable to the validity of the certificate, unless made so by statute.^ And the fact that the certificate bears date before the deed itself is immaterial.' Inas- much, however, as the custom of dating the certificate universally prevails, and the absence of a date might raise a doubt in the mind of a timid purchaser respecting the title,^ the grantee would prob- ably be jusfified in rejecting a certificate which was deficient in that particular. § 37. (o) Signature of officer. It is absolutely essential that the certificate shall be signed by the officer by whom it is made. The recital of the name of the officer in the body of the certificate will not suffice.' The certificate is often printed or prepared by a third person, and presented to the officer complete, with the exception of his signature, consequently the subscription of his name is an important step in the authentication of the paper. But even though the name were inserted in the form by the officer himself-, or the paper were wholly in his handwriting, the omission of the signature ' The cases may be seen in Mr. Devlin's work on Deeds, § 491. » Webb V. Huff, 61 Tex. 677; Irving v. Brownell, 11 111. 402. 'Gest v. Flock, 3 N. J. Eq. 108. *It will be seen hereafter that in some cases it has been held that a purchaser may reject a title if "unsatisfactory " to him, though his objections to the title are really captious and untenable. Post, § 288. ' Carlisle v. Carlisle, 78 Ala. 542. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOR. 69 would be fatal, the actual subscription of his name being required as a promulgation of the instrument.' If tlie certificate be by a deputy, the name of the principal should be subscribed " by A. B., deputy," etc.^ § 38. {p) Abbreviation " J. P.," etc. It is not absolutely neces- sary that the officer shall add to his signature his official designation, if the capacity in which he acts elsewhere appears in the certifi- cate.^ We have already seen that, as a general rule, his official capacity must somewhere appear, either from the body of the cer- tificate or from the attestation clause, as the instrument, must, on its face, appear to be the act of a competent person. As it is cus- tomary to follow the signature of the officer with his official title, the purchaser should see that this is done in order that his title papers may present no appearance of irregularity. An abbreviation of the official title in common use, such as " J. P." or " N. P.," will suffice.'' § 39 (q) Seal of officer. "Where by statute it is provided that the certificate shall be under the signature and seal of the certifying officer, the omission of the seal will be fatal.' This formality, how- ever is not required in all the States, and where not required the absence of the seal is immaterial." It has been held that if by the law of a State in which an acknowledgment is taken a seal by the cer- tifying officer is unnecessary, the want of such a seal will be no objection to the title in another State in which the land lies. In 'Marston v. Bradshaw, 18 Mich. 81; 100 Am. Dec. 152. 2 McCraven v. McGuire, 23 Miss. 100. 2 Brown V. Farrar, 3 Ohio, 140. The omission of the letters "N. P." after the signature of a notary public does not affect the validity of the certificate. Lake Erie & W. R. Co. v. Whitham, 155 111. 514; 40 N. E, Rep. 1014. ■•Final v. Backus, 18 Mich. 218; Russ v, Wingate, 30 Miss. 440; Rawley v. Beman, 12 111. 198. » Mason v. Brock, 12 111. 273; 52 Am. Dec. 490; Hastings v. Vaughn, 5 Cal. 315; Booth v. Cook, 20 111. 129. The notary's seal must appear, when his certifi- cate declares that he has afiSxed it; otherwise the certificate is invalid. Bullard v. Perry, 28 Tex. 347. An abstract of title contained a memorandum of a cer- tificate of acknowledgment as follows: " Certif . of acknt. by notary public for said county is signed 'B. R. Randall, L. S., Notary Public.'" Held, that the abstract sufficiently showed a certificate under official seal. Bucklen v. Hasterlik, 155 111. 423; 40 N. E. Rep. 561. «Farnum v. Buffum, 4 Cush. (Mass.) 260; Baze v. Arper, 6 Minn. 220. None is required in Virginia; the court takes judicial notice of the acts of domestic notaries public. See, also, Powers v. Bryant, 7 Port. (Ala.) 9, 70 MARKETABLE TITLE TO EEAL ESTATE. other words, that the validity of the certificate in this respect is to be governed by the law of the place where the acknowledgment was taken.^ Where by statute the officer is reqiiired to have a seal, it must be an instrument capable of making a durable impression upon paper or some tenacious material attached to the paper.^ If the officer be one who is not required by statute to have a seal, it is apprehended that a scroll or scrawl, recognized by him in the instru- ment as a seal, will suffice. If the form of the officer's seal be pre- scribed by statute, it must of course conform to the requirement. If there be no provision upon the subject, any device that he chooses to adopt will suffice. It is better, of co\irse, that the seal should state the name and office of the officer, but the better opinion seems to be that these particulars are not indispensable.' The fact that the seal precedes instead of follows the signature of the officer is immaterial.'' § 40. (r) Surplusage, clerical mistakes. If a certificate of acknowledgment is in all other respects sufficient, the fact that it con- tains statements or recitals not required by law is immaterial. Mere surplusage or redundancy leaves the certificate unimpaired.^ If the instrument contains all that the law requires, the fact that it is in the form of a jurat is of no consequence.^ Nor will an obviously clerical mistake, such as the substitution of a word which does not make sense for the one used in the statute,' nor the omission of an immaterial word, especially where the omission is a plain oversight or inadvertence, such as the failure to insert a pronoun in a blank left for the purpose,' make the certificate worthless. But with respect to clerical mistakes and omissions there has been much ques- iBucklen v. Hasterlik, 155 111. 423; 41 N. W. Rep. 561. « Mason v. Brock, 13 111. 273; 53 Am. Dec. 490. 8 Mason v. Brock, 12 111. 278; 52 Am, Dec. 490. But see In re Nebe. 11 Nat. Bankruptcy Reg. 289. ^Gilchrist v. Dilday, 152 111. 207; 88 N. E. Rep. 572. ' <■ Chester v. Rumsey, 26 111. 97; Stuart v. Dutton, 39 111. 91; Whitney v. Arnold, 10 Cal. 581. « Ingraham v. Grigg, 13 Sm. & M. (Miss.) 23. ' Calumet & Chicago Canal Co. v. Russell, 68 111. 436. ' Dickerson v. Davis, 13 Iowa, 353. In Spitznagle v. Van Hessch, 13 Neb. 333, the omission of the words "and deed" from the clause "voluntary act and deed" was held immaterial. So, also, where the word "deed" was inserted and the word "act" omitted. Stuart v. Dutton, 39 111. 91. The omission of the SUFFICIENCY OF CONVEYANCE TENDEEBD BY THE A^ENDOE. 71 tion and doubt as to what of them are and what are not material. The omission of the word "acknowledged,"' though obviously inadvertent, has been held fatal to the certificate, and, on the other hand, the absence of the word " known " from the clause " fully made known to her,"^ has been held a mere clerical omission. And in other cases omissions which one court has treated as immaterial have been by other courts regarded as of vital importance. Under these circumstances there can be no doubt that a purchaser would be justified in refusing to accept the conveyance if the certificate of acknowledgment attached thereto contained either clerical errors or inadvertent omissions. The vendor cannot force upon him a deed which, though it may be finally adjudged suificient, is executed or acknowledged in such a manner as to cast a doubt upon the title. Generally the statutes of the different States prescribe the several elements of the acknowledgment and the duties of the certifying officer, and give a form in which the certificate may be made by the officer. Where this is done, and the form given omits some phrase or expression used in the statute, the form governs, and a certificate which literally follows the latter will be sufficient.'* The body of the deed may sometimes be referred to for the purjaose of supplying omissions from the certificate.* Thus, where the statute required that the certificate should show that the grantor acknowledged that he signed, sealed and delivered the deed " on the day therein men- tioned, and the certificate contained no such recital, it was held that the omission was cured by reference to the deed, which bore the same date as the certificate.^ words " for the cousideration and purposes therein set forth" is fatal. Jacoway V. Gault, 20 Ark. 190; 83 Am. Dec. 494. A certificate that the grantors aclsnowl- edged a paper ''to be their act and deed" instead of following the statutory- form, that they "signed, sealed and delivered," etc., is suiEcient. Den v. Ham- ilton, 12 N. J. L. 109. 1 Stanton v. Button, 2 Conn. 327. = Hornbeck v. Building Assn., 88 Pa. St. 64. = Belcher v. "Weaver, 46 Tex. 293; 26 Am. Rep. 267. Here the statute pro- vided that the wife should acknowledge that she did ' ' freely and Willingly sign," etc.. while the form was that "she had willingly signed," etc., omitting the word " freely." The court held that the word fully might be omitted in the certificate, because it was omitted in the form, " Bradford v. Dawson, 2 Ala. 203. ' Bradford v. Dawson, 2 Ala. 203; Carter v. Chandrou, 21 Ala. 72. 72 MAEKETABLB TITLE TO EEAL ESTATE. § 41. (s) Amendment of the certificate. It will doubtless occur to the reader that in most cases objections to the sufEciency of a certifi- cate of acknowledgment are capable of easy removal by the tender of a new certiiicate. It may be, also, that before the deed has been delivered by the grantor the officer may legally amend his certifi- cate,^ though it has been held in some cases that after the paper has been signed and delivered by the latter his powers over it liave ceased, and that he cannot fill up blanks, add to, nor change the instrument so as to make it conform to the law.^ That he may not do this scarcely admits of doubt in a case in which the deed has been admitted to record.' But it is njt easy to perceive any grounds upon which an amendment of the certificate made by the officer at the request of the grantor before the deed was delivered and accepted could be deemed insufficient or invalid, since the rights of no third person would be thereby affected, and such a request would be itself substantially a reacknowledgment of the deed. However this may be, the better course for the purchaser is to insist upon a reacknowledgment of the deed.* This, in most cases, would be as feasible as an amendment of the certificate, and would leave no pretext for an objection to the title on the part of future purchasers. It is hardly necessary to say that the acknowl- edgment of a deed must be a matter of record and cannot be proved by parol testimony.'^ Nor can a certificate which is defective in a material particular be cured by evidence aliunde.^ Neither is parol evidence admissible to contradict a certificate of acknowledg- ment in a collateral proceeding.^ Eut of course the certificate may be attacked in a direct proceeding on the ground that the acknowl- edgment was procured by duress or fraud.' The certificate must 'There is a (Uctiim to this effect in Elliot v. PiersoL 1 Pet. (U. S.) 328. ' Wedel V. Herman, 59 Cal. 507; Merritt v. Yates, 71 111, 639; 33 Am. Rep. 128. 3 Elliot V. Piersol, 1 Pet. (U, S.) 338; Bours v. Zachariah, 11 Cal. 281; 70 Am. Dec. 779, dictum, the deed in that case having been recorded before the amend- ment was made. *In Merritt v. Yates, 71 111. 636; 23 Am. Hep. 128, it is said that the only way in which the defective certificate can be remedied is by reacknowledgment. s Pendleton v. Button, 3 Conn. 406; Hayden v. Westcott, 11 Conn. 129. « O'Ferrall v. Simplot, 4 Iowa, 381. ' This principle is recognized by statute in Kentucky. Keith v. Silberberg, (Ky.) 39 S. W. Rep. 316. 'Grider v. Land Mortgage Co., 99 Ala. 281; 12 So. Rep. 775. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOE. 73 set out in terms or in substance all that tlie statute requires. An acknowledgment certified to have been made " according to the act of the assembly in that case made and provided " is insuificient. ' § 42. Unauthorized reservations or restrictions. The pur- chaser may reject a conveyance which contains reservations, restric- tions or conditions, not authorized by the contract under which the conveyance was drawn.^ Thus, under an agreement by which he is to receive a " good and sufficient warranty deed," the purchaser may reject a deed which reserves an easement in the land to a third per- son, though he knew of the existence of the easement at the time the contract was made.' The conveyance may be rejected if it does not include any ease- ment or servitude to which the purchaser may be entitled under the contract in other lands of the vendor.* The purchaser is not bound to accept a deed containing erasures,'' nor one containing a blank, left for the consideration money.^ § 43. Waiver of objections. The purchaser should make his objections to the deed, either in respect to form or substance, when tendered. If he fail in this respect it has been held that he thereby waives all objections.' And when the duty devolves upon the pur- chaser to tender a deed it has been held that the grantor must make his objection to the deed, if any, within a reasonable time. He can- not set up an objection to the deed for the first time when sued for a breach of contract or for specific performance.' If the purchaser takes possession and accepts a conveyance as satisfactory he cannot afterwards object that it is insufficient.' And if a deed be valid, but objectionable to the purchaser in form, he must, if he have an opportunity for inspection, make his objection at the time of the ' Flannagan v. Young, 2 Harr. & McH. (Md.) 38. ' Millinger v. Daly, 56 Pa. St. 345. See 3 WasUb. Real Prop. 431 (639). 3 Morgan v. Smith, 11 111. 194. * Wilson V. McNeal, 10 Watts (Pa.), 432. ' Markley v. Swartzlander, 8 W. & S. (Pa.) 172. * Moore v. Beckham, 4 Binn. (Pa.) 1. ■■Moak V. Bryant, 51 Miss. 560; Dresel v. Jordan, 104 Mass. 407; Kenniston v. Blakie, 121 Mass. 552; Bigler v. Morgan, 77 N. Y. 312. 'Morgan v. Stearns, 40 Cal. 434. » Griswold V. Brock, 43 111. App. 203. 10 74 MARKETABLE TITLE TO REAL ESTATE. tender, or it will be waived.' In a case in which the purchaser took possession under a deed to which he made no objection, and after- wards refused to return the deed, it was held that he could not there- after abandon the contract and recover back his deposit.^ If the purchaser makes no objection to the deed when tendered, but merely says that he is unable to pay the purchase price, he will be held to have waived all objection to the deed, even though not drawn in conformity to the contract.^ In such a case he will also be deemed to have waived any objection to specific performance, based upon the existence of an incumbrance on the property at the time the deed was tendered.* If he retains the deed without objection to its suf- ficiency he cannot afterwards defend a suit for the purchase money, on the ground that the deed was not properly acknowledged.^ ' Stryker v. Vanderbilt, 2.5 N. J. L. 68. ' Kenniston v. Blatie, 131 Mass. 552. s Moak V. Bryant, 51 Miss. 560. * Ashbaugh v. Murphy, 90 111. 182. 'Morrison v. Faulkner, (Tex.) 21 8. W. Rep. 984. If a deed is defective for want of a seal or other necessary formality it will be reformed, even as against a purchaser for valuable consideration, if he had notice of the plaintiff's rights. Mastin v. Halley, 61 Mo. 196; Wadsworth v. Wendell, 5 Johns. Ch. (N. Y.) 224. CHAPTER V. CAVEAT EMPTOR. GENERAL OBSERVATIONS. § 44, APPLICATION OF THE MAXIM TO JUDICIAL SALES. Inherent defects of title. § 45. Effect of confirmation of the sale. § 46. Exceptions to the rule. § 47. Fraud as it affects rights of purchasers at judicial sales. § 48. Errors and irregularities in the proceedings. Collateral attack. § 49. "Want of jurisdiction. § 50. Matters occurring after jurisdiction has attached. § 51. EraucL as ground for collateral attack. § 52. SALES BY EXECUTORS ANB ADMINISTRATORS. Sales in pursuance of testamentary powers. § 53. Sales in pursuance of judicial license. | 54. Fraud on the part of personal representative. § 55. Want of jurisdiction. Errors and irregularities. § 56. SHERIFF'S SALES. Want of title in execution defendant. General rules. § 57. Exceptions. § 58. Fraudulent representations. § 59. Rights of purchaser from purchaser under execution. § 60. Title under void judgment. § 61. Title under void sale. § 63. TAX SALES. § 63. SALES BY TRUSTEES, ASSIGNEES, ETC. g 64. SUBROGATION OF PURCHASER AT JUDICIAL AND MINISTE- RIAL SALES. Where the sale is void. § 65. Where the sale is valid. § 66. § 44. GENERAL OBSERVATIONS. The maxim ccmeat emptor (let the buyer beware), as it respects titles to land, is peculiar to the common law. It is unknown to the civil law.* The principal appli- cations of the maxim are : (1) In the denial of relief to a purchaser of lands who has accepted a conveyance of a defective title without covenants of indemnity from the grantor ; « (2) In charging a pur- chaser with laches or negUgence in failing to avail himself of means > Co. Litt. 103a; Brown Leg. Max. 768. « Phillips V. Walsh, 66 N. 0. 233. 76 MABKETABLE TITLE TO REAL ESTATE. for ascertaining the validity of the title ; ' (3) To designate a class of cases in which it is conclusively presumed that the purchaser agreed to take just such title as the vendor had, and in which he is required to pay the purchase money, though the title which he is to receive will be utterly worthless, and though the contract still remains executory. As a consequence of this doctrine, in the latter class of cases no contract on the part of the vendor that his title is good and indefeasible will be implied from the mere relations of the par- ties, contrary, as we have seen, to the general rule when the vendor contracts in his own right. It is to this class of cases that our atten- tion will be directed. Of the two first-mentioned class of cases there is nothing to be observed here, the obligation of the purchaser to protect himself by covenants for title, or by searches for defects, being elsewhere considered in this work. The cases to which the rule caveat emptor applies, in the sense that the purchaser will be deemed to have entered into the contract with the understanding that he is to take the title, such as it is, with- out an express contract to that efiect, are those in which the pur- chase was made at (1) judicial sales ; or (2) ministerial or fiduciary sales ; that is, sales by executors, administrators or other personal representatives under judicial license ; sales by executors and admin- istrators imder powers conferred by the will ; sales by trustees and mortgagees ; sales by tax collectors, and generally any sale in which the vendor acts not in his own right, but in a fiduciary or ministerial character, and from whom the purchaser has no right to require general covenants for title. § 45. APPLICATION OF THE MAXIM TO JUDICIAL SALES.— Inherent defects in the title. A judicial sale may be described to be a sale made by an officer of a court of justice in pursuance of an order or decree of such court, and which remains incomplete until ratified or confirmed by the court.^ The commissioner or other officer making the sale is the mere agent of the court to receive and report the purchaser's bid.' Objections to the title by a purchaser at a judicial sale are either such as are founded iipon want of jurisdiction, or errors and irregularities in the proceedings resulting 1 Phillips V. Walsh, 66 N. C. 233. 2 Dresbach v. Stein, 41 Ohio St. 70. 'Bolgiano v. Cook, 19 Md. 875. CAVEAT EMPTOE. 77 in the decree under which the purchase is made, or such as are founded upon inherent defects in the title independent of such pro- ceedings, for example, the existence of a better title in a stranger than that which the court undertakes to sell. In either case objec- tions to the title must be made before the sale is confirmed. § 46. Effect of confirmation of the sale. It has been said that the doctrine caveat emptor applies in all its force to judicial sales,, that is, that it will be conclusively presumed that the purchaser con- tracts to take the title, such as it may be.' This presumption, how- ever, does not apply until the sale has been confirmed. The pur- chaser may always resist the confirmation of the sale on the ground that the title is bad,^ and he may have a reference to a master to 'Rorer Jud. Sales (2d ed.), §§ 150, 174, 476, 538, 603, 694, 933. Corwin v. Benham, 2 Ohio St. 36. Hously V. Lindsay, 10 Heisk. (Tenn.) 651. Brown v. Wallace, 4 Gill & J. (Md.) 479. Cashon v. Faina, 47 Mo. 138; Stephens v. Ells, 65 Mo. 456. The reasons for this rule are set forth in the following extract from the- opinion of the court in Bishop v. O'Conner, 69 111. 431: " In all judicial sales the presumption is that as the rule caveat emptor applies, the purchaser will examine the title with the same care that a person does who receives a conveyance of land by a simple quit-claim deed. When he knows there are no covenants to resort to in case he acquires no title, the most careless, saying nothing of the prudent, would look to the title and see that it was good before becoming a purchaser at such sale. Or if not, he must expect to procure it on such terms as he might sell the claim for a profit. As well might a person purchasing by .quit-claim deed file a bill to be reimbursed on the failure of title as where the purchase is made at a sale by an administrator. Both kinds of purchase depend upon the same rule. It is the policy of the law only to iuvest a sheriff, master in chancery, or administrator in making sales of real estate with a mere naked power to sell such title as the debtor or deceased had, without warranty, or any terms except those imposed by law. They are the mere instruments of the law to pass such, and only such, title as was held by the debtor or intestate. Then, if the pur- chaser in this case observed but ordinary prudence, he had the title, and, as a part of it, the proceedings under which he purchased, examined, and whether so or not, we must presume that he determined to take the risk of the title upon himself. We have no hesitation in saying that the rule of caveat emptor applies in this case in full force." « Sugd. Vend. (8th Am. ed.) 153; Freeman Void Jud. Sales, § 48; Rorer Jud. Sales (3d ed.), § 165; Fryer v. Rockefeller, 63 N. Y. 268; Trapier v. Waldo, IS So. Car. 276. This proposition appears to have been limited, in Pennsylvania, to cases ia which the purchaser has been deceived or misled. De Haven's Appeal, 106 Pa. 78 MARKETABLE TITLE TO REAL ESTATE. determine whether a good title can be made.^ But if he permits the sale to be coniirmed without objection, he cannot afterwards refuse to pay the purchase money because of imperfections in the title,^ or irregularities in the proceedings under which he pur- St. 612, citing Scbug's Appeal, 14 W. N. C. (Pa.) 49; Blnford's Appeal, 164 Pa. St. 435; 30 Atl. Rep. 298. At a judicial sale the purchaser buys at his peril, as in ordinary sales under execution, the only difEerence being that in sales by the chancellor through his commissioner the purchaser may have relief for defective title before the sale is confirmed, but not after. Humphrey v. Wade, 84 Ky. 391; 1 S. W. Rep. 648. A purchaser at a judicial sale cannot, in case of the existence of judgment creditors not before the court, be required to complete his purchase without their concurrence. Governor of Hospital v. West. Imp. Commrs., 1 De G. & J. 531. He must see that all judgment creditors have come in under the decree, for those who have not done so may subject the land in his hands to the payment of their judgment. 2 Sugd, Vend. (8th. Am. ed.) 156 (531). Rule caveat emptor does not apply at j udicial sale as at execution sale, until after confirmation. Charleston v. Blohme, 15 So. Car. 124; 40 Am. Rep. 690. »2 Jones Mortgages, § 1648; Rorer on Jud. Sales (3d ed.), § 150; Gordon v. Sims, 2 McCord Oh. (S. C.) 151. In England the title is directed to be investi- gated before a sale in chancery is made. 1 Sugd. Vend. (8th Am. ed.) 13. The court confirms judicial sales, and in so doing exercises large powers in correcting errors. Reasonable time is always given for the examination of title, and, if necessary, a reference will be ordered. Mitchell v. Pinckney, 13 So. Car. 203, 212. The right of the purchaser to have a reference of the title is denied in Anderson V. Foulke, 2 Harr. & G. (Md.) 346, 358. In re Browning, 2 Paige Ch. (N. Y.) 64, a reference of title was directed on the application of the purchaser after con- firmation of the sale. '2 Jones on Mortgages, § 1647; Freeman Void Jud. Sales, § 48; Wood v. Mason, S Sumn. (U. S.) 318. Threlkeld v. Campbell, 3 Grat. (Va.) 198; 44 Am. Dec. 384; Thomas v. David- son, 76 Va. 338; Hickson v. Rucker, 77 Va. 135; Long v. Weller, 29 Grat. (Va.) 347; Watson v. Hoy, 28 Grat. (Va.) 698; Young v. McClung, 9 Grat. (Va.) 336; Daniel v. Leitch, 13 Grat. (Va.) 195. Jennings v. Jenkins, 9 Ala. 285; Perkins v. White, 7 Ala. 855. Williams v. Glenn, 87 Ky. 87; 7 S. W. Rep. 610. Hedrick v. Yount, 32 Kans. 344. Barron v. Mullin, 21 Minn. 374. Dresbach v. Steiu, 41 Ohio St. 70. Capehart v. Dowery, 10 W. Va. 130. Williamson v. Field, 2 Sandf. Ch. (N. Y.) 583. In Rorer on Judicial Sales (2d ed. § 150) it is said that "although the rule caveat emptor applies after the (judicial) sale is closed by payment of the pur- chase money and delivery of the deed, if there be no fraud; yet the buyer, if he CAVEAT EMPTOR. 79 chased.^ In this respect his failure to make seasonable objection to the title has the same effect as would his acceptance of a conveyance without covenants for title. It has also been held that if the pur- chaser bid with notice of defects in the title, he cannot set up those defects as a ground for resisting a confirmation of the sale.^ We shall see that the same rule prevails in cases of private sale.' It seems to be the better opinion that confii-mation of the sale is con- clusive upon the purchaser, whether he had or had not notice of the defective title. It is certainly so where he had notice of the defect,* or wherever, by reasonable diligence, he might have obtained notice, discover the defect beforehand, will not be compelled to complete the sale," citing Ormsby v. Terry, 6 Bush (Ky.), 553, a case which seems to decide no more than that the court will not confirm the sale and compel the purchaser to execute his bonds for the deferred payments of the purchase money if the title be bad and the purchaser object. It is not probable that more than this last proposition is intended by the author referred to, since the rule is almost universal, as has been seen, that the maxim caixat gropto?- applies in its fullest extent after the confirma- tion of a judicial sale, whether the purchase money has or has not been paid, except in certain cases where the decree or judgment under which the sale was made was void on the ground of fraud or want of jurisdiction, or where the sale itself was tainted with fraud; and except, perhaps, in some of the States, where the purchaser has been evicted and the fraud arising from the sale remains undis- turbed in the hands of the court, or in the hands of the purchaser. After confirmation of a judicial sale it cannot be avoided in a collateral pro- ceeding by showing defects in the notice of sale (Wyant v. Tuthill, 17 Neb. 495; 23 N. W. Bep. 343), or that security for the payment of the purchase money was not required (Wilkerson v. Allen, 67 Mo. 502); or that the officer who made the sale had no authority for that purpose (Core v. Strieker, 34 W. Va. 689); or that he departed from the prescribed order of sale (McGtavock v. Bell, 3 Coldw. [Tenn.] 513); or that the appointment of the selling jfficer was invalid. Mech. Sav. & B. L. Assn. v. O'Conner, 39 Ohio St. 651. It cannot be denied that the rule stated in the text may produce hardship in aoine cases, especially where by statute a confirmation of the sale is permitted to be made by a judge at chambers or during vacation of the court, on motion of a party, and notice to those interested, in which case the interval between the sale and the confirmation is usually short. Of course, however, if the motion be made by the purchaser, and the title should turn out to be defective, he has no one but himself to blame, as common prudence would dictate that he satisfy himself about the title before moving to confirm the sale. ' Jennings v. Jennings, 9 Ala. 285; Wilson v. Kaben, 34 Neb. 368; 38 N. W. Eep. 844. 'Riggs V. Pursell, 66 N. Y. 193; 74 N. Y. 371. "Post, ""Waiver of Objections," § 85. * Jennings v. Jenkins, 9 Ala. 285, 291. ;80 MARKETABLE TITLE TO KEAL ESTATE. as where the defect appears from records or docximents accessible to him.' A purchaser at a judicial sale is presumed to have notice of a want of jurisdiction appearing from the record of the proceed- ings under which he purchased.^ It is to be observed that the maxim caveat emptor applies as well in equity as at law. Failure of title under judicial or ministerial sales, apart from any question of fraud, mistake or surprise in the procuration or rendition of the judgment under which the sale was made, or fraud or mistake in the sale itself, affords, after confirmation of the sale, no ground for relief in equity against the obligation of the contract.' A pur- chaser at a judicial sale may, before confirmation, raise the objection that the title is unmarketable ; he is not bound to show that it is absolutely bad.^ He cannot be required to take a title which he must support by bill of injunction against a third per- son.^ Generally, a purchaser by private contract cannot be com- pelled to take an equitable title,^ but the rule is otherwise, at least in England, in case of purchases under decree in chancery.' A purchaser at a judicial sale cannot, of course, object, after confir- mation of the sale, that the title is unmarketable or doubtful.^ The 1 Smith V. Winn, 38 S, Car. 188; 17 8. E. Rep. 717. * Campbell v. McCahan, 41 111. 45. It is the business of a purchaser at a judi- cial sale to see that all the persons who are necessary to convey the title are before the court, and that the sale is made according to the decree. 3 Dan. Oh. Pr. 1456; Daniel v. Leitch, 13 Grat. (Va.) 195. ^Long V. Waring, 35 Ala. 625; McCartney v. King, 35 Ala. 681; Holmes v. Shaver, 78 111. 578; Hand v. Grant, 10 Sm. & M. (Miss.) 514; 43 Am. Dec. 528. A purchaser at a judicial sale cannot enjoin the collection of the purchase money on the ground that the title has failed. McManus v. Keith, 49 111. 388; Threlkeld v. Campbell, 3 Grat. (Va.) 198; 44 Am. Dec. 384. ■•See post, chapter 81, where, also, is considered what matters render a title doubtful. Handy v. Waxter, (Md.) 28 Atl. Rep. 1035. * 1 Sugd. Vend. (8th Am. ed.) 593; Shaw v. Wright, 3 Ves. 23. « Post, ch. 30. ' 1 Sugd. Vend. (8th Am. ed.) 152. The rule that a purchaser will not be com- pelled to take an equitable title does not extend to estates sold under the decree of a court of equity, where the legal title is vested in an infant. 1 Sugd. Vend. 593, at p. 594, it is said that this ' ' anomaly " is removed by statute, enabling the court to make a good title. In Bryan v. Read, 1 Dev. & Bat. Eq. (N. C.) 78, 86, it was held that a purchaser at a judicial sale under decree against an infant could not be compelled to complete the contract, because the infant might show cause against the decree when of age. 8 Boorum v. Tucker, (N. J. Eq.) 26 Atl. Rep. 456. CAVEAT EMPTOR. 81 rule caveat emptor applies as well to incumbrances as to defects of title proper. After confirmation of the sale the existence of an incum- brance upon the premises is no ground for detaining the pur- chase money, nor for recovering it back from the plaintiff in the suit in which the sale was made,' though, as will hereafter be seen, the purchaser will in some cases be subrogated to the rights of such plaintiff against the property purchased, or to the benefit of the lien,, claim or incumbrance that he has been compelled to jiay to perfect his title, or to the satisfaction of which the purchase money paid by liim has been applied.' While the jiurchaser luay resist the confir- mation of the sale on the ground that the title is defective, he will not be relieved from his bid if the title can be perfected within a reasonable time.^ The rule that the vendor may perfect the title where time is not of the essence of the contract especially applies in cases of judicial sale.'' § 4Y. Exceptions to the rule eaoeat emptor. It is true, as a gen- eral rule, that a purchaser at a judicial sale cannot detain or have restitution of the j)urchase money on tlie ground that the title is defective, after the sale has been confirmed. But exceptions have been made to this rule in cases of mistaken or fraudulent repi'esenta- tions as to the title by the officer making the sale, and where the fund arising from the sale remains under the control of the court. Thus, where an officer of the court, selling under a decree, adver- tised the title to be indisputable, and the purchaser afterwards dis- covered that there was in fact no title, it was held that the court must, even after confirmation of the sale, the purchase money not having been distributed, vacate the sale on petition of the purchaser, and direct that the purchase money be refunded t(_) him.^ And it ' Farmers' Bank v, Martin, 7 Md. 343; Farmers' Bank v. Peter, 13 Bush (Ky. ), 594; Williams v, Glenn, 87 Ky. 87; 7 S. W. Rep. 610; Worthingtou v. McRob- erts, 9 Ala. 297. ' Post, this chapter, " Subrogation," §§ 65, 66. =1 Ormsby v. Terry, 6 Bush (Ky.), 558. * Thomas v. Davison, 76 Va. 342. In Lamkin v. Reese, 7 Ala. 170, it was held that though the court had no Jurisdiction to order a sale of the land, yet, if the purchaser went into possession he could not, after the lapse of two years, rescind the contract if the heirs were then able and willing to make him a title. ° Preston v. Fryer, 38 Md. 231. In this case it appeared that a married woman had conveyed her separate estate to her husband, and afterward died before her 11 82 ILAKKETABLE TITLE TO REAL ESTATE. lijib even been held, irrespective of the question of fraud or mistake, that if, while the fund is yet in court, tlie purchaser should be dis- turbed in his possession, or exposed to disturbance by one having a clear paramount title to the estate, which was unknown to the pur- chaser at the time of the sale, the sale should rescinded, and the purcliase money restored to the purchaser.' The same case decides that if the purchase money has been distributed by the court, the purchaser can have no relief. It has been held that tlie rule caveat (•injitur does not apply to cases in which the court had no jurisdiction to direct the sale at M'hich the purchaser bid, and that in such a case the purchaser miglit have restitution of the purchase money even after confirma- tion of the sale.'^ jVnd, generally, it has been held that a purchaser husband. On the death of the husband suit was brought for sale of the land and distribution of the proceeds among his heirs. The deed to the husband was a nulMty, but the offlrer of the court advertised the title to be good, and the pur- chaser bought under that impression. But for the fact that the proceeds of sale remained undistributed in the cause when restitution was made, and but for the unnecessary declaration by the officer that the title was good, it would be difficult to reconcile this case with the rule i-d'ceat emptor, as applied to judicial sales in other jurisdictions. While there is no warranty at a judicial sale, yet, if the purchaser when sued for thi' purchase money can show that at the sale there were misrepresentations as to the thing sold, whether willful or not, he may set up such misrepresentations as a defense to the action. Charleston v. Blohme, 15 So. Car. 124; 40 Am. Rep. 690, citing Slate v. Gaillard, 2 Bay (S. C), 11; 1 Am. Dec. li2S; Means v. Brickell, 2 Hill (S. C), 657; Adams v. Kibler, 7 ISo. Car. 58; Mitch- ell V. Pinckncy, 13 S. C^ar. 203. ' Glenn v. Clapp, 11 Gill A- J. (Md.) 1. This holding is largely obiter dictum, as the purchase money in the case had not been paid, and the case itself was an appeal from an order confirming the sale as against the purchaser's objections to the title. The rule announced seems eminently just and equitable, but it cannot be easily reconciled with the general rule that a purchaser at a judicial sale cannot be relieved from his bargain after confirmation of the sale, on the ground that the title has failed, •Boggs V. Hargrave, 16 Cal. 559; 76 Am. Dec. 561, citing Darvin v. Hillfleld, 4 Sandf. Sup. Ct. (N. Y.) 468; Kolher v. Kolher, 3 Edw. Oh. (N. Y.) 69; Post v. Leet, 8 Paige (N. Y.), 3-37; Seaman v. Hicks, 8 Paige (N. Y.), 655; Brown v. Frost, 1(1 Paige (N. Y.), 248; Shively v. Jones, 6 B. Mon. (Ky.) 275. This is doubtless true in any case in which the court was without jurisdiction of the person of the defendant, or in which the suit was of a kind of which the court could not take cognizance. But in the principal case the objection to the juris- diction was that the defendant had no title to the property; that the title was outstanding in one who had not been made a party, and the objection was sua- CAVEAT EMPTOR. 83 at a judicial sale which is void for want of jurisdiction in the court to order the sale, cir for other cause, may resist the payment of the purchase money, even after the purchaser's bid liad heen accepted by the court.' There can be no confirmation of that which is void. We have elsewhere attempted to show that this eminently just and equitable doctrine is inconsistent with the rule cavi'at emptor, as the purchaser may inform himself of the want of jurisdiction by exam- ining the proceedings in the cause.^ Nor does the rule apply where there was no such land in existence as the officers of the court undertook to sell.^ Nor where the premises were in the possession of one claiming adversely at the time of the sale, the purchaser and the parties being ignorant of such person's claim, or that he intended to retain possession.'' The purchaser will not be deprived of his right to reject a defective title, and enjoin the collection of the pur- chase money, where he has been led by the conduct of the parties to postpone a motion to set aside an order confirming the sale, until after the close ,of the term at which the order was raade.^ The rule that a purchaser at a judicial sale cannot, after the sale has been confirmed, refuse to pay the purchase money on the ground that the title is defective, is statutory and perhaps universal where the objection is merely that the title is unmarketable,^ or where there tained, and the piircliaser permitted to recover back the purchase money. Such a principle goes far towards destroying altogether the application of the maxim caveat emptor to judicial sales that have been confirmed, since in most instances the purchaser seeks relief on the ground that the title is outstanding in a stranger. ' Freeman Void Jud. Sales, § 48; Todd v. Dowd, 1 Mete. (Ky ) 381; Carpenter V. Strother, 16 B. Mon. (Ky.) 289; Barrett v. Churchill, 18 B. Mon. (Ky.) 387. 'Past, this chapter, § 61. 2 Strodes v. Patton, 1 Brock. (U. S.) 228, per Marshall, C. .J. A decree directed the sale of the lauds whereof H. died "seized and possessed." The offi- cers of the court at the time of the sale exhibited certain conveyances to H., but disclaimed any responsibility for quantity or title, and declared that the pur- chaser must buy at his risk. It appeared that H. had never been seized of one of the tracts so conveyed, and was not entitled to anything by virtue of the con- veyance thereof. The sale was treated as having been made without authority, or by mistake, and the purchasers were relieved, even after confirmation. *McGown v. Wilkins, 1 Paige Ch. (N. Y.) 120, the court saying: " This is not like the case of a sale by the sheriff on execution. There the court never gives possession to the purchaser, even as against the party to the suit." 'Morrow v. Wessell, (Ky.) 1 S. W. Rep. 439. « Worthington v. McBoberts, 9 Ala. 297. 84 MARKETABLE TITLE TO REAL ESTATE. is no probability that the purchase)' will ever be disturbed in his possession, and the alleged imperfections have been ferreted out as an excuse for the detention of the purchase money. But where there is a clear and palpable failure of the title, as where the pur- chaser has been evicted by an adverse claimant, or where the rights of the holder of the paramount title are being asserted, or will inevitably be asserted, by hostile proceedings, it would seem that neither the ends of justice nor of legal policy or convenience can be subserved l)y compelling the purchaser to pay Iiis money into court, when the court can give him nothing in return. Accordingly, in several such cases, not only has the purchaser been permitted to detain the unpaid purchase money, but restitution thereof has been made to him where tlie fund accruing from the sale remained undis- turbed in the hands of the court.' In other cases, a distinction has been made between sales in jjartition, or other voluntary sales, and those in which the sale is to compel the payment of a debt, holding in the former case that the purchaser may detain the purchase money, and in the latter that he must pay it though evicted by title para- mount.^ The proposition that a purchaser at a judicial sale, who,. 'Preston v. Fryer, 38 Md. 221. Boggs v. Hargrave, 16 Cal. 559; 76 Am. Dec. 561. See, also, Charleston v, Blobme, 15 So. Car. 134; 40 Am. Rep. 690. The case of Glenn v. Clapp, 11 Gill. & J. (JId.) 1, has been cited to this point, but an examination of that case shows that the purchaser's objections to the title were made before confirmatiou of the sale. See Rorer on Jud. Sales (2d ed.), 78. ^Latimer v. Wharton, (So. Car.) 19 S. E. Rep. 855, Here the purchaser in a suit for the administration of the assets of a deceased debtor's estate, sought to enjoin a judgment for the purchase money on the ground that he had been evicted by an adverse claimant, and it was held that the sale of the land having been compulsory, he must pay the purchase money; the court observing: "It is well known that the reason of the rule of caveat emptor at sheriff's sales is. because such sales are forced and are made tinder compulsory process. There is. not the same reason for holding that the rule should prevail where the officer selling the property is regarded as the agent of the parties, such as sales for I)ar- tition and those made by executors and administrators." This case contains an interesting review of the South Carolina authorities upon the right of the pur- chaser at a judicia\ sale to detain the purchase money on failure of the title. As to such right in this State in case of a private sale, see post, § 190. In Smith. V. Brittain, 3 Ired. Eq. (N. C.) 347, 351; 43 Am. Dec. 175, which was a suit for partition, it was said by Ruffin, C. J.: "A sale by the master in a case of this kind, is but a mode of sale by the parties themselves. It is not CAVEAT EMPTOR. 85 after confirmation of tlie sale, lias been evicted by title jDaramount, will not be compelled to pay the unpaid purchase money when the facts avoiding the title were not such as he could have discovered by the exercise of reasonable prudence, care and diligence, com- mends itself to the mind as equitable and just. It is believed that no serious inconvenience could result from such a rule, while a bene- fit consequent thereon is obvious. Judicial sales are usually made upon an extended credit, and if purchasers could be assured that they would not be compelled to pay the unpaid purchase money if they should be evicted by some one having a better title, it is fair to assume that better prices for property thus sold would be realized. We cannot refrain from expressing here a regret that the rule caveat emptor, as applicable to judicial and ministerial sales, has not been universally so qi^alified as to permit the purchaser to detain the pur- chase money if, before it is paid, he discovers that the title is abso- lutely bad, and not merely doubtful or suspicious. If he bids under the impression that he will not be compelled to pay the purchase money should he get no title — and the vast number of decisions enforcing the rule caveat emptor attest the fact that many such bids are made — the rule is to him a snare and a pitfall. If, on the other hand, he bids knowing that he must pay the purchase money, though he be evicted from the premises, the property is sold for a merely nominal sum, thus entailing loss and sacrifice upon the owners, and often upon creditors at whose instance the sale was made. But the generally prevalent rule and the weight of authority undoubtedly is that a purchaser at a judicial sale proper will not be permitted to have restitution of the purchase money after it has passed beyond the control of the court, without regard to the nature or extent of the defect of title,' except, perhaps, where the judg- ment or decree under which the purchase was made was void for merely a sale by the law, in invitum, of sucli interest as the party has or may have, in which the rule is ccmeat emptor, but professes to be a sale of a particular estate, stated in the pleadings to be vested in the parties, and to be disposed of for the purpose of partition only. Thereupon, if there be no such title, the purchaser has the same equity against being compelled to go on with his purchase as if the contract had been made without the intervention of the court, for, in truth, the title has never been passed on between persons con- testing it." > Smith V. Winn, 38 So. Car. 188; 17 S. E. Rep. 717. 86 MAKKETABLE TITLE TO REAL ESTATE. want of jurisdiction ; ' nor, after the sale lias been confirmed, to detain the purchase money upon mere suggestions of doubts and dif- ficulties as to title, nor even where the title has absolutely and pal- pably failed, if the pleadings in the case in which he purchased show the true state of the title.^ And in no case, apart from questions of fraud or deceit, can a purchaser at a sale made by one in a minis- terial or fiduciary capacity, maintain an action against the seller to recover damages for inability to convey a clear title. Inasmuch as there is no contract in such a case that the purchaser bhall receive a good title, there can be no cause of action against the veudor if the title fails.^ We have seen, however, that if the ]3erson making the sale choose to execute a conveyance with general warranty to the purchaser, he will be personally liable on the covenant.* It has been held, with respect to the maxim ivveat emptor, as applicable to judicial sales, that a distinction is to be observed between cases in which the decree directs a sale of the " land " itself, and those in which only an " estate " or interest in the land is directed to be sold, and that in the former case, if the purchaser acquires no title, he may, even after confirmation of the sale, have the contract rescinded and the purchase money returned, but that in the latter case he must take the title at his risk.^ This distinction does not appear to have been generally observed. § 48. Fraud as it affects rights of purchaser at judicial sale. Fraud, as it respects the rights of a purchaser at a judicial sale or 'See Boggs v. Hargrave, 16 Cal. 559; 76 Am. Dec. 561. ''Eccles V. Timmons, 95 N, Car. 540. Even though the purchaser Avas fraudu- lently induced to bid. Norton v. Neb. Loan i Tr. Co., 35 Neb. 466; 53 N. AV. Rep. 481; 58 N. W. Rep 953. 'A vigorous application of the doctrine caveat emptor to judicial sales is found in Evans v. Dendy, 2 Spear (S. Car.), 9; 43 Am. Dec. 356, where it was held that a purchaser under a decree in partition between heirs who has been evicted by title paramount, cannot recover back the purchase money, though it remains undistributed in the hands of the officer making the sale. Richardson, J., dis- sented upon the ground that the officer making the sale is the mere agent of the heirs, and that such a sale does not stand upon the same footing as a sale under execution. See, also, Rogers v. Horn, 6 Rich. L. (S. C.) 361. It is to be observed that in Evans v. Dendy, supra, a conveyance without covenants for title had been made to the purchaser. *■ Post, g 69. ' Shields v. Allen, 77 N. Car. 375, criticised but not overruled in Ellis v, Ander- ton, 88 N. Car. 476. This case holds that when a court decrees the sale of land it CAVEAT EMPTOR. 87 of one claiming under such purcliaser, is either: (1) Fraud antece- dent to the sale, such as fraud in the procuration or rendition of the judgment or decree in pursuance of which the sale is made ; (2) Fraud in the sale itself, such as collusion between the officer selling and the purchaser, by wliicli the property is sacrificed ; and (3) Fraud on the part of the oflicer selling or parties in interest in falsely stating the condition of the title, with intent to deceive. In the first two instances tlie sale is open to collateral attack by the party injured and by the purchaser himself ; fraud in these respects is considered in a subsequent section of this work.' In the last instance there are cases which hold that if the purchaser at a judi- cial sale has been induced to bid by the fraudulent representations or concealment of facts respecting the title on the part of the officer or of others interested in making the sale, he will be relieved in equity from his bid, after confirmation of the sale.^ But even in a case of misrepresentation as to the title, the purchaser cannot avoid the sale unless he can show that he could not have discovered the fraud with reasonable diligence.^ Thus, where tlie pleadings in a suit to foreclose a junior mortgage showed the existence of the prior mortgage, and the purchaser at foreclosure sale in the suit was induced to bid by the repi'esentations of the officer making the sale and by the clerk of the court, that tliere was no prior lien on tlie property, it was held that he could not be relieved from the contract, as he might easily have informed himself of the true state of the title by examining the pleadings.* is the duty of the officer selling to offer a good title to the land. In Miller v. Fee- zor, 82 N. C. 192, citing Shields v. Allen, supra, it was said that the maxim caveat emptor did not apply to judicial sales in North Cai'olina. ' Post, this chapter, § .52. ' Rorer on Jud. Sales (2d ed.), S 1^5; Preston v. Fryer, 38 Md. 221; Mervine V. Vaulier, 3 Halst. Ch. (N. J.) 34, sembU; Bishop v. O'Connor 69 111. 431, dictum. While there is no warranty at a judicial sale, the purchaser when sued for the purchase money may set up misi'epresentations as to the title as a defense. Charleston v. Blohme, 15 So. Car. 124; 40 Am. Rep. 690; Mitchell v. Pinckney, 13 So. Car. 203. Statements in a hill for partition that complainants are the owners of the property, are no such fraudulent representations as to the title by those interested in a sale of the property as will entitle the purchaser to relief. McManus v. Keith, 49 111. 388. 3 Williams v, Glenn, 87 Ky. 87; 7 S. W. Rep. 610. * Norton v. Neb. Loan & Tr. Co.. 35 Neb. 466; 53 N. W, Rep. 481; 58 id. 953. 88 MAKKETABLE TITLE TO REAL ESTATE. Nor will the purchaser be relieved if with knowledge of the fraud he permits the sale to be confirmed without objection.^ There are cases also which hold that the officer making the sale has no right to make representations concerning the title, and that, there- fore, the purchaser has no right to rely on them, and will not be entitled to relief if he should.^ The purchaser may of course resist confirmation of the sale on the ground that he was induced to bid by fraudulent or mistaken representations as to the state of the title.' § 49. Errors and irregularities in the proceedings. Collat- eral attack. Errors and irregularities in judicial proceedings are either such as render the judgment or decree therein pronounced absolutely null and void, or such as render them voidable only. A judgment rendered against one who has not been brought before the court by due process of law is absolutely void.* A judgment founded upon a misconception of the law of the case, the court having acquired jurisdiction of the parties, is voidable only.^ A void judgment is open to collateral attack. A voidable judgment can be vacated or annulled only upon appeal or writ of error, or in some direct proceeding between the parties.^ It seems to be settled ' Fore V. McKenzie, 58 Ala. 115. ' Vande-rer v. Baker, 1.3 Pa. St. 126; Slowthower v. Gordon, 33 Md. 1, where it was said that there is no relation of trust and confidence between the officer making a judicial sale and the purchaser. ' Veeder v. Fonda, 3 Paige (N. Y.), 94; Seaman v. Hicks, 8 Paige (N. Y.), 656; McGown V. Wilkins, 1 Paige (N. Y.), 130; Morris v. Mowatt, 2 Paige (N. Y.), 586; 23 Am. Dec. 601 : Kauffman v. Walker, 9 Md. 339. lu Tooley v. Kane, 1 Sm. & M. Ch. (Miss.) 51W, it was said that the court would set aside a sale in case of fraud, even after confirmation. '' Black on Judgments (1st ed.), 245, et seq. "Freeman on .Judgments (4th ed.), § 117, et seci.; Co.v v. Davis. 17 Ala. 714; 52 Am. Dec. 199. * Freeman Void Jud. Sales, § 30; Black on Judgments, § 261, et seq.; Rorer on Jud. Sales (2d ed.), t; 171. Swiggart v. Harber, 4 Scam. (111.) 364; 39 Am. Dec. 418. The opinion of the court in the leading case of Voorhees v. Bank of the U. S., 10 Pet. (U. S.) 449, 475, contains a clear exposition of this doctrine: " The line which separates error in judgment from the usurpation of power is very definite, and is precisely that which denotes the cases where a judgment or decree is reversible only by an appellate court, or may be declared a nullity collaterally, when it is offered in evidence in an action concerning the matter adjudicated, or purporting to have been so. In the one case it is a record importing absolute CAVEAT I:MPT0E. 89 everywhere, either by statute or judicial declaration, that the reversal of a judgment or decree on error or appeal cannot disturb the title of a purchaser at a judicial sale nnder such judgment or decree,^ except iu a case in which the land sold was not the prop- erty of the defendant in the cause, and the alleged debt for which the land was sold was found not to exist.' And, except, also, in some of the States, that if the plaintiff in the reversed judgment be himself the purchaser of the land, the defendant may recover it back.^ There may be a restitution of the proceeds of the sale to Tprity; in the other mere waste paper. There can be no middle character assigned to judicial proceedings whicli are irreversible for error. Such is their effect between the parties to the suit, and such are the immunities which the law affords to a plaintiff who has obtained an erroneous judgment or execution. It would be a well-merited reproach to oiir jurisprudence if an innocent purchaser, no party to the suit, who had paid his money on the faith of an order of a court, should not have the same protection under an erroneous proceeding as the party who derived the benefit accruing from it. A purchaser under judicial process , pays the plaintiff his demand on tlie property sold; to the extent of the purchase money he discharges the defendant from his adjudged obligation. Time has given an inviolable sanctity to every act of the court preceding the sale, which precludes the defendant from controverting the absolute right of the plaintiff to the full benefit of his judgment, and it shall not be permitted that the purchaser shall be answerable for defects in the record, from the consequence of which the plaintiff is absolved. Such flagrant injustice is imputable neither to the common nor statute law of the land." In Lancaster v. Wilson, 27 Grat. (Va.) 624, 629, the court, deciding that the title of a purchaser under an invalid and irregular attach- ment sale could not be collaterally drawn in question, observed: "If, after the rendition of a judgment by a court of competent jurisdiction, and after the period elapses when it becomes irreversible for error, another court may, in another suit, inquire into the irregularities or errors in such judgments, there would be no end to litigation, and no fixed established rights. A judg- ment, though unreversed and irreversible, would no longer be a final adjudi- cation of the rights of litigants, but the starting point from which a new litiga- tion would spring up. Acts of limitation would become useless and nuga- tory. Purchasers on the faith of judicial powers would find no protection. Every right established by a judgment would be insecure and uncertain, and a cloud would rest upon every title." ' Rorer Jud. Sales, § 130. ' Baker v. Baiter, 87 Ky. 461; 9 S. W. Rep. 383, 3 Post, "Sheriff's Sales," this chapter; Gould v. Sternberg, 128 111. 510; 21 N. E. Rep. 628; Turk v. Skiles, 38 W. Va. 404. This exception does not appear to have been admitted in Baker v. Baker, 87 Ky. 461; 9 S. W. Rep. 882, and was denied in Yooum v. Foreman, 14 Bush (Ky.), 494. 12 90 MARKETABLE TITLE TO EEAL ESTATE. the party injured by the error, but the purchaser's title remains intact,' unless, indeed, it is apprehended the judgment was reversed upon grounds that would have rendered it void had no appeal been taken. It would seem then to follow from these elementary prin- ciples tliat, if a purchaser at a judicial sale resists a contirraation of the sale on the ground of errors and irregularities in the proceed- ings, it would only be necessary to consider whether such errors and irregularities were of a kind that would render the judgment or decree under which the sale was made absolutely void, or voidable only. In the former event it is conceived that the purchaser would 'Vooi-his T. Blink of U. S., 10 Pet. (U. S.) 449. Freeman on Judgments, § 484 (3d ed.); Freeman on Void Jud. Bales, p. 45 (3d ed.) ; Black on Judgments, p. 320; Rorer Jud. Sales {M ed.), § 133; Burnett v. Hamill, 2 Sell. & Lcf. .577. Voorhees v. Bank, 10 Pet. (U. S.) 449; McGoon v. Scales, 9 Wall. (U. S.) 23, 31. Jackson v. Edwards, 22 Wend. (N. Y.) 493, .518. Cockey v. Cole, 28 Md. 276; 92 Am. Dec. 684; Benson v. Yellott, (Md.) 34 Atl. Rep. 451. Capehart v. Dowery, 10 W. Va. 130. Yocum v. Foreman, 14 Bush (Ky.), 494: Bailey v. Panning Orphan School, (Ky.) 14 S. W. Rep. 908. Stout v. Gully, (Colo.) 22 Pac. Rep. 954; Cheever v. Mintou, (Colo.) 21 Pac. Rep. 710. Gould v. Sternberg, 138 111. 510; 21 N. E. Rep. 628. England v. Garner, 90 N. Car. 197. If iurisdic- tion of a cause has been acquired by the court the title of a purchaser at a sale therein cannot be affected by the fact that the decree in pursuance of which the sale was made was founded on insufficient proof. Bolgiano v. Cook, 19 ]\Id. 375. A purchaser under a. judgment merely erroneous acquires good title; otherwise, if the judgment be void. Bowers v. Chancy, 31 Tex. 363. Jlere errors and irregularities in the proceedings make no grounds for collateral attack. Wilson V. Smith, 33 Grat, (Va.) 493. The remedy of the person injured b)' the pa.ssing of title under a judgment that has been reversed for error is an action for damages against those at whose instance the sale was made, alleging such facts as will show that the plaintiff is entitled, by reason of the reversal, to what he has been deprived of by the erroneous judgment. Hays v. Griffith, 85 Ky. 375; 11 S. W. Rep. 306; 3 S. W. Rep. 431. The case of Sohier v. Williams, 1 Curt. (C. C.) 479, affords an illustration of this principle. The sale in that case was by a trustee under a power in a will, which authorized him to sell when a majority of the testatrix's children should advise a sale. The court was of opinion that the consent of the major part of the children //'ring ir/ieii the power xoas to he exercised was sufficient, but considered tlie question so doubtful that but for the fact that all parties in interest were before Ihc court, and would be bound by a decree, the purchaser would not have been compelled to complete the contract. Had the court pronounced an erroneous decree, having all parties in interest before it, the decree would, indeed, have been subject to reversal by a higher court, but the title of the purchaser would have remained undisturbed. CAVEAT EMPTOR. 91 be excused from completing the purchase, and that in the latter event he would be requii-ed to pay the purchase money and accept a conveyance.* Thus, if the court decree a sale of testator's lauds in pursuance of an erroneous construction of his will, all parties in interest being before the court, it is apprehended that the error would be no objection to the title wherever the rule that the reversal of a judgment does not affect the rights of a purchaser under the judgment is observed. (3n the other hand, if infants, having an interest under the will, have not been brought before the court in the manner provided by law, the judgment of the court is absolutely void as to them, and the land in the hands of the purchaser being subject to their demands upon their arrival at majority, it would seem clear that the purchaser would be relieved from his bid.~ It has been frequently said that a purchaser at a judicial sale cannot question the regularity of the proceedings prior to the decree under Avhich he purchased.^ This, it is obvious, means only errors and irregularities prior to the sale that Avould make the decree voidable ; that is, reversible on appeal or in some direct proceeding, and not errors or other matters, such as want of jurisdiction or fraud, tliat would make the decree absolutely void and open to collateral attack, for it is clear that the purchaser showing such want of jurisdiction ' 2 Jones on Mortgages, § 1647; Freeman Void Jud. Sales, p. 45 (3d ed.); Rorer Jud. Sales, p. 65. Trapier v. Waldo, 16 S. C. 276; Bulow v. Witte, 3 S. C. 323. Wright V, Edwards, 10 Oreg. 307; McCuUoch v. Estcs, 30 Oreg. 349; 25 Pao. Rep. 724. ' In Cliue v. Catron, 22 Grat. (Va.)378, the curator of an idiot's estate and lands brought a suit lor a sale of the lands and reinvestment of the proceeds, and at a sale under decree in the cause, himself purchased the lands. The sale was con- firmed, in violation of a statute which provided in express terms that the plain- tiff, the curator, should not be admitted as a purchaser. It was afterwards objected that title derived through such purchaser was, by reason of the prem- ises, insufficient; but it was held that the court, having had jurisdiction to make the sale, the confirmation thereof was mere error, for which the decree might have been reversed, biit could not be attacked in a collateral proceeding. ^ Cox V. Cox, 18 D. C. 1. A more accurate expression of the rule is found in Sutton V. Schonwald, 86 N. Car, 198, 204; 41 Am. Rep. 455, where it is said that a purchaser who is no party to the proceeding is not bound to look beyond the decree, if the facts necessary to give the court jurisdiction appear on the face of the pro- ceedings. And in James v. Meyers, 41 La. Ann. 1100, it was said that while the purchaser is not, as a general rule, bound to look beyond the decree, he is still bound to sec that the court had jurisdiction. 92 MARKETABLE TITLE TO REAL ESTATE. before confirmation of the sale could not be compelled to complete the contract. The cases illustrating the proposition that a judgment merely erro- neous cannot be made the subject of collateral attack, are almost endless. A number of instances have been given in the notes below, in which the title of a purchaser, immediately or derivatively, under a judicial sale, has been called in question on the ground of errors and irregularities in the proceedings, and in which the objection has been held untenable.' It must suffice to say here, generally, that insufficiency of the evidence to sustain the judgment ; error of the court in applying the law to the facts ; want of parties, where the objection is made by one bound by the judgment ; defects or irregu- larities in the process or service of process, other than absolute want ' In Perkins v. Fairfield, 11 Mass. 327, a title under a sale by administrators by virtue of a license from the court, was held good against the heirs of the intestate, although the license was granted upon a certificate from the judge of probate, not authorized by the circumstances of the case. A purchaser at a judicial sale can- not object to the title on the ground that more of an estate was sold than was necessary to satisfy the decree, " the decree being a sufficient security to Mm, aa it cannot appear but that it was right to sell the whole." 1 Sugd. Vend. 68; Daniel v. Leitch, 13 Grat. (Va.) 195, 210. Irregular service of summons does not affect the title of a purchaser at a judicial sale. Upson v. Horn, 3 Strobh. Eq. (S. C.) 108; 49 Am. Dec. 633. Failure to revive a suit for partition in the name of the heirs of one of the complainants who died after decree for, but before date of sale of the lands, will not render the sale void, nor impair the title of a purchaser thereunder. Schley v. Baltimore, 29 Md. 34. In Derr v. Wilson, Si Ky. 14, it was contended that a court had no power to order a sale of a homestead, subject to the life interest of the debtor, and that such a judgment was void for want of jurisdiction, but it was held that while the court erred in making the order, it had jurisdiction of the parties and subject-matter, and that, therefore, the judg- ment and the title of the purchaser thereunder could not be collaterally attacked. Where judgment was entered for the full amount of a penal bond instead of the damages for a breach of the bond, awarded by the jury, it was held error, but not such as could affect the title of a purchaser under the judgment. Wales v. Bogue, 81 III. 464. A decree in chancery against unknown heirs is not void because no affidavit was filed that they were unknown. It is voidable only on appeal. Hynes v. Oldham, 3 T. B. Mon. (Ky.) 266; Benningfield v. Reed, 9 B. Mon. (Ky.) 102. If a guardian ad litem be appointed for an infant and he actually answers, a decree based thereon will not be absolutely void, though there was no actual judicial notice of the suit given the infant. Bustard v. Gates, 4 Dana (Ky.), 429; Bank U. S. v. Cochran, 9 Dana (Ky.), 395; Benningfield v. Reed, 8 B. Mon. (Ky.) 100. A statute providing that before a sale is ordered in partition the court CAVKAT EMPTOR. 93 of service ; legal disability of a party, according to the preponder- ance of authority; judgment for an excessive amount; mistakes and clerical errors in the rendition or entry or judgment, or other like matters, cannot be availed of, in a collateral proceeding, to invalidate a title held under a judicial sale.' § 50. Want of jurisdiction. The only grounds, it seems, upon which a judgment of a court of record can be attacked in a collat- eral proceeding are want of jurisdiction in the court to render the judgment, and fraud, mistake or surjjrise in the procuration of the judgment.^ Jurisdiction is either : (1) Of the person of the defend- shall appoint some one to represent infant parceners, is directory only, and a failure to appoint sucli a person does not deprive the court of jurisdiction and render its judgment void. Robinson v. Redman, 2 Duv. (Ky.) 82. The fact that a mortgagee, before proceeding to foreclose, executes a bond whose con- dition does not conform to the statute, will not avoid the jurisdiction of the court to confirm the foreclosure sale nor affect the title of a purchaser thereat. Cockey V. Cole, 38 Md. 276; 92 Am. Dec. 684. The fact that commissioners in partition do not make their report under seal, as required by statute, will not invalidate a title thereunder upon collateral attack; such an irregularity could be taken advan- tage of only, if at all, by proceedings in error. Lane v. Bommelmann, 17 111. 95. Failure to direct a sale in inverse order of alienation is not such error as affects the jurisdiction and avoids the sale. Jenks v. Quinn, 137 N. Y. 223; 88 N. E. Rep. 376. "Where the record in a proceeding by an administrator to sell decedent's lands for thepaj'ment of his debts, affirmatively shows that the court has jurisdiction to order the sale, thi^t the land was sold under order of, and was approved by the court, and that a deed under like order was executed to the purchaser, it was held that the action of the court, being in the nature of a proceeding in rem, could not, though abounding with errors and irregularities, be collaterally impeached. The failure to give the statutory notice by citation to the heirs, and the absence of proof by the record that the guardian ad litem of the minor heirs accepted the appointment, or that he filed an answer denying the allegation of the petition, or that the commissioner of sale gave proper notice of the time and place of sale — are mere irregularities, which might furnish good grounds of reversal on error, but which could not invalidate the sale, when collaterally attacked, if the record affirmatively showed that the court had jurisdiction. Saltonstall v. Riley, 28 Ala. 164; 65 Am. Dec. 334. ' See Black on Judgments, § 261 et seq. 'Post, §52. The court must have jurisdiction of the subject-matter and of the parties to render its judgment valid on collateral attack. Commercial Bank v. Martin, 9 Sm. & M. (Miss.) 613. " Jurisdiction may be defined to be the right to adjudicate concerning the subject-matter in a given case. To constitute this there are three essentials: First, the court must have cognizance of the class of cases to which the one adjudged belongs; second, the proper parties must be 94 MARKETABLE TITLE TO EEAL ESTATE. ant ;> (2) of tlie subject-matter of the suit ; (3) of the 7'es, or prop- erty ill contest.- Want of jurisdiction in one or more of these respects is not necessarily fatal to the judgment of the court if it have jurisdiction upon other grounds. Thus, a proceeding against a non-resident defendant hy which it is sought to attach liis lands within the territorial jurisdiction of the court is essentially a pro- ceeding ill rem, and the fact that proceedings by publication to bring the defendant before the court ai-e too defective for that pur- pose will not affect the validity of a judgment or decree for the sale of the land and the title of a purchaser thereunder.^ The converse of the foregoing proposition, that is, that the existence of jurisdic- tion upon one or more grounds does not necessarily validate a judg- ment if jurisdiction upon another ground be wanting, is also true. Thus, in a suit for the administration of a trust, the court may have jurisdiction of the cause of action and of the persons of the defend- ants, but if jurisdiction of the /'c.s be wanting, for example, if the present; and, third, the point decided must be, in substance and effect, within the issue." >[unday v. Vail, 34 N. J. Law, 422. ' Cooper V. Reynolds, 10 Wall. (U. S.) 308, 316. The text is grounded upon the distinctions formulated by Mr. Justice Millbr in this case, as follows; "It is as easy to give a general and comi^rehensive definition of the word jurisdiction as it is difficult to determine in special cases the precise conditions on which the light to exercise it depends. This right has reference to the power of the court over the parties, over the subject-matter, over the res or property in contest, and to the authority of the court to render the judgment or decree which it assumes to make. By jurisdiction over the subject-matter is meant the nature of the cause of action and of the relief sought; and this is conferred by the sovereign authority which organizes the court, and is to be sought for in the general nature of its powers, or in authority specially conferred. .Jurisdiction of the person is obtained by the service of process, or b}' the voluntary appearance of the party in the progress of the cause. Jurisdiction of the res is obtained by a seizure under process of the court, whereby it is held to abide such order as the court ma J' make concerning it. The power to render the decree or judgment which the court may undertake to make in the particular cause, depends upon the nature and extent of the authority vested in it by law in regard to the subject- matter of the cause." ' Black Judgmts. § 240. = Cooper V. Reynolds, 10 Wall. (U. S.) 308; Yoorhees v. Banli of U. S., 10 Pet. (U. S.) 44'J. These are leading cases, and iu them it was held that defects and irregularities in the affidavit and publication of notice in proceedings by attach- ments against non-residents, and the fact that the record does not show compli- ance with all the statutory requisites in such cases, did not go to the jurisdiction of the court, and did not, therefore, render the judgment in. the cause absolutely CAVEAT EHIPTOK. 95 trast subject consist of lands lying in anotlier State and consequently beyond the jurisdiction of the court, a decree of the court dil-ecting a sale of those lands will be absolutely void.' And, generally, it may be laid down as a rule that if from any cause or in any respect, the court have not jurisdiction to render the judgment or decree under whicli a judicial sale is made, a purchaser at such' sale will not acquire a title that will be safe from the attacks of parties to such judgment or of tliose claiming under them.' Collateral attack in the sense in which it is here used means, of course, attack in a collateral proceeding by some one who is bound by the judgment, either as party or privy, sucli as the defendant himself, liis heirs and assigns. Tliese cannot maintain ejectment against the purchaser or his assigns unless the proceedings were absolutely void for want of jurisdic- tion.' But the title of a purchaser at a judicial sale maj' always be void, though they were errors for which the judgment might be reversed. Such proceedings are essentially in rem ; the judgment or decree binds nothing but the pi'operty levied upon, and the court acquires jurisdiction by an actual levy, notwithstanding the defective service of process on the defendant. In Ohio several cases decide that a statutory proceeding for the sale of a decedent's lands for the payment of his debts is essentially (/( rem, and that, though the heir was required to be made a party to the proceeding, the failure to serve process on him did not oust the court of its jurisdiction and invalidate the title of a purchaser. Sheldon v. Newton, 3 Ohio St. 494, 506, citing Robb v. Irwin, 15 Ohio, 689; Snevely v. Lowe, 18 Ohio, 368. An attachment against a non-resi- dent is a proceeding in rem, and after the return of the officer "levied on the property of the defendant" the jurisdiction has fully attached, and it becomes a cause in court. Sutherland v. De Leon, 1 Tex. 2.50; 46 Am. Dec. 100. The principle established by the case of Cooper v. Reynolds, 10 Wall. (U. S.) 308, and stated in the text does not seem to have been recognized in all of the States. Thus in New York it has been held that a judgment founded on an affi- davit for an order of publication against a non-resident which fails to state that the defendant could not be found within the State "after due diligence " is void for want of jurisdiction, and that a purchaser thereunder acquires no title. McCh-acken v. Flanagan, 127 N. Y. 493; 141 N. Y. 174; 36 N. E. Rep. 10. ' As was held in Contee v, Lyons, 19 D. C. 307. 2 See cases cited post, "Doubtful Title," ch. 31, § 297, notes; Stansbury v. Inglehart, 20 Dist. Col. 134; Frost v. Atwood, 51 Mich. 360. A sheriff's deed under a judgment void on its face for want of jurisdiction does not even make a cloud on the title which will sustain a bill quia timet. Holland v. Johnson, 80 Mo. 34. A purchaser at an execution sale under a void judgment for want of service of process acquires no title. Roberts v. Stowers, 7 Bush (Ky.), 295. ' It is hardly necessary to say here that an independent action or proceeding by a party to a judgment, which has for its sole object the vacation of the judgment 96 MAEKETABLE TITLE TO EEAL ESTATE. overthrown by one not a party or privy to such proceedings, who can shOw a better title in himself ; that is, a title paramount to that which passed under the judgment or decree of the court. A stranger to the record, however, cannot, of course, avail himself of want of jurisdiction on the i^art of the court, or of any error or irregularity in the proceedings, whether they I'cnder the judgment absolutely void or voidable only.^ Jurisdiction of the person consists in power over the person of the defendant, obtained by the service of proces.s or by the volun- tary appearance of the defendant in the progress of tlie cause. If the court have not jurisdiction of the cause upon other grounds, a judgment founded ujDon process, insufficient of itself, or insutRciently executed, to bring the defendant into court, is absolutely void.- upon the ground of fraud, surprise or mistake, is not a ' ' collateral attack " in the sense in which that expression is generality used. That is a direct attack, and is always admissible; otherwise every defendant would be at the mercy of fraudu- lent officers of the court colluding with the plaintiff to deprive him of his prop- erty. Thus an officer's return of service of process may be impeached in a direct proceeding after judgment. Black on .Judgments, § 288, and cases there cited . The writer does not remember to have seen in any of the books a definition of the terms "direct " and " collateral " attack as used in reference to the validity of judgments, probably because they have been considered too plain to require definition. " Direct attack " would seem to consist in some proceeding, either by motion, petition, appeal or writ of error in the suit in which the judgment was rendered, or to consist in a separate suit, usually in equity, between the original parties or their privies, having for its sole object the reversal or vacation of such judgment either for error, fraud, mistake or like fatality in the rendition or procuration of the judgment. " Collateral attack" would seem to consist in an attempt to show the invalidity of the judgment in au}' proceeding between the parties or their privies, which does not have for its sole object the vacation of the judgment, such, for example, as an action against the purchaser for the pur- chase money, ejectment against the purchaser, trespass to try title and the like; or an action by the purchaser to recover the possession, or to recover back the purchase money or the like. This seems sufficiently clear. It has been held, however, that ejectment by the execution debtor against a purchaser under the execution upon the ground that the sale and proceedings thereafter are void is a direct and not a collateral attack. Gue v. .Tones, 35 Neb. 634; 41 N. W. Rep. 555. If this decision be sound, the question what is and what is not "direct" or "col- lateral " attack will be involved In much obscurity and doubt. ' Swiggart v, Harber, 4 Scam. (111.) 364; 39 Am. Dec. 418. 'Mercantile Trust Co. v. So. Park Res. Co., (Ky.) 22 S. W. Rep. 314. An invalid order of publication against a non-resident heir is a fatal objection to a title obtained through proceedings in which such order was made. Menifee v. CAVEAT EMPTOR. 97 Jurisdiction of the subject-matter consists in the right to enter- tain the suit, having regard to the nature of the cause of action and of the reUef sought. Thus, if the court should take jurisdiction of a cause in plain violation of a statute which prescribes and limits its jurisdiction, it is conceived that a judgment therein rendered would be absolutely void, and a title dependent thereon, such as a pur- chaser could not be required to take.^ A court may be said to have jurisdiction of the subject-matter of a suit when it has the right to proceed to determine the controversy or question in issue between the parties, or grant the relief prayed.^ If the judgment or decree be entirely aside from the issue raised in the record, it will be abso- lutely void and treated as a nullity in a collateral proceeding.^ To this subdivision, namely, want of jurisdiction of the subject-matter must, for want of a more precise classification, be referred those cases in which a court has transcended its powers in any respect other than a mere misconception of the law, or misapplication of the law to the facts. Thus, where the clerk of a County Court has Marye, (Va.) 4 S. B. Rep. 726. If the court take jurisdiction of a party to the suit as being of age, he cannot attack the proceedings collaterally and show that he was an infant. He must assert his rights in some direct proceeding to vacate the judgment or decree that has been rendered against him. England v. Garner, 90 N. Car. 197. ' An example of a title under a judicial sale void for want of jurisdiction of the subject-matter is found in the case of Stansbury v. Inglehart, 20 D. C. 134. The statute law of the District of Columbia permits a Chancery Court to sell the lands of an infant held jointly or in common with another. It was held that this did not extend to a case in which the interest of the adult tenant was in possession and that of the infant in expectancy, and that, therefore, the court had no juris- diction to decree the sale of an infant's estate in remainder, and that a purchaser thereunder acquired no title. ''Language of the court in Hope v. Blair, 105 Mo. 85; 16 S. W. Rep. 595. 'This rule is illustrated by the case of Munday v. Vail, 34 N. J. Law, 418. This was a suit in ejectment against a purchaser at a judicial sale, in a suit to set aside a voluntary conveyance. The only relief prayed in the last-named suit was that the conveyance should be declared void as to the plaintiff, but the decree went further and declared the deed to be void even as between the parties thereto. This decree was declared a nulhty and judgment was entered for the plaintiff in ejectment. So, also, in Corwith v. Griffing, 31 Barb. (N. Y.) 9, where a decree confirming a report of commissioners in partition, who had in their allotment embraced lands not embraced in the pleadings, was held null and void as to such lands. 13 98 MAEKETABLE TITLE TO EEAL ESTATE. made a defective certificate of acknowledgment of a deed by a mar- ried woman, it was held that the court had no power or jurisdiction to make an order directing the clerk to execute a second certificate, properly setting forth the facts, and that a title depending upon such certificate could not be sustained.^ Care must be taken, how- ever, to distinguish between cases in which the court errs in assum- ing jurisdiction, and those in which the error consists in a misappli- cation of the law to the facts of the case. Jurisdiction of the res consists of power over property, real or personal, sought to be disposed of by judgment or decree in the cause. If the proceeding is essentially in rem, jurisdiction is obtained by a seizure under process of the court, whereby the prop- erty is held to abide such order as the court may make concerning it.'' It is also necessary that property sought to be made the sub- ject of a decree or judgment of the court shall lie within the terri- torial jurisdiction of the court. A court of one State has no power to decree a sale of lands lying in another State, and the title of a purchaser derived through such a sale is bad.^ In some cases it has been said that upon collateral attack of a judgment, if the record does not show the necessary jurisdictional facts, their existence will be presumed, in the absence of evidence to the contrary ^ It may be doubted whether this is an accurate statement of the rule ; the admission of extraneous evidence to show the non-existence of ' Elliott V. Piersol, 1 Pet. (U. S.) 328. The proceeding in which the court directed the amended certificate to be made appears to have been altogether ex parte. The order was ma;de on the motion of the purchaser about ten years after the original certificate was made. If the proceeding had been inter partes and the power of the court to make the order had been disputed, it would be difBcult to distinguish the case from one in which the court errs in compelling a married woman to execute a deed, or from any other case in which it errs in decreeing that a particular thing be done. To the principle stated In the text is to be referred also the case of Driggers v. Cassaday, 71 Ala. 529, where it was held that a probate court had no jurisdiction to order a sale of lands for delin- quent taxes. ■^Black on Judgments, §§271, 273, 376; Thompson v. Tolmie, 3 Pet. (U. S.) 157; Grignou v. Astor, 3 How. (U, S.) 319; Florentine v. Barton, 2 Wall. (U. S.) 308. "Rorer Jud. Sales, § 38; Contee v. Lyons, 19 D. C. 307. ■i Evans v. Ashby, 33 Ind. 15. The leading case of Thompson v. Tolmie, 2 Pet. (U. 8.) 157, decides, as we have seen, that extraneous evidence cannot be received to show want of jurisdiction. CAVEAT EMPTOR. 99 jurisdictional facts would in effect neutralize the rule that where iJie record is silent as to such facts their existence will be conclu- sively presumed. Evidence dehors the record cannot be admitted to show want of jurisdiction. Objections to title founded upon want of jurisdiction in a court to enter a judgment or decree under which tlie title is derived are materially limited and restricted by two rules of law, which it is important to bear in mind. The first rule is, that if jurisdiction do not affirmatively appear from the record itself, evidence dehors tlie record, that is, extraneous evidence, M-ill not be received to show that in fact the court had no jurisdiction. It will be conclusively presumed, except where the record itself shows the contrary, that there was a concurrence of all things necessary to give the court jurisdiction according to the maxim omnia praesmmmtur rite et solenniter esse acta} Especially will such a presumption be made 1 Black on Judgments, g§ 271, 373, 376. Thompson v. Tolmie, 2 Pet. (U. S.) 157; Grignon v. Astor, 3 How, (U. S.) 319; Parker v, Kane, 23 How, (U, S.) 1; 4 Wis. 1; 65 Am, Dec. 483. Duncanson v. Manson, 3 App. Cas, (D. C.) 361, Menefee v, Marye, (Va,) 4 S, E, Rep. 736. Wliere a statute required that notice of levy of an execution on land should be served on the execution defendant five days before the term of court to which the execution must be returned, it was held that it will be conclusively presumed from rendition of the judgment that such notice had been given. Burke v. Elliot, 4 Ired. L, (N. C) 355; 43 Am. Dec. 143, Where the record shows that process was ordered against Infant defendants, and that at a following term a guardian ad litem ■was appointed, it will be presumed, on collateral attack, that such defend- ants were brought regularly into court, though no actual service of pro- cess on them appears, Thompson v. Doe, 8 Blackf, (Ind,) 336; Brack- enridge v. Dawson, 7 Ind. 383. See, also, Horner v. State Bank, 1 Ind. 130; 48 Am, Dec. 855. A title under a decree in a suit for specific performance against infant defendants will not be declared invalid in a collateral proceeding on the ground that the record does not show notice to the infants, they having been rep- resented by guardian ad litem. Horner v. State Bank, 1 Ind. 130; 48 Am. Dec. 355, If the record shows that a guardian ad litem was appointed for infant defendants "on motion," but does not show on whose motion, it will be presum.ed that the infants were present in court when the motion was made, and tliat they had notice of the proceeding. Thompson v. Hart, 8 Blackf, (Ind,) 336; Horner v. State Bank, 1 Ind, 130; 48 Am, Deo. 355; Waltz v. Barroway, 35 Ind. 383. The fact that the record of a sci.fa. against infant heirs to revive a judgment against the ancestor does not show the appointment of a guardian ad litem will not invali- date the title of a purchaser under the judgment. Evans v. Ashby, 32 Ind. 15. But where it afiirmatively appears from the record, as by the statement con- 100 MARKETABLE TITLE TO REAL ESTATE. \yhen the record is very ancient.' The second rule is that the recitals of fact in the record from which the jurisdiction of the court is seen, or a recital of jurisdictional facts contained in the judgment itself, cannot be contradicted or shown to be untrue in any collat- eral proceeding. The record imports absolute verity.' Thus, to illustrate the iirst rule, in a case in which the law provided that the lands of a decedent should not be sold for partition until the eldest child had arrived at majority, the court refused to permit one who tained in an agreed case, that the infants were not served with process, had uo notice of the proceedings, and were not in court during their pendency, the judgment will be held void on collateral attack. Doe v. Anderson, 5 Ind. 33. In Ford v. Walsworth, 15 Wend. (N. Y.) 449, it was held that a title under a sale, in pursuance of a surrogate's order, might be collaterally attacked for want of jurisdiction if it did not appear that an account of the personal estate and of the debts of the decedent was presented to the surrogate, showing a necessity for the sale, even though the presentment of the account is recited in the order of sale. Regarding a Surrogate's Court as a court of general and unlimited juris- diction in probate matters, it is not easy to reconcile this decision with the rule that, except where the record shows the contrary, it will be presumed that every- thing necessary to give the court jurisdiction had transpired at the time the order, judgment or decree was made. • Shackelford v. Miller, 9 Dana (Ky.), 273; Baker v. Coe, 20 Tex. 429. « Black on Judgments (2d ed.), § 276; Griguon v. Astor, 3 How. (U. S.) 819, 340, leading case. In Dorsey v. Kendall, 8 Bush (Ky.), 294, 298, it was held that a judgment, upon service by publication, could not be collaterally attacked upon the ground that the order of publication had been obtained upon a false affidavit or a false return of the sheriff. A judgment subjecting the lands of a non-resi- dent to the payment of delinquent taxes, which, following the form prescribed by statute, recites that " notice has been given as required by law," cannot be attacked in a collateral proceeding, though the statute expressly provides that the taxpayer shall be notified by publication in a newspaper in the county where the land lies. Driggs v. Cassaday. 71 Ala. 539. It is to be borne in mind that while recitals in the record cannot be contradicted in a collateral proceeding, they are net conclusive upon the parlies if founded in fraud or mistake. Thus, it the officer return process as " executed on the defendant A.," and such return be fraudulent, in that service was never made, or erroneous, in that the officer mis- took another person for A., the defendant A. cannot show these facts in a col- lateral proceeding, such as ejectment by or against a purchaser at a sale conse- quent upon such return; but he can by some direct proceeding, either by motion, petition or other proceeding in the cause in which the sale was made, if still pend- ing, or, if not pending, then by an independent action or suit on his part against all persons interested, vacate the judgment, orders and subsequent proceedings iu the cause by which he is deprived of his rights. CAVEAT EMPTOE. 101 was bound by a decree for sale in a suit for partition, to show that the eldest child had not reached full age when the decree was entered.' To illustrate the second rule, if the return indorsed by an officer on original process in a suit show service thereof on tlie defendant, evidence will not be received in a collateral proceeding to show that in fact the return is false and that process was never served on the defendant, nor that the process was not served at the time stated in the return, nor that the person making the return was not the proper person to serve the process.' It should be remarked here that the rule as to presumption of jurisdictional facts, where the records do not disclose them, applies only to the judgments of a court of original, general jurisdiction. JSTo such presumption arises in favor of the judgment of a court of special or limited jurisdiction ; the proceedings of such a court must set forth the facts and evidence on which the judgment is rendered.' What is and what is not a court of general jurisdiction is a question which cannot be inquired into here. It must suffice to say that, as a general rule, the Superior Courts in each State, as distinguished from those courts in which the pleadings are oral, such as a Justice's Court, are courts of general or unlimited j^^risdiction ; in other words, courts in which the great mass of civil rights are enforceable in the first instance.* ' Thompson v. Tolmie, 2 Pet. (U. S.) 157. « Burke v, Elliot, 4 Ired. L. (N. C.) 355, 359; 43 Am. Dec. 142. ^Qrignou v. Astor, 2 How. Pr. (U. S.) 819, 341, a, leading case. In Young v. Lorain, 11 111. 624, 636; 52 Am. Dec. 463, it was held that the Circuit Court in that State, while a court of general common-law and chancery jurisdiction, was a court of special or limited jiirisdiction in respect to its statutor}^ power to order the sale of infant's lands, and that a proceeding for such sale which did not show upon its face that all the personal estate of the infant had heen exhausted, that being by statute a condition precedent to the power to order the sale, was abso- lutely void and afforded no protection to the purchaser. And in Strouse v. Dren- nau, 41 Mo. 289, it was held that the statutory jurisdiction of a County Court to order the sale of an infant's lands for his education and support was special and limited, and that, where the record in such a case failed to show that the sale was made upon due appraisement, and that other statutory requisites had been com- plied with, an order confirming the sale was absolutely void. ■* In this connection the following observation from Mr. Black's excellent woi-k on Judgments will be found useful (§ 283): "In all the States there are courts having original jurisdiction of every (or nearly every) species of action or pro- ceeding known to the common law, unlimited in respect to the amount or the 102 MARKETABLE TITLE TO REAL ESTATE. The question, " When does the fact that the court had no juris- diction appear upon the face of the record ? " naturally arises here,, and presents some difficulty when considered in connection with the rule that in a case in which jurisdictional facts do not appear from tlie record, it will be presumed that the court was satisfied of the existence of those facts before entering a judgment or decree. Suppose a plain tifE in partition sets out A., B. and himself as owners of the property to be divided, but fails to make B. a party defendant, and process issues only against A. It is plain that a decree in the cause directing a sale of the premises would be abso- lutely void as to B., and a purchaser would acquire no title to his interest. Suppose, however, that B. was made a party and that process issued against him, but the record failed to show whether or not the process was ever served. Will it be presumed upon collat- eral attack that B. was served with process, and that such fact was made to appear to the court before judgment was entered ? Does such a case stand upon the same footing as one in which the court having no jurisdiction over the subject-matter, except upon a certain contingency, such, for example, as the arrival of a party in interest at majority, a court in which the judgment is attacked will presume that such contingency had transpired and that the court of iirst instance was advised thereof before judgment was entered ? It is conceived that no such presumption would be made in favor of the judgment or decree, and that the rule that the existence of juris- dictional facts will be presumed does not apply in cases in which it is the practice of the courts to enter judgment only upon docu- mentary evidence, such as becomes a part of the record, that juris- diction had been acquired ;* nor in any case iu which it is provided character of the controversy. And these arc unquestionably ' superior ' courts within the meaning of the rule. And the same is true of courts possessing gen- eral equity powers. In most of the States there are certain tribunals whose authority is wholly derived from statutes, who are authorized to take cognizance only of a particular class of actions or proceedings, or to act only in certain speci- fied circumstances, whose course of procedure is precisely marked out, and whose minutes or memorials are not dignified with the character of a record. And these are undoubtedly 'inferior' courts within the meaning of the rule." ' See Given v. McCarroll, 1 Sm. & M. (Miss.) 351. Laughraan v. Thompson, & Sm. & JI. (Miss.) 259. Burke v. Elliott, 4 Ired. L. (N. C.) 355, 358; 42 Am. Deo. 142, where it was said that a judgment against one not a party is void, and that CAVEAT EMPTOR. 103 by statute that the judgment roll shall show service on the defend- ant where judgment by default is rendered,^ nor, generally, where. ever it is provided that the record shall show certain jurisdictional facts.^ It follows from the foregoing principles that the only case, apart fi-om fraud, mistake or stn-prise, in which a judgment or decree can be declared void in a collateral proceeding is one in which the fact that the court had no jurisdiction of the cause appears upon the face of the proceedings in M'hich the judgment or decree was rendered. In other words, a judgment will be void on its face only where the record discloses the jurisdictional facts, and the facts so disclosed are plainly insuificient to have conferred jurisdiction.' If this rule be sound, it is plain that the cases in which objection to the title may be successfully made on the ground of defective judicial pro- ceedings through which the title is derived, will be reduced to a very narrow compass. This result is not to be regretted. The security of titles to real estate under judgments and decrees of court is a matter of the gravest importance to the public. Besides, the it can appear that he is a party only when the record states an appearance, or the official service of process on the person or his property. Citing Armstrong v. Harsham, 1 Dev. (N. C.) 187; Irbey v. Wilson, 1 Dev. & Bat. Eq. (N. C.) 568, and Skinner v. Moore, 2 Dev. & Bat. (N. C.) 138. In Campbell v. McCahan, 41 111. 45, it was held that a decree against a non-resident, founded upon an affidavit for an order of publication which failed to show upon its face that defendant was a non-resident, was absolutely void and open to collateral attack. ■Where it was provided by statute that an order for the sale of an infant's lands should not be void for irregularity In the proceedings provided certain sub- stantial facts appeared, it was held .that these- facts must, on collateral attack, appear from the record or be shown by extraneous proof to exist, and that the court could not presume that they had been made to appear to the court granting the order. Cooper v. Sunderland, 3 Iowa, 114; 66 Am. Deo. 53. In Bannister V. Higginson, 15 Me. 73, it was held that if an officer's return of a levy of an attach- ment on land do not show by whom the appraisers of the land were chosen, the proceedings would be insufficient to pass the- title. In Tederall v. Bouknight, 25 So. Car. 275, it was intimated that that if the record showed that a " summons" had been issued against an infant defendant the court, on collateral attack, might presume that it had been served, though actual service did not appear from the record. ' Hyde v. Redding, 74 Cal. 493, 501; 16 Pac. Rep. 380. 2 Thornton v. Mulquinne, 13 lo. 549; Babbitt v. Doe, 4 Ind. 355, .letnble. 3 Black on Judgments, § 278. 104 MARKETABLE TITLE TO EEAL ESTATE. rule destroys a great source of frivolous objections to title, and materially lessens the labors of those whose duty it is to examine and pass upon the validity of titles. The foregoing rules may be regarded as established by the preponderance of judicial decision in America. But they have not passed without dissent, and decisions in conflict with the principles upon which they have been rested may be found in several of the States. An exhaustive considera- tion of this subject is beyond the scope of this work. The student will find the numerous cases in point collected in a recent work upon judgments, in which the whole subject of collateral attack is philosophically and perspicuously treated.' The importance of these rules cannot be overestimated. If a title derived through a judicial sale may be overturned by matters in pais affecting the jurisdiction of the court, concerning which the most cautious purchaser cannot inform himself, there would be no safety in purchasing under a judgment or decree, and such titles would be held in as slight estimation as those dependent upon tax sales. If the record shows aflirniatively want of jurisdiction in the court to render the judgment or decree, the purchaser can, by examination of the record, advise himself of that fact. But if it should be required of the purchaser to pursue his inquiries outside of the record, and satisfy himself as to the truth and adequacy thereof by the statements of witnesses, it is plain that the examina- tion of a title under a judicial sale would involve a great outlay of time and money, with little assurance of safety in the result, and would probably prevent the acceptance of such titles, unless the consideration should be substantially reduced. § 51. Title as affected by matters and things occurring after jurisdiction has attached. It is obvious that a title under a judicial sale may be declared insufficient upon grounds other than want of jurisdiction to render the judgment or decree under which the sale was made. There may be proceedings in a cause which are no part of the original res Ji/diGata, and which are never passed upon until drawn in question in some subsequent proceeding involv- ing the title of the purchaser.^ Such, it is conceived, would be a conveyance to the purchaser, the sale not having, as yet, been con- > 1 Black Judgmeuts, ch. 12, p. 297. 'Upson V. Howe, 3 Strohh. (S. C.) 108; 49 Am. Dec. 633. CAVEAT EMPTOR. 105 firmed.^ The iudgment too may be voidable because the result of fraud or mistake. Aud the sale itself and a conveyance in pursu- ance thereof may confer no rights upon the purcliaser because effected by fraudulent collusion with the officer of the court or in other ways tainted with fraud.^ With respect to sales that are void for want of confirmation, it is to be observed that it is not neces- sary, according to the weight of authority, that the record shall show a confirmation of the sale in express terms in order to validate the title of the purchaser.' A decree directing the distribution of the purchase money arising from the sale or directing that a deed be made to tlie purchaser is in effect a confirmation of the sale.^ Nor is a report of sale by the officer of the court indispensable to the validity of the title if it otherwise appears from the record that a sale was made and that it was confirmed by the court.^ § 52. 2<'raud as groiond for collateral attack. The rights of the purchaser at a judicial sale, where fraudulent misrepresentations respecting the title were made, have been already considered in this work.^ Fraud which exposes the title of the purchaser to collateral attack is either fraud in the procuration or rendition of the judg- ment or decree under which the sale is made, or fraud in the sale itself. Fraud in the procuration of a judgment always opens the judgment to collateral attack by a party to the suit. The rule that fraud vitiates everything applies to judicial records as well as to private contracts.'' An illustration of this principle is afforded by the case of Mitchell v. Kintzer.^ This was an action of ejectment a,gainst a married woman by one who purchased the premises in dis- ' See Freeman Void Jud. Sales, § 43. ''In Singletaiy v. Carter, 1 Bailey L. (S. C.) 467; 21 Am. Dec. 480, a levy made by a deputy sheriff under an execution, in wMch he himself was plaintiff, was held void, and a sale and deed in pursuance thereof inoperative to vest title in the purchaser. 2 Freeman Void Jiid. Sales, § 44; Rorer Jud. Sales, §§ 3, 16, 107, 129. ^ Agan V. Shannon, (Mo.) 15 S. W. Rep. 757. 5 Harrison v. Harrison, 1 Md. Ch. 331. "Ante, p. 86. ' Fermor's Case, Co. Rep. pt. 3, p. 77; Vandever v. Baker, 18 Pa. St. 131, obiter; Wilson V. Smith, 23 Grat. (Va.) 493; Lancaster v. Wilson, 27 Grat. (Va.) 634. 85 Pa. St. 216; 47 Am. Dec. 408. See, also, Rhoads v. Selin, 4 Wash. C. C. (U. S.) 715. 14 106 MAEKETABLE TITLE TO REAL ESTA.TE. pute at an execution sale against the husband. The premises con- sisted of the share of the wife in her deceased fatlier's estate, which the administrator of that estate, fraudulently colluding with the husband, returned as having been sold to the husband, there having been in fact no sale, and no purchase money paid by tlie husband. There was nothing on the face of the records of the Orphans' Court, ordering and confirming the sale, to impeach the validity thereof ; but, upon the principle that fraud vitiates all acts, judicial as well as others, judgment was rendered for the wife, the defend- ant. Generally, it may be said that if a purchaser at a judicial sale buy with knowledge of fraud in the proceedings anterior to the sale, he cannot hold the property as against the claims of a party to the suit who was injured by the fraud. ^ But, of course, a purchaser, without notice from a purchaser with notice of the fraud, would be protected. Fraud in making a judicial sale, other than fraudulent representa- tions as to the title, exposes it to collateral attack at the suit of the party injured.^ It sometimes happens that the ofiicer making the sale either directly purchases the property himself, or indirectly through some one whom he has procured to bid. Such a sale is prima facie fraudulent and conveys no title as against those in whose behalf the sale was made. So, also, where the officer fraudu- lently colludes with the purchaser in conducting the sale in such a manner that the property is sold for less than its value, or the par- ties in interest otherwise deprived of their rights.' It is a fraud 'Morris v. Gentry, 89 N. Car. 248, 252, where the point was obiter; citing, however. University v. Lassiter, 83 N. Car. 38; Ivey v. SIcKinnon, 84 N. Car. 651; Sulton V. Schonnald, 86 N. Car. 198; 41 Am. Rep. 455; Gilbert v. James, 86 N. Car. 244. * Freeman Void Jud. Sales, § 40. In Sumner v. Sessions, 94 N. Car. 371, a distinction was drawn between cases in which the ofBcer selling purchased directly at his own sale, and those in which he purchased from a purchaser at his own sale, holding that In the former case the sale is a nullity and open to collateral attack, and in the latter case that the sale could only be vacated by some direct proceeding instituted for that purpose. See, also, Rutherford v. Stamper, 60 Tex. 447; Dodd v. Templeman, 76 Tex. 57; 13 S. W. Rep. 187; Fisher v. Wood, 65 Tex. 200. McLaurln v. McLaurin, 106 N. C. 331; 10 S. E. Rep. 1056. ' Freeman Void Jud. Sales, § 40. Patton v. Thompson, 3 Jones (N. Car.), 285; 67 Am. Dec. 222. Even though the purchaser gives a fair price. Lancaster v. CAVEAT EMPTOR. 107 also if the commissioner or officer making the sale himself purchases the land ; but a party to the suit, having it in his power to resist the confirmation of such a sale and failing to do so, will not, after the lapse of a considerable time, be permitted to file a bill attacking the sale.' It is common to except cases of fraud, mistake and surprise in laying down the rule that the title of a purchaser at a judicial sale cannot be overturned by attacking in a collateral proceeding the judgment under which the sale was made. It is clear that a judgment founded in fraud or mistake is not conclusive upon the injured party. But if land be purchased by a party to fraudulent proceedings under which the sale was had, or by a party to a judg- ment or decree founded upon mistake, it seems that the sale sliould be vacated in some direct proceeding between the parties rather than by way of collateral attack.^ It has been so held in a case in- which certain lands were embraced in a decree for sale by mistake.^ The right of a purchaser at a void judicial sale in a proceeding to enforce a lien or incumbrance, or to subject property to the pay- ment of a debt or charge, to be substituted or subrogated to the benefit of such debt or lien that has been satisfied from the fund arising from such sale has been frequently declared.* Wilson, 27 Grat. (Va.) 624. Merwin v. Smith, 1 Gr. Ch. (N. J.) 183; Hodgson v. Farrell, 2 McCart. (N. J.) 788. If a purchaser at a judicial sale participates in a fraud in making the sale that fact may, in a collateral proceeding, he shown in avoidance of the sale. Griffith v. Bogert, 18 How. (U. S.) 158. 1 "Walker v. Ruflfner, 32 W, Va. 297; 9 S. E. Rep. 265; Newcomber v. Brooks, 16 W. Va. 32. 'England v. Garner, 90 N. Car. 197; Hare v, Holloman, 94 N. Car. 14; Sumner V. Sessions, 94 N. Car. 871;, Syme v. Trice, 96 N. Car. 243; 1 S. E. Rep. 480; Tyson v. Belcher, 103 N. Car. 112; 9 S. E. Rep. 634. 2 Jones V. Coffey, 97 N. Car. 347; 3 S. E. Rep. 165. This was an action to recover lands sold by mistake under decree in a cause to which the now plainttfTs were parties. The court said: "The plaintiffs contend that if the land they seek to recover by this action was embraced by and sold under the decree in the action mentioned, it was so by mistake and misapprehension. It appears that that action is not yet determined. If so, the plaintiffs ought to seek their remedy if they have any in it; if it is determined, then by an independent action." Loyd V. Malone, 28 111. 43; 74 Am, Dec. 179; Keuohenbeiser v. Beckert, 41 111. 172; Lloyd V. Kirkwood, 112 111. 329, 338; Griswold v. Hicks, (111.) 24 N. E, Rep. 68. «Hudgin V. Hudgin, 6 Grat. (Va.) 820; 52 Am. Dec. 124; Haymond v. Cam- den, 23 W. Va. 180; Hull v. Hull, (W. Va.) 13 S. E. Rep. 49. In this case the court, by Brannon, J., after declaring the rule stated in the text, continued t 108 MAEKETABLE TITLE TO EEAL ESTATE. § 53. SALES BY EXECTJTOKS AND ADMINISTKATOKS. Sale in pursuance of power in will. Sales by executors and adminis- trators are of two kinds : (1) Sales under a power contained in a decedent's will, and (2) Sales under judicial authority for the payment of the decedent's debts. Sales of the first kind, that is, sales in pursuance of a power, do not require judicial sanction in the first instance, nor confirmation after they have been made ; the legal title is vested in the executor or administrator by the will, and his authoritj^ to sell is complete as soon as the formal- ities of tlie law in respect to probate of the will and qualification of the personal representative have been complied with, and the con- tingencies provided for in the will have transpired.' It has been broadly stated that the maxim caveat emptor applies in all of its strictness to sales by executors and administrators.' This is true enough in respect to the validity of legal proceedings whence the power is derived, and, perhaps, in respect to restrictions or limi- tations upon the power in the testator's will. But no reason is per- ceived why, in case the testator himself had no title to the lands, a purchaser under a power contained in the will, sliould, while the contract is executory, be compelled to pay the purchase money with the certainty of eviction before him. At least, it would seem, that in such a case the maxim caveat emptor should be confined to cases in which the defects of title were such as the purchaser might have discovered by the exercise of ordinary diligence, and that in this respect a distinction may be made between cases in which the sale is made under a power and those in which it is made under a judicial license. This view is supported by the leading case of Garnett v. Macon,' in which a sale of lands was made by an executor under a power in the will for the payment of debts. It was held that the execu- tor could not compel specific performance of the contract unless he " Principles of justice demand this, and courts of eqiiity have raised up this principle, a heing of their creation called ' substitution,' unknown to the common- law forums, to accomplish the ends of justice, and I know of no more signal instance to exemplify the disposition as well as the power of equity to adopt means to accomplish right than this of substitution accorded purchasers under void proceedings whose money has gone to satisfy liens good against the debtor." ' Woerner Law of Administration, § 464 ; Freeman Void Jud. Sales, § 9. "^ Woerner Law of Administration, § 484. ^2 Brock. (C. C.)313. CAVEAT ElIPTOE. 109 was able to convey a clear title. The opiuion was by Chief Justice Marshall, and there was no adversion to the maxim caveat emptor. A sale by an administrator or executor, directly or indirectly to himself, acting under a power in the will, is void.* But, of course,, the sale must be vacated by some appropriate proceeding for that purpose. It has been seen that such a sale under judicial license is in some of the States a nullity, absolutely void, and open to col- lateral attack, while in others a sale by the officer indirectly to him- self, though fraudulent, must be vacated in some direct proceeding and cannot be shown in a possessory action by or against the purchaser.'' The distinction, for the purposes of this work, is com- paratively unimportant, for we are here considering defects for which a purchaser may reject a title ; and, to a purchaser from an administrator who has made a fraudulent sale to himself, it is imma- terial whether the title is liable to be attacked in a collateral pro- ceeding or in a direct proceeding, since in either case, if charged with notice of the fraud, he would lose the estate. § 54. Sales in pursuance of judicial license. The maxim caveat emptor has been rigorously applied in most of the American States to sales by executors and administrators under judicial authority, whether in respect to inherent defects in the title or to- those which result from errors and irregularities in the proceedings whence the authority to sell is derived. The sale, like a tax sale, is of the title such as it is, good or bad, and the purchaser is conclu- sively presumed to have purchased with that understanding.' This I Davies v. Hughes, (Va.) 11 8. E. Rep. 488. ■' Ante, p. 107. " Woerner Law of Adm. § 484; Rorer on Jud. Sales (2d ed.), § 476; Freeman Void Jud. Sales, § 48; Schouler on Exrs. (2d ed.) § 515. Worthington v. McRoberts, 9 Ala. 297; Corbett v. Dawkins, 54 Ala. 282; Burns v. Hamilton, 33 Ala. 210; 70 Am. Dec. 570; Boiling v. Jones, 67 Ala. 508. Probate sales, however, are subject to confirmation by the court in this State. See above cases. Colbert v. Moore, 64 Ga. 502; Jones v. "Warnock, 67 Ga. 484. Bingham v. Maxey, 15 111. 295; Moore v. Neil, 89 111. 256; 89 Am. Dec. 308; McConnell v. Smith, 39 111. 379; Wing v. Dodge, 80 111. 564; Tilley v. Bridges, 105 111. 886. Ripley v. Kepler, 94 Ind. 308. Hale v. Marquette, 69 Iowa, 876. Short v. Porter 44 Miss. 538; Hutchins v. Brooks, 31 Miss. 430. Bashore v. Whisler, 3 Watts (Pa.), 490; Fox v. Mensch, 8 W. & S. (Pa.) 444; King v. Gunnison, 4 Pa. St. 172; Sackett v. Twining, 18 Pa. St. 199; 57 Am. Dec. 599. Lynch v. Baxter, 4 Tex. 431; 51 Am. Dec. 735; Williams v. McDonald, 13 Tex. 322; Rice v. Buruett, no MARKETABLE TITLE TO REAL ESTATE. Tule has been carried so far that it has even been held that the administrator is under no obligation to disclose incumbrances on the estate or defects in the title that are known to him,' unless it be a want of title resulting from his own act or that of the intestate.'' In most of the States it seems that probate sales are not reported to the court for confirmation, and, therefore, cannot be regarded as judicial sales. The authority to sell is granted by the court, but thereafter the court, with respect to the sale, is functus officii? But in other States it seems that such sales are rejjorted to court for confirmation.* "Where that is the case, no reason is perceived why the purchaser should not be permitted to resist confirmation on the ground that the title is defective, as he may do in the case of an ordinary judicial sale. A proceeding on behalf of an administrator to sell the lands of his intestate for distribution on the ground that it cannot be equitably divided among the heirs, is a proceeding in rem, and a sale made under a decree in such a case is a judicial sale to which the doctrine caveat emptor applies. The purchaser buys at his peril, and if there be no fraud or mistake or ignorance of any material fact he must pay the purchase money after confirmation of the sale, even though he gets no title.^ If the purchaser from an 89 Tex. 177. A harsh application of the rule stated in the text will he found in the case of Boiling v. Jones, 67 Ala. 508, where a widow, who j)urchased the lands of her deceased husband at a sale by his administrator, was compelled to pay for a part to which she was entitled as a homestead. Stoke, J., dissenting. The rule applies whether the sale by the administrator be public or private. Kirk- laud v. Wade, 61 Ga. 478 1 Thompson v. Munger, 15 Tex. 533; 65 Am. Dec. 176; Hawpe v. Smith, 25 Tex. Supp. 448. See, also, Loudon v. Robertson, 5 Bl. (Ind.) 276. ^In Walton v. Reager, 20 Tex. 103, 110, it was said that if the administrator should sell the land a second time without disclosing the prior sale it would be a fraud upon the purchaser and would vitiate the second sale. The court added that it would be equally a fraud upon a purchaser from the administrator if there had been a prior sale by the intestate, whether the same was known or unknown to the administrator, if the purchaser had no knowledge of it, thus withholding application of the maxim caveat emptor from these cases in which the want of title springs from the fault or wrongful act of the administrator, and distinguish- ing between such cases and those in which the title was originally defective. But see Ward v. Williams, 45 Tex. 617, where this dictum is overruled. 8 Smith V. Arnold, 5 Mason (U. S.), 414, 420. ^ See Rorer on Jud. Sales, § 362; 2 Woerner Am. Law of Admn. § 1059. « Garrett V. Lynch, 45 Ala. 204; Burns v. Hamilton, 33 Ala. 310; 70 Am. Dec. 570. CAVEAT EMPTOR. HI administrator or executor has received a conveyance it is immaterial, with respect to his asserted right to detain the purchase money on failure of the title, whether the conveyance was with or without covenants for title. If the conveyance was with covenants they do not bind the estate, and consequently the breach of them affords no counterclaim to an action for the purchase money.* And if the conveyance was without covenants for title the purchaser would, on general principles, be without relief. § 55. Fraud on the part of the representative. Fraud in a sale by a fiduciary or ministerial officer in representing that the title is good, or that there are no incumbrances on the property, when he knows the contrary, has been distinguished from fraudulent collu- sion by which the sale is effected, or any other fraud, not in respect to the title, which avoids the sale. Fraudulent misrepresentations as to the title or as to incumbrances cannot, it has been held in some cases, entitle the purchaser to detain or recover back the purchase money from the estate ; they merely give the purchaser a right of action against the fraudulent vendor in his individual capacity.^ Other cases hold that the administrator's representations as to the title are immaterial and irrelevant, and that if the purchaser chooses to allow himself to be influenced by them, he has no remedy against the estate, either by way of recovery back or detention of the pur- chase money.' A fortiori, the purchaser cannot be relieved if the representation was made in good faith.* Nor is the administrator in any case, it seems, bound to disclose imperfections in the title and incumbrances upon the estate. Mere silence on the part of the administrator in these respects will not be construed to be a fraud on the purchaser.^ An administrator has no right to agree that the 1 Hale V. Marquette, 69 Iowa, 376; Mitchell v. McMuUen, 59 Mo. 353. 2 Colbert v. Moore, 64 Qa. 503; 6a. Code, § 3638. Riley v. Kepler, 94 Ind. 308. Hutchins v. Roberts, 31 Miss. 430. But see Hawpe v. Smith, 25 Tex. Supp. 448, and "Walton V. Reager, 30 Tex. 103. ^Fox V. Mensoh, 3 W. & S. (Pa.) 444. Even though the representation by the administrator was fraudulently made. Ripley v. Kepler, 94 Ind. 308. " Coombs V. Lane, 17 Tex. 280. 'Woerner Am. Law of Admn. § 484; Wilson v. White, 3 Dev. Eq. (N. Car.) 39. It seems, however, that the purchaser in this case knew of the objection to the title, which was an outstanding right of dower. Thompson v. Munger, 15 Tex. 533; 65 Am. Dec. 176; Hawpe v. Smith, 25 Tex. Supp. 448. 112 MAEKETABLE TITLE TO KEAL ESTATE. sale shall be free from incumbrances,^ and if an incumbrance exist, the purchaser must take subject thereto. J^or can he refuse to pay the purchase money on the ground that the title was advertised to be good.^ ISTor has the administrator a right to represent that the title is good. He should offer for sale merely such right, title or interest in the estate as his testator or intestate may have had.^ If there is a cloud upon the title he cannot even apply to a court of equity to remove it.* But the better opinion seems to be that if the administrator fraudulently represent that the title is good for the purpose of effecting a sale, wlien he knovcs that there is no title, the contract will be rescinded and the parties placed in stat^i quo? ' Bickley v. Biddle, 33 Pa. St. 376. But see Reiner's Appeal, (Pa. St.) 12 Atl. Rep. 850, where it was held that an executor has a right, when making a sale, to declare that the purchaser shall take free of an incumbrance on the premises, and that the estate must reimburse the purchaser if he he compelled to discharge the lien. ^Halleck v. Guy, Q Cal. 181; 70 Am. Dec. 643. A number of authorities will be found collected in the briefs of counsel and in the opinion of the court in this case. ' Schouler on Executors (2d ed.), § 312. " Le Moyne v. Quimby, 70 111. 399. ' Hickson v. Linggold, 47 Ala. 449 ; Fore v. McKenzie, 58 Ala. 115, provided the purchaser does not, with knowledge of the fraud, permit the sale to be confirmed. Crayton v. Hunger, 9 Tex. 285; Able v. Chandler, 12 Tex. 88; 63 Am. Dec. 518, where the sale was of personal property; Roehl v. Pleasants, 31 Tex. 45; 98 Am. Dec. 514; Walton v. Reager, 20 Tex. 103. Bond v. Ramsey, 89 111. 29. Ives v. Pierson, 1 Freem. Ch. (Miss.) 330. As to whether a prior conveyance by the administrator or the intestate entitles the purchaser to relief, see Ward v. Wil- liams, 45 Tex. 617, criticising Walton v. Reager, 20 Tex. 103. Banks v. Ammon, 27 Pa. St. 172. Love v. Berry, 23 Tex. 371. " If the administrator makes repre- sentations which he knows to be untrue for the purpose of deceiving the pur- chaser, who is thereby deceived, without that degree of negligence on his part which will throw the responsibility of the description upon himself, we hold that he may show that fraud in defense to the note. (Mason v. Wait, 4 Scam. [111.] 135; England v. Clark, 4 Scam. [111.] 489; Welch v. Hoyt, 24 111. 118; Linton v. Porter, 31 111. 120.) This does not dispense with the applica- tion of the rule caveat emptor to such sales. I know of no case where that rule has ever been so applied as to excuse a fraud. The utmost vigilance may often be unable to guard against the practices of the fraudulent. As has been repeat- edly decided by this court, in the absence of fraud the purchaser at such sale must not only look out for the title, but for the quality of the article which he purchases. Nor can the administrator bind the estate by a warranty of either. If he assumes to do so he would be personally responsible upon such warranty. CAVEAT EMPTOR. 113 The rule that the maxim caveat emptor applies in its strictest sense to sales by executors and administrators under judicial license is established, as we have seen, in most of tlie American States. But in some of the States it does not prevail in its fullest extent. Thus, in Mississippi it has been held that a purchaser from an administrator under a probate license may refuse to pay his bond for the purchase money, if the proceedings in which license culmi- nated fail to show notice to the heirs, as required by law.' And in Texas, where an administrator sold land to which there was no other title than a location under a rejected and fraudulent certifi- cate, it was held that the rule caveat emptor did not apply, the court saying that it was simply a question of justice, whether the estate having parted with nothing,-and the purchaser having gotten noth- ing, he should be compelled to pay.^ So, also, it has been held that a purchaser from an administrator whose powers have been revoked will be relieved in equity.^ And generally it has been held that if a probate sale be void, either for want of jurisdiction in the court to order the sale, or for want of authority in the administrator to sell, the purchaser cannot be compelled to pay the purchase money.* This is without doubt a great relaxation of the rule caveat emptor, if not entirely inconsistent therewith, inasmuch as the defect would This is carrying the doctrine of risk to the purchaser and Immunity to the estate far enough. To go further and sanction the practice of a fraud would tend to drive all men from such sales, which would pi'ove a serious detriment to estates." Caton, J., in Ray v. Virgin, 13 111. 316. 'Grwin V. McCarroll, 1 Sm. & M. (Miss.) 351; Laughman v. Thompson, 6 Sm. & M. (Miss.) 359; Worten v. Howard, 3 Sm. & M. (Miss.) 530; 41 Am. Dec. 607. Compare Mellen v. Boarman, 18 Sm. & M. 100. Contra, Bishop v. O'Connor, 69 m. 431. 'Roehl V. Pleasants, 31 Tex. 45; 98 Am. Dec. 514. The same observation would apply with equal force in a case in which the purchaser is put in posses- sion and afterwards evicted by one claiming under a paramount title; yet, as we have seen, the purchaser is denied relief in such a case. It is not easy to recon- cile this decision with the declaration in Rice v. Burnett, 39 Tex. 177, that a pur- chaser at an administrator's sale is to be regarded as a mere speculator; to win if he gets a good title, and to lose if the title be worthless. 3 Levy V. Riley, 4 Oreg. 393. *Woerner Am. Law of Admn. § 485; Freeman Void Jud. Sales, § 48. Wyatt V. Rambo, 39 Ala. 517; 68 Am. Dec. 89; Ikelheimer v. Chapman, 33 Ala. 676; Riddle v. Hill, 51 Ala. 334. Campbell v. Brown, 6 How. (Miss.) 330. Bartee v. Tompkins, 4 Sneed (Tenn.), 633. 15 114 MARKETABLE TITLE TO EEAL ESTATE. be, in most instances, palpable upon the face of the proceedings, and one to which the attention of the purchaser would naturally be directed in the first instance.' The right of a purchaser at a void probate sale to be subrogated to the rights of the creditor whose debt was paid out of the proceeds of the sale, will be considered hereafter.^ It seems that a purchaser at a void probate sale cannot, where time is not material, rescind the contract if the heirs are will- ing to join in a conveyance of the land to him.' In the State of New York a purchaser at a probate sale may refuse to complete his purchase if the title be bad. He cannot be compelled to accept an unmarketable title.'' Such a rule, it is believed, conduces to the interests and advantage of all parties, by increasing the confidence of bidders at probate sales, by protecting purchasers against latent defects in the title, and by preventing sacrifice and loss to the estate of the decedent. In suits against purchasers at probate sales the courts M'ill be slow to entertain objections to title founded upon errors, defects and irregularities in the proceedings under which the administrator derived his authority to sell. Mere omissions by the administrator, or by the court, to do certain things not essential to the jurisdiction of the court cannot defeat the title of a hona fide purchaser from the administrator. The repose and security of such purchaser in their titles is of the greatest interest to the public, for if they could be evicted or disturbed in their possession because of such errors and omissions, probate sales would be dampened, and the estates of decedents would be sacrificed.'^ Therefore, it has been said by the most eminent judicial authority that " there are no judicial sales around which greater sanctity ought to be placed than those of the estates of decedents, made by order of those courts to which the laws of the States confide full jurisdiction over the subject.* § 56. Want of jurisdiction, errors and irregularities in pro- bate proceedings. What has been already said iu respect to want ' Ante, p. 79. = Post, this chapter, § 65. ^ Lamkin v. Reese, 7 Ala. 170. See, also, Lampton v. Usher, 7 B. Mon. (Ky.) 57. * See the case of Wilson v. White, 109 N. Y. 59, in which a purchaser from an executor selling under a surrogate's order was relieved from his bid on the ground that the title was defective. See, also, Headrick v. Yount, 22 Kans. 344. 5 Poor v. Boyce, 12 Tex. 140. « Grignon v. Astor, 2 How. (U. S.) 243. CAVEAT EMPTOR. 115 of jurisdiction, errors and irregularities in judicial proceedings gen- erally, as affecting the title of a purchaser thereunder, applies to sales by executors, administrators, or other officers under probate licenses.^ It may be useful, however, to present here several instances in which the title of a purchaser at such a sale has been declared sufficient or insufficient with, respect to the validity of pro- bate proceedings. It has been held that an order for the sale of the lands of a decedent, made by the probate court before petition filed by the administrator for that purpose, and before a return of a cita- tion against the heirs as required by statute, is void for want of jurisdiction, and may be attacked in a collateral proceeding.^ So, also, where the proceedings show upon their face that the adminis- trator was not entitled to letters of administration.'' So, where no order of publication of the application for license to sell is made, as required by statute.'' So, also, where such application tails to set forth the names of the heirs at law, and the citation to answer is not directed to all the heirs, as required by law.^ The jurisdiction of a probate court to order a sale of the lands of a decedent is founded upon the fact that there are debts due by him, and a decree founded upon a petition for such sale which contains no avennent that the estate is indebted is not simply reversible for error, but is void and open to collateral attack.^ Payment of the purchase money in full and occupancy of the premises will not give a purchaser at a pro- bate sale title as against the heir, unless the sale has been confirmed 'Ante, p. 76. Upon the general proposition that the validity of a probate sale cannot be attacked in a collateral proceeding, except upon the ground of want of jurisdiction to order the sale, see Rorer on Judicial Sales, § 349; Freeman Void Jnd. Sales, chap. 2; 3 Woerner Am. Law of Admn. § 488. ' Finch V. Edmondson, 9 Tex. 504; Campbell v. Brown, 6 How. (Miss.) 106, 230; Puckett v. McDonald, 6 How. (Miss.) 269; Gwin v. McCarroll, 1 Sm. & M. (Miss.) 351. 'Haug V. Primeau, 98 Mich. 91; 57 N. W. Rep. 35; Templeton v. Falls Land Co., 77 Tex. 55; 13 S. W. Rep. 964, and Texas cases there cited. ■i Cunningham v. Anderson, (Mo.) 17 S. W. Rep. 973. ' In re John's Estate, 21 Civ. Proc. R. (N. Y.) 336; 18 N. Y. Supp. 173. * Lyons V. McCurdy, 90 Ala. 493; 8 So. Rep. 53; citing Tyson v. Brown, 64 Ala. 344; Wilburn v. McCalley, 63 Ala. 436; Quarles v. ('ampbell, 73 Ala. 64; Robertson v. Bradford, 70 Ala. 385; Meadows v. Meadows, 73 Ala. 356; Land- ford V. Dunkton, 71 Ala. 594; McCorkle v. Rhea, 75 Ala. 313; Ballard v. Johns, 80 Ala. 33; Morgan v. Farned, 83 Ala. 367; 3 So. Rep. 798. 116 MARKETABLE TITLE TO EEAL ESTATE. and a conveyance made.' A sale of more than enough land to pay the debts of an estate, or a license to sell enough for that purpose only, is absolutely void.^ If the statute law provides that the lands of a decedent shall not be sold for the payment of his debts unless the personal estate is insufficient for that purpose, the court will not have jurisdiction to direct a sale of the lands unless the petition or complaint avers the insufficiency of the personalty to pay the debts.* If notice of application by the administrator for license to sell be not given the heirs and other persons interested, in pursuance of the statute, the sale will be void, and open to collateral attack.* But want of service of a summons on the guardian ad litem of infant heirs makes the subsequent proceeding reversible for error and not absolutely void, and, therefore, does not affect the title of the pur- chaser.' Where the courts of law or equity, and not the probate court, have power to order a sale of devised lands as assets for the payment of the testator's debts, an order of the probate court direct- ing such a sale is without jurisdiction and absolutely void.* On the other hand, it lias been held that the validity of an adminis- trator's sale will not be affected by tlie fact that he gave no bond to conduct the sale properly,'' nor that the record failed to show a 'Greenough v. Small, 137 Pa. St. 132; 20 Atl. Rep. 553; Morgan's App., 110 Pa. St. 271; 4 Atl. Rep. 506; Armstrong's App., 68 Pa. St. 409; Demmy's App., 48 Pa. St. 169. ' Gregson v. Tuson, (Mass.) 26 N. B. Rep. 874. Contra, Comstock v. Crawford, 3 Wall. (U. S.) 396; Hodges v. Fabian, (So. Car.) 9 S. E. Rep. 820. 3 Needham v. Salt Lake City, (Utah) 26 Pac. Rep. 920; citing Comstock v. Crawford, 3 Wall. (U. S.) 396, dictum. Mickel v. Hicks, 19 Kans. 578; 27 Am. Rep. 161 ; Chicago, Kan. & Neb. R. Co. V. Cook, 43 Kans. 83; 22 Pac. Rep. 988; Harrison v. Harrison, 106 N. Car. 282; 11 S. E. Rep. 356. This, however, was not a case of collateral attack. The rule in North Carolina was otherwise as to infants until by statute service of summons was required to be made on the infant. Hare v. Hollomon, 94 N. Car. 14. ii Coffin V. Cook, 106 N. C. 376; 11 S. E. Rep. 371. « Atwood V. Frost, 51 Mich. 360; 73 Mich. 67. Other instances in which judg- ments or orders of probate courts havg been held void for want of jurisdiction and open to collateral attack will be found in Kertchem v. George, 78 Cal. 597; 21 Pac. Rep. 372; Rogers v. Clemmans, 26 Kans. 522; Coulsou v. Wing, (Kans.) 22 Pac. Rep. 570; Black v. Dressell, 20 Kans. 153. In McNally v. Haynes, 59 Tex. 583, it was held that a purchaser at a probate sale was chargeable only with notice of the application for the sale, the order of sale and the sale Itself, with accompanying exhibits, if any, and that beyond these he was not bound to look. ' Wyman y. Campbell, 6 Port. (Ala.) 219; 31 Am. Dec. 677. CAVEAT EMPTOR. 117 necessity for the sale,' nor tliat an inadequate price was realized for the property sold,^ nor that the administrator died pending the pro- ceeding to sell.^ Irregularities in the publication of notice to non- resident defendants in a proceeding to sell land for the payment of a decedent's debts, will not avoid the title of the purchaser.* A recital in the record of probate proceedings for the sale of land that notice of the sale had been posted as required by law cannot be contradicted in a collateral proceeding.^ If the record is silent as to the existence of certain jurisdictional facts, and those facts are of a kind that are not required to appear affirmatively from the record, it will be presumed that the court was satisfied of their existence at the time of pronouncing judgment.^ The regularity and validitj^ of the appointment and qualification of an administrator who has been recognized by the probate court and authorized to sell, cannot be inquired into collaterally.'' Fraudulent collusion between the administrator and the purchaser, by which the land is sacrificed, furnishes a ground upon which the heirs may avoid the sale.^ And it may be stated as a general rule that in a case of fraud, whether in the procurement or rendition of the order under which the sale is made, or in the proceedings anterior to or at the time of the sale, whereby the heirs are deprived of their rights in the premises, makes the title liable to attack in the hands of a purchaser with notice of the fraud.' But the liability of the title to attack on this 'Lynch v. Baxter, 4 Tex. 431; 51 Am. Deo. 535; Poor v. Boyce, 12 Tex. 449. ^ Williams v. Johnson, (N. Car.) 17 S. E. Rep. 496. 'Palmerton v. Hoop, (Ind. Sup.) 30 N. E. Rep. 874; Gross Lumber Co. v. Leit- ner, 91 Ga. 810; 18 S. E. Rep. 62; Succession of :Massey, 46 La. Ann. 126; 15 So. Eep. 6. ■"Berrian v. Rogers, 43 Fed. 467; Mohr v. Maniere, 101 U. S. 417. Contra, Mohr V. Tulip, 40 Wis. 66. ' Richardson v. Butler, 82 Gal. 174; 23 Puc. Rep. 9. • Ante, p. 99. McMillan v. Reeves, 103 N. Car. 550; 9 S. E. Rep. 449, where the authority of counsel to act for those not served with process was presumed to exist, the same not having been disputed in the proceedings complained of. Mills V. Herndon, 77 Tex. 89; 13 S. W. Rep. 854; Price v. Springfield Real Estate Assn., (Mo.) 10 S. W. Rep. 57. ' Poor V. Boyce, 12 Tex. 440. 8 Freeman Void Jud. Sales, § 40. ^In Lynch v. Baxter, 4 Tex. 431; 51 Am. Dec. 735, it was intimated that if a sale by an administrator for the payment of debts, when there was no necessity 118 MAEKETABLE TITLE TO REAL ESTATE. ground w'Al not relieve the purchaser from the contract, if the fraud appeared upon tlie face of the proceedings,^ and might have been discovered by tlie exercise of due dihgence.' § 57. SHERIFF'S SALES. Want of title in execution defendant. General rules. The title which a purchaser at an execution sale will acquire may be worthless for three reasons : (1) Because of a complete want of title on the part of the execution defendant ; the purchaser may be evicted by some one having a title paramount to that which the officer undertakes to sell. (2) Because the judg- ment or order under which the officer professes to act is void for want of jurisdiction in the court, or for some other reason, is open to collateral attack, and insufficient to bar a recovery of the estate from the purchaser by the judgment debtor or those claiming under him. (3) Because of some matter transpiring subsequent to the judgment or order under which the sale is made, avoiding the sale, for example, a levy and sale after the return day of the process under which the officer acts. The maxim or rule caveat emptor applies with peculiar force to cases in which there is a complete want of title in the execution defendant.' In most of the States there is no report or confirma- tion of the sale ; no time is given for examination of the title ; the therefor, was fraudulently procured by the purchaser in collusion with the administrator, the title thereunder would be open to attack. ' Rice V. Burnett, 39 Tex. 177. Treeraan on Executions, § 335; Herman on Executions, p. 895; Freeman Void Jud. Sales, §48; Roreron Jud. Sales, p. 603; Title "Sheriffs," Am. &Eng. Encyc. of L. The Monte Allegre, 9 Wh. (U. S.) 616. Here the sale was of personal property, but the case lias been constantly cited in applying the same principle to sales of realty under execution. Lang v. Waring, 25 Ala. 625; 60 Am. Dec. 583; Goodbar v. Daniel, 88 Ala. 583; 7 So. Rep. 254; Thomas v. Glazener, 90 Ala. 537; 8 So. Rep. 153. Dauly v. Rector, 10 Ark. 211; 1 Am. Dec. 243. Johns V. Frick, 22 Gal. 512. Methvin v. Bexley, 18 Ga. 551. England v. Clark, 4 Scam. (111.) 486; Walbridge v. Day, 31 111. 379; 88 Am. Dec. 227; Bassett v. Lockard, 60 111. 164; Alday v. Rock Island Co., 45 111. App. 62. Vest v. Weir, 4 Blackf. (Ind.) 135; Walden v. Gridley, 36 Ind, 538. Holtzinger v. Edwards, 51 Iowa, .388. Treptow v. Buse, 10 Kans. 170. Hand v. Grant, 10 Smed. & M. (Miss.) 514; 43 Am, Dec. 528. Miller v. Finn, 1 Neb. 254. Mervin v. Vanlier, 7 N. J. Eq. 34. Vattier v. Lytic, 6 Ohio, 477; Corwin v. Benham, 2 Ohio St. 36; Creps V. Baird, 3 Ohio St. 277. Weidler v. Bank, 11 Serg. & R. (Pa.) 134; Auwerter v. Mathiot, 9 Serg. & R. (Pa.) 399; Friedly v. Scheetz, 9 Serg. & R. (Pa.) 159; 11 Am. Deo. 691; Smith v. Painter, 5 Serg. & R. (Pa.) 223; 9 Am. CAVEAT EMPTOE. 119 purchaser pays the cash, the officer executes a deed, and the transac- tion is ended, so that there is no room for the application of any asserted equitable right to detain the purchase money where the title fails, as in the ordinary case of vendor and vendee. Such sales stand much upon the same footing as tax sales. The purchaser regulates his bid by his knowledge that he will get merely such title as the execution defendant has, though it be utterly worthless ; con- sequently the property is usually knocked down to him at a nominal figure. Again, the sheriff stands in the place of the execution debtor, and sells merely such title or interest as the debtor may have in the property. The sale by the sheriff can amount to no more than a sale by the debtor himself of merely such estate or title as he might have, expressly without warranty, and, as the pur- chaser could in such case neither detain nor recover back the pur- chase money from the debtor on failure of the title, neither can he in such case detain or recover it back from the sheriff or the execu- tion creditor.^ Therefore, stringent applications of the rule ccmeat Dec. 344; Coyne v. Souther, 61 Pa. St. 456; Wills v. Van Dyke, 106 Pa. St. 111. Upham v. Hamill, 11 R. I. 565; 33 Am. Rep. 535. Thayer v. SherifC, 3 Bay (S. Car.), 171; Harth v. Gibbs, 3 Rich. L. (S. Car.) 316; Wingo v. Brown, 14 Rich. (S. Car.) 103. Oberthier v. Stroud, 33 Tex. 535. Henderson v. Overton, 3 Yerg. (Tenn.) 393; 34 Am. Dec. 493, unless the sale was made under a void judgment; Bostick V. Wiuton, 1 Sneed (Tenn.), 541. Saunders v. Pate, 4 Rand. (Va.) 8, where, however, the sale was of personal property. In Methvin v. Bexley, 18 Ga. 551, a purchaser at a sheriff's sale, who had been evicted from the premises, filed a bill to recover from the sheriif a surplus remaining in the sheriff's hands after satisfying the execution, which surplus the sheriff claimed by virtue of other fi. fas. against the same defendant. It was held that the rule cawat emptor applied, and that the bill could not be maintained. The rule caveat emptor, as it applies to sheriffs' sales, is thus defended by the court in Thayer v. Sheriff, 3 Bay (S. C), 169: "These sales are made by operation of law, in which the will and consent of the defendants are never consulted. They are forced upon them, whether they assent or dissent to or from them, and it is their right, whatever that may be, more or less, that is sold by the sheriff, who is a public officer of justice. There is no warranty in law, either express or implied, raised on any of the parties concerned in such a sale; neither on the part of the former owner, the defendant, nor the sheriff, who is the mere organ of the law for transferring the right of the defendant. Caveat emptor, under these circumstances, is the best possible rule that can be laid down or adopted. Every man who goes to a sheriff's sale ought to take care and examine into the title of the defendant care- fully before he attempts to bid; and that is one reason, among many, why prop- erty is in general sold so much under its real value at these sales." > Methvin v. Bexley, 18 Ga. 551. 120 MAEKETABLB TITLE TO EBAL ESTATE. emptor will be found in cases of sales by slierifEs or other minis- terial ofScers under executions, attachments, or other legal process.' The rule caveat emptor applies with additional force if the pur- chaser at a sale under execution was warned that the title was in dispute.' The purchaser at a sale under execution not only takes merely such title as the execution debtor may have, but he takes subject to all equities which may exist against the latter,^ whether he has notice of them or not.* A purchaser at an execution sale is not entitled to the privileges of a purchaser without notice. Thus, it has been held that he takes subject to the right of a third person to require a conveyance of the bare legal title from the execution debtor wliere such person had purchased from the debtor and paid tlie purchase money without taking a conveyance before the execution sale.^ The same rule was applied in a case in which the title to the property was being litigated between the execution defendant and a stranger, the purchaser objecting that a lis pendens had not been docketed, as the law required.^ So, also, where the execution plain- tiff had agreed with tlie defendant that the lien of his judgment should be postponed and made subsequent to a junior mortgage.' But inasmuch as a purchaser at a sale under execution succeeds to all the rights of the execution plaintiff, the rule that he takes sub- ject to all equities against the execution defendant must obviously be taken with the qualification, namely, that if, under the Registry Acts, the judgment under which the sale is made is a lien on the premises in the hands of a purchaser from the judgment debtor, the 'A sale by a sheriff, foreclosing a mortgage, is a "sheriff's sale," within the meaning of the rule caveat emptor. Walbridge v. Day. 31 111. 379; 83 Am. Dec. 337. ' Oberthier v. Stroud, 33 Tex. 533; Boro v. Harris, 13 Lea (Tenu.), 36. "Osterman v. Baldwin, 6 Wall. (U. S.) 116; Bell v. Flaherty, 45 Miss. 694. See cases cited Vol. 6, U. S. Dig. (1st series) 141, § 2302. If the execution defendant have only an equitable estate, and has not paid the entire purchase money, a purchaser under the execution acquires only his interest, and can get a title only by doing those things upon performance of which the debtor himself would have been enabled to demand a conveyance of the title. Walke v. Moody, 65 N. Car. 599; Morgan v. Bouse, 53 Mo. 219. * Vannoy v. Martin, 6 Ired. Eq. (N. Car.) 169; 51 Am. Dec. 418. » Georgetown v. Smith, 4 Grauch 0. C. (U. S.) 91. 8 Rollins v. Henry, 78 N. Car. 343. 'Frost V. Yonkers Sav, Bank, 70 N. Y. 553; 36 Am. Rep. 637. CAVEAT EMPTOE. 121 purchaser under the execution succeeding to the benefit of that hen will take the title discharged from the equitable rights of the pur- chaser from the judgment debtor.* So, if the judgment debtor incumbers the property after the lien of the judgment has attached, a subsequent sale under the judgment will carry a title to the purchaser discharged of the incumbrance.^ It has been held, also, that the purchaser will not be entitled to relief upon the ground that all parties were mistaken in supposing that the exe- cution defendant had an interest in the premises subject to execu- tion.' ISTor will a purchaser at an execution sale be released upon the ground that he had never attended such a sale before, and not hearing the terms of the sale, supposed himself to be buying the entire estate in question, and not merely the debtor's " right, title and interest " therein.'' But it has been held that if the execution plaintiff himself purchase the premises under a mistake as to the application of the proceeds to his lien, the same being absorbed by other liens on the property, the sale will be set aside upon his motion.^ In some of the States sales of realty under execution are required to be reported to court and confirmed before they become conclusive upon the parties. Wherever this practice prevails, it seems that the purchaser may resist the confirmation of the sale upon the ground that the title is bad." ' Halley v. Oldham, 5 B. Mon. (Ky.) 233; 41 Am. Dec. 262; Riley v. Million, 4 J, J. M. (Ky.) 395; Fosdiok v. Burr, 8 Ohio St. 471. 'Nickles v. Haskins, 15 Ala. 619; 50 Am. Dec. 154; Spoor v. Phillips, 27 Ala. 193. Million v. Riley, 1 Dana (Ky.), 359. Tinney v. Watson, 41 111. 215; GofC v. O'Conner, 16 111. 431. Campbell v. Lowe, 9 Md. 500; 66 Am, Dec. 389. Wil- liamson V. Johnston, 13 N. J. L. 86; Den v. Young, 13 N. J. L. 300; Bloom v. Welsh, 27 N. J. L. 177. 'Freeman Void Jud. Sales, § 49. See "Mistake" oh. 35; Wingo v. Brown, 14 Rich. L. (S. 0.) 103. The purchaser in this case refused to comply with the terms of sale, the land was resold, and he was held liable for the difference. Norman V. Norman, 26 So. Car. 41. ■1 Upham V. Hamill, 11 R. I. 565; 23 Am. Rep. 525. * Cummings' Appeal, 38 Pa. St. 509, citing Ontario Bank v. Lansing, 2 Wend. (N. Y.) 260, and Post v. Leet, 8 Paige Ch. (N. Y.) 336, which, however, was a sale by a master in chancery, and not by the sheriff. But see Davis v. Hunt, 3 Bailey (S. C), 413, where an execution plaintiff, who purchased at his own sale under the mistaken supposition that his lien on the property was the oldest, was compelled to complete his purchase. « Wood V. Levis, 14 Pa. St. 9; Am. & Eng. Encyc. of L. "Sheriffs." 16 122 MAEKETABLE TITLE TO EEAL ESTATE. In cei'tain of the States, a purchaser under execution, who has been evicted by one having a title paramount to that of tlie execu- tion debtor, has been permitted to recover the purchase money from the execution plaintiff upon the ground that, ex aequo et hono, the purchaser is better entitled to the money than the execution cred- itor is to withhold it from him.' This doctrine, however, is plainly inconsistent with the rule caveat emptor. If the purchaser cannot detain the unpaid purchase money, a fortiori he cannot recover it back ; and if he cannot recover it back from the execution debtor, a fortiori he cannot recover it back from the execution creditor. Therefore, it has been frequently held that want of title in the debtor gives the purchaser no right of action against the creditor.^ And these cases, it is believed, are sustainable both upon principle and authority. Of course, however, the creditor may, by his con- ' Henderson v. Overton, 3 Yerg. (Tenn.) 393; 24 Am. Dec. 492. Chapman v. Brooklyn, 40 N. Y. 372. Citizens' Bank v. Freitag, 37 La. Ann. 71; Gaines v. Merchantts' Bank, 2 La. Ann. 479; Mcintosh v. Smith, 2 La. Ann. 756. It will be remembered that the rule caveat emptor is not strictly observed in Louisiana, the civil law prevailing there. In New Y''ork, the execution purchaser, if evicted because of irregularity in the proceedings, or error in the judgment on which the execution was issued, may recover the purchase money from " the person for whose benefit the property was sold." Code C. P. N. Y. §§ 1479, 1480; Gerrard's Titles to Real Estate (3d ed.), 797. Several cases have been cited to this proposi- tion which decide nothing more than that money paid under a mistake of fact may be recovered back. Among others are Rheel v. Hicks, 25 N. Y. 389; Kings- ton Bank v. Eltinge, 40 N. Y. 391; 100 Am. Dec. 516; Kelly v. Solari, 9 M. & W. 54; Miller v. Duncan, 6 B. & C. 671. The case of Moses v. jMcPherlan, 3 Burr, 1012; 1 W. Bl. 219, has been relied upon in support of this doctrine, but it can hardly be considered in point, for there the defendant had agreed in writing to indemnify the plaintiff against his indorsement of certain notes, on which indorse- ment the defendant afterwards recovered judgment, in violation of his agreement. = U. S. V. Duncan, 4 McLean (U. S.), 607. Dunn v. Frazier, 8 Blackf. (Ind.) 432. Whitmore v. Parks, 3 Humph. (Tenn.) 95; Kimbrough v. Burton, 3 Humph. (Tenn.) 110. Judice v. Kerr, 8 La. Ann. 462. "England v. Clark, 4 Scam. (111.) 486, the court saying: " The plaintiff has received no more than he was legally entitled to, and, although it came from the purchaser and he has lost the consideration for which he paid his money, it was not the procurement or agency of the plaintiff that induced the purchase or occasioned the loss. He allowed the law to take its course without interposition or control, and by receiv- ing from its oflBcer the fruits of its process, he violated no legal or equitable obUgation, and incurred neither the one nor the other, to refund that which he was entitled to receive." CAVEAT EMPTOR. 123 duct, make himself liable to the purchaser, as where, knowing the title to be worthless, he induces the purchaser to bid by representing it to be good.' § 58. Exceptions. The rule that a purchaser of a worthless title at a sale under execution is without relief is undoubtedly sustained by the weight of authority in America.^ But exceptions to that rule have been declared. Thus, it has been broadly laid down that a sale of land on execution will be set aside on the motion of the purchaser if it appear that the execution defendant had no interest in the land when sold f especially if the execution plaintiff himself be the purchaser.* In some of the States the right of the purchaser to relief when there is no title is fixed by statute.^ If the execiTtion be levied by mistake on the lands of a stranger, the levy and sale will be set aside.* So, also, where an execution has been levied on ' Schwinger v. Hickock, 53 N. Y. 280 2 Ante, p. 118. 3 Eocksell V. Allen, 3 McLean (U. S.), 357. Ritter v. Henshaw, 7 Iowa, 97, an early Iowa case, enforces the rule caveat emptor against the purchaser under cir- cumstances of much hardship. Dean v. Morris, 4 Green (lo.), 313. "Freeman Void Jud. Sales, § 49. Warner v. Helm, 1 Gil. (111.) 330, 334. Wat- son V. Eeissig, 24 111. 381; 76 Am. Dec. 746. Lansing v. Quackenbush, 5 Cow. (N. Y.) 88. Ontario Bank v. Lansing, 3 Wend. (N. Y.) 360, semlle. Ritter v. Henshaw, 7 Iowa, 97. In Alabama if the execution plaintifE purchase the prop- erty the execution is satisfied pro tonto, whether the defendant had or had not title to the property. Thomas v. Glazener, 90 Ala. 587; 8 So. Rep. 153, especially if he had notice of the want of title. McCartney v. King, 25 Ala. 681; Good bar V. Daniel, 88 Ala. 588. ' Hammersmith V. Espy, 19 Iowa, 444. "When any person shall purchase at sheriff's sale any real estate on which the judgment upon which the execution issued was not a lien at the time of the levy, and which fact was unknown to the purchaser, the district court shall set aside such sale on motion,'' etc. Revision, § 8831. This has been construed to mean that if the judgment debtor has no interest in the land sold the purchaser may have the sale set aside. Chambers v. Cochran, 18 Iowa, 159; but see Holtzinger v. Edwards, 51 Iowa, 383, where a narrower construction is given to the statute. But the purchaser cannot under this statute have relief if he buys with notice of the want of title. Cameron v. Logan, 8 Iowa, 434; Jones v. Blumenstein, 77 Iowa, 361. In North Carolina and California there are also statutes giving a remedy to purchasers of worthless titles at execution sales. Halcombe v. Loudermilk, 3 Jones L. (N. C.) 491. Code Civil Proc. Cal. § 708. « De Wolf V. Mallett, 3 Dana (Ky.), 314. In this case, however, the sale was set aside at the instance of the execution plaintiff, the purchaser consenting. 124 MARKETABLE TITLE TO EEAL ESTATE. personal property to which tlie execution defendant had no title, the purchaser, having been compelled to satisfy the true owner, has been held entitled to reimbursement from the execution debtor.* A decision of the Kentucky Court of Appeals establishes the proposition that a purchaser at an execution sale may detain the unpaid purchase money if the execution-defendant had no title, pro- vided the sale was made at the instance of the execution-plaintifE.' Inasmuch as most execution sales are made at the instance of the plaintiff, there would be few cases in which the purchaser would not be permitted to detain the purchase money on failure of the title, if this decision be sound. The decision is apparently at variance with the rule caveat emptor as applied to execution sales. The pur- chaser, it is presumed, might, by examining the public records, have informed himself of the existence of the prior conveyance which defeated the title. In Louisiana, where the civil law prevails, it seems that the pur- chaser at an execution sale may, if the title prove worthless, recover the purchase money either from the plaintiff or the defendant in the execution.' ' Maguire v. Marks, 28 Mo. 193; 75 Am. Dec. 121. Richardson v. MoDougall, 19 Wend. (N. Y.) 80. Sanders v. Hamilton, 3 Dana (Ky.), 550. ' Bartlett v. London, 7 J. J. Marsh. (Ky.) 641. The case is very brief, and its great importance justifies complete reproduction here. The report consists only of an opinion by Robertson, Ch. J,, which was as follows: "The only ques- tion we shall consider in this case is, whether the plaintiS is entitled to a per- petuation of his injunction to an enforcement of his sale bond, in consequence of the fact that the defendant in the execution under which the land was sold (for which the bond was given), had no title to the land. It sufficiently appears that D. C, the defendant in the execution, had conveyed the land to A. C, prior to the date of the execution, and there is no proof tending to show that the con- veyance was inoperative or fraudulent. The legal title must, therefore, be deemed to have been in A. C. and not in D. C. at the time of the levy and sale It also sufficiently appears that the levy and sale were made at the instance of the defendant in error, who was the plaintiff in the execution. In such cases the purchaser, acting in good faith, as the plaintiff seems to have done, has an equitable right to withhold the consideration. The defendant in error is not without his remedj' against his original debtor. Wherefore it is decreed and ordered that the decree of the Circuit Court dissolving the plaintiff's Injunction and dismissing his bill, be reversed and the cause remanded, with instructions to perpetuate the injunction." See, also, Brummel v. Hunt, 3 J. J. Marsh. (Ky.) 709. * See Citizens' Bank v. Freitag, 37 La. Ann. 71. CAVEAT EMPTOE. 125- § 59. Fraudulent representations as to title. If a purcliaser at an exemition sale be induced to bid by the fraudulent representa- tions of the sheriff, the execution creditor, or the execution debtor respecting the title, he will have his remedy, but whether by avoid- ance of the sale, and the detention or the recovery back of the pur- chase money, or by action against the wrongdoer to recover damages for the deceit, is not harmoniously determined by the authorities. There are cases which hold that if the purchaser has been purposely deceived as to the state of the title by any one interested in making the sale, he will be released from his bid and the sale vacated upon his motion.^ Other cases hold that the sheriii is not the agent of the parties interested in the land, and that if he fraudulently mis- represent the title he is personally liable to the purchaser for the damages thence accruing, but that the sale itself must stand ; ' also, 'Rooksell V. Allen, 3 McLean (U. S.), 357. Chambers v. Cochran, 18 Iowa, 159. Wlngo V. Brown, 14 Rich. L. (So. Car.) 103. Moore v. Allen, 4 Bibb (Ky.), 41. Webster v. Haworth, 8 Cal. 31, 26; 68 Am. Dec. 287, which was a sale on execution, the execution creditor falsely representing that his judgment was the first lien on the property. The purchaser was relieved from the payment of the purchase money, the court saying: " It is said that the maxim caveat emptar applies to judicial sales, and that the defendant (purchaser) cannot avail himself of the misrepresentations of the plaintifiE (execution creditor), as he had access to the records of the county, and might have informed himself upon the subject. Grant that the maxim ca-oeat emptor applies to sheriffs' sales, it has never been carried to the extent that such a sale could not be impeached on the ground of fraud or misrepresentation. The maxim only applies thus far, that the purchaser is supposed to know what he is buying, and does so at his own risk. But this pre- sumption may be overcome by actual evidence of fraud, or it may be shown that, in fact, the party did not know the condition of the thing purchased, and was induced to buy upon the faith of representations made by those who, by their peculiar relations to the subject, were supposed to be thoroughly acquainted with it. The fact that the defendant (purchaser) might have examined the pub- lic records does not alter the case. Before such an examination could have been had, the sale would have been over, and he would have lost the opportunity to purchase. If, under these circumstances, he applied to the judgment creditor for information, and, acting upon that information, was misled to his prejudice, he should be relieved, and the actual party in interest estopped from claiming an advantage resulting from his own misrepresentation of facts, whether will- fully or ignorantly made." ■• Hensley v. Baker, 10 Mo. 157, 159, obiter. See Melleu v. Boarman, 13 Sm. & M. (Miss.) 100. Stoney v. Shiiltz, 1 Hill Eq. (So. Car.) 464; 27 Am. Dec. 439. Weidler v. Bank, 11 Serg. & Rawle (Pa.), 134. It is the duty of the sheriff to announce defects of title of which he is informed, and if he conceals them he and 126 MABKETABLE TITLE TO REAL ESTATE. that if the parties in interest are guilty of fraud, the remedy is by action of deceit.' In Pennsylvania it has been intimated that if the purchaser be induced by the sheriff to suppose that he will get a complete legal title, and on that presumption he bids the full value of the clear legal estate, he will be entitled to relief, notwithstanding the rule caveat emptor? § 60. Rights of purchaser from purchaser under execution. A purchaser at an execution sale cannot then, with the exceptions already noted, refuse to pay the purchase money on the ground that the title has turned out to be worthless, his bid being presumed to have been made with that contingency in view.' But one who pur- chases from a purchaser under execution has, of course, a right to demand a conveyance of an indefeasible estate in the absence of any agreement, express or implied, to the contrary. The circum- stance that a vendor holds under a sheriff's deed, if known to the purchaser, may, however, be entitled to some weight in settling a dispute between the parties as to the kind of title the purchaser was to receive. § 61. Title under a void judgment. The title of a purchaser at a sale under execution may be worthless because the judgment on which the execution issued was void for want of jurisdiction, or for some other reason was open to collateral attack. The validity ■of titles under execution comes in question in the ordinary case of the sureties on his official bond will he liahle to the purchaser. Comm'th v. Dickinson, 5 B. Mon. (Ky.) 506; 43 Am. Dec. 139; McGhee v. Ellis, 4 Litt. (Ky.) 244; 14 Am. Dec. 124; Wolford v. Phelps, 2 J. J. Marsh. (Ky.)31. InDwight's Case, 15 Ahb. Pr. (N. T.) 259 (0. S.), a purchaser at an execution sale had been induced to bid by the representations of the plaintiff's attorney that the title was good, the fact being that the defendant had conveyed away the premises before the judgment, under which the sale was made, had been docketed. The pur- chaser was relieved. If the sheriff sell personal property, knowing that the title is bad, and fails to disclose that fact to the purchaser, he will be liable in dam- tiges. Harrison v. Shanks, 13 Bush (Ky.), 620. 'Davis V. Murray, 2 Const. Rep. (So. Car.) 143; 12 Am. Dec. 661; Kilgore v. Peden, 1 Strobh. L. 18, 21, citing Winter v. Dent, JISS. and Towles v. Turner, 3 Hill (So. Car.), 178; Tucker v. Gordon, 4 Desaus. Eq. (S. C.) 53. « Auwerter v. Mathiot, 9 Serg. & R. (Pa.) 397, 403; Cumming's Appeal, 23 Pa. St. 509, 512. « Ante, p. 118. CAVEAT EMPTOE. 127 vendor and purchaser when the vendor derives title through a sheriff's deed, immediately or remotely, and in contests between the sheriff and the purcliaser at the execution sale. It is plain that a title resting upon a void judgment cannot be forced iipon one who, by the terms of his contract, express or implied, may demand a marketable title.^ It remains then to consider whether a purchaser from the sheriff, having regard to the maxim caveat envptor^ may refuse to complete his contract or demand restitution of the pur- chase money upon the ground that the judgment upon which the execution issued was absolutely void. "We have already seen that mere error and iri-egularities in judicial proceedings do not expose a judgment or decree to collateral attack, and, therefore, do not affect the title of a purchaser at a judicial sale. What is there said applies with equal force to titles under execution sales. The reversal of an erroneous judgment does not affect the title of a purchaser under the judgment^ unless the judgment plaintiff was himself the purchaser.^ Nor do mere irregularities in the proceedings subse- quent to judgment, for example, failure of the sheriff to make return or a correct return of the execution vitiate the title of the purchaser,* though there are matters occurring after judgment that will render a sale under execution absolutely void, as will be seen hereafter.^ ' Post, ch. 30, § 397. ' Ante, p. 88; Backhurst v. Mayo, Dyer, 363; Dmry's Case, 8 Coke, 281 (early ed. 143). Shultz v. Sanders, 38 N. J. Eq. 154, Williams v. Cummings, 4 J. J. Marsli. (Ky.) 637; Reardon v. Searcy, 3 Bibb (Ky.), 303; Brown v. Combs, 7 B. Mon. (Ky.) 318. McLogan v. Brown, 11 111. 519. Smith v. Kel- ley, 3 Murp. (N. C.) 507. McGuire v. Ely, Wright (Ohio), 520. ^Freeman on Judgments, § 483; Freeman on Executions, § 847. See ante, p. 89, as to judicial sales. Bank of U. S. v. Bank of Washington, 6 Pet. (U. S.) 19. Bryant v. Fairfield, 51 Me. 148. Mullin v. Atherton, 61 N. H. 20. Stroud v. Kasey, 25 Tex. 740; 78 Am. Dec. 556. Kingsbury v. Stoltz, 23 111. App. 411. Reynolds v. Harris, 14 Cal. 667; 76 Am. Dec. 459. Turk v. Skiles, 38 W. Va. 404. Hoe's Case, 5 Coke, 90 (Lond. ed. 1836, vol. 3, p. 183); Goodyere v. luce, Oro. Jac. 346; Eyre v. Woodfine, Cro. Eliz, 378. * Forest v. Camp, 16 Ala. 643; Love v. Powell, 5 Ala. 58; Driver v. Spenoe, 1 Ala. 540. Heath v. Black, 7 Blackf. (Ind.) 154; State v. Salyers, 19 Ind. 433. Clark V. Lockwood, 21 Cal. 330. Phillips v. Coffee, 17 111. 154; 63 Am. Dec. S57. Shaffer v. Bolander, 4 Greene (lo.), 301. 5 Post, p. 129, this ch. Webber v. Cox, 6 T. B. Mon. (Ky.) 110; 17 Am. Deo. 137. Minor v. Natchez, 4 Smed. & M. (Miss.) 603; 43 Am. Dec. 488. Hendrickson v. 128 MARKETABLE TITLE TO EEAL ESTATE. A purcliaser at a sale under execution, issued on a void judgment, acquires no title.' The weight of authority seems to be that if the proceedings in a suit antecedent to the sale under execution are so defective that a title free from collateral attack by a party to the suit cannot be assured to the purchaser, he will be relieved from his bid, if the purchase money remains unpaid. The proceedings prior to the sale must be adequate to divest the title of the judgment debtor. " Every purchaser," says a recent writer upon this subject, " has a right to suppose that by his purchase he will obtain the title of the defendant in execution. The promise to convey this title is the consideration upon which his bid is made. If the judgment is void, or if, from any cause, the conveyance when made cannot invest him with the title held by the parties to the suit or proceeding, then his bid or other promise to pay is without consideration, and cannot be enforced against him. He may successfully resist any action for the purchase money, whether based upon the bid or upon some bond or note given by him."^ These principles address them- selves to our sense of equity and right, and many cases may be found which sustain them.^ But it is not to be denied that they strongly encroach upon, and are, perhaps, inconsistent with the doctrine caveat emptor as applied to execution sales. Want of juris- diction rendering the judgment void must appear upon the face of the proceedings resulting in the judgment, and the purchaser, by examining the proceedings, would be advised of the defect. If he Railroad Co., 34 Mo. 188; 84 Am. Dec. 76. Smitli v. Kelley, 3 Murph. (N. C:.) 507. Jackson v. Rosevelt, 13 .Johns. (N. Y.) 97. Riddle v. Bush, 37 Tex. 67.1 ' Roberts v. Stowers, 7 Bush (Ky.), 295. Collins v. Jliller, 64 Tex. 118. 2 Freeman Void Jud. Sales, § 48. Bynum v. Govan, (Tex.) 29 S. W. Rep. 1119; Halsey v. Jones, (Tex.) 25 S. W. Rep. 696. The same principles have heen applied in respect to probate and judicial sales proper. See those titles, ante, this chapter. 'Boy kin v. Cook, 61 Ala. 472, the court saying: " If the sale be void then no one is bound by the purchase; and unless the plaintiff actually realizes the pro- ceeds the debt remains unsatisfied." Thrift v. Fritz, 77 111. 55. This, however, was a judicial sale. Burns v. Ledbetter, 56 Tex. 382. The cases of Dodd v. Nelson, 90 N. Y. 243, and Verdin v. Slocum, 71 N. Y. 345, are cited to the text proposi- tion in Freeman on Void Jud. Sales, § 48, but it will be found on examination that these were judicial or quasi judicial sales, in which the purchaser was merely resisting a confirmation of the sale, on the ground that the title was defective — a right which is conceded to him, we believe, everywhere. CAVKAT EMl'TOE. 1 21) chooses to bid without examining the record lie must, if the rule, caveat emptor is to be strictly applied, accept the risk of eviction and complete his purchase. It is as easy for him t(j inform himself as to want of jurisdiction in the court to render the judgment nnder which the sheriff sells, as it is to discover a want of title in the exe- cution defendant, and no reason is perceived why he should be held t(j his bargain in the one case and relieved in the other. It would seem more consistent to relieve him in both cases, ur to hold him bound in both. In Pennsylvania a purchaser at a sheriff's sale may move to have to have the sale set aside at any time before the ileed is exe- cuted and delivered. This was done in a case in which the purchaser at a sale under execution on a \'o\A judgment, bid to protect his interests as a mortgagee of the premises. The sale ■\\'as >et aside and the purchaser relieved from his bid.' § 62. Title under a void execution sale. The judgment on which an execution is issued may be unini[)eacliable, and the title of the defendant may be indefeasible, yet, for s(jrae mattei- occun-ing after the rendition of judgment, the title of a purchaser under the execution may be worthless. The repoits abound with cases in which the judgment debtor, or those claimbig under him, have recovered the prennses from the execution purcluiser or his assigns, upon the ground that the sale itself, without regard to the \'alidity of the antecedent judgment, was void. This has occurred, to men- tion some of the most notable instances, where a sale has been made nnder an execution levied after return day;'^ under an execution against " William V.," on a judgment agahist " \1. AV X . ; " ^ mnier execution issued after the death of the execution defendant, the judgment not having been I'evived ; ' where an appraisement had nut been made or waived, and the land sobl for less than its appraisable ' Connelly v. Philadelphia, 86 Pa. St. 110; Shakc-spcan^ \-. Dclaiicy, ^E TITLE TO EEAL ESTATE. the defective title wlierever, with common or ordinary diligence, he might have informed himself of the objection/ as where it con- sists of an incumbrance of record^ or of a fact appearing from the instruments under which the title is derived and which tlie pur- chaser is presumed to have examined.^ The better opinion, how- ever, seems to be that the doctrine of constructive notice from the public records has no application to questions which arise between vendor and purchaser.* ' Steele v. Kinkle, 3 Ala. (N. S.) 352. 'Steele v. Kinkle, supra. Wiggins v. McGimpsey, 13 Sm. & M. (Miss.) 533. 'In Wagner v. Perry, 47 Hun (N. Y.), 516, it was held that the vendor was not in fault in failing to mention the fact that a map had been filed by the public officials increasing the width of a street which bounded the property. *Post, ch. 11, § 104. Nichol v. Nichol, 4 Baxt. (Tenn.) 145. CHAPTER IX. TENDER OP PERFORMANCE AND DEMAND FOR DEED. GENERAL RULE. § 86. EXCEPTIONS. § 87. DUTY OF THE VENDOR TO TENDER PERFORMANCE. § 88. PLEADINGS. § 89. § 86. GENERAL RULE. Few contracts foi' the sale of lands are completed at the time the vendor agrees to sell and the purchaser agrees to buy. Ordinarily the final execution of the contract is postponed, at the instance of the purchaser, until some day in the future, either that he may have time in which to examine the title or for his convenience and accommodation in respect to the pay- ment of the purchase money. And sometimes performance is post- poned at the instance of the vendor, either because he is not ready to deliver possession or because he desires time in which to remove an objection to the title. Under these circumstances the respective covenants of the parties to pay the purchase money and to execute a conveyance are either mutual, concurrent and dependent, that is, to be performed at one and the same time ; or, independent, in which case full performance by one of the parties may be exacted as a condition precedent to performance by the other. Hence, it follows that whenever, by the terms of the contract, the payment of the purchase money and the conveyance of a good title, are dependent and concurrent acts, the purchaser must pay, or offer to pay, the purchase money in full, demanding at the same time that the vendor shall execute and deliver to him a deed conveying an indefeasible estate in the premises.' The vendor must be given ■Chittj Cont. (lOtb Am. ed.) 333; 1 Sugd, Vend. (8th Am. ed.) 341; 2 Dart Vend. (4th ed.) 877. Poole v. Hill, 6 M. & W. 835; Baxter v. Lewis,For. Ex. 61; Mattock V. Kinglake, 10 Ad. & EI. 50. Clemens v. Logglns, 1 Ala. 632. Smith V. Henry, 2 Eng. (Ark.) 207; 44 Am. Dec. 540; Byevs v. Aikin, 5 Ark. 419; Dren- nere v. Boyer, 5 Ark. 497. Dennis v. Strasburger, 89 Cal. 588; 36 Pac. Rep. 1070. Ishmael v. Parker, 13 111. 334; Headley v. Shaw, 39 111. 884; Warren v. Richmond, 53 111. 53; Cronk v. Trumble, 66 III. 438. Sheets v. Andrews, -2 Bl. (Ind.) 274; Browning V. Clymer, 1 Ind. 579; Axtel v. Chase, 77Ind. 74. Stockton v. George, 5 How. (Miss.) L. 173; Johnston v. Beard, 7 8m. & M. (Miss.) 317; Stadifer v. Davis, 13 Sm. & M. (Miss.) 48; Hudson v. Watson, 36 Miss. 357; Hill v. Samuel, 31 Miss. 307. Hudson v. Swift, 30 Johns. (N. Y.) 23; ®uthrie v. 200 MARKETABLE TITLE TO EEAL ESTATE. an opportunity to perforin his contract before he can be put in default, and an action maintained against him for breach of the con- tract, or to recover back the purchase money, or to compel specific performance of the contract. The covenants being dependent the purchaser must, as a general rule, tender the purchase money, -whether he wishes to rescind the contract, or to affirm it by action to recover damages for the breach.^ Generally these agreements will be construed to be dependent, unless a contrary intention appears. The question whether they are or are not dependent will be determined by the manifest intention of the parties and not from any particular word or phrase which the contract may contain.^ Parol evidence of the surrounding circumstances will be admitted to show whether, at the time of the execution of a written contract for the sale of lands, it was the intention of the parties that the payment of the purchase money on the one part and the execution of a conveyance on the other were to be mutual and concurrent acts.^ Thompson, 1 Oreg. 353. Baum v. Dubois, 43 Pa. St. 360; Poulson v. Ellis, 60 Pa. St. 134; Irvin v. Bleakley, 67 Pa. St. 24. A pm-ohaser seeking to enjoin tlie collection of the purchase money on the ground of defect of title and non execu- tion of a conveyance, must aver a tender of the purchase money. Harris v. Bol- ton, 8 Miss. 167. An abandonment of the possession by the purchaser, without a tender of the purchase money, is no defense to an action for the purchase money. Clemens v. Loggins, 1 Ala. 623. A purchaser rescinding the contract for defect of title should tender payment and demand a conveyance, or take some other step showing an intention to give up his bargain. Hunter v. Goudy, 1 Ohio, 449. Where a vendor has received the purchase money, and no time has been specified in which the deed is to be made, there should be a demand for a deed and a refusal to execute it, before a suit to recover back the purchase money can be maintained. McNamara v. Pengilly, (Minn.) 59 N. W. Rep. 1055. Kime v. Kime, 41 111. 397. Walters v. Miller, 10 Iowa, 427. Where the deed is to be made by executors, no such action can be maintained before the executors have quali- fied. Hyde v. Heller, 10 Wash. 586; 89 Pac. Rep. 349. ' Irvin V. Bleakley, 57 Pa. St. 24, 38. n Sugd. Vend. (8th Am. ed.) 363 (239); Dart's Vend. (Waterman's Notes) 449. ^ Sewall V. Wilkins, 14 Me. 168. This was an action bj^ the purchaser on a title bond executed by the vendor. Testimony was admitted, over the objection of the plaintiff, to show that he (the plaintiff, purchaser) knew at the time of the purchase that there was a technical objection to the title which could probably not be removed precisely at the time fixed for completing the contract. "The law," said Weston, C. J., " is well settled that whether the acts to be performed by the parties respectively in a covenant or agreement are to be regarded as mutual, dependent, concurrent or otherwise, is to be determined by their inten- TENDER OF PERFORMANCE AND DEMAND FOR DEED. 201 The mere failure of the vendor to tender a conveyance and demand payment of the purchase money on the day fixed for com- pleting the contract will not excuse a failure of the purchaser to tender performance on his part, unless it also appear that the vendor had no title and was imable to convey. The mere neglect of the parties to perform the contract at the appointed time cannot, with- out anything more, amount to a rescission.' If the vendor be absent from his residence or usual place of abode when the pur- chase money becomes due, a tender to some person left in charge there will be sufficient ; a personal tender to the vendor is not abso- lutely necessary.^ It has also been held that the expression " tender of the purchase money," as used in this connection, does not mean such a tender as amounts in law to a payment of the debt ; it means a readiness, willingness and ability to pay, accompanied by notice thereof to the other party.^ So, also, tender of performance by the vendor does not mean in every ease the actual production and tender of a deed ; if the purchaser himself does not tender performance, it is sufficient for the preservation of the rights of the vendor that he be able and willing to execute, and offers to execute and deliver, such a conveyance as the contract requires.* § 87. EXCEPTIONS. The rule which requires a tender of the purchase money and demand of a deed on the part of the purchaser does not apply where the vendor's abstract shows a bad title,^ or where the inability of the vendor to make a good title is so apparent tion, apparent from the written evidence of what has been agreed, in connection with the subject-matter to which it is to be applied." ' Townsend v. Tufts, 95 Cal. 257; 30 Pac. Rep. 528. ^ Smith V. Smith, 35 Wend. (N. Y.) 404. Here a tender to the son of the vendor at her home, she being absent, was held sufficient. 2 Smith V. Lewis, 26 Conn. 110. Clark v. Weis, 87 111. 438; 29 Am. Rep. 60. Booth V. Saffold, 46 Ga. 278. It seems that an averment of ability and willing- ness to pay on tender of a good title is sufficient. Smith v. Robertson, 11 Ala. 840. But see Englander v. Rogers, 41 Cal. 420, where it was said that the pur- chaser must -produce and offer to pay the purchase money. " Wells V. Day, 124 Mass. 138. Teal v. Langdale, 78 Ind. 339. '1 Sugd. Vend. (8th Am. ed.) 867; 3 id. 212; Dart Vend. (Gould's Am. ed.) 504, 510. Seward v. WlUcock, 5 JEast, 198; Knight v. Crockford, 1 Esp, 189; Wilmot V. Wilkinson, 6 B. & 0. 506. Johnson v. Collins, 17 Ala. 318; Garnett V. Yoe, 17 Ala. 74; Bedell v. Smith, 37 Ala. 619. Lawrence v, Taylor, 5 Hill (N. Y.), 107; Holmes v. Holmes, 13 Barb. (N. Y.) 137; Foster v. Herkimer Mfg. Co., 12 Barb. (N. Y.) 352; Spaulding v. Fierle, 86 Hun (N. Y.), 17; Glenn v. 26 202 MARKETABLE TITLE TO REAL ESTATE. that a tender and demand would be superfluous ;^ as where the premises have been recovered from the purchaser by one claiming under a paramount title,^ or under an incumbrance created by the vendor,' or where the vendor has conveyed away the premises to a third person ;* or where the sale was by agent and the principal has repudiated the contract.^ If the contract provide that the vendor shall show a good title as a condition precedent to the payment of the purchase money, the purchaser need not tender the purchase money and demand a conveyance before maintaining his action, unless the good title be shown. ^ An apparent contradiction is involved in the two propositions that the purchaser need not tender the purchase money and demand a deed when the vendor's abstract shows a bad title, and that the vendor is entitled to a reasonable time in which to remove incumbrances and objections to the title, unless the first proposition is strictly limited to those cases in which the defect or incumbrance is incapable of removal, so that a tender would be utterly vain and nugatory.'' If the purchaser Rossler, 88 Hun (N. Y.), 74; 34 N. Y. Supp. 608: Higgins v. Eagleton, 34 N. Y. Supp. 225. 'Magee v. McMillan, 30 Ala. 421; Griggs v. Woodruff, 14 Ala. 9; Smith v. Robertson, 23 Ala. 324. Holmes v. Holmes, 12 Barb. (N. Y.) 137. Blann v. Smith, 4 Bl. (Ind.) 517; Bowen v. Jackson, 8 Bl. (Ind.) 203; Carpenter v. Lock- hart, 1 Ind. 434. Edmonds v. Cochran, 13 Iowa, 488. Baynes v. Bernhard, 12 Ga. 150. 2 Kerst V. Ginder, 1 Pittsb. (Pa.) 314. 2 Buchanan V. Lorman, 3 Gill (Md.), 51. Delavan v. Duncan, 49 N. Y. 485. So, where the premises have been sold under an incumbrance which the vendor engaged to remove. Way v. Raymond, 16 Vt. 371. *2 Sugd. Vend. (8th Am. ed.) 212(516). Post, §253. Sir Anthony Main's Case, 5 Coke's Rep. 211. Wilhelm v. Fimple, 31 Iowa, 131; 7 Am. Rep. 117. Nesbitt V. Miller, 125 Ind. 106; 25 N. E. Rep. 148. Smith v. Rogers, 42 Hun (N. Y.), 110. Baum v. Dubois, 43 Pa. St. 260; Irviu v. Bleakley, 67 Pa. St. 24. In Sons of Temp. v. Brown, 9 Minn. 157, it was held that a tender of the pur- chase money might be made to the grantee of the vendor, he having notice of the purchaser's rights. ' Where the sale is by an agent the purchaser is entitled to a conveyance from the principal, and if the principal refuse to convey the purchaser may recover back the purchase money without making a tender or showing readiness to per- form the contract. Bell v. Kennedy, 100 Pa. St. 215. « 1 Sudg. Vend. (8th Am. ed.) 363 (239). ' Read v. Walker, 18 Ala. 333, where it was said that if the vendor has no title, and cannot procure or cause one to be made, the law does not impose on the pur- TENDER OF PEEFOEMANCE AND DEMAl^D FOR DEED. 203 seeks to rescind the contract, or to recover damages against the ven- dor for non-performance, it seems to be tlie better opinion that the mere existence of an incumbrance upon the property will not excuse him from performing or tendering performance on his part, if the incumbrance can be discharged out of the purchase money. The vendor should be given an opportunity to remove the incumbrance.^ But there are cases in which the contrary view has been taken.^ If , however, in a case in which the estate is incumbered, the purchaser seeks not a rescission, but specific performance o f the contract,' or if he sues to recover liquidated damages for a breach of the contract,, it seems that the purchaser loses no rights by failing to tender per- formance.* 'No duty devolves upon the purchaser to tender the purchase money and demand a conveyance in a case in which the acts and conduct of the vendor himself show an intent to rescind the contract,' e. g., where the vendor has expressly notified the chaser the useless ceremony of preparing and tendering a deed before he can apply to a court of equity for a rescission of the contract, since he would not be bound under such circumstances to accept the deed, although the vendor should be willing to execute it. ' 2 Sugd. Vend. (8th Am. ed.) S5 (425), where it is said that an incumbrance is. no objection to the title if the incumbrancer can be compelled to join in the conveyance. ^Morangev. Morris, 34 Barb. (N. Y.) 311; affd., 33 How. Pr. (N. Y.) 178, where it was said to be the duty of the vendor to remove incumbrances before the time fixed for completing the contract. The purchaser was permitted to recover his deposit and the costs of examining the title. Hewison v. Hoffman, 4 N. Y. Supp. 621. »Kerr v. Purdy, 50 Barb. (N". Y.) 24. * Karker v. Haverley, 50 Barb. (N. Y.) 79. In this case the purchaser tendered the cash payment, but refused to execute a bond and purchase-money mortgage for the deferred payments upon the ground that the property was incumbered. The vendor then brought an action to recover $600 liquidated damages. Judg- ment was rendered for the defendant. 'Mathison v. Wilson, 87 111. 51. Sims v. Boaz, 19 Miss. 318. Drew v. Pedlar, 87 Cal. 443; 25 Pac. Rep. 749. Buchanan v. Lorman, 8 Gill (Md.), 51. Thus, where the purchaser had paid part of the purchase money, and a conveyance had been executed in escrow, and afterwards the vendor reclaimed the escrow from the holder and denied the validity of the contract with intent to rescind the same, it was held that the purchaser might recover back the purchase money paid with- out showing a tender of that which remained unpaid, and demand of the deed. Merrill v. Merrill, 95 Cal. 834; 80 Pac. Rep. 542. ■204 MAEKETABLB TITLE TO REAL ESTATE. purchaser that he will not execute a conveyance/ or receive the purchase money.^ Mere inability of the vendor to make a perfect title will not, under all circumstances, relieve the purchaser of the duty of tender- ing the purchase money and demanding a conveyance, as where the objection to the title is an incumbrance, lien, or charge, that may be removed by application of the purchase money. ^ § 88. DUTY or THE VENDOB TO TENDER PEREORMAlirCE. If, under the contract, the payment of the purchase money and the ■conveyance of a good title be concurrent and dependent acts, the purchaser may detain the purchase money until such a conveyance is tendered to him, or until the vendor shall show himself ready, able and willing to execute such a conveyance as the purchaser shall devise. The vendor must fully perform or tender performance on his part before he can put the purchaser in default.* If the con- ' Traver v. Halstead, 33 Wend. (N". Y.) 66; Foot v. West, 1 Den. (N. T.) 544 Eemy v. Olds, 88 Cal. 537. It has been said that if the vendor denies the obliga- tion of the contract, or places himself in such a position that it appears that if a tender of the price were made it would be refused, the purchaser need make no tender of payment or demand of a conveyance in order to preserve his rights. 3 Warvelle Vend. 774, citing, for the first proposition, Brock v. Hidy, 13 Ohio St. 306, and for the second, Deichman v. Deichman, 49 Mo. 107. Brown v. Eaton, '31 Minn, 409. See, also, Quimby v. Lyon, 63 Cal. 394. So, no tender is necessary when the vendor is proceeding on his legal title against the purchaser. Irvin v. Bleakley, 67 Pa. St, 24, 28, dictum. - Stone V. Sprague, 20 Barb. (N. Y.) 509. * In Hartley v, James, 50 N. Y. 38, the court said: " Mere defect of title in the vendor and a present inability to give such title as the contract calls for, may not, in all cases, and under all circumstances, dispense with a tender of payment and a demand of a conveyance by the vendee in order to entitle the latter to maintain an action for the money already paid, or to defend an action for the purchase money, if the payment becomes due before a deed is to be given by the terms of the contract. Under some circumstances the court will not hold a contract void by reason of the inability of the seller to make a perfect title, but will put the purchaser to a tender of payment and a demand of the deed, to the end that the seller may make his title good," Citing Harrington v. Higgins, 17 W. R. 376; Green v. Green, 9 Cow. (N. Y.) 46; Greenby v. Cheevers, 9 Johns. (N. Y.) 126. ■> 1 Sugd. Vend. (8th Am. ed.) 364 (240); Chitty Cent. (10th Am. ed.) 330. Swan V. Drury, 23 Pick. (Mass.) 485. Critchett v. Cooper, 65 N. H. 167; 18 Atl. Rep. 778. McWilliams v. Long, 32 Barb. (jST. Y,) 194; 19 How. Pr. 547. Guthrie v. Thompson, 1 Oregon, 353. Pershing v, Canfleld, 70 Mo. 140. Overly v. Tipton, '68 Ind. 410; Soule v. Holdridge, 63 Ind. 213; Melton v. Coffelt, 59 Ind. 310; TENDER OP PEEFOEMANCE AND DEMAND FOE DEED. 205- tract provide that the purchase money shall not be paid until the title has been perfected to the satisfaction of the purchaser, the vendor cannot put the latter in default until he is able to execute a deed conveying a perfect title, and has advised him of the fact.' The rule that the vendor must tender performance in order to put the purchaser in default does not apply if the latter has given notice that he v^ill be unable to pay the purchase money, even though the abstract furnished by the vendor shovred an objection to tiie title. The vendor is under no obligation to remove or offer to remove the objection when the purchaser declares his own inability to complete the contract.^ Nor where the purchaser declares that he will not accept a deed.' If the purchase money is payable in installments, and the piirchaser is not to receive a deed until the last installment is paid, the covenants are independent, except as to the last install- ment,^ and the weight of authority seems to establish the rule that, the purchaser cannot decline to pay one of the intermediate install- ments upon the ground that the vendor has no title, for non constat, but that he may acquire or perfect the title before the last install- ment becomes due.^ It may be doubted whether this rule would Parker v. McAllister, 14 Ind. 13. In Stingle v. Hawkins, 8 Blaokf. (Ind.) 435, a vendor executed a title bond conditioned to make a deed on the payment of cer- tain notes for the purchase money, payable two years after date, and it was held that a suit on the notes would not lie until the vendor had offered to make a. deed, or had shown a suflBcient reason for not doing so. Citing Leonard v. Bates, 1 Blaokf. (Ind.) 172; Owen v. Norris, 5 id. 479; Burrows v. Yount, 6 id. 458; 39' Am. Dec. 439. ' Kirkland v. Little, 41 Tex. 456. ' Johnston v. Johnston, 48 Minn. 5; 44 N. "W. Rep. 668. 'Sweltzer V. Hummel, 3 Serg. & R. (Pa.) 328; Hampton v. Specknagle, 9 Serg. & R. (Pa.) 33; 11 Am, Dec. 704. Buoklen v. Hasterlik, 155 111. 428; 41 N. E. Rep. 561. * Terry v. George, 37 Miss. 539. Kane v. Hood, 18 Pick. (Mass.) 281, the court saying: ' ' Where the whole purchase money Is to be paid at once, and the deed is to be then given, the covenants are held to be dependent, because it is unreasonable to presume that the purchaser intended to pay the whole consideration without having the equivalent in a title to the land purchased. The same reason applies to the last installment." McLeod v. Snyder, (Mo.) 19 S. W. Rep. 494. If suit be delayed until all the installments become due, then the covenants to pay and to make title become dependent. Johnson v. Wygant, 11 Wend. (N. Y.) 48. 'Post, ch. 34, § 358. Kane v. Hood, 18 Pick. (Mass.) 381. Duncan v. Charles, 4 Scam. (HI.) 561; Runkle v. Johnson, 30 111. 838; Monson v. Stevens, 56111. 335. 206 MAEKKTABLE TITLE TO REAL ESTATE. apply in a case in wliicli it is clear that the vendor cannot get in an outstanding title because vested in a person incompetent to convej', such as an infant or lunatic ; or in a case in which the vendor is utterly insolvent. It has been held that the rule that the vendor must tender a conveyance before he can enforce the payment of the purchase money, does not ap])ly to a proceeding in equity to collect the purchase money. The reason stated for this exception is that the rights of the jDurchaser may be protected upon final decree in the cause.' The vendor is not bound to tender a deed to a sub-pur- chaser ; it is sufficient if he make tender to the original purchaser. He cannot be required to hunt up the assignees of the purchaser.^ In the American States,' with but few exceptions,* it is the duty of the vendor to prepare and pay for the conveyance and have it in readiness for delivery when demanded by the purchaser. In the English practice, the purchaser prepares the conveyance and tenders it to the vendor with the purchase money.' The American rule, as generally expressed, is that, to put the vendor in default, it is neces- sary that the vendee should demand a deed, wait a reasonable time Johnson v. Wygant, 11 "Wend. (K. Y.) 50, semble; Harrington v. Higgins, 17 Wend. (N. Y.) 376. Lockwood v. Hannibal & St. J. R. Co., 65 Mo. 333; Smith V. Busby, 15 Mo. 387; 57 Am. Dec. 307. Oakes v. Buckley, 49 Wis. 593. ' Rutherford v. Haven, 11 Iowa, 587; Winton v. Sherman, 20 Iowa, 395. The same rule seems to prevail in Texas; Bridge v. Young, 9 Tex. 401; Lawrence v. Simonton, 13 Tex. 230; Taylor v. Johnston, 19 Tex. 851. - Heidenberg v. Jones, 73 111. 149. 8 Taylor v. Longworth, 14 Pet. (U. S.) 175. Stone v. Lord, 80 N. Y. 60. Seeley v. Howard, 13 Wis. 336; Dye v. Montague, 10 Wis. 15. Hill v. Hobart, 16 Me. 164. Especially if the contract provides that the vendor shall " make and execute a deed," Walling v. Kinnaird, 10 Tex. 508; 60 Am. Dec. 216. Fairfax v. Lewis, 2 Rand. (Va.) 30. Standifer v. Davis, 13 Sm. & M. (Miss.) 48. Sous of Temp. V. Brown, 9 Minn. 157. Baston v. Clifford, 68 111. 67; 18 Am. Rep. 547. The purchaser is not obliged to prepare and tender a deed, unless such an obligation can be fairly inferred from the contract. Buckmaster v. Grundy, 1 Scam. (111.) 310; Headley v. Shaw, 39 111. 354. It is only necessary that the pur- chaser shall allege that he demanded a deed; be need not allege that he prepared it and presented it for execution. Standifer v. Davis, 13 Sm. & M. (Miss.) 548. ^Byers v. Aiken, 5 Pike (Ark.), 419, 497. But see Arledge v. Brooks, 22 Ark. 437. In Alabama, the English rule that the purchaser must prepare the convey- ance and tender it to the vendor to be executed, has been held to prevail. Wade V. Killough, 5 Stew. & P. (Ala.) 450; Chapman v. Lee, 55 Ala. 616. n Sugd. Vend. (8th Am. ed.) 366 (341). TENDER OF PEEFORMANCE AND DEMAND FOE DEED. 207 for the vendor to get it drawn, and tlien present himself to receive it.^ Of course, the parties may contract that the purchaser shall prepare and tender the deed for execution.^ It has been held that a personal representative of an assignee of the vendor, having no connection with the contract and no act to perform in respect to it, need not tender a conveyance as a .condition precedent to the enforcement of a vendor's lien on the property.^ But it was held in the same case that the court would not direct a sale of the land, unless the purchaser put himself in default by declining to pay the purchase money. There are cases which hold that to put tlie vendor in default, the purchaser must demand the deed, wait a reasonable time for the vendor to have it drawn, and again present himself and make a second demand ; ^ the purchaser being at liberty, however, to obviate the necessity of a second demand, by himself preparing and tender- ing the deed.' But the better opinion seems to be that it is the duty of the vendor to prepare the deed and have it in readiness for deliveiy at the time appointed for the completion of the contract, and that a demand for the deed at that time is sufficient to put him in default." § 89. PLEADINGS. As a general rule, in any case in which the purchaser seeks to avail himself of his right of action against the vendor for non-performance of the contract, when the payment of the purchase money on the one part, and the conveyance of a good title on the other, are dependent and concurrent acts, he must, in his pleadings, aver an actual performance or tender of performance 'Puller V. Hubbard, 6 Cow. (N. Y.) 13; 16 Am. Deo. 423; Hackett v. Huson, 3 Wend. tN. Y.) 250. Dye v. Montague, 10 Wis. 15. 'Tinney v. Ashley, 14 Pick. (Mass.) 546; 36 Am. Dec. 620. As where the con- tract provides that the vendor shall execute such conveyances as the purchaser shall devise. Sweitzer v. Hummel, 3 Serg. & R. (Pa.) 228. ^Mhoon V. Wilkinson, 47 Miss. 638, * Puller v. Hubbard, 6 Cow. (N. Y.) 13; 16 Am. Dec. 423; Puller v. Williams, 7 Cow. (N. Y.) 53; 17 Am. Dec. 498; Hackett v. Huson, 3 Yfend. (N. Y.) 250; Connelly v. Pierce, 7 Wend. (N. Y.) 129; LutwelJer v. Linnell, 13 Barb. (N. Y.) 512; PearsoU v. Prazer, 14 Barb. (N. Y.) 564. Johnston v. Beard, 7 Sm. & M. (Miss.) 214; Hudson v. Watson, 26 Miss. 357. "Connolly v. Pierce, 7 Wend. (N. Y.) 139, 133; Wells v. Smith, 2 Edw. (N. Y.) 78; Foote v. West, 1 Den. (N. Y.) 544; Camp v. Morse, 5 Den. (N. Y.) 164. « Carpenter v. Brown, 6 Barb. (N. Y.) 147. 208 MAEKETABLE TITLE TO REAL ESTATE. on his own part/ or aver a present willingness ana ability to per- form,^ or set out facts which excuse his own non-performance, such as an absolute want of title in the vendor, or that the vendor had notified him that he would not or could not complete the contract.'' Wherever it is necessary that the purchaser shall have tendered a conveyance and the purchase money as a condition precedent to his right to rescind the contract, or to recover damages for the breach thereof, he must, in any pleading in which he asserts those rights, aver the performance of such condition, or the pleading will be fatally defective.'' ' Clark V. Locke, 11 Humph. (Tenn.) 300. Grace v. Regal, 11 8. & R. (Pa.) 351. ' Smith v. Robertson, 11 Ala. 840. ' Sons of Temp. v. Brown, 9 Minn. 157. * Johnston v. Beard, 15 Miss. 314. CHAPTER X. MEASURE OF DAMAGES FOR INABILITY TO CONVEY A GOOD TITLE. GENEBAL OBSERVATIOITS. § 90. WHERE THE VENDOR ACTS IN GOOD FAITH. Flureau v. Thornhill. Hopkins v. Lee. § 91. Barter contracts. § 92. Expenses of examining the title. § 93. Interest. § 94. Rents and profits. § 95. Improvements. § 96. WHERE THE VENDOR ACTS IN BAD FAITH. § 97. WHERE THE VENDOR EXPECTS TO OBTAIN THE TITLE. § 98. WHERE THE VENDOR REFUSES TO PERFECT THE TITLE. § 99. LIQUIDATED DAMAGES. § 100. § 90. GENERAL OBSERVATIONS. Damages for breach of a con- tract for the sale of lands by the vendor are either nominal ; that is, mere reimbursement for such part of the purchase money as has been paid, with interest, costs, expenses of examining the title, etc.,' or substantial ; that is, reimbursement in these particulars, and, in addition, the difEerence between the value of the land at the time the contract was made measured by the purchase jDrice, and the fair market value of the land at the time of the breach ; in other words, damages to the purchaser for the loss of his bargain.^ Profits which ' It is hoped that the application of the term "nominal damages " to a recovery of the purchase money, with interest, etc., will lead to no confusion of ideas. Of course, if the purchaser gets hack only his purchase money, interest and expenses, his recovery of damages is merely nominal. The following language of Earl, J., in Mack v. Patchin, 40 N. Y. 171, clarifies the point: " Where the con- tract is executory, no deed having been given, in cases where no part of the pur- chase money has been paid, the vendee can recover only nominal damages; and in cases where the purchase money has been paid, he can recover the purchase money, interest and nominal damages." = The purchaser's measure of damages for the loss of his bargain will generally be the difference between the contract price and the enhanced value of the land when the conveyance should have been made. 2 Dart V. & P. (4th Eng. ed.) 873; 3 Sedg. Dam. (8th ed.) § 1018. Engel v. Fitch, L. R., 3 Q. B. 314. Hop- 27 210 MABKETABLE TITLE TO REAL ESTATE. the purchaser might have made by a resale of the land under a contract existing at the time of his purchase cannot be allowed as damages, unless, perhaps, the vendor had notice of such contract at the time of the sale.^ ISTor can the purchaser include in his esti- mate of damages profits anticipated from the prosecution of his business on tlie premises which should have been conveyed to him. Such damages are too remote, and are, besides, speculative and incapable of ascertainment.^ The question whether the purchaser is entitled to nominal or sub- stantial damages for breach of the contract usually arises under the one or the other of the following circumstances : (1) Where the vendor acts in good faith, believing that his title is free from objection. (2) Where the vendor acts in bad faith, knowing that he has no title and no prospect of acquiring it. (3) Where, having no title, the vendor expects to acquire it in time to complete the contract. (4) Where the title is defective or the estate incumbered, and the vendor has the power to cure the defect or remove the incumbrance, but neglects or refuses to do so. It need hardly be said that the purchaser may always recover for the loss of his bargain wlierever the vendor, having a good title, per- versely and wrongfully refuses to convey,^ or puts it out of his power to perform the contract by conveying to a stranger without kins V. Lee, 6 Wh. (U. S.) 109. Baldwin v. Munn, 2 Wend. (N. Y.) 399; 30 Am, Dec. 637; Driggs v. Dwight, 17 Wend. (N. Y.) 71; 31 Am. Dec. 283; Fletcher v. Button, 6 Barb. (N. Y.) 647; Brinckerhoff v. Phelps, 43 Barb. (N. Y.) 469; Pringle V. Spaulding, 53 Barb. (N. Y.) 17. Bitner v. Brough, 11 Pa. St. 127; Measou v. Kaine, 67 Pa. St. 133. ' Sanderlin v. Willis, 94 Ga. 171; 21 S. E. Rep. 391. ' Q-reene v. Williams, 4.5 111. 206; Hiner v. Richter, 51 111. 399. These were both cases in which the vendor refused, without sufficient cause, to perform his contract. A fortiori would the rule apply where he was prevented from per- forming the contract by an unsuspected defect of title. 33 Sedg. Dam. (8th ed.) § 1006. Baldwin v. Munn, 3 Wend. (N. Y.) 399; 20 Am. Dec. 627; Brinckerhoff v. Phelps, 34 Barb. (N. Y.) 100; S. C, 43 Barb. (N. Y.) 469. Rowland v. Dowe, 3 Murph. (N. C.) 347; Lee v. Russell, 8 Ired. Eq. 526. But if the contract were not in writing, the purchaser can recover only what he has disbursed. He can have nothing under the contract, that being void. Welch V. Lawson, 32 Miss. 170. Rineor v. Collins, 156 Pa. St. 342. MEASURE OF DAMAGES FOE INABILITY TO CONVEY A GOOD TITLE. 211 notice of the purchaser's rights.^ Were the rule otherwise, the vendor might in every ease in which the land had enhanced in value before the time fixed for making the conveyance sell to a third per- son, return the purchase price to the firsJ; purchaser, and put in his own pockets the difference between the two values. But if the vendor abandon the contract and the purchaser acquiesces in tlie vendor's attempt to rescind, instead of demanding a deed and stand- ing upon the contract, he can recover only the purchase money and interest.^ § 91. WHERE THE VENDOR ACTS IN GOOD FAITH. Flureau V. ThornMU. Hopkins v. Lee. As a general rule a vendor of property, whether real or personal, who, from whatever cause, fails to perform his contract, is bound to place the purchaser, so far as money will do it, in the position he would have been ill if the contract had been performed. Ordinarily the motives and purposes of either party in entering into the contract, or the intent of either to abandon or to perform it, are irrelevant to the question of what measure of damages shall be awarded in case of a breach.' An exception to this rule has been held to exist wherever the vendor of real property is unable to convey a good title, if he in good faith entered into the contract believing that his title was good.* The leading case upon this point in England is Flureau v. J. Dam. 183. Dustin v. Newcomer, 8 Ohio, 49. Wilson v. Spenser, 11 Leigh (Va.), 261. Gerault v. Anderson, 2 Bibb (Ky.), 543. Sweem v. Steele, 5 Iowa, 352. Case v. Wolcott, 33 Ind. 5. Phillips v. Herndon, 78 Tex. 378. » Fowler v, Johnson, 19 Ind. 207. 'CocKBUEN, L. C. J., in Engel v. Fitch, L. R, 4 Q. B. 659. 3 Sedg. Dam. 180, 181. " 1 Sugd. Vend. (8th Am. ed.) 537; Chitty Cont. (10th Am. ed.) 338; 2 Dart V & P. (4th Bng. ed.) 873; 3 Sutherland Dam. 207, 208; 2 Add. Cont. (8th ed.) 401 (901). Flureau v. Thornhill, 2 W. Bl. 1078 (1776); Clare v. Maynard, 6 Ad. & El. 519; Buckley v. Dawson, 5 Ir. C. L. R. 211; Simons v. Patchett, 7 E. & B. 568. Pounsett v. Fuller, 17 C. B. 660; Lock .v. Furze, L. R., 1 C. P. 458, obiter. "Walker v. Moore, 10 Bam. & C. 416; S. C, 21 E. C. L. R. 179, was a strong case. The vendor acting bona fide delivered an abstract showing a good title; and the purchaser, before verifying the abstract, resold the property in several portions to sub-purchasers at a large profit (£1,500). Afterwards, on comparing the abstract with the original deeds, the title was found to be defective, in conse- quence of which the sub-purchasers refused to complete the contract. The pur- chaser claimed damages for the profits which he would have realized from the 212 MAEKETABLE TITLE TO EEAL ESTATE. Thornhill,' Sir "William Blackstone being one of the judges who dehvered opinions in that case. Some dissatisfaction with tliis decision has been expressed in several English cases,^ but it is now regarded there as settled law.^ In the American States it is believed that the weight of authority inclines to tlie same rule, namely, that the purchaser can have no damages for the loss of his bargain if the vendor sold in good faith, believing that his title was good,* resale, but it was held that he could recover only the expenses incurred by him in examining the title, and nominal damages for the breach of contract. ' 3 W. Bl. 1078. Flureau bought at auction a rent of £26, 1, 0. per annum for a term of thirty-two years. It was knocked down to him at £370 and he paid £54 as a deposit. On looking into the title it was found to be bad, and the vendor proposed to the purchaser to take the title, such as it was, or receive back his deposit, with interest and costs; but the purchaser insisted on a further sum for damages in the loss of so good a bargain. The ,iury, contrary to the direction of the judge, gave a verdict for the deposit and £30 damages. On a motion for a new trial DeGeey, C. J., said : " I think the verdict wrong in point of law. Upon a contract for a purchase, if the title proves bad, and the vendor is (without fraud) incapable of making a good one, I do not think that the pur- chaser ■ can be entitled to any damages for the fancied goodness of the bargaia which he supposes he lost." The new trial was granted. 'Engel V. Fitch, 10 B. & S. 738; S. C, L. R., 4 Q. B. 659. 3 Sikes V. Wild, 1 B. & S. 587; Bain v. Fothergill, L. R., 7 H. L. 158; Rowe v. School Board, 36 Ch, D. 619. " Sutherland Dam. 317. Letcher v. Woodson, 1 Brock. (U. S.) 313, per Mar- shall, C. J. Blackwell v. Lawrence County, 3 Bl. (Ind.) 143; Sheets v. Andrews, 3 Bl. (Ind.) 143; Adamson v. Rose, 30 Ind. 380; Junk v. Barnard, 99 Ind. 137; Puterbaugh v. Puterbaugh, 7 Ind. App. 380, obiter; S. C, 34 N. E. Rep. 611. Sweem v. Steele, 5 Iowa, 352; Foley v. Keegan, 4 Iowa, 1; 66 Am. Dec. 107. Lister v. Batson, 6 Kans. 412, serrible. Rutledge v. Lawrence, 1 A. K. Marsh. (Ky.) 397; Allen v. Anderson, 3 Bibb (Ky.), 415; Oo.k v. Strode, 3 Bibb (Ky.), 375; 5 Am. Dec. 603; Herndon v. Venable, 7 Dana (Ky.), 371; Combs V. Tarlton, 3 Dana (Ky.), 464; GofE v, Hawkes, 5 J. J. Marsh. (Ky.) 341. Balti- more P. B. & L. Soc. V. Smith, 54 Md. 187; 39 Am. Rep. 874, distinguishing the early cases of Connell v. McLean, 6 Harr. & J. 397, and Marshall v. Haney, 9 Gill, 251; 59 Am. Dec. 93. The question was left undecided in Rawlings v. Adams, 7 Md. 26, 51. Hammond v. Hannin, 21 Mich. 374; 4 Am. Rep. 490, per CoOLET, J. Dunnica v. Sharp, 7 Mo. 71. But, see Missouri cases cited contra, post, next note. Drake v. Barker, 34 N. J. L. 358. Baldwin v. Munn, 3 Wend. (N Y.) 399; 30 Am. Dec. 627, leading case; Peters v. McKeon, 4 Den. (N. Y.) 546; Fletcher v. Button, 6 Barb. (N. Y.) 646; Conger v. Weaver, 30 N. Y. 140; Cock- roft V. N. Y. & H. R. R. Co., 69 N. Y. 304; Earl, J., in Mack v. Patchin, 40 N. Y. 171, obiter; 1 Am. Rep. 506. McLowry v. Croghan, 1 Grant (Pa.), 307; Bit- ner v. Brough, 11 Pa. St. 139; Dumars v. Miller, 84 Pa. St. 319; Hertzog v. Hert- MEASUEE OF DAMAGES FOE INABILITY TO CONVEY A GOOD TITLE. 213 but in many of the States the opposite rule prevails,^ and in others it is said that the Enghsh rule must be strictly limited to cases in which the vendor sold in entire ignorance of his inability to zog, 34 Pa. St. 418, overruling Jack v. McKie, 9 Barr (Pa.), 335; Graham v. Graham, 34 Pa. St. 475; McNair v. Oompton, 35 Pa. St. 33; Ewing v, Thomp- son, 66 Pa. St. 382; Burk v. Serrill, 80 Pa. St. 413; 21 Am. Rep. 105; Tyson v. Eyrick, 141 Pa. St. 296; 21 Atl. Rep. 635. See, also, Rineer v. Collins, 156 Pa. St. 343. Sutton v. Page, 4 Tex. 142; Wheeler v. Styles, 38 Tex. 240; Hall v. York, 33 Tex. 643. Jackson v. Turner, 5 Leigh (Va.), 119, obiter ; Wilson v. Spencer, 11 Leigh (Va), 361; Thompson v. Guthrie, 9 Leigh (Va.), 101; 33 Am. Dec. 335; Click v. Green, 77 Va. 837, obiter; Abernathy v. Phillips, 83 Va. 769; 1 S. E. Rep. 113. Saulters v. Victory, 35 Vt. 351. In this case, however, it was said that upon a breach of the covenant of warranty the covenantee would be enti- tled to damages for the value of the land at the time of the breach. Hall v. Delaplaine, 5 Wis. 306; 68 Am. Dec. 57; Combs v. Scott, 76 Wis. 662, ^Id, obiter. In Cox V. Henry, 33 Pa. St. 18, the purchaser took a bond conditioned to Indemnify himself for all costs, charges and damages which he might sustain if the land should be recovered from him under a paramount title, and afterwards took a conveyance of the land with warranty. It was held that the bond was not merged in the conveyance, and that under the former the purchaser was entitled to recover, in addition to the purchase money and interest, court fees, reasonable fees of counsel, and his own expenses and loss of time in defending a a suit by an adverse claimant to recov sr the land. ' Mr. Sedgwick takes this view. 3 Sedg. Dam. 196. Hopkins v. Lee, 6 Wh. (U. S.) 109, semble. Whitesides v. Jennings, 19 Ala. 784, dictum. Kempner v. Cohn, 47 Ark. 519; 58 Am. Rep. 775. Wells v. Abernathy, 5 Conn. 323. Bryant V. Hambrick, 9 Ga. 133; Newsom v. Harris, Dudley (Ga.), 180; Gibson v. Car- reker, 83 Ga. 46; Ga. Code, § 3949; Irvin v. Askew, 74 Ga. 581. Buckmaster V. Grundy, 1 Scam. (111.) 310; McKee v. Brandon, 2 Scam. (111.) 339; Gale v. Dean, 20 111. 320; Plummer v. Rigdon, 78 111. 223; 20 Am. Rep. 361. Lewis v. Lee, 15 Ind. 499. But see the Indiana cases, supra, following Plureau v. Thornhill. Sutton v. Page, 13 La. Ann. 143, where, however, it was held that the purchaser could recover only for such increase in value as the parties may have had in contemplation at the time of the sale, and not for any enormous increase produced by unforeseen or fortuitous circumstances. Dorincourt v. La Croix, 39 La Ann. 386. Robinson v. Heard, 15 Me. 296; Hill v. Hobart, 16 Me. 164; Warren v. Wheeler, 21 Me. 484; Lawrence v. Chase, 54 Me. 196; Russell V. Copeiand, 30 Me. 333; Dohcrty v. Dolan, 65 Me. 87; 30 Am. Rep. 677. Trask v^ Vinson, 30 Pick. (Mass.) 110, obiter. The rule could scarcely be otherwise in Massachusetts, for in that State it is settled that the measure of damages for a breach of the covenant of warranty is the value of the land at the time of the breach. So, also, in Maine. Post, § 165. Loomis v. Wadhams, 8 Gray (Mass.), 557; Brigham v. Evans, 113 Mass. 538. Skaaraas v. Finnegan, 31 Minn. 48, obiter, the action being against one who had falsely assumed authority to sell. Kirkpatrick v. Downing, 58 Mo. 32; 17 Am. Rep. 678; Hartzell v. Crumb, 90 214 MARKETABLE TITLE TO EEAL ESTATE. perform the contract.^ The reasons for the ru]e established in Flureaii v. Thornhill, and the cases which follow that decision, are principally and briefly there. 1. A perfect title depends for its existence upon such an infinite variety of circumstances, and the law of real property is, in many respects, so artiiicial and complex, that few vendors can be certain that there is no latent and unsuspected defect in their titles, hence a, kind of implied contract arises that the vendor shall only refund the purchase money, interest and expenses, if a defect in the title shor.'-d be discovered, and the vendor acting in good faith be unable to complete the contract.^ 2. It frequently happens that, from unexpected causes, the value of the lands sold greatly increases before the time fixed for the con- veyance, sometimes doubling and sometimes quadrupling the pur- chase price. In such a case it has been considered inequitable to visit upon an innocent vendor the ruinous consequences of tlie increase. No prudent man would venture to sell his property, if by law. he might be bankrupted by his inability, from unforeseen causes, to make title under such circumstances.^ 3. The rule prevails everywhere, except in several of the ^ew England States, that upon a breach of tiie covenants of seisin and of warranty, the covenantee's damages shall be measured by the consideration money, interest and expenses, and not by the value of Mo. 639. Nichols v. Freeman, 11 Ired. (N. C.) 99. Barbour v. Nichols, 3 R. I. 187. Cocke v. Taylor, 3 Tenu. 50; Perkins v. Hadley. 4 Hayw, (Tenn.) 143; Crittenden v. Posey, 1 Head (Tenn.), 330, obiter; Hopkins v. Yowell, 5 Yerg. (Tenn.) 805; Clarke v. Locke, 11 Humph. (Tenn.) 303; Shaw v. Wilkins, 8 Humph. (Tenn.) 647; 49 Am. Dec. 693. An early Tennessee case held that the purchaser was not entitled to damages for the loss of his bargain. Wilson v. Robertson, 1 Tenn. 464. Dunghee v. Geoghegan, (Utah) 35 Pac. Rep. 731. 1 Pumpelly v. Phelps, 40 N. Y. 59; 100 Am. Dec. 468. '^ Sir William Blackstonb in Plurean v. Thornhill, 3 W. Bl. 1078; Cockbukn, C. J., in Sikes v. Wild, 1 B. & S. 596. "When a contract for the sale of lands is made, each party cannot but know that the title may prove defective, and must be taken to proceed upon that knowledge.'' Littledale, J., in Walker v. Moore, 10 Barn. & Crcs. 422; S. C, 31 E. C. L. 181. 3 Sutherland, J., in Baldwin v. Munn, 3 Wend. (N. Y.) 399; 30 Am. Deo. 637, adopting the reasoning of Kent, Ch., in Staats v. Ten Eyck, 3 Caines (N. y.), 115; 3 Am. Dec. 354, where the contract had been executed by a convey- ance, with covenants for title. MEAStTEE OF DAMAGES FOE INABILITY TO CONVEY A GOOD TITLE. 215 the premises at the time of the eviction of the covenantee.' It has been held that, in this respect, an executory contract is not distin- guishable from one that lias been executed, and that in either case the measure of damages is tlie same. It would be an anomaly if the vendor could relieve himself from liabiHty for the increased value of the premises by simply executing a conveyance to tlie pur- chaser with a covenant of warranty.^ The fact that the land has > Post, 1 164. ^Peters v. McKeon, 4 Den. (N. Y.) 546. Drake v. Baker, 34 N. J. L. 358, 360. Duiuars v. Miller, &4 Pa. St. 319. Allen v. Anderson, 2 Bibb (Ky.), 415. Black- well V. Laurence County, 3 Bl. (Ind.) 148; Sheets v. Andrews, 2 Bl. (Ind.) 274. Threlkeld v. Fitzliugh, 3 Leigli (Va.), 459; 44 Am. Dec. 384; Stout v. Jackson, 2 Rand. (Va.) 132. Baker v. Gorbett, 28 Iowa, 317. Hammond v. Hannin, 21 Mich. 373, 388; 4 Am. Rep. 490, Gooley, J., saj'ing: "One very strong reason' for limiting the recovery to the consideration money and interest in cases free from bad faith is, that the measure of damages is thus made to conform to the rule where the party assumes to convey land which he does not own, and an action is brought against him on the covenants of title contained in his deed. This reason is made specially prominent in many of the cases, and it cannot be denied that it is an anomaly, if the vendee is restricted to the recovery of one sum when an ineffectual deed is given, but allowed to recover a larger compen-' sation in case the vendor, when he discovers the defect in his title, has the man- liness to inform the vendee of the fact, and to decline to execute worthless papers. Had H. (the vendor) executed and delivered a deed when it was called for, the present controversy could not have arisen, and his failure to do so, which worked no additional wrong to the vendee, is the only ground upon which the plaintiff can claim to retain the large damages which were awarded her in the present case. So long as the rule stands which thus limits the damages in suits upon the covenants of title, so long ought we, also, I think, to adhere to the decisions which restrict the recovery, as above stated, in actions upon contracts to cca- vey." In Connell v. McLean, 6 Harr. & J. (Md.) 397, 301, there is an attempt to show that the rule should be different where the contract is executory. It will be found, on examination of the American cases fixing the plaintiff's measure of damages, for a breach of the covenant of warranty, that many of them are rested on the case of Flureau v. Thornhill, 2 W. Bl. 1078, which, as we have seen, was an action for the breach of an executory contract to convey a good title, and on cases which follow that decision, thus assuming that whether the contract be executory or executed, the measure of damages, in case of a breach, is the same. It is a curious fact that in one State, where the damages for a breach of the covenant of warranty are measured by the value of the premises at the time of the breach, damages for the breach of an executory contract from want of title are fixed at the consideration money and interest (Saulters v. Victory, 35 Vt. 351), while in another State, where the consideration money and interest is the measure of damages for the breach of a covenant of warranty, the purchaser is held 216 MAEKETABLE TITLE TO EEAL ESTATE. greatly depreciated in value before the time fixed for completing the contract will not affect the right of the purchaser to recover back the purchase money as damages.' The case of Hopkins v. Lee ^ has been frequently cited in support of the proposition that a purchaser of lands is entitled to damages for the loss of his bargain, without regard to the ability or inability of the vendor to make a title. But the facts in that case clearly distinguish it from one in which an innocent vendor sells in the belief that his title is good. The vendor refused to convey on the ground that the purchaser had not discharged an incumbrance on certain premises which had been taken by the vendor in exchange for those which he was to convey, but the evidence showed that the incumbrance had been discharged, so that the real question in the case was, what measure of damages shall be awarded against a vendor who refuses to convey, leaving untouched the question of his lona fides or innocence of intent at the time the contract was made, or that of his ability or inability to perform the contract.'^ The principal objections to the rule that the purchaser can have no damages for the loss of his bargain where the vendor, acting in good faith, is unable to make title, are (1) that it is a departure from the general rule that the seller of property who neglects, refuses, or is unable to perform his contract, must place the pur- chaser in as good a condition as if the contract had been performed, and that the motives or purposes of the parties with respect to the performance of the contract are irrelevant to the question of dam- entitled to damages for the loss of his bargain on failure of the title where the contract is executory. Connell v. McLean, 6 Harr. & J. (Md.) 397. In either case, a distinction is drawn between executed and executory contracts as respects the rule of damages, but with directly opposite results. Apparentlj^, the only practical difference between the two species of contract with respect to the rule of damages, is that executory contracts have usually only a short time to run, while a covenant of warranty is of indefinite duration, and the vendor might fairly be presumed to take the risk of an increase in value during a short period, where he would perhaps be unwilling to assume the risk of u great increase in value during a period of twenty or thirty years or more. Pumpelly v. Phelps, 40 N. Y. 59, 65; 100 Am. Dec. 468. 1 Shryer v. Morgan, 77 Ind. 479. = 6Wh. (U. S.)109. ' See the remarks of the court in Drake v. Baker, 34 N. J. L. 363, and Baldwin v, Munn, 2 Wend. (N. Y.) 399, 407; 20 Am. Dec. 627. MEASDEE OF DAMAGES FOE INABILITY TO CONVEY A GOOD TITLE. 217 ages, and (2) that sucli a rule tempts the seller to violate his con- tract and obtain, himself, the benefit' of the increase in value. With respect to the first objection, it must suffice to say that contracts for the sale of real estate would seem distinguishable from contracts for the sale of goods and merchandise or other personalty, in that inability to perform the contract in respect to these latter seldom arises from want of title in the vendor, but usually grows out of liis want of skill, diligence or means of performance, or out of some other default on his part, so that no ground is presented for the implication of a contract tliat only the purchase price shall be returned if the title fails. The objection that the rule denying the purchaser damages for the loss of his bargain tempts the vendor to violate his contract and avail himself of the increase in value of the premises, would seem to be without force for two reasons : First, because the pur- chaser is not restricted to nominal damages where the vendor refuses to perform, or disables himself from performing the contract, but may recover damages for the full value of the property ; '■ and, second, because, should the vendor ferret out a defect in his title as an excuse for non-performance, the purchaser inaiy always elect to take the title, such as it is, and compel specific performance hy the vendor.^ Against the rule it has been further urged that it is inequitable, in that it holds the purchaser to a bad bargain and deprives him of the benefits of a good one. But this is true only to a limited extent, for the vendor, having a good title, cannot escape his obligation to perform the contract, no matter how greatly the property may have increased in value. The purchaser may go into a court of equity and compel the vendor to convey. § 92. Barter contracts. Upon the breach of a contract to exchange lands of equal value, the measure of damages would be, where the vendor acts in good faith, in those jurisdictions in which the rule in Flureau v. Thornhill is followed, the value of the land to be given in exchange at the time the contract wns made.' But in ' Ante, p. 310. ' Post, § 197. 23 Sedg. Dam. (8tli ed.) § 1020; 8 Sutherland Dam. 328. Obviously there 13 no difference in principle . between a case in which a vendor receives land and one in which he receives money in consideration of the conveyance which he is to make. In Combs v. Scott, 70 Wis. 670, there is, however, a dictum that in cases of barter contracts, the value of the land (which should have been conveyed) 28 218 MAEKETABLB TITLE TO EEAL ESTATE. those jurisdictions in which the purchaser from an innocent vendor is allowed damages for the loss of his bargain/ or wherever the vendor has acted in bad faith,^ the purchaser will be entitled to dam- ages for the present value of the land which should have been con- veyed to him in exchange. The fact that the consideration passing from the purchaser consists of the conveyance of land in exchange, or the performance of services, or the delivery of a commodity, instead of the payment of money, does not, of course, affect the rule of damages for breach of contract in either case. If the parties agree to exchange one tract of land for another, and the tract which the plaintiff agreed to convey appears to be less valuabl3 than that which he was to receive, the measure of his damages will be the dif- ference in value between the two tracts, with the expenses of exam- ining the title. ^ It has been held that if the consideration of a con- tract to convey land be the performance of a certain act by the purchaser, but before such performance the vendor give notice of his inability to convey and his intent to rescind, the purchaser can- not, upon full performance on his part thereafter, recover the value of the land as damages. He can recover only whatever actual dam- ages he has sustained.'' at the time of the breach is from necessity the measure of damages. C'it- ing Brigham y. Evans, 113 Mass. 538, a case which, it seems, decides no more than that the plaiutifE shall not lose the benefit of his bargain because the prop- erty he was to give in even exchange was, at the time of the contract, much less in value than that which he was to receive. There had been no appreciable change in the values of the respective pieces of property at the time of the breach. ' Wells V. Abernethy, 5 Conn. 323. ' Devin v. Himer, 39 Iowa, 297. Bierer v. Fretz, 82 Kans. 839. Greenwood v. Hoyt, 41 Mnn. 381. " Fagen v. Davison, 3 Duer (N. Y.), 158. It is to be observed that in this case the difference in value between the two pieces of property existed at the time of the contract. No question was raised as to any increase in value at the time of the breach of the contract. ^Rohr V. Kindt, 3 W. & S. (Pa.) 568; 89 Am. Dec. 53. Here the consideration of the contract of sale was that the purchaser should withdraw a cai^eat against the probate of a certain will in which the vendor was the principal devisee. The vendor refused to convey on the ground, among others, that she had onlj' a life estate, and the court held that the purchaser was not entitled to the fee simple value of the land (ten acres) as damages, but only such damages as he had actually sustained. MEASUEE OF DAMAGES FOE INABILITY TO CONVEY A GOOD TITLE. 219 § 93. Expenses of examining the title. Other expenses. As a general rule the jDnrchaser, on failure of the title, may recover as damages, in addition to such part of the purchase money as has been paid, the expenses incurred by him in examining the title.' If the vendor is innocently mistaken as to the goodness of his title, and the contract contains no warranty of ownership, express or implied, it has been held that the purchaser cannot recover such expenses.^ But the mere fact that the parties were aware, at the time of the contract, that the vendor did not have the title, will not deprive the purchaser of the right to recover the expenses of exam- ining the title, if the parties believed that the vendor would acquire title before the time stipulated for the conveyance.^ Of courSe, if the purchaser agreed to take the title, such as it might be, he could not recover the expenses of an examination. Where the purchaser resold the property before he had examined the title, the court refused to include in his damages, on failure of the title, the sums in which he was liable to his vendees for expenses incurred by tliem in examining the title.* Nor can he recover the costs of other liti- gation between himself and the vendor growing out of the contract, such as an unsuccessful suit by the latter for specific performance.' By analogy to the rule which prevails in an action for breach of a ' 1 Sugd. Vend. (8th Am. ed.) 547; 2 Sutherland Dam. 32; 3 Sedg. Bam. (8th ed.) § 1017. Canfield v. Gilbert, 4 Esp.'321; Kirkland v. Pounsett, 2 Taunt. 145. (But see Wilder v. Fort, 4 Taunt. 334.) Bigler v. Morgan, 77 N. Y. 312; Cockroft V. N. Y. & Hud. R. R. Co., 69 N. Y. 201. Lee v. Dean, 3 Whart. (Pa.) 316; Bitner v, Brough, 11 Pa. St. 127. Northridge v. Moore, 118 N. Y. 422; 23 N. E. Rep. 570, where Bradley, J., delivering the opinion of the court, said: "The vendee is not required to take anything less than a good marketable title, and the precautionary means of ascertaining about it by examination before part- ing with the purchase money and accepting a conveyance, are properly made available by way of protection, and unless an understanding in some manner appear to the contrary, the examination of the title by the vendee and the reason- able expense of making it, may be regarded as in the contemplation of the par- ties, and treated as properly incidental to tlie contractual situation, and, conse- quently, the amount of such expense may, in the event of failure of the vendor to convey, be deemed special damages resulting from the breach, and recoverable as such. •Day V. Nason, 100 N. Y. 166; 2 N. E. Rep. 382. ^Northridge v. Moore, 118 N. Y. 420; 23 N. E. Rep. 570. ■■Walker v. Moore, 10 B. & C. 416. s Hodges V. Litchfield, 1 Bing. N. C. 492. 220 MARKETABLE TITLE TO EEAL ESTATE. covenant of warranty, it would seem that the purchaser could recover costs and expenses incurred by him in defending the title ■against an adverse claimant, provided the vendor had notice to appear and defend the suit.' § 94. Interest as an element of damages. In those jurisdic- tions in which Flureau v. Thornhill is followed, the purchaser will, as a general rule, be entitled to recover, as an element of his damages on failure of the title, interest on such of the purchase money as he may have paid,^ on money kept idle by him with which to pay the purchase money, and also on money borrowed by him for that purpose.^ It seems, however, that the purchaser cannot recover interest if there is no liability for rents and profits on his part to the true owner.* If the purchaser sell stocks or bonds to raise a fund with which to pay the purchase money, and the title fails, he cannot recover compensation for loss occasioned by a rise in value of the stocks, since the sale would have protected him from loss if the value had depreciated.^ In Tennessee, a State in whicli the pur- chaser is allowed damages for the loss of his bargain, without regard to good faith on the part of the vendor, it has been held that interest, as such, cannot be allowed on the damages awarded from the time ■of the breach; but that the jury might, in their discretion, under aU the circumstances of the case, allow interest by way of enhancing the damages, and that it was no error in the court to direct the jury to compute interest from the time of the breach.^ § 95. Rents and profits. It seems that rents and profits enjoyed by a purchaser in possession cannot be set off against damages in an action by him against the vendor for failing to make a title. If the vendor neither owned the premises nor had a right to occupy them, nor to suffer the purchaser to occupy them, he cannot have the ' Post, §^ 173, 17.5. A bond to indemnify against all claims and incumbrances, etc., and to "pay all costs, charges, or expenses necessary to defend the premi- ses " against adverse claims, embraces fees paid counsel, and other necessary •expenses incurred in defeudingejectment for the premises. Robinson v. Bralce- well, 25 Pa. St. 434. ' 1 Sugd. Vend. (8th Am. ed.) 360; 2 Sugd. Vend. (8th Am. ed.) 329; 2 Suther- land Dam. 221. See, generally, the cases cited throughout this chapter. 2 1 Sugd. Vend. (8th Am. ed.) 360. ^Post, next section, "Rents and Profits." ' 1 Sugd. Vend. (7th Am. ed.) 302 (258). "Shaw V. Wilkins, 8 Humph. (Tenn.) 646; 49 Am. Dec. 692. MEASTJEE OF DAMAGES FOE INABILITY TO CONVEY A GOOD TITLE. 221 benefit of possession by the purchaser. The purchaser is liable to the true owner for the mesne profits.^ The rule may be different where the purchaser seeks to rescind the contract and recover back the purchase money. Such an action cannot be maintained except upon the theory that the premises have been restored to the vendor^ who, being in possession, would be bound to answer to the real owner for the mesne profits, and who for that reason is generally allowed to set off the rents and profits against interest on the pur- chase money which he is called upon to restore.^ But if the real owner acquits the purchaser of all demand for mesne profits, it has been held that the latter cannot recover interest on the considera- tion money awarded as damages.' And as a general rule the pur- chaser can only recover interest for such time as he himself is liable to the real owner for the mesne profits ; ' hence, it has been held that for such time as the claims of the real owner are barred by the Statute of Limitations, the enjoyment of the rents and profits will be a set-off against the purchaser's demand for interest on the consid- eration money. If the purchaser in possession has not been and cannot be compelled to account to the true owner for the mesne pi'ofits, it has been held that he cannot recover interest on the pur- chase money against the vendor.'' I Fletcher v. Button, 6 Barb. (N. Y.) 646. Dunnica v. Sharp, 7 Mo. 71. = Post, ch. 24. Taylor v. Porter, 1 Dana (Ky.), 585; 25 Am. Dec. 155, where a. head note, which is sustained by the opinion, says: " So long as the parties abide by the contract the vendee in possession is not chargeable with rents nor entitled tc interest on the purchase money he has paid; after disaffirmance he is charge- able with rents until he surrenders possession, and is entitled to interest until his money is refunded. If his payment was partial only, there should be an equi- table adjustment of rent and interest." In Combs v. Tarlton, 2 Dana (Ky.), 464, it was held that in an action at law by the purchaser to recover damages for the vendor's failure to make title, the permanency of the rents and profits by the pur- chaser in possession could not go in reduction of the damages, but that the vendor might go into equity and have an account of the rents and profits, and have them applied to the interest on the purchase money awarded as damages. Ilerndon v. Venable, 7 Dana (Ky.), 371; Lowry v. Cox, 2 Dana (Ky.), 470. These decisions appear to ignore the liability of the purchaser to the true owner for the rents and profits. ' Wtiite V. Tucker, 53 Miss. 147. < Thompson v, Guthrie, 9 Leigh (Va,), 101; 33 Am. Dec. 225. ■ Post, g 173. Cogwell v. Lyons, 8 J. J. Marsh. (Ky.)41, which, however, was a siut in equity for specific performance and damages. 222 MARKETABLE TITLE TO REAL ESTATE. § 96. Improvements. If the title fail the purchaser cannot recover against a vendor acting in good faith the value of improve- ments placed by him on the premises. If he expends money in improvements when he is uncertain about tlie title, he does so at his own risk.^ Besides, in most of the States there are statutory provisions which entitle the purchaser to an allowance for such expenditures in proceedings against him by the true owner.^ Of course the purchaser cannot recover for improvements made by ' 3 Sugd. Vend. (8tli Am. ed.) 515 (748). But the rule is otherwise in equity. Id. 514. Walton v. Meelcs, 120 N. Y. 79; 33 N. E. Rep. 1115, distinguishing G-ibert v. Peteler, 38 N. Y. 165, -where the contract obliged the purchasers to expend a certain amount in improvements before they should be entitled to a deed. Peters v. McKeon, 4 Den. (N. Y.) 546, 550. Hertzog v. Hertzog, 34 Pa. St. 418, 420, obiter. Worthington v. "Warrington, 8 C. B. 134; 65 E. C. L. 134, -where it was said by Coleman, J.; "I think it would be extremely hard if it ■were held that the plaintiff (purchaser) was at liberty at once to make altera- tions and then to throw the expense of them upon the defendant in the event of his not being able to make a good title. Every one who purchases land knows that difficulties may exist as to the making a title, which were not anticipated at the time of entering into the contract. But, if the purchaser thinks proper to enter into possession and to incur expenses in alterations before the title is ascer- tained, he does so at his own risk." In Sedgwick Damages (8th ed.), section 1017, it is said: "Where the plaintiff was let into possession under the contract, lie may recover the reasonable value of the improvements, less the value of the use of the land (Bellamy v. Eagsdale, 14 B. Mon. (Ky .) 293; Sheard v. Welburn, 67 Mich. 887), probably in all cases, but certainly when the defendant knew he had no title. Erickson v. Bennet, 89 Minn. 336." The case first cited was one in. -which the vendor refused to convey; no question of title was raised. The sec- ond case was one in which the parties mutually agreed to rescind on grounds other than failure of title. In Tyson v. Eyrick, 141 Pa. St. 396; 21 Atl. Rep. 635, the purchaser was under ths contract entitled to a lot fifty feet wide, but it was discovered, after he had built on the lot, that the vendor had no title to a strip one foot in width. It was held that he could not recover damages for the misplacement of his building and the expense of contracting his walls. "It was his duty before expending his money on valuable improvements to ascertain and know his lines and to locate his buildings accordingly." ' It seems, also, that without the aid of positive enactment the purchaser will, in equity, be entitled to an allowance against the real owner for improvements made in good faith. 3 Story Eq. Jur. 1337. Bright v. Boyd, 1 Story (C. C), 478; Benedict v. Oilman, 4 Paige (N. Y.), 58. Green v. Biddle, 8 Wh. (U. S.) 1. There can bo no doubt of his right to the allowance if the real owner stood by and saw the improvements going on without asserting his title. SouthaU v. McKeand, 1 Wash. (Va.) 336. Green v. Biddle, 8 Wh. (U. S.) 1, 77, 88. MEASUEE OF DAMAGES FOE INABILITY TO CONVEY A GOOD TITLE. 223 liim after discovering the vendor's inability to convey,' unless, it is apprehended, he was induced to lay out money on the vendor's engagement to perfect the title.' If the purchaser has recovered against the real owner the value of improvements put on the land by the vendor before the sale, the vendor, when sued for breach of contract to make title, must have credit for the amount of such recovery.' "Where the vendor fraudulently conceals or misrepresents the state of his title, the purchaser may recover for improvements.* It would seem that if the purchaser, instead of affirming the con- tract by action for damages, seeks to rescind,^ which implies a restor- ation of the premises with the imjjrovements thereon to the vendor, he would in an action to recover back the purchase money be enti- tled also to recover the value of the improvements as money expended for the use and benefit of the vendor. Inasmuch as the occupant of the premises would generally be entitled to an allow- ance for improvements against the true owner, it would be inequi- table to relieve him from the purchaser's claim. The purchaser will not be allowed for repairs made after he has been informed of a defect in the title, except such as may be neces- sary to keep the premises in common condition.* § 97. WHERE THE VENDOR ACTS IN BAD FAITH. If the vendor fraudulently misrepresent or conceal the state of his title the purchaser will, as a general rule, be entitled to require the vendor to place him in as good a position as if the contract had been per- formed ; in other words, he may have damages for the loss of his bargain.'' In England, however, it is held that such fraud cannot aggravate the purchaser's damages in an action for breach of the 'Lindley v. Lukin, 1 Bl. (Ind.) 266. = As iQ Martin v. Atkinson, 7 Ga. 338; 50 Am. Dec. 403. sMcKinney v. Watts, 3 A. K. Marsli. (K;y.)368. 4 Erickson v. Burnett, 39 Minn. 326. ' Taylor v. Porter, 1 Dana (Ky.), 431; 25 Am. Dec. 155. But see Wilhelm v. Kmple, 31 Iowa, 137; 7 Am. Rep. 117. " 1 Sugd. "Vend. (8th Am. ed.) 391. Thompson v. Kilcrease, 14 La Ann. 340. ' 1 Sugd. Vend. eh. 9, § 3; 3 Sedg. Dam, (8th ed.) § 1010. Krumm y. Beach, 96 N. Y. 398; Peters v. McKeon, 4 Den. (N. Y.) 546; Northridge v. Moore, 118 ]Sr. Y. 419; 23 N. E. Rep. 570. In a case of fraud by the vendor the measure of damages is full indemnity to the purchaser. Cross v. Devine, 46 Hun (N. Y.), 421. Sweem v. Steele, 5 Iowa, 352. Tracy v. Gunn, 29 Kans. 508. Goff v. 224 MARKETABLE TITLE TO REAL ESTATE. contract ; he must resort to his action for deceit, in which he will recover damages for all that he has lost through the vendor's non- performance of the contract. The reason given for this distinction is that the good or bad faith with which a party enters into a con- tract is immaterial to the quantum of damages resulting from a non- performance.' The distinction does not appear to have been observed in America. It seems that if the purchaser proceed in equity for a rescission of the contract on the ground of fraud, instead of at law for damages, he can have a decree only for the purchase money paid, with interest, and the value of his improvements, after deducting the mesne profits of the land while in his possession.* In Pennsylvania it is held that if the acts of the vendor in selling without title amount to a fraud, the purchaser will be entitled to damages sufficient to compensate him for all expenses accruing from the want of title, but not, it seems, to damages for the loss of his bargain.' In Texas the rule is that the purchaser cannot, in a case of fraudulent representations as to the title, recover for the loss of his bargain or the increased value of the land, unless such increase is the result of his labor and expenses, that is, unless he has put improvements on the premises.* What constitutes fraud by the vendor in respect to the title will be elsewhere considered in this work.^ It will suffice to say here that, as a general rule, a vendor who enters into the contract knowing that his title is not good, and fails to disclose that fact to the purchaser, is guilty of fraud. It has been held, however, that there is no obligation upon the vendor to disclose defects of title which could be discovered upon such ordi- nary investigation as a prudent man should make.^ But inasmuch Hawks, 5 J. J. Marsli. (Ky.) 342. Erickson v. Bennett, 39 Minn. 836; Lancoure v. Dupre, (Minn.) 55 N. W. Rep. 139. ' 2 Add. Cont. (8th ed.) 410 (901); 3 Sedg. Dam. (8th ed.) § 1010. Sikes v. "Wild, 1 Best & S. 587; Bain v. Fothergill, 7 H. L. 158. = Bryan v. Boothe, 30 Ala. 311. 3 Good V. Good, 9 Watts (Pa.), 567; Lee v. Dean, 3 Whart. (Pa.) 316; Hertzog v. Hertzog, 34 Pa. St. 418; Meason v. Kaine, 67 Pa. St. 126; Burk v. Serrill, 80 Pa. 413; 21 Am. Rep. 105. But see King v. Pyle, 8 S. & R. (Pa.) 166; Bitner v. Brough, 11 Pa. St. 127. ■i Haddock v. Taylor, 74 Tex. 216; 11 S. W. Rep. 1093. 'Post, ch. 11. «McConnell v. Dunlop, Hard. (Ky.) 44; 3 Am. Dec. 723; Stephenson v. Har- rison, 3 Litt. (Ky.) 170. MEASTTRE OF DAMAGES FOE INABILITY TO CONVEY A GOOD TITLE. 225 as it is settled that a vendor is liable to the purchaser in substantial damages when he knows that the title is not complete, even thougli he had a reasonable expectation of completing it by the time fixed for performing the contract, there would seem to be no great hardship in imposing the same consequences upon a vendor who not only knows that his title is defective, but fails to disclose that fact in his negotiations with the purchaser. Whether the vendor has been guilty of fraud in respect to the title, is a question of fact to be determined by the jury. Instructions to the jury should not be so drawn as to assume the existence of fraud in the vendor.^ Accord- ingly it has been held error in the court, on an inquiry of damages, to instruct the jury that the failure of the vendor to perform his contract raises a presumption of fraud, and authorizes them to award the purchaser damages for the loss of his bargain.^ It is also error in the court to assume the non-existence of fraud on the part of the vendor from his inability to convey, and, upon a motion for judgment by default, to assess the damages at the con- sideration money and interest without directing an inquiry by a jury, even though the declaration contained no express averment of fraud.' It has been held that if the title has been made so doubtful by reason of the vendor's unauthorized dealings with the property that the purchaser cannot be compelled to take it, the latter may have damages for the loss of his bargain.* The purchaser is not entitled to substantial damages where the vendor's fraud is of a kind, or is perpetrated under circumstances, that can operate him no injury.' § 98. WHERE THE VENDOR SELLS EXPECTING TO OBTAIN" THE TITLE. It may happen that a vendor, without legal or equi- table title, sells lands with the l)ona fide intention or expectation of acquiring the complete legal title bj' the time fixed for completing the contract. And it frequently happens that, having the equitable ' Davis V. Lewis, 4 Bibb (Ky.), 456. 2 Rutledge v. Laurence, 1 A. K. Marsh. (Ky.) 396. ^Goff V. Hawks, 5 J. J. Marsli. (Ky.) 342. ■•Wohlfarth v. Chamberlain, 14 Daly (N. Y.), 180. In this case, the vendor derived title through a sale previously made by himself as an assignee for the benefit of creditors, the circumstances of which strongly tended to show fraud on his part, and rendered the title doubtful. » Post, ch. 11. 26 226 MARKETABLE TITLE TO EEAL ESTATE. title, he sella expecting to get in the legal title and to be able to convey at the appointed time. In the former case, the contract being a mere speculation on his part, it is apprehended that the vendor would be liable to the purchaser for the loss of his bargain. It has been so held in the latter case with less reason. The leading case on this point is Hopkins v. Grazebrook.' Here the purchaser of an estate put it up at auction before he himself had received a conveyance, and afterwards his vendor refused to convey, and it was held that the purchaser at auction was entitled to damages for the loss of his bargain. This case has been criticised upon the ground that equitable titles are as much the subject of valid sale as other property .2 The decision seems, however, to have proceeded largely upon the idea that it was a fraud in the vendor to hold out the estate as his own, when he knew he had not the legal title. Of course, the sale of an equitable title, as such, is valid and enforcible. But the sale of an estate without disclosing the fact that the vendor's title is merely equitable presents a very different question. With stronger reason it lias been held that one who falsely or wrong- fully assumes authority to sell as agent or auctioneer, will be liable to the purchaser for the loss of his bargain, if the owner refuse to ratify and perform the contract.' Upon a principle similar to that which makes the vendor liable for the loss of the. purchaser's bar- gain, where the title turns out to be equitable only, and the holder of the legal title refuses to convey, it has been held that if the ven- dor enter into the contract knowing that his ability to convey a perfect title depends upon a contingency, and that contingency do not trans- pire, the purchaser will be entitled to damages for the loss of his bargain.* The leading American case upon this point is Pumpelly V. Phelps.^ There, a trustee having power to convey only upon the '6B. &C. 31. n Sugd. (8th Am. ed.) 540. 'Bush V. Cole, 38 N. Y. 261; 84 Am. Dec. 343, where an auctioneer sold the premises for less than the sum at which he was authorized to sell by his princi- pal. But see Key v. Key, 3 Head (Tenn.), 448, 451, where it was said: "Where a man, without authority, sells the land of another and enters into no covenants, hut receives the consideration, the measure of damages would be the money received, and interest. "Chitty Cont. (9th Eng. ed.)289; 3 Sedg. Dam. (8th ed.) § 1011. ■^40 N. Y. 59; 100 Am. Dec. 468; 8. C, nom. Brinkerhoff v. Phelps, 43 Barb. (N. Y.) 469. MEAStJRE OF DAMAGES FOE INABILITY TO CONVEY A GOOD TITLE. 227 written consent of the cestui que trust, sold the estate but was unable to obtain such consent, and it was held that the purchaser might recover as damages the difference between the contract price and the vahie of the land at the time of the breach, though the ven- dor entered into the contract in good faith, believing that the con- sent of the cestui que trust would be given. But if the purchaser knows at the time of the contract that the ability of the vendor to convey depends upon a contingency, the better opinion seems to be that he can recover only nominal damages, if the vendor be unable to complete the contract,' unless, indeed, having in view that con- tingency, the vendor nevertheless undertakes to perfect the title by a specified time.^ Of course, if the purchaser knows that the title of the vendor is merely equitable, but agrees to accept it, such as it is, he cannot recover either nominal or sub- stantial damages, if the vendor be unable to convey.' For the' same reasons it has been frequently held that a vendor in good faith who is unable to procure his wife to join in the convey- ance, and relinquish her contingent right of dower, must answer in damages to the purchaser for the loss of his bargain.* It cannot be denied that this rule would produce a hardship in a case in which the vendor had been induced by his wife to believe that she would relinquish her rights in the premises. At the same time it must be remembered that if the vendor desires to escape from the contract, he would, if liable for nominal damages only, have a strong tempta- ' Margraf v. Muir, 57 N. Y. 155, where the vendor had only a dower right in the premises, and the purchaser knew that an order of court authorizing a con- veyance would have to be obtained, the rights of infants being involved, and, also, that under the peculiar circumstances of the case, such an order could not be obtained without deceiving the court as to the true value of the premises. Distinguishing Pumpelly v. Phelps, 40 N. Y. 59; 100 Am. Dec. 468. ^ Thus, in Shaw v. Wilkins, 8 Humph. (Tenn.) 646, the vendor informed the purchaser at the time of the contract that the title was outstanding in third par- ties, and that he expected to obtain it by the time fixed for completing the con- tract. The vendor being unable to get in the title, it was held that the purchaser might recover damages for the value of the land at the time of the breach. 'Ante, p. 36. 3 Sutherland Dam. 331. *Post, ch. 19. "Drake V. Baker, 34 N. J. L. 858. Tirnbey v. Kinsey, 18 Hun (N. Y.), 355; Heimburg v. Ismay, 85 N. Y. Super. Ct. 35, 40. Martin v. Mer- ritt, 57 Ind. 84; 36 Am. Rep. 45; Puterbaugh v. Puterbaugh, 7 Ind. App. 280; S. C, 84 N. E. Rep. 611. 228 MARKETABLE TITLE TO EEAL ESTATE. tion to collude with his wife and induce her to withhold her con- sent. In Pennsylvania it has been held that if the wife refuse to join in the conveyance, the purchaser can recover nominal damages only, for the reason that the law will not indirectly coerce specific performance on the part of the wife by awarding punitive damages against the husband.^ If the vendor contract that a third person shall convey a title to the land, the measure of damages will be the value of the land at the time of the breach.^ § 99. WHERE THE VENDOR REFUSES TO CURE A DEFECT OR REMOVE UTCUMBRANCES. Where the title is defective or the estate incumbered, and the vendor has the power to cure the defect or remove the incumbrance, but neglects or refuses so to do, the purchaser may recover as damages the value of the jDremises at the time of the breach.^ Upon the same principle it has been held that if a vendor expressly agree to perfect the title, or to do some ^ct necessary to save the purchaser harmless from the claims or demands of third persons, and fails to perform his contract in those respects, whereby the estate is lost to the purchaser, the rule limiting the damages to the consideration money does not apply, and the pur- chaser may recover full damages for whatever loss he has sustained.* • Burk v. SeiTill, 80 Pa. St. 413; 21 Am. Rep. 105. See, also, Donner v. Reden- baugh, 61 Iowa, 269; 16 N. W. Rep. 127, and post, ch, 18, § 199, and notes. « 3 Sedg. Dam. (8th ed.) § 1007. Pinkston v. Huie, 9 Ala. 252; Gibbs v. Jemi- son, 12 Ala. 820. Dyer v. Dorsey, 1 Gill & J. (Md.) 440. In Beard v. Delauey, 35 Iowa, 16, the vendor having received §400 for the laud, executed a bond in the penalty of 8400, to procure title from a third person, and it was held that the purchaser might recover that sum as "liquidated damages," though he had received a conveyance of the land and had not been disturbed in the possession. In Yokum v. McBride, 56 Iowa, 139, the vendor agreed to perfect the title by procuring a patent to the purchaser from the State, and the court held that if the vendor was unable to procure the patent without fault on his part, the purchaser could recover only nominal damages. 3 1 Chitty Cont. (9th Eng. ed.) 289; 3 Sedg. Dam. 182. WiUiams v. Glentou, L. R., 1 Ch. App. 200; Simons v. Patchett, 7 El. & Bl. 568; Goodwin v. Francis, L. R., 5 C. P. 295; Robinson v. Hardman, 1 Exch. 850; Engel v. Pitch, 4 Q. B. 659. Kirkpatrick v. Downing, 58 Mo. 32; 17 Am. Rep. 678. ■■Taylor v. Barnes, 69 N. Y. 430. Where the premises sold were subject to a species of vendor's lien in favor of the State, against which lien the vendor agreed to protect the purchaser, the court, after observing that the rule limiting the measure of damages to the purchase money paid, with interest, does not apply where the vendor has sold lands to which he has not a perfect title, but MEASURE OF DAMAGES EOE INABILITY TO CONVEY A GOOD TITLE. 229 If the purchaser himself lay out money in removing incumbrances, or in perfecting the title, he can recover as damages only the amount expended for those purposes.^ If he expends in perfecting the title a sum greater than the purchase money, it seems that he cannot recover the excess unless the case be one in which he would be entitled to damages for the loss of his bargain.' § 100. LiauiDATED DAMAGES. The parties may always agree upon an amount to be paid as liquidated damages in case the vendor fails to make title at the specified time, and the purchaser will be entitled to recover that amount as damages, though it be equivalent to damages for the present value of the land. But the amount agreed upon must be reasonable ; otherwise it will be regarded as a penalty, in which case, it is presumed, the actual value of the land at the time of the breach of the contract would be allowed as damages.^ Tiie which he undertakes to complete and perfect, and neglects so to do, continued: ' ' In this case there is an expressed agreement for indemnity, and a recovery which does not give the vendee the benefit of his bargain, and the value of his purchase does not indemnify him against loss. The true rule of damages as a measure of indemnity in such case is the value of the land at the time of the eviction or other breach of the contract, with interest from that time. The plaintiff lost the benefit of her purchase by the omission of the defendants to per- form their agreement by paying for the lands to perfect her title. The loss was occasioned by the act of the defendants, against which they covenanted to indem- nify the plaintiff, not merely by restoring the consideration of the purchase, but by paying her the equivalent of the lands to which she was entitled. This alone would adequately indemnify her against loss." ' 3 Sutherland Dam. 238. The same rule prevails in an action for breach of the covenant of warranty or against incumbrances. Post, §§ 129, 164. 2 2 Sutherland Dam. 228. With the exception of Cox v. Henry, 33 Pa. St. 18, all the cases cited by this author to the proposition in the text were actions for breach of covenants for title. See post, § 131. In Chartier v. Marshall, 56 N. H. 478, where the vendor refused to convey, damages were allowed the purchaser for an excess over the consideration money paid by him to get in the outstanding title. ' 1 Segd. Dam. (8th ed.) § 405, where the rule was thus stated : " Wherever the damages were evidently the subject of calculation and adjustment between the parties, and a certain sum was agreed upon and intended as compensation, and is in fact reasonable in amount, it will be allowed by the court as liquidated damages. Holmes v. Holmes, 13 Barb. (N. Y.) 137, where it was said by the court: " When the damages to be recovered are liquidated in advance by the terms of the contract it is a mistake to assume that the party claiming is alone benefited. Such a stipulation may be as beneficial to the party who pays as to Mm who receives. Both enter into the contract with a full knowledge of aU 230 MAEKETABLE TITLE Tij EEAL ESTATE. penalty of a title bond is usually double tlie purchase money, and when that is the case, is, of course, as it purports to be, merely a penalty and not liquidated damages.^ But if a purchaser bring covenant on a title bond, and the case be one in which he is entitled to damages for loss of his bargain, it has been held that his recovery cannot be limited by the penalty of the bond.^ And, generally, it may be said, that the whole agreement may be looked to for the purpose of determining whether the sum mentioned in a title bond as a " penalty " is in fact a penalty or liquidated damages.' If the agreement contain various stipulations of different degrees of import- ance, besides the stipulation to make a good title, and the damages for the breach of some of the stipulations would be certain, and of others uncertain, and a large sum is expressed in the agreement as payable on the breach of any of the stipulations, such sum will be regarded as a penalty, and not as liquidated damages.* In a case in Illinois the following rule was annoimced : " Where the parties to the agreement have expressly declared the sum to be intended as a forfeiture or penalty, and no other intent is to be col- lected from the instrument, it wUl generally be so treated, and the tlieir rights and liabilities. The amount to be paid la not to be diminished, neither is it to be enlarged. Each may estimate the consequences of a, breach with certainty and precision, and deport himself accordingly." In Leggett v. Mut. Ins. Co., 53 N. Y. 394, it was held that an agreement to pay $5,000 liqui- dated damages in case of the vendor's refusal or failure to execute and deliver a proper deed applied only to the agreement to execute the deed, and not to the warranty of title Implied from the agreement to. sell. ■ Burr v. Todd, 41 Pa. St. 206. Stewart v. Noble, 1 Green (Iowa), 28. See, also, Dyerv, Dorsey, 1 Gill & J. (Md.)440. But the penalty of a title bond is not necessarily double the purchase price, and it is not evidence that one-half of it was the value of the land or the amount of the purchase price, and it is error for the court so to instruct the jury, Duncan v. Tanner, 2 J. J. Marsh. (Ky.) 399. ' Noyes V. Phillips, 60 N. Y. 408. Sweem v. Steele, 5 Iowa, 352. But see Spruill V. Davenport, 5 Ired. L. (N. C.) 145. If the action be debt instead of covenant the plaintiff's recovery would of course be limited by the penalty. In Beard v. Delany, 35 Iowa, 16, where the vendor entered into a bond in the "penalty " of $500 to perfect the title, that sum having been paid to him as con- sideration money, it was held that the S500 should be treated as liquidated damages, and the purchaser was permitted to recover that amount. ' Genner v. Hammond, 36 Wis. 277. * Carpenter v . Lockhart, 1 Ind. 434. MEASURE OF DAMAGES FOR INABILITY TO CONVEY A GOOD TITLE. 231 recovery will be limited to the damages sustained by the breach of the covenant it was to secure. On the other hand, it will be inferred that the parties intended the sum named as liquidated dam- ages, where the damages arising from the breach are uncertain and are not capable of being ascertained by any satisfactory and known rule." Accordingly, a written contract in that case for the exchange of farms having provided that in case either party failed to convey at the appointed time such party would " forfeit and pay as dam- ages" to the otlier the sum of $1,500, it was held, in view of the difficulty of proving the actual damages sustained by the plaintiff, that the sum named should be treated as liquidated damages.^ 1 Gobble V. Linden, 76 111. 157. See, also, 2 Greenl. Ev. §§ 358, 259. CHAPTER XI. ACTION AGAINST VENDOR FOR DECEIT. GENERAL PRINCIPLES. § 101. WHAT CONSTITUTES FRAUD "WITH RESPECT TO THE TITLE. Concealment of defects. § 102. Wilful or careless assertions. § 103. Defects which appear of record. § 104. Existence of fraudulent intent. § 105. Statements of opinion. § 106. Pleading. § 107. § 101. GENERAL PRINCIPLES. Fraud on the part of a vendor of real estate in misrepresenting or conceailing the state of his title materially enlarges the scope of the purchaser's remedies in several particulars, the principal of which may be thus classified : (1) It gives the purchaser the right to hold the vendor liable for defects of title, though the contract has been executed by the acceptance of a con- veyance without covenants for title ;■' (2) it entitles the purchaser to the rescission of an executed contract of sale ; ' (3) it entitles the pur- chaser, on rescission of the contract, whether executed or executory, to retain possession of the premises until he is reimbursed for any loss, injury or expense he may have incurred ; ^ (4) it entitles the purchaser to recover, in an action for deceit, damages for the loss of his bargain, over and above the consideration money, and any sum expended by him for improvements ; ^ (5) it gives the purchaser the right to recover back or detain the purchase money, whether the contract has been executed by a conveyance, whether that convay- ance was with or without covenants for title,^ and, if with covenants, whether they have or have not been broken ; " (6) it absolves the ' 1 Sugd. Vend. 7, 247. «2Sugd. Vend. 553. 'Young V. Harris, 2 Ala. 108; Garner v. Leverett, 32 Ala. 413. Kiefer v. Rogers, 19 Minn. 88. *Rawle Govt. ch. 9; 1 Sugd. Vend. 358. ' 2 Sugd. Vend. 558; Rawle Covt. § 822. Diggs v. Kirby, 40 Ark. 420. McDon- ald V. Beall, 55 Ga. 288. H.aight v. Hayt, 19 N. Y. 474. Edwards v. McLeay, Coop. 308. * Sugd. Vend. 247. Where it is said that if a purchaser is entitled to relief in a case of fraud in respect to the title, " it is not important that he has not been evicted; if the rightful owner is not barred by adverse possession, the purchaser ACTION AGAINST VENDOE FOK DECEIT. 233 purchaser from his obligation to tender the purchase money and demand a conveyance as a condition precedent to an action against the vendor ; ^ and (7) it deprives the vendor of the right to cure defects or recover incumbrances, and to require the purchaser to take the perfected title.^ Several of the remedies here mentioned are concurrent ; the right to rescind the contract in equity ; the right to recover back or to detain the purchase money at law, and the right to recover damages at law for the deceit. He may, of course, elect between these several remedies ; ^ but inasmuch as he may recover damages in excess of the consideration money in an action for the deceit, that remedy is generally to be preferred to assumjpsit for money had and received to the plaintiffs use, in which he would only recover the purchase money and interest, and nothing for the loss of his bargain. Tlie purchaser cannot be compelled to take one of those remedies instead of another ; he can never be required to accept damages in lieu of rescission ; * nor can the vendor insist upon rescinding the contract and returning the consideration where the purchaser is entitled to damages. The purchaser may, of course, waive liis right to damages, and sue to recover so much of the purchase money as he may have paid.^ If the purchaser desires to recover damages at law against the ven- dor guilty of fraud in respect to the title, his appropriate remedy at common law is an action on the case in the nature of a writ of deceit." He cannot, if his action be for breach of covenant, increase his damages by showing fraud on the part of the vendor.'' It is true that the action of covenant sounds in damages, but, as has been cannot tie compelled to remain during the time to run in a state of uncertainty whether, on any day during that period, he may have his title impeached. A court of equity is bound to relieve a purchaser from that state of hazard into which the misrepresentation of the seller has brought him. '' Whitlock v. Den- linger, 59 111. 96. ' Thomas v. Coultas, 76 111. 493. ■^ Green v. Chandler, 25 Tex. 148. ^Krumm v. Beach, 96 N. Y. 398. ^ 1 Sugd. Vend. (8th Am. ed.) 376. "iPearsoU v. Chapin, 44 Pa. St. 9. « 3 BI. Com. 166; 1 Sugd. Vend. 236; Kerr on Primd (Bump's ed.), p. 324, Carvill v. Jacks, 43 Ark. 439. ' Rawle Govt. § 159. 30 234 MAEKETABLE TITLE TO REAL ESTATE. already seen, tlie purchaser's recovery is limited to tlie considera- tion money and costs of eviction.^ If the contract be under seal, the purchaser may elect between the action of covenant and the action on the case for deceit ; if he chooses the latter remedy, the objection cannot be made that the contract is under seal, and that covenant should have been brought.^ The purchaser does not waive his right to recover damages, in a case of fraud, l:iy paying the pur- chase money.^ He waives his right to rescind the contract by remaining in jjossession and paying the purchase money after dis- covering the fraud/ But the action to recover damages is an affirm- ance of the contract, and it is always his privilege to complete the contract without impairing his right to reimbursement for any loss which he may have incurred tlirough the vendor's fraud.^ If the purchaser should choose to keep the premises and bring an action for damages grounded on the fraud, his possession of the premises, if it be probable that he would never be disturbed therein, would, it is apprehended, be considered in mitigation of damages. The purchaser is not entitled to relief in a case of fraud which can- not operate him an injury,* as where the vendor had previously eonvej^ed the premises to a stranger, and the conveyance failed to take effect as against the purchaser, for want of timely acknowledg- ment and registry.' Xor where the vendor fraudulently acquires • Ante, p. 309, and post, § 164. '^Parham v. Randolph, 4 How. (Miss.) 435; 35 Am. Dec. 403; English v. Bene- dict. 25 Miss. 167. Munroe v. Pritchett, 16 Ala. 785; 50 Am. Dec. 203; Foster v. Kennedy, 88 Ala. 359; 81 Am. Dec. 56. Clark v. Baird, 5 Seld. (N. Y.) 183. See, also, Rawle Govts. (5th ed.) § 167; Kerr on Fraud (Am. ed.), 326. 3 White V. Sutherland, 64111. 181. * Strong v. Strong, 102 N. Y. 69; 5 N. E. Rep. 799; Schiffer v. Dietz, 83 N. Y. 300. ' 3 Kent Com. 480. Owens v. Rector, 44 Mo. 389. Smyth v. ilerc. Tr. Co., 18 Fed. Rep. 486. 'Crittenden v. Craig, 3 Bibb (Ky.), 474. WuesthofE v. Seymour, 32 N. J. Eq. 66, where it was held that falsely representing an alley to be a private right of way, instead of a public alley, is not fraud entitling a purchaser to relief, the loss or injury resulting from the alley being in either case substantially the same. The same principle was declared in Morrison v. Lods, 39 Cal. 38, but was disap- proved in Kelly v. R. Co., 74 Cal. 557. ' Meeks v. Garner, 93 Ala. 17; 8 So. Rep. 378. And where land has been con- veyed and the deed recorded, a subsequent contract by the grantor to sell the same land to a stranger, does not place a cloud on the title of the grantee, nor ACTION AGAINST VENDOR FOE DECEIT. 235 the title, if it appear that the person defrauded made no objection, after reasonable opportunity and full knowledge of the facts.' Nor where an incumbrance, not disclosed by the vendor, is released by the incumbrancer, and the purchaser suffers no actual injury.^ Nor where an incumbrance, fraudulently concealed, has been removed by the vendor before decree in a suit by the jjurchaser for rescis- sion.^ l^or, generally, in any case in which the purchaser is not damnihed by the alleged fraud.* The contract may, of course, be rescinded if the fraud, in respect to the title, was perpetrated by an agent. An agent or attorney of the vendor conducting the negotiations on his behalf, having knowledge of an incumbrance on the estate, must disclose it.'^ But it seems that the principal will not be liable to an action for damages in a case of deceit by the agent, unless the deceit was impliedly authorized by the principal." Where a husband sold the lands of his wife, and fraudulently misrepre- sented the title, and the wife received the benefit of the sale, it was held that she was bound by his acts and liable in damages, though the contract was made in the name of the husband, and without her furnish a ground of objection to the title by the vendee. Goodkind v. Bartlett, 153 111. 419; 38 IT. B. Rep. 1045. 'Comstock v. Ames, 1 Abb. App. Dec. (N. Y.) 411. « Campbell v. Whittingham, 5 J. J. Marsh. (Ky.) 46; 20 Am. Dec. 241. ^ Davidson v. Moss, 5 How. (Miss.) L. 673. But see post, as to right of vendor to remove objections where he has been guilty of fraud, § 314. * Halls V. Thompson, 1 Sm. & M. (Miss.) 489. Board of Commrs. v. Younger, 29 Cal. 172. Walsh v. Hall, 66 N. C. 238. ^ 1 Sugd. Vend. (8th Am. ed.) 9. Evans v. Bicknell, 6 Ves. 174, 193, sembU; Burrowes v. Locke, 10 Ves. 470; Bowles v. Stewart, 1 Sch. & Lef. 227. Gill v. Corbin, 4 J. .1. Marsh. (Ky.) 392. Concord Bank v. Gregg, 14 N. H. 331. *Kerr on Fraud (Am. ed.), 326; citing New Brunswick R. Co. v. Conybeare, 9 H. L. Cas. 1; Henderson v. Lacon, L. R., 5 Eq. 262. In Law v. Grant, 37 Wis. 548, it was held that if an agent effected a sale of the principal's land by false representations or other fraud, without the authority or knowledge of the prin- cipal, the latter is chargeable with such fraud in the same manner as if he had known or authorized it. The representations in this case were made with respect to the value of the land, and not with respect to the title, but there would seem to be no difference in principle between the two. The purchaser set up the agent's fraud, by way of counterclaim for damages, as a defense to a foreclosure proceeding. It may be doubted whether the principal could be held liable for his agent's fraud in an action for damages, unless the fraud was authorized by- him. New Brunswick R. Co. v. Conybeare, 9 H, L. Cas. 1. 236 MARKETABLE TITLE TO EEAL ESTATE. knowledge.' An agent fraudulently misrepresenting the title may, of course, be held personally liable for damages.^ A trustee who makes false representations as to incumbrances on the property sold by him, will be personally liable to the purchaser.^ In England, and in some of the American States, a vendor or his agent, fraudu- lently misrepresenting the title, or fraudulently concealing defects of title, for the purpose of making a sale, is, by statute, made liable to fine and imprisonment, in addition to a civil action for damages.* The grounds upon which the purchaser is entitled to damages at law, or to relief in equity, where fraud has been practiced upon him respecting the title, are in most cases the same ; ^ consequently, it has not been deemed necessary in the following pages to distinguish the cases in which damages were sought or rescission of the contract demanded by the purchaser, or to consider the subject separately with respect to the particular form of relief or redress to which he may be entitled. Where the sale is by parol and the terms of the contract between ihe parties are afterwards reduced to writing, fraudulent representa- tions of the vendor at the sale will not be merged in the written contract.* § 102. WHAT CONSTITUTES FRAUD WITH RESPECT TO THE TITLE. Concealment of defects. The following propositions may be stated as embodying the principal features of the decisions as to what ' Krumm v. Beach, 96 N. Y. 398. 'Norris v. Kipp, (Iowa) 38 N. W. Rep. 152. n Sugd. Vend. (8th Am. ed.) 12. *24 Vict. chap. 96, § 28. Pub. Stat. Mass. 1882, p. 1147, Geu. Stat. Minn. 1881, p. 539. ' Sugd. Vend. 248, where it is said that, in a case of fraud by the vendor in the sale of real estate, "a foundation is laid for maintaining an action to recover damages for the deceit so practiced; and in a court of equity, a foundation is laid for setting aside the contract which was founded upon a fraudulent basis." While the proposition stated in the text is true in a general sense, it will perhaps admit of some qualification. A court of equity might freely decree the rescission of a contract upon evidence of fraud which a court of law would deem insuffi- cient to warrant a judgment against the vendor for damages. And, on the other hand, in the case of an executed contract, the court might be influenced in refus- ing a rescission by the consideration that the purchaser still had his remedy on the covenants contained in his deed. «Shanlw v. Whitney, 66 Vt. 405. ACTION AGAINST VENDOK FOE DECEIT. 237 acts or conduct of the vendor amount to fraud in respect to the title which he undertakes to convey : (1) The vendor is guilty of fraud if he conceals a fact matei'ial to the validity of the title, lying peculiarly within his own knowl- edge, and which it is his duty to disclose.* It is as much a fraud to ' Story Eq. § 307; Sugd. Vend. 371; Siigd. Law of Prop., etc., 653. Early v. Garrett, 9 Barn. & Ores. 928. Laidlaw v. Organ, 3Wh. (U. S.) 195. Saltonstall V. Gordon, 33 Ala. 151. State v. Holloway, 3 Blackf. (Ind.) 47. Emmons v. Moore, 85 111. 304; Strong v. Lord, 107 111. 26. Crutchfield v. Danilly, 16 6a. 434. Young v. Bumpass, 1 Freem. Ch. (Miss.) 241. Roseraan v. Conovan, 43 Cal. 110. Brown v. Montgomery, 20 N. Y. 287; 75 Am, Dec. 404. Bank v. Bax- ter, 31 Vt. 101. Carr v. Callaghan, 3 Litt. (Ky.) 365, 375. This is the mppressio iieri of the text writers, and is substantially the rule established by the leading case of Edwards v. McLeay, (^oop. 308, Sir Wm. Gkant delivering the opinion. To this Lord Eldon" added on appeal, that if one party make a representation which he knows to be false, but the falsehood of which the other party has no means of discovering, he is guilty of fraud, Sugd. Vend. 246. In the case of Brown V. Manning, 3 Minn. 35; 74 Am. Dec. 736, it was held that the mere execution and delivery of a deed, with general warranty conveying land which the grantor had previously conveyed to a third person, does not of itself amount to fraud, and that there must be some false representation of fact, with intent to deceive, accompanying the act, in order to entitle the grantee to relief. It is exceedingly difficult to reconcile this decision with the general rule that the vendor is guilty of fraud if he suppresses any fact material to the validity of the title. The- court cites no authority, and gives no reason for the decision other than that ' ' there may have been, and frequently does exist, a condition of things which would make it perfectly safe for the purchaser to take a deed of land under such circumstances, and rely upon his covenants for his security against the outstand- ing title, and such a transaction could take place in perfect good faith." In Max- field V. Bierbauer, 8 Minn. 413, this case was cited approvingly, but it appeared that the purchaser was aware of the prior conveyance. A contrary decision upon similar facts will be found in Banks v. Ammon, 27 Pa. St. 172. Of course, the mere conveyance with covenants of warranty, in the absence of concealment or misrepresentation of the state of the title, is not of itself a sufficient fraudulent representation to vitiate the transaction. Merriman v. Norman, 9 Heisk. (Tenn.) 270, criticising Gwinther v. Gerding, 3 Head (Tenn.), 198. If the vendor sup- presses the fact that his wife is living, so as to induce the purchaser to accept a conveyance without a release of her contingent right of dower, he is guilty of fraud. Shiffer v. Dietz, 83 N. Y. 300; S. C, 53 How. Pr. (N. Y.) 372. So, also, where he alters the abstract of title so as to conceal an incumbrance on the land. Knowlton v. Amy, 47 Mich. 204. The fact that the seller fails to deny, in conver- sation with the purchaser, the charge that he has concealed an incumbrance oa the property, is not sufficient evidence of fraud on his part. Halls v. Thompson, 1 8m. & M. (Miss.) 443. The encroachment of an adjoining lot upon that sold, known to the vendor but not mentioned in the particulars of sale, is a suppres- 238 MAEKETABLE TITLE TO EEAL ESTATE. sujjpress the truth as it is to utter a falsehood.' The question, what facts the seller must disclose, is capable of much refinement. Obviously it cannot be determined by any precise rule. In every case that arises the question is one of fact to be solved by all the circumstances which surround the transaction,^ among which, per- haps, the most important are the relations of trust and confidence which the parties bear to each other, and the inequalities in their respective business capacities, or opportunities for information respecting the title. Thus, it has been held, that if the vendor is a resident of the locality where the sale is made, and is aware that cer- tain existing facts render the title invalid under the laws there in force, he is bound to disclose those facts to the purchaser if he is a stranger, tliough they might be discovered by an examination of the records.' On the other hand, it has been held that the vendor is under no obligation to disclose the existence of unopened streets and such like easements affecting the premises sold, when the facts respecting them appear from the plats and records in the pub- lic ofiices, and he has reason to believe that the purchaser has equal knowledge with himself upon the subject.* As a gen- eral rule it may be said that the vendor is bound to disclose all facts material to the title of which he is informed. A title which upon the face of the vendor's title deeds, or the public records, appears complete and perfect, may in fact be utterly worthless, as where the estate is held jjur autre vie, and, at the time of the con- tract between the vendor and purchaser, the cestui que vie is dead, or in any case in which the vendor's title is liable to be defeated upon the happening of a particular event. In all such cases the vendor is guilty of fraud if he conceals from the purchaser a fact which defeats or lessens the value of his title.' It has been said that sion of a material fact entitling the purchaser to relief. King v. Knapp, 59 N. Y. 462. It is fraud in the vendor to execute a title bond knowing that he has no title, legal or equitable. MuUins v. Jones, 1 Head (Tenn.), 517. It is fraud in an executor to sell land belonging to the estate, if the will confers no authority for that purpose. Woods v. North, 6 Humph, (Tenn.) 308; 44 Am. Dec. 312. ' Lockridge v. Foster, 4 Scam. (Ill) 569. "^ Bean v. Herrick, 12 Me. 263; 38 Am. Dec. 176. 'Babcock v. Case, 61 Pa. St. 427; 100 Am. Dec. 654. Moreland v. Atchison, 19 Tex. 803, 311. ^ Wagner v. Perry, 47 Hun (N. Y.), 516. '1 Sugd. Vend. (8th Am. ed.) 9. Edwards v. McLeay, Coop. 312. ACTION AGAINST VENDOE FOR DECEIT. 239 if the purchaser accepts the estate subject to all faults, and the vendor knows of a latent defect which tiie purchaser could not dis- cover, there is a question as to whether or not he is bound to dis- close the defect. This observation was made in respect to faults in the quality of the estate, but it would apply as well, it would seem, to defects in the title.' It seems scarcely fair to apply to a case of alleged fraud with respect to the title the rule which prevails in a case of fraudulent representations as to the quality of the estate, namely, tliat the vendor is not bound to disclose defects which lie open to the observation of the purchaser. It is true that all defects of title which would appear upon a thorough examination of the title may be said to be, in a certain sense, open to the observation of the purchaser. But it is well known that an examination of the title is a serious matter, involving much labor and delay, and is frequently dispensed with upon the assurances of the vendor that his title is perfect. Whether the estate consists of fertile lands or sterile lands, uplands or meadows, productive or non-productive mines, can be determined by any man of ordinary capacity; but whether the record shows a clear title, is a fact that few purchasers can ascertain without professional assistance and much expense. Whether tlie vendor is bound to disclose that his title has been questioned or doubted does not appear. But it has been held that if the validity of the title depends upon a particular fact, and the vendor knows that such fact exists, no duty devolves upon him to disclose to the purchaser that the existence of such fact had ever been questioned. Thus, where a son placed money in the hands of his father with which to buy lands for him (the son), and the father died before a conveyance was executed, and the vendor required indemnity against any future claim by the heirs of the father before he would convey the land to the son, it was held that the son was not obliged to dis- close to his vendee the fact that such indemnity had been required and given.'^ This case, however, scarcely goes the length of decid- ing that the vendor is under no obligation to disclose facts which render the title merely doubtful, and not absolutely bad. > 1 Sugd. Vend. (8th Am. ed.) 2, 9. Jones v. Keen, 2 Moo. & R. 348. Ward v. "Wiman, 17 Wend. (N. Y.) 193, a case in which the land supposed to have been sold did not exist. ^ Tarrell v. Lloyd, 69 Pa. St. 239, 248. 240 MAEZETABLE TITLE TO EEAL ESTATE. § 103. Wilful or careless assertions. The vendor is guilty of fraud if he makes an assertion of fact in regard to the title which he knows to be false, or which he has no reason to believe to be true, and which is in fact untrue.^ It is a sufficient proof of fraud, as a general rule, to show that the vendor's representatioxis are false, and that he had knowledge of facts contrary to his representa- tions.^ There are cases which hold that the representations of the vendor as to title may not be fraudulent in law, though exception- able in point of morals, as where he makes untrue statements in regard to a fact concerning which the purchaser has the same opportunity and means of information as he.^ It must be admitted that these decisions stand upon very debatable ground, and that the courts should be slow to condone fraud on the part of the vendor under any circumstances, especially where it consists of a positive averment, and not a mere suppression of the truth. A mere cove- nant that the grantor is seized in fee is not of itself a fraudulent representation if he has no title.'' § 104. Defects which appear of record. The vendor is not necessarily guilty of fraud in failing to call the attention of the pur- 'Hinkle v. Margerum, 50 Ind. 242; Strong v. Downing, 34 Ind. 300; Wiley v. Howard, 15 Ind. 169; Warren v. Carey, 5 Ind. 319; Fitch v. Pome, 7 Blackf. (Ind.) 564. If the vendor positively affirm, as of his own knowledge, that the title is good, without knowing whether it Is in fact good, he will be deemed guilty of fraud if the title is in fact had. Barnes v. Union Pac. R. Co., 54 Fed. Rep. 87; 12 V. S. App. 1. ' 1 Sugd. Vend. (8th Am. ed.) 5. Burrowes v. Locke, 10 Ves. 470; Lake v. Brutton, 8 De G., M. & G. 449. ' Yeates v. Pryor, 11 Ark. 66, the court, by Walkbk, J., saying: "It is not every representation of the vendor in regard to the property sold which will amount to fraud, be it ever so exceptionable in point of morals. The misrepre^ sentation, in order to affect the validity of the contract, must relate to some mat- ter of inducement to the making of the contract in which, from the relative position of the parties and their means of information, the one must necessarily be presumed to contract upon the faith and trust which he reposes in the representa- tions of the other on account of his superior information and knowledge In regard to the subject of the contract; for if the means of information are alike accessible to both, so that with ordinary prudence or vigilance the parties might respec- tively rely upon their own judgment, they must have been presumed to have done so; or, if they have not so informed themselves, must abide the consequences of their own inattention and carelessness. " In this case fraud on the part of the vendor was alleged, both in respect to the value of the property and state of the title. * Decker v. Schulze, (Wash.) 39 Pac. Rep. 261. Ante, p. 237, n. ACTION AGAINST VENDOR FOB DECEIT. 241 chaser to a defect of title or an incumbrance which appears of record, or which appears on the face of the instruments evidencing the vendor's title.^ This is analogous to the rule that the vendor need not call the attention of the purchaser to defects in the quality of the estate which are fully open to his observation. But the vendor will be gnilty of fraud if he induce the piirchaser to forego an examination of the title in order that his attention may not be ' Turner v. Harvey, Jac. 178. Ward v. Packard, 18 Cal. 391. Richardson v. Boright, 9 Vt . 368. The cases which hold that the vendor is not guilty of fraud in failing to disclose an incumbrance apparent of record proceed largely upon the hypothesis that the purchaser has himself examined the record, is avrare of the incumbrance, and tacitly purchases subject thereto, and that he has taken the incumbrance into consideration in determining the price he will pay for the property. Ward v. Packard, supra, citing Story Eq. § 208. It is hardly to be supposed that a business man, knowing of an incumbrance, would purchase with- out mentioning the fact for the purpose of obtaining the property at the lowest figure. The other principal ground of such decisions, namely, that the pur- chaser is guilty of laches in failing to examine the title and must suffer the con- sequences wouM seem better founded in reason, though it has not passed with- out attack. Cullum v. Branch Bank, 4 Ala. Burwell v. Jackson, 5Seld. (N. Y.) 545. Keifer v. Rogers, 19 Minn. 33. Pryse v. McGuire, 81 Ky. 608. " It would be the grossest in j ustice to infer fraud upon the mere silence of a vendor as to the existence of an incumbrance where the abstract of title is suflScient to put the purchaser on inquiry." Steele v. Kinkle, 3 Ala. 353. The case of GrifiQth v. Kempshall, Clarke Ch. (N. Y.) 571, has gone as far, perhaps, as any other in support of the proposition that in a case of fraud by the vendor the pur- chaser is chargeable with laches in failing to examine the records, where such examination would have disclosed the fraud. The sale was at auction, the vendor declaring with knowledge to the contrary that there were no incum- brances on the property. A most important element of this decision, however, was that after time given for examining the title the purchaser had accepted a con- veyance with general warranty, and that the vendor's fraud had been nierged in the conveyance. It is not easy to reconcile this decision with the rule Ithat the contract will be vitiated if the vendor make definite statements for the piirpose of preventing inquiries by the purchaser which would disclose the fraud. In Tallman V. Green, 3 Sandf . (N. Y.) 437, it was held that false representations as to the title are no ground for rescission when the record shows the true state of the title, since the facts falsely represented must be such as the grantee could not know to be untrue. It does not appear that the vendor in this case knew that his representa- tions were false. The purchaser was left to his remedy at law on the vendor's covenants. In Andrus v. St. Louis, 130 U. S. 643, it was held that a purchaser was guilty of laches in failing to inspect the premises, by which he would have discovered an adverse claimant in possession. 31 242 MAEKETABLE TITLE TO EEAL ESTATE. brought to such defects ; * or if he occupies such a confidential rela- tion to the purchaser that by reason of such relation the latter is induced to forego an examination of the title.^ In either case the same principle is applied as that upon which the vendor is held guilty of fraud in actively concealing latent defects in the quality of the estate. In every sale of lands there is an implied contract that the vendor has an indefeasible title, unless the contrary is expressed;' hence, in every case in which the purchaser enters into the contract without making an examination or requiring an abstract of the title, it would seem fair to assume that he did so relying upon the obliga- tion of the vendor to disclose any defect in his title. Where the vendor knows there is a defect in the title, and knows also that the purchaser intends to dispense with an abstract or examination of the • 2 Warvelle Veud. 844. Ricliardson v. Boright, 9 Vt. 368. If the purchaser refrains from examining the title hy reason of the vendor's representation that the title is good, he will be relieved if the title is bad. Bailey v. Smock, 61 Mo. 213. But if he is not influenced by the vendor in failing to examine the title, he will not be relieved on the ground of fraud. Patten v. Stewart, 24 Ind. 332, 842, semble. 'Babcook v. Case, 61 Pa. St. 430; 100 Am. Deo. 454. Hunt- v. Moore, 2 Pa. St. 107, where the vendor was an executor and man of aflEairs, and the vendee a devisee of the vendor's testator, and a woman of weak intellect much under the executor's influence. Rimer v. Dugan, 89 Miss. 477; 77 Am. Dec. 687. In Bab- cock V. Case, 61 Pa. St. 427; 100 Am. Dec. 454, it appeared that the vendor held a tax deed, and represented to the purchaser that he had examined the title and found it good. The purchaser, saying that he would take the vendor's word for it, bought the land without examining the title. It did not affirmatively appear that the vendor was aware of the facts vitiating the title, but the court held that there was a relation of trust and confidence between the parties, and that, having -undertaken to state the facts truly, his ignorance of them would not redeem a falsehood in regard to them, in any material respect, from being a fraud which would avoid the contract. If the vendor prevents the vendee from examining the records by assurances that the title is perfect and the property free from incumbrances, a case of special confidence ia established and the vendee is not ■chargeable with neglect in failing to examine the title. Bailey v. Smock, 61 Mo. 217. That a vendor is not bound to inform the purchaser of the existence of a judgment lien or other incumbrance on the premises which may be easily dis- covered by an examination of the public records, is doubtless true if the parties are dealing at arm's length, but it ia beUeved that a court of equity would lay hold on slight circumstances to establish a relation of trust and confidence between the buyer and seller, and to charge the latter with an abuse of that confidence. sBurwell v. Jackson, 5 Seld. (N. Y.) 535. In Crawford v. Keebler, 5 Lea (Tenu.), 547, where the vendor failed to inform the purchaser of a suit to enforce ACTION AGAINST VENDOR FOR DECEIT. 243 title, it is no more than fair to give to tlie silence of the vendor under such circumstances the effect of an express representation that the title is unimpeacliable. Of course a misrepresentation as to a fact affecting the title not apparent of record, such as the fact of inheritance or the like, will fix the vendor with fraud.' There is undoubtedly a conflict of authority as to the duty of the vendor to disclose defects of title which the purchaser might dis- cover by an examination of the records. There are cases which hold that the vendor is liable, if, knowing of a defect or incumbrance, he fails to disclose it,' others, that he is liable if he assert that the title is good, when he knows that the records show it to be defective ; ' a priov vendor's lien upon the land, it was said that the mere fact of a want of title known to the vendor and not communicated to the vendee, is a fraud upon him, for which he may resist the payment of the purchase money. See, also, Prout V. Roberts, 33 Ala. 427. Crutchfleld v. Danilly, 16 Ga. 432. 1 Hammers v. Hanrick, 69 Tex. 413 ; 7 S. W. Rep. 345. ' Cullum V. Branch Bank, 4 Ala. 21; 37 Am. Dec. 725. Burwell v. Jackson, 5 Seld. (N.Y.)535. Here there was no representation whatever by the vendor as to the sufHoiency of his title, unless the agreement to make "a good and sufficient con- veyance " could be considered such. In Prout v. Roberts, 33 Ala. 437, the rule was thus broadly stated by Stone, J : "A vendor who conceals from his vendee a known and material defect in or incumbrance on his title, and thereby induces him to purchase, is guilty of a fraud for which the vendee may claim a rescission of the contract," citing Cullum v. Br. Bank, supra, Harris v. Carter, 3 Stew. (Ala.) 333; Greenlee v. Gaines, 13 Ala. 198; 48 Am. Dec. 49 ; Bonham v. Walton, 24 Ala. 513 ; Foster v. Gressett, 29 Ala. 393 ; Lanier v. Hill, 25 Ala. 554 ; McLe- more v. Mabson, 20 Ala. 137. To the same effect see Johnson v. Pryor, 5 Hayw. (Tenn.) 243; Crawford v. Keebler, 5 Lea (Tenn.), 547; Nicol v. Nicol, 4 Baxt. (Tenn.) 145; Napier v. Elam, 6 Yerg. (Tenn.) 108. In Cullum v. Branch Bank, supra, the court said: "It cannot be denied that the (purchaser) was in error in not making an examination of the register, and also in not ascertaining from the previous vendor whether he pretended to any lien. But this does not exculpate the vendor. * »■ * By offering to sell the estate, the vendor virtu- ally represents it as not incumbered by himself, or if incumbered that he will free it before the sale is executed ; and if he wishes to discharge himself from the consequences of this implied representation, it lies with him to show that the purchaser was informed, or otherwise knew of the incumbrance." Citing Har- ding V. Nelthorpe, Nelson, 118. Cater v. Pembroke, 2 Bro. C. C. 281. In Ken- nedy V. Johnson, 2 Bibb (Ky.), 12; 4 Am. Dec. 666, a case in which the vendor failed to disclose the priority of his grant to a purchaser who believed he was acquiring the elder legal title, the contract was rescinded at the suit of the pur- chaser, though the land records showed the defect. » The rule that the purchaser is chargeable with laches in failing to examine 244 MARKETABLE TITLE TO REAL ESTATE. and lastly, cases which hold that the purchaser has no right to rely on the vendor's representation that the title is good, in any case, but should satisfy liimself by an examination of the records.^ Both upon principle and authority it would seem that the second class of cases establishs tlie true rule. It is inconceivable that the vendor, knowing his title to be bad, should declare it to be good for any purpose other than to induce the purchaser to accept it without examination. There can be no doubt than in morals the vendor is guilty of fraud. And when it is sought in law to visit upon him the consequences of his fraud, the vendor should not be allowed to answer, that if due diligence had been exercised, his fraud would the title does not apply where the vendor, knowing the title to be defective, rep- resents that it is good. It does not lie in the mouth of the vendor to say that his falsehoods respecting the title might have been discovered by the purchaser if he had used due diligence and caution in examining the public records. Pryse v. McGuire, 81 Ky. 608; Young v. Hopkins, 6 Mon. (Ky.) 33; Campbell v. Whit- tingham, 5 J. J. Marsh. (Ky.) 96; 30 Am. Dec. 241. Kiefer v. Rogers, 19 Minn. 32. Topp V. White, 13 Heisk. (Tenn.) 165; Napier v. Elam, 6 Yerg. (Tenn.) 108; Ingram v. Morgan, 4 Humph. (Tenn.) 66; 40 Am. Dec. 636. The vendor is estopped from asserting that the purchaser might have asertained the truth by examining the public records. Wilson v. Higbee, 63 Fed. Rep. 723. Contra, Williams v. Thomas, 7 Kulp. (Pa. Com. PI.) 371. ' Griffith V. Kempshall, Clarke Ch, (N. Y.) 571, See notice of this case, p. 241. It is believed that, in most of the instances in which the purchaser has been denied relief in cases of fraud on the ground that due diligence in examining the records would have shown the true state of the title, there was no attempt on the part of the vendor to fraudulently conceal the facts. To state, with knowledge to the contrary, that the recoi'd showed no defects would, of course, be such an attempt. Pryse v. McGuire, 81 Ky. 608. In Kerr v. Kitchen, 7 Pa. St. 486, the head note states that " fraudulent concealment of defects cannot be imputed when they appear from deeds on record." The case does not support the head note. There was no evidence that any concealment of the state of the title was attempted. The parties acted under a mistake as to the legal effect of an instru- ment affecting the title. In Wagner v. Perry, 47 Hun (N. Y.), 516, it was held that the purchaser is not guilty of fraud in failing to state facts affecting the title disclosed by the records, so long as he makes no effort to conceal those facts. The rule stated in Sugden on Vendors, 246, that if the false statement could not be discovered from the abstract, the purchaser will be relieved, can scarcely be considered authoiity for denying relief to a purchaser who might have discovered the vendor's fraud (not mistake) by examining the title, there being obviously «■ wide difference between a case in which the vendor furnishes an abstract which shows a defect in his title, and one in which he induces the purchaser to forego an examination of the title by assuring him that it is clear and unincumbered. ACTION AGAINST VENDOR FOE DECEIT. 245 have been discovered and avoided.' If the rights of a stranger should be impaired bj such want of diligence, the purchaser might be precluded in his behalf, but as between vendor and vendee, the doctrine of notice from the record can have no application in a case of positive fraud on the part of the former with respect to the title.2 It has been held that a purchaser is not guilty of laches in relying upon innocent misrepresentations of the vendor as to the title, and that as a general rule, evidence which is sufficient to establisii inno- cence of intentional misrepresentation on the part of the vendor will relieve the purchaser of the imputation of laches in failing to ' "No man can complain that another has relied too implicitly on the truth of ■what he himself stated." Kerr on Fraud, 80. Brown v. Rice, 36 Grat. (Va.) 473. "When once it is established that there has been any fraudulent misrepresenta- tions or willful concealment by which a person has been induced to enter into a contract, it is no answer to his claim to be relieved from it to tell him that he might have known the truth by proper inquiry. He has a right to retort upon his objector, 'You, at least, who have stated what is untrue, or have concealed the truth for the purpose of drawing me into a contract, cannot accuse me of want of caution, because I relied implicitly on your fairness and honesty.'" Language of Lord Chelmsford cited in Hull v. Field, 76 Va. 607. In Upshaw v. Debow, 7 Bush (Ky), 447, it was held that the purchaser was not bound to examine the vendor's title papers, and might rely on his statements as to the title. And in Young V. Hopkins, 6 T. B. Mon. (Ky.) 23, it was declared a bad defense to say that the purchaser might have discovered the vendor's falsehoods by using due diligence. Tarham v. Randolph, 4 How. (Miss.) 451; 35 Am. Dec. 403. Hunt v. Moore, 3 Pa. St. 107. Campbell v. "Whittingham, 5 J. J, Marsh. (Ky.) 96; 20 Am. Dec. 241. But see Richardson v. Boright, 9 Vt. 368, and the intimation of Brewer, J., in Clagett v. Crall, 12 Kans. 397. The reasons for this proposition were forcibly stated by the court in Burwell v. Jackson, 5 Seld. (N. Y.) 545, as follows: " A vendee can never be bound, as between him and the vender, to search the record for defects of title. The protection of vendors from the consequences of agreeing to sell that which they do not own constitutes no part of the object of the recording acts; nor is it any answer to a warranty, either express or implied, that the purchaser might by inquiry have ascertained it to be false. The reason why the implied warranty ceases upon the consummation of the contract of sale by the execution of a deed is not that the vendee is presumed to have investigated the title and discovered the defects, if any there be, but that it is reasonable to require the vendee in taking a deed, which is a more solemn and deliberate act than entering into a preliminary agreement for the purchase, to protect himself by an express warranty." A purchaser is not charged with notice of facts which come to the knowledge of his attorney in the examination, nor put upon inquiry by the contents of a deed in his chain of title, as between himself and the vendor. 246 MAEKETABLE TITLE TO EEAL ESTATE. examine the title.^ The Enghsh rule upon this question has been thus stated : " If the vendor sells with knowledge of a defect in the title to part of the estate material to the enjoyment of the rest, and does not disclose the fact to the purchaser, and it cannot he collected from the abstract, the purchaser will be entitled to have the contract rescinded.^ The same rule would apply in America, it is appre- hended, in all cases in which an abstract of the title is furnished by the vendor.'' He would not be deemed guilty of fraud in failing to call the attention of the purchaser to a defect of title plainly dis- closed by the abstract. But in the application of the English rule to American cases care should be taken to distinguish between the abstract of title and the public registry of conveyances, incumbrances, etc., generally existing in American States. It would seem scarcely just to the purchaser to give to the public registry the effect of an abstract of title, a document usually submitted to the scrutiny of counsel, and so prepared that a defect thence appearing could hardly escape the attention of the purchaser or his counsel, except in a case of gross negligence or incompetence. It is convenient to note here the differences between the English and American sources of infor- mation respecting the title. In England there is no general registry of title deeds such as exists in America ; consequently, when a title is examined there, the vendor must produce all the deeds or other documents in his possession relating to the title, and submit them to the inspection of the purchaser, or furnish the purchaser with an epitome or abstract of their essential parts. This is sometimes done in America, but the abstract, owing to the expense attending its preparation, is frequently dispensed with, especially in rural commu- nities, and the purchaser contents himself with an examination of the registered copies of the vendor's title deeds, either in person or by counsel. The facility with which this may be done has led to the disuse of abstracts in some sections, and given use to a disposition on the part of the purchaser in many cases to rely upon lay opinions as The doctrine of constructive notice from these sources is only applied for the protection of third persons against the claims of subsequent purchasers. Champ- lin V. Laytin, 6 Paige Ch. (N. Y.) 189; 31 Am, Dec. 383. ' Baptiste v. Peters, 51 Ala. 158. '1 Sugd. Vend. (8th Am. ed.) 375 (246). ^Bryant v. Boothe, 80 Ala. 311; 68 Am. Dec. 117. ACTION AGAINST VENDOR FOE DECEIT. 247 to the title, and to accept without question the vendor's representa- tion that his title is good. §105. Existence of fraudulent intent. Eepresentations bythe vendor, to be fraudulent, must have been, iirst, untrue; and. secondly, the vendor must have known them to be untrue, or have had no reason to believe tliem true ; and the contract must have been entered into in consequence of such fraudulent representations in order to entitle the purchaser to relief.^ He must have relied upon such representations,'* and the representations themselves must have been in respect to some material thing unknown to liim.^ But if a statement be in fact false, and be uttered for a fraudulent pur- pose, which is in fact accomplished, it has the whole effect of a fraud in annulling the contract, although the vendor did not know the statement to be false, but beheved it to be true.'' While the vendor may in some cases be deemed guilty of fraud in making statements which he does not know to be true, the mere fact that he does not know them to be true is not, as a general rule, sufficient to fix him with fraud. There must be something to show that the statements were fraudulently made, in order to distinguish them from mere mistake.^ It has been held, however, that a false ' Taylor v. Leith, 26 Ohio St. 428. Fraud on the part of the vendor with respect to the title cannot exist, unless there be an intent to deceive. Fox v. Haughton, 85 N. C. 168. This was the rule, with the exception of the qualification of the second clause, declared by Lord Beougham in the great case of Small v. Atwood, 6 CI. & Fin. 531. It is true the alleged fraud in that case consisted of certain rep- resentations as to the value or productiveness of the estate, and not as to the sufficiency of the title, but it seems that the rules by which the presence of fraud in the transaction is to be determined are the same in either case. If the vendor state that the title is free from incumbrances " to the best of his knowledge and belief," and there are in fact incumbrances on the property, he will not be charged with fraud unless he knew of their existence. Barton v. Long, (N. J.) 14 Atl. Rep. 568. ' Bond V. Ramsey, 89 111. 29, Luckie v. MoGlasson, 22 Tex. 282. s Holland v. Anderson, 38 Mo. 55. ■•Bethell v. Bethell, 92 Ind. 318; Brooks v. Riding, 46 Iud.l5; Krewson v. Cloud, 45 lud. 273; Booher v. Goldsborough, 44 Ind. 490; Frenzel v. Miller, 37 Lid. 1; 10 Am. Rep. 62. 'Rawie Govt. (5th ed.) 541 n., and cases cited, few of which, however, involved any question of fraudulent representations of the vendor as to his title. See ante, p. 240, as to the effect of statements by the vendor which he did not know to be true. 248 MARKETABLE TITLE TO EEAL ESTATE. representation founded on a mistake resulting from gross negligence is a fraud/ as where the land sold had been included in a mortgage of other lands executed by the vendor, but of which, from careless reading, he was ignorant.^ It is to be observed that the cases which decide that a vendor is not necessarily guilty of fraud in failing to disclose apparent defects of title or in making representations in regard to the title not true in fact, merely relieve the vendor from the imputation of fraud, but do not deny the purchaser relief if entitled thereto upon other grounds. A false representation by the vendor, however innocently made, if injury follows, gives the pur- chaser a right to compensation.^ § 106. Statement of opinion. Mere expressions of opinion as to the sufficiency of the title, when the means of information are equally accessible to both parties, and when no confidential relations exist between them, do not constitute fraud on the part of the vendor.* A purchaser has no right to rely on the statement of the vendor that his title is good, for this is no more than the statement of an opinion. To constitute fraud the vendor must falsely state, or fraudulently conceal, some fact material to the title.^ ' Smith V. Richards, 18 Pet. (U. S.) 38. » Kiefer v. Rogers, 19 Minn. 33. n Sugd. Vend. (14th ed.) 28; Bigelow on Fraud, 415. Gunby v. Sluter, 44 Md. 337. Shackelford v. Hundly, 1 A. K. Marsh. (Ky.) 495; 10 Am. Dec. 753. Watsou V. Baker, 71 Tex. 739; 9 S. W. Rep. 867. " Hume V. Pocock, 1 L. R., Ch. App. 379. Smith v. Richards, 13 Pet. (U. S.) 26, Maney v. Porter, 3 Humj*. (Tenn.) 309. Ghisscock v. Minor, 11 Mo. 655. Conwell V. ClifCord, 45 Ind. 395. Bond v. Ramsey, 89 111. 29. Where the pur- chaser declared that he would not buy a tax title, and the vendor answered that he had the best kind of title, it was held that if the vendor made such declara- tion knowing that he had only a tax title, he was giiilty of fraud. Updike v. Abel, 60 Barb. (N Y.) 15. In a case of conflicting claims to property in which one claimant employed counsel to investigate his title, and offered as a com- promise to sell that title to the other claimant, it was held that the assertions of the latter (who purchased) as to the validity of his title could not amount to a fraud on the vendor. Saltonstall v. Gordon, 33 Ala. 149. ' Conwell V. Clifford, 45 Ind. 893. The mere expression of an opinion by the vendor as to the goodness of his title, in the course of trade, when all the facts in relation to tlie title are fully and fairly disclosed, and when the vendee agrees to take the title at his own risk without recourse on the vendor, is no fraud or ground of relief to the purchaser if the title should prove bad. The statement that an adverse claim against the property cannot be maintained, is, of course, a statement of opinion only. Jasper v. Hamilton, 3 Dana (Ky.), 284. But to state ACTION AGAINST VENDOE FOE DECEIT. 249 It has been held that statements of what is the law bearing upon the suiRciency of the title, are to be treated as statements of opinion only, and even though fraudulently made, afEord the purchaser no grounds for relief ; all persons being presumed to know the law.* It is easy to see, however, that the universal application of such a rule M^ould in many cases lead to gross injustice. If the parties stand upon equal ground, and are dealing at arm's length, the rule might be salutary ; but if there be such a disparity in their respec- tive positions as to give the vendor an undue advantage; e. g., if the vendor were a conveyancer, and the purchaser an ignorant man, the latter would seem entitled to relief. If the validity of the title depends upon a question of law, of course the statement of the vendor as to the goodness of the title would be a mere matter of opinion on his part. But a statement that there are no incumbrances on the property would be a state- ment of fact, and if falsely made would entitle the purchaser to relief.' So, also, if the vendor assert that the title is good when he that there are no adverse claims against the property would obviously be a most important statement of fact, and if made with knowledge of its falsehood, would, it is apprehended, entitle the purchaser to relief. ' Pish v. Cleland, 33 111. 243, where it was said; " A representation of what the law will or will not permit to be done is one on which the party to whom it is made has no right to rely ; and if he does so it is his own folly, and he cannot ask the law to relieve him from the consequences. The truth or falsehood of such a representation can be tested by ordinary vigilance and attention. It is an opinion in regard to the law and is always understood as such." This case was a suit by the vendor to rescind the contract on account of the purchaser's fraud, but it is apprehended that the principle declared would be fully as applicable to a case of representation affecting the title. See, also, Upton v. Tribilcock, 91 U. S. 50; approving Fish v. Cleland, supra, and citing further Star v. Bennett, 5 Hill (N. Y.), 303; Lewis v. Jones, 4 B. & C. 506; Rashall v. Ford, L. R., 2 Eq. 750, to the general proposition that a statement of what the law is by any person, is a statement of opinion only. 2 Glasscock v. Minor, 71 Mo. 655. In Jasper v. Hamilton, 3 Dana (Ky.), 284, the court said: " Wo cannot admit that the expression of an opinion by the vendor as to the goodness of his title in the course of trade, when the vendee agrees to take it at his own risk without recourse or responsibility on the vendor, is such fraud as to justify a rescission of the contract, if the title should prove inferior to an adverse interfering claim. If all the/acis in relation to his title are fairly and fully disclosed, the vendee is furnished with the means to form his own opinion or to obtain the opinion of others, and if he 32 250 MARKETABLE TITLE TO REAL ESTATE. knows of a paramount title outstanding in a tliird person.* If the vendor states material facts as of Lis own knowledge and not as a mere matter of opinion, but of which he has no knowledge whatever, he is guilty of fraud.^ It seems, however, that there must be some evidence of fraudulent intent on the part of the vendor other than the mere want of knowledge of the truth of bis assertions.^ If the vendor make definite statements for the purpose of pre- venting the purchaser from making inquiries which would have shown his representations to be false, he is guilty of fraud, and the contract may be rescinded, or an action for damages maintained by the purchaser,* as, where the vendor falsely states the amount of liens on his property.' This rule, carried to its furthest extent, must neutralize those decisions which hold that the purchaser is not entitled to relief where he has the "means of knowing," or "suf- ficient means of knowing," the falsity of the vendor's representa- tions at the time they were made, since it is inconceivable that a vendor would make a false statement respecting the title for any purpose other than to prevent an examination of the title by the fails to do so and purchases without recourse, it is his own folly and he has no just ground to complain. Whether a title is paramount and superior to an adverse conflicting claim is a question of law often of the most abstruse and critical import, and which, the facts being fairly developed, is placed as much within the competency of the vendee to solve, or to procure others to do so, as within that of the vendor." ' Spence v. Durein, 3 Ala. 251. ' Kerr on Fraud (Bump), S3, and cases cited; Rawle Govt. § 322. Adams v. Jarvis, 4 Biug. 66, Best, C. J., saying: " He who aifirms either V7hat he does not know to bo true, or knows to be false, to another's prejudice and Lis own gain, is both in morality and law guilty of falsehood and must answer in dam- ages." See, also, Munroe v. Pritchett, 16 Ala. 787; 50 Am. Dec. 203. Shackel- ford V. Hundley, 1 A. K. Marsh. (Ky.)500; 10 Am. Dec. 753. Davis v. Heard, 44 Miss. 51; Halls v. Thompson, 1 8m. & M. (Miss.) 485; Rimer v. Dugan, 39 Jliss. 477; 77 Am. Deo. 687. ^ Ante, p. 247 ; Kawle Govts. (5th ed.)§ 232; Kerr on Fi-aud 19, and cases cited. " Campbell v. Whittingham, 5 J. J. Marsh. (Ky.) 96; 20 Am. Dec. 241, where the purchaser was induced to omit an examination of the title by the assertion of the vendor that the title was good. See, also, Parham v. Randolph, 4 How. (Miss.) 451; 35 Am. Dec 403. Burwell v. Jackson, 5 Seld. (N. Y.) 545. 5 Thomas v. Goultas, 76 111. 428. Kenny v. Hoffman, 31 Va. 442. Brown v. Herrick, 99 Pa. St. 330. ACTION AGAINST VENDOR FOE DECEIT. 251 purchaser, the only "means of knowing" the fraud of the vendor.* There can be, of course, no fraud in an innocent misrepresentation by mistake, thougli the vendor may be deemed guilty of constructive fraud and subjected to an action at law for damages if he declare that to be true of which in fact he has no knowledge.^ In equity the contract may always be rescinded if there be a mutual mistake as to the title.' Certain acts and conduct of the vendor other than misrepresenta- tion or non-disclosure of facts respecting the title may amount to fraud ; e. g., it is a fraud in the vendor knowingly to deliver a con- veyance v^ithout covenants for title when the contract provides for covenants ; * or to threaten to resell the premises together with the purchaser's improvements unless the purchaser would accept a con- veyance with special warranty, he being entitled to general cove- nants.^ The right of action, however, in these cases does not necessarily grow out of an inability on the part of the vendor to convey a good title. § 107. PLEADING AND PROOF. In every pleading by the pur- chaser, the gravamen of which is the vendor's fraud, the facts con- stituting the fraud must be expressly alleged. A general allegation of fraud is insufficient.* The purchaser must also aver that he relied on and was deceived by the vendor's fraudulent representation.' If facts showing fraud are alleged it is not necessary to allege fraud in express terms ; the law implies the fraudulent intent.* Nor in an action on the case for fraud and deceit is it necessary to allege a scienter on the part of the vendor, for if the vendee be injured by a representation which is not true in fact, his right of action is com- plete, whether the vendor was or was not aware of the falsity of his ' Ante, p. 241. 'Munroe v. Pritchett, 16 Ala. 787; 50 Am. Dec. 203. ' 1 Story Eq. § 142. Hitchcock v. Giddings, 4 Price, 135. Wood v. Johnson, 3 Conn. 597. Davis v. Heard, 44 Miss. 51. Bradley v. Chase, 22 Me. 511. Armistead v. Hundley, 7 Grat. (Va.) 64. Sanford v. Justice, 9 Mo. 865. < Bethell v. Bethell, 92 Ind. 318. '' Denston v. Morris, 2 Edw. Ch. (N. Y.) 37. 'Marsh v. Sheriff, (Md.) 14 Atl. Rep. 664. 'Luckie v. McGlasson, 22 Tex. 282. «Prysev. McGuire, 81 Ky. 611. Lanier v. Hill, 25 Ala. 559. Josselyn v. Edwards, 57 Ind. 212. 252 MARKETABLE TITLE TO EEAL ESTATE. statement. The vendor is constructively guilty of fraud if he allege a thing to be true of which he has in fact no knowledge.^ It has been held that the plaintifE must allege that the matters in respect to which the false representations were made by the defendant, were such as lay peculiarly within his knowledge ; otherwise no cause of action would appear in consequence of the rule maintained by some cases, that the purchaser has no right to rely upon the representations of the vendor in regard to matters upoij which he might have obtained information from other sources, such as the public records.^ The burden is on the vendee to prove the fraud which he alleges.' Fraud is never presumed, though of course & prima facie case of fraud may be established, that is, a state of facts may be shown which, unexplained, will be held to amount to fraud.^ The mere existence of defects in the title is not sufficient, however, to raise a presumption of fraud on the part of the vendor.^ ' Saund. PI. 537. Munroe v. Pritchett, 16 Ala. 787; 50 Am. Dec. 203. Britt v. Marl-i, (Oreg.) 25 Pao. Rep. 636; Rolfes v. Russell, 5 Oreg. 400; Denning v, Cresson, 6 Oreg. 241. 'Bianconi v. Smith, (Ariz.) 28 Pao. Rep. 880, where it was also held that a pur- chaser failing to examine the title cannot complain of the vendor's false and fraudulent representations — a rule that may well excite question. See ante, p. 244. = Story Eq. Jur. 200. Holland v. Anderson, 38 Mo. 55. Williams v. Thomas, 7 Kulp. (Pa. Co. Ct. Rep.) 371. " Green v. Chandler, 35 Tex. 148. ^Harland v. Eastland, Hard, (Ky.) 590, semble. OF AFFIRMANCE BY PROCEEDINGS AT LAW AFTER THE CON- TRACT HAS BEEN EXECUTED. Action for Covenant Broken. CHAPTER XII. OP THE COVENANT FOR SEISIN. FORM AND EFFECT. § 108. "WHAT CONSTITUTES A BREACH, g 109. ASSIGNABILITY OF THIS COVENANT. In general. § 110. Covenant of seisin does not run with the land. § 111. Contrary rule. Doctrine of continuing breach.. §113 Possession must have passed with covenantor's deed. § 113. "When Statute of Limitations begins to run. § 114. Conflict of laws. § 115. MEASURE OF DAMAGES. § 116. BURDEN OF PROOF. § 117. PLEADINGS. § 118. § 108. FORM AND EFFECT. A covenant for seisin is usually- expressed hy the. formula "that he, the said (vendor), is lawfully- seised of the said premises," ' but, as a matter of prudence in some of the States, and of necessity in others, it is customary for the grantee to require a covenant that the grantor " is seised of an absolute, perfect and indefeasible estate in fee simple." This is to avoid the rule established by those cases which hold that a covenant that the grantor is " lawfully seised " is satisfied by a mere seisin in fact, whether with or without right.^ In every case in which the grantee is entitled to require a con- veyance with full covenants for title, he should, under no circum- stances, omit the insertion of a covenant for seisin. The principal reason for inserting that covenant is to afford the grantee relief in those cases in which there has been a failure of the title, but in ' Rawle Govts. (5th ed.) § 21, n. 3. Where the grantor covenanted that he was "signed" of a good estate, etc., it was held that a court of law could not read "seised" for "signed," so as to make the sentence operative as a covenant of seisin. It was intimated that relief might be had in equity. Hagler v. Simpson, 1 Busbee (N. Car.), 384. ' Post, § 109, this chapter. 254 MAEKETABLB TITLE TO EEAL ESTATE. which tlie rights of the adverse claimant have never been asserted, and in which there has been no eviction of the grantee from the premises.' Thus, the rule is general that a grantee who has accepted a conveyance with covenants for title, cannot detain the unpaid purchase money in case of a total failure of the title, unless he has a present right of action upon the covenants in question, and the mere failure of title gives him no right of action upon those cove- nants, except that of seisin, unless there has been an actual or con- structive eviction from the premises. The rule generally prevailing in the United States is that a covenant that the grantor is " lawfully seised " is the same as if he had covenanted that he was rightfully seised of an indefeasible estate in fee simple,^ and is to be treated as " an assurance to the purchaser that the grantor has the very estate in quantity and quality which he purports to convey." ^ Hence, it follows that there need be no eviction or distui'bance of the grantee's possession to constitute a breach of the covenant of seisin. The covenant is broken as soon as made if the title be not such as the covenant describes.* It is a rule of property in several of the States that a covenant that the grantor is "lawfully seised" does not require that the grantor should have an indefeasible estate, and is satisfied by an ' Wilder v. Ireland, 8 Jones (N. C.) L. 90, where the action was for breach of the covenant for quiet enjoj'ment, and the breach alleged was that the grantor had only a life estate instead of a fee in the premises. There was a judgment for the defendant, the court saying that it was the misfortune of the grantee -that he did not have the deed drawn by a lawyer, who would have inserted a covenant of seisin. 'Parker V. Brown, 15 N. H. 176, disapproving Willard v. Twitchell, 1 N. H. 175. Gilbert v. Bulkley, 5 Conn. 263; 13 Am. Dec. 57. Cathn v. Hurlburt, 3 Vt. 403; Richardson v. Dorr, 5 Vt. 20; Mills v. Catlin, 22 Vt. 106. Kincaid v. Brittain, 5 Sneed (Tenn.), 119. In Fitzhugh v. Croghan, 2 J. J. Marsh. (Ky.) 429; 19 Am. Dec. 139, it was said that the covenant of seisin was broken if the vendor bad not the possession, the right of possession and the legal title. This being so, the covenant would be broken if the grantor had only an equitable title, though he was in possession, had paid the purchase money in full and was enti- tled to call for a conveyance. A covenant that the grantor is seised in fee simple implies that he has the whole estate in the premises and not merely a good right or title to such interest or estate as he has therein. Mills v. Catlin, 22 Vt. 98. 3 Piatt Govts. 306; Howell v. Richards, 11 East, 641, language of Lord Ellen- borough. Mills V. Cathn, 22 Vt. 106. Recohs v. Younglove, 8 Baxt. (Tenn.) 385. Mercantile Trust Co. v. So. Park Residence Co., 94 Ky. 271. * Post, §109. OF THE COVENANT FOE SEISIN. 255 actual though tortious seisin,* provided it be under claim of title.^ The rule thus announced applies in but few of the States and has been distinctly repudiated in others.^ The principal reason assigned for the rule is that the true interpretation of such a covenant according to the intent of the parties, is merely that the grantor is in possession within the meaning of the champerty acts, or those which prohibit the conveyance of pretensed titles.* This reasoning is by no means satisfactory, in view of those cases which hold that a champertous deed is void as between the parties themselves,'^ and of course it has no application in those States in which the conveyance of pretensed titles is not forbidden. Nor would that reasoning seem less objectionable in those jurisdictions in which a champer- tous deed is held valid as between the parties ; for it is hardly to be conceived that a grantee would require a covenant in effect merely that the grantor was in possession, when in most instances he could without delay or trouble inform himself as to that fact, and that he should be satisfied with such a covenant instead of requiring one that would protect him against latent defects in the "Marstou v. Hobbs, 3 Mass. 433; 8 Am. Dec. 61; Bickford v. Page, 2 Mass. 455; Twambly v. Henley, 4 Mass. 443; Bearce v. Jackson, 4 Mass. 410; Slater v. Rawson, 6 Met. (Mass.) 444 ; Raymond v. Raymond, 10 Gush. (Mass.) 140; Fol- lett v. Grantj 5 Allen (Mass.), 174. Griffin v. Fairbrother, 1 Fairf. (Me) 95; Boothley v. Hathaway, 20 Me. 251 ; Baxter v. Bradbury, 20 Me. 360 ; 37 Am. Dec. 49; Wilson v. Widenham, 51 Me. 567. Watts v. Parker, 37 Ind. 338. Scott V. Twiss, 4 Neb. 138. Backus v. McCoy, 8 Ohio, 311; 17 Am. Dec. 585; Wetzel V. Richcreek, (Ohio) 40 N. E. Rep. 1004. 'Wheeler v. Hatch, 3 Fairf. (Me.) 389. The grantor was in possession in this case, but did not claim title, and it was held that the covenant of seisin was broken. 3 See Parker v. Brown, supra, p. 254, and cases cited in same note. Also, Abbott V. Allen, 14 Johns. (]Sr.Y.)353; 7 Am. Dec. 554; Fowler v. Poling, 2 Barb. (N.Y.) 303; Hamilton v. Wilson, 4 Johns. (N.Y.) 73; 4 Am. Dec. 253. Purniss v. ■Williams, 11 111. 339; Brady v. Spurck, 37 111. 481; Baker v. Hunt, 40 111. 364; King V. Gilson, 33 111. 348; 83 Am. Dec. 369; Christy v. Ogle, 33 111. 295; Prazer V. Supervisors, 74 111. 391. Kincaid v. Brittain, 5 Sneed (Tenn.), 119. Downer V. Smith, 38 Vt. 464; 76 Am. Dec. 148. Brandt v. Poster, 5 Clarke (lo.), 395; Zent V, Picken, 54 Iowa, 535. Lockwood v. Sturtevant, 6 Conn. 385; Davis v. Lyman, 6 Conn. 249, and notes. Lot v. Thom.as, 1 Penn. (N. J. L.) 397; 2 Am. Dec. 354. Pollard v. Dwight, 4 Cranch (U. S. S. C), 421. Dale v. Shively, 8 Kans. 376. Mercantile Trust Co. v. So. Park Residence Co., 94 Ky. 371. Clapp V. Herdmann, 35 111. App. 509. •• Cases cited, note 1 above. 5 Williams v. Hogan, Meigs (Tenn.), 189. 256 MARKETABLE TITLE TO KEAL ESTATE. title. In those States, however, in which the rule in question has become firmly established and recognized as a rule of property, the reasons which have led thereto, and even the fact that the rule itself flows from an arbitrary construction of the covenant, are compara- tively unimportant, so long as that rule remains stable and fixed, and with reference to which the parties may safely contract. But in those States, if any, in which the question has not been settled by judicial decision or statutory enactment, it is apprehended that the courts will be slow to give to tlie covenant of seisin the interpeta- tion established by that rule. It seems that the rule under consideration is limited strictly in its application to those cases in which the grantor covenants that he is " lawfully seised." Thus it was held that a covenant that he was seised of a " perfect, absolute and indefeasible estate of inheri- tance" was not satisfied by an actual seisin, the grantor in fact having no title.' Covenants of seisin are by statute in some of the States implied from the operative words " grant, bargain and sell " in a conveyance.^ But in other States no such implication is made,' and none existed at common law. The question whether a deed made in another State contains a covenant of seisin nmst be determined by the law of that State.* The right of action for a breach of the covenant of seisin is per- sonal and passes to the personal representative and not to the heir.' ' Strong V. Smith, 14 Pick. (Mass.) 132, the court saying: "The defendant covenanted that he was seised of a perfect, absolute and indefeasible estate of inheritance in fee simple, and he clearly had no such title; so that his covenant was broken on the delivery of the deed. He undertook to convey, and the grantee agreed to purchase, an indefeasible estate; and the defendant had no such estate to convey. The intended purchase, therefore, has wholly failed. Indeed, it may well be doubted whether the defendant had any title sufficient to sustain a common covenant of seisin." See, also. Price v. Johnson, 4 Vt. 253. Prescott v. Trueman, 4 Mass. 631 ; 3 Am, Dec. 249. Garfield v. Williams, 2 Vt. 338. » Memmert v, McKeen, 112 Pa. St. 81.5; so in Missouri Schnelle Lumber Co. v. Barlow, 34 Fed. Rep. 858. A covenant of seisin will be implied from the words "bargained, sold and granted" in the granting part of a deed, under a statute giving that effect to the words "grant, bargain and sell." Poote v. Clark, 103 Mo. 394; 14 S. W. Rep. 98. 'Frost V. Raymond, 3 Caines (N.Y.), 188; 2 Am. Dec. 328. Aiken v. Franklin, (Minn.) 43 N. W. Rep. 839. ■"Jackson v. Green, 112 Ind. 341; 14 N. E. Rep. 89. * Com. Dig. Admr. B. 13; Butler N. P. 158. Lucy v. Levington, 1 Vent. 175; S. C, 2 Lev. 26. Hamilton v. V"i="" ^ '"i'-° /tvt v \ r^o. * a_ r^„. 01.0 OF THE COVENANT FOE SEISIN. 257 But if no actual damage was sustained by the ancestor, thougli^he breach transpired in his lifetime, the right of action goes with the land to the heir, provided the actual damage falls upon him, by loss of the land.' § 109. WHAT CONSTITUTES A BBEACH OF THE COVENANT or SEISIN. The covenant of seisin is broken by any lessening of the corpus or physical extent of the property conveyed,^ or by any diminution of the quantity of estate therein, as if the interest con- veyed turn out to be a life estate instead of a fee simple.' It has been held that the covenant was not broken by the conveyance of an estate merely defeasible upon the happening or non-happening of some future event,* such as the disaffirmance of a conveyance executed during the minority of the grantor f but the better opin- ion seems to be that the covenant of seisin is satisfied only by the transfer of an indefeasible title, and that it is technically^ broken as Boon as made, if the title be from any cause defeasible f leaving the ' 2 Sugd. Vend. 577. Kingdon v. Nottle, 1 M. & S. 355. King v. .Jones, 5 Taunt. 418; Orme v. Broughton, 10 Bing. 353. Lowrey v. Tilleny, 31 Minn. 500; IC N. W. Eep. 452. ^Wilson V. Forbes, 3 Dev. (N. C.) 30, holding that the covenant of seisin is broken if the grantor has no right to sell all the land embraced within the boun- daries mentioned in his deed. So also if the grantor of a mill-site have no right to raise the dam to the height specified in the deed. Walker v. Wilson, 13 Wis. 523. ^Frazer v. Supervisors, 74 111. 291. Lockwood v. Sturdevant, 6 Conn. 373. A covenant that the grantor is seised of an unAivideA moiety of an estate is broken if there has been a judicial partition of the premises, though without the knowl- edge of the grantor, and though he conveyed only his share of the land. Morri- son v. McArthur, 43 Me. 567. * Pollard V. Dwight, 4 Cranch (U. S. S. C), 431. Van Nostrand v. Wright, Lalor's Supp. (N. Y.) 360 ; Coit v. McReynolds, 2 Rob. (N. Y.) 658. Wait v. Maxwell, 5 Pick. (Mass.) 217; 16 Am. Dec. 391, where the grantor derived title under a conveyance by a person non compos mentis. = Bool V. Mix, 17 Wend. (N. Y.) 133; 31 Am. Dec. 385. " Shep. Touchstone, 170; 3 Sugd. Vend. (8th Am. ed.) 386 (610); 2 Washb. Real Prop. (4th ed.) 457 (657) ; 4 Kent Com. (11th ed.) 555 (471) ; Rawle Govts. (5th ed.) § 58. See, generally, also, cases cited supra this chapter and "Cove- nant against Incumbrances," subd. " What Constitutes Breach." Abbott v. Allen, 14 Johns. (N. y.) 353 ; 7 Am. Dec. 554; Adams v. Conover, 87 N. Y. 433; 41 Am. Dec. 381. Downer v. Smith, 38 Vt. 464; 76 Am. Dec. 148; Clark v. Con- roe, 38 Vt. 471; Clement v. Bank, 61 Vt. 298; 17 Atl. Rep. 717. Brandt v. Foster, 5 CI. (Iowa) 395; Van Wagner v. Van Nostrand, 19 Iowa, 437; Zent v. Picken, 54 Iowa, 535. Bottorf v. Smith, 7 Ind. 678. Frazer v. Board of Supervisors, 74 258 MAEKETABLE TITLE TO SEAL ESTATE. faft that the title may never be defeated, to be considered only with reference to the damages to be awarded to the grantee. The covenant of seisin, according to the weight of authority, is broken if at the time of the conveyance the premises be in the possession of one claiming adversely to the grantor. The statutes prohibiting the sale of pretensed titles, and declaring all such con- veyances to be champertous, do not affect the validity of the con- veyance as between the grantor and grantee.^ The covenant of seisin is broken if there be no such land in existence as the grantor undertakes to convey.^ So also, if at the time of the conveyance the grantor does not own such things fixed to the freehold as would pass by a conveyance of the land if he owned them.' 111. 382; Brady v. Spurck, 27 111. 481; Christy v. Ogle, 33 111. 295. West v. Stewart, 7 Pa. St. 123. Hall v. Gale, 20 Wis. 293. Wilder v. Ireland, 8 Jones L. (N. C.) 90. Kincaid v. Brittain, 5 Sneed (Tenn.), 119. Lamb v. Danforth, 59 Me. 322; 8 Am. Dec. 436; Montgomery v. Reed, 69 Me. 510. Pollard v. Dwiglit, 4 Cranch (U. S.), 431. Lot v. Thomas, 1 Penn. (N. J. L.) 397. Davis v. Lyman, 6 Conn. 249. ' Harvey v. Doe, 33 Ala. 637; Abernathy v. Boazman, 24 Ala. 189; 60 Am. Dec. 459, citing Jackson v. Demont, 9 Johns. (N.Y.) 55; 6 Am. D.ec. 259; Liv- ingston V. Iron Works, 9 Wend. (N.Y.) 510; Van Hoesen v. Benham. 15 Wend. (N.Y.) 164. Den v. Geiger, 4 Halst. (N. J.) 235. Edwards v. Roys, 18 Vt. 473. Adkins v. Tomlinson, 131 Mo. 487. A covenant of seisin is broken by railway occupation of part of the premises as a right of way. Wadhams v. Swan, 109 111. 46. The proposition stated in the text is not without opposing authority. Thus in Thomas v. Perry, Pet. (C. C. U. S.) 39, it was held that a deed did not convey lands which were out of the possession of the grantor at the time the deed was made, and that consequently a covenant of seisin contained in the deed was not broken as to those lands. See, also, Williams v. Hogan, Meigs (Tenn.), 189. In Tennessee, under a statute providing that "no person shall agree to buy, or to bargain or sell, any pretended right or title in lands * * * where the seller, etc., has not * * * been in actual possession," it was held that such a sale was void even as between the parties, the court saying that to give a contrary construction to the statute would be to permit the buyer of dormant claims securely to take a deed or covenant from the claimant, and if he failed to recover by a demise in the name of such claimant, to indemnify himself by a suit against his vendor, and that the effect would be to encourage and not -to suppress the spirit and practice of champerty. Williams v. Hogan, Meigs (Tenn.), 189. See, also, Whittaker v. Kone, 3 Johns. Cas. (N.Y.) 58, and note. 'Basford v. Pearson, 9 Allen (Mass.), 389; 85 Am. Dec. 764, reversing the court below, which had held that there could be no breach of the covenant when there was no land to which the covenant could attach. ' Mott V. Palmer, 1 Comst. (N.Y.) 564, where the fixtures consisted of a rail fence placed there by a tenant under an agreement by which he might remove OF THE COVENANT FOR SEISIN. 259 Neither a judgment nor a mortgage,' nor a mere incumbrance,' such as an outstanding term of years' nor an easement in the prem- ises,* would amount to a breach of the covenant of seisin, since none of these operate a divestiture of the grantor's technical seisin. A right of dower, contingent^ or consummate,'^ is an incumbrance within the foregoing rule. Nor is this covenant Ijroken by the existence of a highway over the land granted,' since the freehold still remains in the owner of the soil. Neither is the covenant broken by condemnation proceedings,^ nor by an unlawful intrusion on the land ;' nor by the unlawful removal of fixtures by a tenant after the expiration of his term.'" If the grantor were lawfully seised of the estate and had the legal title at the time of the cove- nant, no subsequent event could amount to a breach thereof.'' them at pleasure. The proposition stated in the text follows from the technical definition of the word "land," which includes the soil, everything within it, and all buildings, trees, fences and fixtures upon it. • Reasoner v. Edmundson, 5 Ind. 394. Sedgwick v. Hollenbeck, 7 Johns. (N. Y.) 376; Stanard v. Eldridge, 16 Johns. (N. Y.) 254. The reason of this rule is that the mortgagor is regarded as the real owner, and the mortgagee as having a chattel interest only. Runyan v. Mesereau, 11 Johns. (N. Y.) 538; 6 Am. Dec. 393, and cases cited in note. The rule above stated applies, though the prior mortgage be foreclosed and the property lost to the covenantee. Coit v. McRey- nolds, 3 Rob. (N. Y.) 655. 'Pitzhugh v. Croghan, 3 J. J. Marsh. (Ky.) 439; 19 Am. Dec. 139. ' Under a statute providing that a conveyance of lands shall be effectual with- out the attornment of a tenant of the grantor, it was held that the continued occupancy by the tenant after the grant, did not constitute a breach of the cove- nant of seisin, Kellum v. Insurance Co., 101 Ind. 455. See, also, Lindley v. Dakin, 13 Ind. 388. ' Blondeau v. Sheridan, 81 Mo. 545. » Massie v. Craine, 1 McC. (S. C.) L. 489. « Tuite V. Miller, 10 Ohio, 383, the court saying there was no breach though the purchaser was obliged to pay a sum in commutation of the widow's right. The purchaser should have protected himself by a covenant against incum- brances. ■" Boone Real Prop. § 311; Tiedeman Real Prop. § 851; 4 Am. & Eng. Encyc. of L. 479. Whitbeck v. Cook, 15 Johns. (N. Y.) 483; 8 Am. Dec. 278. Vaughn v. Stuzaker, 16 Ind. 338. Moore v. Johnston, 87 Ala. 220; 6 So. Rep. 50. 8 Smith V. Hughes, 50 Wis. 630; Merser v. Oestrich, 52 Wis. 693. ' Smith V. Hughes, 50 Wis. 630. "Loughran v. Ross, 45 N. Y. 793. "Fitzhugh V. Croghan, 2 J. J. Marsh. (Ky.) 439; 19 Am. Dec. 139, citing 3 Saund. 171 c. Morris v. Phelps, 5 Johns. (N. Y.) 53; 4 Am. Dec. 323. Jones v. Warner, 81 111. 343. 260 MARKETABLE TITLE TO EEAL ESTATE. Whatever subsequently occurs to defeat the title cannot affect the covenant of seisin.* Of course there is little occasion for the appli- cation of this principle, except in the case of a tortious disseisin of the covenantee, or the enforcement of a prior lien or incumbrance upon the premises. The covenant of seisin secures the grantee only against any title existing in a third person. The fact that the grantee himself was seised of the premises is not a breach.^ He would be estopped from setting up his title against the grantor.' § 110. ASSIGNABILITY OF THE COVENANT OF SEISIN. In general. A covenant for title is said to run with the land when the right to recover damages for a breach thereof passes with the land to the covenantee's grantee, or to the heir of the covenantee, instead of remaining with the covenantee in the first instance, or passing to his personal representative in the second. In either case the person thus succeeding to the rights of the covenantee is styled " assignee ; " there is, in strictness, however, no assignments ; the rights of the so-called assignee being cognizable by a court of law, he being per- mitted to sue in his own name for a breach of the covenant. His rights spring rather from a privity of estate between himself and the covenanting: parties than from any formal assignment on the part of the covenantee,' though of course he cannot claim those rights except under an instrument sufficient to convey the land.° All covenants for title run with the land until they are broken.* They then become a species of personal property, a chose in action, ' Coit V. McReynolds, 2 Rob. (N. Y.) 655. This was an action for breach of a covenant of seisin. The covenantor derived title under a sheriff's deed executed in pursuance of a judgment of foreclosure. The judgment -was opened while the property was in the plaintiff's hands, and u, prior mortgage was foreclosed, whereby the plaintiff lost the property. 'Bigelow Estoppel, 346. Purness v. Williams, 11 111. 229; Beebe v. Swart wout, 3 Gil. (Ill ) 162. Fitch v. Baldwin, 17 Johns. (N. Y.) 161. Horrigan v. Rice, 39 Minn. 49; 88 N. W. Rep. 765. 'Fitch V. Baldwin, 17 Johns. (N. Y.) 161, the court saying; '"It can never be permitted to a person to accept a deed with covenants of seisin, and then turn round upon his grantor and allege that his covenant is broken, for that at the time ho accepted the deed he himself was seised of the premises. If there had been fraud in the case, and the grantee could have shown that he had been induced by undue means and in ignorance of his rights to take a deed for his. own land, there might be relief in a court of equity." ■■ Rawle Govts. (5th ed.) § 282. 'Beardsley v. Knight, 4 Vt. 471; 33 Am. Dec. 193. «Kawle Govts. (5th ed.) § 304. OF THE COVENANT FOR SEISIN. 261 which, like any other personal property, passes to the personal rep- resentative of the covenantee. It is sometimes said that the cove- nants cease to run with the land after breach because then they are turned into mere rights of action, incapable of assignment at com- mon law. But as the running of the covenants with the land is an incident iiowing from privity of estate between the parties, and in no wise dependent upon any assignment of rights accrued on the part of the covenantee to his grantee, the better reason would seem to be that the covenants no longer run with the land simply because their purposes have been accomplished, and nothing remains of them except a right of action for the breach, which would no more pass by an alienation on the part of the owner of the land than would a right to recover damages for a trespass committed upon the property. In those States, however, in which a remote grantee is held entitled to the benefits of the covenant of seisin and the cove- nant against incumbrances, he is properly described as " assignee," the conveyance of the land being construed in equity to amount to an assignment of the grantor's right of action for a breach of those covenants.^ § 111. Covenant of seisin does not run with land. In most of the American States the rule is established that a covenant of seisin does not run with the land.^ The principal reasons assigned 'Roberts v. Levy, 3 Abb. Pr. (N. Y.) 311. •4 Kent Com. (llth ed.) 471; 2 Sugd. VeuJ. (8th Am. ed.) 240 (577), notes; Rawle Govts. (5th ed.) § 205. Pate v, Mitci^ell, 23 Ark. 590; 79 Am. Deo. 114; Hendricks v. Kesee, 33 Ark. 714. Salmon v. Vallejo, 41 Cal. 481. See the cases cited to the proposition that the covenant of seisin is broken as soon as made, if the covenantor have no title; ante, p. 257. Greenby v. Willcocks, 2 Johns. (N. Y.) 1, Livingston, J., dissenting; 3 Am. Dec. 379. This was the leading case in New- York prior to the adoption of the Code of Civil Procedure in that State, a pro- vision of which that every action shall be prosecuted by and in the name of the real party in interest, has been construed to give to a remote assignee the right to maintain an action in his own name for breach of a covenant of seisin made with one through whom he claims title. See infra, p. 366. Other cases in that State following the decision in Greenby v. Willcocks, supra, are as follows: Tillotson V. Boyd, 4 Sandf. (N. Y.) 521; Blydenburgh v. Cotheal, 1 Duer (N.Y.), 176; Hamilton v. Wilson, 4 Johns. (N. Y.) 73; 4 Am. Dec. 253; McCarty v. Leg- gett, 3 Hill (N. Y.), 134; Beddoe v. Wadsworth, 31 Wend. (N. Y.) 120; Mygatt v. Coe, 124 N. Y. 213; 36 N. E. Rep. 611. In other states; Bickford v. Page, 3 Mass. 455; Marston v. Hobbs, 2 Mass. 433; 3 Am. Dec. 61, obiter; Slater v. Rawaon, 1 Met. (Mass.) 455; Tufts v. Adams, 8 Pick. (Mass.) 549; Whitney v. Dinsmore, 6 262 MARKETABLE TITLE TO EEAL ESTATE. for this position are : (1) That the covenant in question is broken as soon as made if the covenantor have no title, and that a present right of action immediately accrues thereupon to the covenantee, which, being a mere chose in action, is both at common law and by virtue of the statute 32 Hen. VIII, c. 24, incapable of assignment ; Cush. (Mass.) 138; Sprague v. Baker, 17 Mass. 586; Bartholomew v. Candee, 14 Pick. (Mass.) 167; Bynes v. Rich, 3 Gray (Mass.), 518; Ladd v. Noyes, 137 Mass. 151. It is diificult to reconcile these decisions with those of the same State declaring tliat the covenant of seisin is satisfied by a seisin in fact though without right; for to reach the conclusion that the covenant in question does not run with the land, it seems absolutely necessary to decide that the covenant is broken as soon as made if the covenantor was not at that time seised of an indefeasible estate. Mitchell V. Warner, 5 Conn. 497. This case contains an elaborate exposition of the rule that the covenant of seisin does not run with the land, and has been frequently cited as a leading case. Lockwood v. Sturdevant, 6 Conn. 378; Davis V. Lyman, 6 Conn. 256; Hartford Co. v. Miller, 41 Conn. 113; Gilbert v. Bulkley, 5 Conn. 263; 13 Am, Dec. 57. Prov. Life & Tr. Co. v. Seidel, (Pa. St.) 23 Atl. Rep. 561. Kenny v. Norton, 10 Heisk. (Tenn.) 384. Scofflns v. GrandstafE, 12 Kans. 467. Pence v. Duval, 9 B. Mon. (Ky.) 48. Smith v. Jefts, 44 N. H. 483. Chapman v. Kimball, 7 Neb. 399; S. C, 11 Neb. 350; Davidson v. Cox, 10 Neb. 150; 4 N. W. Rep. 1035. Chapman v. Holmes, 5 Halst. (N. J.) 30; Carter v. Denman, 3 Zab. (N. J."L.) 260; Lot v. Thomas, 3 N. J. L. 397; 3 Am. Dec. 354; Garrison v. Sandford, 12 N. J. L. 261. Durand v. Williams, 53 Ga. 76, obiter; but, see Redwine v. Brown, 10 Ga. 318, where a doubt was suggested as to the rule stated in the text in view of the general policy of the laws of that State in favor of the assignability of choses in action. By statute in Georgia since the above decision an assignee is given the benefit of the covenant against incum- brances. Rev. St. 1883, p. 673. Randolph v. Kinney, 3 Rand, (Va.) 397. Grist v. Hodges, 3 Dev. (N. C) L. 200. Brady v. Spurck, 27 111. 482; Jones v. Warner, 81 HI. 343; Richard v. Bent, 59 111. 38; 14 Am. Rep. 1. This case distinguishes between n, covenant of seisin and- that against incumbrances, holding that an assignee is entitled to the benefit of the latter. Moore v. Merrill, 17 N. H. 75; 43 Am. Dec. 593. Lowery v. Tilleny, 31 Minn. 500; 18 N. W. Rep. 452. Williams V. Wetherbee, 1 Aik. (Vt.) 353; Garfield v. Williams, 2 Vt. 337; Pierce v. John- son, 4 Vt. 355; Swasey v. Brooks, 30 Vt, 692. Westrope v. Chambers, 51 Tex. 178. Pillsbury v. Mitchell, 5 Wis. 31. The rule stated in the text prevailed in Maine prior to the statute in that State providing in express terms that an assignee should have the benefit of the covenant of seisin. Hacker v. Storer, 8 Gr. (Me.) 338; Pike v. Galvin, 29 Me. 188. Lewis v. Ridge, Cro. Eliz. 863, and Lucy V. Livington, 2 Lev. 26; 1 Vent. 175; 3 Keble, 831, have been very gen- erally cited by the American courts in support of the proposition contained in the text. Mr. Rawle, however, in his erudite treatise on the Law of Covenants for Title, says that they decide nothing more than that a covenant for quiet enjoy- ment ceases to run with the land after it is broken. Govts, for Title, g 205. In Garrison v. Sandford, 12 N. J. L. 361, the court held that a breach of the cove- OF THE COVENANT FOE SEISIN. 263 and (2) that the grantor and covenantor having no ritle no estate could pass by his conveyance to the covenantee, and that conse- quently there was nothing with which the covenant could run so as to enure to the benefit of a remote grantee.' nants of seisin or against incumtirances did not enure to the benefit of a subse- quent grantee of tlie land. " If," said the court, "a man breaks the leg of my horse, whom I afterwards sell, the purchaser cannot sue for the injury, as it is not done to him; and the injury to me is not diminished nor my right to redress destroyed because I have parted with the animal." The case supposed by the court is by no means parallel to that of a subsequent grantee claiming the benefit of the original grantor's covenant of seisin. In the case imagined the actual loss, whatever it may be, is sustained by the vendor, while in the case of a breach of the covenant of seisin the actual loss or injury must, if the land has been trans- ferred, fall upon the grantee, and it would seem as inequitable to deny to him the right of action on the covenant as it would be to give to the seller of the horse the right to recover for an injury to the horse inflicted after the ijroperty in it had passed to the vendee. In Raymond v. Squire, 11 Johns. (N. Y.) 47, the cove- nantee was allowed to recover in an action on a covenant of seisin after the land had been transferred by him. A covenantee does not lose his right to recover for breach of the covenant for seisin by conveying his right and title to the land to a third person. Cornell v. Jackson, 3 Cush. (Mass.) 506, A covenant that the land conveyed contains a certain number of acres is equivalent to a covenant of seisin, is broken as soon as made if there be a deficiency in the acreage, and the right of action does not pass to an assignee. Salmon v. Vallejo, 41 Cal. 481. It is worthy of note that while the early New York decisions declare that the benefit of a covenant of seisin does not pass to a subsequent grantee or assignee by virtue of the covenantee's conveyance, they sustain a separate formal assign- ment of the benefit of that covenant, executed by the covenantee to secure his grantee against loss from an apprehended failure of the title. See Raymond v. Squire, 11 Johns. (N. Y.) 47. It is not easy to understand why the express and formal assignment should be upheld, and the incidental or implied assignment declared invahd, since in either case it is a chose in action that is assigned, and the one is as much within the rule prohibiting the assignment of rights in action as the other. In Kenny v. Norton, 10 Heisk. (Tenn.) 385, the court declined to depart from the rule that the covenant of seisin does not run with the land, which it conceives to be established by the weight of American authority, and assigns, as a reason, that the covenant of warranty, amply sufficient under all circumstances for the protection of the assignee, is invariably inserted in all con- veyances in that State, except those in which the grantor merely quit claims such right or interest as he may have in the land, and the further reason that the assignee is protected by a short Statute of Limitations (seven years) against the demands of the adverse claimant. ' See the cases cited in the last note. See, also. Bender v. Fromberger, 4 Ball. (Pa.) 488; Stewart v. West, 14 Pa. 336. Webber v. Webber, 6 Gr. (Me.) 127. Jones V. Warner, 81 111. 343. McCarty v. Leggett, 3 Hill (N. Y.), 134. Wilson 264 MARKETABLE TITLE TO SEAL ESTATE. § 112. Contrary rule. Doctrine of " continuing breach." But while the rule that the covenant of seisin does not run with the land, obtains, perhaps, in most of the States, a contrary position has been taken in others, and maintained with much force. ^ They hold T. Forbes, 2 Dev. (N. C.) 32. lunes v. Agnew, 1 Ohio, 389. Allen v. Allen, (Minn.) 51 N, W. Rep. 473. • Kingdon v. Nottle, 1 Maule & S. 355; S. C, 4 Maule & S. 53. This case was decided in the early part of the present century, and has been cited and followed in many of the American cases holding that the covenant of seisin runs with the land. The case establishes the proposition that want of title in the covenantor is a continuing breach, not completed until actual damage has been suffered by the covenantee or his grantee. The decision has been criticized by Chancellor Kent as "too refined to be sound" (4 Kent. Ccm. 473), and questioned in Spoor v. Green, L. R., 9 Exch. 99. See Rawle Covts. § 208. See cases cited to proposition that covenant against incumbrances runs with land, post, § 128. Mecklem v. Blake, 22 Wis. 495; Eaton v. Lyman, 33 Wis. 34; 8. C, dissenting opinion of Dixon, C. J., 30 Wis. 41, 46. Collier v. Gamble, 10 Mo. 467; Dickson v. Desire, 23 Mo. 163, overruling Chauviu v. Wagner, 18 ]\Io. 531 ; Lawless v. Collier, 19 Mo. 480; Magwire v. Riggin, 44 Mo. 512; 75 Am. Dec. 131; Walker v. Dearer, 5 Mo. App. 139; Hall v. Scott Co., 2 McCrary (U. S.), 356; Jones v. Cohitsett, 79 Mo. 188; Allen v. Kennedy, 91 Mo. 324; 3 S. W. Rep. 143. Bacchus v. McCoy, 3 Ohio, 311; 17 Am. Dec. 585; Foote v. Burnet, 10 Ohio, 331; 36 Am. Dec. 90; Devore v. Sunderland, 17 Ohio, 53; 49 Am. Dec. 442; Great Western Stock Co. V. Saas, 34 Ohio St. 543. Schofield v. Iowa Homestead Co., 33 Iowa, 317; 7 Am. Rep. 197. This is the leading Iowa case. It contains an able review of author- ities bearing upon the question of the assignability of the covenant of seisin, and has been frequently cited by the courts in other States. Kuadler v. Sharp, 36 lo. 232; Boon v. McHenry, 55 lo. 203; 7 N. W. Rep. 503. Martin v. Baker, 5 Ind. 393, leading ca.se; Coleman v. Lyman, 42 Ind. 289, distinguishing Burnham V. Lasselle, 35 Ind. 425; Wright v. Nipple, 92 Ind. 313; Worley v. Hineman, (Ind.) 33 N. E, Rep. 261. The remark in Rawle Covt. (5th ed.) p. 264, n., that in Indiana the court has repudiated the contract of a "continuing breach" of the covenant of seisin, must be limited in its application to cases in which no posses- sion passed to the covenantee. Beyond that the cases there cited do not go. See, also, p. 314 of the same work, where it is said that the cases in that State maintain the doctrine of a continuing breach down to the present day. Cole v. Kimball, 53 Vt. 639. McCrady v, Brisbane, 1 Nott & McC. (S. Car.) 104; 9 Am. Dec. 676. Mecklem v. Blake, 22 Wis. 495; 83 Am. Dec. 707. The doctrine of the English courts, and its American adherents, in respect to the assignability of the covenant of seisin, was succinctly stated in this case as follows: "These courts hold that where the covenantor is in possession claiming title, and delivers the possession to the covenantee, the covenant of seisin is not a mere present engagement made for the sole benefit of a covenantee, but that it is a covenant of Indemnity entered into in respect of the land conveyed, and intended for the OF THE COVENANT FOR SEISIN. 265 that the covenant is not completely broken, iintil the want of title in the covenantor has resulted in a loss of the premises, or actual damage suffered by the covenantee, or those deriving title from him ; that the covenant is prospective in its nature, and intended as a security for the title, or an indemnity against loss, attaching to and running with the land for the benefit of such person as shall be the owner thereof at the time the loss is sustained.' The cases which decide that a covenant of seisin is in the natare of a security for the title attaching to and running with the land for the benefit of a grantee of the covenantee would seem to establish the better rule, inasmuch as it adds to the security of purchasers, and tends to facil- itate the alienation of real property. The opposite conclusion is founded upon the old rule that a chose in action is not assignable, a security of all subsequent grantees, until the covenant is finally and completely broken, and they consequently hold that no such right of action accrues to the covenantee on the mere nominal breach, which always happens the moment the covenant is executed, as is sufficient to merge or arrest the covenant in the hands of the covenantee, or to deprive it of the capacity of running with the land for the benefit of the person holding under the deed, when an eviction takes place or other real injury is actually sustained. The possession of the land or seisin in fact under the deed, by the covenantee or those claiming through him, is consid- ered such an estate as carries the covenant along with it." In Catlin v. Hurl- burt, 3 Vt. 403, it was held that a covenantee, who had subsequently conveyed the premises, could recover on a covenant of seisin, but should not have execu- tion, until he had lodged with the clerk of the court a release from his grantee of all right of action on a covenant of warranty contained in the original conveyance from the plaintiff's grantor. ' Kimball v. Bryant, 25 Minn. 496, the court, by Gilfillan, C. J., saying: "The covenant is taken for the protection and assurance of the title which the grantor assumes to pass by his deed to the covenantee, and where the covenantee assumes to pass that title to another, it is fair to suppose that he intends to pass with it, for the protection of his grantee, every assurance of it that he has, ■whether resting in right of action or unbroken covenant, so that if before enforc- ing his remedy for breach of the covenant, the covenantee execute a conveyance of the land, unless there be something to show a contrary intention, it may be presumed that he intends to confer on his grantee the benefit of the covenant, so far as necessary for his protection, that is, that he intends to pass all his right to sue for the breach, so far as the grantee sustains injury by reason of it." In Lowrey v. Tilleny, 31 Minn, 500, it was held that the right of action for breach of the covenant, if not assigned by a conveyance of the land, passed to the per- sonal representative, and not the heir. 34 266 MARKETABLE TITLE TO KEAL ESTATE. rule wliich has long since yielded to the exigencies of a commercial age, and exists no longer, it is apprehended, in any of the American States. The doctrine that a covenant of seisin does not run with the land seems to be supported chiefly by arguments of a subtle and technical character, and the rule itself seems not to subserve any just and desirable end ; whereas that construction which gives to the actual sufferer the benefit of the covenant commends itself to the mind as both equitable and expedient.' Besides, the enforcement of such a rule practically destroys the usefulness of the covenant. For 80 long as the covenantee has suffered no actual damage from the breach, he can recover no more than nominal damages ; and after the land has passed into the hands of a remote grantee who is evicted, the right of action remaining in the covenantee will, most probably, have become barred by the Statute of Limitations, usually a short period in most of the American States. And if not barred the covenantee, having received full value for the land without reference to any defect of title, would, unless he conveyed with warranty, have sustained no actual damage himself from the breach, and consequently would seem entitled to nothing more than nominal damages. In several of the States there are now statutes which pro- vide in substance that the grantee of a covenant shall have the benefit of a covenant of seisin or against incumbrances contained in the conveyance to his grantor.' The same effect has been given to ' 4 Kent Com. 471, the learned author saying that it is to he regretted that the " technical scruple " that a chose in action was not assignable does necessa- rily prevent the assignee from availing himself of any or all of the covenants; and that he is the most interested and the most fit person to claim the indemnity secured by them, for the compensation belongs to him as the last purchaser and the first sufferer. ' Code Civ. Proc. N. T. 1876, § 449. Rev. St. Ohio, p. 1034, § 4993. Rev St. Me. 1841, c. 115, § 16. Rev. St. Colo. 1883, p. 173. Rev. St. Ga. 1882, p. 672. iSemMe, Code Cal. 1876, p. 473, § 6462, and Code Dak. 1883, p. 917. Under a statute permitting the assignment of all choses in action, the benefit of a cove- nant of seisin passes to a subsequent grantee of the premises. Schofield v. Homestead Co., 32 Iowa, 317; 7 Am. Rep. 197. Allen v. Little, 36 Me. 175; Stowell V. Bennett, 34 Me. 422. But the statute in Maine provides that the sub- sequent grantee must first execute a release to his grantor before he can sue on the covenant of the original grantor. Prescott v. Hobbs, 30 Me. 845; Rev. St Me. 1883, p. 697. See, also. Rev. St. Colo. p. 172; 8 Lev. Rev. Code Dak. p. 917; Hitt. Codes Cal. 1876, p. 743. Code Ga. 1882, p. 672. OF THE COVENANT FOE SEISIN. 267 the generally prevalent statutory provision that all actions must be maintained in the name of the real party in interest.' The inconvenience of the American rule that a covenant of seisin does not run with the land is greatly reduced in practice by the fact that in equity the assignment of a chose in action is held to be valid, and that a court of law recognizes and enforces the rights of the assignee by permitting an action to be brought for his use and benefit in the name of the assignor, the original covenantee.^ For this purpose a conveyance of the land will be treated as an assign- ment of the covenantee's right of action for a breach of the covenant.' This remedy, however, is cumbrous and unwieldy and has been rendered obsolete in many of the States by a provision of the Code that every action shall be brought in the name of the real party in interest. But for the foregoing reasons, and the fact that a cove- nant of warranty is almost invariably inserted in conveyances of land, it is probable that in every State the assignee would long since have been by statute given the benefit of the covenant of seisin. § 113. Possession must have passed with the covenantor's deed. In some of the States adopting the rule that a covenant of seisin runs with the land, an important qualification of that rule exists, namely, that the land must actually pass, and possession be taken under the conveyance of the covenantor in order to give a ' Code Civil Proc. N. Y. § 449. Andrew v. Appel, 32 Hun (N. Y.), 433, the court saying: "The objection existing at common law that a covenant or chose in action was not assignable has been obviated by modern legislation." The assignee is the real party in interest. The transfer of the land, the principal thing, should be held to imply an assignment of all remedies under the covenant for a breach thereof. Ernst v. Parsons, 54 How. Pr. (N. Y.) 163; Roberts v. Levy, 3 Abb. Pr. (N. S.) 339. ' Clark V. Swift, 8 Met. (Mass.) 395, the court saying : " As to the rule in ques- tion it interposes a formal difficulty only; and it is no actual obstruction to the due administration of justice. The assignment of a chose in action is valid in equity, and courts of law will take notice of equitable assignments made bona fide and for valuable consideration, and will allow the assignee to maintain an action in the name of the assignor." Peters v. Bowman, 98 U. 8. 59. Collier v. Gamble, 10 Mo. 467. ^ Rawle Govt. § 236. ' ' The transfer of the land, the principal thing, should be held to imply in equity an assignment of all remedies under the covenant for a breach thereof. Ernst v. Parsons, 54 How. Pr. (N. Y.) 163; Roberts v. Levy, 3 Abb. Pr. (N. S.) 339. 268 MARKETABLE TITLE TO REAL ESTATE. subsequent grantor the benefit of the covenant.' The cases which establish this position, proceed upon the principle that the covenant of seisin is intended as an indemnity against loss of the land only, and that if no land passed to the assignee there is nothing to create a privity between him and the covenantor, and consequently that he has no right of action on the covenant. § 114. When Statute of Limitations begins to run. In those States in which it is held that an assignee or subsequent grantee is not entitled to the benefit of a covenant of seisin, the Statute of Limitations begins to run against an action for a l^reach of the cove- nant from the time the covenant was made ; that is when the deed containing the covenant was delivered.^ This follows necessarily from the rule that the covenant is broken as soon as made if the covenantor was not at that time seised of such an estate as the covenant describes. Consequently in all of those States the life of the covenant is measured by the Statute of Limitations, whether the covenantee or his grantee has or has not been evicted from the premises. But in those States in which the covenant of seisin is held to run with the land, the statute does not begin to run until actual damage from the breach has been sustained.' § 115. Conflict of laws. At common law the covenantee might ' Bottorf Y. Smith, 7 Ind. 673; Bethell v. Bethell, 54 Ind. 428; 23 Am. Rep. 650; Craig v. Donovan, 63 Ind. 513; McClure v. MoClure, 65 Ind. 485. Dickson v. Desire, 23 Mo. 162, overruling Chauvin v. Wagner, 18 Mo. 531. Backus v. McCoy, 3 Ohio, 216; 17 Am. Dec. 585; Devore v. Sunderland, 17 Ohio, 60; 49 Am. Dec. 442; Foote v, Burnet, 10 Ohio, 327; 36 Am. Dec. 90. This case con- tains an elaborate note upon the law of covenants of title to real estate. In Chambers v. Smith, 23 Mo. 174, it was said: "If there be a total defect of title, and the possession have not gone along with the deed, the covenant is broken as soon as it is entered into, and cannot pass to an assignee upon any subsequent transfer of the supposed riglit of the original grantee. In such case the breach is final and complete; the covenant is broken immediately once for all, and the party recovers all the damages that can ever result from it. If, however, the possession pass, although without right — if an estate in fact though not in law, be transferred by the deed, and the grantee have the enjoyment of the property according to the terms of the sale, the covenant runs with the land, and passes from party to party, until the paramount title results in some damage to the actual possession, and then the right of action upon the covenant rests in the party upon whom the loss falls." ' Jenkins v. Hopkins, 9 Pick. (Mass.) 542. Bratton v. Guy, 12 8. Car. 42. » White V. Stevens, 13 Mo. App. 240. OF THE COVENANT FOE SEISIN. 269 maintain an action at law against the covenantor wherever he found him, all actions dependent upon privity of contract being deemed transitory.! But an assignee, his right of action being dependent upon privity of estate, could maintain an action on the covenant only in the jurisdiction in which the land lay, and the construction of that covenant was governed of course by the lex rei sitm? One consequence of these rules is that an assignee who takes a convey- ance in a State in which he would be entitled to the benefit of a covenant of seisin made with his grantor, the land lying in a State in which the contrary rule prevails, would be without remedy against the remote covenantor, in case he should lose the land. But now, by force of statutes abolishing the common-law distinction between local and transitory actions, it is held in several of the States that the right of an assignee to sue upon the covenants of a prior grantor, is to be determined by the law of the place where the contract was made, and not by the lex rei sitOB.^ % 116. MEASURE OF DAMAGES. Upon a breach of the cove- nant of seisin, which results in the loss of the estate to the cove- nantee, the measure of his damages is the value of the estate at the time of the conveyance as fixed by the purchase price agreed upon by the parties,^ with interest thereon for such time as ' Chit. PI. 270; Rawle Cov. (5th ed.) § 303. Clarke t. Scudder, 6 Gray (Mass.), 132. 'Worley v. Hineman, (Ind.) 33 N. E. Rep. 260, overruling Fisher v. Parry, 68 Ind. 465, where the subject was carefully considered and the rule announced that " whether a deed executed in Indiana, conveying land in another State, con- tains a covenant of seisin that runs with the land, is to he determined by the law of Indiana." See, also to same effect. Oliver v. Loye. 59 Miss. 330; 21 Am. Law Reg. 600. •Bethell v. Bethell, 92 Ind. 318; S. C, 54 Ind. 428; 33 Am. Rep. 650. * 4 Kent Com. 475; Rawle Govt. § 158; 2 Washb. Real Prop. 728. See, also, cases cited, post, § 164, as to measure of damages in case of breach of cove- nant of warranty. Staats v. Ten Eyck, 3 Gaines (N. Y.), Ill; 3 Am. Dec. 254. This is a leading case, but is confined solely to the question of damages where there has been an increase in value of the land from extrinsic causes. There was no claim for damages to the extent of improvements in addition to the purchase money. Pitcher v. Livington, 4 Johns. (N. Y.) 1; 4 Am. Dec. 239; Bennet v. Jenkins, 13 Johns. (N. Y.) 50. Bender v. Fromberger, 4 Dall. (Pa.) 443. This is the leading case upon the proposition that improvements made by the covenantee cannot be considered in estimating his damages for a breach of the covenant of seisin resulting in eviction or loss of the estate. Marston v. Hobbs, 2 Mass. 433; 270 MARKETABLE TITLE TO EEAL ESTATE. the covenantee is liable to the real owner for mesne profits,* together with such necessary costs and expenses as he may have incurred in defending the title.^ The increased value of the land at the time of the loss of the estate, whether resulting from a general rise in the value of lands or from improvements made by the covenantee, cannot be considered in estimating the damages.^ 3 Am. Dec. 61; Caswell v. Wendell, 4 Mass. 108; Sumner v. Williams, 8 Mass. 163, 223; 5 Am. Dec. 83; Bynes v. Kich, 3 Gray (Mass.), 518. Stutbsv. Page, 2 Gr. (Me.) 373; Wheeler v. batch, 13 Me. 389; Blanchard v. Hoxie, 84 Me. 376; Montgomery v. Reed, 69 Me. 510. Ela v. Card, 3 N. H. 175; 9 Am. Dec. 46; Parker v. Brown, IS N. H. 176; Nutting v. Herbert, 35 N. H. 120; Willson v. Willson, 25 N. H. 339; 57 Am. Dec. 330. Mitchell v. Hazen, 4 Conn. 495; 10 Am. Dec. 169; Stirling v. Peet, 14 Conn. 245. Catlin v. Hurlburt, 3 Vt. 408. Bacchus V. McCoy, 3 Ohio, 211; 17 Am. Dec. 585. Brandt v. Foster, 5 lo. 295. Cox V. Strode, 2 Bibb (Ky.), 275; 5 Am. Dec. 603; Merc. Trust Co. v. So. Park Res. Co., (Ky.) 23 8. W, Rep. 314. Dale v. Shively, 8 Kans. 190; Scott v. Morn- ing, 23 Kans. 253. Furraaa v. Elmore, 2 Nott &McO. (S. C.) 189, n. ; Pearson v. Davis, MoMull. L. (S. C.) 37; Henning v. Withers, 8 Brev. (S. C.) 458; 6 Am. Dec. 589. Kincaid v. Brittain, 5 Sneed (Tenn.), 119. Tapley v. Lebeaume, 1 Mo. 550; Martin v. Long, 3 Mo. 391. Wilson v. Forbes, 2 Dev. (N. C.) 30. Overhiser v. jMcCollister, 10 Ind. 44. Frazer v. Supervisors, 74 111. 891. Dp.g- gett V. Reas, 79 Wis. 60; 48 N. W. Rep. 127. It seems, from the case of Nichols V. Walter, 8 Mass. 243, that in a case at nisi prius in New Hampshire the plaintiff was awarded the value of the land at the time of eviction as the measure of his damages for a breach of the covenant of seisin. ' Post, § 172. ' Post, § 173. 'Pitcher v. Livingston, 4 Johns. (N. Y.) 7; 4 Am. Dec. 339, where it was said by Van Ness, J. ; " One, and perhaps the principal reason why the increased value of the land itself cannot be recovered, is because the covenant cannot be construed to extend to anything beyond the subject-matter of it, that is, the land, and not the increased value of it subsequently arising from causes not existing when the covenant was entered into. For the same reason the covenantor ought not to recover for the improvements, for these are no more the subject-matter of the contract between the parties than the increased value of the land." And by Kbnt, C. J.: " Improvements made upon the land were never the subject-mat- ter of the contract of sale any more than the gradual increase or diminution ia value. The subject of the contract was the land as it existed and what it was worth when the contract was made." In Bender v. Fromberger, 4 Dall. (Pa.) 436, the question was considered with learning and research and an elaborate opinion was delivered, settling the rule as stated in the text. Among other reasons for the rule, given by Tilghmak, C. J., were these: " The title of land rests as much within the knowledge of the purchaser as the seller; it depends upon writings which both parties have an equal opportunity of examining. If OF THE COVENANT FOE SEISIN. 271 The foregoing rules, it is believed, prevail in every State of the Union.^ The true consideration of the conveyance may be shown by parol evidence, and the deed may be contradicted in that respect.^ If the consideration be not stated, and cannot be ascertained, the value of the land at the time of the conveyance will be the measure of damages.' The covenant of seisin is broken as soon as made, and the covenantee's right of action therein complete, if the covenantor have not, at the time of the covenant, the title therein described.* It is obvious, however, that if the covenantee remain in the undis- turbed enjoyment and possession of the estate he has suffered no damage from the breach. Possibly he may never be disturbed in the possession; for the real owner may never assert his rights, or they may become barred by the Statute of Limitations.^ Accord- ingly, the rule has been established by numerous decisions that the the seller make use of fraud, concealment or artifice to mislead the purchaser ia examining the title, the case is different; he will then be answerable for all losses which may occur." These, with Staats v. Ten Eyck, supra, are the leading cases upon the measure of damages for a breach of the covenant of seisin where the covenantee has lost the estate, and they have been followed in every State in which the question has arisen. ' The author has met with but one instance in which a different rule was applied, and that is a nid prius decision of a New Hampshire court, referred to in the case of Nichols v. Walter, 8 Mass. 243. In the last-mentioned case, how- ever, the rule was enforced under circumstances involving much hardship. It appeared that the plaintiff purchased the property for $18.67 and took a convey- ance from the defendant with covenant of seisin. He then sold and conveyed the premises with covenants of seidn and good right to convey (not warranty, as stated in Rawle Govt. [5th ed.] p. 224, n.) for a consideration of $113.33. His grantee, being evicted, recovered against him as damages for breach of the cove- nant of seidn-, $555.49, the value of the property at the time of eviction; but plaintiff, In his action on the original covenant of seisin, was adjudged to be entitled only to the consideration paid by him to the defendant, |18.67, upon the ground that the case must be governed by the Massachusetts rule of damages for a breach of that covenant. 'Post, §167. 2 Smith V. Strong, 14 Pick. (Mass.) 128; Byrnes v. Rich, 3 Gray (Mass.), 518. "Ante, p. 257. 5 If the covenantee's title be perfected by the Statute of Limitations he can recover only nominal damages for a breach of the covenant of seisin. Wilson v. Forbes, 2 Dev. (N. C.) 30. 272 MAEKETABLE TITLE TO EEAL ESTATE. covenantee can recover no more than nominal damages for a breach of the covenant of seisin, so long as he remains in the undisturbed possession of the estate.' But if the premises are in the possession of an adverse claimant at the time of the grant, the covenantee may recover substantial damages, not exceeding the purchase money and interest.^ Such an adverse possession amounts -also to a con- structive eviction and operates a breach of a covenant of warranty.* If, before suit is brought by the covenantee for a breach of the covenant, the defendant gets in the outstanding title, the plaintiff can recover only nominal damages, for the title so acquired enures to the benefit of the plaintiff. If the paramount title should be gotten in after suit had been commenced, a different rule would probably apply.* If the covenantee sues and recovers nominal damages for breach of the covenant of seisin, the judgment will be no bar to an action ' Baxter v. Bradbury, 20 Me. 260; 37 Am. Bee. 49. Sable v. Brockmeier, 45 Minn. 248; 47 N. W. Rep. 794; Ogden v. Ball, 38 Minn. 237; 36 N. W. Rep, 344. Garfield v. Williams, 2 Vt. 328. Hartford Ore Co. v. Miller, 41 Conn. 138. Nos- ier V. Hunt, 18 lo. 312; Boon v. McHenry, 55 lo. 202; 7 N. W. Rep. 503. Collier V. Gamble, 10 Mo. 467. 472; Bircher v. Watkins, 13 Mo. 521; Cockrell v. Proctor, 65 Mo. 41; Holladay v. Menifee, 30 Mo. App. 207. Small v. Reeves, 14 Ind. 164; Hacker V. Blake, 17 Ind. 97; Laceyv. Marman, 37 Ind. 168; Hannah v. Shields, 34 Ind. 373; Stevens v. Evans, 30 Ind. 39; McClerkin v. Sutton, 29 Ind. 407; Van Nest v. Kellum, 15 Ind. 264; Jordan v. Blackmore, 20 Ind. 419. O'Meara v. McDaniel, 49 Kans. 685; 31 Pac. Rep. 303, citing Hammerslough v. Hackett, 48 Kans. 700; 29 Pac. Rep. 1079; Danforth v. Smith, 41 Kans. 146; 21 Pac. Rep. 168. In the early case of Harris v. Newell, 8 Mass. 622, it was held that if the covenantee had been threated with eviction, and if it appear that he must inevitably lose the estate, he may recover the consideration money as dam- ages for breach of the covenant of seisin, and that in such a case he could not be required to lie by until he was actually evicted; the covenantor might in the meanwhile become insolvent, and the remedy on the covenant be lost. This decision does not appear to have been followed, though, as we shall see, there is a class of cases which decide that, under such circumstances, the covenantee may detain the unpaid purchase money, if any. Post, § 331. " Adkins v. Tomlinson, 121 Mo. 487. This rule, of course, would not obtain in those States in which a sale and conveyance by the vendor when out of possession is deemed champertous. = Post, § 146. «Sayre v. Sheffield Land Co., (Ala.) 18 So. Rep. 101. As to the right of the covenantor to require the covenantee to accept such title in lieu of damages, see, post, "Estoppel," § 215. OF THE COVENANT FOE SEISIN. 273 for breach of the covenant of warranty if he should be afterwards evicted by the person having the better title.' In Missouri, a purchaser, who has taken a conveyance with a covenant of seisin, is permitted, upon discovery that the title is bad, to buy in the rights of all adverse claimants, and thus to entitle liira- self to recover substantial damages for the breach oi the covenant to the extent of the amount so paid, with interest, provided it do not exceed the consideration money and interest.^ This rule has been criticised upon the ground that it confounds all distinctions between the covenant of seisin and the covenant of warranty. It is difficult to perceive any inconvenience or injustice that could result from the rule, provided it be restricted to cases in which the adverse title has been hostilely asserted. If the breach of the covenant of seisin consist in the want of the entire quantity of estate or interest purported to be conveyed, as if the interest turns out to be a life estate instead of a fee, the cove- nantee cannot practically rescind the contract l)y recovering the entire purchase money as damages ; he must keep the life estate. In other words, the measure of his daarages will be the difference between the consideration money and the value of the life estate.' If it appear that title to a jjart of the land lias failed, the plaintiff will be entitled to nominal damages, tliough tliere l)e no evidence as to the value of such part.' Where he is entitled to substantial dam- ages for a loss of part of the premises, the measure thereof will be sucli part of the whole consideration paid as the value of the part at the time of purchase, to wliich title failed, bears to the whole of the premises.^ § 117. BTTK.DEN' OP PROOF. In an action on a covenant of seisin the burden of proof has generally been held to Jie with the defend- ant, the grantor, to show that the title is such as liis covenant 'Donnell v. Thompson, 10 Me. 170; 35 Am. Dee. 316. Ogden v. Ball, 40 Minn. 94; 41 N. W. Rep. 453. 2 Lawless v. Collier, 19 Mo. 480; Hall v. Bray, 51 Mo. 388; Ward v. AsUbrook, 78 Mo. 517. Schnelle Lumber Co. v. Barlow, 34 Fed. Rep. 853. ' Tanner v. Livingston, 12 Wend. (N. Y.) 83. Pinkston v. Huie, 9 Ala. 352, 259. Post, § 170. 'Lawless v. Evans, (Tex.) 14 S. W. Rep. 1019. > McLennan v. Prentice, (Wis.) 55 N. W. Rep. 764. 35 274 MAEKETABLE TITLE TO EBAL ESTATE. requires ; ^ but there is a conflict of authority upon the point, some eases holding that the burden is on the plaintiff to show that the •covenant has been broken, since it is to be presumed that he has knowledge of the facts constituting the breach of the covenant, and that there can be no hardship in requiring him to prove them.' The weight of authority probably is that the burden is on the defendant, and the rule results from a strictly technical adherence to that other rule, that the plaintiff may allege a breach by merely negativing the ' Bradshaw's Case, 9 Coke R. 60. Abbott v. Allen, 14 Johns. (N. Y.) 248; 7 Am. Dec. 554. Bircher v. "Watkins, 13 Mo. 531; Cockrell v. Proctor, 65 Mo. 41. Beckmann V. Henn, 17 Wis. 412; Eaton v. Lyman, 30 Wis. 41; McClennan v. Prentice, 77 Wis. 124; 45 N. W. Rep. 943. SwafEord v. Whipple, 3 Gr. (Io.)261; 54 Am. Dec. 498; Schofield v. Homestead Co., 33 Iowa, 317; 7 Am. Rep. 197; Blackshire v. Homestead Co., 39 Iowa, 624; Barker v. Kuhn, 38 Iowa, 392. Marston v. Hobbs, 2 Mass. 433; 3 Am. Dec. 61. The reason given for the rule thus stated is that the grantor is presumed to have retained the evidences of his title, and, consequently, that the facts constituting a defect in his title must lie peculiarly within his knowledge. 1 Stark. Ev. 418, 423; Abbott v. Allen, 14 Johns. (N. Y.) 253; 7 Am. Dec. 554; SwafEord v. Whipple, 3 Gr. (lo.) 265; 54 Am. Dec. 498; Wooley v. Newcombe, 87 N. Y. 805. This is doubtless true of the English practice where the grantor has conveyed only a portion of his estate, but in America, where a general system of registration of conveyances and incum- brances and, generally, of all documentary matter affecting the title prevails, there would seem to be no reason to presume that the grantor is better informed as to the state of the title than the grantee. ' Ingalls V. Eaton, 25 Mich. 32, the court, by Cooley, J., saying: "Where parties contract concerning lands on the assumption that one of them is the owner, it is a reasonable presumption that they have first satisfied themselves by inquiry what the title is; and if a defect comes to their knowledge afterwards, the party ■complaining of it should point it out." The decision was also rested largely ■upon a statutory provision that the general issue is a denial of the plaintiff's cause of action, and calls upon him to prove it. No question was raised as to the sufficiency of the plaintiff's assignment of the breach, which was in general terms, negativing the words of the covenant. The court cited as sustaining their view "Brown v. Bellows, 4 Pick, (Mass.) 193; Snevilly v. Egle, 1 W. & S. (Pa.) 480; Martin v. Hammon, 8 Pa. St. 270; Espy v. Anderson, 14 Pa. St. 312; Dwight v. Cutler, 3 Miss. 566; " 64 Am. Dec. 105. See, also. Peck v. Houghtaling, 35 Mich. 132. Landt v. Mayor, (Colo.) 31 Pac. Rep. 524. Clapp v. Herdmann, 25 111. App. 509. In Wooley v. Newcombe, 87 N. Y. 605, it was held that under the Code of ■Civil Procedure of that State, providing that issue might be joined by service of an answer to the complaint, dispensing with a replication, the plaintiff, in an action on a covenant of seisin, assumed the burden of proving the breach alleged by him, that is, that the defendant was not seised of an indefeasible estate in fee simple. OF THE COVENANT FOB SEISIN. 275 words of the covenant.^ "When the purcliaser obtains an injunction against the collection of purchase money due by him, the burden is on him to show that the title ig bad.^ So, also, in an action for the purchase money in which he sets up the defense of failure of title.^ So long as the parties are allowed to arrive at an issue by merely affirming on the one side and denying on the other the words of the covenant, it is difficult to perceive upon what principle the burden of proof can be adjusted, other than that which casts the burden on him who has the affirmative of the issue. JSTo difficulty can arise in fixing the burden of proof in an action for breach of the covenant for warranty, for the plaintifE must allege that he was evicted, and it devolves on him to. prove that fact ; nor in an action for breach of the covenant against incumbrances, for he must set out the incum- brance constituting the breach and prove its existence. But with respect to an action for breach of the covenant of seisin, it may be doubted whether an equitable disposition of the burden of proof can be made upon the mere allegation that the defendant was or was not seised of such an estate as his covenant describes. Defects of title consist in the existence or non-existence of particular facts, and to rule arbitrarily from this form of pleading that the burden of proof was upon the one party or the other would be in some cases to require the defendant, and in others the plaintiff, to prove a nega- tive ;* that is, the non-existence of a particular fact. A solution of ' Mecklem v. Blake, 16 Wis. 103; 83 Am. Dec. 707. It Las been held that if the defendant plead that he has not broken his covenant, the plaintiff by his joinder avers that he has, and therefore assumes the burden of proving that allegation. Montgomery v. Reed, 69 Me. 513; Boothbay v. Hathaway, 20 Me. 251. Bacon v. Lincoln, 4 Cush. (Mass.) 313; 50 Am. Dec. 765. But as such an averment is no more in effect than an allegation that the defendant was not seised as he had covenanted, these decisions would seem to fall within the observation, of Mr. Greenleaf that in disposing the burden of proof regard must be had to the substance and effect of the issue rather than to the form of it; for in many cases the party, by making a slight change in his pleading, may give the issue a negative or affirmative form at his pleasure. 1 Greenl. Ev. (Redf. ed.) § 74. ' Grantland v. Wight, 5 Munf. (Va.) 295. Lewis v. Bibb, 4 Port. (Ala.) 84. 'Stokely v. Trout, 3 Watts (Pa.), 163. Sawyer v. Vaughan, 25 Me. 387. Breithaupt v. Thurmond, 3 Rich. (S. C.) 216. * Thus, if the burden was held to be upon the defendant, grantor, he would, if the objection to the title was the existence of a prior conveyance, be required to prove, negatively, that no such conveyance existed; and if held to be upon the plaintiff, grantee, and the objection was that the defendant's claim of title by 276 MARKETABLE TITLE TO REAL ESTATE. the difficulty would appai-ently be reached by i-equiring the plaintifl to set out iu his pleadings the facts constituting the breach of the covenant, so that the parties might arrive at a specific and well- defined issue of fact, in respect to which the court could have no difficulty in adjusting the burden of proof.' § 118. PLEADING. At common law, the plaintiff, in alleging a breach of the covenant of seisin, merely negatives the words of the covenant ; it is not necessary that he shall set out in his declaration the facts constituting the breach.^ The same form of pleading has been held a sufficient compliance with a statutory provision that the plaintiff's complaint sliall contain a statement of his cause of action.' descent could not be sustained, the burden would be upon him to show that tbe defendant, or his predecessor in title, was )iot the heir; all of which would seem to be in direct contravention of the rule that the burden of proof is upon him who has substantially the affirmative of an issue. These observations are borne out by the case of Wilson v. Parshall, 129 N. Y. 233; 29 N. E. Rep. 297. There the plaintiflE claimed that the deed under which the defendant (grantor) held was in fact a mortgage and not a conveyance of an indefeasible estate in fee simple, and it was held that the burden devolved on the plaintiff to show not only that the deed was in fact a mortgage, but that it was actually intended as such. ' This seems to have been feasible under the common-law system of pro- cedure, by means of the replication and other successive pleadings tending to the production of an issue; but in those States in which the defendant is allowed to join issue by service of an answer to the complaint would be impracticable, unless the plaintiff were required to set out in his complaint the facts constituting the breach of covenant, or to furnish the defendant with such a statement of the particulars of his claim as would enable him to frame his defence. = Abbott V. Allen, 14 Johns. (N. Y.) 253; 7 Am. Dec. 534; Rickert v. Snyder, 9 Wend. (N. Y.) 421. Bacon v, Lincoln, 4 Gush. (Mass.) 213; 50 Am. Dec. 765. Floom V. Beard, 8 Blackf. (Ind.) 76; Truster v. Snelson, 39 Ind. 96. Montgomery V. Reid, 69 Me. 513; Blanchard v, Hoxie, 34 Me. 376. Bender v. Promberger, 4 Dall. (Pa.) 438. Pringle v. Witten, 1 Bay (S. C), 254; 1 Am. Dec, 613. Bircher V. Watkins, 13 Mo. 523. Sooum v. Haun, 36 Iowa, 138. ' Wooley V. Newcombe, 87 N. Y. 605. The intimation contained iu Rawle on Covenants for Title (5th ed.), § 64, that in New York and Michigan it is necessary for the plaintiff in an action for breach of covenant of seisin to set out the facts constituting the breach with sufficient particulurity to enable the defendant to frame his defense, seems to be scarcely sustained by the cases cited. In the first, Wooley V, Newcombe, 87 N. Y. 605, it was expressly held that the complaint merely negativing the words of the covenant was sufficient. In the other cases, Ingalls V. Eaton, 35 Mich. 33, and Peck v. Houghtaling, 85 Mich. 137, the decla- ration was in precisely the same form, and no question was raised as to its suffi- ciency, the court holding that the burden of proving facts constituting a breach OF THE COVENANT FOE SEISIN. 277 The defendant, at common law, having filed a plea of seisin to the declaration, might, it seems, require the plaintiff to set forth in his replication the particulars of the breach.' Thus, it seems to have been possible at common law to develop by the pleadings the facts conceived by the plaintifE to be a breach of the covenant, and to join issue upon the existence of those facts, or, the facts themselves being admitted, to determine on demurrer whether they were suffi- cient for the purposes alleged. The same result, it appears, may be attained under the code system of civil procedure by requiring the plaintiff to set out the particulars of his claim more fully than they appear in his complaint.^ of the covenant devolved on the plaintiff, ivithout adverting to any question of pleading in the cause. But whether such a rule (requiring the plaintifE to state the particulars of the breach) is or is not to be deduced from the cases cited, it will scarcely be denied that it would tend greatly to a more rapid and convenient determination of the rights of the parties. As was said in Ingalls v. Eaton, supra, there can be no hardship in requi,fing the plaintiff to introduce, in the first place, evidence of the defects of which he complains, neither, it would seem, could there be any hardship in requiring him to set out the defects in the com- plaint, as was done by the plaintiff voluntarily in Sedgewick v. HoUenbeck, 7 Johns. (N. Y.) 380, when the common-law system of pleading prevailed in the State of New York, and as was assumed to be his duty in Potter v. Kitchen, 5 Bosw. (N. Y.) 571, under a provision of the Code that the complaint must con- tain a statement of the plaintiff's cause of action. ' Marston v. Hobbs, 3 Mass. 433; 3 Am. Dec. 61. Wooley v. Newcombe, 87 N. S. 605, 612, where it is said that if the common-law system of pleading still pre- vailed in the State of New York, the plaintiff, in replying to the plea of seisin, would doubtless be required to state, as in other actions on covenants, the par- ticulars of the breach, and thus assume the affirmative. For instances in which the plaintifl set out the facts constituting the breach, see Sedgewick v. HoUen- beck, 7 Johns. (N. Y.) 380; Kennedy v. Newman, 1 Sandf. (N. Y. S. C.) 187, and the comments on that casein Potter v. Kitchen, 5 Bosw. (N. Y. S. C.) 566. « Wooley V. Newcombe, 87 N. Y. 605, 613, the court saying: "The allegations that the defendant was not the true owner, and was not seised of the premises in fee, were allegations of matters of fact. It was not necessary to the sufficiency of the complaint that the title should be set out in detail. If the particulars of the defects complained of are required to enable the defendant to defend, they must be obtained in some of the modes provided by the Code." CHAPTER XIII. COVENANT AGAINST INCUMBRANCES. FORM. § 119. RESTRICTIONS AND EXCEPTIONS. § 120. Parol agreements. § 121. "WHAT CONSTITUTES BREACH. § 122. Definition of incumbrance. § 123. Pecuniary charges and liens. Effect of notice. § 124. Outstanding interest less than a fee. § 125. Easements or physical incumbrances. § 126. Notice of easement at time of purchase. § 127. ASSIGNABILITY OE THIS COVENANT. § 128. MEASURE OF DAMAGES. General rules. § 129. Where covenantee discharges the incumbrance. § 130. Damages cannot exceed purchase money and interest. § 131. Where incumbrance is permanent. § 132. PLEADING AND PROOF. § 133. § 119. FORM AND EFFECT. The covenant against incum- brances as used in America is either general, namely, " that the premises are free from incumbrances,'" or special, " that the prem- ises are free from incumbrances done, suffered or committed by " the grantor.^ In England this covenant is usually expressed as a part of the covenant for quiet enjoyment, namely, that the grantor shall quietly enjoy the premises, " and that free from incumbrances." 'Rawle Govts, for Title (5th ed.), p. 29, n. The court will supply mere clerical omissions in the covenant, such as the word "himself" in the clause "for himself, his heirs," etc. Judd v. Randall, 36 Minn. 13; 29 N. W. Rep. 589. Stanley v. Goodrich, 18 Wis. 505; Hilmert v. Christian, 29 Wis. 104. Smith v. Lloyd, 29 Mich. 882. Contra, Bowne v.Wolcott, (N. Dak.) 48 N. W. Rep. 436, citing Ruf- ner v. McConnell, 14 111. 168; Thayer v. Palmer, 86 111. 477, and saying that the remedy of the grantee is in equity if the omission was by mistake. A cove- nant to warrant and defend "against all persons whomsoever, and all claims whatsoever," is a covenant against incumbrances as well as a covenant of war- ranty. Incumbrances are claims, and a covenant against all "claims" will include incumbrances. Johnson v. Hollensworth, 48 Mich, 140. ' Where the covenant against incumbrances is special, the grantor cannot, of course, be held liable for incumbrances not created by himself , e. g., taxes assessed upon the propertj' before he became owner. Jackson v. Sassaman, 39 Pa. St. 106. But taxes paid by the grantor constitute a breach of the covenant against Incumbrances created by himself. Milot v. Reed, (Mont.) 39 Pac. Rep. 343. COVENANT AGAINST INCUMBEANCB8. 279 In some of the States the covenant of general warranty is con- strued to include a covenant against incumbrances,' and in other States the latter covenant is by statute implied from the use of the words " grant, bargain and sell " ^ in the granting part of a convey- ance. Such a covenant so implied is not limited or restrained by an express covenant of special warranty contained in the same deed.' The covenant against incumbrances must not be confounded with a covenant to discharge existing incumbrances, or to do a particular thing in exoneration of the covenantee, or to indemnify him against a particular liability. Such a covenant is broken as soon as the failure to exonerate the covenantee, or to discharge the incum- brance, or to indemnify against the liability occurs, and a right to substantial damages immediately accrues thereupon without alleg- ing or proving any special damage.* The covenant against incumbrances implied from the words "grant, bargain and sell," covers taxes due by the covenantor's grantor, as well as those due by the covenantor himself. Shaffer v. Greer, 87 Pa, St. 370; Large v. McLain, (Pa. St.) 7 Atl. Rep. 101. Taxes assessed upon the premises after a conveyance by a prior owner constitute no breach of a covenant against any claim or demand of any person claiming by, through or under such prior owner. West v. Spaulding, 11 Met. (Mass.) 556. Where a widow and sole heir of an intestate quit claimed their interest in a part of his realty, covenanting that if any claim against the estate should not be paid and should become a lien on the premises, they would pay it, it was held that a right of way across the premises was not within the meaning of this covenant. Marsh v. Fish, 66 Vt. 313. ■ Jeter v. Glenn, 9 Rich. L. (S. C.) 374. Contra in Virginia, Wash. City Sav. Bank v. Thornton, 83 Va. 157; 2 S. E. Rep. 193. ^ Moseley v. Hunter, 15 Mo. 322. In Alabama the words " grant, bargain and sell " imply only a covenant against incumbrances created by the grantor. Parker v. Parker, (Ala.) 9 So. Rep. 426. A covenant against incumbrances implied from the words "convey and warrant" is of the same force and effect as if expressed at full length in the deed. Kent v. Cantrall, 44 Ind. 452. A stat- ute in the State of Washington provides that the words " convey and warrant" in a deed shall be construed to include a covenant against incumbrances. But if the grantor, instead of using the words, insert the usual formal covenant of warranty, such covenant will not be construed to include a, covenant against incumbrances. Leddy v. Enos, (Wash.) 33 Pac. Rep. 508. 3 Funk v. Voneida, 11 S. & R. (Pa.) 109; 14 Am. Dec. 617. ■"Lethbridge v. Mytton, 2 B. & Ad. 773. Here the covenant was to discharge incumbrances on the granted premises to the extent of £19,000, and, there having been a breach, judgment for £19,000 was entered for the plaintiff, though it waa 280 "MARKETABLE TITLE TO EEAL ESTATE. If the covenant be by several persons it will be construed to extend to several as well as joint incumbrances.^ §120. RESTRICTIONS AND EXCEPTIONS. The covenant against incumbrances may, of course, be restricted to some particular incum- brance, or to the acts of some particular person, or a particular incumbrance may be excepted from the operation of the covenant. When such a restriction or exception is expressed in the conveyance in clear and unambiguous terms, no difficulty will arise in the con- struction of the instrument, or in determining whether there has been a breach of the covenant. But much litigation has resulted from agreements of that character resting altogether in parol, or not alleged or proved that he had been damnified bj' the breach. The court, howfver, observed that the defendant might, if he thought fit, go into a court of equity for an injunction againi3t the judgment, but did not intimate an opinion as to whether the injunction could be sustained. Terrett v. Brooklyn Imp. Co., 87 N. T. 92. But see Aberdeen v. Blackmar, 6 Hill (N. Y.), .334, where it was held that on a covenant to indemnify and save harmless, plaintiff must show that he has been actually damnified. Gardner v. Kiles, 16 Me. 280, obiter, the incumbrance having been actually enforced against the covenantee. Q-ennings v. Norton, 3.5 Me. 309, action on bond by grantor to indemnify against a particular incum- brance. Hartley v, Gregory, 9 Neb. 279. Mr. Rawle (Govts, for Title [5th ed.], S 74) cites several cases to the proposition in the te.xt, which, upon examination, appear to have been actions upon agreements by the grantie to discharge an incumbrance or\t of the purchase money. Williams v. Fowle, 132 Mass. 385; Furnas v. Durgin, 119 Mass. 500; 30 Am. Rep. 341. Dorsey v. Dashiell, 1 Md. 204. Trinity Church v. Higgins, 48 N. Y. 532, and others. The equity of this application of the rule is plainly app.arent, inasmuch as a failure to discharge the incumbrance is in substance a failure to i)ay part of the purchase money. Such a delinquency would appear to require a stei'ner rule of damages than one in which the grantor had failed to provide an indemnity against a loss which had not as yet occurred. j\Ir. Sedgwick has criticised the rule stated in the text. Sedg. Measure of Dam. 182. A contract of indemnity against liability is held to he broken as soon as the liability occurs, and the measure of damages is the full amount of such liability. "Webb v. Pond, 19 "Wend. (N, Y.) 423; Rockfeller v. Donnelly, 8 Cow. (N. Y.) 623; Chace v. Hinman, 8 Wend. (N. Y.) 452; 24 Am. Dec. 39. But where the obligation is that the party indemnified shall not sus- tain damage or molestation by reason of the acts or omissions of another or by reason of any liability incurred through such acts or omissions, there is no breach until actual damage is sustained. Gilbert v. Wyman, 1 Comst. (N. Y.) 563; 49 Am, Dec. 359. A covenant to indemnify and save harmless from a particular incumbrance is broken as soon as the grantee's title is extinguished by foreclosure. Dana v, Goodfellow, (Minn.) 53 N. W. Rep. 656. ' Duval V. Craig, 2 Wh. (U. S.) 45. COVENANT AGAINST INCUMBRANCES. 281 from the use of obscure and ambiguous terms in tlie conveyance with respect to a particular incumbrance adverted to by the parties. § 121. Parol agreements. It may be stated, as a general rule, that where a conveyance containing a covenant against incumbrances has been executed by the seller and accepted by the purchaser, evi- dence of any contemporaneous parol agreement that such covenant should not extend to a particular incumbrance, or that the grantee should assume and pay ofE a particular incumbrance embraced by the covenant, will not be received in any action for the breach of such covenant.' ISTor will such evidence be received, where the conveyance was without covenants for title, to show tliat the grantor orally agreed to discharge and pay off an incumbrance u|)on the premises.' Such a case is not within the rule which permits the true consider- ation of a written agreement to be shown by parol. But where the conveyance was " subject to mortgage " parol evidence was admitted to show that the grantee assumed payment of the mortgage ; in such case the evidence is admitted, not as supplying a new term of the contract, but as explanatory of a doubtful expression emj)loyed by the parties.^ And parol evidence will be received to show that the grantee was, in fact, indemnified against a particular incumbrance, as where other land had been conveyed to him in satisfaction of an existing mortgage on the premises.* Modifications of the foregoing general rule have been announced in several cases, which are diffi- cult to be reconciled with that rule. Thus it has been said that 'Bucknerv. Street, 5 McCrary (C. C), 59. Raymond v. Raymond, 10 Cush. (Mass.) 141; Howe v. Walker, 4 Gray (Mass.), 318; Dutton v. Gerish, 9 Cusli. (Mass.) 94; 55 Am. Dec. 45; Flynn v. Bourneuf, 143 Mass. 277; 58 Am. Bep. 185; Simanovich v Wood, 145 Mass. 180; 13 N, E. Rep. 391. Suydam v. Jones, 10 Wend. (N. Y.) 185; 25 Am. Dec. 552. Johnson v. Walton, 60 Iowa, 315; 14 N. W. Rep. 325. Edwards v. Clark, 83 Mich. 246; 47 N. W. Rep. 112. Bigham v. Bigham, 57 Tex. 238. McKennan v. Doughman, 1 Pen. & W. (Pa.) 417. Grice V. Scarborough, 2 Spear L. (S. C.) 650; 42 Am. Dec. 391. Long v. Moler, 5 Ohio St. 272. McOlure v. Campbell, (Neb.) 40 N. W. Rep. 595. The grantor cannot show that the grantee knew of the adverse claim under which he was evicted, and that it was agreed between the parties that the grantor should not be charged if the grantee should be evicted. Townsend v. Weld, 8 Mass. 146. 'Howe V. Walker, 4 Gray (Mass.), 318. Duncan v. Blair, 5 Den. (N. Y.) 196. McLeod V. Skiles, 81 Mo. 595. » Aufricht v. Northrup, 20 Iowa, 61. -■Johnston v. Markle Paper Co., 153 Pa. St. 189; 25 Atk Rep. 560. 3fi 282 MARKETABLE TITLE TO EEAL KSTATP:. parol evidence will be received, not to contradict the terms of a written warranty, but to show that the property was taken by the purchaser subject to incumbrances which he knew to exist at tlie time of the purchase, though not mentioned in the deed, and though there was a warranty against incumbrances.' The rule excluding parol evidence to show an exception from a covenant against incumbrances does not apply to cases of fraud' or mistake.^ But the fraud or mistake complained of must, of course, be such as caused the omission of the true agreement of the parties from the conveyance, such as a fraudulent representation that the insertion of the exception was unnecessary, or that the instrument, in fact, contained the exception, or other fraud of a like kind. It could hardly be contended that either party was guilty of fraud in taking advantage of an inadvertent omission of a part of tlioir agreement from the instrument.* 1 Sidders v. Riley, 23 111. 110, did., citing Allen v. Lee, 1 Ind. 58; 48 Am. Dec. 353. Leland v. Stone, 10 Mass. 459. Pitman v. Connor, 27 Ind. 337. It is sub- mitted, "with diffidence, that such evidence does contradict the warranty. Leland V. Stone was a case of mistake in omitting the exception. This case of Sidders V. Riley has been criticized by Mr, Rawle (Govts, for Title [5th ed.], p. 113). Such, however, seems to be the established rule in Indiana. Maris v. lies, (Ind.) 30 N. E. Rep. 153; Hendrick v. Wisehart, 57 Ind. 139; ilcDill v. Gunn, 43 Ind. 315; Fitzer v. Fitzer, 29 Ind. 468. And whether or not consistent with the doc- trine of merger of parol agreements in the covenants for title, it, doubtless, in many cases, effectuates the true intent of the parties. As to the rule in Peim- gylvania, see post, § 269. ' Buckner v. Street, 5 McCrary (U. S.), 59. Kyle v. Febley, (Wis.) 51 N. W. Rep. 357. In this case the grantor, an ignorant woman, had been fraudulently induced to execute a deed, without excepting an outstanding lease from her covenants. Fraud is not merged in a covenant against incumbrances. Sargent V. Gutterson, 13 N. H. 473. See post, § 870. Taylor v. Gilman, 35 Vt. 413. Here the incumbrance complained of was a right in a railroad company to take gravel and earth from the granted premises. It appeared that the parties had divided between themselves the damages that were to be paid by the com- pany, and had expressly agreed that the covenant should not embrace that incumbrance, and it was considered that to enforce the covenant would be to assist the grantee in a fraud. It is not easy to draw a distinction in principle between this case and any other in which, for a valuable consideration, it was agreed that the covenant should not extend to a particular incumbrance, and in which the parties failed to insert the exception in the deed. ' Haire v. Baker, 1 Seld. (N. T.) 361. The fraud or mistake may, of course, be shown in equity, and in equitable defeases at law, very generally permitted by statute throughout the American States. *See the remarks of the court in Collingwood v. Irwin, 3 Watts (Pa.), 306. COVENANT AGAINST INCUMEEANCES. 283 It frequently happens in the sale of real property that the pur- chaser agrees to pay off and discharge known incumbrances upon the premises as a part of the consideration of tlie sale. "When such is the case the seller should be careful to see that such an agree- ment is fully and unequivocally expressed in the conveyance.' A mere recital that the grantor conveys, or that the purchaser takes, " subject to mortgage " or " subject to incumbrances " imposes no obligation upon the grantee to pay the mortgage debt or remove the incumbrance, except for his own protection.' The statement that the deed is made " subject to " designated incumbrances is often made merely for the purpose of preventing a breach of the covenant against incumbrances, and not for the purpose of charging the grantee with the incumbrance.^ If, however, the intention of the parties that the grantee should discharge incumbrances in part pay- ment of the purchase money appears from the whole instrument, though not expressed in so many words, it will be enforced.* Parol evidence will be received to show that a grantee taking " subject to " an incumbrance was by his contract obliged to pay off and dis- charge the same as part of the consideration.' But, while a con- veyance " subject to " a particular incumbrance will not oblige the grantee to pay the incumbrance, except for his own protection, it will, 'Jones Mortg. § 748; Eawle Covts. for Title (5th ed.), § 88. « Jones Mortg. § 748. Drury v. Tremont Imp. Co., 13 Allen (Mass.), 171. Bel- mont V. Coman, 33 N. Y. 438. Strohauer v. Voltz, 43 Mich. 444. Johnson v. Monell, 13 Iowa, 300; Aufricht v. Northrup, 20 Iowa, 61. See, also, Tweddell V. Tweddell, 2 Bro. C. 154. "Waring v. Ward, 7 Ves. Jr. 337. Evidence that the purchaser was familiar with the land, and that he knew its value exceeded the purchase price, is not admissible for the purpose of showing that he assumed the payment of a mortgage on the premises. Morehouse v. Heath, 99 Ind. 509. It seems, however, that parol evidence will be admitted to show that the incum- brance was deducted from the purchase money. See Townsend v. Ward, 37 Conn. 610. Ferris v. Crawford, 3 Denio (N. Y.), 595. Thompson v. Thompson, 4 Ohio St. 333. McMahon v. Stewart, 23 Ind. 590. s Van Winkle v. Earl, 36 N. J. Eq, 342. ■•Thus it has been held that "a conveyance of land expressly subject to all incumbrances " binds the grantee to pay ofE an incumbrance. Skinner v. Starner, 34 Pa. St. 123. A recital in a deed that "a portion of the above-described premises was set off on execution by A. against B. * * * and this conveyance is made subject to the incumbrance of said execution," excepts such incumbrance from the grantor's covenants. Shears v. Dusenbury, 13 Gray (Mass.), 293. ' Aufricht V. Korthrup, 30 Iowa, 61. 284 MARKETABLE TITLE TO EEAL ESTATE. of course, relieve the grantor from liability as to ithat incumbrance upon his covenant against incumbrances.^ That expression is sufficient as a special exception from the operation of the covenant.^ And where there has been such an exception the covenant will not of course be broken by the existence of the excepted incumbrance.^ ISTor will the grantee be permitted to assign as a breach of the cove- nant against incumbrances a mortgage which he himself, for an adequate consideration, had undertaken to discharge.* J3ut if a particular incumbrance of a named amount be excepted from the operation of the covenant, the mention of such amount will not be treated as mere matter of description ; it will be held a guaranty that the sum mentioned constitutes the whole amount of the incum- brance, and the covenant will be broken if the incumbrance exceed that amount.'^ It has also been held than an agreement by the grantee to pay off incumbrances might be waived by the parties, and that the grantee might, after such waiver, maintain an action for breach of the covenants, if the vendor failed to satisfy the incumbrances, or to redeem the land if sold thereunder.* An agreement by the grantee to assume payment of an incumbrance on the premises need not be contained in the conveyance to him. Such an agreement contained in an instrument of equal dignity with the deed, such as a bond, will render inoperative a covenant of warranty contained in the deed.'' In Massachusetts it is settled that if a conveyance contain a covenant against incumbrances, excepting a particular incumbrance and also a covenant of warranty, the exception applies only to the covenant against incumbrance and not to the covenant of warranty, and that the excepted incum- brance, if enforced, will constitute a breach of the covenant of ' Freemao v. Foster, 55 Me. 508. Van Winkle v. Earl, 26 N. J. Eq. 242. ' Freeman v. Foster, 55 Me. 508. ' Foster v. "Woods, 16 Mass. 116. "Watts V. Wellman, 2 N. H. 458. Reid v. Sycks, 27 Ohio St. 285. ' Smith V. Lloyd, 29 Mich. 382. Potter v. Taylor, 6 Vt. 676. « Sherwood v. Wilkins, (Minn.) 52 N. W. Rep. 394. ' Brown v. Staples, 28 Me. 497; 48 Am. Bee. 504. So, generally, it seems, if the grantee assume in writing, the discharge of the incumbrance. Copeland v. Copeland, 30 Me. 446. In Reid v. Sycks, 27 Ohio St. 285, it was held that an agreement by the purchaser contained in the contract of sale to pay an incum- brance, is not merged in a conveyance of the land with covenants for title. COVENANT AGAINST INCUMBRANCES. 285 warranty.^ This rule, however, has been thus qualified in that State, namely, that if the granting part of the deed describe the premises as subject to an incumbrance, a covenant of vs^arranty following thereafter will be limited precisely to what purported to be conveyed — that is the land, subject to the incumbrance.^ And further, that the exception of a particular incumbrance will not be controlled by a subsequent covenant of warranty, if the deed recites that the grantee assumes and agrees to pay the excepted incumbrance.^ § 122. WHAT CONSTITUTES BREACH. A covenant against incumbrances, if broken at all, is broken as soon as made. The mere existence of the incumbrance, if it be capable of enforcement, is a breach of the covenant without regard to the probability of its enforcement, though, as we shall hereafter see, the plaintiff can recover no more than nominal damages if he has suffered no incon- venience or loss on account of the incumbrance.* The Statute of Limitations runs upon a covenant against incumbrances from the time the deed was made.' But a covenant to defend the grantee ' Estabrook v. Smith, 6 Gray (Mass.), 572. It is to be observed that in this case there was no mention of the incumbrance in the granting part of the deed. This decision has been questioned, as adopting a construction of the covenants apparently at variance with the intention of the parties. The case has been criticized by Mr. Rawle (Govts, for Title [5th ed.], § 290), and disapproved in Bricker v. Bricker, 11 Ohio St. 240, where a contrary decision was rendered upon the same state of facts. It was approved, however, in King v. Kilbride, 58 Conn. 109; 19 Atl. Rep. 519. Sandwich Manfg. Co. v. Zellman, (Minn.) 51 N. W. Rep. 379. ' Brown v. Bank, 148 Mass. 300; 19 N. E. Rep. 382; Linton v. Allen, 154 Mass. 432; 28 N. E. Rep. 780. Freeman v. Foster, 55 Me. 508. But where three incumbrances were described in the granting part of the deed, and all of them were excepted from the covenant against incumbrances, and the grantor further covenanted that he would "warrant the premises against all claims and demands of all persons except " (two of the incumbrances mentioned), it was held that he had covenanted against the third incumbrance, such being the conse- quence of his failure to except that incumbrance from his covenant of warranty. Ayer v. Brick Co., (Mass.) 31 N. E. Rep. 717. 'Lively v. Rice, 150 Mass. 171; 22 N. E. Rep. 888. Keller v. Ashford, 133 U. S. 610. * See post, § 129. Stambaugh v. Smith, 23 Ohio St. 584. Ladd v. Myers, 137 Mass. 151. Moseley v. Hunter, 15 Mo. 322. ' Guerin v. Smith, 63 Mich. 369; 38 N. W. Rep. 906; 286 MAEKETABLE TITLE TO REAL ESTATE. against a particular incumbrance is not broken by the mere exist- ence of that incumbrance ; such a covenant is broken only by an enforcement of the incumbrance. Any other construction would be plainly contrary to the manifest intention of the parties, even though the deed contained a general covenant against incumbrances.^ The covenant is, of course, not broken by the existence of an incum- brance which the grantee has assumed to pay. And proceedings to foreclose such an incumbrance, accompanied by a lis pendens, can- not be held a breach of the covenant since these are mere incidents of the incumbrance.^ § 123. Definition of incumbrance. The precise legal defini- tion of the term incumbrance is a matter of some nicety. In a popular sense, it means, as has been said, a clog, load, hindrance, impediment, weight. Perhaps the best judicial definition of the term is that of Chief Justice Parsons : " Every right to or interest in the land granted, to the diminution of the value of the land, but consistent with the passing of the fee."' Hereunder all incum- brances may be classed as : (1) Pecuniary charges on the granted premises ; (2) Estates or interests less than a fee in the premises ; and (3) Easements or servitudes to which the premises are subject. The definition given is satisfactory as to the first two of these classes ; for it is plain that a pecuniary charge upon the premises, or a lesser estate carved therefrom, must diminish their value. But the definition is necessarily inconclusive as respects the third class, inasmuch as there are certain easements, technically "incum- brances " which may be beneficial rather than detrimental to the premises, such, for example, as a railway or a public highway ; a fact which, coupled with notice of the existence of the easements 1 Shelton t. Pease, 10 Mo. 473. ' Monell V. Douglass, 17 N. Y. Supp. 178, not officially reported. 'Prescott V. Trueman, 4 Mass. 637; 3 Am. Dec. 249. This definition has been approved by Mr. Greenleaf (3 Ev. § 243), and by Mr. Rawle (Govts, for Title [5th ed.], § 76), who however pertinently adds that the question " what does diminish the value of the land " must sometimes be a matter of doubt, as where the alleged incumbrance consists of a railroad or a public highway, either of which may be a benefit instead of a burden to the land. Definition approved in Herrick v, Moore, 19 Me. 313. Bronson v. Coffin, 108 Mass. 175; 11 Am. Rep. 335. Chap- man V. Kimball, 7 Neb. 399; Fritz v. Pusey, 31 Minn. 368; 18 N. "W. Rep. 94. Clark V. Fisher, 54 Kans. 403; 38 Pac. Rep. 493, and in many other cases. COVENANT AGAINST INCUMBEANOES. 287 at the time of the purchase, has occasioned much conflict of decision as to whether they constitute such breaches of the covenant as entitle the purchaser to damages.' § 124. Pecuniary charge or lien. Judgments. Notice to covenantee. A pecuniary charge or lien upon the granted prem- ises, existing at the time of the conveyance, constitutes a breach of the covenant against incumbrances. It is immaterial whether the purchaser had or had not notice of the incumbrance at the time the conveyance was executed. The right to rescind an executory con- tract and to recover back the purchase money already paid, or to detain that which remains unpaid, has been in some cases denied on the ground that the contract was made with notice of the incum- brance. But notice is of no importance after a conveyance with covenants for title has been executed. The purchaser takes the covenant as much for protection against known as against unknown incumbrances,^ and he is not required to exercise any diligence in ascertaining whether there are incumbrances on the land.' The existence of the incumbrance constitiites a breach of the covenant though the incumbrance has been neither actually nor constructively enforced, and though the covenant be coupled with that for quiet enjoyment, and there has been no eviction of the purchaser.^ But, as will be hereafter seen, the purchaser can recover no more than nominal damages if the breach has occasioned him no loss or injury.^ A judgment lien binding the granted premises constitutes, of coarse, a breach of the covenant against incumbrances.^ So, also, ' Post, § 137. ^ Dunn V. White, 1 Ala. 645. Worthington v. Curd, 23 Ark. 285. Snyder t. Lane, 10 Ind. 424. Townaend v. Weld, 8 Mass. 146. Smith v. Lloyd, 29 Mich. 382. Clore v. Graham, 64 Mo. 349. Long v, Moler, 5 Ohio St.' 272; Lloyd v. Quimby, 5 Ohio St. 263, 365. Punk v. Voneida, 11 Serg. &K. (Pa.) 109; 14 Am. Dec. 617. Cathcart v. Bowman, 5 Pa. St. 317; Shaffer v. Green, 88 Pa. St. 370. Lane v. Richardson, (N. Car.) 10 S. E. Rep. 189. Yancey v. Tatlock, (Iowa) 61 N. W. Rep. 997. « Edwards v. Clark, 83 Mich. 346; 47 N. W. Rep. 113; Smith v. Lloyd, 39 Mich. 383. *HalI V. Dean, 13 Johns. (N. Y.) 105. ' Post, § 129. ' Hall V. Dean, 13 Johns. (N. Y.) 105. A sale of the premises under an execu- tion issued upon a dormant judgment without proceedings to revive, and with- out leave of court, is, nevertheless, a breach of the covenant against incum- 288 MAEKETABI.E TITLE TO EEAL ESTATE. an attachment, though it be in its nature uncertain and dependent upon the final judgment to be rendered in the action;^ the lien which it creates remains a continuing security for any judgment that the plaintiff may obtain in the suit.'' The covenant is also broken by the existence of a mechanic's lien,^ a vendor's lien/ or a mortgage or deed of trust upon the premises.^ A mere Us pendens, without evidence that it is well founded, is no incumbrance ;" neither is a tax deed which, though recorded, is for any reason insufficient to pass the title.' Taxes and assessments payable by the grantor and levied upon the property conveyed, are a breach of the covenant against incum- brances, especially under statutes which provide that they shall con- stitute liens on the property taxed or benefited.' "W here, however, brances. A sale of property under a merely voidable execution is valid. Jones V. Davis, 24 Wis. 229. ' Norton V, Babcock, 2 Met. (Mass.) 510. Kelsey v. Remer, 43 Conn, 129; 31 Am. Rep. 638. 'Johnson v. Collins, 116 Mass. 392. »Dyer v. Ladomus, 3 Del. Co. Ct. Rep. (Pa.) 422. Redmon v. Phenix Fire Ins. Co., 51 Wis. 292; 8 N. W. Rep. 226. This was a suit on a fire insurance policy, containing a statement that there was no incumbrance on the premises. ^McKennan v. Doughman, 1 Pen. & W. (Pa.) 417, semble. 'Tufts V. Adams, 8 Pick. (Mass.) 549; Brooks v. Moody, 30 Pick. (Mass.) 474. Bean v. Mayo, 5 Greenl. (Me.) 94. Boyd v. Bartlett, 36 Vt. 1. Funk v. Voneida, 11 Serg. & R. (Pa.) 109; 14 Am. Dec. 617. «Kley V. Geiger, (Wash.) 80 Pac. Rep. 727. See, also, post, § 206. 'Tibbetts v. Leeson, 148 Mass. 102; 18 N. E. Rep. 679. * Carr v. Dooley, 119 Mass. 294. In fact, the assessment is no lien unless made so by statute. Cooley on Taxation, 305. Cadmus v. Fagan, 47 N. J. L. 549. Taxes constitute breach of covenant against incumbrances. Fuller v. Ji!lette, 9 Biss. (C. C.) 396. Long v. Moler, 5 Ohio St. 271 ; Craig v. Heis, 30 Ohio St. 550. Cochran v. Guild, 106 Mass. 30; 8 Am. Rep. 296; Hill v. Bacon, 110 Mass. 388; Blackiev. Hudson, 117 Mass. 181. Mitchell v. Pillsbury, 5 Wis. 407. Richard V. Bent, 59 111. 38; 14 Am. Rep. 1; Almy v. Hunt, 48 111. 45. Shaffer v. Green, 87 Pa. St. 370. Blossom v. Van Clourt, 34 Mo. 394; 97 Am. Dec. 412. Taxes or assessments upon the granted premises payable by the grantor are breaches as well of a covenant against incumbrances created by himself, as of a general covenant against incumbrances. Devine v. Rawle, (Pa. St.) 23 Atl. Rep. 1119. Milot V. Reed, (Mont.) 39 Pac Rep. 343. See ante, this chapter, p. 372, note. A betterment tax lawfully assessed, is a breach of the covenant against incum- brances. Foley V. City of Haverhill, 144 Mass. 352; 11 N. E. Rep. 554; Simanovich v. Wood, 145 Mass. 180; 13 N. E. Rep. 391. An unpaid municipal claim for water pipe, not entered of record so as to preserve its lien, is no breach COVENANT AGAINST INCUMBKANCES. 289 the conveyance was made after the tax liad been ordered to be levied, or the improvement directed to be made, but before the tax or assessment had been placed in the hands of the revenue officers for collection, questions have been raised as to wliether the grantor or the grantee was properly chargeable therewith. Independent of statutory construction, the general rule, supported by the weight of authority, seems to be that in such a case the tax relates back and becomes a lien as of the time when the assessment roll was made up, or the improvement ordered to be made, and that in such a case the existence of the inchoate tax or assessment operates a breach of the grantor's covenant against incumbrances.^ But where a statute pro- of the covenant. Stutt v. Building Association, 13 Pa. Co. Ct. Rep. 344. In Ingalls V. Cooke, 21 Iowa, 560, it was held that a mortgagor is not liable for taxes assessed upon the property, after the mortgage was executed, Coi,B, J., dissenting. This decision is at least, questionable. A mortgage is a mere security for the payment of money, and does not operate a change of title or ownership, (IJones Mortg. § 11; Rawle Covts. for Title [5thed.],.§ 318; Stanardv. Eldridge, 16 Johns. [N. Y.] 254), and the duty to pay the taxes would, therefore, seem to devolve upon the mortgagor, otherwise he might suffer the premises to be sold for taxes, purchase them himself, and acquire the estate discharged of the mort- gage, which would contravene the rule that the owner of lands subject to lien cannot permit them to be sold for taxes, and then obtain a tax deed for the pur- pose of cutting off such lien. See Jones v. Davis, 24 Wis. 329; Smith v. Lewis, 30 Wis. 350; Bassett v. Welch, 32 Wis. 175. The liability of a pew in a church recently built, to be assessed for further building expenses incurred after the pew had been conveyed with covenants against incumbrances, is not an incumbrance for which the grantor is responsible, and such an assessment is, therefore, no breach of the covenant against incumbrances.. Spring v. Tongue, 9 Mass. 38; 6 Am. Dec. 31. ' Cochran v. Guild, 106 Mass. 30; 8 Am. Rep. 396. De Peyster v. Murphy, 66 N. Y. 622. The liability of the premises to an assessmeut for the expense of building a sewer, is an incumbrance from the time of the order for the construc- tion of the sewer, and is, therefore, a breach of a covenant against incumbrances In a deed delivered before the assessment was laid, but after the order was passed. Carr v. Dooley, 119 Mass. 294. In Lafferty v. Milligan, 165 Pa. St. 534; 30 Atl. Rep. 1030, certain street improvements were made under an act afterwards held unconstitutional. A curative act was passed validating the improvements, and it was held that assessments therefor constituted a breach of a covenant against incumbrances In a deed executed after the passage of the curative act, though at the time of the execution of the deed the exact amount to be assessed upon the property had not been fixed. In Eaton v. Chesebrough, 83 Mich. 214; 46 N. W. Rep. 365, it was held that under a city charter making taxes a lien upon real estate, •without fixing a time when such lien shall attach, such taxes become a lien from 37 290 MAEKETABLE TITLE TO KEAl ESTATE. vides that all taxes and assessments shall become liens upon a cer- tain day of the year, a tax or assessment levied or ordered before that day, being no lien, will not constitute a breach of the covenant.* In Xew York the rule is that until the amount of a tax is ascertained and determined in the manner provided by law no lien attaches. the time the assessment roll passed into the hands of the tax collector, that is, on the first day of July; so that taxes for the year 1889 assessed upon a city lot, con- stituted a breach of a covenant against incumbrances in a conveyance of such lot executed and delivered in the afternoon of the 1st day of July, 1890, in pursu- ance of a contract of sale made on the 33d day of May, 1890. The defendant (vendor) contended, among other things, that the covenant against incumbrances related back to the date of the contract (May twenty-second), and that there being no consummated tax lien at that time, the covenant was not broken, but this con- tention was denied by the court. Under a statute providing that a ditch assess- ment should be a lieu on the property benefited, it was held that the lien attached when the assessment was made, and constituted a breach of covenant against incumbrances in a conveyance of the premises, though the tax, because not spread upon the assessment roll, could not have been paid until after the conveyance. Lindsay v. Eastwood, 73 Mich. 336; 40 N. W. Rep. 455. In "Wisconsin it is provided by statute that where land is conveyed after the assessment but before warrant for collection of the tax is issued, the grantee shall be liable for such tax. This statute has been held applicable only to the tax of the year in which the conveyance was made. Peters v. Meyers, 33 Wis. 602. In Missouri it is held that the mere order for a tax or assessment, though the amount which the owner is to pay be not ascertained, is an incumbrance which will entitle the grantee to damages if he has had the use and enjoyment of the premises. Barn- hart V, Hughes, 46 Mo. App. 318. Under a statute providing that an assessment for a street improvement shall be a lien from the time of the completion of the improvement, a covenant against incumbrances in a deed executed after the com- pletion of the improvement but before levy of the assessment, is broken. Harts- horn V. Cleveland, (N. J.) 19 Atl. Rep. 974. ' Bradley v. Dike, (N. J. Eq.) 33 Atl. Rep. 132. Thus, in Tull v. Royston, 30 Kans. 617, a statute provided that taxes and assessments should be liens from the first day of November in the year in which they were levied. Hereunder it was held that an assessment for a street improvement became a lien, not from the time the improvement was authorized, but from the time the assessment became due and payable, and that a covenant against incumbrances executed in the interim was not broken by such assessment. See, also, Overstreet v. Dobson, 28 led. 256. Long v. Moler, 5 Ohio St. 273. In Everett v. Dilley, (Kans.) 7 Pac, Rep. 661, it was said that in the absence of special agreement the law determines which party shall pay taxes accruing while the purchase money remains unpaid, which is as much as to say that the tax follows the land, and that the person who is in equity the owner at the time of the imposition of the tax must pay it. In Nebraska a vendor selling after April first in any year is, by statute, liable for the taxes of that year. McClure v. Campbell, (Neb.) 40 N. W, Rep. 595. COVENANT AGAINST INCUMBEANCES. 291 Therefore, where an assessment had been made prior to the execu- tion of a deed, but the amount of the tax was not calculated and fixed by the authorities until after the deed was 'executed, it was held that there was no breach of the covenant against incumbrances.' Taxes assessed after the execution of a deed, which do not relate back to a time prior to the execution of the deed, are, of course, no breach of the covenant.^ Taxes are none the less incumbrances in that they constitute a personal liability of the grantor, and may be collected otherwise than by a sale of the land.^ Nor because they are invalid, if the land be liable to reassessment/ Such reas- ' Lathers v. Keogh, 109 N. Y. 583, distinguishiag De Peyster v. Murphy, 66 N. Y. 632, and Barlow v. St. Nicholas Bank, 63 N. Y. 399; 20 Am. Rep. 547; McLaughlin v. Miller, 124 N. Y. 510; 26 N. E. Rep. 1104; People v. Gilon, 24 Abb. N. C. (N. Y.) 125: 9 N. Y. Supp. 212, 563; S. C, 56 Hun (N. Y.), 641. An elaborate note on the successive steps in the incidence of taxation, and the time at which taxes became a lien on real estate, will be found in 24 Abb. N. C. (N. Y.)136. Where a statute provides that estimates for a proposed street improvement shall be made from time to time, and the same shall constitute a lien on the adjoining premises, estimates made after execution of a conveyance constitute no breach of a covenant .against incumbrances tlierein, though the contract for the improve- ment had been let before the deed was executed. Langsdale v. Nioklaus, 38 Ind. 289. The mere entry of land in an assessment roll does not constitute an incum- brance thereon, and the subsequent assessment or levy of a tax thereon is not a breach of a covenant against incumbrances in a deed executed after completion of the assessment roll, but before levy of the tax. Barlow v. St. Nicholas Nat. Bank, 63 N. Y. 399; 20 Am. Eep. 547, distinguishing Rundell v. Lakey, 40 N. Y. 513. The liability to assessment for a local improvement is no lien until the amount thereof has been fixed and determined. Therefore, where, before the execution of a deed with covenant against incumbrances, the work of paving a street on which the granted premises abutted had been completed, but no proportion of the cost was assessed against such premises until after the deed was executed, it was held that there was no breach of a covenant against incumbrances in such deed. Harper v. Dowdney, 113 N. Y. 644; 21 N. E. Rep. 63, Where an assess- ment for benefits has not, at the time of a conveyance, been entered and con- firmed as required by statute to make it a lien on the benefited premises, it will not operate a breach of a covenant against incumbrances in such conveyance. Dowdney v. Mayer, 54 N. Y. 186. Compare De Peyster v. Murphy, 66 N. Y. 633. Under the New York rule the burden devolves upon the purchaser to show that the amount of the tax or assessment had been legally ascertained and deter- mined at the time the covenant was made. McLaughlin v. Miller, 134 N. Y. 510; 26 N. E. Rep. 1104. ' Lathers v. Keogh, 109 N. Y. 583; 17 N. E. Rep. 131. 3 Cochran v. Guild, 106 Mass. 29; 8 Am. Rep. 296. * Peters v. Meyers, 22 Wis. 602. 292 MARKETABLE TITLE TO EEAL ESTATE. sessment will relate back to the entry of the land on the original assessment roll.' The grantee, complaining of a tax or assessment, must show that' it was a valid and subsisting lien when the deed was executed, He must show that the proceedings were regular, and that everything was done necessary to make the tax or assess- ment valid.' The same evidence is required of him in this respect as if he were a purchaser at a sale to enforce the tax lien, and was asserting his title in ejectment.^ If the tax was voluntarily paid by the grantee without previous demand on the grantor, the latter may show that the tax was invalid.* In England, a land tax is not deemed an incumbrance, because it is supposed to have been contemplated by the parties ; and if noth- ing is said upon the subject, the purchaser will take the estate sub- ject to the liability of the tax." § 125. Outstanding estate or interest in the premises. An outstanding estate or interest, less than a fee, in the granted prem- ises is an incumbrance, and, therefore, operates a breach of the covenant against incumbrances f such, for example, as the right in a stranger to enter upon the premises and cut and remove timber therefrom f or a prior sale of " all the iron and coal " on the granted land, with right of way and privilege of removal.^ So also an inter- est in the premises in favor of a third person, who holds as a tenant in common, is an incumbrance.' But an adverse equitable claim to the premises is not an incumbrance."' The better opinion seems to be that a condition which may work a forfeiture of the estate granted, or a 1 Coburn v. Litchfield, 134 Mass. 449. Cadmus v. Fagan, 47 N. .J. L. 549. 'Patterson v. Yancey, 81 Mo. 379. Robinson v. Murphy, 33' lud. 482; Kirk- patrick v. Pearce, 107 Ind. 530. Mitchell v. Pillsbury, 5 Wis. 410. But see Voorhis V. Forsyth, 4 Biss. (C. C.) 409, where it was held unnecessary to aver that the tax was valid, such being the prima fnrie presumption. •Kennedy v. Newman, 1 Sandf. (N. Y. S. C.) 187. ^Balfour v. Whitman, 89 Mich. 303; 50 N. W. Rep. 744. ' 1 Sugd. Vend. (8th Am. ed.) 487. ' Jenkins v. Buttrick, 1 Met. (Mass.) 480. ■■ Spurr V. Andrews, 6 Allen (Mass), 420. Cathcart v. Bowen, 5 Pa. St. 817. Clark V. Zeigler, 79 Ala. 346; 85 Ala. 154; 4 So. Rep. 669. « Stambaugh v. Smith, 33 Ohio St. 584. ' Comings v. Little, 2*4 Pick. (Mass.) 366. >» Marple v. Scott, 41 111. 50. COVENANT AGAINST INCUMBEANCES. 293 contingency upon which the estate is liable to he determined in the hands of the purchaser, amounts to a breach of the covenant against incumbrances.' It is apprehended, however, that the existence of such an incumbrance would entitle the plaintifE to nominal damages only. The covenant against incumbrances is broken by the existence of an outstanding term of years in, or lease of, the granted premises.^ But where the conveyance is taken with knowledge that the land is in the possession of a lessee, the existence of the lease will not, under a statute transferring the constructive possession to the grantee without attornment by tenant, operate a breach of the covenant ; * nor, it is apprehended, independently of any statute, where there is an actual attornment by the tenant, or an apportionment of the rent between the parties.* And generally it may be said that if the pur- chaser knows that the premises are in the possession of a tenant, and no special contract is made, the occupant will become tenant to the purchaser, and there will be no breach of the covenant against incumbrances.' Nor will the covenant be broken if the purchaser 'CooLBT, J.,' in Post v. Campau, 42 Mich. 90, citing Jenks v. Ward, 4 Mete. (Mass.) 413. A possibility may be an incumbrance. Sir F. Moore's Rep. 249, pi. 393; Haverington's Case, Owen, 6. In Van Rensselaer v. Kearney, 11 How. (IT. 8.) 316, it was contended by counsel, arguendo, that an estate in expectancy outstanding is an incumbrance on the land, citing 14 Vin. Abr. 353, tit. Encum- brance H. Sugden Vend, (old ed.) 537, § '9. In Estabrook v. Smith, 6 Gray (Mass.), 573; 66 Am. Dec. 443, it was held that a condition in a deed that the grantee (plaintiff's vendor) should build a house on the premises within a year from the date of the deed was not an incumbrance. •^ Cross V. Noble, 67 Pa. St. 74, 77; Dech's Appeal, 57 Pa. St. 467. Pease v. Christ, 31 N. Y. 141; Giles v. Dugro, 1 Duer (N. Y.), 331. Taylor v. Heitz, 87 Mo. 660. Edwards v. Clark, 83 Mich. 346; 47 N. "W. Rep. 113. Fritz v. Pusey, 31 Minn. 368; 18 N, W. Rep. 94. Porter v. Bradley, 7 R. I. 538. Grice v. Scar- borough, 3 Spear L. (S. C.) 649; 43 Am. Dec. 391. Clark v. Fisher, 54 Kans. 403; 38 Pac. Rep. 493; Smith v. Davis, 44 Kans. 362; 34 Pac. Rep. 438. An outstand- ing lease of the premises is an incumbrance entitling the grantee to damages, if he bought the property for speculation, and the grantor was aware of that pur- pose. Batchelder v. Sturgis, 3 Gush. (Mass.) 301. An agreement that in a cer- tain event the lessee shall have a further term in the demised premises, is no incumbrance. Weld v. Traip, 14 Gray (Mass.), 330. 'Kellum V. Berkshire Life Ins. Co., 101 Ind. 455. *Rawle Govts, for Title (5th ed.), § 78. Haldane v. Sweet, 55 Mich. 196. 'Liindley v. Dakin, 13 Ind. 388; Page t. Lashley, 15 Ind. 153. In Edwards v, Clark, 83 Mich. 346; 47 N. W. Rep. 112, it was said that there would stiU be a 294 MARKETABLE TITLE TO EEAL ESTATE. accepts an assignment of the lease;' nor if the conveyance of the fee be made expsessly subject to the lease ; in such a case the rent is an incident to the reversion, and passes with it.^ An outstanding life estate in a stranger is an incumbrance.^ The weight of authority is that the covenant is broken by a claim for dower in the granted premises, whether the right be inchoate and contingent, or consum- mate by the death of the husband.'' If the covenant be special, against any claim for dower which a certain person may set up, it will not be broken until the right to dower has been perfected by the husband's death.^ The right of a wife to elect whether she will take dower in lieu of a jointure or settlement, is such an incum- brance on land acquired by the husband after the settlement, as amounts to a breach of a covenant against incumbrances in a subse- quent conveyance of the land.^ § 126. Easements or physical incumbrances. An easement or servitude to wliich the granted premises are subject, and which was unknown to the purchaser at tlie time of the conveyance, or subject to which he cannot be reasonably presumed to have taken the premises, constitutes everywhere a breach of the covenant against breacli of the covenant, notwithstanding the acceptance of rent, but that the amount so accepted must be deducted from the damages for the breach. ' Gale V. Edwards, 53 Me. 303. 'Pease v. Christ, 31 N. Y. 141. 'Christy V. Ogle, 33 111. 395. Mills v. Catlin, 23 Vt. 98, semble. See cases cited below. ■•Shearer v. Ranger, 23 Pick. (Mass.) 447; Jenks v. Ward, 4 Met. (Mass.) 413; Harrington v. Murphy, 109 Mass. 299. Blanchard v. Blanchard, 48 IMe. 174; Donnell v. Thompson, 1 Fairf. (Me.) 170; 25 Am. Dec. 316; Runnels v. Webber, D9 Me. 490; Smith v. Connell. 33 Me. 136; Porter v. Noyes, 3 Greenl. (Me.) 27; 11 Am. Dec. 30. Russ v. Perry, 49 N. H. 549; Pitts v. Hoitt, 17 N. H. 580. Carter v. Denman, 8 Zab. (N. J. L.) 373. Jones v. Gardiner, 10 Johns. (N. Y.) 266. Durrett v. Piper, 58 Mo. 551; Henderson v. Henderson, 13 Mo. 151; Walker v. Deaver, 79 Mo. 664; Ward v. Ashbrook, 78 Mo. 515 Contra, dictum of Story, J. in Powell v. Munson, 8 Mason (C. C), 355. Nyce v. Obertz, 17 Ohio, 70; Johnson v. Nyce, 17 Ohio, 66; 49 Am. Dec. 444. Hutchins v. Moody, 30 Vt. 658, oMi!er. Bostwick v. Williams, 86 111. 65, semble; 85 Am. Dec. 385; Humphrey v. Clement, 44 111. 299, dictum. In Blevins v. Smith, (Mo.) 16 8. W. Rep. 213, the covenantee bought in an inchoate right of dower in the premises, and it was held that he was not entitled to damages, there being no means of computing the value of the interest. Thomas, J. dissenting. ' Hudson V. Steare, 9 R. I. 106. » Bigelow V. Hubbard, 97 Mass. 195. COVENANT AGAINST INCUMBRANCES. 295 incumbrances.' Such, for example, as a private right of way over the premises ; 2 a building restriction running with the land, and binding the covenantee;^ an obligation to maintain a division fence ; * the right in a stranger to maintain a drain across the war- ranted land ; = the right to conduct water from a spring on the granted premises, through pipes laid beneath the surface;' the right to have the eaves of a building on an adjoining lot overhang the granted premises, so as to drip water thereon ; ' the right in an adjoining proprietor to dam up and use the water of a stream run- ning through the granted premises ; ' the right in a stranger to ' See cases cited in the notes below. 'Blake v. Everett, 1 Allen (Mass. 7, 248; Wetherbee v. Bennett, 2 Allen (Mass.), 428; Harlow v, Thomas, 1.5 Pick. (Mass.) 66. Wilson v. Cochran, 46 Pa. St. 233; 86 Am. Dee. 574. 'Roberts v. Levy, 3 Abb. Pr. (N. S.) (N. Y.) 311. Greene v. Creighton, 7 R. I. 1. A " condition " in a conveyance that no buildings shall be erected on a particular part of the lot, and that no buildings of less than a certain height shall be erected thereon, is a building restriction operating a breach of the covenant against incumbrances, and not a condition which may defeat the estate in case of a breach. Ayling v, Kramer, 133 Mass. 13. A condition that during ti certain number of years only one house shall be erected on the premises, which shall be used for a dwelling house only, and by but one family, constitutes a breach of a covenant against incumbrances. Foster v. Foster, 63 N. II. 46. A grantor has a right to impose building restrictions, and they are valid incumbrances. Cou- dert V. Sayre, (N. J. Eq.) 19 Atl. Rep. 190. Whitney v. Railroad Co., 11 Gray (Mass.), 359; 71 Am. Dec. 715. Building restrictions, and restrictions as to the use of the granted premises, whether they run with the land or not, will be enforced in equity against a purchaser, with notice. Coudert v. Sayre, (N. J. Eq.) 19 Atl. Rep. 190. ^Kellogg V. Robinson, 6 Vt. 376; 27 Am. Dec. 550. Bronson v. Coffin, 108 Mass. 175; 11 Am. Rep. 385. An agreement to maintain a certain fence upon designated premises, recorded so as to bind a subsequent purchaser, constitutes a breach of covenant against incumbrances. Burbank v. Pillsbury, 48 N. H. 475; 97 Am. Dec. 633. But see Parish v. Whitney, 3 Gray (Mass.), 516, where it was held that a covenant to perpetually maintain a division fence, contained in the deed under which the grantor holds, does not run with the land, is not binding on a subsequent grantee, and is, therefore, no breach of a covenant against incumbrances in a conveyance to such subsequent purchaser. Explained in Bronson v. Coffin, 108 Mass. 186; 11 Am. Rep. 335, and see cases there col- lected, showing that such a covenant in a deed poll does run with the land. ' Ladd V. Noyes, 137 Mass. 151. •McMullin V. Wooley, 2 Lans. (N. T.) 394. ' Carbrey v. Willis, 7 Allen (Mass.), 364; 83 Am. Dec. 688. •Morgan v. Smith, 11 111. 199. Huyck v. Andrews, 113 N. Y. 81. 296 MARKETABLE TITLE TO REAL ESTATE. divert the water from a stream on such premises ; * the right in a stranger to flow the premises witli the waters of a mill dam.^ These, and other easements and servitudes,^ all constitute breaches of a covenant against incumbrances, if the purchaser had no notice of them at the time of the conveyance, and, in some of the States, whether he did or did not have such notice.^ If the easement or servitude complained of consist of a mere license, revocable at the will of the licensor, it will not, of course, amount to an incumbrance, and will, therefore, operate no breach of the covenant.^ A lease of a right to an adjoining proprietor to use a wall on the granted premises as a party wall is a breach of the covenant against incumbrances." So, also, a wall standing wholly on one lot with a right in the adjoining proprietor to use it creates a breach.' But ' Mitchell V. Warner, 5 Conn. 498, 527, ob. ^ Craig V. Lewis, 110 Mass. 377; Isele v. Arlington Sav. Bank, 135 Mass. 143. Patterson v. Sweet, 3 111. App. 550. "Whether known to the purchaser at the time of the conveyance or not. Medlar v. Hiatt, 8 Ind. 171. Contra, Kutz v. McCune, 23 Wis. 638; 99 Am. Dec. 85. The right of a mill owner to enter on adjoining lands, through which a raceway from the mill passes, for the purpose of cleansing such raceway, is a, right necessary to the enjoyment of his ease- ment, which he would have independently of agreement or prescription, and is, therefore, not an incumbrance of which a grantee of the premises traversed by the raceway can complain. Prescott v. Williams, 5 Met. (Mass.) 483; 39 Am. Dec. 688. As to whether the right in a down -stream mill owner to raise the water in his dam to a height that interferes with an adjoining up-stream mill owner, gee Carey v. Daniels, 8 Met. (Mass.) 466. An owner of land may by parol waive his right to damages against a person flowing his land with a mill dam; but such waiver is not binding on hia grantee, and, therefore, constitutes no breach of his covenant against incumbrances. Fitch v. Seymour, 9 Met. (Mass.) 466. 'The right in an adjoining owner to use a stairway on the granted premises is a breach of the covenant against incumbrances. McGowen v. Myers, 60 Iowa, 356; 14 N. W. Rep. 788. So, also, the right of a railroad company to take earth and gravel from the granted premises. Taylor v. Gilman, 25 Vt. 413. The right of a stranger to enter on the premises for the purpose of cleansing a drain. Smith V. Sprague, 40 Vt. 48. The right of a canal company to appropriate the water in a stream bounding or traversing the premises. Ginn v. Hancock, 31 Me. 42. A condition that no ardent spirits shall be sold on the premises; such a condition is not invalid as being in restraint of trade. Hatcher v. Andrews, 5 Bush (Ky.), 561. * Post, § 127. ^Patterson v. Sweet, 3 111. App. 550. « Giles V. Dugro, 1 Duer (N. Y.). 331. 'Moh- V. Parmelee, 43 N. Y. Super. Ct. 330. COVENANT AGAINST INCUMBEANCES. 297 the better opinion seems to be that a wall standing equally on both lots, and held in common by the adjoining proprietors, is not an incumbrance, but a valuable appurtenant wliich passes with the title to the property.^ A covenant between adjoining proprietors that one may build a party wall, and that the other shall pay half the cost if he afterwards uses the wall, runs with the land and binds a subsequent purchaser who avails himself of the wall.^ In such a case, it is apprehended, that if the jaurchaser bought without knowl- edge of his liability to pay such costs he would be entitled to recover as damages the amount so disbursed by him. § 127. Notice of easement. There can be no doubt that a pecuniary charge upon the granted premises such as a jndgment, a mortgage, or a vendor's lien, constitutes a breach of the covenant against incumbrance, though the purchaser was fully advised of its existence when the contract was made or the conveyance taken. The covenant is taken for the protection of the purchaser in case the incumbrance should not be removed by the seller and the pur- chaser be compelled to pay it at some future day.' But such an incumbrance in nowise interferes with the present enjoyment and possession of the estate, and is seldom if ever considered in fixing the purchase price of the property, unless the purchaser under- • Hendricks V. Stark, 37 N. Y. 106; 93 Am. Dec. 949; Mohr v. Parmelee, 43 N. Y. Super. Ct. 320. The existence of a party wall on tlie granted premises is no breach of the covenant against incumbrances, under a statute authorizing the adjoining owner at any time to build such a wall without incurring any liability to the owner, Bertram v. Curtis, 31 Iowa, 46. And where by statute adjoining proprietors have the right to use division walls as party walls no breach of the covenant occurs. Barns v. Wilson, 116 Pa. St. 303; 9 Atl. Rep. 437. ' Richardson v. Tobey, 131 Mass. 457; 23 Am. Rep. 283; Savage v. Mason, 3 Cush. (Mass.) 500. Burlock v. Peck, 2 Duer (N. Y.), 90. Compare Cole v. Hughes, 54 N. Y. 444; 13 Am. Rep. 611. In Mackey v. Harmon, 34 Minn. 168; 24 N. W. Rep. 702, the whole wall was built by H. , under an agreement that he should be reimbursed by X., the adjoining owner, if he should afterwards join to the wall. Z. conveyed to the plaintiff, who was compelled to pay one-half the cost of the wall in order to build to it, and this was obviously held a breach of the covenant against incumbrances contained in X.'s deed. See, also, Blon- deau V. Sheridan, 81 Mo. 545; Keating v. Korfhage, 88 Mo. 524. Burr v. Lamaster, (Neb.) 46 N. W. Rep. 1015. ' Ante, cases cited, note 2, p. 287. 38 298 MAEKKTABLE TITLE TO KEAL ESTATE. takes to remove it as a part of the consideration.^ Therefore, the question of notice of the existence of the incumbrance is immate- rial to the right of the purchaser to recover on the covenant. But with respect to an easement visibly and notoriously affecting the physical condition of the land at the time of the purchase, such as a pul:)lic highway,^ a railway,^ or a canal, a different rule as to the ■ Kutz V. McKune, 22 Wis. 628; 99 Am. Dec. 85, ^-here it -was said that a pecuniary incumbrance does not affect the physical condition of the premises. It is a mere incident, and where the purchaser talies a covenant against incum- brances, there Is no reasonable ground for supposing that he intended to have his land subsequently sold to pay the vendor's debt, or else pay it himself. ^ A public highway through the granted premises, laid out, opened, in use and known to the purchaser, is no breach of the covenant against incumbrances. Whitbeck v. Cook, 15 Johns. (N. Y.) 483; 8 Am. Dec. 272, loading case, in which, however, the covenant was that of seisin, and not against incumbrances. The principle is the same in either case. Huyck v. Andrews, 113 N. Y, 81; Hymes V. Esty, 116 N. Y. 501. Smith v. Hughes, 50 Wis. 630. Scribner v. Holmes, 16 Ind. 143. Butte v. Riffe, 78 Ky. 353. Lallande v. West, 18 La. Ann. 290. A public highway is generally regarded as a benefit to the land; and whether so or not, the purchaser is presumed to have taken it into consideration, and to have fixed the price with reference to its supposed advantages or disadvantages. Staples, J., in Jordan v. Eve, 31 Grat. (Va.) 1. "To hold that a public road riinning through a tract of land, which was known to the purchaser at the time of his purchase, is such an incumbrance as would constitute a breach of a cove- nant of warranty against incumbrances, would produce a crop of litigation in this State that would be interminable." Per curiam. Desverges v. Willis, 58 Ga. 515; 21 Am. Rep. 389. Ake v. Mason, 101 Pa. St. 31. This was an extreme case. The highway (a street) had been laid out, but not opened, and the grantee had no other notice of its existence than constructive notice of the proceedings under which it was laid out. A strip was taken from one end of the premises by the highway. This was held no breach, Shaeswood, C. J., and Tdrnkby, J., dissenting. It appeared, however, that the condemnation money had not been paid, and it was intimated that the remedy of the grantee was against the public authorities. Highway no breach; Smith v. Hughes, 50 Wis. 620. Scrib- ner V. Holmes, 16 Ind. 142. An alley known to the purchaser is no incumbrance. Haldane v. Sweet, 55 Mich. 196, per Coolkt, J., who said: "The alleys were open to observation at the time (of the purchase), and the (grantee) must have ^ Smith V. Hughes, 50 Wis. 620. This would probably be so held wherever it is held that a pubUo highway known to the purchaser would not be an incum- brance. And obviously wherever it is held that a public highway is such a breach, a railway through the premises would also be so held. Kellogg v. Malin, 50 Mo. 496; 11 Am. Rep. 426. Beach v. Miller, 51 111. 306; 3 Am. Rep. 290. Barlow V. McKinley, 24 Iowa, 70; Kostcndader v. Pierce, 37 Iowa, 645. Burk v. Hill, 48 Ind. 52; 17 Am. Rep. 731. Farrington v. Tourtellot, 39 Fed. Rep. 788. COVENANT AGAINST INCUMBRANCES. 299 effect of notice upon the right to recover lias been establislied in many of the States. In such a case the purchaser has no contingent or prospective enforcement of the incumbrance to provide against with covenants for title. There would be neither reason, utility, known all about them and bought with them in mind." If the highway be laid oat, but not opened, and the purchaser has no actual notice of its existence, he will be entitled to damages. Hymes v. Esty, 116 N. Y. 501. People's Sav. Bank v. Alexander, 3 Cent. Rep. 388. So, also, where the premises encroach upon a public highway, but the encroachment is not visible to the purchaser. Trice v. Kayton, 84 Va. 217 ; 4 S. E. Rep. 377. If the highway be merely laid out and not visibly opened, and there be nothing to charge the pur- chaser with notice of its existence, the covenant will of course be broken. Hymes v. Esty, 116 N. Y. 501, the court saying that the rule that a covenant of warranty is not broken by the existence of a public highway through the war- ranted premises rests upon the presumption arising from the opportunity fur- nished the purchaser by the apparent existence or use of the highway to take notice of it, and in such case he is charged with knowledge and is presumed to have purchased with reference thereto. But this rule does not apply where, at the time of the conveyance, there was no indication or notice, actual or con- structive, of the existence of a highway or public easement; in such case, where there is a subsequent appropriation for a highway by the public in the exercise of a pre-existing right (the street in this case having been actually laid out and condemned but not opened) the covenant is broken. These remarks were made in respect of a covenant of warranty, but they apply with equal force to the covenant against incumbrances. In the following cases a public highway over the premises has been held a breach of the covenant against incumbrance, with- out regard to the questio»i of notice on the part of the purchaser. Kellogg v. Ingersoll, 2 Mass. 101. Hubbard v. Norton, 10 Conn. 422, Butler v. Gale, 27 Vt. 739. Pritohard v. Atkinson, 3 N. H. 335. Of course if the public road has been located but not opened, it will be treated as incumbrance. Herrick v. Moore, 19 Me. 313. The highway must be shown to have been legally laid out. If the record do not show all the necessary proceedings, the highway must have been in use for such a length of time that a jury would be justified in pre- suming that the road was legally laid out, and damages paid to the land owners. Pritchard v. Atkinson, 3 N. H. 336. The covenant against incumbrances will In Gerald v. Elley, 51 Iowa, 317, it was held that the mere fact that a railroad company exercises a right of way, is not of itself a breach of the covenant against incumbrances. The company may be a trespasser. It must be shown that the right of way has been lawfully acquired. The grantor cannot have his covenant against incumbrances reformed on the ground that he did not know that it would extend to and embrace a railroad right of way over the land, known to the grantee when the covenant was made. Gerald v. Elley, 45 Iowa, 322. Of course an unopemd railroad right of way will constitute a breach of the covenant against incumbrances- Bruns v. Schreiber, (Minn.) 51 N. W. Rep. 120. 300 MARKETABLE TITLE TO EEAL ESTATE. nor convenience in requiring the vendor to covenant against a fact that depreciates the value of the premises, but is capable of accu- rate and equitable adjustment between the parties in fixing the purchase price. The purchaser is presumed to have taken into consideration the existence of the incumbrance, and any loss or inconvenience it might occasion him, and to have agreed upon the consideration to be paid as the value of the premises with the incumbrance.' It is inconceivable that the purchaser would agree to pay more for the incumbered premises than they were worth, merely because he could recover damages on the covenant to the extent of such excess. If then, having bought the premises at their depreciated value, with reference to the visible easement, he should be permitted to recover damages for the breach of the covenant against incumbrances resulting from such easement, it is plain that he would be twice compensated for any damage or depreciation in value which the premises may have sustained. In some of the States these principles are declared applicable to any purchase with notice of the easement, without regard to the nature of the easement, whether public or private f in one State, at least, not be broken if the high-way merely bounds instead of traverses the premises. Frost V. Angier, 127 Mass. 213. Austin street, formerly a private way, was laid out in July, 1882. Part of the premises taken wore conveyed as bounded on Austin street, with covenant against incumbrances, in December, 1882. In 1883 the street was opened and graded. Held, that there was no breach of the cove- nant against incumbrances, even though the grantor had executed a release of damages to the city, and that the grantee could not recover damages from the grantor caused by lowering the grade of the street. Patten v. Fitz, 138 Mass. 456. ' Patterson v. Arthur, 9 Watts (Pa.), 152. ^Memmert V. McKeeu, 112 Pa. St. 315, whore the alleged incumbrance con- sisted of the stone steps of an adjoining house, which were so constructed as to occupy a part of the sidewalk in front of the plaintiff's house. Kutz v. McCune, 22 Wis. 628; 99 Am. Dec. 85, a mill pond of many years standing. Haldane v. Sweet, 55 Mich. 196, an alley. James v. Jenkins, 34 Md. 1; 6 Am. Rep. 300 Here the question was whether the right of an adjoining proprietor to forbid the erection of a wall on the granted premises to such a height as to obstruct the light and air from his windows, constituted a breach of a covenant of special warranty in a conveyance of such premises. Mr. Justice Alvby, answering this question, and delivering the opinion of the court, said: "This depends upon the apparent and ostensible condition of the property at the time of the sale. And as the wall had been erected, and the lights therein were plainly to be seen when COVENANT AGAINST INCUMBEANOES. 301 they are restricted to the single case of a purchase with notice of a public highway through the premises;'' and in others they are rejected altogether, upon the ground that notice of an incumbrance at the time of the conveyance cannot affect the right to recover on a covenant against incumbrances.^ In a recent well-considered case in Pennsylvania' it was observed by the court that incumbrances are of two kinds, (1) Such as affect the title ; and (2) Such as affect only the physical condition of the property. A mortgage or other lien is a fair illustration of the the appellant purchased the property overlooked by them, it is hut rational to conclude that he contracted with reference to that condition of the property, and that the price was regulated accordingly. The parties, in the absence of anything to the contrary, are presumed to have contracted with reference to the then state and condition of the property, and if an easement to which it is subject be open and visible, and of a continuous character, the purchaser is supposed to have been willing to take the property as it was at the time, subject to such bur- den. That being so, the covenants in the deed must likewise be construed with reference to the condition of the property at the time of conveyance. The grantor, by his covenant, warranted the premises as they were, and by no means intended to warrant against an existing easement which was open and visible to the appellant, and over which the former had no power or control whatever. To construe the covenant to embrace such subject would most likely defeat the understanding and intention of the parties, certainly of the grantor." Citing Wash- burn on Easements, 68, and approving Patterson v. Arthur, 9 Watts (Pa.), 154. See, also, Newbold v. Peabody Heights Co., 70 Md. 493; 17 Atl. Eep. 373. Con- structive notice of a building restriction from the recoi>d of a deed in which it is contained does not affect the right of a subsequent grantee to recover on a cove- nant against incumbrances, but actual notice of the restriction it was intimated would go in mitigation of the damages. Roberts v. Levy, 3 Abb. Pr. (N. S.) 311. ' New York, Huyck v. Andrews, 113 N. Y. 81; 20 N. E. Rep. 581, disapprov- ing Kutz V. McCune and Memmert v. McKeen, supra. ' Van Wagner v. Van Nostrand, 19 Iowa, 422; Barlow v. McKinley, 24 Iowa, 69; McGowan v. Myers, 60 Iowa, 256; 14 N. W. Rep. 788; Flynn v. White Breast Coal Co., 73 Iowa, 738; 33 N. W. Rep. 471. Morgan v. Smith, 19 111. 199. But- ler V. Gale, 37 Vt. 739. Watts v. Fletcher, 107 Ind. 391; 8 N. E. Rep. Ill; Burk V. Hill, 48 Ind. 52; 17 Am. Rep. 731; Medlar v. Hiatt, 8 Ind. 171; Quick v. Tay- lor, 118 Ind. 540; 16 N. E. Rep. 588. In this case it seems that the right of way had been condemned but not opened. Poster v. Foster, 62 N. H. 533. See, also, cases cited, ante, p. 398, to proposition that public highway or railway traversing the premises is breach of covenant against incumbrances. This is true enough, as observed by Mr. Rawle (Covts. for Title [5th ed.], § 76, note 3), where the thing complained of is really an incumbrance, but loses its application where the ques- tion is whether such thing is in fact an incumbrance. s Memmert v. McKeen, 112 Pa. St. 330. 302 MARKETABLE TITLE TO REAL ESTATE. former ; a public road or right of way of the latter. "Where incum- brances of the former class exist, the covenant against incumbrances is broken the instant it is made, and it is of no importance that the grantee had notice of them when he took the title.' Such incum- brances are usually of a temporary character and capable of removal ; the very object of the covenant is to protect the vendee against them ; hence, knowledge, actual or constructive, of their existence is no answer to an action for the breach of such a covenant. Where, however, there is a servitude imposed upon the land which is visible to the eye, and which affects not the title but the physical condition of the property, a different rule prevails. Thus it was held that where the owner had covenanted to convey certain lots free from all incumbrances, a public road which occupied a portion of the lots was not an incumbrance within the meaning of the covenant.^ This is not because of any right acquired by the public, but by reason of the fact that the road, although admittedly an incumbrance, and possibly an injury to the premises, was there when the purchaser bought, and he is presumed to liave had knowledge of it. In such and similar cases there is the further presumption that if the incum- brance is really an injury, such injury was in the contemplation of the parties and that the price was regulated accordingly. The rule that a purchaser, with notice of an easement afEecting the premises, cannot complain thereof as a breach of the covenant against incumbrances unquestionably applies where the easement is obviously an appurtenance or incident of the estate. Nothing which constitutes part of an estate, or which, as between the parties, is to be regarded as an incident to which the estate is subject, can be considered an incumbrance.' And where the owner of two ' Cathcart v. Bowman, 5 Pa. St. 317; Funk v. Voneida, 11 Serg. & R. (Pa.) 109; 14 Am. Dec. 617. ' Patterson v. Arthur, 9 Watts (Pa.), 152. = Dunklee v. Wilton R, Co., 4 Post. (N. H.) 489. In this case the plaintiff conveyed to the defendants a right of way for their railroad, which intersected a mill race owned by the plaintiff. The action was to recover damages from the defendant for building a culvert at a point which caused a deflection and less ready dischaage of the waters of the race. The right to have the water flow freely under or across the defendant's right of way was held no breach of a cove- nant against incumbrances in the plaintiff's deed, and, therefore, that he was not estopped by such covenant to maintain the action. COVENANT AGAINST INCUMBRANCES. 303 tenements sells one of them, the purchaser takes the portion sold with and subject to all the benefits and burdens which appear at the time of the sale to belong to it, as between it and the property which the owner retains.^ It is suggested, with diffidence, that it is immaterial, so far as the mere question of damages is concerned, whether a highway or other easement of which the purchaser had notice, shall be considered a technical incumbrance. If he bought, knowing that the easement was there, it will be presumed that the price he agreed to pay was the value of the land after allowing for the loss, inconvenience or injury occasioned by the easement. On the other hand, if it appear that the easement is a benefit instead of a burden to the premises, there is no loss or injury to the grantee.^ In either case it would seem that he could recover only nominal damages for the breach. It may even be doubted whether the easement, when it is a benefit, C0uld be regarded as a technical breach of the covenant so as to entitle the plaintiff to a judgment for costs. § 128. ASSIGNABILITY OF THE COVENANT AGAINST INCTJM- BE/..NCES. The covenant against incumbrances, like the covenant of seisin, has been generally held in the American States to be an agreement as to the present state of the title, and to be broken as soon as made,, if, at the time of the covenant, there be an incum- brance on the premises, and that, consequently, all rights of action for breach of contract being incapable of assignment at common 'Janes V. Jenkins, 34 Md. 1; 6 Am. Rep. 300. Seymour v. Lewis, 2 Beas. (N. J.) 439. Harwood v. Benton, 33 Vt. 724. = Hymes v. Bsty, 183 N. Y. 342; 81 N. E. Rep. 105. Mr. Rawle concludes that an easement beneficial to the premises cannot be an incumbrance, and, therefore, cannot be a breach, technical or substantial, of the covenant against incum- brances. Also, that parol evidence may be received as to the nature of the alleged incumbrance, and that the question whether the same be or be not in fact an incumbrance, is not a mere abstract question of law, but a question of fact, to be determined by the jury upon consideration of all the surrounding circum- stances, such as the advantages or disadvantages accruing to the premises from the easement, notice to the purchaser, the price agreed to be paid, etc. (Covenants for Title [5th ed.], §§ 76, 85). But see Eddy v. Chace, 140 Mass. 471; 5 N. E. Rep. 806, where it was said that the construction of a deed, and the operation and extent of the covenants therein contained is for the court and not for the jury, and that it cannot be left to the latter to say whether, upon the evidence, a covenant against certain incumbrances was intended by the deed. 304 MARKETABLE TITLE TO REAL ESTATE. law and by the statute 32 Hen. VIII, c. 2i, a grantee of the cove- nantee, or one claiming under him, could bring no action at law in his own name for the breach ; in other words, that the covenant against incumbrances does not run with the land.' This rule does not prevail, however, in many of the States, their courts holding that if the loss resulting from a breach of the covenant fall upon the subsequent grantee, he will have a right of action against the covenantor, upon the ground that the covenant is prospective in its operation, and intended for the security of the title and the indemnity of him into whose liands the land may pass.^ A distinc- tion has also been made between a covenant " that the land is free from incumbrances," and one that the covenantee "shall quietly enjoy the &2iXq.q, free from incumbrances" it being considered that in this form the covenant is pros25ective and runs with the land.^ As a general rule tlie cases which decide that the covenant of seisin does not run with the land, apply the same rule to the cove- nant against incumbrances, and the reader is referred to the remarks in this work on the assignability of the covenant of seisin, and to the cases there cited, as being, in the main, applicable to the covenant ' See, generally, the cases cited to the proposition that a covenant of seisin does not run with the land, ante. § 111. See, also, Lawrence v. Montgomery, 37 Cal. 183. Heath v. Whidden, 24 Me. 383. Mygatt v. Coe, 134 N. Y. 212; 26 N. E. Rep. 611. Stewart V. Drake, 9 N. J. L. 139; Garrison v. Sandford, 13 N. J. L. 261. Blondeau v. Sheridan, 81 Mo. 54.5. Osborne v. Atkins, 6 Gray (Mass.), 423; Smith V. Richards, (Mass.) 18 N. E. Rep. 1133. Guerin v. Smith, 62 Mich. 369; 38 N. W. Rep. 906. Smith v. Jefts, 44 N. H. 483. Fuller v. Jillette, 9 Biss. (U.S.) 296, obiter. ' See cases cited ante, § 112, to proposition that covenant of seisin runs with the land. See, also. Cole v. Kimball, 53 Vt. 639. "Walker v. Deaver, 5 Mo. App 139; Alexander v. Schreiber, 13 Mo. 371; Winningham v. Pennock, 36 Mo. App 688. Sage v. Jones, 47 Ind. 123. This case holds also that the grantor cannot at the time of conveyance reserve, by parol, the right to recover for a breach of the incumbrance. Pillsbury v, Mitchell, 5 Wis. 17. Hawthorne v. City Bank, 34 Minn. 382. This rule seems also to have been recognized in Virginia. Wash City Savings Bank v. Thornton, 83 Va. 157; 2 S. E. Rep. 193, dictum, citing Dickinson v. Hoomes, 8 G.rat. (Va.) 353; Sheffey v. Gardner, 79 Va. 313. sRawle Govts. §§70, 213. In Brisbane v. :McCrady, 1 Nott & McC. (S. C.) 104, it was held that a covenant that the land was free from incumbrances was equivalent to a covenant that the grantee should quietly enjoy the premises /«« from incumbrances, and being thus prospective in its character, would pass with the land to a subsequent grantee. See, also, Jeter v. Glenn, 9 Rich. L. (S. C.) 376. COVENANT AGAINST INCUMBRANCES. 305 against ineumbrauces.^ In several of the States, however, in which it is held that a covenant of seisin does not run with the land, a sub- sequent grantee of the land has been permitted to recover for a breach of the covenant against incumbrances.' The rule that a covenant against incumbrances does not run with the land, is comparatively unimportant where the deed contains ' Ante, p. 365. 2 Richard v. Bent, 59 111. 38; 14 Am. Rep. 1. In Ernst v. Parsons, .54 How. Pr. (N. Y.) 163, it was said that in redeeming land, which had been conveyed with warranty against incumbrances, from a tax sale, a remote grantee did that which it was the covenantor's duty to do, and that so long as the tax lien remained unpaid there was a continuing breach of the covenant, for which the remote grantee had a right of action. The rule that a covenant of seisin is broken as soon as made, and, being a chose in action, cannot run with the land, is perhaps nowhere more firmly established than in the State of Massachusetts. It has been intimated there, however, that the same rule would not apply in the case of a breach of the covenant against incumbrances. In Sprague v. Baker, 17 Mass. 589, it was said by Wilde, J.; "There was a breach of the covenant (against incumbrances), it is true, before the assignment; but for this breach the cove- nantee could only have recovered nominal damages. The actual damages accrued after assignment. They were sustained by the assignee, and not by the covenantee, who has no interest in them, except what arises from his covenants with the assignee. But suppose there had been no such covenants, or suppose the covenantee to be insolvent; then unless the assignee can maintain the present action he is without remedy. This certainly would not be right; nor do I think that such is the law. It seems to me that, if the present case required a decision upon that point, we might be well warranted in saying that the covenant against incumbrances, notwithstanding the breach, passed to the assignee, so as to entitle him to an action for any damages he might sustain after the assignment, because the breach continued and the ground of damages has been materially enlarged since that time, so that the assignee's title does not depend upon the assignment of a mere chose in action. He is principally interested in the covenant; that those covenants run with the land in which the owner is solely or principally interested, and which are necessary for the maintenance of his rights. Covenant lies by an assignee on every covenant which concerns the land. Com. Dig. B. S," The foregoing remarks would seem to apply with equal force in a case in which the actual damages from a breach of the covenant of seisin has been sustained by the assignee. In Stinson v. Sumner, 9 Mass. 143; 6 Am. Dec. 49, a remote grantee was permitted to recover on a covenant against incumbrances. The objection that the right of action did not pass to him was- not made. Later decisions in Massachusetts have disregarded those cases, and the rule that the covenant against incumbrances does not run with the land may be considered to be settled in that State. Osborne v. Atkins, 6 Gray (Mass.), 423; Whitney v. Dinsmore, 6 Cush. (Mass.) 128. 39 306 MARKETABLE TITLE TO EEAL ESTATE. also a covenant of warranty, whicli, of course, must always be the case in those jurisdictions in whicli by statute or judicial construc- tion, a covenant of warranty includes a covenant against incum- brances. The covenantee may wait until he is actually evicted by enforcement of the incumbrance, or he may suffer a constructive eviction by discharging the incumbrance in order to prevent an actual dispossession, and in either case recover for breach of the ■warranty, regardless of the covenant against incumbrances.' No damage, as a general rule, flows from the breach of the covenant until the incumbrance has been actually or constructively enforced, and when that occurs the covenant of warranty is broken and an action for damages immediately accrues in favor of the person then owning the premises.^ Of course if the damage from a breach of the covenant against incumbrances accrue, that is, if the incumbrance be enforced, before the land passes from the covenantee, the right to recover for the damages thence ensuing would not pass to a subsequent grantee or to the heir of the covenantee.^ The provision of the Code, that every action shall be brought by the real party in interest, has been construed to give to a grantee of the covenantee the right to maintain an action in his own name for a breach of the covenant against incumbrances.^ § 129. MEASTJBE OF DAMAaES. General Kules. Incumbrances are of two kinds, namely : (1) Pecuniary, or those which the debtor, his creditors and purchasers from him, have a right to remove after maturity by payment of the debt which the incum- brance secures, such as a mortgage, deed of trust, judgment or ' Worley v. Hineman, (Ind.) 33 N. E. Rep. 260. ' Tufts V. Adams, 8 Pick. (Mass.) 549; Thayev v. Clemence, 32 Pick. (Mass.) 490. Lloyd v. Quimby, 5 Ohio St. 262. ^Frink v. Bellis, 83 Ind. 185- 5 Am. Rep. 193. 2 Sugd. Vend. (8th Am. ed.) 577 (2.37). ■• Andrews v. Appel, 22 Hun (N. Y.), 429. This was an action on a covenant against incumbrances brought, by the last grantee, after several mesne convey- ances. The plaintiff had been compelled to redeem the land from a tax sale under tax liens existing at the time the original conveyance was made. The court held that the plaintiff, having suffered the loss occasioned by the incum- brance, was the real party in interest and acquired the right to enforce the covenant by an assignment implied in equity from the original, and each succes- sive conveyance. 2 Story Eq. § 1040. COVENANT AGAINST INCUMBKANCES. 307 other lien.' (2) Permanent, or those which cannot be removed without the consent of him who has the riglit, such as an outstand- ing life estate, an unexpired lease, a right of way, easement, build- ing restriction or the like. If the breach of the covenant against incumbrances consist in the existence of a pecuniary incumbrance iipon the estate the convenantee can recover no more than nominal damages if he has not been disturbed in the enjoyment of the estate or has paid notliing or sustained no loss on account of the incumbrance.'' But he will be entitled to nominal damages though ' As to the right of a purchaser or creditor to pay off an incumbrance and be subrogated to the rights of the incumbrancer, see Sheldon on Subrogation, § 29 et seg. ' Sedg. Dam. p. 953; Rawle CoTt. (5th ed.) § 188; 3 Washb. Real Prop. (3d ed.) 495. Delavergne v. Norris, 7 Johns. (N. Y.) 359; 5 Am. Dec. 281, leading case; Stanard v. Eldridge, 16 Johns. (N. Y.) 254; Andrews v. Appel, 22 Hun (N. Y.), 474; Reading v. Gray, 87 N. Y. Super. Ct. 79, distinguishing Rector v. Higgins, 48 N. Y. 532; McGuckin v, Milbank, 83 Hun (N. Y.), 473; 31 N. Y. Supp. 1049. Prescott V. Trueman, 4 Mass. 627; 3 Am. Rep. 249; Wyman v. Ballard, 12Mass. 304; Brooks v. Moody, 20 Pick. (Mass.) 474; Harrington v. Murphy, 109 Mass. 299. Bean V. Mayo, 5 Gr. (Me.) 94; Randell v. Mallett, 14 Me. 51; Clark v. Perry, 30 Me. 148. Richardson v. Dorr, 5 Vt. 9. Briggs v. Morse, 42 Conn. 258. Brown V. Brodhead, 3 Whart. (Pa.) 88. This was an action on a title- bond to indemnify the purchaser against incumbrances. Pomeroy v. Burnett, 8 Bl. (Ind.) 142; Reasoner v. Edmundson, 5 Ind. 393; Black v. Coan, 48 Ind. 385; Bundy v. Ridenour, 63 Ind. 406. Willets v. Burgess, 34 111. 494. Lane v. Richardson, (N. C.)10 S. E. Rep. 189. Wilcox v. Musohe, 39 Mich. 101; Nor- ton V. Colgrove, 41 Mich. 544. Eaton v. Lyman, 30 Wis. 41, DixoN, C. J., dis- senting, held that the covenantee could not even recover nominal damages. It is easy to see that a pecuniary incumbrance upon the premises may be a source of loss or injury to the covenantee in some way other than the mere removal of the incumbrance, and that a breach of the covenant of seisin may result in serious loss to the covenantee, though the adverse title never be asserted. Thus, it frequently happens that negotiations for the sale of the property are broken off upon the discovery of an incumbrance or a defect in the title, the pur- chaser preferring to abandon his bargain rather than await the removal of the objection. In such a case the incumbrance, or the defect, is the immediate and proximate cause of the loss of the sale. The injury need not.consist in the loss of a bargain, or the difference between the consideration money, paid by the covenantee, and that which he was to receive from the prospective purchaser; the right of action, if any exist, would be for the loss of the opportu- nity to sell. This question was raised in McCarty v. Leggett, 3 Hill (N. Y.), 134, but was not decided, the judgment of the court below having been reversed, and the case sent back on other grounds. A practical inconvenience, however, result- ing from a recovery. of, damages in such a. case would be that the recovery would 308 MARKETABLE TITLE TO EEAL ESTATE. the incumbrance was paid off before his action was commenced.* In Massacliusetts it has been held that in case of a breach of this covenant, resulting from an outstanding interest in the premises in favor of a tenant in common, the covenantee may recover substan- tial damages though the incumbrance has never been enforced by proceedings for partition.^ It seems that a judgment for nominal damages for a breach of the covenant against incumbrances will operate as a bar to any future recovery upon the covenant, after actual damages shall have been sustained.^ Practically the rule is of no great importance, inasmuch as an action upon the covenant will seldom or never be brought until the incumbrance has been actually or constructively enforced, and the covenantee has sustained actual damages, in which case, as we have seen, the plaintiff will be entitled to substantial damages. § 130. Measure of damages where covenantee discharges incumbrance. The covenantee may, of course, pay off an incum- brance on the premises, and thereby become entitled to substantial damages for breach of the covenant, without waiting to be evicted,* provided the grantor has refused to remove the incumbrance after notification and request.^ But in such case he can recover as dam- satisfy the breach, it is apprehended, and the judgment might be pleaded in bar of any further action in case the incumbrance should be enforced, or the covenantee evicted, Rawle Covt. (5thed.)gl89. If, however, he should remove the incumbrance, there seems to be no reason why the covenantee should not, in addition to the amount paid for that purpose, recover damages for wlmt- ever actual inj ury he may have sustained from its existence, provided the total recovery do not not exceed the consideration money and interest. In Harrington V. Murphy, 109 Mass. 399, it was held that the covenantee could not recover as damages a sum paid by him to an auctioneer for selling the land to a person who refused to complete the purchase on discovering an incumbrance. ' Smith v. Jefts, 44 N. H. 483. In Harwood v. Lee, (Iowa) 52 N. W. Rep. 521, the court refused to reverse a judgment merely for failure to give nominal dam- ages for a breach of the covenant against incumbrances. « Comings v. Little, 34 Piclc. (Mass.) 366. » Rawle Govts, for Title (5th ed.), §§ 176, 189. Taylor v. Heitz, 87 Mo. 660. In Eaton V. Lyman, 30 Wis. 41, it was held that the plaintiff was entitled to nomi- nal damages, though he had not removed the incumbrance, but the court declined to say whether a second action could be maintained and damages recovered if the incumbrance should be enforced and actual dajnages sustained. *Hall V. Dean, 13 Johns. (N. Y.) 105. 'Greene v. Tallraan, 20 N. Y. 191; 75 Am. Dec. 384. Here the Incumbrance complained of was a species of quit rent due the city of New York. The court. COVENANT AGAINST INCUMBRANCES, 309 ages no more than the amount actually and fairly paid to discharge the incumbrance,' together with compensation for his trouble and expenses incurred in that behalf.^ He will be entitled to that amount as damages even though paid after the institution of his action on the covenant,^ or before the incumbrance was due.'* The by Stkong, J., said, that in ordei' to avail himself of the discharge of the incum- brance the covenantee " would be bound to prove either that what had been paid by him was actually due, or that he had given notice to his vendor requiring that such vendor should pay off the incumbrance within a limited time, or that, otherwise, the purchaser would pay a specified amount. Some of the authorities lay down the rule that the purchaser may set off or recover the amount paid, without any qualification, but it seems to us that a vendor who has been innocent of any fraud should have an opportunity to set himself riglit, before he should be obliged to pay, or allow more than the amount actually due. It is, I think, well settled that where the incumbrance has not been paid off by the purchaser of the land, and he has remained in quiet and peaceable possession of the prem- ises, he cannot have relief against his contract to pay the purchase money, or any part of it, on the ground of defect of title. The reason is, that the incum- brance may not, if let alone, ever be asserted against the purchaser, as it may be paid off or satisfied in some other way." ' 3 Washb. Real Prop. (4th ed.) 495; Sedg. Dam. 198; Rawle Govt. (.5th ed.) § 193; 4 Kent. Com. (11th ed.) 563. Delavergne v. Norris, 7 Johns. (N. Y.) 3.58; 5 Am. Dec. 281; Braman v. Bingham, 36 N. Y. 483, 494. Prescott v. Trueman, 4 Mass. 627; 3 Am. Dec. 249; Smith v. Carney, 127 Mass. 179; Coburn v. Litchfield, 132 Mass. 449. Davis v. Lyman, 6 Conn. 235, obiter. Cole v. Kimball, 53 Yt. 639; Downer v. Smith, 38 Vt. 464. Willson v. Willson, 5 Fost. (N. H.) 239; 57 Am. Deo. 320. Keed v. Pierce, 36 Me. 455; 58 Am. Dec. 761. Anderson v. Knox, 20 Ala. 156. Amos v. Cosby, 74 Ga. 793. Schumann v. Knoebel, 27 111. 175; McDowell V. Milroy, 69 111. 498. Rinehart v. Rinehart, 91 Ind. 89. Edington v. Nix, 49 Mo. 134; Kellogg v. Malin, 62 Mo. 429; 11 Am. Rep. 436. Guthrie v. Russell, 46 Iowa, 269; 26 Am. Rep. 135. Pillsbury v. Mitchell, 5 Wis. 17. Where the covenantee discharged a mortgage on the premises executed to secure a debt, and to indemnify the mortgagee against certain liabilities, but paid noth- ing on account of the liabilities in question, it Avas held that he was only entitled to recover, as damages, the amount he had actually paid out. Comings v. Little, 24 Pick. (Mass.) 266. 5 Willson V. Willson, 5 Fost. (N. H.) 329; 57 Am. Dec. 330. Lost time, legal expenses and car fares incurred in removing from the record an apparent lien, which the covenantor had discharged, are not within a statute which provides •that a grantee may recover for all damages sustained in removing an incumbrance on the premises, when there is a covenant against incumbrances. Bradshaw v. Crosby, (Mass.) 24 N. E. Rep. 47. 3 Brooks V. Moody, 20 Pick. (Mass.) 475. Kelly v. Lowe, 18 Me. 244. Mosely V. Hunter, 15 Mo. 323. < Snyder v. Lane, 10 Ind. 424. 310 MAEKETABLB TITLE TO EEAL ESTATE. covenantee is not necessarily entitled to recover as damages the whole sum paid by him to remove an incumbrance on the premises^ even tliough such sum do not exceed the purchase price of the estate. He is entitled to recover only what he fairly and reasonably paid for that purpose.^ Of course, if it should appear that the incumbrance removed was the first lien on the premises, and could have been satisfied in full if enforced, and the covenantee had paid the full face value of the incumbrance, it is appre- hended that such payment would be deemed fair and reason- able, for it is to be presumed that no creditor would part with a solvent security for less than its face value. But in any case in which it might appear that the incumbrance, either because a junior lien^ or because the premises had decreased in value, or for any other reason, was not worth the sum paid to remove it, the grantee must show that the sum so paid was the fair and reasonable value of the incumbrance. If the covenantee buys in an incumbrance he must extinguish it by foreclosure or otherwise before he will be permitted to recover as for a breach of covenant against incum- brances. The reason is that if he were permitted to recover sub- stantial damages without extinguishing the incumbrance he might be in a position to perpetrate a fraud upon the covenantor by trans- ferring his notes secured by the incumbrance to innocent purchasers for value before maturity.^ In Massachusetts, as has already been seen, if the covenantee be evicted by the enforcement of an incumbrance, but has a right to redeem the premises, the measure of his damages will be the amount he will be obliged to pay for the purpose of redemption.* This rule seems eminently fair and reasonable, since it prevents the covenantee from recovering the consideration money and interest from the covenantor, and then regaining the estate by redeeming it with a smaller sum. The earlier Massachusetts cases hold that in case of eviction under an incumbrance the measure of damages is the pu.r- 1 2 Devlia on Deeds, § 919. Gilbert v. Rushmer, 49 Ivans. 633; 31 Pac. Rep. 133. Anderson v. Knox, 20 Ala. 156, Guthrie v. Russell, 46 Iowa, 369; 36 Am. Rep. 125. ' As in Gilbert v. Rushmer, 49 Kans. 682; 31 Pac. Rep. 123. 3 Harwood v. Lee. (Iowa) 52 N. W. Rep. 521. * Ante p. 309. The rule was so stated in an early edition of Mr. Rawle's Cove- nant for Title, but in the last edition of that valuable treatise (5th ed., § 183) it has COVENANT AGAINST INCUMBRANCES. 311 chase money and interest/ and there are several decisions to the same effect in other States,^ but it does not in them appear that the covenantee had a riglit to redeem, or that the limitation of his dam- ages to tlie redemption money was demanded by the defendant. ISTo duty, however, devolves upon the covenantee to discharge the incumbrance before it is enforced,^ or to redeem the premises after enforcement,* and his failure to redeem, by reason of which the title of the purchaser under the incumbrance becomes absolute, will not affect his right to recover the consideration money and intei-est as damages. Nor will the measure of his damages be affected by the fact that he bought with notice of the incumbrance.^ Evidence of the purposes for which the covenantee bought the premises, e. g., as a speculation, is inadmissible for the purpose of aggravating the damages," unless it can be shown that the intention witli which the premises were bought was known to the other party and entered into the consideration of the sale.' Except where the right of redemption exists, the measure of the covenantee's damages in case of eviction is the same, whether the action be for a breach of the covenant of warranty, or that against incumbrances. In neither case can the plaintiff recover for his improvements or the increased value of the estate.^ § 131. Damages cannot exceed purchase money and interest. But while the covenantee is, as a general rule, entitled to recover as damages the amount paid by him to remove the incum- brance, it has been held that such recovery cannot exceed the j)ur- chase price of the land with interest. This limitation of the rule fallen a sacrifice to the author's favorite theory that the covenantee cannot he deprived of his right to damages by the subsequent acquisition of a perfected title to the estate. ' Chapel V. Bull, 17 Mass. 313; Jenkins v. Hopkins, 8 Pick. (Mass) 346. 2 Waldo V. Long, 7 Johns. (jS. Y.) 173; Bennet v. Jankins, 13 Johns. (N. Y.) 50. Stewart v. Drake, 4 Halst. (N. J.) 189. King v. Kerr, 5 Ohio, 155; 23 Am. Deo. 777. 3 Bank v. Clements, 16 Ind. 133. " Sanders v. Wagner, 33 N. J. Eq. 506. ' Mohr v. Parmelee, 43 N. Y. S, C. 330. Snyder v. Lane, 10 Ind. 434; Medler v. Hiatt, 8 Ind. 171. ^Batchelder v. Curtis, 3 Cush. (Mas^.) 304. Greene v. Creighton, 7 R. I. 10. ' Foster v. Foster, 62 N. H. 46. 8 Stewart v. Drake, 4 Halst. (N. J.) 139. 312 MARKETABLE TITLE TO EEAL ESTATE. lias been recognized in most of the States in which it has been con- sideredJ In Missouri, however, it has been rejected.^ In Massa- chusetts it lias been held that the recovery cannot exceed the value of the land at the time the incumbrance was removed,' and this, it is presumed, would be the rule in each of the New England States in which the covenantee is allowed as damages the value of the land at the time of eviction. The rule limiting the damages to the con- sideration monej and interest, of course denies to the plaintiff any recovery for the value of improvements placed by him on the land. Incumbrances must appear of record in order to bind the property at the time of purchase, and if the plaintiff improved the estate without examining the title, the loss of the improvements is the > 4 Kent Com. (11th ed.) 563; Rawle Govt. § 193. Dimmick v. Lockwood, 10 Wend. (K. Y.) 142; Grant v. Tallman, 20 N. Y. 191; 75 Am. Dec. 384; Andrews V. Appel, 22 Hun (N. Y.), 429. Boyd v. Whitfield, 19 Ark. 447; Collier v. Cow- gcr, 52 Ark. 322; 12 S. W. Rep. 702. Kelsey v. Remer, 43 Conn. 129; 21 Am. Kep. 638. Poote v. Burnet, 10 Ohio, 333; 36 Am. Deo. 90; Nyce v. Obertz, 17 Ohio, 77; 49 Am. Dec. 444. Eaton v. Lyman, 30 Wis: 41. Willetts v. Burgess, 34 111. 494, obiter. Ivuadler v. Sharp, 41 Iowa, 232, has been supposed to depart from the rule limiting damages for breach of the covenant against incumbrances to the purchase money and interest. Rawle Covt. (5th ed.) 375. Guthrie v. Russell, 46 Iowa, 271; 26 Am. Dec. 135. It is by no means clear that such was the intention of the court. The opinion in the case, however, is somewhat obscure. On page 237 it is said that the grantees had a right to the benefit of their purchases and not simply to a return of their money and interest. And in the next sentence the apparently conflicting statement is made that any expendi- ture the grantee might be required to make in order to protect his title, -iwt exceeding tlie pmxlutsh money and intcrc.it, he might properly make and demand its return from the grantor, etc. In Hawthorne v. CUty Bank, 84 Minn. 382; 26 N. W. Rep. 4, it was held that a statute providing that the covenantor should, in case an incumbrance appeared of record to exist on the premises, be liable for all damages incurred in removing the same, applied only to incumbrances appearing of record hut not existing in fact, and was not intended to change the rule limit- ing the damages for a breach of the covenant to the consideration money. ' Walker v. Deaver, 5 Mo. App. 139, where it was held that the covenantee is entitled to recover what he fairly and reasonably paid to remove the incum- brance, regardless of the consideration money and interest, and that the question of the fairness and reasonableness of the payment so made was for the jury. Dimmick v. Lockwood, supra, Avas expressly disapproved. See, also, Hender- son V. Henderson, 13 Mo. 151; St Louis v. Bissell, 46 Mo. 157; Winningham v. Pennock, 36 Mo'. App. 688. 2 Norton v. Babcock, 2 Met. (Mass..; 510. COVENANT AGAINST INCUMBRANCES. 313 result of his own negligence.' The payment of the incumbrance by the covenantee is a material, traversable fact, and in an action on the covenant should be set forth in the declaration or complaint, so that issue may be taken upon it.^ § 132. Measure of damages where the incumbrance is per- manent. Where the incumbrance is permanent, or one that the covenantee cannot remove as a matter of right, he will be entitled to a just compensation for the injury sustained,^ the measure of which will be, as a general rule, the difference between the present value of the premises and their fair market value without the ' Dimmick v. Lockwood, 10 Wend. (N. Y.) 143. ' Pillsbury v. Mitchell, 5 Wis. 17, citing De For v. Leete, 16 Johns. (N. Y.) 122. Funk v. Voneid^, 11 S. & R. (Pa.) 109; 14 Am. Dec. 617. Tufts v. Adams, 8 Pick. (Mass.) 549. 5 3 Washb. Real Prop. (4th ed.) 495; Sedg. Dam. (6th ed.) 199; Rawle Govt, 291. Prescott v. Trueman, 4 Mass. 630; 3 Am. Dec. 249; Harlow v. Thomas, 15 Pick. (Mass.) 69. Hubbard v. Norton, 10 Conn. 450; Mitchell v. Stanley, 44 Conn. 312. The incumbrance complained of in this case was a right to pass and repass on the premises for the purpose of cleaning a canal. The actual damage was found to be ten dollars, but that by reason of the easement the value of the land was diminished by $750. Judgment was rendered for $750. Mackey v. Harmon, 34 Minn. 168; 24 N. W. Rep. 702. The measure of damages for a breach of the covenant against incumbrances resulting from a building restriction is the actual impairment of the value of the estate because of the incumbrance. Foster v. Foster, 62 N, H. 46. In Kellogg v. Malin, 63 Mo. 429; 11 Am. Rep. 436, the incumbrance complained of was a right of way through the warranted land. The court, after declaring that the grantee was entitled only to nominal damages where he had not suffered any actual in j ury from the incumbrance, and that if he removed the incumbrance he was entitled to recover what he paid for that purpose, if reasonable, continued: "When, however, the incumbrance has inflicted an actual injury upon the purchaser, the rule can only be generally stated to be that the damages are to be proportioned to the actual loss sustained. Thus, if the incumbrance be of a character which cannot be extinguished, such as an easement or servitude, an existing lease or the like, it is said that the dam- ages are to be estimated by the jury according to the injury arising from its con- tinuance. There is a good reason for the distinction. In case of an incumbrance by an ordinary lien or mortgage, the grantee may pay off the incumbrance at any time and free the premises, or the person who made the lien or mortgage may extinguish them, and the grantee may never be injured. But an easement or servitude is unextingnishable by any act of the parties, either grantor or •^rantee, and if its continuance is permanent the damages must be assessed acoordino-ly.'' In Greene v. Creighton, 7 R. 1. 10, it was held that the covenantor 40 314 MAEKETABLE TITLE TO EEAL ESTATE. incumbrance.' If the incumbrance consist of an unexpired lease of the premises, the wliole purchase money cannot be recovered as damages.^ In such a case it has been held tliat the annual value of the land, or tbe interest on the purchase money, is the proper rule of damages.^ This, however, has been denied, and the better rule declared to be that the covenantee is entitled only to a just compensation for whatever injury be may have suffered, to be determmed by the jury from all the circumstances of the case, for which purpose the annual value or annual interest on the purchase money may be taken into consideration.* If the covenantee has been kept out of the estate by a life tenant, the measure of damages will be the value of the estate for the time that he has been deprived of its enjoyment.^ The fair annual rent of the premises will, in the absence of evi- dence to the contrary, be taken to be that paid by the tenant in possession.* If the incumbrance consist of a present oiitstanding will not be liable for damages arising from tbe unfitness of the premises, by reason of the easement, for use in connection with adjoining premises, for which use the covenantee purchased the premises, the covenantor being ignorant of such intended use. Such damages are too remote. A party wall standing wholly on the warranted land is an incumbrance for which the grantee is entitled to more than nominal damages. Mohr v. Parmelee, 43 N. Y. 8. C. 320. In Kos- tenbader v. Price, 41 Iowa, 204, where the incumbrance consisted of a railroad right of way through the premises, it was held that the appreciation in value of the remainder of the land could not be considered in estimating the damages to the covenantee. A decision to the contrary was made in Wadhams v. Swan, lOS) 111. 46. An annuity charged upon the premises in favor of a widow is not a per- manent incumbrance entitling the purchaser to damages for actual injury to the estate. It is a pecuniary incumbrance, which will entitle him to damages only so far as he may have made payments thereon. Myers v. Brodbeck, 110 Pa. St. 198; 5 Atl. Rep. 662. ' Sutton V. Baillie, 65 Law Times Rep. 528. Bronson v. Coffin, 108 Mass. 175; 11 Am. Rep. 335. Streeper v. Abeln, 59 Mo. App. 485. The real measure of damages is the amount of actual injury to the premises, and not such sum as the grantee might be required to pay to remove the easement. Smith v, Davis, (Kans.) 24 Pac. Rep. 428. 2 Rickert v. Snyder, 9 Wend. (N. Y.) 423. 3 Rickert v. Snyder, 9 Wend. (N. Y.) 428. Porter v. Bradley, 7 R. I. 543. Moreland v. Metz, 24 W. Va. 187; 49 Am. Rep. 246. ■" Batchelder v. Sturgis, 3 Cush. (Mass.) 204, disapproving Rickert v. Snyder, supra. '- Christy v. Ogle, 33 111. 296. 'Moreland v. Metz, 24 W. Va. 137; 49 Am. Rep. 346. COVENANT AGAINST INCUMBRANCES. 315 life estate it has been held that the value of that estate, as governed by the probable duration of the life of tlie tenant, is the measure of the plaintiff's damages, and that the jury may make use of approved tables of longevity in computing the damages.' It may be observed here that wherever, as in the case just mentioned, the covenantee is entitled to prospective as well as past damages for a breach of the covenant against incumbrances by which he is kept out of the estate, he must include both in his recovery. He cannot take judg- ment for the value of the estate up to the time of verdict, and after the estate lias expired maintain another action to recover the value for the time intervening between the judgment in the first action and the expiration of the estate. There can be but one recovery for one breach of the covenant against incumbrances, and the judg- ment for the annual value of the estate accrued at that time would be a bar to any further action for the same breach.^ Where the incumbrance complained of is an easement which has never been used, and from which the covenantee has suffered no real injury, it has been held that he can recover only nominal damages.^ But the fact that an easement or servitude was extinguished without expense to the plaintiff before action brought, will not of necessity deprive him of the right to substantial damages. He may have been jjre- vented from improving the estate, or may have been otherwise injured by the existence of the incumbrance. He is entitled to com- pensation for wiiatever actual damage he may have suffered.* § 133. PLEADING AND PROOF. In assigning a breach of the covenant against incumbrances, it is not sufficient merely to nega- tive the words of the covenant, alleging that the premises were not free from incumbrances, or that the defendant did not indemnify ' Mills V. Catlin, 33 Vt. 98. ' Rawle Covt. § 189. Taylor v. Hertz, 87 Mo. 660. But a judgment for nomi- nal damages in an action for breach of the covenant against incumbrances is no bar to an action on a covenant of warranty, contained in the same conveyance, brought after the incumbrance was enforced and the plaintiff evicted. DonnelL v. Thompson, 1 Fairf. (Me.) 170; 25 Am. Dec. 316. ^Rosenberger v. Keller, 33 Grat. (Va.) 493. ^Wetherbee v. Bennett, 3 Allen (Mass.), 438, H0.4.R, J., saying: "The incum- brance was a right of way over the land, which subsisted at the time of the con- veyance and for some time after. The defendant contended that the evidence showed that the plaintiff had never been disturbed in the enjoyment of his estate- by any user of the way, and that the right of way had been extinguished without. 316 MAEKETABLE TITLE TO REAL ESTATE. the plaintiff, and save him harmless from incumbrances ; the plain- tiff must go further and set forth the incumbrance which produces the breach ;' that is, he must describe the incumbrance, giving name, date, amount and other particulars of description, but, of course, without reciting the instrument in so many words.^ It is necessary that the incumbrance be substantially described, in order that the court may determine whether it be in fact an incum- brance.^ If the declaration be upon a special or limited covenant, it will be fatally defective if it does not allege that the incumbrance complained of originated from, by, or under the grantor.* If the plaintiff has extinguished the incumbrance, he must aver that fact in the declaration f and the declaration will be bad on demurrer if expense, and asked that the jury be instructed to return a verdict for nominal damages only, but the judge declined to give these instructions. It does not fol- low from these facts that no actual damage had been sustained. While the right of way lasted the plaintifE was precluded from using the part of the land covered by the way as fully as he might otherwise have done. He could not set a tree or a post or a building upon it, or sell or lease it to any person to whom such an incumbrance would be objectionable. It was an apparently permanent subtrac- tion from the substance of the estate." But see Herrick v. Moore, 19 Me. 313, where it was held that if a country road, being an incumbrance on the land, was discontinued without expense to the plaintifE before he brought his action, he could recover onl}' nominal damages. 'Marstonv. Hobbs, 3 Mass. 433; 3 Am. Dec. 61; Bickford v. Page, 3 Mass. 455. jMills V. Catlin, 22 Vt, 98. Shelton v. Pease, 10 Mo. 473. If the facts set out in the complaint constitute a breach of the covenant against incumbrances as well as a breach of the covenant of warranty, the plaintiff is not, under the Code practice, bound to elect upon which breach he will proceed. Bruns v. Schreiber, (Minn.) 51 N. W. Rep. 120. 2 Duval V. Craig, 3 Wh. (U. S.) 45. Morgan v. Smith, 11 111. 200. It would be unsafe to set forth the incumbrance in hcec verba, because if not accurately described, there would be no variance. In an action on a covenant against incumbrances where the breach alleged is an outstanding tax, a variance between the description of the premises contained in the deed and that contained in the assessment roll is immaterial, provided the same land is adequately and particu- larly described in each, though by different words. Mitchell v. Pillsbury, 5 Wis. 410. 3 Verbis V. Forsyth, 4 Biss. (0. C.) 409. " Mayo V. Babcock, 40 Me. 143. The incumbrance complained of here was taxes on the premises. The declaration did not allege that they were assessed while defendant was the owner of the property. ' Ante, p. 313. Pillsbury v. Mitchell, 5 Wis, 23. De Forest v. Leets, 16 Johns. (N. y.) 133. The reason of this rule is, that inasmuch as no actual damage COVENANT AGAINST INCUMBKANCES. 317 he fails to allege that he has not been reimbursed by the grantor.'^^ Under a statute permitting the plaintiff to amend his declaration if he does not change the form or ground of his action, he may add a. new count setting forth a new and distinct incumbrance.^ The burden of proof will be on the plaintiff to estabhsh the exist- ence of the incumbrance,' and to show that it was a valid and sub- sisting lien at the time of the conveyance.'' The plaintiff must produce in evidence the deed containing the covenant against incumbrances. If the deed be in existence, he cannot show by parol testimony that it contains such a covenant.'' necessarily results from a breach of the covenant against incumbrances, it must, if sustained, be specially laid to prevent surprise. ' Kent V. Cantrell, 44 Ind. 452. = Spencer v. Howe, 36 Conn. 200. « Jerald v. Elly, 51 Iowa, 321; 1 N. W. Rep. 639. *Abb. Tr. Ev. 520. Kirkpatrick v. Pearce, 107 Ind. 520; 8 N. E. Rep. 573, citing Cook v. Puson, 66 Ind. 521, and other Indiana cases. * Patterson V. Yancey, 81 Mo. 379. -The rule requiring the best evidence makes, the production of the deed necessary. CHAPTEE Xiy. COVENANTS OP WARRANTY AND FOR QUIET ENJOYMENT. FORM. § 134. CONSTRUCTION AND EFFECT. § 135. aUALIFICATIONS AND RESTRICTIONS. § 136. WHEN IMPLIED. § 137. PARTIES BOUND AND BENEFITED. Married women. § 138. Heirs and devisees. Joint covenantors. § 139. Personal representatives. § 140. Who may sue for breach, of warranty. § 141. WHAT CONSTITUTES BREACH. Tortious disturbances. § 142. Eminent domain and acts of sovereignty. § 143 Actual eviction. General rule. § 144. Mnti'y hy adverse claimant. Legal process. § 145. Constructive eviction. Inability to get possession. § 146. Vacant and unoccupied lands. § 147. Surrender of possession. § 148. Hostile assertion of adverse claim. § 149. Purchase of outstanding title. § 150. Hostile assertion of adverse claim. § 151. Loss of inccvrporeal rights. § 1 52. COVENANT OF WARRANTY RUNS WITH THE LAND. General rule. § 153. Assignee may sue in his own name. § 154. Separate actions against original covenantor. § 155. Release of covenant by immediate covenantee. § 156. Q,uit claim passes benefit of covenant. § 157. Immediate covenantee must have been damnified. § 158. Remote assignee may stie original covenantor. | 159. Mortgagee entitled to benefit of covenant. § 160. Original covenantor must have been actually seised. § 161. Assignee not affected by equities between original parties. § 168. Covenant extinguished by reconveyance to covenantor. § 168. MEASURE OF DAMAGES. General rule. § 164. New England rule. § 165. Amount to which assignee is entitled. § 166. Consideration may be shown. § 167. • Where covenantee buys in paramount title. § 168. COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 319 liOss of term for years. § 169. Eviction from part of the estate. § 170. Improvements. § 171. Interest on damages. § 172. Costs. § 173. Counsel fees and expenses. § 174. NOTICE OF Hostile suit and uEauEST to defend. § 175. PLEADING AND BURDEN OF PROOF. § 176. covenant for aUIET ENJOYMENT. § 177. § 134. GENERAL OBSERVATIONS. FORM OF THE COVENANT. The modern covenant of warranty is derived from the ancient com- mon-law warranty, though it is neither in terms nor in effect the same. The latter was an agreement on the part of the feoffor or grantor to invest the feoffee or grantee with other lands of equal value in case he should be evicted from the demised premises.' It could be created only by deed'^ and by the use of the technical word warrant, the formula being, " I and my heirs will warrant.'" It was a covenant real, that is, a covenant for the breach of which a personal action sounding in damages could not be maintained. The remedy was by " voucher to warranty," in which the feoffor was called upon to make good his covenant by rendering to the feoffee otlier lands equal in value to those lost ; or by writ of warrantia chartce* in which the same relief was afforded, and, it seems, a recompense in money in case the feoffor were unable to make restitution in kind.^ With the disuse of real actions warranty fell into disuse in England, and has been there entirely superseded by personal covenants for title, for the breach, of which a personal action of covenant sounding in damages may be maintained.' And with the disuse of warranty these ancient remedies have also dis- appeared in that country. The modern covenant of warranty is peculiar to the American 1 Co. Litt. 365a. Stout v. Jackson, 2 Rand. (Va.) 142. = Co. Litt. 386a. ' Ego et Jmredes mei warrantizabimus in perpetuum. Bac. Abr. Warranty M. Tabb v. Binford, 4 Leigh (Va.), 140 (150); 36 Am. Dec. 317. ■" Stout V. Jackson, 3 Rand. (Va.) 132. sPaxson V. Lefferts, 3 Rawle cPa.), 68, n., citing Fitzh. Nat. Brev. 135 H.; Id. 815. * The covenant of warranty is not found among those enumerated by .Sir Edward Sugden. See Sugd. Vend. (8th Am. ed.) eh. 14, § 3. 320 MARKETABLE TITLE TO REAL ESTATE. States, being unemployed in England,^ where its place is taken by the covenant for quiet enjoyment. No case, it is believed, can be found in the American reports in which the covenant of warranty has been treated as a covenant real and judgment entered directing the covenantor to yield other lands to the covenantee equal in value to those whereof he had been evicted ; nor any case in which a voucher to warranty or writ of warrantia chartce has been main- tained against the covenantor. These remedies have been deemed uusuited to the character of our institutions by many decisions in the older States, which declare that the remedy of the covenantee in case of eviction is by personal action for breach of the covenant of warranty.^ The modern covenant of warranty can, like the ancient warranty, > 3 Washb. Real Prop, 466 (660); Rawle Govts. (5tli ed.) ch. 8. ' Townsend v. Morris, 6 Cow. (N. Y.) 123, a leading case. Chapman v. Holmes, 5 Halst. (N. J. L.) 24. Stout v. Jackson, 2 Rand. (Va.) 132. See the erudite cpiuions of Green and Coaltbk, JJ., in this case, in which the nature of the real actions of voucher and warrantia chartm, and the practice therein, are set forth. Ricketts v. Dickens, 1 Murph. L. (N. C.) 343; 4 Am. Dec. 555; Jacocks V. Gilliam, 3 Murph. L. (N. C ) 47. Booker v. Bell, 3 Bibb (Ky.), 173; 6 Am. Dec. 641. Jourdain v. Jourdain, 9 Serg. & R. (Pa.) 376; 11 Am. Dec. 34. Stewart v. West, 14 Pa. St. 336. The American doctrine and practice upon this point is fairly represented by the following extract from the case of Booker v. Bell, 3 Bibb (Ky.), 173; 6 Am. Dec. 641: "Where the conveyance was by feoffment with warranty, the ancient and usual remedy in case the feoffee was evicted was by voucher or warrantia chartce. Whether in such a case an action of covenant would not also lie is not very clearly settled in the English books, so far as we have had an opportunity of examining them. It is, however, said to be the better opinion that it would not. But be that as it may, it does not necessarily follow that the same doctrine will hold good with regard to a war- ranty contained in a deed of bargain and sale, or other deed operating under the statute of uses. It is evident that prior to that statute, if any action would lie for a breach of the covenant of warranty contained in such a deed, it must have been an action of covenant. It could then have been but a personal covenairt, and ought, we apprehend, to be still so considered. But there are other consid- erations which we think are entitled to greater weight upon this point. The covenant of warranty has ever since, and long before the establishment of this commonwealth, been uniformly treated as a personal covenant, upon which the action of covenant would lie. The invariable practice for so many years in a case where the balance hangs so nearly in equilibris, ought to turn the scale in favor of the action; more especially as the remedy by voucher is taken away by statute, and the writ of warrantia chartcs has become obsolete." COVENANTS OF WAEEANTY ANB FOE QUIET ENJOYMENT. 321 be created only by deed.^ A covenant in an instrument, in form a deed, but in fact a will, cannot be treated as a covenant of warranty, and, therefore, is not broken by a subsequent conveyance on the part of the maker of the instrument.^ It is not necessary, however, that the covenant should appear in any particular part of the deed.'' The four corners of the instrument are to be looked to in order to ascertain the intention of the parties. And it has been held that a covenant of warranty indorsed upon a deed is valid.'' If a person, under a fictitious or assumed name, execute a conveyance, he will, under his real name, be bound by the covenants for title therein contained.' The covenant of warranty as employed in America is either gen- eral, that is, against the claims of all persons whatsoever, or special, that is, against any claim by, through or under the grantor, or against the claims of a designated person or persons." The covenant of general warranty is usually thus expressed : " The said (grantor) covenants that he, his heirs and personal representatives, will forever warrant and defend the said property unto the grantee, his heirs, personal representatives and assigns, against the claims and demands of all persons whomsoever." The covenant of special warranty is expressed in the same way, except the last clause, which is written " against the claims and demands of the (grantor), and all persons claiming or to claim by, through or under him." In some of the States, these forms may, by statute, be greatly abbreviated, a cove- nant that the grantor " will warrant generally the property hereby conveyed," or a mere conveyance " with general warranty," being given the force and effect of a full covenant of warranty. In the sanae way, the grantor may " warrant specially " the property con- veyed, or convey " with special warranty," and these forms will be given the same effect as a covenant of special warranty expressed ' Scott V. Scott, 70 Pa. St. 244. ■' Scott V. Scott, 70 Pa. St. 244. "Midgett V. Brooks, 18 Ired. L. (N. C.) 145, 148; 55 Am. Dec. 405. ■•Piatt Govts. 136. Coster v. Monroe Mfg. Co., 1 Gr. Ch. (N. J.) 478. 'Preiss v. Le Poidevin, 19 Abb. N. Cas. (N. Y.) 123. ' See ante, p. 143, for form of general and special covenants of warranty. A covenant to defend the title against any person claiming under the original grantee or patentee of the land is equivalent to a covenant of general warranty. Little v. Allen, 56 Tex. 133. The word "warrant" is not Indispensable in a 41 322 MARKETABLE TITLE TO EEAL ESTATE. at full length.' We have seen that at common law a warranty could not be created except by the use of the word warrant. But no such strictness prevails at the present day. While the foregoing forms are those usually employed, the law has not appropriated any particular form of words to the creation of a covenant ; any words sufficient to show the intention of the parties will suffice as a cove- nant.'' In some of the American States, there is employed what is called the covenant of non-claim. It is in substance a covenant by the grantor that neither he nor any one claiming under him will thereafter lay any claim to the granted premises. It has been fre- quently held to be the same in effect as a covenant of special warranty.^ § 135. CONSTBTJCTION AND EFFECT. In a number of the States the covenant of warranty includes by virtue of statutory provision or judical construction all the other covenants for title.* But in covenant of warranty. A covenant to " defend " the title against the claims of all persons, etc., is sufficient. Kirkendall v. Mitchell, 3 McL. (U. S.) 144. ' See Va. Code, 1887, § 2446. » Piatt Govts 28; Rawle Govts. (5th ed.) § 22, notes. Johnson v. Hollensworth, 48 Mich. 140. Gole v. Lee, 30 Me. 392; citing 4 Gruise, 447, 449. Lant v. Norris, 1 Burr, 390. Buller's N. P. 156, and Cro. James, 391. Trutt v. Spott, 87 Pa. St. 339. In Midgett v. Brooks, 13 Ired. L, (N. C.) 145; 55 Am. Dec. 405, the follow- ing language in the habendum ot a deed, " free and clear from me, my heirs, etc., and from all other persons whatsoever," was held sufficient as a covenant for quiet enjoyment. The objection that a covenant of warranty is Inoperative because the word " he " is omitted from the blank space in which it should have been written preceding the words " will forever defend," etc., is frivolous and untenable. Peck v. Houghtaling, 38 Mich. 137. But see Bowne v. Wolcott, (N. Dak.) 48 N. W. Rep. 426, and Thayer v, Palmer, 86 111. 477. An agreement to make a general warranty deed is performed by a deed containing a recital that the grantor " will forever warrant and defend the title," etc. 4 Kent Gom. 493. Athens v. Nale, 25 111. 198. Galdwell v. Kirkpatrick, "i Ala. 60; 41 Am. Dec. 36. The following language in a deed, "to have and to hold the said land unto the said grantee, his heirs and assigns forever as a good and indefeasible estate in fee simple," does not amount to a covenant of warranty. Wheeler v. Wayne Co., (111.) 24 N. E. Rep, 625. 3 Gee V. Moore, 14 Cal. 472; Kimball v. Semple, 25 Cal. 452; Morrison v. Wil- son, 30 Cal. 348. Gole v. Lee, 30 Me. 392. Newcomb v. Presbrey, 8 Met. (Mass.), 406; Miller v. Ewing, 6 Gush. (Mass.) 34; Gibbs v. Thayer, 6 Gush. (Mass.) 33. ■• So in Iowa, Punk v. Greswell, 5 Iowa, 62; Van Wagner v. Van Nostrand, 19 Iowa, 423, and in South Carolina, Evans v. McLucas, 12 S. C. 56. Butte v. RifCe, 78 Ky. 353; Smith v. Jones, (Ky.) 31 S. W. Rep. 475. Messer v. Orstrich, 53 COVENANTS OF WAEEANTT AND FOR QUIET ENJOYMENT. 323 most of the States it is regarded only as a covenant against eviction by one claiming iinder a better title. It is not to be denied, how- ever, that the popular notion of a covenant of warranty it that it is an ample protection against any imperfection in the grantor's title. But this covenant is not a warranty that the title is good. " It has been thought by country scriveners, and even by members of the profession, to contain the elements of all the rest ; but the terms of it are too specific to secure the grantee against every disturbance by those who may have a better title. It binds the grantor to defend the possession against every claimant of it by right, and it is consequently a covenant against eviction only.'"^ The purchaser Wis. 693; 10 N. W. Rep. 6. In Ohio a covenant of warranty is "by statute made to include a covenant of seisin. But, if the deed contain a covenant of warranty and a covenant of seisin the covenantee cannot recover for a breach of the war- ranty without averring an eviction. Innes v. Agnew, 1 Ohio, 389. Mr. Rawle closes his discussion of what constitutes a breach of the covenant of warranty with the following observations, which will be found pertinent to the subject- matter of the text above ; " In reviewing the numerous cases upon the subject of what constitutes an eviction within the covenant of warranty it seems proper to recur to the remark, which has elsewhere been made in the course of this treatise, that covenants for title should not and cannot be regulated in all cases by the artificial and technical rules which properly govern the law of real estate. Reference may be had, therefore, not only to the intention of the parties as expressed in the conveyance which contains the covenants, but also to the local practice of conveyancing itself. In those parts of this country, if any such exist, where the refinements of English conveyancing prevail and the covenants for title are inserted with exactness and fulness, the omission of a covenant for seisin or against incumbrances would justifj' the inference that the terms of the con- tract did not give the purchaser the peculiar benefit which such a covenant strictly confers; and the more exactly and particularly the covenants were expressed the more rigid would be their construction. So far, however, from such being the practice of conveyancing in this country it is rarely, if ever, the case that covenants for title, which are inserted, are expressed otherwise than very briefly. So in some of the States long-settled usage has caused the omission of all the covenants for title except that of warranty, which, by common practice at least, is looked upon as containing all that is necessary to assure the title to the purchaser. "Where such has become the settled practice of a State it is sug- gested with great deference that technical rules based upon a diflierent custom of conveyancing lose, to some extent, their application, and to say that ' the pur- chaser should have protected himself by other covenants ' is to apply a hard rule in States where those other covenants are never employed." Covenants for Title (5th ed.), § 154. ' Gibson, C. J. in Dobbins v. Brown, 13 Pa. St. 79, 324 MAEKETABLB TITLE TO EBAL ESTATE. should require, as a matter of abundant caution, all of the six cove- nants for title, for there may be occasions when he would be entitled to relief under some one of these when he would not be entitled to relief under the covenant of warranty.' Independently of custom or statutory provision, the covenant of warranty includes a covenant against incumbrances, in the sense that an eviction under an incumbrance is as much a breach of the cove- nant of warranty as if the covenantee had been evicted by one claim- ing under a superior title. In such a case the purchaser is as fully protected by the covenant of warranty as he would be by a cove- nant against incumbrances.^ But it seems that an agreement to execute a conveyance with a covenant against incumbrances would not be performed by executing a deed with general warranty.^ A judgment for nominal damages for a breach of the covenant against incunibrances is no bar to a suit for breach of warranty after an eviction under the incumbrance.* The general rule, therefore, is, unless varied by statute or custom in particular localities, that the covenant of warranty does not include a covenant against incum- brances.^ The ancient common-law warranty extended only to a freehold estate, that is, an estate of an indeterminate duration. The same rule has been recognized as applicable to the modern war- ranty. ° Practically, however, it would seem unimportant, as a cove- nant for quiet enjoyment is always implied in a conveyance for years, the onlj' estate less than freehold that is of any consequence.'' The effect of a covenant of warranty as an estoppel is elsewhere considered in this work'.' The covenant of warranty is intended as much for the protection of the purchaser against known defects of title as against those which are latent and unknown. It is, therefore, no defense to an action on the covenant that the purchaser knew, at the time it was ' As in Wash. City Savings Bank v. Thornton, 83 Va. 157; 2 S. E. Rep. 193. ' King T. Ken-, 5 Ohio, 158: 22 Am. Deo. 777. Post, § 355. ^Bostwickv. "Williams, 36 111. 65; 85 Am. Dec. 385. See, also, Findlay v. Toncray, 2 Rob. (Va.) 374, 379. ^Donnell v. Thompson, 1 Fairf. (ile.) 170; 25 Am. Dec. 216. ' See ante, p . 279. 5 Co. Litt. 389a; Shep. Touch. 184. Mitchell v. Warner, 5 Conn. 497. 'Post, "Implied Covenants," p. 330. •Post, §216. COVENANTS OF WAEEANTY AND FOE QUIET ENJOYMENT. 325 taken, that there was an adverse claim to the land.* But a cove- nant of warranty will not embrace incumbrances known to the grantor at the time of the purchase, and which he agreed to pay off as a part of the purchase money. Parol evidence will, in some of the States, be admitted to show such an agreement.' A mere sale and conveyance, however, with general warranty, subject to a prior mortgage, will not of itself be construed as an agreement by the grantee to pay the mortgage as a part of the purchase money. ^ Want of consideration is no answer to an action for breach of the covenant of warranty.* A covenantee who has been evicted from the demised premises, and who has recovered damages for breach of the warranty, is not bound to reconvey the title ; if justice should require a reconvey- ance, it should be enforced by making the collection of the judg- ment conditional upon a reconveyance.' It will be seen hereafter that the covenant of warranty does not amount to a covenant that the title is indefeasible, and that it is broken only by an eviction of the covenantee. Hence, it follows that the Statute of Limitations will not begin to run iipon the cove- nant until an eviction has occurred, there being up to that time no cause of action on the covenant.^ ' Barlow v. Delaney, 40 Fed. Rep. 97. Ballard v. Burroughs, 51 Iowa, 81-, 50 N. W. Rep. 74. Rea v. Minkler, 5 Laus, (N. Y.) 196, where the covenant was taken with knowledge that there was a private right of way over the premises. Aber- nathy v. Boaznian, 24 Ala. 189. In this case the grantor was himself already in possession under an adverse claimant. In Tallmadge v. Wallis, 25 Wend. (N. Y.) 115, the reason for the rule was thus explained by Chancellor Walwohth: " It is a well-known fact that land is frequently conveyed with general warranty, which is warranty against eviction only, when both parties to the sale perfectly understand that the title is doubtful, or that there is some outstanding con- tingent interest which may, perhaps, at a future period, be the means of evicting the purchaser; and to protect the purchaser, and enable him to recover against the vendor in case of eviction, the covenant of warranty is inserted in the deed." 2 Allen V. Lee, 1 Ind. 58; 48 Am. Dec. 352; Pitman v. Conner, 27 Ind. 237. This doctrine is perhaps confined to the States of Pennsylvania and Indiana. See post, § 269 and ante, § 121. 2 Aufricht v. Northrup, 20 Iowa, 61. ■* Mather v. Corliss, 108 Mass. 568, 571; Comstock v. Son, 154 Mass. 389; 28 N. E. Rep. 296. " Ives V. Niles, 5 Watts (Pa.), 323. «Crisfleld v. Storr, 36 Md. 139; 11 Am. Rep. 480. Post, thisch.,p. 343. 326 MARKETABLE TITLE TO EEAL ESTATE. Warranty does not extent to quantity. A covenant of war- ranty in a conveyance of lands by metes and bounds or within cer- tain designated limits, and as containing a certain number of acres» is not broken if the lands described do not contain the number of acres mentioned.' The covenant of warranty does not extend to quantity. Such a case is obviously different from one in which the grantee is unable to get posession of, or is evicted from, a portion of the lauds within the given bounds. A deficiency in the acreage, when the sale was by the acre, is the result either of fraud by the vendor or mistake of the parties ; in either of which cases the pur- chaser has his remedy in equity.^ A breach of warranty can only be with respect to the precise lands conveyed by the deed, and parol evidence will be inadmissible to show that certain lands of which the plaintiff has been evicted were included in his purchase and should have been embraced in the deed.^ And if a deed convey a lot with warranty without reference to or description of the build- ings thereon, the fact that a house on the lot projects over, and is situated partly on an adjoining lot, so that the grantee is obliged to 1 Rawle Govts. (5tli ed.) § 397. Ricketts v. Dickens, 1 Murph. (N ■ 0.) 343; 4 Am. Dec. 555; Powell v. Lyles, 1 Murpli. (N. C.) 348, Hall, J., dissenting; Huntley v. Waddill, 13 Ired. L. (N. 0.) 33. Dickinson v, Voorhees, 7 W. & S. (Pa.) 357. Here there was a deficiency of 445 acres out of a tract of 3,335 acres conveyed with warranty. Allison v. Allison, 1 Yerg. (Tenn.) 16; Miller V. Bentley, 5 Sneed (Tenn.), 674. Daughtrey v. KnoUe, 44 Tex. 455: Doyle v. Hord, 67Tex. 631; 4S. W. Rep. 341. Sine v. Fox, 33 W. Va. 531; 11 S. E. Rep. 318; Gerhart v. Spalding, 1 K. Y. Supp. 486. But see Moore v. John- son, 87 Ala. 330, where it was said that the covenant of seixin is broken by a material deficiency in the quantity of the land conveyed. A covenant that the grantor was seized of the land, described in the deed as containing fifty acres, refers to the quantity and quality of the grantor's estate in the land, and not to the quantity of the land, and, therefore, is not broken if tho tract contain less than fifty acres. Austin v. Richards, 7 Heisk. (Tenn.) 665. A covenant of warranty is not qualified by a phrase such as "being tho same land conveyed by A. to me; " such phrase is Intended merely as an aid to identifying the land. Shaw v. Bisbee, 83 Me. 400; 33 Atl. Rep. 361. Where a conveyance is made by course and distance, and a covenant therein extends to the entire quantity of land, a further description of the land in the deed as a tract which had passed to the grantor by certain deeds will not restrain the warranty to the original bounds of the tract. Steiner v. Baughman, 13 Pa. St. 106. 'Broadway v. Buxton, 43 Conn. 383. 3 Tymason v. Bates, 14 Wend. (N. Y.) 671. COVENANTS OF WAEEANTY AND FOE QUIET ENJOYMENT. 327 buy the adjoining lot to save the house, does not amount to a breach of the covenant of warranty.^ § 136. axiAIilFICATIONS AND RESTRICTIONS OF THE COVE- NANT OF "WARRANTY. The parties may, of course, so frame the covenant of warranty as to limit or restrict the liability of the cove- nantor. JSTo difficulty arises where the only covenant in the con- veyance is restricted and hmited in express terms. But sometimes, and this may well happen where printed forms of conveyances are used and the blanks are filled by unskilled persons, a deed will be found to contain a general covenant, followed by a special covenant, or by language inconsistent with or restrictive of the general cove- nant. Under such circumstances the following rules have been formulated by Sir Edward Sugden for the construction of the instrument:^ (1) An agreement in any part of a deed that the cove- nants shall be restrained to the acts of particular persons will be good, notwithstanding that the covenants themselves are general and unlimited. (2) General covenants will not be cut down unless the intention of the parties clearly appears.^ (3) "Where restrictive words are inserted in the first of several covenants liaving the same object, they will be construed as extending to all the covenants, although they are distinct.* (4) Where the first covenant is gen- eral, a subsequent limited covenant will not restrain the generality of the preceding covenant, unless an express intention to do so ■Burke v, Nichols, 34 Barb. (N. Y.) 430; S. C, 2 Keyes (N. Y.), 670. 2 2 Sugd. Vend. (14th ed.) 279 (605); Rawle Govts. (5th ed.) § 289. '2 Sudg. Vend. (14th ed.) 605; Rawle Govts. (5th ed.) § 295. Everts v. Brown, 1 D. Chip. (Vt.) 96; 1 Am. Dec. 699. Blacky. Barton, 13 Tex. 82. Where a deed of bargain and sale, written on a printed blank, contained a proviso following immediately after the covenants, that the premises should be kept for the manu- facture of lumber, it was held that the proviso applied to the grant only, and not to the intervening covenants for title. Reed v. Hatch, 55 N. H. 336. ^Browning v. Wright, 2 Bos. & Pul. 13; Howell v. Richards, 11 East, 688. Whallon v. Kauflman, 19 Johns. (N. Y.) 97. Davis v. Lyman, 6 Gonn. 252. Duval V. Craig, 2 Wh. (U. S.) 45. See, also, Nind v. Marshall, 1 Brod. & Ring. 319. Dickinson v. Hoomes, 8 Grat. (Va.) 358. A formal covenant of warranty will not be cut down by the use of doubtful expressions. Thus, where such a covenant was followed by the words " according to a mortgage this day assigned" to the grantee, the meaning of which, upon all the facts of rhe case, was left in doubt, the court held that they did not limit or control the preceding covenant. Cornish v. Capron, 186 N. Y. 232; 32 N. E. Rep. 773. 328 MARKETABLE TITLE TO REAL ESTATE. appear, or the covenants be inconsistent, or unless there appear something to connect the general covenant with the restrictive cove- nant, or unless there are words in the covenant itself amounting to a qualification.^ As, on the one hand, a subsequent limited cove- nant does not restrain a preceding general covenant, so, on the other, a preceding general covenant will not enlarge a subsequent limited covenant. (6) Where the covenants are of divers natures and concern different things, restrictive words added to one will not control the generality of the others, although they all relate to the same land. If a grantor intends to limit lus liabiHty for the title conveyed, he must either convey without warranty, or insert special covenants in the deed restricting his liability. He cannot defend an action for breach of warranty on the ground that he purchased from one with whose title he was unacquainted, and intended to convey to the plaintiff only such title as he thus acquired.' Where a deed conveys the grantor's right, title and interest, though it contains in general terms a covenant of general warranty, tlie covenant is regarded as restricted and limited to the estate con- veyed, and not as warranting generally the title to the land described. The covenant of warranty is intended to defend only what is conveyed, and cannot enlarge the estate conveyed.^ But if ' Sugd. Vend. (14th ed.) 606 (280); Eawle Govts, (.jtli ed.) § 391. Rowe v. Heath, 23 Tex. 619. Sheets v. Joyner, (Ind.) 38 N. E. Rep. 830. Morrison v. Morrison, 38 Iowa, 73. Peters v. Grubh, 21 Pa. St. 460. Atty.-Gen. v. Purmort, 5 Paige Ch. (N. Y.) G20. See, also, Cole v. Hawes, 2 .Johns. Cas. (N. Y.) 203. Cornell v. Jackson, 3 Cush. (Mass.) 506; Phelps v. Decker, 10 Mass. 267. Bender v, From- herger, 4 Dallas (Pa.), 440, where it was held that a special warranty in a deed would not control a preceding general warrant}', if it appeared from the face of the deed that a general warranty was intended. A recital that the conveyance is made "subject to mortgage" controls a subsequent covenant of warranty. Jackson v. Hoffman, 9 Cow. (N. Y.) 271. A special covenant to warrant and defend the premises against the grantor's taxes, and against the grantor's own acts, does not limit a prior general covenant implied from the words "convey and grant." Jackson v. Grun, 112 Ind. 841; 14 N. E. Rep. 89. ^Chitwood V. Russell, 36 Mo. App. 24.5. 3 3AVashb. Real Prop. 665; Rawle Govt. (.5th ed.) § 298; Wait's Act & Del 391. Blanchard v. Brooks, 13 Pick. (:\rass.) 67; Allen v. Holton, 20 Pick. (Mass.) 463; Sweet v. Brown, 13 Met. (Mass.) 173; 45 Am. Dec. 243; Stockwell v. Couillard, 129 Mass. 231. Ballard v. Child, 46 Me. 153; Bates v. Foster, 59 Me. 158; 8 Am. Rep. 406; Blanchard v. Blanchard, 48 Me. 174. Kimball v. Semple, COVENANTS OF WAERANTY AND FOE QUIET ENJOYMENT. 329 the conveyance be of the "right, title and interest" of tlie grantor in certain lands, and the grantor covenants specially to warrant and defend the premises against all lawful claims arising under himself, the covenant will be construed to refer to the lands described in the deed, and not to the right and title of the grantor.^ If general covenants are entered into contrary to the intention of the parties, special, limited or restricted covenants having been agreed upon, a court of equity will correct tlie mistake, and reform the instrument.' § 137. IMPLIED COVENANTS. At common law certain cove- nants were implied from the -w ord " dedi " (I have given) in a feoff- ment, and from the word " demisi " (I have demised) in a lease, but no covenant was implied from the words of grant in conveyances operating under the statute of uses, such as a deed of bargain and sale, or a lease and release.' In the United States, the feoffment is no longer in use, its place being supplied by the deed of bargain and sale. Hence, much of the learning upon the subject of implied covenants for title is with us practically obsolete. In many of the States there are statutes which give to certain words of conveyance, such as " grant, bargain and sell," effect as covenants of warranty.^ In others, implied covenants are expressly abolished, except, perhaps, 25 Cal. 452. Adams v. Eoss, 30 N. J. L. 510. McNear v. McComber, 18 Iowa, 14. Young V. Clippinger, 14 Kans. 148. White v. Brocaw, 14 Ohio St. 339. Lamb v. Wakefield, 1 Sawy. (U. S.) 251. Hope v. Stone, 10 Minn. 141 (114). Hull V. Hull, 85 W. Va. 155; 13 S. E. Rep. 49. ' Loomis V. Bedel, 11 N. H. 74. Mills v. Catlin, 22 Vt. 106. Here the lan- guage of the deed was "All the land which I own by virtue of a deed dated * * * from Asa S. Mills, recorded * * * being all my right and title to the land comprising 50 acres oif of the east end of lot No. 75 in said town * * * to have and to hold the above-granted and bargained premises," etc. To this were added all the covenants for title, and it was held that the thing granted was the land itself, and not merely such title to the land as the grantor had, and that he was liable for a breach of the covenants. Clement v. Bank, 61 Vt. 298; 17 Atl. Rep. 717. «2 Sugd. Vend. (14th ed.) 609 (285); Rawle Govts. (5th ed.) § 296. 3Rawle Covts. for Title (5th ed.), § 282. *So in Delaware (Rev. Stat. 1874, p. 500), Indiana (Rev. Stat. 1881, § 2927). Wisconsin (Rev. Stat. 1878, § 2208). In a number of the other States there are statutes which give to the words " grant, bargain and sell" or the like, the effect of covenants for seisin and against incumbrances. 42 330 MARKETABLE TITLE TO EEAL ESTATE. in the case of leases.^ In others, where the common law remains unchanged by statute, it is apprehended that its rules in this regard are still law, but practically a dead letter by reason of the disuse of those conveyances from which the implication springs. As to covenants implied by force of statute, it is deemed inexpe- dient to enter into any discussion of their form and incidents, since they vary in the different States, and the decisions respecting them must be chiefly of mere local application. It is to be observed, however, that if a deed contains covenants for title in the usual form, they will supersede those implied under the statute from the words " grant, bargain and sell," or from other words of like import.^ A covenant of general warranty will not be implied from the recitals of a deed, when the deed contains an express covenant of special warranty.^ A covenant of warranty will not be implied from the word " grant," where a statute gives that effect to the words "grant, bargain and sell," * nor from the word " convey," when the words " grant, bargain and sell " are not employed.^ Covenants implied in a lease. As to covenants implied at common law, it is believed that but three of them are of any prac- tical use in the States in which the common law is preserved,, namely : (1) Those implied in the case of a lease. (2) Those implied in the case of an exchange. (3) Those implied in the case of a par- tition. These are : (1) That the lessor has power to make the lease j and (2) That the lessee shall have quiet enjoyment of the premises." The covenants will be implied wherever the relation of landlord and tenant is created by an instrument in writing, whether the word ' Mich. How. Amend. Stat. § 5656. Minn. Kev. St. 1881, p. 535. Oregon, Deady's Laws, p. 647. New York, 3 Rev. St. (5th ed.) p. 29, § 160. = Douglas V. Lewis, 131 U. S. 75. Weems v. McCaughan, 7 8m. & M. (Miss.) 472; 45 Am. Dec. 314. Finley v. Steele, 23 111. .56. 'Buckner v. Street, 15 Fed.Rep. 365. McDonough v. Martin, 88 Ga. 675; 16 9. E. Rep. 59. " Wheeler v. Wayne Co., 132 111. 599; 24 N. E. Rep. 625. See, also. Gee v. Phurr, 5 Ala. 586, Frink v. Darst, 14 111. 304; 58 Am. Dec. 575. Whitehill v. Gotwalt, 3 Pen. & W. (Pa.) 323. 'Heflin v. Phillips, (Ala.) 11 So. Rep. 729. ^ Mayor V. Mabie, 3 Kern. (N. Y.) 151. Avery v. Dougherty, 102 Ind. 443; 52 Am. Rep. 680. Hyman v. Boston Chair Mfg. Co., 58 N. Y. Super. Ct. 282; 11 N. Y. Supp. 53. COVENANTS OF WAEEANTY AND FOE QUIET ENJOYMENT. 331 " demise " was or was not employed/ and the covenant for quiet enjoyment will be implied, thougli the lease was by parol.^ The covenants so implied will, of course, be limited or restrained by any express covenant which the lease may contain.^ So, also, by an express provision in the lease that nothing therein contained shall be construed to imply a covenant for quiet enjoyment.* If the estate out of which the lease was granted determines before the expira- tion of the lease, the implied covenant will be at an end.' A lease of the right to collect wharfage for a year is not a " conveyance of real estate," within the meaning of a statute forbidding the impli- cation of covenants for title in such conveyances, and a covenant for quiet enjoyment will be implied in such a lease." Covenants implied in an exchange. The common-law deed of exchange is rarely, if ever, used in modern times, the parties usually executing separate conveyances, the one to the other. Eut wherever a common-law deed of exchange is executed and the word " exchange " is used as the word of conveyance, covenants for quiet . enjoyment and further assurance are thereby implied, and also a condition that, in case of a failure of the title, the party injured may re-enter and be seised of his former estate in the property which he gave in exchange.' Covenants implied in partition. General covenants of war- ranty are implied in a partition between co-parceners at common law, but not in a partition between joint tenants and tenants in common,, the remedy in the latter case being by bill in equity against the co-tenant for contribution.' And though, in case of a deed of par- tition between co-parceners, covenants of warranty are implied wherever the common law remains unchanged, the existence of such 'Bandy v. Cartright, 8 Exch. 913. Dexter v. Manley, 4Cush. (Mass.) 14. Ross V. Dysart, 33 Pa. St. 453. » Bandy v. Cartright, 8 Bxch. 913. » Rawle Govts. (5th ed.) ^ 375. ■•Maeder v. Carondelet, 26 Mo. 114. 5 Adams v. Gibney, 6 Bing. 656. Mayor v. Baggatt, 61 Miss. 383. McLowry ■s. Croghau, 1 Grant's Cas. (Pa.) 807, 311. 8 Mayor v. Mabie, 3 Kern, (N. Y.) 151. ' Co. Litt. 51b. 384 ; Rawle Covts. (5th ed.) § 270. Gamble v. McClure, 69 Pa. St. 282, obiter, the parties having executed separate deeds of bargain and sale. 6 Rawle Covts. (5th ed.) §§ 277, 378. 332 MAEKETABLE TITLE TO EEAL ESTATE. covenants is of little practical importance, owing to the more con- venient remedy by bill in equity for contribution.^ Covenants implied from recitals in a deed. No covenants are implied from the mere recitals of a deed, such as that the premises contain a specified number of acres, though in some instances such recitals estop the grantor from asserting an after-acquired claim, or denying the existence of the facts recited.^ § 138. PARTIES BOUND AND BENEFITED. Married Women. At common law a married woman was not bound by her covenant of warranty, except by way of rebutter or estoppel. This rule has been affirmed in some of the American States by statute, while in others, under statutes giving her the power to contract with refer- ence to her separate estate as if she were sole, she has been held liable upon her covenants for title, and in still other States there are statutes which provide in terms that she shall be so liable. Inde- pendent of statute, it is held in some of the States that the separate estate of a married woman may in equity be subjected to the satis- faction of her covenants for title, while in others such rehef is denied the covenantee.^ § 139. Heirs and devisees. It was necessary at common law that an heir be expressly named in the covenant of the ancestor in order that he might be held liable for the breach.* In America, however, by virtue of generally prevalent statutory provisions, which make the real and personal estate of a decedent assets for the 'Walker v. Hall, 15 Ohio St. 355; 86 Am. Dec. 482. Sawyers v. Cator, 8 Humph. (Tenn.) 256; 47 Am. Dec. 608. 'Whitehill v. Gottwalt, 3 Pen. & W. (Pa.) 327. Ferguson v. Dent, 8 Mo. 673. Rawle Govts. (5th ed.) §§ 280, 297. ^The subject of a married woman's liability upon her covenants for title is too extensive to admit of consideration in the limited space that can he devoted to it in this work. The student is referred to Mr. Kawle's excellent work on Cove- nants for Title (Ch. 13), and to the various treatises on the contract liabilities of married women for the cases and authorities upon that subject. In Minnesota, under a statute allowing a married woman to contract in reference to her separate estate as if she were a feme sole, it has been held that she is bound by her cove- nants for title. Sandwich Manfg. Co. v. Zellmer, 48 Minn. 408; 51 N. W. Rep. 379. But a married woman signing a deed merely to release her inchoate dower right will not be liable upon a covenant of warranty contained in the deed. Semple v. Wharton, 68 Wis. 626; 32 N. W. Rep. 690, " Co. Litt. 209a. COVENANTS OF WAEEANTY AND FOE QUIET ENJOYMENT. 333 payment of his debts, and charge the heir therewith to the extent of assets received by him from the estate of the ancestor/ he is, under such circumstances, liable for the breach of his ancestor's covenants for title, whether he was or was not specially named in the covenant. In some of the States, however, he cannot be held liable until the personal estate has been exhausted.' At common law covenant might be maintained against the heir upon the war- ranty of the ancestor, and such, it is apprehended, is the law to-day in most of the American States. The enforcement of such a liabil- ity, however, is peculiarly appropriate to courts of equity which are charged with the administration of the estates of decedents and armed with all the machinery, such as account and discovery, needed to ascertain the qua/ntum of assets descended to the heir, the want of other assets applicable to the satisfaction of the breach of cove- nant, and other matters necessary for the determination of the precise sum in which the heir is liable. In some of the States tliei-e are statutes which provide that an heir shall be liable only in equity for the debt of his ancestor, and under such a statute it has been held that covenant could not be maintained against an heir on the warranty of the ancestor.' A judgment against the heir in a State in which there are no assets descended to him will not bar an action against him in another State where such assets are found.^ ' See the statutes of the several States. An heir or devisee is liable on the covenants of the ancestor or testator to the extent of the personal as well as the real estate which has come to his hands. Russ v. Perry, 49 N. H. 549. Where a breach of covenant has occurred after the death of the covenantor, and his estate has been fully administered, the covenantee will not be driven to a new administration and suit against the administrator d. h. n., but may sue tht heirs direct, and have judgment against them to the extent of assets received by them from their ancestor. "Walker v. Deaver, 79 Mo. 664. If an heir apparent convey with warranty and then dies before the ancestor, the heirs of such heir apparent will not be bound by the warranty, since they take, not as his heirs, but as heirs of his ancestor. Habig v. Dodge, 137 Ind. 31; 23 N. E. Rep. 182. AVhere the grantor conveys with special warranty his heirs or devisees can, of course, be held liable only for his acts, and not for claims to which the covenant did not extend. Gittings V. Worthington, 67 Md. 139; 9 Atl. Rep. 228. ' Royce v. Burrell. 12 Mass. 399. See, also, cases cited Rawle Govts, for Title (5th ed.), p. 520, note 3. « Rex V. Creel, 23 W. Va. 373. ^Beall V. Taylor, 2 Grat, (Va.) 532; 44 Am. Dec. 398. 334 MARKETABLE TITLE TO KEAL ESTATE. "Where a father, being possessed of a contingent remainder, con- veyed the fee with general warranty, under the impression that his estate vested, and afterwards his estate was determined by the hap- pening of the contingency, his children, who took the estate under a limitation over, were held not bound by his warranty, because they were in by purchase and not "by descent.^ No action can be maintained at common law against a devisee upon the covenant of his testator. This rule, having been found to encourage fraudulent devises, was altered by the statute, 3 and 4 W. & M. c. 14, § 3, which gives the covenantee an action on the covenant against the devisee, provided, according to judicial con- struction, the breach occurred in the testator's lifetime. And by subsequent statutes the action was extended so as to embrace breaches occurring after the testator's death.' These statutes, or others of similar import, are in force, it is apprehended, in all of the American States. Joint covenantors — Bankrupts. If a covenant of warranty be executed by two or more persons jointly, it will be presumed that their liability is joint, that is, that both are fully liable for the breach,^ and words of severance will be required to render one liable only for his own acts.* A covenant by A. and B. that " they will warrant generally the land," etc., is a joint and several covenant, and both will be liable for the full amount of the damages in case of eviction.^ If two persons convey each an undivided moiety of certain premises, and one of them enters into limited or i-estricted covenants, and the other covenants generally, the latter, in case of ' Whitesides v. Cooper, 115 N. C. 570; 20 S. E. Rep. 395. ' Rawle Govts. (5th ed.) ch. 13. If it be uncertain whether a person is bound on a covenant of warranty as devisee or as a personal representative, it is error to enter up Judgment against him in both capacities. Johns v. Hardin, (Tex.) 16 S. W. Rep. 623. 3 Piatt on Govts. 117; Rawle on Govts, (oth ed.) § 304; 1 Wms. Saunders, 154, n. Donohue v. Emery, 9 Met. (Mass.) 67; Comings v. Little, 24 Pick. (Mass.) 366. But see Redding v. Lamb, 81 Midi. 318; 45 N. W. Rep. 947. * As in Evans v. Saunders, 10 B. Mon. (Ky.)391, where the conveyance was by four heirs, and each covenanted for his separate and undivided share separately to defend. See, also. Fields v. Squires, 1 Deady (G. C), 366. Bardell v. Trus- tees, 4 Bradw. (111.) 94. ' Click V. Green, 77 Va. 837. Donohue v. Emery, 9 Met. (Mass.) 67. Piatt on Govts, part 1, ch. 8, § 2. COVENANTS OF WAEKANTY AND FOE QUIET ENJOYMENT. 335 an eviction under a title not embraced by the limited covenants, can be lield liable only to the extent of his interest in the premises, that is, the undivided moiety, or one-half of the damages resulting from the.breach.' A discharge in bankruptcy will, of course, relieve the bankrupt from liability for a breach of a covenant of warranty occurring before tlie discharge. But the bankrupt is not relieved where the breach occurs after the discharge.^ § 140. Personal representatives. Fiduciaries. We have seen that warranty was a covenant real at common law, one conse- quence of which was that a personal action of covenant could not be maintained, in case of a breach, either against the covenantor or his personal representative. Keal actions having been long since aban- dtmed both in England and America, covenant may be maintained against the personal representative of the covenantor, whether named in the covenant or not, and whether the breach occurred before or after the death of the testator or intestate.' We have also seen that if fiduciaries choose to insert general or unlimited covenants in any conveyance they may make, they will be held personally liable thereon.^ In one of the States, at least, a trustee, empowered to convey with warranty, has the right to insert in his conveyance covenants binding the original grantor, and upon a breach of those covenants such grantor, the creator of the trust, will be held liable in damages.^ § 141. Who may sue for breach of warranty. For a breach of the covenant of warranty occurring in the lifetime of the cove- nantee, his personal representative alone can sue. The right to recover damages for the breach is a chose in action, which passes, like other personal assets, to the executor or administrator.^ But if the breach occur after the death of the covenantee, the right of 1 Sutton V. Bailey, 65 Law Times Kep. 538. i'Bush V. Cooper, 18 How. (U. S.) 82. "Waggle v. Worthy, 74 Cal. 266; 15 Pac. Rep. 831. There has been some diversity of opinion upon this point. See Rawle Govts. (5th ed.) § 303. ' Townsend v. Morris, 6 Cow. (N. Y.) 123. Tabb v. Binford, 4 Leigh (Va.), 182; 26 Am. Dec. 317. Rawle Govts. (5th ed.) ch. 13. *Ante, p. 'Thurmond v. Brownson, 69 Tex. 597; 6 S. W. Rep. 778. « Grist V. Hodges, 3 Dev. L. (N. G.) 201. "Wilson v. Peete, 78 Ind. 384. 336 MARKETABLE TITLE TO REAL ESTATE. action accrues to the heir, devisee, or assignee, according to whether the premises liave passed into the hands of the one or the other.' An assignee of the covenantee may, of course, sue for a breach of the covenant of warranty where he himself is evicted, or where he has been held liable upon his own warranty of the same premises to a subsequent grantee.' The covenant of warranty, in form, undertakes to warrant and defend the grantee, " his heirs and assigns,-' against the claims of all persons, etc., but it is not neces- sary that either the heirs'^ or assigns' be mentioned in order to give them the benefit of the covenant. The right of a subsequent grantee of the premises to sue ujDon the covenant of a remote grantor is hereafter considered in this chapter. Tenants in common, holding under the same deed as grantees, have several freeholds, and may sue separately for breach of the covenant of warranty.^ A tenant in dower, who is evicted, cannot maintain an action on a warranty in the conveyance to her husband. The right of action passes to the husband's representatives, and her remedy is by a new assignment of dower.^ § 142. WHAT CONSTITUTES BREACH. Tortious disturbance or eviction. The covenant of warranty is broken by an eviction only, and the covenant for quiet enjoyment by an eviction, or by a sub- stantial disturbance of the covenantee in the enjoyment of the estate, though such disturbance does not amount to an eviction.' In either case, the breach must result from the acts of one having a better title to the premises than the covenantor. An eviction or ' Pence v. Duval, 9 B. Mon. (Ky.) 48. ' See post, §§ 153, 160. 5 2 Sugd. Vend. 577. Lougher v. Williams, 2 Lev. 92. ■•2 Sugd. Vend. 577, and cases cited; Piatt Govt. 523; 3 Law Lib. 234. Red- wine V. Brown, 10 G-a. 318; Leary v. Durham, 4 Ga. 603. See Colby v. Osgood, 29 Barb. (N. Y.) 339. »Lamb v. Danforth, 59 Me. 322; 8 Am. Rep. 426. " St. Clair v. Williams, 7 Ohio, 396. '4 Kent Com. 558 (473), et seq.; 3 Washb. Real Prop. ch. 5, § 5; Rawle Govt, for Title (5th ed.), ch. 8. If the grantee with covenant for quiet enjoyment be let into possession, the covenant is not broken merely because the grantor turns out to have had only a life estate instead of a fee. Wilder v. Ireland, 8 Jones L. (N. C.) 88. But if the life estate fall in and the covenantee be evicted, the covenant for quiet enjoyment is of course broken. Parker v, Richardson, 8 Jones L. (N. 0.) 452. COVENANTS OF WAEEANTY AND FOE QUIET ENJOYMENT. 337 disturbance of the possession by a trespasser, a mere wrongdoer, or a person having a defeasil)le claim to the premises, does not amount to a breach of either covenant. In otlier words, as lias been fre- quently said, the covenant of warranty and the covenant for quiet enjoyment are not broken by a tortious disturbance or eviction.' The cases deciding that a tortious disturbance is no breach of the covenant for (juiet enjoyment liave, in most instances, arisen between landlord and tenant. It is clear that in a lease a general covenant for quiet enjoyment extends only to entries and interi'ujDtions by those who have lawful right, for the tenant has his remedy by action against all trespassers and wrongdoers.^ Thei-efore, where the leased premises had formerly been a house of ill-repute, and the lessee was so constantly disturbed by the calls of obnoxious ])ersons that he was compelled to leave the premises, it was held that there was no breach of the covenant for quiet enjoyment, and that he could not recover damages.' And to constitute a breach of this ' 2 Sugd. Vend. (8th Am. ed.) 271 (600); Washb, Real Prop. 427; Rawlc^ C;()vts. (5th ed.) § 137; Taylor Landlord & Tenant, § 304, et H,:q. Wotton v. Hele, 2 Saund. 177, leading case; Howell v. Richards, 11 East, 633, 642, dictum.; Hayes V. Bickerstafe, Vaugh. 118, Andrus v: Smelting Co., 130 U. S. 643. Hoppes v. Cheek, 21 Ark. 585. Playter v. Cunningham, 31 Cal. 383; Branger v. Manciet, 30 Cal. 624. Davis v. Smith, 5 Ga. ?74; 47 Am. Dec. 279. Kimball v. Grand Lodge, 131 Mass. 59. Folliard v. WrJ.lace, 2 Johns. (K Y.) 395; Beddoe v. Wadsworth, 21 Wend. (N. Y.) 120; Kelly v. Dutch Church, 2 Hill (N. Y'.), 105. Spear v. Allison, 20 Pa. St. 200; Schuylkill & Dauphin R. Co. v. Schmoele, 57 Pa. St. 275. Rantin v. Robertson, 2 Strobh. L. (S. C.) 366, case of personal property. Underwood v. Birchard, 47 Vt. 305. The covenantee cannot recover in an action for breach of warranty the value of timber wrongfully taken from the land by one having no valid claim to the land. Mclnnis v. Lyman, 62 Wis. 191. An illegal tax sale and redemption therefrom constitutes no breach of the covenant against incumbrances, nor, it is apprehended, of the covenant of war- ranty. Cummings v. Holt, 56 Vt. 384. Evidence that certain persons are in possession of the warranted premises, claiming under a grantee of one who pur- chased at a sheriff's sale under judgment against the covenantor, without show- ing a conveyance from such grantee, is insufficient evidence of an eviction under paramount title, since, for aught that appears to the contrary, those in possession may be mere trespassers. Jenkins v. Hopkins, 8 Pick. (Mass.) 346. '^ Kimball v. Grand Lodge, 131 Mass. 59, 63, citing Ellis v. Welch, 6 Mass. 246; 4 Am. Dec. 122; Shearman v. Williams, 113 Mass. 481. Gardner v. Keteltas, 3 Hill (N. Y.), 330; 38 Am. Dec. 687. Howell v. Richards, 11 East, 633, 642. Dudley v. Folliott, 3 T. R. 584; Nash v. Palmer, 5 M. & 8. 374. ^Meeks v. Bowerman, 1 Daly (N. Y.), 99. 43 338 MAEKETABI.E TITLE TO EEAL ESTATE. covenant, the person who disturbs the tenant most have some law- ful interest or right in the realtv and not merely a title to some chattel that may be upon it.' The fact that leased premises were, at tlie time of the lease, in the adverse possession of a stranger, is no breach of the covenant for quiet enjoyment, if the person in possession was there without lawful right.^ The paramount title under which the covenantee is evicted need not be a title in fee simple. The covenant of warranty applies as well to the possession as to the title, and if the covenantee be evicted by one having a term for years in the premises, or, in fact, any estate less than a fee simple, the covenant is broken, and a right of action ensues.' Upon the principle that the covenant of warranty is not broken by a tor- tious disturbance, the covenantor, as will hereafter be seen, is not liable for expenses incurred by the covenantee in defending the title against an unfounded claim.* But the rule that a covenant for quiet enjoyment is not broken by a tortious disturbance does not apply where the disturbance was by the covenantor or those acting under his authority or direction, pro- vided his acts amounted to an assumption of right and title',' and were ' Kimball v. Grand Lodge, 131 Mass. 59, 6.3, where the breach complained of ■was the removal of certain fixtures from the demised premises by a prior tenant. Biit if a prior tenant remove a building from the premises under an agreement with the grantor or lessor, this will constitute a breach. Wjest v. Stewart, 7 Pa. St. 133. ' University v. Joslyn, 31 Vt. 53. 3 Rickerfc v. Snyder, 9 Wend. (N. Y.) 420. -•Post, § 143. Butterworth v. Volkening, 4 Thomp. & C. {N. Y.) 650. ^2 Sugd. Vend. (8th Am. ed.) 373 (600); Rawle Govt. (5th ed.) § 138. Corus Case, Cro. Eliz. 544. Crosse v. Young, 3 Show. 415. Sedgewick v. Hollenback, 7 Johns. (N. Y.) 376; Dyett v. Pendleton, 8 Cow. (N. Y.) 727; Mayor v. Mabie, 3 Kerrf. (N. Y.) 131. Surgetv. Arighi, 11 Sm. & M. (Miss.) 87; 49 Am, Dec. 46. If the landlord permits a building to be erected on his own land so as to encroach on the adjoining demised premises, this is a breach of the covenant for quiet enjoyment. Sherman v. Williams, 113 Mass. 481. Giving out that the cove- nantee has no right to premises, and bringing suits against him and his tenants, in consequence of which the tenants quit the premises, and the covenantee is unable to rent them, amounts to an eviction on the part of the covenantor. Levitzky v. Canning, 36 Cal. 299. Held, also, in the same case, that the entry of the lessor upon the roof of the demised premises, and converting the same into a wash house or place of drying clothes, was a breach of the covenant for quiet enjoyment. If the wrongful acts of the lessor upon the demised premises are COVENANTS OF WAEKANTY AND FOE QUIET ENJOYMENT. 339 not mere trespasses.* The failure of the landlord to keep the prem- ises in repair, by reason of which the tenant is compelled to abandon the premises, is no breach of the covenant for quiet enjoyment. The lessee should protect himself by a covenant to repair.^ If the covenant be against the claims of all persons whatsoever, it will, as we have seen, be restricted to the acts of persons having lawful claims,' but if the covenant be expressly against all pretending to claim,* or against the acts of designated persons,^ it will embrace tortious disturbances by such pretenders or persons named. § 143. Eminent domain and acts of sovereignty. The cove- nants of warranty and for quiet enjoyment do not embrace acts of such as permanently to deprive the lessee of the beneficial enjoyment of them, and the lessee, in consequence thereof, abandons the premises, it is an eviction, and the intent to evict is conclusively presumed. Skally v. Shute, 132 Mass. 367. 'Mayor v. Mabie, 13 N. Y. 151; Lounsbery v. Snyder, 31 N. Y. 514; Edgerton V. Page, 20 N. Y. 281; Randall v. Albertis, 1 Hilt. (N. Y.) 285; Drake v. Cockroft, 4 E. D. Smith (N. Y.) 34; Levy v. Bond, 1 E. D. Smith (N. Y.), 169; Campbell V. Shields, 11 How. Pr. (N. Y.)564; Ogilvie v. Hall, 5 Hill (K Y.), 52; Doupe v. Genin, 1 Sweeny (N. Y. S. C), 25, 30, ohiter: Bennett v. Bittle, 4 Rawle (Pa.), 339; Avery v. Dougherty, 102 Ind. 448; 3 N. E. Rep. 123; Slayback v. Jones, 9 Ind. 470, aemhle. Hayner v. Smith, 63 111. 430; 14 Am. Rep. 124. Bartlett v. Farrington, 120 Mass. 284. ' Codrington v. Denham, 35 N. Y. Super. Ct. 412. Moore v. "Weber, 71 Pa. St. 429; 10 Am, Rep. 708. A covenant for quiet enjoyment is not broken by the refusal of the lessor to shore up the walls of the leased premises to prevent them from falling while an adjoining building is being removed, by reason of which refusal the premises are rendered uninhabitable. Such refusal would be a breach only of a covenant of seisin. Howard v. Doolittle, 3 Duer (N. Y.), 464; Johnson V. Oppenhelm, 34 N. Y. Super. Ct. 416. "Ante, p. 886. Kent, C. J., in Folliard v. Wallace, 2 Johns. (N. Y.) 395. ■" Chaplain v. Southgate, 10 Mod. 383. 5 3Sugd. Vend. (8th Am. ed.) 271 (600); Rawle Govts. (5th ed.) §138, pi. 3, Nash V. Palmer, 5 Maule & S. 874, the court saying: " The covenantor is pre- sumed to know the person against whose acts he is content to covenant, and may, therefore, reasonably be expected to stipulate against any disturbance from him, whether from lawful title or otherwise. If the warranty be against the claim of a particular person, and the covenantee be evicted by that person, it is not neces- sary, in an action for the breach, to aver an eviction by title paramount. Pattou V. Kennedy, 1 Marsh (Ky.) 889; 10 Am. Dec. 744; Pence v. Duval, 9 B. Mon. (Ky.) 49. But see Gleason v. Smith, 41 Vt. 293, where it was said that a cove- nant against the claims of persons named is a covenant against their valid claims, and not against such claims as they may make without legal foundation or right. 340 MARKETABLE TITLE TO EEAL ESTATE. Bovereigntj,' such, for example, as the exercise of the right of emi- nent domain.^ The organic law of each State provides that private property shall not be taken for public purposes without compensa- tion, and the covenantee is protected by provisions for the indemnity of the owners of the appropriated lands made in pursuance of this law.' When the parties enter into covenants for title it will be pre- sumed that they had in view only existing rights under a paramount title, and the power of the State to apjDrojDriatethe premises for pub- ' Philips V. Evans, 38 JIo. 305, a case in which it was held that governmental emancipation of a slave, who had been sold with warranty, was no breach of the warranty. Osboru v. Nicholson, 18 Wall. (S. 0.) 655. Dyer v. Wightman (Legal Tender Cases), 13 Wall. (IT. S.) 549. In Cooper v. Bloodgood, 33 K. J. Eq. 309 (1880), it was questioned whether a riparian owner, conveying premises including land between high and low-water mark, would, in the absence of an express war- ranty to that effect, be held by the usual covenants to have warranted against the notorious, sovereign title of the State to such lands under water. See Barre V. Flemings, 39 W. Va. 814; 1 S. E. Rep. 731, where it was held that a covenant of warranty in a conveyance of premises extending to "low- water mark" was not broken by the fact that the public had an easement therein, and that the pub- lic authorities had enjoined the covenantee from building a wharf below high- water mark. The lessor of a market stall is not liable in damages to the lessee for an eviction under municipal authority. Barrere v. Bartet, 33 La. Ann. 733. ' Elhs V. Welch, 6 Mass. 346; 4 Am, Dec. 133, leading case; Bummer v. Boston, 103 Mass. 19; Boston Steamboat Co. v. Manson, 117 Mass. 34, semile. Patterson V. Arthur, 9 Watts (Pa.), 153; Bellinger v. Society, 10 Pa. St. 135; Dobbins v. Brown, 13 Pa. St. 75, distinguished in Peters v. Grubb, 31 Pa. St. 455; Workman v.Mifflin, 30 Pa. St. 363; Bailey v. Miltenberger, 31 Pa. St. 37; Schuylkill, etc., R. Co. V. Schmoerle, 57 Pa. St, 371. See, also, Maule v. Ashmead, 30 Pa. St. 483; Ross V. Dysart, 33 Pa. St. 452. Cooper v. Bloodgood, 33 N. J. Eq. 309. See elaborate note to this case. Kuhn v. Freeman, 15 Kans. 433; Gummon v. Blais- dell, 45 Kana. 331; 25 Pac. Rep. 580. Stevenson v. Loehr, 57 111. 509; 11 Am. Rep. 36. Dobbins v. Brown, 12 Pa. St. 79, where it was said by Gibson, C. J. . " It will scarcely be thought that a covenant of warranty extends to an entry by the authority of the State in the exercise of its eminent domain. Like any other covenant, it must be restrained to what was supposed to be the matter in view; and no grantor who warrants the possession dreams that he covenants against the entry of the State to make a railroad or a canal; nor can it be a sound inter- pretation of the contract that would make him liable for it. An explicit covenant against all the world would bind him; but the law is not so unreasonable as to imply it. The entry of the public agents, and the occupancy of the ground, were not a breach of the warranty." = Frost V. Earnest, 4 Whart. (Pa.) 86. Ellis v. Welch, 6 Mass. 246; 4 Am. Dec. 123, Folts v. Huntley, 7 Wend. (N, Y.) 310. COVENANTS OF WAREANTY AND FOK QUIET ENJOYMENT. 341 lie uses cannot be regarded as snch a right.* In one case it was held that the covenant of warranty was not broken by condemnation of the premises to public uses, though the covenantor had, before the execution of the deed, released all claim to damages.^ The pur- chaser must also take notice of public statutes restricting the use of the granted premises ; and such restrictions constitute no breach of the covenant of warranty.^ § 144. Eviction. General rule. The covenant of warranty is a covenant against eviction only. It is not a covenant that the estate conveyed is indefeasible. Except in those States in which the law in express terms gives to a warranty the effect of a covenant of seisin, a general covenant of warranty in a deed does not imply a covenant of seisin, and, therefore, is not broken by the existence of a better title in a stranger. No rule or principle of the law of warranty has been more frequently declared than this.' Nor does the covenant of warranty, independently of statute, include a cove- = Ellis V. Welch, 6 Mass. 346; 4 Am. Dec. 133. Frost v. Earnest, 4 Whart. (Pa.) 86. 'Dobbins v. Brown, 13 Pa, St, 75. This is a doubtful case. The release was executed in 1839. The conveyance with warranty was made in 1839, The actual appropriation of the premises to public uses took place in 1840. Regarding the release as a conveyance of an interest in the estate, thero was no exercise of the right of eminent domain, and the appropriation of the premises was tantamount to an eviction under a prior title derived from the grantor. Such a case obviously stands upon different ground from one in which the covenantee has recourse upon the appropriator for indemnity. In Stevenson v. Loehr, 57 111, 509; 11 Am, Rep. 36, it was held that if the condemnation transpired after the sale but before the conveyance, the vendor would hold the damages in trust for the vendee, and would be accountable therefor. 'Neeson v. Bray, 19 N, Y. Supp, 841, *4 Kent Com, 473; 3 Lom, Dig. 763; Rawle Govts. (5th ed,) § 181, Barlow v, Delaney, 40 Fed. Rep, 97, Caldwell v, Kirkpatrick, 6 Ala, 63; 41 Am, Dec. 36. Beebe v. Swartwout, 3 Gil, (111,) 180; Moore v. Vail, 17 111, 185; Owen v, Thomas, 33 111, 330; Bostwick v, Williams, 36 111, 65; 85 Am, Dec. 385. Wilson v, Irish, 63 Iowa, 260; S, C, 57 Iowa, 184. Emerson v, Minot, 1 Mass, 464; Lothrop v, Snell, 11 Cush, (IVIass.) 453, Wilty v, Hightower, 13 Sm, & M. (Miss.) 478, Kent V. Welch, 7 Johns. (N, Y,) 358; 5 Am, Dec, 266, leading case; Vanderkarr v, Vanderkarr, 11 Johns, (N, Y.) 122; Ktflly v, Dutch Church, 3 Hill (N. Y.), 105; Greenvault v. Davis, 4 Hill (N, Y,), 643; Fowler v. Poling, 6 Barb. (N. Y.) 165; Blydenburg v, Cotheal, 1 Duer (N, Y,), 195, Bender v, Fromberger, 4 Dall, (Pa.) 436; Clarke v, McAnulty, 3 S. «& R, (Pa,) 364; Patton v, McFariane, 3 P, & W. (Pa.) 433; Dobbins v. Brown, 18 Pa, St, 75; Stewart v. West, 14 Pa, St, 336, Allison V, Allison, 1 Yerg, (Tenn,) 16; Ferris v. Harshea, Mart, & Yerg, (Tenn.) 342 MARKETABLE TITLE TO KEAL ESTATE. nant against incumbrances/ tliougli of course it is broken as well by an eviction under an incumbrance as by the enforcement of the rights of one having the better title. The Statute of Limitations does not run upon a covenant of warranty until there has been an eviction .'^ An action upon a covenant of warranty is an action 54; 17 Am. Dec. 783; Stuart v. Nelson, 4 Hayw. (Tenn.) 200; Crutohev v. Stump, 5 Hayw. (Tenn.) 100; Young v. Butler, 1 Head (Tenn.), 648. Contra, Talbot v. Bedford, Cooke (Tenn,), 447. Findlay v. Toncray, 3 Kob. (Va.) 374, 379; Marbury v. Thornton, 83 Va. 374; 1 S. E. Rep. 909; Jones v. Richmond, (Va.) 13 S. E. Rep. 414. In Clarke v. McAnulty, 3 Serg. & R. (Pa.) 864, it was said by Gibson, J.: "The covenant of warranty protects only against an ouster from the possession, and there can, therefore, be no breach of It assigned without alleging an actual evic- tion. It is true that evidence of a paramount title in a stranger, and that the warrantee in consequence yielded up the possession, will support such an allega- tion, for the law does not require the idle and expensive ceremony of being turned out by legal process when that result would be inevitable. It is unnecessary to cite cases to this point, the difference between a covenant of warranty and of seisin being recognized as existing in England and our sister States." An appar- ent exception to the rule stated in the text will be found in Daggett v. Reas, 70 Wis. 60; 48 N. W. Rep. 137, where it was held that a covenant of warranty was broken by an outstanding tax title in a stranger. This, however, was upon the ground that recording the tax deed constructively vested tiie possession in the tax purchaser. In South Carolina, the courts, following the civil law, have held in a number of cases that an eviction is not necessary to a breach of the covenant of warranty, and that the covenant is broken by a superior title outstanding in a stranger. Pringle v. Witten, 1 Bay (8. C), 354; 1 Am. Dec. 612; Bell v. Higgin, 1 Bay (S. C), 336; Sumter v. Welch, 3 Bay (S. C), 558; Mackay v. Colhns, 3 Nott & McC. (S. C.) 186; 10 Am. Dec. 586; Moore v. Lanham, 3 Hill L. (S. C.) 804; Mitchell v. Vaughan, 2 Brev. L. (S. C.) 100. But see -leter v. Glenn, 9 Rich. L. (S. C.) 377, and, post, § 190. The same rule exists in Texas, with this quali- fication, namely, that the purchaser must have bought without notice of the out- standing title. Doyle v. Hord, 67 Tex. 662; 4 S. W. Rep. 341; Groesbeck v. Harris, 83 Tex. 411; 19 S. W. Rep. 850. It seems that an exception to the rule stated in the text exists where the title is outstanding in the State, that fact alone being held to amount to an eviction. Post, § 168. Burr v. Greeley, 53 Fed. Rep. 926. Kans. Pac. R. Co. v. Dunmeyer, 19 Kans. 543. Brown v. Allen, 10 N. y. Supp. 714. McGary v. Hastings, 89 Cal. 860; 2 Am. Rep. 456. This exception does not apply where the grantee is in possession under title derived through a defective railroad grant of public lands, and has taken steps to perfect his title as a lona fide purchaser by procuring a patent from the government, under an act passed for the relief of such purchasers. Burr v. Greeley, 53 Fed. Eep. 926. 'Leddy v. Enos, (Wash.) 33 Pac. Rep. 508. « Cheney v. Sti-aube, 35 Neb. 521; 53 N. W. Rep. 479. In Texas, it seems that the statute Is held to run on a covenant of warranty from the time of institution COVENANTS OF WAERANTV AND FOE QUIET ENJOYMENT. 343 upon a specialty, and governed by the Statute of Limitations appli- cable to specialties.' It has been held that an action may be main- tained before eviction on a bond " to indemnify and make the vendee safe and secure in the title." ^ Such a bond imposes a greater obligation than a covenant of seisin, or for quiet enjoyment, and, it has been intimated, is not merged or extinguished by the acceptance of a deed.' § 145. Entry hy adverse claimant. Legal process. Eviction of a grantee of lands, with warranty, is of two kinds, actual and con- structive. Actual eviction is an amotion or expulsion of the grantee from the warranted estate, either by a peaceable entry and disseisin on the part of him who has the superior title,* or by the officers of the law in pursuance of process issued on a judgment or decree, establishing the title of an adverse claimant. In a few early cases it has been held that to constitute an eviction, the right of the evictor must have been established by judicial decision, and the covenantee expelled from the premises by possessory process.'^ But the weight of authority establishes the rule that a lawful expulsion of the covenantee from the premises by one liaving a better right, operates a breach of the covenant of warranty, whether the expul- sion was or was not in pursuance of judicial sanction.^ An eviction or ouster /;;, pais must, of course, be established by parol evidence.'' But if there has been an actual eviction in pursuance of a judgment of a suit by an adverse claimant to recover the land, regardless of the precise time of the eviction. Alvord v. Waggoner, (Tex. Civ. App.) 39 S. W. Rep. 797. • Kern v. Kloke, 21 Neb. .539; 32 N. W. Eep. .'iTi. ' Anderson v. Washabaugh, 43 Pa. St. 118. sRawle Govts. (5th ed.1 289, note 3. See post, § 269. "As in Hodges v. Latham, 98 N. C. 239; 8 S. E. Rep. 495. Here the covenantee left the premises for a short time, and upon his return found them in the posses- sion of one claiming under a paramount title. 'Stevrart v. Drake, 4 Halst. (N. J. L.) 141. Lansing v. Van Alstyne, 3 Wend. (N. Y.) 563, obiter; Hunt v. Amidon, 4 Hill (N. Y.), 845; 40 Am. Dec. 383, obiter. 6 Booker v. Bell, 3 Bibb (Ky.), 173; 6 Am. Dec. 641. Fowler v. Poling, 6 Barb. (N. Y.) 165. See, also, eases cited post, " Constructive Eviction," p. 34.'i. A decree in equity, by which the covenantee loses the land, is equivalent to evic- tion by process of law. Martin v. Martin, 1 Dev. (N. C.) L. 413. 'Booker v. Bell, 3 Bibb (Ky.), 178; 6 Am. Dec, 641. Randolph v. Meeks, Mart. & Yerg. (Tenn.) 58. 344 MAEKETABLE TITI-E TO EEAL ESTATE. in ejectment against tlie covenantee, tlie record thereof will be the only proper evidence of the fact.* An entry by a mortgagee upon demised premises for condition broken and a threat to expel the lessee unless he will attorn to him (the mortgagee) amounts to an eviction under a statute giving the mortgagee a right to enter for condition broken.^ And a delivery of seisin by the sheriff to a judgment creditor of the grantor in satisfaction of an execution on the judgment is an eviction and breach of the covenant of warranty.' Of course there will be no breach of the covenant of warranty if the grantee be evicted under an incumbrance which he assumed to pay as part of the purchase price, even though, by reason of some defect in the title, the grantee was unable to effect a loan on the warranted premises with which to discharge the incumbrance." An assignment of dower by metes and bounds in the warranted prem- ises and the placing of the widow in possession is, of course, an eviction and breach of the covenant of warranty. ° It has even been held that a conveyance of lands which were at the time sub- ject to dower was a breach of this covenant.*' The eviction of a covenantee by foreclosure sale under a mortgage is a breach of a covenant of warranty though the judgment of foreclosure be after- ■ Booker v. Bell, 3 Bibb (Ky,), 173; 6 Am. Dec. 641. 'Tuft V, Adams, 8 Pick. (Mass.) .547; Smiths. Shepard, 15 Pick, (Mass.) 147; 25 Am. Dec. 432; White v. Whitney, 8 Met. (Mass.) 81. The recording of a certifi- cate of entry by a mortgagee for condition broken shows a breach of the covenant of warranty. Furnas v. Durgin, 119 Jfass. 500; 20 Am. Rep. 341. In Collier v. Cowger. 52 Ark. 3'-3; 12 S. W. Rep. 702, it was held that a judgment foreclosing a prior mortgage on the land in the possession of the mortgagee was a constructive eviction. In Kidder v. Bork, 33 N. Y. Supp. 663, it was held that a mere allega- tion of a " decision " establishing a lien on the wnrr;inted premises was not sufficient as an allegation of a judgment or eviction. It seems to have been assumed in this case that a judgment establishing the lien would have been equivalent to an eviction. 'Crore T. Brazier, 3 Mass. 523; 3 Am. Dec. 182; Wyman v. Brigden, 4 Mass. 150; Bigelow v. Jones, 4 Mass. 512; Barrett v. Porter, 14 Mass. 143. 1 Lamb v. Baker, (Neb.) 52 N. W. Rep. 285. '.Johnson v. Nyce, 17 Ohio, 66; 49 Am. Dec. 444. Davis v. Logan, 5 B. Mon. (Ky.) 341. Lewis v. Lewis, 4 Rich. L. (S. C.) 12. "Blanchard v. Blanchard, 48 Mo. 174. Pest, "Inability to get Possession," p. 345, note. CO\'ENANTS OF WAItJtANTY AXD FOJl QUIET ENJOYMENT. 345 wards reversed, since the reversal does not affect the title or posses- sion of the purchaser under the judgment.' § 146. Constructive eviction. Inalyllity to (jet possession. A constructive eviction of a grantee, with v^arranty, occurs (1) Where the premises are in the adverse possession of one holding under a superior title, and (2) Where the grantee surrenders the possession to one having a better title, in order to avoid an inevitable expul- sion from the premises. Without the one or the other of these conditions there cannot be a constructive eviction.^ Where, at the time of a conveyance, the grantee finds the land in the possession of one claiming under a paramount title, the covenant of warranty or for quiet enjoyment will be held to be broken, without smj other act on the part of either the grantee or the claimant. The claimant can do no more towards the assertion of his title than to hold pos- session, and as to the covenantee, the law will not compel him to commit a trespass in order to establish a lawful right in another action.' ' Smith V. Dixon, 27 Ohio St. 471. sBoreel V. Lawton, 90 N. Y. 293; 43 Am. Rep. 170; Mead v. Staclipole, 40 Hun (N. Y.), 473. 3 Piatt Govts. 327; 2 Lom. Dig. 269; Rawle Govts. (5th ed.) § 138. Glark v. Harper, 6 "Vin. 427; Hacket v. Glover, 10 Mod. 143; Ludwell v. Newman. 6 Term Rep. 453. Duval v, Craig, 2 Wh. (U. S.) 45. Banks v. Whitehead, 7 Ala. 83; Crawford v. Pendleton, cited 7 Ala. 84. Moore v. Vail, 17 111. 185. Small V. Rives, 14 Ind. 164. Barnett v. Montgomery, 6 T. B. Mon. (ICy.) 328. Curtis V. Deering, 12 Me. 499. Fritz v. Pusey, 31 Minn. 368. Wilty v. High- tower, 12 Smed. & M. (Miss.) 478. Murphy v. Price, 48 Mo. 247; Blondeau v. Sheridan, 81 Mo. 545. Rickets v. Dickens, 1 Murph. (N. G.) 343. Wetzel v. Richcreek, (Ohio) 40 N. E. Rep. 1004. Randolph v. Meek, Mart. & Yerg. (Tenn.) 524; Bradley v. Dibrell, 3 Heisk. (Tenn.) 534. Park v. Bates, 12 Vt. 381; 36 Am. Dec. 347; Pitkin v. Leavitt, 13 Vt. 379; Brown v. Taylor, 13 Vt. 631; 37 Am. Dec. 618; Glark v, Gonroe, 38 Vt. 469; University v, Joslyn, 21 Vt. 52; Smith V. Scribner, 59 Vt. 96; 7 Atl. Rep. 711. Sheffey v. Gardener, 79 Va. 313. Rex V. Creel, 22 W. Va. 373. Shattuck v. Lamb, 65 N. Y. 499; 23 Am. Rep. 656, citing dicta from Withers v. Powers, 2 Saudf. Ch. (N. Y.) 350, and Wins- low v. McCall, 32 Barb. (N. Y.) 241. See, also, Gardner v. Keteltas, 3 Hill (N. Y.), 332; 38 Am. Dec. 637; Grannis v. Clark, 8 Cow. (N. Y.) 36. At one time a con- trary doctrine prevailed in the State of New York. Kortz v. Carpenter, 5 Johns. (N. Y.) 130; St. John v. Palmer, 5 Hill (N. Y), 601. But the rule there now is that stated in the text. Shattuck v. Lamb, supra. Where laud conveyed was 44 346 MAKKETABLE TITLE TO KEAL ESTATE. But an adverse possession in a stranger will not amount to a breach of warranty nnless he holds under a title superior to that of the covenantee.' An inchoate possessory title, which may ripen into a perfect title under the Statute of Limitations, will not amount to a constructive eviction. The covenant of warranty is, as we have seen, against the claims only of those who have lawful right. The covenantee mast show that he was in fact unable to get possession from one holding under color of title. The mere occu- pancy 01 the premises by a stranger without showing under whom he claims, nor what efforts had been made to obtain possession from him, is insufficient.^ And if the covenantee, by his own laches, suffer an imperfect and inferior title in one occupying the land adversely to ripen into a perfect title under the statute, he cannot recover on the warranty.^ It is not necessary to constitute a. breach of warranty that the person in possession shall hold under a title in fee simple. The covenant of warranty goes to the possession as well as to the title. Therefore, if a stranger be in possession of the described as bounded " by land of M., by a line through the center of the wall," and the wall was wholly on M.'s land, it was hold that the covenant of warranty was broken. Cecconi v. Rodden, 147 Mass. 164; 16 N. E. Rep. 749. As to whether party wall is abreachof covenant against incumbrances, see ante, p. 396. Ejectment brought by the covenantee against the adverse claimant, and a suc- cessful defense by the latter, will give the covenantee the same right to an action on the warranty that an eviction would. Cummins v. Kennedy, 3 Litt. (Ky.) 118; 14 Am. Dec. 45. But the fact that a suit to establish title to leased prem- ises, in which the lessor is plaintiff, is decided adversely to him, is no breach of a covenant for quiet enjoyment, there being no disturbance of the lessee's pos- session. Haj'es v. Ferguson, lo Lea (Tenn.), 1; 54 Am. Dec. 398. For dicta or intimations contrary to the rule stated in the text, see Holder v. Taylor, Hob. 12, and Day v. Chism, 10 Wh. (U. S.) 458, and the early New Yorji cases, cited supra, this section. ' Noonan v. Lee, 2 Bl. (U. S.) 499, 507. Phelps v. Sawyer, 1 Aik. (Vt.) 157. Playter v. Cunningham, 21 Cal. 282, a case in which a lessee of the property refused to give up the possession at the expiration of his term. It devolved upon the covenantee to eject him. » Barry v. Guild, 136 111. 439; 18 N. E. Rep. 759. In this case there was a der- rick and tool house on the premises which were occupied by a stone com- pany, but it did not appear that the company laid any claim to the land or that the plaintiff had made any effort to get possession and judgment was rendered for the defendant. 'Rindskop v. Trust Co., 58 Barb. (N. T.) 49. COVENANTS OF "WAEEANTY AND FOE QUIET ENJOYMENT. 347 premises, holding as tenant for life* or for a term of years,^ and the grantee is nnable to get possession, the covenant is broken and a right of action ensues. § 147. Vacant and unoccupied lands. There is no opportunity for an apphcation of the doctrine of constructive eviction by ina- bihty to get possession where the warranted premises consist of wild and uncultivated lands wliich are vacant and unoccupied. The legal title draws after it constructive possession which will continue till actual eviction,' and tlie grantee may maintain trespass against any one entering on the land.'' If the title is defective the grantee will have no right of action on the grantor's covenant of warranty until the true owner or some one claiming under him has actually entered upon and taken possession of the premises,^ or until his rights have been judicially established against the grantee.'' A mere sale of the ' Blanchard v. Blanchnrd, 48 Me. 174, a case in which a widow was entitled to part of the land as dower. Dower had not, it seems, been actually assigned in this case, and the broad proposition was laid down that if the warranted premises be subject to dower at the time of the conveyance, the warranty is broken as soon as made. Citing Porter v. Noyes, 2 Greenl. (Me.) 26; 11 Am. Dec. 30, and Shearman v. Ranger, 22 Pick. (Mass.) 447. In Tuite v. Miller, 10 Ohio, 382, it was held that a decree against the covenantee to pay a certain sum to a widow in lieu of dower was not a breach of the covenant of warranty. It would be a breach of a covenant against incumbrances. 'Reckert v. Snyder, 9 Wend. (N. Y.) 420. 2 Moore v. Vail, 17 111. 190. Wood v. Forncrook, 3 Thomp. & C. (N. Y.) 303. Steiner v. Baughman, 12 Pa, St. 106. Chandler v. Brown, 59 N. H. 370. In McLennan v. Prentice, 85 Wis. 427, it appeared that the premises were vacant and there was nothing to prevent the covenantee from taking possession, except the occupation of a part of the premises by a railroad embankment used by the company in rolling logs from its cars. It did not appear that such use was adverse or hostile to the title conveyed, nor that the company had attempted to acquire any title to the part of the premises so used. It was held that the facts stated did not amount to a constructive eviction of the covenantee. * Jackson v. Sellick, 8 Johns. (N. Y.) 262 ; Van Rensselaer v. Van Rensselaer, 9 Johns. (N. Y.) 377. Mather v. Tremty, 3 S. & R. (Pa.) 514; 8 Am. Dec. 663. * Wood V. Forncrook, 3 Thomp. & C. (N, Y.) 303; St. John v. Palmer, 5 Hill, (N. Y.) 601. Moore V. Vail, 17 111. 190. But see Mclnnis v. Lyman, 62 Wis. 191; 22 N.W. Rep. 405, where it was held that a conveyance of unoccupied lands to which the grantor had no title, is of itself a constructive eviction and breach of warranty. * Allis V. Nininger, 25 Minn. 535, where it was held that a judgment in eject- ment against a grantee of unoccupied lands and an abandonment of all further claim to the premises by him, constituted a breach of the covenant of warranty. 348 MAEKETABLE TITLE TO REAL ESTATE. premises to a stranger oy the true owner will not amount to a con- structive eviction.' § 148. Sii^rrender of possession. A grantee with warranty may surrender the possession of the premises to a holder of the para- mount title, and this will be a constructive eviction and breach of the covenant of warranty. He is not obliged to defend himself against a title which he is satisfied must ultimately prevail,' or to In Williams v. Shaw, N. C. Term Rep. 197; 7 Am. Dec. 106, it was held that a recovery of damages in trespass against the grantee for cutting down timber on the warranted premises, which were unoccupied, amounted to a breach of the covenant of warranty. ' Hamilton v. Lusk, 88 Ga. 530; 15 S. E. Rep. 10. Green v. Irving, 54 Miss. 450; 28 Am, Rep. 360. Matteson v. Vaughn, 38 Mich. 378. Loomis v. Bedel, 11 N. H. 74. 23 Wait's Act. & Def. 389; Rawle Govts, (."ith ed.) § 134; 3 Greenl. Ev. § 244; 7 Am. & Eng. Encyc. of L. 36. Dupuy v. Roebuck, 7 Ala. 484, 488; Davenport V. Bartlett, 9 Ala. 179; Griffin v. Reynolds, 17 Ala. 198; Gunter v. Williams, 40 Ala. 572; Heflin v. Phillips, (Ala.) 11 So, Rep. 739. McGary v. Hastings, 39 Cal. 860; 2 Am. Rep. 456; Booth v. Starr, 5 Day (Conn.), 383; 5 Am. Dec. 149. Moore v. Vail, 17 111. 185; Brady v, Spurck, 37 111. 478; Owen v. Thomas, 33 El. 330; Harding v. Larkin, 41 111, 422; Claycomb v. Munger, 51 111. 378. Reasoner V. Edmundson, 5 Ind. 395; Mason v, Cooksey, 51 Ind. 519; Axtel v. Chase, 83 Ind. 546; Bever v. North, 107 Ind. 544; 8 N. E. Rep. 576. Funk v. Creswell, 5 Clarke (lo.), 63; Thomas v. Stickle, 33 Iowa, 76, Radcliff v. Ship, Hard. (Ky.) 279. Hamilton v, Cutts, 4 Mass. 349; 3 Am. Dec, 322, leading case. Ogden v. Ball, 40 Minn. 94; 41 N. W. Rep. 458. Hall v. Bray, 51 Mo. 288; Morgan v. R. Co., 63 Mo. 139; Ward v. Ashbrook, 78 Mo. 515; Lambert v. Estes, 99 Mo. 604; 13 S. W. Rep. 384, Snyder v, Jennings, 15 Neb. 373; Real v. Hollister, 17 Neb. 661. Drew V. Towle, 10 Fost. (N, H,) 531; 64 Am, Dec. 309, Greenvault v. Davis, 4 Hill (N. Y.), 643; Fowler v. Poling, 6 Barb. (N. y.) 165; Stone v. Hooker, 9 Cow, (N. Y.) 157; Home Life Ins. Co. v. Sherman, 46 N. Y. 373; Hyman v. Boston Chair Manfg, Co., 58 N. Y. Super. 883; 11 N, Y, Supp, 53, Parker v. Dunn, 3 Jones L. (N. C.) 304 Patton V. McFarlane, 3 Pea. & W, (Pa.) 433; Poyntell v. Spencer, 6 Pa. St. 254; Steiner v. Baughman, 13 Pa. St. 106. Collis v. Cogbill, 9 Lea (Tenu.), 137. Peck V, Hensley, 30 Tex. 673. In Davenport v. Bartlett, 9 Ala. 187, the court said that: "In Roebuck v. Dupuy, 7 Ala. 487, we intimated that the plaintiff might recover in an action upon a covenant of warranty, though he had volun- tarily yielded to a dispossession, provided the title to which he yielded was a good title and paramount to that of the warrantor; and, upon mature reflection and examination of the authorities, we are satisfied that such is the law. Why should the vendee be compelled to involve himself in a law suit, when it is self evident he must be defeated ? What conceivable public or private good is to be accomplished by such a course ? None that we can conceive of, and we are, COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 349 wait until the true owner forcibly ejects him, or until he is turned out by the shoulders under legal process.' " The law does not require the idle and expensive ceremony of being turned out by legal process, when that result would be inevitable." ^ There is no reason why such a surrender without the trouble and expense of a law suit should deprive him of a remedy on the covenant. The grantor is not injured by such an amicable ouster. On the con- trary, it is a benefit to him, for lie thus saves the expense incurred by the grantee in defending the title.' And if he may surrender the possession without a legal contest, a fortiori, may he yield to the true owner after judgment against himself in ejectment ; the law having settled the title, he need not wait for its officers to enforce the sentence ; it is not for the court to discourage a ready acquiescence in its decisions.* A few cases may be found inclining to the view that a voluntary surrender of the possession to an adverse claimant is not such an eviction as amounts to a breach of the covenant of warranty.^ But the rule as stated above may be regarded as settled law in nearly every State of the Union. An attornment by the covenantee to the true owner, or to one having therefore, of opinion that the covenantee has the right to purchase in the incum- brance or outstanding title, and sue the warrantor upon his covenant." In AUis V. Nininger, 25 Minn. 525, the court observed: "Although the name eviction is still used to characterize the fact or facts which are allowed to constitute a breach of the covenant, an eviction in fact is no longer necessary; " and, continuing, laid down this rule: "If, at the date of the covenant, there is a superior title in a third person, whenever that title is actually asserted against the covenantee and the premises claimed under it, and the covenantee is obliged to yield and does yield his claim to such superior title, the covenant to warrant and defend is broken. To such circumstances, we may, for the sake of convenience, apply the term eviction." ' Stewart v. West, 14 Pa. St. 336. « Clark V. McAnulty, 3 8. & R. (Pa.) 372. sBnoisrsoN, J., in Greenvault v. Davis, 4 Hill (N. Y.), 643. * Sterling v. Peet, 14 Conn. 354. = Dennis V. Heath, 11 Sm. & M. (Miss.) 206; 49 Am. Dec. 51; Heath v. New- man, 11 Sm. & M. (Miss.) 201. In Kentucky, it seems that the covenantee can- not surrender the possession to an adverse claimant and recover as for a breach of the covenant of warranty, unless there has been a judicial determination of the superiority of the adverse claimant's title, even though the covenantee can show that such title was in fact paramount. Huff v. Cumberland Val. Land Co., (Ky.) 30 S. W. Rep. 660 (not officially reported). 350 MAKKETABr,E TITLE TO REAL ESTATE. the ri2;ht to sell the premises under a lien or incumbrance, is a con- structive eviction.' The surrender of jjossession must he made to the adverse claim- ant. The covenantee cannot, on failure of title, return the premi- ses to the covenantor and maintain an action for breach of the cove- nant of warranty.^ A mere judgment in ejectment against the covenantee, unaccom- panied by a surrender of tlie possession, is not an eviction, and, therefore, not a breach of the covenant of warranty.^ In some cases it has been said, in a general way, that a judgment in eject- ment amounts to an eviction, but upon examination it will be found that in most, if not all of the cases, the covenantee had either yielded up the 2:)ossessiou to the jjlaintiff in ejectment, or had purchased his rights and remained in possession under his title.' Of course, a ' Poyntell v. Spenser, 6 Pa. St. 254. An execution levied on land under a, judgment against the covenantor and seisin and possession delivered to the judg- ment creditor is an eviction and a breach of the covenant of warranty, though there be no actual amotion of the covenantee from the premises by reason of his attorning to the creditor. Gore v. Brazier, 3 Mass. 333; 3 Am. Dec. 182. An entry upon a mortgaged estate to foreclose upon breach of condition is, without actual ouster, an eviction for which a warrantor can recover upon his covenant. Furnas v. Durgin, 119 Mass. 500; 20 Am. Kep. 341. '^ Axtel V. Chase, 83 Ind. 546. 8 Clement v. Collins, 59 Ga. 124; Davis v. Smith, 5 Ga. 274; 47 Am. Dec. 379; McDowell V. Hunter, Dudley (Ga.), 4. Dennis v. Heath, 11 Sm. &M. (Miss.) 206; 49 Am. Dec. 51; Heath v. Newman, 11 Sm. & M. (Miss.) 301. Ferris v. Harshea, Mart. & Yerg. (Tenn.) 48; Stipe v. Stipe, 3 Head (Tenn.), 169, aemble. Kerr v. Shaw, 13 Johns. (N. Y.) 236. Knepper v. Kurtz, 58 Pa. St. 480; Paul v. Wit- man, 3 Watts & S. (Pa.) 407. Such, also, is the rule of the civil law. Fowler v. Smith, 3 Cal. 568, citing Pothier Cont. 89. ^ In Drury v. Shumway, 1 D. Chip. (Yt.) 110; 1 Am. Dec. 704, it was held that a judgment in ejectment against the covenantee was an eviction. The covenant of warranty was broken by the covenantor's failing to defend the title. See, also. Chandler v. Brown, 59 N. H. 370. And in Woodward v. Allen, 3 Dana (Ky.), 164, it was broadly declared that a judgment against the covenantee in ejectment, without any other fact, was equivalent to eviction, but In all these cases it seems that the covenantee had actually attorned to the ejectment plaintiff, or purchased his title. But see Boyd v. Bartlett, 36 Vt. 9, where the broad rule that a recovery in ejectment against the covenantee by virtue of an older and paramount title, was a breach of the covenant of warranty without actual eviction, was laid down. So, also, in King v. Kilbride, 58 Conn. 109; 19Atl. Rep. 519, obiter, &nA Clark V. AYhitehead, 47 Ga, 516. Such, also, seems to be the rule in Texas the cove- COVENANTS OF WARRANTY AND FOE QUIET ENJOYMENT. 351 mere action of ejectment cannot amount to a breach of the cove- nant of warranty until it resuhs in an actual or virtual eviction of the grantee.^ A voluntary abandonment of possession by the cove- nantee after judgment in ejectment will not be construed an eviction, unless possession of the premises be thereafter taken by the plaintiff in ejectment.- It has been held that if the covenant be to defend the right and title against the claims of all persons a judgment in ejectment against the covenantee will amount to a breach of the warranty, though it has not resulted in an actual ouster.' A judgment in ejectment for the alternative value of the premises, without improvements, if the plaintiff should elect to accept the same instead of possession, has been held a constructive eviction and breacli of warranty.^ § 149. Hostile assertion of adverse claim. The rule that a surrender of the premises to an adverse claimant operates a con- structive eviction and breach of the covenant of warranty is to be taken with this qualification, namely, tliat the surrender must have been in consequence of a hostile assertion of the rights of the adverse claimant.'^ In this respect the covenant of warranty has been distinguished from the covenant of seisin or the covenant against incumbrances. These ai-e broken as soon as made if tlie title be bad, or the estate incumbered, and the purchase of an nantee being there permitted, when sued in ejectment, to implead the covenantor, and have judgment over against him, as in case of breach of warranty, if the adverse claim be established. Kirby v. Estill, 75 Tex. 485; 12 8. W. Eep. 807; Johns V. Hardin, 81 Tex. 37; 16 S. W. Rep. 623. InFinton v. Eggleston, 61 Hun (N.Y.), 246; ISN. Y. Supp. 121, it was held that the Statute of Limitations began to run upon a covenant of warranty as soon as judgment in ejectment against the covenantee was entered, which necessarily gives to the judgment the effect of an eviction. ' Miller v. Avery, 2 Barb. Ch. (N. Y.) 582. Hooker v, Folsom, 4 Ind. 90. Schuylkill & Dauphin K. Co. v. Schmoele, 57 Pa. St. 271. Park v. Bates, 12 Vt. 381; 36 Am. Dec. 347, in so far as it holds that a suit commenced by an adverse claimant against the grantee lo recover the possession, is a breach of the cove- nant of warranty, is disapproved in Beebe v. Swartwout, 3 Gilm. (111.) 168. ^Hagler v. Simpson, 1 Busbee (N. C), 384. ' Leary v. Durham, 4 Ga. 593. "Mason v. Kellogg, 38 Mich. 132. * Morgan v. Hannibal & St. J. R. Co. 63 Mo. 139. Punk v. Creswell, 5 Clarke (lo.), 63. Fritz v. Pusey, 31 Minn. 368; 18 N. W. Rep. 94. Moore v. Vail, 17 111. 185. Brown v. Corson, 16 Oreg. 388; 19 Pac. Rep. 66. 352 MARKETABLE TITLE TO EEAL ESTATE. adverge claim or an incnrabrance or surrender of the possession to the claimant, adds nothing to the breach.^ It lias been held that a sale of the premises by the adverse claimant does not amount to a hostile assertion of his title. ^ An exception to this rule has been declared to exist where the sale is by the State while holding the paramount title. In such a case fiersons in possession imder defec- tive titles may abandon the premises and sue for a breach of the covenant of warranty as if actually evicted.^ It has also been held that the rule that there must have been a hostile assertion of the better title to justify a voluntary surrender of the premises, or the purchase of such title, does not apply where the title is outstanding in the United States.'' The covenantee, surrendering the possession and suing for a breach of the covenant of warranty, must not only show that the title to which he yielded liad been hostilely asserted against him, but that it was in fact superior to that of the covenantor. When he surrenders or suffers the possession to pass from him without a legal contest he takes upon himself the burden of showing tliat the person who entered had a title paramount to that of his grantor,^ unless the surrender was made after judgment in ejectment against ' Funk V. Creswell, 5 CI. (Iowa) 62. ' Green v. Irving, 54 Miss. 450; 28 Am. Rep. 360. Matteson v. Vaughn, 38 Mich. 373. Loomis v. Bedel, 11 N. H. 74. In Hoy v. Taliaferro, 16 Miss. 737, it was held that a sale of the granted premises under execution against the grantor was not equivalent to an actual eviction, though the grantee abandoned the possession after the sale. " Glenn v. Thistle, 23 Miss. 42; Green v. Irving, 54 Miss. 450; 28 Am. Rep. 360. Brown v. Allen, 57 Hua (N. Y.), 219; 10 N. Y. Supp. 714. McGary v. Hastings, 39 Gal. 868; 2 Am. Rep. 456. Dillahunty v. Little Rock & Fort S. R. Co., (Ark.) 27 S. W. Rep. 1002; Ahbott v. Rowan, 33 Ark. 593. In analogy, Schulenberg v. Harriman, 21 Wall. (U. S.) 44. ^ Kans. Pac. R. Co. v. Dunmeyer, 19 Kans. 543. Barr v. Greeley, 53 Fed. Rep. 926, obiter. 'Hamilton V. Cutts, 4 Mass. 349, 353; 3 Am. Dec. 233. Greenvault v. Davis, 4 Hill (N. T.), 648. Lambert v. Estes, 99 Mo. 604; 13 S. W. Rep. 284. Snyder V. Jennings, 15 Neb. 372; 19 N. ^Y. Rep. 501; Cheney v. Straube, 35 Neb. 521; 53 N. W. Rep. 479, and 62 N. W. Rep. 234. Westrope v. Chambers, 51 Tex. 178. Moore v. Vail, 17 111. 190. Crane v. Collenbaugh, 47 Ind. 256. Brandt v. Poster, 5 Clarke (lo.), 287; Funk v. Creswell, 5 Clarke (lo.), 62; Thomas v. Stickle, 33 Iowa, 71. Hester v. Hunnicutt, (Ala.) 16 So. Rep. 162. In this case the covenantee had incited the surrenderee to set up a claim to the premises. COVENANTS OF WAREANTY AND FOE QUIET ENJOYMENT. 353 himself which the grantor was requested to defend.' A contrary rule would subject the defendant to much hardship, and encourage fraud and collusion on the part of the purchaser and adverse claimants. "We have seen that a mere judgment in ejectment or other pos- sessory action against the covenantee is not equivalent to eviction.^ It is sufficient, however, as a hostile assertion of the title of the adverse claimant to justify the covenantee in surrendering pos- session to him, or in buying in his claim. No duty devolves upon the covenantee to appeal from the judgment.' In several early cases it has been held that a voluntary abandon- ment of the premises by the covenantee after judgment against him in ejectment is not an eviction,^ but they have been frequently over- ruled or disapproved, and are no longer regarded as authority.' § 150. Purchase of outstanding title. The purchase of a supe- rior title to the premises from a stranger by the covenantee is in effect a surrender of the possession, and a surrender of the posses- sion to him who has the better right amounts, as we have seen, to a constructive eviction from the premises. The law does not reqiiire either that the covenantee shall go through the useless ceremony of removing from the premises and immediately re-entering under his newly-acquired better title, or that he shall submit to an actual forcible expulsion with or without legal process in order that he may have an action on the covenant of warranty. The ouster by purchase of the superior title without actually leaving the premises is as effectual as it could be by peaceably leaving them or by suffer- ing an actual expulsion. The covenantor's interests are in no way subserved by requiring evidence of an actual dispossession of the grantee. On the contrary he is benefited by the purchase, for thereby he is saved the expense which would be incurred by the grantee in defending the title.^ Therefore it has been frequently held that the covenantee in pos- 1 Post, § 175. ' Ante, p. 350. 'Bever v. North, 107 Ind. 545; 8 N. E. Rep. 576. ■•Webb V. Alexander, 7 Wend. (N. Y.) 886; Lansing v. Van Alstyne, 2 Wend. (N. y.) 563, note; Waldron v. McCarty, 3 Johns. (N. Y.) 473. = Greenvault v. Davis, 4 Hill (N. Y.), 645, and cases cited, supra, p. 343, n. « Loomis v. Bedel, 11 N. H. 74. Lane v. Fury, 31 Ohio St. 574. 45 354 MARKETABLE TITLE TO EEAL ESTATE. session of the estate maj^, to avoid an inevitable eviction, buy in the paramount title or take a lease thereunder without actual change of the possession.^ This he m&j do without violating any duty which he owes to the covenantor. Accordingly, where the warranted premises, while in the possession of the grantee, were sold under decree of court against the grantor to a stranger, the report of sale returned to and confirmed by the court and a deed ordered to be made to the purchaser, and the grantee, without leaving the pos- session, bought in the title of the purchaser under the decree, it was held that nothing more could in reason or in justice be required to show an eviction. The covenantee was not bound to wait until he was forced out of possession by an order of the court.^ AVhile the covenantee may buy in an outstanding right or interest in order to protect his interest, there is no obligation upon him so to do, and it is no defense to an action on the covenant that he knew of the out- standing right at the time he took the conveyance and might have acquired such right for a trifling sum.^ The purchase of the outstanding paramount title amounts to a constructive eviction, whether that title has or has not been estab- lished by judgment or decree. The covenantee simply takes the risk of an ability to show that the title so acquired is in fact superior to that of the covenantor.^ A few early cases in Xew York and elsewhere decide that the covenant of warranty is broken only by an actual eviction, and that the purchase of an outstanding superior 'Rawle Govts. (5th ed.) § 142; 2 Greenl. Ev. § 344. Barlow v, Delaney, 40 Fed. Rep. 97. McGary v. Hastings, 39 C:\l. 361; 3 Am. Rep. 456. Amos v. Cosby, 74 Ga. 793. Davenport v. Bartlett, 9 Ala. 179; Roebuck v. Dupuy, 7 Ala. 4S7. Sisk v. Woodruff, 15 111. 15, McConnell v. Downs, 48 111. 271; Cluy- comb V. Hunger, 51 111. 378. Mooney v. Burchard, 84 Ind. 285. Richards v. Homestead Co. ,, 44 Iowa, 304; 24 Am. Rep. 745; Royer v, Foster, 62 Iowa, 321; Thomas v. Stickle, 83 Iowa, 76. Spraguc v. Baker, 17 Mass. 586, leading case; Lefflngwell v. Elliot, 10 Pick. (Mass.) 204; 19 Am. Dec. 343; Estabrook v. Smith, 6 Gray (jMass.), 577; 66 Am. Dec. 445; Kramer v. Carter, 136 Mass. 504. Pctrie v. Folz, .54 N. Y. Super. Ct. 323. King v. Kerr, 5 Ohio, 158; 22 Am. Dec. 777. Brown v. Dickerson, 13 Pa. St. 373. Austin v. McKinney, 5 Lea (Teun.), 499. Denson v. Love, 58 Tex. 468. Haffey v. Birchetts, 11 Leigh (Va.), 88, 88. Turner v. Goodrich, 36 Vt. 708. Potwin v. Blasher, 9 Wash. 460; 37 Pac. Rep. 710. '^Hanson v. Buckner, 4 Dana (Ky.), 254. =1 Kimball v. Saguin, (Iowa) 53 N. W. Rep. 116. ^Rawle Govts, for Title (5th ed.), § 146. Turner v. Goodrich, 5 Deane (Vt.), 709. Walker v. Deane, 79 Mo. 664. Kramer v. Carter, 136 Mass. 504. COVENANTS OF WAEEANTY AND FOE QUIET ENJOYMENT. 355 title, or a surrender to the holder thereof, is insufficient to establish an eviction ;' but the rule as stated prevails novs', it is believed, in that State,^ and generally throughout the entire country. If a lessee under a defective title is disturbed by a party having a paramount title, he will not be restrained by his lease from purchasing the para- mount title without the consent of his lessor, though he has not been evicted or ousted from the possession. The rule that a tenant can- not deny the title of his landlord has no application to such a case.' It is not necessary for the covenantee to show that he has actually paid the price of the outstanding title. It is sufficient if an obliga- tion to pay, and the time and manner in which payment is to be made, appears."* The discharge of a prior incumbrance in order to prevent an inevitable eviction, is also a constructive breach of the covenant of warranty.'' This covenant is broken by a lawful eviction, whether under an incumbrance or a paramount title, and the discharge of 'Waldronv. McCarty, 3 Johns. (N. Y.)471; Kerr v. Shaw, 13 Johns. (N. Y.) 236; Kinney v. McCulloch, 1 Sandf. Ch. (N". Y.) 370; Cowdrey v. Coit, 44 N. Y. 383; 4 Am. Rep. 690. Shelton v. Pease, 10 Mo. 482; Caldwell v.' Bower, 17 Mo. 564. Hannah v. Henderson, 4 Ind. 174; Reasoner v. Edmundson, 5 Ind. 393. 2 Beyer V. Schulze, 54 N. Y. Super. Ct. 213; Petrie v. Folz, 54 N. Y, Super. Ct. 223; Bordewell v. Colie, 1 Lans. (N. Y.) 146. Rawle Govts. (5th ed.) § 144, note. In Mississippi a covenantee who buys in an outstanding paramount title cannot have an action for breach of the covenant of warranty; there must have been an actual dispossession, either by actual eviction or surrender of the possession. But he can recover from the covenantee in assumpsit the money so expended in perfecting the title, or have a decree in equity against the vendor for reimburse- ment, either of which accomplishes precisely the same purpose as an action for breach of the covenant of warranty. Wilty v. Hightower, 13 Sm. & M. (Miss.) 478; Dennis v, Heath, 11 Sm. &M. 206; Burruss v. Wilkinson, 81 Miss. 537; Kirk- patrick v. Miller, 50 Miss. 531; Dyer v. Britton, 5^^ Miss. 370; Green v. Irving, 54 Miss. 450; 28 Am. Rep. 360. ^ George v. Putney, 4 Cush. (Mass.) 355; 50 Am. Dec. 788; Greene v. Muuson, 9 Vt. 87; 31 Am. Dec. 605. Chambers v. Pleak, 6 Dana (Ky.), 429; 32 Am. Dec. 78; Lunsford v. Turner, 5 J. J. Marsh. (Ky.) 104; 20 Am. Dec. 248. ''Hooper v. Sac Co. Bank, 72 Iowa, 280; 38 N. W. Kep. 681; Royer v. Faster, 63 Iowa, 333; 17 N. W. Rep. 516. 'Estabrook v. Smith, 6 Gray (Mass), 577; 66 Am. Dec. 443; Whitney v. Dens- more, 6 Cush. (Mass.) 128; Bemis v. Smith, 10 Met. (Mass.) 194. Collier v. Cow- ger, 53 Ark. 322; 13 S. W. Rep. 703. Stipe v. Stipe, 3 Head (Tenn.), 171; Kinney v. Norton, 10 Heisk. (Tenn.) 388. Brown v. Dickenson, 12 Pa. St. 373, disapproving Waldron v. McCarty, 3 Johns. (N. Y.) 471, Stewart v. Drake, 4 356 MARKETABLE TITLE TO EEAL ESTATE. the incumbrance to prevent eviction, is as much a constructive eviction as a purchase of the outstanding title for the same purpose.^ The covenantor will not, in an an action on the warranty, be per- mitted to show that the purchaser agreed, by parol, to take subject to the incumbrance. The rule permitting the true consideration of a deed to be shown does not extend thus far.^ § 151. Hostile assertion of adverse claim. "We have seen that a surrender of the premises to an adverse claimant will not amount to a constructive eviction unless the adverse claim has been hostilely asserted. The same rule ajjplies to a purchaser of the outstanding title. The covenantee cannot search out adverse claims to the land and buy them up in order to acquire a right of action against the covenantor. Some particular act by which the covenantee is inter- rupted must be shown. If he voluntarily buys in an adverse claim or discharges an incumbrance, without previous demand upon him having been made, he cannot recover as for a breach of warranty.' Ilalst. (N. J. L.) 139. Cole v. Lee, 30 Me. 392; Kelly v. Lowe, 18 Jle. 244. McLean v. . Webster, (Kans.) 26 Pac. Rep. 10. Where an incumbrance has ripened into an eviction and worked a breach of the covenant of warranty, the liability upon that covenant and the covenant against incumbrances, is substan- tially identical; the damages recovered under either are for the eviction. Kramer V. Carter, 136 Mass. 504; Harrington v. Murphy, 109 Mass. 299. In Kelly v. Lowe, 18 Me. 344, it was held that the covenantee might recover the amount paid by him to remove an incumbrance, under which he was liable to be evicted, though the payment was not made until after his suit on the warranty was begun. The covenantee may pay off a judgment binding the land, and hold the same as a set-off against the purchase money, though, at the time of such pay- ment, an execution had been issued on the judgmeni^, and levied on other lands subject to the lien. Dunkleburger v. Whitehall, 70 Ind. 214. 'Bricker v. Bricker, 11 Ohio St. 240. Martin v. Atlcinson, 7 6a. 238; 50 Am. Dec. 403. The proposition in the text seems clearly supported by the weight of authority in the United States. But in New York it has been held that the redemption of land by the covenantee from a tax sale, in order to prevent con- summation of title in the purchaser at the tax sale, did not amount to an eviction, and that the covenantee could not recover back the money so paid, either in covenant or in assumpsit for money paid to the grantor's use. McCoy v. Lord, 19 Barb. (N. T.) 18. 2 Bever v. North, 107 Ind. 545; 8 N. E. Rep. 576. Beach v. Packard, 10 Vt. 96; 38 Am. Dec. 185. «Rawle Govts. (5th ed.) §§ 55, 150. Sprague v. Baker, 17 Mass. 586, 590. The voluntary payment of taxes by the covenantee assessed upon the warranted land at the time of the conveyance, before any attempt is made to collect the same. COVENANTS OF ^VAREANTY AND FOR QUIET ENJOYMENT. 357 But practically this rnle is of little importance if the deed contains also a covenant of seisin, for this covenant is absolutely broken as soon as made if the title be outstanding ; and in an action for the breach the purchaser is entitled to recover as substantial damages, the amount paid by him to get in the outstanding title.* So also where the deed contains a covenant against incumbrances, and the covenantee discharges or buys in an incumbrance on the estate.* The burden, of course, devolves upon the covenantee to show, in an action on the warranty that the title thus purchased in, was par- amount to that of the covenantor,^ unless the purchase was made after judgment against the covenantee in ejectment, or other posses- sory action, which the covenantor was requested to defend.' The measure of damages which the purchaser may recover where he buys in the outstanding title is hereafter considered.'' does not operate a breach of the covenant of warranty. Leddy v. Enos, (Wash.) 33 Pac. Rep. 508. McGary v. Hastings, 39 Cal. 360; 2 Am. Eep. 456. Morgan V. Hannibal & St. J. R. Co., 68 Mo. 139. Turner v. Goodrich. 26 Vt. 708. In Coble V. Willborn, 2 Dev. L. (N. C.) 390, this rule was carried to its furthest extent. Judgment in ejectment had been recovered against the covenantee, and before the issuing of a writ of possession, or any actual disturbance of the pos- session, he purchased the rights of the plaintiff in ejectment, and it was held that this constituted no breach of the covenant of warranty. ' Ante, " Covenant of Seisin," p. 273. Anderson v. Knox, 20 Ala. 161. Rawle Govts. (5th ed.) § 192. ' Id. Ante, p. 309. 'Beyer v. Schulze, 54 N. Y. Super. Ct. 212. Richards v. Iowa Homestead Co., 44 Iowa, 304; Thomas v. Stickle, 32 Iowa, 76. Turner v. Goodrich, 36 Vt. 708. Davenport v. Bartlett, 9 Ala. 187. Sprague v. Baker, 17 Mass. 586. Furman v. Elmore, 2 Nott & McC. (S. C.) 189. In Lane v. Fury, 31 Ohio St. 574, the cove- nantee was compelled to proceed in equity to obtain a decree correcting a defec- tive acknowledgment of a conveyance by a married woman under whom the covenantor held. Such a decree was rendered, and judgment was also rendered in favor of the covenantee in ejectment against her by the heirs of the woman who had executed the defective deed. These facts were held sufficient to show a breach of the covenant of warranty. The proceeding to reform the defective deed was treated as in substance a purchase or getting in of the outstanding title. This case stands upon narrow grounds. The covenant of warranty is against lawful claims only, and judgment having been rendered both at law and iu equity against the heirs of the married woman seeking to take advantage of the defective acknowledgment of her deed, it is difficult to perceive an eviction, actual or constructive, by any one having a lawful claim. * Post, §177. s Post, this chapter, § 168. 358 MAEKETABLE 'i'lTLE TO EEAL ESTATE. § 152. Loss of incorporeal hereditament. Adverse ease- ments. The covenant of warranty extends to and embraces not only the granted premises themselves, but all rights, easements and incorporeal hereditaments incident or appurtenant thereto, so that if the covenantee be deprived of any of these by one having lawful right, the covenant is broken, and a right of action accrues. The early case of Mitchell v. "Warner^ decided that ttie covenant of war- ranty was not broken by the loss of an easement appurtenant to the premises, but this decision has been frequently overruled, expressly or substantially, and the rule just stated may be regarded as estab- lished by the weight of authority in America.^ If, however, at the time of the grant there is an apparent easement over adjoining lands belonging to another, not necessarily attached as an appurtenance to the land conveyed, and the grantor has no right or title to such easement, an interruption of the use thereof by the adjoin- ing owner does not jnake the grantor liable for damages under cove- nants of warranty and quiet enjoyment, although the grant was " with appurtenances."^ And where a right to construct a mill race across a lot of land is granted with warranty, the warranty is not broken by action on the part of an adjoining riparian proprietor that deprives the grantee of the right to flow water through the race.^ The covenants of \\'arranty and for quiet enjoyment will also be ' 5 Conn. 497. 2Rawle Govts. (5th ed) § 153, n. Wilson v. Cochran, 4() Pa. St. 233. Kramer V. Carter, 136 Mass. 507. Adama v. Couover, 87 N. Y. 422. A covenant for quiet enjoyment in a deed is broken where an adjoining owner raises a dam on his land hy virtue of a paramount right, to a height that causes the warranted lands to be overflowed. Scriver v. Smith, 100 N. Y. 471; 53 Am. Rep. 334, distin- guishing Green v. Collins, 86 N. Y. 246; 40 Am. Rep. 531. A covenant for quiet enjoyment is as mucli implied in the lease of an incorporeal right as in the lease of tangible property. Mayor v. Mabie, 3 Kern. (N. Y.) 151. A perpetual injunction against the use of an easement by the grantee is equivalent to an eviction. Scheible v. Slagle, 89 Ind. 333. The use and enjoyment of the full width of a street upon which the granted premises abut is within a covenant for quiet and peaceable enjoyment of the premises and their appurtenances. Moliter V. Sheldon, 37 Kans. 246; 15 Pac. Rep. 331. 2 Green v. Collins, 80 N. Y. 246; 40 Am Rep. 531. * Griswold v. Allen, 33 Conn. 89. As to whether a covenant of warranty is broken by the absence of a right in the grantee of a mill dam to flow land adjacent to the dam, see Swasey v. Brooks, 30 Vt. 693. COVENANTS OF WAEEANTY AND FOE QUIET ENJOYMENT. 359 broken if a stranger establish a right to an easement in the war- ranted premises.^ Actual expulsion of the grantee from the whole and every part of the land is not essential to a breach of these cove- nants; it is sufficient if there is a disturbance of the free and uninterrupted use of the land by one having paramount title.^ It is true that the existence of an adverse easement in the granted premises is a breach of the covenant against incumbrances, but it is equally a breach of the covenants of warranty and for quiet enjoy- ment.^ Notice of the existence of the easement at the time of the conveyance does not affect the right of the covenantee to recover for the breach.* § 153. COVENANTS OF WARRANTY AND ftUIET ENJOYMENT RUN WITH THE LAND. General rule. The covenants of warranty ' Giles V. Dugro, 1 Duer (N. Y.), 234; Scriver v. Smith, 100 N. Y. 471; 53 Am. Rep. 324. Russ v. Steele, 40 Vt. 310; Clark v. Conroe, 38 Vt. 469. Haynes v. Young, 36 Me. 557; Lamb v. Danforth, 59 Me. 332; 8 Am. Rep. 426. The exist- ence and use of a private right of way over the granted premises is a breach of the covenant of warranty. Rea v. Minkler, 5 Lans. (N. Y.) 196. Browning v. Canal Co., 12 La. Ann. 541. Russ v. Steele, 40 "\'t. 310; Clark v. Conroe, 38 Vt. 469. Butt V. Riffe, 78 Kv. 3.53. The covenant for quiet enjoyment embraces an adverse claim to the use of the water of a stream on the warranted premises. Peters v. Grubb, 21 Pa. St. 455. The covenant of warranty is not broken by the existence of a right in an adjoining proprietor to draw water through under- ground pipes from a spring on the warranted premises. MclMullan y. Wooley, 2 Lans. (N. Y.) 395. 'Rea V. Minkler, 5 Lans. (N. Y.) 196. 2 Russ V. Steele, 40 Vt. 310. In Kramer v. Carter, 136 Mass. 504, the breach of the covenant of warranty complained of was the existence of a building restriction in a deed under which the plaintiff's grantor held, by which the plain- tiff was deprived of the full and complete enjoyment of the premises. This was held a breach of the covenant of warranty if enforced, the court saying: "But the easement was not only an incumbrance which worked a present breach of the covenant against incumbrances; it was also a, paramount right, which might work a breach of the covenant of warranty. It was an incorporeal hereditament, a part of and taken out of the warranted premises, and annexed and appurtenant lo adjoining lands, and forming a part of the estate in them. The covenant of warranty extends to such a right, and the right may be so exercised as to work a breach of the covenant. * * * If the plaintiff had erected a building upon the land which is subject to the restriction, and the owners of the adjoining tene- ments had lawfully demolished it, it would have been an eviction, and equally so whether done by an act in pais, or by action at law, or by a suit in equity." *Rea V. Minkler, 5 Lans. (N. Y.) 196. 360 MARKETABLE TITLE TO EBAL ESTATE. and for quiet enjoyment ^ are prospective in their operation and run with the land until they are broken ; that is, they enure to the bene- fit of the last purchaser of the land, upon his eviction, actual or constructive, by one claiming under an adverse title.^ Hence, a purchaser is not only protected by the covenants of his immediate grantor, but, in case he loses the estate, may look for his indemnity to the covenants of those under whom his grantor claims.^ The rule that a covenant does not run with the land after a breach has occurred does not apply in the case of an assignee for whose benefit the land was purchased by the covenantee, and to whom it was subsequently conveyed by the latter. In such a case the cove- nantee is a mere trustee to receive and hold the title and the covenants for the use of the true owner.'' As a general rule, how- ever, it seems that a mere equitable owner of the premises, such as one who has paid the purchase money, but has not received a con- veyance, is not entitled at law to the benefit of covenants that run with the land.'"' ' The covenant for quiet enjoyment, as a covenant running with the land, is subject to the same construction as the covenant of warranty. Hemy v. McBn- tyre, 1 Hawk (N. C), 410. Hence, whenever the latter covenant is spoken of in that respect in the following pages, it is to be understood that the covenant for quiet enjoyment is also intended. -Co. Litt. (Thomas' ed.) 381 n,; 4 Kent Com. 459; Piatt on Covts. 304; Rawle Covt. § 313; 3 Washb. Real Prop. (3d ed.) 399. Beddoe v. Wadsworth, 21 Wend. (N. Y.) 120; Ford v. ATalworth, 19 Wend. (N. Y.) 33-1; Cunningham v. Knight, 1 Barb. (N. Y.) 399; Blydenburgh v, Cotheal, 1 Duer (N. Y.), 176. Carter v. Denman, 3 Zab. (N. J. L.) 260. Blackwell v. Atkinson, 14 Cal. 470. Brown v. Metz, 33 111. 339; 8.5 Am. Dec. 277. Crisfleld v. Storr, 36 Md. 129; 11 Am. Rep. 480. Butler v. Barnes, 21 Atl. Rep. 419. Shelton v. Codman, 3 Cush. (Mass.) 318; "Whitney v. Dinsmore, 6 Cush. (Mass.) 138. Swasey v. Brooks, 30 Vt. 692. Saunders v. Planiken, 77 Tex. 664; 14 S. W. Rep. 236; Flaniken v. Neal, 67 Tex. 629; 4 S. "W. Rep. 212. Mitchell v. Warner, 5 Conn. 497. Scoffin v. GrandstafE, 12 Kans. 365. Susquehanna Coal Co. v. Quick, 61 Pa. St. 339. Williams v. Beeman, 2 Dev. (N. C.) 483. Nunnally v. White, 3 Met. (Ky.) 584. In a State in which conveyances by persons out of possession are held valid, such a deed has been held sufficient as an assignment of the grantor's right of action on a waiTanty in a deed under which he claimed title. Allen v. Kennedy, 91 Mo. 324; 2 S. W. Rep. 142. 8 Co. Litt. 384a ; 3 Sugd. Vend. (8th Am. ed.) 196, 237. * Hall V. Plaino, 14 Ohio St. 417. Harper v. Perry, 28 Iowa, 57. = Dart on Vendors (5th ed.), 780. As to the rights of a mortgagee, see post, §160. COVENANTS OF WARRANTY AND FOE QUIET ENJOYMENT. 361 § 154. Assignee may sue in his own name. The rights of an assignee of covenants running with the land are cognizable in a court of law by reason of the privity of estate existing between him and the covenantor. He may, therefore, bring an action in his own name to recover damages for a breach of the covenant.^ This, in fact, seems to be the only substantial difference between the rights of assignees of the covenant of warranty and that of seisin in those States in which it is held that the latter covenant does not run with the land ; for there seems to be no doubt of the right of one who has been evicted by paramount title to maintain an action in the name of his grantee on a covenant of seisin contained in a convey- ' ance by the latter.' § 155. Actions against original covenantor. If the estate warranted be subdivided and pass into the hands of separate grantees, any one of the latter, or his remote assignee, if evicted, may maintain an action on the original covenant in his own name. For every eviction a separate cause of action accrues and may be enforced, though the eifect be to subject the warrantor to numerous suits, and possibly to a greater liability than he would have incurred if he had been sued by the original covenantee.' Where a covenant running with the land is divisible in its nature, if the entire interest in the land passes by assignment to separate and distinct individuals, the covenant will attach to each parcel, pro tanto} Whether heirs or devisees may maintain separate actions on a covenant of war- ranty has been made a question in a case which decides that they may maintain a joint action on the covenant.'' If the warranted premises be subdivided by the grantee, and the several lots con- ' Suydam v. Jones, 10 Wend. (N. Y.) 181; 25 Am. Dec. 552. ' Ante, p. 260, 267. 2 3 Com. Dig. 262; Dart Vend. (5th ed.) 780; 2 Co. Litt. on p. 309; 3 Washb. Real Prop. 662, citing 2 Sugd. Vend. (Hamm. ed.) 508. Dickinson v. Hoomes, 8 Grat. (Va.) 353. Kane v. Sanger, 14 Johns. (N. Y.) 94. See, also, Dougherty V, Duval, 9 B. Mon. (Ky.) 57. Field v. Squires, Deady (U. S.), 366. Schofleld V. Homestead Co., 32 Iowa, 317. Contra, 3 Prest. Abst. 57. Perkins v. Hadley, 4 Hayw. (Tenn.) 148. McClure v. Gumble, 27 Pa. St. 288. *Co. Litt. 885a; Touch. 199. Astor v. Miller, 2 Paige (N. Y.), 78; Van Home v. Crain, 1 Paige (N. Y.), 455. Allen v. Little, 36 Me. 170. » Paul V. Witman, 3 W. & S. (Pa.) 407. 46 362 MARKETABLE TITLE TO REAL ESTATE. veyed to clifEerent persons, a remote grantee of one of the lots may maintain an action on the covenant of the original grantor without joining the vendees of the other lots. In such a case the rights of the plaintiff are not affected by the fact that the other grantees have failed to sue, or have sufEered their rights of action to become barred by the statute.^ § 156. Release of covenant by immediate covenantee. While a legal devolution of the title, either by deed, will or descent, is necessary to give to the owner of the land the benefit of the covenant of warranty,' it is not by virtue of any assignment of a right of action that the subsequent grantee takes the place of the original covenantee, though he is commonly called " assignee," as a convenient designation ; for until a breach of the covenant has occurred there is no right of action and nothing to be assigned. It is because he takes the same estate and stands in the place of the original covenantee, by means of which a privity of estate is created, that he is entitled to an action against the original covenantor.^ Hence, it follows that the covenantee cannot separate the covenant from the land by assigning the benefit thereof without transferring the land ; * nor can he release the covenantor from liability after he has transferred the land ; ^ though it seems that such a release will ■ Wliitzmaii v. Hirah, 3 Pick. (Tenn.) 513; 11 8. W. Rep. 421. 'Eawle Covt. § 313. In Beardsley v. Knight, 4 Vt. 471; 33 Am. Dec. 193, it ■was held that possession under an instrument inoperative as a deed for want of a suflicient seal, would not entitle the intended grantee to the benefit of cove- nant of warranty running with the land. •Ante, p. 260. 4 Cruise's Dig. 316; 4 Kent Com. 472, n. It is not because of the delivery of the deed that the subsequent grantee becomes entitled to the benefit of the covenant which it contains. It is because he takes the estate and stands in the place of his vendor. Hopkins v. Lane, 9 Yerg. (Tenn.) 84. ■lEly V. Hergesell, 46 Mich. 335. Lewis v. Cook, 13 Ired. L. (N. C.) 193. Law- rence V. Senter, 4 Sneed (Tenn.), 33. 'Middlemore v. Goodale, Cro. Car. 503. Suydam v. Jones, 10 Wend. (N. Y.) 184; 25 Am. Dec. 552. Field v, Snell, 4 Cush. (Mass.) 504. Crooker v. Jewell, 29 Me. 527; Littlefield v. Getohell, 83 Me. 392. Cooper v. Granberry, 33 Miss. 117. Abby v. Goodrich, 3 Day (Conn.), 433; but see Clark v. Johnson, 5 Day (Conn.), 273. After the covenantee has conveyed the land he cannot release the covenantor until he has paid damages to the party evicted, thereby satisfying the claims of the latter to the benefit of the covenant. Brown v. Staples, 28 Me. 497; 48 Am. Dec. 504. Thompson v. Shattuck, 3 Met. (Mass.) 615. Chase v. Weston, 12 N. H. 413. COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 363 be valid, even as against an assignee, if executed by the covenantee before the land is transferred.' When the covenantee parts with the land he loses all control of the covenants that run with it, and can maintain no action for a breach occurring thereafter, even though it be instituted and pursued for the benefit of the transferee,'' unless he has made good the breach to the party evicted.' § 157. Release or quit claim will pass benefit of covenants. The right of a subsequent grantee to recover on the warranty of a remote grantor, is, of course, unaffected by the fact that the imme- diate conveyance to him, or any intermediate conveyance was without warranty, since a mere quit claim or release is as effectual to pass the riglits of the original covenantee as a conveyance with, unlimited covenants for title.* The covenant of warranty attaches to and passes with the land without regard to the nature of the con- ' Rawle Govts, for Title, §§ 321, 233. But see post, § 162. « Griffin V. Fail-brother, 1 Fairf. (Me.) 91; Crooker v. Jewell, 29 Me. 537. •Post, § 158. *Bao. Abr. Letter N.; 1 Co. Inst. 384b. Spencer's Case, 5 Coke, 17. Cummins V. Kennedy, 3 Litt. (Ky.) 118, 122; 14 Am. Dec. 45. This case contains an able exposition of common-law reasons for the rule stated in the text. Young t. Triplett, 5 Litt. (Ky.) 348; Hobbs v. King, 3 Met. (Ky.) 139; Hunt v. Orwig, 17 B. Mon. (Ky.) 84; 66 Am. Dec. 144; Thomas v. Bland, (Ky.) 14 S. W. Rep. 955. Brown v. Staples, 38 Me. 503; 48 Am. Dec. 504. Beddoe v. "Wadsworth, 21 Wend. (N. Y.) 130; Andrews v. Wolcott, 16 Barb. (N. Y.) 23; Hunt v. Amidon, 4 Hill (N. Y.), 345; 40 Am. Dec. 283; Jenks v. Quinn, 137 N. Y. 333; 33 N. E. Rep. 376. De Chaumont v. Forsyth, 3 Pa. 514. Gunter v. Williams. 40 Ala. 573. Hopkins v. Lane, 9 Yerg. (Tenn.) 83. Redwine v. Brown, 10 Ga. 319. Hodges V. Saunders, 17 Pick. (Mass.) 470. Scoffins v. Grandstaff, 13 Kans. 365. Saun- ders V. Flauniken, 77 Tex. 662; 14 S. W. Rep. 336. But where A., B. and C. conveyed with general warranty to D. , as trustee, with power to convey with covenant only against his own acts, and D. so conveys, his grantee can maintain no action as assignee on the covenant in the deed from A., B. and C. upon eviction under a paramount title derived from A., B. and C. Abbott v. Hills, (Mass.) 33 N. E. Rep. 393. The proposition in the last head note (prepared by the court) to the case of Beardsley v. Knight, 4 Vt. 471, that a subsequent grantee claiming the benefit of a covenant of warranty running with the land, must show an assignment hy deed of warranty, seems an obiter dictum. The action was by an assignee claiming under a quit-claim deed, and the case was adjudged against him on the ground that he did not show or claim that he was ever in possession under that deed. The point that ho was not entitled to recover because his assignment was by deed without warranty, does not appear to have been made. 364 MAEKETABLE TITLE TO EEAL ESTATE. veyance by which the transfer of the land is effected.' An assignee by act of the law, such as one holding under the deed of a sheriff or a commissioner is entitled to the benefit of covenants held by the person last seised. In fact any person to whom the land and the legal title thereto passes, whether by descent, devise or conveyance, succeeds to all the rights of the covenantee,' except perhaps, in the single instance, of a purchaser at a tax sale.^ It has been held that a tax deed will not pass the benefit of covenants for title, and the covenantee's right of action is not barred by his having permitted the land to be sold for taxes."* § 158. Intermediate covenantee must have been damnified. If there be several successive grantees of the land, an intermediate grantee can maintain no action for a breach of the covenant unless he has been damnified ; that is, unless he has been compelled to sat- isfy a grantee subsequent to himself for loss of the land.'^ Hence, it follows that if the intermediate grantee conveyed without warranty, ' Thus, in Hobbs v. King, 3 Met. (Ky.) 139, it was held that the conveyance of &feme covert, incompetent to bind herself by covenants of warranty, was suffi- cient to pass to her grantee the benefit of covenants contained in the conveyance to her. ' Shep. Touch, ch. 7, p. 572. Appowel v. Monnoux, Moore's Rep. 97. White v. Whitney, 3 Met. (Mass.) 81. Streaper v. Fisher, 1 Rawle (Pa.), 155; Hurst v. Lithgrow, 2 Teates (Pa.), 34; 1 Am. Dec. 326. White v. Presly, 54 Miss. 313. Lewis V. Cook, 13 Ired. L. 193. Williams v. Burg, 9 Lea (Tenn.), 4.55. 'Eawle Govts. (5th ed.) § 213. Kingdon v. Nottle, 4 Maule & S. 53. Smith v. Perry, 26 Vt. 279. * Bellows V. Litchfield, 83 Iowa, 36; 48 N. W. Rep. 1062; Crum v. Getting, 22 Iowa, 411. ° Allen v. Little, 36 Me. 170; Fairbrothcr v. Griffln, 10 Me. 96. Baxter v. Ryerss, 13 Barb. (N. Y.) 267. Wheeler v. Sohier, 3 Gush. (Mass.) 219, disapprov- ing dicta in Bickford v. Page, 2 Mass. 460, and Kane v. Sanger, 14 Johns. (N. Y.) 93. Thompson v. Sanders, 5 T. B. Mon. (Ky.) 358; Birney v. Hann, 3 A. K. Marsh. (Ky.) 333; 13 Am. Dec. 167. Hampton v. Pool, 38 Qa. 514. Jones v. Richmond, (Va.) 13 S. E. Rep. 414. Clement v. Bank, 61 Vt. 298; 17 Atl. Rep. 717. Hammerslough V. Hackett, 48 Kans. 700; 29 Pac. Rep. 1079. Contra in Texas, Alvord v. Waggoner, (Tex. Giv. App.) 29 S. W. Rep. 797. A palpable reason why an intermediate covenantee who has not been damnified, cannot sue for a breach of the covenant of warranty is, that if he were permitted to do so, it would be possible for him to speculate in the misfortunes of the covenantor with- out himself incurring any liability. For if he conveyed without warranty his grantee could have no recourse against him for indemnity, though he might him- self have recovered full damages from the covenantor. COVENANTS OF WAEEANTY AND FOE QUIET ENJOYMENT. 365 80 that no liability could devolve upon him for a subsequent eviction from the premises, he can maintain no action against the original covenantor for the breach.* It has been held that the acceptance of a conveyance with warranty deprived the intermediate covenantee of any right of action against the original covenantor, and confined him to his remedy upon the immediate covenant of his grantor.^ But this decision has been overruled in the State in which it was rendered,^ and frequently disapproved in others,^ and the rule estab- lished that an intermediate covenantee who has been compelled to make good the loss of the premises to a subsequent grantee, may recover against the original covenantor.'' In order to be " damni- fied " it is not necessary that a judgment shall have been recovered ' Hunt V. Middlesworth, 44 Mich. 448. Cases cited in last note, and Kane v. Sanger, 14 Johns. (N. Y.) 89. The converse of this proposition, namely, that if the covenantee himself conveyed with warranty he would he entitled to recover against the covenantor on the ground that he (the covenantee) was liable over to his grantee, was decided in this case. It has been, however, disapproved on this point. See cases cited, n. 4 below. 2 Kane v. Sanger, 14 Johns. (N. Y.) 89. 3 Withey v. Mumford, 5 Cow. (N. Y.) 137; Suydam v, Jones, 10 Wend. (N. Y.) 184; Preiss v. Poidevin, 19 Abb. N. Cas. (IST. Y.) 123. * Williams v. Wetherbee, 1 Aik. (Vt.) 333. Wheeler v. Sohier, 3 Cush. (Mass.) 319. Eedwine v. Brown, 10 Ga. 819. Hopkins v. Lane, 9 Yerg. (Tenn.) 79; Lawrence v. Senter, 4 Sneed (Tenn.), 53. ^ Cases cited supra, n. 3, p. 361. Garlock v. Cross, 5 Cow. (N. Y.) 143; Withey V. Mumford, 5 Cow. (N. Y.) 137. IMarkland v. Crump, 1 Dev. & Bat. (N. C.) 94; 27 Am. Dec. 230. In Booth v. Starr, 1 Conn. 348; 6 Am. Dec. 233, a leading case on this point, the court said: " The last assignee can never maintain an action on the covenant of warranty till he has been evicted. Though the title may be defective, though he may be constantly liable to be evicted, though his warrantor may be in doubtful circumstances, yet he can bring no action on the covenant till he is actually evicted, for till then there has been no breach of the covenant, no dam- age sustained. By a parity of reason the intermediate covenantees can have no right of action against their covenantors till something has been done equivalent to an eviction, for till then they have sustained no damage. As the last assignee has the election to sue all or any of the covenantors, as a recovery and satisfac- tion by an intermediate covenantee against a private covenantor would bar a suit by a subsequent assignee, such intermediate assignee ought not to be allowed to sustain his action till he has satisfied the subsequent assignee; for otherwise every intermediate covenantee might sue the first covenantor; one suit would be no bar to another; they might all recover judgment and obtain satisfaction, so that a man might be liable to sundry suits for the same thing, and be compelled to pay damages to sundry different covenantees for the same breach of covenant." 366 MARKETABLE TITLE TO REAL ESTATE. against the intermediate covenantee. He may voluntarily satisfy his grantee who has been evicted, and then recover on the covenant of his grantor, taking, however, the risk of having the latter estab- lish the superiority of his title.' § 159, Remote assignee may sue original covenantor. The last grantee or assignee may maintain simultaneous actions against each prior successive grantor who conveyed with warranty and recover a several judgment against each f but satisfaction of one of the judgments will be satisfaction of all, and may be pleaded in bar of any other action on the covenant by the same plaintiff, or by any subsequent covenantee to Avhom the party making satisfaction may be liable,' even though the judgment satisfied be less in amount than one recovered against such subsequent covenantee by the last grantee.'' If the land came to the party evicted through several ' Herrin v. Mclntyre, 1 Hawkes (N. C), 410. The case of Kane v. Sanger, 14 Johns. (N. Y.) 89, in so far as it decides that the intermediate covenantee is "damnified," within the meaning of tlie rule stated in the text, by a loss of the right to recover the unpaid purchase money from his evicted grantee, is over- ruled, it is apprehended, by the case cited supra, notes 3, 4, 5, p. 365. » Rawle Govt, § 214. 'King v. Kerr, 5 Ohio, 155; 23 Am. Dec. 777; Foote v. Burnett, 10 Ohio, 317; 36 Am, Dec. 90; Wilson v, Taylor, 9 Ohio St. 595; 75 Am. Dec. 488, ■•Wilson V. Taylor, 9 Ohio St. 595; 75 Am. Dec. 488. This case presented a novel question. The last grantee brought separate actions and recovered a sepa- rate judgment against three successive grantors with warranty, each judgment being for a different amount. The first grantor having satisfied the judgment against himself, which was the smallest in amount, the question arose whether such satisfaction was a bar to an action over against him by his grantee and covenantee; the second grantor, who had paid the judgment, larger in amount, recovered against him by the last grantee. The question was presented by demm-rer to a pica of the first grantor setting up this defense in an action against him by his covenantee, the second grantor. The court, by Brinkerhoff, C. J,, said: "Tlie question seems to be one of first impression, and our minds are not free from dilBculty in regard to it; but, on the whole, we are unanimously of opinion that the plea is good. As before remarked, Weis, the last covenantee, and who suiiered damage by reason of partial eviction, was entitled to his several action against all the prior covenantors. Not only was his right of action perfect against all, but the same rule of damages would apply as to all ; and although he could have but one satisfaction, yet he was clearly entitled to recover the full amount of his damages against each. If he failed to make the proper showing in order to reco\er the full amount of his damages against each, it was his own fault; and having collected and received the amount recovered against the first covenantor, who occupied the position in law of a guarantor of all the subsequent COVENANTS OF WAKEANTr AND FOE QUIET ENJOYMENT. 367 successive conveyances with warranty, he is not obhged to sue first his immediate covenantor, but may maintain an action against any other of the prior grantors, and a judgment against any one of these, so long as it remains unsatisfied, will be no bar to an action against the others.' § 160. Mortgagee entitled to benefit of covenant of war- ranty. The general rule is that a mortgagee is at law entitled, as assignee, to the benefit of a covenant of warranty contained in any conveyance under which the mortgagor claims title, so far as may he necessary to preserve unimpaired the security intended by the mortgage.^ In equity,^ however, and at law in such of the Ameri- can States as maintain the rule that a mortgage is a mere security for the payment of money and that the legal title remains in the grantees, it seems to us that Weis' claim under all the covenants must be held satisfied; and that all enforcement of the Judgments against the other intermedi- ate covenantors was wrongful and in violation of the principle that he could have but one satisfaction." The court then suggested that the plaintiff had mistaken his remedy, and that he should have enjoined the collection of the judgment against himself, or have sued to recover back the money paid thereon as money had and received to his use by the last grantee. ' Withey v. Mumford, 5 Cow. (N. Y.) 137; Garlock v. Cross, 5 Cow. (N. Y.) 143. King v. Kerr, 5 Ohio, 158; 22 Am. Dec. 777. Booth v. Starr, 1 Conn. 248; 6 Am. Dec. 233. ^Lockwood V. Sturdevant, 6 Conn. 873; Cross v. Robinson, 21 Conn. 387. Lloyd V. Quinby, 5 Ohio St. 262. Andrews v. Wolcott, 16 Barb. (N. Y.) 21; Astor V. Miller, 2 Paige Ch. (N. Y.) 68; Varick v. Briggs, 6 Paige Ch. (N. Y.) 324. 111. Land Co. v. Boomer, 91 111. 114. Lane v. Woodruff, (Kans. App.) 40 Pac. Hep. 1079. Harper v. Perry, 28 Iowa, 57; Rose v. Schaffner, 50 Iowa, 486; Devin v. Hendershott, 32 Iowa, 192. This was an action by the grantee or bene- ficiary in a deed of trust on a covenant of warranty contained in a conveyance to his grantee. The defense was that defendant, the covenantor, had satisfied the covenantee (grantor in the deed of trust) for the breach before action brought. There was a judgment for the defendant which was reversed on appeal, the court holding that the covenant passed with the land to the grantee in the deed of trust and that he alone could sue for the breach. In McG-oodwin v. Stephen- son, 11 B. Mon. (Ky.) 21, the covenantee mortgaged the land and was afterwards evicted, whereupon he brought an action for breach of the covenant and recov- ered a judgment for damages. This was reversed on appeal, the court holding that the legal title and with it the right to the benefit of the covenant remained in the mortgagee, and that so long as the mortgage remained in full force and imsatisfied the mortgagor could maintain no action on the covenant. 8 Dart Vendors (5th ed,), 780; Rawle Govt. § 219. 368 MAEKETABLB TITLE TO BEAT, ESTATE. mortgagor/ a purchaser from tlie mortgagor is treated as an assignee of the covenant, subject to the satisfaction of the mortgage. Doubtless in those States in which the mortgagee is still treated as the holder of the legal title, the rights of the mortgagor in the cove- nant of warranty would not be recognized in a court of law, and he would be driven to a court of equity for relief.^ If one holding under a conveyance with warranty execute a pur- chase-money mortgage with like warranty, he will not be thereby estopped from maintaining an action on the original warranty.' § 161. The original covenantor must have been actually- seized. It has been held in America, following an early English decision,"* that if one unlawfully in possession of an estate convey it 1 Davidson v. Cox, 11 Neb. 250; 9 N. W. Rep. 95. White v. Whitney, 3 Met. (Mass.) 81. Downer, J., in Wright v. Sperry, 21 Wis. 334. Ely v. Hergesell, 46 Mich. 325; 9 N. W. Rep. 435. ' In Kavanagh v. Kingston, 39 Upp. Can. Q. B. 415, and Claxton v. Gilben, 24 Upp. Can. C. B. 500, it was decided that where the purchaser of land took a conveyance with warranty from the vendor and executed a mortgage to secure the purchase money, the benefit of the covenants would at law rest in the mort- gagee notwithstanding the fact that he was the party bound hj them. The same result would, of course, follow in those States in which the legal title is held to be in the mortgagee. There could be no doubt, however, that in such a case the covenants would be enforced in equity for the benefit of the mortgagor. In Brown v. Staples, 28 Me. 49T; 48 Am. Dec. 504, it was held that the cove- nants in the mortgage would not jirevent the maintenance of an action on the covenants in the original deed. One who purchases under a foreclosure of a purchase-money mortgage, is entitled to the benefit of a covenant of warranty in the original conveyance from the mortgagee to the mortgagor. In such a case the execution of the purchase-money mortgage by the covenantee does not extinguish the covenants in the mortgagee's contemporaneous conveyance to him. Town v. Needham, 3 Paige Ch. (N. T.) 545; 24 Am. Dec. 246. 'Hubbard v. Norton, 10 Conn. 433. Haynes v. Stevens, 11 N. H. 28. *Noke V. Awder, Cro. Eliz. 373. This was an action on a covenant for quiet enjoyment contained in a lease brought by an assignee of the lessee against the original covenantor. Judgment was about to be entered for the plaintiff, when it was objected by Sir Edward Coke, counsel for the defendant, that the plaintiff could not recover without showing an eviction under a paramount title, and that, if he showed such an eviction, he established the fact that the original cove- nantor was wrongfully in possession and that no estate passed from him except a lease by estoppel, and consequently there was nothing with which the covenant could run so as lo benefit an assignee. Judgment was entered for the defendant. Mr. Rawle says that this case has not been followed by recent decisions in Eng- land, and regrets that the decision, " which was a mere professional triumph of COVENANTS OF WAEEANTY AND FOR CiUIBT ENJOYMENT. 369 with warranty against the claims of the true owner and put his grantee in possession, a subsequent grantee could not recover at law on the warranty on the ground that no estate having passed by the original covenantor's conveyance there was nothing with which the covenant could run.' Obviously such a doctrine would destroy the usefulness of the covenant of warranty as an assurance of the title to those claiming under the covenantee, for, as a general rule, it is only in case of an eviction under a paramount title that the assignee has any occasion to call upon the covenantor for indemnity. Accordingly the decision in question has not been followed to any important extent in America. The rule generally prevailing here is that if possession of the land actually passed from the covenantor to the covenantee the subsequent assignee will be entitled to the benefit of the covenant whether the original covenantor was ris-ht- fully or wrongfully seised of the land.^ It is a rule, however, sup- ported by the weight of American authority, that a covenant of warranty does not enure to the benefit of an assignee unless the original covenantor was actually seined and possession passed frtmi him to his grantee.^ Upon a somewhat similar principle it has been Sir Edward Coke upon a question of pleading, should have disturbed the courts of last resort upon both sides of the Atlantic for more than a century." Rawle Govt. II 232, 236, citing Cnthbertson v. Irving, 4 Hurl. & Norm. 755; S. C, 1 Smith's L. Cas. 136. ' Nesbit V. Nesbit, Conf. Rep. (N. 0.) 403; Nesbit v. Brown, 1 Dev. Eq. (N. C.) 30. Benning, J., in Martin v. Gordon, 24 Ga. 533. ^Wilson V. Widenham, 51 Me. 566. Dickinson v. Hoomes, 8 Grat. (Va.) 353; Randolph v. Kinney, 3 Rand. (Va.) 397. In Beddoe v. Wadsworth, 21 Wend. (N. Y.) 120, it was held that if possession was taken under the deed and trans- ferred by a subsequent conveyance, an action might be maintained by the last grantee upon the covenants, because such possession would carry the covenants annexed to the land although no title was in fact in the grantor at the time of the conveyance. Without such possession there can be no eviction, which is indis- pensable for laying the ground of any action upon the covenant of warranty. Moore v, Merrill, 17 N. H. 75; 43 Am. Dec. 593. One cann(jt be evicted if he has never had either actual or constructive possession of the premises. Matte- son V. Vaughn, 38 Mich. 373. 3 Slater v. Rawson, 1 Met. (Mass.) 455. Hacker v. Storer, 8 Gr. (Me.) 228, and cases cited in last note. The last grantee, whose grantor was in actual posses- sion, may sue the original grantor upon a breach of the covenant, though the latter was not in possession at the time of his conveyance. Tillotson v. Prichard, 60 Vt. 94; 14 Atl. Rep. 302. The case of Wead v. Larkin, 54 111. 489; 5 Am. Rep 149 contains a vigorous attack upon the proposition stated in the text. In 47 370 :\tAEKETAl?LE TITLE TO EBAL ESTATE. lield that if A. convey an easement in the lands of B. with cove- nants for title, a grantee of the covenantee could not have the benefit of the covenants, for, no land having been conveyed, the covenants conld not " run witli the land " in favor of the assignee.' If a person without any title or claim of title join in a convey- ance of land with covenants of warranty, e. g., where the husband joins with the wife in a conveyance of her land, he will of course be bound upon his covenants to the grantee ; but it has been held that for want of privity of estate, those covenants will not I'un with the land, and that he will not be liable thereon to a remote grantee of the premises ; in other words, that a covanant of warranty entered into jointly by one assuming to be the owner of the fee, and a stranger to the title will not run with the land as against the stranger, and will not be available in favor of a subsequent grantee who holds no assignment of the cause of action arising from the breach.^ § 162. Assignee not affected by equities between covenantor and covenantee. The assignee cannot, except in the case of a release by the covenantee, be affected by any agreement between the covenantor and the covenantee by which the liability of the former is lessened f for example, an agreement at the time of the covenant that the covenantee sliould pay off an incumbrance on that case the land conveyed was vacant and unoccupied, and it appeared that the original covenantors had never been in possession. Possession was taken by the grantee, who reconveyed the premises to the plaintiff, who, upon eviction, brought an action on the covenant of the original grantor. Judgment was ren- dered for the plaintiff, the court disapproving the decision in Slater v. Rawson,. supra. ' Wheelock v. Thayer, 16 Pick. (Mass.) 68. Disapproved in "Wilson v. Coch- ran, 46 Pa. St. 233. See'Eawle Govts. (5th ed.) 207, n. 'Mygatt V. Coe, 124 N. Y. 212; 26 N. E. Rep. 611, distinguishing Koke v. Awdi'r, supra. In this case the defendant joined with his wife in a conveyance of land claimed to be hers, and warranted the title. The land passed through mesne conveyances to the plaintiff, who was evicted by one having title para- mount to the defendant's wife, and who thereupon brought this action on the covenants in the original deed executed by defendant and wife. The court held that defendant (husband) being a stranger to the title, his covenant of warranty did not run with the land, and that consequently there could be no recovery against him. There was a learned dissenting opinion by Bkadlet, J., with whom concurred Haight and Brown, JJ. « Suydam v. Jones, 10 Wend. (N. Y.) 181; 25 Am. Dec. 553. Brown v. Staples, 28 Me. 497; 48 Am. Dec. 504. Eveleth v. Crouch, 15 Mass. 307. COVENANTS OF WARRANTY AND FOE QUIET ENJOYMENT. 371 the premises, as part of tLe consideration -^ or that the consideration to be paid, should be less than that expressed in the conveyance containing the covenant.' There seems to be no very clear reason why a release by the covenantee should be sustained as against an assignee without notice ; sucli an act appears to be clearly within the spirit of the rule that the assignee cannot be affected by equities between the original parties of which he has notice,' and has been held to be within a statute providing that a deed concerning lands, fenements and" hereditaments, must be recorded in order to bind a subsequent purchaser without notice.^ § 163. Covenant extinguished by reconveyance to cove- nantor. If the covenantee recanvey to the covenantor, or if by act of the law or otherwise tlie premises be again vested in the covenantor, the covenant of warranty is extinguished.^ Thus, it has been held that if A. convey to B. with warranty, and B. then reconveys to A. with warranty, the last covenant can only protect A. against a title from or under B. subsequent to A.'s conveyance to him. If A. is evicted in consequence of a defect in the title pi'ior to that time, he cannot recover against B. on the covenant contained in the last conveyance ; his own covenant would be a complete bar to the suit." But in order that the reconveyance shall extinguish the covenant, the parties must be the same. If two grant lands with warranty and the grantee reconveys to one of the grantors with warranty, the first warranty is not thereby extinguished." Pleading. An assignee in suing on a covenant of warranty, should set out the deed containing the covenant declared on, and then derive title to himself through the intermediate conveyances, ' Suydam v. Jones, supra. ! Greenvault v. Davis, 4 Hill (N. Y.), 643. 111. Land Co. v, Bonner, 91 111. 114. Hunt V. Orwig, 17 B. Mon. (Ky.) 73; 66 Am. Dec. 144. 2 Kellogg V. Wood, 4 Paige Cli. (N. Y.) 578 "Susquehanna Coal Co, v. Quick, 61 Pa. St. 339. See, also, Field v. Snell, 4 Cush. (Mass.) 50. » Co. Litt. 490a; Bac. Abr. "Warranty, O., p. 413. Goodel v. Bennett, 33 "Wis. 565. Silverman v. Loomis, 104 111. 137. " Kellogg V. "Wood, 4 Paige Ch. (N. Y.) 614. ' Bac. Abr. 451, n. ; 1 Co. Inst. 393a; Prest. Touch. 301. Birney v. Hann, 3 A. K. Marsh. (Ky.) 332; 13 Am. Dec. 167. 372 MARKETABLE TITLE TO EEAL ESTATE. naming tliein and giving their dates, but it is not necessary that the operative parts or the formalities of the execution of sucli convey- ances should be set forth.^ § 164. MEASURE OF DAMAGES. General rules. The measure of damages in an action against a vendor for breach of a contract for the sale of personal property is the difference between the con- tract price and the market price.^ A contrary rule with respect to personal property would seriously embarrass commercial trans- actions by holding out a strong temptation to the seller to violate his contract, pay the purchase price in damages to the buyer, and place in his own pockets the increase in value of the goods. Such also is the rule of damages for breach of an executory contract for the sale of lands where the vendor wilfully and wrongfully refuses to convey to the purchaser, or sells the estate knowing that by reason of a defective title he will not be able to perform his contract.^ But a case in which the estate was sold and conveyed by the vendor in good faith believing liis title to be good, is considered to stand upon different grounds ; and if the estate be afterwards lost to the pur- chaser through a failure of the title, the vendor will only be liable to him in damages for the value of the land at the time the con- tract was made, to be measured by the purchase price, without regard to the increased value of the land at the time of the loss of the estate, whether caused by a general rise in the value of lands, or by improvements placed thereon by the purchaser. This is tlie rule in case of a breach of an executory contract for the sale of lands ; of a breach of the covenant of seisin ; * and of the cove- ' Williams v. Weatlierbee, 1 Aik. (Vt.) 333. ' Sedg. Dum, p. 365. ^ Sedg. Dam, § 1010. Ante, p. 323. "As to executory contracts see ante, p. 309; as to the covenant of seisin, ante, p. 269, and the cases cited in the following note. Except in certain of the New England States the rule of damages for breach of the covenant of seisin where there has been an eviction and those of warranty and for quiet enjoyment is the same. 4 Kent Com. 463, 405. King v. Kerr, 5 Ohio, 160; 22 Am. Dec. 77. Brandt v. Poster, 5 Iowa, 397. Cox v. Strode, 3 Bibb (Ky.), 375; 5 Am. Dec. 603. It has been deem?,d better to separate the cases arising under the covenants of seisin and of warranty, and to treat the rule of damages with respect to each covenant separately, but the cases cited to the one may be considered with profit in the examination of the other. COVENANTS OF WAERANTY AND FOE QUIET ENJOYMENT. 373 nants of warranty and for quiet enjoyment,* except that in certain of the New England States the covenantee is allowed the value of the estate at the time of eviction, in case of a breach of the cove- nant of warranty or for quiet en joyment.^ In those States, however. 'Field Dam. §461; Eawle Govt. §164; 1 Bedgw. Dam. 338; 3 Sutherland Dam. 280; Waite's Act. & Def. 401. Cox v. Strode, 3 Bibb (Ky.), 275; 5 Am. Dec. 603; Booker v. Bell, 3 Bibb (Ky.), 176; 6 Am. Dec. 641; Cummings v. Kennedy, 3 Litt. (Ky.) 125; 14 Am. Dec. 45; Pence v. Duval, 9 B. Mon. (Ky.) 48; Hanson v. Buckner, 5 Dana (Ky.), 254; 29 Am. Dec. 401; Robertson v. Lemon, 3 Bush (Ky.), 801. Stout v. Jackson, 2 Rand. (Va.) 133, where the question was for the first time directly presented in Virginia. There was an able opinion by Gkeen, J., announcing the rule stated in the te.xt, and disapproving the dicta to the contrary in Mills v. Bell, 3 C:all (Va.), 333, and other early cases.. COALTBR, J., dissented. The rule settled in this case remains unchanged in Virginia. Thompson v. Guthrie, 9 Leigh (Va.), 101; 88 Am. Dec. 335; Threlkeld V. Fitzhugh, 2 Leigh (Va.), 451; Jackson v. Turner, 5 Leigh (Va.), 126; Lowther v. Com., 1 Hen. & Munf, (Va.) 303; Click v. Green, 77 Va. 827. Moreland v. Metz, 24 W. Va. 137; 49 Am. Rep. 246; Butcher v. Peterson, 26 W. Va. 447; 53 Am. Rep. 89. Barnett v. Hughey, (Ark.) 15 S. W. Rep. 464. Brown v. Dicker- son, 12 Pa. St. 372; McClure v. Gamble, 27 Pa. St. 388; Cox v. Henry, 32 Pa. St. 18. Holmes v. Siunickson, 3 Gr. (N. J. L.) 313; Hulse v. White, 1 Cox (N". J. L.), 173; Drake v. Baker, 34 N. J. L. 360. Willson v. Willson, 5 Fost. (N. H.) 239; 57 Am. Dec. 330; Drew v. Towle, 30 N. H. 531; 64 Am. Dec. 309; Nutting V. Herbert, 35 N. H. 130. Kinney v. Watts, 14 Wend. (N. T.) 38; Peters v. McKeon, 4 Den. (N. Y.) 550; Hymes v. Van Cleef, 15 N. Y. Supp. 341; the head note to this case is misleading. May v. Wright, 1 Overt. (Tenn.) 385, mnble; Elliott v. Thompson, 4 Humph. (Tenn.) 98; 40 Am. Dec. 630; McGuffey V. Humes, 85 Tenn. 36; 1 S. W. Rep. 506. Dickens v. Shepherd, 3 Murph. (N. C.) 326. Henning v. Withers, 3 Brev. (S. C.) 458; 6 Am. Deo. 589; Furman V. Elmore, 2 Nott & McC. (S. C.) 189; Lourance v. Robertson, 10 S. C. 12. Davis v. Smith, 5 Ga. 274; 47 Am. Reji. 279. A very exhaustive opinion was delivered in this case, reviewing the doctrines of the ancient common law applicable to the rule stated in the text. Simpson v. Belvin, 37 Tex. 685. Clark v. Parr, 14 Ohio, 118; 45 Am. Dec. 539; MoAlpin v. Woodruff, 11 Ohio St. 120. Stebbins v. Wolf, 33 Kans. 765; 7 Pac. Rep. 542; Doom v. Curran, 53 Kans. 360: 34 Pac. Rep. 118. Dalton v. Bowker, 8 Nev. 190; Hoilman v. Bosch, 18 Nev. 360. Brandt V. Foster, 5 Iowa, 297; Swafford v. Whipple, 3 Gr. (lo.) 361; 54 Am. Deo. 498. Stark V. Olney, 3 Oreg. 88. Sheets v. Andrews, 2 Bl. (Ind.) 274; Reese v. McQuilkin, 7 Ind. 450; Phillips v. Reichert, 17 Ind. 120; 79 Am. Dec. 468; Burton v. Reeds, 20 Ind. 87; Wood v. Bibbins, 58 Ind. 392; McClure v. McClure, 65 Ind; 487; Boatman v. Wood, 50 Ind. 403, right to interest on the purchase money. Donlon v. Evans, 40 Minn. 501; 42 N. W. Rep. 472, semble. Martin v. Long, 3 Mo. 391; Dunnica v. Sharp, 7 Mo. 71; Tong v. Matthews, 33 Mo. 437; 5 Post, § 165. 374 MAEKETABLE TITLE TO EEAL ESTATE. the rule of damages for a breach of the covenant of seisin is tlie same as that which prevails in the other States. At common law upon a loss of the estate by eviction under a paramount title, the remedy of the tenant upon the warranty of the lord of the fee was by writ of warrantia chartce in which he had restitution of other lands to the amount of those which he had lost. Damages were not recoverable, unless the warrantor were unable to make restitution in kind, and then the warrantee was allowed nothing for improve- ments or for the increased value of the land.' By the civil law the vendor, whether with or witliout fault, is bound to indemnify the purchaser to the full extent of his loss, which, of course, includes improvements and the increased value.^ ifn apparent exception to the rule that the measure of damages for a breach of the covenant of warranty is the value of the land at the time of the conveyance exists where the covenant of warranty is contained in a mortgage or deed of trust to secure the payment of a debt. In such a case the value of the land at the time of the eviction is the measure of the covenantee's damages, provided that value do not exceed the Lambert v. Estes, 99 Mo 604; 13 S. W. Rep. 284, Blossom v. Knox, 3 Pinney (Wis,), 263 (3 Chand. 295); Conrad v. Trustees, 64 Wis. 258; 35 N. W. Rep, 24. Griffin v, Reynolds, 17 How, (U, S.) 609; Patrick v. Leach, 1 MoCrary (U. S.), 350, The following observations by Cake, J,, in Threlkeld v, Fitzhugh, 3 Leigh (Va.), 461, are a forcible example of the arguments employed by those who maintain that the evicted purchaser is not entitled to damages for the increased value of the estate: "When land is sold the existing state of things, the present value and situation of the land, are the subjects in the minds of the parties; it is this land as it now is that is bought and sold and warranted. It is most natural then to suppose that the parties mean that the purchase money, the standard of value to which they have both agreed in the sale, shall be the measure of compensation if the land be lost. They seldom look into futurity to speculate upon the chances of a rise or fall in value. If they did the views of buyer and seller would probably be very different; and, whatever they might be, could form no part of the contract, nor enter into its construction. What is it that the seller warrants? the land itself. Does this warranty, either by force of its terms or by the intention of the parties, extend to any future value which the lands may reach when they have become the site of a populous city, are covered with expensive buildings, or mines of gold have been found in their bowels? Such a state of things was probably not dreamed of. And how can these subse- quent accessions be the subject of a warranty made when they had no existence, nor were even in the contemplation of the parties,'' ' Gore V, Brazier, 3 Mass, 533; 3 Am, Dec, 182. ' Hale V, New Orleans, 18 La, Ann, 331. COVENANTS OF WAEEANTY AND FOR QUIET ENJOYMENT. ,'175 amount of the debt secured.' It is obvious, however, that in such a case the debt secured is, for this purpose, treated as the equivalent of a price paid for the land. It is to be observed that the rule generally prevailing throughout the United States, denies to the covenantee upon a breach of any of the covenants for title, any recovery in damages for the increased value of the land, whether arising from extrinsic causes, or resulting from the labor and skill of the covenantee, and the improvements which he may have placed on the land. The rule is rested largely upon the presumed intention of the parties.^ They contract with reference to the present value of the estate, and if the covenantee has any ajjprehensions as to the title and the safety of his bargain, he should require special covenants to protect himself from loss.' ' Thus, in Haffey v. Birchetts, 11 Leigh (Va.), 89, a distinctioa was drawn between a breach of a covenant of warranty contained in a deed of bargain and sale and such a covenant in a deed of trust to secure a debt, the court holding that in the latter case the measure of damages was the value of the premises at the time of the eviction. " In case of a sale the measure is the value at the time of the sale, and the test of this value is the purchase rnone)'. But in the case of an incumbrance this principle can have no application, for price is not a subject of adjustment in the treaty for a security. Adequacy is alone inquired into. The true measure of damages, thei-efore, in case of eviction by superior title, is the value of the mortgaged or trust subject at tlie time of eviction, provided it do not exceed the amount of the debt secured, for it is obvious tliat the creditor can never be damaged to a greater amount thaa that." Thus, if the land at the time of the execution of the deed of trust was of the value of 11,000, tho debt secured was 83,000, and the land had increased in value to 83,000 at the time of the eviction, the beneficiary would be entitled to the sum of 83,000 as damages. There is no injustice in this result, the covenantor being liable for the whole $3,000 at all events. 2 Phillips V. Smith, Car. Law Rep. (N. C.) 475; 6 Am. Dec. 543, where it was said that nothing could be more unreasonable than to coniputethe damages in a manner not contemplated by the parties at the time of the contract, and which, if foreseen, would have broken off their negotiations. The covenantor is not compelled to pay a greater amount than the consideration paid to him, because he is held to have contracted with reference to that value, and the question is one of intention. Lourance v. Robertson, 10 S. C. 19; Ware v. Weatherall, 3 McC. (S. C.) 415. ' " If the vendee does not choose to rely on the common covenants, but to be secured also for the increase in value of the land and any improvements he maj^ put on it, let him insist on particular covenants expressly guaranteeing to him such increase and improvements." Cark, J., in Threlkeld v. Pitzhugh, 3 Leigh (Va.), 463. Bronson, J., in Kelly v. Dutch Church, 2 Hill (N. Y.), 116. In Nes- bit V. Brown, 1 Dev. Eq. (N. C.) 30, it was held that a covenant to pay in case 376 MARKETABLE TITLE TO EEAL ESTATE. The apparent hardship of the rule is lessened by several considera- tions. Thus, if the covenantee knew the title was bad, he took the risk of losing his improvements/ and if he forebore an examination and remained ignorant of the state of the title, it was his own fault and calls for an application of the maxim that where one of two innocent parties must suffer a loss, he whose negligence made the loss possible must bear it. And again, in many if not all of the States, there are statutes that give to the evicted covenantee the right to an allowance for the value of his permanent improvements as against the successful claimant of the premises.^ If the covenantor was guilty of fraud in the procurement and execution of the contract of sale, and the fraud shall not have been waived by the acceptance of a conveyance and covenants for title with knowledge thereof, the covenantee may in a special action on the case for the deceit, recover damages to tlie full extent of any loss he may have sustained, including the value of his improvements and the increased value of the land.' In the action of covenant, which sounds altogether in contract, the plaintiff cannot introduce evidence of fraud on the part of the vendor for the purpose of aggravating the damages.^ of eviction double the purchase money, and also all damages thence accruing, was a penalty and not stipulated damages, and that the purchase money and interest only could be recovered. There is nothing in the case, however, to show that the parties may not stipulate for actual damages sustained in excess of the purchase money and interest. ' Conrad v. Trustees, 64 Wis. 358; 25 N. W. Rep. 34. «In Cox V. Strode, 2 Bibb (Ky.), 378; 5 Am. Dec. 603, it was said by the court on this point: "So far as the increase of value has been the effect of improve- ments made by the purchaser, he ought to be remunerated, but justice requires that this remuneration should be made by the successful claimant, for nemo debet Incvpletari ril iena jaetura is a maxim of universal justice, adopted and enforced by our law. If the purchaser came within the statute concerning occupying claimants, the legislature has provided such a compensation to be made by the successful claimant as they deem just. * * * if he wilfully or supinely neglects to pursue the remedy which the law has given against the successful claimant he ought to abide the loss, and not be permitted to found upon his own negligence, a claim to an additional compensation against the seller." ' Bender v. Fromberger, 4 Dall. (Pa.) 444. ■> 2 Bl. Com. 166, Rawle Covt. § 159. Carvill v. .Jacks, 43 Ark. 439. But see May V.Wright, 1 Overt. (Tenn.) 390, an action on a covenant of warranty in whichit was said that if the jury found that the covenantor when he sold knew that he had no title to the land, it was a fraud, and that the jury might give such damages as they thought would make the covenantee whole. COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 377 Tlie \'alue or purchase price agreed upon by the parties is the measure of damages and not the value of the lands at the time of the conveyance. The execution of the conveyance may for many reasons be postponed or omitted until long after the contract has been completed by the purchaser, but the delay in that respect will not entitle him to a larger measure of damages.' Nominal damages only for a breach of the covenant of warranty can be recovered against one who conveyed the land without consid- eration, as between the original parties.^ Thus, one to whom the land had been conveyed by direction of the purchaser, to secure the grantee for money loaned to the purchaser with which to pay the purchase price, and who, after repayment of the loan, reconveyed to the purchaser with covenant of general warranty, was held liable for nominal damages only upon the eviction of the purchaser by an adverse claimant.' It has been held, however, in a case in which a money consideration was stated in the deed, the real consideration being love and affection, that the damages for a breach of the cove- nant of warranty must be measured by the consideration stated.* And where the consideration was paid in stock of a fictitious value, the actual value of the stock on the day of sale was held to be the measure of the covenantee's damages.^ The grantor is not relieved from liability on his covenant of warranty by the fact that he received only a part of the consideration, and that the other part ' But see Cummins v. Kenndy, 3 Litt. (Ky.) 135; 14 Am. Dec. 45, the court saying: " The general rule settled by a current of authorities is, that as the con- veyance completes the sale, the value of the land conveyed, at the date of the conveyance, with interest and costs, forms the criterion of damages; and also that the price stipulated is the best evidence of that value. And where the parties have shown that price in the conveyance it would not perhaps be going too far to say that they ought to be concluded by it. Hence, if the consideration was paid long before the date of the deed, still if it is expressed, it would fix the criterion, though the land when conveyed had greatly risen in value.'' * West v. West, 76 N. 0. 45. One to whom a deed, absolute on its face, is executed as collateral security for a debt due to a third person, is put upon notice of the character of the transaction by the recital of the consideration, and cannot recover as a bona fide purchaser on a warranty contained in the deed. He is bound to know that he has received such consideration as is stated in the deed. Parke v. Chadwick, 8 W. & S. (Pa.) 96. 3 West v. West, 76 N. C. 45. "Hanson v. Buckner, 4 Dana (Ky.), 354; 39 Am. Dec. 401. ' McGuffey v. Humes, 85 Tenn. 36; 1 S. W. Rep. 506. 48 378 MARKETABLE TITLE TO KEAL ESTATE. went to a third person, who acted as his agent for the sale of the premises.^ If a valuable consideration be in fact paid, the grantor will be liable upon his warranty without regard to the parties receiv- ing the consideration, or the manner of its appropriation.' And the fact that the grantor bought the premises and, for the same con- sideration that he paid, conveyed them to the grantee at the request of third persons, for a particular purpose, will not relieve him from liability on his covenant. If a person chooses to execute a covenant of warranty under such circumstances, he must abide the consequences.' The fact that the laud was bought for a particular purpose known to the vendor can make no difference in respect to the measure of damages for a breach of the covenant of warranty.' The covenantor may show in mitigation of damages that a tract of land to whicli he had no title was by mistake included in the conveyance by him.' Also, that the covenantee has received from the adverse claimant, by way of refund, taxes, ^Jenalties, etc., charges upon the land paid by the covenantor, which he would have been entitled to recover from such claimant.^ In some cases it has been held that damages for a breach of covenants for title must be assessed according to the law of the place where the granted premises lie ;' in others, accord- ing to the rule in force in the State in which the action is brought f and in others, according to the law of the place where the contract was made.' The last would seem to be the better rule, at least more just and equitable in its results, since it is a fair presumption that the parties contracted with reference to the law of the place where the contract was made. In a case in which tlie grantor and a third person executed an instrument obliging themselves to satisfy any incumbrances upon 1 Rash V. Jenne, (Oreg.) 37 Pac. Rep. 538. « Bloom V. Wolfe, 50 Iowa, 286. ^Whatley v. Patten, (Te.K. Civ. App.) 31 S. W. Rep. 60 4 Phillips V. Reichert, 17 Ind. 120; 79 Am. Dec. 463. Dimmick v. Lockwood, 10 Wend. (N. Y.) 142. ^ Leland v. Stone, 10 Mass. 459. 'Danforthv, Smith, 41 Kans. 146; 21 Pac. Rep. 168; Stebbins v. Wolf, 33 Kans. 765; 7 Pac Rep. 543. ' Tillotson V. Prichard, 60 Vt. 94; 14 Atl. Rep. 802. Succession of Cassidy, 40 La. Ann. 827; 5 So. Rep. 292. « Nichols V. Walter, 8 Mass. 248; Smith v. Strong, 14 Pick. (Mass.) 128. 'Aiken v. McDonald, (So. Car.) 20 S. E. Rep, 796. COVENANTS OF WAEKANTV AND FOE QUIET ENJOYMENT. 379 the land, and the grantee was evicted under an incumbrance whicli they neglected to satisfy, it was held that his measure of damages was the value of the land at the time of the eviction. " This," said the court, " is not a covenant as to the state of the title, but an agree- ment to do certain acts for the plaintiff's benefit within a specified time. For the breach of such an executory contract, we know no reason why the plaintiff should not be allowed to recover such dam- ages as are the necessary, natural and pro:!Jiniate result of the breach complained of.'" The failure of the grantee to take possession of the estate and perfect the title by adverse possession, will not relieve the grantor from liability upon his warranty.^ It will be seen in a subsequent chapter of this work that a grantee with warranty may, when sued for the purchase money, set up a breach of the warranty as a defense.' So, conversely, in an action by the grantee on the warranty the covenantor may set off the unpaid purchase money against the plaintiff's demand.'* § 165. Rule in New England States. In the States of Massa- chusetts,' Maine,* Yerm.ont '' and Connecticut,^ the covenantee is ' Manahau v. Smith, 19 Ohio St. 384. " Graham v. Dyer, (Ky.) 39 S. W. Rep. 346 (not officially reported). 3 Post, ch. 16. *Beecher v. Baldwin, 55 Conn. 419; 12 Atl. Rep. 401. The court said that the grantee, in claiming substantial damages, proceeded upon the theory that she might require the vendor to make the title good, in which event she would be obligated to pay the purchase money. * Gore V. Brazier, 3 Mass. 543; 3 Am. Dec. 183. This is the leading case in Massachusetts. White v. Whitney, 3 Met. (Mass.) 89; Cecconi v. Rodden, 147 Mass. 164; 16 N. E. Rep. 749. In this case the covenantee was allowed for improvements made by him after the suit in which he was evicted had been begun, the improvements having been made in good faith. ' Swett V. Patrick, 13 Me. 1; Hardy v. Nelson, 37 Me. 535; Elder v. True, 33 Me. 104. ' Keeler v. Wood, 30 Vt. 243; Drury v. Shumway, 1 D. Chip. (Vt.) 110; 1 Am. Dec. 704. In this case it was also held that any amount the covenantee may have recovered from the successful claimant for improvements must be deducted from the damages. In Park v. Bates, 13 Vt. 387; 36 Am. Dec. 347, it was said by the court that none of the ruinous consequences attributed to the rule measuring the damages by the value of the land at the time of the evic- tion had been experienced in that State. * Horsford v. Wright, Kirby (Conn.), 3; 1 Am. Dec. 8. This is one of the earliest cases upon the point. It merely announces the rule without discussing 380 MAEKETABLE TITLE TO EEAL ESTATE. permitted to measure his damages upon a breach of the covenant of warranty, by the vahie of the land at the time of his eviction. The distinction which they make between the covenant of warranty and the covenant of seisin is that the latter covenant is broken as soon as made if the covenantor have no title, while the covenant of war- ranty is not broken until eviction under title paramount ; and that the parties intend that the damages shall be measured by the value of the land at the time" when the covenant is broken.^ If the eviction is constructive, as wliere the covenantee is unable to get possession of the land by ejectment brought for that purpose, the value of the land at the time the action of ejectment was decided against the plaintiff, is the measure of his damages.^ An exception to the New England rule giving damages for the value of the land at the time of eviction, is made in a case where the eviction results from the enforcement of a mortgage or other lien, and in which the covenantee has the privilege of redeeming the land by discharging the incumbrance and the costs of suit. In such a case the measiire of his damages is the amount required to redeem the land.'' Were this not so the covenantee might recover the full the reasons upon which it is founded. Mitchell v. Hazen, 4 Conn. 516; 10 Am. Dec. 169; Stirling v. Peet, 14 Conn. 345; Butler v. Barnes, 61 Conn. 399; 24 Atl. Rep. 328. ' The rule measuring the damages by the value of the land at the time of eviction vras recognized in Virginia at an early date, though not expressly adopted. Mills v. Bell, 3 Call (Va.), 330, obiter, a case of executory contract. TucKEK, J., in Nelson v. Matthews, 3 Hen. & Munf. (Va.) 164; 3 Am. Dec. 620, These dicta have all been disapproved by later cases. See ante, p. 373, n. Dam- ages for the value at the time of eviction were also allowed or the rule approved in Guerard v. Rivers, 1 Bay (S. C), 263, and Liber v. Parsons, 1 Bay (S. C), 19, but these cases were overruled by Furman v. Elmore, 2 Nott & McC. (S. C.) 189. The consideration money with interest has since been made by statute the rule of damages. Acts 1824, p. 24; Earle v. Middleton, Cheves (S. C), 127. In Clark v. Whitehead, 47 Ga. 516, it seems that under the statutory law of that State the grantee was held entitled to damages for the value of the land at the time of trial of the action for breach of covenant. In Jones v. Shay, 72 Iowa, 237; 33 N. W. Rep. 650, it was held error to award damages in excess of the purchase money, unless the plaintiff averred and proved an increase in the value of the premises. ' Park V. Bates, 12 Vt. 381; 36 Am. Dec. 347. = Tuft V. Adams, 8 Pick. (Mass.) 549; White v. Whitney, 3 Met. (Mass.) 89; Thayer v. Clemence, 22 Pick, (Mass.) 490. Compare Lloyd v. Quimby, 5 Ohio St. 362. COVENANTS OF WAEEANTY AND FOE QUIET ENJOYMENT. 381 value of the estate as damages, and then repossess himself of the estate by redeeming it with a much smaller sum of money. The New England rule as to the measure of damages has been pro- nounced unsound and has been vigorously assailed both by text writers and by the courts of other States.' The reasons which they urge against the rule seem conclusive. The decisions supporting that rule appear to have been founded more upon precedent and ancient usage, than upon any presumed intention of the parties, with respect to the measure of recovery upon the covenant.^ It is not to be denied, however, that the rule limiting the damages to the considera- tion money will not in some cases result in hardship and injustice. That rule has been adopted, not as a complete solvent of the rights of the parties in all cases, but as the best that could be devised hav- ing regard to the difficulties of the subject, and as the least calcu- lated to produce inequitable results.^ ' See the cases cited supra, p. 37a, n. Rawle Govt. § 165. The learned writer says: " A vendor when making them (the covenants) never dreams of such an enlarged liability hy reason of his purchaser's improvements; and on the other hand the latter takes the title for what it is worth at the time; he makes, by his contract, the purchase money the measure of the value of the title, and takes security by means of covenants in that amount and no more. ^ " * The practical application of the rule that the damages are measured by the value at the time of eviction may, moreover, work injustice in cases where the property may have depreciated in value, and in particular where that depreciation may have been owing to the neglect or other fault of the purchaser. In case he has received a covenant for seisin and a covenant for quiet enjoyment, he can of course sue upon either, or if he sue upon both he is allowed to have judgment entered upon either. If the property is less valuable than when he purchased it, he elects to enter judgment upon the covenant for seisin and receives the con- sideration money, which is far more than the property is then worth. If, how- ever, it has increased in value, judgment is entered on the covenant for quiet enjoyment." In Ware v. Weatherall, 2 McC. (S. C.) 34&, it was said by Col- cock, J. : "It sounds well to say that if a man be deprived of a thousand dollars worth of improvements by a defect in his title, he who sold should be compelled to make it up. But I ask if it is not increasing the calamities of life to make men answerable for that which the most consummate wisdom and incorruptible integrity cannot guard against." ' See the remarks of Parsons, 0. J., in Gore v. Brazier, 3 Mass. 545, 546; 3 Am. Dec. 183. 3 Staats V. Ten Eyck, 3 Caines (N. Y.), Ill; 3 Am. Dec. 254, where it was said by Kent, 0, J. : "To find a rule of damages in a case like this is a work of difficulty; none will be entirely free from objection or will not at times work injustice." McAlpin v. Woodruff, 11 Ohio St. 130. 382 MARKETABLE TITLE TO REAL ESTATE. § 1G6. Assignee's measure of damages. If the action on the covenant of warranty be by an assignee of the covenantee, and the consideration paid for the land by the plaintifE was less than that paid to the covenantor ; that is, the original purchase money, the plaintiff can recover as damages only the purchase price which he paid.^ But if he paid more than the original purchase money, he cannot recover the excess on the original covenantor's warranty. The measure of damages for which the covenantor is Hable cannot be increased by a transfer of the land.' § 167. True consideration may be shown. The consideration stated in the conveyance is prima facie evidence of the purchase ' Mette V, Dow, 9 Lea (Tenn.), 99. In this case the court, by Coopbk, J., lucidly observed: " The covenant (warranty) is a peculiar one, and not like an ordinary covenant for so much money. It is rather in the nature of a bond with a fixed sum as a penalty, the recovery on which will be satisfied by the payment of the actual damages. Each vendor subject to this rule may be treated as the principal obligor to bis immediate vendee, and as the surety of any subsequent vendee to hold him harmless by reason of the failure of title; and the ultimate vendee when evicted is entitled to be subrogated to the rights of his Immediate vendor against a remote vendor to the extent necessary to indemnify him. Such a vendee, to use the language of the Supreme Court of North Carolina, sues a remote vendor on the covenant to redress his, the plaintiff's, own injuries, not the injuries of the immediate vendee of such remote vendor. Accordingly, that court held, in a case like the one before us, that the measure of damages was the consideration paid by the plaintifE to his immediate vendor, with interest, and not the consideration paid by such vendor to the defendant. In other words, the damages recovered were limited to the actual injury sustained. Williams v. Beeman, 4 Dev. (N. C.) 483." Phillips v. Smith, 1 Car. Law Rep. 475. Whitz- man v. Hirsh, 3 Pick. (Tenn.) 513; 11 S. W. Rep 421. Moore v. Frankenfleld, 35 Minn. 540. In Aiken v. McDonald, (So. Car.) 20 S. E. Rep. 796, the greater part of an estate in the premises for the life of another had been enjoyed by the original covenantor, but the value of the entire life estate was, nevertheless, deducted from the assignee's damages. = Dickson v. Desire, 23 Mo. 166. Crisfield v. Storr, 86 Md. 150; 11 Am. Rep. 480. Rogers v. Golson, (Tex. Civ, App.) 31 S. W. Rep. 200. Taylor v. Wallace, (Colo.) 37 Pac. Rep. 963. Where the purchaser resold the premises and directed the conveyance to be made to the sub-purchaser, which was done, and the sub- purchaser was evicted, it was held that the measure of his damages against the grantor was the price paid by him (plaintiff, sub-purchaser) to the original pur- chaser, and not that which the latter was to pay to the grantor. Cook v. Curtis, 68 Mich. 611; 36 N, W. Rep. 693. The rule stated in the text seems to be supported by the weight of authority. There are cases, however, which adopt the contrary view. Brooks v. Black, COVENANTS OF WARKANTY AND FOK QUIET ENJOYMENT. 383 price of the land. But parol evidence is admissible to show the true consideration, whether it l)e greater or less than that recited in the deed.' It has been said that the only operation of the consider- ation clause is to prevent a resulting trust in the grantor and to estop him to deny the deed for the uses therein mentioned.' Evi- dence of a secret understanding between the covenantor and the covenantee, by which the liability of the former upon the covenant is lessened, cannot, however, be received as against an assignee of the (Miss.) 9 So. Rep. 333. Lourence v. Robertson, 10 So. Car. 8. Mischke v. Baughn, 52 Iowa, 528; 3 N. W. Rep. 543; Dougherty v. Duval, 9 B. Mon. (Ky.) 57. ' Bingham v. Weiderwax, 1 Comst. (N. Y.) 509; McRea v. Purmont, 16 Wend. (N. Y.) 460; Shepherd v. Little, 14 Johns. (N. Y.) 210; Petrie v. Folz, 54 N. Y. Super. Ct. 223, 229. Morse v. Shattuck, 4 N. H. 229; 17 Am. Dec. 419; Nut- ting V. Herbert, 35 N. H. 127. Estabrook v. Smith, 6 Gray (Mass.), 572; 66 Am. Dec. 443. Moore v. McKie, 5 Sm. & M. (Miss.) 238. Swafford v. Whipple, 3 Gr. (lo.) 261; 54 Am. Dec. 498; Williamson v. Test, 24 Iowa, 138; Wachendorf v. Lancaster, 66 Iowa, 458; 23 N. W. Rep. 922. Barrett v. Plughey, (Ark.) 15 S. W. Rep. 464. Garrett v. Stuart, 1 McCord (8. C), 514. Devine v. Lewis, (Minn.) 35 N. W. Rep. 711. Guinotte v. Choteau, 34 Mo. 154; Henderson v. Henderson, 13 Mo. 151. Wilson v. Shelton, 9 Leigh (Va.), 342. Jlartin v. Gordon, 34 Ga. 533. In this case the real consideration was much less than that stated in the deed. In Stark v. Olney, 3 Greg. 88, the consideration expressed in the deed was $3,000, but the plaintiff recovered only $507. In Staples v. Dean, 114 Mass. 125, it appeared that Sylvester, not being the owner of a lot, sold and agreed to convey it to Staples for about $950. Sylvester then purchased the lot from the real owner. Dean, for $450, and caused him to convey it to Staples with covenant of seisin, the deed expressing a consideration of $950. The title having failed. Staples brought an action on the covenant, and claimed that the consideration named in the deed was the measure of his damages. The defendant Dean was permitted to show the facts in the case, and the court held that the measure of damages was the value of the land at the time of the conveyance, or, at the plaintiff's election, the amount actually received by the defendant, $450. There are a few early cases holding generally that the consideration of a deed cannot be inquired into, but they are no longer regarded as authority. Among others may be named Steele v. Adams, 1 Gr. (Me.) 1; Clarke v. McAnulty, 3 S. & R. (Pa.) 367; Schermerhorn v. Vanderheyden, 1 Johns. (N. Y.) 139; 3 Am. Dec. 304. Of course, however, parol evidence cannot be received to show that a deed is void for want of a consideration. Parol evidence as to the consideration can only be received when it is offered for some purpose other than that of defeating the conveyance. Belts v. Union Bank, 1 Harr. & Gill (Md.), 175; 18 Am. Dec. 383. Wilt V. Franklin, 1 Binney (Pa.), 502; 2 Am. Dec. 474. «Belden v. Seymour, 8 Conn. 304; 31 Am. Dec. 661. 384 MAKKETABLE TITLE TO EEAL ESTATE. covenant, that is, a subsequent purchaser from the covenantee.' If no consideration be expressed in the deed, extrinsic evidence may, of course, be resorted to for the purpose of showing the purchase price.- If tlie consideration cannot be ascertained, the value of the land at the time of the conveyance, with interest, will be th« measure of damages.' But parol evidence cannot be received to show that at the time of the conveyance the covenantee was aware of the objections to the title of his grantor, or of the existence of incumbrances upon the property, and had verbally agreed that in case of an eviction there should be no liability upon the covenantor.'' If the consideration be paid in something other than money, the actual value of the consideration so received will be the measure of the covenantee's damages. Thus, when the consideration was paid in railroad bonds, worth less than par, the measure of damages was held to be the actual market value of the bonds at the time of the payment.' § 168. Measure of damages where the covenantee buys in the paramount title. The law does not require the covenantee to submit to an actual eviction by legal process at the suit of the real owner, as a condition precedent to the recovery uf damages for the loss of the estate. He is constructively evicted, and his right of action is complete if he yields up the possession upon the demand of the true owner.* Upon the same principle he is permitted to buy in the outstanding title and to recover as damages the amount ' Greenvault v. Davis, 4 Hill (N. Y.), 647. ^ Smith V. Strong, 14 Pick. (Jlass.) 128. = Smith V. Strong, 14 Pick. (Mass.) 128. "Estabrook v. Smith, 6 Gray (Mass.), 578; 46 Am. Dee. 443. Nutting v. Her- hcrt, 35 N. H. 264. Suydam v. Jones, 10 Wend. (N. Y.) 184; 25 Am. Dec. 552. In Collingwood v. Irwin, 3 Watts (Pa.), 306, it was held that the defendant could not show by parol that at the time he executed the deed he assigned to the grantee a judgment against a thii-d person, which the grantee accepted as sole security for the title and agreed never to hold the grantor liable on the covenant. And in Townsend v. Weld, 8 Mass. 146, it was held that parol evidence is inad- missible to show that the covenantee was aware of the defect of the covenantor's title and that he had agreed that the covenantor should not be charged in the event of an eviction. 'Montgomery v. Northern Pac. It. Co., 67 Fed. Rep. 445. "Ante, p. 348. COVENANTS OF WAEEANTY AND FOR QUIET ENJOYMENT. 385 necessarily and in good faith expended for that purpose.' " There seems to be no difference in principle between yielding np the pos- session to liim who owns the paramount title, and fairly purchasing that title, so far as respects the right to recover damages on the warranty."^ But he can in no case recover damages in excess of the amount paid by him to the adverse claimant,^ or in excess of the purchase price of the laud.* Prima facie the covenantee has a right to recover damages to the amount of the consideration expressed in the deed. It devolves upon the defendant to show that the covenantee got in the outstanding title at a price less than that sum.^ The right of the covenantee to recover is not affected by the fact that he bought up the title after the commencement of his action upon the warranty.^ And he is not only entitled to recover the sum paid to the holder of the better title, but he may have back other necessary expenses incurred in acquiring the right of the true owner.^ But while the covenantee may buy in the paramount title 'Mayue Dam. (Wood's ed.) 386; Field Dam. 378, et seq.; Rawle Govt, g 192; Sedg. Dam. p. . Smith v. Compton, 3 B. & Aid. 407. Leffingwell v. Elliott, 10 Pick. (Mass.) 204. Loomis v. Bedell, 11 N. H. 74. Spring v. Chase, 22 Me. 505; 39 Am. Dec. 505. Turner v. Goodrich, 36 Vt. 709. Sanders v. Wagner, J3 N. J. Eq. 506. Dale v. Shively, 8 Kans. 190; McKee v. Bain, 11 Kans. 577. Lawton v. Howe, 14 Wis. 269. Baker v. Corbett, 28 Iowa, 318, obiter, case of executory contract. Weber v. Anderson, 73 111. 439. In Lawless v. Collier, 19 Mo. 480, it was held that if the grantee buys in the adverse title, the price paid is the measure of his damages for breach of the covenant of seisin, but if he assigned the covenants in his grantor's deed as part of the consideration for the adverse paramount title, the assignee will be entitled to the full amount of the purchase money. And in Nolan v. Peltman, 12 Bush (Ky.), 119, it was hold that if through equities derived from the grantor, such as a claim against the true owner for improvements, the grantee subjects the premises to sale and buys them himself, he will be treated as purchasing for the grantor's benefit, and can only recover on the warranty what it cost him to perfect the title in this way. 2 Donnell v. Thompson, 1 Fairf. (Me.) 176; 35 Am. Dec. 316. 2 Farmers' Bank v. Glenn, 68 N. C. 39 and cases cited in note 1, above. Cox V. Henry, 32 Pa. St. 18. James v. Lamb, (Tex.) 21 S. W. Rep. 172. Bush v. Adams, 23 Pla. 177. * Elliott V. Thompson, 4 Humph. (Tenn.) 98. McGary v. Hastings, 39 Cal. 360; 2 Am. Rep. 456. Richards v. Iowa Homestead Co., 44 Iowa, 304; 34 Am. Rep. 745. Clapp V. Herdman, 25 111. App. 509. 'Hunt V. Orwig, 17 B. Mon. (Ky.) 73; 66 Am. Dec. 144. « Leffingwell v. Elliott, 10 Pick, (Mass.) 204; 19 Am. Dec. 343. ■■Dillahunty v. Little Rock, etc., R. Co., 59 Ark. 699; 27 S. W. Rep. 1002, and 28 S. W. Rep. 657. See, generally, the cases cited, ante, this section. 49 386 MAEKETABLE TITLE TO EEAL ESTATE. he does so at his own risk, and the burden devolves upon him to show that the title so acquired is one to which he must have inevi- tably yielded .1 The rule in this respect is the same as that which applies in case of a voluntary surrender of the premises to the adverse claimant. The right to buy in the paramount title is the privilege and not the duty of the covenantee. Therefore, his refusal to purchase the title when offered to him on moderate terms cannot be shown in defense of his action on the warranty.^ The rule that the covenantee can have credit only for the amount paid by him to get in the outstanding title, and that the title so acquired, except to this extent, enures to the benefit of the grantor, has been held not to apply where the subject of the contract was public land title to which had never been divested from the State. The reason for this doctrine is that the public lands are not a law- ful subject of private contract, and an attempted conveyance thereof by one private person to another passes no interest whatever, and does not ci-eate the relation of vendor and vendee, and, therefore, cannot be held to furnish a consideration for the purchase price of the premises.^ In such a case the rule that the purchaser cannot deny the vendor's title does not apply, even though the grantee knew that the title was in the government when the deed was made, and had himself at that time taken steps to acquire the lands as a homestead.* § 169. Measure of damages for loss of term. The rule that the covenantee upon eviction is not entitled to damages for the increased value of the land, has been held in New York and else- where not to apply in case of a breach of a covenant for quiet enjoyment contained in a lease, the lessee in case of eviction by ' Richards v. Iowa Homestead Co., 44 Iowa, 304; 24 Am. Rep. 745. " Norton v. Babcock, 2 Met. (Mass.) 510. Buck v. Clements, 16 Ind. 132. Lloyd V. Quimby, 5 Ohio, 265. Stewart v. Drake, 4 Halst. (N. J.) 143. Miller v. Hal- sey, 2 Gr. (N. J. L.) 48. Sanders v. Wagner, 32 N. J. Eq. 506. ''Lamb v. James, 87 Tex. 485; 29 S. W. Rep. 647, citing Wheeler v. Styles, 28 Tex. 240; Rogers v. Daily, 46 Tex. 582; Palmer v. Chandler, 47 Tex. 383; Hous- ton V. Dickinson, 16 Tex. 81. See, also, Kans. Pao. R. Co. v. Dunmeyer, 19 Kans. 543. Barr v. Greeley, 52 Fed. Rep. 926, obiter ; Montgomery v. Northern Pac. R. Co., 67 Fed. Rep. 445. 'Dillahunty v. Little Rock, etc., R. Co., (Ark.) 27 S. W. Rep. 1002. COVENANTS OF WARRANTY AND FOB QUIET ENJOYMENT. 387 title paramount being held entitled to damages for the value of his unexpired term over and above the rent reserved.^ A similar rule has been applied in England^ in such cases. A different rule for- merly prevailed in New York ; the earlier cases hold that the rent ' Clarkson v. Skidmore, 46 N. Y. S97. Clark v. Fisher, 54 Kans. 403; 38 Pac. Eep. 493. Fritz v. Pusey, 31 Minn. 368; 18 N. W. Rep. 94. Wetzel v. Rich- creek, (Ohio) 40 N. E. Rep. 1004. Sheets v. .Joyner, (Inil.) 38 N. E. Rep. 830. Damages for the value of the unexpired term over and above the rent reserved ■were allowed in Mack v. Patchin, 43 JST, Y, 167; 1 Am. Rep. 506 (1870). The decision, however, seems to have been rested largely upon the want of good faith in the lessor and his connivance at the eviction of the lessee by foreclosure of a mortgage on the demised premises. (See the comments on this decision in Lan- uigan V. Kille, 97 Pa. St. 120; 39 Am. Rep. 797.) The case has been much cited, and justifies the following copious extract from the opinion of Earle, C. J.: " Ordinarily in an action against the vendor of real estate for breach of the cove- nant of warranty the vendee can recover only the consideration paid and interest for not exceeding six years; and when the contract of sale is executory, no deed having been given, in cases where no part of the purchase money has been paid, the vendee can recover only nominal damages; and in cases where the purchase money has been paid, he can recover the purchase-money interest and nominal damages. In an action by the lessee against the lessor for breach of the cove- nant for quiet enjoyment the lessor can ordinarily recover only such rent as he has advanced, and such mesne profits as he is liable to pay over; and in cases where the lessor is sued for a breach of a contract to give a lease or to give pos- session, ordinarily the lessee can recover only nominal damages and some inci- dental (3xpenses, but nothing for the value of his lease. These rules, however much they may be criticised, must be regarded as settled in this State. But at an early day in England and in this couutrj^ certain cases were declared to be exceptions to these rules, or, more properly speaking, not to be within them; as if the vendor is guilty of fraud, or can convey, but will not, either from per- verseness or to secure a better bargain; or if he has covenanted to convey when he knew he had no authority to contract to convey; or where it is in his power to remedy a defect in the title and he refuses or neglects to do so; or when he refuses to incur expenses which would enable him to fulfill his contract. In all these cases the vendor or lessor is liable to the vendee or lessee for the loss of the bargain under rules analogous to those applied in the sale of personal property. * * * In this case the defendant resided in Buffalo, where the real estate was located, and he owned the real estate at the time he made the lease; and, in the absence of any proof to the contrary, he must be presumed to have known of the mortgages upon the real estate at the time he made the lease. He is, therefore, ■within the rule of law above alluded to, liable to the damages awarded against him, because he gave the lease knowing of the defect in his title * «■ * 'When 5 Williams v. Burrell, 1 Com. B. 402; Lock v. Furze, 19 Com. B. (N. S.) 96; S. C. on appeal, L. R., 1 0. PI. 441; Rolph v. Crouch, L. R., 3 Exch. 44. 388 SI.VEKETABLE TITLE TO REAL ESTATE. reserved for the residue of the unexpired term is the measure of the lessee's damages.' The late cases would seem to establish the better doctrine. They proceed upon the ground that the rule caveat emjjtor does not ajjply as between lessor and lessee. It is not customary for the lessee to examine the title, even if he were allowed to do so. It may be observed, too, that no very serious consequences can flow from a rule that gives the lessee the benefit of the actual value of the term, for it is but seldom that the annual value of the premises is found to be in excess of the rent reserved ; and leases are for the most part, of short duration in localities where the rental value of the property is likely to increase. If the lessee is liable to the true owner for mesne profits, he may recover back the rent he has paid to the lessor, as damages for breach of the covenant for quiet enjoyment.^ It seems that, if he has paid he gave this lease, if he acted in good faith, he must have intended in some way to have taken care of these mortgages; and because he did not do so, having the ability, so far as appears, to do so, he should be held liable to the damages recovered. He not only failed to do his duty to the plaintiff in any of the respects here indicated, but went actively to work to remove him from the prem- ises, and succeeded in doing so." In JIcAlister v. Landers, 70 Cal. 79; 11 Pao. Rep. 105, where a lessee was evicted under judgment in favor of one having older title, it was held that his damages for breach of the covenant for quiet enjoyment could not be less than the judgment for damages and costs against himself. ' Kelly v. Dutch Church, 2 Hill (N. Y.), 105; Kinney v. Watts, 14 Wend. (N. Y.) 38. In Moak v. .lohnson, 1 Hill (N. Y.), 99, the rule established by these oases seems to have been reluctantly admitted. The same rule has been announced in other States. Lanigan v. Kille, 79 Pa. St. 120; 39 Am. Rep. 797. McAlnine V. Woodruff, 11 Ohio St. 120. Lanigan v. Kille, supra, was a case of great hard- ship. A lessee had erected extensive and costly improvements for mining pur- poses on the demised premises under an agreement by which he had the right to remove the improvements at the end of the term. After some years' enioyment of the estate the lessee was evicted by the true owner. After the eviction, in an action by the latter against the lessor for mesne profits, the defendant (lessor) was allowed the value of the improvements as a set-off against the plaintiff's demand. The lessee then brought an action on his implied covenant for quiet enjoyment, claiming damages for the increased value of the term by reason of the improvements. The court held that the consideration, that is, the rent reserved, was the measure of the lessee's damages, and that as the improvements were to be the property of the lessee at the end of the term they could not be treated as the consideration of the lease, and the only rent reserved being a royalty, the plaintiff was entitled to no more than nominal damages. « Kelly V. Dutch Church, 2 Hill (N. Y), 105. COVENANTS OF WARRANTY AND FOE QUIET ENJOYMENT. 389 no rent, he can only recover nominal damages in case of eviction, with costs incurred in defending the title.' A purchaser who pays an annual ground rent instead of a sum in gross will, if deprived of the premises by the eviction of the lessor, his heirs or assigns, be ahsolved from the payment of the rent in toto? If he be deprived of a part of the premises, or pay ofE an incumbrance of less amount than the ground rent, he will be enti- tled to an abatement of the rent for such time as shall be sufficient for his indemnity.^ § 170. Measure of damages on eviction from part of the land. If the covenantee be evicted from part only of the war- ranted premises, the measure of his damages will be, not the aver- age price paid per acre for the wliole tract, but such a proportion of tlie whole consideration paid as the value of the part to which the title fails bore at the time of the purchase to the whole purchase price.* The rule is the same whether the action be for breach of ' Moak V. Johnson, 1 Hill (N. Y.), 99. ''Franciscus v. Reigart, 4 Watts iPa.), 116. ' Garrison v. Moore, 1 Phila. (Pa.) 283. ^Sedg. Dam. (8th ed.) 113; Rawle Govt. (5th ed.) § 187. Morris v. Phelps, 5 Johns. (N. Y.) 49, 56; 4 Am. Dec. 333; Guthrie v. Pugsley, 13 Johns. (N. Y.) 136; Giles V. Dugro, 1 Duer (N. Y.), 331; Adams v. Conover, 33 Hun (N. Y.), 424; affd., 87 N. Y. 432; 41 Am. Rep. 381. Compare Mohr v. Parmelee, 43 N. Y. Super. Ct. 330, where it is said that "the damages are limited to a smn which bears to the whole consideration of the conveyance the same ratio which the size of the part of the premises as to which there is a failure of title bears to the size of the entire tract attempted to be conveyed." This seems to leave the relative value of the part lost out of consideration. Stahley v. Irvine, 8 Barr (Pa.), 500. In Terry v. Drabenstadt, 68 Pa. St. 400, it was held that if the covenantee was evicted of one-third of the land by a widow claiming dower, the measure of his damages will be the value of the widow'^ life interest, taking the purchase money as the basis of the estimate. Weber v. Anderson, 73 111. 439; Wadhams v. Inness, 4 111. App. 646. Messer v. Oestrich, 53 Wis. 694; 10 N. W. Rep. 6. If the part lost have valuable improvements on it, the value of that part including the Improvements will be the measure of damages. Semple v. Wharton, 68 Wis. 636; 33 ]Sr. W. Rep. 690, correcting an inadvertent misstatement of the rule in Messer v. Oestrich, supra. Ela v. Card, 8 N. H. 175; 9 Am. Dec. 46; Partridge V. Hatch, 18 N. H. 494. The rule as stated in the head note to this case is mis- leading, and is not sustained by the opinion. Winnipiseogee Paper Co. v. Eaton, 65 N. H. 13; ISAtl.Rep. 171. Wheelerv. Hatch, 12Me. 389; Blanchard v. Blanch- ard, 48 Me. 174. Cornell v. Jackson, 8 Cush. (Mass.) 506: Lucas v, Wilcox, 185 Mass. 77. Hubbard v. ISTorton, 10 Conn. 432. Humphreys v. McClenachan. 1 Munf. 390 MAEKETABLE TITLE TO EEAL ESTATE. the covenant of seisin or the covenant of warranty. Of course, there is no room for the application of this rule where the estate lost consists of an undivided interest. One undivided moiety can be of no greater value than the other. In such a case, the damages will be in such proportion to the entire consideration as the undi- (A'a.) 493; Crenshaw v. Smith, 5 Munf. (Vn.) 41.5. Butcher v. Peterson, 26 W. Va. 447; 53 Am. Eep. 89. But, in Kelly v. Price, 22 W, Va. 247, it was said that the com- pensation should he allowed at the rate of the average price paid for the whole tract. Phillips V. Reichert, 17 Ind. 120; 79 Am. Dec. 463; Hoot v. Spade, 20 Ind. 326. Brandt v. Foster, .5 Iowa, 287. Wallace v. Talbot, 1 ilcCord (S. C), 466. Dicli- ens V. Shepherd, 3 Murph. (N. C.) 526. Grant v. Hill, (Tex. Civ. App.) 30 S. W. Rep. 9.52. Griffin v. Reynolds, 17 How. (U. S.) 6u9. Morris v. Phelps, supra, is the leading case on this point. There it was held that where there was a want of title only as to part of the land conveyed, the damages ought to be apportioned to the measure of value between the land lost and the land preserved, and not according to the number of acres lost and the number preserved. " Sup- pose," said Chief .Justice Kent, "a valuable stream of water with expensive improvements upon it, with ten acres of adjoining barren land, was sold for §10,000, and it should afterwards appear that the title to the stream with the improvements on it failed, but remained good as to the residue of the land, would it not be unjust that the grantee should be limited in damages under his cove- nants to an apportionment according to tlie number of acres lost, when the sole inducement was defeated, and the whole value of the purchase had failed? So, on the other hand, if only the title to the nine barren aces failed, the vendor would feel the weiglit of extreme injustice, if he was obliged to refund nine- tenths of the consideration." In Major v. Dunnavant, 2.5 111. 234, the considera tior, money embraced two tracts of land, one of two hundred and the other of eighty acres. The title to the eighty -acre tract failed. "Assuming,'' said the court, "that the proof shows that the two hundred acres were worth §5,000, and the 80 acres were worth 8100, and the price paid for the whole was .S6,000, then there was the sum of $900 paid for the whole purchase more than it was worth, and this loss must be apportioned to the two tracts according to their actual values respectively. Thus, dividing the .?900 into 51 parts, the tract worth So,000 would bear 50 parts of it, and the tract worth SI 00 one part, and by this amount would the actual value of the 80-acre tract be increased for the purpose of ascer- taining how much was paid in the purchase for this tract, and by adding to this sum tlie interest upon it the amount of the damages for the breach of the cove- nant would be ascertained." In Sears v. Stinson, 8 Wash. St. 615, the following rule was laid down: "The jury, assuming the value of the whole tract to be the contract price, must find how much less than the contract price the land was worth at the time of the sale by reason of the deficiency, and that will be the plaintiff's damages," In Wright v. Nipple, 92 Ind. 314, it was stated that the measure of damages for the loss of one-third of the land was one-third of the pur- chase monc3% but the part to which the title failed in that case was an undivided moiety, and the case, therefore, cannot be regarded as establishing in that State COVENANTS OF WAEEANTY AND FOE QUIET ENJOYMENT. 391 vided interest bears to the entire estate in the land.* If there be no evidence of a difference in value between the part of the estate which has been lost and the part retained, the measure of damages will, of course, be such a proportion of the entire purchase as the part lost bears to the entire tract.' It will hereafter be seen that a purchaser may rescind or refuse to perform an executory contract for the sale of lands if the title to a portion of the estate prove defective, unless the portion affected or the charge upon the estate be triiling and inconsiderable.^ He has no such option where the contract has been executed by a con- veyance with full covenants for title. If he be evicted from part of the estate by paramount title, he cannot treat the contract as at an end and recover the entire purchase money as damages, even though the j^art to which the title failed had been tlie principal inducement to his purchase. If that part, however, be of greater value than the other, the part of the purchase money that he will be entitled to recover as damages, will, as we have just seen, be proportioned to the actual value of the portion of the premises lost. The same rule applies where it appears that tlie covenantor had not the quantity of estate or the interest that he undertook to carry.* Thus, in a case in Tennessee in which the grantor had only a life estate instead of a fee, it was held in an action for breach of the covenant of seisin that the plaintiff must keep the life estate, recov- ering as damages the difference between the value of the life estate and the fee.^ "Where a deed passes an estate of value, though not a rule different from that stated in the text. The same statement has been made elsewhere, but it did not appear that one part of the land was more valuable than the other, and the question of damages for the relative value was not before the court. King v. Kerr, 5 Ohio, 160; 22 Am. Dec. 777. 'Downer v. Smith, 38 Vt. 464; Scantlin v. Allison, 12 Kans. 92. ^Gass V. Sanger, (Tex. Civ. App.) 30 S. W. Eep. 502. 3 Post, ch. 32. 1 Sugd. Vend. (8th Am. ed.) 477 (315). * Morris v. Phelps, 5 Johns. (N. Y.) 56 ; 4 Am. Dec. 823. See, also, cases cited ante, p. 389, n. 4. An agreement that if the title to part of the land fails, the grantee may have credit on his purchase-money notes on reconveying such part, does not oblige him to pursue that course. He may pay the notes and sue on the warranty. Wood v. Thornton, (Tex.) 19 S. W. Rep. 1034. 'Recohs v. Younglove, 8 Baxt. (Tenn.) 385. Turnby, J., dissented, holding that the covenantee was entitled to damages to the extent of the entire purchase money. It was intimated by the court that a different conclusion might have been reached if the plaintiff had proceeded in equity for a rescission of the con- 892 lilAEKETABLE TITLE TO REAL ESTATE. the precise estate covenanted, it is to be considered in measuring tlie damages for breach of the covenant.^ If the covenantee and his grantees have enjoyed the benefit of a life estate in the premises, the value of such estate must be deducted from the damages, even though the plaintiff, who was an assignee of the covenant, enjoyed but a small portion of the life estate.' If the title be outstanding in tenants in common or joint tenants, and but one of these recovers an undivided half against the covenantee, the warranty is broken only as to one-half of the premises, and the covenantee can recover damages only on that basis. The recovery of an undivided half by a tenant in common with a third person, is not a constructive recovery of the whole estate in common.^ It has been held that the burden will be upon the plaintiff to show the relative value of the part to which the title failed, and that in tlie absence of any evidence on that point, it will not be presumed that all the parts were of the same value. The burden is on the plaintiff to establish all the facts showing that he is entitled to relief, and to what extent.^ Evidence of the advantages or dis- advantages of the part lost, is admissible on behalf of either party. ^ Where the breach of the covenant of warranty or the covenant for quiet enjoyment, consists in the establishment of an easement in the gi-anted premises, e. g., the occupation of a part of the premises by a public highway, the measure of damages has been held to be the difference in value between the premises with and without the easement. In such a case the rule that the damages are to be measured by the consideration money, or a ratable part thereof, does not apply .^ tract instead of seeking damages at law. It is doubtful, hoT\-ever, whether equity, in the absence of fraud or mistake, would have entertained the covenantee, the contract being fully executed, and his remedy at law being adequate and plain. Morris v. Phelps, supra. Upon the proposition stated in the text, see further Gray v. Briscoe, Noy. 143, and cases cited ante, p. 373, n. Tanner v. Liv- ingston, 12 Wend. (N. Y.) 83. ' Kimball v. Bryant, 35 Minn. 496 ; Ogdcn v. Ball, 38 Minn. 237 ; 36 N. W. Kep. 344; Huntsman v. Hendricks, 44 Minn. 433; 46 N. W. Rep. 910. ».\ikeu V. McDonald, (So. Car.) 30 S. E. Rep. 796. 'McGrew v. Harmon, (Pa. St.) 30 Atl. Rep. 26.5. ■•Mischke v. Baughn, 53 Iowa, 528; 3 N. W. Rep. 543. ' Beaupland v. McKeen, 38 Pa. St. 124; 70 Am. Dec. 115. ^Hymes v. Esty, 133 N. Y. 342; 31 N. E. Rep. 105. COVENANTS OF WAEEANTY AND FOR QUIET ENJOYMENT. 393 § 171. Improvements. The rule that the measure of damages upon a breach of the covenants of warranty and of seisin, is the con- sideration money and interest, exchides the purchaser from recover- ing the vahie of improvements placed by him on the premises.* "When, however, these are of a permanent and substantial character, he is generally allowed their value in any proceeding against him by the holder of the paramount title to recover the premises and damages for their detention.^ Especially will such an allowance be made when the grantee is evicted by the grantor himself, upon the ground that he was incompetent to execute the conveyance.' § 172. Covenantee's right to interest as damages. The rule generally prevailing throughout the United States is that the cove- nantee is entitled to recover interest on the consideration money awarded as damages for breach of the covenants for title in all cases in which he is liable to the real owner of the estate for mesne profits, and that he is not entitled to interest unless he is liable for the profits.^ Thus, if the true owner's right to recovery of the protits ' Bender v. Fromberger, 4 Dall. (U. S.) 443, leading case. Coffman v. Huck, 19 Mo. 435. But see Morton v. Eidgway, 3 J. J. Marsh. (Ky.) 354. Lejeune v. Barrow, 11 La. Ann. 501. 2 1 Story C. C. (U. S.) 478. Thompson v. Morrow, 5 Serg. & R. (Pa.) 289. The right of the defendant in ejectment to an allowance for improvements made by him upon the estate, is affirmed by statute in many of the States. 'Hawkins v. Brown, 80 Ky. 186. ■> 4 Kent Com. 475. The learned author says: " The interest is to countervail the claim for mesne profits to which the grantee is liable, and is and ought to be commensurate in point of time with the legal claim to mesne x^rofits." 2 Suther- land Dam. 300. Staats v. Ten Eyck, 3 Gaines (N. Y.), Ill; 2 Am. Dec, 254; Pitcher v. Livingston, 4 Johns. (N. Y ) 1; 4 Am. Djc. 239; Caulkius v. Harris, 9 Johne. (N. Y.) 324; Bennet v. Jenkins, 13 Johns. (N. Y.) 50. Collier v. Cowger, 52 Ark. 332; 12 8. W. Rep. 703. Cox v. Henry, 33 Pa. St. 18. Sumner v. Wil- liams, 8 Mass. 322; 5 Am. Dec. 83. Willson v. Willson, 35 N. H. 239; 57 Am. Dec. 830; Groesbeck v. Harris, 82 Tex. 411; 19 S. W. Rep. 850; Brown v. Hearon, 66 Tex. 63; 17 S. W. Rep. 395. Thompson v. Guthrie, 9 Leigh (Va.), 101; 83 Am. Dec. 335. In the earlier cases of Threlkeld v. Fitzhugh, 8 Leigh (Va.), 451 and Jackson v. Turner, 5 Leigh (Va.), 119, it seems to have been held that the cove- nantee was entitled to interest only from the date of his eviction. So, also, in Moreland v. Metz, 24 W. Va. 138; 49 Am. Rep. 246. Frazer v. Supervisors, 74 111, 283. McNear v. McComber, 18 Iowa, 12. Stebbins v. AVolf, 33 Kans. 771; 7 Pac. Rep. 542. Rich v. Johnson, 1 Chand. (Wis.) 30; S. C, 2 Pinney (Wis.) 88; Mc-ieer v. Oestrich, 52 Wis. 694; 10 N. W. Rep. 6. King v. Kerr, 5 Ohio, 160; 22 50 394 MARKETABLE TITLE TO EEAL ESTATE. is limited by statute to a certain number of years next preceding his action to recover the premises, tlie evicted covenantee wUl not be entitled to interest beyond that period.' So, if he takes a life estate instead of a fee under the conveyance, he is not entitled to interest on the damages, because he has a right to the profits as against the remainderman.^ The same rule applies where the eviction results from the enforcement of a mortgage or other incumbrance on the land, the covenantee not being liable to the incumbrancer for rents and profits.^ In some cases, however, it has been held that the cove- nantee will not be allowed interest on the damages unless he shows that he has accounted to the real owner for the rents and profits.* In other cases his right to interest has been declared complete with- out regard to the question of mesne profits, on the ground that the covenantor has no interest in the profits, and cannot recoup them from tlie purchase money and interest, nor compel the covenantee to account for them.^ If the covenantee, being liable for the mesne Am. Dec. 777. McGuffey v. Hawes, 9 Lea (Tenn.), 93. Flint v. Steadman, 36 Vt. 210. A covenantee coiinterclaiming for damages arising from a judgment of eviction in ejectment cannot liave interest on the damages for the time he remained in possession after judgment. Wacker v, Straub, 88 Pa. St. 32. The removal of timber from the premises by a vendee of the covenant cannot be set off against the covenantee's right to interest, he not having received any of the proceeds of the timber. Graham v. Dyer, (Ky.), 39 S. W. Rep. 346. ' Harding v. Larkin, 41 111. 413. Morris v. Rowan, 17 N. J. L. 804. Hutchins V. Rountree, 77 Mo. 500; Lawless v. Collier, 19 Mo. 486. Kyle v. Fauntleroy, 9 B. Mon. (Ky.) 620. Caulkins v. Harris, 9 Johns. (N. Y.) 824. Cox v. Henry, 33 Pa. St. 19. Mette v. Dow, 9 Lea (Tenn.), 96; Crittenden v. Posey, 1 Head (Tenn.), 312. * Guthrey v. Pugsley, 13 Johns. (N. Y.) 126. « Patterson v. Stewart, 6 Watts & S. (Pa.) 537; 40 Am. Dec. 586; Williams v. Beemau, 3 Dev. (N. C.) 486. * Field Dam. §466; 1 Sedg. Dam. (7th ed.) 388, n. Wacker v. Straub, 88 Pa. St. 32. Benton v. Reeds, 20 Ind. 91 . This rule has been established by statute in Missouri. Hutchins v. Roundtree, 77 Mo. 500. But see Poster v. Thompson, 41 N. H. 78, where it was held to be immaterial to the allowance of interest whether the covenantee had or had not accounted to the adverse claimant for rents and profits, it being presumed that mesne profits will be recovered by the real owner. In Whiting v. Dewey, 15 Pick. (Mass.) 428, it was intimated that if from lapse of time the coveniintee became no longer liable for the mesne profits they should be deducted from the purchase money and interest. 5 Wilson V. Peelle, 78 Ind. 384; Wright v. Kipple, 93 id. 314; Rhea v. Swain, 133 Ind. 272; 23 N. E. Rep. 776, where held, also, that failure of the true owner COVENANTS OF WAEEANTY AND FOE QUIET ENJOYMENT. 395 profits, buy in the paramount title and recover as damages the amount expended for that purpose, lie will be allowed interest on the recovery, it being presumed that the mesne profits entered into the consideration paid for the paramount title.^ It has also been held that he will be entitled to interest on the amount paid to get in the outstanding title, whether he has or has not been in the percep- tion of the rents and profits, and whether the latter are more or less than the interest on the purchase price of the land.' But where the covenantee was kept out of possession for a time and afterwards acquired possession, it was held that he could not recover the rental value of the premises for the time he was kept out of possession, since he might have required possession to be delivered before accepting the conveyance.^ The rule that the covenantee is not entitled to interest unless he is liable for the rents and profits, of necessity applies only to cases in which he was in possession of the estate. If he was never able to get possession, he will, of course, be entitled to interest from the time the purchase money was paid. to get Judgment for the rents and profits gave the covenantor no claim to them. But see Burton v. Reeds, 20 Ind. 87. In Mitchell v. Hazen, 4 Conn. 495; 10 Am. Dec. 169, it was said that the grantee was entitled to the consideration with inter- est, whether he had been in possession or not, for the reason that the money due to the owner for rents and profits constituted a distinct and separate claim. And inHulse v. White, lCox(N. J. L.), 173, the court said: " The defendant cannot avail himself of the use made by the plaintiffs of the property of another, in order to lessen the damages. We must suppose that the real owner will have satisfaction for the profits received from the land." In Earle v. lliddleton, Cheves(S. C), 139, it was held that the fact that the covenantee had been in receipt of the profits did not affect his right to interest on the consideration money. Interest in such a easels allowed as an indemnity against any demand for mesne profits that may be made upon the covenantee in the future. The covenantor cannot demand to have the profits set ofi: against interest because he is not concerned with them. In this connection O'Nbalb, J., said: "There is no case of eviction, actual or constructive, by pa/ramount title, where the party's right to interest would be defeated by the reception of the rents and profits. The defect reaches back to the beginning of his title, and the rents and profits which he has received are not those of his vendor, but those of a third person having the paramount title. The damages recovered in a case of actual eviction, or which may be recovered by an existing paramount title outstanding, are in the place of rents and profits, and rapresent them in lep:al contemplation." ' Harding v. Larkin, 41 111. 413. ' Spring V. Chase, 22 Me. 505; 39 Am. Dec. 505. 8 Andrus v. St. Louis Smelting Co., 130 U. S. 643. No authorities cited. 396 MARKETABLE TITLE TO EEAL ESTATE. Interest runs from the time of purchase, and not merely from the date of eviction.^ § 173. Costs and attorney's fees as elements of damages. In England and in most of the American States, in which the ques- tion has been considered, the covenantee is permitted to include in his recovery for a breach of the covenant of warranty or of seisen, the taxed costs incurred by him in defending the title when attacked by the adverse claimant, although he may not have notified the covenantor to appear and defend the suit.' The purpose of such a notice is not to make the covenantor liable for costs but to make the judgment in the adverse claimant's suit conclusive upon him when sued by the covenantee for the breach of his covenant.' ' Simpson v. Belvin, 37 Tex. 675. Bellows v. Litchfield, 83 Iowa, 36; 48 N. W. Rep. 1063. But if he is not liable for mesne profits he can recover interest only from the date of eviction. McQ-ufEy v. Hawes, 85 Tenn. 36; 1 8. W. Rep. 506: Mette v. Dow, 9 Lea (Tenn.), 93. ' The cases cited below include, also, those in which the covenantee was allowed the costs of defending the title, hut in which no objection was made to the allow- ance, on the ground that the covenantor had not been notified to defend. Wil- liams V. Burrill, 1 Com. B. 403; Smith v. Compton, 3B. &Adolph. 407; Pomeroy V. Partington, 3 Term Rep. 678, note. Bennet v. Jenkins, 13 Johns. (N. Y.) 50; Waldo v. Long, 7 Johns. (N. Y.) 173. Keeler v. Wood, 30 Vt. 242. Kyle v. Fauntleroy, 9 B. Mon. (Ky.) 633; Robertson v. Lemon, 2 Bush (Ky.), 303. Jeter V. Glenn, 9 Rich. L, (S. 0.) 374. Crisfleld v. Storr, 36 Md. 151; 11 Am. Rep. 480. Harding v. Larkin, 41 111. 431. McKee v. Bain, 11 Kans. 578. Sumner v. Williams, 8 Mass. 163, 233. Brooks v. Black, (Miss.) 8 So. Rep. 332. Matheny V. Stewart, (JIo.) 17 S. W. Rep. 1014. Costs and counsel fees incurred by the grantee in defending the title to a piece of land, which, by mistake, was not included in his deed, cannot be recovered against the grantor, though the deed was, after judgment against the grantee, reformed so as to embrace the lot in question, with covenant of warranty. Butler v. Barnes, 61 Conn. 399; 24 Atl. Rep. 328. 3 Morris v. Rowan, 17 N. J, L. 309 (1839), Ford, J., saying; "The defend- ant's counsel supposes the costs on eviction are allowed because it was the war- rantor's duty to defend the suit upon receiving notice of the action, and he objects to them In this case because no notice was given to the warrantor or his representatives of the pendency of the action. But all the cases agree in allow- ing the costs of eviction, and it is immaterial whether he had notice or not. His covenant to warrant and defend is not a conditional one, if he has notice, other- wise want of notice might bar the warranty itself. He covenants to defend as absolutely as he does to warrant. The intent of notice is not to make him liable for costs; it is to make the record of eviction conclude him in respect to the title." COVENANTS OF WAEEANTY AND FOE QUIET .ENJOYMENT. 397 There has been much conflict of opinion, however, upon the ques- tion of t]ie liabihty of the covenantor for costs incurred by the covenantee in defending the title, as affected by the refusal of the former to appear and defend. There are cases which hold that if the covenantor refuse to defend when notified, he thereby confers, upon the covenantee the right to proceed with the defense and to incur all legal costs necessary for that purpose.^ On the other hand there are cases which decide that if the covenantor deems the title indefensible and chooses to abandon it to the adverse claimant, the covenantee has no right to saddle him with the costs of an unprofit- able litigation by defending the suit,'' especially where it was clear that defense would be useless, and the covenantor notified the covenantee not to defend.' It may be doubted whether the want of notice to defend, or the refusal of the covenantor to defend when notified, is proper to be considered in determining the right of the covenantee to costs. There would seem to be no obligation upon the covenantee to relinquish the estate to the adverse claimant and lose the benefit of his improvements and the increase in value of the premises, merely because the covenantor is unwilling or unable to litigate the title. And it would seem that the right of the cove- nantee to protect his bargain, should be deemed to have been fully within the contemplation of the parties at the time the covenant was made, and the costs thence accruing to have been within the intents and purposes of the covenant. For these reasons, in addi- tion to those first stated, it is believed that the covenantee is entitled to recover the taxed costs incurred by him in defending the title, HoRNBLOWBK, C. J. , Stated that he had examined a number of cases bearing on the point in dispute, and that in none of them did it appear that the right to costs depended on notice to the covenantor to defend." See, also, Duffield v. Scott, 3 Term Rep. 374. ' Swett V. Patrick, 13 Me. 1; WilUamson v. Williamson, 71 Me. 442. Mercan- tile Trust Co. V. So. Park Residence Co., 94 Ky. 271; 22 S. W. Rep. 314. Win- nepiseogee Paper Co. v. Eaton. 65 K H. 13; 18 Atl. Rep. 171. Walsh v. Dunn, 84 111. App. 146. Whether the notice be to prosecute or defend, Potwin v. Blasher, 9 Wash. 460; 37 Pao. Rep. 710. 2 Terry V. Drabenstadt, 68 Pa. St. 403; Pulweiler v. Baugher, 15 Serg. &R. (Pa.) 55. But see Hood's Appeal, (Pa. St.) 7 Atl. Rep. 137. ''Matheny v. Stewart, (Mo.) 17 S. W. Rep. 1014. The suit here was against a remote grantor, and the request not to defend was by the immediate grantor. 398 MARKETABLE TITLE TO EEAL ESTATE. ■whether the covenantor was or was not notified to defend, and whether he neglected or complied with the notice.' The grantee will not be entitled to costs of defending the title if the grantor instead of conveying with warranty, merely covenants to return the purchase money, if the grantee is evicted.^ Neither can he recover such costs unless they were incurred in an action to which he was a party of record and in which his title was passed npon.^ JSTor can he recover costs incurred in a suit against a mere trespasser or in a suit against himself by an adverse claimant in which he is successful, for the covenant of warranty is not broken by a tortious disturbance, nor by the assertion of adverse claims.* If the covenantor was not seized, and the covenantee nevertheless enter on the land, and the real owner recover against him in tres- pass, the covenantee cannot recover the costs and damages so incurred in an action on the covenant of seisin.^ ISTor will the covenantee be allowed the costs of a suit against himself by one to whom he had conveyed the land, and who was evicted.' Where the warrantor expressly agreed to pay any costs that might be incurred in defending the title, he was held liable for such costs, though not made a party to the adverse claimant's suit.' The right of the grantee to recover costs expended in defending the title is not affected by the fact that he did not take the initiative and proceed against the adverse claimant. He is not bound to follow the advice or request of the grantor to sue one who sets up an adverse claim to the premises. He may subject himself to suit by resisting or inter- fering with such claimant, without losing his right to recover the costs of sucli suit from tlie grantor.* The covenantee, it seems, is as much entitled to recover as damages, costs incurred in a suit by him to recover possession from an adverse claimant, as those ' Mr. Rawle inclines to this view. Govts, for Title (5th ed.), § 199, and note 3. "Barnett v. Montgomery, 6 T. B. Mon. (Ky.) 333. 'Harding v. Larkin, 41 111. 413. * Christy v. Ogle, 33 111. 395. Smith v. Parsons, 33 W. Va. 644; 11 S. E. Rep. €8. Kane v. Fisher, 2 "Watts (Pa.), 246. sCushman v. Blanchard, 3 Gr. (Me.) 266; 11 Am. Pfic. 76. « Stark V. Olney, 3 Oreg. 88. 'Hedrick v. Smith, (Tex.) 14 S. W. Rep. 197. The case does not show whether tlie promise was made hefore or after the warranty. 8 Smith v. Sprague, 40 Vt. 48. COVENANTS OF WARRANTY AND FOE QUIET ENJOYMENT. 399 incurred in defending a suit by the latter,^ provided the suit was brought against the adverse claimant with the concurrence of the ■covenantor.^ It seems that special agreements to indemnify the vendee for all costs and damages of any kind which he may sustain in case of eviction, are not merged in a subsequent conveyance to him with covenants for title f and if the covenantee be evicted, he may recover all costs and expenses incurred in defending the title, with- out regard to the question of notice to the covenantor to defend." In order to recover costs and expenses of defending the title as a part of his damages, the covenantee is not required to show that an account of the same was presented to the defendant and payment thereof demanded before suit on the covenant was begun.^ § 174. Counsel fees and expenses. Counsel fees and reason- able expenses incurred in asserting or defending the title, have not been as freely allowed the covenantee as the taxed costs of suit in such cases. There would seem, however, to be no difference in the principles upon which the covenantee's claim is rested in either case. He is as much obliged to avail himself of the services of counsel, as of those of other officers of the court, in the defense or ' 2 Sutherland Dam. 303. ' Kyle V. FauDtleroy, 9 B. Mon. (Ky.) 620. See, also, Dale v. Shively, 8 Kans. 276. Kingsbury v. Smith, 13 N. H. 12.5. Here the court said: "The principle deduciblc from the cases cited ■n'ould seem to be that the grantee in an action upon a covenant of warranty, express as in a deed, or implied as upon the sale of personal property, is entitled to recover, as part of his damages sustained by reason of the failure of the title conveyed, the reasonable and necessary expenses incurred in a proper course of legal proceedings for the ascertainment and pro- tection of his rights under the purchase, as well as a reasonable compensation for his trouble, and expenses to which he may have been put in extinguishing a paramount title. And it seems to us that there can be no sound distinction between the case in which the expenses are incurred in the necessary and proper prosecution of a suit for such ascertainment and protection of the purchaser's rights, and the case of a defense made for the same purpose. In Yokum v. Thomas, 15 Iowa, 67, it was held that the covenantee could not recover costs incurred in a suit to vacate an invalid patent issued to an adverse claimant of the land. And in Qragg v. Richardson, 25 6a, 566; 71 Am. Dec. 190, the covenantee was denied attorney s fees paid by him in a suit to recover the land. ' Colvin V. Schell, 1 Grant (Pa.), 226. § 175. NOTICE TO DEFEND OB PROSECUTE EJECTMENT. If a grantee who has received a covenant of general warranty be evicted in pursuance of the judgment of a court in favor of one setting up an adverse claim to the land, he must show, in an action for breach of the covenant of warranty, that the title so established was supe- rior to that derived by himself from the defendant, the covenantor. It would be obviously unjust that the covenantor should be exposed to the dano-er of collusion between the grantee and the adverse claimant resalting in a judgment of eviction, or that he should be bound by the proceedings in a suit to which he had no opportunity to become a party. It has been held, however, almost universally in America, that if tlie covenantee, when sued in ejectment by an adverse claimant, notifies the covenantor of the pendency of the suit and requests him to appear and defend it, the latter thereby becomes substantially a party to the suit and bound liy the judgment therein rendered, so that the covenantee will, in an action for breach of the covenant, be relieved from the burden of proving that the title established by such judgment was in fact paramount to that of the covenantor, and that in default of such notice the burden devolves upon the covenantee to show that he was evicted by one having a better title.^ These decisions would seem necessarily ' Mcrcautile Trust Co. v. S. Park Residence Co., 94 Ky. 271; 23 S. W. Rep. 314. •' Abbott's Trial Ev. 519; Rawle Covts. for Title (.5th eel.), g IIT. Salle v. Light, 4 Ala. 700; 39 Am. Dec. 317, case of personal property. Hinds v. Allen, 34 Conn. 18.5, 195. Gragg v. Richardson, 25 Ga. 566; 71 Am. Dec. 190; Clements v. Col- lins, 59 Ga. 134; Haines v. Fort, 93 Ga. 24; 18 S. E. Rop. 994; Phillips v. Cooper, 93 Ga. 639; 20 S. E. Rep. 78. Claycomb v. JIuuger, 51 111. 373. Morgan v. :Mu1- doon, 83 Ind. 847; Bever v. North, 107 Ind. 545. Jones v. Waggoner, 7 J. J. Marsh. (Ky.) 144; Graham v. Dyer, (Ky.) 39 8. W. Rep. 346; EUiot v. Sanfley, 89 Ky. .57; 11 8. W. Rep. 200; Jones v. Jones, (Ky.) 7 8. W. Rep. 886. Jackson V. Marsh, 5 Wend. (N. Y.) 44, a case in which the covenantee confessed judg- ment in favor of the adverse claimant. Davis v. Wilbovirne, 1 Hill L. (S. C.) 28, case of personal property. In Buckels v. Mouzon, 1 Strobh. L. (8. C.) 448, it was held 'that a judgment by default against the covenantee would not bind the covenantor, though notified to defend. And in Middleton v. Thompson, 1 Spear L. (S. C.) 67, it was held that it must appear that the title was put COVENANTS OF WAEEANTY AND FOE QUIET ENJOYMENT. 403 to assume that in the States in which they were rendered some pro> vision of law or some practice existed by which the covenantor when notiiied to appear could procure himself to be admitted as a party defendant to the suit. In North Carolina it has been held that judgment of eviction rendered after notice and request to tlie covenantor to appear and defend was in no way conclusive upon him, inasmuch as there was no law or rule, or practice by wliieli he might be made a party to the suit.' The better opinion, Iiowever, in issue. Greenlaw v. Williams, 3 Lea (Tenu.), 533. Groesbeck v. Harris, 82 Te.x. 411; 19 S. W. Rep. 850. Somers v. Schmidt, 24 Wis. 419; 1 Am. Rep. 191. Long v. Howard, (ilinn.) 53 N. W. Rep. 1014. Fitzpatrick v. Hollman, (Mich.) 63 N. W. Rep. 349. It is immaterial upon what title the covenantee was evicted if the covenantor was notified to defend. Wen- dell v. North, 24 Wis. 223. Notice to defend a suit for dower binds the covenantor. Terry v. Drabeustadt, 68 Pa. St. 400. If the covenantee neither notifies his covenantor, nor avails himself of a valid defense which the cove- nantor might have made, the latter may avail himself of such defense in an action on the covenant. Walton v. Cox, 67 Ind. 164. A decision of arbitra- tors adverse to the covenantor's title, rendered without notice of the arbitration to the covenantor, is not binding upon him. Prewitt v. Kenton, 3 Bibb (Ky.), 2H3. In Texas the covenantee, when sued by an adverse claimant, is not only alio^\'ed to implead the covenantor and bind him by the result, but he may have judg- ment over against the covenantor for breach of warranty in case the adverse claimant establishes his titleand obtains judgment; and this to prevent multiplic- ity of actions. Kirby v. Estell, 75 Tex. 485; 13 S. W. Rep. 807; Johns v. Hardin, (Tex.) 16 8. W. Rep. 623, Such a practice is, of course, inadmissible under com- mon-law systems of procedure. In a case in Texas in which, after the warrantor had been vouched in to defend, his co-defendant, the warrantee, amended his answer so as to claim judgment over against the warrantor in case of an eviction, it was held that the latter, having received no notice of the amendment, was not bound by a judgment for breach of warranty rendered against him in pursuance of such amendment. The only effect of the pleadings, as they stood, was to make the judgment against the warrantee conclusive of the question of paramount title in the emctm: Mann v. Matthews, 83 Tex. 98; 17 S. W. Rep. 395. 'Williams v. Shaw, N. C. Term. Rep. 197; 7 Am. Dec. 706; Shober v. Robin- son, 3 Murph. (N. 0.) 33; Wilder v. Ireland. 8 Jones L. (N. 0.) 88; Saunders v. Hamilton, 3 Hayw. (N. C.) 283; Martin v. Cowes, 3 Dev. & Bat. L. (N. Car.) 101, the court saying: " In our opinion the record of the judgment is not only not conclusive evidence, but it is not any evidence of title against the vendor. It Tvould be repugnant to principle to bind any one by a judgment in a suit where, if an opposite judgment had been rendered he could derive no benefit from it, to which suit he was not a party, and where he could not challenge the request nor examine witnesses, nor exercise any of the means provided by law for ascertain- ing the truth and asserting his right. In real actions a warrantor might be made 404 JIAEKETABLE TITLE TO REAL ESTATE. seems to be that it is the duty of the covenantor to appear upon notice and request and furnish all the aid and information in his power for the successful maintenance of the suit, and that having done so, he may avail himself of the judgment therein rendered, though not actually a party to the suit.' Judgment against the covenantee in trespass, as well as in ejectment, binds the covenantor if he has been notified of the suit and requested to defend.^ So, also, in trespass to try title,' and in foreclosure proceedings.'' The covenantee, by giving the proper notice, is not only relieved from the burden of showing that the judgment under which he was evicted was founded upon a paramount title, but the covenantor will not, in the absence of fraud or collusion, be permitted, when sued for a breach of his covenant, to dispute the title of the ejectment plaintiff, or show a better title in himself.^ The notice makes him a a party by voucher; in ejectment a landlord may come in to defend the possession of his tenant, but there is no provision of laTV by which a vendor can be brought in to vindicate the possession of his vendee. To a judgment against the vendee, the vendor is a stranger, and, therefore, that judgment is against him evidence only of the fact of the judgment and of the damages and costs recovered." ' Chamberlain v. Preble, 11 Mass. 375, "where it is said: " If he does not assume the defense, it is at least his duty to communicate all infonnation in his power as to the validity of the plaintiff's title. If he fails to do so, if he stands by and permits a recovery for want of evidence of which he has knowledge, he cannot be permitted to show that the result would have been otherwise if the evidence had been produced, and so avoid the effect of a recovery in a suit against him. If he pays no attention to the notice, and turns his back upon the suit, he cannot, when called upon to respond, be permitted to prove that the defendant iu the original suit would have prevailed if the defense had been conducted with a fuller knowledge of material facts." Under a statute permitting the landlord ta be made defendant when the tenant is sued in ejectment, a vendor who war- ranted the title cannot insist on being substituted as defendant. Linderman v. Berg, 12 Pa. St. 301. ^Merritt v. Morse, 108 Mass. 270. 3 Johns V. Hardin, (Tex.) 16 S. W. Rep. 623. ■i Collier v. Cowger, 52 Ark. 322; 12 8.W. Rep. 702. °ilerritt v. Morse, 108 Mass. 270, citing Shears v. Dusenbury, 13 Gray (Mass.), 29J; Chamberlain v. Preble, 11 Allen (Mass.), 370, and Haven v. Grand Juno. R. Co , 12 Allen (Mass.), 837. Cooper v. Watson, 10 Wend. (N. Y.) 205. Morris v. Rowan, 17 ^\ .1. L. 307, obiter. Ives v. Xiles, 5 Watts (Pa.), 323. Middleton v. Thompson, 1 Spear L. (S. C.) 67; Wilson v. McElwee, 1 Strobh, L. (S. C.) 65. Williams v. Burg, 9 Lea (Tenn.), 455. Williams v. 'Weatherbee, 2 Aik. (Vt.) 357. Wendel v. North, 34 Wis. 223. The foregoing decisions are rested upon the COVENANTS OF WAEEANTT AND FOE QUIET ENJOYMENT. 405 privy to the action, and he is bound whether he does or does not appear and defend.' In a case in which , he did not appear after notice and request, he was concluded, though the suit in which the adverse title was established was decided upon an agreed state of facts which was erroneous, and which, if it had been correctly stated, would have defeated the adverse title, the agreed statement of facts having been made in good faith and without collusion.' N"otice should be given to the covenantor himself. Notice to his agent, appointed to collect the purchase money, is insufficient.^ Notice to tlie personal representatives of the covenantor need not be given if the covenantor was properly notified during his life- time.'' If the covenantee be evicted under a title derived from hhnself, the covenantor will not, of course, be estopped from show- ing that fact though he may have disregarded a notice to appear and defend the suit.' The notice to appear and defend relieves the covenantee and the adverse claimant of any imputation of col- lusion." But if there be actual collusion, or judgment be rendered against the covenantee through his negligence, the covenantor will familiar principle envinciated by Buller, J., in the leading case of Duffield v. Scott, 3 Term Rep. 374, namely; " If a demand is made which the person indemnifying is hound to pay, and notice is given to him, and he refuses to defend the action, in consequence of which the person to be indemnified is obliged to pay the demand, that is equivalent to a judgment and estops the other party from saying that the defendant in the first action was not bound to pay the money." •Rawle Govts. (5th ed.) § 117. Wimberly v. Collier, 32 Ga. 13. MoConnell v. Downs, 48 111. 271. Woodward v. Allen, 3 Dana (Ky.), 164. ' Chamberlain v. Preble, 11 Allen (Mass.), 370. The warrantor, if made a party, is bound by judgment in a suit by an adverse claimant, though rendered upon a stipulation between the plaintiff and the co-defendant, to which he was not a party. Brown v. Hearon, 66 Tex. 63; 17 S. W. Rep. 395; Mann v. Matthews, 82 Tex. 98; 17 S. W. Rep. 927. ' Graham v. Tankersley, 15 Ala. 634. But in a case in which an agent, upon being notified, appeared and practically took charge of the suit, the principal was held bound by the result. Bellows v. Litchfield, 83 Iowa, 36; 48 N. W. Rep. 1063. ■i Brown v. Taylor, 13 Vt. 631; 37 Am. Dec. 618. This decision was criticised in Somers v. Schmidt, 24 Wis. 420; 1 Am. Dec. 191. See, also, Rawle Govts. (5th ed.) § 119. ' Rawle Govts. (5th ed.) § 117, note. « Swenk v. Stout, 3 Yeates (Pa.), 470, 473. 4-06 MARKETABLE TITLE TO REAL ESTATE. not be bound, notwithstanding the notice.^ If the covenantor appears and defends the suit in pursuance of the notice and request, a fortiori will he be bound by the judgment, being actually and not merely constrnctively a party to the suit and will not be per- mitted afterwards to show that his title was good.' In Wisconsin it has been held that the covenantor, though notified to defend the action, and failing so to do, will not be bound by a judgment against his grantee if not allowed to pay the costs and take a new trial.s The notice must be unequivocal, certain and explicit. Mere knowledge of the action and notice to attend the trial M'ill not suf- fice unless attended with an express notice that he will be required to defend the title.* The covenantor must be i-equested to take upon himself the defense of the title. Knowledge of the adverse suit, incidentally acquired through third parties, will not conclude him.^ The better opinion seems to be that the covenantor is as much bound by notice to appear and prosecute a suit against an adverse claimant of the estate begun by the covenantee as he is to defend ' Sisk V. Woodruff, 15 111. 15, ohiter. Davis v. Smith, 5 Ga. 274. « Brown v. Mcilulleii, 1 Hill L. (S. C.) 39. Collis v. Cogbill, 9 Lea (Tenn.), 137. 2 Eaton V. Lyman, 26 Wis. 62. It seems that iu this State the covenantor, though not a partj' to the suit, is by statute entitled to a new trial as a matter of right. ■»Paul V. Witman, 3 Watts &S. (Pa.) 409. ColUns v. Baker, 6 Mo. App. 588. Dalton V. Bowker, 8 Nev. 190. Greenlaw v. Williams, 2 Lea (Tenn.), 533. Sheets V. Joyner, (Ind.) 38 N. E. Rep. 830. The rule stated in the text, drawn from the cases cited, has not been applied in all cases in which it has been sought to bind one person by the re.sult of a suit against another. Thus, in Chicago City V. Rollins, 3 Bl. (U. S.) 418, it was held that an individual would be concluded by a judgment recovered against a corporation for his act or neo-lio-ence if he knew that the suit was pending and could have defended it. An express notice to such individual is not necessary to create a liability on his part. Where the covenantor, pending an action of ejectment against the covenantee, wrote to him as follows: "I must defend the action. I have consulted a lawyer here, and have given him a fee. He recommends removing it to the Supreme Court. The costs I expect to pay. You did right to employ a lawyer. If another is wanted you must employ one. I cannot attend myself," it was held that the covenantor was bound by a judgment against the defendant. Leather v. Poultney, 4 Binn. (Pa.) 356, per TrLGii>r.\N, J. 'Somers v. Schmidt, 24 Wis. 419; 1 Am. Rep. 191. COVENANTS OF WARRANTY AND FOE QUIET ENJOYMENT. 407 one instituted against him.' This, liowever, lias oeen aenied upon the ground that there is no principle upon whicli the covenantor can be substituted as plaintiff iu the action.^ The covenantee, after beginning a suit against the adverse claimant and notifying the cove- nantor to appear and prosecute, may dismiss the suit without affect- ing his right to recover on the warranty.^ No particular form of notice is necessary ; it will he sufficient if it explicitly notifies the covenantor of the suit and requests him to defend it.* It lias been held that the notice must be in writing,^ but the weight of authority establishes the sufficiency of a verbal notice.^ ■Park V. Bates, 12 Vt. 381; 36 Am. Dec. 347; Pitkin v. Leavitt, 13 Vt, 379; Brown v. Taylor, 13 Vt. 637; 37 Am. Dec. 618. Gragg v. Richardson, 25 G:i. 570; 71 Am. Dec. 190. Walsh v. Dunn, 34 111. App. 146. ' Ferrell v. Alder, 8 Humph. (Tenn.) 43. And in North Carolina it has been held that if the covenantee sues an intruder, the fact that the covenantor will not produce his title deeds in aid of the prosecution gives the plaintiff no rights against him. Wilder v. Ireland, 8 Jones L. (N. C.) 88. ' White V. Wilhams, 13 Tex. 258. ■'Williams v. Burg, 9 Lea (Tenn.), 455. 'Mason v. Kellogg, 38 Mich. 132. Bronbon, J., in Miner v. Clark, 15 Wend. (N. Y.) 425. Verbal notice of an api^lication for the appointment of commis- sioners to assign dower is not conclusive upon those interested. In re Cooper, 15 Johns. (N. Y.) 533. In Mason v. Kellogg, supra, the court said: "Upon full consideration we thinii: the dictates of policy, the force of analogy, and weight of reason require the notice to be in writing. Our policy has always favored written memorials of title to real estate, and iu view of the effect which the law attributes to this proceeding, it is sufficiently near being a fact of title to be within the policy. It bears a striking analogy to the ancient process of voucher and sum- mons and similar procesdiugs in some of our States, and of course such proceed- ings could not be verbal. It contemplates the introduction of the covenantor and the entire prosecution of the defense in complete accordance with his views and under his direction. It is essentially a legal proceeding, and it is a well-recog- nized general rule that everj' notice of that character must be iu writing." 'Miner v. Clark, 15 Wend. (N. Y.) 425, Bbonson, J., dissenting. Somers v. Schmidt, 34 Wis. 419; 1 Am, Rep. 191. The sufficiency of a verbal notice seems to have been assumed in CoUingwood v. Irwin, 3 Watts (Pa.), 306, and in Green- law V. Williams, 3 Lea (Tenn.), 538. In Cummings v. Harrison, 57 Miss, 275 (1879), it was said : "In order to bind the warrantor by the result of an action of ejectment against the party holding under him, and to conclude him from show- ing title when he is sued on his warranty, it is not necessary for the notice to him by the defendant in the action of ejectment to be in writing or in any particular form, or that a demand should be made of him to defend the action. If. the 408 MARKETABLE TITLE TO EEAL ESTATE. A judgment of eviction rendered against the covenantee without notice to the covenantor, has, in some instances, been held prima facie evidence of paramount title in the evictor on behalf of the covenantee when suing for a breach of the covenant of warranty.* But the better opinion appears to be that in such a case tlie judgment is evidence tending to show an eviction only, the bur- den still being upon the covenantee to show that the eviction was under a paramount title.^ If he neglects to give the notice, he must come prepared to prove that the evictor had the better title. This, as has been well said, imposes no hardship upon him, and sub- jects him to but little inconvenience. It by no means follows that a judgment in ejectment against a grantee is founded upon the invalidity of the grantor's title. The judgment may be obtained by collusion ; by a failure of the defendant to make proof of the title under which he entered ; or under a conveyance from the covenantee himself; or under a tax title originating in his own default.' The notice must be given in reasonable time.'' It will sufBce if time enough is allowed to prepare the case for trial. If ejectment ■warrantor has reasonable notice of the action against his warrantee, and an opportunity to defend it, he will be bound by the result, and when sued on his warranty, cannot be heard to show that the action of ejectment might have been successfully defended. He should have interposed such defense then, or ever afterwards be silent." ' Leathers v. Poultney, 4 Binn. (Pa.) 352; Paul v. Witman, 3 Watts & S. (Pa.) 407; CoUingwood v. Irwin, 3 Watts (Pa.), 306, 310. Pitkin v. Leavitt, 13 Vt. 385. King V. Kerr, .5 Hamm. (Ohio) 154; 22 Am. Dec. 777. Simpson v. Belvin, 37 Tex. 675. In Somerville v. Hamilton, 4 Wheat. (U. S.) 230, the court was divided upon this point. '' Graham v. Tankersley, 15 Ala. 634. Hinds v. Allen, 34 Conn. 195. Rhode V. Green, 28 Ind. 83; Walton v. Cox, 67 Ind. 164. Patton v. Kennedy, 1 A. K. Marsh. (Ky.)288; 10 Am. Dec. 744; Devour v. Johnson, 3 Bibb(Ky.), 410; Booker V. Bell, 3 Bibb (Ky.), 175; 6 Am. Dec. 641; Booker v. Meriweather, 4 Litt. (Ky.) 312; Cox V. Strode, 4 Bibb (Ky.), 4; 5 Am. Dec. 603. Ryerson v. Chapman, 66 Me. 557; Hardy v. Nelson, 27 Me. 525. Hines v. Jenkins, 64 ]Mich. 469; 31 N. W. Rep. 432. Fields v. Hunter, 8 JIo. 128; Holladay v. Menifee, 30 Mo. App. 307. Dalton V. Bowker, 8 Nev. 190. Middleton v. Thompson, 1 Spear L. (8. C.) 67. Stevens v. Jack, 3 Yerg. (Tenn.), 403, case of personal property. Clark v. Mun- ford, 63 Tex. 531. ^Sisk V. Woodruff, 15 111. 15; Brady v. Spurck, 27 111. 479. " Middleton v. Thompson, 1 Spear L. (S. C.) 67; Davis v. Wilboitrne, 1 Hill L. (S. C.) 38; 26 Am. Dec. 154. COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 409 has been actually begun against the covenantee, it is immaterial that his notice to defend was given before the complaint or declaration in ejectment was filed.' Whether notice has or has not been given to the covenantor to appear and assist in the defense of a suit attack- ing the title conveyed by him is a question for tlie jury.^ The sufS- ciency of the notice, when given, is to be determined by the court.^ Notice to the covenantor to appear and defend a suit by the adverse claimant is not indispensable, nor a condition precedent, to the right of the covenantee to recover on the warrant}' if the suit result in an eviction. It is prudent, however, to give the notice in order to dispense with proof that the eviction was nnder a paramount title.* But in Louisiana it has been held that if the covenantor loses a good defense that he might have made if he had been seasonably called upon to defend the title, the covenantee cannot recover on the war- ranty.' A record of a judgment of eviction which appears to be a complete transcript will be received in evidence in an action for breach of warranty, though not certified to be full and comj:)lete.'' It has been held that if judgment in ejectment be i-ecovered against the covenantee, not on the ground that the plaintiff's title was superior to tliat of the covenantor, but on the ground that the defend- ant in ejectment was precluded by the acts and declarations of his immediate grantor from taking refuge under the good title, the latter will not be be bound by the judgment, tliough he was notified to appear and defend the suit.'' 1 Cook V. Curtis, 68 Mich. 611; 36 N. W. Rep. 692. «Collingwood v. Irwin, 3 Watts (Pa.), 310. 3 Rawle Govts. (5th ed.) § 130. ■• Chapman v. Holmes, 5 Halst. (10 N. .1. L.) 34. King v. Kerr, 5 Ohio, 1.58; 33 Am. Dec. 777. Pitldn v. Leavitt, 13 Vt. 879. Ryerson v. Cliapman, 66 Me. 557. Talhot V. Bedford, Cooke (Tenn.), 447. Boyle v. Edwards, 114 Mass. 378. Wheelock v. Overshiner, (Mo.) 19 S. W. Rep. 640. The foregoing cases arc largely founded on Smith v. Compton, 3 Barn. & Ad. 407, a case in which the covenantor compromised a suit against himself by the adverse claimant at £500, and was afterwards permitted to recover the amount so paid from the cove- nantor, though the latter was not notified of the adverse claimant's suit. Ten- TBEDEK, C. J., said: ".The only effect of want of notice in a case such as this is to let in the party who is called upon for an indemnity to show that the plaintiff has no claim in respect of the alleged loss." ^ Kelly V. Wiseman, 14 La. Ann. 661. « Radeliff v. Ship, Hard. (Ky.) 299. •■Kelly V. Dutch Church, 8 Hill (N. Y.), 105. 31 410 MARKETABLE TITLE TO REAL ESTATE. Isotwitlistaadiug notice to the covenantor to appear and defend a suit attacking the title, the covenantee must, if evicted, show, in an action for breach of the covenant, that the eviction took jjlace under a title older than his own ; that is, a title not derived from himself, unless the record of the suit in which he was evicted shows that fact.^ Therefore, where the breach of warranty complained of was that an adverse decree had been rendered against the covenantee in a suit against him to quiet title, and that possession had been taken by the adverse claimant under that decree, but it did not appear that the title on which such decree was based was older than or prior to that under which the covenantor conveyed, it was held that the jjlaintiff, the covenantee, was not entitled to recover, since there was nothing to show but that the title under which he was evicted was derived from himself.^ If the grantee is evicted by one who claims under a prior deed from the grantor such eviction is a breach of a covenant against the acts of the grantor himself. The covenant of special warranty embraces past as well as future acts of the grantor.^ An eviction by one holding under a prior appointment by the grantor is equiva- lent to an eviction by the grantor himself.* It has been held that if the grantor convevs a clear title with o-eneral warrantv, and the ' Folliard v. Wallace, 2 Johns. (X. Y.) 395. Williams v. Wetherbes, 3 Aik. (Vt.) 337; Knapp v. Marlboro, 34 Vt. 335; Pitkin v. Leavitt, 13 Vt. 379, 384; Swazey v. Brooks, 34 Yt. 451. See cases cited, post, § ITta. Parol evidence of testimony given on the trial of ejectment against the covenantee is admissible to show that recovery was under a title derived from the covenantor. Leather v. Poultney, 4 Binn. (Pa.) 356. 'Peck v Houghtaling, 38 Mich. 127. Clements v. Collins, 59 Ga. 124, the court saying: "The great and insurmountable defect in the evidence, however, is that it fails to show that the recovery in ejectment was had upon title outstand- ing at the date of the warranty. Kothing appears which is the least inconsistent with the covenant. Ten years bad elapsed when ejectment suit was brought, and no date in the pleadings or the evidence has any relation whatever to so remote a period in the past What the judgment in ejectment adjudicates is that the plaintiff (in the ejectment) had title at the commencement of that action, in 1869. But that fact is perfectly consistent with title in the warrantor in 1859. There is nothing to show that the very deed containing the warranty now sued on was not a part of the chain of title \ipon which the premises were recovered in the action of ejectment." sparies v. Smith, 11 Rich. L. (S. C.) 83. * Calvert v. Sebright, 15 Beav, 156. COVENANTS OF WAERANTY AND FOE QUIET ENJOYMENT. 411 grantee fails to record liis deed in due time, by I'cason of whicli lie loses tlie estate to a subsequent grantee of the covenantor who first records his deed, there is no breach of tlie covenant of warrant}-, and that the remedy of the covenantee, if any, is by action on the case for the damages actually sustained, or for money received to his use by the covenantor.^ Other cases, however, hold, and appar- ently with greater reason, that the grantor cannot claim that the grantee should have recorded his deed in order to guard against a subsequent wrongful transfer of the same title to another by the grantor himself. The covenant of warranty includes a covenant against all persons claiming by, through, or under the grantor, and the case mentioned comes literally within these terms. The doctrine of estoppel applies.^ § 17(3. PLEADING ANB BURDEN OF PROOF. In an action on a covenant of warranty tlie plaintiff must set out the covenant or its substance in his declaration or conqjlaint and then aver an eviction by one having lawful right.^ It is not sutiicient merely to negative the words of the covenant ; the eviction must be alleged.'' But it is not necessary that the facts constituting the eviction^ nor the ' Wade V. Comstock, 11 Ohio St. 71, upon the ground that the covenant of warranty relates solely to the title as it was at the time the conveyance was made, and merely binds the covenantor to protect the grantee and his assigns against a lawful and better title existing before or at the time of the grant. Mr. Rawle seems to approve this rule, at least in cases in which an interest remains in the grantor, e. g., an equity of redemption, the conveyance containing the covenant having been a mortgage. Covenants for Title (5th ed.), §128, n. 5. See, also, Seott V. Scott, 70 Pa. St. 244. ' Curtis V. Deering, 13 Me. 499; Williamson v. Williamson, 71 Jle. 442. Lukeus V. Nicolson, 4 Phila. R. 23. See, also, Maeder v. Carondelet, 26 Mo. 114. Staples V. Flint, 38 Vt. 794, semUe. 2 See form, 3 Cliit. PI. 546. Dexter v. Manly, 4 Cush. (Mass.) 14. Acovenant of warranty should not be pleaded as a covenant for quiet enjoyment. It should be pleaded according to its form, leaving the effect to be determined in the action. Peck v. Houghtaling, 38 Mich. 127. ■■Blanchard v. Hoxie, 34 Me. 378. Wills v. Primm, 31 Tex. 380; Raines v. Callaway 27 Tex. 678. 'Rickert v. Snyder, 9 Wend. (N. Y.) 420;. Townsend v. Morris, 6 Cow. (N. Y.) 123. Cheney v. Straube, 35 Neb. 521; 53 N. W. Rep. 479. A declaration in covenant on a general warranty of lands, which states that the defendant had no title at the time of the sale, that ejectment had been brought against the plaintiff by a stranger, of which he gave the defendant notice, and that plaintiff had after- wards been evicted in due course of law is sufficient. Swenk v. Stout, 2 Yeates. 412 MAEKETABLE TITLE TO EEAL ESTATE. nature of the eviction, that is, whether actual or constructive, be alleged ; ' nor is it necessary that the paramount title under which the eviction ti-anspired nor the nature thereof be set forth particu- larlj.2 Kor need the plaintiff allege that he relied on the defend- ant's warranty, for that were to allege what the law presumes.'^ But he must aver that lie was evicted by one having a lawful title* and that such title was older and better than that protected by the covenant, otherwise it would not appear but that the plaintiff was evicted under a title derived from liimself.^ Of course, however, if the warranty was against the claims of a particular person, it would be sufficient to allege that the plaintiff was evicted by that person ^vithout averring that his title was older or better than that of the defendant or that it existed at the time of the covenant.^ It (Pa.), 470. An averment that the covenantor had not a good and sufficient title to the land, and that by reason thereof the plaintiff was ousted and dispossessed of the premises by due course of law is sufficient as an averment of an eviction by title paramount. Banks v. Whitehead, 7 Ala. 88. Eeese v. McQuillikin, 7 Ind. 451. Mills v. Rice, 3 Neb. 76. In Day v. Chism, 10 Wh. (U. 8.) 449, the following language in the declaration " that the said O. had not a good and suffi- cient title to the said tract of land, and by reason thereof the said plaintiffs were ousted and dispossessed of the said premises by due course of law," was held sufficient as a substantial averment of an eviction by title paramount. ' Reese v. jMcQuillildn, 7 Ind, 451. Sheffey v. Gardner, 79 Va. 313. « Talbot V. Bedford, Cooke (Tenn.), 447. s Norris v. Kipp, 74 Iowa, 444; 38 N. W. Rep. 153. ^Greenby v. Wilcox, 2 Johns. (N. Y.) 1; Webb v. Alexander, 7 Wend. (N. Y.) 286. » Wotton V. Hele, 3 Saund. 177 and n. 10; Hayes v. BickerstafE, Vaugh. 118. Folliard v. Wallace, 2 Johns. (N. Y.) 395; Greenby v. Wilcox, 2 Johns. (N. Y.) 1; Grannis v. Clark, 8 Cow. (N. Y.) 86. Crisfleld v. Storr, 36 Md. 148; 11 Am. Rep. 480, and analogous cases there cited. Pitkin v. Leavitt, 13 Vt. 384. Gid- dings v. Caufield, 4 Conn. 482. Jones v. Jones, 87 Ky. 82; 7 S. W. Rep. 886. So, also, in an action for rent a plea of eviction by title paramount must aver that such title existed before the demise. Naglee v. Ingersoll, 7 Pa. St. 185, 205. An averment that the plaintiff was evicted by the holder of "a superior and better title than the one sold by the defendant," is sufficient as an averment that the plaintiff was not evicted under a title derived from himself. Woodward v. Allen, 3 Dana (Ky.), 164. "Patton V. Kennedy, 1 A. K. Marsh. (Ky.) 389; 10 Am. Dec. 744; Pence v. Duval, 9 B. Mon. (Ky.) 49. The necessity for such an averment is even greater where there have been several intermediate conveyances, as in the latter case it would be intended, if the declaration did not aver that the title of the party evicting was older and better and existing at the date of the covenant, that he OOVENANTS OF WAEEANTY AND FOB QUIET ENJOYMENT. 413 is not necessary to aver that tlie title to tlie land has been tried ; it is sufficient to aver an eviction by paramount title, and the supe- riority of that title will be determined at tlie trial ; ' nor is it neces- sary, where the plaintiff was evicted by judgmp.nt and process in a possessory action, to aver that the defendant had notice of the action and was requested to defend it.' Xor is it necessary to allege that the grantor did not, after executing the covenant, acquire a title which would enure to the benefit of the grantee by estoppel f nor that the covenantee relied on the warranty, since that is a presumption of law.* The covenant must, of course, be truly described, and the breach averred not to be within any of the restrictions, limitations or qualifications of the covenant, if any, con- tained in the deed. Thus, where the declaration set forth a convey- ance and warranty of the entire estate in fee, and a conveyance with warranty, subject to a mortgage, appeared in evidence, the variance was held fatal.^ The plaintifE must also allege that the title or claim under which he was evicted, came within the defend- ant's covenants." It will be sufficient, however, if the covenant be stated according to its legal efliect and not in the precise language of the deed.'' Burden of proof. The plaintiff in an action for breach of the covenant of warranty alleging an eviction, as he must, has the affirmative of the issue, and the burden of proof lies on him to show the eviction under a lawful title older than that under which had derived it from one of the intermediate grantees. In such a case the title of the party evicting might well be older and better than that of the defendant in the ejectment, and yet not older and better than that of the covenantor, and if it was not older and better than the latter there would be no breach of the cove- nant. Language of Grason, J., in Crisfield v. Storr, 36 Md. 148; 11 Am. Rep. 480. An averment that a stranger had brought suit and recovered the laud, without alleging against whom he recovered, or that the plaintiff's (grantee's) title had been called in question, or that the title of such claimant was superior to that of the plaintiff, does not sufficiently allege a breach of the covenant of warranty. Wills V. Primm, 31 Tex. 380. ' Patton V. Kennedy, 1 A. K. Marsh. (Ky.) 388; 10 Am. Dec. 744. ^ Rhode V. Green, 36 Ind. 83. ' Mason v. Cooksey, 51 Ind. 519. ■> Norris V. Kipp, 74 Iowa, 444; 38 N. "W. Rep. 153. 5 Shafer v. "Wiseman, 47 Mich. 63; 10 N. W. Rep. 104. « Dexter v. Manly, 4 Gush. (Mass.) 14. ' Bland v. Thomas, (Ky.) 3 S. W. Rep. 595. 41 4 MARKETABLE TITLE TO REAL ESTATE. he held.' But tlie burden shifts if the defendant so pleads as to have the affirmative liimself. Tims, where the breach alleged was that the title was outstanding in another bj reason of which the phiintiff could not get possession, and the defendant pleaded that the better title was not so outstanding but had been by himself con- veyed to the plaintiff, it -was held that the burden was upon him to show that the title so conveyed was paramount.' And if the co^•e- nantee shows that he has been evicted or kept out of possession by one claiming title the burden lies upon the covenantor to show that his title was paramount to that of the evictor. The i-eason for this rule is that a party in posscbsion of lands is always presumed to have a valid title.^ The deed containing the covenant, if projaerly executed and recorded, will be received in evidence to show the warranty, with- out proof of its execution.'' § 177. COVENANT FOE. ttUIET ENJOYMENT. The co\-enant for quiet enjoyment and the covenant for warranty are in effect the same,^ the only difference being, it seems, that the former is broken by an actual disturbance of the possession of the covenantee by one having a superior right, Avliile the latter is not broken until the dis- turbance has culminated in an eviction." Thus, ejectment brought by the true owner against the covenantee is a breach of the cove- nant for quiet enjoyment, while there is no breach of the covenant ' Pcclc v. Houghtaling, 88 Mich. 137. Holhiday v. Jlenifee, 30 Mo. App. 215. - Owen V. Thomas, Go 111. 320. In Georgia it has been held that if the cove- nantee shows that since his purchase the land has been sold under execution against a stranger, and that he surrendered the possession of such purchase (the defendant in the execution having had possession after judgment entered against him), the burden will be cast on the covenantor to show that the person to whom the surrender was made did not have the better title. Taylor v . Stewart, 54 Ga. 81. ' Heyn V . Ohman, (Keb.) 60 X. W. Rep. 952, citing Ward v. Mcintosh, 12 Ohio St. 231. Jones v. Bland, 112 Pa. St. 176; 2 Atl. Rep. 541. Brown v. Feagin, 87 Keb. 256; 55 N. W. Rep. 1048. ■•Williams v. Weatherbee, 2 Aik. (Vt.) 337. '3 Washb. Real Prop. 467 (660); Rawle Govts, for Title (oth ed.), § 96. Fowler V. Poling, 2 Barb. (N. Y.) 300; Rea v. Minkler, 5 Lans. (N. Y.) 196. = See 3 Sugd. Vend. 273 (601) and Rawle Govts, for Title (5th ed.), g 130, where it is said that a suit in equity against the purchaser threatening the title is a ■breach of the covenant for quiet enjoyment. A lessee claiming that he has been COVENANTS OF WARRANTY AND FOB QUIET ENJOYMENT. 41 5 of warranty until the action lias resulted in an eviction.' A suit in equity in which it is sought to deprive the covenantee of his estate is as much a breach of the covenant for quiet enjoyment as an action of ejectment, or other possessory proceeding.^ The principal use and employment of this covenant, therefore, is in the creation and con- veyance of estates for years. It is broken only by an actual dis- turbance of the possession by one having a better right,' unless the disturbance was by the lessor himself or his agents. In the latter event the covenant is broken without regard to the question of jDara- mount title.* With respect to the acts of the lessor, it is immaterial that the lease does not contain an express covenant for quiet enjoy- ment. Such a covenant will always be implied from the lease itself in case of a tortious disturbance by the lessor." The covenant for quiet enjoyment, like the covenant of warranty, is not a covenant that the grantor is seised of an indefeasible estate. Therefore, it is not broken where the grantor, purporting to convey a fee, had only a life estate, so long as the grantee remains in the undisturbed possession of the life estate.** evicted from a ground rent, must show that his tenancy has been successfully interfered with. A mere suit to prevent him from using tlie premises for par- ticular purposes will not amount to a breach of the covenant. Jarden v. Laf- ferty, (Pa. St.) 7 Atl. Rep. 743. The covenant is not broken by a proceeding which interferes only with a particular mode of enjoyment of the premises. Rawlo Govts. (5th ed.) § 130. ' Stewart v. West, 14 Pa. St. 336. ^ Sudg. Vend. (14th ed.) 601; Rawle Govts. (5th ed.) § 130. 3 Ante, p. 336. "Moore v. Weber, 71 Pa. St. 439; 10 Am. Rep. 70S. 'Dexter v. Manly, 4 Gush. (Mass.) 14. " Wilder v. Ireland, 8 Jones L. (N. C.) 88. Of course, if the life estate has fallen in and the reversioner has entered, the covenant is broken. Parker v. Richardson, 8 Jones L. (N. G.) 453. CHAPTEE XV. COVENANT FOR FURTHER ASSURANCE. IN GENERAL, g 178. BREACH. ESTOPPEL. ASSIGNABILITY. DAMAGES. § 179. § 178. IN GENERAL. This covenant is usually expressed in the following words : " And that he, the said (grantor), shall at all times hereafter, at tlie request and expense of the said (grantee), his heirs and assigns, make and execute such other assurances for the more effectual conveyance of the said premises as shall be by him reason- ably required." ' It is one of the six covenants inserted in convey- ances in those States or localities in which it is customary to employ all of the " full " or '• usual " covenants for title. Actions at law for breach of the covenant for further assurance are of infrequent occurrence, and few cases -of that kind are to be met with on this side of the Atlantic. The remedy upon the covenant is usually sought in equity ; ^ that is, to compel the vendor to execute the further assurance, or, it seems, to remove an incumbrance from the premises.^ The execution of the further assurance will, of course, operate to pass any estate which the vendor may have acquired after the execution of the original conveyance. It is to be observed, how- ever, that the terms '' general " or " special " as descriptive of the other covenants for title is not applicable to the covenant for further assurance as it is usually written. In this respect, it is dependent ' Rawle Govts, (oth ed.) p. 29. This langviage does not in terms require tlie vendor to remove an incumbrance from the premises. It seems, however, that the agreement "to make and execute such otlier assurances" is construed to have that effect. 3 Sudg. Vend. 294 (613); Piatt Covts. 344. King v. Jones, .5 Taunt. 427. ' Post, § 207. 2 Sugd. Vend. 294 (613); Rawle Covts. (oth ed.) § 98, Cochran V. Pascault, 54 Md. 16. " 2 Sugd. Vend. (14th Eng. ed.) 618. King v. Jones, 5 Taunt. 437. This cove- nant will be found of great practical importance where the purchaser desires to compel the grantor to remove an incumbrance from the estate which exceeds the purchase price of the premises. This cannot be done under a covenant of war- ranty. East Tenn. Nat. Bank v. First Nal, Bank, 7 Lea (Tenn.), 420, and it may be doubtful whether it can be done under a covenant against incumbrances under the rule which limits the liability of the covenantor to the consideration money and intent. Ante, p 313. COVENANT FOE FUKTHEE ASSTJEANOE. 417 upon the other covenants for title, so that if those covenants are of a kind that will not entitle the purchaser to a conveyance of the after-acquired estate, or to have an incumbrance removed by the vendor, he cannot call for such relief in equity merely because his deed contains a covenant for further assurance. In other words, such a covenant in a mere quit claim or release would not entitle the purchaser to require the conveyance of any estate which the grantor may thereafter have acquired.' Xor can the purchaser demand, under the covenant for further assurance, the conveyance of a greater estate or interest than that to which he is entitled under the original conveyance.^ But an express covenant in a quit-claim deed to convey the after-acquired estate will, of course, entitle the grantee to such a conveyance.^ A covenant for further assurance operates in one respect as well for the protection of the grantor as for the benefit of the grantee. Thus, it has been held that the grantor has a right to acquire an out- standing paramount title to the real estate by reason of this covenant, and to tender the title so acquired in satisfaction of a breach of the other covenants for title.^ § 179. WHAT CONSTITUTES BREACH. ESTOPPEL. ASSIGBT- ABILITY. DA.MAGES. The covenant for further assurance is not broken until the grantor refuses to execute such further conveyance, devised and tendered by the purchaser, as he may reasonably require, or to do some act or thing necessary to perfect the title, ' This is Mr. Rawle's opinion (Govts, for Title [.Sth ed.], § 105), citing Davis v. ToUemache, 2 Jur. (N. S.), 1181, and it seems clearly sustainable, both upon reason and authority. But a contrary view seems to have been taken in the case of Bennett v. Waller, 33 111. 106, where it was said that under a covenant for further assurance contained in a quit-claim deed "a subsequent title enures as well as under a covenant of warranty." This case can probably be explained upon the ground that the quit claim under consideration was not a mere release of all the grantor's right or interest, but a conveyance of an estate of a particu- lar description, which operates to estop the grantor as well as a conveyance with general warranty. Van Rensselaer v. Kearney, 11 How. (U. S.) 297. In Arm- strong V. Darby, 36 Mo. 517, it was held that a covenant for further assurance in a conveyance with covenant against incumbrances created by the grantor only, did not oblige the grantor to remove an incumbrance not created by himself. ' Taylor v. Dabar, 1 Ch. Gas. 274. 1 Lamb v. Burbank, 1 Sawy. (G. C.) 227. 'Cochran v. Pascault, 54 Md. 1. 53 418 MARKETABLE TITLE TO EEAL ESTATE. sueli as may be reasonaoiy insistea upon by the purchaser.^ The vendor cannot be required to execute useless and unnecessary con- veyances,^ nor to do acts in themselves impracticable f such as to procure a con^'eyance from a person non compos mentis,^ or to pro- cure a certain thing to be done by one physically incapable of per- formance.^ The thing to be done must also be lawful,' and the request therefor must be made within a reasonable time.''' The covenant for further assurance will estop the grantor from setting up an after-acquired title to the estate.* The better opinion seems to be that this covenant operates an actual transfer of the after-acquired estate f it has been held, however, that the covenant for further assurance gives the grantee merely a right to call for a conveyance of the after-acquired estate, and to compel a specific performance of tlie covenant in equity.'" The covenant for further assurance is necessarily prospective in its operation, and passes with the land to subsequent grantees." The breach, when it occurs, is a continuing one, and may be availed of by him who suffers the ultimate damage, though he be not the one who made the demand for further assurance.'^ ' Rawle Govts. (5th ed.) § 99. Bennet's Case, Cro. Eliz. 9. Miller v. Parsons, 9 Johns. (N. Y.) 336. Fields v. Squires, Deady (IT. S.), 388. The covenant for further assurance is broken if the grantor refuses to procure a release of an incum- brance upon the premises which he is bound to discharge. Colby v. Osgood, 29 Barb. (N. Y.) 349. ■^ Gwynn v. Thomas, 2 G. & J. (Md.) 420. ' 2 Sugd. Vend. 295 (613). In Armstrong v. Darby, 26 Md. 517, It was held that the statutory covenant for further assurance implied in the words " grant, bargain and sell " embraces only such incumbrances as the vendor has control of; and that if a defect cannot be supplied by the grantor, as where there is an out- standing mortgage created by a prior grantor, the vendor cannot be made liable on his covenant for further assurance. * Anon., Moore, 134. 'Anon., ]\Ioore, 124, a case in which it was sought to compel a woman In travail to execute the assurance. 'Heath v. Crealock, L. R., 10 Ch. App. 31. ' Nash V. Ashton, T. Jones, 195. 'Pierce v. Milwaukee E. Co., 24 Wis. 553. Bennett v. Waller, 23 111. 183. ' Bennett v. Waller, 23 111. 183. •» Chauvin v. Wagner, 18 Mo. 531. " Bennett v. Waller, 23 111. 97. Colby v. Osgood, 29 Barb. (Ky.) 389. "Rawle Covts. (5th ed.) § 230. COVENANT FOE FUETHEE A88UEANCE. 419 The plaintiff can recover nominal damages only for a breach of the covenant for further assurance, unless he can show that he has sustained actual damages. The mere refusal of the vendor to exe- cute the further assurance would not entitle the grantee to actual damages unless he could show that he had sustained the ultimate damage that would result from the refusal.' If the grantor should refuse to satisfy an incumbrance on the premises, and the grantee should be compelled to discharge it to protect his title, he would doubtless be permitted to recover as damages the amount so paid by him, provided, it is apprehended, such amount do not exceed the consideration money and interest.^ • Rawle Govts, for Title (5th ed.), § 195. Burr v. Todd, 41 Pa. St. 213, oUter. Questions as to tlie measure of damages for a breacli of the covenant for further assurance are not liljely to arise. First, because the remedy upon this covenant is usually sought in equity; and, secondly, because such facts as would entitle the purchaser to substantial damages for a breach of this covenant would nearly, if not always, amount to a breach of the covenant against incumbrances or that of warranty, and the purchaser in most cases contents himself with an action on those covenants. ' This in analogy to the rule that the damages for a breach of the covenant of warranty, seisin or against incumbrances, is to be measured by the consideration money. No reason why he should be allowed a greater measure of damages for the breach of the one covenant than for the breach of the other can be perceived. CHAPTEE XVI. DETENTION OP THE PURCHASE MONEY WHERE THERE HAS BEEN A BREACH OP THE COVENANTS FOR TITLE. GENERAL RULE. § 180. MERGER OF PRIOR AGREEMENTS. § 181. PURCHASE "WITH KNOWLEDGE OF DEFECT. § 183. RECOUPMENT. § 183. RECOUPMENT IN FORECLOSURE OF PURCHASE-MONEY MORTGAGE, g 184. PARTIAL FAILURE OF CONSIDERATION. § 185. ASSUMPSIT TO TRY TITLE. § 186. WHAT CONSTITUTES EVICTION. § 187. DISCHARGE OF INCUMBRANCES. § 188. RULE IN TEXAS. § 189. RULE IN SOUTH CAROLINA. § 190. PLEADINGS. § 191. RESUME- g 192. § 180. GENERAL RULE. In most cases the detention of the purchase money by the pui'chaser of lands on faihire of the title, amounts to an election on his part to rescind the contract. In a subsequent portion of this work ' under the head of " Remedies in Disaffirmance or Rescission of the Contract of Sale," the several rules which determine the rights of the purchaser in this respect, will be found stated at large, except the rules which apply where the contract has been executed by a conveyance with certain cove- nants for title, and the purchaser, when sued for the purchase money, sets up as a defense, by way of counterclaim or recoupment, his eviction from the premises by one holding under a prior incum- brance or a better title. This is equivalent to an independent action by the purchaser to recover for a breach of the covenants for title, and is, therefore, an affirmance of the contract on his part. Hence, it has been deemed proper to separate this branch of the law of detention of the purchase money from the general treatment of that subject, and to discuss the same in this place as one of the remedies of the purchaser in affirmance of the contract after the acceptance of a conveyance with covenants for title. We, there- fore, proceed to lay down the following rule, which should be read ' Post, ch. 24, et seq. DETENTION OF PUJiCIIASK MONEY BREACH OF COVENANT. 421 as one of the series of propositioiia of law goveraing the right of the purchaser to recover back or to detain the purchase money, as set forth in anotlier part of this work.^ If the contract has heen executed hy the delivery and acceptance of a conveyance containing a covenant of warranty, or for quiet enjoy- ment, or against 'mcumlirances, and there has been such a breach of those covenants as ivould give the grantee a present right to recover substantial damages against the grardor, the fanner will, in an action against him for the purchase money, be alloioed to set up such breach as a defense by way of recoupment of the plaintiff' s demand. If there has been no such breach the grantee cannot detain the purchase money? ' These propositions begin witli chapter 24, post, § 237. 'Rawle Govt, (oth ed.) § 336; 2 Warvelle Vend. 919; 2 Sugd. Vend. (8th Am. ed.) 193 (549) note g. (As to what constitutes a breach of the several covenants for title, see ante, the chapters treating of them respectively.) Greenleaf v. Queen, 1 Pet. (U. S.) 138; Noonan v. Lee, 2 Bl. (U. S.) 499; Kimball v. West, 15 Wall. (U. S.) 377. Prevost v. Gratz, 3 Wash. (C. C.) 439. In the case of Patton v. Taylor, 7 How. (U. S.) 132, it was held that the covenantee could not detain the purchase money, in the absence of a breach of the covenant of warranty, though the covenantor was insolvent. To the text: Peden v. Moore, 1 Stew. & P. (Ala.) 81; 21 Am. Dec. 649, oh. diet.; Wilson v. Jordan, 3 Stew. & P. (Ala.) 93; Dunn v. White, 1 Ala. 645; Cullum v. Bank, 4 Ala. 31; 37 Am. Dec. 725; Cole v. Justice, 8 Ala. 793; Tankersly v. Graham, 8 Ala. 347 ; Knight v. Turner, 11 Ala. 639 ; McLemore v. Mabson, 20 Ala. 139; Thompson v. Christian, 38 Ala. 399; Helvenstein v. Higgason, 35 Ala. 262 ; Garner v. Leaverett, 32 Ala. 410; Thompson v. Sheppard, 85 Ala. 611; 5 So. Rep. 334; Frank v. Biggs, 93 Ala. 252; 9 So. Rep. 359; Heflin v. Phillip, (Ala.) 11 So. Rep. 729. Wheat v. Dotson, 13 Ark. 699; McDaniel v. Grace, 15 Ark. 135; Robards v. Cooper, 16 Avk. 288; Key v. Henson, 17 Ark. 254; Hoppes v. Cheek, 21 Ark. 585; Lewis v. Davis, 31 Ark, 239; Busby v. Treadwell, 24 Ark. 457; Sorrells v. McHenry, 38 Ark. 137. But in a suit to foreclose a vendor's lien the covenantee may have credit for all sums necessarily paid by him to protect the title. Morris V. Ham, 47 Ark. 393. Possession of a part of the premises by a mere Intruder without color of title, through a mistake as to boundaries, is not such a breach of the covenant for quiet enjoyment as will entitle the purchaser to detain the purchase money. Hoppes v. Cheek, 21 Ark. 585. Where the vendor agreed to convey the property before payment of the purchase money, and the purchaser accepted a deed which conveyed none of the property purchased, and afterwards discovered the error, it was held that he might refuse to pay the purchase money until the vendor should execute a proper conveyance of the premises. McConnell V. Little, 51 Ark. 333; 11 S. W. Rep. 371. To the text: Salmon v. Hoffman, 3 Cal. 138; 56 Am. Dec. 333; Fowler v. Smith, 3 Cal. 39. In Norton v, Jackson, 5 Cal. 422 MARKETABLE TITLE TO REAL ESTATE. " Generally speaking," says Sugden, " a purchaser, after a con- veyance, has no remedy except upon the covenants he has obtained, although evicted for want of title ; and however fatal the defect of title may be, if there is no fraudulent concealment on the part of 263, it was held that eviction by process of law was necessary to enable the cove nantee to set up breach of warranty as a defense in an action for the jjurchase money. To the text: Hurd v. Smith, 5 Colo. 233. Smoot v. CofHn, 4 Mackey (D. C), 407; Bletz v, Willis, 19 D. C. 449. McGhee v. Jones, 10 Ga. 135; Roberts V. Woolbright, 1 Ga. Dec. 98. But in Smith v. Hudson, 45 Ga. 208, it was held that the purchaser might detain the purchase money if he could show that his remedy upon the warranty would not protect him. It would seem, also, that lie might detain the purchase money in that State if there had been a judgment against him in ejectment, though there had been no actual eviction, since such a judgment, without eviction, amounts to a breach of warranty in Georgia. Clark V. Whitehead, 47 Ga. 516, overruling Leary v. Durham, 4 Ga. 593. Where a pur- chaser caused the conveyance with warranty to be made to a sub-purchaser, himself remaining liable for the purchase money, it was held that he could not, in an action against him for the purchase money, avail himself of the breach of warranty in the conveyance to the sub-purchaser, even though he held the sub- purchaser's notes as collateral. Gordon v. Phillips, 54 Ga. 240. To the text: Deal V. Dodge, 26 111.458; Vining v. Leeman, 45 111. 246; Whitlock v. Denlinger, 59 111. 96; Lafiirge v. Matthews, 68 111. 328; People v. Sisson, 98111. 335. The same rule applies in case of the eviction of a lessee by paramount title. Pepper v. Rowley, 73 111, 262. In Buckles v. Northern Bank of Ky., 63 111. 268, 271, the rule is qualified by the statement that such a defense cannot be made so long as the possession of the vendee remains undisturbed and the paramount title unas- serted. The qualification is obscure, in that it does not appear what is meant by the assertion of the paramount title, whether a suit prosecuted or threatened, or a suit which has resulted in a judgment of eviction. The rule that failure of title cannot be set up as a defense where there has been no breach of the vendor's covenants does not apply where the purchase-money notes and mortgage expressly provide that they shall not be paid until the title has been per- fected. Smith V. Newton, 38 111. 230; Weaver v. Wilson, 48 111. 128. Whis- ler V. Hicks, 5 Bl. (Ind.) 100; 33 Am. Dec. 454; Smith v. Ackerman, Id. 541. In both of these cases the objection made to the payment of the purchase money was an outstanding contingent right of dower in the wife of the vendor. To the text: Buell v. Tate, 7 Bl. (Ind.) 55; Pomeroy v. Burnett, 8 Bl, (Ind.) 142; Oldfleldv. Stevenson, 1 Ind. 153; Streeterv. Henley, 1 Ind. 401; Clark v. Snelling, 1 Ind. 382; Hooker v. Folsom, 4 Ind. 90; Wilkersou v. Chadd, 14 Ind. 448i Laughery v. McLean, 14 Ind, 106; Estep v. Estep, 23 Ind. 114; Starkey v, Neese, 30 Ind. 222; Stephens v. Evans, 30 Ind. 39; Hanna v. Shields, 34 Ind. 84; James V. Hayes, 34 Ind. 272, distinguishing Murphy v. Jones, 7 Ind. 529; Brewer v. Parker, 34 Ind. 172; Cartwright v. Briggs, 41 Ind, 184; Strain v. Huff, 45 Ind. 222; Cornwell v. Clifford, 45 Ind. 392; Mahony v, Robbins, 49 Ind. 146; JoneS v. Noe, 74 Ind. 868; Gibson v. Richart, 88 Ind. 318; Bethell v. Bethell, 93 Ind. DETENTION OF P0ECIIASE MONEY BREACH OF COVENANT. 423 the seller, tlie purchaser's only remedy is under the covenants." ' Practically the same rule exists in many of the American States, with this qualification, that in any case in wliicli there has Ijeen a breach of the covenants which the purchaser has received, for 318; Marsh v. Thompson, 103 Ind. 272; 1 N. E. Rep. 630; Parker v. Culbertsou, (Ind.) 27 N. E. Rep. 619. In Small v. Reeves, 14 lud. 163, a leading case in that State, the rule was thus stated: "Where n deed (with covenants) is made and accepted, and possession taken under it, want of title will not enahle the pur- chaser to resist the payment of the purchase money or recover more than nominal damages on his covenants while he retains the deed and possession, and has been subjected to no inconvenience or expense on accovmt of the defect of title." In Fehrle v. Turner, 77 Ind. 530, a purchaser was permitted to show that a suit to recover part of the land was being prosecuted against him, and to enjoin pro- ceedings to collect the purchase money, until the adverse claimant's suit should be determined. Overruling Strong v. Downing, 84 Ind. 300. In Peterson v. McCullough, 50 Ind. 35, the purchaser claimed an abatement of the purchase money by reason of an incumbrance resulting from the right of a canal company to overflow part of the land. Relief was denied on the ground that the evidence did not show an easement in the company by prescription. To the te.xt: Allen v. Pegram, 16 Iowa, 163; Nosier v. Hunt, 18 Iowa, 213; Gifford v. Ferguson, 47 Iowa, 451; Burrows v. Stryker, 47 Iowa, 477. Of course, it is no defense to an action for the purchase money that incumbrances on the land were not removed by the grantor, until a few days before the commencement of such suit. Winch V. Bolton, (Iowa) 63 N. W. Rep. 330. In Blasser v. Moats, (Iowa) 46 N. W. Rep. 1076, a purchaser who had taken a conveyance with general warranty and a verbal agreement that the vendor would procure his wife to sign the deed, was permitted to resist the payment of the purchase money on the ground that the wife had not signed the deed. To the text: Scantlin v. Anderson, 12 Kans. 85 Chambers v. Cox, 33 Kans. 393; Sunderland v. Bell. 39 Kans. 21, 663. Lewis v, Norton, 5 T. B. Mon. (Ky.) 1; RawUns v. Timberlake, 6 T. B. Mon. (Ky.) 325 Miller v. Long, 3 A. K. Marsh, (Ky.) 334; Gale v. Conn, 3 .1. J. Marsh. (Ky.) 538 Simpson v. Hawkins, 1 Dana (Ky.), 308; Taylor v. Lyon. 3 Dana (Ky.), 276 Casey v. Lucas, 3 Bush (Ky.), 55; Trumbo v. Lockridgo, 4 Bush (Ky.), 416: Butte V. Riffe, 78 Ky. 353; Bellfont Iron Wks. v. McGuire, (Ky.) 11 S. W. Rep. 203. In Pryse v. JIcGuire, 81 Ky. 608, it was held that if. the purchaser had never been put in possession, he might defend an action for the purchase money on the ground of failure of the title, though there had been no eviction. It will be remembered, however, that inability of the grantee to get possession is a constructive eviction from the premises. Ante, p. 345. If the purchaser take a deed with general warranty from the husband, he will be deemed to have relied on the warranty, and cannot enjoin the collection of the purchase money unless he be evicted by the doweress. Booker v. Meriweather, 4 Litt. (Ky.) 213. A restriction in a prior deed by which a subsequent grantee is ' 1 Sudg. Vend. (8tli Am, ed.) 383 (251); 3 id. 193 (549). 424 MARKETABLE TITLE TO EEAL ESTATE. which he would be entitled to recover substantial damages, he may in an action against him for the purchase money recoup the amount of those damages from the plaintiff's demand.' But so long as there has been no such breach of the covenant of warranty, or for prevented from selling liquor on the premises, will not entitle such grantee to detain the purchase money, the covenantor being alive and solvent. Smith v. Jones, (Ky.) 31 S. W. Rep. 473. In Louisiana, owing to the prevalence of the civil law, which disregards the rule caveat eiiiyitnr, the distinction between exe- cuted and executory contracts with respect to the detention of the purchase money on failure of the title, is not observed. A perfect outstanding title in a stranger is held equivalent to eviction in that State, and entitles the grantee to rescind the contract. McDonald v. Vaughan, 14 La. Ann. 716. One who buys laud at a sale under execution against himself, and sells the land again, cannot refuse to pay the original price on the ground that the property is incumbered — no claim on that account having been made against hira. Oakey v. Drummond, 7 La. Ann. 305 To the text: Wentworth v. Goodwin, 31 Me. 150, semble; Jenness V. Parker, 24 :\Ie. 389, semble. Timins v. Shannon, 19 ild. 396, 316; 81 Am. Dec. 632. In Middlekauff v. Barrick, 4 Gill (Md.), 200, it was broadly stated that if there was no friiud the purchaser had no remedy e.\cept upon his covenants, although he had been evicted by an adverse claimant. It does not appear, how- ever, that this language was intended to restrict the covenantee's right to avail him.self of a breach of covenant by way of recoupment. To the text: Lothrop V. Snell, 11 Gush. (:\[ass,) 4.58; Bartlctt v. Tarbell, 13 Allen (Mass.), 135: Knappv. Lee, 3 Pick. (Mass.) 459; Rice v. Goddard, U Pick. (Mass) 293. Haldane v. Sweet, 55 Mich. 196; 30 N. W. Rep. 902; Pfirrman v. Wattles, (Mich.) 49 N. \V. Rep. 40; Leal v. Terbush, 53 Mich. 100; 17 N. W. Rep. 713, semble. This was an action to recover back purchase money paid by a covenantee. The court does not advert to the rule remitting the purchaser to his action on the covenants, but rests its decision refusing the purchaser relief, on the ground that the entire consideration had not failed. To the text: Anderson v. Lincoln, 5 How. CMiss.) 279; Coleman v. Rowe, 5 How. (Miss.) 460; 37 Am. Dec. 164. The contract was executory in tliis case, but the vendor had executed a bond to make title. Vick v. Percy, 7 Sm. & M. (Miss.) 256; 45 Am. Dec. 303; Walker v. Gilbert, 7 Sm. & M. (Miss.) 456; Hoy v. Taliaferro, 8 Sm. & M. (Miss.) 737; JleDonald v. Green, 9 Sm. & M. (Miss.) 138, semble; Duncan v. Lane, 8 Sm. ct :\r. (Miss.) 744; Gilpin v. Smith, 11 Sm. & M. (Miss.) 129; Heath V. Newman, 11 Sm. & M. (Miss.) 201; Dennis v. Heath, 11 Sm. & M. (Miss.) 206; 49 Am. Dec. 51; Jolmaor v. Jones, 13 Sm. & i\I. (Miss.) 580; Wailcs v. Cooper, 34 Miss. 232; Harris v. Rowan, 24 Miss. 504; Winstcad v. Davis, 40 Miss. 785; Ware v. Houghton, 41 Miss. 382; 98 Am. Dec. 358, where, however the warranty was of title to a slave; Guice v. Sellers, 43 Miss. 52; 5 Am. Rep 476; Miller v. Lamar, 43 Miss. 382. Cooley v. Rankin, 11 J[o. 647; Connor v. Eddy, 2o Mo. 75; Wellman v. Dismukes, 43 Mo. 101; Eddington v. Nix, 49 Mo. 134; Wheeler v. Standley, 40 Mo. 509; Mitchell v. McMuUen, 59 Mo. 252; Hart v. Railroad Co., ' Ante, cases cited n. 3, p. 43] . DETENTION OF PCKCIIASE MONEY BKEACH OF COVENANT. 425 quiet enjoyment, or against incumbrances, as would entitle the covenantee to recover substantial damages against the covenantor, the former cannot, either at law or in equity, resist the payment of the purchase money. In some of the States, however, as will here- after be seen, the rigor of tliis rule is relaxed where suit is 65 Mo. 509; Key v. .Jennings, 66 Mo. 356; Hunt v. Marsh, 80 Mo. 398. A pur- chaser who accepts a conveyance from a stranger thereby waives his right to recover from the vendor money paid in removing incumbrances from the land. Herryford v. Turner, 67 JIo. 296. To the text: Mills v. Saunders, 4 Neb. 190. Perkins v. Bamford, 3 N. H. 533; Getchell v. Chase, 37 N. H. 106; Drew v. Towle, 7 Fost. (N. H.) 413; .54 Am. Dec. 309, where the rule stated in the text was held to apply only where there has been a total failure of the consideration. To the text; Beach v. Waddell, 4 Halst. Ch. (N. J.) 399. In Cooper v. Bloodgood, 33 N. J. Eq. 309, it was held that the necessity of obtaining a lease of riparian rights from the State could not be held an eviction entit- ling the covenantee to detain the purchase money where he might have obtained the land itself by appropriation. To the text; Bumpuss v. Platncr, 1 Johns. Ch. (N. Y.) 213; Abbott v. Allen. 3 .Tohns. Ch. (N. Y.) 519; 7 Am. Dec. 554; Woodruff v. Bunce, 9 Paige Ch. (N, Y.) 443; 38 Am. Dec. 559; Miller v. Avery, 3 Barb. Ch. (X. Y, ) .")94; Woodworth v. Jones, 2 Johns. Cas. (N. Y.) 417; Lattin v. Vail, 17 Wend. (N. Y.) 188; Whitney v. Lewis, 21 Wend. (N. Y.) 131; Tallmadge v. Wallis, 35 AYend. (N. Y.) 118; Edwards v, Bodine, 26 Wend. (N. Y.) 109; Batterman v. Pierce, 3 Hill (N. Y.), 171; Lamerson v, Marvin, 8 Barb. (N. Y.) 14; Farnham v. Hotchkiss, 3 Eeyes (N. Y.), 9; Ryerson v. Willis, 81 N. Y. 277; GifEord v. Society, 104 N. Y. 139; 10 N. E. Rep. 39; Dunning v. Leavitt, 85 N. Y 30; 39 Am. Rep. 617; Clanton v. Burges, 3 Dev. Eq. (N. C.) 13; Wilkins v. Hoguo, 2 Jones Eq. (N. C.) 479. In Mills v. Abraham, 6 Ired. (N. C.) 456, it was held that a purchaser with full knowledge of the defective title, and taking covenants for his protection, could not resist the payment of the purchase money if the covenants were broken. In Ohio the purchaser is by statute permitted to retain the possession and defend a suit for the purchase money by bringing in the person claiming an adverse estate or interest, so that the rights of all parties may be adjusted in the same action. Rev. Stat. Ohio, 1884, § 5780. Before the enactment of that statute the rule was as stated in the text. Stone v. Buckner, 13 Ohio, 73; Edwards v. Nor- ris, 1 Ohio, 534; Hill v. Butler, 6 Ohio, 316. Under the same statute the pur- chaser might have deducted from the purchase money by way of counterclaim the amount of an incumbrance on the premises discharged by him. Craig v. Heis, 30 Ohio St. 550. For the construction of this statute see Templeton v. Kramer, 24 Ohio St. 554. In Purcell v. Heerny, 38 Ohio St. 39, it was held that, independent of such statutory provision, the purchaser must show an eviction before lie can claim relief against payment of the purchase money. To the text: Failing v. Osborne, 3 Oreg. 498. In this case a stipulation of the vendors that "if it should be adjudged that they had no legal right to sell, and if the purchaser by reason thereof be legally compelled to give up the premises," they should refund 54 426 MAEKETABLE TITLE TO REAL ESTATE. threatened or prosecuted by tlie adverse claimant, or where from non-residence or insolvency of the covenantor, judgment against him for breach of his covenant either cannot be obtained, or, if obtained, ^vill prove an unavailing ]-emedy.' An illustration of the rule stated in the foregoing proposition is afforded by the early and leading case of Abbott v. AUen.^ There the purchase money, was given the effect of a covenant of warranty, and the pur- chaser held not entitled to detain the purchase money unless there had been an actual or constructive ouster. The Pennsylvania decisions on the point stated in the text will be found post, § 271. In an action on a purchase -money mort- gage the defendant may set oS damages arising from a breach of warranty of the title, but he will not be entitled to interest on such damages if he remain in possession, even though a judgment in ejectment had been recovered against him. Wacker v. Straub, 88 Pa. St. 32. To the text: Elliott v. Thompson, 4 Humph. (Tenn.) 99; 40 Am. Dec. 630; Young v. Butler, 1 Head (Tenn.), 640, the court say- ing: " From the facts in this record we have no doubt that it was the purpose of the purchaser from the beginning to obtain the deed and the possession of tlie property without paying for it until such time as it suited his convenience to do so," a remark applicable to a large percentage of injunctions against the collection of the purchase money. The fact that the vendor's title is merely equitable will not entitle the purchaser to detain the purchase money. The subsequently acquired legal title will enure to the benefit of the purchaser under the vendor's covenant of warranty. McWhirter v. Swaffer, 6 Baxt. (Tenn.) 342. In McNew v. Wal- ker, 3 Humph. (Tenn.) 186, the vendor having only a life estate in the premises conveyed the same in fee with general warranty. The court refused to enjoin the collection of the purchase money, there being no fraud and no eviction alleged. In Texas Ry. Co. v. Gentry, 69 Tex. 625; 8 S. W. Rep. 98, it was held that a purchaser of a railroad property with warranty couLl not resist the payment of the purchase money on the ground that certain rights of way enjoyed by the company had not been acquired, if proceedings for compensation by the true owner weie barred by the Statute of Limitations. For the Texas doctrine relat- ing to detention of the purchase money, see post, | 189. To the text: Dix v. School Dist. , 23 Vt. 309, semUe. As to the rule governing the right of the purchaser to detain the purchase money, as enforced in Virginia, where the title is found to be bad, after the acceptance of a conveyance, see post, § 337. To the text: Horton v. Arnold, 18 Wis. 212; Eaton v. Tallmadge, 22 Wis. 536; Smith V. Hughes, 50 Wis. 620; 7 N. W. Rep. 653; Bardeen v. JIarkstrum, 64 Wis. 613; 25 K W. Rep. 565. Campbell v. Medbury, 5 Biss. (C. C.) 33. In Hall v. Gale, 14 Wis. 54, and Walker V. Wilson, 13 Wis. 522, the non-existence of a right to raise the water in a mill dam to a specified height, the purchaser having been ehjoined by the adjacent proprietors, was held a breach of the covenant of war- ranty entitling him to detain the purchase money. ' Post, chs. 26 and 34. « 2 Johns. Ch. (N. Y.) 519; 7 Am. Dec. 554. DETENTION OF PURCHASE MONEY — BEEACH OF COVENANT. 427 the purchaser entered under a conveyance with covenants of seisin and general warrant}', and executed a mortgage to secure the deferred payments of the purchase money. When the mortgage was ahoot to he enforced, the purchaser prayed an injunction against the sale of the premises, but set out in his bill facts which went no farther than to show that his title was doubtful or unmarketable. The injunction was dissolved by Chancellor James Kent, who said that " it would lead to the greatest inconvenience and perhaps abuse, if a purchaser in the actual enjoyment of land, when no person asserts or takes any measures to assert a hostile claim, can he permitted on suggestion of a defect or failure of title, and on the principle of quia timet, to stop the payment of the purchase money, and of all proceedings at law to recover it." Of course if the deed contain an express provision that the pur- chase money may be detained or abated if adverse claims or incum- brances should be asserted against the property, the rule restricting the purchaser to his covenants in case the title fails does not apply. The purchaser is at liberty to protect himself by special covenants or agreements ; ' and these it is apprehended will prevail over the tisual and formal covenants for title contained in the deed, if incon- sistent with them. , An important exception to the general rule that a purchaser who has received a deed with covenants of general warranty cannot ' Piatt V. Gilchrist, 3 Sandf. (N. Y.) 118, where the court said; "The possi- bility that the title might fail and the purchaser be evicted, was in the minds of the parties. They might also have provided that in case of a claim being made by title paramount before actual payment of the consideration money, the right of the vendor to call for Its payment should be suspended. But this they have not thought proper to do, and this court can with no more propriety add such a clause to the contract and suspend the collection of the purchase money, than it can suspend the collection of rent expressly covenanted to be paid, upon the destruction of the buildings, where the parties have not themselves provided against it.'' In "Walter v. Johnson, 3 Nev. 354, the deed contained a provision that the purchase money should be abated if the grantee had to pay for the release of any adverse claim against the property. The court held that the words " adverse claim" meant a valid and paramount title, and that the grantee was not entitled to credit for a sum paid to a claimant without color of title. In Chaplin v. Briscoe, 11 Sm. & M. (Miss.) 872, where the deed contained a similar stipulation, it was held that the covenantee might avail himself of the defense of failure of the title, though he had conveyed away his interest in the premises to a stranger. 428 MAEKETABLE TITLE TO EEAL ESTATE. detain the purchase money xinless he has been evicted, exists where the deed conveys an unknown, uncertain and undetermined interest in the land, and the grantee has never been let into possession. Thus where the grantor conveyed all of his " right, title and interest in and to a certain undivided tract of land," with general war- ranty, and it appeared that he had no interest whatever in the land conveyed, that fact was held a complete defense to an action for the purchase money.* It has been held that the right to set up a breach of warranty as a defense to an action for the purchase money is not aifected by the fact that the land was conveyed by the defendant's direction to a third party, and the warranty made to lum.^ If the purchaser agrees to take his title from a third person who has nothing to do with the bargain, and accepts from that per- son a conveyance with covenants for title, he must look to those covenants for redress if the title fails, and cannot on that ground defend au action by the vendor to recover the purchase money.' Whatever judgment is rendered on the defendant's plea setting up a breach of covenant in an action against him for the purchase money, whether against him or in his favor, will be res adjudicata of his rights with respect to the alleged breach, and will estop him from afterwards maintaining an action on the covenant to recover damages for the breach.* The purchase money cannot be detained in a case in which the covenantee has executed a release of the warranty to his grantor.^ § 181. MERGER or PRIOR. AGREEMENTS. The principle upon which these decisions largely rest is that the purchaser by demand- ing covenants for title and receiving them has provided his remedy in case the title fails, and that in those covenants are merged all prior agreements of the parties respecting the title, whether oral or ' Lewis V, "West, 23 ^lo. App. 495, the court saying that "to such a case would seem to apply the principle on which is based the rule that the covenants of seisin (warranty also) are broken as soon as made when the land conveyed is in the possession of a stranger at the date of the deed under a paramount title, and substantial damages are recoverable by the grantee." -Bottorf V. Smith, 7 Ind. 673. 'Leonard v. Austin, 2 How. L. (Miss.) 888. "Tallmadge v. Wallis, 25 Wend. (N. Y.) 116. Tillotson v. Grapes, 4 N. H. 444, 449. » White V. Furtzwangler, 81 Ga. 66; 6 S. E. Rep. 692. DETENTION OF PUECHASE MONEY BEEACII OF COVENANT. 429 written, that are inconsistent with them.* There are exceptions to this doctrine of merger, however ; namely, that promises made by a vendor, after the execution of a conveyance but before it has been delivered and accepted, that he will discharge incumbrances on the premises are not merged in the conveyance afterwards accepted. ISToi' are such promises within the Statute of Frauds or obnoxious to the rule that evidence of a contemporaneous verbal agreement will not be received to alter the terms of a written contract.^ Collateral ' Rawle Govts. (5th ed.) § 320. Mill&r v. Avery, 2 Barb. Ch. (N. Y.) 582, where it w.as said that the doctrine of merger applied as well in equity as at law. Hunt v. Amidon, 4 Hill (N. Y.), 345; 40 Am. Dec. 383. Bryan v. Swain, 56 Cal. 616. A verbal agreement between the parties at the time of the execution of a deed with warranty and a purchase-money note and mortgage pay- able in ninety days, that if within the ninety days the title be found bad it may be rejected, has been held to be merged in the deed and not available as a defense to the foreclosure of the mortgage if the title be found bad. Jewell v. Bannon, 13 Pa. Co. Ct. Rep. 399. In Beard v. Dalaney, 35 Iowa, 16, the vendor conveyed the premises with general warranty, and also executed a title bond conditioned to perfect the title within a reasonable time. This was not done and a judgment was recovered on the bond. The point that the title bond was merged in the conveyance was not raised. The court held that the purchaser could not recover on the warranty without showing an eviction, but that the same rule did not apply in the action on the title bond. A bond for title is merged in a convey- ance subsequently given. Shontz v. Brown, 27 Pa. St. 123. A special covenant in a title bond to indemnify the vendee against all costs, charges and damages, if the land is recovered from him under a paramount title, is not merged in a subse- quent conveyance of the land with warranty. Cox v. Henry, 32 Pa. St. 18. ' In Remington v. Palmer, 63 N. Y. 31, after the execution of the deed, but before it was delivered, a question arose as to which of the parties should pay an assessment on the premises. The vendor having agreed to pay it, the purchaser accepted a conveyance. Afterwards, in an action by the purchaser to recover the amount of the assessment from the vendor, the latter set up the defense that his agreement to pay the assessment was merged in the conveyance and that plaintiff could not recover. The defense was adjudged insufBcient, the court saying: " It is said that all agreements preceding the delivery of the deed were merged in the same. This position is not a sound one, for while all prior agree- ments may be merged in the deed when executed it by no means follows, that before the contract is fulfilled by a delivery and acceptance of the deed, that conditions may not be made which are obligatory upon the parties. The deed being ready for delivery, and the plaintiff ready to pay the money, they had a perfect right to exact, as a condition of fulfilling the contract, that the defendant should pay the assessment when it became due. This is not contradicting a written agreement by parol, but evidence of the terms upon which the money was paid and the conveyance delivered. As the agreement was made after the 430 MAEKETABLE TITLE TO KEAL ESTATE. stipiilation of which the conveyance is not necessarily a perform- ance, are not conclusively presumed to have been merged in the conveyance. Thus, an agreement by the purchaser to pay off an existing mortgage on the premises has been held not to have been merged in a subsequent conveyance of the premises witli covenants of warranty.^ Also, that the original provisions of the contract respecting the title, are not merged in the conveyance, unless the same be accepted in complete execution of the agreement.^ A cove- nant to put the vendee in possession is not merged in a subsequent conveyance with warranty.^ And a contract which expressly pro- vides that its restrictions and stipulations shall be compilied with and carried out as if embodied in the deed, will not be held to have been merged therein.* It has been held that an executory contract for the exchange of lands is not merged in the deeds of conveyance executed in pursu- ance thereof, and that if one of the parties thereto agreed to remove an incumbrance from the land to be conveyed by him, such promise would not be merged in the conveyance when executed.^ And the better opinion is that fraud on the part of the vendor with respect to the title, is not merged in a subsequent conveyance of the prem- ises with warranty, the grantee accepting the conveyance in igno- rance of the fraud. ^ § 182. EFFECT-OF PURCHASE WITH KNOWLEDGE OF DEFECT OR INCUMBRANCE. If a man purchase land knowing that the title is bad or the land is incumbered, that fact, as has been seen, deed was executed and before delivery there could be no merger of this agree- ment in the deed." Citing Murdock v. Gilchrist, 52 K. Y. 243. ' Reed v. Sycks, 27 Ohio St. 285. Disbrow v. Harris, 123 N. Y. 365; 25 N. E. Rep. 356. Here the stipulation was that a small portion of the purchase money should be kept back until certain repairs to the premises were made by the grantor. Citing Morris v. Whitcher, 80 N. Y. 41; Whitbeck v. Waine, 16 N. Y. 533; Bennett v. Abrams, 41 Barb. (N. Y.) 619; Murdock v. Gilchrist, 53 N. Y. 343, Dillingham v. Estill, 3 Dana (Ky.), 31. * Cavanaugh v. Casselman, 88 Cal. 543; 26 Pac. Rep. 515, where the convey- ance embraced only a part of the purchased premises. ^ German Am. Real Est. Co. v. Starke, 84 Hun (N. Y.), 480; 33 N. Y. Supp. 403. Williams v. Frybarger, 9 Ind. App. 558. ^Newbold v. Peabody Heights Co., 70 Md. 499; 17 Atl. Rep. 372. 'Bennett v. Abrams, 41 Barb. (N. Y.") 619. 635. « Post, §§ 370, 376. DETENTION OF PURCHASE MONEY BREACH OF COVENANT. 431 does not affect his right to recover on the covenants for title in his deeds, for it may be that he was induced to purchase because of the security and indemnity from loss afforded by his vendor's cove- nants.' But whether in such a case upon a breach of those covenants he will be suffered to detain the purchase money is a question upon \vhich there has been a conflict of decision. The weight of authority and the better opinion seems to be that he must pay the purchase money and look to his covenants for relief,^ except in those cases in which the vendor, after the deed had been exe- cuted, but before it had been delivered and accepted expressly agreed to remove the incumbrances. Such a promise, it will be remembered, has been hold not to be merged in the subsequent conveyance.^ There are cases wliieh affirm the right of the pur- chaser to detain the purchase money, notwithstanding his acceptance of a conveyance with notice of the incumbrance,* and it cannot be denied that there would be much hardship in denying him that 1 Ante, p. 287. Wadhams v. Swan, 109 111. 46. 'Wallea v. Cooper, 34 Miss. 208; Gartman v. Jones, 24 Misa. 3B4; Stone v. Buckner, 12 Sm. & M. (Miss.) 73, oUter. Cnmmlns v. Boyle, 1 J. J. Marsh. (Ky.) 480. Stansbury v. Taggart, 3 McLean (U. S.), 457. In Perkins v. Williams, 5 Coldw. (Tenn.) 512, it was held that the rule stated in the text would apply even though the vendor was insolvent. In Greenleaf v. Cook, 3 Wh. (U. S.) 17, the court said: "Acquainted with the extent of the incumbrance and its probable con- sequences, the defendant consents to receive the title which the plaintiff was able to make, and in receiving it executes his note for the purchase money. To the payment of a note given under such circumstances the existence of the incum- brance can certainly furnish no legal objection." Pir Maksh.4.ll, Ch. J. In Ryerson v. Willis, 8 Daly (N. Y.), 462, a grantee with warranty gave a mortgage on the premises for a balance of the purchase money, under an agreement that it should not be collected until the grantor should procure and deliver to him a quit claim of a certain interest in the premises. The quit claim not having been delivered the grantee brought a suit to cancel the mortgage, but the court held that he was not entitled to that relief, and that his remedy was upon the cove- nants in the deed. This decision was rested largely upon the ground that the grantee had purchased with notice of the defective title. 2 Remington v. Palmer, 62 N. Y. 31. Ante, p. 439. *Jaques v. Lsler, 4 N. J. Eq. 461. citing Tourville v. Nash, 3 P. Wms. 306. Johnson v. Gere, 3 Johns. Ch. (N. Y.) 546. Shannon v. Marselis, Saxt. (N. J.) 425; Van Waggoner v. McEwcn, 1 Gr. (3 N. J. Eq.) 412. These authorities, however, go but little further than the general ' proposition that knowledge of the defect or incumbrance at the time of the purchase does not affect the pur- chaser's right to recover on the covenants. 432 MAEKBTABLE TITLE TO REAL ESTATE. right where the vendor had in the first instance agreed to extinguish the incnmbrance, but had neglected or refused to do it.' There is a conflict of decision upon the question whether, as between vendor and purchaser, the latter will be deemed to have notice of defects and incumbrances which appear from the public records. The weight of authority and the better opinion seems to be that the law of notice from the pubhc registers has no applica- tion as between vendor and purchaser.^ § 183. RECOTJPMENT. At common law, a total failure of con- sideration could always be pleaded in bar to an action on a contract, but if the failure of the consideration was only partial, the defend- ant was, as a general rule, driven to his cross-action against the plaintiff. A total failure of the consideration occurred wherever the defendant received absolutely no benefit under the contract ; but if he received any such benefit, no matter how small, the plea of failure of consideration could not be sustained, and the defendant was forced to his separate action.-" If the contract was for the sale or lease of lands, there could be no total failure of the consideration if the purchaser was put in possession * and enjoyed the estate with- out liability to a stranger for the rents and profits,'' in case the title was not such as he might demand, e. g., a life estate instead of an estate in fee. This seems to have been the rule, even though the purchaser was evicted by the real owner. But now, by virtue of statutes in many of the ATnerican States,^ the defendant in any action on a contract is allowed to file a sjjecial plea, setting up as a ' In Stelzer v. La Rose, 79 Ind. 435, it was held that a purchaser under the cir- cumstances stated in the text could not detain the purchase money so long as he had suffered no loss or injury on account of the incumbrance. ■' Shannon v. Jlarselis, Saxt. (N. J.) 413, 426. Ante, § 104. ^ Chitty Cont. (10th Am. ed.) Slfi. An exception exists in the case of a breach of warranty of chattels where the defendant returned the goods. Id. 491. *Moggridge v. Jones, 3 Camp. 88. ' Jenness v. Parker, 24 Me. 295. «Thus, in Virginia (Code, 1887, § 3299), it is provided that; "In any action on a contract, the defendant may file a plea alleging any sucli failure in the consid- eration of the contract, or fraud in its procurement, or any such breach of any warranty to him of the title, or the soundness of personal property for the price or value whereof he entered into the contract, or any other matter as would entitle him either to recover damages at law from the plaintiff, or the person under whom the plaintiff claims, or to relief in equity, in whole or in part, against the obligation of the contract; or, if the contract be by deed, alleging any such DETENTION OF PURCHASE MONEY BREACH OF COVENANT. 433 defense any matter which would entitle him to damages at law for breach of the contract, or to relief in equity against the obligation thereof. In some of the States, however, no such statutes exist, or, at least, none that permit the defendant to set up a claim for unliquidated damages as a defense to an action on a contract. In such States, the defendant, in an action for the contract price of lands, if ho has been evicted from the premises and has a present right to recover damages on the covenants of his grantor, is allowed to set up those facts in recoupment of the plaintiff's demand, even though he may have had possession of the premises, and conse- quently may have received some benefit from the contract.' matter arising under the contract existing before its execution, or any such mis- take therein, or in the execution thereof, or any such other matter as would entitle him to such relief in equity." The object of this statute was to abolish the common-law rule that the defendant could not in effect have at law a rescis- sion of a contract, the benefits of which he had partly enjoyed, and to admit of the defense of partial failure of consideration by way of set-off. A similar statutory provision, it is believed, exists in most of the States. In Alabama, the early rule was that unliquidated damages could not be set off against a demand for the purchase money. Dunn v. White, 1 Ala. 645. The removal of an out- standing incumbrance by a purchaser of land having a covenant against incum- brances was held to be within this rule. Cole v. Justice, 8 Ala. 793. A subse- quent statute authorized the set off of not only mutual debts, but liquidated or unliquidated demands not sounding in damages merely. Rev. Code Ala. § 2642. It was held that the amount paid by a purchaser to extinguish an outstanding vendor's lien was within this statute, and should be allowed as a set-oflE. Holley V. Younge, 27 Ala. 203. So, also, a breach of warranty arising from a deficiency in the quantity of land sold. Bell v. Thompson, 34 Ala. 633; Nelms v. Prewitt, 87 Ala. 389. So, also, a cross-demand growing out of a defect in the vendor's title is available as a set-oflE in an action on the notes for the purchase money, although the purchaser is in possession. Martin v. Wharton, 38 Ala. 637. In Eads V. Murphy, 52 Ala. 525, the fact that the vendors could not make a good title to the land was held a good set-off to an action for the purchase money. Under a statutory provision that a counterclaim must be one " existing in favor of a defendant and against a plaintiff, between whom several judgments might be had in the action," a sub-purchaser, against whom no personal judgment is asked, cannot defend, by way of counterclaim, an action to foreclose a purchase- money mortgage on the ground that he had been evicted by paramount title, when that title was acquired through a sale for taxes which were incumbrances at the time of the plaintiff's grant. In other words, the counterclaim could be availed of only by the original purchaser. Nat. Fire Ins. Co. v. McKay, 21 N. Y. 191. ' In Doremus v. Bond, 8 Blackf. (Ind.) 368, it was said: "In just the amount, then, that the vendors have suffered the purchaser to pay by compulsion, to 55 434 MABKETABLE TITLE TO EEAL ESTATE. " Kecoupment differs from set-off in this respect ; that any claim or demand the defendant may have against the plaintiff may be used as a set-off, while it is not a subject for recoupment unless it grows out of the very same transaction which furnishes the plaintiff's cause of action."' Tlie defense of set-off did not exist at common law, but a right to reduce or defeat the plaintiff's demand on account of some matter connected therewith was conceded to the defendant.' Thus, in an action for work done, the defendant might deduct from the damages the value of material supplied by him f and, in an action to recover money for dyeing goods, the defendant was per- mitted to show a custom which allowed him to deduct from the price of the work the amount of damage done to the goods while being dyed.* The extension of this principle, so as to allow the defendant in an actio:i on a contract to set up as a defense unliqui- dated damages resulting from the plaintiff's non-performance of the contract, has produced the modern doctrine of recoupment.^ That secure the benefit of their covenants of title and possession, have those covenants failed as a consideration; and that failure being perfected before the pajrment of all the purchase money, it may be recouped out of the original consideration. The defendant is not bound to plead the matter by way of set-off, springing, as it does, out of the default of the vendors in relation to the original contract, and not from any new or subsequent dealing on his part." In Texas, it is provided by statute that, if " a suit be founded on a certain demand, the defendant shall not be permitted to set off unliquidated damages founded on a tort or breach of covenant on the part of the plaintiff." Rev. St. Tex. 649. Howard v. Ran- dolph, 73 Tex. 454. It may be doubted whether this statute would exclude the defense of recoupment. The statute seems to be directed against demands dis- connected with the contract. ' Black Law Diet. nom. Recoupment. = Chitty Cont. (10th Am. ed.) 946, 948. ^Newton v. Foster, 13 M. & W. 772, ^Bamford v. Harris, 1 Stark. 343. * In Waterman on Set-Off (2d ed.), p. 575, it is said: " As a general rule, after the purchase has been carried into execution by the delivery of the deed, if there has been no ingredient of fraud and the purchaser is not evicted, the insufficiency of title is no ground for relief against a security given for the unpaid purchase money." This is, undoubtedly, the general rule. It is, also, an equally well- established rule that if there has been an eviction to which the covenants of the grantee extend, he may recoup the damages thence sustained in an action for the purchase money. Rawle Govts, for Title (5th ed.), § 326. Consequently the reason given by Mr. Waterman for the rule as stated by him is somewhat unsat- isfactory. He says: "The reason is that the bond and mortgage for the pay- DETENTION OF PURCHASE MONET BREACH OF COVENANT. 435 defense is permitted for the purpose of avoiding circuity of action ; and, after all, the true test of its availability is not so much wliether there has or has not been a mere partial failure of the consideration, as whether the defendant has a present right to recover substantial damages from the plaintiff for breach of covenant ; for, if he have such right, it would be not only unjust but contrary to public policy to compel him to pay over money which he could immediately recover from the payee.' § 184. RECOUPMENT IN FOBECLOSTJRE SUIT. The defense of set-off, recoupment or counterclaim may be as freely made in an action to foreclose a purchase-money mortgage as elsewhere.^ But if no personal decree or judgment against the defendant, in case of a deficiency, is sought, the defense of recoupinent for damages occa- sioned by a failure of the title will, as a general rule, be rejected, for the reason that such a "proceeding is essentially in rem • that the vendor is only seeking to reach what he had sold, and that it is immaterial to the purchaser whether the title in such a case be good or bad.^ The defense of set-off or counterclaim obviously stands on ment of the purchase money, and the covenant of warranty from the grantor, are separate and independent covenants and the breach of one cannot he urged as a defense to an action upon the other." Citing Timms v. Shannon, 19 Md. 296; 81 Am. Dec. 632; Grant v. Tallmans, 20 N. Y. 191. Such a reason would apply as well where there was an actual eviction as where the possession of the grantee had not been disturbed, and would be subversive of the rule which, to prevent a circuity of action, permits the evicted purchaser to retain the unpaid purchase money instead of turning him around to his action for breach of covenant. 'See further. Sawyer v. Wiswall, 9 Allen (Mass.), 39; Stacy v. Kemp, 97 Mass. 166; Carey v. Guillow, 105 Mass. 18; 7 Am. Rep. 494. 2 2 Jones Mort. (3d ed.) §§ 1496, et seg. 3 Jones V. Fulghum, 3 Tenn. Ch. 193; Cohen v. Woolard, 2 Tenn. Ch. 686; Hurley v. Coleman, 3 Head (Tenn.), 265, which was a suit to enforce a vendor's lien; Curd v. Davis, 1 Heisk. (Tenn.) 574. See, also, Rawle Covts. (5th ed.) I 351. Hubbard v. Chappel, 14 Ind. 601; Rogers v. Place, 29 Ind. 577; Jackson v. Fosbender, 45 Ind. 305. In Reed v. Tioga Manfg. Co., 66 Ind. 27, a personal judgment was sought against the defendant, but the rule stated in the text was admitted. Ludlow v. Oilman, 18 Wis. 552. Peters v. Bowman, 98 U. S. 56. Hulfish V. O'Brien, 5 0. E. Green (N. J.), 230. In the following New York cases, the court refused to stay the enforcement of purchase -money mortgages upon ■ the mere ground that the title was defective: Piatt v. Gilchrist, 3 Sandf. Ch. (N. Y.)118; Griffith V. Keuipshall, 1 Clarke Ch, (N. Y.) 571; Hoag v. Rathbun, 1 Clarke Ch. (N. Y.) 12; Farnham v. Hotchkiss, 2 Keyes (N. Y.), 9; York v. Allen, 436 MAEKETABLE TITLE TO KEAL ESTATE. different grounds.^ But if the conveyance under which the defend- ant held contained covenants for title, and there had been such a breach of them as to give him a present right to recover damages against the plaintiff, he may avail himself of that defense by way of recoupment,^ even thougli, it would seem, no personal judgment is sought against him.^ If there be a prior incumbrance on the 30 N. Y. 105; Parkinson v. Sherman, 74 N. T. 88; 30 Am. Rep. 268; Ryerson v. Willis, 81 N. Y. 377; GifEord v. Society, 104 N. Y. 139; 10 N. E. Rep. 39; Soule V. Dixon, 1 N. Y. Supp. 697. Beebe v. Swartwout, 3 Gilm. (111.) 177, where it was said: "It will be observed that S. (the vendor) does not seek to collect the purchase money in this case; he simply asks to have the equity of redemption foreclosed if the purchase money is not paid. He cannot obtain a judgment against B. (the purchaser) and pay himself out of the general property of B. If he obtained any money at all, it is out of the special fund, the land, upon which ho holds a mortgage. In this view of the case, th? failure of title in his grantor can hardly affect him. His equity of redemption is worthless if the legal title to the premises fail." It is true that, if the mortgagor had paid a part of the pur- chase money, he would have an equitable interest in the property to that extent; but, in view of the fact that he could only obtain relief against a demand for the purchase money by showing a clear outstanding title in a stranger and an immi- nent danger of eviction from the premises, and that he would be liable over to the real owner for the mesne profits, there would be little to gain by resisting the foreclosure of the mortgage, if the mortgagee does not seek to hold him. liable for a deficiency. If the purchaser had given a mortgage on other property to secure the purchase money, a di£ereut question would be presented. So, also, if the objection to the foreclosure is that there are incumbrances on the property which the covenantor is bound to remove. ' In Hooper V. Armstrong, 69 Ala. 343, it was held that a suit to foreclose a vendor's equitable Hen for purchase money, was not a proceeding in rem, but a proceeding in personam in which the defense of set-off can be made. But see Parker v. Hart, 33 N. J. Eq. 235. ^2 Jones Mort. (3d ed.) § 1500, and cases cited, ante, p. 421. If no such breach of the covenants for title had occurred, the defendant would have no ground for recoupment and would not be allowed to make that defense, thougli there might be a personal decree against him for a deficiency. Edwards v. Bodine, 26 Wend. (N. Y.) 109; Leggett v. McCarty, 8 Edw. (N. Y.) 124. ' For example, if the defendant, the mortgagor, had been compelled to buy in adverse claims to protect his title, it would be clearly inequitable to deprive him of his right to recoup the damages so incurred, merely because the plaintiff asked no personal judgment against him. Therefore, where, in a proceeding in equity to enforce a purchase-money lien, in which it appeared that the vendor had expended moneys in getting in the title of an adverse claimant of part of the land, it was held error to enter a decree for the plaintiff, without directing a ref- erence to a master to ascertain whether such adverse title was paramount or not. DETENTION OF PUECHASB MONET — BEEAOH OF COVENANT. 437 premises, it seems to be generally conceded that the purchase money may be detained until the covenantor removes the incumbrance, or reduces it to a sum not exceeding tlie unpaid purchase money.^ If the incumbrance is less in amount than the balance of purchase money due, and the covenantee chooses himself to remove it, he immediately becomes entitled to substantial damages for breach of the covenant against incumbrances, and may avail himself of that defense in the suit to foreclose, or he may apply the purchase money to the discharge of incumbrances, as far as it will go, and obtain an injunction until the residue of the lien is removed by the covenantor.^ Another reason why a mortgagor or vendee in possession cannot be allowed to set up an outstanding title in another in bar of a bill to foreclose a purchase-money mortgage, or to enforce a vendor's lien for the purchase money, is, that he stands in the relation of a tenant to the vendor and is estopped to deny the title of the latter.* There ai-e cases which declare that in a suit for the foreclosure of a mortgage given for the purchase money, the mortgagor, though personally liable for the debt, cannot set up want of title in the vendor as a defense, unless he has been evicted from the possession. These decisions are rested precisely upon the same grounds as those which deny the right of the covenantee to detain the purchase money unless he has been evicted, and would seem to admit of the same exceptions where the vendor is insolvent or a non-resident, and suit is being actually prosecuted or threatened by an adverse claim- ant.* If the purchaser has paid a part of the purchase money, or has expended money in improving the premises, so as to entitle him and whether the purchaser was entitled to an abatement. Smith t. Parsons, 33 W. Va. 644; 11 S. E. Rep. 68. ' Post, §§ 332, 335. Buell v. Tate, 7 BI. (Ind.) 55. Smith v. Fiting, 37 Mich. 148, semble. Hughes v. McNider, 90 N. C. 348. iiJonesMort. § 1-504. Whisler v. Hicks, 5 Bl. (Ind.) 100; 33 Am. Dec. 454; Smith V. Ackerman, 5 Bl. (Ind.) 541; Oldfield v. Stevenson, 1 Ind. 153; Small v. Reeves, 14 Ind. 164. Potwin v. Blasher, 9 "Wash. 460; 87 Pac. Rep. 710. 'Bigelow on Estoppel (3d ed.), 437, citing, among other cases, Strong v. Wad- dell, 56 Ala. 471, and Wallison v. Watkins, 3 Peters (U. S.), 43, 53. In the last case the mortgage does not appear to have been given to secure purchase money. * Banks v. Walker, 3 Sandf. Ch. (N. Y.) 344; Davison v. De Freest, 3 Sandf. Ch. (N. y.) 456. 438 MAEKETABLE TITLE TO EEAL ESTATE. to an equitable lien thereon, there are cases which hold that these facts may he availed of by him in a suit to foreclose the mortgage.* In the State of Virginia the enforcement of a security for the purchase money by a sale of the premises, is not permitted in any case in which the title is in doubt. This, however, is in the inter- est of all parties, that there may be no sacrifice of the premises, and that a doubtful title may not be forced upon a purchaser at the sale.^ § 185. PARTIAL FAILURE OF THE CONSIDERATION. The consideration which passes from the grantor to the grantee upon a conveyance of lands with unlimited covenants for title is, according to the better opinion, not the mere covenants for title which the conveyance contains, but the transfer of an indefeasible estate, so that if the purchaser be evicted from the premises by one claiming ' Rockwell V. Wells, (Mich.) 63 N. W. Kep. 165. Dayton v. Melick, 33 N. J. Eq. 570. DeKay v. Bliss, (N. Y.) 34 N. E. Rep. 300. Jones Mortg. (4th ed.) 1490. ' Post, g 337. Peers v. Barnett, 13 Grat. (Va.) 415, where it was said by the court: "A distinction seems to have been taken by some of the reported cases as to the relief a court of equity will extend to a vendee who has accepted his deed with covenants of general warranty, where he seeks to enjoin a judgment for, or the collection of, the purchase money, and the case where the vendor, instead of proceeding against the vendee personally, is attempting to sell the land under a deed of trust or by bill in equity; that although the facts may not authorize the court to enjoin the collection of the purchase money by a proceeding against the vendee at law, yet as a court of equity reprobates a sale of land when clouds are hanging over the title, it will, for the benefit of the parties and the security of the purchaser at any sale of the subject enjoin or refuse to decree a sale of the land until the title is cleared up. The case of Beale v. Seively, 8 Leigh (Va.), 658, is a case of the first class. It was there decided that where a vendee is in possession of land under a conveyance with general warranty, and the title has not been questioned by any suit prosecuted or threatened, such vendee has no claim to relief in equity against the payment of the purchase money unless he can show a defect of title respecting which the vendor was guiltj' of fraudu- lent concealment or misrepresentation, and which the vendee had at the time no means of discovering. In Ralston v. Miller, 3 Rand. (Va.) 44; 1-5 Am. Dec. 704; Koger V. Kane, 5 Leigh (Va.), 606; Clarke v. Hardgrove, 7 Grat. (Va.) 899, this court has extended the relief to cases where the vendee, placing himself in the position of the superior claimant, can show clearly that the title is defective. The principle that a court will not sell or permit a sale of land with a cloud hanging over the title, is affirmed in Lane v. Tidball, Gilm. (Va.) 130; Gay v. Hancock, 1 Rand. (Va.) 73; Miller v. Argyle, 5 Leigh (Va.), 460." DETENTION OF PDECHA8E MONEY — BEEACH OF COVENANT. 439 under a paramount title, tliere is a clear failure of the consideration/ though, it seeins according to common law, not an entire failure, possession once had under the contract being a partial enjoyment of the consideration unless the grantee was liable for the rents and profits. Tlie modern doctrine, however, at least, so far as it is exemplified by the American decisions, is that an eviction from the premises by an adverse claimant produces a total failure of the con- sideration. One of the principal reasons for the rule that the cove- nantee cannot detain the purchase money so long as he is in posses- sion of the premises is, that until he is actually or constructively evicted there is only a partial failure of the consideration of liis promise to pay.^ The detention of the purchase money is in effect a species of rescission of the contract, and there can be no rescission of a contract while either party is in the enjoyment of any of its benefits.' Hence, it follows that there may be only a j)artial failure of the consideration in a case in which the title has entirely failed.* Partial failtire of title is sometimes spoken of in the cases ; apparently in the sense of partial failure of the consideration ; '" but it is an expression likely to lead to confusion of ideas, for strictly speaking there is no such thing as a partial failure of title, though, of course, there may be a failure of title to part of the subject. Accordingly there are many cases in which tlie right of the cove- 1 Rawle Govt. (5th ed.) § 337. Cook v. Mix, 11 Conn. 432. Knapp v. Lee, 3 Pick. (Mass.) 459; Rice v. Goddard, 14 Pick. (Mass.) 293; Trask v. Vinson, 20 Pick. (Mass.) 110. Tillotson v. Grapes, 4 N. H. 448. Deal v. Dodge, 26 111. 458; Tyler v. Young, 2 Scam. (111.) 445; 35 Am. Dec. 116; Thompson v. Shoemaker, 68 111. 256. Dunning v. Leavitt, 85 N. Y. 34; 39 Am. Eep. 617. A contrary Yiew was expressed in the early cases of Lloyd v, Jewell, 1 Gr. (Me.) 352; 10 Am. Dec. 73, and Gridley v. Tucker, 1 Freem. Ch. (Miss.) 211, but these cases are overruled by or inconsistent with the later cases cited above. ° There can never be a total failure of the consideration of a conveyance with covenant of warranty, until the covenantee has been actually or constructively evicted. Key v. Hanson, 17 Ark. 254; McDaniel v. Grace, 15 Ark. 487. Contra, Cook V. Mix, 11 Conn. 437 3 Whitney v. Lewis, 21 Wend. (N. Y. 131. Patton v. England, 15 Ala. 69; Stark V. Hill, 6 Ala. 785. * Thus it has been held that if the estate transferred turn out to be a life inter- est instead of a fee, and the covenantee be put in possession, there is no entire failure of the consideration since he derives some benefit from the conveyance. Bowley v. Holway, 134 Mass. 395. Greenleaf v. Cook, 3 Wh. (U. S.) 13. » As in Bowley v. Holway, 124 Mass. 396. 440 MAEKETABLE TITLE TO EEAL ESTATE nantee to resist the payment of the purchase money while he is in the undisturbed possession of the i^remiscs is denied upon the ground that there has been no more than a jDartial faihire of the considera- tion, though there has been a complete and palpable failure of the title.i In other cases, however, the doctrine that a partial failure of the consideration cannot be availed of by the defendant in an action for the pTirchase money of land, has been denied," and in a few cases a total failure of the title lias been treated as a total failure of the consideration, without regard to the question of eviction.^ There would seem to be no occasion to invoke the doctrine of partial failure of the consideration in behalf of the plaintiff so long as the right of the defendant to detain the purchase money may be satis- factorily denied upon another ground, namely, that until the cove- nantee has been evicted by an adverse claimant where the covenants ai-e of warranty or for quiet enjoyment, or has suffered actual damages from an incumbrance on the premises, wliere the covenant ' 3 Kent. Com. (13th ed.) 473; 3 Sedg. Dam. (8th ed.) § 1088; Waterman Set-OfC (3d ed.), § 560; Rawle Govts. (5th ed.) § 330, ct seq. Mo.£rgridge v. Jones, 3 Camp. 38; 14 East, 486. Greenleaf v. Cook, 3 Wh. (U. S.) 13; Scudder v. Andrews, 3 McL. (U. S.) 464, and analogous cases there cited. Freeligh v. Piatt, 5 Cow. (N. y.) 494; Whitney v. Lewis, 31 Wend. (N. Y.) 131; Tallmadge v. Wallis, 35 Wend. (N. Y.) 113; Lamerson v. Marvin, 8 Barb. (N. Y.)ll; Farn- ham V. Hotckiss, 3 Keyes (N. Y.), 9; Tibbetts v. Ayer, Lai. Supp. (N. Y.) 176; Parkinson v. Sherman, 74 jST. Y. 88; 30 Am. Rep. 368; Ryerson v. Willis, 81 N. Y. 377. Bowley v. Holway, 124 Mass. 395. Glenn v. Thistle, 33 Miss. 43. Leal V. Terbush, 52 Mich. 100; 17 N. W. Rep. 713; Hunt v, Middleworth, 44 Mich. 448. Peden v. Moore, 1 Stew. & P. (Ala.) 71; 21 Am. Dec. 649. In Reese v. Gordon, 19 Cal. 149, it was said : "In cases of fraud or warranty, or where the consideration is divisible or capable of apportionment, a partial failure may sometimes be given in evidence in reduction of damages; but the practice in this respect proceeds upon the principle of a cross-action, and an affirmative right of action must exist in favor of a party seeking relief in that form." The " partial failure " here mentioned must mean a case in which the purchaser has been evicted from part of the premises; otherwise the two proposi- tions contained in the remarks of the court would be, as respects the covenant of warranty, contradictory and inconsistent; for unless the purchaser had been evicted from the premises in whole or in part there could be no " affirmative right of action " against the covenantor. •^Frisbie v. Hoffnagle, 11 Johns. (N. Y.) 50. James v. Lawreuceburgh Ins. Co., 6 Bl. (Ind.) 535. Cook v. Mix, 11 Conn. 438; Moon v. Ellsworth, 3 Conn. 483. 'Frisbio v. Hoffnagle, 11 Johns. (N. Y.) 50. Cook v. Mix, 11 Conn. 438. DETENTION OF PURCHASE MONEY — BREACH OF COVENANT. 441 IS against iiicuiubrances, there can be no right to recover substantial damages as for a breacli of those covenants, and, consequently, nothing to recoup from the plaintiff's demand. Where there has been a partial failure of the consideration, in the sense of a loss of a part of the warranted premises, by eviction under an incumbrance or a paramount title, there can be no doubt of the covenantee's right, according to the rule prevailing in America, to recoup the damages thus sustained, in an action for the purchase money .^ In New York a partial failure of the consideration of an agree- ment to pay tlie purchase money for lands conveyed with covenants of warranty and for quiet enjoyment cannot be pleaded in bar, but must be availed of by way of recoupment or counterclaim, with, notice that such defense is intended to be made.^ But if the con- sideration lias totally failed, that is, if the covenantee has been evicted from the whole premises, that fact may be pleaded in bar to an action for the purchase money .^ In some cases it has been held that damages resulting from a par- tial failure of the consideration cannot be recouped in an action for the purchase money, upon the ground that the doctrine of recoup- ment or set-off is of equitable origin and cognizable only in a court of equity.^ These decisions do not appear to have been followed in the other States. § 186. ASSUMPSIT TO THY TITLE. An objection to the admis- sion of the defense of complete failure of the title in an action for the purchase money, where tlie defendant has not been evicted, which has been frequently made, is, that the court cannot undertake in such an action to try the title ; in other words, that title to land cannot be tried in an action of assumpsit.' This is undoubtedly tnie where the plaintiff asserts a title paramount to that of the defend- ant, e. g., where he seeks to recover the rents and profits of the land ' McHenry v. Yokum, 27 111. 160. 2 Lewis V. McMillen, 41 Barb. (N. Y.) 420; McCullough v. Cox, 6 Barb. (N. Y.) 386: Tibbetts v. Ayer, Lai. Supp. (N. Y.) 176. ^Tallmadge v. Wallis, 35 Wend. (N. Y.) 116. ^ Wheat v. Dotson, 13 Ark, 699; McDanlel v. Grace, 15 Ark. 487; Key v. Han- son, 17 Ark. 254. .' Leal V. Terbush, 53 Mich. 100; 17 N. W. Rep. 713. Dennis v. Heath, 11 Sm. & M. (Miss.) 206; 49 Am. Dec. 51 56 442 MARKETABLE TITLE TO REAL ESTATE enjoyed by the defendant.' But this doctrine, in its application to the defense of failure of title in an action to recover the purchase monejr of lands, has been criticised, in that it assumes an eviction of the defendant to be conclusive of the question of title, and of the right to detain the pitrchase inoney.^ It is familiar law that the defendant must show, either by the judgment of a court of record, or by evidence alitmde, that the eviction was under a title paramount to that of the covenantor. Hence, in the latter case, the court must necessarily pass ujaon the title and the rights of strangers in deter- mining the sufficiency of the defense ; and this is constantly done. Besides the objection in question would apply as well where the contract is executory as where it has been executed by a conveyance with covenants for title, and if it were insuperable, would in any and every case destroy the right of the purchaser to detain the pur- chase money upon a clear failure of the title, or to avail himself of the doctrine of marketable title in an action at law, unless the failure of the title had been established by the judgment of a court of record. > Marshall v. Hopkins, 15 East, 309; Newsome v. Graliam, 10 B. & C. 234. Baker v. Howell, 6 S. & R. (Pa.) 481. Hogsett v. Ellis, 17 Mich. 351. Codman V. Jenkins, 14 Mass. 93; Boston v. Binney, 11 Pick. (Mass.) 1. 'Rawle Govts, for Title (5th ed.), § 334, n., where the author says: " It may be observed that the objection to trying the title to land in an action for its contract price must equally apply in every case where the paramount title had not been established by a judgment of a court of record. Yet to give to such judgment a conclusive effect w^ould be, when the vendor had not been vouched or notified, contrary to well-established principle, and it is apprehended that in every such case the purchaser would be bound to make out the advei-se title under which he had been evicted, or to which he had yielded, with as much particularity as if suing on the covenants; and there would seem to be no greater objection to the question of title being brought before the court in the form of one action than in the other." See, also, further observations at p. 631, n., same volume. In Red- ding V. Lamb, (Mich.) 45 N. W. Rep. 997, it was said by Long, J.: "The general rule is that damages for breach of covenant of seisin in a conveyance of land are only recoverable in an action for breach of covenant, as titles to land are not properly triable in actions of assumpsit ; but I can see no good reason for remit- ting a party to another action where the action is brought to recover the purchase price of the land sold and there is failure of title. If the title has failed abso- lutely, then there is no consideration for the note, and the money recovered thereon would have to be repaid when the facts were established in an action for breach of covenant." DETENTION OF PUECHASE MONEY — BliEACH OF COVENANT. 443 § 187. WHAT CONSTITUTES EVICTION — PURCHASE OF OUT- STANDING TITLE. The failure of title to real estate may be palpa- ble and complete, as where the vendor', undertaking to convey a fee with warranty, had only a term for years which had expired, yet until the grantee has been actually or constructively evicted by an adverse claimant under color of title there is no breach of the cove- nants of warranty or for quiet enjoyment, no right to recover dam- ages against the covenantee, and, consequently, no right to detain the unpaid purchase mone}'. What constitutes a breach of those covenants has been already considered,* and it only remains for the sake of convenience, to consider here briefly the application of the principles there discussed to the defense of failure of title in actions to recover the purchase money. Among the most important of those principles is that which allows the purchaser to deduct from the purchase money any sum that it may have been necessary for him to pay to adverse claimants in order to protect his title. If he buys in an adverse title to prevent eviction, that is held the equiva- lent of an eviction, as respects the right to detain the purchase money le cannot be turned around to his action on the covenant for indemnity.^ But unless the rights of the paramount claimant have been fixed by judgment in a possessory action, recovered after notice to the covenantor, so as to make the judgment conclusive upon him, the covenantee will have the burden of establishing the superiority of the title acquired by him from the adverse claimant.' If there has been no eviction or disturbance of the covenantee in his possession of the estate, and it does not appear that the adverse claimant could in all probability have recovered the land, the cove- nantee will not be reimbursed for the amount paid by him to get in the alleged outstanding title.* The covenantee cannot, of course, claim the benefit of the title so acquired, except as a set-off against the purchase money to the amount paid by him to the adverse claim- ' Ante, p. 336. Dower recovered against the covenantee constitutes a good defense to an action for the purchase money. McHenry v. Yokum, 27 111. 160. » Eawle Govts. (5th ed.) § 334; Dart Vend. (5th ed.) ch. 15, § 7. Ante, p. 353. Brandt v. Poster, 5 Iowa, 387. Stelzer v. Rose, 79 Ind. 435. Denson v. Love, 58 Tex. 468. 3 Ante, p. 357. 'Ante, p. 356. Blair v. Perry, 7 J. J. Marsh. (Ky.) 153. 444 MARKETABLE TITLE TO REAL ESTATE. ant. He cannot set up such title adversely to that of his grantor.* Nor can he escape the application of this rule by procuring a third person to get in the outstanding title.^ The covenantee may also surrender the possession to a paramount claimant, and set up that fact as a defense to an action for the purchase money. He is not bound to await an actual eviction by the real owner. But he will have the burden of showing that the surrender was in good faith, and that the title of the adverse claimant was one to which he must have inevitably yielded.' The laws of the United States forbid the sale and transfer of mere pre-emption rights to public lands, and make the land so sold liable to resale in the hands of the purchaser as public lands. Such a resale, it has been frequently held, is equivalent to an eviction for the reason that it carries with it a constructive dispossession of the original purchaser, the government having the right to regain the possession by a summary proceeding without suit. Consequently, in such a case, the covenantee, holding under a conveyance from the pre-emptor with covenant of warranty, may detain the purchase money though he has not been actually evicted from the premises.* At one time it was held that a covenantee, seeking to detain the purchase money, must show an eviction by legal process, but that doctrine has been modified, and it is now considered that an eviction by an adverse claimant, under color of title, satisfies the rule. An eviction, whether actual or constructive, entitles him to detain the purchase money .^ In New York taxes assessed to the vendor but laid by the board of supervisors after the purchaser buys and ' 1 Sugd. Vend, (8th Am. ed.) 533 (355). Post, § 202. ^Brodie v. Watkins, 31 Ark. 319; 34 Am. Rep. 49, where it was said that a cove- nantee who procures a third person to buy in the premises at a sale under an out- standing incumbrance, may avail himself of the amount so paid out, as a recoup- ment in an action for the purchase money, but cannot set up the title so acquired to defeat the recovery of the balance of the purchase money. 2 Ante, p. 348. Garvin v. Cohen, 13 Rich. L. (S. C.) 153. Drew v. Towle, 30 N. H. 531; 27 N. H. 413. ■" Glenn v. Thistle, 1 Cush. (Miss.) 42. The following cases are cited to the same proposition in Rawle Govt. (5th ed.) p. 573: McDaniel v. Grace, 15 Ark. 489. Fisher v. Salmon, 1 Gal. 413; 54 Am. Dec. 297. Slack v. McLagan, 15 111. 243. Dodd V. Toner, 3 Ind. 427. Bradt v. Foster, 5 Clark (Ic), 298. Hobein v. Drewell, 20 Mo. 450. Tibbetts v. Ayer, Hill & Den. Supp. (N. Y.) 174; Blair v. Claxton, 4 N. Y. 529, but few, if any of them, will be found directly in point. 'Ante, p. 343. Rawle Govts, for Title (5th ed.), § 133. DETENTION OP PUECHASE MONEY BEEACH OF COVENANT. 445 receives a conveyance, must be paid by tbe vendor. In otlier words, the person owning the property at the time fixed by law for deter- mining who shall be taxed therefor as owner, must pay the tax. If the purchaser be compelled to pay them to prevent a tax sale, the covenant of warranty is constructively broken, and the covenantee may recover the amount so expended as damages,' or detain the pur- chase money to that extent. We have seen that a covenant of warranty is broken only by an eviction, actual or constructive. Nevertheless it has been held that the covenantee cannot be compelled to pay the purchase money while a suit against him by an adverse claimant to recover the premises is still pending and undetermined.'^ It sometimes happens that the covenantee does not get the num- ber of acres called for by his deed. It seems that if the boundaries set forth in the deed do not contain the number of acres mentioned there is no breach of the covenant of warranty. Consequently the covenantee cannot at law detain the purchase money.' But if the boundaries contain the full number of acres called for, and there be no title to part of them, and the covenantee be evicted from or unable to get possession of that part, the covenant is broken and he may detain the purchase money to that extent. If the boundaries set forth do not contain the specified number of acres, where the 1 Rundell v. Lakey, 40 N. T. 517. See ante, p. 354. 2 Jaques v. Esler, 3 Gr. Ch. (N. J.) 465. See, post, oh. 26. 3 3 Warvelle Vend. 839; Rawle Govts. (5th ed.) § 298. Ante, p. 826. Young v. Lofton, (Ky.) 12 S. W. Rep. 1061. Carter v. Beck, 40 Ala. 599. Compare Beach Y. Waddell, 4 Halst. Ch. (N. J.) 308. In Koger v, Kane, reported in note to Long V. Israel, 9 Leigh (Va.), 569, Cabei.i,, J. (dissenting), held that the covenantee was entitled to detain the purchase money if any deficiency in the quantity of the land existed, vphether arising from the fact that the boundaries did not con- tain the stipulated quantity or that a portion of the land so contained was embraced by the superior title of others. In Comegys v. Davidson, 154 Pa. St. 534; 36 Atl. Kep. 618, where the contract had been executed by a conveyance, and it appeared that there was a deficiency io the width of the lot conveyed, the court, without adverting to the presence or absence of covenants for title, held that if the deficiency in the property conveyed was so serious that it might be regarded as evidence of imposition or fraud, the rule was to allow such a reduc- tion of the purchase money as will compensate the purchaser for the value of the land lost. Practically this is administering equitable relief in an action for the purchase money. In Pennsylvania, however, there is no separate system of equitable procedure. 446 MARKETABLE TITLE TO EEAL ESTATE. sale is hj the acre, then the executed contract is liable to rescission in equity on the ground of fraud or mistake. It has been held, however, that if the covenants were obviously intended to secure to the purchaser a specific number of acres or quantity of land, he would be entitled to relief upon the covenants in ease of a deficiency.^ § 188. DISCHABGE OF INCUMBRANCES. If the purchaser be compelled to pay off incumbrances on the premises he becomes immediately entitled to recover substantial damages for breach of the covenant against incumbrances, and may recoup the damages so incurred in an action for the purchase money.^ If the deed con- ' Leonard v. Austin, 2 How, (Miss,) 888. ' Nesbit V, Campbell, 5 Neb. 429, Davis v. Bean, 114 Mass, 358. This case is said' by Mr, Sedgwick to be inconsistent with Bowley v, Holway, 124 Mass. 395, where it was held that in an action for the purchase money failure of title could not be set up as a defense by way of recoupment if there had been no eviction, for then there would be only a partial failure of the consideration. The two cases would seem distinguishable in this, that the defense in the first case was more in the nature of set-off than recoupment, for the sum paid to remove the incumbrance could scarcely be termed unliquidated damages. And, further, in this, that in the second case there had been no breach of the covenant of war- ranty, while in the first case the covenant had been broken and actual damages incuiTed; and if the incumbrance had equalled the purchase money in amount there would have been a total failure of the consideration. Where the incum- brance discharged is less than the purchase money the case would stand upon much the same ground as that in which recoupment is allowed when the cove- nantee is evicted from a part only of the premises, namely, that to that extent there is a complete failure of the consideration. See 3 Sedg. Dam. (8th ed.) 267, 268. Owens v. Salter, 38 Pa. St. 211. Kelly v. Low, 18 Me. 244. Brooks v. Moody, 20 Pick. (Mass.) 475. Baker v. Railsback, 4 Ind. 533; Small v. Rieves, 14 Ind. 163; Holman v. Creagmiles, 14 Ind. 177. Bowen v. Thrall, 28 Vt. 382. Delavergne v. Norris, 7 Johns. (N. Y.) 357; 5 Am. Dec. 281. Schumann v. Knoebel, 27 111. 177, the court saying: " The pleas allege the existence of a cer- tain incumbrance by mortgage, which the defendant had to pay and discharge, and thereby extinguish the incumbrance. To the extent then of this incum- brance there was a failure of consideration. Morgan v. Smith, 11 111. 199. Whisler v. Hicks, 5 Bl. (Ind.) 100; 33 Am. Dec. 454; Smith v. Acker, 5 Bl. (Ind.) 541; Buell v. Tate, 7 Bl. (Ind.) 54; Pomeroy v. Burnett, 8 Bl. (Ind.) 142. We think, too, the defendant, under the pleadings, might have recotiped the amount thus paid. Babcock v. Tria, 18 111. 420. There is a natural equity as to claims arising out of the same transaction, that one claim should compensate the other, and that the balance only should be recovered. The damages claimed by the defendant grew out of the contract for the sale of the land, and present a plain case for recouping damages. * * * The defendant should have been allowed, DETENTION OF PTJECIIASE MONEY — BREACH OF COVENANT. 447 tains a covenant of warranty, but no covenant against incumbrances, the same rule applies if the money was paid to prevent an eviction by the incumbrancer. An eviction consequent upon the foreclosure of an incumbrance is as much a breach of the covenant of warranty as an eviction hj one claiming under paramount title. ^ The mere existence of an incumbi'ance upon the premises, which is a breach of the covenant against incumbrances, is no ground upon which to detain the purchase money ; foi', if the covenantee were to sue for the breach he could recover only nominal damages so long as he had sustained no actual damage from the incumbrance.^ And as the recoupment of the breach, when sued for the purchase money, is in substance a cross-action by the purchaser on the covenant, it devolves on him to show that he has discharged the incumbrance or has been evicted by the incumbrancer. Hence, it has been held that the mere existence of a right of dower in the premises, whether inchoate or consummate, is no defense to an action for the purchase money if the purchaser holds under a conveyance with covenant either under his plea of partial failure of consideration, or on the principle of recoupment under the other pleas, the amount he paid to extinguish the mortgage set out in Ms plea, and the plaintiff should have had a judgment for the balance only.'' It has been held that a purchaser of mortgaged premises taking a deed subject to the mortgage, and assuming to pay the mortgage, is estopped to con- test the consideration and validity of the mortgage. Parkinson v. Sherman, 74 N. Y. 92; 30 Am. Dec. 268; Ritter v. Phillips, 53 N. Y. 586; Thorp v. Keokuk Coal Co., 48 N. Y. 253; Freeman v. Auld, 44 N. Y. 50; Shadbolt v. Bassett, 1 Lans. (N. Y.) 121. ' Ante, p. 355. In Alden v. Parkhill, 18 Vt. 205, it "was held that a purchaser, taking a deed with covenants of warranty, could not, in an action for the pur- chase money, show under the general issue a breach of the covenant against incumbrances; but that he might set off the amount paid by him to remove the incumbrance in order to prevent an eviction. '' Jones Mortg. § 500 ; a perspicuous statement of the rule as follows: " Where the grantee in a warranty deed, conveying premises on which there is a prior mortgage, remains in the undisturbed possession of the premises, and the mortgage debt is unpaid and no suit has been brought to collect it, or foreclose the mortgage or to evict the purchaser, it is no defense to a foreclosure suit against him, to secure the purchase money, that such prior mortgage is an out- standing incumbrance, unpaid and unsatisfied." Mills v. Saunders, 4 Neb. 190. Pomeroy v. Burnett, 8 Bl. (Ind.) 142; Mitchell v. Dibble, 14 Ind. 526. Martin v. Foreman, 18 Ark. 249, where it was held that an unsatisfied judgment, binding the warranted premises, constituted no defense to an action for the purchase money. Gager v. Edwards, 26 111. App. 490. 448 MARKETABLE TITLE TO REAL ESTATE. against incumbrances, and lias not been evicted by the dowress, nor paid her a sum in gross in commutation of her dower right.^ An apparent exception to the rule above exists in those cases in which the incumbrance exceeds the purchase money, and the grantee is allowed a temporary injunction until the vendor jsays the excess.^ It is to be observed that the right to detain the purchase money is either to detain it permanently in case of an actual loss of the entire estate by reason of a paramount title in a stranger, oi' to detain it temporarily until an objection to the title is removed. The pur- chaser may retain so much of the purchase money as may be suffi- cient to secure him against j^ecuniary incumbrances on the land, especially when the grantor is insolvent, and no adequate remedy can be had upon his covenants.^ If a covenantee pays off an incum- brance on the land he can have credit only for the actual amount disbursed for that purpose. He cannot buy up the lien at a dis- count and have the benefit of its face value against the grantor.^ If the purchaser accept a deed from a third party instead of the vendor he cannot recover from the latter moneys paid in removing incumbrances.^ The purchaser takes the risk of the validity of the incumbrance which he discharges. The vendor may always show that he was not bound to discharge the incumbrance, from some illegality in the consideration, or other cause." If the purchase money be secured by trust or mortgage which the vendor is proceeding to enforce, the purchaser can have, of course, no means of availing himself of his right to a set-off or allowance for money paid in removing incumbrances which should have been discharged by the vendor, except by way of injunction to prevent the sale.'' The injunction would be denied, it is apprehended, unless all the purchase money had been paid, except so much as may have been applied to the incumbrance. ' Whisler v. Hicks, •'5 Blackf. (Ind.) 100; 33 Am. Dec. 454; Smith v. Ackerman, 5 Blackf. (Ind.) 541. «Post, §g 332, 835. sBowen v. Ttirall, 28 Vt. 383, citing Tourville v. Naish, 3 P. Wms. 307. 4 McDowell V. Milroy, 69 111. 498. Ante, p. 308. ^ Herryford v. Turner, 67 Mo. 296. « Norton v. Jackson, 5 Cal. 262. 'Post, §332. DETENTION OF PUECHASE MONEY — BREACH OF COVENANT. 449 § 189. RULE IN TEXAS. In Texas a purchaser wlio has accepted a conveyance with general warranty, may resist tlie payment of the purchase money in case of a faihire of the title, though there has been no eviction, but he is required to show that such failure con- sists of an undisputable superior outstanding title under which he is liable to be evicted,^ and that he accepted the conveyance in ignorance of the defective title.^ He will be charged with notice ' Cooper V. Singleton, 19 Tex. 260; 70 Am. Dec. 333; Tarpley v. Poage, 3 Te.x. 139; Woodward v. Rogers, 20 Te.x. 176; Cook v. Jackson, 20 Tex. 309; Johnson' V. Long, 37 Tex. 31; Demaret t. Bennett, 29 Tex. 263; Johnston v. Powell, 84 Tex. 538; Fisher v. Dow, 73 Tex. 433; 10 S. W. Rep. 455; Haralson v. Langford, 66 Tex. Ill; 18 S. W. Rep. 339; Groesbeck v. Harris, 83 Tex. 411 (1891); 19 S. W. Rep. 850; Hubert v. Grady, 59 Tex. 503; Blanks v. Ripley, (Tex. Civ. App.) 37 S. W. Rep. 733; Doughty v. Cottraux, (Tex. Civ. App.) 27 S. W. Rep. 914. He must show a reasonable certainty of eviction. Price v. Blount, 41 Tex. 473. He may resist the payment of the purchase money without showing a liability to eviction where fraud was used to induce him to accept the title. Norris v. Evans. 60 Tex. 83. The Texas doctrine is thus stated in Cooper v. Singleton, 19 Tex. 367; 70 Am. Dec. 833, the leading case in that State: " The difference between the liabilities of the vendee under an executory an Rhode V. Alley, 37 Tex. 445. « Fisher v. Abney, 69 Tex. 416; 9 S. W. Rep. 321. 'Haralson v. Langford, 66 Tex. Ill; 18 S. W. Rep. 339. "Tarlton v. Daily, 55 Tex. 92. « Evans v. McLucas, 12 S. C. 56; Lessly v. Bowie, 24 8. 0. 197; 3 S. E. Rep. 199. " Rogers v. Horn, 6 Rich. Eq. (8. C.) 362; Evans v. Denby, 3 Spears (S. C), 10; 13 Am. Dec. 356. 452 MARKETABLE TITLE TO EEAL ESTATE. law for the purchase money, though there has been no eviction, if he can show tliat the defect consists of an outstanding paramount title to whicli he must inevitably yield.' But he cannot, in such a case, go into a court of equity and obtain a rescission of the contract ' Thompson v. :\IcCord, 3 Bay (S. C.),' 76; Taylor v. Fulmore, 1 Rich. Eq. (S. C.) 52; Sumter V. Welsh, 1 Brev. (S. C.)539; Johns v. Nixon, 3 Brev. (S. C.)472; Van Lew v. Parr, 3 Rich. Eq. (S. C.) 340, and Rawle Govts. 569, n., where it i* said: "Since Purman v. Elmore (A. D. 1819, reported in a note to Mackey v. Collins, 2 Nott & MoC. 189), it has been the settled law of South Carolina that a covenant of warranty possessed also the properties of a covenant for seisin, and an eviction was not, therefore, considered necessary to its breach. Hence, it was held that it a purchaser when sued for the purchase price, could establish to the satisfaction of the jury that he took nothing by his purchase, and that he would be ousted by the paramount title, they might find a verdict for the defendant, not on the ground that the failure of title was a rescission of the contract, but because the damages on the covenants were exactly equal to the pur- chase money and interest, and it followed that where a portion of the land was so covered by paramount title damages could be assessed pi'o tanto, and such is the law at the present day," citing Farrow v. Mays, 1 Nott & McC. 313; Hunter v. Graham, 1 Hill, 370; Van Lew v. Parr, 3 Rich. Eq. 387; Jeter v. Glenn, 9 Rich. L. 378. It is worth while to consider how far the rule thus stated by Mr. Rawle has been modified by more recent cases. In Lessly v. Bowie, 37 S. C. 193; 3 S. E. Rep. 199, which was an action to foreclose a pur- chase-money mortgage, a purchaser with general warranty resisted the payment of the purchase money on the ground of an O'jtstanding paramount title in a, stranger. Not having been evicted or disturbed in the possession it was held that he was not entitled to relief. The court after observing; "There has been much discussion in our courts as to whether a purchaser of land who is in pos- session under general warranty may defeat an action for the purchase money by showing paramount outstanding title in another before he has been actually evicted," continued: " It certainly is remarkable that no case can be found in our reports in which damages to the extent of the purchase money have been recov- ered for a mere technical breach of the covenant of seisin alone, without actual damage sustained, or eviction. Indeed, the distinguished Chancellor Johnstiim, in delivering the Judgment of the old Court of Errors, in the case of Van Lew v. Parr, 3 Rich. Eq. (S. C.) 340 (1846), said: ' Arguments were drawn by counsel from a very extensive and critical examination of the law decisions of this State to shew that as the law courts in certain cases allow damages upon breach of the covenants of deeds conveying land, where there has been no previous eviction, equity should rescind the contract where the remedy at law is incomplete. * -x- -x- rpjig in-^ courts seem to have been struggling for years to get clear of the early decisions allowing recoveries on the ground of failure of title wiibout eviction, and they appear to have settled, at least in this result, that in actions brought for the purchase money, the purchaser may make a clearly subsisting outstanding title the ground of abatement for the contract value of such part of DETENTION OF PURCHASE MONEY BREACH OF COVENANT. 453 SO long as he remains in undisturbed possession of the premises, in the absence of fraud or insolvency on the part of the vendor.^ Judgment liens binding the warranted premises constitute no the premises as it may cover. It lias been proposed as a just inference from this that where, from the remoteness or contingency of the outstanding title, law cannot give damages, equity should interfere and rescind the contract. But apart from the incompetency of a court of equity to try the validity of the out- standing title, is it not obvious that the remoteness and contingency which renders it inapplicable at law, must necessarily make it equally uncertain what degree of importance should be attached to it as a ground for rescission in equity? If the defect of title be such as authorizes a court of law to interfere, be it so. That is one of the advantages of his covenant to which equity leaves the purchaser. But if it be of such a nature that law declares him entitled to no relief in virtue of the security he has himself selected, as was the case in this instance, it seems a strained inference that the declaration entitles him to relief elsewhere. But "without reopening the argument, we think the question has been finally settled "by the more recent and well-considered cases, which concur in holding that, while a purchaser of land remains in quiet possession thereof he cannot sustain a bill for a rescission or abatement of price on the ground of an outstanding title, unless on the score of fraud.' " See, also, Childs v. Alexander, 22 8. C. 169 (1884); Bethune v. McDonald, 35 S. C. 88 (1891); 14 S. E. Rep. 674; Munro v. Long, 35 8. C. 354 (1891); 15 S. E. Rep. 553, each of which was an action to foreclose a purchase-money mortgage. In Munro v. Long, supra, it was said: " It will be observed that this is not a case for the enforcement of an executory contract of sale, but it is an action for the purchase money of the propert}' sold, of which the party is in the undisturbed, and, so far as the testimony shows, the unchallenged possession." In Gray v. Handkisson, 1 Bay (S. C), 278, it was held that the purchaser was entitled to a rescission of an executed contract in case of an out- standing paramount' title, though he had been evicted, but this case and those which follow it were subsequently disapproved in Johnson v. Purvis, 1 Hill (8. C), 326, and the rule established that the purchaser was entitled to an abatement of the purchase money to the extent of the outstanding title, but not to a rescis- sion of the contract. See, also. Van Lew v. Parr, 2 Rich. Eq. (8. C.) 337; West- brook V. McMillan, 1 Bailey (S. C), 259; Bordeaux v. Carr, 1 Bailey (S. C), 250; Carter v. Carter, 1 Bailey (8. C), 217. In Poyas v. Wilkins, 13 Rich. (8. C.) 420, it appeared that part of the premises purchased was, at the time of purchase, in possession of a third person claiming under a prior conveyance, which con- veyance did not in fact include the premises in dispute, and that such third per- son had acquired title thereto by adverse possession, without fault on the part of the vendor. It was held that these facts constituted no defense to an action for the purchase money. ■ Whitworth v. Stuckey, 1 Rich. Eq. (S. C), 408, the leading case, citing and approving Bumpus v. Platner, 1 Johns. Ch. (N. Y.) 213. Van Lew v. Parr, 3 Rich. Eq. (S. C.) 307; Maner v. Washington, 3 Strobh. Eq. (8. C.) 171; Kebler v. Cureton, Rich. Eq. Cas. (S. C.) 143; Gillam v. Briggs, Rich. Eq. Cas. (8. C.)143; 454 MARKETABLE TITLE TO EEAL ESTATE. ground for detaining the pT;rcliase money, unless the purchaser removed them.^ The law courts in this State adopt the civil law rule of implied warranty in the sale and conveyance of lands. Where, however, the sale is by a sheriff, the common-law maxim caveat emjytoi- applies, and the purchaser must pay the purchase money, though the title completely fails. The same exception will extend, it is apprehended, to all sales made in a representative or ministerial capacity.' § 191. PLEADINGS. The defendant in an action for the pur- chase money of lands, setting up a breach of the covenants in his deed as a defense, must file witli his pleadings the original or a copy of that deed,^ or set out the same, or the essential parts thereof, in the pleadings.* When the purchaser seeks to detain the purchase money, he must not only allege a failure of the title, but he must show a' breach of covenant or fraud on the part of the vendor. A mere averment that the title has failed is insufficient.^ If the pur- chaser intends to rely on a breach of the covenants for title as a defense to an action for the purchase money, his pleadings mast aver the existence of the covenants. Thus, in an action to foreclose a purchase money mortgage, an answer that the defendant had been compelled to pay off liens on the premises, without showing that the conveyance to him contained a covenant against incumbrances, was held bad. Inasmuch as his plea is virtually a cross-action upon the warranty, it should contain the same averments as would a declara- tion upon the covenant." The purchaser may avail himself of a Evans v. McLucas, 13 S. C. 56; Lessly v. Bowie, 37 S. C. 193 (1887); 3 S. E. Rep. 199; Childs v. Alexander, 23 S. C. 169 (1884); Bethune v. McDonald, 35 S. C. 88 (1891); 14 S. E. Rep. 674; Munro v. Long, 35 S. C. 354 (1891); 15 S. E. Rep. 553; Means v. Bricknell, 3 Hill (S. C), 143; Abercrombie v. Owings, 3 Rich. L, 137. ' Gourdine v. Pludd, Harp. L. (8. C) 333. 'Davis V. Murray, 3 Const. Rep. (S. C.) 148; 13 Am. Dec. 661; Herbemont v. Sharp, 3 McCord L. (S. C.) 265. 2 Starkey v. Neese, 30 Ind. 323; Patten v. Camplin, 63 Ind. 513. ^In Howard v. Randolph, 73 Tex. 454; 11 S. W. Rep. 495, failure to describe the instrument containing the warranty was held fatal. ' Grantland v. Wight, 5 Muuf. (Va.) 295. Moss v. Davidson, 1 Sm. & M. (Miss.) 113. Laughery v. McLean, 14 Ind. 106. ' Jenkinson v. Ewing, 17 Ind. 505. Ante, p. 411. DETENTION OF PURCHASE MONEY — BEEACH OF COVENANT. 455 defective title as a defense to an action for the purchase money, without averring that he was ignorant of the defects at the time of the sale. It is for the plaintiff to reply and prove knowledge of the condition of the title by the defendant.^ § 192. EESTJME. From the principles discnssed in the foregoing pages it would seem to follow, that if the covenantee was never able to get possession of the land, the possession and paramount title being in another, there would be a total failure of the con- sideration, which he might plead, even at common law, as an absolute iar to an action for the purchase money. If, on the other liand, he got possession and was afterwards evicted by the real owner, he would, at common law be compelled to pay the purchase money and look to his covenants for redress ; while in the Ameri- can States he would be permitted to recoup, in an action for the purchase money, the damages sustained from the plaintiff's breach of covenant ; or, by statute, to avail himself of that defense by special plea in the nature of a plea of set-off. And, lastly, if the defendant was in possession under a conveyance with covenants of warranty, for quiet enjoyment, or against incumbrances, and there had been no such breach of those covenants as to give him a present right to recover substantial damages against the plaintiff, the absolute failure of the title, or the existence of an incumbrance on the premises, could not be availed of as a defense to an action for the purchase money, whether hj way of recoupment, statutory set-off, counterclaim or otherwise. The question whether a grantee may detain the unpaid purchase money upon a breach of the covenant of seisin, on condition that he surrender the premises to the grantor, is discussed in a subsequent part of this work.^ > Taul V. Bradford, 30 Tex. 264; Hurt v. McReynoIds, 20 Tex. 595. "Post, ch. 86. OF AFFIRMANCE OF THE CONTRACT BY PROCEEDINGS IN EQUITY. CHAPTER XVII. SPECIFIC PERFORMANCE OF EXECUTORY CONTRACTS AT THE SUIT OF THE PURCHASER. IN GENERAL. § 193. PAYMENT OF THE PURCHASE MONEY AS CONDITION PRECE- DENT. § 194. LACHES OF PURCHASER. § 195. DAMAGES IN EttUITY. § 196. § 193. IN GENERAL. We have thus far considered tlie reme- dies of the purchaser of lands in affirmance of the contract by action at law ^vhere the title has failed, both where the contract is execu- tory and where it has been executed by the delivery and acceptance of a conveyance. We proceed now to consider the remedies of the purchaser in affirmance of the contract by proceedhigs in equity, and such rights of the vendor as are incidental to those remedies. We shall consider the subject under the general head, " Specific performance of executory contracts at the suit of the purchaser ; " and then under the subdivisions, " The right of the purchaser to take the title with compensation for defects ; '" and " The right of the purchaser to perfect the title, and to require a conveyance from the vendor."' A purchaser of a defective title may, where the contract has been executed by a conveyance with covenants for title, invoke the aid of a court of equity to compel the specific performance of a cove- nant for further assurance, or to require the grantor to remove an incumbrance from the premises.' If the contract is executory, he has his election either to proceed at law to recover damages for a breach of the contract, or to recover back the purchase money, or to proceed in equity for a specific performance of the contract, with compensation for defects.^ But the greater number of suits by the 1 Post, ch. 18. ' Post, ch. 19. sRawle Covts. (5th ed.) §§ 104, 362; Sugd. Vend. (14th ed.) 613. " 3 Story Eq. Jur. § 779; Bispham's Eq. (3d ed.) § 380; Pry Sp. Perf. (3d Am. ed.) § 1174. SPECIFIC PEEFOEMANCE OF EXECUTOEY CONTRACTS. 457 purchaser for the specific performance of the contract are instances in whicli the vendor, having a perfect title, wrongfully and wilfully refuses to convey. If the vendor has no title or a bad title, the court will not, as we shall presently see, compel him to execute a conveyance. Hence, it will be found that the proceedings of the purchaser in equity in affirmance of the contract, where the title is defective, consist chiefly of cases in which he insists upon the right to apply the purchase money to the discharge of incumbrances upon the estate, or to the removal of objections to the title, or where he himself has so apjDlied tl;ie purchase money and seeks tho sanction of a court of equity ; or where he asks that the vendor be compelled to discharge an incumbrance on the premises, or to procure a release from some one claiming an interest therein.^ A court of equity will not compel the vendor to execute a con- veyance of the premises if he have no title, and cannot obtain it by ordinary process of law or equity, for that would be a vain and useless act.' Neither will specific performance be decreed if the equitable title is in a stranger, of whose rights the complainant had notice when he entered into the contract.^ He cannot be placed in a better position than his vendor. On the contrary, if he took a conveyance with actual notice that the equitable title was in a ' Iq Gotthelf V. Stranahan, 138 N. Y. 345; 34 N. E. Rep. 286, it was hold that an agreement to convey free from all incumbrances by warranty deed, did not require the vendor to satisfy assessments for "contemplated improvements," which the city might abandon, but that he must remove an assessment made between the date of the contract and the time fixed for the conveyance, for a local improvement made before the contract was entered into. If the vendor agree to pay all taxes accruing before completion of the contract, and fail so to do, the purchaser may maintain an action for specific performance, and is not confined to an action at law on the agreement. Stone v. Lord, 80 N. Y, 60. ' 1 Sugd. Vend. (8th Am. ed.) 329 (217); Adams Eq. m. p. 81. Crop v. Noston, 3 Atk. 74; Cornwall v. Williams, Col. P. C. 390; Bennet Col. v. Gary, 3 Bro. C. C. 390; Tendring v. London, 2 Eq. Cas. Abr. 680; Bryan v. Lewis, 1 Moo. & Ray, 886. Snell v. Mitchell, 65 Me. 48; Smith v. Kelly, 56 Me. 64. Hurley V. Brown, 98 Mass. 547. Pack v. Gaither, 73 N. C. 95. Chartier v. Marshall, 51 N. H. 400. Jordan v. Deaton, 23 Ark. 704. Gaither v. O'Doherty, (Ky.) 12 S. W. Rep. 306. 'Franz v. Orton, 75 111. 100. A purchaser who has agreed to be "at one-half of the expense of procuring a title " cannot demand specific performance until he has paid his part of the expense of procuring title. Hutchinson v. MoNutt, 1 Ohio, 14. 58 458 MARKETABLE TITLE TO EEAL ESTATE. stranger, he would himself be compelled to convey to him, for in such a case he would be regarded as a mere trustee of the legal title.' But, on the other hand, if the vendor disable himself from per- forming the contract by conveying the premises to a third person, who has notice of the purchaser's equities, the latter may maintain a bill for specific performance against his vendor and the subsequent purchaser. A second purchaser, with notice, takes subject to the first purchaser's rights, and may be compelled to perform the orig- inal contract.^ The vendor cannot defend a suit for specific per- forn;arce on the ground that he has only the equitable title ; it is his business to obtain the concurrence of the person having the legal title.^ But it is error for the court to decree that the defend- ant convey within a certain time when the bill shows that he has not the legal title.* If the title of the vendor be equitable only, the purchaser will stand in the vendor's shoes and be entitled to all of his remedies and may maintain a suit for specific performance against his vendor and the original vendor.^ K the purchaser sues the vendor for specific performance, it is a good defense by the latter that he has not and caimot procure the titlo.^ If it be practicable, however, for him to procure the title' upon fair terms,' it seems that he will be required so to do, unless, it is presumed, the amount necessary to be expended for that purpose • 1 Sugd. Vend. (8th Am. ed.) 352; 2 Story Eq. Jur. (13tli ed.) § 788. Fewster V. Turner. 6 Jur. 144. Champion v. Brown, 6 Johns. Ch. (N. Y.) 402; 10 Am. Deo. 343. Stone v. Buckner, 12 Sm. & M. (Miss.) 73. Hunter v. Bales, 24 Ind. 299. See, also, Jacques v. Vigo County, 3 Blackf. (Ind.) 403. Of course one who acquires the legal title without notice of the equitable rights of a prior pur- chaser cannot be required to convey to such purchaser. Cunningham v. Depew, Morris (Iowa), 463. ' Story Eq. Jur. §§ 39.5, 396. Estell v. Cole, 52 Tex. 170; Austin v. Ewell, 25 Tex. Supp. 407. White v. Mooers, 86 Me. 62; 29 Atl. Rep. 936. Bates v. Swi- ger, (W. Va.) 31 S. E. Rep. 874. = 1 Sugd. Vend. (8th Am. ed.) 332, 525, citing Crop v. Norton, 2 Atk. 74; Costigaa V. Hastier, 3 Sch. & Lef. 160. * Compton V. Nuttle, 3 Ind. 416. ' 1 Sugd. Vend. (8th Am. ed.) 571 (381). Schreck v. Pierce, 3 Iowa, 350. ^ Swepson v. Johnson, 84 N. C. 449. Williams v. Mansell, 19 Fla. 546. ' Love V. Camp, C Ired. Eq. (N. C.) 309; 51 Am. Dec. 419. "Love V. Cobb, 63 N. C. 324. SPECIFIC PEEFOEMANCE OF EXECUTOEY CONTEACTS. 459 should exceed the purchase money. " In equity " an answer by the vendor that he cannot make title " will not suffice, otherwise a seller who had altered his mind might very easily get rid of the contract • but the courts of equity say he shall answer on oath, first to a bill filed against him, then on examination before a master whether a title cannot be made. The courts often make a way to obviate apparent difficulties and compel the seller to procure conveyances in order to complete his title, and the seller's declaration that he rescinds the contract will not at all defeat the purchaser's right." * A provision in the contract that if the vendor cannot deduce a good title, or the purchaser shall not pay the money on the appointed day, will not entitle the vendor to rescind if the pur- chaser makes objections to the title.^ It has been held that if the vendor have not title the purchaser is, nevertheless, in his suit for specific performance, entitled to a decree that the vendor make a reasonable effort to acquire the title and perform his contract.' It was not indicated in this case how such a decree could be enforced. The fact that the purchaser files a bill for specific performance when he knows that a good title cannot be made, is no ground upon which to compel him to take such title as can be made.* He must, however, submit to the alternative of taking that title or having his bill dismissed.' But while specific performance cannot be decreed against a vendor who has no title, it is no objection that he had no title when the contract was made, if he has since acquired it. The purchaser's equity is complete if the vendor have title at the time of the decree.^ It has been held, however, that if the vendor agree to convey by quit claim, the agreement has reference only to such ' Roberts v. Wyatt, 2 Taunt. 268. ^Language of Mansfield, C. J., in Roberts v. Wyatt, supra. 'Wellborn v. Sechrist, 88 N. C. 387. In this case the vendor had disabled himself from perfoi-ming the contract by conveying to a stranger. * 1 Sugd. Vend. (8th Am. ed.) 538. Stapylton v. Scott, 16 Ves. 273. ' 1 Sudg. Vend. (8th Am. ed.) 528. Nicholson v. Wadsworth, 2 Swanst. 365. * Graham v. Hackwell, 1 A. K. Marsh. (Ky.) 433. Tysen v. Passmore, 3 Barr (Pa.), 123; 44 Am. Dec. 181. Trask v. Vinson, 20 Pick. (Mass.) 109, the court saying: " We know of no rule of lavr or principle of sound policy which pro- hibits a person from agreeing or covenanting to convey an estate not his own. He might have authority from the owner to sell, or he might have the refusal of the estate, or he might rely upon his ability to purchase it in season to execute 460 MAEKETABLE TITLE TO EEAL ESTATE. title as he may then have, and not to a title thereafter acquired, and that he cannot be compelled to convey such after-acquired title to the purchaser.' The purchaser may, of course, tile his bill requiring the vendor to remove an incumbrance from the premises, unless the purchase was made subject to incumbrances.^ Eut the court cannot enter a decree requiring the vendor to remove an incumbrance which he has not a legal right to discharge.^ Nor can the vendor be required to remove incumbrances or cure defects in the title where the sale was not made upon a consideration deemed valuable in law.* If the contract provides only that the vendor shall make a good and sufBcient deed, and that the earnest money shall be refunded if the title proves to be not good, the pu.rchaser cannot, if he is dis- satisfied with the title, refuse to accept a conveyance with general warranty, reject an offer to return the purchase money, and I'equire the vendor to remove objections to the title. The vendor, under such circumstances, has a right to treat the contract as rescinded, ■and to seek another purchaser.'' Where a contract for the sale of land provided that if the title should not be good and should be refused by the purchaser, the contract should be void and the pur- chase money returned, it was held that the vendor was not thereby obligated to cure defects in the title, and that if the title were rejected he might terminate the contract and repay the purchase money. The purchaser refused to proceed with the purchase because there was an incumbrance on the premises.^ And if the his contract. If he fairly performs the terms of the stipulation it matters noth- ing to the purchaser that the title was acquired after the contract." ' Woodcock V. Bennet, 1 Cow. (N". Y.) 711; 13 Am. Dec, 568. This is closely analogous to the rule that a quit-claim conveyance will not estop the grantor from setting up an after-acquired title to the estate. Post, p. 516. In Mitchell V. Woodson, 37 Miss, 567, it was held that an agreement to quit claim would not prevent the vendor from acquiring and holding another title before the time for making the quit claim. Citing Bush v. Cooper, 26 Miss. 599; 59 Am. Dec. 270. Jackson v. Wright, 14 Johns. (N. Y,) 193; Bank v, Mersereau, 3 Barb, Ch, (N. Y,) 568; Jackson v, Hubbell, 1 Cow, (N, Y,) 613, = 2 Sugd, Vend, (8th Am. ed.) 191, 192 (548). Bennett v. Adams, 41. Barb ■(N. Y.) 625. = Jerome v. Scudder, 2 Rob, (N. Y.) 169. ^ 2 Story Eq. 793b. Froman v. Froman, 13 Ind. 317. ^Brizzolara v. Mosher, 71 111. 41. « Long V. Miller, 46 Minn. 13; 48 N. W. Eep. 409. SPECIFIC PEEFOEMANCE OF EXECUTOEY CONTEACTS. 461 purchaser by liis acts or conduct manifestly abandons the contract, as by submitting to a forfeiture of the earnest money, he' cannot, afterwards elect to affirm the agreement and have a specific per- formance in equity. This species of relief is a matter of sound judicial discretion, and where the court perceives that the purchaser has virtually rescinded the contract it will not interfere in his favor, especially if in the meanwhile the property has materially increased in value. He cannot keej) the agreement open indefinitely so as to avail himself of a rise in value, or to escape loss in case of a depre- ciation.* On the other hand, a rapid, unexpected and unprecedented increase in the value of the property while the title is being per- fected will not justify the vendor in refusing to complete the eon- tract, where the purchaser has waived none of his rights, and has been guilty of no laches or unjustifiable delay in seeking specific performance.^ There must, of course, be an unconditional acceptance of an offer to sell before the purchaser can maintain a bill for specific perfoi'm- ance. Therefore, where the acceptance by the purchaser was quali- fied by the addition " provided the title is perfect," it was held that a suit for specific performance could not be maintained by the purchaser.^ § 1 91. PAYMENT OF THE PURCHASE MONEY AS CONDITION PRECEDENT TO SPECIFIC PERFORMANCE. If the payment of the purchase money and the conveyance of title by the vendor are to be simultaneous and concurrent acts, neither party can demand a specific performance by the other unless he is ready and willing to perform on his part. If the vendor has executed a bond to convey or make title at a specified time after payment of the purchase money, the retention of the title is his security for payment, and he cannot be compelled to convey unless the purchaser has paid or offered to pay the purchase money.* A recovery of the premises ' Presbrey v. Kline, 20 D. C. 513. Giltner v. Rayl, (Iowa) 61 N. W. Rep. 225. Simpson v. Atkinson, (Minn.) 39 N. W. Rep. 323. ' Keim v. Lindley, (N. J. Eq.) 80 Atl. Rep. 1063. In this case the premises ia controversy consisted of a narrow strip of water front that became very valuable as a seaside resort. 8 Corcoran v. White, 117 111. 118; 57 Am. Rep. 858. ^Mix V. Beach, 46 111. 816. Where a contract for the sale of land had beea rescinded by agreement between the vendor and the administrator of the vendee 462 MARKETABLE TITLE TO EEAL ESTATE. from the purchaser in ejectment, for failure to pay the purchase money, does not necessarily dejjrive him of the right to compel a specific performance of the contract. Thus, where the purchaser declined to pay the purchase money on the ground that the prop- erty was incumbered, and the vendor declared a forfeiture and recovered the premises in ejectment, it was held that the purchaser might waive his right to insist upon a perfect title, pay the balance of the purchase money, less the amount of the incumbrance, and compel a conveyance from the vendor with covenants stipulated for in the contract.^ As a general rule, in the English practice, a purchaser who has been put in possession, will be required to pay the purchase money into court pending his suit for specific performance.^ The excep- tions to this rule have been thus summarized ; where the vendor has thought proper to put the purchaser into possession, upon an understanding between them that the latter shall not pay the pur- chase money until he has a title, the purchaser cannot be called upon to pay the money into court ; and the reason is that the under- standing becomes a matter of contract which the vendor mast abide by, and he cannot call upon the court to interfere and compel the purchaser to part with his money before he has a title.' Nor will the purchaser be compelled to pay the purchase money into court before the completion of the title, where the vendor has voluntarily permitted him to take possession without any stipulation or agree- ment about paying the purchase money.* And, as a general rule, the court will not order purchase money to be paid before a title is given, unless under special circumstances — such as taking posses- sion contrary to the intention or against the will of the vendor, or where the purchaser makes frivolous objections to the title, or throws unreasonable obstacles in the way of completing the pur- chase, or is exercising improper acts of ownership, by which the after part of the purchase money had been paid, h was held that the heirs of the vendee, "who repudiated the rescission, could not compel specific performance of the contract until they should pay or tender the residue of the purchase money. iStrange v. Watson, 11 Ala. 324. ' Wallace v. McLaughlin, 57 Ind. 53. 'Birdsall v. Walton, 3 Edw. Ch. (N. Y.) 315. 2 Gibson v. Clarke, 1 Ves. & B. 500. « Clarke v. Elliott, 1 Mad. C. R. 606. SPECIFIC PEEFOEMANCE OF EXECUTOEY CONTEACTS. 463 property is lessened in value.' If the purchaser be in possession under a title anterior to the contract, or if possession were given independently of the contract, and there is laches on the part of the vendor in completing the title, the court will not order the purchase money to be paid in.^ The purchaser, of course, will not lose his right to a specific per- formance of the contract by failing to make a formal tender of the purchase money if he has notice that the vendor cannot or will not carry out the agreement.^ § 195. LACHES or PURCHASEK. The purchaser's application for specific performance must be seasonably made. He cannot delay the payment of the purchase money after the time fixed for completing the contract and then, when the circumstances of the parties, and perhaps the value of the land, have changed, call upon the vendor for a conveyance.* This rule applies with peculiar force where the vendor notifies the purchaser to complete the contract within a specified time under penalty of rescission.^ But the pur- chaser will not be chargeable with laches where he has delaj'ed pay- ing the purchase money on account of doubts as to the title ; the title itself being in litigation or dispute.* § 196. DAMAGES IN EftUITY. As a general rule a court of equity will not entertain a suit by the purchaser of a defective title, if no other relief is asked than damages for breach of the contract.' • 1 Sugd. Vend. (8th Am. ed.) 239, 345. Bonner v. Johnston, 1 Meriv. 366; Boothby v. Waller, 1 Mad. C. R. 197. 'Freebody v. Perry, Coop. 91; Fox v. Birch, 1 Meriv. 105. 'Ante, p. 201. Shattuck v. Cunningham, 166 Pa. St. 368; 31 Atl. Rep. 136. ^Shorthall v, Mitchell, 57 111. 161. Melton v. Smith, 65 Mo. 355, a case in ■which the vendor failed to show laches. « Chabot V. Winter Park Res. Co., 34 Fla. 258; 15 So. Rep. 756. » Galloway v. Barr, 12 Ohio, 354. Keim v. Lindley. (N. J. Eq.) 30 Atl. Rep. 1063, where the subject was considered at length. Greenblatt v. Hermann, 144 ]Sr. Y. 18; 38 N. B. Rep. 966. Cf. Barbour v. Hickey, 2 App. Cas. (D. C.) 207. ' 1 Sugd. Vend. (8th Am. ed.) 350 (233); Rawle Govts. (5th ed.) § 354. Courts of equity in England are empowered by "Lord Cairns' Act" (21, 22 Vict. c. 27, 1858) to give damages, but the jurisdiction is limited to cases in which specific performance is also prayed. Fry Sp. Perf. (3d Am. ed.) p. 607, notes; Hatch V. Cobb, 4 Johns. Ch. (N. Y.) 559; Kempshall v. Stone, 5 Johns. Ch. (N. Y.) 193; Morse v. Elmendorff, 11 Paige Ch. (N". Y.) 279; Wiswall v. McGowan, 464 maekb;table title to real estate. Therefore, it has been frequently held that if he files a bill seeking specific performance or damages in lieu thereof, when he knows specific performance is impossible by reason of the fact that the defendant had conveyed the premises to an innocent third party, he will be denied relief, because such a proceeding is practically a suit for damages only.^ The same rule will apply, it is apprehended, if the purchaser knows, or is bound to know, that the vendor from any other cause, will be unable to perform the decree of the court. But damages may always be recovei'ed in equity as an alternative or inci- dent to some other relief which is in good faith the object of the suit.^ If the vendor fail to complete his contract at the appointed time, the purchaser may have specific performance in eqiiity ; or, if the title be defective and performance be impossible, he may have damages in lieu thereof,^ unless the plaintifE knew when he brought 2 Barb. (N. Y.) 370. Hill v. Fiske, 38 Me. 520; Smith v. Kelly, 56 Me. 64. Doan V. Mauzy, 33 111. 337. McQueen v. Choteau, 20 Mo. 332; 64 Am. Dec. 178. 1 Sims V. Lewis, 5 Munf. (Va.) 29. Bullock v. Adams, 5 C. E. Gr. (N. J.) 867. Lewis V. Gale, 4 Fla. 437. ' Cases cited in notes above. 2 Story Eq. Juris. 794, 799; 3 Pom. Eq. .Jur. (3d ed.) § 1410, note 1. Slaughter v. Tindle, 1 Litt. (Ky.) 358; Fisher v. Kay, 2 Bibb (Ky.), 434. Scott v. Bilgerry, 40 Miss. 119. Chinn v. Heale, 1 Munf. (Va.) 63. Taylor v. Rowland, 36 Tex. 393. O'Beirne v. Bullis, 80 Hun (N. Y.), 570; SON. Y. Supp. 588; Margraf v. Muir, 57 N. Y. 155; Miles v. Furnace Co., 135 N. Y. 394; 26 N. E. Rep. 261. If a vendor is unable from want of title at the time of making the contract to carry it out, a court of equity in a suit by the purchaser for specific performance, will award him damages, provided he commenced the suit in good faith, without knowledge of the disability. Ryan v. Dunlap, (Mo.) 20 S. W. Rep. 29; McQueen v, Chouteau, 20 Mo. 233; 54 Am. Dec. 178; Hamilton v. ILamilton, 59 Mo. 332. In New York in a suit for specific performance, if the defendant be unable to perform, the purchaser may have an order or judgment for the return of his purchase money, the defendant not hav- ing demurred on the ground that the action was improperly brought, or that the plaintifE had an adequate remedy at law. Styles v. Blume, 30 N. Y. Supp. 409. In Currie v. Cowles, 6 Bosw. (N. Y.) 453, it was said by Robertson, J., that if the complainant in a suit for specific performance does not allege that good title cannot be made, and merely seeks a conveyance, he cannot in the absence of fraud on the part of the vendor waive the rehef asked for, show defendant's want of title, and charge him with the value of the land. The authority of this dictum may be doubted. 8 Fry Sp. Perf. (3d Am. ed.) § 1337. McFerran v. Taylor, 3 Cranch. (U. S. S. C.) 270; Pratt v. Campbell, 9 Cranch. (U. S. S. C.) 456, 494. County of Mobile SPECIFIC PEEFOEMANCE OF EXEOUTOET CONTEACTS. 465 his suit that there could be no performance.' If the purchaser is first informed of the defective title by the vendor's answer or other pleading, the jurisdiction to award damages will be clear.' And if tlie vendor convey the premises to an innocent party pending the suit for specific performance, the purchaser will be entitled to damages.* In a few cases, damages have been awarded the plaintiff though he knew when he brought his suit that the defendant had rendered specific performance impossible by conveying the premises to a purchaser without notice ; * but in most of them the objection that the court had no jurisdiction does not appear to have been made, and the great weight of authority without doubt supports the rule heretofore stated. It has been held that if the complainant fail to make out a case entitling him to specific performance, the bill may, nevertheless, be retained for the purpose of allowing him compensation if he ha^ not a full and adequate remedy at law.^ The converse of this proposition, also, has been decided, namely, that the court will V. Kimball, 103 V. S. 691, 706. Stevenson v. Buxton, 37 Barb. (N. Y,) l.S. Taylor v. Rowland, 26 Tex. 293. In Fisher v. Kay, 3 Bibb (Ky.), 436, it was said that there was no principle better settled than that the obligee of a title bond might resort to a Court of Chancery in order to enforce specific perform- ance, and that in the event of the obligor's being unable to convey, to pray for a compensation in damages, which, the court being in possession of the whole case, would allow. In Welsh y. Bayard, 6 0. E. Gr. (N. J. Eq.) 186, specific performance was denied the purchaser, (1) because the contract was not in writ- ing; and (3) because the title to the premises was in the defendant's wife. The purchaser asked a decree for repayment of the purchase money, but this was refused on the ground that his remedy was at law. It does not appear that he was advised of the true state of the title when he brought his suit. If he was not so advised, the case is at variance with the current of authority. ' ? Story Bq. Jur. 794, et seq. ^ 3 Pom. Eq. Jur. § 1410. Milkman v. Ordway, 106 Mass. 233. This, however, in England seems to be only by force of a statute (1858) 31 & 33 Vict. c. 27 (" Lord Cairns' Act"), enlarging the jurisdiction of the Chancery Courts. 1 Sugd. Vend. (8th Am. ed.) 852. * Woodcock V. Bennet, 1 Cow. (N. Y.) 711; 13 Am. Dec. 568. Gibbs v. Champion, 3 Ohio, 337. Cunningham v. Depew, Morris (Iowa), 462. "Aday v. Echols, 18 Ala. 353; 53 Am. Dec. 325. Specific performance was denied in this case because it did not appear that all the purchase money had been paid. 59 466 MARKETABLE TITLE TO EEAL ESTATE. entertain a bill solely for compensation and damages provided specific performance can be decreed.' The court, instead of giving compensation in damages for a por- tion of the land to which title cannot be made, has no power to decree that the vendor shall make up the deficiency out of other adjoming lands to which he has title, but which were not embraced in the contract.^ The measure of damages for which a vendor, acting in good faith, is liable if he be unable to convey a good title, is the same in equity as at law ; namely, the purchase money with interest and costs.^ But if the vendor be guilty of fraud,^ or if he disabled himself from performing the contract by conveying the premises to an innocent purchaser, the complainant will be entitled to a decree for the loss of his bargain, that is, the increased value of the prop- erty. If the vendor received a profit at the second sale, it will be decreed to the complainant.^ ' Berry v. Van Winkle, 1 Gr. Ch. (N. J.) 269; Copper v. Wells, Saxt. (N. J Eq.) 10. ' Kelly V. Bibb, 3 Bibb (Ky.), 317. 3 Bain v. Fothergill, L. R., 7 H. L. 158; Burrow v. Scammell, 19 Ch. Dec. 175, 181. 223. » Ante, p. 233. s Sugg V. Stone, 5 Jones Eq. (N. C.) 126; Taylor v. Kelly, 3 Jones Eq. (N. C.) 840. Graham v. Hackwith, 1 A. K. Marsh. (Ky.) 434; Rutledge v. Lawrence, 1 A. K. Marsh. (Ky.) 390; Gerault v. Anderson, 3 Bibb (Ky.), 543. CHAPTEE, XYIII. OF THE RIGHT OF THE PURCHASER TO TAKE TITLE "WITH COM- PENSATION FOR DEFECTS. GENERAL RULE. § 197. INDEMNITY AGAINST FUTURE LOSS. § 198. INDEMNITY AGAINST DOWER. § 199. EXCEPTIONS TO GENERAL RULE. § 200. RIGHT OF VENDOR TO RESCIND ON FAILURE OF TITLE. § 201. § 197. GENERAL RULE. We shall see tliat if the title to a sub- stantial part of the subject fails or if an incumbrance other than a trifling or inconsiderable charge on the premises is discovered after tlie purchase money has been paid, the purchaser may rescind the contract, if executory, and cannot be required to take the title with compensation for defects.' Yet there is no obligation upon him to rescind ; as a general rule he may compel the vendor to con- vey to him that part to which the title is good, with compensation, or abatement of the purchase money for tlie portion to which the title failed, or he may take such estate as the vendor may have in the entire premises, though less than that which was sold, and have an abatement of the purchase money according to the difference in value of the two estates.^ The same rule has been applied in a case ' Post, § 326. 2 1 Sudg. Vend. (8th Am. ed.) 479, 466, 480; 2 Story Eq. 779; 2 Beach Eq. Jur. § 627; Pomeroy Sp. Perf. § 438; Bisph. Eq. (3d ed.) 390; Dart's Vend. (5th ed.) p. 1066; Waterman on Sp. Perf. § 499. Wood v. Griffith, 1 Swanst. 54, per Lord Eldon, who said: " No one will dispute this proposition that if a man offers to sell an estate in fee simple, and it appears that he is unable to make a title to the fee simple, he cannot refuse to make a title to all that he has. The purchaser may insist on having the estate, such as it is. The vendor cannot say that he will give nothing because he is unable to give all that he has contracted to give. If a person possessed of fi term for 100 years contracts to sell the fee, he cannot compel the purchaser to take, but the purchaser can compel him to convey the term, and this court will arrange the equities between the parties." Wheatley v. Slade, 4 Sim. 126; Hill v. Buckley, 17 Ves. 394, semble; Bradley v. Munton, 15 Beav. 460; Mortlock v. Buller, 10 Ves. Jr. 316; Mawson v. Fletcher, L. R., 6 Ch. App. 91; Paton v. Rogers, 1 Ves. & Ben. 352; James v. Lichfield, L. R,, 9Eq. 51; Barnes v. Wood, L. R., 8 Eq. 424; Whlttemore v. Whittemore, L. R., 8 Eq. 603; Horrocks v. Rigby, L. R., 9 Ch. D. 180; Burrow v. Scaramell, L R., 19 Ch. D. 175. In Williams v. Edwards, 2 Sim. 98, where there was a stipulation that errors in the description should not vitiate the agreement, but 468 MARKETABLE TITLE TO EEAL ESTATE. ■where the contract had been executed with covenants for title in which the parties were mutually mistaken in respect to the title of a part of the laud. It was considered that the grantee might hold the part to which the title was good and recover on the warranty as to the residue.' that, if the purchaser's counsel should be of opinion that the title was not mar- ketable, the agreement should be void, and the counsel was of opinion that title could be made to two-thirds of the property only, the purchaser was refused specific performance with an abatement. To the text ; Morgan v. Morgan, 3 Wh. (U . S.) 302, n. Morss v. Elmendorf, 11 Paige (N. Y.), 277; Westervelt v. Mattheson, 1 HofE. Ch. (N. Y.) 37; Jerome v. Scudder, 2 Rob. (N. Y.) 169; Bostwick v. Beach, 103 N. Y. 414. Jones v. Shackleford, 2 Bibb (Ky.), 411; McConnell v. Dunlap, Hard. (Ky.) 41; 3 Am. Dec. 723; Step v. Alkire, 2 A. K. Marsh, (Ky.) 259; Rankin V. Maxwell, 2 A. K. Marsh. (Ky.) 494; 12 Am. Dec. 481. Graham v. Gates, 6 Harr. & J. (Md.) 229; Drury v. Connor, 6 Harr. & 3. (Md.) 288. Evans v. Kingsberry, 2 Rand. (Va.) 120; Chinn v. Heale, 1 Munf. (Va.) 63; White v. Dobson, 17 Grat. (Va.) 262. Henry v. Liles, 2 Ired. Eq. (N, C,)407; Wilcoton v. Galloway, 67 N. C. 463. Austin v. Ewell, 25 Tex. Supp. 408, where there was a mistake as to boundaries; Roberts v. Lovejoy, 60 Tex. 253. Collins v. Smith, 1 Head (Tenn.), 251; Topp V. White, 12 Heisk. (Tenn.) 165; Moses v. AVallace, 7 Lea (Tenn.), 413. Weth- erell v. Brobst, 28 Iowa, 586. Luckett v. Williamson, 81 Mo. 54. Adams v. Mes- senger, 147 Mass. 185; 17 N. E. Rep. 491; 9 Am. St. Rep. 679. See, also, Massa- chusetts cases cited, infra. "Indemnity against contingent right of dower." To the text: Swain v. Burnett, 76 Cal. 299; 18 Pac. Rep. 894; Marshall v. Caldwell, 41 Cal. 614; Morenhout v. Barron, 42 Cal. 591. Rohr v. Kindt, 3 W. & S. (Pa.) 568; 89 Am. Dec. 58; Barnes' Appeal, 46 Pa. St. 350; Erwin v. Myers, 46 Pa. St. 96. Wallace v. McLaughlin, 57 111. 53. Lounsbery v. Locander, 25 N. J. Eq. 555. Wilson v. Cox, 50 Miss. 133. Moses v. Wallace, 7 Lea (Tenn.), 413. Gar- trell V. Stafford, 12 Neb. 545; 11 N. W. Rep. 783. Beck v. Bridgman, 40 Ark. 382. Vagueness and uncertainty in the pleadings and proof, or a variance between them &s to whether the vendor covenanted to convey the entire interest In lands, or only his undivided interest, is no objection to a decree for specific performance, since the court can only compel him to convey such interest as he may have. Began v. Baughdrill, 51 Ala. 313, citing 8 Pars. Cont. 354. The purchaser has a right to accept an undivided interest, with compensation, in lieu of the entirety. Covell v. Cole, 16 Mich. 233. In Cady v. Gale, 5 W. Va. 547, one who had sold his wife's separate estate as his own was compelled to convey his life estate by the curtesy, the purchaser electing to take such estate. The purchaser cannot maintain a suit for specific performance against the vendor and a third person in adverse possession of part of the land under a title adverse to that of the vendor, and, in case the adverse claim is sustained, to have an abate- ment of the purchase money. His remedy is in ejectment. Lange v. Jones, 5 Leigh (Va.), 192. 'Butcher v. Peterson, 26 W. Va. 447; 53 Am. Rep. 89, citing Atty.-Gen. v. Day, 1 Ves. 218. Beverly v. Lawson, 3 Munf. (Va.) 317. See, also, Clark v. EIGHT OF ETJECHASER TO TAKE TITLE WITH COMPENSATION. 469 A subsequent conveyance by the vendor is no ground for refus- ing specific performance if the purchaser be willing to accept what remains of the land, with an abatement of the purchase money ; ' and this, though the subsequent conveyance were made with his con- sent,^ The vendor cannot object to specific performance on the ground that he holds a bare legal title in trust for another, if the purchaser be willing to accept such title.'' Nor can he object that the title is outstanding in a third person.* The purchaser may take the equitable title if he chooses, though, as will be seen hereafter, he cannot be compelled to accept such a title.' The purchaser may compel a surviving tenant in common to convey, though the heir of the deceased tenant in common cannot be compelled to complete the contract.* If the parties are mutually mistaken as to the ven- dor's title to a part of the land, the purchaser, having improved the premises, may compel the vendor to convey the other part, and have a ratable abatement of the purchase money for the deficiency.' The vendor cannot refuse to convey on the ground that the prop- erty is incumbered. The purchaser has a right to insist upon the application of the unpaid purchase money to the incum- brance.' A charge upon the premises for the maintenance of a third person is no reason wliy the contract should not be specifically performed, if the purchaser be willing to take the title with warranty.' The basis upon which compensation or abatement for the part to which a title cannot be made will be decreed, is the actual value of the part lost, and not merely the average price per acre agreed to be paid for the whole tract.'" The rule in this respect is the same Hardgrove, 7 Grat. (Va.) 399. But see post, this chapter, "Exceptions," as to mistake. .' Wiugate v. Hamilton, 7 Ind. 73. Bass v, Gilliland, 5 Ala. 761, « Waters v. Travis, 9 Johns. (N. Y.) 450 3 Hyde v. Kelly, 10 Ohio, 215. M Sugd. Vend. (8th Am. ed.) 525 532 (349, 355). ' Post, eh. 31, § 290. « Atty.-Gen. v. Day, 1 Ves. 218. ' Voorhees v. De Meyer, 3 Sandf. Ch. (N. Y.) 614. 'Jerome v. Scudder, 2 Roti. (N. Y.) 169. 'Bates V. Swiger, (W. Va.) 21 S. E. Rep. 874. '» Jacobs V. Locke, 2 Ired. Eq. (N. C.) 286. Moses v. Wallace, 7 Lea (Tenn.), 418. 470 MAEKETABLE TITLE TO EEAL ESTATE. as in actions at law for breach of the covenants for title.' If the title to the entire premises is good, but there is a deficiency in the acreage or quantity purchased, the question whether the purchaser will be entitled to an abatement of the purchase money depends upon whether the contract was one of hazard as to the quantity, or whether the purchaser is entitled under the contract to demand a specific number of acres or other measure of quantity The ques- tion is somewhat foreign to the plan and scope of this work. The cases, in great numbers, will be found collected in the standard text books.^ If the purchaser when sued for the purchase money by the ven- dor or his assignee, elect to keep the premises though the title be defective, he cannot afterwards, when a bill is tiled to subject his equitable interest in the premises to the payment of the judgment for the purchase money, avail himself of want of title in the ven- dor as a defense.^ A decree for specific performance should not direct that the ven- dor procure releases from parties over whom he has no control ; but it should direct an inquiry by a master as to defects and incum- brances, and order that the purchase money be abated or paid to a referee or other officer of the court, or be brought into court, to be applied, as far as necessary, to the discharge of incumbrances, and the balance, if any, be paid over to the vendor.* § 198. INDEMNITY AGAINST rUTXTBE LOSS. The purchaser cannot demand an indemnity other than that afforded by 'the cove- nants for title, against a possible loss from a defect in the title to the estate,^ or an incumbrance on the property, except in the case ' Ante, p. 389. Doctor v. Hellberg, 65 Wis. 415; 27 N. W. Rep. 176. «Fiy Sp. Perf. (3d ed.) p. 578, et seq. ; 1 Sugd. Vend. (8th Am. ed.) 491 (324); 3 Story Eq. Jur. ch. 19. See Ketchxim v. Stout, 20 Ohio, 453, where the subject is elaborately discussed, and many authorities collected. 'Dart V. McQuilty, 6 Ind. 391. ■•Jerome v. Scudder, 2 Rob. (N. Y.) 169. ' Sugd. Vend. (8th Am. ed.) 467 (306) 574 (383); Fry Sp. Perf. (3d Am. ed.) § 1245; Batten Sp. Perf. Law Lib. 171. Balmanno v. Lumley, 1 Vis. & Bea. 225, per Lord Eldon; Paton v. Brebner, 1 Bligh, 66; Aylett v. Ashton, 1 Myl. & Cr. 105; Bainbridge v. Kinnaird, 32 Beav. 346; Ross v. Boards, 3 Nev. & Per. 382; Lawrenson v. Butler, 1 Sch. & Lef. 13; Mortlock v. Butler, 10 Ves. 393; Colver Clay, 7 Beav. 189. Lounsbery v. Locander, 25 N. J. Eq. 554. EIGHT OF PTJECHASER TO TAKE TITLE WITH COMPENSATION. 471 of an incohate right of dower in the premises,* if indeed the deten- tion of the purchase money to the extent of the present value of that right be regarded as indemnity and not compensation. Per- haps the most important case that has arisen in the United States illustrating this principle, is that of Kefeld v. Woodf oik, 22 How. (U. S.) 318. There the purchaser of a large estate paid the pur- chase money in full, knowing that there was an incumbrance on the property amounting to $60,000. Afterwards he filed a bill for specific performance, and that the vendor be compelled to remove the incumbrance from the property or to indemnify him against it when it should mature and become enforceable. The court decreed that the vendor convey the property with general warranty ; that he remove the incumbrance when it should mature, and that in the meanwhile he deposit State bonds, to the amount of the incum- brance, with the clerk of the court as an indemnity against the possible enforcement of the incumbrance. This decree was reversed on appeal, the court holding that the purchaser had no right to any other or greater indemnity than that afforded by the covenant of warranty which his contract entitled him to demand. A different rule has been held to prevail, where the contract has been executed by the delivery of a conveyance with a covenant against incum- brances. The reason given for the distinction is that in an executory contract for the sale of lands there can be no implication of an agreement to provide an indemnity against an immature or doubt- ful incumbrance upon the estate.^ ' Young v. Paul, 10 N. J. Eq. 415; 64 Am. Dec. 456. Post, this chapter. = In Thomas v. St. Paul's M. B. Church, 86 Ala. 138; 5 So. Rep. 508, the ven- dor was required to provide the purchaser with an indemnity against an incum- brance on the premises. The case was distinguished from Refold v. Woolfolk, supra, by the fact that the contract had been executed by conveyance with cove- nant against incumbrances, while in the latter case the contract was merely exec- utory. The former case may, therefore, be regarded as establishing the propo- sition that in case of a contract executed with a covenant against incumbrances, the grantee may in equity require the vendor either to remove the incumbrance, or provide an indemnity against it. There is also an intimation in this case that if the contract had provided that if the purchaser had received a conveyance with a covenant against incumbrances, the vendor might have been compelled to provide an indemnity against an existing incumbrance, though the contract was still executory. 472 MARKETABLE TITLE TO REAL ESTATE. § 199. INDEMNITY AGAINST INCHOATE BIGHT OE DOWER. If tlie wife refuse to join with her husband in the conveyance, she cannot be compelled so to do.' The purchaser may of course elect to accept the conveyance of the husband alone.' Whether, in such a ease, he may demand an abatement of the purchase money, as an indemnity against a possible claim for dower in the future, is a question upon which there is a conflict of decision ; but the weight of authority and the better view seems to be that the purchase money may be abated.' The sum which the purchaser may detain ' 2 Story Eq. Jur. § 731. Troutman v. Gowing, 16 Iowa, 415. Hanna v. Phillips, 1 Grant (Pa.), 353. Allison v. Shilling, 27 Tex. 450; 86 Am. Dec. 622. Yost V. Devault, 9 Iowa, 60. Eichmond v. Robinson, 12 Mich. 193. ' Zebley v. Sears, 38 Iowa, 507. Corson v. Mulvany, 49 Pa. St. 88; 88 Am. Dec. 485. '1 Sugd. Vend. (8th Am. ed.) 465, semble, citing "Wilson v. Williams, 3 Jur. N. S. 810. Davis v. Parker, 14 Allen (Mass.), 94; Woodbury v. Luddy, 14 Allen (Mass.), 1; 93 Am. Dec. 731. Wright v. Young, 6 Wis. 137; 70 Am. Dec. 453. Sanborn v. Nockin, 30 Minn. 178. Troutman v. Gowing, 16 Iowa, 415; Leach v. Forney, 31 Iowa, 371; 89 Am. Dec. 574; Pressor v. Hildebrand, 33 Iowa, 484; Zebley v. Sears, 38 Iowa, 507. Wingate v. Hamilton, 7 Ind. 73. See, also, Wilson V. Brumfield, 8 Bl. (Ind.) 146; Baker v. Railsback, 4 Ind. 553; Hazelrig V. Hutson, 18 Ind. 481; Martin v. Merritt, 57 Ind. 34; 36 Am. Rep. 45. An ingenious view of this question has been taken in a note to the case of Hum- phrey V. Clement, 44 111. (3d ed.) 300. The annotator concludes that a case in which the release of the contingent right of dower cannot be procured, is one for decreeing damages against the vendor rather than compensation or indemnity to the purchaser; and for this purpose he considers it unnecessary that the value of the contingent right of dower shall be capable of computation. " The damages would be the injury to the vendee by virtue of being obliged to take the estate subject to the inchoate right, not the value of the dower to the wife. If a jury in an action at law could estimate the inj ury to the vendee at $250, why could not a chancellor estimate the deduction which should be made from the pur- chase money at Ihe use of the S350 so long as the wife should live ?" In Heim- burg V. Ismay, 35 N. Y. Super. Ct. 35, It was held that an inchoate right of dower in the wife of the vendor was an incumbrance constituting a breach of a contract to convey free from incumbrances; and that the purchaser was entitled to more than nominal damages, the vendor having entered Into the contract with full knowledge that his power to convey was contingent. See, also, Williams v. Pope, Wright (Ohio), 406; Reynolds v. Clark, Wright (Ohio), 656. The cases in which the right of the purchaser to specific performance with abatement of the purchase money, or decree for damages on account of an inchoate right of dower, is denied, have been in some instances rested upon the supposed want of means for ascertaining the amount which the purchaser may detain; and in others, upon the idea that the wife is in effect morally coerced to EIGHT OF PUECHASEE TO TAKE TITLE WITH COMPENSATION. 473 is the money value of the contingent interest of the wife, calculated according to some one of the standard tables of longevity.* It is to be observed that the abatement of the purchase money does not affect the rights of the wife. She is no party to the proceeding, and, if she were, she could not be compelled to accept a sum of money in lieu of her contingent right of dower ; for that in effect join in the deed, by a decree directing that her hushand shall pay damages in the event of her refusal. Bituer v. Brough, 1 Jones (Pa.), 138; Riddleberger v. Mintzer, 7 Watts (Pa.), 143; Wilier v. Weyand, 3 Grant (Pa.), 103; Shurtz v. Thomas, 8 Barr (Pa.), 363; Clark v. Seirer, 7 Watts (Pa.), 107; 33 Am. Dec. 745; Kiesz's Appeal, 73 Pa. St. 485; Burk's Appeal, 7.'j Pa. St. 141; 15 Am. Rep. 587; Burk V. Serrill, 80 Pa. St. 413; 21 Am. Rep. 105. Lucas v. Scott, 41 Ohio St. 636. Phillips v. Stanch, 80 Mich, 369. Hopper v. Hopper, 16 N. J. Eq. 147. Hawraltj v. Warren, 18 N. J. Eq. 134; Reilly v. Smith, 35 N. J. Eq. 158. Humphrey v. Clement, 44 111. 399. Barbour v. Hickey, 3 App. Cas. (Dist. of Col.), 207; Sternberg v. McGovern, 56 N. Y. 12; Dixon v. Rice, 16 Hun (N. Y.), 423. Swepson v. Johnston, 84 N. C. 449. In Sternberger v. McGovern, 56 N. Y. 12, which was a suit to enforce specific performance of a contract for the exchange of lands, it was held that the plaintiff could not have a decree against the defendant, whose wife refused to join in a conveyance by him, for the differ- ence between the value of the property with a release of the inchoate right of dower, and the value without such release. In Dixon v. Rice, 16 Hun (N. Y.), 433, and Martin v. Colby, 42 Hun (N. Y.), 1, it was held that if the wife refused to join in the conveyance, the purchaser could not take a conveyance from the hus- band alone with damages or compensation for the wife's contingent right of dower, but must abandon his claim for specific performance and sue at law for damages alone. It may be doubted whether a court in such a case, as against a vendor acting in good faith, would give damages beyond the present value of the wife's inchoate right of dower. And if the plaintiff could recover such dam- ages at law, no reason is perceived why the same should not be allowed by way of compensation or abatement in his suit for specific performance, as a matter of ancillary relief. ' The rule for calculating the present value of the wife's contingent right of dower was thus stated in Jackson v. Edwards, 7 Paige Ch. (N. Y.) 408. "Ascer- tain the present value of an annuity for her life equal to the interest in the third of the proceeds of the estate to which her contingent right of dower attaches, and then deduct from the present value of the annuity for her life, the value of a similar annuity depending upon the joint lives of herself and her husband; and the difference between those two sums will be the present value of her con- tingent right of dower (McKean's Pr. L. Tables, 23, § 4; Hendry's Ann. Tables, 87, Prob. 4.)" Of course in a suit for specific performance against the husband, the object in ascertaining the present value of the wife's interest, is not to compel her to take it, but to arrive at the sum which the purchaser may detain as an indemnity against a possible claim of dower. 60 474 MAEKETABLE TITLE TO KEAL ESTATE. would be to compel her to perform specifically the contract of her husband.' As to the rights of the Tendor ; it is true that he may survive his wife, by which the necessity for any indemnity would be removed ; but the decree might provide for that contingency by directing that the purchaser shall give bond with security to pay the abated sum with interest upon the death of the wife living the husband.^ As to the rights of the purchaser ; it is true that the right of dower may become consummate by tlie death of the hus- band immediately after the deed has been accepted, so that the amount abated from the purchase money might prove an inadequate indemnity ; but that is the purchaser's concern, and if he chooses to accept a conveyance upon those terms there is nothing of which he can complain. The sum abated from tlie purchase money, as an indemnity against the wife's inchoate right of dower, remains, of course, in the hands of the purchaser, and is not paid over to the wife in satisfaction of her interest unless, indeed, she should choose to accept it. Tlie courts cannot compel her to part with her contin- gent interest. If the vendor's wife refuses to join in the deed through his fraudulent procurement, specific performance will be granted the vendee with indemnity against the wife's interest.^ In some of the States it has been held that the husband cannot be compelled to specifically perform a contract for the sale of the " homestead " estate of himself and wife. This, however, is not upon the ground that there is no means of ascertaining the value of the interest ; but for the reason that her interest is vested and cer- tain, and cannot be taken or sold without her consent.* Where the right of dower has become consummate by the death of the liusband, there can be, of course, no doubt of the right of the purchaser to a decree against the heirs for a specific performance, with compensa- tiou.5 While the better opinion seems to be that the purchaser mav ' Cases cited, ante, note. 3. 'Humphrey v. Clement, 44 111. 299. 2 Young V. Paul, 10 N. J. Eq. 401; 54 Am. Dec. 456, where the wife assented to the sale in the first instance, and afterwards, at the instigation of her husband, refused to relinquish her right. Peeler v. Levy, 36 N. J. Eq. 330. < Brewer V. Wall, 23 Tex. 585- 76 Am. Dec 76; Allison v. Shilling, 27 Te.x. 450; 86 Am. Dec. 632. ^ Springle v. Shields, 17 Ala. 395. In this case it was held that the purchaser could not demand a gross sum as the present value of the dower right, hut EIGHT OF PHECHASEE TO TAKE TITLE WITH COMPENSATION. 4 ( .) elect to take the title with an abatement of the purchase monej' as an indemnity against a possible claitn for dower in the future, he cannot be compelled so to do. It is well settled that a purchaser cannot be compelled to take the property with indemnity against any loss that may accrue from a defective title.^ § 200. EXCEPTIONS TO GENERAL RULE. The exceptions to the rule that the purchaser may elect to take such title as the ven- dor can make, with compensation for defects, are, where the ven- dor's title being good only to a small portion of the estate, e. g., the mansion house and curtilage, the effect of enforcing the rule would be to leave the large appurtenant estate, sold with the mansion, on the hands of the vendor with a proclaimed doubtful title. In such a case, according to Sir Edward Sugden, the rule does not apply .^ I^either does it apply where the conditions of sale provide that the vendor may rescind if the title be found defective.^ It has also been held that tlie purchaser cannot have specific performance with compensation if he knew at the time the contract was made that the interest of the vendor was partial, or that his title was defective.* should be relieved from payment of one-third of the value of the land at the time of the contract, until the death of the dowress. ' Post, § 337. n Sugd. Vend. (8th Am. ed.) 480. In Bailey v. James, U Urat. (Va.) 468; 62 Am. Dec. 659, it was held that if a contract for the sale of land is entire, for a specific sum of money, and the title to a part of it fails from a cause of which both parties were ignorant, it is ground for rescinding the whole contract; and the vendee cannot elect to take the part to which the title is good, and rescind as to the other part. 3 Wilhams v. Edwards, 2 Sim. 78. ■•Pomeroy Sp. Perf. § 442. Lucas v. Scott, 41 Ohio St. 635. Love v. Camp, 6 Ired. Eq. (N. C.) 309. James v. Lichfield, L. R,, 9 Eq. 51. Peeler v. Levy, 26 N. J. Eq. 332, where it was said; " Generally compensation will be denied where the party asking it had notice at the time the contract was made, that the vendor was agreeing for more than he could give or convey, and it appears the vendee has not, in consequence of the contract, placed himself in a situation from which he cannot extricate himself without loss. 2 Chitty Cont. (11th Am. ed.) 1490; Fry on Spec. Perf. § 795, n. 2. Nclthorp v. Howgate, 1 Coll. 223. Har- nett V. Yielding, 2 Sch. & Lef. 559. Wiswall v. McGowan, 1 HoflE. Ch. (N. Y.) 131. Thomas v. Dering, 1 Keen, 747. This rule has the support of the clearest dictates of justice. It is unconscionable for one man to take the promise of another to do a particular thing, which the promisee knows at the time the promise was made, the promisor cannot perform except by the consent or con- currence of a third person, and then, when consent or concurrence is refused by 476 MARKETABLE TITLE TO REAL ESTATE. This exception, nowever, seems not to have been recognized in those cases in which specific performance in favor of the purchaser with indemnity against an incohate right of dower has been decreed.* JSTor does the rule apply where, by reason of the purchaser's delay in seeking specific performance the vendor has been placed in a worse situation than if he had been called upon to perform his con- tract, at the time stipulated.' ITor where the contract is to convey the fee upon a contingency which has not happened ; in such case the purchaser cannot insist on the conveyance of a less estate, with abatement of the purchase money.' Where the contract provides that if the title be not good and cannot be made good within a specified time the agreement shall be at an end when that time expires, the vendor cannot if the title be incapable of being per- fected within the time agreed, elect to take such title as the vendor can make ; for the contract in that event is absolutely at an end.* So, also, where the agreement provides that if counsel shall be of the opinion that the title is not marketable the contract shall be void, and counsel reports the title unmarketable as to part of the property, the purchaser cannot elect to take the rest with compen- sation for defects.^ The right of the purchaser to take such title as the vendor can make is of course dependent upon the existence of a valid contract between the parties. The contract consists in an oft'er to sell on the one part and an unconditional acceptance on the other, and will not the third person in good faith, to demand a strict and literal fulfillment of the promise. He contracts with full notice of the uncertainty or hazard attending the promisor's ability to perform, and has no right, therefore, to ask the extra- ordinary aid of a court of conscience in repairing the loss he has sustained by non-fulfillment of the contract." ' Ante, " Indemnity against Dower," § 199. And see Fry Sp. Perf. (3d Am. ed.) § 1331, where it is said that the fact that the purchaser was from the first aware of objections to the title, will not, as a general rule, affect his right to require a conveyance with compensation for defects. ^ Voorhees v. De Meyer, 3 Barb. (N. Y. S. C.) 37. * Weatherf ord v. James, 3 Ala. 170. Here the vendor agreed to sell the interest of his wife, an Indian woman, provided he could obtain authority from con- gress . He failed in this, and the purchaser asked that he be compelled to convey his life estate as tenant by the curtesy. Specific performance was refusedi ^ Post, this chapter. Mackey v. Ames, 31 Minn. 103. ' Williams v. Edwards, 3 Sim. 78. EIGHT OF PURCHASER TO TAKE TITLE WITH COMPENSATION. 477 be deemed complete if the acceptance be conditioned upon the state of the title, to be afterwards ascertained. Thns, where the offer to sell was accepted " provided the title is perfect," the court refused to compel the vendor to accept the purchase money and convey the property to the purchaser, holding the contract to be incomplete.' But it has been held that a condition in the offer stands upon a dif- ferent ground from a condition in the acceptance. Thus, where the vendor proposed that the purchaser should forfeit $500 on failure to perform the contract in thirty-five days, provided a certain lawyer pronounced the title good, and the purchaser agreed to such proposition it was held that the contract was complete, and that the vendor could not insist that there was no unconditional acceptance of his offer.' It has been said that if, at the time oi the contract, the purchaser is fully aware that the vendor cannot execute the agreement, it will be presumed that the agreement is founded in mistake ; and the purchaser cannot insist upon a performance as to the interest to which the vendor may be actually entitled.' The purchaser seeking specific performance with compensation for defects, must show not only that he has performed or offered to perform all that is to be done on his part, but that before the filing of his bill, he had by notice and demand given the vendor an ojjportunity to perform the contract and make the appropriate abatement or compensation. He should not needlessly involve the vendor in the expense of a chan- cery suit.^ If the purchaser elect to take title to part of the prem- ises with compensation for part to which title cannot be had, he must take the whole of that part to which the title is good. He cannot require a conveyance of choice portions, and reject a deed which conveys all that part to which the vendor has title.^ § 201. RIGHT OF VENDOR TO RESCIND WHERE THE TITLE IS DEFECTIVE. The purchaser cannot, of course, elect to take the title such as it is, if the vendor has reserved the right to rescind > Corcoran v. White, 117 111. 118; 7 N. E. Rep. 525; 57 Am. Rep. 858. ' Howland V. Bradley, 38 N. J. Eq. 288. ' 1 Sugd. Vend. (8tli Am. ed.) 467, citing Lawrenson v. Butler, 1 Sch. & Lef. 13; Mortlock v. Butler, 10 Ves. 392; Colyer v. Clay, 7 Beav. 189. But see Fry Sp. Perf. (3d Am. ed.) § 1331. Jackson v. Bradford, 4 Wend. (N. Y .) 619. 'Kimball v. Blaisdell, 5 N. H. 533; 22 Am. Dec. 476. 'As in Virginia, Guerrant v. Anderson, 4 Rand. (Va.) 208. ir- chase money with legal interest. All the wrongs would be on his side, and yet he would enjoy all the advantage of the market. The risk of loss would be entirely thrown upon the innocent, while all the chance of gain would be on the side of the guilty party. If such be the legitimate result of the rule, there must be something radically wrong in the rule itself. A rule of law that rewards the guilty and punishes the innocent would defeat the noble ends aimed at by the government. But, as the rule of law is different, the innocent party had his election either to take the title, if it can be had of the vendor, or to recover the purchase money with the interest." ' Post. §§ 370, 376. 2 Baxter v. Bradbury, 30 Me. 360; 37 Am. Dec. 49. Buggies v. Barton, 13 Gray (Mass.), 506. Dickinson v. Talbot, 14 B. Men. (Ky.) 65, and cases cited, p. 493, note 2. " Rawle Govts, for Title (5th ed.), § 350. < Pratt V. Pratt, 96 111. 184. Irvine v. Irvine, 9 Wall. (U. S.) 618. 512 MAKKETABLB TITLE TO REAL ESTATE. that there is no estoppel because there is no right of action if the grantor was actually, though wrongfully seised.' The covenants for good right to convey and for quiet enjoyment will transmit the after-acquired title.' The covenant of further assurance is also as effectual for that purpose as the covenant of warranty, since the covenantor tiiereby engages to convey the after-acquired title, and may be in equity compelled so to do.'' The covenants of seisin, against incumbrances, and for tjuiet enjoyment implied from the words " grant, bargain and sell," have been held to act as an estoppel ;* so, also, a covenant of warranty implied from those words." But in Missouri, the covenants of seisin, against incumbrances, and for further assurance implied by statute from like words, have been held insufficient to estop the grantor, upon the ground that they amount to nothing more than a quit claim.'' It seems that the warranty implied from a partition will not pass an after-acquired estate.'' In England covenants for title are not sufficient to create an estoppel against the grantor. There must be a precise averment in the deed that he is seised of the estate purported to be conveyed.^ § 217. ESTOPPEL NOT DEPENDENT ON AVOIDANCE OF CIR- CUITY OP ACTION. The following instances in which the doctrine of estoppel has been applied when tliero was no right of action on the grantor's covenants clearly show that tlie doctrine of estoppel and transfer of the after-acquired estate does not depend altogether on avoidance of circuity of action. Those instances are the estoppel ' Allen V. Sayward, 5 Greenl, (Me.) 327. Doane v. WCcutt, 5 Gray (Mass.), 328; 66 Am. Dec. 369. ' Foss V. Strachn, 43 N. H. 40. Weightman v. Reynolds, 24 Miss. 675, 680. » 3 Sugd. Vend. (StU Am. ed.) 394; G Waslib. Real Prop. 667 (4th ed. 479.) Fitch V. Fitch, 8 Pick. (Mass.) 483. Bennett v. Waller, 33 111. 183 (97). Pierce V. Milwaukee R. Co., 24 Wis. 551, 553; 1 Am. Rep. 308. Hope v. Stone, 10 Minn. 141 (114). ■•De Wolf V. Haydn, 24 111. 525; King v. Gibson, 33 111. 353; 83 Am. Dec. 369; Pratt V. Pratt, 96 111. 184, 197. ' Blakeslee v. Insurance Co. , 57 Ala. 305. ' Bogy V. Slioab, 13 Mo. 365; Chauvin v. Wagner, 18 Mo. 53; Gilson v. Chouteau, 39 Mo. 566; Butcher v. Rogers, 60 Mo. 138. ' Rawle Govts. (5th ed.) pp. 381, 450. Walker v. Hall, 15 Ohio, 355; 86 Am. Dec. 482. 'Heath V. Creelock, L. R., 10 Ch. 30. G«n. Finance Go. v. Liberator, etc, Society, L. R., 10 Ch. Div. 15. ESTOPPEL OP THE GEANTOE. 513 of married women, of the sovereign power, of bankrupts,' and of cove- nantors against whom no action can be maintained on the covenant by reason of the Statute of Limitations,^ to which may be added those cases in which the grantor, undertaking to convey an estate of a particular quaUty or description, is held to be estopped from setting up an after-acquired title, even though the conveyance con- tained no covenants for title. The grantor is as much bound by the recitals in his deed as by formal covenants.' Upon the question whether a married woman is estopped by her covenants or conveyance from setting up against her grantee an after-acquired title to the estate there is a conflict of authority. The rule which seems to prevail in most of the States is that she is not estopped ; ^ principally for the reason that she cannot bind herself by her covenants, and that, consequently, there is no room for appli- cation of the doctrine of estoppel in order to prevent a circuity of ' Post, § 217, et seq. ' Cole V. Raymond, 9 Gray (Mass.), 217, the court saying that while the cove- nant is a personal contract to be enforced by personal action, in which the usual incidents to a personal action will be applied, the covenant is not thereby affected in its broader application and effect as a covenant real. Care must be taken to distinguie'' this decision from those which hold that the title of a disseisor, which has been perfected by the statute limiting the time within which lands may be recovered, will not enure to the benefit of the disseisee-covenantee. Ante, p. 495. 3 Denn v. Cornell, 3 Johns. Cas. (N. Y.) 174. Carver v. Jackson, 4 Pet. (U. S.) 87. * Bishop Married Women, § 603. Hempstead v. Easton, 33 Mo, 142. Hobbs V. King, 2 Met. (Ky.) 142. Gonzales v. Hukil, 49 Ala. 260; 20 Am. Rep. 282. Wadleigh V. Glines, 6 N". H. 17; 23 Am. Deo. 705. Goodeuough v. Fellows, 53 Vt. 102. In Lowell v. Daniels, 2 Gray (Mass,), 161; 61 Am. Rep. 448, it was held that a married woman could not be estopped by her acts in pais, even though fraudulent, from setting up an after-acquired title to the laud, A party who is incapable of conveying by deed cannot be barred by an estoppel in pais. But where a married woman, while she had only an equitable estate in certain lands, executed a deed of trust upon it jointly with her husband, and, after the deed of trust had been foreclosed, obtained a deed from her vendor conveying the legal title, it was held that she could not set up such title against the purchaser under the deed of trust. She would not be estopped to set up against him an after-acquired title paranwnint to the right eonmyed by lier in trust, but the legal title received by her from her vendor was in equity sub- ordinate to the right so conveyed, and could not avail her as an after-acquired title. Barker v. Circle, 60 Mo. 258. 65 514 SIAEliETABI.E TITLE TO REAL ESTATE. action.' There are decisions, however, that it is immaterial whether the deed was with or without warranty, there being no estoppel in either case.^ The mere fact that she joined in a conveyance for the purpose of relinquishing her dower will not estop her from setting up the after-acquired title.^ ISTor will a statute authorizing her to convey have that effect.'' In several of the States it has been held that a married woman cannot set up a subsequently-acquired title against her grantee, even though she is not answerable in damages for a breach of her cove- nants.' Such decisions necessarily proceed upon the principle that a grantor shall not, in equity, be permitted to repudiate his own deed. Upon the same principle it has been held that a married woman is as effectually estopped by a deed without covenants as if the deed contained them." She is estopped from setting up her own title existing at the time of the conveyance ; otherwise, the statutes permitting her to convey would be rendered nugatory.' ' Jackson v. Vanderheyden, 17 Johns. (X. Y.) 167; 8 Am. Dec. 378, a leading case; Carpenter v. Scliermerliorn, 2 Barb. Ch. (N. Y.) 314; Martin v. Dwelly, 6 Wend. (N. Y.) 14; 21 Am. Dec. 245; Grout v. Townsend, 2 Hill (N. Y.), 554. Edwards v. Da-venport, 4 McCr. (U. S.) 34. Teal v. WoodTvorth, 3 Paige (N. Y.), 470. In Thompson \ . ilerrill, 58 Iowa, 419, it was held that a statute pro- viding that a married woman should not he liable on her covenants in a convey- ance of the husband's lands relieved her as well of liability on her covenants by way of estoppel as for damages. 'Den V. Demarest, 1 Zab. (N. J.) 541. See, also, the remarks of McCraet, J., in Edwards v. Davenport, 4 McCr. (U. S.) 34. Jackson v. Vanderheyden, 17 Johns. (N. Y.) 167; 8 Am. Dec. 378. Raymond v. Holden, 3 Cush. (]VIass.) 264. 270. Griffin v. Sheffield, 38 Miss. 859, 393; 77 Am. Dec. 646. Strawn v, Strawn, 50 111. 33. ' O'Neill V. Vanderberg, 25 Iowa, 107. Whether she would be estopped if the conveyance were of her own land, gumre. Childs v, McChesney, 20 Iowa, 481. In SchafEner v. Grutzmachen, 6 Iowa, 137, it was suggested that to avoid any question as to estoppel the wife should not join in the body of the deed, but should appear only in the " in testimonium" clause. ^Dominick v, Michael, 4 Sandf. (N. Y. S. C.) 423. 'Fowler V. Shearer, 7 Mass. 14; Colcord v. Swan, 7 Mass. 291; Nash v. Spof- ford, 10 Met. (Mass.) 193; 43 Am. Dec. 425; Doane v. Willcutt, 5 Gray (Mass.), 328, 333; 66 Am. Dec. 864; Knight v. Thayer, 125 Mass. 35. Massie v. Sebastian, 4 Bibb (Ky.), 436. But see Hobbs v. King, supra. Hill v. West, 8 Ohio, 222; 21 Am. Dec. 442; Farley v. EUer, 29 Ind. 322; Beal v. Beal, 79 Ind. 280, obiter. ' Graham v. Meek, 1 Oreg. 828. ' King v. Rea, 56 Ind. 1. Wadleigh v. Glines, 61 N. H. 17; 33 Am. Dec. 705. ESTOPPEI. OF THE GEANTOE. 515 A release of a contingent right of dower by a married woman cannot operate as a conveyance of an existing or after- acquired estate in the premises by estoppel or otherwise. Such a deed, being insuf- ficient to pass an existing estate, cannot have that operation by way of estoppel.' Wliile covenants for title cannot be required from the State or sovereign power, and while, if made, there can be no action for the breach of them, yet, according to the weight of authority in the United States, such covenants, if contained in a grant by the State, will estop her from claiming the land afterwards as against the grantee and his assigns. Therefore, where the State granted lands to an alien with warranty, it was held that upon the death of the grantee she was estopped to set up the alienage of the grantee or of his heirs, as ground of escheat.^ The same effect has been given to recitals by the government in public grants, and other sol- emn instruments.' In several cases, however, it has been held that the doctrine of estoppel has no application to acts of the sovereign power.^ A bankrupt is estopped to set up an after- acquired title as against his covenants,^ or as against his deed with- out covenants,^ notwithstanding his discharge. If the deed contain covenants it is apprehended that the same applies, whether there had been, or had not been, a breach of the covenants at the time of the ' Burston v. Jackson, 9 Oreg. 375. "Commth. v. Andre, 3 Pick. (Mass.) 224. 'People. V. Society, 3 Paine (U. S.), 557; Menard v, Massey, 8 How. (U. S.) 393, 313. Magee v. Hallett, 22 Ala. 718. Nieto v. Carpenter, 7 Cal. 527. Commth. V. Pejepscut, 10 Mass. 155. * Taylor V. ShufEord, 4 Hawks (N. C), 116; 15 Am. Dec. 512; Candler v. Luns- ford, 4Dev. & Bat. (N. C.) 407; Wallace v. Maxwell, 10 Ired. (N. 0.) 113; 51 Am. Dec. 380. There were no covenants in any of these cases. 'Chamberlain v. Meeder, 16 N. H. 381. Gregory v. Peoples, 80 Va. 355. In Bush V. Cooper, 26 Miss. 599; 59 Am. Dec. 270; 18 How. (U. S.) 83, it appeared that the covenants in the bankrupt's deed were not broken until after the dis- charge in bankruptcy, and there being no right of action on the covenant at the time of the discharge, and no claim for liability on the covenant provable in bank- ruptcy. It was held that the bankrupt was estopped to set up the after-acquired title. « Stewart v. Anderson, 10 Ala. 504; Dorsey v, Gassaway, 3 Harr. & 3. (Md.) 403; 3 Am. Dec. 557, where, however, the question arose in a controversy as to the title of personal property. 516 MABKETABLK TITLE TO .REAL ESTATE. discharge, since the estoppel does not depend upon the personal lia- bility of the covenantor for damages.^ § 218. MERE aUIT CLAIM DOES NOT OPERATE AN ESTOPPEL. As a general rule a mere quit claim of all tlie grantor's interest in the premises, without covenants for title, will not estop him from setting up an after-acquired title as against the grantee.' And if the 'Gregory V. Peoples, 80 Va. 356, where it was said by Lewis, P. : " It was claimed that by his discharge in bankruptcy H, was released from the obligation of his cove- nant to warrant the title to the land conveyed by him, and that, consequently, the subsequent conveyance of the legal title to him did not enure to the benefit of his grantee. This contention would be well founded if the case of the appel- lant rested solely on the personal liability of H. growing out of his covenant. But it does not. Such a covenant is not only one running with the land, for the breach of which the covenantor is liable in an action for damages, but is something more. By its operation a paramount title, subsequently acquired by him, enures to the benefit of the covenantee, and in equity he is estopped from asserting that any outstanding title existed inconsistent with what he undertook to convey. It has, therefore, been held that a discharge in bankruptcy, while effectual to release the covenantor from liability in an action for a breach of the covenant, does not at all affect the estoppel. This is on the ground that, as the release is by force of the statute, and not by the act of the covenantee, or those claiming under him, no greater efEect will be given to it than is warranted by the term of the statute; and for the further reason that existing personal liability is not necessary to work an estoppel, and, consequently, there is no necessary connection between the personal liability of the debtor on his covenant' and the estoppel which arises therefrom." The case does not show whether the breach of warranty took place before or after the discharge in bankruptcy, and it may be that the foregoing observations are, to some extent, obiter dicta. = Co. Lift. § 446, p. 265, a. b.; Bigelow Estoppel, ch. 11, § 4; Rawle Covt. 247; 3 "Washb. Real Prop. 665. McCracken v. Wright, 14 Johns. (N. Y.) 194; Jackson v. Hubble, 1 Cow. (N. Y.) 613; Jackson v. Winslow, 9 Cow. (N. Y.) 18; Jackson v. Peek, 4 Wend. (S, Y.) 302; Pelletreau v. Jackson, 11 Wend. (N. Y.) 119, distinguishing Jackson v. Bull, 1 Johns. Cas. (N. Y.) 81, and Jack- son V. Murray, 13 Johns. (N. Y.) 201, in which it did not appear that the deeds were without warranty. Edwards v, Varick, 5 Den. (K. Y.) S64, 703; Sparrow V. Kingman, 1 Comst. (N. Y.) 343, 247; Jackson v. littell, 56 N. Y. 108; Cramer v. Benton, 64 Barb. (N. Y.) 534. Boswell v. Buchanan, 3 Leigh. (Va.) 365; 33 Am. Dec. 280; Wynn v. Harman, 5 Grat. (Va.) 157. Comstock v. Smith, 13 Pick. (Mass.) 116; 23 Am. Dec. 670. The assignment of a mortgage by deed without covenants of warranty, does not estop the grantor to set up an after- acquired title to the mortgaged premises. Merritt v. Harris, 102 Mass. 326; Weed Machine Co. v. Emerson, 115 Mass. 554. McBride v. Greenwood, 11 6a. 379. Kent V. Watson, 33 W. Va. 568. Simpson v. Greeley, 8 Kans. 586; Bruce v. Luke, 9 Kans. 301; 13 Am. Rep. 491; Scoffins v. Grandstaff, 13 Kans. 470; Young v. Clip- ESTOPPEL OP THE GEANTOE. 517 grantor warrant tlie titlo specially, the subsequently-acquired estate will not pass to the grantee if it came to the grantor through a defect of title not embraced by his covenant.' Thus, the grantor may buy in a title paramount to that under which he held, and the pinger, 14 Kans. 148, where the grantor not only quit-claimed his present interest but any that he might have in the future, and undertook to defend the property against all claims if any should afterwards be asserted against it. Ott v. Sprague, 27 Kans. 634. Harden v. Collins, 8 Nev. 49. Demarest v. Hopper, 2 Zab. (N. J. L.) 620; Howe v. Harrington, 18 N. J. Eq. 496; Smith v. De Russy, 29 N. J. Eq. 407. Dart v. Dart, 7 Conn. 250. Tillotson v. Kennedy, 5 Ala. 413; 39 Am. Dec. 380. Morrison v, Wilson, 30 Cal. 344; Cadiz v. Majors. 33 Cal. 288; Quivey v. Baker, 37 Cal. 465. Gibson v. Chouteau, 39 Mo. 536; Bogy v. Shoab, 18 Mo. 365; Butcher v. Rogers, SO Mo, 188; Kimmel v. Benna, 70 Mo. 53, 68. Kinsman v. Loomis, 11 Ohio, 475. Frink v. Darst, 14 111. 304; 58 Am. Deo. 555, overruling Frisby v. Ballance, 2 Gil. (111.) 141, both cases being ejectment founded on the same quit-claim deed. In Bennett v. Waller, 23 111. 97 (1st ed. 182), it was held that the rule stated in the text did not apply if the quit claim contained a covenant for further assurance. It is now declared by statute in that State that a quit claim shall not pass an after-acquired title. R. S. 1883, ch. 30, § 10, p. 280. Avery v. Aikins, 74 Ind. 283; Locke v. White, 89 Ind. 493. Sweetser v. Lowell, 33 Me. 452. In Ceal Creek Mining Co. v. Ross, 12 Lea (Tenn.), 5, it was said that if the special warranty was of the title to the land, and not merely of an existing or limited interest therein, the grantor would be estopped. In Mississippi it is pro- vided by statute that a deed of quit claim and release shall estop the grantor and his heirs from asserting a subsequently -acquired title. Code, 1880, § 1195. Before this statute the rule was as stated in the text. Mitchell v. Woodson, 87 Miss. 578. The reasons for the rule were thus explained in Western Min. & Mfg. Co. v. Peytona Coal Co., 8 W. Va, 449; " If then, at the time the grantor executes the covenant of special warranty, the title to the land is in a third person, not because of any act or default of the covenantor, and such person afterwards asserts and enforces the title against the covenantee, the covenant is not thereby broken, and .tlie covenantor is not in any way responsible. The covenantee pays nothing for the actual title, but pays only for the claim of the covenantor together with the covenant. No duty rests on the covenantor to procure the title for the benefit of the covenantee, or at all to protect him against, or indem- nify him for, the assertion and enforcement of the title, and his consequent eviction. The title in the third person may, without the agency of the cove- nantor, descend or otherwise come to him. Or it may be important to the inter- est of himself or others, that he should purchase the land, and accordingly he may purchase it. Such a purchase cannot damage the covenantee. And there is no reason whatever at all sufficient, why the covenantor should not purchase > Comstock V. Smith, 13 Pick. (Mass.) 116; 23 Am. Dec. 670; Trull v. East~ man, 3 Met. (Mass.) 121; 37 Am. Dec. 126. Loomis v. Pingree, 43 Me. 314. Bell V. Twilight, 6 Fost. (N. H.) 401; 45 Am. Dec. 357. Tillotson v. Kennedy, 5 Ala. 407; 39 Am. Dec. 330. 518 MARKETABLE TITLE TO EEAL ESTATE. title SO acquired will not enure to his grantee, but he cannot acquire the very title which he warranted, and hold it against his grantee.' The reason why no estoppel arises under a mere quit claim, pure and simple, is partly because there is no right of action against the grantor, if the estate be lost to one having a paramount title, and consequently no occasion for the application of the doctrine of estoppel to prevent circuity of action.^ There is no injustice in preventing the passage of the after-acquired estate to the grantee, where the grantor merely releases whatever present claim or inter- est he may have, for, presumably, the consideration of the convey- ance was commensurate only with that interest.^ If it should appear that the consideration paid by the grantee was the full value of the estate, that fact might be important in determining whether the intent of the grantor was to convey, not merely such present inter- est as he might have in the premises, but an estate of a particular description, which would, notwithstanding the absence of covenants for title, estop him from claiming the after-acquired estate.* A deed with special or limited covenants for title, will be regarde.d in the same light as a quit claim, or deed without covenants, so far as its effect, by way of estoppel, is concerned.^ If the grantor covenant against certain designated claims only, and afterwards acquire the title from a source independent of those having such claims, the estate so acquired will not pass to the grantee.* the land from the owner, and assert his title thereto, or dispose of the land as any other person may do." Another reason is that a quit claim is regarded as a mere release, and " by a release no right passeth but the right -which the releasor hath." Co. Litt. p. 265. Jackson v. Winslow, 9 Cow, (N. Y.) 18. ' ' So held in Gibbs v. Thayer, 6 Cush. (Mass.) 30, where the grantor executed a fraudulent conveyance, with special warranty, and afterwards went into insol- vency, and purchased back his own title at the assignee's sale. Such a case, the court said, is clearly distinguishable from one in which the grantor purchases in the title of a stranger, as in Comstock v. Smith, supra. «Doane v. Willcutt, 5 Gray (Mass.), 334; 66 Am. Dec. 369. 'Western Miu. & Mfg, Co. v. Peytoua Coal Co., 8 W. Va. 449. ^Post, p. 520. 'Harrison v. Boring, 44 Tex. 255. «Lamb v. "Wakefield, 1 Sawy. (U. S.) 251. Here the covenant was against all persons except the government of the United States and those deriving title from that government. The covenantor afterwards acquired title from a donee ESTOPPEL OF THE GEANTOE. 519 A release or quit claim passes only such interest as the grantor then has, and does not embrace a bare possibility of a future inter- est.' If a contingent remainderman convey the estate by deed with general warranty, the estate which vests upon the happening of the contingency will, of course, enure to the benefit of the grantee.^ But a conveyance of a contingent interest without covenants of title will not operate an estoppel.' So, also, if an heir convey his estate in expectancy by quit claim, he will not, after the death of his ancestor, be estopped to hold the estate descended to him as against his deed.* If the heir conveys not merely his interest in expectancy, but the land itself with covenants of general warranty, he will be estopped.^ Even though a deed contains general covenants for title, if it appear that the grantor does not intend to convey an indefeasible estate, but merely such present right, title or interest as he may have in the premises, that is, no greater estate than he was really pos- sessed of, the after-acquired title will not pass.^ Of course, the grantor cannot acquire by estoppel a greater estate than the instrument of the government, and it was held that such title did not enure to the cove- nantee. See, also. Lamb v, Kann, 1 Sawy. (U. S.) 338. Quivey \ . Baker, 37 Cal. 471. Fields v. Squires, Deudy (U. S.), 380. Blake v. Tucker, 12 Vt. 44. ' Varick v. Edwards, 1 HofE. Oh. (N. Y.) 383. ' 4 Kent Com. 261. Read v. Fogg, 60 Me, 479. Hayes v. Tabor, 41 N. H. 521. 3 Jackson v. Bradford, 4 Wend. (N, Y.) 619. <3 Washb. Real Prop. 94, 95. Jackson v. Winslow, 9 Cow. (N. Y.) 13. Hart V. Gregg, 33 Ohio St. 502. Contra, Bohon v. Bohon, 78 Ky. 408. In llcClurev. Raben, (Ind.) 25 N. E. Rep. 179, it was held that a conveyance of an expectancy by an heir apparent without wai-ranty, the ancestor being still alive but not informed of the transaction, would not estop the heir from holding the interest after the death of the ancestor, though the purchase was in good faith, and full value was paid for the expectant estate. But if the deed be with warranty, the heir will be estopped. Habig v. Dodge, (Ind.) 25 N. E. Rep. 182. ' Ackerman v. Smiley, 37 Tex. 211. « Hannick v. Patrick, 119 U. S. 156; Brown v. Jackson, 3 Wh. (U. S.) 452. Sanfoi-d v. Sanford, 135 Mass. 314; Hoxie v. Finney, 16 Gray (Mass.), 832; Sweet V. Brown, 12 Met. (Mass.) 175; 45 Am. Dec. 343; Wight v. Shaw, 5 Cush. (Mass.) 56; Allen v. Holton, 20 Pick. (Mass.) 458. Coe v. Persons Unknown, 48 Me. 436. Shoemaker v. Johnson, 35 Ind. 33; Locke v. White, 89 Ind. 492; Adams v. Ross, 1 Vr. (N. J. L.) 509; 83 Am. Dec. 337; White v. Brocaw, 14 Ohio St. 339. Wynn v. Harman, 5 Grat. (Va.) 163. Bell v. Twilight, 6 Fost. (IST. H.) 411; 45 Am. Dec. 367. Gee v. Moore, 14 Cal. 474; Kimball v. Semple, 35 Cal. 441, 453. Hope 520 MAEKETABI.E TITLE TO EEAL ESTATE. creating the estoppel purports to convey A warranty cannot enlarge the estate ; it attaches only to the estate granted or purporting to be granted. If it be a life estate the covenantor warrants nothing more. He cannot be estopped by the deed, or the covenants con- tained in it, from alleging that the fee did not pass, when tlie deed shows precisely what estate did pass, and that it was less than the fee.' The foregoing rules show the necessity of great care and pru- dence in taking conveyances of expectant or contingent interests in real property. At the first glance any one who had not given the subject attention, would, very likely, conclude that a conveyance of all the grantor's " right, title and interest," with general covenants for title, would be an ample assurance of the title to the property upon the happening of the event vesting the title in the grantor. Apparently the only safe course is to take an ordinary, unqualified conveyance of the property in fee simple, with general covenants for title, or to requii'e the vendor conveying, without covenants, to insert recitals showing that he intends to part with all prospective as well as present interests in the estate. But while a mere quit claim of the grantor's present interest will not estop him from clainnng the after-acquired interest, it does not follow that there will be no estoppel wherever there are no cove- nants for title. If the deed bears on its face evidence that the grantor intended to convey, and the grantee expected to r.cquire, an estate of a particular description or quality, as distinguished from a V. Stone, 10 Minn. 141, 149. Gibson v. Chonteau, 39 Mo. 536, 567; 100 Am. Bee. 366; Vallo v. Clemens, 18 Mo. 486; Bogy v. Shoab, 13 Mo. 365. Holbrook v. Debo, 99 111. 373. The rule stated in the te.xt has been extended so far as to defeat the passing of a vested interest to the covenantee which, at the time of the conveyance, was contingent. Thus, in Blanchard v. Brooks, 13 Pick. (Mass.) 47, a person being the devisee of a contingent, and also of a vested remainder, executed a deed with general warranty purporting to convey all his " undivided share or portion, right, title and interest of, in and to " the lands, etc. The court said the grant was of all the grantor's " right, title and interest," and not of the land itself, or of any particular estate in the land. " The grant in legal effect operated only to pass the vested interest, and not the contingent interest, and the warranty being co extensive with the grant, did not extend to the contingent interest, and of course, did not operate upon it by way of estoppel . " A like decis- ion upon a similar state of facts was made in Hall v. Chaffee, 14 N. H. 315 325 • 3 Co. Litt. 385, b. Adams v. Ross, 1 Vr. (N. J.) 505; 83 Am. Dec. 337. ESTOPPEL OF THE GEAXTOE. 521 quit claim or release, the after-acquired title will pass to the grantee, though the deed contains no formal covenants for title.' It has been held that the fact that an instrument is a quit-claim deed in form will not preclude the grantee from showing that ' Bigelow Estoppel (3d ed.), 333; Rawle Govt, (oth ed.) § 347. Van Rensselaer V. Kearney, 11 How. (U. S.) 398; French v. Spencer, 31 How. (U. S.) 338, 340. Clark V. Baker, 14 Cal. 613, 639. Taggart v. Risley, 4 Oreg. 335. Habig v. Dodge, (Ind.) 35 N. E. Rep. 183. Van Rensselaer v. Kearney, supra, is a leading case upon this point. It distinguishes between a quit claim or release, and a deed without covenants for title, yet which shows on its face that the grantor intended to convey an estate of a particular description or quality and not merely whatever interest or estate the grantor might happen to have. The court, by Nelson, J., after discussing certain analogous authorities, continued; "The principle deducible from these authorities seems to be that whatever may be the form or nature of the conveyance used to pass real property, if the grantor sets forth on the face of the instrument, by way of recital or averment, that he is seized or possessed of a particular estate in the premises and which estate the deed purports to convey; or, what is the same thing, if the seizure or possession of a particular estate is affirmed in the deed, either in express terms or by neces- sary implication, the grantor, and all persons in privity with him, shall be estopped from ever afterwards denying that he was so seized and possessed at the time he made the convej^ance. The estoppel works upon the estate and binds an after-acquired title as between parties and privies. The reason is, that the estate thus affirmed to be in the party at the time of the conveyance must neces- sarily have influenced the grantee in making the purchase, and hence the grantor and those in privity with him, in good faith and fair dealing, should be forever thereafter precluded from gainsaying it. The doctrine is founded, when prop- erly applied, upon the highest principles of morality and recommends itself to the common sense and justice of every one. And although it debars the truth in the particular case, and, therefore, is not unfrequently characterized as odious and not to be favored, still it should be remembered that it debars it only in the case where its utterance would convict the party of a previous falsehood; would be the denial of a previous affirmation, upon the faith of which persons had dealt and pledged their credit or expended their money." In Nixon v. Carco, 38 Miss. 414, 436, the following instrument was held sufficient to estop the heirs of the grantor from setting up the after-acquired title: "Pass Christian, October 1, 1815. " I, the undersigned, declare that I, John Baptiste Carco, have sold to Messrs. Francis Bouquie and Anthony Martin my plantation and two cabins situate thereon, together with the enclosure and all the rails. (Here follows a descrip- tion of the property and recital of the consideration.) "(Signed.) JEROME BAPTISTE CARCO." In Thomas v. Stickle, 33 Iowa, 73, it was held that a quit claim of all the grantor's interest would include a tax certificate held by the grantor at the time of the 522 MARKETABLE TITLE TO KEAL ESTATE. sometliing more than the grantor's interest, such as it might be, was intended to be conveyed.' The principle involved in these cases is, that the grantor lia\'iug by his conveyance represented himself to be the true owner of the particular estate therein described, should be estopped to allege the contrary, if he should afterwards acquire title to the estate, upon the same ground that a party to an instrument is estopped by the recitals which it contains. If the grantor in the quit claim allege himself to be the owner of the premises, both he and those claiming under him will be estopped to deny that fact and to hold the after- acqiiired title.^ In Maine it has been held that the covenant of " non-claim " will not operate an estoppel, for the reason that such a covenant amounts to no more than a mere quit claim.^ A contrary view has been taken in Massachusetts.* An exception to the rule that a quit-claim deed will not pass an after-acquired title has been held to exist where one who, after pur- chasing lands from the State and paying for them, quit claimed his interest to a third person before a patent issued. In such a case the title when perfected by the patent passes to the grantee, on the ground that the inception of the title by the purchase and its con- summation by patent are parts of the same title, the patent relating conveyance, but not disclosed by him, by means of "whicli he afterwards obtains a tax deed of the land; and that the title so acquired enured to the benefit of the grantee. ' Harrison v. Boring, 44 Tex. 255. If the consideration of the quit claim did not appear upon its face, parol evidence would seem admissible to show that the grantor received the full value of the estate, and that, therefore, an estate of a particular description was intended to be conveyed; this upon the ground that parol evidence is, as a general rule, admissible to show the consideration of an instrument as between the parties. = Jackson v. Waldron, 13 Wend. (N. Y.) 178. 'Pike V. Galvin, 29 Me. 183, overruling Fairbanks v. Williamson, 7 Gr. (Me.) 97; Ham v. Ham, 14 Me. 355; Partridge v. Patten, 33 Me. 483; 54 Am. Dec. 633; Loomis V. Pingree, 43 Me. 314; Harriman v. Gray, 49 Me. 538; Read v. Fogg, 60 Me. 479. "Trull V. Eastman, 3 Met. (Mass.) 121; 37 Am. Dec. 126, distinguishing between a quit claim and a covenant of non-claim on the ground that a quit claim, being a mere conveyance of such right as the grantor then has, does not include future interests, while a covenant of non-claim, i. e., that neither the grantor nor his heirs will thereafter claim the premises, expressly contemplates the after- acquired estate. Miller v. Ewing, 6 Cush. (Mass.) 34. ESTOPPEL OF THE GEANTOE. 523 back to the inception ; and upon the further ground that the grantor intended to convey and the grantee expected to receive, not merely such inchoate title as the grantor then had, but the perfected title accruing upon compliance with all the requirements of the laws regulating public grants.^ Upon the same principle it would seem that a quit claim executed by one who had paid the purchase money in full for the premises, but had not received a conveyance, would operate to pass the legal title to his grantee when afterwards con- summated by a conveyance from the original grantor. It seems that covenants for title executed by a fiduciary will not estop the beneficiary from claiming an after-acquired estate. Thus, if a ward acquires title after a sale and conveyance by his guardian, it has been held that such title will not enure to the benefit of the purchaser.' Nor will a title acquired by an execution debtor after sale by the plaintiff enure to the benefit of the purchaser at such sale.^ § 219. ESTOPPEL OF GRANTEE. By the common law of England a grantee who had accepted and taken possession of an estate was estopped to deny the title of his grantor or of any one claiming under him.* Thus, if a widow brought an action to recover dower against the grantee of her husband, the defendant was estopped to show that the husband had had no title to the land. This rule was followed in New York by several early decisions," but they were afterwards overruled,* and it is settled now in that State, as well as in other States, that the grantee is not estopped to deny the title of his grantor, or of any one claiming under him.' If, however, the real title be already in the grantee, he will be estopped from suing ' Welsh V. Dutton, 79 111. 465. Irvine v. Irvine, 9 Wall. (U. S.) 618. » Young V. Lorain, 11 111. 624; 52 Am. Dec. 463, 'Henderson v. Overton, 2 Yerg. (Tenn.) 393; 24 Am. Dec. 493. McArthur v. Oliver, 60 Mich. 605. Gentry v. Callahan, 98 N. C. 448. Westheimer v. Reed, 15 Neh. 662 * Co. Litt. 852, a. ' Bowne v. Potter, 17 Wend. (N. Y.) 164; Sherwood v. Vandenburgh, 2 Hill (N. Y.), 307; Osterhout v. Shoemaker, 3 Hill (N. Y.), 518. « Averill v. Wilson, 4 Barb. (N. Y.) 180; Sparrow v. Kingman, 13 Barb. (N. Y.) 208; 1 Comst. (N. Y.) 245; Finn v. Sleight, 8 Barb. (N. Y.) 406. ■■ Gaunt V. Wainman, 3 Bing. N. Gas. 69. Small v. Proctor, 15 Mass. 495; Porter v. Sullivan, 7 Gray (Mass.), 441; Craig v. Lewis, 110 Mass. 377. Fox v. Widgery, 4 Gr. (Me.) 218; Foster v. Dwinel, 49 Me. 44; McLeery v. McLeery, 65 524 MAEKETABLE TITLE TO REAL ESTATE. on the covenants of his grantor hj nis acceptance of the grant.* But while the grantee is not estopped to deny the title of the grantor by way of defense to an action for the purchase money, he is estopped in another sense, namely, that he cannot acquire the adverse title and set it up adversely to the grantor, so as to prevent the latter from recovering the balance of the purchase money over and above that paid by the grantee to get in the title.^ The rule that the pur- chaser is estopped to deny his vendor's title has been held not to apply where the vendor undertook to sell a part of the public domain to which he had no title. In such a case the purchaser, on ascertaining the vendor's want of title, may himself preempt the land and claim adversely thereunder to his vendor.' JSTeither does the rule apply where the vendee was induced to purchase by reason of the fraudulent representations of the vendor.' ISTor where the purchaser has been actually or constructively evicted.^ The spirit and intent of the the rule is that the purchaser shall not repudiate the contract while he remains in possession and retains its benefits. And if the purchaser rejects title and possession from the vendor, and takes possession under what he supposes is the better title, he may set up such title in defense of an action of ejectment by the vendor.^ § 220. RESUME OF PRiNCIPliES. Mr. Eawle, in summing up the results of the American decisions as to the transfer of the after- acquired estate, observes that the docti-ine rests upon a principle which is or at times may be salutary, being intended to carry out the Me. 173. Cutter v. Waddingham, 33 Mo. 382, Patterson v. Dwinel, 113 lU. 570. Clee V. Seaman, 21 Mich. 287. 1 Pitch V. Baldwin, 17 Johns. (N. Y.) 166. Beebe v. Swartwout, 3 Gil. (111.) 179. ' Ante, p. 385. As to estoppel of the purchaser where the contract is still executory, see ante, § 203, and post, § 279. 8 Spier V. Laman, 27 Tex. 305; Wheeler v. Styles, 38 Tex. 340. Ante, § 302, ■■Patterson v. Fisher, 8 Blackf. (Ind.) 237. 'Thus, inBeall v. Davenport, 48 Ga. 165; 15 Am. Rep. 656, it was held that the purchaser, in ejectment by the vendor, might show that the land had been sold to a third person under execution against the vendor, and that he (the pur- chaser) had attorned to such third person as tenant. This, it is apprehended, would amount to a constructive eviction. Strong v. Waddell, 56 Ala. 471. Bigelow Estoppel (5th ed.), p. 545. • Nerhooth v. Althouse, 8 "Watts (Pa.), 437; 34 Am. Dec. 480. ESTOPPEL OF THE GEANTOE. 525 real intention of the parties that a certain particular estate was to be conveyed and received, and where that intention appears the law will not suffer the grantor to defeat it. Such an intention may be deduced either from averments, recitals, or the like, or from the presence of covenants for title ; and it is unmaterial what particular covenants there may be, so that they show the intention. But the intention is not necessarily deduced from the oovenants, and may appear by other parts of the deed. In many cases, to prevent cir- cuity of action, it may be held that the estate actually passes ; but this should not be suffered to work injustice by depriving the first grantee of his legal right of action, i. e., his option to sue for breach of covenant. And the doctrine may often apply when there is no right of action, but should never be applied against a purchaser with- out notice.^ These conclusions appear to be sound in principle and to be warranted by the decisions, except in so far as they would per- mit the covenantee, upon a breach of the covenant of seisin unac- companied by disturbance of the possession, to practically rescind the executed contract and recover the purchase money as damages, though he had not suffered and could never, by reason of the after- acquired title, suffer actual damage from the breach of the covenant. In such a case an attempt has been made to show that upon reason and authority the covenantee must take the after-acquired title, not in lieu of damages, for there can be no substantial damages when the covenantee has suffered no actual injury, but in satisfaction of the grantor's covenant, and as a denial of the demand for rescission when the grantee is in the enjoyment and possession of everything that the covenant was intended to secure to him.'* ' Covenants for Title (5th ed.), § 264. « Ante, § 215. CHAPTEE XII. REFORMATION OF THE CONVEYANCK WHEN GRANTED AND WHEN DENIED. General principles. § 221. Mistake of fact. § 322. Mistake of law. § 223. Mutuality of mistake. Fraud. § 224. Mistakes resulting from negligence. § 225. Nature and degree of evidence required. § 226. Laches in application for relief. § 227. Defective execution of statutory power. § 228. IN FAVOR OF AND AGAINST WHOM RELIEF MAY BE HAD. In general. § 239. In favor of grantor. § 230. Purchasers and creditors. § 231. Volunteers. § 232. Married wonxen. § 233. §221. WHEN GRANTED AND WHEN DENIED. General principles. The reformation or correction of written contracts or conveyances wliich, for some reason, fail to express the true intention of the parties, is one of the most familiar grounds of equitable jurisdic- tion.' We shall see, hereafter, that in certain cases of mistake when the contract has been executed by the delivery and acceptance of a conveyance, the grantee is entitled to a rescission or abrogation of the contract, and to have back from the grantor whatever may have been paid or delivered to him in furtherance of the agree- ment.^ But in such cases the remedy of the grantee in equity is not limited to a rescission of the contract. As a general rule he may elect to affirm the contract, and insist that a new conveyance shall be executed, either by the defendant, or by an officer of the court acting on behalf of the defendant by decree of the court, which shall operate as a reformation or correction of the original deed, and effectuate the true intent of the original parties.^ This, after all, is no more than specific performance of the contract ; the ' 1 Story Eq. Jur. p. 108, H seq.yi Pomeroy's Eq. Jur. § 845; 2 Beach Mod. Eq. Jur. p. 609. An instructive summary of the conditions under which equity will reform a written contract, will be found in Humphreys v, Hurtt, 20 Hun (N. Y.), 398. ' Post, oh. 35, Fraud and Mistake. ' See, generally, the cases and authorities cited throughout this chapter. EEFOKMATION OF THE CONVEYANCE. 527 court goes back of the conveyance and ascertaining the real terms and subject-matter of the executory agreement between the vendor and the vendee, directs that a new deed be executed in conformity tiierewith.' The reformation is not to make a new agreement between the parties, but to establish and perpetuate the old one.^ The deed may, of course, be reformed by the original parties thereto or by their privies if sui juris and in no way incompetent to execute a new conveyance.' And it has been laid down as a gen- eral rule that a bill will not lie to reform a deed unless a new deed, correcting the error or mistake complained of, has been prepared and tendered by the grantee to the grantor or other person who should execute the same and execution thereof has been refused, and that the bill should aver such tender and refusal.'' But these cases have been disapproved and the better rule declared to be that the court shall retain the bill until the correction is made, taxing the costs against the complainant, if the bill was filed unnecessarily and without previous request in pais to coiTect the error.'' No tender of an amended or corrected deed is necessary where the party from whom reformation is sought has refused to execute a new deed or denies the plaintiff's equity, or is incompetent to execute the deed, nor, generally, wherever a tender of a corrected deed would be vain and useless.^ Neither does the rule apply in a suit to foreclose a mortgage in which the reformation of the mortgage was merely incidental to the main object of the suit, that is, to compel the pay- ment of the purchase money by foreclosure.' If, upon request, a party or privy to the deed refuses to correct a mistake therein by the execution, of a new deed or release or quit claim, costs should be awarded against him.' So, also, if he pertinaciously and contrary to ' Dickinson v. Glenneg, 37 Conn. 104. Adams v, Keed, (Utah) 40 Pac. Rep. 730, diet. « Welshbillig v. Drenhart, 65 Ind. 94. ' Lavender v. Lee, 14 Ala. 688. *Long V. Brown, 4 Ala. 633; Beck v. Simmons, 7 Ala. 71; Lamkin v. Reese, 7 Ala. 170; Black v. Stone, 33 Ala. 337. Heck v. Remka, 47 Md. 68. Jennings v. Brizendine, 44 Mo. 333. 'Robbins v. Battle House Co., 74 Ala. 499. «Robbins v. Battle House Co., 74 Ala. 499. ' Axtel V. Chase, 83 Ind. 546. ' Hutson V. Furnas, 31 Iowa, 154. 528 MARKETABLE TITLE TO EEAL ESTATE. good faith resists an application to equity for reformation of the deed.^ The court, it seems, will not reform a deed unless the pleadings contain a prayer for such relief.^ It has been lield, however, that the general prayer for " other and further relief " is sufficient for this purpose.'' The reformation of a conveyance, so as to conform to the terms of a parol agreement for the sale of the premises conveyed, ifl not within the Statute of Frauds, and the reason is that a contrary rule would, in such a case, prevent any relief whatever.* Nor is it nec- essary to show such part performance of the parol contract as would take the case out of the Statute of Frauds.^ The court will not reform a deed in favor of one party, without enforcing equities arising out of the transaction in favor of the other party Therefore, where the grantee sought to reform a deed, for error in the description of the premises, and it appeared that the grantor had verbally reserved the right to occupy the premises, and to be supported from the rents and profits thereof during the remainder of his life, the court, as a condition upon which the deed should be reformed, required the grantee to convey the premises to ■ Dod V. Paul, 43 N. J. Eq. 303. ' Gamble v. Daugherty, 71 Mo. 599. «Coe V. N. J. Mid. E. Co., 31 N. J. Eq. 105. 'Adams Eq. (5th Am. ed.) 345 (171); Pom. Eq. Jur. § 867. Noell v. Gill, 84 Ky. 241; 1 S. W. Eep. 428. Conaway v. Gore, 24 Kans. 389, the court, by BnB'WBn, J., saying: " The argument is that the contract for the sale of the land was in parol; that there is no allegation or proof of the delivery of possession, the making of improvements, or any other matters which take a parol contract out of the Statute of Frauds; that the deed which was executed was » convey- ance of other land, and, therefore, neither a conveyance nor a contract for the land in question. The argument is elaborated by counsel, and many authorities are cited. But these authorities run along the line of the doctrine of specific performance, while the case at bar comes under the head of reformation of con- tracts. The difference between the two is marked and substantial. One aims to enforce a parol contract as though it were in writing, the other seeks simply to conform the written to the real contract. One would avoid the necessity of any writing, the other would simply correct the writing. The principles which control the one are essentially different from those which control the other. ■<• * * It (reformation) is not the substitution of acts in pais for the written contract, but it is the making of the writing the expression of the real contract." * Morrison v. Collier, 79 Ind. 417. EEFOEMATION OF THE CONVEYANCE. 529 a trustee for the use and benefit of the grantor for life.^ The fact that the premises were, at the time of the execution of the deed, in the adverse possession of a stranger, does not affect the grantee's right to reformation.^ If, by mistake, a deed do not convey the whole of the premises purchased, the remedy of the purcliaser is by suit for reformation of the deed, and not an action on the grantor's covenant of warranty.^ In Indiana it lias been held that where, by reason of a misdescription of lands in a deed, a grantee does not obtain the legal title, and before discovery of the mistake, the lands are sold under execution against the grantee, the purchaser in pos- session acquires no title, either at law or in equity, and cannot main- tain a suit to reform the deed. The reason given for this decision was that the grantee under the defective deed had only an equitable title or interest, and that such an interest being incapable of sale under execution, the purchaser acquired no title of any kind.'' Mistake^ which occur in the registration of deeds are to be cor- rected, not by changing the record, but by compelling the execution of a quit claim or release on the part of him who might take advan- tage of the mistake.' § 222. Mistakes of fact. The greater number of suits for the reformation of deeds are founded upon some mistake of fact, either in respect to the contents or to the consideration of the instrument to be reformed. A mistake of fact in an executed contract occurs : (1) Where the conveyance contains or omits some matter or thing which it was intended by the parties should not be so contained therein or omitted therefrom f as where the scrivener omits from 1 Coleman v. Coleman, Phil. Eq. (K. C.) 43. » Thompson v. Marshall, 36 Ala. 504; 76 Am. Dec. 338. ' Broadway v. Buxton, 43 Conn. 282. < Connor v. Wells, 91 Ind. 197. ' Hiatt V. Callaway, 7 B. Mon. (Ky.) 178. 'Parham v. Parham, 6 Humph. (Tenn.) 287. Perkins v. Dickinson, 3 Grat. (Va.) 885. In Kirk v. Zell, 1 McArth. (D. C.) 116, a mistake of the draftsman in conveying the whole estate to the grantee instead of one moiety, and the other moiety to another, was corrected. So, where the draftsman inserted the name of the wrong person as grantee. Bohanan v. Bohanan, 8 111. App. 503. This class of cases will include those in which there are mere clerical errors in the descrip- tion of the premises, such as the insertion of one number instead of another, as 67 530 MARKETABLE TITLE TO KEAL ESTATE. the deed some provision iii3on which the parties have agreed,^ or employs language insufficient to efEectuate the intent of the parties,^ and they have executed the deed in ignorance of the omission. (2) Where the contents of the deed are as they were intended by the parties, hut those contents themselves are founded in ignorance and mistake of fact ; as where the parties, upon misinformation, insert a wrong description of the premises to be conveyed ; or where a part of the premises was already the proi:)ertj of the grantee, both parties being ignorant of his title thereto. In all such cases the equity of the grantee to have the deed reformed so that it may speak the true intention of the parties is clear and undeniable.' In this respect conveyances stand upon different grounds from wills, for while a latent ambiguity in a will is open to explanation by parol proof, nothing can be supplied to a will or expunged there- from on the ground of mistake ; for, as has been said, there can be ■where a deed read "seven degrees and thirty-nine minutes" instead of "seventy degrees and thirty-nine minutes." Claypoole v. Houston, 12 Kans. 324. ' As in Atliey v. McHenry, 6 B. Mon, (Ky.) 50. 'Adams Eq. (oth Am. ed.) 343 (169). s Adams Eq. (5th Am. ed.) 339 (168). Jloore v. Munn, 69 111, 591; Briegel v. Muller, 82 111. 257. PuUen v. Savings Bank, 14 R. I. 363. Winnipisseogee Lake Cotton JIfg. Co. V. Perley, 46 N. H. 83. Here a deed founded upon the erroneous computations of a surveyor "n-as reformed. In First Nat. Bank v. Gough, 61 Ind. 147, it was said that the neglect of the parties to insert a proper description of the premises in a mortgage was a mistake of law — a statement deserving much consideration. Whether the want of a sufficient description is a mistake of law or a mistake of fact can be determined only, it would seem, by the cir- cumstances of each case and the nature of the mistake. If they are mutually mistaken in inserting wrong boundaries, that is clearly a mistake of fact. Tooley V. Chase, (Oreg.) 37 Pac. Rep. 908. If they advisedly insert an insufficient descrip- tion believing it to be sufficient, that would be a mistake of fact. And it is appre- liended that if the deed were prepared by a third person and the parties executed it without adverting to the erroneous or insufficient description, so that the deed does not efEectuate their purposes, that would be a mistake of fact, and equity would reform the instrument. Instances in which equity has reformed a deed containing an erroneous description of the premises will be found in Dane v. Derber, 38 Wis. 216. Berry v. Webb, 77 Ala. 507. Bush v. Bush, 33 Kans. 556; 6 Pac. Rep. 794; Critchfield v. Kline, 39 Kans. 721; 18 Pac. Rep. 898. Skerrett V, Presbyterian Society, 41 Ohio St. 606. Christraan v. Colbert, 33 Minn. 509; 24 N. W. Rep. 301. Kellogg v. Chapman, 30 Fed. Rep. 882. Sowler v. Day, 58 Iowa, 252; 12 N. W. Rep. 297; Roberts v. Taliaferro, 7 Iowa, 110. Hileman v. Wright, 9 Ind. 126. REFORMATION OF THE CONVEYANCE. 531 no will without the statutory forms, and the disappointed intention of the testator has not these forms.' But a patent ambiguity in a deed may be corrected or removed by a suit to reform the deed ;^ and the authorities to the effect that mistakes or ambiguities in a will cannot be corrected or explained, have no application whatever to the reformation of deeds.' The grantor cannot maintain a bill to reform his deed by inserting a reservation of certain rights in the premises, if it appears that such reservation was not omitted from the deed through fraud, accident or mistake, but merely in consequence of his reliance upon the agreement of the purchaser to carry out the original contract.* If by mistake covenants of warranty to which a purchaser is entitled, be omitted from his deed, equity will cause them to be inserted. But the mere fact that the title turns out to be bad will not justify a court of equity in reforming a conveyance without warranty, so as to include a covenant of general warranty, when the purchaser was fully aware of the character of the instrument he accepted, and there was no mistake on the part of any one as to its contents. If the instrument perfectly represents the understanding of tl:3 parties, it will not be reformed merely because one of the parties might have exacted a different instrument, if he had known of facts making it desirable for him to do so.' § 223. Mistake of law. A mistake of law occurs where the contents of the deed are such as they were intended to be, but through misconstruction or ignorance of the law those contents do not embody the real intention of the parties, nor amount to such a conveyance as the grantee might have insisted upon in the first instance f for example, where the purchaser ignorautly accepts a deed executed by an attorney in fact in his own name instead of ' Adams Eq. (5th Am. ed.) 345 (172). •Campbell v. Johnson, 44 Mo. 347; Jennings v. Brizendine, 44 Mo. 332. "Robbins v. Mayer, 76 Ind. 381. * Andrew v. Spurr, 8 Allen (Mass.), 412, In this case the original contract, which was oral, reserved to the grantor the rights to cut and remove certain timber from the premises. After the deed was executed the purchaser repudi- ated this reservation. ' Whittemore v. Farrington, 76 N. Y. 452. ' Burt V. Wilson, 28 Cal. 632; 87 Am. Dec. 142. Bradford v. Bradford, 54 N". H, 463. 532 MARKETABLE TITLE TO EEAL ESTATE. that of the prineipaL' An erroneous opinion as to the legal effect and operation of a conveyance, developed by events subsequent to its execution, is a mistake of law, and, it has been held, furnishes no ground for reformation of the deed.^ A number of cases may be found in which it is declared that a mistake of law is no ground upon which a deed may be reformed in equity.^ They hold that no equity arises when the court is not asked to make the deed what the parties intended, but to make it that which they did not intend^ but would have intended if they had been better advised. This, however, is a disputed question, and many cases, perhajjs a prepon- derance of autliority, adopt the contrary view.* Where it is admit- ted that an instrument execxited in pursuance of a prior agreement by which both jjarties meant to abide, is inconsistent with the pur- pose for which it was designed, or that by reason of some mistake of both parties, it fails to express their intention, a court of equity will correct it, although the mistake be one of law." These cases, it ' Personneau v. Blakely, 14 111. 15. ' Kelly V. Turner, 74 Ala. 513. This was a case in whicli a married woman sought to have a conveyance to herself reformed so as to show that the con- sideration thereof was her separate statutory estate, consisting of money inherited from her father, and thereby protect the property conveyed from the creditors of her husband. The application was refused. ' Allen V. Anderson, 44 Ind. 395; Baldwin v. Kerlin, 46 Ind. 436; Barnes v. Bartlett, 47 Ind. 98; Nicholson v. Caress, 59 Ind. 39; Easter v. Severin, 78 Ind. 540. * Gale v. Morris, 29 N. J. Eq. 233; Warner v. Sisson, 39 N. J. Eq. 141. Dupre V. Thompson, 4 Barb. (N. Y.) 279. Alexander v. Newton, 2 Grat. (Va.) 366. Allen v. Elder, 76 Ga. 674; Wyche v. Greene, 16 Ga. 49; Brewton v. Smith, 28 Ga. 443. Brock v. O'Dell, (S. C.) 21 S. E. Rep. 976. Cajedy v. Marcy, 13 Gray (Mass.), 373. Crum v. Loud, 23 Iowa, 319; Nowlin v. Pyne, 47 Iowa, 293; Baker v. Massey, 50 Iowa, 399; Reed v. Root, 59 Iowa, 359. Stone V. Hale, 17 Ala. 557; 52 Am. Dec. 185. In McDonnell v. Milholland, 48 Md. 540, it seems to have been admitted that upon satisfactory evidence of mistake in conveying premises to the grantees as joint tenants instead of tenants in com- mon, the error would be relieved against. Such a mistake would appear to be- necessarily a mistake of law, as it must be presumed that the parties were aware of the way in which the deed was drawn, but misconstrued its effect. In Whitehead v. Brown, 18 Ala. 682, a deed was reformed on the ground of a mis- take of the parties in supposing that it was sufficient to create in the grantee such an estate as would be free from liability for the debts of her husband. » Kornegay v. Everett, 99 N. C. 30; 5 S. E. Rep. 418. Benson v. Markol, (Minn.) 36 Alb. L. J. 44. BEFOEMATION OF THE CONVEYANCE. 533 is believed, establish the better doctrine. Most of the decisions which declare that a deed may not be reformed where the mistake is one of law, are founded upon authorities which maintain that such a mistake is no ground upon which to rescind an executed contract. It may be doubted whether these authorities are in point. Rescission is the annulment or abrogation of the contract, involving the risk of inability to place the parties in statu quo, in itself a most serious consequence, while reformation of the conveyance does not touch the contract nor displace either party, but simply makes effectual that which their ignorance or mistake rendered abortive. If a purchaser buys a fee simple, a fact easily shown laj'- the pur- chase price and other surrounding circumstances, and accepts a con- veyance which the parties deem sufficient to convey the fee, but which is in fact insufficient for that purpose, an unconscionable wrong would be inflicted upon the purchaser by refusing to reform the deed and by permitting the vendor to reap the benefits of the mistake. The court merely enforces the original agreement between the parties when it reforms a deed, and it would seem inequitable to deprive either party of that right, merely because their own efforts to complete the contract had, from mistake or ignorance of law in the selection and preparation of the means, proven ineffectual. It is not always easy to determine whether the insufficiency of the conveyance complained of is due to a mistake of fact or to a mistake of law. If the parties agree upon the contents and instruct a draftsman to draw a conveyance in accordance with such agree- ment, that is, give specific directions as to the contents of the deed, and the draftsman should omit any matter upon which they had agreed or insert any matter upon which they had not agreed, and they should execute the deed in ignorance of such omission or insertion that, it is clear, would be a mistake of fact.' On the other hand, if the parties should debate as to whether certain matters should be inserted in or omitted from the deed, and should err in their conclusions, that would plainly be a mistake of law.^ Lastly, 'Adams Eq. (5th Am. ed.) 342 (169). A mistake in the description of land intended to be conveyed is a mistalie of fact and not of law. McCasland ,v. Life Ins. Co., 108 Ind. 130; 9 N. E. Hep. 119. ^ Adams Eq. (5th Am. ed.) 344 (170). In other words, if it appear that the instrument contained the precise language the parties Intended it should contain, the mistake, if any, is a mistake of law. Easter v. Severiu, 78 Ind. 540. 534 MARKETABLE TITLE TO EEAL ESTATE. if the parties should neither give directions as to the contents of the deed nor discuss its provisions before execution and acceptance, and the deed should be not such as the purchaser had a right to require — as if it should lack a seal, or proper words of conveyance, or should omit the name of the grantee — this, too, it seems, would be treated as a mistake of fact, that is, the omission of these requisites would be attributed to accident and oversight and not to an impres- sion of the parties that the deed was sufficient without them.' There is, therefore, it would appear, a disposition to bring within the rule prohibiting the reformation of deeds in cases of mistake of law only cases in which the error is of an affirmative kind, that is, those in which the attention of the parties must necessarily have been drawn to the question of the sufficiency of the instrument or some of its provisions, and they have erred in their conclusions.' ' See Canedy v. Marcy, 13 Gray (Mass.), 373, where it was said that if a deed has been imperfectly drawn, and the parties have been misled by a misplaced coniidence in the skill of the draftsman, it can hardly be said to be a mistalie of law, but is. rather a mistalie of fact. To this class may be referred those cases which hold that a deed may be reformed by inserting tlie word " lieirs " omitted from the granting clause. Springs v. Harven, 3 Jones Eq. (N. C.) 96; Rutledge V. Smith, 1 Bush. Eq. (N. C.) 383. Wright v. Delafield, 28 Barb. (N. Y.) 498. Wanner v. Sisson, 29 N. J. Eq. 141; Coe v. N. J. Midland R. Co., 31 N. J. Eq. 28. But see Nicholson v. Caress, 59 Ind. 39, where it was said that if the parties execute a deed in ignorance that it does not contain the word " heirs " that is a mistake of fact; but if they are not ignorant of the omission, and look upon the deed as sufficient to carry an estate of inheritance, that is a mistake of law. In such a case, if the pleadings do not aver the ignorance of the parties of the omission from the deed, the complainant will not be entitled to relief. If a deed be imperfectly executed, it will be reformed at the suit of the grantee. Sumner v. Rhodes, 14 Clonn. 135; Smith v. Chapman, 4 Conn. 344. As where it licks a seal: Jlichel v. Tinsley, 69 Mo. 442; Mastin v. Holley, 61 Mo. 196. Gal- braith v. Dilday, 153 111. 307; 38 N. E. Rep. 573. Or omits the name of the grantee: Parlin v. Stone, 1 JlcCrary (C. C), 443. Courtright v. Courtright, 63 Iowa, 356; 19 N. W. Rep. 355; Nowlin v. Pyne, 47 Iowa, 293. Stowell v. Has- lett, 5 Lans. (N. Y.) 380. So, also, where the signature of the grantor is lacking. Martin v. Nixon, 92 Mo. 36. Mere clerical errors, such as inconsistent dates, may always be corrected. Moore v. Wingate, 53 Mo. 398. If a conveyance be defectively executed by one acting under a power, as where it purports to be the act of the attorney and not of the principal, it will be reformed so as to operate as the deed of the principal. Willard Eq. Jur. 83. Gerdes v. Moody, 41 Cal. 335. ' An illustration of this class of cases may be found in the case of Oswald v. Sprqehnle, 16 111. App. 368. The difficulty here was that a clause, by which the REFORMATION OF THE CONVEYANCE. 535 § 224. Mutuality of mistake. Fraud. As a general rule, there can be no reformation of a deed on tlie ground of mistake unless the complainant shows that the mistake was mutual.' And one who seeks to rectify an instrument on the ground of mistake must be able to prove not only that there has been a mistake, but must be able to show exactly the form to which the deed ought to be brought in order that it can be set right according to what was really intended by the parties f and must be able to establish in the most clear and satisfactory manner, that the alleged intention of the parties to which he desires to make the instrument conformable continued concurrently in the minds of all parties down to the time of its execution.' Of course a court of equity has no jurisdiction to reform a deed simply on the ground that one of the parties thereto has erred in its construction ; there being no averment or proof of fraud, accident or mistake.'' " The proposition which lies at the foundation of all suits to reform is, that the court cannot make such a contract as it thinks the parties ought to have made, or would have made if better informed, but merely makes it what the parties intended it should be. Every reformation of a contract by the court necessarily presupposes that there has been a meeting of the minds of the parties — an agreement actually entered into — but for some cause they have failed fully or accurately to express it in the writing."^ A mistake of one party ordy may be ground for rescinding or refusing specific performance of the contract, but purchaser was exempted from liability from certain immature taxes and assess- ments on the granted premises, was not broad enough to include a certain other assessment. This was held a mistake in the purchaser's construction of the deed, and one against which the court could not relieve. ' Adams Eq. (5th Am. ed.) 344 (171). Grubb's Appeal, 90 Pa. St. 228. Remil- lard V. Prescott, 8 Oreg. 37; McCoy v. Bayley, 8 Oreg. 196. 2 Kerr Fraud & Mistake (Am. ed.), 421. Guilmartin v, Urquehart, 83 Ala. 570; 1 So. Rep. 897. Silbar v. Ryder, 68 Wis. 106; 23 N". W. Rep. 106. 2 Language of the court in Ranney v. Smith, 33 N. J. Eq. 28, citing Kerr P. &M. (Am. ed.)431. " Grubb's Appeal, 90 Pa. St. 228. ^St. Anthony's Falls W. P. Co. v. Merriman, 35 Minn.' 42; 37 N. "W. Rep. 199. Here the deed conveyed a water power of "fifty cubic feet pt-r second," and the plaintiff contended that both parties being mistaken in the belief that the amount specified was sulBcient to operate the machinery of a certain mill, he was enti- tled to have the deed reformed so as to convey a water power adequate for that purpose. This contention was denied upon the grounds stated in the text. 536 MARKETABLE TITLE TO REAL ESTATE. cannot justifj' an alteration of the terms of the agreement, which, in such a case, would necessarily result from a reformation of the conveyance.' The mistake must not only have been mutual, but the pleadings must allege it to liave been so. Therefore, if neither the bill nor the accompanying affidavits contain such an allegation, the comj)lainant will not be entitled to relief.^ The rule that a mistake must be mutual to entitle the gi-antee to relief does not mean that the mistake must be mutual in all cases between the grantor and the grantee ; it suffices if the mistake is mutual between the grantee and other persons having interests under the deed, the grantor being a mere nominal party.'' Nor does the rule apply where the party against whom relief is sought fraudulently permitted the other party to act in ignorance of the mistake.* If it appear that the mistake was known to one of the parties, Avho, with knowledge of the ignorance of the other, never- tlieless kept silent when he should have spoken, the party having knowledge will bo estopped to defeat a reformation by alleging that he knew that the instrument was different from the agreement and that the mistake was not mutual.^ ISTor in such case will the rights of the complainant be affected by the fact that the fraud of the other party might have been discovered by the exercise of ordinary care.^ Therefore, wliere the grantor inserts in his deed a provision 1 Adams Eq. (5th Am. ed.) 344 (171). ' Schoonover v. Dougherty, 65 Ind. 463. Ramsey v. Smith, 33 X. J, Eq. 38. 'Murray v. Sells, 53 Ga. 357. In this case Sells sold his homestead and pur- chased a propertjf from Rondeau, wlio had only an equitable title, the legal title being in Orme. Sells agreed with Rondeau that he (Rondeau) should procure a conveyance of the property to Sells' wife and child, but Rondeau, through igno- rance, inadvertence or mistake, procured a conveyance from Orme to Sells' wife alone, omitting the child. Here there was no mistake on the part of the grantor, Orme, for the deed was executed by him in strict pursuance of the directions he had received ; but there being a mistake as between Rondeau and the other par- ties in interest, the deed was reformed so as to express their true intent. *Danc V. Berber, 38 fl'is. 316; James v. Cutler, 54 Wis, 173; 10 IS. W. Rep. 147. De Jarnatt v. Cooper, 59 Cal. 703. Withouse v. Scliaack, 57 How. Pr. (N. Y.) 310. Winans v. Huyck, 71 Iowa, 459; 33 N. W. Rep. 433. Bergen v. Ebey, 88 111. 369. Here, after instructions had been given the draftsman by the parties, the grantor went to him and gave him other instructions. 'Roszell V. Roszell, 109 Ind. 3.54; 10 N. E. Rep. 114. « Hitchins v. Pettingill, 58 N. H. 3. Monroe v. t^kelton, 36 Ind. 303. EEFOEMATION OF THE CONVEYANCE. 537 hj which the purchaser is made to assume the payment of an incumbrance on the premises, and then induces the purchaser to accept the deed without disclosing to him the existence of such pro- vision, equity will reform the deed.' But mere ignorance of the contents of a deed from failure to read it, there being no pretense of mutual mistake, is no ground upon which to reform it, unless it appear that fraud was practiced upon the complainant by one occu- pying a relation of confidence toward him.^ § 225. Mistakes resulting from negligence. It has been held that a court of equity will not reform a description in a deed, if the misdescription was the result, not of mistake of the parties, but of their carelessness and negligence in not procuring a correct descrip- tion before executing the deed, the policy of the law being to administer relief to the vigilant, and to put all the parties upon the exercise of a reasonable degree of diligence.^ But the same court has held that this rule does not apply in its fullest sense to the cor- rection of mistakes merely in the description of the premises.* It is plain that a rigid enforcement of such a i-ule would result in a denial of relief in a great many cases of mistake, for most mistakes in deeds are traceable to the negligence of the parties, certainly those that are visible upon the face of the instrument, such as the omission of the name of the grantee and the like. A court might well hesitate to reschid an executed contract where the mistake complained of was the consequence of the complainant's negli- gence, but there seems to be no very strong reason why reformation 1 Savings Inst. v. Burdick, 30 Hun (N. Y.), 104. See, also, Wells v. Yates, 44 N. Y. 525; Botsford v. McLean, 45 Barb. (N, Y.) 478; Rider v, Powell, 38 N. Y. 310. « Michael v. Michael, 4 Ired. Eq. (N. C.) 349. ' 1 Story Eq. Jur. § 146. First Nat. Bank v. Gough, 61 Ind. 147; Toops v. Snyder, 70 Ind. 534. Unless confidence is reposed, a party, before signing a deed, is put upon inquiry, and must exercise proper and reasonable diligence. Wit- house v. Schaack, 57 How. Pr. (N. Y.) 310. Where the parties failed to insert the number of the square in which the premises were situated, not from accident or mistake, but from mere want of recollection, it was held that the deed could not bo reformed, though the grantee might compel specific performance. Leon- ard V. Mills, 24 Kans. 231. But inasmuch as the result would be the same in cither case, it is not easy to perceive why the deed should not have been reformed to prevent circuity of action. « Elliott V. Saokott, 108 U. S. 132. Morrison v. Collier, 79 Ind. 417. 68 538 MAEKETABLE TITLE TO EEAL ESTATE. of a deed should be denied under those circumstances, since that is; doing only what the parties themselves intended to do. Therefore, it has been lield that a person who accepts a deed, ignorant that it contains a provision which obliges him to assume the payment of a mortgage on the premises, is not guilty of such negligence as will preclude him from relief.^ § 226. Nature and degree of evidence required. In many instances mistakes in conveyances will be admitted by the parties, or will appear upon the face of the instrument itself. No difficulty arises in such cases. ^ But if tlie defendant deny tlie existence of any mistake, and the alleged mistake does not appear upon the face of the conveyance itself or of the documents connected therewith, much difficult}' may arise in the proof, in view of the presumption of law that the con^-eyanee is the last expression of the intention of the parties, and of the rule which forbids the introduction of parol testimony of any contemporaneous agreement or understanding inconsistent with the conveyance. Parol testimony, however, is always admissible to show a mistake f the difficulty lies in distin- guishing between mistake proper and such matters as are the result of mistake or afterthought on one side only. If the mistake appear on the face of the deed it may, of course, be corrected with- out the aid of extrinsic evidence.* Thus, in one case, the court went 80 far as to insert a granting clause in an instrument alleged to have been intended as a deed, but which, except for the presence of words of warranty, would have been clearly no more than an executory contract for the sale of lands.^ But if evidence aliunde is relied ' Schaatz v. Keener, 87 Ind. 358. Silbar v. Ryder, 63 Wis, 106; 23 N. TV. Kep. 106. ° If the truth of the bill he admitted by demurrer, and the allegations show- ing a mistake be clear and positive, the complainant will be entitled to a decree. Moore v. Munn, 69 111. 591. ' Bush V. Hicks, 2 Thomp. & C. (N. Y.) 856. Farley v. Bryant, 33 Me. 474. Wagenblast v. "Washburn, 13 Cal. 208. In a suit to reform a deed, evidence of declarations of the grantor contemporaneous with the execution of the deed, is admissible to show what he intended to convey. Cake v, Peet, 49 Conn. 501. * Wagenblast v. Washburn, 12 Cal. 208. Creighton v. Pringle, 3 S. C. 77. Here the deed was reformed by substituting the word "hereinbefore" for "here- after," the context showing that the former word was intended. ' Michael v. Tinsley, 09 Mo. 442. EEFOEMATION OF THE CONVEYANCE. 539 upon to show a mistake it must be in the highest degree clear, posi- tive and satisfactory.' The burden devolves upon the complainant to show, beyond a reasonable doubt, the existence of a mistake.^ The mere fact that a deed made in pursuance of an executory contract for the sale of lands, conveys a lesser or a greater estate than that provided for in the contract, does not, of course, neces- sarily establish a case for reformation of the deed, for in such a case the deed is looked ujDon as the last expression of the intent of the parties, and the presumption is that the change was made by mutual agreement. There must be clear and positive evidence to show that the change was the result of fraud and mistake, to justify a reformation of the deed.^ § 227. Laches in application for relief. The general rule is that a party seeking relief in equity on the ground of mistake must act promptly.* The reason is that delay in such cases increases the difficulty of placing the parties in statu quo, or may affect the rights of third parties. There has been a disposition in some cases to extend tliis rule to suits for tlie reformation of deeds,' but the better opinion seems to be that mere lapse of time is no bar to such a suit where possession has all the while been held according to the real intention of the parties, and the condition of the defendant has not 1 Stoj-y Eq. Jur. § 152; Adams Eq. (5th Am. ed.) 345 (171). Sawj-er v. Hovey, 3 Allen (Mass.), 331; 81 Am. Dec. 659. Nicoll v. Mason, 49 111. 358; Hamlon v. Sullivant, 11 111. App. 428. Wells v. Ogden, 30 Wis. 637. Bates v. Bates, 56 Midi. 405; 23 N. W. Kep. 63. Jarrett v. Jarrett, 27 W. Va. 743. Strayn v. Stone, 47 Iowa, 333. The evidence of mistake must be such as will overcome the strong presumption in favor of written instruments. Remillard v. Prescott, 8 Oreg. 37. ' Miller v. Rhuman, 62 Ga. 332. Willis v. Sanders, 51 N. Y. Super. Ct. 384. McTucker v. Taggart, 29 Iowa, 478. St. Anthony's Palls Water Power Co. v. Merriman, 35 Minn. 42; 27 N. W. Rep. 199. ' Whitney v. Smith, 33 Minn. 124; 22 N. W. Rep. 181. Dunham v. New Britain, 55 Conn. 378. 'Willard Eq. Jur. 69; Story Eq. Jur. § 1520. 'Sable V. Maloney, 48 Wis. 331; 4 N. W. Rep. 479. Here fifteen years had elapsed after discovery of the mistake before an application for reformation was made. Farley v. Bryant, 32 Me. 474, where it was said that lapse of time tended to show either that there was no mistake, or that the mistake, if any, had been waived. 540 MARKETABLE TITLE TO REAL ESTATE. l)een made worse bj the delay, and the rights of no third party have intervened.^ Nor in any event will laches be imputed to the com- plainant until after discovery of the mistake.^ ISTor where it appears tliat the complainant has made repeated efforts to have the mistake corrected without a law suit." A mistake occurred in a deed in 1816. The grantee took possession and remained in possession until 1848, when one who had succeeded to the rights of the grantor in some way obtained possession. Tlie grantee filed a bill in 1851 to "correct the mistake, and it was held that he was not precluded from reHef by the delay.* The case tends to establish the principle that laches is not imputable to tlie grantee until after some adverse claim to the premises lias been made. § 228. Defective execution of statutory power. It seems that •equity will not, as a general rule, aid a defective execution of a power, that is, will not supply any matter for the want of which the legislature declares a deed void, since the effect would be to make nugatory the legislative enactment.' But this rule has no application where an officer, selling and conveying under a statute, -complies with all the provisions of the statute, and merely misde- scribes the land in the conveyance which he executes in pursuance of the sale. In such a case equity has jurisdiction to decree the execution of a new deed correcting the mistake.^ § 229. IN FAVOR OF AND AGAINST WHOM RELIEF MAY BE HAD. In general. The right to reformation of a deed on the ground of mistake is not confined to -the immediate parties to the instrument, but extends to all persons who stand in the place of such parties and who are injured by the mistake.'' To maintain the action the complainant must be either a party or a privy to the 'Canedy v. Marcy, 13 Gray (Mass.), 373. Mills v. Lockwood, 42 111. 111. First Nat. Bank v. Wentworth, as Kans. 183. Kirk v. Zell, 1 McArthur (D. C), 116. In Farley v. Bryant, 33 jMe. 474, it was said that lapse of time would be immaterial to the right of reformation, if the premises were unimproved lands. ^ Stone V. Hale 17 Ala. 557; 53 Am. Dec. 185. s Thompson v. Marshall, 36 Ala. 504; 76 Am. Dec. 838. " Farmers & Jlech. Bank v. Detroit, 13 Mich. 445. = 1 Story Eq. Jur. § 117. See infra, this chapter, § 238, " Married Women." 8 Houx V. Bates County, 61 JIo. 391. ■■ See, generally, cases cited below. Pomeroy Eq. Juris. §§ 845, 870, 1376. Mills V. Lockwood, 42 111. 112. EEFOEMATION OF THE CONVEYANCE. 541 deed.' Suits for the reformation of conveyauces on the ground of mistake have been frequently brought hj remote assignees of the original grantee.^ But where a judicial sale intervened between the original grantee and the remote grantee it was held that the deed in which there was an erroneous description could not be reformed, since the effect would be to give to the plaintiff land which the court had not directed to be sold.' ISTor can a grantee, immediate or remote, compel a reformation of the deed so long as he is in default ' Story Eq. Jur. § 165. Willis v. Sanders, 51 N. Y. Super. Ct. 380, where it was also held that the mere fact that a person is a grantee of one to whom a deed was made does not necessarily so connect him with the contract as to entitle him to maintain a suit to reform the deed. The complainant should not neglect to aver and prove that he holds under the deed which he seeks to reform. In Ballentine v. Clark, 38 Mich. 395, the court said: "The testimony entirely fails to trace title into complainant; and, as this is essential to his recovery, he must fail on this record. None of the deeds in the chain of title appear. It seems to have been taken for granted that the only proof required was the identification of the premises described in the bill. But unless complainant shows that he holds under the deed sought to be reformed he makes no showing of equities." ' Instances may be found in Taber v. Shattuck, 55 Mich. 370; 21 N. W. Rep. 371. Bradshaw v. Atkins, 110 111. 338. Crippen v. Baumes, 15 Hun (N. Y.), 136. Gerdes v. Moody, 41 Cal. 335. Blackburn v. Randolph, 33 Ark. 119. In May V. Adams, 58 Vt. 74; 3 Atl. Rep. 187, the suit was between grantees of the original grantor and grantee respectively. ' Rogers v. Abbott, 37 Ind. 138. No authorities were cited to this proposition, and the grounds upon which it rests are by no means clear. Land had been erroneously described by Conley in his deed to Abbott as the 8. E. instead of the N. E. quarter. This error was perpetuated through several mesne conveyanops, including a sheriil's deed, until the land came to the plaintiff, possession of the N. E. quarter passing with all the deeds. Meanwhile Abbott, discovering the error, procured Conley to execute a deed of the N. E. qiiarter to his (Abbott's) son, who thereupon claimed the land in plaintiff's possession. Plaintiff then brought an action to reform the original deed from Conley, and the court held as stated in the text, intimating,, however, that the plaintiff was not without a- remedy of some kind. See, also, Rice v. Poynton, 15 Kans. 363, and Keepfer v. Force, 86 Ind. 81. Where a mistake in the description of mortgaged lands is carried into the decree of foreclosure it may be^ corrected by reforming and reforclosing the mortgage. McCashland v. Life Ins. Co. , 108 Ind. 130. In Thomas v. Dockins, 75 Ga. 347, a mistake in a sheriff's deed was corrected in favor of a subsequent grantee as against the execution defendant. And in Parker v. Starr, 31 Neb. 680; 33 N. W. Rep. 434, a deed under a judicial sale was reformed at the instance of a remote grantee. In Martin v. Dollar, 33 Ala. 433, it was held that a sheriff's deed will not be reformed for error in the description of the premises, if the sale 542 MARKETABLE TITLE TO EEAL ESTATE. in the payment of any part of the purchase money.' He who asks equity must do equity. Keformation of the conveyance is a species of specific performance, and specific performance by the grantor could not be compelled so long as any part of the purchase money remained unpaid. § 230. Reformation in favor of grantor. Reformation of deeds on the ground of mistake will of course be decreed in favor of the grantor as well as the grantee if the mistake be clearly established, as where the deed includes lands not purchased by the grantee and not intended to be conveyed.' But if the existence of the mistake is denied, the position of the grantor becomes difficult, in view of the maxim verba chartaruvi fortius accipiuntur contra ■proferentem ; the words of a deed shall be taken most strongly against him who employs them. It has also been held that the grantor will not be entitled to relief if a -wrong description inserted in his deed was the result of his own gross negligence.^ ISTor will the court reform a deed, absolute on its face, by inserting a con- dition therein, at the suit of the grantor.'' ISTor can a mistake as to the quantity of land conveyed be corrected, on his behalf, if, after discovery of the mistake, he receives payment of the purchase money for the whole land and surrenders possession to the grantee.^ itself is a nullity, as having been made under a void judgment. A mistake in the description of mortgaged premises may be reformed, even after foreclosure of the mortgage. Congers v, Mericles, 75 Ind. 443. Davenport v. Scovil, 6 Ohio St. 459. A court of equity has power to correct errors in a sheriff's deed. Bradshaw v. Atkins, 110 111. 333; Gilbreath v. Dilday, 153 111. 207; 88 N. E. Rep. 573. ' McFadden v. Rogers, 70 Mo. 431. Conaway v. Gore, 21 Kans. 725. " Bush V. Hicks, 60 N. Y. 298. Puchs v. Treat, 41 Wis. 404. Damm v. Moors, 48 Mich. 510. Wilcox v. Lucas, 121 Mass. 21. Hutsou v. Fumas, 31 Iowa, 154. Burr v. Hutchinson, 61 Me. 514. Pugh v. Brittaiu, 3 Dev. Eq. (N. C.) 34. Cooke v. Husband, 11 Md. 493. Where lands not sold under a decree are by mistake reported as sold, and a deed of the same is made by the court, such deed will be reformed, as against the grantor or his heirs. Stiles v. Winder 35 Ohio St. 555. * Lewis V. Lewis, 5 Oreg. 169. * Clark V. Drake, 3 Pinney (Wis.), 228; Law v. Hyde, 39 Wis. 845; Mills v. Seminary, 47 Wis. 354; 2 N. W. Rep. 550. Here the grantor desired to reform the deed by inserting in it a provision that the deed should be void if the prem- ises should cease to be used as a site for a seminary. ' Wittbecker v. Watters, 69 Tex. 470; 6 S. W. Rep. 788. EEFOEMATION OF THE CONVEYANCE. 543 Kor where he insists upon the payment of the purchase money wliile seeking rehef on the ground of the mistake.' And it has been intimated that a grantor conveying all of his interest is not entitled to relief on the ground that such interest was greater than both parties supposed it to be.' Against whom reformation will be decreed. A deed will be reformed in a case of mistake, not only as against the original grantee, but as against all who claim under, or are in jDrivity with him, such as heirs, devisees, voluntary grantees, judgment creditors and purchasers with notice of the mistake.' The person or persons wiiose duty it is to reform the deed, or who will be affected by the reformation, should always be made parties defendant to the suit.* But it does not follow that it is necessary in all cases to make the grantor a defendant ; it frequently happens that he stands indif- ferent, for example, where the deed is made in pursuance of direc- tions given by one who had the equitable title only, and who sold his bargain tb the person who became the grantee. In such a case it is not necessary to make the grantor a party, for his interests are in no way affected, and the court may appoint a commissioner to execute the reformed deed.^ A remote grantee who holds under a deed ^pithout warranty, need not make his immediate grantor a party to his suit for reformation.^ If, however, the plaintiff holds under mesne conveyances with warranty, it has been held that he must make the grantees parties.^ Where the grantor conveys to ' Dorr V. Steichen, 18 Minn. 36. ' Fly V. Brooks, 64 Ind. 50. But see Baker v. Massey, 50 Iowa, 399, where it was held that if the deed embrace an interest of which the grantor was igno- rant, he will be entitled to reformation. « Adams Eq. (5th Am. ed.) 340 (169), n. Grayson v. Weddle, 80 Mo. 39. * Goodman v. Randall, 44 Conn. 321. Bullock v. "Whipp, 15 R. I. 195; 3 Atl. Rep. 309, obiter. "■ Baker v. Pyatt, 108 Ind. 61; 9 N. E. Rep. 112, a case in which a father, desiring to convey his whole estate to his sons executed a deed to each, but one of the deeds failed to take effect because of a mistake in the description. The grantee in this deed was held entitled to maintain an action to reform his deed against one of the other sons who was in possession of the land intended to be conveyed to the plaintiff. See, also, Roszell v. RoszcU, 105 Ind. 77; 4 N. E. Rep. 423. « Farmers & Mech. Bank v. Detroit, 13 Mich. 445. ' Davis V. Rogers, 33 Me. 333. 544 MARKETABLE TITLE TO EBAL ESTATE. two 23urchasers, but makes a mistake as to the interest which each is to receive, lie is not a necessary party to a bill to correct the mistake.^ § 231. Purchasers and creditors. If the vendor should sell lot A, but by mistake should convey to the purchaser lot B, and afterwards a third person should purchase lot A from the vendor and take a conveyance thereof without notice of the mistake, the deed to the first purchaser could not be reformed as against the sec- ond purchaser.^ ISTeither could such a deed be reformed as against judgment creditors of the vendor, in those States in which judg- ment creditors are protected by the registry acts.^ But as against a subsequent purchaser, and, it is apprehended, a creditor of the ■ Briegel v. Moehlar, 82 111. 257. ■' Story Eq. Jur. § 165; Adams Eq. (5th Am. ed.) 340(169), n. Berry v. Lowell, 72 Ala. 14. Ruppert v. Haske, 5 Mackey (D. C), 262. Boardman v. Taylor, 66 Ga. 638; Kilpatrick v. Stozier, 67 Ga. 247. First Nat. Bank v. Gouglt, 61 Inr^. 147; Hewitt v. Powers, 84 Ind. 295. Parley v. Bryant, 32 Me. 474; Whitman v. Westman, 80 Me. 285. Dart v. Barbour, 32 Mich. 267. Wilson v. King, 27 N. J. Eq. 374. Willis v. Saunders, 51 N. Y. Super. Ct. 384. Lally v. Holland, 1 Swan (Tenn.), 396. Whether an execution creditor who buysin the realty of the debtor at a sale under the execution is a purchaser for value without notice, and entitled to object to the reformation of a prior deed, which, when reformed, will embrace the purchased premises, gucere f Bailey v. Timberlake, 74 Ala. 221. In Carver V. Lasalette, 57 Wis. 232; 15 N. W. Rep. 162, a deed was reformed as against a purchaser under an execution against the grantor. ^Preemau on Judgments, §§ 357, 359. Goodbar v. Dunn, 61 Miss. 618. Mar- tin V. Nixon, 92 Mo. 26; 4 S. W. Rep. 503. Galway v. Melchow, 7 Neb. 286. Bush V. Bush, 83 Kans. 556. Ruppert v. Haske, 5 Mackey (D, C), 262. In Ala- bama a judgment is not a lien on equitable estate, and, therefore, a judgment creditor of one who mortgages an equity of redemption cannot object to the reformation of the mortgage. Bailey v. Timberlake, 74 Ala. 221, In Missis- sippi, under a statute declaring unrecorded deeds void as to subsequent credit- ors as well as purchasers, it has been held that a court of equity will not correct a mistake in the description of land in a deed against one who, having actual notice of the mistake at the time of the purchase, bought the land at execution sale under a j udgment rendered in favor of a party who had no notice of the mis- take at the time he recovered judgment. Nugent v. Priebatsch, 61 Miss. 402, disapproving Simmons v. North, 3 Sm. & M. (Miss.) 67. A judgment creditor whose debt was made before the execution of a deed to certain premises, but whose judgment was obtained afterwards, does not stand on the footing of a hona fide purchaser without notice, within the rule protecting such purchasers against the reformation of deeds on the ground of mistake. Lowe v. Allen, 68 Ga. 225. EEFOEMATION OF THE COiNVEYANOE. 545 grantor, with notice of tlie mistake, such deed might always be reformed in equity, upon the same principle that one purchasing with notice of an equitable estate in the premises in favor of a third person, may, himself, be compelled to perform the contract of the vendor.'' Possession of the premises in i-espect to which the mistake was made will, of course, be deemed sufficient to put the purchaser on inquiry and charge him with constructive notice of the mistake. As respects notice from the deed itself, it is equally clear that the record of a deed which, by mistake, contains a totally erroneous description of the land intended to be conveyed, would not be suffi- cient to put a subsequent purchaser on inquiry.^ But if the mistake be of a kind that appears upon the face of the deed, or if the deed contain enough to show what land was really intended to be con- 1 Adams v. Stevens, 49 Me. 362; Freeman's Bank v. Vose, 23 Me. 98. Gale v. Morris, 29 N. J. Eq. 222. Preston v. Williams, 81 111, 176. De Jarnatt v. Cooper, 59 Cal. 703. Holabird v. Burr, 17 Conn. 556. Haynes v. Seachrist, 18 Iowa, 445. In Fenwick v. Buff, 1 McArtli. (D. C.) 107, an erroneous description in a deed was con-ected, not only as against the grantor, but as against one holding under a prior deed, who had failed to record such deed before the record of the deed containing the erroneous description. Such a person does not stand on the foot- ing of a subsequent purchaser without notice. It has been held that a court of equity will not, as against a subsequent purchaser, set up or reform a deed abso- lutely void for want of due execution by the grantor, even though such pur- chaser took with notice of the void conveyance. Goodman v. Randall, 44 Conn. 321. This was a case of much hardship. Hubbard executed to Allen a paper purporting to be a mortgage, but invalid as such because not signed by the grantor. At the same time Hubbard conveyed the premises to Parker, subject tO' this mortgage, the deed reciting that Parker assumed the payment of the mort- gage. The court refused to reform the mortgage and enforce it against Parker and his assignees, who had also accepted conveyances containing an assumption of the mortgage. It was intimated, however, that Allen had his remedy on the promise to pay contained in the several conveyances. It is believed that this decision is open to much doubt. In Bullock v. Whipp, 15 R. I. 195; 3 Atl. Rep. 309, a mortgage, void for want of a seal was leformed as against a subsequent attaching creditor of the mortgagor. See, also, .Lebanon Sav. Bank v. HoUen- beck, 29 Minn. 322; 13 N. W. Rep. 145. ^Pena v. Armstrong, 95 Ind. 191, the court saying: "If this mortgage con- tained no description of these premises it could not be reformed and foreclosed against an innocent purchaser; but it does contain a description, and this descrip- tion, though defective, was sufficient to put the purchaser on inquiry, and thus to charge him with notice of the extent of the premises intended to be embraced 69 546 MARKETABLE TITLE TO EEAL ESTATE. Teyed, no reason is perceived why sucli a deed would not be suffi- cient to charge the purchaser with notice by putting him on inquiry.' A bill to reform a deed as against a subsequent purchaser will be demurable unless it avers that the defendant purchased with notice of the mistake.^ And such a purchaser will not be protected unless he paid a valuable consideration ; a deed will be reformed against one who took a mortgage on the premises to secure a past due and antecedent debt, without regard to the question of notice.^ § 232. Volunteers. A court of equity will not decree specific performance of a voluntary contract to convey lands. For the same reason, it will not interfere to correct a mistake in a voluntary conveyance of lands. Where such a deed fails to take effect, the title remains in the grantor, and he may make what disposition of the premises he chooses.'' Therefore, the court has refused to insert in a voluntary deed the word " heirs," necessary to create an estate of inheritance, and omitted by mistake of the draftsman.^ But this rule does not apply where the controversy is between those claiming under the deed, the grantor standing indifferent.* ISTor where the grantee has taken possession, made valuable improvements and executed a mortgage on the premises, and the application for cor- rection of the deed is made by the mortgagee.'' Deeds made in consideration of " services rendered and love and affection " ^ and " in consideration of one dollar and natural love and affection " ' have been held not voluntary within tlie rule denying the refornia- in tlie mortgage," citing Wade Notice, §319. McAleer v. MoMullen, 2 Pa. St. 33. Parker v. Teas, 73 Ind. 335. See, also, Cass County v. Oldham, 75 Mo. 50. ' Dayton v. Citizens' Nat. Bank, 11 111. App. 501. ' Davis V. Rogers, 33 Me. 533. 3 First Nat. Bank v. Wentworth, 28 Kans. 183. ' 2 Story Eq. Jur. § 793; Adams Eq. (5th Am. ed.) 343 (169), note. Preston v. Williams, 81 111. 176. Else v. Kennedy, 67 Iowa, 376; 25 N. W. Rep. 290. Dick- inson V. Glenney, 27 Conn. 104. Eroman v. Froman, 13 Ind. 317. Eaton v. Eaton, 15 Wis. 259; Smith v. Wood, 12 Wis. 382. Dupre v. Thompson, 4 Barb. (N. Y.) 379. 'Powell v. Morrissey, 98 N. C. 426; 4 S. E. Rep. 185. « Adair v. McDonald, 42 Ga. 506. ' Cummings v. Freer, 26 Mich. 128. « Baker v. Pyatt, 108 Ind. 61; 9 N. E. Rep. 113. 'Mason v. Moulder, 58 Ind. 1. But see Powell v. Morrissey, 98 N. C. 426; 4 S. E. Rep. 185. EEFOEMATION OF THE CONVEYANCE. 547 tion of voluntary conveyances. A voluntary deed may, of course, be reformed at the suit of the grantor in a case of mistake.' § 233. Married women. A court of equity will not reform the deed of a married woman when the mistake complained of consists in the omission of some statutory requisite,^ for that were in effect to decree specific performance against a married woman, and to make valid that which the statute declares shall be invalid. This is one of the principal applications of the rule that equity will not aid tlie defective execution of a statutory power.^ But a mistake in a mere matter of description in a married woman's deed may always be reformed,* and confessed clerical errors therein will be corrected. ° And mistakes of every kind in her deed will be corrected in those States in whicli statutes exist, placing the contracts of married women upon the same footing as contracts of femmes sole.'' In California, under a statute allowing the amendment of defective certificates of acknowledgment, the court permitted a defective cer- tificate of acknowledgment by a married woman to be reformed.^ 'Mitchell V. Mitchell, 40 Ga. 11; Crockett v. Crockett, 73 Ga. 647. = Martin v. Dwelly, 6 Wend. (N. Y.) 9; 31 Am. Dec. 345. Dickinson v. Glen- ney, 37 Conn. 104. Holland v. Moon, 39 Ark 130. Grapengether v. Ferjervary, 9 Iowa, 163; 74 Am. Dec. 336. Hamar v. Medskar, 60 Ind. 413. ' Williams v. Cudd, 36 So. Car, 313; 3 S. E. Rep. 14. ■•Gardner v. Moore, 75 Ala. 894; 51 Am. Rep. 454. Carper v. Munger, 63 Ind. 481; Wilson v. Stewart, 68 Ind. 394; Styes v. Robbins, 76 Ind. 547; Jones V. Sweet, 77 Ind. 187; Hewitt v. Powers, 84 Ind. 395. » Savings & Loan Assn. v. Meeks, 66 Cal. 371; 5 Pac. Rep. 634. « Bradshaw v. Atkins, 110 111. 333. Christman v. Colbert, 38 Minn. 509; 34 N. W. Rep. 301. ' Hutchinson v. Ainsworth, 63 Cal. 286. Without the aid of a statute, defects in a certificate of acknowledgment, whether of a married woman or any other person, caimot be supplied. Ante, p. 73. BOOK II. OF REMEDIES IN DISAFFIRMANCE OR RESCISSION OF THE CON- TRACT OF SALE. CHAPTER XIII. OF RESCISSION BY ACT OF THE PARTIES. GENERAL PRINCIPLES, g 234. RESCISSION BY ONE PARTY ONLY. § 235. STATUTE OF FRAUDS. § 236. § 234. GENERAL PRINCIPLES. We have already seen that upon the discovery of a defect in the title to real estate the steps to he taken by the purchaser depend upon the stage that the transac- tion has reached, upon the express agreements, if any, which the parties have entered into respecting the property, upon those which the law implies from their acts and conduct, and from the transac- tion itself, and upon the nature of the defect in respect of which relief is claimed. In some instances the purchaser, becaiise of the defect, may rescind and abandon the contract, or affirm it and demand to be compensated in damages for the breach ; in some he may seek his remedy in a court of law, or in a court of equity, at his election, while in others no such right of election exists, and he must proceed in the one court or the other, according to the nature of his case. But whatever course he may take amounts of necessity either to a rescission or an affirmance of the contract; and, as these dia- metrically opposite attitudes of the purchaser in respect to the contract constitute the most natural and convenient subdivision under which the rights of purchasers of defective titles to real estate may be considered, they have been adopted as main features in the analysis and classification of this work. The foregoing pages haring been devoted to the examination of remedies in affirmance of the contract, and their incidents, we pass now to the consideration of those in which the purchaser elects to disaffirm, abandon or rescind the contract. Rescission is the abrogation or annulment of a contract.' The ' The several ways in which the rescission of an executory contract may occur have been thus summarized by Mr. Fry in his treatise on Specific Performance, OF EKSCISSION BY ACT OF THE PARTIES. 549 most common legal use of the term is to designate the jurisdiction which equity assumes in the cancellation of contracts ; but rescission may, of course, be accomplished by act of the parties without resort to judicial proceedings. The parties may, at any time before con- veyance, rescind the contract by consent,' which consent may be express or implied from the acquiesence of the one party in the acts of the other. But, in order to bind the one party by his presumed acquiescenc'e in the acts of the other, it must clearly appear that he had notice of the intent of the other to rescind,^ or knowledge of such acts on the part of the latter as constituted in themselves a rescis- sion.^ The proper course to be pursued by the party intending to rescind is to notify the other party of that intent.* This form of relief is one to which the parties, acting in good faith, not infre- quently resort, the purchaser agreeing to give up the premises and the vendor returning the purchase money. If, upon a rescission of the contract by consent, the vendor fail to return the purchase money, the vendee may recover it back ; the law implies an agree- §998; "(1) A simple agreement between the parties to rescind the contract. (3) An agreement between the parties to new terms, which put an end to the terms of the old contract. (3) An agreement between the original parties and a third person by which the third person takes the place of one of the original con- tractors. (4) An exercise of a power to rescind reserved by the contract to one or both of the contractors. (5) An exercise of the right to rescind which results to the injured party from fraud or mistake in relation to the contract. (6) An exer- cise of the right to rescind which results to one party from the other party's abso- lute refusal to perform the conti'act or unreasonable delay in its performance. (7) An exercise of the right to rescind which results to one party from the other party's having made performance impossible." ' Fry Specific Perf. § 998; 3 Warvelle Vend. 834, 947. Boyce v. McCullough, S Watts & S. (Pa.) 439; Lauer v. Lee, 42 Pa. St. 16.5. ^ A parol agreement discharging the vendee from his contract as to part of land on account of defective title is a good defense to an action for the pur- chase money, pro tanto. Hussey v. Roquemore, 37 Aln. 381. Carney v. New- beary, 34 111. 203. Alexander v. TJtley, 7 Ired. Eq. (IT. C.) 243. s 2 Warvelle Vend. 883. * 1 Sugd. Vend. (14th Am. ed.) 370 (243). Reynolds v. Nelson, 6 Madd. 18. Alexander v. Utley, 7 Ired. Eq. (N. C.) 343; McDowell v. McKesson, 6 Ired. Eq. (N C.) 378. Where vendor and vendee are both endeavoring to clear up a defect in the title, neither has a right to rescind or consider his obligation to the other determined without reasonable notice. Lyons v. Pyatt, (N. J. Eq.) 26 Atl. R;p. 33: 550 MAEKETABLE TITLE TO EEAL ESTATE. ment on the part of the vendor to repay.' And where tlie contract is rescinded by the acts of both parties, the purchaser may recover back wliat he has paid, though the contract provides that upon default in the payment of the purcliase money the purchaser shall forfeit such payments as he may have made.^ The contract of sale frequently provides that the purchaser shall pay the purchase money within a certain time, and receive a clear title, and in default of payment in full at that time, shall forfeit so much of the purchase money as may have been paid. Where such a provision exists, the forfeiture cannot occur so long as the vendor lias not a good title. ^ § 235. RESCISSION BY THE ACT OP ONE PARTY ONLY. Any act by which either party clearly manifests that he has abandoned the contract, is as to him a rescission ; as where the purchaser seeks, by judicial proceedings, to recover back the purchase money which he has paid,^ or where the vendor, in default of payment of the purchase money, resells the premises to a stranger.^ Of course one party to a contract cannot, of his own motion, deprive the other of his right to enforce the contract by declaring that he will proceed no further in the matter. But if the act of one party be such as must of necessity prevent the other party from fulfilling the con- tract, as where the vendor disables himself from performance on his part by conveying away the premises, the other party may treat the contract as rescinded." A contract can be rescinded in jjais of course only by consent of all the contracting parties. But such consent need not be expressed in words ; it may be implied from the acts and conduct of the other party. If one party announces his intention to rescind and the other does not object ; or if one party fails to perform or disables himself from performing on his part, the other party may treat the " Beaman v. Simmons, 76 K. Y. 43. 'Shively v. Land Co., (Cal.) 33 Pac. Rep. 848, citing several California decisions. = Getty V. Peters, 83 Mich. 661; 46 N. W. Rep. 1036; Converse v. Blumrich, 14 Micli. 109; 90 Am. Dec. 230. * 1 Sugd. Vend. (8th Am. ed.) 537 (3.>S). Refusal to execute a conveyance is a rescission by the vendor. 3 Sugd. Vend. {8th Am. ed.) 213 (563). ^Ketehum v. Evert-son, 13 Johns. (N. Y.) 359; 7 Am. Dec. 384. « Chitty Cont. (lOth Am. ed.) S13; (-;; .vej. OF RESCISSION BY ACT OF THE PAETIES. 551 contract as rescinded.' A subsequent conveyance of the prenuses by the vendor, after the purchaser lias defaulted in the payment of the purchase money, is not necessarily a rescission of the contract. The vendor may assitrn big contract to a third person, and the con- veyance to the assignee may be made for the purpose of enabling him to tender performance to the purchaser.^ A rescission of the contract by act of the parties, must be concurred in by both parties, and must afl'ect all parties previously bound. When it is said that one party caimot rescind the contract, with- out the consent of the other, it is not meant that he cannot himself abandon the contract if he conceives that he has a right so to do, but that he cannot by so doing deprive the other party of his right to enforce the contract. Thus, if the vendor attempt to rescind by conveying the premises to a stranger, he cannot thereby afEect the right of the other party to affirm the contract by action for dam- ages, and though the vendee may elect to rescind by abandoning the possession and refusing to pay the purchase money, the right of the vendor to affirm the contract by demanding specific performance in equity, or damages at law, remains unimpaired. If the purchaser elect to treat the contract as rescinded, his election must be evi- denced by acts as well as words, that is to say, that he must give up whatever he has received under the contract, and cannot avoid its • Parsons Cont, 677, Lewis V. White, 16 Oliio St. 444. In Trevino v. Cantu, 61 Tex. 88, it appeared tliat upon the execution of a deed with general warranty, the parties executed at the same time another instrument providing that if tlie title should fail, the purchaser, who had taken possession under the deed, should not recover more than $2,000 which was the price paid. It was held that the vendor could not by after\vards confessing that the title was defective compel the purchaser in a suit for rescission to accept the $2,000; that the purchaser had a right to retain possession and resist an adverse claim, and in case of eviction, recover according to the terms of his contract; and that he had a right to huy out the adverse claimant if he desired to do so, and to every other advantage resulting from possession, the court saying that to allow a rescission in oppositian to the wishes of the vendee on a mere confession of the invalidity of the title would be to place the purchaser at the mercy of the seller, since in all instances in which the land had appreciated in value, the seller could confess invalidity of the title, recover the land and speculate upon the advance in the value of the property. 2 Davidson v. Keep, 61 Iowa, 218; IGX W. Rep. 101. Compare Dotson v. Bailey, 76 Ind. 434. 552 MARKETABLE TITLE TO EEAL ESTATE. obligation by merely declaring that he will proceed no further in tlie business.^ § 236. STATUTE OF FRAUDS. It has been decided that a resrds- sion of a contract of sale of lands by mutual agreement, being a contract relating to real estate, is within the Statute of Frauds,^ and must be in writing, but the weight of authority is that a rescission l)y parol is valid.^ The rescission, however, must be accompanied by acts leaving no doubt of the intent. Such as cancelling the agreement or removing from the premises.* A learned writer observes in this connection : " It has been urged that the Statute of Frauds precludes parol evidence of rescission of contracts relating to land ; for a contract to waive a purchase of land as much relates to land as the original contract. But it is replied that the rescinded contract is not the contract on which the action is brought, and that wliile the statute provides that no action shall be brought on any contract of the description there specified, except it be in writ- ing, it does not provide that every such written contract shall sup- port an action. In the result it is perfectly well ascertained that a contract in writing, and by law required to be in writing, may in equity be rescinded byj)arol,and waiver by mutual parol agreemeut, therefore, furnishes a sufficient defense to an action for specific performance." ^ 'Lewis V. McMillen, 41 Barb, (N. Y.) 420. Bryoe v. McCulloch, 3 Watts & Serg. (Pa.) 429. 2 Dial V. C'rain, 10 Tex. 444. 2 2 Warvelle Vend. 834; Fry Specific Perf. § 1000. Boyce v. McCulloch, 3 Watts & Serg. (Pa.) 439; Goucher v. Martin, 9 Watts (Pa.), 106. In Gunby v. Sinter, 41 Md. 237, tlie question whether a parol agreement to rescind a contract for the sale of lands is within the Statute of Frauds, was raised but not decided. The court referred to Buckhouse v. Crossby, 2 Eq. Cas. Ab. 34, pi. 44; Goss v. Ld. Nisgent, 5 B. & Ad. 58; Sugden V. & P. 167, 168; Addison Covt. 97; 2 Taylor Ev. § 1095; Benjamin Sales, 159; Browne Stat. Frauds, §| 429^36. •'Lauer v. Lee, 42 Pa. St. 165. See, also. Fry Spec. Perf. (3d Am. ed.) § 1004, and note 1, p. 604. = Fry Spec. Perf. (3d Am. ed.) § 1002; citing Goman v. Salisbury, 1 Vern. 240; Inge V. Lippingwell, 2 Dick. 469; Davis v. Symonds, 1 Cox, 402; Bobinson v. Page, 3 Russ. 114. OF VIRTUAL RESCISSION OF THE CONTRACT BY PROCEEDINGS AT LAW. Of Pkocj;kdings at Law Wheee the Conteact is Executoey. CHAPTER XXIV. OF THE RIGHT TO RECOVER BACK OR DETAIN THE PURCHASE MONEY ON FAILURE OF THE TITLE. GENERAL PRINCIPLES. § 237. RESTITUTION OF THE PURCHASE MONEY. § 338. WHAT ACTION PURCHASER SHOULD BRING. § 239. DETENTION OF THE PURCHASE MONEY. § 340. EXCEPTIONS AND ftUALIFICATIONS. § 241. WHAT OBJECTIONS TO TITLE MAY BE MADE. § 242. EXPENSES OF EXAMINING THE TITLE, g 343, BURDEN OF PROOF. MISCELLANEOUS RULES. § 244. RIGHT TO RESCIND WHERE THE ESTATE IS INCUMBERED. § 245. BUYING WITH KNOWLEDGE OF DEFECT OR INCUMBRANCE. §346. CHANCING BARGAINS. § 347. EFFECT OF ACCEPTING TITLE BOND. § 348. INQUIRY INTO CONSIDERATION OF SEALED INSTRUMENT. § 249. RIGHT TO ENJOIN COLLECTION OF PURCHASE MONEY, g 350. RIGHTS AGAINST TRANSFEREE OF PURCHASE-MONEY NOTE. §251. REFUSAL OF VENDOR TO CONVEY FOR WANT OF TITLE. § 253. TENDER OF PURCHASE MONEY AND DEMAND OF DEED. § 253. OFFER TO RESCIND. § 254. PLEADINGS. § 355. § 237. GENERAL PRINCIPLES. Strictly speakino; there is at law no such thing as a technical rescission of a contract for the sale of lands, for a court of law has no power to decree the surrender and cancellation of the contract, and the restitution of whatever ■either party has received in partial performance thereof. These are matters particularly within the pro^'ince of a court of equity. But a virtual rescission of the contract is accomplished at law by allow- ing the purchaser, in case the title fails, to recover back so much of the purchase money as he may have paid,' or to detain that which ' Brown v. "Witter, 10 Ohio, 144. No argument is needed to show that an executory contract for the sale of lands is practically rescinded by proceedings at 70 554 MAKKETABLE TITLE TO REAL ESTATE. remains unpaid, upon condition in either case tiaat be restore the premises to the vendor, and place him substantially in the same con- dition in -which be was before the contract was made. The right to rescind an executory contract for the sale of land is perhaps more frequently exercised by proceedings of this kind, than in any other mode. Of this nature is the common action to recover back the deposit made at the time of the purchase, subject to the right of the purchaser to examine the title. It is to be borne in mind, however, that the right of the purchaser to recover back or to detain the purchase money where the title is found to be defective, is subject to the vendor's right to perfect the title in all cases in which time is not material.-' The right of the purchase!' to detain or to recover back the pur- chase money depends mainly upon the following considerations, namely : Whether the contract has been executed by a conveyance to the purchaser ; whether that conveyance contains covenants for title ; and whether the purchaser or grantee is in the undistui-bed possession and enjoyment of the premises. The right to relief in case of fraud by the vendor in respect to the title is usually enforced in equity, though an action at law may be maintained to recover damages for the deceit. There have been few more fruitful sources of litigation in the United States than disputes between vendors and purchasers of lands in respect to the sufficiency of title. The vast number of cases to be found in this field are to be attributed principally to the carelessness and indifference of purchasers in omitting an examination of the title before completing the contract ; to their desire to escape from injudicious and unprofitable bargains ; la-w -when the purchaser recovers back his purchase money. "A court of equity," says a learned -writer, "entertains a suit for the express purpose of procuring a contract or a convej'ance to be canceled, and renders a decree con- ferring in terms that exact relief. A court of law entertains an action for the recovery of the possession of chattels, or under some circumstances for the recov- ery of land, or for the recovery of damages, and allhough nothing is said con- cerning it, either in the pleadings or in the judgment, a contract era conveyance, as the case may be, is virtually rescinded; the recovery is based upon the fact of such rescission, and could not have been granted unless the rescission had taken place. The remedy of cancellation is not expressly asked for, nor granted by the court of law, but all its effects are indirectly obtained in the legal action.'^ 1 Pomeroy Eq. Jur. g 110. I Post, ch. 32. EIGHT TO RECOVER BACK PURCHASE MONEY ON FAILURE OF TITLE. 555 and to the fraud of the vendor hi palming off a bad title upon a credulous, inexperienced or ignorant purchaser. The circumstances under which the purchaser may maintain an action to recover back his purchase money while the contract is executory have been thus classified in an American case : ' (1) Where the rescission is volun- tary, and witli mutual consent of the parties, and without default on either side ; (2) Where the vendor cannot or will not perform the contract on his part ; (3) Where the vendor has been guilty of fraud in making the contract ; ^ (4) Where by the terms of the contract, it is left in the purchaser's power to rescind it by any act on his part, and he does it ;^ (5) Where neither party is ready to complete the contract at the stipulated time, but each is in default.^ Of these cases the last two appear to be included in the first three ; of those three rescission by consent of both parties, and rescission in cases of fraud, are elsewhere considered in this work.'' We have, tliere- fore, to do now only with cases in which the vendor cannot, for want of title, perform the contract on his part. The state of American law respecting the right of the purchaser to detain or to recover back the purchase money on failure of the title, can best be presented, it is believed, in a series of general propositions. Some of these are necessarily qualifications or restrictions of the others ;, consequently the reader, hefore quitting the subject, should glance over the entire series. Those propositions may be thus stated : I. A purchaser of land m,ay, so long as the contract remains unexecuted iy a conveyance, as a general ride, recover iach or detain the jpxtr chase money, if the title of the vendor he not such as the purchaser is, under the contract, entitled to require.^ II. A purchaser of lamds cannot, as a general rule, while the contract is executory, recover hack the purchase money on failure 'Bastonv. Clifeord, 68 111. 67; 18 Am. Rep. 547; Bryson v. Crawford, 68 III. 363. « Id. Citing Smith v. Lamb, 26 111. 396; 79 Am. Dec. 881; Bannister v. Read, 1 Gilm. (111.) 99; Battle v. Rochester City Bank, 5 Barb. (N. Y.) 414, 1 Chit. PI. 355. ' * Id. Citing Towns v. Barrett, 1 Term R. 138. Gillett v. Maynard, 5 Johns. (N. Y.) 85; 4 Am. Deo. 329. 1 Chit. PI. 356. '■ Id. Citing 1 Chit. PI. 355; Chit, on Contract (5th Am. ed.), 633. ' Ante, eh. 23; post, chs. 29 and 35. * This chapter. 556 MAEKETABLE TITLE TO REAL ESTATE. of the title, or resist the payment thereof, without restoring the premises to the vendor and placing him in statu quo} III. If the contract has been executed ly a conveyance of the land to the purchaser without general covenants for title, he can, if the title fails, neither recover lack the purchase money nor detain that which remains unpaid, either at law or in eqtiity, sinless the vendor was gtdlty of fraud, or the contract was founded in mistake of the parties as to some fact upon which the title depended? W If the contract has been executed by the delivery and accept- ance of a conveyance containing a covenant of warranty, or for quiet enjoyment, or against incumbrances, and there has been such a breach of those covenants as vjould give the grantee a present right to recover substantial damages against the grantor, the former v:ill, in an action against him for the pu,rchase money, be allowed to set %ip such a breach as a defense by way of recoupment of the plaintif's demand. If there has been no such breach the grantee cannot detain the p>urchase inoney? Y. If the contract hcts been executed by a conveyance with a cove- nant of seisi?} or of good right to convey, and it clearly appears that the covenantor had no title, the covenantee, though he has not been disturbed i?i the possesion, will, it seems, in some of the American States, be permitted to set up the breach of the covenant of seisin as a defense to an action of the purchase money, upon condition that he convey the premises to the covenantor, and do all that may he necessary to put him in statu quo.* VI. After a contract for the sale of lands hris been executed by a conveyance with covenants for title, thejnirchaser cannot, though he has been evicted by one claiming under a paramount title, or though he lias discharged an incumbrance upon the estate, recover back the purchase money eo nomins, either by suit in equity, or hy action agcdnst the vendor for money had and received to the j)laintiff^s use. His remedy is upon the covenants for title.^ 1 Post, ch. 25. = Post, ch. 27. ' Ante, ch. 16. * Post, ch. 26. 'Post, ch. 28. EIGHT TO EECOVEE BACK PURCHASE MONEY ON FAILUEE OF TITLE. 557 VII. If the vendor fraudulently induced the purchaser to accept a had title the latter may at law recover hack or detain the pur- chase money as damages, whether the contract is executory, or has been executed^ and if executed, lohether the conveyance was with or without covenants for title y and if with covenants for title, whether those covenants have or have not been broken} PROPOSITION I. A ptirchaser of lands may, so long as the contract remains unexecuted by a conveyance, as a general rule, recover hack or detain the purchase money, if the title of the vendor be not such as the purchaser is; under the contract, entitled to require. § 238. RIGHT TO RECOVER BACK THE PURCHASE MONEY. As to the right to recover back the purcliase money, the rule is thus stated by an eminent authority : " When a person sells an interest and it appears that the interest which he pretends to sell was not the true one, as, for example, if it was for a less number of years than he bad contracted to sell, the purchaser may consider the contract at an end and bring an action for money had and received to recover any sum of money which he may have paid in part per- formance of the agreement for sale." The rule thus stated has been frequently recognized in America.^ The purchaser may, of course, rescind the contract and recover back or detain the purchase ' Post, ch. 39. ^ 1 Sugd. Vend. (14th ed.) 298. Wherever the purchaser has a right to rescind the contract, he may bring an action for money had and received to his use. Id. 349. Turner v. Nightingale, 3 Esp. 639; Hearn v. Tomlin, Pealie Cas. 192^ Thompson v. Miles, 1 Esp. 184; Hibbert v. Shee, 1 Camp. Ca. 113; Duftell v. Wilson, 1 Camp. Ca. 401; Greville v. Da Costa, Peake Add, Cas. 113. Gutt- schlick V. Bank, 5 Cranch (U. S. C. C), 435. Sanders v. Lansing, 70 Cal. 439; 11 Pao. Rep. 703; Burks v. Davies, 85 Cal. 110; 24 Pac. Rep. 613, where the pur- chaser had only an "option" to take the property at a certain price. Swihart V. Cline, 19 Ind. 264. Wickliff v. Clay, 1 Dana (Ky.), 585. Fields v. Baum, 35 Mo. App. 511. Pino v. Beekwith, 1 New Mex. 19. Force v. Dutcher, 18 N. J. Eq. 401. Judson v. Wass, 11 Johns. (N. Y.) 535; 6 Am. Dec. 393; Putnam v. Westcott, 19 Johns. (N. Y.) 73; Stevens v. Van Ness, 19 N. Y. Supp. 950; Wet- more V. Bruce, 118 N. Y. 319; 33 N. E. Rep. 303. Pipkin v. James, 1 Humph. (Tenn.) 325; 34 Am. Dec. 653; Buchanan v. Alwell, 8 Humph. (Tenn.) 516; Topp V. White, 13 Heisk. (Tenn.) 165. Mayes v. Blanton, 67 Tex. 246; House v. Ken- dall, 55 Tex. 40. As to the right of a subscriber to the stock of a land company 558 MAEKETABLE TITLE TO REAL ESTATE. money at law, in any case in which the vendor fraudulently mis- represented or concealed the state of his title.' If while the contract is executory the purchaser is forced to buy in an outstanding adverse claim to the property in order to protect his title, he may recover back from the vendor or his estate the amount expended for that purpose.^ It has been held that the purchaser, in a case in which the vendor has been guilty of fraud, may, where the purchase money paid has been invested by the vendor in the funds or other property so that it may be traced, follow it and impress it with a trust.^ Tliis decision has been criticised by Sir Edward Sugden, who considers that such s. rule, if established, would lead to much inconvenience.^ The better opinion seems to be that the purchaser cannot follow the purchase money and obtain a lien upon it to the exclusion of cred- itors of the vendor, or others having equal equities with himself. The purchaser may maintain an action to recover back the pur- chase money without having made a previous demand therefor, if the vendor is insisting upon a specific performance of the contract. The general rule is that no formal demand is necessary where the ■defendant disputes his liability to refund.^ § 239. WHAT ACTION THE PURCHASER SHOULD BRING. In "those States in which the common-law system of procedure is retained, if the purchaser elects to disaffirm or rescind the contract by pro- •ceeding at law while the contract is yet executory, the proper action is trespass on the case in assumpsit, counting for money had and received to the plaintiff's use and benefit.^ In this action, he will recover merely what he has paid, with interest, including the deposit made at the time of the sale, which is considered a part of the pur- chase money, and cannot recover for expenses incurred in examining the title, nor for special damages caused by the vendor's inability to perform the contract, all of which must be sought in an action on to recover back his subscription on failure of title to the lands forming part of the capital stock of the company, see Wright v. Swayne, 5 B. Mon. (Ky.) 441 1 Post, chs. 39 and 35. Inness v. Willis, 16 Jones & 8. (K. T.) 188. ■' Ante, oh. 19. Ferguson v. Teel, 82 Va. 690. ' Small v. Atwood, Yo. 407. In this case, however, the alleged fraudulent Tepresentations were as to the quality of the estate. " 1 Sugd. Vend. (8th Am. ed.) 393 (2.'56). ' .Jenness v. Spraker, (Ind. App.) 37 N. E. Rep. 117; Toney v. Toney, 73 Ind. 34; Brown v. Harrison, 93 Ind. 142. « 1 Sugd. Vend. (8th Am. ed.) 357 (236). EIGHT TO EECOVEE BACK PURCHASE MONEY ON EAILUEE OF TITLE. 559 the case for breach of contract or for deceit, as the case may be.' If, however, he took from the vendor a bond conditioned to make title, his remedy is by action of covenant on the bond.^ The remedy at law to recover back the purchase money on failure of the title, where the contract is executory, is concurrent with the remedy in equity for rescission. In the action at law, it cannot be objected that the plaintiff's remedy is in equity.^ § 24:0. DETENTION OF THE PURCHASE MONEY. The purchaser may, also, while the contract is executory, resist the payment of the purchase money, if the title has failed.'' This right depends upon the same principles upon which he is allowed to recover back tlie purchase money in a like case, and is subject to the same exceptions. Accordingly it seems that wherever the purchaser might recover back the purchase money for defect of title, he may detain the same •Id. ' Post, p. 563. Hounds v. Baxter, 4 Me. 454. Green v. Green, 9 Cow. (N. Y.) 46. Charles v. Dana, 14 Me. 383. 5 Wright V. Dickinson, 67 Mirh, 580. This was an action to recover back pur- chase money paid on an executory contract for the sale of lands. It was objected by the defendant that, as the purchaser sought a rescission of the contract, his remedy was in equity. The court, however, said that there was no occasion to call for the interposition of a court of equity. There were no deeds to be sur- rendered up and canceled, and nothing which was required to be perpetuated by a decree. All there was to be ascertained could be ascertained by a jury, and that was, how much in equity and good conscience ought the vendors to repay of the purchase money they had received. All benefits which the purchaser had received would have to be deducted, and those could be ascertained and allowed for in a common-law proceeding. The value of the timber cut and removed, and all other benefits which the purchaser derived from the contracts, could be adjusted in the action. * Smith V. Pettus, 1 Stew. & Port. (Ala.) 107; "Whitehurst v. Boyd, 8 Ala. 375; Pearson v. Seay, 35 Ala. 612. Sorrells v. McHenry, 38 Ark. 127. Clark v. Croft, 51 Ga. 368; Hall v. McArthur, 82 Ga. 572; 9 S. E. Rep. 534. Gregory v. Scott, 4 Scam. (111.) 392. Cunningham v. Gwinn, 4 Bl. (Ind.) 341. Dufief v. Boykln, 9 La. Ann. 295; "Wamsley v. Hunter. 29 La. Ann. 628. Buchanan v. Lorman, 3 Gill (Md.), 51; Dorsey v. Hobbs, 10 Md. 412. Peques v. Mosby, 7 Sm. & M. (Miss.) 340; Mobley v. Keyes, 13 Sm. & M. (Miss.) 677. Barton v. Rector, 3 Mo. 524; Wellman v. Dismukes, 42 Mo. 101. Earl v. Campbell, 14 How. Pr. (N. Y.) 330. This, however, was a suit to compel the purchaser to accept a deed and pay the purchase money. Welch v. Watkins, 1 Hayw. (N. C.) 369. Stoddart v. Smith, 5 Binney (Pa.), 365; Poke v. Kelly, 13 S. & R. (Pa.) 260; Withers v. Baird, 7 Watts (Pa.), 327; 32 Am. Dec. 754; Colwell v. Hamil- ton, 10 Watts (Pa.), 413; Gans v. Renshaw, 2 Pa. St. 34; 44 Am. Dec. 153 560 MARKETABLE TITLE TO EEAL ESTATE. in an action against him by the vendor/ and this to prevent circuity of action, for there would be no reason in requiring tlie defendant to pay over that which he could immediately recover back from the plaintiff. The purchaser cannot be compelled to pay the purchase money if, by reason of the fraudulent representation of the vendor with respect to the title, he was induced to agree to accept a quit- claim conveyance of the land.^ The fact that a note for the pur- chase money of land was executed to a third party at the request of the vendor, does not affect the right of the purchaser to detain the purchase money on failure of the title.'' Neither is that right affected by the purposes for which he bought the premises, though such purposes may have been dishonest or improper.* Contracts for the sale of real estate frequently provide that the deposit or cash payment made by the purchaser shall be forfeited unless he makes prompt payment of the deferred installments of the purchase money. But under such a provision a forfeiture cannot be declared where the Puokett V. McDonald, 58 Tenn. 395. West v. Shaw, 32 W. Va. 195; 9 S. E. Rep. 81. In Rhodes v. Wilson, 13 Colo. 65; 20 Pac. Rep. 746, it was held that in an action on a note for the purchase money of land, an answer setting up failure of title and inabilitj' of the vendor to convey, presented a legal, and not an equitable defense. It would seem that this observation of the court must be taken with the qualification that the plea must show a clear failure of title, and not merely a doubtful title, in order to have that effect. It the plea avers facts rendering the title merely doubtful, the authorities conclusively show that the defense is equitable and not legal. In an action to recover the purchase money of land, a plea that the deed tendered by the vendor was insufficient for lack of a proper description of the premises, but which fails to show wherein the description is defective or uncertain, is bad. Pettys v. Marsh, (Fla.) 3 So. Rep. 577. The cases in the English reports involving the right of the purchaser to set up the defense of failure of title in an action for the purchase money, are few compared with those in which the purchaser seeks to recover back the pur- chase money on the same ground, and these latter consist chiefly of actions to recover back the earnest money, or deposit made with the auctioneer. The causes of this disparity probably are that owing to the English practice of care- fully examining the title few contracts proceeded further than the payment of the earnest money, if the title was bad, and that if the purchaser took possession and paid the purchase money, without examining the title, he would there be deemed to have waived his objections to the title. ' Hilliard on Vend. 71. * Hayes v. Bonner, 14 Tex. 639. * Crawford v. Keebler, 5 Lea (Tenn.), 547. * HoUenburgh v. Morrison, 9 Watts (Pa.), 408. EIGHT TO EECOVEE BACK PTJECHASE MONEY ON FAILDEE OF TITLE. 561 purchaser aeclines to pay the purchase money until the vendor removes an incumbrance from the premises, or cures a defect in the titie.i As between vendor and purchaser there is no obligation "upon the latter to record the contract of sale under which he holds. There- fore, where, for want of such record, the premises are subjected in the hands of the purchaser to the payment of claims against the vendor, the purchaser, having lost the estate, is none the less entitled to detain the unpaid .purchase money .^ § 241. EXCEPTIONS AND aUALIFICATIONS. The principal qualifications of the rule that the purchaser may recover back or detain the purchase money on failure of the title hereinbefore stated, are, that the right does not exist where the purchaser has waived his objections to the title,^ where the vendor has a right to perfect the title,* and where the purchaser refuses or neglects to restore the possession to the vendor and to place him substantially in the same condition in which he \ras before the contract was made.' It has been held that an agreement to convey to the pur- chaser in fee simple does not entitle liim to rescind the contract and recover back the purchase money on the ground that there are incumbrances on the property.^ This is a narrow interpretation of such an agreement and is not supported, it is believed, by the weight of authority,'' except in those cases in which the purchase money can be applied to the discharge of the incumbrance. In the English practice it has been held that a purchaser cannot, at the trial of an action to recover his deposit, insist upon an objec- tion to the title which he did not raise at the time he refused to complete the contract ; provided the objection be of such a nature that if then stated it could have been removed.^ This decision has ' Wallace V. McLaughlin, 57 111. 53. » Daniel v. Baxter, 1 Lea (Tenn.), 630. 2 Ante, ch. 8. ' Post, § 308. ' Post, § 356, et seg. « Fuller v. Huljbard, 6 Cow. (N. Y.) 13; 16 Am. Dec. 423. ' In Lewis v. White, 16 Ohio St. 441, it was held that under an agreement by which he was to receive a " perfect title," the purchaser might rescind the con- tract if the premises were incumbered. 'Todd V. Hoggart, Moo. & M. 128. Chitty Govt. (10th Am. ed.) 337. 71 562 jrAKKETABLE TITLE TO KEAL ESTATE. been cited approvingly in a recent American case, in which it was held that it was incumbent on a purchaser, assuming to examine the title, to make a complete examination, and that in an action to recover the deposit he would be limited to the defects pointed out when he rejected the title.' It has been held that a purchaser assenting to an assignment of the contract by the vendor cannot, on failure of the title, in the absence of fraud by the assignee, recover back back payments of tlie purchase money made to him, though all parties at the time of the assignment were ignorant that the title was bad. The assignee is in no way responsible for the validity of the title, and the purchaser takes the risk incurred by making pay- ments to one from whom they cannot be recovered back.^ The right to resist the payment of the purchase money for defect of title is personal to the vendee. Therefore, if the vendee execute a note for the purchase money with sureties, the latter cannot, in an action on the note, set up the plaintiff's want of title as a defense.' 'Easton v, Montgomery, 90 Cal. 313; 37 Pac. Rep. 880. There aredictain this decision from which it might be inferred that a vendor negligently omitting an examination of the title, would thereby lose his right to rescind the contract and recover back the purchase money, if the title failed from causes that an examina- tion would have disclosed. In Soper v. Arnold, L. R., 14 App. Cas. 439, it was held that a purchaser having accejjted the title shown by the abstract and for- feited his deposit by failing to comply with the contract cannot, on a decision in favor of the second purchaser that the title was bad by reason of a defect appear- ing on the face of the same abstract, recover his deposit on the ground of mutual mistake and failure of consideration. ' Youmans v. Edgerton, 91 N. Y. 403, disapproving Smith v. McCluskey, 45 Barb. (N. Y.) 610. The court observed that the assignment did not, nor did it purport to, transfer any right in the land, jar impose upon him any obligation. It was a mere authority to receive the moneys called for by its terms and apply them to his own use. With notice of this limitation, the party paying the money is chargeable. The purchaser's case is, therefore, not different from what it would have been if, as each payment became due, the vendor had given an order for value on the vendee to pay the same to the assignee, or an assignment in form of each separate installment. In neither case could the debtor, if he accepted the order or assented to the assignment, set up in defense of payment any equity between himself and the assignor, nor after payment recover back the money upon showing even such equity as would have been a defense as between himself and the assignor. = 3 Parsons B. & N. 536, 537. Lewis v. McMillen, 41 Barb. (N. Y.) 431, citing Gillespie v. Torrance, 25 N. Y. 306; 83 Am. Dec. 355. Webb v. Spicer, 13 Q. B. 886; Salmon v. Webb, 16 Eng. L. & Eq. 37. EIGHT TO EECOVEE BACK PTJEOHASE MONET ON FAILTTEE OF TITLE. 563 This is a mere application of the principle that a surety cannot, as a general rule, avail himself of his principal's right of set-off, recoup- ment or counterclaim.* § 242. WHAT OBJECTIONS TO THE TITLE MAY BE MADE IN ACTIONS FOB. THE PURCHASE MONEY. As a general rule the purchaser may show in the defense of an action for the purchase money, while the contract is executory, any matter of law or fact which invalidates or renders unmarketable the title of his vendor. These may be classified as defects which appear on the face of the instruments under which the vendor claims title, such as the absence of words of conveyance ; defects which appear from the public records, such as prior conveyances by the vendor, mortgages, judg- ments, etc., and defects in pais, or those to be established by the testimony of witnesses, such as want of heirship, personal disability of a grantor in the chain of title, etc. A further classification of the principal sources or grounds of objection to the title may be seen in a preceding part of this work.^ At one time it was held that the objection that the title was doubtful or unmarketable could not be availed of at law, all titles at law being regarded either as good or absolutely bad, and the doctrine of unmarketable titles being cog- nizable only in a court of equity. But now the objection that the title is not such as the purchaser could be required to take upon a bill for specific performance, may be made at law as freely as in equity.^ § 243. EXPENSES OF EXAMINING THE TITLE. In those States in which the distinction between trespass on the case and tresjjass on the case in assumpsit is still observed, the purchaser cannot, on the count for money had and received to his use, recover expenses incurred by him in examining the title, or in fact any items of expense or damage growing out of the failure of the title, because the right to recover any such items dei^ends upon contract, and the count for money had and received disaffirms the contract.* In a ' There is, however, a confliet of authority on this point. Brandt on Surety- ship, § 203; 24 Am. & Eng. Bncyc, of Law, 798. " Ante, p. 170, et seq. = Poat, §286. * 1 Sugd. Vend. (8th Am. ed.) 547 (362); Chitty Cont. (10th Am, ed.) 339. Can- field V. Gilbert, 4 Esp. 221; Gosbell v. Archer, 4 jSTev. & Man. 485; Walker v. Constable, 1 Bos. & Pul. 306. 564 MARKETABLE TITLE TO EEAL ESTATE, State in which a system of " Code procedure " has been adopted, the purchaser was allowed the expenses of examining the title in an action to recover back the purchase money.' § 244. BURDEN OP PROOF LIES ON PURCHASER. MISCEL- LANEOUS RULES. If the purchaser seeks to detain or to recover back the purchase money on the ground of want of title in the vendor, the burden will be on him to show defects in the title.' An agreement by the vendor to execute to the purchaser " a good and sufSeient warranty deed " does not impose on the vendor the burden of showing a clear title in such an action.^ But if the purchaser produces an original abstract of title showing a defect of title in the vendor 2„ prima facie case is established against the latter, putting him to proof of a better title.* Miscellaneous rules. Of course, if the vendor disable himself from performing his contract by conveying the land to a third party, the purchaser may bring an action to recover back the pur- chase money paid instead of seeking damages for the violation of the contract.^ But if the purchaser rejects a good and marketable title when tendered, and the vendor has waived none of his rights 'Wetmore v. Bruce, 118 N. T. 330; 23 N. E. Rep. 303; Elfenheim v. Von Hafen, 23 N. Y. Supp. 848. ' Post, § 381. Dwight v. Cutler, 3 Mich. 566; 64 Am. Bee. 105; Allen v. Atkinson, 21 Mich. 361. Sawyer v. Sledge, 55 Ga. 152; Cantrell v. Mobb, 43 Ga. 193. Bolton v. Branch, 22 Ark. 435. ■' Baxter v. Aubrey, 41 Mich. 13, Coglby, J., saying: " The contract obligated the vendor when the purchase price was paid to ' execute and deliver ' to the vendee ' a good and sufficient warranty deed.' Baxter (the purchaser) claimed that this means a warranty deed conveying title to the land, and that it was not enough for the vendor to tender a deed sufficient in form, but she must go further and show that she had at the time a title which the deed would convey. We think, however, if the vendee accepts a contract in which the ownership of the vendor is assumed, and agrees to pay for the land without requiring the vendor to produce evidence of his title, the burden will be upon him to show defects. The presumption will be, in the absence of any showing, that he satis- fied himself respecting the title when he made his bargain." < Hartley v. James, 50 N. Y. 41. Kane v. Rippy, 23 Oreg. 296; 23 Pac. Rep. 180. In an action of covenant to recover the purchase money a plea of cove- nants performed, absque hoe, etc., does not put the plaintiff's title in issue and impose on him the burden of showing that his title is good. Hite v. Kier, 38 Pa. St. 72. 'Burley v. Shinn, 1 Neb. 433. EIGHT TO EECOVEE BACK PUECHASB MONEY ON FAILUEE OF TITLE. 565 and left no part of the contract open, the purchaser cannot recover back his deposit on the ground that the vendor after the rejection of the title had conveyed the land to a third person.' If the purchaser demands such a deed as the contract entitles him to receive, and the vendor refuses to give it, but insists on the acceptance of a different and inferior title, the contract may be regarded as broken, and the purchaser may sue at once and recover back whatever purchase money he has paid.- The purchaser cannot recover back the purchase money nor detain that which is unpaid on failure of the title, in any case in which the rule caveat emptor applies; e. g., sales by administrators, sheriffs, officers of a court, and other judicial and quasi-judicial sales.' This rule of course does not apply where the question is only as to the validity or legality of the sale.* The purchaser may not only recover back his deposit where there is a palpable failure of the title, but he is entitled to that privilege if the vendor fail to produce a marketable title, or one that is free from reasonable doubt. Wliat is sufficient to render a title unmar- ketable will be elsewhere considered.' If the vendor's abstract shows a bad title, the purchaser can maintain an action to recover back his deposit without offering to complete the contract and demanding a conveyance.* If the vendor be unable to perform his contract for want of title, the purchase money may be recovered back though the contract was void, as where it was within the Statute of Frauds. The ' Beyer v. Braender, 57 N. Y. Super. Ct. 439. = Shrove v. Webb, 1 Term, 733. Reddington v. Henry, 48 N. H. 379; Little v. Paddleford, 13 N. H. 167. Foote v. West, 1 Den. (N. Y.) 544; Camp v. Morse, 5 Den. (N. Y.) 161; Laurence v. Taylor, 5 Hill (N. Y.), 107. In Wilson v. Getty, 57 Pa. St. 266, the purchase money had been deposited in bank " to be paid over as soon as counsel for the parties pronounce the deed to be complete and perfect." Counsel having pronounced the deed tendered to be insuificient (the title not being good) it was held that the purchaser might immediately recover the deposit. This, however, was a suit in equity instead of an action at law, but the principle is the same in either case. 3 Rorer on Jud. Sales, § 458. Ellis v. Anderton, 88 N. C. 473, distinguishing Shields v. Allen, 77 N. C. 375. " See Shipp v. Wheless, 33 Miss. 646. 5 Post, ch. 31. « 1 Sugd. Vend. (8th Am. ed.) 368 (241). 566 MAEKETABLE TITLE TO REAL ESTATE. defendant holds the money without consideration and is bound to return it.^ The purchase money may, on failure of title, be recovered by the purchaser virtually in other forms of proceeding than the action for money had and received. Thus, in an action for breach of the con- tract or for breach of covenant, the damages are, as a general rule, measured by the consideration money and interest. And in equity upon a rescission of the contract, the court decrees a return of the purchase money to the purchaser. In the action for money had and received to his use, dis- affirming the contract on failure of the title, the purchaser cannot recover more than the money paid, though the estate has risen in value.^ The rule is the same, however, in an action for damages unless the vendor was guilty of fraud.^ § 245. RIGHT TO RESCIND "WHEN THE ESTATE IS INCXTM:- BEREB. In many cases the purchaser may rescind the contract and recover back or detain the purchase money, if tlie estate is incum- bered.* Where an incumbrance is discovered previously to the execution of the conveyance and payment of the purchase money, the vendor must discharge it whether he has or has not agreed to covenant against incumbrances, before he can compel payment of the purchase money .^ ' Gosbell V. Archer, 4 Nev. & Jlann. 485; Adams v. Fairbain, 3 Stark. 277. Gillett V. Maynard, 5 Johns. (N. Y.) 85; 4 Am. Dec. 339. Here, however, the vendor merely refused to convey. Buck v. Waddle, 1 Ohio, 357. Thompson v. Gould, 20 Pick. (Mass.) 134, semMe. Flinn v. Barber, 64 Ala. 193. Collins v. Thayer, 74 111. 138. "^ 1 Sugd. Vend. 358; Dutch v. Warren, 3 Burr. 1010; Dale v. SoUett, 4 Burr. 2133. •Ante, pp. 211, 223. 'Seech. 31, § 304, et seq. A restriction which prevents the purchaser from using a portion of the frontage of the premises otherwise than for a court yard is an Incumbrance entitling him to rescind the contract and recover back his deposit. Wetmore V, Bruce, 54 N. Y. Super. Ct. 149; affd., 118 N. Y. 319; 23 N. E. Rep. 303, citing Trustees v. Lynch, 70 N. Y. 440; 26 Am. Rep. 615, and distinguishing Riggs v. Pursell, 66 N. Y. 199. In Colorado it has been held that an irrigation contract is not appurtenant to the lands irrigated, and that if a vendee of such lands pays a balance due on such a contract under which the land was to be irrigated for a term of years, hp cannot look to the vendor to reimburse him. Cliamberlain v. Amter, (Colo.) 27 Pac. Rep. 87. ' 2 Sugd. Vend. (8th Am. ed.) 193. EIGHT TO EECOVEE BACK PURCUIASE MONKV ON FAILUEE OF TITLE. 567 The qnestion, what is an incumbrance, aud under what circum- stances the purchaser may, because of its existence, refuse to proceed with tlie contract, is considered elsewhere in this work.* Little diffi- culty is experienced in determining what is a pecuniary incumbrance, except in the case of undetermined and inchoate liabilities affecting the premises at the time of the contract, sucli as taxes and assess- ments. We have seen under what circumstances taxes and assess- ments upon the warranted premises will be deemed a breach of the covenant against incumbrances.^ "Where the contract is executory, the purchaser is in equity regarded as the owner of the estate, and must pay the taxes accruing between the making of the contract and the execution of the conveyance, unless the parties have entered into some special agreement respecting the taxes.^ Where the con- tract is made after the completion of a public improvement, but before the imposition of an assessment therefor, the purchaser must protect himself by provision in the contract.' As a general rule the purchaser cannot rescind the contract on the ground that the title is incumbered if he can apply the purchase money to the removal of the incumbrance.^ If he pays the purchase money in ignorance of the incumbrance, he may recover it back, and in an action for that purpose it is not necessary for him to go behind the record and show that the incumbrance has not been paid; he has a right to recover if the incumbrance appears unsatisfied of ' Post, § 304, et seg., ch. 31. See, also, ante, § 123. ' Ante, p. 288. 'Furber v, Purdy, 69 Mo. 601. Slierman v. Savery, 2 Fed. Rep. 50.5. Gary v. Gundleflnger, (Ind.) 40 N. E. Rep. 1112. The liability of the parties for taxes is fixed by statute in a number of the States. Thus, in Nebraska a vendor who sells after April first is liable for the taxes of that year. Campbell v. McClure, (Neb.) 63 N. W. Rep. 926. * People V. Gilon, 9 N. Y. Supp. 212. 'Post, § 304. Paugborn v. Miles. 10 Abb. N. Gas. (N. Y.) 42; Rinaldo v. Houseman, 1 Abb. (N. Gas.) (N. Y.) 313. In Lyon v. O'Kell, 14 Iowa, 233, and Lyon V, Day, 15 Iowa, 469, the court below rejected evidence offered by the defendant that the property was so incumbered that the plaintiff could not per- form his contract to convey a good title. This was reversed on appeal. The grounds of the ruling below do not appear. Similar evidence was excluded in Murphy v. Richardson, 28 Pa. St. 288, on tlie ground that the purchaser had bought subject to the incumbrance, but this decision was reversed on appeal, tha court holding that whether in fact the purchase had been so made was a question to be determined by the jury. 568 MARKETABLE TITLE TO REAL ESTATE. record.' If the vendor produces an abstract showing that the incum- brance has been satisfied, he must further show that the person making such entry had authority for that purpose.^ In a case in which the purchaser paid off an incumbrance wliich had been fraudulently concealed from him, and the amount so paid, together with what he had already paid to the vendor, amounted to the pur- chase price of the land, the court stayed the collection of the pur- chase-money notes and directed that a deed be executed to the pur- chaser.5 If ^j-^g contract expressly require that tlie premises shall be conveyed to the purchaser free and clear of incumbrances, he cannot be required to accept a conversance so long as the estate remains incumbered, though he be permitted to deduct the amount of the incumbrances from the unpaid purchase money. Under such a con- tract the vendor cannot impose upon the purchaser the burden of applying the purchase money to the incumbrances and procuring their satisfaction.^ If the purchaser accept a conveyance from a third person who contracted to convey to his vendor, he will be held to have waived his right to have recourse against his vendor to recover back money paid to remove an incumbrance upon the premises.'' Where the contract obliges the vendor to remove incumbrances from the estate there must be a demand accompanied by a notice of the removal of the incumbrance before he can maintain an action to recover the purchase money. ° It has l)een held that if the vendee is protected ' Kimball v. B(_-ll. 47 Kans. 757; 28 Pac. Rep. 1015. » O'Neill V. Doutbett, 40 Kans. 690; 20 Pac. Rep. 493. "Rodman v. Williams, 4 Bl. (Ind.) 72. ' Webster v. Kings Co. Trust Co., 145 N. Y. 275; 39 N. E. Rep. 964, obiter, the purchaser in that case having in fact waived his objections. = Hcrryford v. Turner, 67 Mo. 296. "Fitts V. Hoitt, 17 N. H. 530, the court saying: "The plaintiff had his own time for performing the acts which would by the agreement have entitled him to the payment of the money collected by the defendant, and he alone could know at what time he became so entitled. It would be an extreme hardship to permit him, immediately upon the consummation of the act, which did not require the knowledge or concurrence of the defendant for its due performance, without notice to him, to maintain an action for the money. Hence, the general rule that where the fact upon which the defendant's liability arises lies peculiarly within the knowledge and privity of the plaintiff, notice thereof must be stated to have been given to the defendant before the commencement of the action." Citing Saund. PI. & Ev. 132; Rex v. Holland, 5 T. R. 621; 3 Saund. 63a. EIGHT TO KKCOVER BACK PUECHASE MONEY ON FAILUEE OF TITLE. 569 as ail innocent purchaser of the estate without actual or construc- tive notice of an incumbrance thereon, he cannot elect to waive such protection, rescind the contract and recover back the purchase money merely because such incumbrance exists. As to him, the estate is unincumbered and he must complete the contract.' The purchaser cannot, of course, be compelled to pay the purchase money and rest on the promise of the vendor to remove the incum- brance and execute a conveyance afterward. He has a right to see that the purchase money is actually applied to the discharge of the incumbrance.'^ § 246. BUYING WITH KNOWLEDGE OF DEFECT OR INCUM- BRANCE. If the purchaser enter into the contract knowing that the title is imperfect or that there are incumbrances on the land, he will, as a general rule, be deemed to have waived his objections to the title, though not necessarily, his right to require a conveyance with general covenants for title.^ But if the vendor expressly agreed to remove defects or clear off incumbrances contemplated by the parties at the time the contract was made, he cannot enforce the payment of the purchase money until he has performed his contract in that regard."* Where an objection to the title was raised by the ' Wilkins v. Irvine, 33 Ohio St. 138. * Billiard Vend. (2d ed.) 277. Wilhelm v. Fimple, 31 Iowa, 131; 7 Am. Rep. 117. ' Ante, p. 194, "Waiver of Objections." Allen v. Hopson, 1 Freem. Ch. (Miss.) 276; Wiggins v. McGimpsey, 13 Sm. & M. (Miss.) 533. Where held, also, that the purchaser would be charged with notice of defects from the record. Contra, Daly v. Bernstein, (New Mex.) 28 Pac. Rep. 764. ■■ Black V. Croft, 51 Ga. 368. McCool v. Jacobus, 7 Rob. (N. Y.) 115. Turney V. Hemmenway, 53 111. 97. In Swindell v. Richey, 41 Ind. 281, it appeared that the owners of land, at a sale thereof by a commissioner, had agreed to pay off a ditch assessment and save the purchaser harmless therefrom, and it was held that the purchaser might set off the assessment against the purchase money in a suit therefor by the commissioner. In Ganz's Appeal, (Pa. St.) 15 Atl. Rep. 883, it was held that a purchaser might set off against the purchase money the amount paid by him to remove outstanding interests, but that he must pay the balance of the purchase money to the vendor. The fact that the vendor contracted to remove the outstanding interests but failed to remove a part of them, does not affect his right to recover subject to the purchaser's right of set-off. Where a sub-purchaser assumes the payment of a balance of purchase money due by his vendor to the original vendor, he cannot object to the title on the ground that it is incumbered by a mortgage in favor of such original vendor. Campbell v. Shrum, 3 Watts (Pa.), 60. 72 570 MARKETABLE TITLE TO KEAL ESTATE. purcliaser and the vendoi- agreed to refund tlie purchase money " if it should be adjudged that he had no legal right to sell, and by reason tliereof the purchaser should be compelled to give up the premises," it was held that the purchaser could not detain the pur- chase money unless he had been actually or constructively evicted.' If the purchaser buys knowing that the vendor has only an equitable title, he cannot detain the purchase money or recover back such of it as may have been paid. It may be that the vendor will have the legal title l;iy the time the purchase money is paid.^ It may be doubted whether the purchaser would be permitted to detain the purchase money even if he bouglit, believing that the vendor had the legal title, unless time were of the essence of the contract, or it should appear that the purchaser would be injured by delay in getting in the legal title. The fact that the incum- brance of which the purchaser complains is a matter of public record, does not affect the right to rescind.^ The purchaser seeking to be relieved from his bargain on the ground that the title is defective, need not aver that he was igno- rant of the defect at the time of the sale. It is for the seller to allege and prove that the purchaser was aware of the condition of the title.* § 247. CHANCING BARGAINS. The right of the purchaser to rescind an executory contract for the sale of lands by recovering back the purchase money, or detaining that which remains unpaid,, depends of course upon the nature of his contract with the vendor. The right of the purchaser in general to an indefeasible title has been elsewhere considered.^ It is only necessary to say here that the purchaser is bound to complete his contract if botli parties were fully advised of objections to the vendor's title, and the purchaser made a chancing bargain, taking the risk of the assertion of adverse claims.^ In such a case he has neither the right to rescind the con- ' Failing v, Osborne, 3 Oreg. 498. ' Smith \ . Haynes, 9 Me. 128. 2 Judson V. Wass, 11 ,Iolms. (N. Y.) 535; 6 Am. Dec. 393. Daly v. Bernstein (New Me.\.) 38 Pac. Rep. 764. ^ Taul V. Bradford, 20 Te.x. 264; Hurt v. McReynolds, 20 Tex. 595, * Ante, p. 20. ' Ellis V. Andcrton, 88 N. C. 473. It is true the sale was by an administrator in this case under an order of court, so that the rule .catrat emptor applied; but BIGHT TO EECOVEB BACK PUECHASK MONEY ON FAILUEE OF TITLE. 571 tract nor to require a conveyance with covenants for title, because it is the intention of the parties that the vendor shall be relieved from all responsibility or liability of any kind in respect to the title. Many titles are publicly known to be doubtful and are bought and sold with that understanding. There have been instances in which the purchaser has bought such a title, taken a quit-claim deed, and afterwards sold and conveyed at a profit to a person seeking a like opportunity of gain and taking the risk of losing the premises. Consequently nothing is better settled than that in such a case the purchaser cannot refuse to complete the contract on the ground that the title is bad.-* But the burden will be upon the vendor to show that the purchaser took the risk of the title.^ The purchaser, however, will not be deprived of his right to require a conveyance with cove- nants for title by the mere fact that he buys with knowledge that the title is doubtful, for it may be that the covenants he is to receive induces him to enter into the contract.^ The burden will be upon the vendor to show that the purchaser, seeking to detain the purchase money, took the risk of the title.* If the vendor informs the purchaser that he has no title, and sells merely his possession, the purchaser cannot recover back the pur- chase money on the ground that the title has failed ; first, because he gets all to which he is entitled under the contract, and again, no distinction is perceived between a case in which the purchaser expressly agrees to take such title as he can get, and one in which he buys, knowing that if the title is bad he will be compelled to take it. See, further, Twohig v. Brown, 85 Tex. 55; 19 S. W. Rep. 768; Cooper v. Singleton, 19 Tex. 267; 70 Am. Dec. 333. There would seem to be no more doubt about the proposition that the purchaser cannot recover back or detain the purchase money when the contract is executory, if he took the risk of the title, than in a case in which he accepts a quit- claim conveyance of the premises, knowing that the title is bad or doubtful. The only practical difference between the two cases would seem to be that the acceptance of the quit-claim with notice, conclusively shows that he took the risk of the title, while in the case of an executory contract the burden devolves on the vendor to show an acceptance of the risk. > Ante, p. 36. Jones v. Taylor, 7 Tex. 240; 56 Am. Dec. 48; Neel v. Prickett, 13 Tex. 137. Winne v. Reynolds, 6 Paige (N. Y.), 407, diet. Kerney V. Gardner, 27 111. 162. Maxfleld v. Bierbauer, 8 Minn. 413 (367). « Littlefield v. Tinsley, 26 Tex. 353. ' Ante, p. 184. « Twohig V. Brown, 85 Tex. 55; 19 S. W. Rep. 768. 572 MAEKETABLE TITLE TO EEAL ESTATE. because the money is voluntarily paid, with full knowledge of the facts, and there can be no imputation of fraud or mistake.' § 248. EFFECT OF ACCEPTIWa TITLE BOND. The fact that the purchaser took from the vendor a bond conditioned to make title to the premises, commonly called a " title bond," does not, where the condition of .the bond has been broken, deprive him of the right to recover back the purchase money, eo nomine^ nor will lie be driven to an action on the bond for damages, merely because he did not abandon the contract within a reasonable time after discovery of the vendor's want of title, for it may be that he had reason to believe that the vendor would perfect the title.^ The right of the purchaser to resist the payment of the purchase money on failure of the title, where the contract is executory, has been denied in a case in which the purchaser took a bond condi- tioned to make title with covenants of warranty, and had not been evicted by the adverse claimant. Practically, the acceptance of the title bond by the pui-chaser was given the same effect, as respects the detention of the purchase money, as the acceptance of a convey- ance with covenants of warranty.^ The authority of this decision ' Vest V. Weir, 4 Bl. (Ind.) 135. Here tlie vendor was a mere trespasser on the land. He sold his possession to the plaintiff for $350, telling him, at the time, that he had no title, and that the land belonged to the United States. The decis- ion in this case was approved in Mayors v. Brush, 7 Ind. 235, and there distin- guished from Hawkins v. Johnson, 4 Bl. (Ind.) 21. ' Hurst V. Means, 3 Sneed (Tenn.), 546. Bellows v. Cheek, 20 Ark. 424. 'Coleman v. Rowe, 5 How. (Miss.) 469; 37 Am. Dec. 164, the court saying: "If, then, there has been no fraud, nor any eviction, and the agreement Is exe- cuted, the vendee can have no claim to relief on the mere ground of a failure of title. 1 Johns. Ch. (N. Y.) 313. But as in the present case the deed has not been delivered, the contract remains executory, and a different rule, it is said, must prevail. This distinction is laid down and supported by the court in the case of Miller v. Long, 3 A. K. Marsh. (Ky.) 335. In that case the right of the vendee to be relieved, where the deed has been delivered, is denied, but it is said (ob. diet.) to be otherwise where the contract is executory, to execute the deed in future. In the first case the court recognizes the general rule laid down, that the vendee must resort to his remedy at law upon his covenants. But in cases like the present, where the vendee takes the precaution to secure himself by a penal bond covenanting to convey a title with full covenants, and that appears to be the consideration of his promise to pay the money, though we may con- sider the covenant to convey as an executory contract, yet it is difficult to con- ceive how that circumstance can vary the rule as to relief. In the latter case the vendee has his remedy at law upon the covenants in the bond, and he would EIGHT TO EEOOVEE BACK PUKCHASE MONEY ON EAILUKB OF TITLE. 573 may be doubted, and there are several cases in which the opposite view has been taken.' If the vendor execute a title bond, it would seem that the pur- chaser should not be allowed to surrender the possession, rescind the contract and recover back the purchase money, on the ground that the title is bad or unmarketable, until the condition of the bond has been actually broken. If, however, that condition be broken, if the vendor be unable to make title on the day specified, and tne pur- chaser be ready, able and willing to complete the contract, he may rescind and recover back the purchase money already paid.^ § 249. IN-auiRY INTO CONSIDERATION OF SEALED INSTRU- MENT. At common law the consideration of a sealed instrument could not be inquired into ; consequently, in an action on a bond given for the purchase money of land, the defendant could not show that the consideration had failed for want of title in the ven- dor.' This rule, however, has been very generally changed through- out the United States by statutes abolishing all distinctions between seem to be equally subject to the general rule to resort to that remedy, if there is no fraud nor eviction." See, also, McGhee v. Jones. 10 Ga. 137. Strong v. Waddell, 56 Ala. 471, 473, dictum. Roach v. Rutherford, 4 Des. (S. C.) 126; 6 Am. Dec. 606. 'Hurst V. Means, 3 Sneed (Tenn.), 546. Bellows v. Cheek, 20 Ark. 424. Mobley v. Keys, 13 Sm. & M. (Miss.) 677. Brittain v. McLain, 6 Ired. Eq. (N. C.) 165. Benson v. Coleman, 8 Rich. L. (S. C.) 45. Neel v. Prickett, 13 Tex. 137. ' Smith V. Lewis, 36 Conn. 110. Clark v. "Weis, 87 111. 438; 39 Am. Rep. 60.; Hough V. Rawson, 17 111. 588; Smith v. Lamb, 36 111. 396; 79 Am. Dec. 381. In Miller v. Owens, Walk, (Miss.) 245 (1826), the vendor and his wife sold to the purchaser certain interests in real property, among others that of an infant child of the wife by a former husband, and executed a bond to make title or indemnify the purchaser against any claim of the infant. While the contract was yet executory, the purchaser refused to pay the purchase money on the ground of the defective title, and judgment was rendered in his favor by the court below. This was reversed on appeal, the court saying that though the vendor "could not sell the right of another person to a tract of land to the prej- udice of the real owner, yet having possession and an undivided interest in the premises, and having sold each interest separately, but given possession of the whole to the purchaser, and, as it appears, the purchaser sought the contract and took the security he required, and he and his heirs remaining in the quiet and peaceable possession of the premises, we can see no reason why he should not pay the purchase money." * Coleman v. Sanderlin, 5 Humph. (Teun.) 561. 574 MAEKETABLE TITLE TO EEAL ESTATE. sealed and unsealed instruments/ or allowing failure of consider- ation to be set up as a defense to an action on an instrument under seal.^ § 250. RIGHT TO ENJOIN THE COLLECTION OF THE PURCHASE MONEY WHILE THE CONTRACT IS EXECUTORY. If the purchaser has had no opportunity to set up the defense of want of title in the vendor in an action for the purchase money, he may have relief in equity by way of injunction. But he will not be entitled to that remedy unless he had no opportunity to make his defense at law.' In this respect the rule appears to be the same whether the contract is executed or executory. The vendor, having the legal title, may, of course, maintain ejectment at any time against the purchaser if he fail to pay the purchase money. Failure of the title, it is appre- hended, would be no defense to such an action. It would seem, however, that if tlie purchaser were entitled to detain the premises in order to enforce his lien for the purchase money paid, or if, under the contract, he had a right to comjjel the vendor to remove incum- brances or objections to the title, an injunction would lie to stay proceedings in the action of ejectment. 1 Mulling v. Jones, 1 Head (Tenn.), 519. ' Rawlc Govts. (5th ed.) § 325. '(As to the right to an injunction where the contract has been executed by a conveyance with covenants for title, see post, ch. 34.) High on Injunctions (3d ed.), § — . Shipp V. Wheless, 33 Miss. 646; McLaurin v. Parker, 34 Miss. 509. Kebler v. Cureton, Rich. Eq. Gas. (S. C.) 143. Bartlett v. Loudon, 7 J. J. Marsh. (Ky.)641; Dudley V. Bryan, 6 J. J. Marsh. (Ky.) 281. Moore v. Hill, 59 Ga. 760. Bullitt V. Songster, 3 Munf. (Va.) 54. In this case the vendor had agreed in writing that if the purchaser should be evicted from any part of the land the purchase money should be correspondingly abated. A purchaser paying off incumbrances after the j udgment against himself for the purchase money, may have an injunction against the judgment ii the vendor is insolvent. Shelby v. Marshall, 1 Blackf. (Ind.) 384. An injunction against proceedings to collect the purchase money will not be granted for the purpose of allowing the purchaser to avail himself of counterclaim, offset or unliquidated demands, which might be availed of in a defense to the action at law. Freize v. Ghapin, 2 R. I. 429. Nor if the plaintiff merely seeks damages in equity. Robertson v. Hogsheads, 3 Leigh (Va.), 667. High on Injunctions (3d ed.), § 411. If the'purchaser's obliga- tion for the purchase money provide that it shall not be payable until certain dis- putes respecting the title are ended, the pendency of those disputes constitutes no ground for an injunction against an action on the obligation, because the fact that the disputes are not ended is a complete defense at law. Hence, it has been said that in a contract to pay money on a contingency, it being necessary to allege EIGHT TO EECOVEE BACK PURCHASE MONEY ON FAILUEE OF TITLE. 575 The fact that the purchaser had a remedy over by action at law on a title bond executed by the vendor has been held no ground for refusing an injunction against the collection of the purchase money.' The injunction will not be granted if the dilBculty in obtaining title was brought about by the neglect of the purchaser himself ; as when he failed to pay the purchase money in the lifetime of the vendor so that ^proceedings in chancery to obtain the title from infant heirs at law became necessary.^ Nor will the injunction be granted on the ground that the title has failed, if it appear that the rights of all adverse claimants have become barred b}' the Statute of Limitations.' If the vendor fraudulently concealed or misrepresented the state of his title an injunction will lie to restrain the collection of the purchase money f and that too, it is apprehended, without regard to the fact that the fraud may be or might liave been set up as a defense at lavr.^ The remedy in equity in such cases is concurrent with that at law. In Pennsylvania the vendor is entitled to a judgment for the whole of the purchase money, but a stay of execution will be awarded to the purchaser until the vendor removes any lieu or incumbrance upon the premises for which he is liable.^ The remedy by injunction against proceedings to collect the pur- chase money is not necessarily in disafRrmance or rescission of the contract ; for it may be that the object of the injunction is to com- pel the vendor to remove defects in the title, or to apply the pur- cliase money to the discharge of incumbrances, or to enforce some and prove the happening of the contingency before a judgment at law can be obtained, an injunction against tlie judgment, if suffered by the payor, cannot be sustained on the ground that the contingency has not occurred. Allen v. Phil- lips, 3 Litt. (Ky.) 1, ' Brittain v. McLain, 6 Ired. Eq. (N. C.) 165. s Prout V. Gibson, 1 Cranch (C. C), 389. ^Amick V. Bowyer, 3 "W. Va. 7; Piedmont Coal Co. v. Green, 3 "W". Va. 54. Peers v. Barnett, 13 Grat. (Va.) 410, where the injunction suit had lingered on the docket until defects in the title were cured by the statute. ■• Starke v. Henderson, 30 Ala. 438; Lanier v, Hill, 35 Ala. 554. In both these cases the vendor, an administrator c. t. a., had falsely represented that he had authority under the will to sell. * Post, chs. 39, 34, § 339. « Jackson v. Knight, 4 Watts & Serg. (Pa.) 413. 576 MARKETABLE TITLE TO REAL ESTATE. equity in behalf of the purchaser whicli does not require a rescission of the contract.' In such cases it is customary to grant a temporary injunction, and of course there need be no surrender of the prem- ises by the purchaser. But if he seeks a perpetual injunction, which is in effect a rescission of the contract, he must restore the premises to the vendor. He cannot have both the injunction and the benefit of his purchase.^ But vphile a perpetual injunction substantially rescinds the contract, the complainant nmst pray a rescission in terms ; otherwise it will be presumed that he intends to keep both the premises and the purchase money, and the bill will be dismissed.* If the purchaser buys with knowledge that the title is defective, he cannot have a perpetual injunction unless it appear tliat the title cannot be perfected.^ This seems a reasonable rule, for it may be that the purcliase was made with the understanding that the title should be perfected before payment of the purchase money might be compelled. But if the contract was one of pure hazard, the purchaser to get merely such title as the vendor had, there can be no doubt that the injunction should be denied.' If by the terms of the contract payment of the purchase money is a condition precedent to tlie purchaser's right to demand a deed, ' Thus, in Price v. Browning, 4 Grat. (Va.) 73, an injunction was granted until the extent of the purchaser's losses from incumbrances on the premises could be ascertained. And in Reeves v. Dickey, 10 Grat. (Va.) 138, the cause was remanded to the lower court with instructions to grant a temporary injunction until it could be ascertained whether the title could be perfected, and to perpet- uate the injunction if it appeared that a good title could never be made. i* Edwards v. Strode, 3 J. J. Marsh. (Ky.) 506; Markham v. Todd, 3 J. J. Marsh. (Ky.) 364, where it was held that the court might at the time of perpetu- ating the injunction, decree that the premises be restored to the vendor. Bran- num V. Ellison, 5 Jones Eq. (N. C.) 435. ^ Williamson v. Ranej', Freem. Ch. (Miss.) 112. ■•As to right to injunction under similar circumstances where the contract has been executed by a conveyance with covenant for title, see post, ch. 34. Reeves v. Dickey, 10 Grat. (Va.) 138. In Lucas v. Chapeze, 8 Litt. (Ky.) 81, the complain- ants had purchased an equitable title with knowledge that a suit by the vendee to obtain the legal title was pending. It was held that an injunction to restrain the collection of the purchase money was properly dismissed in the absence of evidence that the suit to obtain the legal title was not being pursued with reasonable diligence. Williamson v. Raney, Freem. Ch. (Miss.) 112. 'Carrico v. Froman, 2 Litt. (Ky.) 178, where the purchaser agreed in writing that the purchase money should not be detained if adverse claims were asserted. EIGHT TO EECOVER BACK PUECHASE MONE^ ON FAILURE OF TITLE. 577 it has been held that a bill to enjoin the collection of the purchase money on the ground that the title has failed should be dismissed, unless the complainant alleges that he ofEered to pay the purchase money and demanded a deed. If, however, he had made such tender and demand, and the defendant had refused, or was unable to convey a good title, the collection of the purchase money would be enjoined until the sufficiency of the title could be determined.' If the vendor refuse to convey the land by good and sufficient deed, or refuse or neglect to procure the signature of all necessary parties to the conveyance in order that the title may be perfected, the col- lection of the purchase money may be enjoined.^ If the vendor seeks a dissolution of the injunction the burden will be upon him to show that he can convey to the purchaser such a title as the contract requires.^ If an injunction against the collection of the purchase money be dissolved on the ground that the title has been or may be perfected by the vendor, neither costs nor damages should be awarded against the purchaser, the vendor having incurred these by reason of his own default.^ § 251. RIGHTS AGAINST TRANSFEREE OF PURCHASE-MONEY NOTE. The purchaser of a negotiable purchase-money note after maturity of course takes subject to the vendee's right of defense for want of title to the land.^ So, also, one who purcliases before maturity with notice of the vendee's equities.^ But a j)urchaser for ' Mitchell V. Sherman, Freem. Ch. (Miss.) 120, where the vendor gave bond to convey "a good aad sufficient title, as soon as the entire and full amount of the purchase money should be paid." 'Jayne v. Brock, 10 Grat. (Va.) 211. McKoy v. Chiles, 5 T. B. Mon, (Ky.) ■ 259, where the vendor failed to procure a relinquishment of his wife's contingent right of dower. Fishback v. Williams, 3 Bibb (Ky.), 343. 'Moredock v. "Williams, 1 Overt. (Tenu.) 325 (257); Moore v. Cooke, 4 Hayw. (Tenn.) 85 (281). ■•Fishback v. Williams, 3 Bibb (Ky.), 342. Each party was decreed to pay his own costs. Porter v. Scobie, 5 B. Mon. (Ky.) 387, reversing the court below; Lampton v. Usher, 7 B. Mon. (Ky.) 57. In Reeves v. Bickey, 10 Grat. (Va.) 138, costs were refused the vendor even though the purchaser knew when he bought that the title was defective. ' Johnson v. Silsfiell, 6 Baxt. (Tenn.) 41. «Knapp v. Lee, 3 Pick. (Mass.) 452. Lamb v. James, 87 Tex. 485: 29 S. W. Rep. 647. T3 578 MARKETABLE TITLE TO EEAL ESTATE. valne Avithout notice will not be affected by failure of the vendor's title.' If the note was not negotiable, the purcliaser, whether before or after maturity, takes subject to equities between the vendor and the vendee.^ § 252. REFUSAL or VENDOR TO CONVEY FOR WANT OF TITLE. It has been held in England that if the purchaser execute a note to secure deferred payments of the purchase money he cannot, if the vendor refuses to convey, rescind the contract by detaining the pur- chase money. Pie must pay the note and take his action to recover damages for breach of the contract. The reason is that the pur- chaser, by executing a distinct instrument promising to pay a part of the purchase money on a particular day, undertakes to pay on that day at all events.' This rule was recognized in a case in New York in which the failure of the vendor to convey was occasioned by his want of title.* It was not necessary, however, to decide the point in that case, and it may be doubted whether the rule estab- lished by the English case would be followed in America, in a case in which the purchaser had a clear right to rescind the contract on the ground that the title had failed.^ There would seem to be no reason in requiring the purchaser to pay over money to the vendor which he might immediately recover back from him as damages for breach of the contract. § 253. RIGHT TO RESCIND AS DEPENDENT ON TENDER OF PURCHASE MONEY AND DEMAND OF TITLE. The duty of the purchaser to tender the purchase money and demand a convey- ance as a condition precedent to the right to rescind the contract on failure of the title, and to detain or recover back the purchase • Gee V. Saunders, 66 Tex. 333. ' Timms v. Shannon, 19 Md, 296; 81 Am. Deo. 633. 2 Spiller V. Westlake, 2 B. & Ad. 155; 23 E. C. L. 74; Moggridge v. Jones, 14 East, 486; 3 Camp. 38. Freeligh v. Piatt, 5 Cow. (N. Y.) 494. Chapman v. Eddy, 13 Vt. 205. * Lewis V. McMillen, 41 Barb. (N. Y.) 430. ' It was intimated by Pakkk, J., in Spiller v. Westlake, supra, that the defend- ant might have resisted the payment of the note in that case if the circum- stances had been such that the money in dispute might have been recovered back if the defendant had paid it as a deposit, which is as much as to say that the defendant might have resisted the payment of the note if he had been entitled to rescind the contract. EIGHT TO EECOVEK BACK PUECHASB MONEY OX FAILUKE OF TITLE, i) (y money, as the case may be, lias been elsewhere considered.' It may be added here, however, that when the vendor's title is defective and the vendee, vipon ascertaining it, refuses to take snch title and demands the return of the purchase money paid, and the vendor, instead of taking measures to cure the defects, simply holds himself ready to convey such title as he has and requests the vendee to accept it, giving him notice that he will be held for any loss, the vendee is not called upon to make any other or further tender or offer of payment in order to rescind tlie contract by detaining the purchase money or recovering back the jjayments made.^ In a case in which there was evidence that the purchaser had j)aid part of the purchase money and was willing and ready to pay the balance and to accept a deed, which deed, however, was not tendered by the vendor, and could not be given because the title was bad, it was held that the failure of tlie purchaser to tender the purchase money and demand a deed did not affect his right to rescind, though there had been no absolute refusal by the vendor to make a deed.' If, after tender of the purchase money and demand of a conveyance, the vendor do not perform the contract on his part, the purchaser is not bound to demand the return of his purchase money or notify the vendor of his intent to rescind the contract before he can main- tain an action to recover back what he had paid.* It has been held that if payment of the purchase money and the conveyance of a good title to the purchaser are by the contract to be simultaneous or concurrent acts, the purchaser may resist the pay- ment of the purchase money though he has not been evicted from the premises, unless the vendor shows that he has tendered to the ' Ante, p. 199. « Hartley v. James, 50 N. Y. 41. In McCullough v. Boyd, 120 Pa. St. 552; 14 Atl. Rep. 438, it was helti that the purchaser must aver payment or tender of the purchase money in full, or set forth a reason for non-payment, before he can recover back such of the purchase money as he may have paid, where, bj' the terms of his contract, he is not entitled to a conveyance until the purchase money lias been fully paid. s Linton v. Allen, 154 Mass. 432; 28 N. E. Rep. 780. ■•Gillett V. Maynard, 5 Johns. (N. Y.) 85; 4 Am. Dec. 339; Camp v. Morse, 5 Denio (N. Y.), 164; Van Benthuysen v. Crasper, 8 Johns. (N. Y.) 259; Frost v. Smith, 7 Bosw. (N. Y.) 108. Chatfield v. Williams, 85 Cal. 518; 24 Pac. Rep. 839. 580 MAEKETABLE TITLE TO BEAL ESTATE. purchaser such a conveyance and title as the contract requires.' If, however, under the contract, the purchaser is obUged to ■p&j the purchase money before the making of the conveyance he cannot refuse so to do on the ground that the title is bad, \\'ithout surrend- ering or offering to surrender the premises.^ If under the contract the purchaser is bound to tender the purchase money before he can rescind the mere abandonment of the possession without such tender, demand of title and refusal, will constitute no defense to an action for the purchase money. ^ If the contract provide that the purchase money shall not he paid until a good title is tendered, or if the vendor permits the purchaser to take possession without any agreement as to when the purchase nioney shall be paid, the pur- chaser cannot be required to tender performance or bring the money into court, as a condition precedent to his right to rescind the contract on failure of the title.* There are cases which hold that if the purchaser executes his notes for the purchase money, payable in installments, and takes a bond from the vendor conditioned to make title when the last install- ment is paid, the covenants are independent, and the purchaser can- not detain any of the installments on the ground that the title is defective f the reasons being, among others, that the vendor may perfect the title before all of the purchase money is paid f and tliat it may be that he looks to the jDurchase money itself as a fund for the removal of objections to the title.'' If, however, the vendor were ' Feemster v. jWay, 13 Sm. & M. (Miss.) 275; 53 Am. Dec. 88; Wiggius v. McGimpsey, Id. 532, citing Robb v. Montgomery, 20 Jotms. (N. Y.) 15; Sage v. Ranney, 2 Wend. (N. Y.) 584. Pequea v. Mosby, 7 Sm. & M. (Miss.) 340. But see McMatli v. Johnson, 41 Miss. 439, and cases cited infra. ' Cases cited in last note. George v. Stockton, 1 Ala. 136. * Clemens v. Loggius, 1 Ala. 623. * 2 Warvelle Vend. 915. 916. ' Post, ch. 33. 3 Warvelle Vend. 843. Gibson v. Newman, 1 How. (Miss.) 841; Coleman V. Rowe, 5 How. (Miss.) 460; 37 Am. Dec. 164; Clopton v. Bolton, 23 Miss. 78; McMath v. Johnson, 41 Miss. 439, disapproving Pequea v. Mosby, 7 S. & M. (Miss.) 540, and Feemster v. May, 13 S. & M. (Miss.) 275; 53 Am. Dec. 83. Drenner v. Boyer, 5 Ark. 497. Mousen v. Stevenson, 56111. 335. Hudson v. Swift, 20 Johns. (N. Y.) 35. This, however, was an action to recover back the purchase money; but the principle appears to be the same in either case. Ellis V. Hoskins, 14 Johns. (N. Y.) 363. 'Greenby v. Cheevers, 9 Johns. (N. Y.) 127. •" Green v. Green, 9 Cow. (N. Y.) 46; Ellis v. Hoskins, 14 Johns. (N. Y.) 363. EIGHT TO EECOVEE BACK PURCHASE MONEY ON FAILUEE OF TITLE. 581 insolvent or for any other reason the purchaser's rights would be greatly endangered by a rigid observance of the foregoing rule, it is apprehended that the purchase money might be paid into court to be there applied to the clearing up of the title or returned to the purchaser if it should be found that no title could be had. It has also been held that if the vendor execute a title bond conditioned to convey on jpayment of piir chase money, such payment constitutes a condition precedent to the conveyance of the title ; so that if, after default in the payment of the purchase money the vendor conveys the premises to a stranger, thereby incapacitating himself from con- veying to the purchaser, that fact constitutes no defense to an action for the purchase money. The purchaser must pay the p)urchase money and look to his remedy on the title bond.' And if in such case instead of being merely in default in the payment of the pur- chase money the purchaser, after paying part thereof, abandons the contract, the vendor is free to sell and convey the premises to whom he chooses, and the purchaser cannot, upon such conveyance, recover back any of the payments made. The vendor by his con- duct forfeits what has been paid.^ We have seen that in cases in which the payment of the purchase money is not by the express terms of the contract made a condition precedent to the right of the purchaser to demand a conveyance of an indefeasible title, no such payment or tender of payment need be made as a condition precedent to the right to rescind upon an abso- lute and undisputed failure of the title.' This rule applies as well ' Foster v. Jared, 13 111. 454, the court saying: " The conveyance of the land and the payment of the note in question are not concurrent acts. The payment of the note is to precede the conveyance. The vendor is not bound to accept a conveyance until all the notes are paid. The doctrine that in the case of depend- ent covenants neither party can recover unless he has fully performed or offered to perform on his part has, therefore, no application to this case. The defend- ant cannot put the vendor in default until he has paid or offered to pay the entire purchase money. He undertook to pay the first two installments before he was to receive a conveyance. He chose, as respects this portion of the consideration, to rely on the covenants of the vendor (in the title bond) to compel the execution of a deed. It is no excuse that the latter has now no existing capacity to make a good title. It will be enough if he has the title when the defendant has the right to demand a conveyance. He may require a perfect title before he can be called on to convey." Citing Sage v. Ranney, 2 Wend. (N. Y.) 532. * Rounds V. Baxter, 4 Me. 454. Seymour v. Dennett, 14 Mass. 366. » Ante, p. 580. 582 MAEKETABLE TITLE TO EEAL ESTATE. where tlie purchaser has only an " option " to purchase as where the purchase has been actually made.^ § 254. OFFER TO RESCIND. As a general rule the action to recover back the purchase money on failure of the title, or a defense of an action to recover the purchase money on the same grounds, cannot be maintained by the purchaser unless he has given notice to the vendor of his intention to rescind, and has offered to surrender A\-hatever he has received under the contract.' The reason of the rule is that the vendor must be given an opportunity to remove objections to the title and to perform the contract on his part. It has been held, however, that if the purchaser did not take possession and has received nothing under the contract, he may recover back or detain the purchase money without an offer to rescind.' § 255. PLEADING AND PROOF. It has been held that the pur- chaser seeking to recover back or detain the purchase money must set forth in his pleadings facts showing want of title in his vendor, and that a general averment that the title is bad is insuffi- cient.* But if the contract be executory and the objection to the title is that it is doubtful or unmarketable, the better opinion seems to be tiiat the burden of proof is on the vendor io show jprlina facie that the title is good.^ But, obviously, the vendor cannot be compelled to show the non-existence of any and every fact which might invalidate his title, for there would be practically no end to such an inquiry. He could hardly be compelled to offer proof of the competency of everj^ grantor in his chain of title. Having shown a ' Burke v, Davies, 85 Cal. 110. ' 1 Sugd. Vend. (14th ed.) 243; 2 Warvelle Vend. 883. Herbert v. Stanford, 12 Ind. 508, citing Pope v. Wray, 4 M. & W. 451; McQueen v. State Bank, 2 Ind. 413, which were all cases of sales of personal property. Havens v. Goudy, 1 Ohio, 449. Williams v. Thomas, 7 Kulp (Pa. Com. PI), 371. Higley v. Whit- taker, 8 Ohio, 201. Mullins v. Bloomer, 11 Iowa, 360. Carney v. Newberry, 34 111. 203, case of personal property. 2 Herbert v. Stanford, 12 Ind. 503, and cases cited supra. ■•Walker v. Towns, 23 Ark. 147. Copslaud v. Lawn, 10 Mo. 266. In an action to recover purchase money, a plea that the vendor had no title when he was required to convey, and that the premises were incumbered by a mortgage, is bad for duplicity. Camp v. Morse, 5 Den. (N. Y.) 161. "■ Negley v. Lindsey, 67 Pa. St, 217; 5 Am. Rep. 427, Sharswood, J., saying -. " How can a defendant (purchaser) show defects in the plaintiff's title unless it is produced to him. It is not enough to say that he may resort to the records. He EIGHT TO EECOVEE BACK PUECHASE MONEY ON FAILUEE OF TITLE. 583 record title free from objection, on its face, the burden shifts to tlie purchaser, who should then point out the defect of which he complains.* The purchaser cannot, on appeal from a judgment against him for the purchase money, object that the title to the estate was defective or incumbered, unless he made that defense in the court below.' must have some clue to trace it there. Besides, there are many necessary facts as to ■which the records will give him no information, such as descents under the intestate laws, the death of tenants for life, and others of a similar kind." ' Ante, § 117. ^ Snevily v. Egle, 1 Watts & S. (Pa.) 480. CHAPTER XXV. OF THE OBLIGATION OF THE PURCHASER TO RESTORE THE PREMISES TO THE VENDOR. VENDOR MUST BE PLACED IN STATU ftUO. § 257. RESTORATION OF PREMISES A CONDITION PRECEDENT TO RESCISSION. § 258. RULE IN PENNSYLVANIA. § 259. RESTORATION OF THE PREMISES IN CASES OF FRAUD. § 260. WHEN PURCHASER NEED NOT RESTORE THE PREMISES. PUR- CHASER'S LIEN. § 261. OTHER EXCEPTIONS. § 262. RESTORATION OF THE PREMISES WHERE THE CONTRACT IS VOID. § 263. § 256. GENERAL PRINCIPLES. The next cardinal rule which we shall consider as controlling the rights of the parties, when the purchaser seeks to avoid the contract on failure of the title, is as , follows : Peoposition II. A. purchaser of lawls cannot, as a general rule, while the contract is executory, recover hach tJte purchase money on failure of the title, or resist the jxiyment thereof, without restoring the premises to the vendor, and placing him, in statu quo} ' 1 Sugd. Vend. m. p. 407, 473 (6th Am. ed.). Nicolson v. Wadswortti, 2 Swanst. 365; Wlckliam V. Ernest, 4Madd. .34; Young v. Sincombs, 1 Younge, 275; Tindal T. Cobham, 2 My]. & K. 385. Cope v. Williams, 4 Ala. 362; Donaldson v. Waters, 30 Ala. 175; Lett v. Brown, 56 Ala. 550; Wade v. Killougb, 3 Stew. & P. (Ala.) 431; George v. Stockton, 1 Ala. 136; Clemens v. Loggins, 1 Ala. 622; Stone V. Gover, 1 Ala. 287; Tankersly v. Graham, 8 Ala. 247; Helvenstein v. Higgason, 35 Ala. 259; Eads v. Murphy, .52 Ala. 520; Svoly v. Scott, 56 Ala. 555. Peay v. Capps, 27 Ark. 160. Haynes v. White, 55 Cal. 39; Hicks v. Lovell, 64 Cal. 29; 49 Am. Rep. 679; 27 Pac. Rep. 942; Gates v. McLean, 70 Cal. 42; 11 Pac. Rep. 489; Hannan v. McXickle, 82 Cal. 122; 23 Pac. Rep. 271; Rhorer v. Bila, 83 Cal. 54; 23 Pac. Rep. 274; Worley v. Northoott, 91 Cal. 512; 27 Pac. Rep. 767. Boof-h v. SafEold, 46 Ga. 278; Cherry v. Davis, 59 Ga. 454; Summerall V. Graham, 62 Ga. 729. Martin v. Chambers, 84 111. 579; Long v. Saunders, 88 111. 187. Osborn v. Dodd, 8 Bl. (Ind.) 467; Wright v. Blackley, 3 Ind. 101; Wiley V. Howard, 15 Ind. 169. Bodley v. McChord, 4 J. J. Marsh. (Ky.) 483; Peebles v. Stephens, 3 Bibb (Ky.), 324; 6 Am. Dec. 660. Hill v. Samuel, 31 Miss. 307; Shipp V. Whelers, 33 Miss. 647. Holladay v. Menefee, 30 Mo. App. 207. More OBLIGATION OF PURCHASEE TO RESTORE PREMISES TO VENDOR. 585 This proposition is founded upon the plainest principles of equity. The purchaser cannot say to the vendor " our contract is at an end, but I shall continue to occupy the premises until I have no further use for them." ' If the rule were otherwise the purchaser might retain the possession until the Statute of Limitations should bar the rights of the adverse claimant, and thus acquire the estate without paying any of the purchase money.^ So long as the purchaser retains possession of the premises, with notice of objection to the title, he is looked upon as waiving the right to rescind.' Another reason why the purchaser cannot sue to recover back purchase money while he is in possession of the land is, that such a suit is a disaffirmance of the contract, and he cannot disafhrm the contract and at the same time have its benefit by retaining the possession."* And when the vendee is sued for the purchase money at law, and the title has failed, he cannot, even under a statute allowing the interposition of equitable defenses in actions at law, disaffirm the contract in part by detaining a part of the purchase money, and at the same time insist upon a conveyance of the lands. He must make his election between his right to have a specific performance V. Smedburg, 8 Paige Ch. (N. Y.) 600; Gale v. Nixon, 6 Cow. (N. Y.) 445; Lew:s V. McMillan, 41 Bavb. (N, Y.) 420; Wright v. Delafield, 23 Barb. (N. Y.) 498. Tompkins v. H3fatt, 28 N. Y. 347. Garviu v. Cohen. 13 Rich. L. (S. C.) 153. Kelly V. Kershaw (Utah), 16 Pac. Rep. 488. Horton v. Arnold, 18 Wis. 212, where buildings on the premises had been destroyed by flre. In a few cases, in which the contract had not been executed by a conveyance, it seems to have been held that the purchaser might detain the purchase money on failure of the title, though he had not been evicted from the premises nor had surrendered the pos- session to the vendor. Lewis v. McMillan, 31 Barb. (N. Y.) 395; reversed on motion for new trial, 41 Barb. (N. Y.) 420. In Hood v. Huff, 2 Tread. (S. C.) the contract had been executed. In Feemster v. May, 13 Sm. & M. (Miss.) 275; 53 Am. Dec. 83, and Wiggins v, McGimpsey, 13 Sm. & M. (Miss.) 533, the pur- chaser was held entitled to detain the purchase money, though he was undis- turbed in the possession, on the ground that the contract required the vendor to tender a deed conveying a good title before the purchaser could be compelled to pay the purchase money. See ante, p. 578. ' More V. Smedburgh, 8 Paige (N. Y.), 600, 606. ' Congregation v. Miles, 4 Watts (Pa.), 146. 8 Bellamy v. Ragsdale, 14 B. Mon. (Ky.) 393. Thompson v. Drellis, 5 Rich. Eq. (S. C.) 370. Hale v. Wilkinson, 31 Grat. (Va.) 75. Rhorer v. Bila, 83 Cal. 51. Brumfield v. Palmer, 7 Bl. (Ind.) 227. * Hurst V. Means, 2 Swan (Tenn.), 594. 74 586 MARKETABLE TITLE TO REAL ESTATE. of the contract, and liis right to have damages for a breach thereof, or his right to surrender the possession and to recover back so niucli of tlie purchase money as he may have paid.' This rule is also an excellent practical test of the hona fides of the purchaser in raising objections to the title when no advei'se claimant is threatening his possession. If, under such circumstances, he does not offer to restore the premises to the vendor, it -will, in most cases, be foimd that his objections are nice and captious and have been searched out for the purpose of gaining time, when sued for the purchase money. But while the purchaser cannot recover back the purchase money so long as he retains the possession of the premises, it is not neces- sary that he be evicted by an adverse claimant before he can assert that right. He may, at any time, unless he has waived his objections to the title or unless the vendor has a right to perfect the title, deliver up the possession to the vendor and demand a return of the purchase money paid, or defend an action for that which remains unpaid.^ While the purchaser cannot, where he has elected to rescind the contract, recover back the purchase money without restoring the premises to the vendor, it has been held, as we have seen, that he may elect to afiirm the contract, keep the premises, and recover the purchase price as damages, if the title has completely failed.' If this decision be sound, the rule that the purchaser seeking to recover back the purchase money must restore the premises to the vendor is of slight importance, as it might be evaded by a mere change in the purchaser's pleadings. Of course these observations do not apply where the purchaser seeks to detain the purchase monev on failure of the title, for as a general rule the purchaser can maintain no action for failure or inability to convey a good title unless he has paid the purchase money in full.'' If the purchaser refuse to pay the purchase money on the ground that the title is bad, and at the same time refuse to restore the ' Watkins v. Hopkins, 13 Grat. (Va.) 743; Shiflett v, Orange Humane Society 7 Grat. (Va.) 297, ' 3 Sugd. Vend. (7tb Am. ed.) 136, note. Timms v. Shannon, 19 Md. 296; 81 Am. Deo. 632. 'Ante, p. 17. Fletcher v. Button, 6 Barb. (N. Y.) 646. * Ante, p. 15. Clarke v. Locke, 11 Humph, (Tenn.) 300. OBLIGATION OF PUECHASEK TO EE8T0EE PEEMISES TO VENDOE. 587 premises, he is liable to an action of ejectment by the vendor, and may be evicted.^ And the fact that he has made expensive impro\e- ments on the premises will not justify him in refusing to give up the possession. He should not be encouraged to make improvements while the purchase money is unpaid.^ But it has been held that if the purchaser in possession refuse to pay the purchase money on the ground that the title is defective, and the vendor, without noti- fying the purchaser of his intention to rescind the contract, resell the premises to a third party, the original purchaser, if sued in ejectment by the subsequent purchaser, may set up the failure of the vendor's title as a defense, if the case be one in which the vendor is not entitled to claun the purchase money already paid as for- feited, or in which, by reason of moneys expended in improvements, or from other causes, it would be inequitable to deprive the pur- chaser of the possession.^ We have already seen that the purchaser cannot, while the contract is executory, get in an outstanding title and set up the same against the vendor when sued for the purchase ' 1 Sugd. Vend. m. p. (14th Eng. ed.) 347. Gates v. McLean, 70 Cal. 42. See generally, as to the right of the vendor to maintain ejectment against a purchaser ■who refuses to pay the purchase money, Jackson v. Moncrief, 5 Wend. (N. Y.) 26. Hawn v. Norris, 4 Binn. (Pa.) 77; Mitchell v. Be Roche, iVeates (Pa.), 12, Marlin v. Willink, 7 8. & R. (Pa.) 297. Browning v. Estes, 3 Tex. 462; 49 Am. Dec. 760. Whiteman v. Castleburg, 8 Tex. 441; In Harle v. McCoy, 7 J. J. Marsh, (Ky.) 318; 23 Am. Dec. 407, it was said that mere non-payment of the purchase money without previous notice of an intent to rescind, would not justify eject- ment against the purchaser. The rule in this respect has been nowhere more clearly or succinctly stated than in the head note to the case of Worley v. Nether- cott, 91 Cal. 512; 27 Pac. Rep. 767, which Is as follows: "A purchaser of land in possession thereof under a contract of sale, by the terms of which the vendor is to give a warranty deed of the property, conveying a good and perfect title thereto, cannot, upon the vendor's failure and inability to convey a good and perfect title, retain both the land and the purchase money until a perfect title shall be offered him; but he must pay the purchase price according to the con- tract and receive such title as the vendor is able to give, if he chooses to retain the possession of the land, or he may rescind the contract, restore the possession to the vendor and recover the purchase money paid, together with the value of his improvements, after deducting therefrom the fair rental value of the prem- ises; and if he fails and refuses to adopt either course, he is liable to an action of ejectment by the vendor. » Cherry v. Davis, 59 Ga. 454. Gates v. McLean, 70 Cal. 42. ^Estell V. Cole, 53 Tex. 170. 588 MARKETABLE TITLE TO EEAL ESTATE. ■money or the possession. He must surrender the possession before he -wtU be permitted to litigate or dispute the vendor's title.^ The mere failure of the vendor to convey, for want of title, at the time stipulated by the contract, is not such a rescission of the contract as will justify the purchaser in detaining the purchase money without giving up the possession of the premises. An agree- ment to convey within a reasonable time after the sale is not a con- dition precedent to the right of the vendor to maintain an action on ■a bond for the purchase money payable at a day certain.'^ § 25T. VENDOR MUST BE PLACED IN STATU aUO. The pur- chaser must not only restore the premises to the vendor as a con- dition precedent to rescission, but he must return them in as good condition as they were when received. The vendor has a right to demand that he be placed in the same condition in which he was, with respect to the premises, before the contract was made.^ But it has been held that if a state of affairs making it impossible to place the vendor in statu quo has been produced by his sole act without the concurrence, in deed or will, of the purchaser, the rule does not apply.* As a consequence of this rule the purchaser can- not recover back or detain the purchase money without accounting for the use and occupation of the land, unless he is liable to account to the true owner for the rents and profits.^ In the case of an exe- cuted contract, as has been seen,* the rents and profits, unless recov- erable by the true owner, are set off against the covenantee's demand for interest on the purchase money. In England it has been held that if possession of the land was delivered to the purchaser the ' Ante, " Estoppel," § 219. Islerv. Eggers, 17 Mo. 332; Havvey v. Morriss, 68 Mo. 475; Pershing v. Canfield, 70 Mo. 140. 2 Stone V. Gover, 1 Ala. 287. 3 Post, ch. 30, § 279. Guttschlick v. Bank, 5 Cranch (C. C. U. S.), 435. In Concord Bank V. Gregg, 14 N. H. 381, a mill on tlie purchased premises was destroyed after it had been conveyed to the purchaser, but the loss having ■occurred without fault on his part, and there being nothing to show that the loss would not have occurred if the vendor himself himself had been in possession, it was held that he must accept a reconveyance of the premises. The contract had l)een rescinded because of fraudulent representations by the vendor. ■•Shackelford v. Handly, 1 A. K. Marsh. (Ky.) 500; 10 Am. Dec. 753. 5 Collins V. Thayer, 74 111. 188; Whitney v. Cochran, 1 Scam. (111.) 209. «Ante, p. 393. OBLIGATION 01* PT3ECHASBE TO EESTOEE PEEMISES TO TENDOE. 58ft vendor could not be put in statu quo by restoring the premises to him,' but this doctrine seems to have gained no foothold in America, where the right to rescind has generally been allowed on failure of the title, notwithstanding delivery of possession to the vendee.^ If, instead of seeking to rescind the contract by recovering back the purchase money, the purchaser affirm it by maintaining an action to recover damages for the vendor's fraud in imposing a worthless title upon him, the purchaser may recover without surrendering or offering to surrender the premises.^ If, in such case, he had paid the purchase money, the measure of his damages would be the dif- ference between the value of the premises with a good title and their value as the title actually was. The purchaser, of course, cannot recover back or detain the pur- chase money if he has disabled himself from placing his vendor m statu quo by conveying away the premises to a stranger.^ § 258. RESTORATION OF PREMISES A CONDITION PRECEDENT TO RESCISSION. It has been held that a purchaser of lands seek- ing rescission of the contract at law by recovering back the pur- chase money, must restore or offer to restore whatever he has received on account of the contract as a condition precedent to the maintenance of the action.' " In equity," the court observed in the same case, " a different rule prevails, as the action at law proceeds upon a rescission of the contract, while in equity the action proceeds for a rescission of the contract." Elsewhere, under statutes allow- ing courts of law to administer equitable relief, it was held that the j adgment, where the purchaser seeks to detain the purchase money, could be so framed as to require the purchaser to surrender the land ' Hunt V. Silk, 5 East, 449. Blackburn v. Smith, 3 Exch. 783. » Taft V. Kessel, 16 Wis. 278. ' Stockliam v. Cheney, 62 Mich. 10. * Rodgers v. Olshofisky, 110 Pa. St. 147; 2 Atl. Rep. 44; McKeen v. Beaup- land, 33 Pa. St. 488. Strong v. Lord, 107 111. 26. "Where the purchaser's note contained an indorsement that it was not to be paid unless the title proved to be good, and the purchaser resisted payment on the ground that the title to a part of the land had failed, but did not seek to rescind the contract, it was held that he could not be compelled to pay the note until the title should be made good, though he had conveyed away a part of the land. Smeich v. Herbst, 135 Pa. St. 539; 19 Atl. Rep. 950. ' Johnson v. Burnside, (S. D.) 52 N. W. Rep. 1057. 590 MARKETABLE TITLE TO EEAL ESTATE. before he can have the benefit of the verdict.^ Where, however^ courts of law have no jurisdiction to direct a surrender of the prem- ises before the judgment or verdict shall become operative, it is apprehended that the purchaser's action or defense, as the case may be, must fail, unless he shows that he has surrendered or offered to surrender the premises to the vendor.^ § 259. RULE IN PENNSYLVANIA. In Pennsylvania the rule that the purchaser cannot keep both the estate and the price of it is declared, but instead of requiring the purchaser to surrender the estate as a condition precedent to the maintenance of an action to recover back the purchase money, it is there held that the vendor must take the initiative, and return the purchase money if he finds that he cannot make title, and then, if the purchaser refuses to give up the possession, turn him out by action of ejectment.^ The appli- cation of this doctrine in an action in which the purchaser seeks ' Sizemore v. Pinkston, 51 Ga. 398. In Taft v. ICessel, 16 Wis. 297, it was said: " There seems to be no objection to a rule allowing a purchaser, brought into court as a defendant, to claim a rescission and a recovery of the purchase money paid, without a previous surrender of the possession, leaving the matter to be disposed of by the judgment, which can be so framed as to adjust the rights of both parties upon equitable terms." This was an "action" to enforce a contract for the sale of lands (practically a suit in equity), but it is believed that the above observations of the court apply with equal force in an action at law by or against the purchaser in which he seeks rescission of the contract. '' Young V. Harris, 2 Ala. (N. S.) 108. In an action to recover back the pur- chase money on failure of the title, if the evidence does not show who is in possession, the court, on appeal, will presume that the purchaser surrendered tlie possession before bringing the action. Pino v. Beckwith, 1 N. Mex. 19. ' In Gans v. Renshaw, 2 Pa. St, 34; 44 Am. Dec. 152, it was held that a pur- chaser, by articles of agreement, was not bound to restore the possession to the vendor and give up the contract before he could make objections to the title in an action brought for the purchase money. A tender of a conveyance with war- ranty against incumbrances bad been rejected by the purchaser on the ground that the premises were incumbered by certain liens, and the vendor brought an action for the purchase money. The opinion of the court was delivered by GrnsoN, C. J., who said; " It is said it was his (the purchaser's) duty, if the title was not such as he bargained for. to give back the possession and declare his determina- tion to abandon the contract. And for not having done so he is to pay a sound price for an unsound title! * * * But whose business was it to move towards a rescission of the contract? Not the defendant's. He was at liberty to fold his arms and await the movements of the plaintiff, whose cue it was to take the next step towards an abandonment or a completion of the purchase. It was not for OBLIGATION OF PtJEOHASEE TO EESTOEE PEEMISES TO VENDOE. 591 either to recover back tlie purchase money or to detain that which is unpaid, would seem to be fraught with injustice to the vendor, for he would be thereby forced to the expense and annoyance of another and independent action to do that whicli might be accomplished in one. It has been held in the same State, in several cases, that the pur- chaser cannot, on failure of the title, recover back the purchase money without offering to return the premises to the vendor.' § 260. KESTORATION OF THE PREMISES IN CASES OF FRAUD. The mere fact that the vendor was guilty of fraud in respect to the title would not, it seems, justify the purchaser in retaining both the land and the purchase money. '^ There are cases which, at the first ii'laiice, might appear to countenance such a doctrine, but upon closer o-camination it will be found that they establish nothing beyond the proposition that the purchaser is not obliged to surrender the pos- session, where the title fails, as a condition precedent to the rescis- sion of the contract. At law it seems that he would be compelled the defendant to know what title the plaintiff should be able to make when he should come to tender the conveyance. The plaintiff's power to perform his part was best known to himself, and if he found the defect in his title to be irrepara- ble what was he to do? Certainly, not to bring an action for the purchase money in order to force a rotten title on the purchaser for a good one, and this on the basis of his own default. It would be his dutj' to apprise the vendee of his ina- bility, restore whatever had been paid, and demand the possession. In that case equity would not enjoin him from proceeding on his legal title to get back the property, but not to compel the vendee to pay for what he did not get." See, also, Nicoll V. Carr, 35 Pa. St. 381. 'Morrow v. Rees, 69 Pa. St. 368; Pearsoll v. Chapin, 8 Wright (Pa.), 9; Bab- cock V. Case, 61 Pa. St. 427; 100 Am. Rep. 654; Wright v. Wright, 13 Pa. Co. Ct. Rep. 238. ^ Wimberg v. Schwegeman, 97 Ind. 528; Vance v. Shroyer, 79 Ind. 880; Wiley V. Howard, 15 Ind. 169. Vining v. Leeman, 45 111. 246; Whitlock v. Denlinger, 69 111. 96; Laforge v. Matthews, 68 111. 328. Fratt v. Piske, 7 Cal. 380. Lett v. Brown, 56. Ala. 550. Brannum v. Ellison, 5 Jones Eq. (N. C.) 435. Staley v. Ivory, 65 Mo. 74. Linsey v. Ferguson, 3 Lans. (N. Y.) 196. Underwood v. Parker, (Ky.) 7 S. W. Rep. 626. Goodin v. Decker, (Colo.) 33 Pac. Rep. 832. 2 Warvelle Vend. 919. In Pearsall v. Chapin, 44 Pa. St. 9, the court below instructed the jury that in a case of fraudulent representations the vendor had a right to recover back the price without first tendering a reconveyance. This was reversed on appeal, the court saying: "If the court has stated this point correctly a defrauded vendee may recover back the price without rescinding the contract, and while retaining the price acquired by it, and, perhaps, without liability to return it, since the vendor cannot allege his own fraud in order to reclaim it; he 592 MAEKBTABLE TITLE TO EEAL ESTATE. to give up, or to oifer to give up, the possession before trial, even where the vendor has been guilty of fraud, except in those States in which courts of law have the power to enter judgment for the pur- chaser, conditioned upon his delivery of the premises to the vendor.* But the rule that the purchaser electing to rescind the contract must restore the possession to the vendor, even in a case of fraud, does not apply where the purchaser is already in possession under a prior purchase, and is induced to take a quit claim from a third per- son who fraudulently represents that he has title to the promises. In such a case the purchaser may refuse to pay a note given in con- sideration of the quit claim without surrendering the premises to the payee.^ The rule that the purchaser cannot deny the vendor's may rescind for what he gave and affirm for what he got, and thus is allowed by law to return injustice by fraud, and invited to learn the art of being duped as a mode of profitable speculation. "We do not so understand the law." In an action to recover back the purchase money on the ground of fraud, the purchaser must show an actual rescission by him, notice thereof to the vendor, and, as a general rule, an offer to put the vendor in statu quo by returning the property, unless it is utterly worthless. Mon-ow v. Rees, 69 Pa. St. 373. ' Coffee V. Newson, 2 Kelly (Ga.), 443. Taft v. Kessel, 16 Wis. 397. Young v. Harris, 2 Ala. (N. S.) 108, where it was said: "The decisions of this court are uniform, when the question has arisen at law, that the vendee, while he retains the possession, cannot refuse to pay the purchase money; otherwise, it might happen that he would get the land without paying for it, as a court of law could exact no condition from him as the price of affording its aid. But in a court of chancery, where the rights of the parties can be accurately adjusted, no reason is perceived why the vendee, who has been induced by the fraudulent representa- tions of the vendor, to invest his money in the purchase of land, should be required, as a prerequisite to relief in equity, to relinquish possession of the land, and with it, it may by be, his only hope of reimbursing himself. This point has not before been presented to this court, but we hesitate not to say that when one, by the fraudulent silence or fraudulent representations of another in relation to material facts concerning the title of land, the falsehood of which he had not the means of ascertaining and could not have ascertained by reasonable diligence, is induced to invest his money in the purchase of land, or has made on the faith of such purchase, valuable and lasting improvements, he can have relief in chancery before an eviction and without an abandonment of tlie possession." See, also Whit- worth V. Stucliey, 1 Rich. Eq. (S. C.) 408. 1 Sugd. Vend. m. p. 247. In Green- lee V. Gaines, 13 Ala. 198; 48 Am. Dec. 49, it was held that the purchaser need not surrender the possession if tlie fraudulent vendor were insolvent and the detention of the premises was necessary for his (the purchaser's) indemity. « Watson V. Kemp, 41 Ga. 586. OBLIGATION OF PUECHASEE TO EESTOEE PREMISES TO VENDOE. 593 title has no application where the purchaser is already in possession when the contract is made, and the vendor has fraudulently misrep- resented or concealed the state of the title.' If the vendor fraudulently misrepresent the state of his title, it is not necessary that the purchaser shall return a title bond executed by the vendor before he can be permitted to rescind. lie may rely upon such misrepresentations as a defense to an action for the pur- chase money without returning the bond.^ § 261. WHEN PURCHASER NEED NOT RESTORE THE PREM- ISES. PURCHASER'S LIEN. The purchaser is not obliged to return the premises before suing to recover back the purchase money if the vendor refuse to receive them.' Nor does any such obligation rest upon him if, through mistake or fraud on the part of the vendor, he purchased his own property.* The most important exception to the rule, liowever, and oue which has been i-ecognized iu several of the States, is that the purchaser need not restore the premises if it is necessary for him to retain them for his im lemnity, where the vendor is insolvent or cannot be compelled to respond in damages for his breach of the contract.^ In such case, however, the ' Hammers v. Hannick, 99 Tex. 412; 7 S. W. Rep. 345, citing Taylor Landlord & Tenant, 416, 514. 2 Coburn v. Haley, 57 Me. 347; Wyman v. Heald, 17 Me. 329. ' Johnson v. Burnside, (S. D.) 53 N. W. Rep. 1057. Elliott v. Boaz, 9 Ala. 772; Smith v. Robertson, 23 Ala. 824. Culbertson v. Blanchard, 79 Tex. 486; 15 S. W. Rep. 700. "Phillips V. O'Neal, 87 Ga. 727; 13 S. E. Rep. 819. "This," says Mr. Wash- burn, " is but little more than carrying out the old idea of a use raised in favor of a vendee vfho has paid the purchase money of an estate. And when the con- tract is executory as fast as the purchase money is paid in, it is a part perform- ance of such contract, and to that extent the payment of the money, in equity, transfers to the purchaser the ownership of a corresponding portion of the estate. * * * The mode of enforcing such liens is by a bill in equity to have satis- faction of the debt made, and to that end the court may order enough of the land to be sold to satisfy the lien. But it can be enforced only iu a suit or proceeding brought for the purpose. It cannot be reached by a collateral proceeding. 2 Washb. Real Prop. 93 (509). ' Duncan v. Jeter, 5 Ala. 604; 39 Am, Dec. 343; Read v. Walker, 18 Ala. 323; Garner v. Leaverett, 32 Ala. 410; Hickson v. Linggold, 47 Ala. 449; Griggs v. Woodruff, 14 Ala. 9; Elliott v. Boaz, 6 Ala. 777. McLaren v. Irvin, 63 Ga. 275. Taft v. Kessel, 16 Wis. 273; Mclndoe v. Morman, 36 Wis. 588; 7 Am. Rep. 96. 75 594 MAEKETABLE TITLE TO REAL ESTATE. burden devolves on the purchaser to show that the vendor is insol- vent or unable to answer in damages.' The purchaser will not be allowed to keep the premises where the vendor, although a non- resident and imable to make title, is fully solvent, and was a non- resident at the time the contract was made, and has remained so ever since.^ As against the vendor and those claiming under him with notice, the law gives the purchaser a lien on the purchased premises to secure to him the reimbursement of whatever purchase money he may have paid, in case the title fails.^ Of course, such a lien could not prevail against the true owner,^ and it is obvi-ous that if the pur- chaser were liable to the latter for rents and profits, he could derive no benefit from the retention of the premises. There may be cases, however, in which no such liability exists, as where the vendor, sell- ing a fee, had only a life estate. In such a case, the purchaser would be permitted to enjoy the life estate until he is fully reimbursed the purchase money paid and sums expended in permanent improve- ments. The purchaser will not be entitled to a lien, as against a subsequent iona fide purchaser, without notice of his rights.^ But, Payne v. Atterbary, 1 Harr. Ch. (Mich.) 414. Wickman v. Robinson, 14 Wis. 493; 80 Am. Dec. 789. Davis v. Heard, 44 Miss. 50. Bibb v. Pratber, 1 Bibb (Ky.), 313; 2 Am. Dec. 711. Shirley v. Shirley, 7 Bl. (Ind.) 452. Colcock, J., in Rutledge v. Smith, 1 McCord Ch. (S. C.) 403. ' Wyatt V. Garlington, 56 Ala. 576. ' Parks V. Brooks, 16 Ala. 529. '2 Sugd. Vend. (14th ed.) 672; 2 Warvelle Vend. 884; 3 Story Eq. Jur. § 1318, n. See, also, cases cited, supra, this chapter. Taft v. Kessel, 16 Wis. 273. Newnan v. Maclin, 5 Hayw. (Teiin.) 341; Perkins v. Hadley, 4 Hayw. (Tenn.) 148; Pilcher v. Smith, 3 Head (Tenn.), 208; Hilton v. Duncan, 1 Cold. (Tenn.) 316, 330. Benson v, Shotwell, 87 Cal. 49; 25 Pac. Rep. 349. Galbraith v. Reeves, 82 Tex. 357; 18 S. W. Rep. 696. Coleman v. Floyd, (Ind.) 81 N. E. Rep. 75. Grifflth V. Depew, 3 A. K. Marsh. (Ky.) 177; 13 Am. Dec. 141. * Thus, in McWilliams v, Jenkins, 72 Ala. 480, it was held that the purchaser's lien could only extend to such lands, or portions thereof, as the vendor had the legal right to convey, and that, having no right to convey his homestead lands, the purchaser could have no lien thereon, as against the claim of the vendor's children, for the rents while the purchaser was in possession. And in Scott v. Battle, 84 N. C. 184, a purchaser, whose deed was void because executed by a married woman alone and without privy examination, was denied a lien upon the land for the purchase money paid. 6 Chase v. Peck, 21 N. Y. 581, 585, dictum. OBLIGATION OF PUEOHASEE TO EE8T0EE PEEMISE8 TO VENDOE. 595 as against a suosequent purcliaser with notice, his lien will be enforced.' The purchaser's lien will, after a time given the vendor for repayment has expired, be enforced by sale of the land.^ If the purchaser be able to follow and identify tlie purchase money paid by him, it seems that he may unpress it with a trust. But it seems, also, that the purchaser has no lien on the purchase money after it has been appropriated by the vendor, even though the latter fraudu- lently concealed tlie state of the title.' § 262. OTHER EXCEPTIONS. The rule that the purchaser can- not detain the purchase money without restoring the possession, of course does not ajjply where the title fails to part of the premises only, and the purchaser does not seek a rescission but elects to take such title as the vendor can make, with abatement of the purchase money as to that part to which the title has failed.^ It sometimes happens that the purchaser in good faith seeks to detain the purchase money without intending or desiring to rescind or abandon the contract, and with no intent to a^-ail himself of the want of title as a mere excuse for detaining both the purchase money and the possession of the premises, as where suit against the pur- chaser has been begun or threatened by an adverse claimant. In such case it seems that the purchaser, anxious to preserve his bar- gain, may detain both the premises and the unpaid purchase money, the contract being executory, until the rights of the adverse claimant can be determined. Thus, where the purchaser, a woman, was sued for a balance of the purchase money and she filed an answer alleging that she had been sued in trespass by an adverse claimant of the land, whose title she was informed and believed was paramount to that of her vendor, and prayed that the vendor's suit against her might be stayed until the trespass suit was determined, it was held that the answer presented a good defense, though there was no offer to restore the premises to the vendor.' ' Clark V. Jacobs, 56 How. Pr. (N. Y.) 519. » Jett V. Locke, 5 J. J. Marsh. (Ky.) 591. '2 Sugd. Vend. (8th Am. ed.) 200. *Walker v. Johnson, 13 Ark, 522; Wheat v. Dotson, 7 Eng. (Ark.) 699. Smeech v. Herbert, 135 Pa. St. 539; 19 Atl. Rep. 950. Compare Lewis v. McMillan, 31 Barb. (N. Y.) 395; 41 Barb. (N. Y.) 420. '' Gober V. Hart, 36 Tex. 139, the court saying: "In this case the appellant purchased the land and paid a large proportion of the purchase money, and weat 596 MAEKBTABLE TITLE TO EEAL ESTATE. It has been held that a purchaser in possession of the premises resisting the payment of the purchase money on the ground that the title is bad, must show affirmatively the existence of a paramount title in a thu-d person in order to sustain that defense.^ It might, perhaps, be inferred from these cases that if the purchaser were able to estabhsh the existence of the paramount title, he might detain the purcliase money without surrendering the possession of the premises. If such be the effect of these decisions, they are opposed to the current of authority in England and America. It is true that it has been held that a purchaser in possession under an executory contract cannot enjoin the collection of the purchase money merely because the vendor has no title, or a defective title,^ unless the vendor has been guilty of fraud,^ or is insolvent and unable to respond in damages for breach of the contract.* But these cases, it is to be observed, do not militate against the right of the purchaser to rescind the contract and recover back the purchase money, as a general rule, if the title is bad or unmarketable. They merely deny his right to do either so long as he remains in the undisturbed possession and enjoyment of the premises. There are cases, however, which deny the right of tlie purchaser to deliver up the possession and recover back or detain the purchase money where the title is bad or doubtful, unless the vendor is insolvent.'^ It seems impossible to into possession of the purchased pi-emises; and she had a right to retain the same as against her vendors until a tender of a good and valid title; and in order to make her defense a good one she was not bound to make an offer to restore pos- session, as she did not seek to rescind the contract of sale, but sought to have it perfected in good faith, according to the contract of sale and purchase. She does not resist the payment of the note, but only asks that the enforcement of the pay- ment be stayed until appellees can make her a good title; and this she had aright to ask, and it should have been granted her." 1 Cantrell v. Mobb, 43 Ga. 193; Sawyer v. Sledge, 55 Ga. 152. In both cases the contract was executory. 2 Blanks v. Walker, 54 Ala, 117. 3 Id. Young V. Harris, 3 Ala. 108; Elliott v. Boaz, 9 Ala. 773; Bonham v. Walton, 34 Ala. 514. * Kelly V. Allen, 34 Ala. 663; Magee v. McMillan, 30 Ala. 430; McLemore v Mabson, 30 Ala. 137. ' Hancock v. Cloud, 65 Ga. 308. This was an action to recover the purchase money of land, the contract being still executory. The purchaser had bought from one who had purchased at his own sale as administrator, and finding the OBLIGATION OT PTJECHASER TO BESTOEE PREMISES TO VENDOR. 597 reconcile such decisions with the rule that a purchaser cannot be required to take a doubtful title, or one that will probably involve him in litigation. § 263 RESTORATION OF THE PREMISES WHERE THE CON- TRACT IS "VOID. In some cases it has been been held that if the contract for the sale of the land was void, e. g., within the Statute of Frauds, the purchaser might recover back his purchase money without surrendering the possession of the land to the vendor, the reason assigned being that there is no contract to rescind.* Such a reason is eminently unsatisfactory. It is difficult to perceive how the purchaser can have any greater rights under an illegal contract than he could have under one that is lawful and valid, or why the non-existence of a contract should entitle him to hold both the land and the purchase money. Neither does it seem that there is any right or justice in forcing the vendor to the expense and vexation of an action of ejectment or unlawful detainer to regain possession of the premises, when circuity of action might be avoided in the first instance by requiring the purchaser to deliver up the land as a condition precedent to restitution of the purchase money. Accord- ingly it has been held that the invalidity of the contract of sale title doubtful for that reason, liad offered to pay the purchase money if the heirs would ratify the sale, and, in default of such ratification, to rescind and give up the possession; and his plea showed these facts. The plea was stricken out, and the purchaser was required to perform the contract on the ground that it did not appear that the sureties on the administrator's bond were insolvent or that the purchaser had been or ever would be disturbed in the possession of the land. Plainly the effect of such a decision might be to compel the purchaser to buy a lawsuit. ' Barickman v. Kuykendall, 6 Bl. (Ind.) 21. JlcCracken v, San Francisco, 16 Cal. 591, 628. Cope, J., dissenting. Hurst v. Means, 3 Swan (Term.), 594. In Wiley V. White, 3 Stew. & Port. (Ala.) 355, it was held that if a sale was void for want of authority in the seller, the purchase money might be recovered back by the purchaser without surrendering the possession. The contract, however, had been executed in this case by a conveyance, but whether with or without covenants for title, does not appear. The case of Walker v. Constable, 1 Bos. & Pul. 406, was cited by the court in Hurst v. Means, supra, in support of this proposition. It seems, however, that in that case, the contract being within the Statute of Frauds and void, the purchaser was merely denied a recovery of the expenses of examining the title, and was allowed to recover the purchase money on a count for money had and received. The case does not show whether the plaintiff had or had not restored the possession. 598 MARKETABLE TITLE TO EEAL ESTATE. Ehould occasion no exception to the rule that the purchaser cannot recover back the purchase money so long as he retains possession of the premises.^ ■ Cope V. "Williams, 4 Ala. 363, where it was said by Collibe, C. J. : "Morality forbids the idea that one man should take possession of another's property under a contract which at most is merely void, and notwithstanding its continuous enjoyment, refuse to make for it any remuneration. Here the seller does not seek to recover of the purchaser upon his contract for payment, but the action is by the buyer, and assumes the utter invalidity of the contract, and asserts a tight to be refunded what has been paid under it, although the purchaser's possession has never been molested, and the vendor has not refused to execute the contract. Such a demand is against equity and good conscience, and cannot be entertained." See, also, the dissenting opinion of Cope, J., in McCrackeu v. San Francisco, 16 Cal. 638. In Reynolds v. Harris, 9 Cal. 338, it was held that no eviction was necessary to enable the purchaser to recover back the purchase money where the title had failed and the contract was void under the Statute of Frauds. But in this case the purchaser had given up the possession, and it was not decided that the mere invalidity of the contract would justify the purchaser in detaining the possession. OF VIRTUAL RESCISSION BY PROCEEDINGS AT LAW AFTER THE CONTRACT HAS BEEN EXECUTED. Detention of the Purchase Money. CHAPTER XXVI. OF DETENTION OP THE PURCHASE MONEY "WHERE THERE HAS BEEN A BREACH OP THE COVENANT OP SEISIN, (a) GENEEAL RULE. § 264. aUALIPICATIOlirS OF THIS RULE. § 365. BREACH OF COVENANT OF TO PART OF THE PREMISES. § 266. § 264. GENERAL RULE. It has been frequently declared that an executed contract for the sale of lands cann,ot bo rescinded upon the sole ground of want of title in the vendor, unattended by any circumstances of fraud or mistake in the execution of the contract.' No case can be found in which, after delivery of piossession and execution of a conveyance on the part of the vendor, and payment of the purchase monej' and acceptance of a conveyance on the part of the purchaser, the vendor has been ordered to restore the pur- chase money to the purchaser, and the purchaser directed to recon- vey the premises to the vendor, upon the ground that the title has failed.^ And in many of the States the rule is established that if (a) It was the desire of the author to present in unbroken sequence in this part of his work each of the cardinal rules which govern the right of the pur- chaser upon failure of the title, to detain or to recover hack the purchase money, since the exercise of this right in most instances amounts in substance to an elec- tion to rescind the contract. But inasmuch as the averment of an eviction under title paramount as a defense to an action for the purchase money, is substantially a cross-action by the ijurchaser on the covenant of warranty, and is, therefore, an affirmance of the contract, it has been deemed proper to consider that subject in a chapter under the subdivisions " Affirmance by Proceedings at Law after the Contract has been Executed," and " Action for Covenant Broken," ante, pp. 430, 253. -Beebe v. Swartwout, 3 Gil. (111.) 168; Ohling v. Luitjens, 32 111. 28. 2 See the case of Hart v. Hannibal & St. J. R. R. Co., 65 Mo. 509. The pur- chaser filed his petition (declaration) alleging that he bought the land in 1863, paid the purchase money in full and took a conveyance, with covenants of seisin, etc., that his vendor had no title to the land; that the title was outstanding in a person named, and that he had offered to rescind the contract, and tendered a reconveyance to the vendor. The plaintiff had not inclosed or cultivated the land, but there was nothing to prevent him from taking possession and occupy. 600 MAKKETABLE TITLE TO EEAI, ESTATE. the purchaser has accepted a conveyance with covenants for title, and has not been actually or constructively evicted from the prem- ises by one having a better right, nor compelled to satisfy an incum- brance on the estate, he cannot detain the unpaid purchase money in his hands, though a clear failure of the vendor's title should appear. We have seen that if he is evicted from the premises or forced to discharge an incumbrance thereon, he may set up that fact as a defense by way of counterclaim or recoupment in an action ing the premises. There was a judgment for the plaintiff, which was reversed on appeal, the court saying: "The parties tried the cause as if the plaintiff had sued the defendant for a breach of the covenant of seisin, and judgment vras rendered for the amount of the purchase money and interest. Had it been such a suit, the plaintiff would only have been entitled to nominal damages, as no actual or constructive eviction was shown. But the suit was distinctly brought for a rescission of the executed contract of sale. The petition contained no alle- gation of fraud or misrepresentation of facts in relation to the title, and without such allegations a court of equity has no authority to grant the relief prayed. The vendee in such case must rely on the covenants contained in his deed." In the case of Simpson v. Hawkins, 1 Dana (Ky.), 305, the court said: "Where con- tracts are executed by conveyances we are of opinion that there can be no rescis- sion of a contract in any case unless it has been tainted by actual fraud. If the warranty of title has been broken so as to entitle the vendee to damages, or if the vendee be entitled to damages upon a covenant of seisin, he may apply to the chancellor, where the vendor is insolvent, to set off those damages against the unpaid portion of the purchase money. The ground upon which the chancellor interferes in such cases is the prevention of the ii-reparable mischief which other- wise might result from the insolvency. He ought not to act upon the principle of rescinding +he contract. On the contrary, he should affirm the contract, and secure to the party such damages as he might be entitled to for a partial or total violation thereof by the obligor. If a deed of conveyance be executed for any quantity of land, and the vendee is put into possession thereafter, in case he loses half or three-fourths of the land, the law only authorizes a recovery, upon the warranty, of damages commensurate with the loss. The chancellor must follow the law and not lay hold of such a partial loss, and require the vendor to take back the portion of the land saved and return the purchase money for that, under the idea of rescinding contracts." In Vance v. House, 5 B. Mon. (Ky.) 540 it was said by the court: " This is the case of an executed contract, where the conveyance has been made and accepted with warranty of title, and possession delivered and uninterruptedly enjoyed, without eviction or molestation. In such a case a bill for the dissolution of the contract and the payment of the considera- tion enjoined cannot be sustained except in the case of fraud, insolvency or non- residency of the vendor, and a palpable and threatening danger of immediate or ultimate loss, without legal remedy by reason of the defects in the title con- veyed and the inability of the vendee to protect himself against eviction under DETENTION OF PURCHASE MONEY — BEEACII OF COVENANT OF SEISIN. 601 for the pui'chase money.' No particular hardship is involved in requiring a grantee, who has paid the whole purchase money, to await an eviction or disturbance of his possession before he can recover back the purchase money, or rather its equivalent in the shape of damages, from the grantor. But that he should be com- pelled to pay over the purchase money when there is a moral cer- tainty of his eviction by an adverse claimant, and a possibility that his judgment against the grantor for damages may be worthless when recorded, does violence to common principles of equity and right. Such, however, is the consequence of a rigid application of the maxim caveat einptor. But in some of the States the I'estraints of this maxim or rule have been thrown off in a large degree. We shall see that in the State of Pennsylvania tlie purchaser is per- mitted to detain the purchase money, though he took a conveyance without covenants for title., if he purchased without notice of the defect in the title. ^ And, with the same qualification, in the States of Texas and South Carolina, the existence of a paramount title to the premises in a stranger, is a good defense to an action for the purchase money, though the purchaser holds under a deed with general warranty, and has not been disturbed in the possession of the premises.' In a number of other States he is permitted to enjoin the collection of the purchase money if he can show that by reasoft of the non-residence or insolvency of the grantor his remedy by action for breach of the covenant of warranty will prove unavailing when the right to maintain the action shall have accrued.* The decisions in these States, together with those in other States, directly or incidentally affirming the right of the purchaser to detain the purchase money where there has been a total failure of the title, upon recon- veying or offering to reconvey the premises to the grantor, justify us, it is believed, in laying down the following proposition : it. And to sustain such a bill after the vendee has accepted the conveyance, the onus lies on him to establish to the satisfaction of the chancellor that the defect of title and imminent danger of eviction existSu" ' Ante, p. 253. 'Post, §271, "Ante, p. 449, 451. -•Post, §331. 76 602 MARKETABLE TITLE TO EEAL ESTATE. Peoposition III. If tlie contract has heen executed hy a convey- ance with a covenant of seisin or of good right to convey, am,d it clearly appears that the covenantor had no title, the covenantee, though he ha,s not heen disturbed in the possession, will, it seems, in some of the American States, he permitted to set up the hreach of the covenant of seisin as a defense to an action for the purchase money, upon condition that he reconvey the premises to the cove- nantor, and do all that may ie necessary to put him in statu quo} ' Owens V. Rector, 44 Mo. 390, 393. McDaniel v. Bryan, 8 111. App. 273. Mudd V. Green, (Ky.) 14 S. W. Rep, 347. Cartwright v. Culver, 74 Mo. 179. Kirtz V. Peck, 113 N. Y. 322, 331; 31 N. E. Rep. 130. Lowry v. Hurd, 7 Minn. 356 (282). Buell v. Tate, 7 Bl. (Ind.) 55; Marvin v. Applegate, 18 Ind. 425. McDunn v. Des Moines, 84 Iowa, 467; Beard v. Dulaney, 35 Iowa, 16. Barnett V. Clark, 5 Sneed (Tenn,)486; Land Co. v. Hill, 3 Pick. (Tenn.) 589, 598; 11 S. W. Rep, 797. Kimball v. West, 15 Wall. (U. S,) 377, Michael v. Mills, 17 Ohio, 601. Smith v. Hudson, 45 Ga. 208. See, also, the cases cited, post, § 371, " Rule in Pennsylvania," and. ante, gg 189, 190, "Rule in South Carolina and Texas," and, post, § 331 , ' ' Insolvency and Non-residence of the Covenantor. " Sir Edward Sug- den says that where the title is defective the covenantee would not be bound to wait until eviction, but might bring his action of covenant, and, if necessary, offer to reconvey the interest or title actually vested in him. 3 Sugd. Vend. (14th ed.) 611, No authority is cited for the proposition, and it has been doubted by Mr. Dart. Dart Vend. (5th ed,) 793. In Lawless v. Collier, 19 Mo. 480, it was held that the rule which limits the recovery in an action on a covenant of seisin, to a nominal sum, until there has been an eviction, has no application where the title conveyed has been defeated, and the grantee or his assigns hold by a title adverse to that acquired from their grantor, and that in such case there can be no necessity for submitting to the form of an eviction in order to be entitled to a recovery of full damages for a breach of the covenant of seisin; neither is there any necessity for a reconveyance to the grantor, in order to sustain such recov- ery. It is true these principles were declared in an action for breach of the cove- nant of seisin, but they are fully as applicable where such breach is sought to be availed of as a defense to an action for the purchase money. In Akerly v. Vilas, 31 Wis. 88; 99 Am. Dec. 165, which was an action to foreclose a purchase-monev mortgage, it was held that the defendant might, under a statutory provision allowing a counterclaim to be set up in foreclosure proceedings, counterclaim for a breach of the covenant of seisin, though he was in the undisturbed posses- sion of the premises. See, also, Merritt v. Gouley, 58 Hun (N, Y.), 372; 13 N. Y. Supp. 133. The proposition stated in the text was admitted, though the point was not expressly decided, in Yazel v. Palmer, 81 111. 82. There had been a conveyance in that case, but whether with or without covenants for title does not appear. The grantee had resold and conveyed the premises, and when sued for the purchase money, set up want of title as a defense. The court said: "He (the original grantee) cannot withhold the purchase money, and still retain DETENTION OF PUECHASE MONET — BREACH OF COVENANT OF SEISIN. 603 In one of those eases the court said : " We fully recognize the principle that the true consideration of the notes given for the pur- chase money, was the land, and not the covenants in the deed ; and as the title to the land had been defeated by an incumbrance prior to the deed to the defendant, the title at the time of the maturity of the notes had failed ; and so the consideration of the notes failed if the plaintiff's title, whatever it was. which he obtained by the conveyance. Before he can recoup the value of the land to which he says the title uiiled, he must cause his grantee to reconvey it, or oHer to do so, back to plaintiff. No defense can be interposed until the parties have been placed in stahi quo by a reconveyance, or an offer to reconvey to plaintiff whatever title defendant received from plaintiff, no matter what its title may be." In Moyer v. Shoemaker, 5 Barb. (N. Y.) 319, it was held that the covenantee could not maintain assumpsit to recover back the purchase money on failure of the title, without reconveying the p'-emises. The right to rescind, provided the covenantee would make the adverse claimant a party, so that the rights of all parties might be adjusted in the suit, was admitted in Wiley v. Fitzpatrick, 3 J. J. Marsh. (Ivy ) 583, 586. In Brick V. Coster, 4 Watts & S. (Pa.) 499, it was said that an aflBdavit of defense by a grantee, with wa/rranty, in a suit for the purchase money, would be insuffi- cient unless it alleged adverse claims to be good, or that affiant believed them to be good. If the objection to the title be an outstanding incumbrance, the grantee will be entitled to detain the purchase money until the grantor removes the incumbrance. Brown v. Montgomery, (Tex. Civ. App.) 31 S. W. Rep. 1079. In Wisconsin there are dicta in several early cases which support the proposition stated in the text. Taft v. Kessel, 16 Wis. 273; Noonan v. lUsley, 21 Wis. 138; 84 Am. Dec. 742; Mecklem v. Blake, 22 Wis. 495; 99 Am. Dec. 68. But they are inconsistent with later decisions in that State. In Smith v. Hughes, 50 Wis. 635, it was said: " The counterclaims of the defendant, for a rescission of the bargain and for damages, are predicated upon the breach of the covenant of seisin in the deed of the respondents, executed and delivered in July, 1872. It is too well settled that only executory contracts can be rescinded, to require dis- cussion. This method of relief is the converse of specific performance, and in its very nature can have application only to executory contracts, and this court has settled the question beyond controversy by repeated decisions. In direct application to this case, it is held in Booth v. Ryan, 31 Wis. 45, that, especially, a rescission cannot be made after a deed with full covenants, together with pos- session, have been delivered in full execution of the contract of sale. * * * The remark in the opinion of Chief Justice Dixon, in Mecklem v. Blake, 22 Wis. 495; 99 Am. Dec. 68, intimating that a rescission might be made in such a case, was clearly obiter, and without due consideration." In McClennan v. Pren- tice, 77 Wis. 124; 45 N. W. Rep. 943, it was held, in an action for breach of a covenant of seisin in which it appeared that the plaintiff had never been in possession of the premises, that the burden of proof was on the grantor to show that he was seized of an estate in fee at the time of the execution of the deed. 604 MARKETABLE TITLE TO EEAL ESTATE. the defendant so chose to treat it, and the defendant then had the right to repudiate the contract of sale and the notes, for the reason that the consideration of the notes had faUed. But the mere decla- ration that he repudiated the contract was not suiScient to effectuate that purpose. He should have put the other parties in statu quo by a reconveyance of the land, or, at least, a release of the covenants of the deed, so that any subsequent title acquired by the grantor, would not enure to his benefit, and vest in him." ' These views, undoubtedly at variance with the current of American authority, find support in a number of adjudicated cases.^ The equity of this rule is undeniable. That a purchaser with a confessedly bad title must pay the purchase money and await an eviction from the premises before he can have the benefit of a cove- nant of seisin by his grantor, may easily be productive of great hardship ; for when that eviction occurs the covenantor may be insolvent or a non-resident; or the remedy against him may be barred by the Statute of Lunitations, for the statute begins to run, not from the time of the eviction, but from the delivery of the deed and that in the absence of such proof the grantee might, on tendering a reconiieyance, rescind the contract and recover back the purchase price paid, loith interest, etc. This case came again before the court, and is reported in 85 Wis. 427. "Without disapproving the decision at the former hearing, the court announces a rule inconsistent therewith, namely, that an executed contract cannot be rescinded, except upon the ground of mistake. Apparently, the court draws a distinction between a rescission by decree of a court of equity, and a virtual rescission accomplished at law, by permitting the purchaser to recover back or detain the purchase money in the shape of damages for a breach of the covenant of seisin. In Taylor v. Lyon, 2 Dana (Ky.), 279, it was said: "If he (the purchaser) took no covenant of seisin, which would have enabled him, witlwut an eviction, to put the title to a legal and decisive test at any time, he cannot call on the chancellor to supply such an omission in the contract, and, by anticipating an eviction, to decree a rescission.'' In Jackson v. Norton, 6 Gal. 187, the right of the cove- nantee to a perpetual injunction against the collection of the purchase money, provided he reconveyed the premises to the grantor, was conceded. In Baird v. Goodrich, 5 Heisk. (Tenn.) 20, the covenantee, on failure of the title and suit against him to recover the land, filed a bill against the covenantor's representa- tive to attach the estate of the covenantor in his hands, and hold it so that it might be forthcoming to answer the covenantor's liability in case the plaintiff should lose the property. There was a demurrer on the ground that the plain- tiff's remedy was on his covenants, but the demurrer was overruled. ' Deal V, Dodge, 26 111. 458, See, also, Whitlock v. Denlinger, 59 111. 96. ' See the cases cited above. DETENTION OF PURCHASE MONEY BEEAOH OF COVENANT OF SEISIN. 605 containiiig the covenant.' Therefore, it might be that the covenantee could be compelled to pay money with the certainty of a right accruing sometime in the future to recover it back, but with no pros- pect of enforcing that right. The answer to this has been that the hardship so produced is the result of the purchaser's own negligence in failing to examine the title. This answer is unsatisfactory : Eirst, because there are many defects of title not apparent from the public records nor upon the face of the instruments under which the vendor claims, and which the most skillful examination of the title would not disclose ; and, secondly, because the very purpose for which a covenant of seisin is taken is to protect the purchaser against defects of title which may have been overlooked or undiscovered. Another reason assigned for refusing to permit the purchaser to detain the purchase money upon a breach of the covenant of seisin, is the temptation which that defense offers to purchasers to search out defects in the title when pressed for the purchase money .^ This objection loses its force if the right of the purchaser to detain the purchase money be confined to, cases in which there is a clear and undoubted failure of the title, a hostile assertion of the adverse title, and a moral certainty of the eviction of the grantee. It has also been urged that the purchaser may protect himself by insisting upon an express provision in the conveyance that the purchase money may be detained and the premises be restored to the grantor if the title should be found to be bad,^ and that if he neglects a precaution of this kind, he should not complain when required to pay the purchase money and await an eviction by one having the better title. Such a provision however, is so much out of the usual course, that its absence would scarcely warrant a presumption of laches against the purchaser. 1 Rawle Govts. (5tli ed.) § 229. Matteson v. Vaughn, 38 Mich. 373. Spoor v. Green, L. R., 9 Exoh. 99. In Sherwood v. Laiidon, 57 Mich. 219, the eviction did not occur until ten years after the covenant of seisin was made, while an action on the covenant was held to be barred after six years. = Rawle Govts. (5th ed.) § 839. See also Id. §§ 178, 183, 184. 8 In Weaver v. Wilson, 48 111. 125, and Smith v. Newton, 38 111. 230, it was provided in a purchase-money note and mortgage, that they should not be pay- able if the title was not perfected. Where a deed with general warranty pro- vided that deferred payments of purchase money should not be made until "acreage of clear title should be determined," it was held that the purchaser 606 MAEKETABLE TITLE TO EEAL ESTATE. A vast number of cases may be found in which it is decided that a mere breach of the covenant of seisin, unattended by an eviction from the premises, is no defense to an action for the purchase money.* In most of tliese cases, however, it will be seen either that the covenantee was seeking to recover hack the purchase money; or that he had purchased with notice of the want of title ; or that he might detain the purchase money though there had been no eviction. American Asson. V. Short, (Ky.) 30 S. W. Rep. 978. ' Ante, p. 421, cases cited in n. 2. McC'onihe v. Fales, 107 N. Y. 404; 14 N. E. Rep, 285; Parkinson v, Sherman, 74 N. Y. 92; 30 Am. Rep. 368. Abbott V. Allen, 2 Johns. Ch. (N. Y.) 519; 7 Am, Dec. 554, and Bumpus v. Plai- ner, 1 Johns. Ch, (N". Y.) 213, aretheleadingcasescitedtosustainthedoctrine that a purchaser cannot, on breach of the covenant of seisin, detain the purchase money unless he has been evicted. The objections to the title in those cases amounted to no more than that it was doubtful or unmarketable. In neither case was there any one asserting or prosecuting an adverse title, nor was any oJEEer made to reconvey the premises. Such objections as were made appear to have been fer- reted out merely for the purpose of delaying the collection of the purchase money. Chancellor Keht rendered the decision in both these cases, and after- wards, in Johnson v. Gere (2 Johns. Ch. 546), granted an injunction staying the collection of the purchase money, upon an allegation that there was an outstand- ing paramount title in a stranger, which was being prosecuted by suit in eject- ment againt the covenantee. Johnson v. Gere, however, has been disapproved in many subsequent New York decisions. See Miller v. Avery, 2 Barb. Ch. (N. Y.) 595; Piatt V. Gilchrist, 3 Sandf. (N. Y. S. C.) 118. The cases cited by Mr. Rawle (Covts. for Title [5th ed.], 687) to the proposition that the purchase money cannot be detained upon a mere breach of the covenant of seisin, may be seen below, with others in parentheses. Some pains have been taken to indicate briefly the grounds of the decision in most of these cases, for in nearly all of them there were circumstances to bring the case within the exceptions to the rule stated at the head of this chapter; such, for example, that the purchaser made no offer to reconvey the premises to the grantor, or that the objections to the title were of a misty or doubtful character. Noonan v. Lee, 2 Bl. (U. S.) 499. In this case, it is true that the covenantee offered to restore the property, but, for all that appeared to the contrary, he was advised of the state of the title when he bought. It also appeared that he took the property with a particular purpose in view, after the accomplishment of which he attempted to throw the purchase back on the hands of the vendor without having paid any of the purchase money. Beck v. Simmons, 7 Ala. 76. Here the covenantee purchased knowing that the title was defective. Burkett V. Munford, 70 Ala. 423. The contract was executory in this case, and the court merely decided that a rescission should be denied in such a case if the purchaser had not restored the premises to the grantor, unless, indeed, it was necessary for him to detain the property until he should be indemnified for what he had already paid. Roberts v. Woolbright, 1 Ga. Dec. 98; McGhee v. Jones, 10 Ga. 127. 133. DETENTION OF PtTECH ASE MONEY BEE ACH OF COVENANT OF SEISIN. 607 was seeking to keep both the land and the purchase money ; or that he could show no more than that the title was doubtful and not absolutely bad. Consequently, they cannot be deemed conclusive against the alleged right of the covenantee to resist the payment of the purchase money, where he reconveys or offers to reconvey the premises to the grantor, upon a complete and palpable failure of the Here, also, the contract was executory, the vendor having executed a bond to make title, and to that bond the court seems to have given the effect of a con- veyance with general warranty, so far as the right to detain the jjurchase money is concerned. Miller v. Long, 3 A. K. Marsh. (Ky.) 334; Perciful v. Hurd, 5 J. J. Marsh. (Ky.) 670; Lewis v. Morton, 5 T. B. Mon. (Ky.) 1. Here the objections to the title were more than thirty years old. So, also, in Vance v. House, 5 B. Mon. (Ky.) 537; Casey v. Lucas, 3 Bush (Ky.), 55. Here it was said that, no danger of eviction being alleged, the covenantee could not have a rescission of the contract without an effort to procure the title, or without showing that a good one could not be made. English v. Thomason, 82 Ky. 281. (In Buford v. Guthrie, 14 Bush [Ky.], 690, the lalc that an executed contract for the sale of lands cannot be rescinded except upon the ground of fraud or mistake, seems to have been asserted without any qualification whatever. See, also. Gale v. Conn, 3 J. J. Marsh. [Ky.] 38.) Beebe v. Swartwout, 3 Gil. (111.) 162. In this case there had been a constructive eviction, the covenantee not having been able to get posses- sion of part of the land, and the court considered that the remedy at law on the bond was sufficient. Ohling v. Luitjens, 32 111. 33; Lovingston v. Short, 77 111. 587. Here the covenantee not only bought with notice that the title to part of the land was doubtful, and asked for a rescission as to that part, but failed to show that any one was claiming or asserting a paramount title to that portion. Middlekauff v. Barick, 4 Gill (Md.), 290. In this case the purchaser took a con- veyance with covenants which did not embrace the defect of which he com- plained. Haldane v. Sweet, 55 Mich. 196. Rescission was denied here (1) because the covenantee bought with notice of certain physical incumbrances of which he complained, and (2) that the objections made to the title consisted of doubtful outstanding claims. Wilty v. Hightower, 6 Sm. & M. (Miss.) 345. In this case the covenantee was seeking to recover back and not to detain the pur- chase money, and it was, of course, held that his remedy was on the covenants. McDonald v. Green, 9 Sm. & M. (Miss.) 138. The contract was executory in this case. So, also, in Green v. McDonald, 13 Sm. & M. (Miss.) 445. (See "Walker v. Gilbert, 7 Sm. & M. [Miss.] 456.) Cooley v. Rankin, 11 Mo, 647. The objections to the title in this case were such as showed it to be merely doubtful and not absolutely bad. Edington v. Nix, 49 Mo. 135. Rescission was refused because the covenantee made no offer to restore the premises, and was seeking to recover back and not to detain the consideration. Beach v.Waddell, 4Halst. (N. J. Eq.)299. It was not shown here that the title had failed. Leggett v. McCarty, 3 Edw. Ch. (JST. Y.) 124. There was no offer to return the premises here, and the court said that while the covenantee held possession it would be unreasonable to say that 608 MARKETABLE TITLE TO REAL ESTATE. title. In a State in wliich the rule that a breach of the covenant of seisin is no ground for detaining the purchase money unless the cov- enantee has been evicted, appears to be firmly rooted, it is, neverthe- less, admitted that a judgment in ejectment against the covenantee in favor of an adverse claimant will justify an injunction against the collection of the purchase money, though it is clear that such a judg- ment does not amount to an eviction, unless the covenantee chooses to surrender the possession to the adverse claimant.^ In such a case, he might not be compelled to pay the purchase money. Woodruff v. Bunce, 9 Paige Ch. (N. Y.) 443; 38 Am, Dec. 559. Whitworth v. Stuckey, 1 Rich Eq. (S. C.) 404; Van Lew v. Parr, 3 Rich. Eq. (S. C.) 331; Maner v. Washington, 3 Strobh. Eq, (S. C) 171, The entire purchase money had been paid in this case, and the object of the complainant was to recover it back . Buchanan v, Alwell, S Humph. (Tenn.) 516. The contract was executory in this case. Young V. Butler, 1 Head (Tenn,), 639. In this case the covenantee expressly dechned to restore the possession because he had gone on the land to live and had made valuable improvements. Cohen v. Woolard, 2 Tenn. Ch. 686; Jones v. Fulg- ham, 3 Tenn, Ch, 193, Long v. Israel, 9 Leigh (Va.), 564. Here the covenantee sought to recover bach and not to detain the purchase money, and the court said (per Tucker, P.) that they had never gone so far as to relieve a covenantee com- plaining of failure of title except where the application was to restrain the recovery of the purchase money. In Young v. McClung, 9 Grat, (Va,) 336, 358, the purchaser bought at a judicial sale, and, with full knowledge of the defective title, allowed the sale to be confirmed without objection. In Prevost v. Gratz, 3 Wash, (C, C) 434, 439, the land was in the possession of adverse claimants, and there was no obstacle to complete and immediate relief on the covenants for title. The court went so far as to deny the right of the covenantee to detain the pur- chase money, though the covenant of warranty had been broken by a constructive eviction In that respect the case would hardly be deemed an authority at the present day. Ante, pp, 421, 443, Greenleaf v. Queen, 1 Pet. (U, S.) 138. The con- tract was executory in this case. Patterson v. Taylor, 7 How, (U. S.) 132, The title in this case was not absolutely bad; it was merely doubtful or unmarketable at most, the covenantor having been in possession under color of title for more than twenty years, Kimball v. West, 15 Wall, (U, S,) 377, 379, This was a suit to rescind the contract and recover the whole consideration, S'22,000, and it appeared at the hearing that the covenantor had at his own cost removed all objections to the title, Smoot v. Coffin, 4 Mackey (D. C), 407. It did not appear in this case that tliere was a clear outstanding title in a stranger. ' Green v. McDonald, 13 Sm. & Marsh. (Miss.) 445, where it was said by the court: "It seems that the objection to granting relief before eviction in cases of the failure of consideration arising from defects in the title is placed chiefly on the ground of incompetency of a court of chancery as not possessing any direct jurisdiction over legal titles. It is conceded that it may try titles to land when the question arises incidentally, but it is understood not to be within its province DISTENTION OF PUECHASE MONEY BEEACII OF COVENANT OF SEISIN. 609 it would be against conscience to compel the covenantee to pay over the purchase money to the covenantor, and take the risk of an inability to get it back in the form of damages, after he shall have been evicted by legal process upon the judgment. The permanent detention of the impaid purchase money upon a breach of the covenant of seisin is in effect a rescission of the con- tract ;' and, tlierefore, this alleged right of tlie purchaser has been denied in some cases upon 'the ground that an executed contract cannot be rescinded unless the agreement was founded in fraud or mistake.^ The wisdom and expediency of this rule is obvious where the contract has been in fact fully executed, that is, where the whole purchase money has been paid and the purchaser is in possession of the premises. Tlie vendor may have invested the purchase money in other property, or the purchaser may have dealt with the estate in such a manner that it may be impossible to put the vendor in as good a position as he was in before the contract was executed. But it may be seriously doubted whether a contract for the sale of lands can be said to be " executed " so long as any part of the purchase when the case depondf? on a simple legal title and is presented directly by the bill. If this be the true reason why a previous eviction is necessary to author- ize the interposition of the court, a judgment at law establishing a failure of title would be held sufficient for that purpose without eviction," If this be true it may be added that it is difficult to perceive why the same reasoning would not apply in a court of law when the purchaser sets up a judgment in ejectment as a defense to an action for the purchase money. In Jaques v. Esler, 4 N. .1. Eq. 461, it was said: " It is well settled that the purchaser of real estate by deed of warranty has a right to relief in equity against the vendor who seeks to enforce the payment of a bond and mortgage given for the purchase money until a suit actually brought to recover the premises by a person claiming them by para- mount title shall have been determined. He is not obliged to look merely to the covenants in the deed. He is not to be driven to such circuity of action, nor to rely upon that as his sole security. The fund in his hands is a security of which it would be inequitable to deprive him.'' It is true that these objections were made with respect to the right of the covenantee to enjoin the collection of the purchase money before eviction, but the principle of the decision is applicable in any case in which the purchaser seeks to detain the purchase money so long as the title is actually threatened. ' A perpetual injunction against proceedings to collect the purchase money practically amounts to rescission of an executed contract. McWhirter v. Swaffer, 6 Baxt. (Tenn.) 343, 347. Golden v. Maupin, 2 J. J. Marsh. (Ky.) 237, 241. ' McClennan v. Prentice, 85 Wis. 427. 7T 610 MAEKBTABLE TITLE TO EEAL ESTATE. money remains unpaid,^ especially in America, where it is a com- mon practice to execute a conveyance to the purchaser as soon as tlie contract of sale is made, and to take a mortgage or trust upon the pro'perty to secure the unpaid purchase money. In England, where transfers of real property are comparatively infrequent, it seems that conveyances are seldom made to purchasers until all the purchase money has been paid, and, therefore, in that country there are few, if any, occasions to modify the rule against the rescission of executed contracts, so as to permit the detention of unpaid pur- chase money upon a clear failure of the title. An able and discriminating text writer admits the right of the purchaser to recover the consideration money as damages for a breach of the covenant of seisin, where the failure of title is clear and undoubted and the breach affects the whole title, and declares that the effect of such a recovery is to revest the title, such as it is, in the covenantor.^ But elsewhere the same author lays down that ' A contract is said to be executed when nothing remains to be done by either party. A contract is said to be executory when some fviture act remains to be done. Story on Cont. (oth ed.) § 93. Farrington v. Tennessee, o Otto (U. S.), 683. Pox V. Kitton, 19 111. 519, 533. Fletcher v. Beck, 6 Crancb (U. S.). 137. A contract for the sale of lands is "executed " when the purchase money is paid, possession given, and a deed delivered to the purchaser. Frazer v. Robinson, 43 Miss. 131. In no case can a contract for the sale of lands be said to be "exe- cuted " until the purchase money has been paid and a conveyance made to the purchaser. Herbemont v. Sharp, 3 McCord L. (S. C.) 365. Robison v. Robison, 44 Ala. 387, 385. Of course a contract for the sale of lands is fully executed by the acceptance of a conveyance, in the sense of the rule that excludes evidence of any antecedent agreement repugnant to or incousistent with the conveyance. Long V. Hartwell, 34 N. J. L. 116. In Adams v. Reed, (Utah) 40 Pac. Rep. 720. it was held that the contract Vi'ould not be regarded as "executed," notwith- standing a quit-claim conveyance had been executed by the vendor and accepted by the vendee, if the deed conveyed land other than that called for by the contract. ' Rawle Govts. (5th ed.) 264. Mr. Rawle's text contains no positive state- ment to this effect, but such a statement is found in a note on the page cited. The author observes: "In the first edition of this treatise it was said: ' If nothing had been paid and no pecuniary loss had been suffered, and the possession had not been disturbed, and the purchaser did not offer to convey, it is believed that nominal damages only would in general be allowed. The technical rule, there- fore, that the covenant for seisin is broken, if at all, at once and completely, is as respects the damages little more than a technical one.' Covenants for Title (1st ed.), 83 (citing the case of Collier v. Gamble, 10 Mo. 472, where it had been DETENTION OF PUEOHASE MONEY BEEACH OF COVENANT OF SEISIN. 611 equity will Bot enjoin the collection of the purchase money and rescind an executed contract for the sale of lands merely because the title has failed ; in other Avords, that the covenantee cannot detain the purchase money merely because the covenantor has no title.* If the purchaser may recover back the purchase money as damages upon a breach of the covenant of seisin, it would seem that upon the same evidence and for the avoidance of circuity of action held that ' the reasonable rule was to recover nominal damages only until the estate conveyed was defeated or the right to defeat it had been, extinguished '), and this passage was cited in the more recent case of Overhiser v. McCollister, 10 Ind. 44, and held to be ' obviously just.' The treatise then went on to say: ' Cases may, of course, occur in which, although the purchaser may have paid nothing to buy in the paramount title, and may still be in possession, yet where the failure of the title is so complete and the loss so morally certain to happen, that a court might feel authorized in directing the jury to assess the damages by the consideration money.' Upon subsequent consideration the opinion was formed that the first passage above quoted did not correctly express the law, and it was omitted in the second edition. Since then the case in Missouri came up again (Lawless v. Collier, 19 Mo. 480), where the second of the passages above quoted was referred to and the case decided accordingly. It is believed that the text as now offered contains the true statement of the law, and that if the breach of the covenant has occurred, affecting the whole of tlie title, * * * the plaintiff has a right to recoiier damages measured by tlie consideration money, the effect of whose receipt loill be, subject to tlie exceptions hereafter to be noticed, to resist the title, such as it is, in th£ covenantor." If this be sound law and the same author's further proposition, that the covenantee may for the avoidance of circuity of action detain the purchase money, whenever he has a present right to recover damages (Covt. [5th ed.] § 333), be sound, the conclusion is irresistible that a clear and indisputable want of title in the covenantor will justify the covenantee in detaining the pur- chase money, provided he recon veys the premises to the grantor. Mr. Rawle prac- tically admits this conclusion, but adds that the temptation offered to purchasers to ferret out defects in the title when pressed for the purchase price is such as to induce a leaning in favor of the rule that unless there has been a bona fide eviction, actual or constructive, tlie grantee is without relief. (Govts, for Title, § 339.) See, also, Eawle Covts. (5th ed.) §§ 179, 185, 258, where the author assumes the right of the purchaser on breach of the covenant of seisin to recover substantial damages before eviction. This assumption is in aid of the author's view that the covenantee cannot, before or after eviction, buy in the outstanding title and require the covenantee to take it in satisfaction of the broken covenant. The reason which he gives for that view is, that the covenantee cannot be required to elect between the acceptance of the after-acquired title and the recov- ery of damages for breach of the covenant of seisin or of warranty, or to give up his right to rescind the contract by reconveying the premises to the grantor. > Rawle Covts. (5th ed.) §§ 876, 378. 612 MAEKETABLE TITLE TO KEAL ESTATE. he should be permitted to detain the purchase money by way of recoupment of the covenantor's demand, just as he may do upon a breach of the covenant of warranty ; and it is difficult to discover any reason for admitting that defense in tlie one case which would not apply with equal force in the other. If he paid the money over to the covenantor he might immediately recover it back as damages for breach of the covenant. As this recovery is permitted only upon condition that the covenantee reconvey the premises to the covenantor, or upon the assumption that the effect of a judg- ment for the covenantee operates of itself to reinvest the covenantor with such title as he conveyed, it is plain that a rescission of the contract is thereby practically accomplished. The covenantee gets back his purchase money and the premises are restored to the cove- nantor. We have seen that the covenantee may voluntarily surren- der the possession to an adverse claimant, or buy in his rights, if the adverse title has been hostilely asserted ; and that such action on his part amounts to a constructive eviction from the premises and con- stitutes a breach of the covenant of warranty, entitling him to recover damages against the covenantor, or to set up those facts as a defense to an action against him for the purchase money.-" In principle and in practical results there is little difEerence between the exercise of these rights, and the detention of the purchase money upon a reconveyance of the estate to the grantor after i\n adverse title has been hostilely asserted against the covenantee. The law is chieily solicitous that the covenantee shall not enjoy the benefit of the contract while evading its obligations, and this object is accomplished by compelling him either to give up the premises to the paramount claimant, or to surrender them to the covenantor, or to apply the purchase money to the removal of adverse claims.. The virtual rescission of an executed contract for the sale of lands by detention of the purchase money in an action at law would seem to be attended with no serious difficulty where none, or a small portion, of the purchase money, has been paid, and the courts have power to enter judgment for the defendant, with condition that it shall be inoperative unless he reconvey tlie premises to the grantor. But much practical difficulty arises where a considerable part of the purchase money has been paid, for in most instances purchasers are I Ante, pp. 353, 443. DETENTION OF PURCHASE MONEY BREACH OF COVENANT OF SEISIN. 613 unwilling, by reconveying the premises, to sacrifice wliat they have already paid in pursuance of the contract. If, however, the pur- chaser should jaref er to lose what he may have paid rather than pay out more money for a bad title, no reason is perceived why he should not be permitted to do so. He must either submit to this loss or suifer a constructive eviction by compounding with the adverse claimant, except in a few of the States, where he may have an injunction to stay the collection of the purchase money, without, it seems, being required to convey the premises to the grantor, in view of the imminency or extreme probability of his eviction.' § 265. aUAIilPICATIONS OF THE FOREGOING RULE. A pur- chaser who has not been evicted by a paramount claimant should not, upon a breach of the covenant for seisin, be permitted to detain the purchase money, unless he offers to reconvey the premises to the grantor, and to make good to the latter any loss or damage he may have sustained by reason of the purcliaser's occupation and possession of the premises.^ IS'either should that right be accorded tlie pur- chaser unless it appears that there is a moral certainty of his evic- tion by one whose better title is clear and undisputed, and who is hostilely asserting that title. The mere objection that the title is doubtful or unmarketable should be no ground for detaining the pur- chase money, after a conveyance with covenants for title has been accepted. As was said by the court in a case frequently cited : " The vendee has accepted the deed, he has received possession, he has enjoyed it without disturbance ; he alone has stirred up adversary claims, and, when so stirred, neither himself nor the alleged claim- ants have been able to make good their claims. After such accept- ance of the possession and deed and covenant of warranty, a ven- dee, before eviction or disturbance, cannot receive the aid of a court ' Post, § 337. ^ Deal V. Dodge, 86 111. 458. Oases may easily be supposed in which the better Ugal title is in a stranger, with no probability that it will ever be asserted against the purchaser. Thus, in some of the States, neither a married woman nor her heirs are estopped by her covenant of warranty from recovering her separate estate from a purchaser who holds under a conveyance by her not executed in the manner required by statute to pass her title, though the other heirs may be in the full enjoyment of the consideration of such conveyance. Instances have occurred in which parties who might have had the benefit of such a defect have freely and voluntarily relinquished all their rights in the premises. gl4 MARKETABLE TITLE TO EEAL ESTATE. of equity to assist him to withhold the purchase money or rescind the contract, but by taking on himself the burden of showing a defect in the title of the vendor of a latent character, and of proving superior outstanding subsisting adversary rights and interests.' IS'or should the defense of want of title be admitted in any case in which the purchaser accepted a conveyance with notice of the defect ; for while notice of a defect of title does not affect the right of the pur- chaser to recover on the covenants for title, it will, as a general rule, deprive him of the right to rescind the contract on the ground that the title has failed.' With these qualiiications it is believed that little inconvenience would result from a rule which would permit the grantee to detain the unpaid purchase money upon a clear breacli of the covenant of seisin. Without them, such a rule would invite purchasers to iind loopholes by which to escape from their improvident bargains, and result in injury to the entire commonwealth by lessening the stabil- ity of transactions in real property. iCooley V. Rankin, 11 Mo. 643. Lewis v. Morton, 5 T. B. Men. (Ky.) 1. In an action on a bond for purcliase money of land, the defense that the title was doubtful is insufficient; the title must be proven to be absolutely bad. Crawford v. Murphy, 23 Pa. St. 84; Schott v. McFarland, 1 Phil. (Pa.) 53. In Clanton v. Sur- ges, 3 Dev. Eq. (N. C.) 13, a much cited case, the court, by Rdpfin, J., after describing the objection to the title on which the application for an injunction was founded, as a minute outstanding interest, dependent upon a contingency, observed that it could never form grounds for rescinding a contract " at the instance of a purchaser who is in possession under a conveyance executed with full covenants for quiet possession, from a vendor not alleged to be in failing cir- cumstances, who made on the treaty, a, full communication of his title. To grant the prayer of the bill would be to proclaim encouragement to dishones dealing, and an invitation to purchasers to expose latent defects in their vendor's title. Instead of curing them by enjoyment." 2 Payne v. Cabell, 7 T. B. Mon. (Ky.) 198. See, also, Whitworth v. Stuckey, 1 Rich. Eq. (S. C.) 408, where it was said: " In the frequent fluctuations of the com- mercial prosperity of the country — fluctuations to which our country seems more liable than any other — there is a corresponding fluctuation in the value of property. He who purchases land at a high price will be tempted, when there follows a great fall of value, to discover and bring forward some claim which may have the effect of ridding him of his bargain. But this is a betrayal of his vendor's title and against good faith. The case has occurred of a vendee who, upon such a fall of property, has been at great expense of time, labor and money, in seeking information from individuals and searching public offices in order to ferret out a paramount title, which there was not the remotest proba- DETENTION OF PTJECHASE MONET — BREACH OF COVENANT OF SEISIN, fi 1 5 § 266. BREACH OP THE COVENANT OF SEISIN AS TO PART OF THE PREMISES. It has been said that upon a " partial " breach of the covenant of seisin, the rule limiting the covenantee's recovery to nominal damages before eviction does not apply, as where a tenant for life conveys vfith covenant for seisin in fee, and that in such a case the covenantee can only be required to pay tlie value of the life estate, and may recoup the difference between the value of the life estate and the fee. The same authority extends this principle to cases in which the title to a specific part of the subject fails.' Treating this as a propo- sition that the covenantee may detain the purchase money ^ro tanto, though he has not been disturbed in the possession of the part to which title has failed, it is difficult to perceive upon what grounds rests the distinction between such a case and one in which there has been a complete failure of title to the entire estate. The distinction might well be made where the breach of the covenant consists in a diminution of the quantity of the estate or interest conveyed, as in the case first mentioned, in which the covenantee got only a life estate instead of a fee. But that case would appear to stand upon different grounds from one in which no interest whatever in a part of the subject passed. Where there is a mere diminution in the quantity of estate conveyed, the covenantee might consistently retain possession of the premises, while in the case last mentioned he would not be permitted to detain the purchase money j>ro tanto, so long as he remained in possession of the entire estate. If, however, the failure of the title to a part of the premises were such as to bring the case within the rule stated at the beginning of this chapter, no reason is perceived why the purchaser should not be allowed to detain the purchase money in the same proportion which the value of the part of the premises to which the title has failed bears to the value of the whole. bility would ever be prosecuted, which did not appear to be known to the person in whom it was vested, and which there was hardly a probability that he would prosecute successfully even if he knew it. This was scarcely less than a fraud; yet, according to the doctrine contended for, relief ought to have been granted in such a case, for there was clearly an outstanding title in some one." Anderson v. Lincoln, 5 How. (Miss.) 379; Gartman v. Jones, 24 Miss. 234; Merritt v. Hunt, 4 Ired. Bq. (N. C.) 406; Henry v. Elliott, 6 Jones Eq. (N. C.) 175. • Rawle Govts. (5th ed.) §§ 186, 187. CHAPTEE XXVII. OP THE DETENTION OR RESTITUTION OP THE PURCHASE MONEY WHERE THE DEED CONTAINS NO COVENANTS FOR TITLE. GENERAL PRINCIPLES. § 267. EXCEPTION. VOID CONVEYANCES. § 368. MERGER OF PRIOR AGREEMENTS. § 369. MERGER IN CASES OF FRAUD. § 370. RULE IN PENNSYLVANIA AS TO DETENTION OF THE PURCHASE MONEY. § 271. § 267. GENERAL PRINCIPLES. The next rule wliicli we shall state in respect to the detention or recovery back of the purchase money, after tlie contract has been executed by the delivery and acceptance of a conveyance, is as follows : Proposition V.' If th.e contract has been execicted iy a convey- ance of the land to the purchaser without general covenants for title, he can, if the title fails, neither recover hacl;^ the piirchase ■ For Proposition IV, see ante, p. 431. ' Co. Litt. 384, a, note; Sugd. Vend. (14th Eng. ed.) 2.51, 549; 3 Kent. Com. (11th ed.) 622 (473); Rawle Covts. (5th ed.) § 321. Maj'nard v. Moseley, 3 Swanst. 651; Bree v, Holbech, Doug. 654; Urmston v. Pate, 4 Cruise Dig. 90; Tylee v, Webb, 14 Beav. 14; Cripps v. Reade, 6 T. R. 603; Thomas v. Powell, 2 Cox Ch. 394. United States v. Bank of Ga. 10 Wh. (U. 8.) 433; Union Pac. R. Co. v. Barnes, 64 Fed. Rep. 80. Corbett v. Dawkins, 54 Ala. 283. Story v. Kemp. 51 Ga. 399. Botsford v. Wilson, 75 111. 133; Nilcs v. Harmon, 80 111. 396; Barry V. Guild, 126 111. 439; 18 N. E. Rep. 759. Major v. Brush, 7 Ind. 333; Jenkin- son V. Ewing, 17 Ind. 505; Starkey v. Neese, 30 Ind. 334; Stratton v. Kennard, 74 Ind. 303. Allen v. Pegram, 16 Iowa, 173; Weightman v. Spofford, 56 Iowa, 173. In Louisiana, where the civil law prevails and the rule cacecU emptor has but little foothold, it has nevertheless been held that a purchaser taking a con- veyance with sjiecial warranty, and warranty of only such title as the vendor had under a particular grant, was not entitled to compensation on failure of the title through a defect not covered by the warranty. Pilcher v. Prewitt, 10 La. Ann. 568. To the text; Getcholl v. Chase, 37 N. H. 106. Bates v. Delavan, 5 Paige, Ch. (N. Y.) 306; Banks v. Walker, 3 Sandf. Ch. (N. Y.) 348; Whittemore v. Farring- ton, 7 Hun (N. Y.), 393; Granger v. Olcott, 1 Lans. (N. Y.) 169; Thorp v. Keokuk Coal Co., 48 N. Y. 253. Joyce v. Ryan, 4 Gr. (Me.) 101; Emerson v. Wash. Co.. 9 Gr. (Me.) 94; Sopcr v. Stevens, 3 Shep. (Me.) 133. Gates v. Winslow, 1 Mass. 65. In this case it was said that the condition of the purchaser was the same as that of one who gives away voluntarily a sum of money. Earle v. De Witt, 6 Allen (Mass.), 530. Bemis v, Bridgnian, 43 Minn. 496; 44 N, W. Rep. 798. Pintard v. Martin, 1 Sm. & M. Ch. (Miss.) 126. Higley v. Smith, 1 Chip. (Vt.) 409. Maynard V. Moseley, 3 Swanst. 655 (reported from Lord Nottingham s DETENTION OF PUECHASE MONEY NO COVENANTS FOE TITLE. 617 money, nov detain * that which remains unpaid, either at law or in equity ; unless the vendor was guilty of fraud, or the contract ■was founded in mistake of the parties as to some fact upon which the title depended. MSS.), where it was said by that eminent jurist that although the purchaser had been evicted, "yet he that purchases lands without any covenants or warranties against prior titles, as here, where the defendants sold only their own title, if the land be afterward evicted by an older title, can never exhibit a bill in equity to have his purchase money again upon that account; possibly there may be equity to stop the payment of such purchase money as is behind, but never to recover what is paid, for the chancery mends no man's bargain, though it some- times mends his assurance; and it cannot be truly said that the defendants keep the money for nothing, since they have done all which was agreed to be done for it, but if the plaintiff had bought that which falls out to be worth nothing, he can complain of none but himself." In Bree v. Holbech, Doug. 654, a leading English case, a personal representative found among the papers of his testator a mortgage deed, and assigned it for the mortgage money, affirming and reciting in the deed of assignment that it was a mortgage deed made or mentioned to be made between the mortgagor and mortgagee for that sum. It was decided that the assignee could not recover back the mortgage money, though the mortgage was a forgery, unless the assignor knew it to be a forgery. The question was whether there was any fraud. If the personal representative had discovered the forgery and then assigned the mortgage as a true security it would have been different. He did not covenant for the goodness of the title, but only that neither he nor the testator had incumbered the estate. It was incumbent on the assignee to look to the goodness of it. ' 1 Sugd. Vend. (14th Eng. ed.) 251; (2d id.) 549, 552; Rawle Govts. (5th ed.) § 321. Roswall v. Vaughan, 2 Cro. 196. Greenleaf v. Cook, 2 Wh. (U. S.) 13; Noonan v. Lee, 2 Black (U. S.) 499; Buckner v. Street, 15 Fed. Rep. 365. Griel v. Lomax, 86 Ala. 135; 5 So. Rep. 325, ob. diet.; Strong v. Waddell, 56 Ala. 471. Crowell v. Packard, 35 Ark. 348; Alexander v. McAuley, 22 Ark. 553. Reese v. Gordon, 19 Cal. 147; Hastings v. O'Donnell, 40 Cal. 198. Barkham- stead V. Case, 5 Conn. 528; 13 Am. Dec. 93. McDonald v. Beall, 55 Ga. 288, Patten v. Stewart, 24 Ind. 332; Bethell v. Bethell, 93 Ind. 318; Gibson v. Richart^ 83 Ind. 313. Brandt v. Foster, 5 CI. (lo.) 387. Butler v. Miller, 15 B. Mon, (Ky.) 627. Middlekauff v. Barrlck, 4 Gill (Md.), 290; Smith v. Chancy, 4 Md. Ch. 346. Mitchell v. Christopher, (Minn.) 58 N. W. Rep. 873; Hulett v. Hamil ton, (Minn.) 61 N. W. Rep. 673; Insurance Co. v. Marshall, (Minn.) 57 N. W, Rep. 658. A rule varying from that stated in the text exists in the State of Pennsylvania. See post, this chapter, § 633. Mclntyre v. Long, 71 Tex. 86 8 S. W. Rep. 632; Heisch v. Adams, (Tex.) 16 S. W. Rep. 790. Commth. v McClanachan, 4 Rand. (Va.) 482. In Scudder v. Andrews, 2 McL. (U. S.) 464, n and Wiley v. White, 3 Stew, & P. (Ala.) 355, and perhaps in a few other cases, besides the Pennsylvania and South Carolina decisions hereafter noticed, there are dicta to the effect that the pui'chase money may be detained on failure of the 78 618 MARKETABLE TITLE TO REAL ESTATE. This proposition forms, so to speak, the most conspicuous land- mark in the outlines of the law defining and limitiag the right of the purchaser of lands to relief at law or in equity in case the title fails. The rule therein formulated has been acknowledged from an early period, and has been followed, with few exceptions, both in England and America down to the present time. The reasons for the rule are clear and satisfactory. They are, in the first place, that a purchaser who has failed to protect himself by demanding appro- priate covenants, is not entitled to relief ; and, in the second place, , that if covenants were demanded and refused, the vendor should not be held liable for defects, the risk of which he expressly declined to assume. The purchaser is still less entitled to relief if he makes a catching bargain, that is, agrees to assume the risk of the title, and to acccept a conveyance without covenants.^ " Such deeds," it has been said, " are made because the vendor is unwilling to warrant the title ; they are accepted because the grantee is willing to take the hazard of the title and believes it worth the price he pays for it, or agrees to pay." ^ These observations undoubtedly apply with full force in a locality in which it is customary to give general cove- nants of warranty, but lose much of their application wherever it is the custom to give only a quit claim, or a conveyance with limited or special covenants for title. In the former case it is a fair pre- sumption that the attention of the parties was drawn to the state of the title, and that the piirchaser expressly bought merely such title as the vendor had. In the latter case, that is, where it is customary title, notwithstanding the absence of covenants in the conveyance. There are no authorities cited in support of these intimations, and they are entitled to little or no weight as controverting the rule stated in the text. In Louisiana where the rule caveat emptor, owing to the prevalence of the civil law in that State, has but little foothold, it has nevertheless been held that a purchaser with special warranty and notice of a government suit affecting the title, who has never been evicted and probably never will be, and who has not impugned his vendor's title, cannot insist on security against hostile claims. Pilcher v. Prow- itt, 10 La. Ann. 568. Medina v. Stoughton, 1 Salk. 211, per Lord Holt: "If the seller of goods have not the possession, it behooves the purchaser to take care, caveat emptw; to have an express warranty, or a good title; and so it is in the case of land, whether the seller be in or out of possession, for the seller can- not have them without a title, and the buyer is at his peril to see to it." ' Breckenridge v. Waters, 5 T. B. Mon. (Ky.) 150; 17 Am. Dec. 46; Butler v. Miller, 15 B. Mon. (Ky.) 617. » McNeal v. Calkins, 50 111. App. 17. DETENTION OF PURCHASE MONEY NO COVENANTS FOE TITLE 619 to give only limited covenants, no presumption that the defective title was considered in the bargain necessarily arises. The purchase price agreed to be paid will generally be a fair test of the real understanding of the parties in this respect. If the purchaser pays the full fee simple market value of the premises, it could hardly be presumed that he knew the title was questionable, but was never- theless willing to pay as much for a clouded title as for one undoubtedly clear. These considerations have, in one of the States at least, led to a great relaxation of the rule stated at the beginning of this chapter, with respect to the right of the grantee to detain the unpaid purchase money where the title has failed.^ But the rule of the common law and that which prevails in most of the American States is, without question, that "a vendor selling in good faith is not responsible for the goodness of his title, beyond the extent of the covenants in his deed. This rule, experience has shown, reconciles the claims of convenience with the duties of good faith. The purchaser is stimulated, to employ vigilance and care in reference to the things as to which they will secure him from injustice, while it affords ho shelter for bad faith on either part." ^ The rule is thus laid down by Sugden : " If one sells another's estate, without covenant or warranty for the enjoyment, it is at the peril of him who buys, because, the thing being in the realty, he might have looked into the title, and there is no reason he should have an action by the law where he did not provide for him- self." This is one of the plainest applications of the maxim co/oeat emptor.^ For the purposes of this rule a quit-claim conveyance, or a conveyance, with " special warranty," or limited covenants for title, is the same as a conveyance without covenants for title, unless the defect of which the grantee complains, was caused by the act of the grantor or some one claiming under him.* So, if the warranty be against a particular specified claim, the covenantee cannot com- plain of the loss of the land through other claims.^ ' Post, § 371. 5 Language of the court in Refeld v. Woolfolk, 22 How. (U. S.) 328. '1 Sugd. Vend. (8th. Am. ed.) 534 (856). * Cross V. Noble, 67 Pa. St. 78. ' Terrell v. Herron, 4 J. J. Marsh. (Ky.) 519; Breckenridge v. Waters, 5 T. B. Mon. (Ky.) 154; 17 Am. Dec. 46; Morrison v. Caldwell, 5 T. B. Mon. (Ky.) 439; 17 Am. Dec. 84. 620 MARKETABLE TITLE TO EEAL ESTATE. In some cases it has been strongly contended that a sale of lands in which it does not appear that the vendor was aware of the iniirmity of his title, establishes a case of mistake as to the title, and affords ground for relief if the vendor conveyed with special or limited covenants. Such a doctrine would provide an escape for the purchaser from nearly every improvident bargain, if the title should be faulty, and the better opinion seems to be that the ven- dee taking a quit-claim deed, is entitled to no relief on the ground of mistake, unless the mistake is as to the existence or non-existence of some particular fact upon which the validity of the vendor's title depends. The vendor may feel assured of the suificiency of his title, yet be unwilling to hisure the purchaser against recondite claims, which the most searching investigation might fail to disclose.' If the deed contain special or limited covenants only, and it was executed in a locality or section where the practice is to insert gen- eral covenants, it will be presumed that the parties knew or sus- pected that the title was defective, and that the purchaser agreed to take merely such title as the vendor could make.^ It has also been contended that the grantee should be permitted to recover back the purchase money when he loses the estate, without regard to the question of covenants for title, upon the principle of the common law enounced in the case of Moses v. McFerlan, that assumpsit will he in any case to recover money which the defend- ant, ex cequo et hono, ought not to retain in his hands.^ But it is generally considered that this rule must be subordinated to that other principle of the common law, caveat emptor. The rule that a purchaser who has taken no covenants for title can have no relief if evicted from the premises by one having a better right, is satisfactory in all cases in which it appears that the ' Clare v. Lamb, 10 L. R,, C. P. 334. In Hitchcock v. Giddings, 4 Price, 135, where relief was granted on the ground of mistake, a. remainderman had sold his interest in ignorance of the fact that the remainder had been barred by a common recovery suffered by a tenant in tail. This was upon the principle that if A. sell property to B., under the impression that it is still in existence, when, in fact, it has been destroyed, there is a mistake of fact which entitles B. to detain or recover back the purchase money. See post, eh. 35, " Mistake." 'Oliver v. Piatt, 3 How. (U. S.) 410. Miller v. Traley, 33 Ark. 743. Wood- folk V. Blount, 3 Hayw. (Tenn.) 147; 9 Am, Dec. 736; Lowry v. Brown, 1 Coldw. (Tenn.) 459, '2 Burr. 1013. DETENTION OF PURCHASE MONEY NO COVENANTS FOB TITLK. 621 purchaser intended to accept the risks of a defective title, provided that rule be limited to cases in which the estate is lost through a defect in the title proper, that is, through the assertion of an out- standing paramount title in a stranger. But it is not easy to per- ceive any sound reason why a purchaser who pays off a prior incum- brance on the land, or who redeems from a purchaser under such incumbrance, should not be subrogated to the rights of the incum- brancer without regard to the existence or non-existence of covenants for title in the conveyance under which lie holds. The doctrine of subrogation is the creature of equity, and is in no wise dependent upon any contract or covenant between the parties.' The incum- brancer might subject the estate in the hands of the vendor to the payment of his debt, and his assignee would have the same right. Inasmuch, then, as any person buying the incumbrance, or paying it off, other than a mere volunteer, would be accorded that right, justice would seem to require that a purchaser, paying oil the incumbrance to protect his estate, should be treated as an equitable assignee of the rights, powers and privileges of the incumbrancer, though he took a conveyance without covenants for title; unless, indeed, it should appear that the existence of the incumbrance was known to him and influenced the consideration of the conveyance. It is suggested that in those localities in which it is the custom to convey with special warranty only, the purchaser should insist upon a provision in the conveyance by which he would have the right to detain the purchase money and surrender the estate to the vendor, if a paramount title thereto should be asserted in the future. Many vendors, who are unwilling to convey with general warranty, would doubtless consent to such a provision. But if such an agreement shoiild be made, care should be taken to see that it is actually inserted in the conveyance. We shall see that similar agreements, forming part of the executory contract of sale, have been held to be merged in a conveyance of the premises without warranty, and were, therefore, unavailable to the purchaser where evicted by an adverse claimant.^ §268. EXCEPTION. VOID CONVEYANCE. An exception to the rule that the purchaser caimot recover back or detain the purchase ^ Sheldon Subrogation, ch. 1. 'Post, p. 634. 622 MAEKETABLE TITLE TO EEAL ESTATE. money in a case where he has taken a conveyance without covenants for title has been held to exist in those cases where for want of autliority in the vendor to convey the deed is absolutely void,' as where the sale and conveyance was made by an assignee in bankruptcy who had no authority for want of jurisdiction in the court to appoint him.^ So, also, where the grantor, an administrator, had acquired title by purchasing the premises at his own sale and had piaid the pur- chase money out of the funds of the estate.^ So, where a married woman, who had not been privily examined when she joined her hus- band in executing a deed, ejected the purchaser, the representatives of the husband were restrained from collecting the purchase money .^ It has been held that if the grantor be a married woman, and her deed be void for non-joinder of her husband or other reason, the pur- chaser cannot recover back the purchase money from her, unless the same remains undisposed of in her hands, or has been converted into other property so that it can be traced.' The rule that the grantee is entitled to no redress where the deed does not contain covenants ' Shearer v. Fowler, 7 Mass. 31; Williams v. Keed, 5 Pick. (Mass.) 480, where the question rose upon a garnishment of the vendor by a creditor of the vendee, the creditor claiming that the vendee was entitled to a return of the purchase money, and seeking to subject it to his claim. Dill v. Wareham, 7 Met. (Mass.) 438. Holden v. Curtis, 2 N. H. 61. «Earle v. Beckford, 6 Allen (Mass.), 549; 83 Am. Dec. 651. 'Beck v. Ulrich, 13 Pa. St, 636; 53 Am. Dec. 507. * Lane v. Patrick, 3 Murph. (N. C.) 473. ' Scott V. Battle, 85 N. C. 184, 191; 39 Am. Rep. 694, where it was said: "If in a case like the present a feme covert should retain and have actually in hand the money paid her as the consideration for her imperfect and disaffirmed con- tract, her vendee would be permitted to recover the same at law, or if she had converted it into other property so as to be traceable, he might pursue it in its new shape by a proceeding in rem, and sub j ect it to the satisfaction of his demand. But if she has consumed it, as it is admitted this plaintiff has done, the party paying it is without remedy; and this because of the policy of the law which for- bids all dealings yfiih. femes covert, unless conducted in the manner prescribed by the statute, and which throws the risk in every such case upon the party that knowingly deals with her." See. also, Martin v. Dwelly, 6 Wend. (N. Y.) 9; 21 Am Dec. 345. Joues v. Cohen, 82 N. C. 75, 81. A contrary view to the above was taken in Shroyer v. Niokell, 55 Mo. 264, where it was held that a feme covert grantor, suing to recover the premises, her deed being void for want of proper acknowledgment, must refund the purchase money, and judgment in her favor was made conditional upon such repayment. This seems the more equitable view. DETENTION OF P0ROHASE MONEY NO COVENANTS FOR TITLE. 623 for title, does not apply where the conveyance was of lands forming a part of the public domain to which the gi-antor had no title. The reason for this exception is that public lands cannot be made the sub- ject-matter of private contract, and such a conveyance, being utterly void, the grantee therein is entitled to have the purchase money restored, and he may recover it back in assumpsit} These principles have been extended to a case in which the void conveyance contained covenants for title, and the grantee had not been disturbed in the possession. In that case, the conveyance was by an officer of a court under an order which was void for want of jurisdiction. It was held that the grantee might detain the purchase money, though the conveyance contained covenants for title, and the grantee had not been evicted or disturbed by adverse claimants.^ The rule that the purchaser cannot recover back the purchase money when the contract has been performed on the part of the vendor by the execution of a conveyance, does not apply where the Lamt) V. James, Tex. 485, citing Garber v. Armentrout, 32 Grat. (Va.) 235. Lawson's Rights & Rem. § 3691. ' Puokett V. McDonald, 6 How. (Miss.) 269. The court said in this case: "We freely admit the doctrine that where the vendee of land is let into possession under a deed with full covenants, and there has been no eviction nor any fraud, that he cannot resist the payment of the purchase money on the alleged ground of a defect of title. In such case, he is driven to his remedy upon the covenants in his deed. This case, however, is widely different from those where this doc- trine is applied. Here the vendors were only acting as trustees in carrying into execution an order of the probate court. That order is void, and consequently nothing passes or can pass by their subsequent act. The sale is virtually made by the court, and the administrators act only as commissioners to execute the order of sale. Their covenants in such circumstances cannot furnish a founda- tion upon which an action can be maintained against them personally, nor any protection to the vendee; nor can the vendee be supposed to place any reliance upon such assurances, since the contract itself, from its nature, is intended to convey only the title of the deceased (the sale of the decedent's lands had been ordered on an ex iMrte application of his administrators without notice to the heirs). The purchaser must necessarily in such case rely upon the title of the deceased, and the validity of the order of sale by the court. This view of the subject appears to be fully sustained by the authorities. See 2 Stew. (Ala.) 335 (Wiley V. White); 8 Mass. 46 (Bliss v. Negus). It is absolutely void, and so shown to be by the record of the court. No eviction is, therefore, necessary, since the paramount title of the heirs is as effectually established by the evidence as it could be by the record of eviction." See, as to the necessity of surrender of the premises in the case of a void executory contract, ante, p. 597. 624 MARKETABLE TITLE TO KEAL ESTATE. conveyance is rejected by the vendee as being insufficient and not such as he is entitled to receive under the contract.' § 269. MERaER IN THE CONVEYANCE OF ALL AGREEMENTS RESPECTING THE TITLE. All agreements between the parties respecting the title, whether verbal or in writing, are, as a general rule, merged in the conveyance of the premises ; so that, notwith- standing an agreement by the vendor that the purchase money should be applied to the removal of adverse claims, or should be wdthheld if the title failed, the jsurchaser, accepting a conveyance without covenants for title, will, in the absence of fraud or mistake, be com- pelled to pay the purchase money. ^ And promises, express or ' Guttschlick V. Bank of the Metropolis, 5 Cranch (C. C), 435. In this case, it seems that the purchaser rejected the deed on the ground of insufficient execution by the vendor, a bank, the deed being from the president of the bank, under his private seal, and not under the seal of the corporation. The court said that the purchaser might oifer the deed in evidence with other facts shomng the title to be defective. ^ Rawle Govts. (.5th ed.) § 320. Howes v. Barker, 3 Johns. (N. Y.) 506; 3 Am. Dec. 526, where it was held that this rule prevented the pui'chaser from showing that there was a mistake in the quantity of land conveyed, and from maintaining an action of assumpsit to recover for the deficiency. Followed in Houghtaling V. Lewis, 10 Johns. (N. Y.) 297, and Bull v. Willard, 9 Barb. (IST. Y.) 641, upon similar facts. The presumption of law is, that the acceptance of a deed in pur- suance of articles is satisfaction of all previous covenants, and where the con- veyance contains none of the usual covenants, the law supposes that the grantee agreed to take the title at his risk, or else that he would have rejected it altogether. Share v. Anderson, 7 Serg. & Rawle (Pa.), 43; 10 Am. Dec. 421, where the promise was to indemnify the purchaser against incumbrances. Crotzer v. Rus- sell, 9 Serg. & R. (Pa.) 78; Ludwick v. Huntzinger, 5 W. & D. (Pa) 51; Shontz v. Brown, 27 Pa. St, 131, where it was held that a bond to convey an indefeasible title was merged in a conveyance with special warranty. These cases seem Inconsistent with later Pennsylvania decisions. See Close v. Zcll, 141 Pa. St. 390; 21 Atl. Rep. 770, infra, p. 626. Whitemore v. Farrington, 7 Hun (N. Y.), 592; Griffith v. Kempshall, 1 Clark Ch. (N. Y.) 571. Earle v. De Witt, 6 Allen (INIass.), 520; Williams v. Hathaway, 19 Pick. (JIass.) 387. Bever v. North, 107 Ind. 515; 8 N. E. Rep. 576; Philbrook v. Emswiler, 92 Ind. 590; Ice v. Ball, 102 Ind. 42; 1 N. E. Rep. 66. Thompson v. Christian, 28 Ala. 399. Seitzingcr v. Weaver, 1 Rawle (Pa.), 377; Jones v. Wood, 16 Pa. St. 25. Compare Selden v. Williams, 9 Watts (Pa.), 12; Brown v. Morehead, 8 S. & R. (Pa.) 569; Anderson V. Long, 10 S. & R. (Pa.) 55, and Pennsylvania cases cited infra, this chapter, p. 626. In Johnson v. Hathorn, 3 Keyes (N. Y.), 126, it was held that an execu- tory agreement, whether written or oral, is not merged in a subsequent writing by way of partial e.'tecution, unless the latter is accepted in substitution or io DETENTION OF PURCHASE MONEY NO COVENANTS FOE TITLE. 625 implied, to give a good title are merged in a conveyance without covenants.' This doctrine has also been applied in exoneration of the pm-chaser. Thus, it has been held that an agreement of the purchaser to erect a building of a certain value on the granted premises, was merged in a conveyance of tJie premises subsequently made, in which such agreement was not mentioned.^ The case of Smith v. Chaney' affords a good illustration of this rule. There the vendor had agreed in writing at the time of the sale to abate the purchase money in proportion to the quantity of the land sold of which peaceable possession could not be given. Afterwards the purchaser accepted a conveyance of the premises without covenants, and having lost a part of the land througli defect of title, sought to restrain the collection of the purchase money by full performance of the contract. In Coleman v. Hart, 25 Ind. 256, it T\as said that if the agreement was terbal it would he merged in the covenants of the deed; and this upon the familiar principle that a written contract is conclusively pre- sumed to include all contemporaneous agreements between the parties. The rule under consideration, however, obviously depends upon a diflferent principle of wider application, which is thattho conveyance is a second contract of a solemn character, superseding all former contracts relating to the title, whether verbal or in writmg. In Kramer v. Ricke, 70 Iowa, 535; 85 N. W. Rep. 378, there was a conveyance with warranty to the purchaser, and a contemporaneous agreement in writing by the vendor to remove all adverse claims at his own expense. In an action for the purchase money the purchaser defended on the ground that the plaintiff had not perfected the title as agreed, and the agreement in question was admitted in evidence. The question of merger of the agreement in the convey- ance was not raised; the court and the parties seem to have assumed that the agreement was properly admitted in evidence. In a case in which the purchaser took a quit-claim deed of the premises, knowing that there was a defect in the title, and the vendor by a separate writing agreed to perfect the title, but with- out specifying any time therefor, and the purchaser, at the request of the vendor, executed his note to a third person for the purchase money, it was held that the giving of the note to a third party and the taking of the obligation of the vendor was a waiver of any defense to the note on account of the defective title, and that if the purchaser had any remedy it was upon the obligation of the vendor. The question of merger of this obligation in the quit cldm was not raised. James v. Hays, 34 Ind. 272. ' Clark V. Post, 113 N. Y. 17; 20 N. E. Rep. 573. ^ West Broadway Real Est. Co. v. Bayliss, (Md.) 31 Atl. Rep. 443. The questiom how far this decision is in conflict with the rule that collateral stipulations of which the deed is not necessarily a performance are not merged therein, deserves consideration. Post, this chapter. '4Md. Dec. 246. 79 626 MARKETABLE TITLE TO EEAL ESTATE. injunction, but the court said : " This deed must be understood as taking the place of all previous agreements upon the subject, and as containhig the full and entire contract of the parties ; and yet we do not find in it any covenant in regard to the title of the vendor. It seems to me that if the purchaser had designed to guard himself against an apprehended deficiency in the number of acres, or any •other defect in the title, to the whole or any part of the land, he should have taken care to have had proper covenants inserted in tlie deed." The foregoing rule has been greatly niodified in the State of Pennsylvania. It will be seen hereafter that a peculiar doctrine obtains in that State by which a purchaser who has taken a convey- ance without covenants for title in ignorance of any objections to the title is permitted to detain the purchase money upon failure of the title.' Another class of decisions there, having no liecessary con- nection with this doctrine, establish the rule that an agreement by the vendor to remove incumbrances on the premises, or to refund the purchase money if the title should fail, and to reimburse the vendee for all costs and expenses incurred, will not be merged in a deed containing a covenant of special warranty, but no covenant which would embrace such agreement ; and that if the title should fail or incumbrances should appear the purchaser may n(jt only detain, but may recover hack the purchase money. Such an agree- ment is there considered to be independent of and collateral to the deed, whether made before or after the execution of the deed, and though not in writing has been held not to be obnoxious to the rule that a written instrument cannot be added to, modified or explained 1 ly a contemporaneous parol agreement.^ These decisions seem to be 1 Post, § 271. 2 Close V. Zell, 141 Pa. St. 390; 21 Atl. Rep. 770. This case contains a full 'exposition of the Pennsylvania doctrine stated in the text. Jlr, Justice Green. delivering the opinion of the court, said: " In the second coimt of the plaintifls' statement their cause of action is substantially set out as a parol contract of indemnity against a defective title to certain real estate conveyed to the plaintifEs Ijy the defendant's testator, which was the operative inducement to the plaintiffs to purchase the title from their vendor. The deed contained the usual covenant of special warranty, but no covenant of title, and as there is no breach of any of the covenants of the deed, no cause of action arises under it. This proceeding is, therefore, not in any sense a proceeding to change, alter, modify or reform the deed in question in any respect. It is not alleged or claimed that any covenant DETKNTIOIT OP PUEOHASE MONEY NO COVENANTS FOR TITLE. 627 plainly in conflict with Smith v. Chaney, supra, and with the weight of American authority upon the point. At the same time it cannot be denied that they establish a rule which in many cases will pre- vent hardship and effectuate the intent of the parties. It is not always that they can have the advice and assistance of skilled con- veyancers in the execution of tlieir contracts. The popular idea of a conveyance is that its principal office is merely to pass the title of the grantor, and few purchasers having a title bond or written con- tract to indemnify them against loss in case the title failed, would dream it necessary to have the same assurance repeated in the con- veyance. In the eyes of the parties the one instrument is as binding as the other, and the merger of the indemnity in the conveyaTico is, it is believed, in jnost cases, to make for them a contract that they never intended. or stipulation was omitted from the deed by fraud, mistake or accident, but the deed just as it is is set forth in the statement in substance, together with an allegation that the grantor agreed with the plaintiffs at the time of the sale and delivery of the deed that he would refund to them the whole of the consideration money paid by the grantees to the grantor, and all interest and all costs and expenses incurred in the event that the grantees should not acquire under the deed a good title to the premises sold. The question arises whether such a con- tract is merged in the deed subsequently executed or whether it survives the deed and confers a cause of action which may be enforced upon a failure of the title. It will be observed that the contract, which in this case was verbal, pre- cedes and is independent of the deed. It stipulates for indemnity against the consequences of the taking of the title conveyed by the deed. If, notwithstand- ing the deed and the title thereby sought to be conveyed, the grantees subse- quently sustained loss by reason of the fact that they acquired no title by the deed, is there any legal reason why they cannot recover from the grantor the money which he had received from them and which he promised he would refund to them in case the title failed ? This is a question which has been sev- eral times adjudged by this court." The learned judge then cited and reviewed the cases of Drinker v. Byers, 3 Pen. & W. (Pa.) 538; Brown v. Moorhead, 8 S. & R. (Pa.) 569; Frederick v. Campbell, 13 S. & R. (Pa.) 136; Richardson v. Oosser, 36 Pa. St. 335; Cox v. Henry, 33 Pa. St. 18, and Anderson v. Washer- . baugh, 43 Pa. St. 11.5, and continuing said: " It thus appears from the cases now cited that, whether the agreement for indemnity was made before or at the time of the sale or afterwards, the right to recover indetimit}^ in an action on the special agreement is sustained, and that whether the agreement was by writing or spoken words is a matter of indifference. Such an agreement is not merged in the deed if made before or at the time of the deed, and is not destroyed by a covenant of general warranty in the deed if made thereafter. The same doctrine was applied in the case of Robinson v. Bakewell, 35 Pa. St. 434, in an action upon 628 MARKETABLE TITLE TO EEAL ESTATE. § 270. MERGER IN CASES OF FRAUD. Where the vendor has made fraudulent representations respecting the title, the acceptance of a coiiA'eyance will not merge either the purchaser's right to recover back the purchase money, or to recover damages for the loss of his bargain in an action for the deceit,^ unless he had notice of tlie fraud when the conveyance was made.^ A contrary view of the law has been taken in one case,^ but that decision Avas afterwards a similar bond, given one day after the deed, and although the deed contained a covenant of general warrant}"", and a recovery vs'as had for all costs, charges and expenses, including counsel fees incurred in defending the title. We again enforced the same doctrine in Walker v. France, 113 Pa. St. 303; 5 Atl. Kep. 208, where the warranty set up was entirely in parol, and preceded the execution of the written agreement for the sale of the land from which this part of the con- tract was omitted. Gordon, J., said; 'That a written agreement may he modi- fled, explained, reformed, or altogether set aside by parol evidence of an oral promise or undertaking material to the subject-matter of the contract made by one of the parties at the time of the execution of the writing, and which induced the other party to put his name to it, must now be regarded as a principle of law so well settled as to preclude discussion.' It is not at all necessary to invoke the support of this principle to sustain the present proceeding. There is no question here of altering the deed for the lots in question by inserting a clause left out of it by mistake, fraud or accident. The case is only cited to show that where the parol stipulation is the inducing cause to the execution of the written instrument the law is sufficiently flexible to give relief in this manner, if the evidence is of a perfectly clear and satisfactory character. But the case is of authority on tlie point that a contract in the nature of guaranty as to the quality of the land con- veyed is not merged in the conveyance and may be enforced independently of it." This case has been approvingly cited in McGowan v. Bailey, 146 Pa. St. 573; 33 Atl. Rep. 373, 387; Kemp v. Pennsylvania R. Co., 156 Pa. St. 430; Elldn V. Timlin. 151 Pa. St. 491; 35 Atl. Rep. 139. See, also, Witbeck v. Waine, 16 N. T. 535; Bogart v. Burkalter, 1 Den. (N. Y.) 135; Carr v. Roach, 2 Duer (N. Y.), 25. Golvin v. Schell, 1 Grant's Gas. (Pa.) 226; Seldeu v. Williams, 9 Watts (Pa.V 9. 1 Chitty Cont. (lOth Am. ed.) 339. Alvarez v. Brennan, 7 Cal. 503; 78 Am. Dec. 274; Wright v. Carillo, 33 Cal. 604. Gwinther v. Gerding, 8 Head (Tenn.), 198. Sargent v. Gutterson, 13 X. H. 473. ' Yernol v. Yernol, 68 N. Y. 45. Thweatt v. McLeod, 56 Ala. 375. ^ Peabody v. Phelps, 9 Cal. 213, where it was held that an action for false and fraudulent representations as to the naked fact of title in the vendor of real property cannot be maintained by the purchaser under a conveyance with express covenants for title, his remedy in such case being upon the covenants. The court, by Field, J. , after observing that they had been unable to find any case in which the exact point had been decided, and after considering several analogous cases (Warden V. Fosdick, 13 Johns. [Ky.] 835; 7 Am. Doc. 388; Monell V. Golden, 13 Johns. [N. Y.] 396; 7 Am. Dec. 890; Leonard v. Pitney, 5 Wend. DETENTION OF PURCHASE MONEY NO COVENANTS FOE TITLE. 629 questioned by the court in which it was rendered, and would appar- ently have been overruled if so to do had been necessary to the decision of the case.' But if the purchaser, with every opportunity of discovering the fraud of the vendor by examining the records [N. Y.] 31; Culver v. Avery, 7 Wend. [N. Y.] 380; 22 Am. Dec. 586; Whitney -V. Allaire, 1 Com. St [N. Y.] 313, Bostwick v. Lewis, 1 Day [Conn.], 250; 2 Am. Dec. 73. Wade v. Thurraan, 2 Bibb [Ky.], 583), continued: "In the execution of a conveyance, all previous representations pending the negotiation for the purchase are merged. The instrument contains the final agreement of the par- ties and by it, in the absence of fraud,* their rights and liabilities are to be determined." This case, if intended to establish the proposition that the accept- ance of a conveyance where the vendor was guilty of fraud as to the title, waives all rights consequent upon the fraud and confines the purchaser to his remedy upon the covenants, whether he had or had not notice of the fraud at the time the deed was accepted, would seem not to be in harmonj^ with other authorities. In 2 Sugd. Vend. 533, it is said: " Although the purchase money has been paid, and the conveyance is executed by all the parties, yet if the defect do not appear on the face of the title deeds, and the vendor was aware of the defect and con- cealed it from the purchaser, or suppressed the instrument by which the incum- brance was created, or on the face of which it appeared, he is in every such ca.se guilty of a fraud and the purchaser may either bring his action on the case, or file his bill in equity for relief." See, also, 1 Sugd. Vend. 56. The practical consequence of forcing the purchaser to his action on the covenants, is to deprive him of the right to recover damages for the loss of his bargain, the measure of damages in that action being limited to the consideration money and costs in defending against the adverse claimant. Rawle Govt. § 159. In Andrus v. St. Louis Smelting Co., 130 U. S. 643; 9 Sup. Ct. Rep. 645, Field, J., who delivered the opinion in Peabody v. Phelps, supra, when one of the justices of the Supreme Court of the State of California, stated the rule thus: "Where the vendor holding in good faith under an instrument purporting to transfer the premises to him, or under a judicial determination of a claim to them in his favor, executes ii conveyance to the purchaser with a warranty of title and a covenant of peaceable- possession, his previous representations as to the validity of his title, or the right of possession which it gave, are regarded, however highly colored, as mere expressions of confidence in his title, and are merged in the warranty and covenant, which determines the extent of his liability." In such a case, it may be observed, the vendor could scarcely be deemed guilty of fraud, and the rule thus laid down in no wise conflicts with the proposition that actual fraud by the vendor is not merged in the acceptance of a conveyance without notice of the fraud. 1 Wright V. Carillo, 22 Cal. 604. The case is also disapproved in Kimball v. Saguin, (Iowa) 53 N. W. Rep. 116. * That is, fraud by which the purchaser is induced to accept the conveyance, as distinguished from fraudulent representations as to the title when the contract was made; else the observa- tions of the court would appear to be contradictory. 630 MARKETABLE TITLE TO REAL ESTATE. after the making of the contract, and before its completion by a conveyance with covenants of general warranty, accept such a con- veyance without examining the title, he will he compelled to pay the purchase money and look to his covenants for redress in case he should be thereafter evicted.^ If the matters alleged by the grantee I Ante, § 104. Griffith v. Kempshal], Clarke Ch, (K. Y.) 576, the court say- ing: " In this case the sale was at public auction, pursuant to previous notice. It may perhaps he fairly presumed that the company casually collected at such auction were ignorant of the state of the title to the lands offered for sale. They could hardly be expected, preliminary to bidding, to have made searches for themselves as to the title. To obviate any hesitation on this ground on the part of the bidders, the defendants, the sellers, by one of their number and by the auctioneer employed by them, declared according to (the complaint) that a clear and unincumbered title to the lots sold would be given to those who might become purchasers. Upon the faith of this the bids were made. What is the amount of this declaration of the sellers? Unquestionably that the persons so bidding should have a clear and unincumbered title; and this assurance could be enforced by any of the purchasers at such sale before taking their deeds. The deeds were not of course ready at the day of sale. The purchaser, under this assur- ance, would have or could claim time to examine into the state of the title. They could not be compelled to complete the purchase until such time was given them. If upon such examination, they ascertained that the title was incumbered or invalid, they might abandon their purchases, because the assurance held out at the sale was not sustained by the fact. Or the purchasers might, if they chose, instead of examining into the title, take their deeds, protecting themselves by proper covenants as to title and against incumbrances. They have chosen to take the latter course. By so doing, I apprehend, the assurance made at the sale is merged in the covenants contained in the deeds. The execution and accept- ance of the deeds is the completion of the executory contracts made by the bid- ding at the auction, and the terms of that executory contract cannot now be inquired into, unless there was fraud in the representations so made. It seems to me that the representations made at*the sale were nothing more than this, that the title was clear and unincumbered; and if it did not prove so, the bidding at the sale should not amount to a contract. It was for the purchasers, after the sale and before taking their deeds, to ascertain whether this was so, whether the title was such as would be satisfactory to them; or, in other words, whether they were willing to take the deeds and consider the contract complete and perfect. They have chosen to consider the contract complete and perfect, by the accept- ance of deeds without inquiry or investigation, guarding themselves by cove- nants from the grantors. They have thought it proper so to do, and execute their mortgages for the purchase money, and further, to make valuable erections upon the premises so purchased. It is true the bill charges that they did all this, relying upon the truth of the representations made by the sellers. I cannot think this allegation will aid the complainants. They had abundant means and opportunities to ascertain for themselves the truth of the representations; and, in DETENTION OF PUECIIASE MONEY NO COVENANTS FOE TITLE. 631 to have been falsely represented to him bj the vendor, are equally open to both parties, and the grantee examines the title, and relies upon the evidences furnished by the public records, and not upon the representation of the vendor, the conti-act will not be rescinded, but the grantee will be left to his remedy upon the covenants, if any.' If the purchaser expressly contracted for a good title and was afterwards induced to accept a quit-claim conveyance through the fraudulent representations of the vendor respecting the title, the contract is not merged in the conveyance, and the purchaser is entitled to a i-escission of the contract and to recover back or detain the purchase money.^ my opinion, these assurances were given for the purpose of enabling the pur- chasers so to do. They did not chose to avail themselves of such means. They have been negligent, and this court will hardly feel itself called upon to repair, by its decree, their want of diligence and care of their own interests and rights." The main points of difference between Griffith v. Kempshall, supra, and Peabody V. Phelps, supra, are: (1) That the first case was a suit to restrain the collection of the purchase money on the" ground of the vendor's fraud until he should remove certain incumbrances; while the second was an action at law to recover damages for the deceit, and the effect of the decision was to drive the plaintiff to his action on the covenant, in which he could recover no damages for the loss of his bargain. (2) That in the first case there was a covenant of general war- ranty, while in the second the covenant was limited to the acts of the grantor and his heir; so that while the first case merely drives the purchaser to a differ- ent form of redress, the second case not only deprives him of damages for the loss of his bargain («'. e., the value of the premises in excess of the purchase: money), but the premises having been lost through paramount title and not throtigh any one claiming under the grantor, denies him any relief whatever. (3) In the first case a considerable period elapsed between the making of the con- tract and the acceptance of the conveyance m which the purchaser might have examined the title. In the second case it seems that the sale was immediately consummated by a conveyance, so that the purchaser could not have examined the title without deferring the conveyance. ' Farnsworth v. Duffner, 142 U. S. 43. ''Rhode V. Alley, 27 Tex. 445, where it was said: "It cannot be questioned that it is competent for a purchaser of land who has received a deed with special warranty to show that a fraud has been practiced upon him in respect to the title. If a vendor of land has a perfect title in himself, his vendee may well be content to accept from him a deed with special warranty because such a deed would, in that case, vest an unimpeachable title in the vendee. Ordinarily, when a vendor accepts a quit-claim deed or a deed with special warranty, the presumption of law is that he acts upon his own judgment and Imowledge of the. 632 MARKETAELBI TITLTC TO REAL ESTATE. In a case in which tiie sale was without fraud in the first instance, false representations respecting the title, made by the vendor some time afterwards when a deed is accepted and a security for the pur- chase money given, have been held no ground for rescinding the contract or detaining the purchase money.' It may be doubted whether this decision can l)e reconciled with those which hold that fraud of which the purchaser is ignorant is not merged in a convej'- ance with covenants for title. § 271. RULE IN PENNSYLVANIA. The decisions in Pennsyl- vania upon the right of a purchaser to detain the purchase money must be carefully distinguished from those rendered elsewhere, for they establish a doctrine wliich does not, in its entirety, exist in tlie other States. The principal features Lee V. Dean, 3 Whart. (Pa.) 331; Stehley v. Ir-n-in, 8 Pa. St. 500; White v. Lowery, 27 Pa. St. 255; Beaupland v. McKeen, 23 Pa. St. 134; 70 Am. Dec. 115. 2 Thomas V. Harris, 43 Pa. St. 281; Murphy v. Richardson, 28 Pa. St. 293; Roland v. Miller, 3 W. & S. (Pa.) 890, semble; Banks v. Ammon, 27 Pa. St. 173, semUe; Wilson v. Cochran, 46 Pa. St. 232, semUe; 86 Am. Dec. 574. In Thomas V. Harris, 43 Pa. St. 241, it was said upon this point: " In the case now before us, the only ground for a presumption that the purchaser agreed to run the risk of any claim of the widow to dower is that he took a deed from her under a decree of the court for the estate of the deceased husband, and also for her own interest, when, it is said, he knew or should have known that she was entitled to dower in the land if she conveyed only her husband's interest. No evidence of actual knowledge is in the case. * * * He is chargeable, therefore, only with constructive notice of any defect in the title. In such a case there is no reason that a purchaser binds himself to pay the purchase money, no matter what may prove the defects of title. It is only when he has actual knowledge of the defect that he is presumed to waive compliance with the covenant of his vendor. Were it not so, a vendor's deed on record to a third person would not excuse a subse- quent purchaser from him from paying all the agreed purchase money after he has accepted a deed, an injustice too revolting to find any place in the law. But where the question is whether the vendor has fraudulently withheld from the purchaser knowledge of the existence of an incumbrance on the premises, and whether the purchaser had waived the right to rescind by performing the contract with notice of the incumbrance, a different rule from that stated in the text has been applied in Pennsylvania. In such a case, Stephens' Appeal, 87 Pa. St. 202, it was held that the record of the incumbrance " was constructive notice to the purchaser equally as effective as actual notice,'' citing Evans v. Jones, 1 Yeates (Pa.), 173; Kuhn's Appeal, 3 Barr (Pa.), 264. Both of these, however, were cases arising between the purchaser and a prior purchaser or creditor, and not between purchaser and vendor upon the question of notice as affecting the right to rescind. In Peck v. Jones, 70 Pa. St. 84, where the record disclosed the defect and there was nothing to show that the vendor had actual knowledge thereof, the court said that the purchaser was as much chargeable with notice of the defect from the record as the vendor. Nor is the rule that constructive notice of defects from their appearance of record will not affect the purchaser's rights against the vendor held to apply in Pennsylvania, where the purchaser seeks to rescind an executory contract ?nd DETENTION OF PUBCHASE MONEY NO COVENANTS FOR TITLE. 637 If the pui'chaser has taken covenants with knowledge of the existence of a defect or incumbrance, his right to recover on the covenants will not be affected thereby, for it will be presumed that he took the covenants expressly for his protection.* But if he took no covenants, then it becomes important to inquire whether he intended to risk tlie title, and upon this question his knowledge of the existence of the defect or incumbrance is of the utmost importance.^ (4) The fact that the purchaser, with knowledge of the defective title, accepts a deed without covenants against the defect, raises a presumption that he assumed the risk of the title,' and was compen- sated for the risk in the collateral advantages of the bargain ; * but such presumption is not conclusive, and may be rebutted by the pur- chaser in an action against him for the purchase money.^ Tliis rule is materially modified by that which follows next. recover back payments made in ignorance of the existence of an incumbrance on the property. In such a case it is said that tlie constructive notice which the record of a judgment lien, standing in the line of the vendor's title, gives to the vendee, is as effectual as actual notice. Boyd v. McCuUough, 137 Pa. St. 7; 30' Atl. Rep. 630. ' Thomas v. Harris, 43 Pa. St. 241. 'Cases cited supra, n. 1, p. 634. 'Ludwick V. Huntzinger, 5 W. & S. (Pa.) 58; Lighty v. Shorb, 3 Pa. 447: 2a Am. Dec. 384; Smith v. Sillyman, 3 Whart. (Pa.) 589; Hart v. Porter, 5 S. & R. (Pa.) 201; Fuhrman v. Loudon, 18 S. & R. (Pa.) 386; 15 Am. Dec, 608; Beidel- man v. Poulk, 5 Watts (Pa.), 308; Ross' Appeal, 9 Pa. St. 491. * Lighty V. Shorb, 3 Pa. 452; 34 Am. Dec. 334; Youngman v. Linn, 52 Pa. St. 413. 'Rawle Govts. § 844. Thomas v. Harris, 43 Pa. St. 231; Drinker v. Byars, 2 Pa. 528. The rule stated in the text is the inevitable conclusion from the decision rendered upon the facts in this case, though it is not therein announced in so many words. Doubts having arisen about the title, the purchaser took from the vendor an agreement to save him harmless in case any adverse title should be successfully maintained, and then accepted a deed witliout covenants against the anticipated claims. The purchaser lost a part of the property by the successful assertion of these claims, and he was allowed to set up that fact as a defense to an action on the purchase-money mortgage. "Such a decision," Mr. Rawle observes, " could not have been made if the purchaser's notice and the absence of a covenant were deemed conclusive evidence that he was to run the risk of the title, " and Mr. Rawle's observation is fully sustained by the case of Smith v. Chaney, 4 Md. Ch. 246, where, under precisely similar circumstances, the pur- chaser was denied relief, the court saying that the agreement for indemnity was merged in the conveyance without covenants. 638 MABKETABLE TITLE TO EEAL ESTATE. (5) The acceptance of a deed without covenants, when the par- chaser has notice of a pecioniary incumhrance on the property, which can be discharged out of the purchase money, does not raise a presumption tliat the purchaser assumed the risk of the title ; that is, the payment of the incumbrance in addition to the purchase money.^ On the contrary, the presumption is that the purchaser intended to apply the purchase money to the satisfaction of the incumbrance. It has been held, however, that this rulei does not apply where the purchaser secures the purchase money by the execu- tion of a written obligation to pay the same after he receives notice of the incumbrance.^ The exception would seem practically to destroy the rule, for it is but seldom that the vendor delivers a con- veyance of the property until he has received a written obligation of some liind to pay the purchase money. If the purchaser has notice of an incumbrance or defect, and takes a deed with a covenant wliich embraces it, the presumption is that the covenant was taken by the purchaser for his protection, and he cannot detain the purchase money unless the covenant has been broken.^ ' Wolbert v. Lucas, 10 Pa. St. 73; 49 Am. Dec, 578. 'Lukens v. Jones, 4 Phila. (Pa.) 18, distinguishing Wolbert v. Lucas, 10 Pa. St. 73; 49 Am. Dec. 578. This was not a decision of a court of last resort, and possibly may not be recognized in Pennsylvania as of binding authority. The report does not show whether there was a conveyance to the purchaser or not. Presumably there was, for otherwise the case would have been more clearly dis- tinguishable from Wolbert v. Lucas, supra, where there was a conveyance with- out a covenant embracing the incumbrance. ^Lighty V. Shorb, 3 Pa. 447; 34 Am. Dec, 334; Fuhrman v. Loudon, 13 S. & R. (Pa.) 386; 15 Am. Dec. 608; Horbach v. Gray, 8 Watts (Pa.), 497; Ives v. Niles, 5 Watts (Pa.), 323; Smith v. Sillyman, 3 Whart. (Pa.) 589; Bradford v. Potts, 9 Pa. St. 37; .luvenal v. Jackson, 14 Pa. St. 519; Kerr v. Kitchen, 17 Pa. St. 438; Murphy v. Richardson, 27 Pa. St. 293; Wilson v. Cochran, 46 Pa, St. 230; 86 Am. Dec. 574; Youngman v. Linn, 52 Pa. St. 413; Wilson's Appeal, 109 Pa. St. 106. In the case of Eby v. Elder, 122 Pa. St. 342; 15 Atl, Rep. 428 the purchaser, under a conveyance with a covenant against incumbrances, resisted the paj'ment of the purchase money on the ground that the premises were trav- ersed by a private right of way which impaired their value. The court charged the jury that if they found from the evidence that at the time of the purchase the land was openly and plainly subject to the easement; that the physical con- dition of the ground was openly and plainly affected thereby, then, since there ■was no express agreement or covenant relating thereto, the continuance of the easement would not be a breach of the covenant against incumbrances, and the DETENTION OF PDECHASE HONEYING COVENANTS FOR TITLE. 639 In respect to the right to recover back the purchase money the rule in Pennsylvania is the same as that which generally exists else- where, namely, that if the purchaser has failed to protect himself by taking covenants for title embracing the defect of which he complains he cannot recover back the purchase money by way of damages for breach of the contract.' If he has taken such cove- plaintiff would be entitled to recover the purchase money. This decision was afBrmed on appeal. The same decision had been previously made in the case of Wilson V. Cochran, 48 Pa. St. 108; 86 Am. Dec. 574. The ground of these decis- ions was that the purchaser could not detain the purchase money unless there had been an eviction, and that there could be no eviction where he purchased with actual notice of the incumbrance. Mr. Rawle comments upon the latter case as follows: " While the court say expressly that the existence and user of a para- mount right of way was a breach of the covenant of warranty, when the pur- chaser had notice of it, yet, that, nevertheless, this would not constitute an evic- tion when the purchaser had such notice; but this is hardly the correct manner of stating the proposition, for in both cases he is equally evicted, and none the less so by reason of his knowledge; but in the latter instance he is not allowed to detain the purchase money for the reason that the possible assertion of the para- mount right constituted one of the elements of the contract, and was within the intention of both parties when the deed was made." The result of this reasoning is that in some case the purchaser cannot detain the purchase money even though there has been no eviction. It is to be observed that both of the foregoing cases were those in which relief was claimed on account of a physical incumbrance. There would seem to be no doubt as to the right of the purchaser to protect him- self against a known pecuniary incumbrance, and to detain the purchase money in case of an eviction. Rawle Govts. § 347, et seq. A purchaser with general warranty is chargeable with notice of an incumbrance caused by a pubhc highway through the purchased premises, and it will be con- clusively presumed that he estimated the disadvantages to the premises thence ensuing in adjusting the purchase price. But if the incumbrance consist of a jjrivate right of way the rule is different, and he will be entitled to detain the purchase money to the extent of the damages caused him by the road, if he pur- chased without actual knowledge of the easement. Wilson v. Cochran, 48 Pa. St. 107; 89 Am. Dec. 574; Eby v. Elder, 133 Fa. St. 343; 15 Atl. Rep. 423. The same rule has been observed elsewhere. Butt v, Riffe, 78 Ky. 352. The grounds upon which these decisions rest, so far as they applj' to the public highway, is the open, notorious and visible character of the incumbrance. It is not easy to perceive why the same reasoning would not apply in the case of a private right of way sufficiently marked by travel to attract the attention of a purchaser. ' Moss V. Hanson, 17 Pa. St. 379; Dorsey v. Jackman, 1 S. & R. (Pa.) 42; 7 Am. Dec. 611; Lighty v. Shorb, 3 Pa. 447; 34 Am. Dec. 334; Kerr v. Kitchen, 7 Pa. St. 486. In Steinhauer v. Witman, 1 S. &E. (Pa.) 438, Judge Yeates admitted that money paid, where there was a conveyance but no covenant, could not be recovered back, and observed that it was a hardship but that such was the law. 640 MARKETABLE TITLE TO EEAL ESTATE. nants and they liave been broken, he cannot recover back the pur- chase money eo nomine, by action of assumpsit, but must resort to his covenants.' If the purchase money remains unpaid and the covenants have been actually broken and a present right to recover damages has accrued to the purchaser, he may, to prevent a circuity of action, detain the purchase money to the extent of such dam- ages.^ It has been held, however, in Pennsylvania, that a stipula- tion by the vendor, verbal or written, to refund the purchase money and reimburse the purchaser for expenses incurred in case the title should fail, will not be merged in a deed subseqiiently accepted by the vendee which contains only a covenant of special warranty.^ The Pennsylvania equitable doctrine will not justify the purchaser " To adopt a cant expression, 'the funeral has passed by, the dead cannot be resuscitated.' But in my sense of the Pennsj-lvani.a system of law, there is a loons panitentim until the money is paid. Something remains iii fsri, and the plain dictates of common sense and common honesty ijoint out the correct path to be pursued." It was probably this vigorous language that led to the distinc- tion of Judge Yeates as the early champion and advocate of what is known as "the Pennsylvania equitable doctrine" as to detention of the purchase money. In a note to the case of Goettel v. Sage, 27 Am. Law Keg. (N. S.) 356, 1888 S. C, 117 Pa. St. 298; 10 Atl. Rep. 889), it is said that the distinction between detention and recovery back of the purchase money seems to have dis- appeared. The writer cites no authority for this proposition, unless the cases Johnson's Appeal, 114 Pa. St. 132; 6 Atl. Rep. 566; Wilson's Appeal, 109 Pa. St. 606, and Babcockv. Day, 104 Pa. St. 4, referred to in a general way by him, are intended as such. In each of these the contract was rescinded on the ground of mutual mistake of the parties respecting the title, a form of relief to the pur- chaser referable to entirely different principles from those upon which he is per- mitted to detain the purchase money in Pennsylvania. See Rawle's Govts, (oth ed., 1887), §§ 335, 851, where the right of the purchaser in that State to recover back the purchase money (as damages) where he has failed to take covenants, is denied. Also, Farmers' Bank v. Galbraith, 10 Pa. St. 490; Phillips v. Scott, 2 Watts (Pa.), 318; Cronister v. Cronister, 1 W. & S. (Pa.) 442; Frederick v. Camp- bell, 13 S. & R. (Pa.) 136; Boar v. McCormick. 1 S. & R. (Pa.) 166. ' Rawle Govts. (5th ed.) pp. 554, 576, n. « Ghristy v. Reynolds, 16 8. & R. (Pa.) 258; Ives v. Niles, 5 Watts (Pa.), 823; Poyntell v, Spencer, 6 Pa. St. 257; Wilson's Appeal, 109 Pa. St. 606. ' Close V. Zell, 141 Pa. St. 390; 21 Atl. Rep. 770, citing Drinker v. Byers, 3 Pen. & W. (Pa.) 528; Richardson v. Gosser, 26 Pa. St. 835; Cox v. Henry, 32 Pa. St. 18. The purchaser having been induced to accept the conveyance in consideration of such agreement, tlie rule against the admission of parol evidence to alter a written contract does not apply in such case. Walker v. France, 113 Pa. St. 203; 5 Atl. Rep. 208. DETENTION OF PURCHASE MONEY — NO COTENANTS FOE TITLE. 641 in detaining the purchase money where he is disturbed in the pos- session by a mere wrongdoer.^ Nor does it apply in a case in which the purchase was made at a sale under a decree of court,^ or a sale by a sherifE or otlier officer.^ ' Spear v. Allison, 20 Pa. St. 200. « Pox V. Mensch, 3 Watts (Pa.), 493; King v. Gunnison, 4 Pa. St. 171. The purchaser may, it seems, object to the title before confirmation of the sale. Kennedy's Appeal, 4 Pa. St. 149. This is unimportant, however, as respects the practical application of the rule stated in the text, since there can be no valid conveyance until the sale has been confirmed. Bashore v. Whisler, 3 Watts (Pa.), 498, where it was said : " It cannot now be questioned that a defendant may allege defect of title in the whole or in part, as a defense in a suit brought by a vendor against a vendee to recover unpaid purchase money. This prin- ciple, which was first ruled in Steinhauer v. Witman, 1 8. & R. (Pa.) 438, has been since affirmed in Hart v. Porter, 5 S. & E. (Pa.) 200, and in other cases to which it is unnecessary particularly to refer. Although this principle as applied to private contracts is undoubted, yet it has never been understood, either by the profession or the public to be applicable to judicial sales. In Friedly v. Scheetz, 9 S. & R. (Pa.) 156; 11 Am. Dec. 691, it was ruled that a sheriff's sale cannot be objected to by the purchaser, merely on the ground of defect of title, but that in all such cases it is binding except where there be fraud or misdescrip- tion of the property in some material respect. It was also ruled in the same Case, that a purchaser cannot object to a sheriff's sale because of a defect of title of which he had notice. That, therefore, when he has bought after being pub- licly notified at the sale of such defect, he cannot give evidence of want of title in a suit brought against him for the purchase money. The doctrine of Stein- hauer V. Witman does not extend to judicial sales, nor has it been contended by any one that the usage asserted and maintained by Justice Ybatbs extended to them. At a judicial sale the interest of the debtor and no more is sold. The purchaser acquires the title such as he held it. There is no warranty of title ; and if the vendee of the sheriff purchases without a sufficient examination it is his fault, and is a matter with which the debtor has no concern. He agrees to run the risk of the title. The rule is camat emptor." 'Friedly v. Scheetz, 9 S. & R. (Pa.) 161; 11 Am. Dec. 691; Weidler v. Bank, 11 S. & R. (Pa.) 134. The Pennsylvania equitable doctrine has resulted in several peculiarities, if not incongruities. For example : (1) Under some circumstances the purchaser has greater rights as a jjlaintifi: than as a defendant; thus, the fact that he was aware of the defect of title at the time he took a conveyance with covenants embracing the defect will not affect his right to recover on the covenant. This is the rule everywhere. But if with knowledge of the defect he took no covenant he cannot, as a general rule, detain the purchase money. (2) Under other circumstances he has greater rights as a defendant than as plaintiff; thus, as we have heretofore seen, if he takes a deed without covenants he may, as defendant, detain the purchase money if he was ignorant of the defect of title 81 642 MAEKETABLE TITLE TO EEAL ESTATE. Eules in respect to the detention of the purchase money, in many respects similar to those which prevail in the State of Pennsylvania, exist in the States of Texas and South Carolina, and may be seen in a foregoing part of this work.' Some apology is due the student for considering at such length rules relating to the detention of the purchase money applicable only in particular localities. The rules in question mark the greatest innovations and inroads upon the doctrines of the common law in that regard that have been made in America, and it has been deemed expedient to set them forth with considerable particularity. ■when the deed Tvas made, while under the same circumstances he could have no relief whatever as plaintiff. And again, he may in such case exercise his right to detain the purchase money though he has never been evicted, while if he had taken a conveyance with covenants of warranty he could neither detain the pur- chase money, nor recover it back as damages, unless he had been actually or constructively evicted. (3) In Wilson v. Cochran, 46 Pa. St. 230, it is said that the vendee may detain the purchase money to the extent which he would be entitled to recover damages upon his covenants, and that he is not obliged to restore possession to his vendor before or at the time of availing himself of such defense, from which it is to be inferred that he may make such defense though he has not been evicted; and yet in the same opinion it is said that the right to detain the purchase money is in the nature of an action on the covenant, and that the vendee who seeks to detain by virtue of a covenant of warranty is as much bound to prove an eviction as if he were plaintiff in an action of covenant. It will be remembered that there are several decisions supporting both of these propositions. It is difficult to perceive of what benefit to the purchaser is the permission to make a certain defense without restoring the possession, when his right to make such a defense is altogether predicated upon the fact that he has been turned out of the possession, or has never been able to get possession. But these inconsistencies or incongruities are perhaps no more illogical than the universal rule which permits the purchaser to detain the purchase money where he is entitled to recover damages for breach of a covenant, and denies him the right to recover back that which has been already paid. The foregoing observa- tions have been made merely to illustrate the difficulties and perplexities into which a partial departure from the rules of the common law controlling the rights of the grantee have led. The remedy would seem to be either to main- tain a strict adherence to those rules, or to cut them up root and branch and supply their place with others framed in the spirit of the civil law which rejects the maxim cmoat emptor, and decrees the reimbursement of the purchaser wherever he loses the estate through defective title, the risks of which he did not accept, without regard to the existence or non-existence of covenants for title on the part of the vendor. ' Ante, pp. 449, 451. CHAPTEE XXYIII. OF RESTITUTION OP THE PURCHASE MONEY WHERE THERE ARE COVENANTS FOR TITLE. GENERAL RULE. § 272. EXCEPTIONS. § 273. § 272. GENERAL RtTLE. We have seen that after a contract for the sale of lauds has been executed by a conveyance to. the pur- chaser, he may, for the avoidance of circuity of action, detain, the purchase money in all cases where there has been such a breach of tlie covenants for title, as would entitle him to recover substantial damages against the grantor. This, however, is solely for the avoid- ance of circuity of action, and he can in no case, after the contract has been executed, recover back the purchase money as such. We, therefore, state the following proposition : Proposition YI. After a contract for the sale of lands has ieen executed l>y a conveyance, with covenants for title, the purchaser cannot, though he has ieen evicted hy one claiming under a paror Tnount title, or has discharged an incumbrance on the estate, recover hach the purchase money eo nomine, either hy suit in equity, or iy action against the vendor for money had and received to the plain- tijfs use. His remedy is upon the covenants for title} ' 1 Sugd. Vend. (8th Am. ed.); Rawle Govt. (5th ed) § 326. Tillotson v. Grapes, 4 N. H. 448. Banks v. Walker, 2 Sandf. Ch, (N. Y.) 348; Hunt v. Arindon, 4 Hill (N. Y.), 345; 40 Am. Dec, 283; Miller v. Watson, 5 Cow. (N. Y.) 19?: 4 Wend. (N. Y.) 267; Moyer v. Shoemaker, 5 Barb. (N. Y. 8. C.) 319. Wilty V. Hightower, 6 Sm. & M. (Miss.) 345. Maner v. Washington, 3 Strobh. Eq. (S. C.) 171. Major v. Brush, 7 Ind. 232. Davenport v. Whisler, 46 Iowa, 387; Wilson v. Irish, 62 Iowa, 260; 17 N. W. Rep. 511. Templeton v. Jackson. 13 M< 78. Renter v. Lawe, 86 Wis. 106. Earle v. De Witt, 6 Allen (Mass.), 526. Joyce v. Ryan, 4 Greenl. (Me.) 101. Van Riswick v. Wallach, 3 McArth. (D. C.) 388. In Bradley v. Dibrell, 3 Heisk. (Tenn.) 532, where the covenantor included in his conveyance about twenty acres to which he had no title and possession of which was not delivered to the covenantee, compensation for the deficiency was decreed to the covenantee. There was a constructive eviction here and the plaintiff miglit have recovered at law on his covenants, but relief in equity seems to have been granted on the ground of fraud by the vendor. In Fitzpatrick v. Hoffman, (Mich.) 63 N. W. Rep. 349, it was held that a grantee with warranty who had been compelled to satisfy to an adverse claimant the g44 MARKETABLE TITLE TO EBAL ESTATE. All the authorities agree upon this proposition. No case can be found in which, after a breach of any of the covenants for title, the covenantee has been permitted to recover back the purchase money, eo nomine, in an action for money had and received to the plaintifE's use. But this rule is comparatively of little importance to the pur- chaser where an actual breach of the covenants has occurred, for, in an action on the covenant, the damages are measured by the pur- chase money, so that, practically, the purchase money is recovered back in this form.^ If the purchaser cannot recover back the purchase money, eo nomine, after a breach of covenant has occurred, a fortiori he can- not recover it back hefore the happening of the breach. As respects the covenant of seisin, which is broken as soon as made if the cove- nantor have no title, we have seen that a purchaser will, in some of the States, be allowed to detain the purchase money, if it clearly appears that the title is worthless, and he tenders a reconveyance to the grantor.^ But there seems to be no case in which the covenantee has been suffered to recover back the purchase money upon like conditions.^ A different rule prevails at the civil law. If the pur- value of timber cut from the warranted lands, might recover the amount so expended in assumpsit against the grantor. ' It is frequently said, as in Kerr v. Kitchen, 7 Pa. St. 486, that a purchaser cannot recover back the consideration money after acceptance of a conveyance, unless there be fraud or warranty. This is an expression likely to mislead unless it it is borne in mind that the damages for a breach of warranty are measured by the consideration money. Strictly speaking he recovers damages for the fraud or breach of warranty and not the consideration money eo nomine. * Ante, ch. 26. ° Mr. Rawle says in this connection: " It would at first sight seem immaterial whether the position of the purchaser were that of a defendant resisting pay- ment of the purchase money, or that of a plaintiff seeking to recover it back in an action for money had and received, as there would seem to be no reason on principle why, if the purchaser have a right permanently to detain unpaid pur- chase money on the ground of a defect of title, he should be prevented from recovering back that for which he has received no value. But the position of a purchaser of real estate as a plaintiff, must at law necessarily be confined to a suit upon the covenants in his deed, which suit (though the same end may be obtained by means of it) depends to some extent upon different principles and machinery from an action which seeks to rescind the contract and recover back its consideration. Hence, it may be safely said that, at law, a purchaser has no right, after the execution of his deed, to recover back his consideration money on the ground of a defect or failure of title. His remedy in such case is by an EESTITUTION OF PtTECHASE MONEY — COVENANTS FOE TITLE. 645 cHaser does not get sucli a title as his contract requires, he can, irre- spective of the existence of covenants for title, recover back the purchase money,' upon condition only that he restore the premises to the vendor.^ Nor in such a case can he recover upon a contem- poraneous agreement by the vendor to refund the purchase money if the title should fail. All such agreements are merged in the conveyance, and the purchaser rnust seek his remedy on the cove- nants therein contained, if any.^ Neither can the covenantee, upon breach of the covenants for title, maintain a bill in equity to compel the vendor to restore the purchase money paid. His remedy at law upon the covenants is complete.* § 273. EXCEPTIONS. The rule that the purchaser cannot recover back the purchase money after the contract has been executed by a action of covenant, and not by an action of assumpsit. But when the position of the purchaser is that of a defendant, although ' the technical rule remits him back to his covenants in his deed,' yet, as has been said, it is now considered that he should not be compelled to pay over purchase money which he might the next day recover in the shape of damages for a breach of his covenants, and hence, to prevent circuity of action, the defense at law of a failure of title has been in some cases allowed." ' Bates V, Delavan, 5 Paige Ch. (N. Y.) 306, where it was said by Wai-worth, Ch. : " By the civil law an action of redhibition, to rescind a sale and to compel the vendor to take back the property and restore the purchase money, could be brought by the vendee, wherever there was error in the essentials of the agree- ment, although both parties were ignorant of the defect which rendered the property sold unavailable to the purchaser for the purposes for which it was intended. * * * i agree, however, with the learned commentator on Ameri- can Law (3 Kent Com. [2d ed.] 473), that the weight of authority both in this State and in England is against this principle, so far as a mere failure of title is concerned, and that the vendee who has consummated hia agreement by taking a, conveyance of the property, must be limited to the rights which he has derived under the covenants therein, if he has taken the precaution to secure himself by covenants." In Louisiana where legislation is cast in the moulds of the civil law, the purchaser may upon a complete failure of the title, recover back the purchase money eo nomine, tliough he has taken a conveyance with warranty. Boyer v. Amet, 41 La. Ann. 725. « Brown v. Reeves, 19 Mart. (La.) 235. 3 Kent Com. (11th ed.) 631 (473). » Earle v. De Witt, 6 Allen (Mass.), 583. The conveyance in this case con- tained no covenant embracing the defect of title of which the plaintiff com- plained. The decision is, therefore, with stronger reason, an authority for the proposition stated above. < Ohling V. Luitjens, 33 111. 23; Beebe v. Swartwout, 3 Gil. (111.) 168. 646 MAEKETABLB TITLE TO EEAL ESTATE. conveyance with covenants for title does not apply where by mistake there is no such land as the deed purports to convey,' nor where the deed is so defective that it is absolutely inoperative as a conveyance.' ' D'Utricht v. Melchor, 1 Dall. (Pa.) 438. In this case it was objected that the covenantee's remedy was by action on the covenant, or by action of deceit, and that judgment against the defendant in the action brought could not be pleaded in bar, if covenant should afterwards be brought. But the court held that assumpsit would lie. ' ToUensen v. Gunderson, 1 Wis. 104 (115). There was no lack of proper words of conveyance in the deed in this case ; the trouble lay in the description of the premises, which was "the northeast quarter of the west half, containing twenty- acres," without identifying the " west half." CHAPTEE XXIX. OF DETENTION OR RESTITUTION OF THE PURCHASE-MONEY IN CASES OF FRAUD. GENERAL RULE. § 274. EXECUTED CONTRACT. § 375. WAIVER OF FRAUD. § 376. § 274. GENERAL RULE. Fraud by the vendor in misrepresent- ing or concealing facts material to the validity of his title, sweeps away, as a general rule, all distinctions between executory and executed contracts, with respect to the right of the purchaser to recover back or detain the purchase money on failure of the title. What acts and conduct of the vendor constitute such fraud has already been considered.' Proposition VIT. If the vendor fraudulently indticed the pur- chaser to accept a had title, the latter may, at law, recover hack or detain the purchase money as damages, whether the contract is execu- tory or has heen executed; and, if executed, 'whether the conveyance was with or without covenants for title; and, if with covenants for tithj whether those covenants have or have not heen hroTcen? As a general rule, the purchaser cannot maintain an action to recover back the purchase money on the ground that the vendor has been guilty of fraud in respect to the title, unless he shows that he has actually rescinded the contract, notified the vendor of his intent to rescind, and has offered to restore the premises to the vendor.' The purchaser, however, is not bound to rescind in order to obtain relief in a case of fraud. He may affirm the contract, keep the premises, and maintain an action of deceit to recover damages from ' Ante, ch. 11. See, also, post, ch. 34. ' "^ 3 Sudg. Vend. (8th Am. ed.) chs. 13 and 15; 3 Warvelle Vend. 917; Rawle Govts. (5th ed.) §§ 167, 323. Post, ch. 35. Ante, ch. 11. Edmunds v. McLeaj', Coop. 308. Young V. Harris, 2 Ala. 111. Digga v. Kirby, 40 Ark. 420; Sorrells V. McHenry, 38 Ark. 127. Coffee v. Newsom, 2 Kelly (Ga.), 460. Haight v. Hayt, 19 N. Y. 474. Van Lew v. Parr, 3 Rich. Eq. (8. C.) 338. Lamb v. Smith, 6Rand. (Va.)553. 3 Pearson v. Chapin, 44 Pa. St. 9; Babcock v. Case, 61 Pa. St. 427; 10 Am. Dec. 654; Morrow v. Rees, 69 Pa. St. 368. 648 MAEKETABLE TITLE TO EEAL ESTATE. the vendor.* In most cases, this is the better course for him to pursue, where the purchase money has been fully paid, because m such an action his recovery is not limited to the consideration money ; he may recover damages for the loss of his bargain, though they be greatly in excess of the consideration money and interest, while, it is apprehended, he could not recover less than the purchase money and interest. These observations apply as well where the contract has been executed by a conveyance with covenants for title, as where it is executory,^ for the measure of damages upon a substantial breach of the covenants for title is the purchase money, with interest. If the purchaser seeks relief in equity, he can have a return of his pur- chase money, but no damages, because the remedy at law in that respect is complete.' There can be no question of the right of the purchaser tc recover back * or to detain ^ the purchase money where the contract is executory and the vendor has been guilty of fraud respecting the title, for he has that privilege, though there has been no fraud and the title has merely failed, except, of course, in cases where he has waived his objections to the title, or where the vendor has the right to remove them." 'Ante, p. 233. Gwinther v. Gerding, 3 Head (Tenn.), 198. "S^Tiite v. Seaver, 25 Barb. (N. Y.) 235, where, however, the purchaser elected to rescind. The converse of this proposition is also true. The purchaser is not bound to resort to his remedy at law for damages, but may proceed in equity to rescind the contract. Bodley v. Bosley, 1 Barb. Oh, (N. Y.) 125. "Courts of equity have generally concurrent jurisdiction with common-law courts in those cases where common-law courts have jurisdiction because of fraud; and though, where the vendor has fraudulently misrepresented the quantity of land, and thus induced the vendee to purchase, a common-law suit for deceit would lie, yet this is con- current with the right of the vendee to stay the collection in a court of equity till abatement has been made." Kelly v. Riley, 23 W. Va. 250. 'Ante, "Merger," ch. 27, p. 270. 8 3 Warvelle Vend. 955. Robertson v. Hogshead, 3 Leigh (Va.), 723 (667). Bodley v. Bodley, 1 Sandf. Oh. (N. Y.) 125. * Rawle Govts. (5th ed.) §§ 319, et seq.; Dart's V. & P. 613; 3 Warvelle Vend. 834, 851, 952. Wade v. Thurman, 2 Bibb (Ky.), 583, citing Co. Litt. 384a, But- ler's note, and Com. Dig. 236. Lyon v. Anable, 4 Conn. 350. ° Authorities cited, supra. Kerr on Fraud (Am. ed.), 330. Green v. Chandler, 35 Tex, 148. In such a case, the purchaser must show that the vendor inten- tionally misrepresented or concealed some fact materially affecting the title. Camp V, Pulver, 5 Barb. (N. Y.) 91. «Ante, p. 193. Post, § 329. " Webster v. Haworth, 8 Cal. 21; 78 Am. Dec. 287. Here the purchaser had bought at a sale under execution, the execution creditor DETENTION OF PUE0HA8E MONET IN CASES OF FEAtlD. 649 The remedy by action to recover back the purchase money due upon an executory contract for the sale of lands where the vendor was guilty of fraud respecting the title, is concurrent with his rem- edy at law for damages in an action of deceit,' and in equity, for a rescission of the contract and return of the purchase money.^ At common law neither failure of the consideration,' nor fraud,'' in the procurement of a contract to pay money, evidenced by a sealed instrument, could be set up at law in defense of an action on that instrument, the defendant being remitted to equity for relief. But now, by statute in most of our States equitable defenses are fully allowed in actions on contracts, so that if the purchase money of land be secured by bond or other sealed instrument, the defense that the promise to pay was induced by the vendor's fraudulent representations as to the title, may be made at law, as well as in equity.^ falsely stating that his judgment was the first lien on the land. The court said that the fact that the purchaser might have discovered the falsity of the statement by examining the public records did not affect his right to relief. Before such an examination could have been had, the sale would have been over and the opportunity to purchase would have been lost. Benedict v. Hunt, 32 Iowa, 27, was a suit by a mortgagee against one who had purchased from the mortgagor and assumed the payment of the mortgage. It was held that the fraudulent representations of the mortgagor respecting the title were no reason for denying a foreclosure of the mortgage, but was a defense against the plaintiff's claim for a personal judgment against the purchaser. ' Ante, ch. 3. •' As in Smith v. Robertson, 33 Ala. 313. ' Vrooman v. Phelps, 3 Johns. (N. Y.) 178. 1 Waite's Actions & Defenses, 701. * Wyche v. Macklin, 3 Eand. (Va.) 436. Franchot v. Leach, 3 Cow. (N. Y.) 606. Rogers v. Colt, 1 Zab. (N. J. L.) 704. Holly v. Younge, 37 Ala. 203. ' 1 Waite's Actions & Defenses, 701, § 3. Case v. Boughton, 11 Wend. (N. Y.) 106. Mr. Warvelle, in his work on Vendors, page 853, says that as a rule the only fraud which can be shown at law to avoid a deed, or the effect of its cove- nants, is fraud in the execution, as where it was untruly read, or where there has been a substitution of one instrument for another, and matters of that kind, but that misappropriation of collateral facts, fraud in the consideration, etc., form no defense at law. This was true at common law in an action on a sealed instrument, and the authorities cited by Mr. Warvelle consist chiefly of early American decis- ions in which that rule was applied. But that rule has, as we have seen (ante, p. 433), been very generally relaxed by statute in the American States, so that in an action on a bond or other sealed instrument the defendant is free to plea fraud in the procurement or failure of the consideration, of the contract, and is no 82 650 MARKETABLE TITLE TO EEAL ESTATE. § 275. EXECUTED CONTRACTS. If the purchaser accepts a con- veyance in ignorance of the fraud of his vendor in relation to the title, he may, in an action for money had and received to his use, recover back the purchase money paid, whether the conveyance was with ' or without covenants ^ for title. And in a like case he may detain the purchase money, if unpaid,' though there were no longer driven to equity for relief. See, also, Rawle Govts, (otli ed.) §§ 335, 332, n. 4: 1 Waite's Actions & Defenses, 701. ' Moreland v. Atcliison, 19 Tex. 303. The cases illustrating this rule are com- paratively few, because resort is nearly always had to equity to rescind the con- tract, cancel the conveyance and decree a restitution of the purchase money where the grantor has been guilt}' of fraud. The same may be said of cases where the consideration remains unpaid. A bill is generally filed to rescind the contract and restrain the grantor from proceeding to collect. ' Dart. V. & P. 613, 614; Rawle Govts. (5th ed.) § 323; 2 Warvelle Vend. 917; Kerr on Fraud (Am. ed.), 327. Pearsoll v. Ghapin, 44 Pa. St. 9. Moreland v. Atchinson, 19 Tex. 303. Tucker v. Gordon. 4 Des. (S. G.) 53. A purchaser who stipulates for a perfect title, but is induced by the fraudulent representations of the vendor to accept a quit-claim deed, may recover back the purchase money or detain that which remains unpaid. Rhode v. Alley, 27 Tex. 443, citing Mitchell V. Zimmerman, 4 Tex. 75; 51 Am. Dec. 717; York v. Gregg, 9 Tex. 85; Hays v. Bonner, 14 Tex. 629. The contract, however, was executory in each of these three cases. Foster v. Gillam, 13 Pa. St. 340. In Treat v. Orono, 36 Me. 317, it was held that the purchase money could only be recovered back from a party to the fraud. There the alleged fraudulent representations and the conveyance had been made by a municipal officer, but the purchase money had been paid to the municipality. In Walbridge v. Day, 31 111. 379; 83 Am. Dec. 237, it was held that one purchasing from the grantee did not acquire his right to recover back the purchase money from the original grantor who had fraudulently repre- sented the title to be good. See, also, Lejeune v. Herbert, 4 La. Ann. 59. *See authorities cited, supra. Whitney v. Allaire, 1 Gomst. (N. T.) 305. White V. Lowry, 27 Pa. St. 254. Concord Bank v. Gregg, 14 N. H. 331. It is a novel doctrine that a written warranty is a bar to a suit or defense founded on fraud in the same transaction, and the cases are numerous, not only that fraud vitiates all contracts tainted by it, but that it may be set up in contests as to the consideration of the sales, whether a warranty existed or not. Smith v. Babcock, 2 Woodb. & M. (U. S.) 256. A vendor selling land subject to a lien for unpaid purchase money, which he does not disclose to the purchaser, Is guilty of fraud, and the purchaser may rescind the contract, though he holds under a conveyance with warranty. East Tenn. Nat. Bank v. First Nat. Bank, 7 Lea (Tenn.), 420. Case may be maintained against a vendor who falsely states that there are no incumbrances on the estate, though the purchaser holds under a covenant against Incumbrances. Ward v. Wiraan, 17 Wend. (N. Y.) 193; Wardell v. Fosdick, 13 Johns. (N. Y.) 325; 7 Am. Dec. 388. DETENTION OF PUECHASE MONEY IN CASES OF FRAUD. 651 covenants.' The law does not require a purchacer to take covenants as a protection against fraud.^ If facts aflEecting tlie title have been concealed from the purchaser, he will be entitled to relief, even though he agreed to take the title such as it is.' Fraud by the grantor vitiates the contract so far as he is con- cerned, and he can claim no rights under it. Hence, it follows that the purchaser may, v^here the conveyance contains covenants for title, in case of fraud, detain the purchase money, whether the cove- nants have or have not been broken.^ He cannot be compelled to remain, during the time in which the rights of an adverse claimant may be asserted, in a state of uncertainty whether, on any day dur- ing that period, he may not have his title impeached.^ Where the contract is rescinded for defect of title concealed by the vendor, the purchaser will be entitled to a decree for the repayment of the pur- chase money, with costs, and all expenses to which he had been put relative to the sale, and for repairs during the time he had possession.* In some cases it has been held that the covenantee cannot set up fraud as a defense to an action for the purchase money ; not, indeed, because there is a remedy over on the covenants if the title fail, but because a court of law cannot do complete justice between tlie par- ties by placing them in statu quo, and that the remedy of the cove- nantee in such case is in equity.'' It may be doubted whether this doctrine exists to any great extent in the United States, in view of ' See. authorities cited, supra. 1 Bigelow on Fraud, 415; Rawle Govts. (5th ed.) § 322. Diggs v. Kirby, 40 Ark. 420. Tuclier v. Gordon, 4 Des. (S. C.) 33. » Walsh V. Hall, 66 N. C. 233. ^Farrell v. Lloyd, 69 Pa. St. 239, 248; Moyd v. Farrell, 48 Pa. St. 73. * See authorities cited, supra. This proposition (in the form of an exception to the general rule that a purchaser holding under a deed with covenants cannot detain the pxirchase money, unless the covenants have been broken) has been reiterated so frequently in the decisions, that a citation of cases to support it seems almost an affectation. Edwards v. McLeay, Coop. 308; 3 Swanst. 287. Stewart v. Insall, 9 Tex. 397. The general rule is that the vendee of land who has not been evicted, must rely upon his covenants in the deed, but a fraudulent sale is always an exception to that rule. Gilpin v. Smith, 11 Sm. & M. (Miss.) 109. '1 Sugd. Vend. (14th ed.) 247; 3 Warv. Vend. 844. « 1 Sugd. Vend. (8th Am. ed.) 375 (246). ' CuUum V. Branch Bank, 4 Ala. 35; 37 Am. Dec. 725; Stark v. Hill, 6 Ala. 785; Patton v. England, 15 Ala. 71. 652 MARKETABLE TITLE TO EEAL ESTATE. generally prevalent legislation admitting equitable defenses in actions founded on contracts. As a general rule there is no doubt that fraud is equally cognizable at law as in equity. The principal reason for going into a court of equity in such cases is to obtain a discovery.^ A statement made in good faith, false but not fraudulent, will not entitle the j^urchaser to recover back the purchase money in a case to which the covenants do not extend. The scienter or fraud is the gist of the action where there are no covenants.^ What conduct or representations on the part of the vendor amount to fraud will be found elsewhere considered in this work.^ The purchaser has a remedy not only against the grantor in a case of fraud, but against third persons having an interest in the transaction who aid in prac- ticing the deceit. Thus, a note brokei- was compelled to refund to a mortgagee money loaned on the security of the mortgage, he having falsely represented that there were no prior incumbrances on the property.* § 276. -WAIVER IN CASES OF FRAUD. Of course, if the pur- chaser accept a conveyance with knowledge of the fraud, he waives all right to rescind the contract because of the fraud, and must look to his covenants for redress.^ And when the fraud comes to his knowledge after the acceptance of a conveyance, he must promptly exercise his right to rescind the contract.' It has been held in ' Allen V. Hopson, 1 Preem. Gh. (Miss.) 376. ' 2 Sugd. Vend. (Sth Am. ed.) 553. Early v. Garrett, 4 Man. & Ry. 687. • Ante, p. 233. "Turnbull v. Gadsden, 2 Strobli. Eq. (S. C.) 14. ^ 3 Warvelle Vend. 919. Ante, p. 638. «The case Lockrldge v. Foster, 4 Scam. (111.) 570, affords a good illustration of this rule. There the covenantee had taken possession of the premises with knowledge of the fraud, and the court, in denying him relief, said: " Under the circumstances, if the complainant had resorted to equity in proper time, and it had appeared that the vendor or his legal representatives were not in a situation to perfect the title, a rescission of the contract might have been obtained. But on discovering the fraud, he was at liberty to consider the contract at an end, and take the necessary steps to procure its rescission or to confirm it, and rely on his covenants of warranty to make good the failure of title. This was a privilege on his part. The election rested solely with him, but he was bound to make it within a reasonable time. The whole case, in our opinion, shows most conclu- sively that he elected to confirm the contract. From his own showing, he dis- covered the fraud in the fall of 1837, at the time he took possession of the land DETENTION OF PTJECHASB MONEY IN CASES OF FEAUD. 653 several cases, and there are dicta in others, that if the purchaser accept a conveyance of the premises, he cannot afterwards maintain an action to recover damages for deceit of the vendor in respect to the title ; all that passed between the parties in the course of the negotiation being regarded as merged in the deed, and that the pur- chaser's remedy is upon the covenants, if any.' The better opinion, however, seems to be that only matters as to which the purchaser was informed can be regarded as merged in the deed, and that if he were ignorant of the fraud which would have avoided the contract, he loses none of his rights by accepting the deed.^ Indeed, it may before he made any improvements on it, and while a great portion of the pur- chase money was unpaid. After the discovery he proceeded to erect a dwelling house and make valuable improvements on the premises. More than four years afterwards, when sued for the balance of the purchase money, he makes no com- plaint and interposes no defense, but permits judgment to go against him, and not until a partial payment of the judgment does he manifest any disposition towards a rescission of the contract. * * * After all these acts of confirma- tion and acquiescence, and five years subsequent to the discovery of the fraud, he comes into a court of equity and asks that the contract may be annulled. "We have no hesitation in saying that he is effectually concluded by his own positive acts from attaining this object." , iPeabody v. Phelps, 9 Cal. 314. Leonard v. Pitney, 5 Wend. (N. Y.) 30. See, also, Peay v. Wright, 23 Ark. 198. The old English cases of Roswell v. Vaughn, 1 Cro. James, 196, and Lysney v. Selby, 2 Ld. Raym. 1119, have also been cited in support of this view. In the first case, however, there does not appear to have been a conveyance. Relief was denied the purchaser principally upon the ground that the vendor was not in possession, and that he should have looked more carefully to the title. In Whitney v. Allaire, 1 Comst. (N. Y.) 314, the right of a covenantee to maintain an action to recover damages for deceit respecting the title was questioned by Bkonson, J., dissenting, who said, "In the usual course of business men insert covenants in their conveyances of real estate where it is intended that the vendor shall answer for the goodness of the title; and it is easy to see that bad consequences may follow if the vendee shall be allowed to lay aside his deed, and have an action founded upon conversations about the title pending the bargain. * * * I do not intend to express a definite opinion on the point, and have only said enough to show that it is a grave question, which, as it is not necessarily before us, should not be regarded a,T, settled by our decision." It may be doubted whether this query would be mide in a case in which the covenantor had studiously concealed an incumbrance or defect in the title, as in Prout v. Roberts, 32 Ala. 427. " Ante, § 369. 3 Warvelle Vend. 957. That author attributes the cases holding the opposite view, to the fact that the grantee has his remedy over for breach of the covenants for title. Those cases, however, seem rather to proceed upon the idea that the fraud is merged in the conveyance, whether with or without covenants for 654 MARKETABLE TITLE TO EEAL ESTATE. be doubted whetber in sucb a case tbe purchaser would be held to have waived his right to recover damages for the fraud. The acceptance of a conveyance is an election to afBrm the contract, but it has been held that the purchaser does not waive his right to damages by aiBrming the contract after discovering the fraud. ^ title. As to cases in which there has been fraud as to the title and also a breach of the covenants, Mr. Warvelle pertinently observes, "The liability of the offending party is totally distinct in either case. In the one it arises ex contractu, in the other e.v delicto; and the rule upon which damages are awarded is different in each instance. Nor is there any inconsistency in the prosecution of the two remedies, as they both proceed upon the theory of an affirmance of the contract, and although differing in form, one does not allege what the other denies. A recovery in one, therefore, will not preclude a prosecution of, or recovery in, the other, although, of course, there can be but one satisfaction for the damages sus- tained." Citing Bowen v. Mandeville, 95 N. Y. 237; Allaire v. Whitney, 1 Hill (N. Y.), 484. Kimball v. Saguin, (Iowa) 53 N. W. Rep. 116, criticising Peabody V. Phelps, supra. Lee v. Dean, 3 Whart. (Pa.) 315. Orendorff v. Tallman, (Ala.) 7 So. Rep. 821. Gwinther v. Gerding, 3 Head (Tenn.), 197. Bostwick v. Lewis, 1 Day (Conn.), 250; 2 Am. Dec. 73. "Whitney v. Allaire, 1 Comst. (N. Y.) 314, semble, Bronson, J., dissenting; Monell v. Colden, 13 Johns. (N. Y.) 896; 7 Am. Dec. 390; Culver v. Avery, 7 Wend. (N. Y.) 380; 22 Am. Dec. 586, where the false representation was made by a public officer. The cotirt said : " What- ever is said or done in good faith in a treaty for a sale and purchase is merged in the purchase itself when cons\immated (by conveyance), and you cannot over- haul it whether tbe representations were true or false; but if they were known to be false when made, and have produced damage to the opposite party, the sub- sequent consummation of the agreement cannot shield the defendant." Wardell v. Fosdick, 13 Johns. (N. Y.) 325; 7 Am. Dec. 383, where the vendor sold land which had no existence. That fact, however, was considered immaterial in Ward V. Wiman, 17 Wend. (N. Y.) 193, 196, where it was said that in a case of fraud the purchaser might treat the deed as a nullity. In Wilson v. Breyfogle, 63 Fed. Rep. 329 (Civ. Ct. App.), it was held that a grantee with warranty who had been defrauded by fraudulent representations as to the title, might sue in assumpsit to recover back the purchase money, but must first reconvey, or offer to reeonvey, the premises. See, also, Bowden v. Achor, (Gra.) 32 S. E. Rep. 254. ' Allaire v. Whitney, 1 Hill (N. Y.), 484. Allaire had leased certain premises of Whitney, the term to begin at a future day. Before that day he discovered that the lessor had fraudulently represented that he owued a part of the premises, nevertheless he took possession and obtained a lease from the real owner of the part to which there was no title. The court deciding that Allaire had not waived his right to damages, observed, " It is not necessary to deny that where a vendee or a lessee takes or holds possession after he has discovered the fraud of his ven- dor or lessor, he shall not be allowed to rescind the contract, in other words, to say, as he may always do in the first instance, that the whole is void. Certainly DETENTION OF PURCHASE MONEY IN CASES OF FRAUD. 655 True, ill such a case, the purchaser could not rescind the contract, but obviouslj, the right to rescind, and the right to recover damages for a fraud stand upon different grounds, and the waiver of one is not necessarily a waiver of the other. If the conveyance contained covenants, the practical difference between an action on the cove- nants, and an action for deceit is, that in the former action he could recover the purchase money only and nothing for the loss of his bar- gain, and no more than nominal damages unless he had been evicted, while in the latter action his recovery would be measured by the actual damages sustained. the jury might well have been instructed in the present case, that Allaire had made the lease good by election; that he had waived the right to consider it a nullity. That, however, is a very different matter from a waiver of the cause of action or recoupment. When a man is drawn into a contract of sale or demise by fraud, a right of action attaches immediately, as much so as if trespass had been committed against him; and though he may affirm the transfer of interest and take the property, yet waiver is no more predicable of the cause of action, than where a man receives a delivery of goods that have been tortiously taken from him. The vendor or lessor was a wrongdoer when he committed the fraud, and no act of the injured party short of a release or satisfaction will bar the remedy, though it may mitigate the amount of damages." See, also, 1 Sugd. Vend. (14th ed.) 251, where it is said: " Although in equity a party may be entitled to get rid of a contract founded on fraudulent representations, still cases might occur where a purchaser might recover damages at law for a false representa- tion, and yet be prevented by his own conduct from rescinding the contract in equity, and the relief in equity can only be to rescind the contract. Damages or compensation must be sought at law." OF EESCISSION BY PROCEEDINGS IN EQUITY. Where the Conteact is Executory. CHAPTER XXX. OF THE SUIT FOR RESCISSION PROPER. GENERAL PRINCIPLES. § 377. DEFENSES TO SUITS FOR SPECIFIC PERFORMANCE. § 378. PLACING THE VENDOR IN STATU ftUO. § 379. INTEREST, RENTS AND PROFITS. IMPROVEMENTS. § 280. PLEADING. § 281. PARTIES. § 283. § 2Y7. GENERAL PRINCIPLES. On failure of the title the purchaser, instead of taking such steps at law as amount to a rescission of the contract, such as bringing an action to recover back the purchase money, or resisting proceedings by the vendor to collect the same, may, while the contract is executory, resort to a court of equity in the first instance and ask that the contract be formally rescinded. In such case the court, having before it all parties in interest, may, if it appear that the complainant is entitled to relief, enter a decree rescinding the contract and adjusting the rights of the parties. And the purchaser may, in any proceeding by the vendor to enforce specific performance of the contract, show that the title has failed or is not such as the law will require him to accept. The fact that the vendor honestly believed his title to be good is no ground for refusing rescission.^ The jurisdiction of equity for the rescission of executed contracts is limited, as will be seen, chiefly to cases where the contract was procured through fraud or mistake ; but where the contract is execiitory, a complete want of title in the vendor, irrespective of the question of his good faith, seems to be always a ground in equity for rescinding the contract,^ ' Boyce v. Grundy, 3 Pet. (U. S.) 210. ' Smith V. Robertson, 23 Ala. 817, where it was said that though there may he no actual fraud iu making a contract, a total inability in one party to fulfill it discharges the other, and a court of equity will annul a contract which the defendant has failed to perform or cannot perform. Citing Bullock v. Beemiss, 1 A. K. Marsh. (Ky.) 434; Skillern v. May, 4 Cranch (U. S.), 137. But see Parks T. Brooks, 16 Ala. 539, where rescission was refused a purchaser who had taken OF THE SUIT FOE RESCISSION PEOPEK. 657 unless the purchaser has waived or lost his right to require a clear title ; or unless he is bound by the terms of his contract co take such title as the vendor can make ; or unless he be no longer able to place the vendor in statxh quo. It has also been held that equity will not rescind the contract at the suit of the purchaser, if the defect of which he complains might with reasonable diligence have been discovered by him before the contract was made. Thus it has been held that a purchaser who fails to make reasonable inquiries as to possible dower rights in the premises, must seek his remedy against the vendor at law and not in equity, if disturbed by \,he widow.' This decision seems not to have been generally followed in America, though there are many cases which decide that the purchaser cannot fix fraud upon the vendor in failing to disclose defects in the title which might have beea discovered by the exer- cise of ordinary diligence.^ It has been held that the right of the purchaser to rescind an executory contract on failure of the title is not dependent on his right to maintain an action for breach of the contract, and that he vahj rescind where he cannot maintain that action. Thus, where the purchaser, knowing that the vendor could not convej' a clear title, made a sham offer of performance and tender of the balance of the purchase money, it was held that lie could not recover damages for a breach of the contract, but that he was entitled to rescind the con- tract and recover back what he had already paid.^ In an early American case it seems to have been held that want of title in the vendor was no ground for rescinding an executory contract for the sale of lands, the purchaser having an adequate remedy at law to> recover back the purchase money or to recover damages for breach of the contract.* This case does not appear to have been followed a bond for titles anii could not show that the obligor was insolvent. As a matter of fact suits in equity by the purchaser for rescission where the contract is executory are comparatively infrequent. Usually the onlj"- relief he claims is the return of the purchase money, and this may be obtained, as a general rule, more quickly and with less expense in the action for money had and received to the purchaser's use. See ante, ch. 34. ' Greenleaf v. Queen, 1 Pet. (U. S.) 138. ''Ante, ch. 11. Contra, Crawford v. Keebler, 5 Lea (Tenn.), 547. ' Lewis v. White, 16 Ohio St. 441. "Hepburn v. Dunlop, 1 Wh. (U. S.); Id. 3 Wh. (U. S.) 231. The failure of the consideration is always a ground for the rescission of a contract for the sale of S3 658 MARKETABLE TITLE TO EEAL ESTATE. in America, and its authority may well be douLted. Courts of law- have, under tlie common-law system of procedure, no power to adjust equities between the parties, e. g., to decree a restitution of the premises, to settle claims for interest on the purchase money paid and for improvements on the one side, and for rents and profits on the other. On these grounds, irrespective of any question of fraud or mistake, the jurisdiction of a court of equity in such cases seems clear. Fraud of the vendor and mistake of the parties in respect to the title are, of course, grounds for rescinding an executory contract for the sale of lands. In such eases the remedy in equity is concurrent -with that at law.' What constitutes fraud in the vendor has been elsewhere considered.^ The fact that the agreement has been reduced to writing will not prevent the jjurchaser from showing that the vendor, at the time the contract was closed, made fraudulent representations as to the state of the title. The rule in this respect is the same, whether the contract be executory or has been executed by a conveyance with or without covenants for title. ^ If the objection to the title be that the vendor has no power to sell and convey the premises, it has been held that a suit for a rescis- sion of the contract cannot be maintained by the pu)-chaser.'' The reason assigned for this decision was that the purchaser had a per- fect defense at law and in equity to any proceeding by the vendor to enforce the agreement, and that an action by him would be neces- sary. We have already seen under what circumstances the pur- chaser will be deemed to have waived his right to rescind a contract ■or to resist a suit for specific performance on the ground that the lands. Hadlock v. Williams, 10 Vt. 570. Greenleaf v. Cook, 3 Wli. (U. S.) 13, 16. Hart v. Handlin, 43 Mo. 171. 'Innes v. Willis, 16 Jones&S. (N.Y.) 188. Goodman v. Rust, 4T. B. Mon. (Ky.) 421. Smith v. Robertson, 23 Ala. 312. Liddell v. Sims, 9 8m. & M. (Miss.) 596; Davis V. Heard, 44 Miss. 50. Holland v. Anderson, 38 Mo. 55. 2 Ante, ch. 11. ^Sugd. Vend. (Uth Eng. ed.) 53, 586. Boyce t. Grundy, 3 Pet. (U. S.) 210. ^Bruner v. Meigs, 64 N. Y. 506, per Allen, J. The authority of this case may be doubted. The reason given for the decision would apply in most cases in which the purchaser goes into equity for a rescission of an executory contract. Should the purchaser be compelled to await the motions of the vendor? If the purchase money was paid to the latter he would probably concern himself no iurther about the agreement. OF THE SUIT FOE RESCISSION PEOPEK. 659 title is defective.' Where the purchaser in a suit by him for rescis- sion, offers to complete the contract if the court shall be of opinion that the title is marketable, and the court so decides, he is estopped from urging further any right to rescind.^ § 278. DEFENSES TO SUIT FOB, SPECIFIC PEBFOBMANCE- The purchaser, when the vendor seeks to compel specific perform- ance of the contract, may of course show that the title is bad, or doubtful, and such as he cannot be required to accept.^ As a gen- eral rule wherever he has a right to rescind the contract on the ground that the title has failed, he may avail himself of the same facts as a defense to a suit by the vendor for speciiic performance. The position of tlae purchaser in such a case is perhaps stronger than if he were plaintiff, for it has been often held that under some circumstances a court of eqiiity may refuse to rescind a contract for the sale of lands which it would not specifically enforce,* leaving the parties to their remedy at law.^ If the vendor, in consequence of disputes about the title, turns the purchaser out of possession, he cannot afterwards insist upon a specific performance of the con- tract.* Nor will he be entitled to this relief if, subsequent to the contract, he places a mortgage on the premises.'' The purchaser cannot of course set up want of title in the vendor as a defense to a suit by the latter for specific performance, where by the terms of the contract, the purchaser was to take merely such title or interest as the vendor had.' But specific performance will not be decreed at the instance of the vendor, if he cannot convey a clear title, ' Ante, " Waiver of Objections," p. 183. ^ Hyde v. Heller, 10 "Wash. 586; 39 Pac. Rep. 249. " What matters are sufficient to render a title doubtful or unniarketable will be hereafter considered. Post, ch. 31. *2 Kent Com. (11th ed.) 487. Mortlock v. Buller, 10 Ves. 393. Jackson v. Ashton, 11 Pet. (U. S.) 248; Dunlap v. Hepburn, 1 Wheat. (U. S.) 197; Morgan V. Morgan, 3 Wheat. (U. S.) 290. Beck v. Simmons, 7 Ala. 71; Park v. Brooks, 16 Ala. 539. Seymour v. Delancy, 3 Cow. (N. T.) 530; 15 Am. Dec. 370; Osgood Y. Franklin, 2 Johns. Oh. (N. Y.) 23; 7 Am. Dec. 513. Gans v. Renshaw, 2 Pa. St. 34; 44 Am. De • 152. Louisville, etc., R. Co. v. Stone Co., (Ind. Sup.) 89 N. E. Rep. 703. » Jackson v. Ashton, 11 Pet. (U. S.) 239. « KnatchbuU v. Grueber, 3 Mer. 124. 'Haber v. Burke, 11 8. &R. (Pa.) 338. "Broyles v. Bell, 18 W. Va. 514. Bailey v. James, 11 Grat. (Va.; 468; 63 Am. Dec. 659. 660 MAKKETABLE TITLE TO KEAL ESTATE. though no provision was made in the contract for a covenant of warranty to be inserted in the deed, unless the purchaser expressly- assumed the risk as to title.' If the purchaser defends a suit for specific performance, the mere allegation that the vendor's title is defective, will not suffice. He must set forth and prove the specific defects of which he complains.^ But, it is apprehended, that the vendor must show in the first instance a record title that \% jyrinia facie clear and unobjectionable, for by insisting upon specific per- formance he avers that his title is such as the purchaser can be required to take. In the nature of things, however, he cannot show that there can be no possible objection to his title. Reason and convenience both require that having shown a title apparently good, the burden shifts to the purchaser, and compels him to show in what respect the title is defective or objectionable. If the plain- tiff cannot convey the title mentioned in the agreement, his bill will be dismissed, though such objection be not made in the answer, nor takcTi until a hearing before a master upon a reference.' But it has been held that a ^Jurchaser who by the exercise of due diligence might have discovered an objection to the title and set iip the same as a defense in a suit for specific performance before decree, could not, after decree, avail himself of such defect by additional plead- ings, though he might, if the vendor be insolvent, suspend payment of the purchase money until the defect could be investigated.* It has been held that a vendor claiming specific performance of the contract, and resting the validity of his title upon a particular ground, cannot, after litigation has begun, shift his ground and allege a valid title from other sources, and this iipon the principle that a party giving a reason for his conduct and decision touching anything involved in a controversy, cannot, after litigation has begun, change his ground and put his conduct upon another and different construction.' ' Bates V. Delavan, 5 Paige Ch. (N. Y.) 299. Chambers v. Tulaae, 9 N. J. Eq. 146. - Glasscock v. Robinson, 21 Miss. 85; Heath v. Newman, 11 Sm. & M. (Miss.) 201; Harris V, Bolton, 7 How. (Miss.) 167. s Park V. Johnson, 7 Allen (JIass), 378. "Denny v. WicklifEe, 1 Mete. (Ky.) 216. ' Weinstock V. Levison, 26 Abb. N. Cas. (X. Y.) 244, citing Ohio & Miss. R. Co. V. McCarthy, 96 U. S. 258, a case, however, which did not arise between OF THE SUIT FOE R-E80ISSION PROPER. 661 § 2Y9. PLACING THE PARTIES IN STATU aUO. It is a cardi- nal rule that in every proceeding in which an abrogation or rescission of a contract for the sale of lands, is effected, whether it be the act of the parties or the act of tlie law, whether it be the result of an action to recover back the purchase money paid, or of an injunction to restrain the collection of the purchase money, or of a direct suit in equity for rescission, either party must be placed in the same position in which he was before he entered into the contract. Unless this can be substantially done, there can be no rescission, and the parties will be left to their remedies at law upon the contract. No rule of law is better settled than that a purchaser of a chattel which proves to be unsound, cannot keep the chattel and refuse to pay the purchase money, and that he cannot detain the purchase money, if he has consumed or destroyed the chattel so that he can- not restore it to the vendor. He may, of course, keep the chattel and recover damages for the breach of the express or implied warranty of its soundness, but that is an election to affirm and not to rescind the contract. There is no difference in the application of these principles to executory contracts for the sale of lands. Hence, it follows that a purchaser seeking a rescission of the contract in equity on the ground that the title has failed, must restore the premises to the vendor before he will be absolved from his obliga- tion to pay the purchase money. ^ vendor and purchaser. It may be doubted whether the rule thus declared would apply in a case in which the change of position by the vendor did not operate, and could not have operated to the injury of the purchaser. ' 1 Sugd. Vend. 347. Ante, p. 584. Wickham v. Evered, 4 Madd. .53; Tindal V. Cobham, 3 Myl. & K. 385; Fowler v. Ward, 6 .Jur. 547; Nicholson v. Words- worth, 3 Swan. 365; Southcomb v. Bishop, 6 Hare, 313; Gordon v. Mahoney, 13 Ir. Eq. 883. Garner v. Leverett, 33 Ala. 410; Duncan v. Jeter, 5 Ala. 604; 39 Am. Dec. 343; Pitzpatrick v. Featherstone, 3 Ala. 40. Seaburn v. Sutherland, 17 Ark, 603; Wheat v. Dotson, 13 Ark. 698. Lane v. Latimer, 41. Ga. 171. Underwood v. West, 53 111. 597; Smith v. Brittenham, 98 111. 188; Deal v. Dodge, 36 111. 459; Gehr v. Hogerman, 36 111. 438; Vining v. Leeman, 45 111. 346. Marvin v, Applegate, 18 Ind. 435; Osborn v. Dodd, 8 Blackf. (Ind.) 467; Cain v. Guthrie, 8 Blackf, (Ind.) 409; Brumfield v. Palmer, 7 Blackf. (Ind.) 337, White V, Hardin, 5 Dana (Ky.), 141; Peebles v. Stephens, 3 Bibb(Ky.), 334; 6 Am. Dec. 660; Wicklilf V. Lee, 4 Dana (Ky.), 30. Matta v. Henderson, 14 La. Ann. 473; Clark V. Briggs, 5 La. Ann. 634; McDonald v. Vaughan, 14 La. Ann. 716. Shipp v, Whelen, 33 Miss. 646; Williamson v. Ramey, 1 Freem, Ch. (Miss.) 113; Hill v. Samuel, 31 Miss. 307. Smith v. Busby, 15 Mo. 387; 57 Am. Dec. 307. Young -c. 662 MAEKETABLE TITLE TO EEAL ESTATE. The purchaser will not be permitted to rescind the contract if he has made material alterations in the property, such as to change its nature and character, if thej are of a kind which do not admit of a restoration of the property to its former condition, or if he decline or be unable to restore it to that condition.* JSTor where he has disabled himself from restoring the possession to the vendor by conveying the premises to a stranger.^ Nor where a portion of the premises have been sold under execution against him.' Nor where he has materially impaired the value of the land by cutting down the timber.* But in cases in which the jjurchaser acted in good faith and the injury to the premises is capable of asceriainment and deduction from the jDurchase money he is seeking to recover back, he may have a rescission of the contract though the property can- not be restored in specie^ If the purchaser be unable to put the Stevens, 48 N. H. 133; 2 Am. Rep. 303. Sandford v. Travers, 7 Bosw. (N. Y.) 498; More v. Smedburgh, 8 Paige Ch. (N. Y.) 600; Tompkins v. Hyatt, 28 N. Y. 3-17; Goelth v. White, 3.5 Barb. (N. Y.) 76; Schroeppel v. Hopper, 40 Barb. (N. Y.) 425; Van Epps v. Harrison, 5 Hill (N. Y.), 63; 40 Am. Dec. 314; Tallmadge v. Wallis, 2.5 Wend. (N. Y.) 107; Masson v. Bovet, 1 Den. (N. Y.) 73; 43 Am. Dec. 651. NicoU V. Carr, 35 Pa. St. 381; Congregation v. Miles, 4 Watts (Pa.), 146. Clarke v. Locke, 11 Humph, (Tenn.) 800; Officer v. Murphy, 8 Yerg. (Tenn.)502. Lynch V. Baxter, 4 Te-\-. 431; 51 Am. Dec. 735. Hyslip v. French, 52 Wis. 513; Grant v. Law, 29 Wis. 99; Hendricks v. Goodrich, 15 Wis. 679. ' Dart. V. & P. (5th ed.) 440. Donovan v. Frisker, Jac. 165. In this case the purchaser was required to reinstate a private dwelling which he had converted into a shop. Where the purchaser retained possession for a number of years, received the rents, changed the condition of the estate, and made lasting improvements, it was held that he could not put the vendor in statu quo, and, therefore, could not rescind the contract. Patten v. Stewart, 21 lud. 332. = McKeen v. Beaupland, 35 Pa. St. 488; Rogers v. OlshofEskv, 110 Pa. St. 147; 2 Atl. Rep. 44. Colyer v. Thompson, 2 T. B. ilou. (Ky.) 16. Where the vendor by agreement with the vendee, conveys portions of the premises in lots to third persons, as they are sold off by the vendee, he (the vendor) cannot in an action for rescission, the title being bad, object that the entire premises cannot be restored to him. Wilcox v. Lattin, 93 Cal. 588; 29 Pac. Rep. 226. 3 C'ark V. Eriggs, 5 La. Ann. 624. ' Gehr v. Hagerman, 26 111. 459. ■■ Wright V. Dickinson, 67 Mich. 580. Calhoun v. Belden, 8 Bush (Ky.), 674, where the residence on the purchased premises had been destroyed by fire. In Alabama the rule that the purchaser must restore the premises before he can have a rescission of the contract, has been held not to apply where retention of the property is necessary for tlie indemnity or reimbursement of the purchaser, as where the vendor is insolvent and cannot return the purchase money. Garner OF THE SUIT FOE EESCISSION PEOPEE. 663 vendor i7i statu quo, lie has his remedy over by action on the case if the vendor was guilty of fraud.^ It has frequently been held that a contract for the sale of lands cannot be partially rescinded, that it must be rescinded in toto, if at all,^ by which appears to be meant that upon rescission neither party will be permitted to retain anything which he has received by virtue of the contract. If the purchaser refuse to complete the contract on the ground that the title to a portion of the premises has failed, and insist upon retaining possession of the other part, tha vendor may maintain a bill to compel him to elect whether he will accept the title, or abandon the contract and restore the possession.^ If on rescission the purchaser refuse to restore the premises the vendor may recover them in ejectment.^ In such an action the pur- chaser cannot set up paramount title in the third person as a defense.^ The purchaser is estopped to deny the title of his vendor. Even where he buys in an adverse claim to the premises, he must surren- der possession before he can claim rescission against his vendor. He must take his chances of recovering the land on the title thus acquired.^ If, however, he purchases in ignorance of the fact that the paramount title already exists in himself he cannot be required to surrender the possession before asserting his better title.'' The rule which requires the restoration of the parties to their- former condition is satisfied by substantial compliance therewith, since it is obviously impossible for the parties to be placed in the- precise condition in which they were before the contract was entered V. Leveritt, 32 Ala. 413; Young v. Harris, 2 Ala. 108; Elliott v. Boaz, 9 Ala. 773; Greenlee v. Gaines, 13 Ala. 198; 47 Am. Dec. 49; Parks v. Brooks, 16 Ala. 539;_ Read v. Walker, 18 Ala. 323; Foster v. Grcssett, 29 Ala. 393; Gallagher v. Witherington, 29 Ala. 420; Duncan v. Jeter, 5 Ala. 604; 89 Am. Dec. 343. ' Hognn v. Weyer, 5 Hill (N. Y.), 389. ^ 3 Kent Com. 408; 2 Warvelle Vend. 878. Cases cited supra, this section. Ben- jamin V. Ilobhs, 31 Ark. 151. Lovingston v. Short, 77 111. 587. Porter v. Tit- comb, 33 Me. 300. Hogan v. Weyer, 5 Hill (N. Y.), 389. ^ Davison v. Perrine, 32 N. J. Eq. 87. n Sugd. Vend. (8th Am. ed.) 276(179). NicoU v. Carr, 31 Pa. St. 381. Fowler V. Cravens, 3 J. J. M. (Ky.) 3; 20 Am. Dec. 153. 5 Fowler v. Cravens, 3 J. J. M. (Ky.) 3; 20 Am. Dec. 153. <• Grundy v. Jackson, 1 Litt. (Ky.) 11. Officer v, Murphy, 8 Yerg. (Tenn.)503. Ante, p. 483. ■> Southoomb v. Bishop, 6 Hare, 313. 664 MAEKETABLE TITLE TO REAL ESTATE. into. Accordingly, it is generally considered that the rule is satisfied by restoring the premises unimpaired, together with the rents and profits, to the vendor, and the purchase money, with interest, costs and expenses for improvement, to the purchaser.' In some cases it has been held that the restoration of the premises to the vendor on failure of the title is a condition precedent to the right to maintain a suit for rescission.' It maybe doubted whether such a rule would apply where the court has power to enter a judgment Of decree con- ditioned to be inoDcrative unless the uremises be restored to the vendor.* The cases in which the purchaser may have a rescission of the con- tract without restoring the premises to the vendor have been else- where considered in this work.* The court, in decreeing a rescission of the contract on the ground of failure of title, will direct out- standing purchase-money notes to be delivered up and canceled, and will also direct that any bond for title or other obligation to convey executed by the vendor, be surrendered bv the purchaser and canceled.^ § 280. INTEREST. BENTS AND PROFITS. IMPROVEMENTS. On rescission of an executory contract for the sale of lands for M^ant ' Masson v. Bovet, 1 Den. (N, Y.) 74; 43 Am. Dec. 651. Bauk v. Ettinge, 40 N. Y. 391. In this case it was held that the vendor could not require tie pur- chaser to indemnify him for expenditures which he had made upon the expecta- tion of receiving money under tlie contract. As to the contention that each party must be restored to the precise condition in whicli he was before the contract was made, the court said: " The application of this principle to the present case would substantially destroy the rule that mcney paid under a mistake of fact may he recovered back. If the facts could be so arranged that there should be no loss to either party there would be nothing to contend about, and so no such actions would be brought. * * * It is an ordinary result of the transaction that the party receiving has incurred liabilities or paid money which he would not have done except for the receipt of the money." ^Ante, p. 589. Eames v. Der Germania Turn Vcrein, 8 111. App. 663, citing Hunt V. Silk, 5 East, 449, and Norton v. Young, 8 Greenl. (Me.) 30. ^ In Pennsylvania a condition requiring the purchaser to reconvey the premises to the vendor may be inserted in the verdict. Babcook v. Case, 61 Pa. St. 427 ■i Ante, p. 593. ' McKay v. Carrington, 1 McLean (U. S.), 50. In Williams v. Carter, 3 Dana (Ky.), 198, the purchase-money notes could not be delivered up because they had been destroyed by the vendor, and a decree was entered rescinding the contract. McGee v. Carrico, 6 Litt. (Ky.) 393. OF THE SUIT FOE EESCISSIf)N PROPBK. 665 of title in the vendor, whether by suit in equity or action at bar to recover back the purchase money, the purchaser, if he lias never been in possession, -will be entitled to interest on the purchase money he has paid.' If he has been in possession the general rule is that the vendor may set off the rents and profits against interest on the purchase money,' taking into consideration, of course, any material inequality between the two items.'* Even where the vendor fraud- ulently concealed a defect in his title he has been allowed the value of the rents and profits enjoyed by tlie purchaser.^ But it has been ' 3 Warvellc Vend. 885. « 2 Warvelle Vend. 885. Watts v. "VVaddle, 6 Pet. (U. S.) 389. Mclndoe v. Mornaan, 26 Wis. 588; 7 Am. Rep. 96. White v. Tucker, 52 Miss. 145. Axtel V. Chase, 77 Ind. 74. Ba,ston v. Clifford, 68 111. 67; Bitzer v. Orban, 88 111. 130. McManus v. Cook, 59 Ga. 485. Griffith v. Depew, 8 A. K. Marsh. (Ky.) 177; 13 Am. Dec. 141, where held that interest should run only from date of suit for rescission, and that rents and profits should be charged against the purchaser from the same period. Morton v. Ridgway, 3 J. J. Marsh. (Ky.) 258; WickliflE V. Clay, 1 Dana (Ky.), 535; Taylor v. Porter, 1 Dana (Ky.), 431; 25 Am. Dec. 155; Williams v. Rogers, 2 Dana (Ky.), 374. Buchanan v. Lorman, 3 Gill (Md.), 51. Outlaw V. Morris, 7 Humph. (Tenn.) 263. Patrick v. Roach, 21 Tex. 251; 27 Tex. 579; Littlefield v. Tinsley, 26 Tex. 353, 359; Tennell v; Dewitt, 20 Tex. 356; Pitzhugh v. Land Company, 81 Tex. 306; 16 S. W. Rep. 1078. In Tennell v. Roberts, 2 J. J. Marsh. (Ky.) 577, a court of equity on rescinding a contract for the sale of lands refused to decree in favor of the vendor for rents and profits on the ground that be had been guilty of fraud respecting the title, and further, that the real owner was proceeding in ejectment against the purchaser. 33 Warv. Vend. 885. Doggett v, Emerson, 1 Woodb. & M. (U. S.) 195, 204. Shields v. Bogiiolo, 7 Mo. 134, where it was said that if the land were wild and wholly unproductive the rule that the use of the money and the use of the land are equivalent would not apply. A head note to the case of Williams v. Wilson, 4 Dana (Ky.), 507, fairly digests the opinion of the court as follows: "There never has been any universal rule for adjusting and setting off rents against interest upon the rescission of a sale of land. As cases vary, the equity of allow- ing rents and interest on the purchase money must vary — the object being in every case to place the parties as nearly as possible in statu quo.'' In the absence of evidence to the contrary, the use of the premises and interest on the purchase money will be held to balance each other. Talbot v. Sebree, 1 Dana (Ky.), 56. ■•Bryant v. Booth, 30 Ala. 311; 68 Am. Deo. 117, which, however, was a case in which the contract had been executed. Richardson v. McKinson, Litt. Sel. Cas. (Ky.) 320; 12 Am. Dec. 308; Peebles v. Stephens, 3 Bibb (Ky.), 324; 6 Am. Dec. 660. The same rule has been applied where the contract was rescinded on the ground that the vendor had fraudulently represented the quality of the land. 84 666 MARKETABLE TITLE TO REAL ESTATE. held that he will not be entitled to au account of the rents and profits where by his fraudulent conduct the purchaser has been induced to remain in possession a long time in expectation that a good title will be made.^ Nov where the purchaser, not yet having surrendered possession of the premises, will probably be compelled to account to the true owner for the mesne profits, or is entitled to retain them as a security for the return of the purchase money paid by him.^ In England it is said to be usual and proper to specify in every case the day on which the purchase is to be completed, when the purchaser is to have possession, and when he is to receive tlie rents and profits and pay interest on the purchase money .^ The purchaser cannot, however, in equity avail himself of a breach of these conditions unless time be of the essence of the contract.^ It is not necessary that a purchaser, seeking a decree rescind- ing the contract when the title has failed, shall liave previously tendered the reasonable value of the use and occupation of the prem- ises ; the vendor's demand in that respect can be adjusted in the action.^ If the contract be rescinded at the suit of the purchaser, for want of title in the vendor, and no provision be made for rede- livery of the land to the vendor, he, or his heirs, may maintain a bill against the purchaser for an account of the rents and piofits.'' If the purchaser committed waste while in the occupation of the premises, the damages thence accruing may be set off against his claim for purchase money, interest and improvements.'' But he can- Thompson V. Lee, 31 Ala. 392. Id Walker v. Ogdeu, 1 Dana (Ky.), 247, the pur- chaser had bought in a paramount title to the premises, and a bill by the vendors, for an account of the rents and profits was dismissed on the ground that the question of title being undetermined the remedy of the plaintiff was at law by- action of ejectment. ' Seamore v. Harlan, 3 Dana (Ky.), 410. 'McLaren v. Irvin, 63 Ga. 275. 8 Dart. V. &P. (5th ed.) 127. "Id. 417. ' Dotson V. Bailey, 76 Ind. 434. « Officer V. Murphy, 8 Yerg. (Teun.) 502. In this case the purchaser, after obtaining a decree rescinding the contract, and enjoining the collection of the purchase money, remained in possession a number of years. ' Wickliffe v. Clay, 1 Dana (Ky.), 585, where the purchaser removed a building from the premises. This building was an improvement made by the vendor, for which he would have been entitled to recover against the real owner. Buchanaa V. Lorman, 3 Gill (Md.), 51. Bitzer v. Orban, 88 111. 130. OF THE SUIT FOR RESCISSION PROPER. 667 not be charged with ordinary deterioration or wear and tear of the premises.^ We have seen that if the purchaser elect to keep the premises notwithstanding the defective title, and to maintain an action to recover damages for breach of the contract to make a good title, thereby affirming the contract, he will will not be account- able to the vendor for the mesne profits.^ It has been held that the purchaser can only be charged with the profits actually received, and that the question how much the premises would have been worth to a man of ordinary industry and diligence is irrelevant and immaterial.' But this rule, it is apprehended, will not relieve the purchaser from his liability to pay a fair rent for the premises where he has derived benefits from the possession.^ And in some cases the right of the vendor to an allowance for rents and profits on rescission of the contract has been denied altogether on the ground that the liability, if any, is for use and occupation ; that an action for use and occupation cannot be supported, unless there was ' Williams v. Rogers, 2 Dana (Ky.), 374. Buchanan v. Lorman, 3 Gill (Md.), 51. ' Ante, p. 220. Greene v. Allen, 33 Ala. 221, where it was said: ' ' We have some decisions which hold that where a purchaser proceeds in equity for a rescission of a contract for a sale of land on account of defective title, he must account for rents and profits if any have accrued to him. See Walton v. Bonham, 24 Ala. 513; Young v. Harris, 2 Ala. 108, 114; Williams v. Mitchell, 30 Ala. 299. But we know of no case in which this doctrine has heen applied to a suit at law on a bond for title where the breach alleged is the failure of the vendor's title. If a vendor in such a case could recoup, his vendee might be liable to a double recovery; first, to his vendor, and, secondly, to the true owner of the land. Moreover, such recoupment might operate direct pecuniary benefit to a fraudu- lent vendor, who would thus speculate on his own tortious acts." ' Richardson v. McKiuson, Litt. Sel. Gas. (Ky.) 820; 13 Am. Dec. 308, reversing the judgment below. The court said: "An estate may be made more or less pro- ductive, according to the skill and care with which it may be managed; but the possessor cannot be said to be enriched in any case beyond the actual profits he has received; and a purchaser, iu a case of this sort, ought not to be responsible for more. It has accordingly been held, where a purchaser has been let into possession and the purchase cannot be completed on account of defects in the title, that he is not bound to pay rents beyond the actual profits he has made. Sugden, 10." ' In Murray v. Palmer, 2 Sch. & Lef. 474, 489, on rescission of an executory contract on the ground of fraud in the purchaser in procuring a convey- ance from a woman who was ignorant of her rights, the purchaser was held liable for rent which, but for his willful default, he might have received from the premises. 668 MARKETABLE TITLE TO EEAL ESTATE. an implied contract to pay rent, and that no such contract on the part of the purchaser can he impUed from his mere occupancy of the premises.' The vendor may alwaj's provide in the contract that in case of an inabihty to make title the purchaser shall pay a rent for the property.^ We have seen that at law a purchaser makes improvements on the premises at his own risk.^ But in equity, as a general rule, where- ever the vendor would receive the benefit of permanent improve- ments made by the purchaser he must account for them either by paying the value of them to the purchaser, or by allowing them as a set-off against any demands which he may have against the pur- chaser.* But even in equity the purchaser will not be entitled to an allowance for his improvements if tliey were made when he ' Ankeny v. Clark, 148 L*. 8. 345. No question as to interest seems to have been raised in this case. Bardsley's Appeal, 10 Atl. Rep. 39. In Kirkpatrick v. Downing, 58 Mo. 32; 17 Am. Rep. 678, it was held that the purchaser could not be held liable as a tenant for rent, eo nomine, but that he was chargeable to the extent of the benefit actually derived from the use of the land. '' As was done in Andrews v. Babcock, (Conn.) 36 Atl. Rep. 715. 3 Ante, p. 232. «3 Sugd. (8th Am, ed.) 514 (747); 3 Story Bq. Jur. 1334. King v. Thompson, 9 Pet. (U. 8.) 204. Kirkpatrick v. Downing, 58 Mo. 33; 17 Am. Rep. 678. Mar- tin V. Anderson, 7 Ga. 228. Peebles v. Stephens, 8 Bibb (Ky.), 334; 6 Am. Dec. 660; Ewing v. Handley, 4 Litt. (Ky.) 346, 371; 14 Am. Dec. 140; Richardson v. McKiuson, Litt. Sel. Cas. (Ky.) 330; 13 Am. Dec. 308; Griffith v. Depew, 3 A. K. Marsh. (Ky.) 177; 13 Am. Dec, 141; Morton v. Ridgway, 3 J. J. Marsh. (Ky.) 358. Strike's Case, 1 Bland Ch. (Md.) 57, 77. Lancoure v. Dupre, (Minn.) 55 N. W. Rep. 129, which was a case in which the purchaser rescinded the contract and abandoned the premises. Gibert v. Peteler, 88 N. Y. 165; 92 Am. Dec. 785, where held, also, that the purchaser's claim for improvements will be a lien on the premises until paid. Perkins v. Hadley, 4 Hayw. (Tenn.) 148; Smithson V. Inman, 3 Baxt. (Tenn.) 88. Patrick v. Roach, 31 Tex. 351 ; 37 Tex. 579. Erwin v. Myers, 46 Pa. St. 96. See, contra, Wilhelm v. Fimple, 31 Iowa, 131; 7 Am. Rep. 117. The extraordinary statement is made in this case that a pur- chaser is not entitled to an allowance for his improvements where he sues to rescind the contract, but that he would be if he sued to recover damages for breach of the contract. If this be true, the purchaser electing to affirm the contract, may recover damages for the breach, including the value of his improvements, retain possession of the land, and by getting in the rights of the adverse claimant, practically receive compensation for his improvements without having incurred a loss on their account. On the other hand, if he elected to rescind the contract, he could have nothing for his improvements; their entire benefit would pass to the vendor upon a return of the premises to him; or he OF THE SUIT FOE EESCISSION PEOPEK. 669' knew there was a defect in the title.* Nor where he participates in- a fraudulent intent of the vendor in selling the property.' The vendor will of course be entitled to set off against the improve- ments, the fair rental value of the land,'^ withoiit the impro^'e- ments.* If tlie purchaser has had the use and beneiit of tlie improvements which he has made, he will be entitled only to their present value, and not their value at the time they were made.^ It has been held that if the purchaser recover the value of his improve- ments against an adverse claimant, he must refund the amount so recovered if the vendor afterwards establishes his title.' The right of the purchaser to a decree for interest on the pur- chase money paid by him and for the value of his improvements, and the right of the vendor to an account of the rents and profits, and an allowance for waste beyond ordinary wear and tear, obviously depend in a great measure upon the circumstances of each particular case, aud cannot be made the subjects of unbending rules. A court of equity (the vendor) would be allowed their value when sued in ejectment by the adverse claimant. These results necessarily follow from the rule that upon rescission of the contract the premises must be restored to the vendor, and that upon affirmance of the contract by action for damages the purchaser is not obliged to surrender the possession. The only case cited to sustain the foregoing decision was that of Gillett v; Maynard, 5 Johns. (N. Y.) 85; 4 Am. Dec. 329, which was a suit to recover back the purchase money and value of improvements, the con- tract being void because not in writing, and the vendor having refused to per- form. See, contra, the latter case. Mason v. Swan, 6 Heisk. (Tenn.) 450; Rhea. V. Allison, 3 Head (Tenn.), 176. ' 3 Sugd. Vend. (8th Am. ed.) 515. Scott v. Battle, 85 N. C. 184; 39 Am. Rep. 694. But see Ewing v. Handley, 4 Lift. (Ky.) 371; 14 Am. Deo. 140, where the purchaser was permitted to set off improvements against rent, though made when he knew the title was defective. But he was denied an allowance for improvements made after he had recovered judgment against the vendor in an action for breach of the contract. In Witherspoon v. SIcCalla, 3 Des. (S. C.) 245, the rule stated in the text seems to have been restricted to cases in which the defect was notorious, and the purchaser, buying on a speculation, had been, on account of the defect, able to get the property much below its real value. ^ Strike's Case, 1 Bland (Md.), 57. * Cases cited supra throughout this section. Winters v. Elliott, 1 Lea (Tenn.), 676; Mason v. Lawing, 10 Lea (Tenn.), 264. ■•Lancoure v. Dupre, (Minn.) 55 N. W. Rep. 129. » Williams v. Rogers, 2 Dana (Ky.), 374; Seamore v. Harlan, 3 Dana (Ky.), 411. «Morton v. Ridgway, 3 J. J. Marsh. (Ky.) 258. 670 MARKETABLE TITLE TO EEAL ESTATE. will be chiefly concerned to see that each party is placed as nearly as possible in statu quo, without regard to arbitrary restrictions.' § 2S1. PLEADING. In some cases it has been held that it is incumbent on the purchaser seeking to rescind an executory con- tract for the sale of lands, to aver and prove facts showing that the title is bad, and that he cannot require the vendor to show title.^ It is true that the vendor may be in possession of many facts resjDect- ing the title which it would be exceedingly difficult for the pur- chaser to ascertain, such as the happening of contigencies, on which the validity of the title depends, e. g., the death of life tenants, or the births of persons in remainder, and other facts of like kind which cannot be discovered by examining the public records ; and cases might occur in which the purchaser would be involved in great hardship, if required to prove facts lying peculiarly within the knowledge of tlie vendor. At the same time it is clear that it would be inequitable to permit the purchaser, when tired of his bargain, to come into a court of equity, and upon the bare allega- tion that the title is bad, put the vendor to the vexation and expense of proving it to be sufficient. He should at least, be required to point out the defect of which he complains, and to prove it as alleged. But there are cases which decide that if the vendor sues for specific performance, as a general rule the burden will be upon him to show that he has such a title as the purchaser can be required to take.' ' Littlefield v. Tinsley, 36 Tex. 353, 358. ' See ante, p. 273, as to burden of proof in actions for breach of covenant of seisin. 2 Rob. Pr. 190, Riddell v. Blake, 4 Cal. 264; Thayer v. White, 3 Cal. 228. Moss V. Davidson, 1 Sm. & M. (Miss.) 112. Grantland v. Wight, 5 Munf. (Va.) 295. In both these cases the contract had been executed. ii Griffin v. Cunningham, 19 Grat. (Va.) 571; Grantland v. Wight, 5 Munf. (Va.) 295. Walsh v. Barton, 24 Ohio St. 28. Jarman v. Davis, 4 T. B. Mon. (Ky.) 115. Daily v. Litchfield, 10 Mich. 38; Dwight v. Cutler, 3 Mich. 566; 64 Am. Dec. 105. Cornell v. Andrus, 36 N. J. Eq. 321. See ante, p. 564. It is sug- gested with diffidence, that the sufficiency of the title of the vendor often depends upon one or more questions of fact alleged upon the one side and denied upon the other, and that whenever the pleadings have reached this stage in any suit or proceeding in which the sufficiency of the title is involved, it would seem that the burden of proof should be devolved upon him who has the affirmative of the issue, whether vendor or purchaser, unless the fact is of a kind lying peculiarly within the knowledge of the party having the negative. The parties OF THE SUIT FOB EBSOISSION PEOPEE. 671 If the vendor sue for specific performance, it is not necessary that the purchaser's objections to the title be taken in liis answer ; tliey may be made at any time before the hearing.' § 282. PARTIES. All parties in interest must, of course, be made parties to the suit for rescission.' An assignee of one of the pur- chase-money notes has been held a necessary party.' So, also, one wlio had purchased from the complainant.* If the purchaser should die pending the suit, his heirs must be made parties. By a rescis- sion their interests would be directly affected, and to authorize a decree it is indispensable tliat they should be before the coiirt.' should so plead that it may be determined whether the title depends upon a question of law or a question of fact; so that, in the latter event, they may arrive at an issue, and the burden of proof be intelligently and not arbitrarily disposed. ' Park V. Johnson, 7 Allen (Mass.), 378. 2 Cummins v. Boyle, 1 J. J. Marsh. (Ky.) 480. 'Pollock V. Wilson, 3 Dana (Ky.), 25. *Toder v. Swearingen, 6 .J. J. Marsh. (Ky.) 518. ' Huston V. Noble, 4 J. J. Marsh. (Ky.) 130. GHAPTEE XXXI. OF DOUBTFUL TITLES. GENERAL RULES. ^ 283. CLASSIFICATION OF CASES OF DOUBTFUL TITLES. § 284. CASES IN WHICH THE TITLE WILL BE HELD FREE FROM DOUBT. § 285. DOUBTFUL TITLES AT LAW. § 286. INCONCLUSIVENESS OF JUDGMENT OR DECREE. § 287. SPECIAL AGREEMENTS AS TO THE TITLE. § 288. PAROL EVIDENCE TO REMOVE DOUBTS. § 289. EQUITABLE TITLE. ADVERSE CLAIMS. § 290. DEFEASIBLE ESTATES. § 391. TITLE AS DEPENDENT UPON ADVERSE POSSESSION. § 293. PRESUMPTIONS FROM LAPSE OF TIME. § 393. TITLE AS AFFECTED BY NOTICE. § 294. BURDEN OF PROOF. § 295. ILLUSTRATIONS OF THE FOREGOING PRINCIPLES. § 296. Errors and irregularities in judicial proceedings. § 297. Sale ol the estates of persons under disabilities. § 298. Want of parties to suits. § 399. Defective conveyances and acknowledgments. Imperfect registra- tion. § 300. Construction of deeds and wills. § 301. ■ Comptency of parties to deeds. § 302. Title as dependent upon intestacy. Debts of decedent. | 303. INCUMBRANCES. § 304. Admitted incumbrances. § 305. Incumbrances w^hich make the title doubtful. § 306. Apparently unsatisfied incumbrances. § 307. § 283. GENERAL RULES. A purchaser of lands can never be required to accept a doubtful or unmarketable title,^ even though the fullest indemnity be offered by way of a general warranty from a solvent vendor.' Specific performance is a matter of grace and not of right, and will never be decreed when the title is open to reasonable doubt.'' All titles absolutely bad are, of course, unmar- 'Dart Vend. 734; Sugd. Vend. (8th Am. ed.) 577 (386); 2 Warvelle Vend. 843; Adams Eq., m. p. 84; Story's Eq. Jur. 693; Pomeroy's Eq. Jur., § 1405; Beach Mod. Eq. Jur., § 607; Bispliam Eq. Jur., § 378; Atkinson Marketable Title, ch, 1. 'Batchelder v. Macon, 67 N. C. IHl. 2 Mitchell V. Stinemetz, 97 Pa. St. 253. OF DOUBTFUL TITLES. 673 ketable, but the expression " marketable title " as originally employed by courts of equity, was not the equivalent of " good title " or " per- fect title," nor the opposite of " bad title " or " defective title," but was technical in its character, and meant a title concerning which there were no fair and reasonable doubts ; such a title as a court of equity would compel a purchaser to accept on a bill by the vendor for specific performance.^ It is possible that a perfect title may be unmarketable ; ^ for example, suppose the validity of A.'s title depends upon the question whether or not he is the next of kin to B. If he is indeed the next of kin his title is perfect. But if it cannot appear to the court beyond a reasonable doubt that he is such, then tlie title, though really good if all the facts could be known, will be deemed unmarketable.' This doctrine of "mar- ketable titles " was originally cognizable only in the courts of equity, but in several of the American States in which the distinction between legal and equitable procedure has been abolished, the same doctrine has been applied in courts of law, e. g., in actions to recover back the purchase money. To this fact is probably due the tendency of the courts in those States to apply the term " unmarketable " to such titles as are absolutely bad, as well as those which are merely doubtful. It is impossible in the nature of things that there should be a mathematical certainty of a good title.* Such a thing as absolute security in the jDurchase of real estate is unknown.^ But a bare possibility that a title may be affected from certain causes, when the highest possible evidence of whicli the nature of the case admits, 'Adams Eq., m. p. 84; Beach Mod. Eq. Jur. § 606. Stapylton v. Scott, IS Ves. 272; Jervoise v. Duke of Northumberland, 1 J. & W. 539. If, after the vendor has produced all the proof he can, a reasonable doubt still remains, the title is not marketable, and the purchaser is not obliged to take it. Shriver v. Shriver, 86 N. Y. 575. s Reynolds v. Strong, 82 Hun (N. Y,), 202; 31 N. Y. Supp. 329, where it was said that a title may be valid, and yet not marketable. A material defect in the title to land, is such a defect as will cause a reasonable doubt and just apprehen- sion in the mind of a reasonable, prudent and intelligent person, acting uponi competent legal advice, and prompt him to refuse to take the land at a fair value. Eggers V. Busch, 154 111. 604; 39 N. E. Rep. 619. 2 Post, this ch. p. 692, 706, note 2. * Language of Lord Haedwickb in Lyddall v. Weston, 2 Atk. 20. First Afri- can 8oc. V. Brown, 147 Mass. 196, 298; 17 N. E. Rep. 549. 'Rawle Govts, for Title (5th ed.), 259. 85 g74 MARKETABLE TITLE TO EEAL ESTATE. amounting to a moral certainty, is given that no such cause exists, does not render the title doubtful.' The purcliaser cannot demand a title absolutely free from all suspicion or possible defect. He can simply require a title sucli as prudent men, well advised as to the facts and th-eir legal bearings, would be willing to accept.^ The doubts must be such as will affect the market value of the estate.^ They must not be made up for the occasion, based on captious, frivolous and astute niceties ; they must be sucli as would induce a prudent man to hesitate in accepting a title affected by them.* What matters of law or what matters of fact are sufficient to make a title so doubtful as to be unmarketable, cannot be indicated by posi- tive rules. Facts or questions which present no difficulties to one judicial mind may, in tlie opinion of another, raise insuperable objections to the title. It is obvious that the existence of a " fair and reasonable doubt " as to the title must depend upon the capaci- ties of the judge to whom the question is addressed. " Practically the judge acts upon his own doubts." ^ It has been said that the title which a purchaser will be required to take should be, like Csesar's wife,^ free from suspicion, but that the purchaser will not be relieved on account of possibilities of defects, or mere suspicions of faults ending only in suspicion.' The doubt must be " grave and reasonable."^ If there is such doubt as to make it probable that the purchaser's right may become a matter of investigation, he will not ' Moser v. Cochran, 107 N. Y. 35; 13 N. E. Bep. 442; Schermerhorn v, Niblo, 2 Bosw. (N. Y.) 161. Hedderley v. Jolinson, 42 Minn. 443; 44N. W. Kep. 527. "Webb V. Chisolm, 24 8. C. 487. ' Todd V. Union Dime Sav. Inst., 128 N. Y. 636; 28 N. B. Bep. 504. « Vreeland v. Blauvelt, 23 N. J. Eq. 485. A marketable title is one that will l)iing as high a price in themavlset with the purchaser's objection to its sufficiency as without. Parmly v. Head, 33 111. App. 134. ■* Nicol V. Carr, 35 Pa. St. 38. Kimball v. Tooke, 70 111. 553. 'Atk. Marketable Title (Law Lib.), ch. 1; 1 Sugd. Vend. (8th Am. ed.) 57S (387). * Sedgwick v. Hargrave, 2 Ves. 59. '' Gordon v. Champneys, Turn. & Euss. 88. Laurens v. Lucas, 6 Rich. (S. C.) Eq. 217; Monagan v. Small, 6 Rich. N. S. (S. C.) 177. While the court will give the purchaser reasonable assurance of security, it will not countenance the idle scruples of one interested in withholding the purchase money. Brown v. Witter, 10 Ohio, 143. 8 Moore v. Appleby, 108 N. Y. 237, 15 N. E. Rep. 377; 1 Coll. 102. OF DOTIBTFUL TITLES. 675 be compelled to complete the purchase.' If the doubt arise upon a question of fact of such a nature as not to admit of proof, such as a statement that a certain act, which would make void the vendor's title, had not been committed f or, if a defect appear and the title depends upon facts removing it, which facts the purchaser can only establish by parol testimony should his title be afterwards attacked,^ the purchaser will be relieved. An often-cited English case* estab- lishes the rule that a title is doubtful when it is such as other per- sons may question, though the court regards it favorably, and that if the doubt arise upon a question connected with the general law, the court is to judge whether the law is settled ; if not settled, or if extrinsic circumstances affecting the title appear, which neither the court nor the purchaser can satisfactorily investigate, the purchaser ■ will be relieved. The purchaser is entitled to rescind the contract where the title is doubtful, as well as where it is absolutely bad, but it has been fre- quently said that equity will, in many cases, deny the vendor's application for specific performance, when it would not entertain a bill by the purchaser to rescind, in other words, that it requires a stronger case to induce a chancellor to rescind a contract, than to withhold his assistance in causing it to be executed.^ This is doubt- less true as to contracts which have been partly executed, as by pay- ment of the purchase money on the one part, and delivery of pos- session on the other, because in such cases more or less difficulty will always be encountered in placing the parties in statu quo. But where neither party has taken any step towards performance, no reason is perceived why the same want or doubtfulness of title in the vendor which takes away his right to specific performance, would not sustain the purchaser's bill for rescission.^ 'Per TiNDAL, C. J., in Curling v. Shuttleworth, 6 Taunt, 121. n Sugd. Vend. (8th Am. ed.) 609. Lowe v. Lush, 14 Ves. Jr. 547. « Moore v. Williams, 115 N. Y. 586; 32 N. E. Eep. 233. ■"Pyrke v. Waddingham, 17 Eng. L. & Eq. 534; 10 Hare, 1. » Dart Vend, (5th ed.) 734; Story Eq. Jur. §§ 206, 693. Gans v. Renshaw, 3 Pa. St. 34; 44 Am. Dec. 152. Doubts as to the title may be sufficient to justify the court in refusing to compel specific performance by the purchaser, yet insuffi- cient to sustain an application by the purchaser for rescission, especially if he is in undisturbed possession of the premises. Duvall y. Parker, 3 Duv. (Ky.) 182. 'The question, if any, is of little practical moment, except in cases where the contract has been partly performed, for the purchaser accomplishes, as a general 676 MARKETABLE TITI-E TO REAL ESTATE. The doubt whether a title is or is not such as a purchaser can be required to take, depends, sometimes, upon a question of law, some- times upon a question of fact, and sometimes upon both.^ In theory the court must know whether the title is good or bad, if all the facts respecting it are known and undisputed, for the court is pre- sumed to know the law applicable to those facts.^ But no court can be certain that, upon a doubtful question of law, e. g., whether a certain limitation, after a life estate, was a contingent remainder or an executory devise,^ another court of co-ordinate jurisdiction in which the purchaser's title may be attacked, will pronounce the same judgment. It is not customary to examine the title of a lessor, and no other covenant for title from him can be required than that the lessee shall quietly enjoy the estate.* Plence, it is not customary to raise the objection that the title of the lessor is merely doubtful or unmarketable, tiiough it has been held that the title to a ground rent may be rejected, if the title to the land out of which the i-ent issued is unmarketable.^ But a purchaser of a leasehold estate may compel the seller to produce the lessor's title, and may reject it if it proves to be bad, unless he purchased with notice of the defect.^ Whether or not a title is marketable is a question of law for the court and not for the jury. The jury must find the facts, and the court determine their effect.'' The opinions of conveyancing counsel, or lawyers in general, will not be received upon the question whether a certain title is or is not marketable.^ But a judgment will not be rule, all that he desires by abandoning the contract and resisting the vendor's demand for specific performance. »1 Sngd. Vend. (8th Am. ed.) 580; 2 Beach Mod. Eq. Jur. § 608. 2 If the court is fully informed of the facts, it must know -whether the title is good or bad. If the facts are not fully disclosed, it may with propriety doubt. O'Reilly v. King, 28 How. Pr. (N. Y.) 408. 'Roake v. Kidd, 5 Ves. 647. "Rawle Govts, for Title (5th ed.), § 20, par. 5. "Mitchell V. Stinemetz, 97 Pa. St. 251. « 1 Sugd. Vend. (8th Am. ed.) 554 (368). Purvis v. Eayer, 9 Pri. 488. ■■ Parmly v. Head, 33 111. App. 134; 17 Wash. Law Rep. 332. 'Moser v. Cochrane, 107 N. Y. 35; 13 N. E. Rep. 443. Montgomery v. Pac. L. Co. Bureau, 94 Cal. 284; 29 Pac. Rep. 640; Winter v. Stock, 39 Oal. 418; 89 OF DOUBTFUL TITLES. 677 reversed because of the admission of such testimony when it appears that the entire title upon which such witness' opinion was founded, was before tlie court.' If a purchaser sues to recover damages against his vendor for breach of the contract, it is not enough to show that the title has been deemed insufficient by conveyancers ; he must prove the title to be bad.^ He is not exonorated, in refusing to perform the contract, by the advice of competent counsel that the title is doubtful, if it be in fact good. He takes the risk of the soundness of the advice given.' As a general rule the vendor may remove doubts about the title at any time before decree, unless time is of the essence of the contract." § 284. CLASSIFICATION OF CASES IN WHICH THE TITLE "WILL BE HELD BOTJBTFUL. The following classification of cases in which the title will be considered doubtful, has been made by an able text writer,^ and is perhans as logical and accurate as the nature of the subject will admit : (I) Where the probability of litigation ensuing against the pur- chaser in respect of the matter in doubt is considerable ; or, as it was put by Alderson, B., where there is a ^'■reasonable decent probability of litigation."^ The court, to tise a favorite expression, will not compel the purchaser to buy a law suit? If there be any Am. Dec. 57. Mead v. Altgeld, 33 111. App. 373; S. C. on app., 26 N. E. Rep. 388; Leahy v. Hair, 38 111. App. 461, Atkinson v. Taylor. 34 Mo. App., 443. Murray v. Ellis, 113 Pa. St. 485; 3 Atl. Rep. 845; Dalzell v. Crawford, 1 Pars. "Sel. Cas. (Pa.) 37. But see Adams Eq. 198, and Hymers v. Branch, 6 Mo. App. 511, where it was held that if the opinion of the court regarding a title miffht be fairly questioned by competent persons, the title must be considered doubtful. ' Mead v. Altgeld, supra. « 1 Sugd. Vend. (8th Am. ed.) 537. Canfield v. Gilbert, 4 Esp. 331. = Montgomery v.' Pacific L. Co. Bureau, 94 Cal. 284; 29 Pac. Rep. 640. ^Post, eh. 33. Longworth v. Taylor, 1 McLean (U. S.), 395. ' Fry Spec. Perf. § 870. « Cattell V. Corrall, 4 Y. & C. Ex. 237. 'Post, this chapter, § 290. Price v. Strange, 6 Madd. 159, 165; Sharp v. Adcock, 4 Russ. 374; Haseltine v. Simmons, 6 W. R. 268; Pegler v. White, 33 Beav. 403. See, also. Potter v. Parry, 7 W. R. 183; Burnell v. Firth, 15 W. R. 546. A purchaser will not be compelled to accept a conveyance from a trustee under a will when a suit is pending to test the validity of the will. Hale v. Cravener, 128 111. 408; 21 N. E. Rep. 534. A title dependent on questions as to the right of an executor to sell under the will, and as to whether certain devisees had not elected to take under the will, both of which questions are in litigation, 678 MAEKETABLE TITLE TO REAL ESTATE. reasonable cLauec that some third person mar raise a question against the owner of the estate after the completion of the contract, the title will be deemed unmarketable.^ (II) WTiere there has ieen a decision ly a court of co-ordinate jurisdiction adverse to the title, or to the principle on which the title rests, though the court thinks that decision wrong} (III) Where there has been a decision in favor of the title, which the court thinks wrong.^ (lY) Where the title depends on the construction and legal operation of some ill-expressed and inartificial instrument, andtJie court holds the conclusion it arrives at to le open to reasonable doubt in some other court} Generally, it may be said that the opinion of the court upon any question of law on which the title depends, will not not render the title marketable if the court thinks that another judge'' or other competent person* inight entertain a different opinion upon the same question. The test as to whether a title is doubtful or not upon a question of law, has been held to be is not marketable. Warren v. Banning, 21 N. Y. Supp. 883. A title suggestive of future litigation is unmarlcetable. Beer v. Leonard, 40 La. Ann. 845; 5 So. Rep. 257; James v. Meyer, 41 La. Ann. 1100; 7 So. Rep. 618. Qum-e, whether a purchaser can be compelled to accept a tax title ? The court intimated that such a title might be as free from objection as any other. Lesley v. Morris, 9 Phila. (Pa.) 110; 30 Leg. Int. 108. ' Seaman v. Vawdrey, 16 Ves. 390. A title is doubtful if it e.^poses the pur- chaser to litigation. Preetly v. Barnhart, 51 Pa. St. 279; Speakmau v. Fore- paugh, 44 Pa, St. 363. " If the purchaser would be exposed to a lawsuit with, the least chance of losing it, he ought not to be held to the bargain." Gibson, C. J., in Gans v. Renshaw, 2 Pa. St. 84; 44 Am. Dec. 1.V2. A title dependent upon the question whether certain acts, conduct or admissions amount to an estoppel in jiais is unmarketable. McGraue v. Kennedy, 10 N. Y. Supp. 119. »Per RoMtLLY, JI. R., in MulUngs v. Trinder L. R., 10 Eq. 454, Ferris v. Plummer, 42 Hun (N. Y.), 440. 3 Per RoMiLLY, M. R., in MuUings v. Trinder, L. R., 10 Eq. 454. •Alexander v. Mills, L. R., 6 CUi. 132; Pyrke v. Waddingham, 10 Hare, 1; IT Eng. L. & Eq. 584. A doubtful title cannot be made marketable by an opinion of a court upon a case stated between the vendor and purchaser. Pratt v. Eby, 67 Pa. St. 396. = ^'reeland v. Blauvelt, 23 N. J. Eq. 483. The fact that a court is divided in opinion as to the construction of a statute affecting the validity of a title is of itself sufficient ground for refusing to compel the purchaser to complete the con- tract, Pratt V. Eby, 67 Pa. St. 396. « 2 Beach Mod. Eq. Jur. § 606. OF DOUBTFUL TITLES. 679 the certain conviction of the court, in deciding the point, that no other judge would take a different view.* (V) Where the title rafs on a ^resumj)iion of fact of such a kind that if the quention of fact were hefore a jury it would lie the duty of the judge not to give a clea.' direction in favor of the fact, hut to leave the jury to draw their own conolusimis from the evidence? (VI) Where the circumstances amount to presumjjtive (though not necessarily conclusive) evidence of a fact fatal to the title, as, e. g., that the exercise of a power under which the vendor claimed was afrattd upon the power? § 285. CLASSIFICATION OF CASES IN WHICH THE TITLE WILL NOT BE HELD DOTJBTFtJL. The same author makes the following classification of cases in which the court would not. as he conceives, consider the title to he doubtful •? (I) Where the probability of litigation ensuing against the •purchaser in respect of the doid)t is not great • the ccurt, to use Lord IlardwicTce^s language in one case, ^'' must gooern itself by a inoral certainty, for it is impossible in the nature of things there should be a mathematiccd certainty of a good title"'" ■3 Dart Vend. 1103. Rogers v. Waterhouse, 4 Drew, 32; Pegler v. White, 33 Beav. 403; Howe v. Iluat, 81 Beav. 430. But see Beioley v. Carter, L. R., 4 Ch. App. 330, and cases cited, 3 Dart Vend. 1103, n, ^ Emery v. Grococli, 6 Madd. 54. Shriver v. Sliriver, 86 N. Y. 575. To this class, the author says, may be referred many of those cases where a doubt as to a fact lias prevailed; as where the title depended upon proof that there was no creditor who could take advantage of an act of bankruptcy committed by the vendor (Lower v. Lush, 14 Ves. 547), or where the title depended upon the absence of notice of an incumbrance, of which absence the vendor produced some evidence (Freer v, Hesse, 4 De G., ]M. ifc G. 495), or upon the presumption arising; from mere possession. Eyton v. Dielien, 4 Pri. 303. 'Warde v. Dixon, 28 L. J, Ch. 315; S. C, 7 W. R. 148. "Fry Sp. Perf. (3d Am. ed.) § 871. ' Lyddall v. Weston, 2 Atk. 19. In this case specific performance by the pur- chaser was enforced, though there was a reservation of mines by the crown, the court being satisfied that there was no subject-matter for the reservation to act upon or that all legal right to exercise it had ceased. See, also. Seaman \'. Vawdrey, 16 Ves. 393; Martin v. Cotter, 3 Jon. & L. 496. In Spencer v. Top- ham, 32 Beav. 573, an unwilling purchaser was compelled to take a title depend- ing on the validity of a purchase by a solicitor from his client on proof of the validity of the transaction, though given in the ab_sence of the client, who, it was urged, might possess other evidence and ultimately set aside the sale. See, also. e 680 MARKETABLE TITLE TO REAL ESTATE. (II) Where there has heen a decision adverse to the title h>j an inferior courts which decision the superior coicrt holds to he clenrlij wrong} (III) Where the question depends on the general laiv of th land ; " as a general and almost universal rule the court is hound as much between vendor and purchaser, as in every other case, t Beioley v. Carter, L. R., 4 Ch. 330; Alexander v. Mills, L. R., 6 Ch. 134: Rad- ford V. Willis, L. R., 7 Ch. 7. 'Per J.VMBs, L. J., in Alexander v. Mills, L. R., 6 Ch., 131, 133; Forster v. Abraham, L. R., 17Eq. 351; Osborne v. Rowlett, 13 Ch. D. 774; Pyrke v. Waddiugham, 10 Hare, 1. Where there is a doubt about the validity of a title arising from a construction of an act of parliament, or the language of an instru- ment or will, it is the duty of the court to remove the doubt by deciding it. The decision removes the doubt, and specific performance will be adjudged. Bell v. Holtby, L. R., 15 Eq. 178. See Fairchild v. Marshall, 43 Minn. 14; 43 N. W. 563. '42 Minn. 14; 43 N. W. Rep.- 563. ^Radford v. Willis, L. R., 7 Ch. 7. OF DOTJBTFUL TITLES. 681 of the judge to give a clear direction in favor of the fact, and not to leave the evidence generally to the consideration of the jury} (YI) Where the doubt rests not on proof or presunvption htit on a suspicion of mala fides? Bnt a purchaser cannot be compelled ' Emery v. Grocock, 6 Madd. 54; Barnwell v. Harris, 1 Taunt. 430. Thus, where the recital of deeds raised the presumption that they contained nothing adverse to the title, the mere loss of the deed, where the title was fortified by sixty years' undisputed possession, was held not to create a reasonable doubt. Prosser v. Watts, 6 Madd. 59; Magennis v. Fallon, 2 Moll. 561. So, where the validity of a title depended on no execution ha^'ing been taken out between cer- tain specified times, and nothing was shown to have been done which could be referred to such an execution, the title was held good. Causton v. Macklew, 2 Sim. 343. So, also, a prior voluntary convej'ance by the purchaser's grantor is no sufficient objection to the title, the court acting upon the presumption that the voluntary convej'ance had not been validated by subsequent dealings. Butter- field v. Heath, 15 Beav. 408; Buckle v. Mitchell, 18 Ves. 100. ° This point, the author says, has given rise to some diversity of opinion. In Hartley v. Smith, 6 Buck Bankr. C. 368, the title depended on a grant of chat- tels, possession of which was conditionally reserved by the grantor in fraud, it was alleged, of creditors. The purchaser was relieved from the bargain on the ground that he had no adequate means of ascertaining the bona fides of the trans- action. See, also, Boswell v. Mendham, 6 Mad. 373. But the mere possibility of fraud in extrinsic facts cannot always be held a sufficient objection to the title. Cattell v. Corrall, 4 Y. & C. Ex. 338; Green v. Pulsford, 3 Beav. 71; McQueen v. Farquhar, 11 Ves. 467; Alexander v. Mills, L. R., 6 Ch. 124. See, also, Grove v. Bastard, 1 De G., M. & G. 69; Re Huish's Charity, L. R., 10 Eq. 5; Colton V, Wilson, 3 P. Wms. 190; Morrison v. Arnold, 19 Ves. 670; Weddall V. Nixon, 17 Beav. 160; McOulloch v. Gregory, 3 K. & J. 13. Jacobs v. Mor- rison, 136 N. Y. 101; 33 N. E. Rep, 552. Whether a title derived through one who purchased in his own right forty years before at a sale made by himself as trustee, was valid, there being nothing to show that the trustee did not properly account to the cestui que trust, and the property having been frequently trans- ferred in the meanwhile. Held, marketable. Herbert v. Smith, 6 Lans. (N. Y.) 493. Where, by order of court, trustees were permitted to purchase the trust subject, the beneficiaries being parties to the suit, it was held that such a pur- chase formed no ground of objection to the title. Webster v. Kings Co. Trust Co., 145 N. Y. 275; 39 N. E. Rep. 964. If the trustee purchase the trust subject himself he cannot rescind the contract on the ground that the sale was invalid. Peay v. Capps, 27 Ark. 160. Richardson v. Jones, 3 Gill & J. (Md.) 163; 33 Am. Dec. 393. There Is no presumption of law that property acquired by a married woman by conveyance from a third person, was paid for out of the hus- band's means, nor that the conveyance was made to the wife for the purpose of defeating the husband's creditors. Hence, the mere fact that a title is derived through such a conveyance will not render it unmarketable. Nicholson v. Con- 86 632 MARKETABLE TITLE TO EEAL ESTATE. to take a title wliicli is open to attack on the ground of fraud or bad faith on the part of one through whom the title is derived.^ Thus, where a convejance of land was made by the defendant in a suit just before judgment for a large sum was rendered against him, which judgment would have bound the land if the conveyance had not been made, and the evidence failed to show that the piii- cliase was made in good faith, without notice and for valuable consideration, it was held that a purchaser could not be compelled to accept a title dependent upon such conveyance.^ § 286. DOCTRINE or DOTJBTFUI, TITLES AT LAW. Eelief to a purchaser in respect to a title absolutely had and not merely don, 71 Md. 620; 18 Atl. Rep. 813. As to the effect of payment by the husband for property conveyed to the wife, see Seldner v, McCreery, 75 Md. 287; 23 Atl. Rep. 611. ' Prelsseuger v. Sharp, 39 St. Rep. (X. Y.) '260; 14 X, Y. Supp. 372, where the question was whether a certain sale was no more than a purchase of the trust subject by the trustee himself. Sec, also. People v. Globe Ins. Co., 33 Hun (N. Y.), 393. Close v. Stuyvesant, 132 111. 607; 24 N. E. Rep. 868. Where the question was whether a certain entry of public lands would probably be canceled as fraudulent: McPhersou v. Smith, 49 Hun (X, Y.), 2.54; 2 N. Y. Supp. 60. Titles dependent upon the following questions involving mala fides, have been held unmarketable : Whether a purchase of the premises in partition by one suing as next friend to an infant was valid: Collins v. Smith, 1 Head (Tenn.), 251. Whether a conveyance voluntary on its face could be sustained against a subsequent judgment creditor of the grantor: Tillotson v. Gesner, 6 Stew. Eq. (N. J.) 313. Whether a purchaser of an estate from trustees under a will had acted in collusion with the trustees to defeat the purposes of the testator by the sale: McPherson v. Smith, 49 Hun (X. Y.), 354; 3 N. Y. Supp. 6:X Whether a sale and conveyance by an executor to A. , and a reconveyance within four days by A. to the executor, was in fact no more than a sale by the executor to himself: People v. Open Board, etc., 92 X. Y. 98. Whether a purchase by a wife at a sale made by her husband as assignee for the benefit of creditors, was in substance a purchase by the assignee himself ; Wohlfarth v. Chamberlain. 6 X. Y. St. Rep. 207. Whether a sale under an execution, creating an apparent cloud on the vendor's title, was fraudulent, irregular and void: Morgan v. Morgan, 2 Wh. (U. S.) 390. In Gans v. Renshaw, 3 Pa. St. 34; 44 Am. Dec. 152, it being questionable whether the conveyance under which the vendor held, was fraudulent and void, the purchaser was relieved. Where the vendor claimed title through a sheriff's deed, and affidavits had been filed in the proceedings in which such sale had been made, showing that the sale had been procured to defeat the rights of third persons who had recovered judgment in ejectment for the land, the title was held unmarketable. Herman v. Sommers. 158 Pa. St. 424. - Tillotson V. Gesner, 33 N. J. Eq. 313. OF DOUBTFDI, TITLES. 683 doubtful, may be administered in several ways. Thus, at law he may maintain an action for breach of the contract, express or implied, to convey a good title ; or he may rescind the contract and maintain assumpsit to recover back so much of the purchase money as may have been paid ; or to an action against him for damages in failing to perform the contract on his part, or to recover the pur- chase money, he may set up the vendor's want of title as a defense.^ In equity in case of a defective title he may file his bill demanding a rescission of the contract, or specific performance of the agreement to convey good title, or damages in lieu thereof, if it appear tliat, the vendor cannot perform the contract ; or to a bill against him for specific performance he may show as a defense the complainant's, want of title.^ But in respect to a merely doubtful title, one which might upon protracted and expensive litigation with tliird parties,, prove valid, the purchaser had under the common-law procedure no relief ; all titles being considered at law either good or bad.^ Thus, if in ah action at law against the purchaser for breach of the contract, he was not able to demonstrate that the plaintiff's title was absolutely bad, and could only suggest doubts arising upon points, of law or upon facts affecting the title, judgment for the plaintiff followed, and the purchaser was left to his remedy, if any, in equity.* Such was former!}' the state of the law in England, and it is per- haps the same in some of the American States to-day. But now, by virtue of express statutory provision in England,'^ and in conse- quence of statutes in many of the States abolishing all distinctions, between legal and equitable procedure, the purchaser may have the ' Ante, p. 3, Dart Vend. 973. Stevens v. Austin, 7 Jur. (N. S.) 873. ' Ante, p. 3, Dart Vend. 982. M Sugd. Vend. 596. Romilly v. James, 6 Taunt. 263; Camfield v. Gilbert, 4 Esp. 221. But see Simmons v. Haseltine, 5 C. B. (N. S.) 554. "There can be no such thing as a doubtful title in a court of justice; it must be either right or wrong, and the thickness of the medium through which the point is to be seen, makes no difference in the end." Baron Eyke in Gale v. Gale, 2 Coxe, 145. But a purchaser has been permitted at law to show that the vendor's title, apparently good, is liable to be defeated; as where a right to re-enter upon a grantee or lessee for covenants or conditions broken exists. 1 Sugd. Vend. (8th Am. ed.) 597. *Moore v. Williams, 115 N. Y. 586; 22 N. E. Rep. 233. '1 Sugd. Vend. (8th ed.) 597; 17 & 18 Vict. c. 125, § 83. ■684 MAEKETABLE TITLE TO EEAL ESTATE. full benefit of the doctrine of doubtful titles in any action at law by or against him to enforce any right founded on the contract of sale.' In some of the States which retain the separate legal and equitable jurisdiction, a statutory provision exists allowing the defendant in an action on a contract to avail himself of any matter which would enable him to relief in equity as a defense to the action.^ Under such provisions it is presumed that the purchaser, when sued for tlie price of the property or for breach of contract in refusing to accept the title, may set up as a defense, the fact that the title is so doubtful that a court of equity would not compel him to accept it upon a bill for specific performance. In such of the States as have no statute admitting equitable defenses at law, it is presumed that the common law is in full force, and that a purchaser must seek his relief in equity by siiit for rescission, or injunction against the vendor's action at law, in a case where the title is doiibtful. While, as we have seen, under modern systems of procedure, the purchaser may avail himself at law of the objection or defense that ' 3 Beach Mod. Eq. Jur. § 607. M. E. Church Home v. Thompson, 108 N. Y. 618; 15 N. E. Rep. 193; Moore v. Williams, 115 N. Y. 586; 23 N. E. Rep. 233, disapproving Romilly v. James, 6 Taunt. 268. O'Reilly v. King, 3 Roh. (N. Y.) 587; M. E. Church Home v. Thompson, 52 N. Y. Super. Ct. 321, and Bayliss v. Stimson, 53 N. Y. Super. Ct. 335. Other New Yorli cases which follow O'Reilly V. King, supra, or maintain the same doctrine, and which must he regarded as overruled or disapproved by Moore v. Williams, supra, so far as the right to recover back the purchase money where the title is merely doubtful is concerned, are Walton v. Meeks, 41 Hun (N. Y.), 811, and Murray v. Harway, 56 N. Y. 337. The equitable rules applicable to a suit to compel a vendee to perform his contract, are applicable to an action at law by him to recover hack the purchase money on the ground that the title is insufficient. Moore v. Williams, 115 N". Y. 586; 23 N. E. Rep. 233; Methodist E. C. Home v. Thompson, 108 N. Y. 618; 15 N. E, Rep. 193; Burwell v. Jackson, 9 N. Y. 335; Warren v. Banning, 21 N. Y. Supp. 883. A suit to recover purchase money on articles of agreement is in the nature of a bill for specific performance ; hence, where the title to the land is doubtful or not marketable, the plaintiff cannot l)e allowed to recover. Murray V. EUis, 113 Pa. St. 492; 3 Atl. Rep. 845; Hertzberg v. Irwin, 11 ISTorris (Pa.), 48. The defense of doubtful title is as available in an action by the vendor to recover the purchase money, as it would be in a suit by him for specific perform- ance. Reynolds v. Strong, 83 Ilun (N. Y.), 202; 31 N. Y. Supp. 329. Whatever absolves a purchaser in equity from his obligation to complete the contract, will discharge hira at law. Taylor v. Williams, (Colo.) 31 Pac. Rep. 505. Schroeder V. Witham, 66 Cal. 636; 6 Pac. Rep. 737. 'It is so provided in Virginia, Code, 1887, § 3299. OF DOtTBTFUL TITLES. 685 the title is doubtful or unmai'ketable though not absolutely bad, the better opinion seems to be that he cannot, in an action for breach of the contract, recover damages for the loss of his bargain, that is, damages beyond the consideration money, interest, costs and expenses, unless he can show that the title is absolutely bad.' Prac- ' Ingalls V. Hahn, 47 Hun (N. Y.), 104, which was an action to recover hack purchase money paid, and also to recover a certain sum as liquidated damages provided for in the contract. The court said: " The nature of this action should he kept in mind lest the principles governing it he confounded with those relat- ing to actions of a different character. This is not an action to require the ven- dee to specifically perform his contract by accepting the title offered. Nor is it, an action by the vendee asking that a court of equity relieve him from his con- tract upon the ground that the title offered is not free from reasonable doubt. This is an action at law to recover damages for a breach of the covenants set forth. In such an action the party bringing it must satisfy the court that the title offered is absolutely had. It will not be sufficient to show that it is doubt- ful. Romilly v. James, 6 Taunt. 263; Boyman v. Gutch, 7 Bing. 379; Cam- field V. Gilbert, 4 Esp. 381. O'Reilly v. King, 2 Rob. (N. Y.) 587; M. E. Church Home V. Thompson, 20 J. & S. (N. Y.) 321; Bayliss v. Stinson, 21 J. & S. (N. Y.) 325. To enable the plaintiff to maintain this action the law requires that the defendant should be proved to have been in default in the performance of his agreement. That could only he done by proof that the defendant did not own the property; that there were liens or incumbrances upon it, or that he had refused or neglected to convey after a tender of the purchase price and request by the plaintiff. Proof of one or the other of these facts was necessary to entitle the plaintiff to recover the damages awarded. Walton v. Meeks, 41 Hun (N. Y.), 311. 314, and cases cited; Murray v. Harway, 56 N. Y. 337, 844. The cases cited by the respondent (purchaser) are not in conflict with this doctrine. In an action in equity to compel a specific performance, or for relief from a con- tract on the ground of the uncertainty of the title offered, another and different rule applies." Of the cases cited in the foregoing opinion, in but two, it seems, Bayliss v. Stinson, 21 J. & S. (N. Y.) 325, and Walton v. Weeks, 41 Hun (N. Y.), 811, did the plaintiff seek to recover anything more than the purchase money, interest and expenses. In so far as they tend to establish the proposition that the purchaser cannot reeomr boxk his deposit unless the title is shown to he abso- lutely bad, and not merely doubtful, they are disapproved in the more recent cases of M. E. Church v. Thompson, 108 N. Y. 618; 15 N. E. Rep. 198, and Moore v. Williams, 115 N. Y. 586; 22 N. E. Rep. 388. It is to be observed, how- ever, that these two last-mentioned cases do not in terms disapprove the proposi- tion that a purchaser cannot recover liquidated damages, or damages for the loss of his bargain, when the title is merely doubtful and not absolutely had, which is the main point decided in Ingalls v. Hahn, supra. And in this case, the right of the purchaser to recover back his deposit, where the title is doubtful only, seems to be recognized. In Kraemer v. Adelsberger, 55 N. Y. Super. Ct. 245, f)86 MARKETABLE TITLE TO REAL ESTATE. tically the distinction is of little value, except in cases in which the contract fixes a sum as liquidated damages, and except in those juris- dictions in which the purchaser is allowed damages for the loss of his bargain ; for the generally prevailing rule is that in an action for breach of the contract upon a failure of the title, the purchaser cannot, in the absence of fraud, recover damages for the loss of his bargain. Where the title depends upon a fact which is left in doubt, it has been said that a court of law will act upon the doubt as well as a court of equity.^ Such a title, however, it seems would be regarded at law as absolutely bad and not merely doubtful.^ § 287. INCONCLTJSIVENESS OF JUDGMENT OR DECREE. One of the principal reasons for the rule that a purchaser cannot be compelled to take a doubtful title, is that the decree of the court is not binding upon those whose rights in the premises give rise to the doubts of which the purchaser complains, they not being parties to the suit for specific performance. They might raise the same question in a new proceeding, and a diflierent court with different lights upon the subject might pronounce a judgment subversive of the title whicli the purchaser was compelled to take.^ The same observations "which was an action to recover back purchase money paid, the title was held absolutely bad and not merely doubtful. Relief at law on the ground that the title was doubtful or unmarketable, has been administered in the following cases: Hayes v, Nourse, 8 N. Y. State Rep. 397; Droge v. Cree, 39 N. Y. State Rep. S34; 14 N. Y. Supp. 241; Hemmer v. Hustace, 51 Hun (N. Y.), 457; 3 N. Y. Supp. 850, which was an action by the purchaser to recover damages for a breach of contract. Moore v. Appleby, 108 N. Y. 237; 15 N. E. Rep. 377; Porterfield v. Payne, 11 N. Y. Supp. 31; Warren v. Banning, 21 N. Y". Supp. 883. In Pennsylvania, the question whether the doctrine of marketable title can be enforced at law, cannot arise, because in that State there is no distinction between legal and equitable relief, and an action to recover the purchase money is treated as a suit for specific performance. See NicoU v, Carr, 35 Pa. St. 381. The common-law rule that the doctrine of doubtful titles cannot be enforced at law, was approved in Kent v. Allen, 24 Mo. 98. But in Hymers v. Branch, 6 Mo. App. 511, a purchaser was allowed to recover back the purchase money in an action at law, upon the ground that the title was doubtful. The decision in Kent V. Allen, supra, was not adverted to. ' 1 Sugd. Vend. (8th Am. ed.) 603, citing Gibson v. Spurrier, Peake Ad. Cas. 49. » 1 Sugd. Vend. (8th Am. ed.) 597 (400). Simmons v. Haseltine, 5 C. B. 554. 'Pyrke v. Waddingham, 10 Hare, 1. Morgan v. Morgan, 2 Wh. (U. 8.) 290. Irving v. Campbell, 121 N. Y. 353; 24 N. E. Rep. 821; Abbott v. James, 111 OF DOUBTFUL TITLES. 687 apply with equal force where the doubt hinges upon a question of fact. It would be unjust to compel a purchaser to take a title dependent upon a doubtful question of fact, when the facts pre- sented might be changed upon a new inquiry.^ It has been said that it is only necessary, in determining whether a title is marketable, to ascertain whether or not there is some practi- cal and serious question affecting the title, upon which persons not parties to the suit, and who cannot be estopped by the judgment, have a right to be heard in some future litigation.^ On questions of title depending on the possibility of future rights arising, the court must consider the course which should be taken if those rights had actually arisen, and were in course of litigation.^ But if all parties in interest are before the court the objection that the title is doubt- N. y. 673; 19 N. E. Rep. 434; Kilpatrick v. Barron, 125 N. Y. 751; 26 N. E. Rep. 985; Fisher v. Wilcox, 77 Hun (N. Y.), 208, Lockhart v. Smith, 47 La. Ann. ; 16 So. Rep. 660. In Doebler's Appeal, 14 P. F. Smith (Pa.), 9, the vendor contended that he took a fee under the will; the purchaser insisted that the vendor took a life estate; the court at nisi prius was of the opinion that he took an estate tail, while the appellate court decided that he took a fee. But this last court refused to compel the purchaser to accept the title, since its decision was in no way binding upon those who might set up a claim in tail or in remainder. In Sohier v. Williams, 1 Curt. C. 0. (U. S.) 479, a testatrix empowered a trustee to sell lands devised "when the major part of my children shall recommend and advise the same." The court was of the opinion that the consent of the major part of the children liiing when the power was to he exercised was sufficient to authorize a sale, but considered the question so doubtful, that, but for the fact that all parties in interest were before the court and would be bound by its decree, the purchaser would have been excused the performance of the contract. ' Fleming v. Burnham, 100 N. Y. 10; 2 N. E. Rep. 905; Vought v. Williams, 120 N. Y. 253; 24 N. E. Rep. 195. = Argall V. Raynor, 20 Hun (N. Y.), 267. spyrke v. Waddingham, 10 Hare, 1. Sohier v. Williams, 1 Curt. C. C. (U. S.) 479. Mr. Fry in his learned treatise on Specific Performance (§ 862), speaking of the doctrine of marketable titles in suits for specific performance, and defending it, says: "It must be remembered that the judgment of the court in such an action is in personam and not in rem; that it binds only those who are parties to the action and those claiming through them, and in no way 'decides the question in issue as against the rest of the world (Osborne v. Rowlett, 13 Ch. D. 781), and that doubts on the title of an estate are often questions liable to be discussed between the owner of the estate and some third person not before the court, and, therefore, not bound by its decision. Glass v. Richardson, 9 Ha. 701. If, 688 MARKETABLE TITLE TO EEAL ESTATE. ful, if dependent upon a question of law, cannot be made, because the court is bound to decide the question, and its decision when made will be conclusive upon the parties.^ It is to be observed in this connection, that the rule which forbids the adjudication of a question of title, where all the parties in interest are not before the court, does not apply as between vendor and purchaser, when the objection is made that the title is defective,^ though, of course, the rights of persons not before the court cannot be concluded by such an adjudication. The uncertainty as to what judgment another court may render upon the same state of facts or question of law is that which makes the title doubtful. In some of the American States, under modern systems of civil procedure in wliich legal and equitable relief are administered in one and the same form of action, the purchaser, when sued for the purchase money, or the vendor, when the purchaser objects that the title is doubtful, is permitted to bring in, as parties, all persons who could, if such objection be well founded, assert an adverse interest in the premises, so that the court may pronounce a judg- ment or decree in respect to the matter in controversy, which will therefore, there be any reasonable chance that some third person maj' raise a ques- tion against the owner of the estate after the completion of the contract, the court may consider this to be a circumstance which renders the bargain a hard one for the purchaser, and one which in the exercise of its discretion, it will not compel him to execute. Though every title must in itself be either good or bad, there must be many titles which the courts cannot pronounce with certainty to belong to either of these categories in the absence of the parties interested in sup- porting both alternatives, and without having heard the evidence they might have to produce, and the arguments thej^ might be able to urge; and it is in the absence of these parties that the question is generally agitated in proceedings for specific performance. The court when fully informed must know whether a title be good or bad; when partially informed, it often may and ought to doubt." The reasoning of the learned author is satisfactory so far as it applies to a case where the doubt as to the title turns upon facts as to which the court is not informed, but does not appear to reach cases where the doubt turns upon a mere question of law, the court being at all times presumed to know the law. 1 Chesman V. Cummings, 142 Mass. 65; 7 N. E. Rep. 13, citing Sohier v. Wil- liams, 1 Curt. (C. C.) 479. Butts v. Andrews, 136 JIass. 221. Cornell v. Andrews, 8 Stew. (N. J. Eq.) 7; 9 id. 321. Gills v. Wells, 59 Md. 492. People v. Stock Brokers' Building Co., 92 N. Y. 98. = Lockman v. Reilly, 10 Abb. N. Cas. OST. Y.) 351. OF DOUBTFUL TITLES . 689 be final and conclusive upon all parties in interest,^ except, of course, Buch as are not sui juris. In those States in which the separate equit- able jurisdiction is maintained, no reason is perceived why the vendor should not be permitted to adopt such a course in any case in which he might maintain a bill to quiet Iiis title as against an adverse claimant. § 288. SPECIAL AGREEMENTS RESPECTING THE TITLE. The right of a purchaser to reject a doubtful title depends, of course, upon the terras of his contract.^ He will have no such right if he has agreed to accept the title such as it is.' On the other hand, the vendor cannot resort to parol evidence to remove doubts about the title, if, by the contract, he is to furnish a " good title of record," * 1 Cooper V. Siugleton, 19 Tex. 267; 70 Am. Dec. 333, did.; Estell v. Cole, 53 Tex. 170. See the case of Batchelder v. Macon, 67 N. C. 181, where, in an action for the purchase money, the court, under a provision of the Code of Civil Pro- cedure authorizing it to direct new parties to be brought in when necessary to a complete determination of any question in controversy, ordered that persons out of whose alleged interest in the premises the doubts as to the title arose, be made parties to the suit. Simpson v. Hawliins, 1 Dana (Ky.), 308; Harris v. Smith, 3 Dana (Ky.), 11. 12; Denny v. Wicliliff, 1 Met. (Ky.) 316. See, also, Story Eq. PL § 72, for general principles applicable to this point. The purchaser, it seems, may bring in third parties in order to clear up the title, but it is not incumbent on him to do so; that is the vendor's duty. Prewitt v. Graves, .5 .J. J. Marsh. (Ky.) 114, 126. 'Ante, p. 38. A stipulation that the title shall be "first class," means simply that it shall be marketable. Vought v. Williams, 120 N. Y. 358; 24 N. E. Rep. 195. "If title on examination be found insufficient," in^ contract of sale, means If title be found unsatisfactory, and not absolutely bad. Per Robinson, C. J. O'Reilly v. King, 28 How. Pr. (N. T.) 408, 415. 8 Ante, p. 36. Hume v. Pocock, L. R., 1 Eq. 428, 663. Brown v. Haff, 5 Paige (N. Y.), 334, 341. Crawley v. Timberlake, 2 Ired. Eq. (N. C.) 460, dictum. Powell V. Conant, 83 Mich. 396. An agreement by assignees in bankruptcy, who had a defective title, that the purchaser should have an assignment of the bank- rupt's interest under such title as he lately held the same, was held to be sale of only such title as the assignees had. Freme v. Wright, 4 Madd. 364; Molloy v. Sterne, 1 Dru. & Wal. 585; Lethbridge v. Kirkman, 35 L. J. (N. S.) 89; Phipps v. Child, 9 Drew. 709; Taylor v. Martinrtale, 1 Y. & Coll. C. C. 658; Nouaille v. Plight, 7 Beav. 531. An agreement to sell two leases and the trade, as the seller held the same, for the term, and that the purchaser should accept the assignment without requiring the lessor's title, held to prevent the purchaser from objecting to the lessor's title. ■■Coray v. Matthewson, 7 Lans. (N. Y.) 80. Page v. Greely, 75 111. 400. Sheehy v. Miles, 93 Cal. 288; 28 Pac. Rep. 1046; Benson v. Shotwell, 87 Cal. 49; 25 Pac. Rep. 249. 87 690 MAEKETABLE TITLE TO EEAL ESTATE. nor if he obliges himself to deliver an abstract showing a good title.' If the contract provides that the abstract shall show a mar- ketable title, the vendor will not be permitted to show by evidence aliunde that the title is good,^ nor will the purchaser be required to go outside of the abstract in examining tlie title.^ If the conditions of sale provide that the purchaser shall have time to examine the title, and that if he be not satisfied with it, he shall not be required to complete the purchase, the purchaser may abandon the contract if he be in good faith dissatisfied with the title, and specific performance will not be decreed against him, though the court be of the opinion that the title was good.* An agreement that the title shall be satisfactory to the purchaser's attorney will justify the purchaser in rescinding the contract if the ' In Smith v. Taylor, 83 Cal. 534; 23 Pac. Rep. 217, it was held that the only fair interpretation of a contract providing that an abstract of title should he delivered by the vendor, the title to prove good, or no sale, and purchase money paid to be refunded, was, that a full abstract should be furnished showing a good title on its face, and that if such abstract did not show n good record title, the purchaser should not be bound to make any investigation outside of the abstract or to take the chances of any litigation which the abstract showed to be either pending or probable, and that evidence aliunde was not admissible, in an action to recover back the purchase money paid, to show that the claims of per- sons who appeared, by the abstract of title, to be asserting adverse title to the land, and who had suits pending in respect thereto, were groundless. Taylor v. Williams, 2 Colo. App. 359; 31 Pac. Rep. 504. 'Parker v. Porter, 11 111. App. 602. ' Horn V. Butler, 39 Slinn. 515; 40 N. W. Rep. 833, dictum. ^ Swain v. Burnetts, 89 Cal. 564; 26 Pac. Rep. 1093. Averett v. Lipscombe, 76 Va. 404. In this case the auctioneer had announced at the sale that any pur- chaser should have the right to examine the title, and if he was not satisfied with it he should not be required to comply with the terms of the sale. Bueks, J., delivering the opinion of the court, said; " It is immaterial that this court now considers that the vendors were and are able to make good title. That is not the question. The contract left it to the purchaser to determine for himself the mat- ter of title. If, on examination, he was not in good faith satisfied with the title he was not to be bound. The bargain was at an end." Citing Williams v. Edwards, 2 Sim. 78. See, also, Watts v. Holland, 86 Va. 909; 11 S. E. Rep. 1015; Gish V. Moomaw, (Va.) 17 S. E. Rep. 334. Giles v. Paxson, 40 Fed. Rep. 288, where Die subject is considered at length. Where the contract provides " title on investigation to be satisfactory" the purchaser must investigate for himself, and in due time declare his determination. Taylor v. Williams, 45 Mo. 80. OF DOUBTFUL TITLES. 691 attorney in good faith, and not capriciously, declare himself dissatis- fied with the title.' If the parties agree that the contract shall be void and the purchase money returned if the purchaser's counsel shall be of opinion that the title is bad, and the counsel pronounce against the title, the purchaser may reject it, even though the vendor be able to remove the objections.^ But such an opinion will not sustain an action against the purchaser for breach of the contract ; he must show the title to be bad.^ On the other hand, an agreement that the title shall be satisfactory to the purchaser has been construed, in effect, to mean that the title shall be such as he should be satisiied with, and that such an agree- ment does not authorize him to make capricious or unreasonable objections,* nor constitute him the sole judge of the sufficiency of iChurcli V, ShaukliD, 95 Cal. 626; 30 Pac. Kep. 789. A contract provided that the vendor's title should he satisfactory to the purchaser's attorneys. After the ahstract was furnished the attorneys made certain requisitions which were promptly honored at a considerable expense to the vendor, and the attorneys, by implication, expressed themselves as satisfied with the title. Held, that the attorneys could not thereafter arbitrarily and abruptly declare the title unsatis- factory and the contract at an end. Boyd v. Ilallowell, (Minn.) 63 N. W. Rep. 125. "Where the agreement was that the title shonld be satisfactory to a certain title insurance company it was said that if the title insurance company reported the title imperfect the purchaser could recover his deposit. Presbrey v. KUne, 20 D. C. 513, 529. = Delafleld v. James, 18 Abb. Pr. (N. Y.) 221; 37 How. Pr. 357, citing Williams v. Edwards, 3 Sim. 78; 3 Eng. Ch. Rep. 79, See Thompsom v. Avery, (Utah) 39 Pac. Rep. 829. « 1 Sugd. Vend. (8th Am. ed.) 537. Camfleld v. Gilbert, 4 Esp. 221. * Dart's Vend. (5th ed.) 158, where it is said that such an agreement means that the title shall be marketable. Lord v. Stephens, 1 Yo. & Coll. Ex. 223. Fagan. V. Davison, 2 Duer (N. Y.), 153. Kirkland v. Little, 41 Tex. 456. Taylor v. Williams, 45 Mo. 80. Where the contract provides that the vendor shall give and the purchaser accept such title as a certain title company should approve, and the company disapproves the title offered, the vendor may, nevertheless, show that the title is marketable. Flannigan v. Fox, 38 N. Y. Supp. 344. See, generally, upon the proposition that a contract to do a thing to the satisfaction of another must be given a reasonable construction, and that such person cannot arbitrarily declare himself dissatisfied with the performance. Thomas v. Flem- ing, 26 N. Y. 33; Brooklyn City v. Brooklyn City R. Co., 47 N. Y. 475; 7 Am. Rep. 469; Bowery Nat. Bank v. Mayor, 63 N. Y. 336; Miesell v. Ins. Co., 76 N. Y. 115; Boiler Co. v. Gorden, 101 N. Y. 387; 4 N. E. Rep. 749; Dill v. Noble. 116 N. Y. 330; 33 N. E. Rep. 406. 692 MAEKETABLE TITLE TO REAL ESTATE. the title,' nor deprive the vendor of the right to perfect the title where time is not of the essence of the contract,^ nor justify the purchaser in rejecting the title by a simple expression of dissatis- faction.' The dissatisfaction of the purchaser must be founded upon a valid and legal objection.* Of course the parties may contract if they choose, that the purchaser may abandon the sale arbitrarily and without assigning reasons therefor, but such a construction will not be given to the agreement that the title shall be satisfactory to the purchaser, agreeably to the maxim ut res magis valeat quam pereat. % 289. PAROL EVIDENCE TO REMOVE DOUBTS. It has been frequently held that if parol evidence should be necessary to remove any doubt as to the validity and sufficiency of the vendor's title, the purchaser cannot be compelled to complete the contract.^ He can- not be required to take a doubtful title which he must fortify, if impugned, by resoi-ting to evidence perishable in its nature, and possibly unavailable to him when the necessity for it occurs.^ It must be observed, however, that a title is not necessarily doubtful simply because it requires to be supported by parol testimony. As a general rule, for example, title by inheritance depends principally upon matters in pais, or facts resting in the knowledge of witnesses. If those facts be clearly sufficient to establish the right of the vendor as heir, it is apprehended that the purchaser could not object to the title simply because it could not be established by record evidence.' ' Folliard v. Wallace, 2 Johns. (N. Y.) 395, per Kent, Ch.; Regney v. Coles, 6 Boaw. (N. Y.) 479. 'Anderson v. Strasberger, 93 Cal. 38; 37 Pac. Rep. 1095. 3 Beardslee v. Underliill, 37 N. .T. L. 309. * Kirkland v. Little, 41 Tex. 456. ' 3 Beacli Mod. Eq. Jur. § 608. Seymour v. Delancey, 1 Hopk. (N. Y.) 436; 14 Am. Dec. 552; Moore v. Williams, 115 N. Y. 586; 22 N. E. Rep. 233; Irving V. Campbell, 121 N. Y. 353; 24 N. E. Rep. 821. A purchaser cannot be com- pelled to accept a title dependent upon an estoppel in pais. MuUins v. Aiken, 3 Heisk. (Tenn.) 535; Topp v. White, 12 Heisk. (Tenn.) 105. Where the question was whether certain testimony sufficiently established the execution of a deed which would supph' a missing link in the chain of title, the title was held unmarketable. GrifHn v. Cunningham, 19 Grat. (Va.) 571. So, also, where parol proof of a waiver of a covenant not to assign a lease was necessary. Murray v. Harway, 56 N. Y. 337. « 3 Beach Mod. Eq. Jur. § 608. ' See 3 Sugd. Vend. (8th Am. ed.) 24 (435), where it is said: " If, on the face of the abstract, the vendor has shown a sixty years' title, and if, for the purpose of OF DOUBTFUL TITLES. 693 But a different case is presented where the fact of inheritance itself is in doubt. There may be circumstances to show that the ancestor is not dead, or that he has left a will, or that the vendor is not sole heir. Then it is that the title becomes unmarketable from the necessity of parol proof to remove the doubts which surround it. The court must determine in each ease whether the circum- stances alleged ai"e sufficient to create a reasonable doubt as to the existence of tlie fact or facts upon which the validity of the title depends. It has been frequently held that a sale of lands implies a contract on the part of the vendor that the title shall be fairly deducible of record.' It has also been held that a purchaser cannot be required to accept a title which he cannot, by the record, show to be valid if attacked.^ Both of these statements are to be qualitied, it is appre- hended, to this extent, namely, that, in those States in which the registration of deeds is necessary to their validity, the vendor need only show a prima facie valid record title. The record title may be apparently perfect, though in fact worthless, for some conveyance in the vendor's chain of title may have been inoperative to pass the title by reason of the infancy, coverture or lunacy of tlie grantor, or for some other reason which the record would not disclose ; yet it would hardly be contended tliat the vendor must show affirma- tively the competency of every grantor in his chain of title, or the non-existence of any other matter in pais which would invalidate the title. Of course, an unexplained break in the record cliain of title would render the title doubtful and such as the purchaser could not be required to accept.^ But it is obvious that such a break may supporting that title, it is necessary to show that such a person died intestate, or any other fact — if the facts are alleged with sufficient specification on the abstract — then that abstract shows a good title, although the proof of the matters shown may be the subject of ulterior investigation. "While it may not appear that a vendor claiming as sole heir is not in fact such, yet, if it cannot be made to appear beyond a reasonable doubt that there is in fact no other heir to the property, the title will be held unmarketable. "Walton v. Meeks, 120 N. Y. 79, 83; 33 N. E. Rep. 115. 1 Turner v. McDonald, 76 Cal. 180; 18 Pac. Rep. 363; Reynolds v. Borel, 86 Cal. 538; 35 Pac. Rep. 67. Meeks v. Garner, 93 Ala. 17; 8 So. Rep. 878. 'Calhoon v. Belden, 3 Bush (Ky.), 674, a case in which all the vendor's record evidences of title had been destroyed in a fire which consumed the register's office. s "Wilson V. Jeffries, 4 J. J. M. (Ky.) 494. 694 MARKETABLE TITLE TO KEAL ESTATE. be satisfactorily explained so as to leave no imputation upon the title, as where the estate passed by descent, instead of purchase, from one of the vendor's predecessors in title to another ; and that the title will not be rendered unmarketable by the fact that parol evidence must be resorted to for that purpose. If the fact or facts upon which the title depends be of a nature not susceptible of proof, the title will be deemed unmarketa!)le.' This rule was applied in a case where the purchaser, to sustain his title, would be required to prove a negative, namely, that the vendor had not committed an act of bankruptcy,^ or that a certain deed was not fraudulent.^ When the purcliaser objects to specific performance on the ground that the title is doubtful, the court may of course inquire into the facts upon which the objection is rested, for the purpose of determining whether the title is so doubtful that the purchaser will not be required to take it.* If satisfactory means are at hand for investigating and removing the doubt, the court will decree specific performance.^ Defects in the record or paper title may be cured or removed by parol evidence, and the purchaser compelled to take the title.* The vendor's bill for specific performance will be retained until the doubts about the title are either removed or confirmed.' But it is conceived that such evidence nmst convince the court that there is no probability that the title of the purchaser 11 Sugd. Vend. (8th Am. ed.) 594. Smith v. Death, 5 Madd. 371, where the question was whether a certain devisee had been brought up as a member of the Church of England and had been a constant frequenter thereof. Shriver v. Shriver, 86 N. Y. 575, ' Lowe V. Lush, 14 Ves. 547. 'Hartly v. Smith, Buck Bank. Cas. 360. ■■l Sugd. Vend. (8th Am. ed.) 589. Osbaldistoo v. Askew, 1 Russ. 160; Bent- ley V. Craven, 17 Beav. 204. Seymour v. Delancey, 1 Hopk. (N. Y.) 436; 14 Am. Dec. 552, where the court directed an issue at law to ascertain certain facts from which it might be determined whether or not the title was marketable. Hed- derley v. Johnson, 43 Minn. 443; 44 N. W. Rep. 527. * Kostenbader v. Spotts, 80 Pa. St. 430. Hedderley v. Johnson, 43 Minn, 443; 44 N. W. Rep. 537. «Hellreigel v. Manning, 97 N. Y. 56, citing Seymour v. Delancey, Hopk. (N. Y.) 436; 14 Am. Dec. 552; Miller v. Macomb, 26 Wend. (N. Y.) 229; Fagen v. Davison, 3 Duer (N. Y.), 153; Brooklyn Park Com. v. Armstrong, 45 N. Y. 234; Murray v. Harway, 56 N. Y. 337; Shriver v. Shriver, 86 N. Y. 575. 'Seymour v. Delancey, Hopk. Ch. (N. Y.) 436 (495); 14 Am. Dec. 552. OF DOUBTFUL TITLES. 695 will ever be attacked by a stranger having color of title, or that, if attacked, the purchaser must, of necessity, have at hand the means of showing that the attack cannot be sustained. § 290. EaXJITABLE TITLE. ADVERSE CLAIMS. To the prin- ciple that a purchaser cannot be required to complete the contract when there are doubts about the title which can only be removed by parol proof, has been referred those decisions which establish the rule that a purchaser cannot be compelled to take an equitable title,' or a title which is controverted in good faith by an adverse claim- ant.^ It would seem, however, that such titles are not merely " doubtful " in the technical sense of that term, but absolutelj'' ' 1 Sugd. Vend. (8th Am. ed.) 579. Abel v. Hethcote, 3 Ves. Jr. 100; Cooper V. Denne, 1 Ves. Jr. 565; Freeland v. Pearson, L. R., 7 Eq. 346. Morris v. Mowatt, 3 Paige Ch. (N. Y.) 586; 28 Am. Dec. 661. Waggoner v. Waggoner, 3 T. B. Mon. (Ky.) 556. Jones v. Taylor, 7 Tex. 240; 56 Am. Dec. 48; Littlefield V. Tinsley, 36 Tex. 353. Pagan v. Gaither, 11 Gill & J. (Md.) 472. Hendricks T. Gillespie, 31 Grat. (Va.) 181, 194. Reed v. Noe, 9 Yerg. (Tenn.) 383, especially where the equity is controverted. Ankeny v. Clark, 148 U. S. 345, a case in which the vendor, a railroad company, had not received a conveyance from the government by reason of its failure to pay the costs of surveying the land. Coburn v. Haley, 57 Me. 347. A purchaser cannot be required to take an equi- table title when the facts constituting the equity rest only in parol and are liable to be shortly incapable of proof. Owings v. Baldwin, 8 Gill (Md.), 887. While the purchaser cannot be compelled to take an equitable title, it is to be remem- bered that the vendor will, if time is not material, be allowed time in which to get in the legal title. Post, ch. 33. Andrew v. Baboock, (Conn.) 26 Atl. Rep. 715. In Jones v. Haff, 86 Tex. 678, it would seem at the first glance that the court held that the purchaser could be compelled to take an equitable title, but a careful examination of the case shows that the vendor's title was really legal. The title of a remote predecessor of the vendor had been equitable only, consist- ing of a " bond for title," but there had been mesne conveyances down to the vendor, and he was in possession under a conveyance. Nothing more seems to have been decided in the case than that a legal title could not be rejected on the ground that it had been equitable only in its inception, assuming that the original equitable title was such as a court of equity would enforce. ^1 Sugd. Vend. (7th Am. ed.) 592 (520); Osbaldiston v. Askew, 1 Russ. 160. Scott V. Simpson, 11 Heisk. (Tenn.) 310. Owings v. Baldwin, 8 Gill (Md.), 337. Linn v. McLean, 80 Ala. 360. Estell v. Cole, 62 Tex. 695. A Us 2xndens renders the title of the vendor unmarketable. Earl v. Campbell, 14 How. Pr. (N. Y.) 330. But see Wilsey v. Dennis, 44 Barb. (N. Y.) 854, and cases cited post, § 306. But the mere acceptance of a conveyance pendente lite will not affect the title of the grantee if the contract of sale was made before the suit was commenced. Parks V. Jackson, 11 Wend. (N. Y.) 443; 25 Am. Dec. 656, A sale of land for 696 ■ MARKETABLE TITLE TO EEAL ESTATE. defective. It is obvious that a title cannot be rendered unmarket- able by a mere naked adverse claim to the premises without color of title ; otherwise a purchaser might always avoid performance of his contract by procuring a stranger to set up such a claim.' But if delinquent taxes puts a cloud on the title and renders it unmarketable. Wilson V. Tappan, 6 Ohio, 172. So, also, a suit attacking the validity of a will under which the vendor holds. Hale v. Cravener, 128 111. 408, affirming 27 111. App. 275. But if the person in whom is the alleged adverse title acquiesces in the vendor's claim to the title, the purchaser cannot refuse to perform the con- tract. Laverty v. Moore, 33 N. Y. 658. In Greenleaf v. Queen, 1 Pet. (U. S.) 138, it was held that a prior sale of the premises under a deed of trust, the pur- chaser never having complied with the terms of the sale, nor during twelve years laid any claim to the property, constituted no such objection to the title as would justify a rescission at the suit of the second purchaser. If any person has an interest in or claim to the estate which he may enforce, the purchaser cannot be compelled to tako the estate, no matter how improbable it is that the claim will be enforced. Cunningham c. Sharp, 11 Humph. (Tenn.) 116. Dobbs v. Nor- cross, 24 N. J. Eq. 327. King v. Knapp, 59 N. Y. 462. The purchaser ca:nnot be compelled to complete the contract if the boundaries of the premises be Involved in doubt or dispute. Voorhees v. De Myer, 3 Sandf. Ch. (N. Y.) 614. ' Young V. Lillard. 1 A. K. Marsh. (Ky.) 482. An alleged adverse claim unsus- tained by record evidence does not make a title doubtful. Allen v. Phillip, 2 Lift. (Ky.) 1. A purchaser maj^ be compelled to take the title if it appears that the adverse claim has been derided, barred or released. Jackson v. Murray, 5 T. B. Mon. (Ky.) 184; 17 Am. Dec. 53. It is not a conclusive objection to the title that a third party has filed a bill against the seller, claiming a right to the estate, but the nature of the adverse claim will be looked into. 1 Sugd. Vend. (8th Am. ed.)589, citing Osbaldiston v. Askew, 1 Russ. 160. Bentley v. Craven, 17 Beav. 204, where the purchase money was detained in court until the rights of an adverse claimant could be determined in a suit which was pending. In Prancis v, Hazelrig, 1 A. K. Marsh. (Ky.) 98, the contract provided that the vendor should convey "a clear and indisputable title." The purchaser con- tended that the interference of a junior patent with a senior patent rendered the title under the senior patent disputable and cloudy, but the court said: "An indisputable title is one which, according to the literal import of the term, can- not be disputed. It may, perhaps, be said, without a violation of propriety in language, that a title may be disputed wrongfully as well as rightfully, but the latter is, without doubt, the true sense of the contract. A different construction would render it impossible to perform the contract, for there can be no title which may not be wrongfully disputed. It follows, therefore, as the junior title confers no legal right to dispute the title derived under an elder patent, that the latter, notwithstanding the Interference, will be, in the true sense of the term, indisputable. The contract had been executed by a conveyance with warranty in this case, but the foregoing observations would apply with equal force where OF DOUBTFUL TITLES. 697 there be color of outstanding title which may prove substantial, though there are not sufficient facts in evidence to enable the court to say that the title is in another, a purchaser will not be held to take it and encounter the hazard of litigation.' Of course the title ■will be held unmarketable where there are two conflicting record titles to the property.^ An exception to the rule that a purchaser will not be compelled to take an equitable title lias been held to exist when the purchase was under a decree, the purchaser in such a case being compelled to take just such title as the court can give.^ But such purchaser cannot require his vendee to take from him the same title ; the reason being that in the latter case the rule caveat emptor, as enforced in judicial sales, does not apply.* The purchaser cannot be compelled to take a title which is already in litigation or which will probably involve him in litigation ; he cannot be required to purchase a law suit.'' Upon the same prin- ciple, the purchaser cannot be compelled to accept the title, if the premises are in the possession of an adverse claimant.^ It has been said that the probability of a law suit is no objection to the title if the suit must inevitably terminate in the purchaser's favor. Thus it has been held that a purchaser may be compelled to accept a con- veyance from one who had executed a prior voluntary conveyance of the premises, even though the purchase was made with notice of such prior conveyance.''^ If there be a reasonable doubt, however, as to whether the prior conveyance was in fact without valuable consideration, it is apprehended that the subsequent purchaser could not be compelled to take tlie title. Besides the vexation and the contract is executory. In Edwards v. A'an Bibber, 1 Leigh (Va.), 183, a vendor was jjermitted to show that an escheat of the estate in controversy to the Commonwealth for default of heirs of a former owner who had sold the estate but died before conveying it, was unsustained by the facts, and not enforcibleby the Commonwealth; and the purchaser was compelled to take the title. ' Speakman v. Forepaugh, 44 Pa. St. 373; Herman v. Somers, 158 Pa. St. 424. « Reydell v. Reydell, 31 N. Y. Supp. 1. n Sugd. Vend. (8th Am. ed.) 593 (338). ■> Powell V. Powell, 6 Madd. 63. 'Ante, p. 677. James v. Mayer, 41 La. Ann. 1100; 7 So. Rep. 618; Lyman v. Stroudbaugh, 47 La. Ann. 71 ; 16 So. Rep. 662. ' Williams v. Carter, 3 Dana (Ky.), 198. ' 1 Sudg. Vend. (8th Am. ed.) 586; Id. ch. 23. Butterfield v. Heath, 15 Beav. 408; Humphreys v. Moses, 2 W. Bl. 1019; Currie v. Nind, 1 Myl. & Cr. 17. 88 698 MARKETABLE TITLE TO EEAL ESTATE. expense of the suit, the purchaser would run the risk of being unable to show that tlie conveyance was voluntary. The probability or possibility of a law suit is of course uo objection to the title where the purchaser is or may be let into the possession, and the suit must inevitably terminate in his favor ; for there is no title however good tliat may not be attacked by ill-advised claimants. But it may be doubted whether in any case the purchaser could be compelled to complete the contract if the premises were held by an adverse claimant and a suit by the pin-chaser to get possession should be necessary. In ejectment the plaintiff must show title in himself, a proceeding which usually involves much expense and delay, and there seems to be no reason why this burden should be imposed upon the purchaser. Besides possession is one of the pnncipal elements of a good title, and a vendor who is unable to give it, is unable to perform his contract. The rule that the purchaser cannot be compelled to take an equi- table title has been extended to a ease in which the legal title was outstanding in a trustee, though the trustee might be compelled to convey at any time.' We have seen that if the purchaser enter into the contract know- ing that the title is in litigation, he cannot make that fact a ground for rescission.^ Afurtiori he cannot rescind where he has agreed to postpone the execution of the contract until a suit involving the title is determined.^ ISTor can he object that the vendor lias only an equitable title, if he buys with knowledge of that fact and the con- tract does not provide tliat he shall have the legal title before the time to convey arrives.^ § 291. DEFEASIBLE ESTATES. A purchaser who, under his contract, is entitled to demand a conveyance of an indefeasible estate in fee simple, cannot be required to take an estate defeasible upon tlie happening of a certain event or upon a certain contin- gency.'^ This is not so much upon the ground that it is doubtful 1 Murray v. Ellis, 112 Pa, St. 485; .3 Atl. Rep. 845. 'Ante. p. 194. 2 Hale V. Gravener, 138 111. 408; 21 N. E. Rep. 534. Holmes v. Richards, 67 Ala. 577. * Gray v. Hill, (Mich.) 63 N. W. Rep. 77. 'See Mr. Austin Abbot's note to Moore v. Williams, 23 Abb. N. Cas. (N. Y.) 416. The liability of an estate to defeat by the birth of issue capable of taking OF DOUBTFUL TITLES. 699 whether the estate will ever become absolute, as for the reason that the purchaser cannot be compelled to take an estate less in value and extent than that for which he bargained. If, however, it be alleged that it is physically impossible that the event defeating the estate should ever transpire, and it is doubtful whether such allega- tion can be sustained, the title becomes doubtful or unmarketable in the technical sense of the term. If it can be shown beyond a doubt that the happening of the event which will defeat the estate is a physical impossibility, no reason is perceived why the piirchaser should not be compelled to take the title.^ § 292. TITLE DEPENDENT UPON ADVERSE POSSESSION. A purchaser may be compelled to take a title resting upon a hostile, adverse and uninterrupted possession, under color of title which has continued for a length of time sutiBcient to bar the rights of any in remainder renders the title doubtful, McPherson v. Smith, 49 Hun (N". Y.), 254; 2 N. Y. Supp. 60. The following illustration of this principle is from the opinion of Chancellor WaI/WORtii in Seaman v. Hicks, 8 Paige (N. Y.), 653 : " In the ordinary case a base fee, determinable only upon the contingency of a single gentleman, far-advanced in life, afterwards marrying and having issue, most persons might consider the happening of the event which was to divest the estate so improbable as to render such determinable fee substantially the same as an absolute indefeasible estate of inheritance in fee simple. For it might be con- sidered as wholly improbable that a bachelor of seventy, who in the prime of life had so far disregarded the teachings of wisdom as well as of nature as to con- tinue in a state of celibacy, would at that advanced age not only be guilty of the extreme folly of contracting matrimony for the first time, but would also pro- create heirs to divest the estate determinable upon that event. But certainly no lawyer could for a moment suppose that a vendee, who had contracted for a good title, was bound to accept an estate which depended upon a contingency of that nature; unless the fact was satisfactorily established that it was phy- sically impossible that the event which was to determine the estate should ever happen.'' ' Seamam v. Hicks, 8 Paige (N. Y.), 655, 658, dictum. A title derived through a sale in proceedings for a partition, is not rendered unmarketable by the fact that persons not in esse at the time of the sale may come into existence and be entitled to share in the property; as where lands are devised to the testator's grandchildren, and at the time of a partition of the property, there is a possi- bility that grandchildren may be born thereafter who would be entitled to come into partition. Wills v. Slade, 6 Ves. 498. Especially is this true under statutes which provide that those entitled to a reversion, remainder or inheritance, shall be bound by a judgment in partition. Cheesman v. Thorne, 1 Edw. Ch. (N. Y.) 629. 700 MABKBTABLB TITLE TO BEAL ESTATE. possible adverse claimant.' There are cases whicli apparently deny this proposition,^ but in most of them it will be found that the facts tending to establish the adverse jjossession for the required lengtli >1 Sugd. Vend. (8th Am. ed.) 41, 584; Sid. 101; Atk. Marketable Title, 396, 403. See, generally, the cases cited throughout this subdivision. Prosser v. Watts, 6 Madd. 59; Cottrell v. Watkins, 1 Beav. 361; Parr v. Lovegrove, 4 Drew. 170; Scott V. Nixon, 3 Dru. & War. 388; KirkTvood v. Lloyd, 12 Ir. Eq. 585; Stewart v. Conyngham, 1 Ir. Ch. C. 534; Hyde v. Dallaway, 6 Jur. 119. See, also, Emery v. Grocock, 6 Madd. 54; Barnwall v. Harris, 1 Taunt. 430; Causton v. Macklew, 3 Sim. 243; Martin v. Cotter, 3 Jon. & La. T. 496; Maginnis v. Fal- lon, 2 Moll. 566; Bolton v. School Hoard, L. P., 7 Ch. Div. 766; Hilary v. Waller, 12 Ves. 339; Thompson v. Milliken, 9 Grant Ch. (Can.) 359. Wieland v. Renner, 65 How. Pr. (N. Y.) 245; Meyer v. Boyd, 51 Hun (N. Y.), 391; 4N. Y. Slipp. 328; Ford V, Schlosser, 34 N. Y. Supp. 12. Core v. Wigner, 32 W. Va. 277; 9 S, E. Rep. 36. Hall v. Scott, 90 Ky. 340; 13 S. W. Rep. 249; Woodhead v. Foulda, (Ky.) 13 S. W. Rep. 139; Thacker v. Booth, (Ky.) 6 S. W. Rep. 460. Bryan v. Osborne, 61 Ga. 51, dictum. Lurman v. Hubner, 75 Md. 269; 23 Atl. Rep 646; Foreman v, Wolf, (Md.) 29 Atl. Rep. 837. Upon the general proposition that the Statute of Limitations vests a i^erfect title in the occupant, see Bicknell v. Com- stock, 113 U. S. 149; Letfingwell v. Warren, 3 Black (U. S.), 599; Croxall v. Sherrard, 5 Wall. (U. S.) 289; Dickerson v. Colgrove, 109 TJ. S. 578; Harpenlng V. Dutch Church, 16 Pet. (U. S.) 455. Cox v. Cox, 18 D. C. 1. In Edwards v. Morris, 1 Ohio, 534, it appeared that a deed in the vendor's chain of title had not been acknowledged or proven, but the court held that possession under the deed having been had for twenty-nine years, the contract should not be rescinded. A defect in the acknowledgment of a deed which has been recorded for forty years, and no title hostile to that derived thereunder has been asserted, does not render the title unmarketable. Bucklen v. Hasterlik, 155 111. 423; 40 N. E. Rep. 561. Kennedy V. Gramiing, 33 So. Car. 367; 11 S. E. Rep. 1081. In Gaines v. Jones, 86 Ky. 537; 7 S. W. Rep. 35, the premises had been bought and paid for by a prior purchaser, but by mistake had been omitted from a deed to him. Pos- session had been held by and under such purchaser for more than the statutory period, and the title was held such as a subsequent purchaser must accept Titles marketable. In the following cases the vendor's title by adverse possession was held free from doubt, and such as the purchaser was bound to accept: Grant v. Wasson, 6 J. J. Marsh. (Ky .) 618, where the vendor had had thirty years' uninter- rupted possession. Abrams v. Rhoncr, 44 Hun (N. Y.), 507, ninety years. Lyles V. Kirkpatrick, 9 S. C. 365, where it was held that possession under a deed for more than ten years, the statutory period of limitation, cured the objection that '' Eyton V. Dicken, 4 Price Ex. 303. Tevis v. Richardson, 7 B. Hon. (Ky.) 654. Mott V. Mott, 68 N. Y. 346, semUe; Hartley v. James, 50 N. Y. 38, criticised in Ottinger v. Strasburger, 33 Hun (N. Y.), 466, 469. Chapman v. Lee, 55 Ala. 616. Titles not inarketahle. In the following cases, the evidence was held insufficient to show that the title by adverse possession was free from doubt: Scott v. Simp- OF DOUBTFUL TITLES. 701 of time were considered by the court too doubtful to support a decree against the purchaser. If the facts upon which such a title rests be clear and undisputed, the title stands upon the same ground a deed, under which the vendor held, was invaUd for want of a subscribing wit- ness. Edwards v. Morris, 1 Ohio, 524, forty years. Vance v. House, 5B. Mon. (Ky.) 537, thirty years. An adverse, uninterrupted possession for more than twenty years, without evidence that the case was within any of the exceptions of the Statute of Limitations, makes the title marketable. Allen v. Phillips, 3 Litt. (Ky.) 1; McCann v. Edwards, 6 B. Mon. (Ky.)308, thirty years. A minute on the books of town trustees, showing a prior sale of a lot, is no objection, after the lapse of many years, to the title, in the absence of anything to show that the trustees had ever conveyed the lot to their vendee. Morris v. McMillen, 3 A. K. Marsh. (Ky.) 565. Possession for many years under a deed, accidentally destroyed, creates such a title as a purchaser will be required to take. Wade v. Greenwood, 2 Rob. (Va.) 474; 40 Am. Dec. 759. Per curiam. " It has been objected that a purchaser should not be required to take a title which has been made good by the statute. We can see no force in the objection. So that the title be good, it mat- ters not how it has been made so." Tomlinson v. Savage, 6Ired. Eq. (N. C.)430, 435. In Bohm v. Pay, 17 Abb. N. Cas. (N. Y.) 175, there was a missing deed in the chain of title, but there had been an adverse, uninterrupted possession for fifty -five years, and no claim to the land had ever been made by any person. The court presumed that the missing deed had been actually executed and delivered, but had been lost, and the title was held marketable. In 1821 the record title of certain premises was in the executors of B., with power of sale. T. entered into possession of the premises that year, and he and his assigns held possession for more than fifty years. In a suit for partition of B.'s estate among his heirs, in 1831, no notice was taken of these premises. Held, that a sale and conveyance by the executors of B. to T. must be presumed, and that the title of one claiming through T. was marketable. Ottinger v. Stras- burger, 33 Hun (N. Y.), 466. See, also, Shober v. Button, 6 Pbila. (Pa.) 185. Grady v. Ward, 20 Barb. (N. Y.) 543; O'Connor v. Huggius, 1 N. Y. Supp. 877. son, 11 Heisk. 310. Beckwith v. Kouns, 6 B. Mon. (Ky.) 332; Lewis v. Herndon, 8 Litt. (Ky.) 358; 14 Am. Dec. 68; Hightower v. Smith, 5 J. J. Marsh. (Ky.) 542. Shriver v. Shriver, 86 N. Y. 575; Schultze v. Rose, 65 How. Pr. (N. Y.) 75. Griflin v. Cunningham, 19 Grat. (Va.) 571. A trustee cannot acquire title to the trust subject under the Statute of Limitations, because his possession cannot be adverse to that of the cestui que trust. 2 Sugd. Vend. (8th Am. ed.) 106, n. and cases cited. Possession for the statutory period under a deed which is insuffi- ciently acknowledged and recorded, to bar a contingent right of dower, will not perfect the title of the grantee. McGuire v. Bowman, 6 Bush (Ky.), 550. In Brown v. Cannon, 5 Gil. (111.) 182, the court, while admitting that a purchaser might be compelled to take a title by adverse possession in a case free from doubt, observed: " Of all known titles to land beyond a mere naked possession, which are prima facie good, there are, perhaps, none recognized by law more 702 MARKETABLE TITLE TO EEAL ESTATE. as any other title founded upon matters in pais} But if the facts alleged be disputed and doubtful, speciiic performance will be denied under the rule that relieves the purchaser wherever he may, in the future, be compelled to resort to parol testimony to remove doubts about the title.^ If, however, the proof of adverse possession for the statutory period is so clear that a court would be bound to direct a jury to find for the purchaser if sued in ejectment, the title must be held to be marketable.' In titles founded on the Statute of Limitations there should be evi- dence to show, (1) that the possession has been open, hostile, adverse, notorious, and uninterrupted for the statutory period ; (2) that there is no saving to any person on account of personal disabilities ; and (3) it should appear that in all human probability the purchaser will have the means at hand to establish his title by adverse possession if it should be attacked by a third person in the future. True, as has been seen, it is a rule that a purchaser cannot be compelled to take a title which, if attacked in the remote future, he can only sus- tain by the testimony of witnesses, since these may, in the mean- while, have become unavailable to him by death or disqualification. But this rule must be given a reasonable construction, else it would render unmarketable some titles of the most satisfactory kind. doubtful and uncertain than those depending for their validity upon an adverse possession under a statute of limitations." And in the following cases of doubt- ful questions of law applicable to title by adverse possession, the title was held unmarketable: Whether the words "other charges," in a statute providing that ground rents, annuities and "other charges" should he presumed to be satisfied after a certain length of time, included mortgages. Pratt v. Eby, 67 Pa. St. 396. Whether a statute providing that a trust for the benefit of creditors shall be deemed discharged after the lapse of twenty -five years, operated retrospec- tively. McCahill v. Hamilton, 30 Hun (N. Y.), 388. • Thus, in Duvall v. Parker, 3 Duv. (Ky.) 182, it was held that the purchaser must take a title dependent on thirty years' adverse possession, there being, according to the evidence in that case, not the remotest probability that he would ever be disturbed by an adverse claimant. '^ 3 Beach Mod. Eq. Jur. § 608. "The only reason, if any, why a title by adverse possession is not marketable would be because its validity is a question of evidence rather than of law." Eawle Govt. (5th ed.) § 56. Koyes v. John- son, 139 Mass. 436; 31 N. E. Rep. 767. McCabe v. Kenny, 53 Hun (N. Y.), 514; 5 N. Y. Supp. 678. Boggs v. Bodkin, 33 W. Va. 566; 9 S. E. Rep. 891. 'Ottinger v. Strasburger, 33 Hun (N. Y.), 466; Shriver v. Shriver, 86 N. Y. 575; Adams v. Rhoner, 44 Hun (N. Y.), 507. OF DOUBTFUL TITLES. 703 Thus, title by descent is, as a general rule, to be established only by the testimony of witnesses,' and not by documentary or record evi- dence, yet no one for this reason ever objects that the title is unmar- ketable if the means of establishing the fact of inheritance exists. The same reasoning applies with equal force to titles under the Stat- ute of Limitations. There must be some present ground to appre- hend that the title will be disputed, and the means of sustaining it unavailable to the purchaser. The possession of the purchaser is the prolongation or continua- tion of that of the vendor, and if both together amount to a good prescriptive right, the purcliaser may be compelled to complete the contract.^ It seems that if, by the express terms of the contract, the purchaser is entitled to demand a " good title of I'ecord," he cannot be compelled to accept a title dependent upon adverse pos- session.^ And it has been decided that adverse possession can never ripen into a marketable title, unless held under some assurance pur- porting to convey a fee simple, or other estate equal in quantity to that which the vendor undertakes to sell.'' This depends upon the familiar rule that the mere naked possession of a trespasser without color of title, no matter how long continued, will not bar the entry of the true owner. If the title of the party in possession has ripened under the Statute of Limitations, it will not be rendered doubtful or unmarket- ' Affidavits of witnesses as to the fact of inheritance are sometimes taken and spread upon the public records; but these, it is obvious, are mere hearsay and inadmissible as evidence in the courts, and are not, strictly speaking, "record" evidence of title. See Warvelle Abstracts, 369. ' McLaren v. Irvin, 63 Ga. 275. 'Page V. Greely, 75 111. 400. Noyes v. Johnson, 139 Mass, 436; 31 N. E. Eep. 767. Cherry v. Davis, 59 Ga. 454, semble. Payne v. Markle, 89 111. 66, where the contract called for a "perfect chain of title." In California it seems that the purchaser cannot be compelled to take a title dependent upon the Statute of Limitations, though the contract does not expressly provide for a " good title of record." It has been' held in that State that the purchaser is entitled to a title "fairly deducible of record" (Turner v. McDonald, 76 Cal. 180; 18 Pac. Rep. 262), and that, therefore, a title under the statute is not sufficient. McCroskey v. Ladd, (Cal.) 28 Pac. Rep. 216; Benson v. Shotwell, 87 Cal. 56; 25 Pac. Rep. 249, where the agreement was that the title should be ' ' satisfactory " to the purchaser. * Cunningham v. Sharp, 11 Humph. (Tenn.) 116. Chapman v. Lee, 55 Ala. 616. Kneller v. Lang, 63 Hun (N. Y.), 48; affd., 137 N. Y. 589. 704 MARKETABLK TITLE TO EBAL ESTATE. able by a subsequent statute extending the period of limitation.' A title dependent upon adverse possession against a remainderman is of course unmarketable, since his right of action does not accrue until the precedent estate determines.^ If the vendor's title be perfected by lapse of time pending a suit for rescission or specific performance, the purchaser must accept it,'' unless time was material to the purchaser or was of the essence of the contract.* A title founded upon adverse possession will not be marketable unless sufficient time has elapsed- to bar the rights of any person who was under disabilities, such as infancy or coverture, when the cause of action accrued.^ Generally the Statutes of Limitations in the several States specify a time within which a person whose disabili- ties have been removed, must assert his rights, and in some of the States it is provided that in no case, including such additional period, shall the period of limitation exceed a specified number of years. Under such a statute it has been held that the possibility of a claim by a person under disabilities could not render the title doubt- ful where the extreme period of limitation had elapsed.^ If it may be fairly inferred from tlie abstract that a defect arising before the period at which the abstract conmiences, exists, the purchaser may require that the title before that time shall be shown ; but if that be not within the vendor's power the title will not be held bad upon mere suspicions.'' If the vendor set up title under the Statute of Limitations, the biirden will be upon him to show that the title is good.' It will be ' Shrivel- v. Shriver, 86 N. Y. 575. « 2 Sugd. Vend. (8th Am. ed.) 104; Wms. Keal Prop. (Am. ed. 1886) 450 (355). ' Wickliffe v. Lee, 6 B. Mod. (Ky.) 543. Peers v. Barnett, 12 Grat. (Va.) 410. ■■ Post, ch. 32. Costs will be decreed against the vendor in such case. Peers V. Barnett, 12 Grat. (Va.) 410. « Brown v. Cannon, 5 Gil. (111.) 174. Tevis v. Richardson, 7 B. Mon. (Ky.)654. « Pratt v. Eby, 67 Pa. St. 398; Shober v. Button, 6 Phila. (Pa.) 186. Ottinger Strasburger, 33 Hun (N. Y.), 466; N. Y. Steam Co. v. Stern, 46 Hun (N. Y.), 206. ' 1 Sugd. Vend. (8th Am, ed.) 552. Seymour v. Delancey, Hoplt. Ch. (N. Y.) 436; 14 Am. Dec. 552. *Luckett V, Williamson, 31 Mo. 54, the court saying : " A party making out a title under the Statute of Limitations must show it to be good, that the court may determine whether it shall be received. It is not for the purchaser to con- test the validity of such a title witli the vendor, as ho may be wholly ignorant of the state of it." Knedler v. Lang, 63 Hun (N. Y), 48; 17 N. Y. Supp. 443. OF DOUBTFUL TITLES. 705 sufficient, it is appreliended, for him to show an exclusive, adverse, notorious, uninterrupted and hostile possession under color of title for the statutory period, including any saving in favor of persons under disabilities. If it be doubtful whether tliere are any such persons, and he be unable to show that there are none such, the title will be deemed unmarketable.^ It has been held, however, that if the vendor shows a title prima facie good under the Statute of Limitations, the burden will devolve upon the purchaser to show facts which would prevent the running of the statute.' In some jurisdictions a vendor, relying on a title under the Statute of Limitations, will be permitted to join the persons holding the apparent legal title as parties defendant in his suit against the purchaser for specific performance, and have their claims deter- mined.' If this practice be founded upon sound principles, no reason is perceived why the vendor should not be allowed to bring in such persons and adjudicate their rights in any case in which it is objected that the title is doubtful, at least, in any case in which lie would have a right to maintain a bill against such persons to quiet his title. As a general rule any objection to the title which is cured by the Statute of Limitations other than that applicable to possessory actions, or by lapse of time, constitutes no ground upon which the purchaser can refuse to complete the contract, if the case admit of no reasonable doubt as to the application of the bar. Thus the existence of a prior executory contract for the sale of the premises, the benefit of which had passed to an assignee in bankruptcy, was held no valid objection to the title, the right of the assignee to enforce the contract having become barred by lapse of time.* § 293. PRESUMPTIONS FK.OM LAPSE OF TIME. Independently of the Statute of Limitations, possession by the vendor and his ' Brown v. Cannon, 5 Gil. (111.) 174. In Seymour v. Delancey, Hopk. C'ii. (N. Y.) 436 (495); 14 Am. Dec. 552, it was held that if a title derived under a per- son alleged to have died without heirs, be clearly adverse for a period of twenty- five years, it will not he rendered unmarketable by the possibility of an escheat of said person's estate, or of his having left heirs who are under disabilities. 'Phillips V. Day, 82 Cal. 24; 22 Pac. Rep. 976, citing Shriver v. Shriver, 86 N. Y. 575. ^Duvall v. Parker. 2 Duv. (Ky.) 182. Ante, p. 688. < Holmes v. Richards, 67 Ala. 577. 706 MAEKETABLE TITLE TO EEAL ESTATE. predecessors in title, for a great length of time has, in some cases, been held to raise a conclusive presumption of a grant or convey- ance, and to remove any doubt or uncertainty as to the title which might arise from the inability of the vendor to show such a grant, or to supply a missing link in the record chain of title. ^ And a purchaser has in some cases been compelled to take a title dependent for its validity upon a presiiuiption of the death of a person inter- ested in the estate, arising from such person's absence for many years without having been heard from in the meanwhile. But such absence must have continued for a length of time sufficient to remove any doubt that the absentee is dead.^ And it is apprehended • English cases cited, ante, p. 700, note 1. 1 Sugd. Vend. (8th Am. ed.) 41, 584; 3 id. 101; Atk. Mark. Titles, 39t), 403. O'Connor v. Hudgins, 113 N. Y. 511, 531; 21 N. E. Rep. 184. Brassfield v. Walker, 7 B. Men. (Ky.) 96; Logan v. Bull, 78 Ky. 607, 614. To make good a title to the residue of an old term, mesne assignments which cannot be produced will he presumed to exist. White v. Poljamhe, 11 Ves. 344. A title may be good though there are no deeds, but there must have been such a long uninterrupted possession, enjoyment and dealing with the property as to afford a reasonable presumption that there is an absolute title in fee simple. 1 Sugd. Vend. (8th Am. ed.) 41; 3 id. 101. The court will presume that the wives of grantors in ancient deeds — those more than thirty years old — are dead, and the property is free from their claims. Jarboe v. McAfee, 7 B. Mon. (Ky.) 379. In the same case it was held that an agent's authority to convey would be presumed after fifty years. A grant from the Commonwealth will be presumed after forty years' adverse possession. Henderson v. Perkins, 94 Ky. 307; Jarboe v. McAfee, 7 B. Mon. (Ky.)379. 3 Starkie Ev. 1221; 1 Greenl. Ev. 50. In Abrams v. Rhouer, 44 Hun (N. Y.), 507, it appeared that B., through whom the vendor claimed, under a deed executed in 1797, had made a prior conveyance of the same prem- ises, in 1771, to parties other than those through whom the vendor claimed title, and there was no evidence that the title acquired under B.'s conveyance in 1771 had ever passed back to him, or vested in any other of the vendor's predecessors in title. But those under whom the vendor claimed had been in possession since 1797, and none of the grantees named in the deed of 1771 had ever been in pos- session of, or made any claim to, the premises, and no conveyance by them to any person had ever been found. Held, that the title of the vendor was market- able, it being conclusively presumed that the grantees in the deed of 1771 had reconveyed to B. before he conveyed in 1797, or that the conveyance of 1771 had, for some reason, never taken effect. ' Prebdmptions of de.\th, etc.— TYHes Twt marketable. AVhether a certain person having an interest in the premises, who had disappeared and had not been heard from for twenty-four years, was dead, unmarried, without issue and intestate. Vought v. WilUams, 130 N. Y. 353; 24 N. E. Rep. 195. Seven years. McDermott v. McDermott, 3 Abb. Pr. (N. S.) (N. Y.) 451. Whether certain per- OF DOUBTFUL TITLES. 707 that the circumstances must be such as to sliow, beyOnd a reason- able doubt, that he died unmarried, intestate and without issue. Generally it may be said that wherever a sufficient length of time has elapsed to raise a conclusive presumption of the existence of any fact, a title dependent upon that fact will be deemed marketable.^ Thus, under the rule that ancient deeds coming from the proper custody require no proof, a title thence derived could not, it is apprehended, be disputed upon the ground that the deeds are not shown to have been duly executed. To a certain extent, every title depends upon rebuttable presump- tions. It has already been observed that when the vendor shows a record or documentary title in himself, the existence of all matters in pais necessary to the validity of that title, such as the com- petency of grantors through whom, and the bona fides of convey- ances through which, the title is derived, will be presumed, until the purchaser shows that there is ground for reasonable doubt in respect to any such matter.''^ If this were not true, and a vendor could be required to show that everything which could possibly invalidate his title, has no existence in fact, there would practically be no such thing as specific performance at the suit of the vendor; he would be required to prove any infinite number of negatives, a thing as impracticable as it would be unreasonable. sons were the only heirs of a decedent. Walton v. Meeks, 41 Hun (N. Y.), 311. A title founded upon a decree in a suit for specific performance against the heirs of a vendor, is unmarketable when it appears that one of the heirs, a married ■woman, not a party to the suit, was dead when the decree was made. The court will not presume that she died intestate and without issue, and that her interest vested in the other heir. Hays v. Tribble, 3 B, Mon. (Ky.) 106. Titles held iTiarketaUe. Whether a certain person having an interest in the premises, who had disappeared and had not been heard from for more than forty years, had died, unmarried, without issue and intestate. Ferry v. Sampson, 112 N. Y. 415; 30 N. E. Rep. 387; McComb v. Wright, 5 Johns. Ch. (N. Y.) 263. See, also, Burton v. Perry, (111.) 34 N. E. Rep. 60. Whether the facts in a certain case were suflQcient to sustain a title by escheat for want of heirs. In re Trustees N. Y. P. E. Pub. School, 31 K Y. 574, 587. ' In Lyman v. Gedney, 114 111. 388; 20 N. E. Rep. 382, the grantors, in a, con- veyance of property which belonged to a partnership, were, after the lapse of forty years, presumed to have been the persons composing the firm, the convey- ance itself being silent upon that point. « Ante, p. 693. 708 MARKETABLE TITLE TO REAL ESTATE. § 294. TITLE AS AFFECTED BY NOTICE. As a general rule a purchaser cannot be compelled to perform tlie contract when the vendor's title depends upon a question of notice of the rights of third parties.' Thus, though a purchaser with notice, it has been held, maj' safely buy from a purchaser without notice, he will not be compelled to take the title, as he would incur the risk of notice to his vendor being proved.^ Of course a purchaser with notice of facts avoiding the title of his vendor, cannot be required to complete the contract. But the mere liability of a deed in the vendor's chain of title to be attacked as having been executed under circumstances that would render it invalid, does not render the title doubtful, if the purchaser be such in good faith, for value, and without notice of the invalidity of the deed.^ We have already seen that a doubt as to the title resting not on proof or presumption, but on a mere suspicion of mala fides, will not condemn the title as unmarketable.^ § 295. BURDEN OF PB,OOF Inasmuch as the purchaser may suffer a heavy loss if compelled to take a doubtful title, and the vendor can suffer oidy the temporary inconvenience of delay if his title be good and the purchaser be relieved, the inclination of the court is in favor of the purchaser, and the burden devolves upon ' Questions of Xotire. In the following cases titles dependent upon the existence of notice of the rights of third persons were held unmarketable. Whether a cert ain person through whom the vendor claimed, was a purchaser without notice of the equitable rights of a stranger in the premises, under a contract of sale: ilorris V. JIcMillen, 3 A. K. Marsh. (Ky.) 565. Whether a grantee of lands took with notice of certain liens upon the premises; Freer v. Hesse, 4De G., M. & G. 495. Whether a purchaser without notice under a foreclosure sale, was affected b}^ notice to the plaintiff in the foreclosure suit: Wagner v. Hodge, 34 Hun (N. Y.), 534. Whether a subsequent purchaser had notice of a prior unrecorded deed of the premises: Speakman v. Forepaugh, 44 Pa. St. 863. = 1 Sugd. Vend. (8th Am. ed.) 590, 601. Freer v. Hesse, 4 De G., M. & G. 495. In Bott V. Malloy, 151 Mass. 477; 35 N. E. Rep. 17, suggestions of a latent trust affecting the premises in the hands of the vendor were held insufficient to render the title doubtful, in view of a statute declaring trusts invalid as against a pur- chaser without notice. " Levy V. Iroquois Building Co., (Md.) 30 Atl. Rep. 707. The fact that a prior grantee of the premises claims that a deed thereof had been obtained from him by fraud, he having waited more than six years without making any effort to recover the land, does not render the title unmarketable. First Af. M. E. Church v. Brown, 147 Mass. 396; 17 N. E. Rep. 549. ■i Ante, p. 681. OF DOUBTFUL TITLES. 709 the vendor to show a title free from all reasonable doubt.' This means, it is apprehended, no more than that the vendor must show in the first instance a title free from doubt so far as disclosed by the public records, or the instruments which evidence the title. The competency of grantor in every deed or will in the chain of title is necessary to the validity of that title, but it is plain that tlie vendor cannot be required to establish such competency affirmatively before it is cpiestioned by the purchaser. The same observation applies to other matters in pais affecting the validity of the title, excspt, it is presumed, that wherever a break occurs in the record chain of title, such as would be caused by descent, or by a parol partition at common law, the vendor must show facts sufficient to supply the breach. The abstract should contain affidavits showing the essential facts. But after the vendor has shown a title pre- sumptively good, the burden devolves on the purchaser to show wherein it is bad or doubtful.^ And there are cases which go farther and hold that when the purchaser enters into a contract for the sale of lands in which the ownership of the vendor is assumed, and agrees to pay the purchase money, but does not rerpiire the vendor to show a good title, the general rule is that the burden is on the purchaser to show defects in the title if he seeks to avoid the contract. The prima facie presumption is that he satisfied himself as to the sufficiency of the title before entering into the contract.^ § 296. ILLUSTRATIONS OF THE FOREGOING PRINCIPLES. The English and American law reports abound with cases illustrating the principles discussed in this chapter. A large number of the En2;lish cases have been collected and referred to very briefly and ' Burroughs v. Oakley, 3 Swanst. 159. Hendricks v. Gillespie, 25 Grat. (Va.) 181,197, citing Sturtevant v. Jaques, 14 Allen (Mass.), 523; Richmond v. Gray, 3 Allen (Mass.), 25, and Griffin v. Cunningham, 19 Grat. (Va.) 571. In Espy v. Anderson, 14 Pa. St. 308, it was held that it was the purchaser's business to show that the title was doubtful. He should at least be required to point out in what respect or particulars the title is doubtful, leaving to the vendor the burden of removing the doubt. 2 Stevenson v. Polk, 71 Iowa, 378; 83 N. W. Rep. 840. Phillips v. Day, 82 Cal. 24; 23 Pac. Rep. 976. ^ Baxter v. Aubrey, 41 Mich. 16; 1 N. W. Rep. 897, citing Dwight v. Cutter, 8 Mich. 566; 64 Am. Dec. 105; Allen v. Atkinson, 21 Mioh. 361. 710 MAEKETABLB TITLE TO EEAL ESTATE. concisely by Lord St. Leonards, in liis work on Vendors and Pur- chasers.^ Many of these are comparatively of little value to the American lawyer, depending as they do, upon questions of law peculiar to the English system of conveyancing and settlement of estates, and laws of real property, and it is, therefore, deemed unnecessary to reproduce them here. But it is believed that a col- lection of American cases, stated in the same concise manner, will be found useful to the profession. No attempt has been made to separate the cases in which the doubt turned upon a question of law from those turning upon doubtful questions of fact ; the effort has been rather to arrange the cases in groups, having reference to the sources from which objections to title most frequently spring. It will probably be found tliat in many of the cases cited the title was not only unmarketable or doubtful but absolutely bad. Thus, it is sometimes said that a title derived through a conveyance exe- cuted by a married woman without the precise forms and solemnities required by statute in such cases is not " marketable.'' It is plain, however, that such a title is not only doubtful or unmarketable, but is absolutely bad, for such an instrument is utterly invalid and inopera- tive to convey the woman's right. If, liowever, a grave doubt should arise as to whether there had been, in fact, a sufficient compliance witli those requisites, and the court should be of opinion that anotlier judge, or competent person, might well differ with him upon the point, then the title would be, in a technical sense, not " market- able," that is, doubtful. But inasmuch as all bad titles are neces- sarily not marketable in the sense that purchasers cannot be com , polled to accept them, it is apprehended that no inconvenience will result from the want of technical precision in the use of the term " marketable," if any instance thereof should be perceived. Defects of title, with respect to the manner in which they are disclosed, are obviously of three kinds, namely : (1) Those which appear upon the face of some instrument under which title is claimed, such, for example, as tlie want of proper words of con- veyance, or other essential requisites of a deed, such as a grantor, or a grantee, or a seal, or a sufficient certificate of acknowledgment, and other matters of like kind. (2) Those which appear from the public records ; such as a prior conveyance to a stranger ; or the ' 1 Sugd. Vend. (8th Am, ed.) 583 (389). ~ OF DOUBTFUL TITLES. 711 absence of any record title whatever ; or the want of jurisdiction of tlie subject-matter in judicial proceedings. (3) Those which rest in parol ; that is, to be established by the testimony of witnesses, such as the liappening of events upon which title depends, for example, births, deaths, marriages, adverse possession, the performance or happening of conditions antecedent or subsequent, the vesting of contingent I'emainders, and the hke. Cases arising from each of these sources will be found in the preceding pages, and in the notes which follow here. § 297. Errors and irregularities in judicial proceedings. Errors, defects and irregularities in judicial proceedings, directly or incidentally, for the sale of lands, are the occasion, perhaps, of more objections to title than any other ground ; certainly, in cases in which confirmation of the sale is resisted by the purchaser. In the consideration of such objections an important rule should be constantly borne in mind, namely, tliat no error, defect or irregu- larity in the proceedings, sliort of absolute want of jurisdiction on the part of the court, or fraud or mistake, to an extent that would vitiate the proceedings, can affect the title of the purchaser.. The reasons for tliis rule are chiefly two ; first, because upon reversal of a judgment for error, a purchaser under the judgment cannot be disturbed in his title and possession, there being only restitution of the proceeds of the sale to the person aggrieved ; and, second, because the judgment under which the sale or conveyance to the purcliaser was made, cannot be attacked in any collateral proceed- ing, by a party or privy to the judgment, except for want of juris- diction to render, or fraud or niistalce in the procuration or rendition of the judgment.^ It may be doubted whether in every instance, cited in the notes below, in which the purchaser has been relieved from his bid or his bargain, on the ground of errors and defects in judicial proceedings rendering the title unmarketable, the decision will stand the test of the foregoing rule, inasmuch as there is no broad line of demarcation between facts which are, and those which are not, sufficient to show jurisdiction in the premises. It is true that most of the cases in which the rule that a title under a judicial sale is not subject to collateral attack, have been those which arose in ejectment by parties to the judgment or their privies, against the ' Ante, p. 88. 712 MARKETABLE TITLE TO EEAL ESTATE. piirchaser or his privies, and not between vendor and pui'chaser ; but it is apprehended that the rule would be the same in either case, and that a title would not be deemed unmarketable simply because of some error or irregularity in the proceedings, unless there was a reasonable doubt as to whether such error was not based on facts showing an absolute want of jurisdiction in the court. Of course if there should be a reasonable doubt whether the court has juris- diction, the title would be unmarketable. Purchasers at judicial sales may always before confirmation of the sale object that the title is doubtful or unmarketable, as well as absolutely bad.' As a general rule no such objection will be permitted after the sale has been confirmed.^ The defects of which the purchaser complains must be serious and real. Mere irregularities in judicial proceed- ings, through wliich the title passed, capable of amendment or cor- rection, will be no ground upon which to release him from his con- tract.^ Nor will the purchaser be relieved if he made his bid with knowledge that the title was oijen to doubt, even though his objec- tion be made before confirmation of the sale.* And it has been held that a purchaser at a sale in partition cannot object that the title is doubtful. The reason given was that if actual partition had been made the several partitioners could not have objected to the title, each partition er taking his allotment cum one re ^ If the proceedings in a suit in which a judicial sale is ' Wilson V. ^^'hite, 109 N. ^ . 59; 15 X. E. Hep. 749; Sliriver v. Shriver, 86 N. Y. 575; Jordan v. Poillou, 77 N. Y. 518; Williamson v. Field, 2 Sandf. Ch. (N. Y.) 533; Lee v. Lee, 37 Hun (N. Y.), 1; .McCahill v. Hamilton, 20 Hun (N. Y.), 888; Argall v. Raynor, 20 Hun (N. Y.), 567. Cox v. Cox, 18 Dist. Col. 1. 'Ante, p. 77. 'Dalzellv. Crawford, 1 Pars. Sel. Cas. (Pa.) 37. An order directing a pur- chaser at a judicial sale to complete the purchase, he having filed specific objections to the title, does not conclude the purchaser as to questions of title not submitted to the court. Williamson v. Field, 2 Sandf. Ch. (N. Y.) 588. 4 Ante, p. 79. Stewart v. Devries, (:JId.) 32 All. Rep. 285. Binford's Appeal, 164 Pa. St. 435; 30 Atl. Rep. 398. '' Sebrlng v. Mersereau, 9 Cow. (N. Y.) 344, the court saying: " Upon a bill for specific performance of a contract for the sale of real estate there is no doubt that a court of equity will avoid compeUing a purchaser to take a doubtful title. So, also, of a purchase under the foreclosure of a mortgage, and analogous cases. But in partition generally, and in this case particularly, there is no dis- pute as between the parties about the title. Their rights are determined when the order for partition is made. Suppose actual pai'tition might have been made in OF DOUBTFUL TITLES. 713 had, are defective, thereby rendering the title of the purchaser doubtful or unmarketable, the burden of causing the necessary steps to be taken in the suit by which the error or irregularity in the pi'O- ceedings will be cured, devolves on the j^laintifE in the suit. He is bound to see that the action has been brought and prosecuted in accordance with the provisions of law regulating the procedure in such cases, and if a step has been omitted or unseasonably taken, thereby invalidating the judgment as to any of the parties in interest, it is his duty to apply for the necessary relief by way of amendment of the proceedings, before he can insist upon the purchaser's com- pleting the purchase.^ this case; no notice could have been talien of incumbrances. Each takes the share allotted to him, and subject to such liens as exist upon it. The business of the court in this simple suit, is not to draw into discussion various and con- flicting rights and equities of incumbrancers. The propertj' is divided cum onere." This decision is, doubtless, sound, "where the objection is that the estate is incum- bered, assuming that the court will see to the application of the purchase money to the incumbrance. But it is diSicult to perceive any reason whjr a purchaser at a partition sale should be compelled to take a title rendered doubtful by the existence of adverse claims to the premises. The rule caveat emptor applies to such a sale, and if he should be evicted he would have no remedy over against the partitioners. Ante, p. 77. 1 Orouter v. Crouter, 133 K Y. 55; 30 N. E. Rep. 736. This was a suit for partition to which non-resident infants were made parties defendant. The court appointed a guardian ad litem for them before jurisdiction of their persons had been acquired by the lapse of a prescribed period after service had been had upon them by order of publication. This was lield an error that made the judg- ment rendered in the suit voidable by the infants. The defect, however, was curable by proper proceedings to be taken for that purpose (presumably in the same suit), and this, it was held, the plaintiff was bound to do before he could compel the purchaser to proceed with the contract. Ekkors and irbegularitibs in judicial prooebdings. — Titles held dovbtfid. A purchaser cannot be compelled to accept a. title depending upon a judicial sale under an erroneous judgment liable to be reversed. Young v. Rathbone, 1 C. E. Green (N. J.), 234; 84 Am. Dec. 151. Want of affidavit in proceedings against unknown heirs renders the title doubtful. Tevis v. Richard- son, 7 B. Mon. (Ky.) 654. An insufficient printer's certificate of publication of an order against unknown heirs, makes title of purchaser at judicial sale doubt- ful. Tevis V. Richardson, 7 B. Mon. (Ky.) 654. Query: Whether a purchaser can be compelled to accept a title under a decree against unknown heirs. Tevis V. Richardson, 7 B. Mon. (Ky.) 654. Where an nffldavit for publication of sum- mons against a non-resident failed to state that defendants could not be found 90 714 MAEKETABLE TITLE TO EKAL ESTATE. § 298. Sales of the estates of persons under disabilities. The courts exact a rigid compliance with all the provisions of law by which sales of the estates of infants, or other persons who are not sui juris, are governed. Such sales are to he made only upon authority obtained in judicial proceedings instituted for that pur- pose, or by special act of the legislature, and the statutes in most of after due diligence, title of purchaser at a sale under decree against such defend- ants, held unmarketable. Bixby v. Smith, 3 Hun (N. Y.), 60. Whether a decree setting aside a fraudulent conveyance, and directing a sale of the land, could be enforced by fieri facias : McCann v. Edwards, 6 B. Mon. (Ky.) 208, 311. Whether more property had been sold under a mortgage than was neces- sary to satisfy the debts secured : Hemmer v. Hustace, 51 Hun (N. Y.), <57; 3 N. Y, Supp. 850. Whether a married woman, sued with her husband, was com- petent to confess a judgment binding her separate estate : Swayne v. Lyon, 67 Pa. St. 436. Whether the declaration in a suit against husband and wife for materials furnished for the Improvement of the wife's separate estate, was so- drawn that a judgment for the plaintiff by confession absolutely concluded the wife from afterwards showing that the materials were not furnished for the improvement of such estate : Swayuev. Lyon, 67 Pa. St. 486. Whether a judg- ment creditor, suing to set aside a conveyance from husband to wife; was bound by an order giving leave to file a complaint nunc jjro tunc in a proceeding to- which such creditor was not a party, so as to antedate the filing of his complaint. Weeks v. Tomes, 16 Hun (N. Y.), 349. Whether the Special Term of the Supreme Court of New York had power to make an order providing for service of summons by publi:;ation: Crosby v. Thedford, 13 Daly (N. Y.), 150. A sale of the land of a non-resident und-er an order or decree of court is void, if publi- aation of process be made for less time than that required by law. Jarboe v McAtee, 7 B. Mon. (Ky.) 279. Whether a lien on the real estate of a county treasurer's surety attached from the date of process in a suit on the treasurer's bond, or whether it attached only at the time of service of the process: Snyder V. Spaulding, 57 111. 480. Where a petition for the sale of real estate, the object of which is to defeat a contingent remainder, fails to set forth such purpose as required by the statute under which the proceeding is had, the title of a pur- chaser under a decree in such cause will be unmarketable; Westhafer v. Koons, 144 Pa. St. 36; 32 Atl. Rep. 885. Titles held 'marketable. Whether a deputy clerk has power to administer oaths in a suit pending before the court: MuUins V. Porter, 4 Heisk. (Tenn.) 407. Whether a failure to serve a summons on the wife in a suit to foreclose a purchase-money mortgage executed by the husband, affected the title of the husband as purchaser at the foreclosure sale : Watson v. Church, 3 Hun (N. Y.), 80. Whether the sanction by a court of chancery of a sale of property belonging to a religious corporation- validated the sale, where the law required the sanction of that court before the sale: Dutch Church v. Mott, 7 Paige (N. Y.), 77. Whether a petition for partition of lands need be sworn to ; Martin v. Porter, 4 Heisk. (Tenn.) 407. Whether a certain advertise- or DOUBTFUL TITLES. 715 the States provide that the pleadings shall show the necessity of the sale ; that they shall be verified by the oath of the guardian, or other person, and that no sale shall ba directed unless the allegations of the necessity therefor be sustained by testimony taken in the pres- ence of a guardian ad litem. These provisions and others of like character go to the jurisdiction of the court, and if they be not com- plied with, the court has no power to order a sale. One of the most important points to which the attention of the purchaser must be directed in this connection is that the person under disabilities shall have been represented by guardian ad litem, or other appropriate person, in the proceeding to sell. Even the jights of unborn chil- dren must be protected by having a rejDresentative of their interests before the court.' The rule that a purchaser will not be compelled to take a doubtful title applies with special force where infajits are not concluded by the judgment or decree in proceedings for the sale of lands in which they are interested.^ If the lands of an infant be sold under a private act of the legis- lature, the purchaser should carefully consider the provisions of the act, to see that they do not injuriously affect the rights of the infant. It has been held that the legislature has no power to order the sale of separate pieces of land belonging to separate families of infants severally interested, and to direct the proceeds of sale to be brought ment of a sale under a mortgage was sufBcient: Streeter v. lUsley, 151 Mass. 291; 33 N. E. Rep. 837. Whether the failure of the court to appoint an attorney to represent absent heirs in a suit for partition invalidated the title of a purchaser at a sale in such suit : Mather v. Lehman, (La. Ann ) 10 So. Rep. 939. The possibility that a decree, under which the vendor holds, may be opened in behalf of non-resident defendants, is no objection to the vendor's title if the proceedings in the cause appear to have been regular. Hays v. Tribble, 3 T. B. Mon. (Ky.) 106. As to what irregularities in proceedings before a surrogate for the sale of a decedent's real estate for the payment of bis debts, will not render the title doubtful, see Regney v. Coles, 6 Bos. (N. Y.) 479. In Stevenson v. Polk, 71 Iowa, 378; 33 N. W. Rep. 340, the possibility that defendants, on whom process had been served by pubhcation, would appear and take advantage of an irregu- larity in the proceedings, was held insufficient to make the title unmarketable. ' Holmes v. Wood, (Pa.) 33 Atl. Rep. 54. One of the interests sold in this case was liable to open to admit after-born children, and there being no represen- tative of such prospective interests before the court, the title of a purchaser at a sale in the cause was held doubtful. « James v. Meyer, 41 La. Ann. 1100; 7 So. Rep. 618. 716 MAEKETABLE TITLE TO REAL ESTATE. into a common fund for partition, and that a title dependent upon a sale under such an act is unmarketable.^ § 299. Want of parties to suits. A judgment or decree is in no way conclusive upon a person in interest who was not a party to the proceeding in which such judgment or decree was pronounced. 'Ebling V. Dwyer, 79 Hun (N. Y.), 86. But -where the act was clearly for the benefit of the infants, the title was held marketable. Munford v. Pierce, 70 Ala. 452. Sale op infant's estate, etc. — TitteH held doubtful. Whether the rights of an infant heir of a mortgagor were concluded \>j an illegal sale under the mort- gage: Hemmer v. Hustace, 51 Hun (N. Y.), 457; 3 N. Y. Supp, 850. Whether want of personal service upon certain infant defendants in partition invalidated a judgment therein rendered; Swain v. Fidelity Ins. Co., 54 Pa. St. 455. Whether in a case in which there was no jurisdiction for partition except by con- sent, jurisdiction could be given by consent where the rights of infants were Involved: Scheu v. Lehning, 31 Hun (N. Y.), 183. Whether certain irregulari- ties in proceedings for the sale of an infant's estate vitiated the title of the pur- chaser: Gill V. Wells, 59 jMd. 492. Whether notice of a tax sale served on infant owners in person without the appointment of a guardian ad litem was sufficient to conclude them; Levy v. Newman, 50 Hun (N. Y.), 438; 3 N. Y. Supp. 334. Whether a judgment in a suit for partition of an estate among devisees barred the rights of unborn children in remainder, the judgment not providing for their protection: Monarque v, Jlonarque, 80 N. Y. 320. Whether a court of chancery had power to confirm an illegal sale of an infant's land made by the father: Linkous v. Cooper, 2 W. Va. 67. Whether an appearance by an infant in par- tition by next friend instead of a guardian ad litem, was irregular and invalid: Swain v. Fidelity In8. Co., 54 Pa. St. 455. Whether the appointment of a guar- dian ad litem for an infant defendant in a certain case was valid; Uhl v. Laughran, 4 N. Y. Supp. 837; 33 N. Y. St. Eep. 459. Whether ,,, certain con- veyance by executors was in fraud of the rights of infants claiming under the will; Stevens v, Banta, 47 Hun (JST. Y.), 329. Whether a guardian's sale of the lands of his ward without authority was validated by a license to sell afterwards obtained; Williams v. Schembri, 44 Minn. 350; 46 N. W. Rep. 403. Whether a sale of an infant's estate ostensibly for the benefit of the infant but really to assist another to get possession of the property was valid, a fair price having been realized for the property and no fraud intended; Wienstock v. Levison, 26 Abb. N. Cas. (N. Y.) 244; 14 N. Y. Supp. 64. The failure ofa guardian «(?;«fem to file a bond with the clerk in proceedings for sale of an infant's lands cannot be cured by by an order niincjrro tunc, made without notice to the infant or other parties; and the purchaser cannot be required to take a title dependent upon the validity of such proceedings. Walter v. De Graaf, 19 Abb. N. Cas. (N. Y.) 406. A title founded on a decree against an infant is invalid, since the infant may show cause against the decree after arriving at majority. Bryan v. Read, 1 Dev. & Bat, Eq. {N. C.) 86. This proposition, it is believed, should be limited to cases in which there is rcasona.ble ground to apprehend that the infant will be able to show OF DOUBTFUL TITLES. 717 Hence a title so derived, being always open to collateral attack, is not only doubtful, but absolutely bad. But questions frequently arise as to whether certain persons were necessary parties to proceed- ings resulting in the sale of lands. Wherever such persons have not been made parties, and the question whether their presence was. properly dispensed with, admits of reasonable doubt, either upon the law or the facts, a title depending upon sucli question becomes, in a technical sense, doubtful or unmarketable, and such as a pur- chaser cannot be compelled to take. Illustrations will be found in the notes below. The mere non-joinder of persons who would have been proper parties to the suit, but were not absol^^tely necessary- parties, does not, in every instance, create a sufficient doubt as to the title. Thus, it has been held that the non-joinder of the heirs, of a decedent as defendants in a suit to enforce a mechanic's lien against his estate did not raise a tenable doubt as to the validity of a title derived under a sale in such suit, in the absence of anything to show that there was a good defense to the suit.^ The bare pos- cau8e; otherwise there can be no stability for titlesunderdecreesinsuits to which there were infant defendants. Titles held marketable. Whether a creditor of an infant was competent to act as his next friend in a suit for partition: O'Reilly v. King, 28 How. Pr. (N. T.) 408. "Whether the appointment of a guardian ad litem in a suit is valid when it does not appear by affidavit that the infant defend- ants have no regular guardian: Martin v. Porter, 4 Heisk. (Tenn.) 407. Whether- a, guardian adlitem for an infant defendant can be appointed by a judge at chambers: Disbrow v. Folger, 5 Abb. Pr. (N. Y.) 53. Whether a petition for the sale of an infant's estate may be presented by the parent as natural guardian instead of by next friend: Ex parte Whitlock, 33 Barb. (N. Y.) 48. Whether a clerical error in the date of an affidavit by a guardian ad litem in a suit for par- tition vitiated the proceedings: Martin v. Porter, 4 Heisk. (Tenn.) 407. Whether a judgment confirming a sale in partition was conclusive upon infant defendants: Reed v. Reed, 46 Hun (N. Y.), 212. See, also, Scholle v. SchoUe. 55 N. Y. Super. Ct. 468. Whether the legislature could pass a special act author- izing the sale of certain property belonging to minors, the sale being for their benefit: Munford v. Pearce, 70 Ala. 452. Where husband and wife were parties to a suit to foreclose a mortgage, and the husband purchased the premises, he could not object that the appearance of his wife, an infant, by attorney instead of guardian ad litem was such an error as made the title unmarketable, since her dower rights were unimpaired, the husband being the purchaser. Knight v. Moloney, 4 Hun (N. Y.), 34. Description of curatrix as " guardian " in a proceed- ing for the sale of an infant's lands does not impair the title. Mitchener v. Holmes (Mo.) 22 S. W. Rep. 1070. ' Reece v. Haymaker, (Pa.) 30 Atl. Rep. 404. 718 MAKKETABLE TITLE TO EEAL ESTATE. sibility that there may have been persons who, if they existed, would have been necessary parties to the suit, presents no objection to the title. Therefore, in a proceeding for partition in whicli the plead- ings set forth certain persons as heirs entitled to partition, it was held that tlie mere fact that there might have been other heirs than those stated did not make the title doubtful, there being nothing to show that such other heirs had probably existed.^ 1 Greenblatt v. Hermann, 144 N. Y, 13; 38 N. E. Rep. 966. "Want op parties — Title held not marketable. Whether a. sale of lands for payment of a decedent's debts was valid ■without notice of the proceeding to the heirs: Littlefield v. Tinsley, 26 Tex. 353. Whether the heirs of A. should have heen made parties to a suit in which it was decided that a deed was made to A. by mistake: Mead v. Altgeld, 33 111. App. 373; 26 K E. Rep. 388. Whether a tenant, by the curtesy of an undivided interest in mortgaged premises, should have been made a party to a proceeding to foreclose the mortgage: Hecker v. Sexton, 6 N. Y. State Rep. 680. Whether certain children having an interest in remainder in mortgaged premises should have been made parties to a suit to foreclose the mortgage: Lockman v. Reilly, 29 Hun (N. Y.), 434. See, also, Moore v. Appleby, 108 N. Y. 237; 15 N". E. Rep. 877. B., tenant in common with A., devised his interest to his wife during widowhood, and in the event of her marriage, then to his children. B.'s widow and A. made partition of the estate among themselves, but B.'s children not having been made parties to the partition, A.'s title was held unmarketable. Herzberg v. Irwin, 92 Pa. St. 48. The fact that a record in partition, under which title is derived, fails to show that certain persons not joined as parties, who would be necessary parties if ■capable of taking, were incapable for any reason (alien enemies, for example), a,nd, therefore, properly omitted, renders the title doubtful. Toole v. Toole, 113 N. Y. 333; 22 Abb. N. C. 392. A title resting on a sale under execution against heirs upon a judgment founded on a sci.fa. in which the heirs were not specially named is unmarketable. Newman v. Maclin, 5 Hayw. (Tenn.) 241; Williams v. Seawell, 1 Yerg. (Tenn.) 83; Henderson v. Overton, 2 Yerg. (Tenn.) 394; 34 Am. Dec. 492. B., tenant in common with C, devised his estate to his wife subject to legacies. The widow conveyed her moiety to the other co-tenant, C. , and on his death his heirs brought suit for partition among themselves. B.'s estate was insufficient to pay the legacies. B.'s legatees not having been made parties to the suit, the title thence derived was held doubtful. Jordan v, Poillon, 77 X. Y. 518, a leading case. See, also, Argall v. Raynor, 30 Hun (N. Y.), 267; SchoUe v. SohoUe, 55 N. Y. Super. Ct. 474. Where a third person, not a party to a suit for partition, had a right to enforce a power of sale against the land in the hands of the piirtitioner and those claiming under them, the title was held unmarketable. Ford v. Belmont, 7 Rob. (N. Y.) 97 111. A purchaser will not be required to take a title under a, decree in a suit for the •construction of a will to which all persons in interest were not parties. Sohier OF DOUBTFUL TITLES. 719 § 300. Defective conveyances and acknowledgments. Im- perfect registration. A vast number of objections to title are founded upon errors or irregularities in the drafting, acknowledg- ment, and registration of deeds under which title is claimed. These, of course, may be absolutely fatal to the title, or, at least, render it doubtful ; but many of them are merelj' captious or frivolous, being ferreted out by counsel to aid the liurchaser in his escape from a losing bargain. They are principally questions of law suggested by clerical mistakes and inadvertent omissions on the part of those concerned in the execution and authentication of conveyances, such, for examj)le, as the sufficiency of an informal and irregular certifi- cate of acknowledgment ; or the sufficiency of a deed in which the spelling of the name of the grantor in tlie body of the deed, differs from his signature to the deed. Of course, however, graver ques- tions frequently arise ; e. g., whether the language employed by the grantor in the granting clause, is sufficient to create a certain interest, and the like. In either case, if the question admit of a reasonable doubt, the title depending tliereon will not be forced upon the purchaser. The want of regular registration of -deeds under which the vendor deduces title, there being no other proof V. Williams, 1 Curt. (C. C.) 479. Where the question was whether certain acts of a widow amounted to an election to accept a provision made for her in her husband's will, and the question was decided in the aliirmative, she not being a party to the proceeding in which the question was raised, a title depending thereon was held unmarketable: Reynolds v. Strong, 82 Hun (N. Y.), 202; 31 N. Y. Supp. 339. Titles held marketahle. Whether a judgment in a suit by one proprietor declaring an assessment void for certain defects in the statute under which it was laid was conclusive in favor of other proprietors not parties to the proceeding: Chase v. Chase, 95 N. Y. 873. Whether an assignee for the benefit of creditors should have been made a party to a suit to foreclose a mortgage exe- cuted before the assignment: Wagner v. Hodge, 34 Hun (N. Y.), 524. The fact that an assignee for the benefit of creditors of property which had been previ- ously mortgaged was not made a party to a suit to foreclose the mortgage, was held, after the lapse of more than twenty-five years, no objection to the title under Laws of New York, 1875, providing that deeds for the benefit of creditors shall be deemed discharged after twenty-five years from their date. Kip v. Hirsh, 103 N. Y. 565; 9 N. E. Rep. 317. Failure to make an incumbrancer a party to a suit to foreclose a prior incumbrance, though error, does not render the title of the purchaser at the foreclosure sale unmarketable, since the purchaser acquires by subrogation all the rights of the prior incumbrancer. De Saussure v. Boll- ■ man, 7 Rich. (N. S.) (S. C.) 329. 720 MARKETABLE TITLE TO REAL ESTATE. of execution, is an insuperable objection to specific performance by the purcliaser.' It sometimes happens tliat tlie date of a deed in the vendor's chain of title is subsequent to tlie date of the acknowledgment of ' Hyne v. Campbell, 6 T. B. Mon. (Ky.) 286. George v. Conhaim, 38 Minn. 338; 37 K. W. Rep. 391. The mere non-record of a deed executed by a referee in foreclosure proceedings does not render doubtful a title held thereunder, the court having confirmed the sale and directed the deed to be made. Calder v. Jenkins, 16 X. Y. Supp. 797. ErROKS and irregularities in the drafting, execution and ACKNOWLEDG- MENT OF coNVBY.iNCES — Titles Jield itot marketable. Whether a certain convey- ance had been executed as an escrovp or not: Sloper v. Fish, 2 Ves. & Bea. 145. Whether by a conveyance of lot " fifteen" in a certain block, lot fifteen in a sub- division of original lot fifteen was intended: Parker v. Porter, 11 111. App. 602. Where the description of the property in the deed to the vendor varied materially from that in a prior deed in the chain of title: Fitzpatrick v. Sweeny, 56 Hun (N. Y.), 159; 121 N. Y. 707. Where there is a mistake in the description of the premises in a deed under which the vendor holds : Smith v. Turner, 50 Ind. 367. Where a tract of land was originally surveyed in a block with other lands, and from fixed monuments and other circumstances, it appears probable that there was a serious interference between the various tracts : Holt's Appeal, 98 Pa. St. 258. Whether a certificate of acknowledgment which failed to state that the grantors were known to the certifying officer to be such etc., was suffi- cient; Fryer v. Rockefeller, 63 N. Y. 268. Where certificate of acknowledgment failed to show that the certifying officer was personally acquainted with the grantor: MuUins v. Aiken, 2 Heisk, (Tenn.) 535. ATherc the wife's acknowl- edgment of a deed under which the vendor claimed, was wanting: JlcCann v. Edwards, 6 B. Mod. (Ky.) 208. Where the certificate did not show prior exami- nation of the wife: Hepburn v. Auld, 5 Cranch (U. S.), 267, 275. Whether parol evidence of the certifying officer could be received to show that the wife's acknowledgment was duly taken: Tomlin v. McChord, 5 J. J. ^[arsh. (Ky.) 135. Whether a certain informal certificate of acknowledgment of a deed by a married woman sufficiently showed that the grantor was known to the certifying officer, that the deed had been explained to the grantor, that she had been privily examined apart from her husband, and that she had declared that she had wil- lingly signed, sealed and delivered the same: Black v. Aman, 6 Mackey (D. C), 131. A title dependent on an acknowledgment of a married woman, taken before a party to the deed acknowledged, is not marketable. Withers v. Baird, 7 Watts (Pa.), 327; 82 Am. Dec. 754. And a title derived through a conveyance defectively acknowledged by a married woman, is unmarketable. Beardslee v. Underbill, 37 N. J. L. 309. Where a deed was recorded upon a certificate of acknowledgment before a commissioner of deeds for the State of Xew York, and was not accompanied by a certificate from the Secretary of State of the State of New York, showing authority on the part of said commissioner, and there was OF DOUBTFUL TITLES. 721 the deed. Sucli a discrepancy will not of itself justify the pur- chaser in refusing to take a conveyance of the premises on the ground that the title is not clear. The certificate of acknowledg- ment is presumed to be correct, and will not be controlled by the date inserted in the deed. Even if the date of the deed were no extraneous evidence to show that the deed had been in fact acknowledged by the grantor, a title thence derived was held unmarketable. Williamson v. Banning, 86 Hun (N. Y.), 303; (33 N. Y. Supp.). In Irving v. Campbell, 121 N. Y. 353; 34 N. B. Rep. 831, the fact that a certificate of acknowledgment of a conveyance did not state the place of residence of the subscribing witness, was held to render the title unmarketable, though it appeared that the person and place of residence of such witness was well known. A title founded upon a decree against husband and wife to enforce specific performance of a contract by the husband to sell the wife's lands, is unmarketable, where it appears that there are no equities binding the wife in the suit, or that she had not released her rights in the manner provided by law. Hays v. Tribble, 3 T. B. Mon. (Ky.) 106. Where an abstract of title showed record title in " H. P. Hepburn " and no title out of him, but title out of "H. P. Hopkins," and the vendor claimed that the deed from Hopkins was in fact from Hepburn, but refused to submit his proofs for examination of the purchaser, it was held that the latter might reject the title and recover his deposit, though the vendor might be able to show that the title was good. Benson v. Shotwell, 87 Cal. 49; 25 Pac. Rep. 249. So, also, where the record title was in " K, P. Redmond" and the next conveyance was from "K. F. Redman," it was held that the two names were not idem sonans, and that the title was immarketable, and that the defect was not cured by a second deed from K. F. Redman to the plaintiff's vendor, reciting that he was the same person as " K. F. Redmond " in the first-meationed deed. Peckham V. Stewart, 97 Cal. 147; 31 Pac. Rep. 928. So, also, where a conveyance was by error made to "James M." instead of "Joseph M.," though the error was afterwards recited in a suit in which the premises were partitioned between the heirs of Joseph M. and one who had been his co-tenant, such recital and finding not being conclusive upon any one who should claim as James M. Mead v. Alt- geld, 136 111. 298; 36 N. E. Rep. 388. Titles held marketable. Whether a con- veyance under which the vendor claimed was a sealed instrument: Todd v. Union Dime Sav. Bank, 118 N, Y. 337; 23 N. E. Rep. 299, reversing 20 Abb. N. C. 370, and 44 Hun (N. Y.), 633. Whether the husband must join in a convey ance by an executrix: Tyree v. Williams, 3 Bibb (Ky.), 366; 6 Am. Dec. 663. Whether "Electa Wilder," under whom the vendor claimed, was one and the same person with "Electa Wilds," in whom appeared the record title up to the time of the conveyance by " Electa Wilder: " Hellreigel v. Manning, 97 N. Y. 56. Whether signing a deed by a wrong name invalidates it, when the true name is recited in the body of the deed, and the grantor also acknowledges the deed by his true name: Middleton v. Findla, 35 Cal. 76. In the descriptive clause of a deed, a course was given as "southeasterly," but the deed itself furnished 91 722 MAEKETABLE TITLE TO EEAL ESTATE. inserted subsequently the discrepancy wonld be immaterial, because the real date of a deed is the time of its delivery, which may be subsequent to the acknowledgment, and even after registration. ^ § 301. Construction of deeds, wills, etc. Perhaps the most difficult questions on which title to real estate depends, as between evidence that "southwesterly" was intended, and it was held that the misde- scription of the course did not render the title unmarketable. Brookman v. Eurzman, 94 N. Y. 273. A misdescription of the boundary lines of the premises does not make the title doubtful, if the land may be clearly identified from the monuments and objects mentioned in the deed. Galvin v. Collins, 128 Mass. 525. See, also, Meyer v. Boyd, 51 Hun (N. Y.), 391, 395; 4 N. Y. Supp. 328. Where a deed under which the vendor claims describes the land as being on the south side of a river, but refers to a patent which places it on the west side, and the identity of the land appears, the misdescription does not render the title unmar- ketable. JSewsom v. Davis, 20 Tex. 419. In the deed of a married man, his name alone appeared as grantor, but the wife's name was included in the te>.ti- inonium clause, and she signed and acknowledged the deed. Held, that the omis- sion of the wife's name in the body of the deed did not render the title unmarket- able. Atkinson v. Taylor, 34 Mo. App. 443. The validity of a recorded deed is not affected by the failure of the notary to recognize his official seal in the testimonium clause of his certificate of acknowledgment. Mitchener v. Holmes, (Mo.) 22 S. W. Rep. 1070. Whether a certificate of acknowledgment before a mayor of a town, without a seal or other evidence of authority, is sufficient, forty years' possession having been had thereunder; Brown v. Witter, 10 Ohio, 143. Whether an acknowledgment by a married woman before a different ofBcer and at a differ- ent time from her husband was valid, under a statute which merely required that, " in addition " to the husband's acknowledgment, the wife should declare, etc.: Ludlow V. O'Neil, 29 Ohio St. 183. Whether the language, "Personally came A. B., the executor of the annexed deed, and acknowledged it," was equiva- lent to "acknowledged the execution of the annexed deed;" Davar v. Caldwell 27 Ind. 478. A purchaser cannot reject the title on the ground that the probate of a deed under which the vendor claims does not contain the official title of the person taking the proof, when it can be shown that he was an officer authorized to take such proof at the time. Bronk v. !McMahon, 37 S. Car. 309. The fact that the clerk made a short memorandum of an acknowledgment by a married woman, and afterwards wrote out the certificate in full and recorded it, the death of the married woman having supervened, does not affect a title derived under such certificate. Prewitt v. Graves, 5 J. J. Marsh. (Ky.) 114. 1 Dresel v. .Jordan, 104 Mass. 407. Rbgisthation of deeds, etc. — Titles held doubtful. Whether an attachment levied upon land took priority over an unrecorded conveyance of the land: Mul- lins v. Aiken, 2 Heisk. (Tenn.) 535. Want of regular registration of deeds by which the vendor deduces title, there being no other proof of their existence, is a fatal objection to the title. Bartlett v. Blanton, 4 J. J. Marsh. (Ky.) 427. Where the law requires a will of lands, admitted to probate without the State, to be OF DOUBTFUL TITLES. 723 vendor and purchaser, are those which involve the true construction of some instrument, such as a deed or will, which forms a part of the vendor's muniments of title. In the law of contingent remain- ders, executory devises, restraints upon alienation, the creation of perpetuities, and the like, there are many niceties and subtleties, concerning which, as related to the peculiar circumstances of each case, the most learned in the law may well doubt. So, too, the true intent of a testator, whose will has been inartifieially and unskill- fully drawn, is often a question upon which different judges enter- tain different opinions. And oftentimes, with the aid of parol evi- dence to exjDlain patent ambiguities in a will, it is impossible to determine, beyond a reasonable doubt, to what persons or things the testator refers.' recorded within the State, the title will not be perfected and marketable until such record is made. Wilson v. Tappan, 6 Ohio, 172. A purchaser will not be compelled to take a title under a deed which is not recorded nor shown to have been executed as the law requires. Hyne v. Campbell, 6 T. B. Mon. (Ky.) 286. Titles held marketable. Whether an assignment of a mortgage was necessary to be recorded: Fryer v. Rockefeller, 63 N. Y. 268. Whether a certain conveyance recorded in the county clerk's office of New York coimty, but not recorded in the office of the register of deeds, was notice to a subsequent purchaser: Wagner v. Hodge, 34 Hun (N. Y.), 534. The fact that a deed under which the vendor claims is unregistered does not make the title doubtful when the grantor in such deed is dead, without creditors, and no subsequent sale is shown, and the grantee is in possession. Cotton v. Ward, 3 T. B. Mon. (Ky.) 304. The omission of a county clerk's certificate to state the name and official character of the officer taking the acknowledgment, may be supplied from the certificate of acknowledgment. And the absence of a date to such certificate is immaterial where not required by statute. So, also, the want of a seal to a county clerk's certificate of the official character of the certifying officer. Thorn v. Mayer, 33 N. Y. Supp. 664. The failure of a recorder of deeds to note the time when a deed was recorded will not affect the title, where the rights of no third person are concerned. Thorn v. Mayer, 33 N. Y. Supp. 664. ' Consthuotion of instrumbnts — Titles held doubtful. Whether in a certain case there was an unlawful suspension of the power of alienation: Beams v. Mela, 10 N. Y. Supp. 429; 57 Hun (N. Y.), 588. Whether in a certain case the purchaser was required to see to the application of the purchase money: Gar- uett V. ]Macon, 6 Call (Va.), 308. St. Mary's Church v. Stockton, 8 N. J. Eq. 520. Whether a certain devise was governed by the rule in Shelley's case: Doebler's Appeal, 14 P. F. Smith (Pa.), 9. Monaghan v. Small, 6 Eich (N. S.) (S. C.) 177. Whether a certain deed absolute in form was in fact a mortgage : Cunningham v. Sharp, 11 Humph. (Tenn.) 116. Whether the designation of certain premises on a map of lots as a "wharf," and certain acts in connection 724 MAEKETABLE TITLE TO EEAL ESTATE. § 302. Competency of parties to deeds. The competency, power or authority of those who undertake to execute conveyances of lands, constitutes a most fruitful source of objections to title. The question may be one of fact, as whether the grantor was a minor, therewith, amounted to a dedication of such premises to the uses of the prospec- tive buyers of adjoining lots: Hymers v. Branch, 6 Mo. App. 511. Whether certain language in a deed was sufficient to show that the grantor intended thereby to convey his interest in a highway subject to the public use: Lee v. Lee, 27 Hun (N. Y.), 1. See, also, Mott v. Mott, 68 N. Y- 246; In re Ladue, 54 N. Y. Super. Ct. 528. Whether a quit claim or release by a married woman to a stranger will operate to divest her inchoate right of dower: Merchants' Bank v. Thomson, 55 N. Y. 7. Whether an inchoate right of dower is merged in a con- veyance by the husband to the wife: People v. Life Ins. Co., 66 How. Pr. (N. Y.) 115. Whether a husband took a life estate or a fee under his wife's will: Butts V. Andrews, 136 Jlass. 221. Whether a limitation over after the determi- nation of u, life estate was, in a certain case, void for remoteness: Lowry v. Muldrow, 8 Rich. Eq. (S. C.) 241. Whether a corporation under a conveyance to its president, "his successors and assigns," but without words of inheritance, took an estate in fee: Cornell v. Andrews, 87 N. J. Eq, 7. Whether a devisee took the estate with absolute power of alienation: Cunningham v. Blake, 131 Mass. 333. Starnes v. Allison, 2 Head (Tenn.), 221. Whether certain language in a will created an absolute or a conditional fee: Goerlitz v. Malawista, 56 Hun (N. Y.), 120; 8 N. Y. Supp. 833. Certain doubts arising upon the true construction of u. will, held sufficient to make the title doubtful: Simis v. McElroy, 89 N. Y. St. Rep. 824; 14 N. Y. Supp. 241. Whether a certain assignment of a mortgage to the mortgagor as "trustee" amounted to anabsolute release of the mortgage: Sturtevaut v. Jaques, 14 Allen (Mass.), 523. Whether certain posthumous children of a testator were entitled to take under his will: Kilpatrick v. Barron, 125 N. Y. 751; 36 N. E. Rep. 935. Whether a certain remainder created by will was vested or contingent: Nelson v. Russell, 61 Hun (N. Y.), 538; 16 N. Y. Supp. 395. Whether a limitation of a fee upon a fee by way of executory devise was valid. The devise was held valid, and the title of one claiming under the first devise was held to be not such as a purchaser could be compelled to take. Smith v. Kimball, (111.) 38 N. E. Rep. 1039. Titles held marketable. Whether in a certain case there was an unlawful suspeusion of the power of alienation: Kelso v. Lorillard, 85 N. Y, 177; Rice v. Barrett, 103 N. Y. 161; 6 N. E. Rep. 898. Whether a conveyance by one of two devisees in remainder to the other with general warranty passed the interest of the grantor in remainder by estoppel to the other remainderman: Vreeland v. Blauvelt, 23 N. J. Eq. 483. Whether a certain limitation over upon the death of the first taker without issue was void for remoteness: Miller v. Macomb, 26 Wend. (N. Y.) 229. A testator devised his estate to his wife for life, but made no disposition of the remainder. Testator died without children or descendants, and the prop- erty having passed to the wife as heir at law, a purchaser from her was com- pelled to take the title. Lemon v. Rogge. (Miss.) 11 So. Rep. 470. Whether OF DOUBTFUL TITLES. 725 a lunatic or a married woman, or it may be a question of law, as whether the courts of one State have power and authority to appoint a commissioner to sell and convey lands in a sister State, or whether one conveying in pursuance of a power has exceeded his authority. A title dependent upon a -conveyance executed by one admitted to be an infant or a person non compos mentis is absolutely bad, for such a deed is void. But if the fact of infancy or tlie want of con- tractual capacity be in dispute, and there be a reasonable doubt as to the existence of either, then the title is technically doubtful or unmarketable, and the purchaser will not be required to complete the contract. In a case in Kentucky, the court held that a title should not be declared doubtful because of the alleged insanity of a remote grantor, if the fact of insanity was left in doubt at the final hearing, nor, if insanity be fully established, unless it appear that the deed of such grantor had been in fact set aside, or probably would be in proceedings already instituted for that purpose.* It is not easy to reconcile this decision with the rule that a purchaser cannot be compelled to take a title which will probably expose him to litigation. The same observation will apply to a decision that the incapacity of a corporation to take and hold real estate, does not affect the validity of a title derived through the corporation,^ unless certain language in a deed or will created a life estate or a fee in the grantee or devisee: Cassel v. Cook, 8 S. & R. (Pa.) 268; 11 Am, Dec. 610. Whether a legacy in a certain case was an equitable charge on lands embraced in a residu- ary devise of the estate: Wiltsie v. Shaw, 39 Hun (N. Y.), 195. ' Hunt V. Weir, 4 Dana (Ky.), 347. ' Mo. Valley Land Co. v. Bushnell, 11 Neb. 192; 8 N. W. Rep. 389. COMPBTBNCY, POWBB OK AUTHOEITY OF PARTIES — Titles held doiMftil. In the following cases questions of law or of fact as to the authority or competency of parties to convey were held to render the title unmarketable: Whether a con- veyance was executed by a person non compos mentis : Freetly v. Barnhart, 51 Pa. St. 379. Whether a power of sale conferred upon an executor can be exer- cised by his executor: Chambers v. Tulane, 9 N. J. Eq. 146. Whether a private act of the legislature empowering a life tenant to sell the remainder and convey a title in fee, was binding upon the remainderman: Bamberger v. Clippinger, 5 W. & 8. (Pa.) 311. Whether a personal representative had power to assign a bid made by his intestate at a public sale: Palmer v. Morrison, 104 N. Y. 132; 10 N. E. Rep. 144. Whether a conveyance of lands lying in one jurisdiction, by an officer acting under the orders or decree of a court of another jurisdiction, is valid: Contee v. Lyons, 19 D. C. 307. Watts v. Waddle, 1 McLean (U. S.), 200. See Corbett v. Nutt, 10 Wall. (U. S.) 464, audWatkins v. Holman, 16 Pet. 726 MAEKETABLE TITLE TO EEAL ESTATE. it was thereby intended to decide tliat tlie State could not insist upon a forfeiture of the estate in the liands of tlie grantee of the corporation. § 303. Title as dependent upon intestacy. Debts of decedent.- The bare possibility that a wijl may be discovered after (U. S.) 67. Whether a deed executed in pursuance of a parol power of attorney was sufficient to pass title: Jackson v. Murray, 5 T, B. Mon. (Ky.) 184; 17 Am. Dec. 53. Whether the deed of a married woman executed by power of attorney as to which she was privily examined, was sufficient to pass her inchoate right of dower: Lewis v. Coxe, 5 Harr. (Del.) 401. Whether power of sale to executors, extended to lands of the testator which he had devised, but as to which the devise failed to take effect: Chambers v. Tulane, 9 N. J. Eq. 146. Whether a power of sale to executors had terminated: Bruner v. Meigs, 64 N. Y. 506. Whether an executor in a certain case had power under the will to sell realty: Alkus v. Goettmann, 39 N. Y. St. Rep. 334; S. C, 14 N. Y. Supp. 241; Droge V. Cree, 39 N. Y. St. Rep. 364; S. C, 14 N. Y, Supp. 300; Warren v. Bauning, 31 N. Y. Supp. 888. Whether one of several joint executors had renounced his trust, the validity of a sale by the other executors under a power, being dependent upon such renunciation: Fleming v. Burnham, 100 N. Y. 1; 3 ]Sr. E. Rep. 905. Whether executors acting under a power had sold more land than was necessary for the purposes of the testator: Town- shend v. Goodfellow, 40 Minn. 312; 41 N. W. Rep. 1056. Whether a will executed by one of two joint e.vecutors was sufficient — the will requiring the executors to act jointly in the settlement of the estate: House v. Kendall, 55 Tex. 40. Whether a sale by an assignee in bankruptcy without an order of court was valid: Palmer v. Morrison, 104 N. Y. 132; 10 N. E. Rep. 144. Whether certain trustees of a religious society were competent to convey a good title, under a private act authorizing them to sell and convey, the property being liable to revert to the grantor if diverted from the purposes of the grant: Second Universalist Soc. v. Dugan, 65 Md. 460; 5 Atl. Rep. 415. In a case in which the title depended on the powers of u, religious corporation to convey land, and the purchase money was to be reinvested in other lands in trust for the corporation, the purchaser was relieved. St. Mary's Church v. Stockton, 8 N. .J. Eq. 520. A sheriff's deed is insufficient to support a title thereunder, unless a, record of the judgment and execution under which the sheriff acted, can be produced. Hamp- ton V. Spocknagle, 9 S. & R. (Pa.) 313; 11 Am. Dec. 704; Weyand v. Tipton, 5 H. & R. (Pa.) 333; Wilson v. McVeagh, 3 Yeates (Pa.), 86. Distinguish Burke v. Ryan, 1 Dall. (U. S.) 94, where possession had gone with the deed for more than thirty years. In Smith v. Moreman, 1 T. B. Mon. (Ky.) 155, the vendor, complainant in a suit for specific performance, alleged that he held title under an execution sale, but failed to produce a judgment on which the execution issued, and his bill was dismissed. In Abbott v. .James, 111 N. Y. 673; 19 N, E. Rep. 434, there was a devise of an entire estate in remainder to charitable societies, with power to the executor to sell the real estate and divide the proceeds among OF DOUBTf'UL TITLES, 727 the death of a decedent, does not render title by descent from him unmarketable.' Nor, it is apprehended, would the possibility of the discovery of a later will, where he dies testate, have that effect, anless there were circumstances sufficient to raise a reasonable doubt as to the existence of such a will. And a bare possibility that a decedent may have left debts for which his property would be liable, does not render the title of the heir doubtful, in the absence of any- the societies. Under the laws of New York the devise was invalid, except as to one-half of the testator's estate. After the precedent estate determined, the executor sold the real estate under the power, but the title was held unmarketable : (1) Upon a question of fact, namely, the ability of the heirs to show that there was personal property enough to satisfy the devise to the societies; and (2) upon a question of law, namely, whether the power of sale failed as to so much of the real estate as could not pass to the charitable societies. A purchaser cannot be compelled to take a title dependent on a conveyance of a homestead estate to which the grantor's wife was not a party. Castleberg v. Maynard, 95 N. G. 281. Titles held marketable. Whether an act authorizing administrators c. t. a., to execute powers of sale, validated a sale under a will which was probated before the passage of the act : Blakemore v. Kimmons, 8 Baxt. (Tenn.) 470. Whether a certain will charged the testator's realty with the payment of his debts, and whether a power of sale was conferred on the executor: Coogan v. Ockershausen, 55 N. Y. Super. Ct, 286. Whether a power of sale in a conveyance to trustees for the benefit of a married woman was repugnant to the trust: Belmont v. O'Brien, 2 Kern. (N. Y.) 394. Whether a conveyance by an infant trustee under decree of court is valid: Thompson v. Dulles, 5 Rich. Eq. (S. C.) 370, Where a statute authorized personal representatives to speciflcally perform contracts for the sale of lands made by the testator or intestate during his lifetime, the fact that a testator devised all of his lands to his children, does not make doubtful or unmarketable the title which a purchaser of a part of such lands from the testa- tor in his lifetime, will receive from the executor. The statute practically avoids the devise. Hyde v. Heller, 10 Wash, 586; 39 Pac. Eep, 249, The possibility that probate of a will may be revoked, will not affect the title of a purchaser from the executors under a power of sale, when no facts appear showing that probate will probably be revoked. Nor is the title invalidated by a failure of the execu- tors to distribute the proceeds of the sale among those entitled, Seldner v. McCreery, 75 Md. 287; 28 Atl. Rep. 641. In Baker v. Shy, 9 Heisk. (Tenn.) 89, the ahenage of the vendor's grantor was held not to render the title unmarket- able. A title derived through a grantor who held for an alien, will not be held doubtful or unmarketable because the grantor had conveyed without a previous request from the alien, though he had covenanted with the alien to convey only upon such request. Ludlow v. Van Ness, 8 Bosw, (N, Y.) 178. 1 Moser v. Cochrane, 107 N. Y. 35; 13 N. E, Rep, 448; Schermerhorn v, Niblo, 2 Bosw, (N. Y.) 161; Disbrow v, Polger, 5 Abb. Pr, (N. Y.) 53; McDermott v. McDermott, 3 Abb. Pr, (N. S.) (N. Y.) 451, diotum. 728 MAEKETABLE TITLE TO EEAL ESTATE. thing to show the probable existence of such debts.^ But if an estate be ultimately liable to the payment of legacies, in case the personalty prove insufficient, the purchaser cannot be compelled to take the title.- § 304. INCUMBRANCES. As a general rule an incumbrance upon the premises, so long as it may be removed by application of the purchase mone}^, or where the vendor being solvent, offers to rTmove it or may be compelled to do so, furnishes no groirnd upon V, hich tlie purchaser may refuse to complete the contract, or recover damages against the vendor.' But if both parties enter into the contract with the express understanding that the premises are free and clear of incumbrances, it may be doubted whether the purchaser would be compelled to take subject to an incumbrance, even though it could be discharged out of deferred payments of the purchase money.* If, however, the purchase money be presently due and the vendor can produce some one who is competent to receive pay- ment of the incumbrance and execute a release or satisfaction piece, no reason is perceived why the purchaser should not be compelled to complete the contract.^ The cases in which the existence of an ■Moser t. Cochrane, 107 N. Y. 35: 13 N. E. Rep. 442; Spring v. Sandford, 7 Paige (N. Y.), 550. Moore v. Taylor, (Md.) 32 Atl. Rep, 320. In Disbrow v. Folger, 5 Abb. Pr. (N. Y.) 53, tbe title was referred to a master for the purpose of ascertaining whether any such debts existed. M Sugd. Vend. (8tb Am. ed.) 573. Dickinson v. Dicliinson, 3 Bro. C. C. 19. See, also, Phitt v. Newman, 71 Jlich. 113; 38 N. W. Rep. 720. ^ 2 Sugd. Vend. (8th Am. ed.) 25 (425). The general rule is that a pecuniary charge upon the estate presents no objection to the title if tbe purchaser can be protected against it. Cox v. Coventon, 31 Beav. 878; Wood v. Majoribanks, 8 De G. & J. 329; 7 H. L. Cas. 806. Tiernan v. Roland, 15 Pa. St. 44;. Pang- born V. Miles, 10 Abb. N. Cas. (N. Y.) 42. Brewer v. Herbert, 80 Md. 301; 96 Am. Dec. 583, a case in which the decree provided that the incumbrance, a judgment against the vendor, be paid out of the purchase money. The vendor had also appealed from the judgment and executed an appeal bond covering the judgment and costs. ^Karkerv. Haverly, 50 Barb. (N. Y.) 79; Chambers v. Tulane, 9 N. J. Eq. 146. An obvious reason for this position Is, that the existence of the incum- brance might prevent an advantageous resale by the purchaser. Besides if the purchaser, for reasons satisfactory to himself, chooses to insist upon a pro- vision that the premises shall be free of incumbrances, who shall gainsay him, when he insists upon a literal performance of the agreement? 'Webster v. Kings Co. Trust Co., 80 Hun(N. Y.), 430; 80 X. Y. Supp. 857. OF DOUBTFUL TITLES. 729 incumbrance upon the premises will justify the purchaser in refus- ing to go on with the purchase, until the objection be removed, may be thus classified : (1) Those in which the existence of the incum- brance is admitted, or free from doubt ; and (2) those in which the fact or existence of the incumbrance is a matter of doubt or dispute. § 305. (i) Admitted incumbrances. ^' e liave seen that an admitted pecuniary charge or lien upon the premises will excuse the purchaser from completing the contract unless the purchase money can be applied to its removal without subjecting him to loss, inconvenience or expense.^ The vendor has a right to perfect the title by removing incumbrances.^ Strictly speaking, an incumbrance is not a defect in the title to an estate,^ though such a defect may amount to an incumbrance. The technical legal definition of the word " incumbrance," as it relates to real property, is, any right to or intei'est in the land granted, to the diminution of the value of the land, but consistent with the passing of the fee by a conveyance of the land.* Hence, technically the legal title may be perfect, though the estate be incumbered to its full value, for the incumbrances may be paid off and the incumbrancer compelled to execute a release. But, if the title be imperfect, if the better right be outstanding in a stranger, there is no way in which his claim can be quieted without his consent. The courts, however, speak indiiferently of incumbrances as well as adverse claims as constituting defects of title, and for all practical pur- poses they may be so regarded, especially if they be of the irremov- able kind, such as easements, rights of way and other incorporeal rights. A purchaser cannot be compelled to complete his purchase or accept the title if there is an incumbrance on the property which the vendor cannot or will not remove, and which the purchaser can- not himself remove by an application of the purchase money." Of ' Ante, p. 566. -Post, ch. 32; ante, ch. 19. « Heimburg v. Ismay, 35 N. Y. Super. Ct. 35. Stephen's Appeal, 87 Pa. St. ;:;/; llernan v. Eoland, 3 Harris (Pa.), 441. *Prescott V. Trueman, 6 Mass. 627; 3 Am. Deo. 349. »1 Sugd. Vend. (8th Am. ed.) 473 (312). 92 730 MARKETABLE TITLE TO EEAL ESTATE. this kind are easements, servitudes, rights of way,' reservations of minerals,' building restrictions," restrictions as to uses,* unexpired lease3,= charges upon the property for the support of particular per- ' Shackelton v. Sutcliff, 1 De G, & Sm. 609. Hart v. Handlin, 43 Mo. 171, where, however, the purchaser was deemed to have waived the objection. The purchaser of a tanyard cannot be compelled to take the premises subject to an easement in the stream supplying the yard. Wheeler v. Tracy, 49 N. Y. Super. C't. 208. A right on the part of a third person to have a drain pipe and water pipe across the premises sold, to the maintenance of which the purchaser must contribute, is a servitude upon the property amounting to an incumbrance, and entitles the purchaser to rescind. Kearney v. Hogan, 154 Pa. St. 112; 35 Atl. Rep. 1076. A space to be left for roads and levees by riparian owners is a legal servitude and does not constitute an incumbrance. Bourg v. Niles, 6 La. Ann. 77. A dedication of a part of the premises as a street is a fatal objection to the title. Turner v. Reynolds, 81 Cal. 214; 23 Pac. Rep. 546. ' 1 Sugd. Vend. (8th Am. ed.) 473 (313). A reservation of mineral rights is no objection to the title if the evidence shows that there is no reason to believe that there are minerals in the land. Winne v. Reynolds, 6 Paige (N. Y.), 407. ^Wetmore v. Bruce, 54 X. Y. Super. Ct. 149; Gilbert v. Peteler, 38 N. Y. 165; 97 Am. Dec. 785; Reynolds v. Cleary, 61 Hun (N. Y.), 590; 16 N. Y. Supp. 421; Nathan v. Morris, 62 Hun (N. Y.) 453; 17 N. Y. Supp. 13; Kountze v. Hellmutb, 67 Hun, 344; 22 N. Y. Supp. 204. Jefiries v. Jeffries, 117 Mass. 184; McGlynn v. Maynz, 104 ;Mass. 263. A restriction against building within a certain distance of a street line is an incumbrance not susceptible of pecuniary compensation. Adams v. Valentine, 38 Fed. Rep. 1 (N. Y.). As to whether building restric- tions run with the land and bind subsequent purchasers, see Trustees v. Lynch, 70 is. Y. 440; 26 Am. Rep. 615; Post v. Weil, 115 N. Y. 361; 22 N. E. Rep. 145. In Hoyt V. Ketcham, 54 Conn. 60; 5 Atl. Rep. 606, it was held that a restriction against c:heap buildings was an interest which the grantor or his executor, with power to convey, might release by quit-claim deed to the holder of the title, and that such release removed an objection to the title founded on the restriction. A condition that no mill, factory, brewery or distillery shall be erected on the premises makes the title unmarketable. Batley v. Foerderer, 162 Pa. St. 460; 29 Atl. Rep. 868. A building restriction created by a former owner is not removed by a subsequent sale of the premises for taxes, and, therefore, remains a substan- tial objection to the title. Lesley v. Morris, 9 Phila. (Pa.) 110; 30 Leg. Int. 108. ■•Dart V. & P. (5th ed.) 119, where it is said that a covenant against certain trades being carried on on the premises is a serious defect in the title and should » Judson V, Wass, 11 Johns. (N. Y.) 525; 6 Am. Dec. 393; Tucker v. Wood, 12 Johns. (N. Y.) 190; 7 Am. Dec. 305; Fuller v. Hubbard, 6 Cow. (N. Y.) 13; 16 Am. Dec. 423, Green v. Green, 9 Cow. (N. Y.) 46. Warner v. Hatfield, 4 Bl. (Ind.) 393. A covenant for renewal of a lease, of which neither party is advised, relieves a purchaser from his agreement to take subject to the unexpired lease. Fruhauf v. Esndheim, 6 N. Y. Supp. 364; affd., 137 N. Y. 587; 28 N. E. Rep. 417. OF DOUBTFUL TITLES. 731 sons,* inchoate rights of dower,^ outstanding life interests,' pro- ceedings in eminent domain* and tlie like. Wherever these mate- rially lessen the value of the premises and cannot he compensated be stated in the particulars. Darlington v. Hamilton, Kay, 550; Bartlett v. Salmon, 1 Jur. (N. S.) 278; 6 De G., M. & G. 33. Premises not to be used as a slaughter-house, Raynor v. Lyon, 46 Hun (N. Y.). 337; tavern, Post v. Weil, 8 Hun (N. Y.), 418; reversed in 11.^ N. Y. 361; 23 N. E. Rep. 145, on ground that subsequent purchaser was not bound by the restriction; for any dangerous or offensive occupation, Terry v. Westing, .5 N. Y. Supp. 99. Any restriction of the right to use the land for any and all reasonable purposes is an incumbrance. Terry v. Westing, 5 N. Y''. Supp. 99. A covenant by a prior grantee not to cre- ate a nuisance on the premises is not an incumbrance to which a purchaser may object as a defect in the title, since the covenant is no more than what the law would oblige the grantee to refrain from doing independently of contract. Clement v. Burtis, 121 N. Y. 708; 24 N. E. Rep. 1013. ' As to effect and validity of condition to support grantor, see Spaulding v. HoUenbeok, 35 N, Y. 204. Leach v. Leach, 4 Ind. 628. Berryman v. Schumaker, 67 Tex. G13. « Sugd. Vend. 572, 575 (383, 384). Parks v. Brooks, 16 Ala. 539. Lewis v. Coxe, 5 Harr. )Dcl.) 401. Andrews v. Word, 17 B. Mon. (Ky.) 518. Porter v. Noyes, 2 Greenl. (Me.) 22; 11 Am. Dec. 30. Clarke v. Redman, 1 Bl. (Ind.) 379. Contract for "good and lawful title," or conveyance "free from incumbrance," obhges vendor to furnish a deed with relinquishment of contingent right of dower. Thrasher v. Pinkard, 23 Ala. 616. Estep v. Watkins, 1 Bland (Md.), 486. Polk V. Sumter, 3 Strobh. (S. C.) 81. Jones v. Gardner, 10 Johns. (N. Y.) 366. Heimburj v. Ismay, 35 N. Y'. Super. Ct. 35. Fitts v. Hoitt, 17 N. H. 530. Goodkind v. Bartlett, 158 111. 419; 38 N. E. Rep. 1045. A statute merely author- izing the sale of the property of lunatics does not authorize the court or its oiBcers to execute a deed which will bar a lunatic wife of her inchoate right of dower, and a purchaser from the husband and committee of a lunatic is not bound to accept such a deed. Dunn v. Huether, 64 Hun (N. Y.), 18; 18 IST. Y. Supp. 723. Where a wife was a party to a junior mortgage, but was not a party to the senior mortgage and the junior mortgage was foreclosed, and the purchaser thereunder made a party to a suit to foreclose the senior mortgage, it was held that the sale under the junior mortgage extinguished the wife's inchoate dower right, and that a title under the foreclosure of the senior mortgage was free from any claim on the part of the wife. Calder v. Jenkins, 16 N. Y. Supp. 797. " Dikeman v. Arnold, 71 Mich. 656; 40 N. W. Rep. 42. In this case the vendor was seised in fee of a part of the estate and entitled to a vested remainder in fee as to the other part. It was held that the purchaser could not be com- pelled to accept a conveyance of the whole and rely on his grantor's covenants of warranty in case he should be disturbed by the owner of the precedent partic, ular estate. *Cavanaugh v. McLaughlin, 38 Minn. 83; 35 N. W. Rep. 576. But in Wagner v. Perry, 47 Hun (N. Y.), 516, it was held that the mere filing of a map 732 MARKETABLE TITLE TO REAL ESTATE. for by way of damages or abatement of the purchase money, specific performance at the suit of the vendor will be denied.^ And the fact that the vendor is solvent and able to respond in dam- ages for a breach of the contract is no ground upon which the pur- chaser can be compelled to accept the incumbered title.^ The rights of proprietors in a stream within the limits of their own respective properties are not easements with respect to other persons through whose premises the stream flows ; hence, the fact that a stream flows through the purchased land can be no objection to the title. The purchaser is bound to take notice of tlie physical condition of the property, and his contract is conclusively presumed to have been made subject to such condition.^ A contract, to give a " good and sufllcient title," will not oblige the vendor to extinguish a perpetual rent charge on the premises, where the contract expressly provides that the purchaser shall take subject to such charge.* Where the contract refers to the land sold as the same descrihed in a certain deed, and provides for a conveyance of the same free from incumbrances, and a deed is tendered describing the land precisely as described in the deed referred to, the purchaser cannot reject such deed on the ground that there is a private right of way over the premises.^ We have seen that the purchaser cannot refuse to com- ijlete the contract if he was informed of the existence of the incum- brance when he purchased.^ But if the vendor represent that there are incumbrances to a certain extent only on the property, and other incumbrances appear, the purchaser cannot be compelled to go on with the contract.' by street commissioners, containing a plan for widening a, street, the efEect of wMch would be to cut off a part of a lot sold, would not entitle the p\ivchaser to rescind the contract; the title not being affected until actual proceedings had been taken to widen the street and they might never be taken. See, however, Forster v. Scott, 136 N. Y. 577; 32 N. E. Rep. 976, where a different view seems to have been entertained. ' O'Kane v. Kiser, 35 Ind. 16a ' Ante, p. 672. 'Archer v. Archer, 84 Hun (N. Y.), 297; 32 N, Y. Supp. 410. ^Topliffi V. Atlanta Land & Imp. Co., 66 Fed. Rep. 853; 13 TJ. S. App. 733. *Heppenstall v. O'Donnell, 165 Pa. St. 488; 30 Atl. Rep. 1008-. "Ante, p. 194. Tark v. Johnson, 7 Allen (Mass.), 378. OF DOUBTFUL TITLES. 733 § 306. (2) Incumbrances which make the title doubtful. If there be serious doubts as to whether an incumbrance upon the premises, apparent from the records, has not been satisfied, or if there be an issue or dispute between the vendor and the incumbrancer as to that fact, the purchaser will not be required to take a title so burdened.' He will not be compelled to buy a law suit. Especially does this rule apply where the doubts about the discharge of the incumbrance must be removed by parol testimony, and the laj)se of time is constantly decreasing the means for that purpose.^ ITeither will the purchaser be compelled to complete the contract when the existence of the incumbrance, or its extension to the purchased premises, is a doubtful question of law or fact.^ Nor where the incumbrance is inchoate and undetermined in its character, e. g., an attachment levied upon the estate of the vendor in the land.^ But it has been held that a Ih pendens without evidence to show that it is founded upon a just claim, is no such incumbrance as will justify ' Rife V. Lybarger, 49 Ohio St. 429; 31 N. E. Rep. 768. In Richards v. Mer- cer, 1 Leigh (Va.), 135, a purchaser was compelled to complete the contract, though there was a mortgage on the premises, and nothing but "strong grounds" for believing that it had been satisfied. ' Moore v. Williams, 115 N. Y, 586; 23 N. E. Rep. 233. 'An excellent illustration of this proposition is afforded by the well-considered case of Moore v. Williams, 115 N. Y. 586; 22 N. E. Rep. 333; 23 Abb. N. Gas. 404. There the vendor, in answer to the objeetion that a certain judgment against a prior owner was a lien upon the land, attempted to show that the laud, at the time of the judgment, was the property of a firm of which the judgment debtor was a member, and, consequently, was not bound by the judgment. But the court held that the purchaser could not be compelled to take the title so incum- bered, since he might not have the means of showing the facts respecting the judgment, if his title should afterwards be questioned or attacked. In Richmond V. Koenig, 43 Minn. 480; 45 N. W. Rep. 1093, the objection to the title was that there were unsatisfied judgments against a former owner of the land. The ven- dor replied that the judgments were not liens because the land was the homestead of the former owner. There were facts in evidence which made it doubtful whether such owner had lost his right of homestead by leaving the State. and it was held that the purchaser could not be compelled to complete the contract. ■* Linton v. Hichborn, 126 Mass. 32. Attachment will not avoid the sale if the vendor is willing to permit the purchaser to retain enough of the purchase money to indemnify him against a possible judgment against the former. Borden v. Borden, 5 Mass. 67; 4 Am. Dec. 33. 734 MAEKETABLB TITLE TO EBAL ESTATE a purchaser in refusing to perform the contract.' And a mortgage duly executed, acknowledged and recorded, but not accepted by the mortgagee, and, therefore, of no force and effect, though apparently a lien upon the premises, is no ground upon which a purchaser can rescind the contract.' So, also, a mortgage invalid because executed by one having no authority, creates no objection to the title. ^ The rule that a purchaser cannot be compelled to take a doubtful title applies as well where the doubt is as to the existence and enforceability of an incumbrance upon the premises as where the doubt is as to existence of some fact, or the construction of some instrument upon which the title is founded.'' Thus, where ttie pur- chaser objected that the premises were subject to a railroad mort- gage, and the vendor insisted that the railroad company had no power to execute the mortgage, and that the mortgage was further invalid in that it contained no particular description of the property which it was intended to cover, the court held the purchaser's objection good, without deciding whether the mortgage was or was not valid.'' ' Wilsey v. Dennis, 44 Barb. (N, Y.) 354. Compare Earl v, Campbell, 14Ho-w. Pr. (N. y.) 330. Of course, an attachment procured by collusion of the purchaser is no ground of objection to the title. Brown v. Bellows, 4 Pick. (Mass.) 179. And if the attachment and Us pendens be discharged before decree, the vendor will be entitled to specific performance. Daniel v. Smythe, 5 B. Mou. (Ky.) 347. Haffey v. Lynch, 143 N. Y. 241; 38 N. E. Rep. 298. ' Wilsey v. Dennis, 44 Barb. (N. Y.) 354. ^ Glasscock v. Robinson, 21 Miss. 85. ■•In Garnett v. Macon, 6 Call (Va.), 308, 369, it was claimed that the rule that a purchaser could not be compelled to take a doubtful title did not apply where the objection was that the estate was incumbered. But M.4.rshall, Ch. J., said: "This allegation is not, I think, entirely correct. The objection is not entirely confined to cases of doubtful title. It applies to incumbrances of every descrip- tion which may in any manner embarrass the purchaser in the full and quiet enjoyment of his purchase. In Rose v. Calland, 5 Ves. 189, the property was stated to be free of hay tithe, and there was much reason to believe that the state- ment was correct. But the point being doubtful, the bill of the vendor praying a specific performance was dismissed. There is certainly a difference between a defined and admitted charge, to which the purchase money may by consent be applied when it becomes due, and a contested charge which will involve the pur- chaser in an intricate and tedious lawsuit of uncertain duration." See, also Christian v. Cabell, 23 Grat. (Va.) 82; Hendricks v. Gillespie, 25 Grat. (Va.) 181; Kenny v. Hoffman, 81 Grat. (Va.) 442; Griffin v. Cunningham, 19 Grat. (Va.) 571. 'Nicol V. Carr, 35 Pa. St. 381. Titles held not marketable. Whether certain building restrictions were intended as a condition defeating the estate, or merely OF DOUKTFUL TITLES. 735 The obligation of the purchaser to see to the application of the purchase money in certain cases of defined and limited trusts, is, strictly speaking, perhaps not an incumbrance upon the estate, but it is a burden upon the purchaser which, it seems, will excuse him from performing the contract. The estate is obviously of less value to him if he must incur the expense and responsibility of seeing that the purchase money is reinvested upon the same trusts as those under which he purchased. It has even been held that he may refuse to complete the contract if the case be one in which the duty of the purchaser to see to the application of the purchase money is a doubtful question dependent upon the construction of the instru- ment creating the trust.' In theory a pecuniary incumbrance which is less in amount than the purchase money is, as a general rule, no objection to the title, because the purchase money may be applied to the discharge of the incumbrance and the incumbrancer be compelled to join in the con- veyance or to execute a release.^ But it is obvious tliat circumstances might exist which would make the incumbrance a serious objection as a proviso for the benefit of adjacent lots; Jeffries v. Jeffries, 117 Mass. 184. Wliether a certain $4,000,000 railroad mortgage was a valid lien on the p\irchased premises: Nicoi v. Carr, 35 Pa. St. 381. Titles held marketable. Whether cer- tain lots, in a subdivision of a lot originally charged with the maintenance of a fence along a railroad, were burdened with such charge: "Walsh v. Barton, 24 Ohio St. 28. "Whether a release of a certain building restriction had ever been exe- cuted: Post V. Bernheimer, 31 Hun (N. Y.), 247. "Whether a vendor is bound to produce a release of legacies charged on the purchased premises, the legacies having been in fact paid: Cassell v. Cooke, 8 8. & R. (Pa.) 368, 392; 11 Am. Dec. 610. ' St. Mary's Church v. Stockton, 8 N. J. Eq. 520, 531. A charter under which the vendors (certain church officials) held in this case, contained a proviso that in case of a sale of the premises granted, lands of the full value of those sold should with the proceeds of the sale be purchased and settled for the uses declared in the charter. The court observed: ""Without examining particularly the doc- trine as to the duty of purchasers to see to the application of the purchase money, and the distinctions which prevail on this subject, it is sufficient to say that this proviso might be a serious embarrassment to a purchaser. He would be sub- jected to the issue of the question whether the purpose to which the money aris- ing from the sale is required to be applied be of a definite and limited or of a general and unlimited nature. If the first, he would, as it seems from the authorities, be bound to see that the purchase money was applied to the purpose mentioned in the proviso. Story's Eq. Jur. § 1137." » Ante, p. 566, 729. 736 MARKETABLE TITLE TO BEAL ESTATE. to specitic performance by the purchaser. The property may have been purchased with a view to speedy resale as a spectilation, and difficulty may be encountered in finding; a person competent to release the incumbrance, particularly if created hy a remote owner of the property, or if passed by assignment to a third party. In such a case it is apprehended that time would be deemed of the essence of the contract and the purchaser be relieved from the bargain. We have seen that in a case in which the facts entitle the purchaser to a rescission of the contract on the ground that the estate is incumbered, the fact that the incumbrance is less in amount than the unpaid purchase money will not affect the right to rescind if the purchase money be not yet due, especially if the vendor be insolvent, and there be danger that the incumbrance will be enforced, and that the purchaser will lose the property.^ The fact that the unpaid purchase money may be applied to the discharge of an incumbrance does not affect the purchaser's right to rescind, if the vendor fraudulently concealed the existence of the incixmbranee.* The extreme imiDrobability that a valid and subsisting incum- brance upon the premises will ever be enforced • renders the title none the less liable to objection. When once it is ascertained that the incumbrance exists, specific performance by the purchaser will not be enforced on the ground that it is doubtful whether the incum- brance will ever be foreclosed.' > Ante, ch. 24, p. 568. Peak v. Gore, 94 Ky. 533. 'Crawford v. Keebler, 5 Lea (Tenn.), 547. Peak v. Gore, 94 Ky. 533. 3 Seaman v. Hicks, 8 Paige (N. Y.), 655. Hendricks v. Gillespie, 25 Grat. (Va.) 181, 200. Butler v. O'Hear, 1 Des. Bq. (S. C.) 383; 1 Am. Dec. 671. If any person has an interest in or claim upon the estate which he may enforce, a pur- chaser cannot be compelled to take the estate, however improbable it may be that the right will be exercised. 1 Sugd. Vend. (8th Am. ed.) 590. Drew v. Cor- poration, etc., 9 Ves. 368, wnere the vendor was entitled to an absolute term of 4,000 years in the estate, and also to a mortgage of the reversion, which had been forfeited but not foreclosed. In Brooklyn Park Com. v. Armstrong, 45 N. T. 234; 6 Am. Kep. 70, the defendant purchased certain lands which the plaintiffs, a park commission, held for public purposes; but were authorized to sell by act of the legislature, the fund so realized to be applied to the redemption of bonds issued to obtain funds wherewith to acquire such lands, which bonds were made a lien on the lands in question. One of the objections to the title was the exist- ence of these bonds as a lien on the land. The objection was deemed sufficient, the court saying: " It is true that the danger to the purchaser, to all seeming, i3 very slight and very remote, that the premises for which he has contracted will OF DOUBTFUL TITLES. 737 § 307. Apparently unsatisfied incumbrances. It seems that incumbrances upon the purchased premises which do not appear by the record to have been satisfied will render the title doubtful or unmarketable, even though the vendor be able to show by parol ever be called upon to contribute to the payment of these bonds. The probabili- ties are, that with the wealth concentrated within the corporate bounds of the city of Brooklyn, and with the means at its command, it will always find the ordinary means of raising money by taxation sufficient for the purpose of pay- ment of interest, and the method of a new loan at any time available to pay the principal. But yet there is the possibility. The debt is an incumbrance upon the land, and does affect that for which the appellant bargained. This is a legal certainty. However strong the probability that the debt will never be exacted from the land, it cannot be asserted to be more than a probability. While it exists there is, as matter of law, and matter of fact, the possibility that the cred- itor may enforce his lien. And this hampers the estate. It may be conceded that a title free from reasonable doubt may be forced upon an unwilling purchaser. Thus, in a case in which it appeared that there was in a prior deed, a reservation of mines, specific performance was decreed, not because there being mines it was not probable that the right reserved would ever be exercised, but because: First. The court saw upon examination the probability was great that there were no mines for the right reserved to act upon. Second. That all legal right to exer- cise it had ceased. But this is a doubt whether there exists in law or in fact, any defect in the title. When it is ascertained that there is an existing defect in the title, the purchaser will not be compelled to perform on the allegation that it is doubtful whether the defect will ever incommode him." In Rife v. Lybarger, 49 Ohio St. 439; 31 N. E. Rep. 768, the only cloud upon the title was an uncan- celed mortgage made to secure certain notes which had become barred by statute. The mortgagee was dead, his estate solvent, and his widow and heirs had quit claimed any interest which they might have to the vendor. The pur- chaser was compelled to take the title. The court by Bkadbury, J., lucidly said: ' ' If the title is such that it ought to satisfy a man of ordinary prudence it is sufficient. In the case under consideration, the title was perfect, but was sub- ject to a mere possibility that a claim might be asserted on an old uncanceled mortgage against which full indemnity was tendered. Under such circumstances the objection presents all the features of an excuse for the non-performance of a contract no longer desirable. It is said that the vendees bought the land with a view to its subdivision into town lots and its immediate resale, which purpose was well known to the vendor, and that by reason of this incumbrance, they lost a sale at a considerable advance on the price they were to pay. This may be true, but the vendor is no more to be affected by the captious objections of possi- ble purchasers of the vendees, than by similar objections on the part of the vendees themselves. Whether the sale should be of the entire purchase as a whole or in parcels upon its subdivision into building lots, a perfect title free from any reasonable apprehension of danger from this possible lien, could be made to con- templating purchasers." 93 738 MAKKETABLE TITLE TO REAL ESTATE. testimony that they have been satisfied.' They constitute a cloud upon the title, which the vendor should remove before calling upon the purcliaser to complete the contract. The means of showing the satisfaction of the incumbrance may not be within the purchaser's reacli, if an attempt to enforce the- incumbrance should be made, or if the existence thereof should be urged as an objection to his title. In certain of the States there are statutory provisions for summary proceedings by which the owner of an estate may compel an incum- brancer to enter the fact of satisfaction of the incumbrance on the record.- Where the vendor is in possession of evidence which would entitle him to such an entry he should procure it to be made. If he have not such evidence, the purchaser should be relieved from the contract. If, however, the purchase money remains unpaid so that it can be applied to any incumbrance upon the premises, or if the vendor can show that he is able to satisfy the incumbrance, it has been held that the fact that the incumbrance appears unsatisfied of record will not entitle the purchaser to rescind.' It seems that if a suit in equity by the vendor be necessary to remove a cloud upon the title caused by an apparent incumbrance of record, the purchaser cannot be compelled to await the issue of the suit,* and may refuse to complete the contract. But if the vendor can, within a reason- able time, remove the objection by procuring releases, or appropriate entries upon the records, showing satisfaction of the incumbrance, no reason is perceived why he should not be permitted to do so, upon the general principle that the vendor may perfect the title wherever time is not material. In New York it has been held that the existence of a mortgage ' Hoyt V. Tuxbury, 70 111. 331, 386, provided the objection be made by the purchaser in good faith. Hendricks v. Gillespie, 25 Grat. (Va.) 181, semble. A purchaser at a judicial sale was relieved from his bid where an entry of satisfac- tion of a prior lien on the premises was found to be a forgery. Charleston v Blohme, 15 S. 0. 124; 40 Am. Rep. 690. In the following cases there are decisions or dicta that the purchaser can be compelled to complete the contract, if the vendor can show that apparent incumbrances on the premises have been satisfied. Pagan v. Davidson, 2 Duer (N. Y.), 153; Pangborn v. Miles, 10 Abb. N. 0. (N. Y.) 42. Espy v, Anderson, 14 Pa. St. 308. ' As in Virginia, Code 1887, § 3564. » Espy V. Anderson, 14 Pa. St. 308. < Kenny v. Hoffman, 31 Ya. 443. Bartle v. Curtis, 68 Iowa, 202; 26 N. W. Bep. 73. OF DOUBTFUL TITLES. 739 on the premises, although more than thirty years old, renders the title doubtful, as the mortgagee may have in his possession a promise to pay, or other facts may exist which would prolong the life of the mortgage.' The fact that an incumbrance upon the premises appears unsatisfied of record, will not justify the purchaser in his refusal to complete the contract, when the incumbrance is of such long standing as to raise a presumption that it has been paid.^ Where a statute provided that a trust for the benefit of creditors should be deemed discharged after the expiration of twenty-five years from the time of its creation, it was held that the existence of the trust constituted no objection to the title after the lapse of that time.' In regard to releases, or marginal entries upon the public records showing the satisfaction of incumbrances, it is to be observed that an authority to make such entry, or to execute such release, must appear from the records, and if the abstract fails to show such authority, the title will be held unmarketable.* Thus, if the release is by an attorney in fact, assignee or personal representative, and the power of attorney, assignment or qualification of the personal representative has been or may be, made a matter of public record, the abstract of title must show such power, assignment or qualifica- tion as the case may be, or the purchaser will be justified in reject- ' Pangbom v. Miles, 10 Abb. N. Cas. (N. Y.) 42. ' Belmont v. O'Brien, 2 Kern. (N. Y.) 394, where there were two mortgages on the premises, one sixty-six and the other eighty-f our years old. Kip v. Hirsh, 103 N. Y. 565; 9 N". E. Rep. 317; Pangborn v. Miles, 10 Abb. N. C. (N. Y.) 42. Morgan v. Scott, 26 Pa. St. 51, where the mortgage was fifty years old and was made to secure a life annuity to a person many years dead at the time of the sale. In Hayes v. Nourse, 8 N. Y. State Rep. 897, a Us pendens fifty years old was held to be a suflBcient objection to the title. Satisfaction of n claim to the premises cannot be presumed, so long as a suit asserting the claim is pending. » Kip V. Hirsh, 103 N. Y. 565; 9 N. B. Rep. 317, where held also that such statute was retrospective in its operation, and applied to trusts in existence before the passage of the act. Disapproving McCahill v. Hamilton, 20 Hun (N. Y.), 388. Where a vendor had been for fifteen years in possession under an assignment which was on its face void as to creditors, but no creditors had ever sought to impeach it, and thirty -three years had elapsed since the assignment was made, the title of the vendor was held marketable. Morrison v. Brand, 5 Daly (N. Y.), 40. * Warvelle Abst. 844. 740 MAEKETABLE TITLE TO KEAL ESTATE. ing the title, if the contract provides that the abstract shall show a good title of record.' In a case in which a county auditor released a mortgage upon school lands, and there was nothing to show actual satisfaction of the mortgage, it was held that the purchaser might reject a conveyance, the relesisehemg ^rimaj'acie unauthor- ized and void.^ ' O'NeiU V. Douthett, 40 Kans. 689; 20 Pac. Rep. 493, reversing 39 Kans. 816; Durham v. Hadley, 47 Kans. 73; 27 Pac. Eep. 105. « Conley v. Dibber, 91 Ind. 413. CHAPTEE XXXII. F THE RIGHT OF THE VENDOR TO PERFECT THE TITLE. BEFORE THE TIME FIXEB FOR COMPLETING THE CONTRACT. §308. AFTER THE TIME FIXED FOR COMPLETING THE CONTRACT. §309. Exceptions : (1) Where time is material. § 310. (2) "Where the covenants are mutual and dependent. § 311 (3) Waiver of the right. § 813. (4) Loss and injury to the purchaser. § 313. (5) Fraud of the vendor. § 314. (6) Want of colorable title. § 315. (7) Laches of the vendor. § 316. (8) Effect of special agreements. § 317. (9) Effect of notice and request to perfect the title. § 318. IN WHAT PROCEEDINGS THE RIGHT MAY BE ASSERTED. § 819. REFERENCE OF THE TITLE TO MASTER IN CHANCERY. When directed. § 330. When refused. § 331. At what stage of the proceedings reference may be made. § 323. Procedure. Costs. § 823. INTEREST ON THE PURCHASE MONEY WHILE TITLE IS BEING PERFECTED. § 324. § 308. BEFORE THE TIME FIXED FOR COMPLETING THE CON- TRACT. The vendor may of right perfect his title at any time before the period fixed for the completion of the contract, and the fact that his title was incomplete at the time the contract was made, is immaterial, provided the matters necessary to make the title good can be accomplished before the time specified for making the con- veyance.' The vendor is not necessarily guilty of fraud in repre- '1 Sugd. Vend. (8th Am. ed.) 396; 1 Chltty Cent. (11th ed.) 431; Will. Eq. Jur. 290. Stowell v. Robinson, 3 Bing. (N. C.) 938; In re Bryant, 44 Oh. Div. 218. Harris v. Carter, 3 Stew. (Ala.) 336; Clemens v. Loggins, 3 Ala. 518. Dresel v. Jordan, 104 Mass. 407. Gibson v. Newman, 1 How. (Miss.) 341. Goss V. Singleton, 3 Head (Tenn.), 67. Andrew v. Babcock, (Conn.^ 36 Atl. Rep. 715. Dennis v. Strasburger, 89 Cal. 588; 25 Pac, Rep. 1070. Hundley v. Tibbetts, (Ky.) 16 S. W. Rep. 131. More v. Smedburgh, 8 Paige Ch. (N. Y.) 600; Fried- man V. Dewees, 33 N. Y. Super. Ct. 450. Mousen v. Stevens, 56 111. 335. Jones V. Taylor, 7 Tex. 340; 56 Am. Dec. 48; Tison v. Smith, 8 Tex. 147. Here the vendor had no title to a part of the land sold, and had to buy it from a third 742 MAiJKETABLE TITLE TO KEAL ESTATE. senting that his title is good and indefeasible, if he be able to make it so before the time fixed for completing the contract.^ Generally speaking the vendor will not be permitted to perfect the title where, at the time of the contract, he has no colorable title to the premises and seeks to compel the vendee to await his efforts to get in the title after tlie time when the contract should have been performed. The law does not encourage speculation in the property of strangers. But the purchaser cannot object to specific performance on the ground that the vendor had no semblance of title at the time of the contract if he has acquired or can acquire it before the time fixed for the completion of the contract. In such a case the pur- chaser is put to no delay or inconvenience, and there is nothing of which he can complain.^ The vendor has, of course, until the time fixed for completing the contract in which to remove incumbrances. The delivery of tlie deed and the payment of the purchase money are simultaneous acts. The vendor is not bound to raise money and pay the incumbrances in advance. If he produces the holder of the lien ready to satisfy it on payment he can rely on the purchase money as the fund for such payment.^ Therefore, the foreclosure of a mortgage upon the premises before a final payment of the pur- chase money becomes due, is no ground upon which to rescind the contract, unless the agreement expressly required tlie vendor to remove incumbrances before all the purchase money should be paid, party in order to fulfill the contract on liis part, but tlie purchaser was aware of all the facts when he bought. In Cook v. Bean, 17 Ind. 504, it was held that the vendor's right to time in which to perfect the title, obtains only in cases where some secret defect is discovered in the title, and does not operate to excuse the vendor from doing all in his power to fulfill the contract at the appointed time. This case must not be given too broad an interpretation, else it will con- flict with the rule that one purchasing with knowledge that time will be required to perfect the title, is held to have waived his right to demand a strict perform- ance at the time fixed for completing the contract. ' Cases cited in last note. ''Post, this chapter, p. 754. Webb v. Stephenson, (Wash.) 39 Pac. Rep. 952. The fact that a guardian had no authority to sell at the time of sale, does not invalidate the contract, if he acquires authority before the time fixed for com- pleting the contract. Morris v. Goodwin, (Ind. App.) 27 N. E. Rep. 985. 3 Webster v. Kings Qo. Trust Co., 80 Hun (N. Y.), 420; 30 N. Y. Supp. 357. Gibson v. Newman, 1 How. (Miss.) 846. Duluth Land Co. v. Klovdahl, 55 Minn. 841; 56 N. W. Rep. 1119. OF THE EIGHT OF THE VENDOR TO PEEFECT THE TITLE. 743 or unless there should be circumstances in the case that would make inequitable a compulsory performance by the vendee.^ If by the contract it is expressly provided that the purchaser shall receive a title clear of all incumbrances, the vendor must discharge these before the time fixed for completing the contract, and the purchaser Mall not be in default in faihng to tender the purchase money if the vendor does not remove the incumbrance before that time.^ The purchaser should make his objections to the title in time to enable the vendor to remove them.' And in any suit in which he seeks to rescind the contract he should specify the defect of title of which he complains in order to give the vendor an opportunity to remove it, and time should be allowed the vendor to bring proper parties before the court, where the title can be perfected by having them present.* If a time be specified in which the vendor may perfect the title if defective, the purchaser can maintain no action to recover back the deposit before that time has expired.^ Generally, in the purchase of an estate and the appointment of a particular day for the completion of the title, the principal object is the sale of the estate for a given sum, and the naming of the day is either merely formal, or for the convenience of the parties in the pay- ment of the purchase money on the one side or the execution of a conveyance on the other. " The stipulation means in truth that the purchase shall be completed within a reasonable time, regard being had to all the circumstances of the case and the nature of the title to be made."^ In a case in which the contract provided that ten days should be allowed for examination of the title, and that if the title proved unsatisfactory the deposit should be returned, it was held that the purchaser should state his objections to the title, if not approved, and that the vendor would be entitled to a reasonable time thereafter in which to perfect the title, and that the purchaser could not rescind the contract until he had given such notice of his 'Pate V. MoConnell, (Ala.) 18 So. Rep, 98. Post, this chapter, p. 758. 'Morange v. Morris, 34 Barb. (N. Y.) 311. 'More V. Smedburgh, 8 Paige (N. Y.), 600. Eaaton v. Montgomery, 90 Cal. 307; 37 Pac. Rep. 280. 'Hogan v. McMurtry, 5 T. B. Men. (Ky.) 181. 'Dennis v. Strasburger, 89 Cal. 583; 20 Pac. Rep. 1070. •Language of Aldbrson, B., in Hipwell v. Knight, 1 Yo. & Coll. 415. 744 MAKKETABLE TITLE TO EEAL ESTATE. objections and furnished the vendor an opportunity to remove them.' If no time for the completion of the contract be fixed, the vendor may perfect the title at any time before it is demanded by the purchaser.'' And after demand, he must be allowed a reason- able time in which to make out the title.^ In a suit by the pur- chaser for specific performance, in which a rescission of the contract is not asked as alternative relief, it is error in the court to rescind the contract without giving the vendor a reasonable time in which to i^erfect the title.* "We have already seen under what circum- stances the purchaser will be deemed to have waived his right to require a strict performance by the \'endor at the time fixed for completing the contract.^ In actions by the vendor to recover the purchase money before the time when he is required by the contract to pass the title, the purchaser cannot defend on the ground that the title is defective, since the vendor may acquire the title before the specified time. It is sufficient if lie have a good title at the time when the conveyance is to be made, and the objection that he had none at the time the contract was made will be unavailing." It is true that equity will not decree specific performance by the purchaser when it appears that the vendor, having no title nor color of title, undertakes to sell the property of a third person, speculating in his chances of acquir- ing the title from that person.' But equity will not always rescind a contract which it refuses to enforce, the parties being left to their ' Anderson v. Strasburger, 92 C'al. 38; 27 Pac. Rep. 1095, citing Englander v. Rogers, 41 Cal. 420; Dennis v. Strasburger, 89 Cal. 583, and Easton v. Mont- gomery, supra. ' Evans v. Boiling, 5 Ala. 550. Morgan v. Scott, 26 Pa. St. 51. 'Sugd. Vend. (8th Am. ed.) 397. Baker v. Shy, 9 Heisk. (Tenn.) 85. Tapp V. Nock, 89 Ky. 414. In this case the sale was made March twenty -eighth and the title was perfected and a deed tendered on the following May twenty -eighth. The purchaser was required to accept the deed, though the property had been bought for speculative purposes during a time of inflated prices and had declined in value before the title was perfected. ■• Russell V. Shively, 3 Bush (Ky,), l(i2. 'Ante, ch. 8. = Ante, p. 741. Harrington v. Higgins, 17 Wend. (N. Y.) 376. Wright v. Blackley, 3 lud. 101; Wiley v. Howard, 15 Ind. 169. Taylor v. Johnson, 19 Tex. 351. ' Post, p. 754. OF THE RIGHT OF THE VENDOE TO PERFECT THE TITLE. 745 remedies at law.' And, at law, in tlie case under consideration, the purchaser, having agreed to pay the purchase money before the time when he is entitled to a conveyance, must abide the consequences of his contract. Therefore, it has been held that if, by the contract, the purchase money is to be paid in installments, and the convey- ance is not to be made until the last installment is paid, the pur- chaser cannot refuse to pay the purchase money on the ground that the title is defective,^ unless it appear that, because of the vendor's insolvency, or for some other reason, the purchaser's remedy by action for breach of the contract will prove unavailing.' It is scarcely necessary to say that, if the covenants to pay the purchase money and to convey an indefeasible title are mutual and depend- ent, the vendor will not be allowed time in which to perfect the title, if time be of the essence of the contract.^ Wherever the privilege of perfecting the title is accorded to the vendor he must, as a general rule, pay the costs of the suit ; the suit being made necessary by his default.^ While the vendor, as a general rule, will be allowed time in which to perfect the title, extraordinary relief by way of injunction or the writ of ne exeat Avill not be granted at the same time.' The ' Ante, p. 675. " Ante. Harrington v. Higgins and other cases cited, supra. Diggle v. Boul- den, 48 Wis. 477. ' Mclndoe v. Morman, 26 Wis. 588; 7 Am. Rep. 96. Durliam v. Hadley, (Kans.) 27 Pac. Hep. 105, Peak v. Gore, 94 Ky. 533. ■"Post, § 311. Harrington v. Higgins, 17 Wend. (N. Y) 376; Carpenter v. Brown, 6 Barb. (N. Y.) 147, sembU ; Holmes v. Holmes, 13 Barb. (N. Y.) 137. After a purchaser has exercised his right to rescind for failure of title, under Civil Code of California, section 1689, subdivision 4, which provides that a party to a contract may rescind the same if the consideration, before it is rendered to him, fails in a material respect from any cause, the vendor cannot revive the contract by tendering a conveyance of a good and sufficient title. Anderson v. Strasburger, 92 Cal. 88; 27 Pac. Rep. 1095. spishback v. Williams, 8 Bibb (Ky), 842; Jarboe v. McAtee, 7 B. Mon. (Ky.) 279. Lesesne v. Witte, 5 S. C. 462; Bates v. Lyons, 7 S. C. 85; Lyles v. Kirk- patrick, 9 S. G. 265. Where the purchaser has agreed to share the expenses of perfecting the title he must pay his portion of such expenses as they occur, or he cannot enforce the contract. Hutcheson v. McNutt, 1 Ohio, 16. « Brown V. Huff, 5 Paige (N. Y.), 241. Morris v. McNeill, 2 Russ. 604. See, also, 3 Dicken's R. 497, note. 94 746 MARKETABLE TITLE TO REAL ESTATE. vendor must show^ a present ability to perform the contract on his part. Thus, where the contract was for an exchange of lands, and the complainant prayed an injunction to restrain the defendant from receiving the rents and profits of his own property pending the complainant's efforts to remove an incumbrance from the premises he was to give in exchange, the court reversed an order of the court below granting the injunction.' The purchaser will not be allowed to forestall the vendor by acquiring an outstanding right and setting it up adversely to the latter.^ Specific performance will be decreed against the purchaser, allowing him the amount paid for the interest. The same rule is enforced at law.^ The vendor may perfect his title if he chooses, but in the absence of any agreement or covenant to that effect, there is no obligation upon him so to do, and the purchaser cannot recover damages against him for refusing to perfect the title.'' § 309. AFTER THE TIME FIXED FOR COMPLETING THE CON- TRACT. If the time for completing the contract has elapsed, the vendor may nevertheless insist upon his right to perfect the title, except in certain cases hereafter to be mentioned.^ As a general rule it is sufficient if he be able to convey a good title at any time before decree in any proceeding in which it is sought to rescind or to enforce the contract.^ He may perfect the title at any time ' Baldwin v. Salter, 8 Paige (N. Y.), 472. s Murrell v. Goodyear, 1 De G., F. & J. 432. Westall v. Austin, 5 Ired, Eq, (N. C.) 1; Kindley v. Gray, 6 Ired. Eq. (N. G.) 445. Bush v. Marshall, 6 How. (U. S.) 691. Roller v. Effinger, (Ya.) 14 S. E. Rep 337. 'Ante, "Estoppel," p. 524. Fosga>,e v. Herkimer Mfg. Co., 12 Barb. (N. Y.) 352. ^Presbrey v, Kline, 20 D. C. .513 ' Post, p. 749. f Fry Sp. Perf. (3d Am. ed.) § 1349; 3 Dan. CI). Pr. 1195, n.; Adams Eq. (5th Am. ed.) 199, 209. Langford v. Pitt, 2 P. Wms. 631; Boehm v. Wood, 1 Jac. & "Walk. 419; Haggart v. Scott, 1 Euss. & Myl. 293; Seton v. Slade, 7 Ves. 270; Eyston v. Symond, 1 Yo. & Coll. E. C. 608. Hepburn v. Dunlop, 1 Wh. (U. S.) 196 ; McKay v. Carrington, 1 McLean (U. S.), 64. Owens v. Cowan, 7 B. Mon. (Ky.) 152; Gaither v. O'Doherty, (Ky.) 12 S. W. Rep. 306; Spicer v. Jones, (Ky,) 1 S. W. Rep. 810. Pierce V. Nichol, 1 Paige (N. Y.), 244; Dutch Church v. Mott, 7 Paige (N. Y.), 77; Voorhees v. De Meyer, 3 Barb. (N. Y.) 37. Jenkins V. Whitehead, 15 Miss. 577; Moss v. Davidson, 9 Miss. 112; Fletcher v. Wilson, OF THE EIGHT OF THE VENUOK TO PERFECT THE TITLE. 747 before decree by obtaining a release of incumbrances^ or of adverse claims.* Therefore, where the contract required the conveyance of a fee and the vendor had only a life estate, but pending a suit by him for specific performance the life estate fell in, the purchaser was compelled to complete the contract.' So, also, where the ven- dor became divested of the title, but reacquired it pending suit by the purchaser for rescission.'' And where the vendor, pending a suit by him for specific performance had, by mistake, conveyed the subject-matter of the suit with other parcels to a stranger, but pro- cured a conveyance before the hearing, the purchaser was required to complete the contract.'' Where the contract does not provide a 1 Smed. &M. Ch. (Miss.) 376. Luckett v. Williamson, 37 Mo. 388. Wilson v. Tappan, 6 Ohio, 173. Dubose v. James, McMull. Eq. (S. C.) 55. Morgan v. Scott, 26 Pa. St. 51; Townsend v. Lewis, 35 Pa. St. 135. Syme v. Johnston, 3 Call (Va.), 558. Second Union, etc., Soc. v. Hardy, 81 N. J. Eq. +42; Young v. Collier, 31 N. J. Eq. 444. McKinney v. Jones, 55 Wis. 39. jNIitchell v. Allen, 69 Tex. 70. Wynne v. Morgan, 7 Yes. 202. This is a much cited case. The suit was by the vendor for specific performance. The defendant, in his answer, did not object that time was material, and time was accordingly allowed in which to procure an act of parliament removing an objection to the title; and the act was procured in three months thereafter. The rule was thus stated: "Where the time at which the contract was to be executed is not material, and there is no unreasonable delay, the vendor, though not having a good title at the time the contract was to be executed, nor when the bill was filed, but being able to make a good title at the hearing, is entitled to a specific performance." Approved in Richmond v. Gray, 3 Allen (Mass.), 25. If the purchaser acquiesce in steps by the vendor to procure the title, he must accept the same if made out at the hear- ing. Haggart v. Scott, 1 Euss. & Myl. 393. In Hale v. New Orleans, 18 La. Ann. 321, it seems to have been held that the vendor had no right in that case, to perfect the title after the purchaser had begun a suit for rescission. The ven- dor may perfect the title and tender a deed at any time before final decree for rescission is actually enrolled and signed. Fraker v. Brazelton, 13 Lea (Tenn.), 278. ' Soper V. Kipp, 5 N. J. Eq. 383; Young v. Collier, 31 N. J. Eq. 444. ''Eystonv. Symond, 1 Yo. & Col. Ch. 608. McKay v. Carrington, 1 McLean (U. S.), 64. Voorhees v. De Meyer, 2 Barb. (N. Y.) 37. The vendee cannot refuse to perform the contract on the ground that the vendor has permitted the premises to be sold for delinquent taxes, if the time in which the premises may- be redeemed has not expired. Marsh v. WyckofE, 10 Bosw. (N. Y.) 202. 8 Jenkins v. Fahig, 73 N. Y. 358. * Jenkins v. Whitehead, 7 8m. & M. (Miss.) 577. ' Wooding V. Crain, 10 Wash. 35; 38 Pac. Rep. 756. As to the right to rescind where the vendor has conveyed the premises to a stranger, see post, p. 754. 748 MARKETABLE TITLE TO EEAL ESTATE. time within whicli the vendor is to remove defects shown by the abstract, a reasonable time should be allowed therefor.' The general statement frerjiiently met with in the reports and text books, that the vendor may perfect the title at any time before decree in the cause in which the right is claimed, is rather vague and indefinite. Time may not have been material at the day fixed for completing the contract, nor at the time when suit for specific performance was begun, but may become so before a hearing and decree be had ; these may not transpire for many months, and some- times years, after the institution of the si;it. The rule then, it is conceived, should be taken with tliis qualification, namely, that if at the hearing, the value of the property, the situations of the parties, and the general circumstances of the transaction have so changed as to render it inequitable to comj)el the purchaser to receive the per- fected title, specific performance on his part will be denied. Of course if the purchaser knows at the time of the contract that the title is defective, and that some time will be required to remove the objections, he cannot insist iijjon a rescission without affording the vendor an opportunity to perfect the title.^ Where neither the terms of the contract nor the circumstances of the parties make per- formance at the specified time material, the purchaser cannot, on finding the title defective, rescind the contract without notifying the vendor to remove the defects within a reasonable time.' The ques- tion whether the vendor, after he has conveyed the premises to the purchaser with covenants for title, will be allowed to perfect the title by purchasing the rights of an adverse claimant, and requiring the purchaser to take the after-acquired title in lieu of damages for breach of the covenants, has already been considered.^ The vendor cannot have an indefinite time in which to perfect the title. In a case in New York, the trial judge directed that the vendor should, by proceedings to be instituted by him within sixty ' 1 Sugd. Vend. (8th Am. cd.) 397. Easton v. Montgomery, 90 Cal. 307; 27 Pac. Rep. 280. 'Ante, p. 194. 1 Svigd. Vend. (8th Am. cd.) 407; Fry Sp. Perf. § 1307. Seton T. SUide, 7 Ves. 36.5, a leading case, Barrett v. Gaines, 8 Ala. 373. Craddock v. Shirley. 3 A. K. Marsh. (Ky.)'288. Jackson v. Ligon, 3 Leigh (Va.), 161; Reeves V. Dickey, 10 Grat. (Va.) 138. «>SchifEer v. Dietz, 83 N. V. 300; Myers v. DeMier, 52 N. Y. 647. 'Ante, p. 507. OF THE EIGHT OF THE VENDOR TO PEKFECT THE TITLE. 749 days against certain parties having adverse interests, establish a par- ticular fact necessary to the validity of Ins title. On appeal this was held error, the court saying : " The effect of this order was to change utterly the purchaser's contract, and bind him to an agree- ment which he never made. It left the period of performance entirely uncertain and indefinite. The seller could begin his pro- ceeding within sixty days, and after that was free to pursue the liti- gation at his pleasure, while the purchaser remained bound for an unknown period, with no guaranty of getting a title in the end.'" § 310. Exceptions to the rule : (i) Where time is of the essence of the contract. The rule which allows the vendor to remove objections to the title after the time fixed for completing the contract does not apply where time is of the essence of the con- tract.^ Thus, if a man buy a house, to be used by him as a resi- dence,' or if he buy property for speculative purposes, or for the purposes of trade or manufacture, or for any other purpose which would be defeated by compelling him to await the vendor's efforts to perfect the title, specific performance by him will not be enforced if the vendor be unable at the appointed time to convey such a title as the contract requires.^ Time may be made material by express stipulation in the contract, by the surrounding circumstances of the parties, and by notice that the party giving it will exercise his right to rescind unless the contract be completed within a certain time.° If the thing sold be of greater or less value, according to the efflux 'People V. Open Board, etc., 93 N. Y. 98. In Emerson v. Roof, 66 How. Pr. (N. Y.) 125, the purchaser was allowed twenty days in which to perfect the title. '1 Sugd. Vend. (8th Am. ed.) 404; Pry 8p. Perf. (3d Am. ed.)§ 1041, et seq. "Gedye v. Duke of Montrose, 36 Beav. 45; Tilley v. Thomas, L. R., 3 Oh. 61. Distinguish these cases from Webb v. Hughes, L. R., 10 Eq. 281, where the con- ditions of sale provided that if from any cause whatever the purchase should not be completed on a specified day, interest should be paid on the purchase money. Time was allowed in which to perfect the title, though the premises were bought for immediate occupation as a residence. *Fry Sp. Perf. (3d Am. ed.) § 1044, etseq. "Where property was purchased for immediate use as a lumber yard, a delay of four months in perfecting the title was held material. Parsons v. Gilbert, 45 Iowa, 33. 'Post, "Exceptions," 4, 8 and 9. Fry Sp. Perf. (3d Am. ed.) § 1044, et seq. Express stipulation in the contract, Mackey v. Ames, 31 Minn. 103; 16 N. W. Rep. 541; by notice, Myers v. De Meier, 4 Daly(N. Y.), 843; affd., 53 N. Y. 647; Einerson v. Roof, 66 How. Pr. (N. Y.) 135. 750 MARKETABLE TITLE TO EEAL ESTATE. of time, then time is of the essence of the contract.' It should be observed here that the right to perfect the title after the time fixed for completing the contract is a concession to the vendor by the coiirts of equity. At law time is always deemed of the essence of the contract ; and, if the vendor cannot produce a clear title at the appointed time, the purchaser will be entitled to his action for damages.^ As a general rule the objection that time is material cannot be made if the title to a small part, only, of the premises has failed. The vendor may perfect his title to that part, and specific perform- ance will not be denied.^ It is apprehended that this rule would not apply if the j^art to which the title had failed, though small, was the principal inducement to the contract. If the purchaser intends to insist upon time as a material element of the contract, he should demand a title and offer to rescind at the time fixed for completing the contract if the vendor be unable to perform. If he continues in possession and proceeds with the pay- ment of the purchase money after that time, he cannot, as a general rule, deny the right of the vendor to perfect the title.'' If he gives time after the day fixed for the performance of the contract, he will, in most cases, be deemed to have waived the objection that time was material. ° The vendor as well as the purchaser may avail him- self of the objection that time was of the essence of the contract. ' Hepwell V. Knight, 1 Yo. & Coll. 419. Hoyt v. Tuxbuiy, 70 111. 331. ' ] Sugd. Vend. (8tli Am. ed.) 397 (258). This operates no very great hardship upon the vendor, as, according to the generally prevalent rule, the purchaser could recover damages only to the extent of the purchase money paid. Ante, p. 211. '1 Sugd. Vend. (8th Am ed.) 331 (218). Chamberlain v. Lee, 10 Sim. 444. ■i Evans v. Boiling, 5 Ala. 550. ' Stevenson v. Polk, 71 Iowa., 278. What is meant by the maxim that time is not of the essence of the contract in equity, has been nowhere more clearly stated than in Mr. Bispham's Principles of Equity (3d ed.), § 391: "A court of equity will relieve against, and enforce specific performance, notwithstanding a failure to keep the dates assigned by the contract, either for the completion, or the steps towards completion, if it can do justice between the parties, and if there is nothing in the express stipulations between the parties, the nature of the property, or the surrounding circumstances which would make it inequitable to interfere with and modify the legal right. This is what is meant and all that is meant when it is said that in equity time is not of the essence of the con- tract." Language of Lord Cairns in Tilley v. Thomas, L. R., 3 Ch, App. &f. OF THE RIGHT OF THE VENDOR TO PERFECT THE TITLE. 751 He cannot be compelled to hold property, fluctuating in value, until the purchaser can pay for it.' But if time were not material he cannot refuse to convey because the purchase money was not paid on the day fixed.^ It is obvious that the purchaser cannot object that time is material when he is in possession, and the failure to convey is brought about by his default in the payment of the pur- chase money.^ § 311. (2) Mutual and dependent covenants. Nor does the rule which permits the vendor to perfect the title apply where the covenants for payment of the purchase money and delivery of the deed are mutual aid dependent, and the vendor, at the time fixed by the contract, has not such title as he covenanted to convey,* and this though no demand for the deed was ever made, the time for delivering the deed having been specified in the contract.' But if the covenants to make title on the one part, and to pay the purchase money on the other, are independent, and the passing of the title is subject to the payment of the purchase money as a condition prece- dent, the vendor may, at any time, perfect his title before the pur- chase money is paid, and it is no defense to an action for the purchase money that the title is incomplete.^ § 312. (3) Waiver of right. If the purchaser objects to the title and declares that he will not complete the contract, and the seller acquiesces in the declaration, he cannot afterwards remove the •Fuller V. Hovey, 2 Allen (Mass.), 335; Goldsmith v. Guild, 10 Allen (Mass.), 339. Here the contract was dated March nineteenth, and was to he completed in ten days. The purchaser offered to perform March thirty-first, but the ven- dor refused. Specific performance was denied, there being evidence that the value of the property had changed. But in Barnard v. Lee, 97 Mass. 93, where the purchase money was to have been paid on April first, but was not tendered till the twenty-fifth of the following May, specific performance by the vendor was decreed, the purchaser having in the meanwhile entered upon and improved the land, with his knowledge and consent. Brashier v. Gratz, 6 Wh. (U. S.) 533. See, also, Presbrey v. Kline, 30 D. C. 513. '' Taylor v. Longworth, 14 Pet. 174. 'Cassell V. Cooke, 8 S. & R. (Pa.) 368; 11 Am. Dec. 610. *Stitzel V. Copp, 9 W. & S. (Pa.) 89; Magaw v. Lothrop, 4 W. & S. (Pa.) 321. Clark V. Weis, 87 111. 438; 29 Am. Rep. 60. ' Craig v. Martin, 3 J. J. Marsh. (Ky.) 50; 19 Am. Dec. 157. "Ante, §§86, 253. Robb v. Montgomery, 30 Johns. (N. Y.) 15; Greenby v. Cheevers, 9 Johns. (N. Y.) 126. 752 MARKETABLE TITLE TO EEAL ESTATE. objections to the title and require the purchaser to accept a convey- ance.' So. e con verso, as we have seen, a purchaser who refuses to complete the contract on account of a defect in the title, cannot afterwards demand specific performance by the vendor.^ § 313. (4) Loss and injury to purchaser. The rule that the vendor may perfect the title after the time fixed for completing the contract, does not apply where to enforce it would entail loss and injury upon the purchaser, as where the land has greatly depreci- ated in value pending the removal of objections to the title.* Therefore, where the improvements on the premises were destroj'ed by fire after the time fixed for completing the contract, and tlie vendor furnished no sufiicient excuse for not tendering a suffi- > 1 Sugd. Vend. (8th Am. ed.) 408. Guest v. Homfray, 5 Ves. 818. ' Ante, § 193. Presbrey v. Kline, 20 D. C. 513. 5 Bisph. Eq, (3d ed.) § 394; 2 Beach Mod. Eq. Jur. § 495. McKay v. Carring- ton, 1 McLean (U. S.), 50. Jackson v. Edwards, 22 Wend. (N. Y.), 518; Dutch Church V. Mott, 7 Paige Ch. (N. Y.) 77; Nodine v. Greenfield, 7 Paige Ch. (N". Y.) 544; 34 Am. Dec. 363. Garnett v. Macon, 6 Call (Va.), 308, 370; Morriss v. Coleman, 1 Rob. (Va.) 478; Hendricks v. Gillespie, 25 Grat. (Va.) 181, in which case the war of 1861-1865 intervened between the purchase of the land and the vendor's suit for specific performance, so that the value of the land had greatly depreciated. In Hepburn v. Auld, 5 Cranch (U. S.), 279, LivtMosTON, .!., observed: " It is said by the English authorities that lapse of time may be dis- regarded in equity in decreeing a specific performance of n contract for the sale of land. But there is a vast difference between contracts for land in that country and this. There the lands have a known, fixed and staple value. Here the price is continually fluctuating and uncertain. A single day often makes a great difference, and in almost every case time is a very material circumstance." These remarks were approved in Richmond v. Gray, 3 Allen (Mass.), 25, the court adding: " At the present day business is done with such comparative speed, and changes of property and in places of business are so frequent, that it would in most ca3es be inequitable to compel a party to accept property after any considerable delay, or to compel him to keep his funds unemployed through fear that the court may order him to accept it, on terms of delay that he has never assented to." In Darrow v. Horton, 6 N. Y. State Rep. 718, an objection to the title not having been removed until after the usual renting period, whereby an opportunity to rent the premises was probably lost, specific performance at the suit of the vendor was denied. Where time was not originally of the essence of the contract, a delay of two months in making title was held immaterial, even though the premises had somewhat decreased in value. Tapp v. Nock, (Ky.) 12 S. W. Rep. 713. Delay of three months and twenty days after last installment of purchase money became due, held not material, no injury to the purchaser being shown. Wooding v. Grain, 10 Wash. 35; 38 Pac, Rep. 756. OF THE EIGHT OF THE VENDOE TO PERFECT THE TITLE. 753 cient deed at the appointed time, it was held that he could not thereafter claim the right to perfect the title,* Injury from mere delay in making title will not be presumed ; the burden devolves on the purchaser to show that he has been or will be injured by the delay.^ If the object of the purchaser be to resell, and by reason of a defect in the title he loses an opportunity to sell, time will be deemed of the essence of the contract.^ § 314. (5) Fraud of the vendor. The vendor cannot enforce the rule in any case in which he has been guilty of fraud or has acted in bad faith in respect to the title.* This exception, of course, cannot apply if the purchaser bought with knowledge that the title was defective.^ The exception will be enforced as well where the contract has been fully executed as where it is executory. Thus, a covenantor who fraudulently conceals the state of the title cannot compel the covenantee to accept an after-acquired title in satisfac- tion of the covenants.^ But a mere innocent misrepresentation of the title will not deprive the vendor of his right to perfect the title.' And if the vendee waives the fraud by continuing in possession and negotiating with the vendor, the latter may insist upon perfecting the title.' It has been said that if there is great inadequacy of con- > Smith V. Cansler, 83 Ky. 367. ' Merchants' Bank v. Thompson, 55 N. Y. 7. ' Spaulding v. Fierle, 86 Hun, 17, citing Merchants' Bank v. Thompson, 55 N. Y. 7, and Schmidt v. Eeed, 132 N. Y. 116; 30 N. E. Rep. 373, in neither of which cases, however, does it appear that an opportunity to resell had been lost. «Fry Sp. Perf. (3d Am. ed.) § 1342. Dalby v. Pullen, 1 Russ. & Myl. 396. Meeks v. Garner, 93 Ala. 17; 8 80. Rep. 378; Hickson v. Linggold, 47 Ala. 449. Christian v. Cahell, 22 Grat. (Va.) 82. Brown v. Haff, 5 Paige (N. Y.), 241. Easton v. Montgomery, 90 Gal. 307; 27 Pac. Rep. 380. Moss v. Hanson, 17 Pa. St. 379. Blackmore v. Shelby, 8 Humph. (Tenn.) 439; Woods v. North, 6 Humph. (Tenn.) 309; 44 Am. Dec. 313. Green v. Chandler, 35 Tex. 160. Hays V. Tribble, 3 B. Mon. (Ky.) 106. But see SchiflEer v. Dietz, 83 N. Y. 300, where a different view seems to have been taken. 'Harris v. Carter, 3 Stew. (Ala.) 333; Teague v. Wade, 59 Ala. 369. Reeves V. Dickey, 10 Grat. (Va.) 138. The right to perfect tlie title will not be conceded where the defect was known to the vendor and by him concealed from the pur- chaser. Kenny v. Hoffman, 31 Grat. (Va.) 442. « Ante, p. 510. Alvarez v. Brannan, 7 Cal. 503; 68 Am. Dec. 275. Elliott v. Blair, 6 Coldw. (Tenn.) 185; Blackmore v. Shelby, 8 Humph. (Tenn.) 438. 'Buford V. Guthrie', 14 Bush (Ky.), 690. 8 SchifEer v. Dietz, 83 N. Y. 800. 95 754- MARKETABLE TITLE TO EEAL ESTATE. sideration, the vendor will be strictly held to the performance of the contract at tlie appointed time.^ § 315. (6) Want of colorable title. The rule does not apply where the vendor had no power whatever to sell. The vendor can- not undertake to substitute the contract of a third person for his own.^ This exception will not, of course, apply where the vendor is apparently the owner, or has a colorable title.' Nor where the title fails to a portion of the estate only.* !N"or where the vendor gets in the legal title, or procures the holder thereof to join in a con- veyance of the estate by the time hxed for completing the contract.^ It has been held that if the vendor have only an equitable title he ' Seymour v. Delancey, 7 Paige (N. Y.), 445, 530, citing Kien v, Stukely, 2 Bro. P. C. 396. « 2 Beach Mod. Eq. Jur. § 613; Fry Sp. Perf. (3d Am. ed.) § 1343. In re Bry- ant, L. R., 44 Ch. Div. 218. "The vendor cannot say, 'I will substitute a con- tract with somebody else,' " per Kay, J. In this case trustees under a will, who had no power to sell until the death of a life tenant, offered to perfect the title by procuring a contract to sell from the life tenant. The offer was refused and a return of the deposit directed. This case must be distinguished from Salisbury V. Hatcher, 2 Yo. & C. Ch. 54, where a tenant for life who had sold the fee was permitted to perfect the title by getting the consent of the parties in remainder. See, also, the remarks of Chief Justice 3I.\jssh.vi.t, in Garnett v. Macon, 6 Call (Va.), 308, 370. Pipkin v. James, 1 Humph. (Tenn.) 32.^; 34 Am. Dec. 653. Oli- ver V. Dix, 1 Dev. & Bat. Eq. (N. C.) 158. Where a husband contracted to sell in his own right property belonging to his wife, specific performance at his suit was denied, even though he tendered a conveyance in which his wife joined. Luse V. Dietz, 46 Iowa, 305. Contra, Chrissman v. Paitee, 38 Ark. 31. The fact that the premises have been sold for taxes is no objection to specific performance at the suit of the vendor, if the right to redeem has not expired and the vendor offers to redeem; such a case is not a speculation by the vendor in a third per- son's title. Ley v. Huber, 3 Watts (Pa.), 367. In Wells v. Lewis, 4 Mete. (Ky.) 369, it was held that a title under a deed from a joint executor, invaUd because of failure of the other executor to join in the deed, could not be perfected without the purchaser's consent, by tendering to him a deed from one entitled under the will to the proceeds of the sale of the land. ■" Chamberlain v. Lee, 10 Sim. 444. * As in Dresel v. Jordan, 104 Jlass. 407, ' Dresel v. Jordan, 104 Mass. 414, criticising Hurley v. Brown, 98 Mass. 547; 96 Am. Dec. 671. Logan v. Ball, 78 Ky. 607, in which case the legal title was in the wife of the vendor, and a conveyance executed by both husband and wife was tendered to the purchaser. But see Luse v. Deitz, 46 Iowa, 203, supra, and Ft. Payne Coal & I. Co. v. Webster, (Mass.) 39 N. E. Rep.- 786, where held' that if the vendor disable himself from performing the contract by conveying the premises to a stranger, the purchaser may, of course, detain the purchase money. OF THE EIGHT OF THE VENDOE TO PEEFECT THE TITLE. 755 will not be entitled to time in wliich to get in the legal title. The purchaser cannot be compelled to await the termination of proceed- ings instituted for that purpose.^ But of course, he may get in the legal title if he can at any time before that fixed for completing the contract.^ And if the purchaser knew, at the time he purchased, that the legal title was outstanding, and the contract provides that the vendor will cause a good and sufficient deed to be made to him, the purchaser cannot resist specific performance on the ground that the vendor has only the equitable title. Such a case is not one in which the vendor, acting mala fide, speculates in the property of a stranger.^ The rule that the vendor may perfect the title at any time before that fixed for pei-formance of the contract, does not apply where the husband sells the community estate of himself and wife, because the husband is, in those States in which such estate exists, prohibited by statute from selling or disposing of the same.* But if the purchaser buys in ignorance of the nature of the estate he will not be permitted to rescind if the wife offers to join in the conveyance.^ A provision in a contract of sale that the vendor shall be allowed time in which to perfect the title, supposes that he has a colorable title to the premises, and does not mean a reasonable time in which In Webber v. Stepbenson, (Wash.) 39 Pac. Rep. 952, it was beld that a contract for the sale of land would not be rescinded merely because, before the time fixed for its completion, the vendor had conveyed the premises to a stranger, since he might still be able to perform the contract by procuring the stranger to convey to the purchaser. If such a conveyance were made after the time fixed for complet- ing the contract, there would seem to be no question as to the right of the pur- chaser to rescind. 'Dart. Vend. 70. Camp v. Morse, 5 Den. (N. Y.) 165. Jones v. Taylor, 7 Tex. 240; 56 Am. Dec. 48. Christian v. Cabell, 32 Gat. (Va.) 104. = Beach Mod. Eq. Jur. § 813; Tiernan v. Roland, 15 Pa. St. 439. Townshend v. Goodfellow, 40 Minn. 313. » Scott v. Thorp, 4 Edw. Ch. (N. Y.) 1. Burks v. Davies, 85 Cal. 110; 34 Pac. Rep. 613. Tison v. Smith, 8 Tex. 147. Hunt v. Stearns, 5 Wash. St. 167; 31 Pac. Rep. 468. * Hooper V. Jackson, 3 Wash. Ty. 335; 3 Pac. Rep. 841; Hoover v. Chambers, 3 Wash. Ty. 36; 13 Pac. Rep. 547. ^Colcord v. Leddy, 4 Wash. St. 791; 31 Pac. Rep. 330. If the husband sells the wife's land the purchaser cannot rescind if the wife ratifies the contract and joins in a conveyance. Chrisman v. Partee, 38 Ark.. 81. Contra, Luse v. Deltz, 46 Iowa, 305. 756 MAEKETABLE TITLE TO EEAL ESTATE. to purchase the estate when he has no pretensions to the title.^ If the vendor takes upon himself to contract for the sale of an estate, and is not the absolute owner of it, and has not the power, by the ordinary course of law or equity, to make himself so, a court ot equity will not compel specific performance by the purchaser, though the actual owner offer to make the seller a title ; " for any seller ought to be a bona fide contractor," and it would lend to infinite mischief if an owner were permitted to speculate upon the sale of another's estate.^ The rule that the vendor may, with cer- tain exceptions, perfect his title at any time before decree, cannot be so construed as to compel the purchaser to accept a conveyance from a stranger. The purchaser has a right to the securities afforded by the covenants of his vendor.' But if the purchaser actually accept such conveyance, he cannot afterwards refuse to pay the purchase money on the ground that the conveyance was not exe- cuted by his vendor.* Inasmuch as it is clear that want of title in the vendor at the time of the sale is no objection to specific performance if he be abld to procure' the title by the time fixed for completing the contract, no reason is prescribed why the purchaser should not be compelled to accept the conveyance of a stranger if the vendor joined therein with such covenants for title as the purchaser could require, for this ' Benedict v. Williams, 39 Minn. 77; 38 N. W. Rep. 707. » Tendring v. London, 3 Eq. Cas. Abr. 680. Burks v. Davis, 85 Cal. 110; 24 Pac. Rep. 613. ' Ante, p. 47. Reynolds v. Smith, 6 Bl. (Ind.) 300, the court saying: " Such a title as the purchaser contracted for he had a right to demand, secured by the covenants of the vendor, and free from blemish. The terms of the contract would be essentially varied if a third person, without consent, were substituted to do that which one of the contracting parties had bound himself to perform." In re Head's Trustees, L. R., 45 Ch. Div. 310, the objection was made that an executorial trustee in that case had no authority under the will to sell the tes- tator's real estate for the payment of debts, and it was held that the objection could not be removed by procuring the beneficiaries of the estate to join in a conveyance by the executor after the time fixed for completing the contract. ■•Hamilton v. Hulett, (Jlinn.) 53 N. "W. Rep. 364. Where the title was in a minor, and the vendor procured and tendered a deed from him, and the purchaser accepted such deed, it was held that the contraet would not be rescinded there- after, upon the ground that the minor might disaffirm the deed after coming of age, there being no claim of fraud or mistake in the case. Dentler v, O'Brien, (Ark.) 19 S, W. Rep. 111. OF THE RIGHT OF THE VENDOE TO PERFECT THE TITLE. 757 is in substance the same as if the vendor had taken a conveyance to himself, and thereupon immediately conveyed to the purchaser. It has been held, however, in a case in which the vendor delivered his own warranty deed and the warranty deed of a third person, who held the legal title, to the purchaser, but it did not appear that there had been a conveyance from such third person to the vendor, that the purchaser was justified in rejecting the deed, and this upon the ground that the record must show title in the grantor.' The reasons for this decision are not clear. It is true that the purchaser is entitled to insist that the title which he gets shall be evidenced as the law requires, and, generally, in America, that the title shall appear of record. But if he actually gets the record title, it would seem immaterial from what source it comes, provided he has the benefit of his vendor's covenant of warranty. Generally, it may be stated, that if a suit by the vendor at law or in equity, other than to compel a conveyance of the legal title,^ is necessary to perfect his title, the purchaser cannot be compelled to complete the contract.' It has been held that a subsequent sale and conveyance of the premises by the vendor to a stranger is no ground for rescission, where such second purchaser took with notice of the prior purchaser's rights.* This decision deserves much con- sideration. Should the first purchaser be put to the trouble and expense of compelling specific performance at the hands of the purchaser with notice ? § 316. (7) Laches of vendor. The vendor cannot insist upon 1 George v. Conhaim, 38 Minn. 338; 37 N. W. Rep. 791. This decision was really obiter, the court having overlooked the fact that there had been a convey- ance of the legal title to the vendor. « Andrew v. Babcock, (Conn.) 26 Atl. Eep. 715. 'People V. Open Board, etc., 93 N. Y, 98. Eggers v. Busch, 154 111. 604; 39 N. E. Rep. 619. Reynolds v. Strong, 83 Hun (N. Y.), 203; 31 N. Y. Supp. 339. ■•Hoock V. Bowman, 42 Neb. 87; 60 N. W. Rep. 391. But see McCann v. Edwards, 6 B. Mon. (Ky.) 308, which was a suit to enjoin the collection of the purchase money, and in which time was allowed a vendor to file a cross-bill, bringing before the court certain persons, who, it was alleged, had an adverse interest in the premises. And in Lyons v. Piatt, (N. J. Eq.) 26 Atl. Rep. 334, a vendor was allowed forty -five days in which to perfect the title by suit to com- pel reformation of a deed which was intended to convey a fee, but which, from want of words of inheritance, conveyed only a life estate. 758 MARKETABLE TITLE TO EEAL ESTATE. his right to perfect the title after the time lixed for the completion of the contract in a case in which he has shown great laches and want of diligence in performing the terms of the contract on his part, or in bringing his suit for specific performance, or in prose- cuting the suit after it has been instituted.' A party cannot call upon a court of equity for this extraordinary relief " unless he has shown himself ready, desirous, prompt and eager. "^ But less dili- gence is required of the vendor in perfecting the title when the purchaser is in possession than when he is not. The purchaser will as a general rule be deemed to have waived his right to require a strict performance on the part of the vendor at the time fixed for completing the contract, if he take and retain possession of the premises knowing that the title is imperfect.^ § 317. (8) Effect of special agreement. The rule does not apply, of course, in a case in which the contract expressly stipulates that either party may rescind in case of non-performance at the specified time ; or if such an intention can be fairly inferred from the contract. In such a case the parties themselves have chosen to make the time of performance material, and a court of equity has no power to make a new contract for them.^ Thus, where the vendor agreed to make a good title " on demand," time in which to perfect the title after demand was refused.^ If the contract I Fry Sp. Perf. (3d Am. ed.) § 1071. Watts v. Waddle, 6 Pet. (U. S.) 389. Cotton V. Ward, 3 T. B. Mon. (Ky.) 304, 313. Welcli v. Matthews, 98 Mass. 131. In Kimball v. Bell, 49 Kans. 173; 30 Pao. Rep. 240, a delay of seven months hy the vendor in removing an incumbrance from the premises, after the purchase money had been paid in full, was held unreasonable; and the purchaser was permitted to recover back the purchase money. Lyles v. Kirkpatrick, 9 S. C. 265, the delay in this case held not unreasonable. «Per Lord Alvanley, M. R., in Milward v. Earl of Thanet, 5 Ves. 720 note. 'Tompkins v. Hyatt, 38 N. Y. 347. * 2 Beach Mod. Eq. Jur. § 593. At one time it seems to have been the doctrine of the equity courts that time would not be deemed of the essence of the contract no matter how clearly such an intention appeared from the contract. Per Lord Thurlow in Gregson v. Riddle, cited in Seton v. Slade, 7 Ves. 268, by Sir Samuel Romilly arguendo. Gibson v. Patterson, 1 Atk. 12. But the rule as stated in the text has been long established. 2 Story Eq. Jur. § 780; Fry Sp. Perf. (3d Am. ed.) § 1046; Bisph. Eq. (3d ed.) § 396. Lowery v. NlccoUs, 11 111. App. 450. 'Goetz V. Walters, 34 Minn. 241; 25 N. W. Rep. 404. Where the vendor agreed to convey a good title on demand after payment of a part of the purchase OF THPJ RIGHT OF THU VFNDOR TO PliKFECT TUE TITLE. 759 expressly provides that the title shall be made good ^\•ithin a speci- fied time, if it proves defective the vendor cannot claim the right to perfect the title after the expiration of that time.' As a general rule until the time fixed for completing the contract the purchase!* has a right to rely upon the unpaid purchase money as a fund with which to remove incumbrances. But where the contract requires the vendor to convey free of incumbrances, he must discharge incumbrances before the time fixed for completing the contract. He cannot impose upon the purchaser the burden of procuring releases.^ Of course the specification in the contract of a time at which it is to be performed will not of itself make time material f it must appear that the parties really intended to make such time an essential element of their agreement ;* " a material object to which thej' looked in the first conception of it."' It has been held that the vendor cannot claim the risrht to cure defects in the title if the contract provides that the purchase money shall be refunded in case the title, upon examination, should prove unsatisfactory to the purchaser." Such an agreement, however, is money and execution of securities for the balance, it was lield that he was enti- tled to a reasonable time in which to execute the deed after demand, but not to time in which to perfect the title. In such case time was made material by the contract, and it devolved upon the vendor to have a perfect title when demand was made. Gregory v. Christian, 43 Minn. 304; 44 N. W, Rep. 203. ' Mackey v. Ames, 31 Minn. 103; 16 N. W. Rep. .541 . The contract in this case contained the following provision: "And it is agreed that if the title of said premises is not good, and cannot be made good within sixty days from date hereof, this agreement shall be void." ' Morange v. Morris, 42 N. Y. 48; Zorn v. McParland, 33 N. Y. Supp. 770. 3 2 Beach Mod. Eq. Jur. § 593. * Language of Gray, J., in Barnard v. Lee, 97 Mass. 94, citing Molloy v. Egan, 7 Ir. Eq. 593. Jones v. Robbins, 39 Me. 351 ; 50 Am. Dec. 593. 'Language of Lord Ebskine in Hearne v. Tenant, 13 Ves. 389. In Toole v. Toole, 22 Abb. N. Cas. (N. Y.) 392, specific performance at the suit of the vendor was refused apparently upon no other ground than that he had not perfected the title by the time fixed for the completion of the contract. There is nothing in the case to show that time was material. «Averett v. Lipscomb, 76 Va. 404; Watts v. Holland, 86 Va. 999; 11 S. E. Rep. 1015. In a case in which a deed was deposited in escrow, with a written agreement that the purchaser might abandon the sale if the title should not be found by the depositary to be indefeasible, it was held that the vendor had no right to perfect the title by procuring a release from a prior purchaser of the premises. Fletcher v. Moore, 42 Mich. 577. 7G0 ^FARKETABLE TITLE TO KEAL ESTATE. implied in every case in which time is ( if the essence of the contract, and no good reason is perceived why the vendor should be denied the right to perfect his title where time is not material, by a mere expression of what is implied in the contract. If the purchaser wishes to deprive the vendor of the right to perfect the title, he may do so by pi-oviding that time shall be material.' § 318. (9) Effect of notice and request to perfect the title. If the vendor has been guilty of gross, vexatious, unreasonable or unnecessary delay in performing the contract on nis part the pur- chaser may by notice of a purpose to rescind in the alternative, restrict liim to a reasonable time within which to perfect the title.^ And the vendor has the same right with respect to the pay- ment of the purchase money.' But neitlier party can arbitrarily terminate the rights of the other in this respect ; the notice must fix a reasonable limit.'' Thus, a notice by the purchaser, after negotiations respecting the title had been going on for more than three years, that he would rescind unless a marketable title were shown within fi\'e weeks, was held uni'easonable and ineffectual.' It is not necessar3', for the purposes of this exception, that the notice should be in writing.* JJ310. IN "WHAT PROCEEDINGS THE VENDOR MAY CLAIM THE RIGHT TO PERFECT THE TITLE. Obviously the right of the vendor to perfect the title while the contract is executory, may be asserted in any proceeding in equity in which specific performance is claimed by him, or rescission is sought by the purchaser.' But in ' Mackey v. Ames, 31 Miun. 103; 16 N. W. Rep. 541. 'Fry. Sp. Perf. (3d Am. ed.) g 1062; 3 Beach Mod. Eq. Jur. §593. Prothro v. Smith, 6 Rich. Eq. (S. (:.)334. ^ Ante, e.x:ception 7. Hatch v. Cobb, 4 Johns. (N. Y.) 559. Jackson v. Ligon 3 Leigh (Va.), 161. ■•Fry Sp. Perf. (3d Am. ed.) | 1064, and cases there cited. 'McMurray v. Spicer, L. R., 5 Eq. 527. Notice on Dec. 23d that title must be made by next following ,Tiiny. 1st, held insufficient in Thompson v. Dulles, 5 Rich. Eq. (8. C.) 370. " Nokes V. Lord Kilmorey, 1 DeG. & Sm. 444. ' Hughes V. JIcNider, 90 N. 0. 248. On bill by the purchaser for rescission, the vendor should be allowed a reasonable time in which to clear up the title. Met- calf T. Dallam, 4 J. J. Marsh. (Ky.) 196; Jackson v. Murray, 5 T. B. Mon. (Ky.) 184; 17 Am. Dec. 53. The vendor may remove a technical objection to the title in ti suit by the pnrcliascr to enjoin the collection of the purchase money. Maya OF THE EIGHT OF THE VENDOE TO PEEFECT THE TITLE. 761 an action at law to recover back the purchase money, or for breach of the contract, except in those States in which the distinction between legal and equitable procedure is abolished, or in which equitable defenses may be interposed in actions at law, it is pre- sumed that unless the vendor had perfected his title at the time of trial,' he would be forced to seek his relief in equity by suit for specific performance, or by injunction against the purchaser's pro- ceedings at law. In either case, it is apprehended that a judgment at law against the vendor would not be a bar to the proceeding m equity by him, claiming the right to perfect the title, unless the ground of his application to equity would constitute a defense or claim of which he might have availed himseK at law. But if the vendor goes to trial at law insisting upon the sufficiency of the title, and judgment is rendered against him, it may be doubted whether he would afterwards be allowed time in which to remove objections to the title.^ But wherever tlie distinction between legal and equi- V. Swope, 8 Grat. (Va.) 46. See, also, McCann v. Edwards, 6 B. Mod. (Ky.) 208. In Bell V. Sternberg, 53 Kans. 571, the vendor, after being sued by the pur- chaser to recover back the purchase money, was allowed to perfect the title But see Pipkin v. James, 1 Humph. (Tenn.) 325; 34 Am. Dec. 653, where it seems to have been held that the vendor cannot perfect the title after a suit to recover back the purchase money has been begun. See, also, Lutz v. Compton, 77 Wis. 584; 46 N. W. Rep. 889. Goetz v. Waters, 84 Minn. 241; 25 N. W. Rep. 404. This may be doubted ; the purchaser would always have it in his power to defeat the vendor's right to perfect the title by bringing an action to recover back what had been paid. In Beauchamp v. Handley, 1 B. Mon. (Ky.) 135, it was said that a vendor when sued for damages for breach of contract in failing to make title at the specified time, is not obliged to avail himself of the defense that he has perfected the title, but may set up that fact as a defense in a suit to enjoin him from collecting the purchase money; and that, though the judgment for dam- ages in favor of the purchaser was a virtual rescission of the contract. • Lutz v. Compton, 77 Wis. 584; 46 N. W. Rep. 889. In an action by the vendor to recover damages against the vendee for breach of his contract to exchange lands with the plaintiff, the latter may offer in evidence a deed curing a defect in his title, which was executed before the action was brought. Burr V. Todd, 41 Pa. St. 306. * In Hays v. Tribble, 8 B. Mon, (Ky.) 106, the purchaser obtained an injunction against a judgment for the purchase money on the ground that the title was unmarketable. The defendant, instead of asking time to remove the objections to the title, claimed that they were untenable, and tendered a conveyance which 96 762 MARKETABLE TITLE TO EEAL ESTATE. table procedure has been swept away, it is apprehended that in any case in which the right to perfect the title exists, and in any action by the vendor to recover the purchase money ' or by the purchaser to recover back what has been paid,^ or to recover damages for a breach of the contract,' except in cases of fraud, the vendor may show that he has perfected the title, and thereby removed all ground for the purchaser's claim or defense. In JSIew York, however, it has been held that if neither party, in an action for damages for breach of contract to convey free of incumbrances, asks equitable relief, it will not avail the defendant that incumbrances were removed by him before the trial.'' The collection of the purchase money will, of course, be suspended while the title is being perfected.' The vendor gets interest on the purchase money, and the purchaser receives the rents and profits." § 320. REFEREITCE OF TITLE TO MASTER IN CHANCERY. When directed. In suits for the specific performance of contracts for the sale of lands, whether l,)y the vendor or the purchaser, if any question is made as to the ability of the vendor to make title, the court may, at the instance of either party, refer the cause to a master in chancery, or other officer having like duties, with direc- tions to inquire and report to the court whether such a title as the the court below decreed that the complainant should accept. This was reversed on appeal, and the vendor, defendant, having gone to trial below on the' sufficiency of the ob.iections to the title, time in which to remove them was refused. ' As in "Williams v. Porter (Ky.), 21 S. W. Rep. 643 (not officially reported)- Widmer v. Martin, 87 Cal. 88; 25 Pac. Rep. 264. Keep v. Simpson, 38 Tex. 203. Lessly v Morris, 9 Phila. (Pa.) 110; 30 Leg. Int. 108, where held that incum- brances might be removed up to the time of trial. In action for the purchase money of land, the purchaser cannot defend on the ground that the conveyance to him is defective in that it fails to contain in the body thereof the name of a party who signed it, if at the trial the vendor tenders a deed in which the objec- tion is removed. Keeble v. Bank, (Ala.) 9 So. Rep. 583. ' Lockwood V. Hannibal & St. J. R. Co., 65 Mo. 233. ' In Haynes v. Parley, 4 Port. (Ala.) 528, it seems to have been considered that the vendor cannot perfect the title after the purchaser has begun an action to recover damages for breach of the contract. *Mott V. Ackerman, 92 N. Y. 539; Higgins v. Eagleton, 34 N. Y. Supp. 835. 'Jones V. Taylor, 7 Tex. 240; 50 Am. Dec. 48. « 2 Bisph. Bq. § 392. Post, p. 766. OF THE RIGHT OF THE YENDOE TO PERFECT THE TITLE. 763 contract requires can be made.' It is said that the purcnaser is entitled to a reference, even though he knows of no objection to the title.^ But if it appear that the vendor, at the proper time, dis- closed a good title, the purchaser must pay the costs of the inquiry.' The reference is a matter of right and may be directed without the consent of the other party.* And it has been held error in the court to refuse a reference when asked by either party.^ As a consequence of the rule that the vendor may perfect the title at any time before a decree upon the merits, the inquiry by the master is not whether a title could be made at the date of the- contract, or when the suit for specific performance was begun, but whether the vendor can make out a title at any time before the master makes his report.* But if, from any cause, such as a mate- rial change in the value of the property, it would be inequitable to compel a specific performance by the purchaser upon the coming in of the master's report showing that the title has been or may be perfected, it is apprehended that the vendor could not have a decree. § 321. When refused. The court will not direct a reference where the sale was of such title only as the vendor might have.' Nor where the purchaser has waived all objections to the title.^ Nor where the conditions of sale provide that the vendor shall not be required to show a title.' The inquiry, if directed, will not be extended to matters expressly excluded by the terms of sale, as where they provide that the production of title shall begin with a particular instrument, or shall not be extended back beyond a cer- tain period.'" » 1 Sugd. Vend. (8th Am. ed.) 526; Fry Sp. Perf. (3d Am. ed.) g§ 1280, et seq. Jenkins v. Hiles, 6 Ves. 653; Cooper v. Deane, 1 Ves. Jr. 565. McComb v. Wright, 4 Johns. Ch. (N. Y.) 659. Beverly v. Lawson, 3 Munf. (Va.) 317. » Jenkins v. Hiles, 6 Ves. 646. Middleton v. Selby, 19 "W. Va. 167. ^Lyle V. Earl of Yarborough, John. 70. * Atkinson on Marketable Titles, 326. Brooke v. Clarke, 1 Swanst. 551. Gen- try v. Hamilton, 3 Ired. Eq. 376. Beverly v. Lawson, 3 Munf. (Va.) 317. 'Middleton v. Selby, 19 W. Va. 167. "Fry Sp. Perf. (3d Am. ed.) § 1339. ' Fry Sp. Perf. (3d Am. ed.) §§ 858, 1287. 8 Palmer v. Eichardson, 3 Strobh. Eq. (S. C.) 16. Fry Sp. Perf. (3d Am. ed.) §§ 1300, 1305. As to what amounts to waiver of objections, see ante, p. 183. ' Hume V. Bentley, 5 De G. & Sm. 520. '» Corrall v. Cattell, 4 M. & W. 734. 764 MARKETABLE TITLE TO REAL ESTATE. If a defect in the title is alleged, and has been prominently put forward in the pleadings, the court may decree or deny specific per- formance without a reference to the master,' as where the bill and answer discloses that a title cannot be made.^ Where the validity of the title depends upon a question of law and neither party asks a reference, none should be made ; the court itself should decide the question.^ But if it do not appear from the pleadings that a title cannot be made, it is error to decree a rescission of the contract without directing a reference.'' In a suit by the vendor for specific performance in which the purchaser answered that the title was defective, but did not ask a reference, and the proof did not show that the title was doubtful, it was held that the court did not err in decreeing specific performance without referring the title.' Gen- erally it may be stated that the purchaser will not be entitled to a reference where the court is in possession of all the facts affecting the title.^ § 322. At what stage of the proceedings reference directed. The inquiry as to title in a suit for specific performance may be made, (1) on motion before answer ; (2) on motion after the answer, but before hearing, and (3) at the hearing.'' In all these cases it seems that the reference will be denied if any question involving the merits other than the sufficiency of the title is to be determined, otherwise the court would fall into the absurdity of > Pry Sp. Perf. (3cl Am. ed.) § 1280. Tillotson v. Gesner, 33 N. J. Bq. 313. See Linn V. McLean, 80 Ala. 360. In a suit of specific performance in which want of title is alleged, if the court is satisfied that the objections to the title exist and are well founded, it will not direct a reference to the master. Dominick v. Michael, 4 Sandf. (N. Y.) 374. It is not hound to direct a reference in such a case. Paslay v. Martin, 5 Rich. Eq. (S. C.) 851. Omerod v. Hardman, 5 Ves. 722; Cooper v. Denne, 1 Ves, 565. «2 Dan. Ch. Pr. 1215; Frost v. Brunson, 6 Yerg. (Tenn.) 36. » Jackson v. Ligon, 3 Leigh (Va.), 161. 'Frost V. Brunson, 6 Yerg. (Tenn.) 36. See, also, Mlddleton v. Selby, 19 W. Va. 167. Reference of the title is unnecessary on bill by the purchaser to rescind if the defendant does not allege title in his answer. Buchanan v. Alwell, 8 Humph. (Tenn.) 516. 6 Core V. Wigner, 32 W. Va. 377; 9 S. E. Rep. 36. 'Goddiu V. Vaughn, 14 Grat. (Va.) 102, 128; Thomas v. Davidson, 76 Va. 838. ■■Fry Sp. Perf. (3d Am. ed.) §§ 1323, 1324, etmq. Middleton v. Shelby, 19 W. Va. 175. OF THE RIGHT OF THE VENDOR TO PERFECT THE TITLE. 765 having the master's report on the title, and a subsequent decision that there is no subsisting agreement.' It further seems, however, that the defendant, after a reference has been made, may file his answer setting up any defense he pleases.' § 323. Procedure. Costs. Testimony as to all matters of fact material to the title may be taken before the master.' In England it seems that the master takes the advice of conveyancing counsel before passing on the title. The report of the master should state in terms whether the title can or cannot be made out, and, it seems, in what way it can be perfected.^ It has been held, however, that a report merely stating that a good title could be made, was sufficient.^ If the report be in favor of the title, and no exceptions thereto be filed, specific performance will, as a general rule, be decreed at the hearing. If the report be against the title, and exception thereto be overruled, the suit will be dismissed.^ It seems, however, that even after an exception to the report by the vendor has been overruled, he will be allowed further time in which to remove an objection to the title.'' If after confirmation of the master's report a new fact appear by which the title is affected, the report will be recommitted to the master for further inquiry.^ As a general rule costs are given against the vendor up to the time at which he first shows a good title, since the inquiry results from his default.' But if the purchaser be unable to sustain objec- ' Language of Lord Bldost in Morgan v. Shaw, 3 Mer. 138. 'Emery v. Pickering, 13 Sim. 583. ^ The American practice, where the title is referred, is indicated in the follow- ing language of Chancellor Kent in McComb v. Wright, 4 Johns. Ch. (N. Y.) 659, 670 : "I shall direct the usual reference to a master, to examine whether a good title can be given by the plaintiffs for the house and lot sold to the defend- ants, and that he give to the defendants' solicitor due notice of the examination, and that the evidence taken in chief In this case on the point of title be submitted to the master, together with such other competent proof as the parties, or either of them, may think proper to furnish, and that he report an abstract of such title, together with his opinion thereon, with all convenient speed." *Fry Sp. Perf. (3d Am. ed.) §§ 1346, 1348. « Scott V. Sharp, 4 Edw. Ch. (N. Y.) 1. «Bart Vejd. (5th ed.) 1111; Fry Sp. Perf. (3d Am. ed.) § 1354. ■> Curing V. Plight, 2 Ph. 616; Portman v. Mill, 1 Buss. & Myl. 696. n Sugd. Vend. (8th Am. ed.) 526; 2 Dan. Ch. Pr. 1218; Pry Sp. Perf. (3d Am. ed.) § 1351. Jendvine v. Alcock, 1 Mad. 597. » Green v. Chandler, 25 Tex. 148. 766 MAEKETABLE TITLE TO EEAL ESTATE. tions to the title ujiion which the reference was made, costs will be decreed against him.^ Of course a party excepting to the master's report must pay the costs of the exceptions if they be overruled.^ § 324. INTEREST ON THE PURCHASE MONEY WHILE THE TITLE IS BEING PERFECTED. In equity the purchaser of an estate is regarded as the owner from the time of the contract, and, being entitled to the rents and profits, is required to pay interest on the purchase money from that time,^ especially if he be in the actual possession and enjoyment of the estate.* But if he be justified in declining to take possession on the ground that there are material objections to the title, he cannot be compelled to pay interest.^ And, where a purchaser, finding that the title was defective, offered to rescind the contract and return tlie premises to the vendor, and the offer was refused, it was held that he could not thereafter be required to pay interest, even though he was in possession of the estate.'^ But, as a general rule, the act of taking possession is an implied agreement to pay interest,' and "it must be a strong case and clearly made out " that relieves the purchaser from that obliga- > Phillipson v. Gibbon, L. R., 6 Oh. 434 2 Scott V. Thorp, 4 Edw. Ch. (N, Y.) 1. = 2 Sugd. Vend. (8th Am. ed.) 314 (637); 1 Warvelle Vend. 188. * Oliver v. Hallam, 1 Grat. (Va.) 298. " If this rule be not universal, the party who claims an exemption from its operation must bring himself within some established exception." Brockenbrough v. Blyth, 3 Leigh (Va.), 619, 647. A purchaser must pay interest on a sum reserved in his hands as an indemnity against an alleged claim of dower, he having had possession of the land, and the right to dower not having been asserted within the statutory period of limitation. Boyle V. Eowand, 3 Des. (S. 0.) 553. 5 2 Sugd. Vend. (8th Am. ed.) 318 (630), citing Forteblow v. Shirley, 3 Swan 228; Carrodus v. Sharp, 20 Beav. 56. Luckett v. Williamson, 37 Mo. 388, 895, obiter. It has been held that if the objection is that the title is doubtful only and not absolutely bad, the purchaser cannot refuse to pay interest on the pur- chase money. Sohier v. Williams, 2 Curt. (0. 0.) 195, 199. But see Kester v. Rockel, 2 Watts & S. (Pa.) 365, 371. In Selden v. James, 6 Rand. (Va.) 465, it was held that the prosecution of an adverse but groundless claim to the land against the purchaser, by reason of which he detained the purchase money in hia hands, would not excuse him from the payment of interest, he being in posses- sion of the estate. This was a case in which the contract had been executed by a conveyance See, also, Breckenridge v. Hoke, 4 Bibb (Ky.), 272. « Rutledge v. Smith, 1 McCord Ch. (S. C.) 402. ' Pludyer v. Cocker, 13 Ves. 35. OF THE EIGHT OF THE VENDOE TO PEEFECT THE TITLE. 767 tion, where he has received the rents and proiits.' It has been said, however, by the most eminent authority that it cannot be laid down as an absohite rule that a purchaser by private contract shall pay interest from the time of taking possession.^ It seems that if there be material and valid objections to the title, and the purchaser be obliged to keep his money idle and unproductive in daily expecta- tion of a perfected title, he will be relieved from the payment of interest, even though in possession,^ provided the vendor were noti- fied that the purchase money was lying dead.* In such a case the ' Powell T. Matyr, 8 Ves. 146. " 3 Sugd. Vend. (8th Am. ed.) 317 (629). Comer v. Walker, Rey. lib. A, 1784, fol. 625, where the purchaser had been in possession twenty -two years. He was required to pay only a low rate of interest, such as he might have realized from securities readily convertible into money. Where the purchaser has been harassed or disturbed in the possession, where there has been willful and vexa- tious delay or gross or criminal laches in the vendor, where there are any well- founded doubts of the title, or where from neglect, or other cause, for a long time no person is appointed to whom payment can be made, it should be referred to a jury to say whether the purchaser should be required to pay interest. 2 2 Sugd. Vend. (8th Am. ed.) 315 (628). Jenkins v. Pahey, 73 N. T. 355, obiter. Osborne v. Bremer, 1 Des. (8. C.) 486. Hunter v. Bales, 34 Ind. 303. The presumption is that the money is unproductive in the vendee's hands, and he is not chargeable with interest, unless he used it, which use it devolves on the vendor to prove. Hunter v. Bales, 24 Ind. 394, 304. Bass v. Gilliland, 5 Ala. 761. A purchaser who is prevented from improving the land by a suit against his vendor for recovery of the land, cannot be required to pay interest pending the suit, though it was agreed that improvements should be at the risk of the purchaser if the title should be attacked. Wightman v. Reside, 3 Des. (S. C.) 578. A purchaser from one holding under color of title only, must pay Interest only from the time his vendor's title was perfected by adverse possession. Baskin v. Houser, 3 Pa. St. 430. * Powell V. Matyr, 8 Ves. 146, where it was said by the master of the rolls after laying down the general rule that the purchaser must pay interest from the time of the contract: " It does not follow that the mere circumstance that the vendor wns not ready to complete the title at the day will vary the rule. The purchaser must state something more than mere delay, viz., that he has not had the benefit of his money, and I think it reasonable to add the other term that has been mentioned, that in some way it shall be intimated to the vendor that the purchaser has placed himself in that situation, his money unproductive and to wait the event, otherwise there is no equality. The one knows that the estate produces rent, the other does not know that the money does not produce interest. Wherever, therefore, the purchaser is delayed as to the title and means to insist upon this, he ought to apprise the other party that he is making no interest." 768 MARKETABLE TITLE TO EEAL ESTATE. purchaser takes tlie rents and profits in satisfaction of the interest he might have realized from the investment of his money. To charge him v^ith the rents and profits would be in effect to make him pay interest when losing the interest on his own money. Hence, he cannot be compelled to pay rent pending the vendor's efforts to perfect the title.' In accordance with the foregoing prin- ciples, it has been held that if the vendor be unable to convey a good title when demanded by the purchaser on payment of the pur- chase money, and the latter be afterwards required to take a per- fected title, the vendor must pay to him interest on the purchase money received.^ But this principle has, of course, no application to cases in which the payment of the purchase money and the exe- cution of a conveyance is deferred until some future day, unless, upon the maturity of the purchaser's obligations for the purchase money, the vendor be unable to convey and the purchaser be obliged to keep the money idle awaiting the tender of a perfected title.' See, also, Ruttledge v. Smith, 1 McCord Ch. (S. 0.) 403. Brockenbrough v. Blythe, 3 Leigh (Va.), 619. 1 1 Sugd. Vend. (8th Am. ed.) 13 (8). Dowson v. Solomon, 1 Drew. & S. 1 Aukeny v. Clark, 148 U. S. 345. Bangs v. Barrett, (R. I.) 18 Atl. Rep. 350. " Pierce v, Nichols, 1 Paige (N. Y.), 244. s Hunter v. Bales, 24 Ind. 303. CHAPTER XXXIII. OP THE RIGHT OP THE VENDOR TO REQUIRE THE PURCHASER TO TAKE THE TITLE WITH COMPENSATION POR DEPECTS. GENERAL RULE. § 325. EXCEPTIONS. § 336. INDEMNITY AGAINST FUTURE LOSS. § 327. § 325. GENERAL RULE. The vendor, under some circumstances, may require the purchaser to take the property, witli compensation for failure of the title as to a portion of the premises not material to the due enjoyment of the remainder, or with compensation for inconsiderable liens, charges or incumbrances.-' This rule has been carried so far that a fraudulent misrepresentation as to the title of ' 1 Sugd. Vend. (8th Am. ed.) 572 (813); Adams Eq. 210; Bisph. Eq. (8d ed.) 445; Fry Sp. Perf. (3d Am. ed.) § 1178, et seq.; 2 Kent Com. (11th ed.) 475; 1 Story Eq. § 779. Hepburn v, Auld, 5 Cranch (U. S.), 363; Pratt v. Campbell, 9 Crauch (U. S.), 494. Cheesman v. Thorn, 1 Edw. Ch. (N. Y.) 629; Ten Broeck V. Livingston, 1 Johns Ch. (N. Y.) 357, where the incumbrance was a quit rent of fifty-four cents a year, of which the purchaser had notice. Hadlock v, Williams, 10 Vt. 570. Foley v. Crow, 37 Md. 51; Keating v. Price, 58 Md. 52. • Stoddart v. Smith, 5 Binney (Pa.), 355. Anderson v. Snyder, 21 W. Va. 683; Creigh v. Boggs, 19 W. Va. 240. The following instances in which specific per- formance with compensation for defects was decreed in favor of the vendor, have been mentioned by Mr. Fry (Sp. Perf. [3d Am. ed.] § 1194): "Where an estate of about 186 acres was described as freehold, and, in fact, about two acres, part of a park, were held only from year to year. Calcraft v. Roebuck, 1 Ves. Jr. 221. Where there was an objection to the title of six acres out of a large estate, and those acres do not appear to have been material to the enjoyment of the rest. McQueen v. Farquhar, 11 Ves. 467." The same rule applies, of course, where the title to the entire premises is good, but there is a small deficiency in the number of acres called for by the contract. King v. Wilson, 6 Beav. 134. Or where a small portion of the property is not of the kind or quality specified in the agreement of sale. Scott v. Hanson, 1 Russ. & Myl. 128. Or where a term for years is slightly shorter than that which the vendor purported to sell. 1 Sugd. Vend. (8th Am, ed.) 457 (299). The purchaser cannot be required to take the premises if they are subject to a ground rent, though compensation be offered, the ground rent being an incumbrance incapable of removal without the consent of the incumbrancer. Gans v. Renshaw, 2 Barr (Pa.), 34; 44 Am. Dec. 162. 97 770 MARKETABLE TITLE TO EEAL ESTATE. a small portion of the land, not constituting a principal inducement to the purchaser, and not indispensable to the intended purposes of the whole, has been held no ground for rescinding the contract.^ This rule has also been apphed where the purchaser sought to rescind an executed contract. Thus, where by mistake the grantor included in a conveyance of 1,269 acres, 80 acres to which he had no title, it was held that the grantee was entitled to compensation for the deficiency, but not to a rescission of the contract, the eighty- acres not being indispensable to the due enjoyment of the rest, and not having formed a special inducement to the purchaser.^ A condition of sale that if any mistake or omission should be dis- covered in the description of the property compensation must be accepted, does not apply to a defect of title to a part material to the enjoyment of the rest.* " If that part to which the seller has a title was the purchaser's principal object, or equally his object with tiie part to which a title cannot be made, and is itself an independent subject and not likely to be injured by the other part, equity will compel the purchaser to take it at a proportionate price," and an inquiry will be directed as to whether the part to which a title cannot be made is material to the possession and enjoyment of the rest of the estate.'' Where the purchaser entered into the contract with knowledge that there was a trifling incumbrance on the property, namely, a reservation of a yearly rental of one pound of wheat, specific performance by the purchaser was decreed without compensation.' As a general rule, an acknowledged and undisputed charge or incumbrance of a pecuniary nature upon the premises is no valid objection to specific performance, since the purchase money may be applied to the discharge of the incumbrance, either under the direc- tion of the court or by the purchaser himself, who thereupon is sub- rogated to the right of the incumbrancer.* But specific perform- • Coffee V. Newsom, 2 Ga. 443. But see, post, this chapter, exception 6, p. 776. 'Key v. Jennings, 66 Mo. 356. • 1 Sugd. Vend. 478. n Sugd. Vend. (8th Am. ed.) 477. 'Winne v. Reynolds, 6 Paige (N. Y.), 407. 'Ante, pp. 566, 729. The existence of a water tax on the premises is no ground for rescission. The purchaser must take the title with an abatement of the pur- chase money. Cogswell v. Boehm, 5 N. Y. Supp. 67. EIGHT OF VENDOE TO EEQUIEE PUECHASEE TO TAKE TITLE. 771 ance by the purchaser cannot be compelled if the incumbrance exceed the unpaid purchase money/ unless, of course, the purchaser assumed the payment of the incumbrance as part of the considera- tion of the contract. Of course if the contract stipulates that there shall be a deduc- tion from the purchase money if the title to a part of the premises sliould fail, the purchaser cannot, in the absence of fraud, impo- sition or gross mistake, upon failure of title to part of the premises, demand a rescission of the contract as to the other part.^ The pur- chaser cannot refuse to complete the contract because, before the execution of a conveyance, a part of the premises had been taken in condemnation proceedings. He becomes in equity the owner of the land as soon as the contract of sale is made, and entitled to compensation from those at whose instance the land was condemned.^ A partial restriction upon the purchaser's power of alienation, such as a pre-emption right of purchase in the original owner for a speciiied time, or a fine in case of alienation, does not justify the purchaser in refusing specific performance, but diminishes the value of the property, and entitles him to a compensation.^ If the pur- chaser has waived his right to rescind the contract where the title is defective, he caimot refuse to pay the purchase money, with com- pensation or abatement as to that portion of the premises to which the vendor has no title.^ lie will be deemed to have waived that right if he purchased with knowledge that the title to a portion of the premises was defective.^ In the English practice the conditions of sale usually provide that any misdescription, mistake or error in the particulars, shall not avoid the sale, but shall be the subject of compensation ; and the conditions usually iix the mode in which the amount of compensa- tion shall be determined. A condition that no compensation shall be allowed the purchaser for defects, applies only to trivial errors.' ' Hinckley v. Smith, 51 N. Y. 31. 'Harris v. Granger, 4 B. Mon. (Ky.) 369. ^Kuhn V. Freeman, 15 Kans. 423. ^Winne v. Reynolds, 6 Paige (N. Y.), 407. « Hancock v. Bramlett, 85 N. 0. 393. «Kimmel v. Scott, (Neb.) 53 N. W. Rep. 371. 'Dart Vend. & P. (5th ed.) 134 Whitemore v. Whitemore, L. R., 8 Bq. 603. The cases in which the common condition of sale requiring the purchaser to take 772 MAEKETABLE TITLE TO REAL ESTATE. We have seen tliat when a purchaser elects to complete the con- tract with compensation for a part to wliich title cannot be obtained, compensation is to be decreed according to the relative and not the average value of tlie part lost.^ ISTo reason is perceived why the same rule should not apply when he is required to complete the contract with compensation. Where, however, the vendor sold 2,000 acres and included in his conveyance 39 acres to which he had no title and which was not included within the boundaries of the premises sold, it was held that the purchase money must be abated according to the contract price per acre, and not according to the relative value of the thirty-nine acres. ^ Where the right of the vendor to require the purchaser to take the title with compensation for defects, exists, it cannot be enforced in an action to recover the purchase money, or for breach of the contract, or in any other proceeding at law. At law the contract is an entirety and can only be enforced as such. The remedy of the vendor is exclusively in equity.^ § 326. EXCEPTIONS TO THE RULE. (1) The rule that the pur- chaser may be compelled to accept the title with compensation, applies only where the title is good as to part, and bad as to part. If the objec- tion go to the whole title, he can in no case be required to accept the property witliindemnity against eviction.^ (2) The contract cannot be specifically enforced in part and rescinded in part. It must either be rescinded in whole, or specific performance decreed with compensa- the property with compensation for defects do not apply have been thus classi- fied by Mr. Dart (V. & P. [5th ed.] 138); 1. Where the property is not of the same descriptiou as it appears to be in the particulars of sale. 2. Where the property, as described is not identical with that intended to be sold. 3. Where a material part of the property described has no existence, or cannot be found; or where no title can be shown to it. 4. Where the misdescription is upon a point material to the due enjoyment of the property. 5. Where the misdescrip- tion as to quantity is so serious that it is no longer a, fit subject for compensa- tion. 6. Where the misdescription is of such a nature that the amount of the compensation cannot be estimated. 1 Ante, § 170. = Stockton V. Union Oil Co., 4 W. Va. 73. 3 1 Sugd. Vend. (8th Am, ed.) 417 (314). Shaw v. Vincent, 64 N. C. 690. * 1 Sugd. Vend. (8th Am. ed.) 578. Balmanno v. Lumley, 1 Ves. & Bea. 324; Paton V. Brebner, 1 Bligh, 42; Nouaille v. Flight, 7 Beav. 521; Blake v. Phinn, 3 C. B. 976. EIGHT OF VENDOE TO EEQUIEE PTJECHASEE TO TAKE TITLE. 773 tion for an inconsiderable part to which the title fails.' This excep- tion does not apply where the purchase is of several lots at auction, and the titles to some are bad.^ The purchaser must take a con- veyance of those to which the title is good, unless the lots to which the title is bad are necessary to the enjoyment of the rest.' If a person purchases at an auction several distinct though adjacent parcels of land, separately described in the advertisement of sale and separately sold, signing a separate memorandum of the purchase of each which contains the terms of the sale, the purchase of each parcel constitutes a distinct contract, and the inability of the vendor to make title or perform the contract as to one of the parcels will not relieve the purchaser from his obligation to pay the purchase price and accept a conveyance of the other parcels.* (3) The pur- chaser cannot be required to complete the contract with compensation or abatement of the purchase money if the title has failed to a con- ' Bailey v. James, 11 Qrat. (Va.) 468; 63 Am. Dec. 659. Jopling v. Dooley, 1 Yerg. (Tenn.) 389; 34 Am. Deo. 450; Reed v. Noe, 9 Yerg. (Tenn.) 383; Galloway V. Bradshaw, 5 Sneed (Tenn.), 70. MoKinney v. Watts, 3 A. K. Marsh. (Ky.) 268. Bryan v. Bead, 1 Dev. & B. Eq. (N. C.) 78. Wilson v. Brumfleld, 8 Bl. (Ind.) 146; Johnson v. Houghton, 19 Ind. 359. Rector v. Price, 1 Mo. 378. Christian v. Stanley, 33 Ga. 36. Yoke v. Gregg, 9 Tex. 85. Ankeny v. Clark, 138 U. 8. 345. « Van Epps v. Schenectady, 13 Johns. (N. Y.) 436. Poole v. Shergold, 3 Bro, C. C. 118. Stoddard v. Smith, 5 Binney (Pa.), 355. Foley v. Crow, 37 Md. 51. Waters v. Travis, 9 Johns. (N. Y.) 450. If the title fail to one of two pur- chased lots, both of which were necessary to the purchaser's uses, he cannot be compelled to take the other lot. Shriver v. Shriver, 86 N. Y. 575. In Osborne V. Breman, 1 Des. (S. C.) 485, several lots adjoining each other were sold separately at auction. Title to one of the principal lots failed, but there being no evidence that this lot was the principal inducement to the purchase, the pur- chaser was compelled to complete the contract. If two distinct portions of land are sold as one tract, a good title to both must be shown in order to sustain aa action against the purchaser for refusing to complete the contract. Barton v. Bouvien, 1 Phila. (Pa.) 533. When a tract of land, divided into city lots, is sold in separate parcels, a defect in the title to one lot or parcel does not affect the sale of the other parcels, but a defect in the title to any one of several lots sold as one parcel, avoids the sale of the entire parcel. Mott v. Mott, 68 N. Y. 346. = 1 Sugd. Vend. (8th Am. ed.) 484. Emerson v. Hiles, 8 Taunt. 88; James v. Shore, 1 Star. 436; Baldry v. Parker, 3 B. & C. 37; Roots v. Dormer, 4 B. & Ad. 77; Seaton v. Booth, 4 Ad. & El. 528. "Wells V. Day, 134 Mass. 88. 774 MARKETABLE TITLE TO EEAL ESTATE. siderable portion of tlie property,^ or to a part which is indispeusable to the due enjoyment and intended purposes of the residue.^ But a failure of title to an inconsiderable or dispensable portion of the property,^ or the existence of a trifling charge or incumbrance upon the premises,* is no ground for refusing specific performance with compensation. Compensation cannot be decreed if there be no accurate and certain means of determining the amount of com- ' 1 Sugd. Vend. (8th Am. ed.) 479; Fry Sp. Perf. (3d Am. ed.) § 1183; 2 Kent Com. 475. Boyce v. Grundy, 3 Pet. (U. S.) 210. Hayes v. Skidmore, 27 Ohio St. 331. Newman v. Maclin, 5 Hayw. (Tenn.) 241; Reed v. Noe, 9 Yerg. (Tenn.) 282, where the title to twenty-five acres out of fifty was defective. Cunningham V. Sharp, 11 Humph. (Tenn.) 116. Terrell v. Farrar, 1 Miss. 417, where title to only half of the property purchased could be had. In Morgan v. Brast, 34 W. Va. 332; 12 S. E. Rep. 710, the purchaser was compelled to accept title with compensation for a deficiency of 20 acres out of 254, average value. * Authorities cited supra. Parham v. Randolph, 5 Miss. 435; 35 Am. Dec. 403. Jackson v. Ligon, 3 Leigh (Va.), 161, where the part to which title failed was separated from the rest by a public road. A familiar illustration of this excep- tion is the case in which a wharfinger bought a wharf and a jetty protecting it, and it afterwards appeared that the jetty was liable to be removed by the municipal authorities. It was held that he could not be compelled to take the wharf with compensation for the loss of the jetty. Peers v. Lambert, 7 Beav. 546. So, also, in Keating v. Price, 58 Md. 532, where 9 purchase of twenty acres was made in order to get possession of an acre and a half at a particular point as a factory site. Title to the acre and a half having failed, the purchaser was not required to accept the remainder with compensation. Where the vendor of a house and lot was unable to make title to a small strip of land between the house and the highway, from which passers-by could look in at the window, it was held that the purchaser could not be compelled to accep: the residue with com- pensation. 1 Sugden Vend. 478. Perkins v. Ede, 16 Boav. 193. 'Tomlinson v. Savage, 6 Ired. Eq. (N. C.) 430, where a deficiency of 171 out of 350 acres was deemed immaterial. Reynolds v. Vance, 4 Bibb (Ky.), 213; Buck V. McCaughtry, 5 T. B. Mon. (Ky.) 216, deficiency of 50 acres out of 800 deemed immaterial. "Fry Sp. Perf. (3d Am. ed.) §§ 1188, 1196. In Guynet v. Mantel, 4 Duer (N. Y.), 86, the purchase price of the property was |50,000, and the purchaser took possession with notice that there was an outstanding incumbrance on the prop- erty of $1,000. Specific performance by the vendor, with compensation or allowance for the incumbrance, was decreed. A deficiency of 21 acres of land in a tract of 400 acres, not material to the enjoyment of the rest, may be compen- sated, and affords no ground for rescission. Cotes v. Raleigh, 1 T. B. Mon. (Ky.) 164. A small and trifling charge on the land for the maintenance of a division fence, being the subject of compensation, is no ground for resisting specific per- formance. Keating v. Gunther, 10 N. Y. Supp. (N. Y.) 734. EIGHT OF VENDOE TO EEQUIEE PUECHASEE TO TAKE TITLE. 775 pensation to be allowed,' such for example as in the case of a building restriction binding the purchaser, or a restriction as to the uses to which the premises shall be put.^ The encroachment of the walls of a building a couple of inches on the building line of a street has been held no case for compensation, and the purchaser was excused from performing the contract.'' On the other hand, a deficiency of fourteen inches in a frontage of seventy-five feet was held a case for compensation and not for rescission, the fourteen inches not being indispensable to the due enjoyment and intended use of the premises.* Obviously, the ques- tion whether the purchaser must take the title with compensation, or may rescind the contract, depends upon the circumstances of each particular case. Specific performance is a matter of grace, and will neither be enforced in one case nor denied in another unless equity and good conscience so requires. It is incumbent upon the purchaser to show that the jjart to which title has failed was material to the proper use and enjoyment of the rest, or formed a special inducement to the purchase.^ (4) The purchaser cannot be compelled to accept an estate of a different tenure from that which he purchased ; thus, if he purchases a freehold, he cannot be ' In Evans v. Kingsbeny, 3 Rand. (Va.) 130; 14 Am. Dec. 779, a husband sold an estate in which the wife had a life interest in case she survived liim, but in which he had the entire interest in case he survived. The purchaser refused to take the property, and specific performance with compensation was denied, the court saying that the contingency of the wife surviving the husband, and in that event becoming entitled to a moiety of the land for her life, was such a defect of title as could not be compensated, since there was no rule by which the compensation could be estimated. But see ante, p. 473. There is no means of ascertaining the present value of an estate devised to a widow for life but defeasible, except as to dower upon her remarriage. Scheu v. Lehning, 31 Hun (N. Y.), 183. 'Adams v. Valentine, 38 Fed. Rep. 1 (N. Y.). 'SmitUers v. Steiner, 84 N. Y. Supp. 678. See, also, the following encroach- ment cases, in which the purchaser was excused: McPherson v. Schade, 38 N. Y. Supp. 659; 8 Misc. Rep. 434, one and one-half inches; Smith v. McCool, 23 Hun (N. Y.), 59.5, five inches; Arnstein v. Burroughs, 37 N. Y. Supp. 958, two inches; Bowie V. Brahe, 4 Duer (N- Y.), 676, one and seven-eighths inches. See, also, King V. Knapp, 59 N. Y. 463; Stokes v. Johnson, 57 N. Y. 673; Webster v. Trust Co., 145 N. Y. 275; 39 N. E. Rep. 964. ^ Kelly V. Brower, 7 N. Y. Supp. 753. » Keating v. Price, 58 Md. 532. 776 MARKETABLE TITLE TO REAL ESTATE. compelled to accept a lesser estate as a copyliold or a leasehold.' (5) Where the vendor has only a joint interest or interests in the estate, he cannot compel the purchaser to accept the shares he actually has with a deduction for those he does not own.^ In some cases, however, the purchaser has been compelled to take a different interest from that which the vendor undertook to sell.'' If the pur- chase be from tenants in common and one of them die, the survivors cannot compel the purchaser to accept their shares unless he can procure the share of the deceased tenant." (6) The purchaser can- not be required to take the title with compensation for defects in a case where the vendor has been guilty of fraud in the sale.' (7) If the vendor turns the purchaser out of possession, he thereby rescinds the contract and cannot afterwards require a specific performance with compensation for defects.^ § 327. INDEMNITY AGAINST FUTURE LOSS. As a general rule a purchaser can neither require nor be compelled to accept a conveyance with indemnity against possible loss in the future from a defect in the title to the estate.'' An apparent exception to the • 1 Sugd. Vend. (8th Am. ed.) 461. = 1 Sugd. Vend. (8th Am. ed.) 480 (316). 8 Id. 457(299). *1 Sugd. Vend. (8th Am. ed.) 480; 1 Story Eq. Jur. § 778. Atty.-Geu. y. Day, 1 Ves. 218. 'Fry Sp. Perf. (3d Am. ed.) § 1192. Harris v. Granger, 4 E. Mon. (Ky.) 869. But see Coffee v. Newsom, 2 Ga. 442, a case apparently at variance with the fore- going authorities. n Sugd. Vend. (8th Am. ed.) 523; Fry Sp. Perf. (3d Am. ed.) g 1193. Knatch- bull V. Grueber, 1 Ves. Jr. 324. ■" 1 Sudg. Vend. (8th Am. ed.) 467, 475; Fi-y Sp. Perf. (3d Am. ed.) g§ 1190, 1245; Batten Sp. Perf. 67, Law Lib. 171. Balmano v. Lumley, 1 Ves. & Bea. 224; Aylett V. Ashton, 1 Myl. & Cr. 105; Patten v. Brabner, 1 Bligh, 42, 66; Ridg- way V. Gray, 1 Mao. & G. 103; Powell v. So. Wales R. Co., 1 Jur. (N. S.) 773. Bryan v. Read, 1 Dev. & Bat. Eq. (N. C.) 78, 86. Barickman v. Kuykendall, 6 Bl. (Ind.) 31, where the guardian of a minor, one of several heirs selling an estate, offered the purchaser a bond with security, conditioned that the minor should convey when he came of age. In Rife v. Lybarger, 49 Ohio St. 422; 31 X. E. Rep. 768, in a decree for specific performance against a purchaser, provision was made for his indemnity against an old, uncanceled mortgage. This is an inter- esting case. The purchaser bought during the fever and excitement of a " boom " in city property, but finding a mortgage on the premises refused to com- plete the purchase. The "boom" subsided, and within four weeks after the contract should have been complete. 1 the value of the property shrank nearly * EIGHT OF VENDOR TO EEQUIEB PUECHASBE TO TAKE TITLE. 777 rule that lie cannot demand an indemnity exists in those cases in which he is permitted to detain a part of the purchase money as an indemnity against the possible consummation of an inchoate right ot dower in tlie premises.' But it is believed that there is no well- considered case in which the purchaser has been forced to take a defective title with indemnity against possible loss from the defect. Hence, it has been frequently held that a purchaser cannot be com- pelled to accept title with indemnity against an inchoate right of dower in the premises.^ Of course, if the contract provide for indemnity it may be required.' one-half. Keleases from the personal representatives and heirs of the mortgagee were procured and filed by the vendor, but the purchaser still objected to the title on the ground that the right to enforce the mortgage might be outstanding in aQ assignee. Specific performance by him was decreed, with indemnity against this possibility. The case seems at variance with the general rule estab- lished by the authorities above. In Simpson v. Hawkins, 1 Dana (Ky.), 303, a case in which the contract had been execiited by a conveyance with covenants for title, it was held that the grantor might be required to provide p.n indemnity against the possible reopening of a decree against a non-resident adverse claimant. ' Ante, p. 472. Young v. Paul, 10 N. J. Eq. 415; 64 Am. Dec. 456. In Jack- son V. Edwards, 7 Paige Oh. (N. Y.) 386, a purchaser at a partition sale declined to complete the contract on the ground that the wife of one of the parceners had a contingent right of dower in the premises. But the court held that under the laws of New York the value of that interest might be ascertained by means of the life tables and commuted at a certain sum to be abated from the purchase money, and invested under the direction of the court for the benefit of the wife. But, obviously, this is a case in which the purchaser is compelled to take the title with an abatement of the purchase money, and not a mere indemnity. ' Peters v. Delaplaine, 49 N. Y. 362. See, also, Prescott v. Trueman, 4 Mass. 629; 3 Am. Dec. 249; Shearer v. Ranger, 22 Pick. (Mass.) 447. Smith v. Cornell, 32 Me. 126. Holmes v. Holmes, 12 Barb. (N. Y.) 137. Henderson v. Henderson, 13 Mo. 152. Contra, Obernyce v. Obertz, 17 Ohio 71. Manson v. Brimfield Mfg. Co., 3 Mason (C. C"), 855. Blair v. Rankin, 11 Miss. 440. » Aylett V. Ashton, 1 Myl. & Cr. 105; Ridgway v. Gray, 1 Mac. & G. 109; MilUgan V. Cooke, 16 Ves. 1; Walker v. Barnes, 3 Mad. 247 (132); Paterson v. Long, 6 Beav. 598; Ross v. Boards, 8 Ad. & El. 290. 98 CHAPTER XXXIY. OF THE REMEDY BY INJUNCTION AGAINST THE COLLECTION OP THE PURCHASE MONEY. GENERAL OBSERVATIONS. § 338. FRAUD ON THE PART OF THE GRANTOR. § 339. WANT OF OPPORTUNITY TO DEFEND AT LAW. § 880 INSOLVENCY OR NON-RESIDENCE OF GRANTOR. § 331 WHERE THE ESTATE IS INCUMBERED. § 332. FORECLOSURE OF PURCHASE-MONEY MORTGAGE. § 333. WHERE THERE ARE NO COVENANTS. § 334, TEMPORARY AND PERPETUAL INJUNCTIONS. § 885. RESUME. § 336. WHERE THERE IS NO PRESENT RIGHT TO RECOVER SUBSTAN- TIAL DAMAGES FOR BREACH OF THE COVENANTS. § 337. § 328. GENERAL OBSERVATIONS. The jurisdiction of equity to restrain the collection of the purchase money where the title has failed is frequently invoked, either upon the ground that there is no adequate remedy at law, or that the plaintiff has not had or cannot have an opportunity to avail himself of that remedy. The pur- chaser may have been deprived of his defense at law by fraud, accident or mistake ; or the facts constituting his defense may not have transpired until after judgment was recovered against him ; as where he was evicted after judgment for the purchase money. Or he may have had, for other reasons, no opportunity of making a defense at law ; as where the vendor seeks to foreclose a deed of trust or other security for the purchase money, in the enforcement of which no legal proceedings are required.' So far as the cove- nants of warranty, or for quiet enjoyment are concerned, there can be no doubt of the adequacy of the remedy at law as soon as a right of action upon them occurs. In contemplation of law no wrong arises ouj; of a mere failure of the title without an eviction or dis- turbance of the possession where these are the only covenants taken ; consequently there being no wrong there is no remedy. After a breach of these covenants has occurred, the remedy is ample and complete. But with respect to the covenants of seisin ' As to the remedy by injunction, where the contract is executory, see ante, p. 574. REMEDY BY INJUNCTION AGAINST COLLECTION OF PUECHASE MONEY. 77d and against incumbrances a different view may prevail ; for while the right of action upon them is complete as soon as they are made, if the title be outstanding in a stranger or the estate be incumbered, unless he has been evicted in the one case or has discharged the incumbrance in the other, he has, according to the rule generally prevailing in the United States, no right to recover substantial damages for the breach, and, consequently, nothing to offer in defense of his action for the purchase money. In that respect,, therefore, the remedy at law upon those covenants, while existing, would seem inadequate ;^ and the covenantee has in some cases been permitted to enjoin the collection of the purchase money until the defendant should remove an incumbrance from the land f and, in others, upon a complete and undoubted failure of the title and insolvenc}' of the vendor, has been held entitled to a perpetual ' There are dicUi in several cases which would tend to establish a different, principle from that stated here, namely, that the remedy at law upon the cove- nant of seisin is complete and adequate Immediately upon the execution of the conveyance and covenant if the vendor have no title, because there is then a breach of that covenant for which the covenantee may recover damages; and that the remedy at law upon the covenant of warranty is incomplete and inade- quate because there can be no recovery of damages until an eviction occurs. Ingram v. Morgan, 4 Humph. (Tenn.) 66; 40 Am. Dec. 626; Baird v. Goodrich, 5 Heisk. (Tenn.) 20; Leird v. Abernethy, 10 Heisk. (Tenn.) 636. Roger v. Kane, 5 Leigh (Va.), 606, 608. It is submitted with diffidence that these cases are open to criticism in two particulars; First, in assuming that substantial damages for a breach of the covenant of seisin may be recovered where there has been no eviction or disturbance of the possession. This is directly opposed to the weight, of American authority. Rawle Govts, for Title (5th ed.), ch. 9. And, second, in declaring that the remedy at law on the covenant of warranty is incomplete because no damages can be recovered until eviction. In contemplation of law, so far as this covenant is concerned, want of title in the grantor constitutes no injury to the covenantee unless it results in an eviction; and until eviction, there being no wrong at law, there is no remedy. To say then that the remedy at law before eviction is inadequate is to produce the illogical result, that the remedy at law is inadequate in a case in which there is neither wrong nor remedy. It is. true that in such a case there may be room for the "quia timet " jurisdiction of equity, but this is founded upon the possibihty of an injury to the complainant, in the future and not upon a present wrong which requires compensation or redress. 2 Story Eq. (13th ed.) § 826. The foregoing observations, so far as. they relate to the covenant of seisin, appear to be in accord with the opinion of Mr. Rawle (Govts, for Title [5th ed.], § 378). •> Post, § 333. 780 MARKETABLE TITLE TO EEAL ESTATE. injunction, upon condition tliat he reconvey the premises to the grantor.' The right of the covenantor to an injunction against proceedings to collect the purchase money may be conveniently considered with respect to the following circumstances : 1. Where the covenantor made fraudulent representations respect- ing the title. 2. Where there is a present right to recover substantial damages for breach of the covenants for title, and there has been no oppor- tunity to defend at law. 3. Where there has been no such breach of the covenants for title as to give a present right to recover substantial damages at law, but suit is being actually prosecuted or threatened by an adverse claim- ant or incumbrancer, and the covenantor is either insolvent or a non-resident. •i. Where there is no present right to recover substantial damages on the covenants, but there is a clear outstanding title in a stranger. § 329. PBiAUD ON THE PART OF THE GRANTOR. 1. Whet'e the covenantor was guilty of fraud with respect to the title. Actual fraud by the vendor in a contract for the sale of lands, unless waived by the vendee, seems to be at all times ground for enjoining the col- lection of the purchase money, whether there has or has not been a a breach of the covenants for title.^ Indeed, where there is such fraud an injunction will be granted, though there are no covenants for title.'' The same rule applies in a case of mistake as to the premises sold and conveyed.'' And inasmuch as a court of equity is ' Jackson v. Norton, 6 Cal. 187; 5 Cal. 263. This is tlie rule in Virginia, except tliat no reconveyance of tlie premises is required and no importance seems to liave been given to tlie solvency of the covenantor as respects the right to the injunction. Post, § 337. ■•'High on Injunctions (Bd ed.), 289; Rawle Govts. (5th ed.) § 372. Fitch v Polke, 7 Bl. (Ind.) 565; Reed v. Tioga Mfg. Co., 66 lud. 21. ' In Houston v. Hurley, 2 Del. Cli. 248, the purchaser, through the fraudulent representations of the vendor, had accepted a conveyance without covenants for title, and was permitted to enjoin proceedings to collect the purchase money, until the vendor should perfect the title. * Spm-r V. Benedict, 99 Mass. 463, where the conveyance (quit claim) did not include lands which were pointed out to the buyer as belonging to the vendor, but to which he had no title, and which were not included in the conveyance. EEMEDY BY INJUNCTION AGAINST COLLECTION OF PUECHASE MONEY. 78t always open for the abrogation and rescission of a contract procured by fraud, it would seem that the collection of the purchase money in such case might be enjoined, whether the facts alleged would or would not avail, or have availed, the covenantee at law, as a defense, to an action for the purchase money. It has been held, however, that fraud is no ground for an injunction to stay an action on an obligation for the purchase money not under seal, since the fraud may be set up in defense of an action, and the remedy at law in that respect is complete.' If this be true no reason is perceived why the same rule would not apply in those States in which the defendant is permitted to set up equitable defenses in an action on a sealed instrument. But these decisions do not appear to have been gen- erally followed in the American States. The fact that the purchaser has a remedy at law by action to recover damages caused by the vendor's deceit, has been held no ground for refusing an injunction to stay the collection of the purchase money.' If the purchaser sets up fraud as a defense in an action for the purchase money and fails, he cannot afterwards avail himself of the same matter in equity by way of injimction against the judgment so obtained.^ § 330. WANT or OPPORTUNITY TO DEFEND AT LAW. 2. Where there is a present right to recover substantial damages: for hreaoh of the covenants for title, and there has been no ojyjyor^ tunity to defend at law. If the application for an injunction be made 'before judgment and the bill show facts which may be availed of as a defense to the action by way of recoupment, counterclaim or ' Barkhamstead v. Case, 5 Conn. 528; 13 A.m. Dec. 93; Moore v. Ellsworth, a Conn. 403. ' Ransom v. Shuler, 8 Ired. Eq. (IST. C.) 307, the court saying: " Admitting that he might recover damages in an action at law for the deceit, yet that would not impair his right to equitable relief, since that and the legal remedy are not of the same nature, but the latter may be, and generally is, that the vendor cannot, with a good conscience, coerce the payment of the whole purchase money, and leava the vendee to pursue a personal action at law for the uncertain damages which a. jury might assess for the fraud in selling what did not belong to the vendor; but, on the contrary, the vendee has the right of withholding so much of the pur- chase money (because to that extent the consideration has failed) as a security ia his own hands against the loss impending over him." Compare &'cfem in Ham~ ■matt V. Emerson, 37 Me. 309. » Johnson v. Jones, 13 8m, & M. (Miss.) 580; Thomas v. Phillips, 4 Sm, & M. (Miss.) 358. Cf. Allen v. Hopson, 1 Preem. Ch. (Miss.) 376. 782 MARKETABLE TITLE TO EEAL ESTATE. set-o£E, there is no ground for the interposition of equity, and the injunction should be denied.^ So, also, if the application be made after judgment, and the facts presented would have been a com- plete defense at law.^ But if by fraud, accident or mistake the covenantee has been deprived of his opportunity to defend at law, or if no such opportunity existed or exists, as where the right to damages arose after the judgment had been recovered, or where the covenantor seeks to enforce a security for the purchase money, without legal proceedings, then, and in all such cases, the covenantee may be enjoined from any further proceeding, either to collect his judgment or to enforce such security.' So, also, where at the time of the judgment the covenantee was ignorant of the facts which 1 Hopper V. Lutkin, 3 Gr. Ch. (N. J.) 149. In Tone v. Brace, Clarke Ch. (N. Y.) 291, the action was to recover rent for the year 1839 on a lease terminating in 1843. The lessee prayed an injunction on the ground that he had been evicted in January, 1840, and asking to have his damages set off against the rent. The injunction was dissolved on the ground that the remedy on the covenants in the lease was complete. '>Nelms V. Prewitt, 37 Ala. 389; Wray v. Furniss, 27 Ala. 471. Shipp v. Wheless, 33 Miss. 647. The contract was executory in this case, but the principle remains the same, Eicker v. Pratt, 48 Ind. 73. Allen v. Thornton, 51 Ga. 594; Desvergers v. Willis, 58 Ga. 388; 21 Am. Rep. 289. Kibler v. Cureton, Rich. Eq. Cas. (S. C.) 143. In Woodruff v. Bunce, 9 Paige Ch. (N. Y.) 443; 38 Am. Dec. 559, it seems to have been assumed that if the covenantee had been evicted and the covenantor is insolvent, the former will at at anj' time he awarded an injunction to stay the collection of the purchase money. This is true if the evic- tion occurred after judgment, and that, too, whether the vendor was or was not insolvent. If, however, the eviction occurred before judgment, and the cove- nantee might have set up that defense by way of recoupment or counterclaim, but neglected to do so, there might be a grave doubt as to his right to involve the covenantor in the expense of a chancery suit, notwithstanding the insolvency of the latter. And especially would the right to an injunction against an assignee of the covenantor seem doubtful under these circumstances. Indeed, the insol- vency of the covenantor seems immaterial to the question of the right to an injunction to stay the collection of the purchase money, except in those cases in which no present right of action on the covenant of warranty exists, and the complainant is invoking the " quia timet " jurisdiction of equity. If the cove- nantee should be evicted from the premises after the recovery of a judgment against himself for the purchase money, he may enjoin the judgment if the cove- nantor or his estate is insolvent and the defense of failure of title could not have been made in the action for the purchase money. Wray v. Furniss, 27 Ala. 471. 2 Kingsbury v. Milner, 69 Ala. 502. Luckett v. Triplett, 2 B. Mon. (Ky.) 39. Coster V. Monroe Mfg. Co., 1 Gr. Ch. (N. J.) 476. EEMEDT BY INJUNCTION AGAINST COLLECTION" OF PURCHASE MONEY. 783 would have constituted a defense to the action.* It may be observed generally, however, that an injunction to stay the collec- tion of the purchase money, whether before or after judgment, will not be granted unless the complainant shows that for some reason his legal remedy on the covenants for title will be unavailing.^ § 331. INSOLVENCY OB, NON-RESIDENCE OF THE GRANTOR. 3. Where there has ieen no sitch breach of the covenants for title as to give a present right to recover substantial damages at law, but suit is being actually prosecuted or threatened by an adverse claim- ant or incumbrancer, and the covenantor is either insolvent or a non-resident. Strictly speaking, it cannot be said that there is no remedy at law on the covenants for title in these cases, for in con- templation of law nothing has occurred of which the covenantee can complain as respects the covenants of warranty and for quiet enjoyment ; nor can there be any ground for complaint at law until an eviction occurs.^ But the covenantor being insolvent or a non- resident, judgment for the covenantee will be worthless when the right of action at law shall have accrued. Hence arises the juris- diction in equity for a bill of injunction "quia timet," that is, " because he fears some future probable injury to his rights or inter- ests, and not because an injury has already occurred which requires any compensation or other relief." * Accordingly, in many cases, injunctions against proceedings to collect the purchase money have been granted upon allegations of the actual pendency" or threat- ' Fitch V. Polke, 7 Bl. (Ind.) 565, the court saying: "We are satisfied that this is a proper case for the interference of a court of equity. It appears that the complainant was deceived by the false representations of the vendor as to his title, and that he remaitjed ignorant of the fact that the vendor had not a good title until after the rendition of the judgment at law. This excuse for not defending at law was sufficient to authorize the interference of a court of equity." Citing "Williams v. Lee, 3 Atk. 233. Simpson v. Hart, 1 Johns. Oh. (N. Y.) 98. ' Haggin v. Oliver, 5 J. J. M. (Ky.) 337. 8 Ante, p. 341. * 2 Story Eq. (13th ed.) § 826. » High on Injunctions (3d ed.), § 400; Rawle Govts. (5th ed.) §§ 373, 375. The earliest case in which this doctrine, or at least a part of it, was applied was that of Johnson v. Gere, 2 Johns. Ch. (N. Y.) 546, decided by Chancellor Kent in 1817. The authority of this case has been denied in New York and elsewhere, but it is to be observed that it was neither alleged in the bill nor shown that the 784 MARKETABLE TITLE TO REAL ESTATE. ened prosecution ' of a suit by an adverse claimant against the covenantee, and that the covenantor, because of insolvency^ or non-residence,^ cannot be compelled to respond in damages for covenantor was a non-resident or insolvent, nor that for any other reason, the complainant's remedy upon the covenants, when it should accrue, would be insufficient for his protection. There are many cases which decide that an injunction against proceedings to collect the purchase money will not be granted where the covenantee has not been disturbed in his possession by an adverse claimant, but few which refuse the injunction where it was shown that the covenantor was a. non-resident or insolvent, and that suit by the adverse claim- ant was being prosecuted or threatened. Legett v. McCarty, 3 Edw. Ch, (N. Y.) 136, outer; Edwards v. Bodine, 26 Wend, (N. Y.) 114, obiter. Shannon v. Marselis, Saxt. (N. J.) 413, 435; Van Riper v. Williams, 1 Green Ch. (N. J.) 407; Van Waggoner v. McEwen, 1 Green Ch. (N. J.) 412; Green v. Whipple, 1 Beas. Ch. (N". J.) .50; Coster v. Monroe Mfg. Co., 1 Green Ch. (N. J.) 437; Jaques v. Esler, 3 Gr. Ch. (N. J.) 463; Hile v. Davison, 5 C. E. Gr. (N. J.) 338. Pehrle v. Turner, 77 Ind. 530, overruling Strong v. Downing, 34 Ind. 800. ' Harding v. Commercial Loan Co., 84 111. 251, 260, obiter. 'Warvelle on Vendors, 937; Rawle Govts. (5th ed.) § 380. Walton v. Bon- ham, 34 Ala. 518; Wray v. Furniss, 37 Ala. 471. In Magee v. McMillan, 30 Ala. 430, relief was denied on the ground that insolvency of the vendor was not alleged. Heflin v. PhilUps, (Ala.) 11 So. Rep. 739; Frank v. Riggs, 93 Ala. 353; 9 So. Rep. 359. Hoppes v. Cheek, 31 Ark. 585; Busby v. Treadwell, 34 Ark. 458; Brooks V. Moody, 25 Ark. 453. Young v. McCormick, C Fla. 368. Allen v. Thornton, 51 Ga. 594. Fehrle v. Turner, 77 Ind. 530; Wimberg v. Schwegeman, 97 Ind. 580, where it was also held that the insolvency must be averred in the bill. Morrison v. Beckwith, 4 T. B, Mon. (Ky.) 73; 16 Am. Dec. 136; Vance v. House, 5B. Mon. (Ky.) 540; Taylor v. Lyons, 3 Dana (Ky.), 276; Rawlins v. Timberlake, 6 T. B. 3Ion. (Ky.) 235; Simpson v. Hawkins, 3 Dana (Ky.), 303. It was held that insolvency was no ground for the injunction unless the cove- nantee filed his bill quia tiviet, requiring all persons having adverse interests to assert or relinquish the same. Jones v. Waggoner, 7 J. J. Marsh. (Ky.) 144; Hatcher v. Andrews, 5 Bush (Ky.), 663. Johnson v. Wilson, 77 Mo. 689. In Jones V. Stanton, 11 Mo. 433, the injunction was granted though the insolvency of the covenantor was doubtful, and though no suit against the covenantee had been prosecuted or threatened. But the injunction was to be dissolved if the vendor should give a bond with security to indemnify the complainant if he should sustain any loss from the defective title. Mitchell v. McJIullen, 59 Mo. 253. Miller v. Avery, 3 Barb. Ch. (N. Y.) 583; Woodruff v. Bunce, 9 Paige (N. Y. ) Ch. 443; 38 Am. Dec. 559. See comments on this case, ante, p. Young V. Butler, 1 Head (Tenn.), 640; Ingram v. Morgan, 4 Humph. (Tenn.) 66; 40 Am. Dec. 626; Barnett v. Clark, 5 Sneed (Tenn.), 436; Baird v. Goodrich, 5 Heisk. (Tenn.) 34; Merriman v. Norman, 9 Heisk. (Tenn.) 270; Leird v. Aber- 8 Clarke v. Cleghorn, 6 Ga. 225; JIoGhee v. Jones, 10 Ga. 127. In this case there had been no conveyance, but tlie vendor had executed a bond for title. REMEDY BY INJUNCTION AGAINST COLLECTION OF PUECHA8E MONEY. 785 a breach of his covenant wlien it shall have occurred. It has been held, however, that the insolvency of the covenantor must be alleged in the bill as gronnd for the injunction.' Upon a nethy, 10 Heisk. (Tenn.) 620; Saint v. Taylor, 12 Heisk. (Tenn.) 488; Land Com- pany V. Hill, 3 Pick. (Tenn.) 589; 11 S. W. Rep. 797. Stockton v. Cook, 3 Muuf. (Va.) 68; 5 Am. Dec. HOi. The Virginia practice is, however, much more favor- able to the covenantee than the rule stated in the text. See post, § 337. In Patton V. Taylor, 7 How. (U. S.) 133, the insolvency of the covenantee was held no ground for an injunction against the collection of the purchase money. Little consideration appears to have been given the question, and the authorities cited merely decide that a covenantee who has not been disturbed in his possession, cannot resist the payment of the purchase money on the ground that the title is defective. The grounds upon which the injunction is granted where the vendor is insolvent, were forcibly stated by Judge Nicholas in his dissenting opinion in the case of Simpson v. Hawkins, 1 Dana (Ky.), 318, as follows: "It is too late now in this court to question the doctrine, that where a vendee has received a conveyance with warranty, and been let into possession, he may nevertheless enjoin the col- lection of the purchase money, when the vendor becomes insolvent, and it turns out that he has no title, or that his title is defective. That doctrine has been Vance v. Hense, 5 B. Mon. (Ky.) 540; Wiley v. Fitzpatriek, 3 J. J. Marsh. (Ky.) 588; Hatcher v, Andrews, 5 Bush (Ky.), 561. In Cummins v. Boyle, 1 ,1. J. Marsh. (Ky.) 480, it was held that the removal of one of several covenantors from the State was no ground for an injunction unless it should appear that the remedy against the others would be unavailing. Wofford v. Ashcraft, 47 Miss. 641. Green v. Campbell, 2 Jones Eq. (N. C.) 447. The covenantee will not be driven to seek redress in the courts of another State, when a less circuitous and a better remedy can be given in the courts of his own State. Richardson v. "Wil- liams, 3 Jones Eq. (N. C.) 119. It seems that the injunction will not be granted if the sole ground of the application is the non-residency of the covenantee if he have sufficient property within the State to answer his liability on the covenants. The rule was so qualified in Green v. Campbell, 2 Jones Eq. (N. C.) 446. In Palls V. Dickey, 6 Jones Eq. (N. C.) 2.58, the bill was adjudged fatally defective in not averring that the non-resident had no property within the State. It must be admitted that the ownership of property within the State constitutes a very doubtful security for damages, the right to recover which may not accrue for many years after the payment of the purchase money has been enforced, or not until the vendor has disposed of that property. In Minnesota the mere non- residence of the covenantor has been held insufficient to take a case out of the rule that the covenantee cannot on failure of the title rescind the contract and recover back the purchase money. Miller v. Miller, 47 Minn. 546; 50 N. W. Rep. 613. ' Hoppes V. Cheek, 21 Ark. 585. If the grantee be constructively evicted by being unable to get possession from an adverse claimant, he may detain the pur- chase money without alleging non-residence, fraud or insolvency on the part of the grantor. Baird v. Laevison, (Ky.) 15 S. W. Rep. 252. 99 786 MARKETABLE TITLE TO EEAL ESTATE. principle similar to that on which a court of equity enjoins the collection of the purchase money by an insolvent covenantor when the title has failed, it will in a like case restrain him from transferring negotiable securities for the purchase money to an inno- cent party.' It seems that if the title to a portion of the land fail, and that portion be not material or essential to the enjoyment of the rest, there is no ground for an injunction and a rescission of the contract in toto, but the covenantee is entitled to an abatement of the purchase money pro tanto^ or to compensation for the portion lost.' incidentally and directly recognized in too many cases to be now shaken, even if it were originally wrong. But it is right in itself, and clearly deducible from the general principle that sustains every injunction quia timet. * * * It is said (quoting from the opinion of Judge Underwood), 'no judge can repose with confidence and rest his opinion upon the events of futurity. Events that have transpired and not those to come, are, in general, the sole and exclusive sub- jects for the judiciary to act upon.' Admitting all this, still its direct application is not perceived. In granting the purchaser relief, the chancellor acts upon no undivulged or untranspired event. He restrains the collection of the purchase money because of the peril in which the purchaser would otherwise be placed from the want or imperfection of title in the vendor. The want of title and insolvency of the vendor are ascertained facts; the peril to the purchaser thence ensuing is an existing evil which the vendor is bound to remove before he can equitably and conscientiously proceed to the collection of the purchase money. This is not acting upon a state of the case that may arise, but upon one that already exists. It is not a remedy for breach of warranty, or anything equiva- lent or similar thereto; but an act of "preventive justice" on the part jf the court, the full eeeotuation of which, under a due attention to the interest of both parties, requires a rescission of the contract. It is a mere exception to the general rule that after taking a conveyance the purchaser will not be allowed to rescind for the want or defect of title. As to the uncollected purchase money, it places the purchaser in nearly the same attitude as if the conveyance had not been executed. A perpetual injunction, or at least for so long as the purchaser is in danger, is what his case requires, and all that it requires. But as it would be unjust for him to withhold the purchase money and continue the enjoyment •of the land, in which there is a chance he may never be disturbed, the interest of the vendor requires the court to go a step further, rescind the contract, and make the purchaser restore the title and possession." The majority of the court in thi-i case were of opinion that mere insolvency of the grantor, when no suit ao-ainsc the grantee was being prosecuted or threatened by the real owner, did not war- rant a perpetual injunction to stay the collection of the purchase money. ' McDunn v. .Des Moines, 34 Iowa, 467. ' Simpson v. Hawkins, 1 Dana (Ky.), 303. ' Key V. Jennings, 66 Mo. 356. In Withers v. Morell, 3 Edw. Ch. (N. Y.) 660, it was held that in a proceeding to foreclose a purchase-money mortgage, the EBMEDY BY INJUNCTION AGAINST COLLECTION OF PUECHASE MONEY. 787 The bill must also allege facts showing a clear outstanding title in a stranger, and that suit is being prosecuted or threatened, or that there is imminent danger from the adverse title. Facts which merely show that the title is doubtful, or is not such as the pur- chaser could be required to take upon a bill for specific perform- ance, constitute no ground for an injunction to stay the collection of the purchase money after the purchaser has accepted a convey- ance with covenants for title.* It has also been said that mere threats of suit by an adverse claimant will not justify an injunction, and that it must appear that the suit is being actually prosecuted before relief will be granted,^ except in cases where the adverse claimants as well as tlie vendor and purchaser are before the court, thereby making possible the adjustment of the rights of all parties in the same suit.' purchaser could not avail himself of failure of the title to a portion of the land, as a defense, but must file his bill in equity to enjoin proceedings at law on his bond, if the vendor should seek to hold him for a deficiency. ' Latham v. Morgan, 1 Sm. & M. Ch. (Miss.) 611. Simpson v. Hawkinsi 3 Dana (Ky.), 303. Woodruff v. Bunce, 9 Paige Ch. (N. Y.) 448; 38 Am. Dec. 559; Hoag v. Kathbun, Clarke Ch. (N. Y.) 18, where it was said that msolvency was ground for the injunction if the danger of eviction was certain or even imminent. It has been held, however, that in a suit to enjoin a judgment on the ground of defective title, an answer which merely alleges that the defendant's title is good, without setting out facts showing a good title, is insufficient. Boyer V. Porter, 1 Overt, (Tenn.) 358; Moredock v. Williams, 1 Overt. (Tenn.) 325; Moore v. Cook, 4 Hayw. (Tenn.) 84. It Is not easy to reconcile these cases with those which hold that the burden is on the complainant to allege and prove a bad title in the vendor. Grantland v. Wight, 5 Munf. (Va.) 295. '- Rawle Covts. (5th ed.) § 381, citing Worthington v. Curd, 22 Ark. 284; Wiley V. Pitzpatrick, 3 J. J. Marsh. (Ky.) 583. In the last case it appears, however, that the injunction was granted, the covenantor being practically insolvent and a non-resident, though no suit was being prosecuted by the adverse claimant. ' Id. (5th ed.) § 382. Morrison v. Beckwith, 4 T. B. Men. (Ky.) 78; 16 Am. Dec. 136; Davis v. Logan, 5 B. Mon. (Ky.) 341. Here the covenantee had been sued in dower by the widow of the covenantor, and he had filed a cross-bill against the heirs and executor of the covenantor asking compensation for breach of war- ranty. No question as to the right to an injunction, or to detain purchase money was involved. In Denny v. Wickliffe, 1 Met. (Ky.) 216, 226, the contrai^t was executory, but specific performance by conveying to the purchaser having been decreed, he was considered to occupy the position of a grantee, and it was held that he could only have relief from the defective title, by bringing the adverse claimants before the court. Citing Simpson v, Hawkins, 1 Dana (Ky.), 303; Taylor v. Lyon, 2 Dana (Ky.), 379. 788 MAEKETABLE TITLE TO EEAL ESTATE. If the application for injunction be made to restrain proceedings at law before judgment, it is usually granted only upon condition that the claimant shall confess judgment at law. The object of this rule is to prevent suits for injunction having no other purpose than to delay proceedings at law.' "Where the circumstances of the case are such as to entitle the purchaser to an injunction against proceedings to collect the purchase money, it may be maintained against all who claim under the vendor as well as against the ven- dor himself,^ except, of course, the purchaser of a negotiable security before maturity, for value, and without notice of equities between the original parties. The rule that a grantee in undisturbed possession of the premises, may enjoin the collection of the purchase money upon a complete failure of the title, where the grantor is insolvent, is equitable and just provided the grantee be required to reconvey the premises to the grantor. But it would be obviously inequitable to permit the grantee to keep both the purchase money and the estate, unless the injunction were merely temporary, and it appeared that the objec- tion to the title could probably be removed by the grantor. A per- petual injunction against the collection of the purchase money would be in substance a rescission of the contract, and it is a cardinal doctrine of equity that a contract will not be rescinded without returning to each party the consideration which passed from him to the other. § 332. Where the estate is incumbered. In many cases, injunctions against proceedings to collect the purchase money have been granted where an incumbrance on the premises exists, appar- ently without regard to the imminency of proceedings to enforce the incumbrance, or the non-residency or insolvency of the cove- > Anon., 1 Vern. 120; 1 Madd. Cli. 132. Warwick v. Nowell, 1 Leigh (Va.), 96. Nelson v. Owen, 3 Ired. Eq. (N. C.) 175, which was an inivinction against pro- ceedings to collect a land hond, and where it was said that the granting of injunctions was liable to much abuse, as they are usually obtained upon the e.r parte statements of the applicant, and often employed to delay the administra- tion of justice; and that to remedy this evil, the complainant must, as a general rule, agree that judgment at law may be entered for the plaintiff. ' Gunn V, Thornton, 49 Qa. 380, where a judgment creditor of the vendor was seeking to garnishee the purchase money. Fillingin v. Thornton, 49 Ga. 384. REMEDY BY INJUNCTION AGAINST COLLECTION OF PURCHASE MONEY. 789 nantor.^ As to actual or threatened proceedings against the cove- nantee, there would seem to be grounds for a distinction between defects of title and incumbrances. The former may never be asserted, while the enforcement of securities for the payment of money is almost inevitable. As to non-residence and insolvency of the covenantor, even though the covenantee's case be not strength- ened by these conditions, it would unquestionably be a great hard- ship if he might be compelled to pay money, which in all probability he would in a short time be entitled to recover back as damages. If the covenantee pay money to remove incumbrances on the land, he may enjoin the collection of the purchase money to that extent,^ provided he has had no opportunity to set up that defense at law, but he will be allowed only the amount actually paid by him to remove the incumbrance. He cannot buy in incumbrances and set up an adverse title under them against his vendor.' But while an outstanding mortgage is ground for an injunction against the collection of the purchase money where the purchaser holds under a conveyance with a covenant against incumbrances, it ' Buell V. Tate, 7 Bl. (Ind.) 55; Addleman v. Mormon, 7 Bl. (Ind.) 32, where it was also held that n suit to enjoin collection of the purchase money until the covenantee should remove the incumbrance on the premises was in affirmance of the contract, and that consequently the suit could be maintained without tender- ing a reconveyance of the land, or offering to account for rents and profits. Arnold v. Carl, 18 Ind. 339; Ricker v. Pratt, 48 Ind. 78. Hoke v. Jones, 33 W. Va. 501, obiter. Dayton v, Dusenbury, 25 N. J. Eq. 110, whore there were unsat- isfied judgments binding the premises; Union Nat. Bank v. Pinner, 25 N. J. Eq. 495, tax liens; Stiger v. Bacon, 39 N. J. Eq, 442, prior mortgage; White v. Stretch, 1 C, E, Gr. 76, sewer assessment; Woodrufif v. Depue, 14 N, J, Eq, 168, prior mortgage, Henderson v. Brown, 18 Grant Ch, (Can,) 79; Lovelace v, Har- rington, 27 Grant Ch, (Can,) 178, In Alabama, the right to enjoin the collection of the purchase money where there has been a breach of the covenant dgainst incumbrances la restricted to cases in which it appears that the covenantee is insolvent, McLemore v, Mabson, 20 Ala. 127, citing Parks v. Brooks, 16 Ala, 539; Cullum v. Branch Bank, 4 Ala. 21; 37 Am. Dec, 725. So, also, in Missis- sippi: Wofford V. Ashcraft, 47 Miss. 641. 2 Champlin v. Dotson, 13 Sm. & M, (Miss,) 553; 53 Am. Dec. 103, Detroit R. Co, V, Griggs, 13 Mich, 51, In Rawle Govts, (5th ed,) 643, mention is made of a class of cases which refuse the injunction unless the covenantee has paid off the incumbrance, referring to section 378 of that work. Reference to that section, however, shows that the rule is limited to cases in which the purchaser bought with notice of the incumbrance, 8 Champlin v, Dotson, 13 Sm. & M. (Miss.) 553; 53 Am. Dec. 103. 790 MARKETABLE TITLE TO EEAL ESTATE. is no ground for a rescission of the contract. The injunction will be dissolved if the vendor removes the incumbrance, or reduces it to a sum not exceeding the unpaid purchase money. The purchaser cannot tender a reconveyance and deprive the vendor of the right to perfect the title.^ §333. Foreclosure of purchase-money mortgage. We have already seen that want of title in the vendor is no ground for resist- ing the enforcement of a purchase-money mortgage or other secur- ity, when no personal judgment against the purchaser for a deficiency is sought. In such a case an injunction,. as a general rule, will not be granted to restrain a foreclosure of the mortgage.^ The fact that the purchaser has paid a considerable portion of the purchase money, seems to place him on no better ground, with respect to his right to an injunction. "Where, however, the contract is executory, it will be remembered that the jjurchaser, on failure of the title, is, iu some of the States, permitted to detain the premises, if necessary,' to reimburse him for what he has already paid.^ If the covenantee should be actually evicted by paramount title, there would, of course, be little probability of proceedings by the covenantor to enforce a vendor's lien or purchase-money mortgage, unless he should seek to recover a personal judgment against the covenantee, or should make the adverse claimants parties. In either event the suit would be perpetually enjoined as to the covenantee.* But while a defect in the title is, in general, no ground for resisting the enforcement of a purchase-money mortgage where no personal judgment against the mortgagor is sought, a different rule h^s been held to apply if the vendor conveyed to the mortgagor with a cove- nant against incumbrances, and an incumbrance on the premises iQldfield V. Stevenson, 1 Ind. 153. ' Ante, p. 435, and cases there cited. Cartwright v. Briggs, 41 Ind. 184, citing Hubbard v. Cnappel, 14 Ind. 601; Hume v. Dessar, 39 Ind. 112; Rogers v. Place, 29 Ind. 577; Hanna v. Shield, 34 Ind. 84. In Wade v. Percy, 24 La. Ann. 173, it was held that the vendor might be enjoined from enforcing a purchase- money mortgage until he had complied with his agreement to furnish a perfect title. The civil law leans greatly to the side of tho purchaser on failure of title, and does not carry, perhaps, to its full extent, the rule that special agreements respecting the title are merged in the conveyance. 'Ante, p. 593. 'Kingsbury v. Milner, 69 Ala. 502. EEMEDY BY INJUNCTION AGAINST COLLECTION OF PUECHASE MONET. 791 exists. In such a case the enforcement of the mortgage will be enjoined until the vendor removes the incumbrance or reduces it to a sum not exceeding the unpaid purchase money. ^ § 334. Where there are no covenants. If the purchaser accept a conveyance without covenants for title, there is of course no ground for an injunction if the title fails, unless the vendor falsely and fraudulently represented the state of the title.^ The very fact that the conveyance was without covenants should raise, it would seem, a strong presumption that the purchaser was advised as to the weakness of the title,' and that tlie contract was one of hazard. And if he purchases with knowledge that the title is doubtful, rely- ing for his indemnity on the covenants he is to receive, and after- wards accepts a conveyance with covenants for title, he cannot afterwards enjoin the collection of the purchase money on the ground that the title is Ijad, but will be left to his remedy on the covenants,* unless, it would seem, he has been evicted and has had no opportunity to set up that defense at law. ' Ante, p. 436, n. CofEman v. Scoville, 86 111. 335, Dayton v. Dusenbury, 25 N. J. Eq. 110; Union Bank v. Pinner, 25 N, J. Eq. 495; Stiger v. Bacon, 29 N. J, Eq. 442. » Ante, p. 616. Banks v. Walker, 3 Sandf. Ch. (N. Y.) 344. Sutton v. Sutton, 7 Grat. (Va.) 234; £6 Am. Dec. 109; Price v. Ayres, 10 Grat. (Va.) 575. ^Of course no such presumption can arise if the purchaser be induced, through fraudulent represer.tations, to accept a conveyance without covenants, as in Denston v. Morris, 2 Edw. Ch. (N. Y.) 37. ■•Merrittv. Hunt, 4 Ii-ed. Eq. (N. 0.) 409. The facts in this case are contained in the opinion delivered by Ruffin, C. J., and being such as frequently occur in the sale of real property, justify the following copious extract : " The crier at the sale and several of the bidders prove, that the defendant (vendor) gave dis- tinct notice that doubts rested upon the title, as he was unable to trace it or find any evidence of it upon the register's books, and that the defendant, in order to induce persons to bid a fair price for the land, said that he would warrant the title. The witnesses all understood that the purchaser was to take a conveyance for the land at all events, whether the defendant could show a good title or not in his testatrix or himself, provided he would bind himself by a general warranty in the deed. They .state that the defendant was known to be a man of substan- tial and independent property, and that the bidders considered the title good to them by his agreement to make it good in case of an eviction. It is evident that the plaintiff, also, had the same impression and understanding. For, after he was declared the purchaser, he made no inquiry as to the title, nor asked any delay for the purpose of looking into it, but was satisfied to give his bond for the price immediately, and take a deed purporting, as was then thought, to convey a 792 MAEKETABLE TITLE TO EEAL ESTATE. § 335. Temporary and perpetual injunctions. Injunctions to restrain the collection of the purchase money are not necessarily in rescission of the contract for the sale of lands. A perpetual injunc- tion would of course have that effect and should not be granted unless the covenantee offers to reconvey the premises.' Temporary injunctions are frequently granted on allegations of the insolvency of the covenantor, until the rights of hostile claimants of the land can be decided,^ or until the covenantor removes incumbrances from the premises, iu the latter case, it seems, whether the covenantor is solvent or insolvent.' On dissolving an injunction against proceedings to collect the purchase money, if it apj)ear that the mjunction was sought in good fte, and containing a general warranty binding the defendant and his heirs. He also sold a part to another person, and conveyed it in fee. If there be a defect in the title, therefore, it cannot affect the contract these persons made, for the con- tract, in terms provided for such a possible or probable defect, and for the con- sequences of it. If a person chooses to buy a doubtful or bad title with his eyes open, and at his own risk, he is as much bound by that, as by any other contract fairly made. So, it he buys such a title with a guaranty of the seller against eviction or disturbance, he must take the title, and look to the vendor's cove- nants for his security or indemnity, H.j cannot complain of any injury, for he gets precisely what he bargained for, namely, a conveyance Avith the warranty of the vendor. In such a case the conrt will not look into the title at all, because the bargain was, that it was immaterial whether it was good or bad, provided the vendee had a covenant of indemnity." Livingston v. Short, 77 111. 587, Raw- lins v. Timberlake, 6 T. B. Mon. (Ky.) 235; Hall v. Priest, 6 Bush (Ky,), 14. Miller v, Owens, Walker Ch. (Jliss.) 344; Anderson v, Lincoln, 5 How, (Miss.) 279, In Wailes v. Cooper, 24 Miss. 383, it was held that the right to a perpetual injunction against the collection of the purchase money was not affected by the fact that the purchaser bought with notice of defects and took a conveyance with warranty, if the vendor was insolvent. It was further held, however, that the purchaser was not entitled to an inj unction under these circumstances, though actually evicted, unless the vendor was insolvent. Parkins v. Williams, 5 Cold, (Tenn,) 512, Demarett v. Bennett, 29 Tex. 307. Rawle Govts, for Title (5th ed.), § 378, where it is said that while knowledge of an incumbrance or defect in the title, is no bar to a recovery on the covenants themselves in a court of law, it should operate strongly, if not conclusively, against his right to equitable relief where they are not yet so broken as to give a present right to actual damages, ' .lackson v. Norton, 6 Cal. 137. Of course if the covenantee has been actually evicted from the entire premises, the injunction will be perpetual. Shelby v. Williams, 1 Bl. (Ind.) 384. Luckett v. Triplett, 2 B. Mon. (Ky.) 39. ' Gay V. Hancock, 1 Rand. (Va.) 72. Mon-ison v. Beckwith, 4T. B. Mon. (Ky.) 78; 16 Am. Dec. 136. Houston v. Hurley, 3 Del. Ch. 347. ^Ante, p. 436. REMEDY BY INJUNCTION AGAINST COLLECTION OF rUECHASE MONEY. 793 faith and not merely for purposes of delay, as where a third person was asserting a hostile claim to the land, the court should not give damages against the purchaser.' § 336. Resume. While there are cases which apparently con- cede the right of the covenantee, upon a complete failure of the title and before eviction, to rescind the contract and reconvey the premises to the grantor, and to have a perpetual injunction against the collection of the purchase money, the weight of authority in America undoubtedly establishes the rule, that where thei-e has been no such breach of the grantor's covenants for title as to give a present right to recover substantial damages at law, and no suit is being actually prosecuted or threatened by an adverse claimant, and the covenantor is neither insolvent nor a non-resident, a i^erpetual injunc- tion to stay the collection of the purchase money will not be granted.^ ' Massie v. Sebastian, 4 Bibb (Ky.), 436; Morris v, SIcMillan, 3 A. K. Marsh. (Ky.) 565. ^ Rawle Govts, for Title (5tb ed.), § 875; High on Injunctions (Bd ed.), § 384. The boolcs contain many cases, cited to this proposition, in which the question of insolvency and non-residence of the vendor, and of the inconvenieucy of pro- ceedings by the adverse claimant, was not raised; and in which no more was decided than that mere want of title is no ground for detaining the purchase money where the purchaser holds under a conveyance with covenants for title, and has not been disturbed in the possession. The author has collected many such cases. Ante, p. et seq. Magee v. McMillan, 80 Ala. 430; McLemore v. Mabson, 20 Ala. 137. Busby v. Treadwell, 24 Ark. 457. Trumbo v. Lockridge, 4 Bush (Ky.), 416; English v. Thomasson, 82 Ky. 381. The Kentucky decisions on this and kindred points, are collected in this case. A judgment for the pur^ chase money cannot be enjoined on the ground that the vendor's lien on the prop- erty has not been released, since payment of the judgment extinguishes the lien. Wilder v. Smith, 13 B, Mou. (Ky.) 94. Gayle v. Fattle, 14 Md. 69. Here a suit by an adverse claimant against the covenantor was being actually ijrosecuted, but there was no allegation or proof of non-residency or insolvency of the cove- nantor. Vick V. Percy, 7 Sm. & M, (Miss.) 256; 45 Am. Dec. 808. In McDonald V. Green, 9 Sm. & M. (Miss.) 138, the point was queried, but was admitted in Johnson v. Jones, 13 Sm. & M. (Miss.) 583, citing Wilty v, Hightower, 6 Sm. & M. (Miss.) 350; Wailes v. Cooper, 84 Miss. 332. Henry v, Elliott, 6 Jones Eq. (N. C.) 175, where the conveyance with warranty purported to carry a fee, but the purchaser got only a life estate. Bumpus v. Platner, 1 Johns. Ch. (N. Y.) 313; Abbott v. Allen, 3 Johns. Ch. (N. Y.) 519; 7 Am. Dec. 554; Miller v. Avery, 2 Barb. Ch. (N. Y.) 118; Piatt v. Gilchrist, 3 Sandf. (N. Y. S. C.) 118. One who 100 794 MAEKETABLE TITLE TO BEAI. ESTATE. § 337. -WHERE THERE IS NO PRESENT RIGHT TO RECOVER SUBSTANTIAL DAMAGES ON THE COVENANTS. 4. Where there is no presejit right to recover suhstantial damages on the covenants for title, hut tliere is a clear outstanding title in a stranger. In a few of the States injunctions against proceedings to collect the purchase money have been granted upon a complete failure of the title though the covenantee is in the undisturbed possession of the premises, and the covenantor is neither insolvent nor uon-resident, and though no suit by the real owner against the covenantee has been prosecuted or threatened.' In a case of this kind, as we have already seen, it would not seem inequitable to permit the covenantee to resist the payment of the purchase money, provided he reeon- veyed the premises to the grantor, and placed him substantially in takes a conveyance from a person other than the vendor, cannot enjoin the col- lection of the purchase money on the ground of defective title. He must look to the covenants of his grantor. Holeman v. Maupin, 3 T. B. Mon. (Ky.) 380. Remote possibilities that the covenantee will at some time in the future be dis- turbed in his possession, constitute no ground for an injunction Collins v. Clayton, 53 Ga. 649. In many cases relief by injunction has been denied upon the ground that the remedy at law by action upon the covenants for title is ade- quate and complete, though no right to recover substantial damages on those covenants exists, the covenantee being still in the possession of the premises. Wilkins v. Hogue, 2 Jones Eq. (N. C.) 479. In Swain v. Burnley, 1 Mo. 404, it was said that the purchaser was entitled to an injunction against a judgment for the purchase money until he could prosecute a suit at law on the vendor's covenants. ' Yancey v. Lewis, 4 H. & M. (Va.) 390; Ralston v. Miller, 3 Rand. (Va.) 44; 15 Am. Dec. 704; Grantland v. Wight, 5 Munf. (Va.) 395; Keyton v. Brawford, 5 Leigh (Va.), 39; Roger v. Kane, 5 Leigh (Va.), 606; Beale v. Seiveley, 8 Leigh (Va.), 675; Long v. Israel, 9 Leigh (Va.), 556, obiter; Clark v, Hardgrove, 7 Grat. (Va.) 399. Renick v. Renick, 5 W. Va. 291; Walmsley v. Stalnaker, 24 W. Va. 214; Hoke v. Jones, 33 W. Va. 501; 10 S. E. Rep. 775; Kinports v. Raw- son, 29 W. Va. 487; 2 S. E. Rep. 85. In Stead v. Baker, 13 Grat. (Va.) 880, and Lange v. Jones, 5 Leigh (Va.), 192, it was held that equity would not enjoin the collection of the purchase money if a part of the premises was in the hands of an adverse claimant whose title the covenantee denied. In such case his remedy is by ejectment against the claimant. Where the purchaser is mistaken as to the sufficiency of a deed, under which he holds, to convey title (e. g., a deed defec- tively acknowledged by a married woman), and the defect is clear and admitted, he should not be compelled to rely on the covenant of warranty and take the risk of the solvency of the vendor's estate after his death. Renick v. Renick, 5 W. Va. 285. REMEDY BY INJUNCTION AGAINST COLLECTION OF PUECHASE MONEY. 795 the same condition in which he was before the contract was made.' But the equity of the cases which sustain the first-mentioned position is open to serious doubt, in that they impose no terms nor conditions upon the covenantee mider which he may resist tlie payment of the purchase money on failure of the title, nor, as a general rule, limit the time during which the injnnction shall be operative.^ It is obviously unjust that the covenantee should detain both the purchase money and the premises indefinitely. The doctrine that the covenantee may detain the purchase money on a clear failure of the title, without suit prosecuted or threatened by the real owner, and with a solvent covenantor to make good the damages when a substantial breach of the covenants has occurred, has received little, if any, recognition without the States of Vir- ginia and West Virginia where it prevails. It is there rested upon the ground that the covenantee has no adequate remedy at law, there being no right of action on the covenant affirmatively or nega- tively by way of recoupment or equitable set-off until an eviction occurs.' Hence it appears that in tliose States there may be a con- ' Ante, p. In Clark v. Hardgrovc, 7 Gi-at. (Va.) 407, it was held that the covenantee, on failure of the title, might enjoin the collection of the purchase money though the covenantor was seeking to collect the same from one whose obligation the covenantee had assigned to the covenantor as collateral security for the purchase money. * Examination of the Virginia decisions cited, supra, will show that in few, if any, of them is there any attempt to fix the length of time during which the Injunction shall be operative. Obviously it would be impracticable to fix any such time where the covenantee is allowed to avail himself of dormant rights as well as those that are being actively asserted. In Gay v. Hancock, 1 Rand. (Va.) 72, where the adverse claimant had actually brought suit to enforce his rights, it was of course held that the collection of the purchase money should be stayed until that suit should be decided. In Grantland v. "Wight, 2 Munf. (Va.) 179, it was held that the injunction should not be dissolved until a good and sufficient deed had been tendered to the purchaser. 'Koger V. Kane, 5 Leigh (Va.), 608, where it was said by Tuckee, P., in respect to the practice in Virginia of enjoining the collection of the purchase money on failure of the title: " The jurisdiction thus confessedly exercised by the courts of equity with us results fi-om what maj' be called the preventive jus- tice of those tribunals. It arrests the compulsory payment of the purchase money when the purchaser can show that there is a certainty or a strong proba- bility that he must lose that for which he is paying his money. It gives him relief too, though his demand may be in the nature of unliquidated damages, because he has no other means of ascertaining them. Thus, if the purchaser can 796 MARKETABLE TITLE TO EEAL ESTATE. dition of the title which would justify an injunction against the col- lection of the purchase money, and yet would not support the defense of recoupment or set-off at law. The injunction will not be granted unless the complainant alleges facts showing a clear outstanding title in a stranger, and the burden will be on him to prove the existence of that title.* Allegations that tlie title is defective, without showing in what respect, or facts which establish nothing more than that the title is doubtful or unmarketable, will not support tlie application for an injunction.^ Care must be taken, however, to distinguish from these cases a class in which injunctions to prevent a sale under a deed of trust, whether executed to secure deferred payments of the purchase money for land, or to secure general indebtedness, have been freely granted in A^irginia and West Virginia upon an allegation that there is a cloud show that lie has received a deed with general warranty, and that the title is bad, yet if he has not been evicted fie cannot maintain covenant at law and ascertain his damages before that tribunal in order then to set them off against the demand. If, indeed, there are covenants for good title, etc., it may be otherwise; and so it may often happen that an action may be brought where there are such covenants of good title, etc., upon which the validity of the title may be tested and dam- ages of the party ascertained. Whether in these cases relief could be given in equity it is not necessarj- here to say. But, where there is only a covenant this cannot be done; and, hence, I conceive, the party would be entitled to the assist- ance of a court of equity where he is fuU-handed with proof that his title is defective, although he has not yet been evicted." ' Grantland v. Wight, 5 Munf. (Va.) 395. ' Kinports v. Rawson, 39 W. Va. 487, where it was also held that idle and groundless claims to the land, though suit had been brought upon them, would not support the injunction. The court must be able to see that there is some foundation for the claim. French v. Howard, 3 Bibb (Ky.), 301. The complain- ant must allege such facts in his bill as will affirmatively show such an incum- brance or outstanding title as will defeat the vendor's title under which the com- plainant holds. Cantrell v. Mobb, 43 Ga. 193. In Rosenberger v. Keller, 33 Grat. (Va.) 494, it was said by Staples, J.; ''The numerous adjudged cases show that this court has gone very far in staying the collection of the purchase money for land upon proof of a defect of the title where no suit is pending or even threatened. But even here a distinction has always been mside between an injunction to a judgment for the purchase money and an injunction to a sale under a deed of trust. In the latter case the court interferes the more readily upon the ground of removing a cloud upon the title in order to prevent a sacri- fice of the property, whereas, in a like case, the court will not interfere with the vendor in enforcing his judgment since the doubt about the title may eventually turn out to be frivolous and groundless." EEMEDT BY INJUNCTION AGAINST COLLECTION OF PUECHASE MOXEY. 797 upon the title to the land about to be sold. In such a case the injunction is granted until the cloud on the title is removed. This is done in the interest of all parties that there may be no sacrifice of the property and that the title of the purchaser may be assured.^ If the purchaser accept a conveyance from his vendor's vendor, with the agreement between all parties that he shall pay the pur- chase money to his immediate vendor, he cannot, on failure of the title, enjoin the collection of the purchase money. He will be forced to his action on the covenants of his grantor.^ 'Miller v. Argyle, 5 Leigh (Va.), 460 (508); Gay v. Hancock, 1 Kand. (Va.) 73. See, also, the cases cited, ante p. 794, n. Lane v. Tidball, Gilm. (Va.) 130; Peers V. Barnett, 13 Grat. (Va.) 416. » Price V. Ayres, 10 Grat. (Va.) 575. RESCISSION BY PROCEEDINGS IN EQUITY AFTER THE CONTRACT HAS BEEN EXECUTED. CHAPTEE XXXV. OF FRAUD AND MISTAKE., FRAUD ON THE PART OF THE GRANTOR. § 338. General principles. Damages in equity. § 339. MISTAKE OF FACT. § 840. General rule. Negligence of purchaser. §341. Immaterial mistakes. § 343. Mistakes as to quantity. § 343. MISTAKE OF LAW. § 344. General rule. Distinction between ignorance of law and mistake of law. § 345. Erroneous construction of devise or grant. § 346. Where the construction of the law is doubtful. § 347. Misrepresentation of the law by the vendor. § 348. § 338. FRAUD ON THE PART OF THE GRANTOR. General principles. Equity accomplishes the rescission of an executed con- tract by cancelhng the written evidence thereof, and decreeing that either jjarty shall restore to the other whatever he has received in performance of the contract.. Few cases, it has been said, turn on greater niceties than those which involve the question whether a contract ought to be delivered up to be canceled, or whether the parties should be left to their legal remedy.' The jurisdiction of equity in such cases has been reduced to very narrow limits ; and, where it has been invoked by tlie purchaser on failure of the title, has been, with certain seeming exceptions, invariably denied, unless the purchaser was induced to accept the conveyance by a fraudulent misrepresentation or concealment of facts on the part of the vendor, or unless the parties were mutually mistaken as to the existence of some fact or facts upon which the validity of the title depended.^ The exceptions to this rule are those cases in which the purchaser is permitted to enjoin the collection of the purchase money where ' 1 Sugd. Vend. 243. ' ' Ante, p. Willan v. Willan, 16 Ves. 83. Madden v. Leak, 5 J. J. Marsh. (Ky.) 95; Ogden v. Yoder, 5 J. J. Marsh. (Ky.) 424. OF FKAUD AND MISTAKE. 799 the grantor is insolvent or a non-resident so that a recovery against him will be either impossible or unavailing when an eviction shall have occuiTed.^ Other exceptions, indicated rather than positively declared, by a line of authorities already referred to, are those cases in which the grantee upon a clear and acknowledged failure of the title accompanied by a moral cei-tainty of eviction will be permitted to detain the purchase money provided he reconveys the premises to the grantor.' But it is believed that no ease can be found in the English or American reports, in which a bill in equity has been entertained and a decree rescinding an executed contract for the sale of lands upon no other ground than want of title in the vendor, has been pronounced.^ A decree for the rescission of an executed contract must provide that within a reasonable time the grantee shall execute a reconveyance duly probated for registration in the State in which the land lies.* But a mere delivery of a deed to the purchaser without acceptance thereof by him, will not oblige him to execute a reconveyance before he can recover the purchase money, the deed having misdescribed the property.'' Of course a covenantee who has been evicted from the premises, cannot maintain a suit in equity to rescind the contract and recover back the purchase money. His remedy at law is adequate and complete. He has a present right to recover substantial damages for breach of the covenant.^ The jurisdiction of a court of equity to rescind a contract for the sale of lands which has been executed by a conveyance, on the ground of fraudulent misrepresentation or concealment of facts respecting the title, is clear and undoubted.'' We have already seen 'Ante, ch. 34. Where the grantor is insolvent, and a recovery on his cove- nants for title would prove unavailing, equity will decree a rescission of the con- tract. Parker v. Parker, 93 Ala. 80; 9 So. Rep. 426. ' Ante, ch. 26. 'See the cases cited, ante, p. . Decker v. Schulze, (Utah) 39 Pao. Rep. 361. * Winfrey v. Drake, 4 Lea (Tenn.), 390. 'Fenton v. Alsop, 79 Cal. 403; 21 Pac, Rep. 839. «Ohling V. Luitjens, 33 111. 33. Sec. also, Bradley v, Dibrell, 3 Heisk. (Tenn.) 533, where the complainant setting out facts showing a breach of war- ranty only, amended his bill charging fraud and misrepresentation by the vendor. 'l Sugd, Vend. (8th Am. ed.) 375 (346); Dart V. & P. 377; Bigelow on Fraud, 415. BeiTy v. Arimstead, 3 Keen, 331; Gibson v. D'Este, 3 Y. &C. 543. Green- 800 MARKETABLE TITLE TO KEAL ESTATE. what acts, conduct and declarations of the vendor in relation to the title during the negotiations of the parties, are to be deemed fraudu- lent ; also, when the purchaser will be deemed to have waived his right to rescind because of the fraud, and that fraud, of which he was ignorant, cannot be regarded as merged in the conveyance which he accepts ; also, when the purchase money may be detained or recovered back, or damages recovered at law, or the collection of the purchase money stayed by injunction, in cases of fraud.^ We have seen that one who has been induced to accept a conveyance of lands through the fraudulent representations of the grantor respect- ing the title, is not limited to his action on the covenants contained in the deed. Equity has concurrent jurisdiction with courts of law in cases of fraud, and the objection that a grantee, seeking rescission of the contract, should sue at law on his warranty, will not be entertained." The general rule is that on application for the rescission of an exe- cuted contract in case of fraud, the purchaser must reconvey or offer to reconvey the estate to the grantor, just as he must restore the premises to the vendor and place liim in statu quo on rescission of an executory contract. But this rule has been held not to apply where the purchaser has never been in possession and the vendor lee V. Gaines, 13 Ala. 198; 48 Am. Dec. 49; Read v. "Walker, 18 Ala. 333; Lanier V. Hill, 25 Ala. 554, where an administrator, c. i. a., fraudulently represented that he had authority under the will to sell. Foster v. Gresset, 29 Ala. 393; Bryant v. Boothe, 30 Ala. 311; 68 Am. Dec. 117; Williams v. Mitchell, 30 Ala. 299; Front v. Roberts, 32 Ala. 427. Farham v. Randolph, 4 How. (Miss.) 451; 35 Am. Dec. 403; Davidson v. Moss, 5 How. (Miss.) 673; English v. Benedict, 25 Miss. 167; Rimer v, Dugan, 39 Miss. 477; 77 Am. Dec. 687. Fitch v. Baldwin, 17 Johns. (N. Y.) 161. Shackelford v. Handly, 1 A. K. Marsh. (Ky.) 495; 10 Am, Doc. 753; Feebles v. Stephens, 3 Bibb (Ky.), 324; 6 Am. Dec. 660; Glass v Brown, 6 T. B. Mon. (Ky.) 356. Bank v. Bank, 7 Lea (Tenn.), 420. ' Ante, pp. . The fact that a railway company, as grantor in a quit-claim deed, refers to a certain public land grant as the source of its title, which grant turns out to be invalid, is not sufficient to fix fi-aud upon the company. Union Fac. R. Co. V. Barnes, 64 Fed. Rep. 80. ''Ante, p. . 1 Story Eq, Jur. § 193; Adams Eq. 177; 3 Fars. Cont. 177. Meek v. Spracher, 87 Va. 162; 12 8. E. Rep. 397. But even in those jurisdic- tions in which the distinctions between legal and equitable procedure have been abolished, an action to rescind for fraud cannot be joined with an action on the covenants for title, since the former disaffirms, while the latter affirms, the con- tract. McLennan v. Prentice, (Wis.) 55 N. W. Rep. 764. OF PKAUD AND MISTAKE. 801 had absolutely no title. In sucli a case the title is considered worth- less, and the rule is tlie same wliether the subject of the contract be real or personal property ; if the thing, the consideration of which is sought to be recovered back, is entirely worthless, there is no duty to return it.^ Neither does the rule apply if it be clear that the seller will not receive back the premises.^ It has been held in a case in which the conveyance was a forgery, and the alleged owner of the property a fictitious person, that the grantee was under no obligation to execute a reconveyance of the premises.' The pur- chaser will be entitled to a decree for the value of his improvements, upon rescission of an executed contract for the sale of lands on the ground of fraud or mistake respecting the title. But he must account for the rents and profits.'' If the grantee intends to rely upon the grantor's fraud as ground for rescinding the contract, he must distinctly allege the fraud in his pleadings, so that issue may be taken thereon.' But it will suffice to allege the specific fraudulent representation that was made, without setting out facts showing a want of title.^ We have seen that a purchaser electing to rescind the contract on the ground of fraudulent representations as to the title, must act promptly on discovery of the fraud.' Whether he has or has not waived his right to rescind must of course be determined by the circumstances of each particular case. § 339. Damages in equity. According to the English equity practice, until within a comparatively recent period, no damages 1 Bond V. Ramsey, 89 111. 29. Babcock v. Case, 61 Pa. St. 437; 100 Am. Deo. 654. Here the vendor conveyed land which he held under a tax deed, but it appeared that the land had been sold for taxes when none were due thereon. Jandorf v. Patterson, 90 Mich. 40; 51 N. W. Rep. 353. ' Ante, p. . Culbertson v. Blanchard, 79 Tex. 486; 15 S. W. Rep. 700. » Wheeler v. Standley, 50 Mo. 309. * Baptiste v. Peters, 51 Ala. 158. * Hart V. Hannibal & St. Jo. R. Co. , 65 Mo. 509. James v. McKernon, 6 Johns. (N. Y.) 543. Patton v. Taylor, 7 How. (U. S.) 159. ' OrendorfE v. Tallman, 90 Ala. 641: 7 So. Rep. 821. ' Ante, p. . Where it appeared that the purchasers were non-residents, and that the prevalence of yellow fever in the vendor's locality prevented an earlier offer, it was held that an offer to rescind made six months after discovery of the fraud, was made within a reasonable time. Orendorff v. Tallman, 90 Ala. 641; 7 So. Rep. 821. 101 802 MAKKETABLE TITLE TO EBAL ESTATE. could be awarded to a purchaser, upon the rescission of a contract induced by the fraud of the defendant. But now by statute in England equity may give damages in such a case.^ In America, the rule seems to be that equity will not take jurisdiction of a suit for damages, when that is the sole object of the bill, and when no other relief can be given ; but if other relief is sought by the bill which a court of equity is alone competent to grant, and damages are claimed as incidental to that relief, the court, being properly in possession of the cause, will, to prevent multiplicity of suits, pro- ceed to determine the whole cause.^ This rule, doubtless, prevails at the present time in those States in which the distinction between legal and equitable procedure is still maintained. In other States, where that distinction has been swept away or has never existed, it is presumed that the courts in rescinding a contract, voidable on the ground of fraud, have power to give judgment for whatever damages the party defrauded may have sustained. In Kentucky it has been held that equity will not entertain a bill seeking damages for fraudulent representations by the vendor as to his title. In such a case equity relieves by setting aside the contract entirely, and not by awarding compensation in damages, except, perhaps, where the complainant has, for some reason, an inadequate remedy at law.^ § 340. MISTAKE OF FACT, aeneral rules. Mistake of fact, and in some cases mistake of law, has been held clear ground for rescinding an executed contract for the sale of lands, and for refus- ing specific performance of those which are executory.* The ques- tion of mistake, as it affects the right to rescind an executory con- 1 1 Sugd. Vend. (14th ed.) 55, 333, 251; 31 & 22 Vict. c. 37. ' Ferson v. Sanger, Davijs (U. S.), 252, 261. » Colyer v. Thompson, 2 T. B. Mon. (Ky.) 16, citing Hardwick v. Forbes, 1 Bibb (Ky.), 212; Waters v. Mattingly, 1 Bibb (Ky.), 244; 4 Am. Dec. 631; Rob- inson V. Galbreath, 4 Bibb (Ky.), 183, which were all cases in which the contract was for the sale of personal property. ■* By the civil law an action of redhibition to rescind a sale and to compel the vendor to take back the property and restore the purchase money, could be brought by the vendee wherever there was error in the essential!} of the agree- ment, although both parties were ignorant of the defect which rendered the property unavailable to the purchaser for the purposes for which it was intended. Bates V. Delavan, 5 Paige Ch. (N. Y.) 307. OF FRAUD AND MISTAKE. 803 tract, is lowered in importance by the general rule which iDcrmits the rescission of such a contract on a clear failure of the title irre- spective of other considerations, unless that right has been waived, or the vendor is allowed to perfect the title.^ But execioted con- tracts can, as a general rule, be rescinded only upon the ground of fraud or mistake. A distinction then is to be observed between the cases which ha/e arisen under these two heads.^ The cases in which rescission of an executed contract for the sale of land on the ground of mistake as to the title has been sought, may be divided into two classes : (1) Those in which there was a mutual mistake of the parties as to the existence or non-existence of some particular fact or facts upon which the validity of the title depends, and which the parties must be presumed to have had in contemplation at the time the conveyance was made.^ (2) Those in which the parties were correctly informed as to all the facts, but were mistaken in their application of the law thereto. Of the former class are cases in which the purchase is of an interest or estate liable to be divested upon the happening of a particular event, and that event has already ' As to the right to rescind an executory contract on the ground of mistake aa to the title, see Mead v. Jolmson, 3 Conn. 597. Smith v. Robertson, 23 Ala, 312. Smith V. Maokin, 4 Lans. (N. Y.) 41; Post v. Leet, 8 Paige Ch. (N. Y.) 336. Davis V. Heard, 44 Miss. 51. Armistead v. Hundley, 7 Grat. (Va.) 64. Gilroy V. Alls, 22 Iowa, 174. ■' Hurd V. Hall, 12 "Wis. 125. *Nabours v. Cocke, 24 Miss. 44, where the validity of the title acquired under a sheriff's deed depended upon the fact that a forthcoming bond had been given by the execution defendant, and the parties acted under the mistaken belief that the bond had been given. Martin v. McCormick, 8 N. Y. 331. In this case, the plaintiff purchased a tax title from the defendant, both being ignorant that the premises had been redeemed by a party entitled. It was held that the plaintiff might recover back the purchase money. A mistake in the belief that a tract of land claimed under the preemption law is within a district in which the lands may be preempted, is a mistake of fact and not a mistake of law. Moreland v. Atchison, 19 Tex. 303. In Baptiste v. Peters, 51 Ala. 138, land conveyed was supposed to be the separate estate of a married woman, when in fact it belonged to her deceased husband's estate, and adjoined the separate property of the wife The contract was rescinded on the ground that there was a mistake of fact. Where an administrator sold an estate supposing his title to be in fee, and the purchaser supposed he was buying a fee, and nothing passed but an equity of redemption, it was held "a case of mixed and mutual mistake of law and fact," and that the purchaser was entitled to relief. Grifflth v, Townley, 69 Mo. 13; 38 Am. Rep. 476. 804 MAEKKTABLE TITLE TO REAL ESTATE. transi^ired without the knowledge of the parties,^ as where the pur- chaser of an estate,^M7' autre vie, takes a conveyance in ignorance of the fact that the person on whose hfe the estate depends is dead.^ Of the same class is a case in which, at the time of the sale, the parties were ignorant that the land had previously been sold and conveyed by one acting under a power of attorney from the vendor.' In aU such cases, the subject-matter of the contract has no existence ; there is no estate nor title, de facto or de jure, in the grantor, and the grantee is as much entitled to rescission as the buyer of a chattel which, at the time of the sale, had been destroyed without the knowledge of either party.* But care must be taken to distinguish 1 1 Story Eq. Jur. {13th ed.) § 143. Hitchcock v. Giddings, 4 Price, 135. This is the leading English case on the point. The purchaser hought an interest in a remainder in fee expectant on an estate tail. At the time of the purchase, the tenant in tail had barred the remainder by suffering a common recovery, of which fact the parties were ignorant until after a conveyance had been executed. The court rescinded the contract on the ground of mistake, resting the decision on. the fact that the vendor had no interest in the subject-matter at the time of the sale. Lord St. Leonards has expressed himself in guarded terms about this case, and Lord Eldon doubted its authority. 1 Sugd. Vend. (8th Am. ed.) 876 (247). 'Allen V. Hammond, 11 Pet. (U. S.) 68, ob. diet. ' Arrhistead v. Hundley, 7 Grat. (Va ) 53; Humphrey v. McClenachan, 1 Munf. (Va.) 493. ■• It will be found that, in nearly all the cases cited below, no possession was ever taken or received by the purchaser, and in some that the supposed subject- matter of the contract had not even a physical existence. The rule stated in the text has been applied in the following cases, among others: Gardner v. Mayo, 26 Barb. (N. Y.) 433, where a municipal corporation sold a lot to enforce an assessment, and owing to a defect in the assessment proceedings, the title was bad. Martin v. JlcCormick, 4 Seld. (N. Y.) 331, where a tax title had been pur- chased under the mistaken belief that the time for redemption had expired. In Granger v. Olcott, 1 Lans. (N. Y.) 169, the principle stated in the text was recog- nized, but relief was refused the purchaser of a defective tax title on the ground that the parties considered the title to be doubtful when the contract and convey- ance were made. In Goettel v. Sage, 117 Pa. St. 398; 10 Atl. Rep. 889, through a blunder on the part of a tax assessor, land had been sold for taxes on which none were in fact due. The holder of the tax deed sold and conveyed the prem- ises to a third person, the parties acting upon the advice of an attorney, who had examined the title and pronounced it good. It was held that the subject-matter of the contract having no existence, there was a mistake of fact which entitled the purchaser to relief. In Hyne v. Campbell, 6 T. B. Mon. (Ky.) 286, the grantor held under a conveyance from William May, whom he believed, and OF FRAUD AND MISTAKE. 805 between mistake as to the existence of an estate of any kind in the grantor, de facto or de jure, and mere ignorance of the existence Off a paramount title to the estate in a stranger, e. g., mere ignorance of tlie fact til at a deed in the grantor's chain of title is, for any reason, inoperative to pass the title. In such a case, the ignorance of the defect is no ground for rescinding the contract, for one of the chief purposes of taking a conveyance with general warranty is to provide against defects of title of which the parties are ignorant.' innocently represented to the grantee, to have been the patentee of the land, whereas the patent had been issued to George May, and William May had no title whatever. The conveyance was canceled on the ground of mistake So, also, in Bowlin v. Pollock, 7 T. B. Men. (Ky.) 36, where a testator devised certain public lands which he claimed, but had not entered upon or entitled himself to a patent when he died, and his devisee sold and conveyed the land, all parties believing the title to be good. In Hurd v. Hall, 12 Wis. 112, A. purchased cer- tain school-land certificates, in ignorance of the fact that they were void because the school commissioners had not complied with certain provisions of the law relating to such sales, and it was held that, there being a mistake of fact, the purchaser was entitled to a rescission of the contract. Cited and approved in Lawton v. Howe, 14 Wis. 241; Costigan v. Hawkins, 22 Wis. 74; 94 Am. Dec. 583; Paul V. Kenosha, 23 Wis. 266; 94 Am. Dec. 598. ' Middlekauff v. Barrick, 4 Gill (Md.), 290, 399. Bates v. Delavan, 5 Paige (N. Y.), 299. Sutton v. Sutton, 7 Grat. (Va.) 234; 56 Am. Dec. 109. See the remarks of the court in Hurd v. Hall, 13 Wis. 135, 133. Trevino v. Canto, 61 Tex. 88, where it is said that covenants are intended to cover such cases. A purchaser, who is evicted because his legal adviser overlooks a defect in the title, cannot rescind the contract on the ground of mistake and recover back the purchase money. Urmstou v. Pate, cited in Wakeman v. Duchess of Rutland, 3 Ves. 235, n. The reasoning of the text is satisfactory where the paramount title is found to be in a stranger. But suppose that the title is in the purchaser himself, as where the vendor held under a conveyance from a, married woman insufficiently exe- cuted and acknowledged to pass her estate, and upon her death her heir, in ignorance of the facts, purchased the estate from her grantee, and took a convey- ance without warranty. In such a case, according to the authorities, there is no doubt that equity would rescind the contract at the suit of the purchaser; yet it would be difficult to distinguish such a case from one in which the title, for a like reason, is found to be outstanding in a stranger. See, in this connection, the observation of Lord Cottenham, in Stewart v. Stewart, 6 CI. & Fin. 968, that "it might not be easy to distinguish a case where the purchaser buys his own estate by mistake from any other purchaser in which the vendor turns out to have no title. In both there is a mistake, and the effect of it in both is thnt the vendor receives and the purchaser pays money without the intended equivalent." Without attempting to discover a principle upon which the two cases may be 806 MAEKETABLE TITLE TO EEAL ESTATE. The words " mistake of fact," used in this connection, would seem to imply some particular fact or facts to which the attention of the parties was speciallj^ drawn, and which must be supposed to have been necessarily contemplated by them at the time the conveyance was made.' If this were not true, any conveyance would be liable to rescission on the ground of mistake, if, after it had been executed, the title should be first discovered to be bad.^ distinguished, we content ourselves with stating the rule as we find it, namely, that if a man part with or purchase property in ignorance of facts showing the title to such property to he in himself, equity will rescind the contract and restore the property to him, or relieve him from any liability or loss incurred in the premises. Where there has been a breach of the covenant of warranty, there generally has been a mistake as to the title of the grantor, but it is hardly a ground on which the grantor can expect to be relieved of his covenant. Lan- guage of the court in Comstock v. Son, 154 Mass. 389; 28 N. E. Rep. 596. The fact that the grantor believed he had a good title cannot relieve him from liability on his covenants. Sanborn v. Gunter, (Tex.) 17 S. W. Rep. 117. ' It is scarcely necessary to say that if the fact rendering void the title is known to the vendor and unknown to the purchaser, the right of the latter to relief is grounded not so much upon mistake or ignorance of facts upon his part as upon a fraudulent concealment of the facts by the vendor. 1 Story's Eq. Jur. (13th ed.) i; 147. ^In Whittemore v. Farrington, 76 N. Y. 452, the court stated the facts and the law thus: " The question is then reduced to this: A party who, under a verbal agreement for the coveyance to him of lands is entitled to insist upon a good title and a deed with co\'enants, pays the consideration and is then tendered a deed without covenants. He demands a deed with covenants, and this is refused. He then accepts the deed without covenants, and, believing the title to be clear, records it and continues to occupy and improve the property. An incumbrance unknown at the time to both parties is afterwards discovered. Both parties are innocent of any fraud. It is conceded that no legal liability rests upon the grantor in such a case. Bates v. Delavan, o Paige (N. Y.), 300; Burwell v. Jack son, 9 N. Y. 535. In the absence of fraud or covenants a purchaser takes the title at his own risk. Then do the facts stated entitle the plaintiff to any equi- table relief ? "We think not. The theory of the judgment is that the acceptance of the quit-claim deed in jjerformance of the contract of exchange may be set aside on the ground of mistake, and the contract treated as still executory, and a new performance in a different manner decreed. The theory is ingenious, but is not founded upon any legal precedent or principle. In the first place there was no mistake as to the character of the deed which was tendered and accepted. The grantee knew that by accepting it he took the risk of any defect in the title which might be discovered. He was not led into accepting it by any deceptioa or suppression on the part of the grantor. Secondly, the delivery and accept- ance of the deed constituted a full execution of the prior parol contract. The OF FEADD AND MISTAKE. 807 If a man purchtise liis own estate in ignorance of facts which would show his right, he will be relieved in equity.' Thus, if an heir were to take a conveyance of his own inheritance, ignorant of the fact that he was heir, there is no doubt that equity would rescind the contract. title to the land passed under the deed, and the original contract was merged in it. After a contract has been thus fully performed, there can be no jurisdiction in equity to decree a second performance. In a proper case equity has jurisdic- tion, on the ground of mistake, to reform the instrument or deed by which a prior contract has been executed or performed, but to authorize the exercise of this jurisdiction there must have been a mutual mistake as to the contents of the instrument sought to be reformed, or else mistake on one part and fraud upon the other. Where both parties are innocent of fraud, and both know the char- acter and contents of the instrument, it cannot be reformed in equity merely on the ground that one of the parties would have exacted and would have been entitled to exact a different instrument had he been acquainted with facts render- ing it to his interest to do so, or which, if he had known them, would have caused him to reject the instrument which he accepted. It is beyond the power even of a court of equity to make contracts for parties. The jurisdiction to reform written instruments in cases free from fraud is exercised only where the instrument actually executed difEers from what both parties intended to execute and supposed they were executing or accepting, and this mistake will be cor- rected in equity only on the clearest proof, and then only by making the instru- ment conform to what both parties' intended. But an instrument or covenant, the nature and contents of which are fully comprehended by both parties at the time of its execution, cannot be altered in its terms by the court. See Wilson v. Deen, 74 N. Y. 531, and authorities there cited. If the decision of the trial court in this case can be sustained, any purchaser of lands who accepts a deed without covenants may have recourse against his grantor for a subsequently-discovered incumbrance or defect in the title, provided he can show that under his contract of purchase he might have insisted on a deed with covenants, and that he believed the title to be clear when he accepted one without covenants. If the grantor and grantee had both intended that this deed should contain covenants, and supposed at the time of its delivery that it did contain them, but through a mistake of the scrivener they had been omitted, the court might insert them." ' 1 Sugd. Vend. (14th Eng. ed.) 245. Bingham v. Bingham, 1 Ves. Sen. 126; Cooper V. Pbibbs, L. R., 3 H. L. 170. These, however, were oases in which the mistake was rather as to the law applicohle to known facts than mistake as to the facts themselves. The rale is thus broadly stated by Lord St. Leonaeds (1 Sugd. Vend. [8th Am. ed.] 533): " If a person having a right to an estate pur- chase it of another person, being ignorant of his own title, equity will compel the vendor to refund the purchase money with interest, though no fraud appears." It is obvious that such "ignorance of title " may consist in ignorance not of the fact of title, but of a fact or facts on which the title depends, or of ignorance of the law applicable to known facts respecting the title. Little dis- 808 MAEKETABLB TITLE TO EEAL ESTATE. It has been held that the purchaser cannot recover back the pur- chase money in a court of law where there is a mutual mistake as to title, and that his remedy is in equity by suit for rescission, the reason being that the grantor cannot recover back the purchase money and at the same time retain the legal title.' Of course, such an action may be maintained in those States in which the distinction between legal and equitable jurisdiction no longer exists, or where the courts have power to enter judgment with a condition that it shall not operate until the plaintiff reconveys the premises to the grantor. And, also, where no such land is in existence as that which the deed purpoi'ts to convey.^ The fact that lands which are no part of the premises actually purchased, and to which the vendor has no title, are by mistake included in the conveyance, is no ground for a rescission of the con- tract on the application of the grantee.^ If by mistake there be no such land as the deed purports to convey, the grantee may rescind the contract and recover back the purchase money, whether the deed was with or without covenants for title.* The acceptance tinction seems to have been made between ignorance of fact and ignorance of lav/ in cases in whicli the party has acted upon the mistaken belief that he had no interest in the premises. Newl. Cent, in Eq. ch. 28, 433. See, also. Fitch v. Baldwin, 17 Johns. (K. Y.) 161. Where A. set up an adverse claim to certain land and afterwards compromised it, and a deed was made to him upon valuable con- sideration to be paid by him, the fact that at the time of the compromise his claim had ripened into a perfect title under the Statute of Limitations, was held not to entitle A. to rescind the contract and detain the consideration. Little v. Allen, 56 Tex. 133. ' Homer v. Purser, 20 Ala. 573. The reason assigned in this case was that the legal title to the land was still in the plaintiff, and that he could not recover back the purchase money and retain the legal title. The fact was that the vendor, intending to convey a lot belonging to himself, conveyed one by mistake belong- ing to a stranger, who was in possession, and the grantee never had possession. "Under such circumstances, at the first glance a reconveyance would seem unneces- sary. If, however, the grantor had conveyed with general warranty and had afterwards acquired title to the premises, it would enure to the benefit of the grantee; hence the necessity of a reconveyance. « D'Utricht v. Melchior, 1 Ball. (Pa.) 428. 'Butler V. Miller, 15 B. Mon. (Ky.) 617. * D'Utricht v. Melchior, 1 Ball. (Pa.) 429. Marwin v. Bennett, 8 Paige Ch. (N. Y.) 311. In Morse v. ElmendorfE, 11 Paigj Ch. (N. Y.) 277, it appeared that the par- ties contracted for the sale and conveyance of a supposed gore of land which had OF FEAUD AND MISTAKE. 809 of a deed which, by mistake, does not convey the lands purchased does not preclude the grantee from detaining the purchase money nor from recovering it back. But if the deed conveyed lands not intended to be included therein, the grantee would, of course, be required to reconvey the same.^ And it may be stated, as a general rule, that the grantee cannot maintain an action to recover back the purchase money on the ground of mistake in a deed which may be reformed, unless he has first applied to the grantor for a cori-ection of the error.^ Of course, if the land conveyed be not that which was purchased, the grantee will be relieved in equity; and it is immaterial in such cases whether the conveyance was with or with- out covenants of title.' On the other hand, if the vendee gets the land he actually purchased, the fact that it is misdescribed in the contract will not entitle him to rescind until he has given the vendor an opportunity to correct the mistake, and the latter refuses so to do.* The rule that the grantee on rescission of the contract must recon- vey and restore the premises to the grantor and place him substanti- ally in statu quo, applies as well where the contract is rescinded on the ground of mistake as for other reasons. On discovery of the mistake the purchaser has the right to elect to rescind and reconvey, or to aifirm the contract, pay the purchase money, and look to his covenants for relief.^ But it has been held that if by mutual mis- take a part of the warranted premises is embraced within the limits in fact no existence, there being a mistake by both parties as to that fact. It was held that the vendor could not compel specific performance by the purchaser, and neither could the latter require the vendor to convey an adjoining lot of land to which he had title. ' Frazier v. Tubb, 2 Heisk. (Tenn.) 663. The fact that a deed, by mistake, does not convey the laud intended to be conveyed, does not avoid the deed; and the grantee may recover on a covenant of seisin therein contained without first having the deed reformed. Calton v. Lewis, 119 Ind. 181; 31 N. E. Eep. 475; Roehl V. H-xumesser, 114 Ind. 311; 15 N. E. Rep. 345; Gordon v. Goodman, 98 Ind. 369. * Johnson V. Houghton. 19 Ind 359. See ante, p. , "Reformation of Deeds." " Kyle V. Kavanaugh, 103 Mass. 356; 4 Am. Rep. 560; Spurr v. Benedict, 99 Mass. 463. *Lamkin V. Reese, 7 Ala. 170, citing Long v. Brown, 4 Ala. 633; Evans v. Boiling, 5 Ala. 550. 'Sandford v. Travis, 7 Bosw. (N. Y.) 498; Crosier v. Acer, 7 Paige (N. Y.), 137. 102 810 MAEKETABLE TITLE TO EEAL ESTATE. of an older and snperior grant, the purchaser is entitled to detain the purchase money or to recover it h'dck pro tanto without offering to restore the premises to the grantor.' § 341. Negligence of purchaser. If hy reasonable dihgence the party seeking relief on the ground of mistake of fact could have been correctly informed as to such fact he will not be entitled to relief. The mistake must not have arisen from negligence, the means of knowledge being. easily accessible.^ Thus it is appre- hended that the purchaser could not complain that there was a mutual mistake of the parties as to the sufficiency of the title, if it could be discovered from the public records that the paramount title was outstanding in a stranger ; for example, if there was a convey- ance of the premises by the vendor's grantor on record prior to that under which the vendor held.' § 342. Immaterial mistakes. The mistake as to a matter of fact which will entitle the purchaser to relief must be material. Tlie fact must have been essential, and not merely incidentah to the validity of the contract, and the mistake nnist have been such that but for it the purchaser would not have accepted the title, or the vendor have parted with his rights.'' 'Doyle V. Hord, 67 Tex. 631; 4 S. W. Rep. 241; Gass v. Sanger, (Tex. Civ. App.) 30 S. W. Rep. 502. » Bispham's Eq. (3d ed.) § 191; Story Eq. Jur. (18th ed.) p. 153; Kerr F. & M. 407. Trigg v. Reade, 5 Humph. (Teun.) 541; 42 Am. Dec. 447. Norman v. Norman, 36 S C. 41; 11 S. E. Rep. 1096. ' The case of Hitchcock v, Giddings, 4 Price, 135, where the purchaser took a conveyance from a remainderman in ignorance that the remainder had been barred, has been doubted by Sir Edwakd Stjgdbn on this ground. The purchaser might have ascertained the fact by a search. 1 Sugd. Vend. (8th Am. ed.) 376 (347). It is not easy to distinguish such a case from anj' other in which the title of the grantor turns out to have been entirely worthless at the time of the contract. There would, however, seem to be no room for the application of the doctrine of mistake in a case in which the vendor was in possession and prima facie owner of the estate. If there were, a covenant of warranty would be a useless formality. In Campbell v. Carter, 14 111. 286, a creditor who had a lien on the land of his debtor took the land in satisfaction of the debt, and entered satisfac- tion of his lien on the record, in ignorance of a junior incumbrance on the prem- ises. It was held that he was not entitled to relief on the ground of mistake, as against the junior incumbrancer, nor to reinstate the lien which he had released. "Kerr F. & M. 408; Bishop's Eq. (3d ed.) t^ 191; 1 Story Eq. Jur. (13th ed.) § 141. Trigg V. Reade, 5 Humph. (Tenn.) 529; 43 Am. Dec. 447; Grymes v. Saunders, 93 U. S. 55. OF FEAUD AND MISTAKE. 811 § 343. Mistakes as to quantity. Mistakes in the quantity of land conveyed liave frequently been made the grounds of applica- tion by the purchaser for relief, either in the rescission of the entire contract or in the ratable abatement of the purchase money. Ordi- narily no question of title is involved when the grantee merely com- plains that the boundaries set forth in the deed do not contain the number of acres therein purported to be conveyed, or which the purchaser, under the contract, is entitled to require.^ If, however, there be a mutual mistake as to the location of adjoining surveys, by which the land is encroached upon, the title to the full tract bar- gained for does not pass, and the purchaser is entitled to relief, though the conveyance was without warrant.* § 344. MISTAKE OF LAW. General principles. (2) The second class of cases in which relief on the ground of mistake as to the title has been sought by the purchaser, consists of those in which the parties were correctly informed of all the facts material to the validity of the title, but were mistaken in their application of the law to those facts ; in other words, cases in which relief is asked on the ground of a mistake of the law. This is a much vexed ques- tion. It is a legal maxim that ignorance of the law excuses no one, and again, that every one is presumed to know the law. It would be extremely inconvenient to permit a party to set up a defense of ignorance or mistake of the law, because such a rule would encourage the parties to be careless in ascertaining their legal rights at the time of entering upon the contract ; and further, because it would be a great inducement to fraud and perjury, if an unscrupulous party knew that he might at any time escape the obligation of his contract by declaring his ignorance of the law in the premises. 1 Thompson v. Jackson, 3 Rand. (Va.) 504, 509; 15 Am. Dec. 721. ^ Moore v. Hazelwood, 67 Tex. 624, citing Daughtry v. Kuolle, 44 Tex. 450; O'Connell v. Duke, 29 Tex. 300; 94 Am. Dec. 283; Smith v. Fly, 24 Tex. 345; 76 Am. Dec. 109. In Brooks v. Riding, 46 Ind. 15, it appeared that both the grantor and grantee were ignorant of the fact that five feet of the width of the property sold was a part of an adjacent street. The purchase money was abated to the extent of the value of the five feet lost. See, also, 2 "Warvelle Vend. 840. In Butcher v. Peterson, 26 W. Va. 447, the covenantee was evicted from a portion, of the premises, and the covenantor claimed that as there was a mutual mistake of the parties as to the title to that part the entire contract must be rescinded, but the court held that the covenantee might keep that part to which the title was good, and have an abatement of the purchase money as to the other part. 812 MAEKETABLE TITLE TO EEAL ESTATE. Consequently it has been decided in many cases that ignorance or mistakes of the law affecting the validity of the title to real estate is no ground for reheving the purchaser from his bargain.' On the other hand, there have been many cases in which parties have been permitted to avail themselves of a mistake of the law ' 1 Fonbl. Eq. ch. 2, § 7. See, also, the authorities cited, post, n. . 1 Story Eq. Jur. (13th ed.)§ 137, where it is said that whatever exceptions there may be to the rule are not only few in number, but will be found to have something pecu- liar in their character, and to involve other elements of decision. Shotwell v. Murray, 1 Johns. Ch. (^. Y.) 512, one of Chancellor Kent's decisions, is a lead- ing case on this point. A. purchased at an execution sale to enforce a judgment lien. There was a prior judgment binding the land, but the judgment creditor was the same in both cases, and of that fact the purchaser was informed. After the first sale an execution was issued under the senior judgment, and against this the purchaser sought an injunction, claiming that he was mistaken in believing the one judgment to be merged in the other. Relief was denied on the ground that the mistake was merely one of law. So, in Norman v. Norman, 26 S. C. 41; 11 S. E. Rep. 1096, it was held that a purchaser at a sale under a judg- ment bidding in the mistaken belief that the lien of the judgment was superior to that of a mortgage lien of record, could not be relieved from his bid. In McMurray v, St. Louis Oil Co., 33 Mo, 377, the purchaser bought at a sale under a judgment which was void because confessed by the president of a corporation, no process having been served upon him. The purchaser was aware of the facts, but ignorant that the judgment was void. Relief was denied. In McAninch v. Laughlin, IB Pa. St. 370, the purchaser was aware of all the facts, but mistaken as to the right of a widow to claim dower in the land, and relief on the ground of mistake was refused. The fact that a purchaser at a judicial sale was ignorant of the want of jurisdiction in the court to decree the sale, will not excuse him from payment of the purchase money, after confirmation of the sale. Burns v. Hamilton, 33 Ala. 210; 50 Am. Dec. 570. This seems a great hardship. We have seen, however, that in cases in which the proceeds of the sale went to the discharge of liens or charges upon the land, the purchaser, as a general rule, is subrogated to the benefit of the lien. Ante, p. . In Smith v. Winn, (So. Car ) 17 S. E. Rep. 717, it was held that a purchaser's mistake in supposing that a contingent remainderman was not a necessary party to a suit for the sale of an estate, did not entitle him to relief. Upon the general proposition that mistake ot the law, whether relating to title or to other matters, furnishes no ground for relief, see Hunt v. Rousmaniere, 1 Pet. (U. S.) 1 (this case has been cited both ways). Lyon v. Richmond, 2 Johns. Ch. (N. Y.) 51; Storrs v. Barker, 6 Johns. Ch. (N. Y.) 169; 10 Am. Dec. 316, per Kent, Ch.; Wheaton v. Wheaton, 9 Cow. (N. Y.) 96. Gwynn v. Hamilton, 29 Ala. 238. Good v. Plerr, 7 W. & S. (Pa.) 353; 43 Am. Dec. 236. In Bank of U. S. v. Daniel, 12 Pet. (U. S.) 55, it was said; " Ve.xed as the question formerly was, and delicate as it now is, from the confusion in which numerous and conflicting decisions have involved it, no dis- cussion of cases can be gone into, without hazarding the introduction of excep- OF FRAUD AND MISTAKE. 813 relating to their private rights. Most of these cases, so far as they have arisen between vendor and purchaser, have been those in which relief was sought by the vendor or grantor on tlie ground that he had parted with his estate or interest in the premises under a mistake of law as to the quantity and extent, or even the existence, of that interest.' And in some cases tlie purchaser has beeu relieved from the obligation of his contract on the ground of a tions which, will be likely to sap the direct principle we intend to apply : indeed, the remedial power claimed by courts of chancery to relieve against mistakes of law, ia a doctrine rather grounded upon exceptions, than upon established rules. To this course of adjudication we are unwilling to yield. That mere mistakes of law are not remedial is well established, as was declared by this court in Hunt v. Rousmainiere, 1 Pet. (U. S.) 15, and we can only repeat what was there said: ' That whatever exceptions there may be to the rule will be found few in number, and to have something peculiar in their character,' and to involve other elements of decision." Story Eq. Jur. (13th ed.) § 137. For a contrary and recent expression of opinion on this point by the Supreme Court of the United States, see Griswold v. Hazard, 141 XJ. S. 360. See Kyle v. Febley, 81 Wis. 67; 51 N. W. Rep. 257. Judge Stoky closes his review of the cases upon this point with the following observations: "We have thus gone over the principal cases supposed to contain contradictions of, or exceptions to, the general rule, that Ignorance of the law, with a full knowledge of the facts, furnishes no ground to rescind agreements or to set aside solemn acts of the parties. Without under- taking to assert that there are none of these cases which are inconsistent with the rule, it may be affirmed that the real exceptions to it are very few, and generally stand upon some very urgent pressure of circumstances." Eq. Jur. (13th ed.) § 137. ' 1 Story Eq. Jur. § 131. Landsdowne v. Landsdowne, Mos. 364; 3 Jao. & W. 205; Naylor v. Winch, 1 Sim. & Stu. 555; Turner v. Turner, 2 Ch, Rep. 81. Kornegay v. Everett, 99 N. C. 30, 34; 5 S. E. Rep. 418. This rule was applied in Lammot v. Bowly, 6 Harr. & J. (Md.) 500, where one parted with property upon a misconstruction of the legal effect of a devise. So, also, in Irick v. Ful- ton, 3 Grat. (Va.) 193, which was a suit by the vendor to rescind, she having conveyed her entire interest in the premises, supposing it to be an undivided, moiety, when, in fact, she owned the whole as surviving joint tenant. Zollmaa V. Moore, 21 Grat. (Va.) 313, 334, apparently conflicts with this case, but is dis- tinguished from it by Staples, J. , who points out that, in the first case, the purchaser bought only one-half of the estate and got the whole, while in the case at bar the purchaser believed he was buying, and actually paid for, the whole. This fact, of course, would make a difference in the vendor's measure of relief, but it is not clearly perceived how any change in the prirwiple upon which relief should be afforded, is thereby produced. In the latter case the vendor would not be permitted to rescind, without refunding the purchase money for that part of the estate which the purchaser loses. 814 MARKETABLE TITLE TO EEAL ESTATE. mutTial mistake of the law in respect to some fact upon which the vahdity of the title he was to receive depended.^ The principle upon which relief was granted was the same in either case. § 345. Distinction between ignorance of law and mistakes of law. In some cases a distinction has been drawn between mere ' Fi-y Sp. Perl (3d Am. ed.) § 768; 15 Am. & Eng. Encyc. of L. 634. State v. Paup, 13 Ark. 129; 56 Am. Dec. 303. The leading English case upon the point is Bingham v. Bingham, 1 Ves. Sen. 126; Betts' Supp. 79. The plaintiff held under a devise from A., and having been persuaded by the defendant and a scrivener that A. had no power to devise, and that the title was in defendant, purchased his alleged interest for eighty pounds. Afterwards he brought his bill in equity to rescind the contract, alleging that all parties were mistal^en in their belief that the devise was invalid. The contract was rescinded and the restoration of the purchase money decreed. Mr. Pomeroy (2 Eq. Jur. § 849) concedes that relief should be afforded in such a case, but treats the mistake as one of fact. He formulates this rule ; " Wherever a person is ignorant or mistaken with respect to his own antecedent and existing private legal rights, interests, estates, duties, liabilities, or other relations, either of property, or of contract, or of personal status, and enters into some transaction the legal scope and operation of which he correctly apprehends and understands, for the purpose of affecting such assumed rights, interests, or relations, or of carrying out such assumed duties or liabilities, equity will grant its relief, defensive or affirmative, healing the mistake as analogous to, if not identical with, a mistake of fact." All of this seems capable of reduction to the simple observation by Judge Stokt (1 Eq. Jur. [13th ed.] § 122), that where the party acts upon the misapprehension that he has no title at all in the property, it seems to involve in some measure a mistake of fact, that is, of the fact of ownership arising from a mistake of law." But the learned Judge does not commit himself to this view, for he asks in a note, "Is ignorance of the title when all the facts on which it legally depends are known, ignorance of a fact or of law?" There is some plausibility in the idea that igno- rance of title resulting from ignorance of a particular law on which the title depends, is a mistake of fact; in one sense it undoubtedly is, but that is in the same sense in which it might be said that ignorance of a particular law is igno- rance of the fact that such a law exists, and that of course, is a palpable sophism when applied to the question under consideration. If a stranger comes to our shores, parts with his inheritance or incurs a liability upon the assumption that the law of primogeniture exists among us, can any one doubt that this is a mis- take of law pure and simple? Judge Story says: "A party can hardly be said to intend to part with a right or title of whose existence he is wholly ignorant " (Eq. Jur. [18thed.jp. 131), and if to that should be added " whether such ignorance arise from mistake of a particular fact of from mistake of a particular law," we would iave what is believed to be a true expression of the rule to be deduced from many decisions. See Prof. Bigelow's note. Story's Eq. Jur. (18th ed.) p. 112. In Lowndes V. Chisholm, 2 McCord Ch. (S. C.) 455; 16 Am. Dec. 667, a mortgagee obtained a judgment against the mortgagor and sold the premises under &fi.fa. without OF FEAUD AND MISTAKE. 815 ignorance of the law and mistakes of tlie law, relief being refused in the former case and granted in the latter. One of the principal reasons why a party will not be heard to allege his ignorance of the law in support of his demand or defense, is that there is in most foreclosing the mortgage. The purchaser was aware of the facts, but was mistaken as to the law, by which he acquired only the mortgagor's equity of redemption instead of the fee. It was held that he was entitled to rescind. In Champlin v. Laytin, 6 Paige Ch, (N. Y.) 197; 31 Am. Dec. 382, the grantor conveyed a lot embraced within the bounds of a public street which had been laid out on a map but not opened. The parties were aware of the facts, but mistaken as to the legal right of the owner of the land so conveyed, to receive compensation for it when the street should be opened, There was in fact no such right of compen- sation, and the contract was rescinded on the ground of mistake of law. In Lawrence v. Beaubien, 2 Bailey L. (S. C.)628; 23 Am. Dec. 155, real property had been devised to an alien, and the devisee, apprehensive that the devise was void and that the property would pass to the heir, executed a bond to the latter in consideration of a release of all his rights in the premises. The devise, however, was valid, and the devisee was permitted to show that he was mistaken as to the law in that respect, and relieved from his liability on the bond. On the general proposition that equity will relieve against a plain mistake of the law, see 1 Beach Mod. Eq. Jur. § 35; Kerr F. & M. (Bump's ed.) 398; 2 Warvelle Vend. 756; Fry on Sp. Perf. (3d Am. ed.) 768; Bispham's Eq. (3d ed.) § 187; Prof. Bigelow's note. Story's Eq. Jur. (13th ed.) p. 112, and the same writer's mono- graph " Mistake of Law as a Ground of Equitable Relief," 1 L. Quart. Rev. 298. Drew V. Clarke, Cooke (Tenn.), 374. Fitzgerald v. Peck, 4 Litt. (Ky.) 125. Benson v. Markoe, 37 Minn. 30; 33 N. W. Rep, 38. In Griswold v. Hazard, 141 TJ. S. 260, 384, a surety on a bail bond in a civil suit was permitted to show that it was understood by him at the time the bond was given that he was to be liable only in case the defendant did not appear before the court at the time specified in the bond, and that he was not to be a surety for the payment of any judgment or decree for money which might be pronounced against the defendant, though the undertaking of the surety was " to abide and perform the decrees and orders of the court." The penalty of the bond was $53,000. and the surety, a stranger to the defendant, had executed it at the request of a mutual friend, and as a matter of courtesy and good will. This was a case of much diflBculty. Brown, J., rendered a dissenting opinion. ' Lawrence v. Beaubien, 2 Bailey L. (8. 0.) 623; 23 Am. Dec. 155; Lowndes v. Chisholm, 3 McCord Ch. (S. C.) 455; 16 Am. Dec. 667; reaffirmed in Brock v. O'Dell, (S. C.) 31 S. E. Rep. 976. The concurring opinion of Paige, Senator, in Champlin v. Laytin, 18 Wend. (N. T.) 423; 31 Am. Dec, 382, contains an instruc- tive review of the authorities upon this point, and for that reason is here quoted at considerable length: "I am prepared to assent to the proposition of the vice- chancellor, that a contract entered into under an actual mistake of tlis law on the part of both contracting parties, by which the object and end of their contract, according to its intent and meaning, cannot be accomplished, is as liable to be 816 MARKET ABLE TITLE TO EEAL ESTATE. cases no way of determining tlie truth or falsehood of the allega- tion. But if it appear that the law applicable to the case was adverted to by the parties and an erroneous conclusion reached, there is little or no ground to impute bad faith to either of them in afterwards averring that he was mistaken as to the law when he set aside as a contract founded in mistalse of matters of fact. The proper dis- tinction, in my judgment, is taken in the case of Lawrence v. Beauhien, 2 Bailey Eq. (S. C.) 623; 23 Am. Dec. 155; and Lowndes v. Chisholm, 2 McCord Eq. (S. C.) 455; 16 Am. Dec. 667, and Hopliins v. JIazyck, 1 Hill Eq. (S. C.) 250, between a mistake of the law and a mere ignorance of the law. The question, it seems to me, was in these cases correctly decided. Several of the cases from the English reports cited on the argument were cases where relief was granted against mere mistake of law. Such were the cases of "Willan v. Willan, 16 Ves. 72; Bing- ham V. Bingham, 1 Ves. 126; Pusey v. Desbourne, 3 P. Wms. 320; Landsdowne v, Landsdowne, JIos. 364. The cases of Onions v. Tyrer, 1 P. Wms. 345, and Perrot v. Perrot, 14 East, 439, also recognize the principle that relief may be afforded in cases of mere mistakes of law. The case of Naylor v. Wench, 1 Sim. & Stu. 561, is to the same efEect. So is the case of Fitzgerald v. Peck, 4 Litt. (Ky.) 127. I cannot see any good sense in the distinction of granting relief against mistakes of fact and refusing it in cases of acknowledged mistakes of law. Both, in my judgment, ought to be placed on the same footing. If the principles of j ustice require relief in the one case, they equally do in the other. The vice- chancellor, Sir John Leach, in Naylor v. Wench, 1 Sim. & Stu. 555, says: ' If a party acting in ignorance of a plain and settled principle of law is induced lo give up a portion of his indisputable property to another under the name of a compromise, a court of equity will relieve him from the effect of his mistake.' Although the case of Hunt v. Eousmaniere, 1 Pet. (U. S.) 13, ultimately turned on another question, yet the opinion of Chief Judge IMaeshall in that case, as reported in 8 Wheat. (U. S.) 205, clearly shows which way was the inclination of his mind. He says, spealdng of the case of Landsdowne v. Landsdowne, j\Ios. 364, ' that, as a case in which relief has been granted on a mistake of law, can- not be entirely disregarded.' And he further says: 'Although we do not find the naked principle that relief may be granted on account of ignorance of law asserted in the books, we find no case in which it has been decided that a plain acknowledged mistake of law is beyond the reach of equity.' And again, page 216, he says: ' We are unwilling, where the efEect of the instrument is acknowl- edged to have been entirely misunderstood by both parties, to say a court of equity is incapable of affording relief.' And Washington, J., in the same case (1 Pet. 15), in the conclusion of his opinion, says: ' It is not the intention of the court to lay it down that there may not be cases in which a court of equity will relieve against a plain mistake arising from ignorance of law.' Johnson, J., ia Lawrence v. Beaubien, 2 Bailey Eq. (S. C.) 623; 23 Am. Dec. 155, says: 'All the diflBculty and confusion which have grown out of the application of the maxim, ignoraniia juris neminem excusat, appears to me to have originated in confound- ing the terms ignorance and mistake. The former is passive and does not pre- OF FKAUD AND MISTAKE. 817 entered into tlie contract.' These observations would applj', of course, to all cases where the parties had been erroneously or falsely advised as to the law by third persons. If a man, upon erroneous advice as to the law applicable to known facts, or upon the erro- neous conclusion of himself and another as to what that law is, part with property under the impression or belief that the title thereto is not in himself, equity will relieve him from the obligation or loss incurred by that act. This being so, no reason is perceived why one who purchases property upon a mistaken representation or conclusion as to what is the law applicable to some fact or facts upon which the validity of tiie title depends, should not be aiiorded a like relief. If a clear, hona fide, mistake of the law be established by evidence other than the uncorroborated testimony of the pur- chaser himself, there would seem to be no reasons of public policy, convenience or expedience upon which relief should be denied to him, unless it should be intended to punish him for his mistake of the law. sume to reason, but the latter jjresumes to know when it does not, and supplies palpable evidence of its existence.' He further says, in Hopkins v. Mayzek, 1 Hill Eq. (S. C.) 250, that a mere ignorance of the law is not susceptible of proof, and, therefore, cannot be relieved; but that a mistake of law may be proven, and when proved relief may be afforded. If relief was to be granted upon every allegation of a mere ignorance of law, great embarrassment would arise in dis- criminating between the cases of actual ignorance and those of feigned igno- rance. So, where the ignorance or mistake of the law is only in one of the con- tracting parties, and the other party has not taken any advantage of the circumstances in making the contract, it would not be proper to grant relief against such ignorance or mistake. But where a contract is entered into under an actual and reciprocal mistake of law in both the contracting parties, by which the manifest intention of the parties cannot be accomplished, and which ex mquo et bono ought not to be binding, and where such mistake is either acknowledged or undoubted evidence of it is produced, I cannot see any good reason why relief should not be granted in equity to the same extent as is done in cases of mistakes in matter of fact. The principles of natural justice require that the like relief should be granted in both cases. I would qualify the rule, however, as was done by Johnson, J., in Lawrence v. Beaubien, and deny relief if it appeared the contract was the compromise of doubtful right, or was entered into as a speculating bargain. By adopting the rule with these qualifications, in my judg- ment no mischievous consequences would follow, but, on the contrary, the inter- ests of justice would be advanced." ' As an illustration, let it be supposed that the deed of a married woman, not executed as the law requires, is void, and I, having the deed before my eyes, 103 ;818 MARKET ABLK TITLE TO EEAI. ESTATE. The maxim that ignorance of the law excuses no one applies only to the general public laws. It has no application to private or special acts of the legislatiire, nor to foreign laws, nor to the laws of the other States of the Union. ^ § 346. Erroneous construction of devise of grant. If the ignorance of the law applicable to some fact upon which the title depends, consist in the erroneous construction of a devise or grant through which title is claimed, it seems according to several English decisions, that the purchaser will be relieved.^ It has been held that the maxim ^^ Ignorantia juris haud exoumt^'' \\&e, no applica- tion when the word ''Jus" denotes private rights,' that is, that a mistake as to the general law cannot be remedied in equity, but that a mistake as to individual rights may be a ground of relief.^ It lias also been said that the rule " ignorance of the law is no excuse,"' applies only in criminal cases,^ but that dicUim is not regarded as authority. accept a title derived tlirough it witliout having tlie invalidity of the title occur to my mind. Here there is a plain case of ignorance of the law. But it is obvi- "ously not the same case as where the invalidity of the title is suggested to me, ■■and I declare my belief, or should be advised, that the law does not invalidate the deed, and that the title is sufficient. In the first case I am ignorant of any law affecting the title ; in the second case I know the letter of the law, but am anistaken in its application to my case. "Whether the legal consequences are to •be the same in either case is another question. See Prof. Bigelow's note. Story's :Eq. Jur. (13th ed.) 113. ' 1 Story Eq. Jur. 140. King v. Doolittle, 1 Head (Tenn.), 77. Moreland v. Atchison, 19 Tex. 303, 311. Havens v. Foster, 9 Pick. (Mass.) 113, 130; 19 Am. J)ec. 353. Norton v. Marten, 3 Shep. (Me.) 45. 'Beanchamp v. Winn, L. R., 6 H. L. 334, Lord Chelmsfohd saying that igno- rance of the law arising upon the doubtful construction of a grant is very different Srom the ignorance of a well-known rule of law, and that there are many cases to 1)e found in which equity, upon a mere mistake of the law, without the admix- iture of other circumstances, has given relief to a party who has dealt with his property under the influence of such mistake. But see the apparently conflict- ing language of the same .judge in Midland Great West., etc., R. Co. v. Johnson, « H. L. C. 810, 811, and Story's Eq. Jvu-. (18th ed.) § 127. 3 Per Lord Westbdry in Cooper v. Phibbs, 2 H. L. 149; 17 Ir. Ch. 73. This interpretation of the maxim was criticised in Hunt v. Rousmaniere, 1 Pet. (U. S.) 15, and Wintermute v. Snyder, 3 N. J. Eq. 499. It is also obscure, when we remember that pi'ivate rights are governed by the general law. "Bispham's Eq. (3d ed.) § 187, ^ Per Lord King in Landsdowne v. Landsdowne, Mos. 864; criticised,! Story i;q. Jur. (13th ed.) § 116. OF FRAUD AND MISTAKE. 819 § 34Y. Where the true construction of the law is doubtful. " Ignorance of the law," as used in the foregoing connection, means ignorance of the law as settled by the decisions of the courts, though such decisions be themselves erroneous, and be afterwards reversed. A subsequent decision of a higher court in a difEerent case, giving a different exposition of a point of law from the one declared and known when a settlement between parties takes place, cannot have a retrospective effect, and overturn such settlement.* § 348. Misrepresentation of law by vendor. It is a general nile that if a party is induced to execute a contract by representa- tions which are untrue, but innocently made, he will be entitled to a rescission.^ Such a state of facts frequently appears in suits for rescission by grantees alleging false and fraudulent representations in respect to the title. If the vendor knew the representation was false, the purchaser would be entitled to rescind on the ground of fraud. If the representation was innocently made, then the pur- chaser would be relieved on the ground of mistake.' The question whether the mistake in such cases was one of law or of fact seems not to have been considered important, it being apparently conceded that the falsity of the representation alone entitled the purchaser to 'Language of Chancellor Kent in Lyon v. Richmond, 2 Johns. Ch. (N. Y.) 59. Hardigree v. Mitchum, 51 Ala. 151. In this case the vendor had agreed to pay off a judgment lien on the premises at a time when the lien was believed, by the parties, to be valid. Afterwards the law creating the lien was decided to be unconstitutional, and the vendor refused to indemnify the vendee who had bought the premises at a sale under the judgment to protect himself. The court said : "No diligence on the part of the purchaser could have imparted to him any knowledge of the legal invalidity of the supposed incumbrance. No notice to him of that invalidity, or that it was so regarded by the purchaser, was given. On the contrary, the vendor shared in his ignorance or mistake of the law, and had promised performance of the duty primary upon him in legal contemplation — the removal of the incumbrance. It would be a reproach to the law if the vendor could resist the claim of the purchaser.'' ' See cases cited, ante, p. ; Bigelow on Fraud, 488. Lanier v. Hill, 25 Ala. 554, where the vendor and administrator c. t. a. falsely but innocently represented that he had authority under the will to sell. In Drew v. Clarke, Cooke (Tenn.), 374; 5 Am. Dec. 698, it was laid down that if a man is clearly under a mistake in point of law, which mistake is produced by the representation of the other party, he can be relieved as well as if the mistake were as to a matter of fact. See, also, Moreland v. Atchison, 19 Tex. 303. 2 Warvelle Vend. 812. 3 Fane v. Fane, L. R., 20 Eq. Cas. 698. 820 MARKETABLE TITLE TO EEAL ESTATE. relief. And, generally, it may be said that if, in a case of mistake or ignorance of law affecting the title on the part of the purchaser, there are circumstances indicating fraud, imposition, deceit or unconscionable advantage on the part of the vendor, a court of equity will gladly lay hold of them as an escape from the arbitrary maxim, ignorantia legis neminem excusat} The mistake, to be a ground for relief, must, of course, be the mistake of both parties. The importance of this rule is chiefly felt in those cases in which the purchaser seeks to have the contract reformed. Its importance, where the rescission of an executed con- tract is sought, is lessened by the consideration that if the vendor, knowing of matters of law or fact rendering the title worthless, allowed the vendee to proceed without communicating such knowl- edge, he would, as a general rule, be deemed guilty of fraud, and upon that ground alone the vendee would be relieved. ' 1 Beacli Mod. Eq. Jur. § 36; 1 Story Eq. Jur. (IStli ed.) § 133; Bispham Eq. Princ. (3d ed.) § 185. INDEX, [references are to pages.] Abatement of purchase money. (See Purchase Money, Compknsa- TioN FOB. Defects, Specific Pbk- FORMANCE.) Absence. title as dependent on long-continued, of party in interest, 70B Abstract of title. may be supplemented by written evi- dences of title, 25 what it should show, 159 root of title, 161 duty to furnish, 162 _ property in, 165 time in which, should be furnished, 164 time in which to examine title and verify, 165 summary of principal sources of ob- jections to title, 167 objections apparent on face of title papers, 170 objections apparent from the public records, 175 objections arising from matters in pais, 179 Acceptance of grant. purchaser is not estopped by, 523 Acceptance of title. (See Waiver of Objectioks.) Accident. (See Mistake.) Acknowledgment of deeds. acknowledgment, necessity for, 55 defective certificate makes title doubtful, 56, 719 examples, 720 statutory form should be literally followed, 56 veoue of certificate, necessity for, 57 name of certifying officer should appear, 57 purchaser cannot take acknowledg- ment, 58 interested party cannot take lacknowl- edgment, 58 official designation of certifying offi- cer, 58, 59 certificate by de facto officer is v^lid, 59 name of grantor should appear in certificate, 60 acknowledgment by officers and fiduciaries, 61 Acknowledgment of deeds — Con. acknowledgment by attorney in fact, 61 annexation of deed and reference thereto, 61 jurisdiction of certifying officer, 62 personal acquaintance with grantor, 63 fact of acknowledgment must appear, 63 privy examination of wife must appear, 64 must recite explanation of contents of deed, 65 must recite declaration that act was voluntary, 66 wish not to retract, 67 certificate should contain recognition of seal, 68 certificate should be dated, 68 certificate must be signed, 68 abbreviation "J. P.," "N. P.," etc., after signature. 69 certificate should be under officer's seal, 69 surplusage will not avoid certificate, 70 clerical mistakes, when immaterial, 70 certificate cannot be amended after delivery, 73 acknowledgment cannot be proved by parol, 72 certificate cannot be amended or cured by evidence aliunde, 72 title as dependent on sufficiency of, 720, n Acreage. warranty does not extend to, 826 Action. against vendor for breach of contract, 11, 18 for deceit, 3, 233 on covenants for title, 253 to recover back purchase money, 554, 558 to compel specific performance, 456 to rescind contract, 656 circuity of, avoided by estoppel, 501, 513 and by recoupment, 482 Acts of ownership. (See Waiver of Objections.) not necessarily a waiver of objection to title. 189 822 INDEX. [references are to pages.] Acts of sovereignty. vendor cannot be required to covenant against, 153 constitute no breach of warranty, 339 Actual eviction. (See Eviction.) Actual seisin. though wrongful, supports covenant of seisin in certain States, 254 dissent from this doctrine, 255 Administrators. (See Executors.) Adverse claimant. (See Eviction, Waeranty.) entry of, constitutes breach of war- ranty, when, 343 surrender of possession to, 348 hostile assertion of title by, necessary to constructive eviction, 351, 356 existence of, makes title unmarket- able, 695 Adverse possession. constitutes breach of covenant of war- ranty, 345 title by, marketable, 699. (See Doubt- ful Title.) title not marketable where premises held adversely, 695 Adverse suit. (See Covenant op Wakeantt.) covenantor must be notified of, 402 Affirmance, of contract, remedies in, 3 by action at law, 11 by liroceedings in equity, 456 After-acquired title. (See Estoppel.) enures to benefit of grantee, 493 grantee may be required to take, 507 Agent. may insert in agreement provisions as to the title, 82 usual covenants may be required from, 154 fraud of, binds principal, 235 but principal not liable to action of damages, 235 agent is personally liable in dam- ages, 236 and criminally, in some Jurisdic- tions, 236 Agreements respecting the title. implied agreements,. 20 good title implied in every sale, 20 effect of contract silent as to quan- tity of interest, 20 contract to sell means that fee sim- ple is sold, 21 effect of unrestricted agreement to sell, 21 Agreements respecting title — Con. implication of good title rebutted by notice of defect, 21 no implication of good title in min- isterial sales, 22 except in sale by assignee in bankruptcy, 134 sale of lease implies good title in landlord, 22 agreement to quitclaim will not em- brace after-acquired interest, 21 no implication of title in assign- ment of contract to sell, 22 nor in assignment of land office certificate, 22 express agreements, 23 written contract usually entered into, 23 this often specifies kind of title to be conveyed, 23 contract for title deducible of record, 24 stipulation that abstract shall show title, 24 agreement to furnish satisfactory abstract, 24 agreement that title shall be " satis- factory," 690 terms and condition of sale, 25 verbal declarations of auctioneer, 25 agreement to make ' ' good and sufti- cient deed," 32 means that deed must convey in- defeasible estate, 34 agreement to convey by quit claim, 36 but such agreement must be clear and unambiguous, 37 obliges purchaser to take the title such as it is, 38 agreement to take defective title no waiver of right to covenants, 37 agreement to sell "right, title and interest," 38 obliges purchaser to take the title such as it is, 38 but vendor must have some kind of title or right, 38 agreement to purchase " subject to " liens, 38 adds amount of lien to the pur- chase price, 38 but does not make purchaser per- sonally liable to lienor, 38 agreement that lien shall be de- ducted from purchase monev. 39 E.nglish rules respecting the contract 26 provisions dispensing with market- able title, must be clear, 28 purchaser bound by agreement to take doubtful title, 28 INDEX. 82a [references are to pages.] Agreements respecting title — Con. common conditions of sxle, 25, 27 can purchaser show aliunde, that title is bad? 39 how conditions construed, 28 doubtful conditions construed in favor of purchaser, 30 defects should be stated in the par- ticulars, 30 bidding without objection to con- ditions, 30 stipulation that sale shall be void if title defective, 81 declarations of auctioneer, when admissible, 31 discrepancy between particulars and deed referred to, 32 executory agreements merged in deed and covenants. (See Mbugbr.) mutual agreements to rescind, 543 (See Rescission.) not within Statute of Frauds, 552 specific jDerformance of agreements, 456 special agreements as to the title, 689 Alien. conveyance on behalf of. without his request, title held marketable, 727, n Amendment. of certificate of acknowledgment, 73 Annexation. of certificate of acknowledgment to deed, 61 Application ot purchase money. duty to see to, makes title immarkct- able, 735 duty to see to, to be noted in examin- ing title, 173 Apportionment. of damages on breach of covenant as to part, 389 Assets, heir without, not bound by ancestor's warranty, 333 Assignee, in bankruptcy, covenants by, 151 caveat eiraptor applies to sales by, 134 exception in New York, 134 of covenants for title. (See the several covenants.) not bound by equities of which he had no notice, 370 may sue in his own name, when, 361 of purchase-money note — caution with respect to rights of, 486 Assumpsit. when may be brought by purchaser on failure of title, 11, 13, 558 attacking vendor's title in action of, 441 Assumpsit — Continued. objection that question of title can- not be determined in, contro- verted, 443 proper action to recover back pur- chase money, 558 but cannot be" maintained after con- tract has been been executed, 644 Assurance. (See Fukthbr Asbukanoe.) Attachment. should be noted in examining title,, 177 must be docketed to bind purchaser,, 177 no breach of covenant against incum- brances, when, 388 is an objection to title, when, 288 Attestation of deed. necessity for, in some States, 55 subscribing witness should be compe- tent, 55 Attorney in fact. how deed should be executed by, 48 how deed should be acknowledged by, 61 usual covenants may be required from, 154 title as dependent on entry of satis- faction by, 739 Auctioneer. verbal declarations as to title admissi- ble, when, 35, 31 Bankruptcy. caveat emptor applies to sale by assignee, when, 134 covenants for title by bankrupt, 153 estoppel of bankrupt, 515 title as dependent on act of, 679 n. , 694 Bargain, Loss of. (See Damages, Measuke of.) Benefit. of covenants, who entitled to (See Wakeanty.) Bond for title. (See Title Bond.) Breach. of covenant for seisin, 857 against incumbrances, 385 for further assurance, 417 for qujet enjoyment and of war- ranty, 336 how assigned in pleading, 411 of contract, as ground for damages, 11 for rescission, 548 Building restrictions. constitute breach of covenant against, incumbrances, 295 I render title unmarketable, 780 824 [references are to pages.] Burden of proof. in action for breach of contract, 16 covenant of seisin, 273 covenant against incumbrances, 317 covenant of warranty, 413 by vendor for specific performance, 660 by purchaser to recover back pur- chase money, 564, 670 to rescind contract, 670 Caveat emptor. meaning and application of this maxim, 6, 7.5 does not apply between lessor and lessee, 888 application to judicial sales, 7() what is a judicial sale, 78 when objections to title must be made, 77 effect of confirmation of the sale. 77 effect of bid with notice of defect, 79 when maxim does not apjjly to judicial sale, 81 distinction between sale of " land" and sale of " estate," 86 comments upon the maxim, 85 docs not apply in oases of fraud, 86 several kinds of fraud affecting judicial sale, 87 fraud will not excuse negligent purchaser, 87 errors and irregularities in the pro- ceedings, 88 no objection to title thereunder, 88 unless the error goes to the juris- diction, 90 what is " collateral attack," 95 respects in which jurisdiction may be wanting, 96, 98 existence of jurisdictional facts presumed, 99 extraneous evidence inadmissible, 99 record cannot be contradicted, 100 presumption of jurisdiction does not apply to inferior courts, 101 when does want of Jurisdiction appear from record? i03 title as affected by matters occur- ring after jurisdiction has at- tached, 104 fraud as ground for collateral at- tack, 105 fraud in procuration of judgment, 105 fraud in making judicial sale, 106 purchase by officer invalid, 107 application to sales by executors and administrators. distinction between sales under a will and those under court orders, 106 Caveat emptor — Continued. purchase by personal representative is void, 108 sales in pursuance of judicial license, 109 regarded as judicial sales, 110 effect of fraud by representative, 111 when purchaser excused from per- formance, 113 want of jurisdiction, errors and irregularities, 114 application to sales bj' sheriffs, tax oflBcers, etc., 118 maxim strictly applies to sheriffs' sales, 118 purchaser cannot recover from exe- cution plaintiff, 133 when purchaser relieved, 133 effect of fraud by sheriff and execu- tion plaintiff, 135 title under void judgment, 136 title under void execution sale, 139 maxim strictly applies to tax sales, 133 and to sales by trustees, assignc^es, etc., 133 subrogation of purchaser at judicial . sale. where sale is void, 134 where sale is valid, 140 fraud of purchaser destroys right of, 141 Certificate of acknowledgraent, re- quisites. (See Acknowledgment.) Cestui que trust. covenants for title may be required from, l.'j4 Champerty. as connected with doctrine of actual seisin, 355 does not invalidate covenants for title, 358 does not prevent enuring of after- acquired title, when, 500 Chose in action. right to damages for breach of cove- nant is, 360 not assignable at common law, 363 but assignment enforced in equity, 267 Circuity of action. avoided by doctrine of estoppel and after -acquired estate, 501, 513 by detention of purchase money on breach of covenants, 433, 611 Collateral attack. (See Caat^at E.MPTOE.) on judgment, as affecting question of title. 95 definition of this term, 96 INDEX [repkbences are to pages.] 825 Common conditions. ot sale, what are, 25, 27 Compensation for defects of title. (See Purchase Monby, Damages.) purchaser may accept title with. (See Specific Pbkfokmance.) vendor may require purchaser to take title with, when, 769 but only where part lost is not material, 769 and only where lien is inconsider- able, 769 equity will direct an inquiry on these points, 770 purchase with notice of defect, 771 contract should provide for abate- ment, 771 compensation decreed according to relative value, 772 remedy of vendor is exclusively in equity, 772 rule does not apply where objec- tion goes to title to whole, 773 contract cannot be rescinded in part, 772 rule where title to one of several lots is bad, 773 rule does not apply where title fails to considerable portion, 773 or to part indispensable to enjoy- ment of residue, 774 or where no means for estimating compensation accurately, 775 purchaser cannot be compelled to accept a lesser estate, 775 nor to accept an undivided moiety, 776 relief denied vendor if guilty of fraud, 776 and where he has evicted purchaser, 776 purchaser cannot be compelled to accept indemnity, 776 Concealment. (See Fraud.) of defects of title fraudulent, when, 232 Concurrent remedies. various, on failure of title, summa- rized, 8 Condemnation of lands. in eminent domain, no breach of war- ranty, 840 Conditions. of sale, 25, 27 performance of, as affecting title, 698 Confirmation of sale. (See Caveat Emptor. purchaser cannot object to title after, 77 exceptions to this rule, 81 comments upon the rule, 83 lOi Consideration. of deed may be shown, 382 expressed, not conclusive, 383 partial failure of, as defense to action for purchase money, 438 want of, no defense to action on war- ranty, 325 of sealed instrument may be inquired into, 573 Consideration money. (See Damages, Measure of.) usually measure of damages on breach of contract, 211 and on breach of covenants, 372 that expressed may be contradicted, 383 if none expressed, may be shown, 384 (See Interest and Purchase Money.) Construction. title as dependent on, of deed or will, 678, 732 Constructive eviction. (See War- ranty, Covenant of.) inability to get possession of premises, 345 compulsory surrender of premises, 348 purcliase of outstanding title, 353 Constructive notice, of defective title from possession of stranger, 181 from the public records, 198, 340, 570, 686 Contingent remainder. title dependent on, not marketable, 698 will not pass by quit claim, when, 519, 520 Continuing breach, Doctrine of. of covenant for seisin, 364 Contract. (See Agreement.) executory and executed, 3 executed, cannot be rescinded, when, 6, 8, 599, 798 affirmance of, 3. (See Analysis, p. VII.) action for breach of, 11 implied and express, as to title, 30, 33 usual provisions of, 23 to make " good and sufHcient deed," 32 measure of damages for breach of, 309 specific performance of, 456 merger of executory, in deed, 428, 624 rescission of, 548. (See Analysis, p. VII.) Conveyance. (See Deed.) tendered by vendor, sufBciency of, 40 Coparceners. covenants implied in partition be- tween, 331 826 JXDEX. [RKKf:Rf:.V';K'-( ARE TO PAOES.] Corporation. how deed of, should be executed, 48, 49, n how a<.-knowl(d;_'-(;il, 61 title as dependent on devise to, 72^1, n Costs. of oxiunmnu: title may turchase monev on brr-ach of, 420 'See Plkch.-eMosev, Detest;on' OF.) where no covenants for title, fjl fj see the several covenants for title for assignability wliat coii.stilutc-s br(-acli riKii-iir- of daniiiges when implied persons bound and benefited qualifications and restrictions Creditors. ndoTmnti 111 of deed as ri^raiust. ."Jlt 2)9 220 222 Damages, when action for, on failure of title improper, 1.7 when recoverable in ecjuity, 4'):; may be recovered at law for, breach of cfmtract to convey g-o ,d title, 11, 209 but not when title is merely doubt- ful, 10 fraud and deceit in rc-jicit to the title, 2::;2 breach of covenants for title, 209, 300. 372 refM'jiipment. 4;i2 Damages, Measure of. what are nominal damages, 20t( when too remote, 210 where vendor acts in good faith, 211 none for loss of bargain. 21 1 fJureau v. Ihornhill, Hopkias v. L.-e, 211 barter contracts, 217 expenses of examining title, etc., intere-,t as eli-inent of damages, ri-nt, and profits as set-off, 220 noallovvance for imjiroveraents, where vendor acts in bad faith, 223 where vendor expects to obtain the title, 22.7 where vendor refuses to remove ob- jection, 228 liquidated damages, 229 for breach of covenants for title-, -'ce the several covi.-nants.; Date. not necessary to validity of d'-ed, 44 of certificate of acknowledgment, 08 Death. title as dependent on presumption of. 700 Decadent. title as dependent on invjlvencv of, 720 intestacy of, 720 Deceit. 'See Fkat!).i action of , when it lies, 233 is coneiirrent with action forbrea' h of contract, 13 Declaration. ' -^ee Pj.kavtsg, \)yj. kit.) of auctioneer as to title, 27, 31 wliat should set forth. in action on co\enant for seisin, 276 covenant at'ainst incumbrances^ 317 covenant of warranty, 41 1 for bre^eli of contract, 14, 10 for deceit. 2.71 to recover back X'I'T' h.i* ruouey 2.7.7 INDEX. 827 [refkeencbs are to pages.] Deed. tendered by vendor, sufficiency of, 40 vendor must prepare and tender, 41 must be acknowledged and ready for record, 41 must contain covenants to whicb pur- cliaser entitled, 41 essential requisites o£ tjie conveyance, 43 informal or irregular, may be re- jected, 43 may be corrected and re-acknowl- edged, 44 purchaser must accept, correcting er- rors, 42 consideration should be recited in some States, 43 should be written or printed on paper or parchment. 43 should be dated. 44 dated on Sunday is valid, 44 must contain parties grantor and grantee, 44 should set forth their Christian names, 44 but name need not appear in granting clause, 45 void if grantee uncertain, 45 to fictitious person is void, 45 to partners, should be to them as indi- viduals, 45 names of parties should be correctly stated, 46 owner of record must join in deed, 46 purchaser may reject deed of stranger, 46 from third person, when sufficient, 47 all parties in interest should join in, 47 executed by attorney , may be rejected, when, 48 how executed by attorney or corpora- tion, 48 grantor should have power to con- vey, 48 and be legally competent, 49 how partnership conveys, 49. should contain relinquishment of dower right, 49 must contain proper words of con- veyance, 49 but not necessarily in granting clause, 50 must contain proper description of premises, 50 sufficient if land can beidentified, 51 examples in which, held void, 53 inadequate description no notice to purchaser, 53 of "assets" will not pass lands, 53 interest conveyed should be correctly described, 53 Deed — Continued. of "right, title or interest," is a mere release, 53 of greater interest than vendor has, not void, 53 should be signed and sealed by gran- tor, 54 seal should be recognized in body of, 55 attestation of, by subscribing witness, 55. (See Acknowlbdgmbnt.) should not contain unauthorized re- strictions or reservations, 73 containing blanks or erasures may be rejected, 73 objections to, must be made when tendered, 74 otherwise held to be waived, 74 objections to title apparent from face of, 170 subsequent, is breach of wan'anty in prior, 411 when passes after-acquired title, 493 when reformed in equity, 536 where void, purchase money mav be detained, 621, 646 title as dependent on construction of, 722 as dependent on defective, 719 when rescinded, 798 tender of purchase money and demand for, 199 Defeasance. what is a, 176 records should be searched for, 176 Defective conveyance. (See Kep- OnHATION.) purchaser may reject, 40. (See Deed.) title as dependent on, 719 Defective title. (See Doubtful Title.) classification of various sources of, 170 effect of purchase with notice of, 194 rescission of contract in cases of, 548, 554, 656 detention of purchase money where. (See Purchase Money.) notice of, no bar to recovery on war- ranty, 334 concealment of, a fraud, 236 at judicial and ministerial sales. (See Caveat Emptor.) Defenses of purchaser. to action for damages, 18 suit for specific performance, 659 action to recover purchase money, 420, 554 Delay. in suit for specific performance, 463 of vendor in performing contract, 758 in objecting to title, 190 in objecting to vendor's fraud, 193 828 [references are to pages.] Demand for deed. (See Tender of Perforjiais-cb.) as condition precedent to action for damages, 199 wlien need not be made, 301 Deposit. may be recovered if title is defective, 558 Descent. title as dependent on question of, 693, 694 Description. of premises in deed, 50. (See Deed, Sufficiency op.) title as dependent on, 730, n Detention of purchase money. (See Purchase Money, Detention op.) Devisee. liability for damages on warranty of devisor, 334 of covenantee entitled to benefit of covenant, 336 title as dependent on devise, 723, n., 735, n Disturbance. tortious, no breach of warranty, 336 unless by covenantor himself, 338 Doubtful title. question of, may be made in a court of law, 16 purchaser never required to accept, 673 meaning of the expression, 673 and of the expression ' ' marketable title," 673 mathematical certainty of perfect title impos.sib]e, 673 doubts must not be captious or frivo- lous, 674 may depend on question of law or of fact, 676 this objection not usually made by lessees, 676 question is for the court and not for the jury, 676 opinions of counsel not admissible on question of, 676 cases in which title will be held doubt- ful, 677 probability of litigation against purchaser, 677 decision adverse to title which court thinks wrong, 678 decision in favor of title which court thinks wrong, 678 doubtful construction of instru- ment, 678 where court would instruct jury to find in favor of a fact invalidating the title, 679 Doubtful title — Continued. where the circumstances raise a presumption of a fact fatal to the title, 679 cases in which title will be held not doubtful, where there is no probability of litigation against the purchaser, 679 where there has been a decision against the title which the court holds wrong, 680 where the doubt depends on the general law of the land, 680 or on a rule of construction unaf- fected by context of instrument, 680 or on a conclusive presumption of fact, 680 or on mere suspicion of mala fides, question of doubtful title m.ay be made at law as well as in equity, 683 judgment on question of title does not bind strangers, 686 this fact a strong ground of objection to title. 687 in some States vendor permitted to bring in parties in interest, 6S8 special agreements respecting the title, 689 effect of agreement for "good title of recordr" 689 effect of agreement for " marketable " title, 690 that title shall be satisfactory to purchaser, 690 that title shall be satisfactory to counsel, 691 mere expression of dissatisfaction insufficient, 693 necessity of parol evidence to remove doubts renders title unmarket- able, 692 but title not necessarily doubtful because dependent on facts rest- ing in parol, 693 sale implies a contract that title shall be deducible of record, 693 court may inquire into facts on which objection is rested, 694 purchaser cannot be compelled to take equitable title, 695 nor title controverted in good faith by adverse claimant, 695 mere claim without color of title, no valid obj ection to title, 696 title in litigation is unmarketable, 697 but probability of litigation not always a valid objection, 697 defeasibility of estate a sufficient ob- jection, 698 title perfected by Statute of Limita- tions is marketable, 699 INDEX. 829 [references are to pages.] Doubtful title — Continued. unless facts constituting the bar are in dispute, 703 possession must have been adverse, notorious, hostile and uninter- rupted, 703 with means of establishing that fact if disputed in the future, 703 possession of i^urchaser is prolonga- tion of that of vendor, 703 purchaser may reject, when con- tract provides for " good title of record," 703 adverse possession of mere tres- passer insufficient, 703 time suflScieut to bar disabilities must have elapsed, 704 burden on vendor to show prima facie bar, 705 and on purchaser to show facts re- moving the bar, 705 conclusive presumption from lapse of time, 705 title as affected by other presump- tions, 706 title dependent on question of notice is unmarketable, 708 burden is on vendor to show title prima facie free from doubt, 709 after which burden shifts to pur chaser to show doubts, 709 illustrations of foregoing principles, 709 general observations, 710 error and irregularities in judicial proceedings, 711 sales of the estates of persons un- der disabilities, 714 want of parties to suits, 716 defective conveyances and acknowl- edgments, 719 imperfect registration, 719 construction of deeds, wills, etc., 722 competency o£ parties to deeds, 724 title as dependent on intestacy, 726 and on insolvency of intestate, 727 incumbiances which make title un- marketable, 728 admitted incumbrances, 729 easements, rights of way, build- ing restrictions, etc., 780 disputed incumbrances, 733 where doubts must be removed by parol evidence, 733 lis pendens, 733 existence and enforcibility of in- cumbrance, 734 duty to see to application of pur- chase money, 735 Improbability that incumbrance will be enforced, 736 apparently unsatisfied incum- brances, 787 authority to enter satisfaction, 739 Dower. right of, no breach of covenant for seisin, 259 inchoate right of, is breach of cove- nant against incumbrances, 294 renders title unmarketable, 731 purchaser may have indemnity against, semble, 472, 477, 773 purchaser should inquire as to exist- ence of, 183 assignment of, is breach of warranty, 344 Easements. should be inquired for by purchaser's counsel, 182 no breach of covenant for seisin, 359 constitute breach of covenant against incumbrances, 294 unless notorious and visible to pur- chaser, 298 conflict of authority on this point, 300 in granted premises a breach of war- ranty, 358 so, also, deprivation of, 358 measure of damages for loss of, 392 render title unmarketable, 730 Ejectment. notice of, to covenantor and request to defend, 403 request to prosecute, 406 by vendor against vendee, when, 587 Election of remedies, by purchaser, 3. 13, 233 is conclusive, when made, 14 Eminent domain. exercise of, no breach of warranty, 339 purchaser charged with notice of pro- ceedings, 179 as breach of covenant against incum- brances, 299, n Equitable estate. owner of, not entitled to benefit of covenants, 360 purchaser cannot be required to ac- cept, 695 Equities. doctrine of purchaser without notice applies only to, 179 no application where legal title is outstanding, 179 assignee of covenant not bound by, between original parties, 370 Equity. (See Specific Performance, Rescission, Reformation, In- junction.) equitable remedies in affirmance of contract, 456 830 INDEX. [references are to pages.] Equity — Continued. in rescission of contract, 656 will not compel purchaser to take doubtful title, 673 equitable defenses allowed at law, 433 measure of damages in, 466 quia timet, jurisdiction of, 783 Error of law. title under judicial sale not affected by, 88 renders title doubtful when, 678, 711 Estate. to be considered in examination of title, 171, 174 after-acquired, enures to grantee, 493. (See Estoppel.) purchaser not required to take equita- ble, 695 nor defeasible, 698 covenant of seisin is broken if, is defeasible, 386 Estate for life. measiire of damages where grantee gets only an, 273, 391 outstanding, is breach of covenant against incumbrances, 294 Estate for years. outstanding, is breach of covenant against incumbrances, 293 but not of covenant for seisin, 259 measure of damages on eviction from, 386 Estoppel. grantor estopped to assert after- acquired title, 493 as between lessor and lessee, 494 as between execution debtor and purchaser under execution, 495 where grantor pays off lien assumed by grantee, 495 where title of grantor disseising grantee, is cured by time, 495 •estoppel binds heirs and devisees, 495 but only to the extent of assets re- ceived, 495 heirs not estopped by lineal or col- lateral warranties, 496 warrantor estopped from setting up resulting trust, 496 no estoppel where covenants have been extinguished, 496 no estoppel in cases of fraud by grantee, 497 tifter-aoquired estate must be held in same right, 497 estoppels must be mutual, 498 mortgagor estopped by his warranty, 498 Estoppel — Continued, except in case of purchase-money mortgage, 498 mortgagor estopped as against a. sub- sequent mortgagee, 499 void conveyance operates no estoppel, 499 as where the deed is champertous, 499 or execxited in fraud of creditors, 500 or imperfectly executed, 500 exceptions, 500, 501 effect as actual transfer of after- acquired estate, 501 subsequent purchaser from grantor not affected, 503, 504 contrary rule in some of the States, 503 subsequent purchaser with notice is bound, 506 grantee must accept after-acquired estate in lieu of damages, 507 unless he has been actually dis- turbed in his possession, 507 Mr. Rawle's dissenting view, 508 but title must have been acquired before action brought, 510 what covenants will pass after- acquired estate, 511 any of the covenants unless special or limited, 511 circuity of action not avoided by estoppel, when, 512 mere quit claim or release will not operate an, 516 heir or remainderman conveying by quit claim not estopped, 519 general covenants will not operate an estoppel, when, 519 when quit-claim will operate an estoppel, 530 Van Rensselaer v. Kearney, 520 effect of covenant of non-claim by way of estoppel, 522 quit claim estops grantor of public lands, when, 533 fiduciary and ministerial grantors not estopped, 523 execution debtor not estopped by sheriff's deed, 523 grantee not estopped to deny title of grantor, 523 but cannot set up adverse title against him, 534, 603 except where vendor attempts to convey public lands, 386, 524 or has been guilty of fraud respect- ing the title, 524 or where the grantee has been evicted, 524 or where the contract has been re- scinded, 524 resume of principles, 524 INDEX. 831 [references are to pages.] Eviction. (See Warranty, Covenant i OF.) not indispensable to purchaser's ac- tion for damages, 17 not necessary to breacli of covenant for seisin, 254 actual and constructive, 341, 345 no compulsory acceptance of after- acquired title in case of, 508 detention of purchase money as de- pendent on, where contract is exeoutorv, 573 executed, 430, 600, 783 Evidence. parol , of exception from covenants, 383 of value of warranted premises con- sideration money is, 383 of paramount title in evictor, notice dispenses with, 403 parol, to show mistake in deed, 538 must be clear and positive, 588 to remove doubts as to title, 693 Examination of title. should not be left to incompetent per- son, 160 time allowed for, 165 classification of inquiries to be made, 170 expenses of, '319, 563 consequences of omission of, 333, 340, 376 Exchange. covenants implied in, 331 measure of damages for breach of contract to, 217 Executed and executory contracts. what are, 3 as regards detention of purchase money, 431, 554. (See Contract.) Execution. of deed by corporation or agent, 48 caveat emptm' applies to sale under, 57. (See Caveat Emptor.) Executors and administrators. caveat emptor applies to sales by, 108. (See Caveat Emptor.) purchase of trust subject by, is void, 106 should enter into special covenants only, 153 personally liable on general cove- nants, 155 liable on testator's covenant of war- ranty, 335 entitled to benefit of, when, 335 Expenses. of examining title may be recovered, 319 563 of nerfecting the title, 385, 402 of defending the title, 330, 396, 399 Express contract. (See Agreement, Contract.) Extinguishment of covenants. by reconveyance to covenantor, 371 Fact. title as dependent on question of, 676, 679, 681 mistake of, as ground for reforma- tion of deed, 539 for rescission of executed contract, 803 Failure of title. (See Defective Title and Analysis, p. VII.) right to recover back or detain pur- chase money on. (See Purchase Money, Detention of.) False statements. (See Fraud, De- ceit.) Fees. of counsel for examining title, liability of vendor for, 219, 563 in defending title, 330, 896, 899 Fee simple. estate sold presumed to be a, 31 Fence. dut-^ to maintain, is an incumbrance 295 Fiduciary vendors. caveat emptor applies to sales by, 108 (See Caveat Emptor.) covenants for title by, 153 Forged instrument. lying in chain of title, 173, 174, 181 registration does not protect pur- chaser, 181 Fraud, as ground for collateral attack, 105 of vendor, effect on purchaser's rights, 383 purchaser may elect to rescind or affirm, 233 fraud without injury gives no action, 234 fraud of agent binds principal, 335. (See Agent.) what constitutes fraud respecting the title, 236 concealment of defects, 336 defects apparent of record, 340 willful or careless assertions, 340 existence of fraudulent intent, 347 statements of opinion, 348 facts showing fraud must be alleged, 251 burden of proof is on purchaser, 353 fraud not merged in conveyance, 638 of vendor bars right to perfect the title, 753 as affecting title under judicial or ministerial sale. (See Caveat Emptor.) 832 INDEX. [references are to pages.] Fraudulent conveyance. title derived under, not marketable, 682, 708 remote purchaser under, charged with notice, when, 173 will sustain transfer of after-acquired title by estoppel, when, 500 Further assurance, Covenant of. form and effect, 416, 417 what constitutes breach, 417 effect by way of estoppel, 417 runs with the land, 418 measure of damages for breach, 419 " Good and sufficient deed." effect of agreement to make, 32 Good right to convey. (See Seisin.) "Grant, bargain and sell." covenants implied from these words, 256, 279, 329 Guardian. caveat emptor applies to sales by, 134 tHle as affected by acts or powers of, 715, 716, n in judicial roceedings, 716, n Heirs. liable on covenants of ancestor, 332 entitled to benefit of, when, 256, 335 word, omitted from deed may be sup- plied, 534, n title as dependent on fact of inherit- ance, 673, 692 Highway. no breach of covenant of seisin, 259 is breach of covenant against incum- brance, when, 298 conflict of authority on this point, 300 ^ notice of, as affecting right to rescind, 196 Husband and wife. (See Markibd WOMBN.) Idem sonans. cases of. as affecting title, 721 Implied covenants. from words "grant, bargain and sell," 256, 279, 329 in a lease, 330 in an exchange, 331 in partition, 331 none from mere recitals in deed, 333 Improvements. purchaser not allowed damages for loss of, 222, 370, 375, 393 except in cases of fraud, 376 and sometimes in equity, 668 and except in certain States, 379 I Incapacity. of parties, title as dependent on, 171, 181, 734 Incumbrance. (See iNcnMBHANCE, Covenant against, Purchase Money, Detention op.) operates no change in title, 2 definition, 386 what constitutes, 386, 730 to be searched for in examining title, 177 concealment of, is fraud, 236, 240 as ground for detention of purchase money where contract is executory, 566 where contract is executed, 420, 446 cannot be verbally excepted from covenants, 281 renders title unmarketable, 730 may be discharged out of purchase mone}', 484 when subject to compensation or in- demnity, 467, 473, 770, 774 vendor mav be compelled to remove, 460, 491 " right of vendor to remove, 741 subrogation of purchaser to benefit of, 487 Incumbrance, Covenant against. form and effect of, 378 implied from certain words, 379 distinguished from covenant to dis- charge incumbrance, 379 restrictions and exceptions, 380 must be expressed in conveyance, cannot be shown by parol, 381 contrary rule in Indiana, note, 382 assumption of mortgage by grantee, 388 effect of conveyance "subject to" mortgage, 383 what constitutes breach of, 383 mere existence of incumbrance operates breach, 285 definition of term "incumbrance" 386 pecuniary charges or liens, 387 notice of same immaterial, 387 when taxes constitute breach, 288 outstanding estate in the premises, *93 easements or physical incum- brances, 294 building restrictions, 395 party walls, 296 notice of easement as affectiuff breach, 897 conflict of decision on this point 300 runs with land for benefit of assignee 304 '^ ' contrary rule in some States, 303 INDEX. 833 [references are to pages.] Incumbrance — Continued. I measure of damages for breacli of, 306 nominal, wliere no actual loss, 307 judgment a bar to future recovery, 308, 315 where grantee discharges incum- brance, 308 amount paid must have been rea- sonable, 310 covenantee not bound to redeem, 311 damages cannot exceed purchase money and interest, 311 damages where incumbrance is permanent, 313 of lessee against lessor, 314 pleadings must describe incumbrance, 315 discharge of same must be alleged, 316 burden of proof is on plaintiff, 317 detention of purchase money on breach of, 446 Indemnity. as general rule purchaser cannot de- mand, 471 nor be required to accept, 776 against inchoate right of dower, 472 Infant. title as dependent on rights of, 714, 716, n infancy of grantor in chain of title, 181 Inheritance. words of, in deed, supplied, 534, n title, as dependent on question of, 183, 693 Injunction against collection of pur- chase money. where the contract is executory. (See Purchase Money of Lands, and 534 where the contract has been executed, 778 general observations, 778 where the grantor was guilty of fraud, 780 injunction granted though no breach of covenants has oc- curred, 780 so, also, in case of mistake, 780 grantor cannot be forced to action for damages, 781 grantee setting up fraud as de- fense to action for purchase money cannot have injunction, 781 want of opportunity to defend at law, 781 injunction denied, when defense may be made at law, 781 or might have been so made, 783 105 Injunction — Continued. but granted if defense prevented by fraud, accident or mistake, 783 and where no opportunity for defense, 783 as in case of enforcement of deed of trust, 783 or in strict foreclosure of mort- gage, 783 and in case of after-discovered facts, 783 remedy on covenants must be una- vailing, 783 where grantor is insolvent or a non- resident, granted, 783 though there has been no breach of covenants, 783 this upon the principle of quia thaet, 783 but suit must have been prose- cuted or threatened by adverse claimant, 783 except in certain of the States, 794 insolvency must be alleged in the bill. 785 transfer of negotiable securities will be enjoined, 786 no perpetual injunction where purchaser must accept compen- sation, 786 bill must allege clear, outstanding- title, 787 and that claimant is prosecuting or threatening suit, 787 mere doubts as to the title insuf- ficient, 787 complainant must confess judg- ment at law, when, 788 Injunction granted against trans- feree of note, 788 unless purchaser for value, without notice, etc., 788 if injunction perpetual, plaintiff should reconvey, 788 where estate is incumbered, 788 unimportance of non-residence or insolvency of grantor, 788 grantee cannot pay off lien and set it up against grantor, 789 incumbrance no ground for re- scission, 790 injunction against foreclosure of purchase-money mortgage de- nied, 790 except in case of prior incum- brance, 790 denied where no covenants for title, 791 presumptions against grantee in such cases, 791 temporary and perpetual injunc- tion, 793 effect of perpetual injunction, 793 834 INDEZ. [RBFEBKNCE3 ARE TO PAGES.] Injunction — Continued. damages on dissolution of in- junction, 792 resume, 793 where no present right to recover substantial damages, 794 absolute want of title as ground of injunction, 794 without regard to non-residency or Insolvency of grantor, 794 or to threats or prosecution of suit by adverse claimant, 794 or to reconveyance by grantee, 795 this doctrine enforced in Va. andW. Va., 795 not recognized elsewhere, 795 rested upon ground of inade- quacy of remedy at law, 795 and as protection to purchaser under a trust, 796 but complaint must show a clear outstanding title, 796 mere doubts as to title insuffi- cient, 796 Insolvency. of covenantor as ground for detaining purchase money, 783 Interest. as element of damages, 220, 893, 466 setoff against rents and profits, when, 220 on purchase money while title is be- ing perfected, 766 Interlineations. to be noted in examining title, 173 Joint tenants. should covenant severally, 153 Judgments. where void, title under, 136 subrogation to benefit of, 135, 486 should be noted in examining title, 176 no breach of covenant for seisin, 359 are breach of covenant against in- cumbrances, 287 of eviction without dispossession no breach of warranty, 350 several separate, may be entered on warranty, when, 361 when conclusive evidence of para- mount title, 403 apparently unsatisfied render title un- marketable, 737 must be confessed on application for injunction, 788 Judicial sales. (See Caveat Emptok.) caveat emptor applies to, 76 title as dependent on validity of, 88, 711, 714, 716 Judicial sales — Continued. not affected by reversal of decree, 89 purchaser at, entitled to benefit of covenants, 364 Jurisdiction. of oiHcer taking certificate of ac- knowledgment, 57 want of, exposes judgment to col- lateral attack, 93 Jury. fact of notice to defend ejectment, question for, 409 Laches. in objecting to title is waiver of ob- jection, 190 exceptions to this rule, 191 in suing for reformation of deed, 539 mistakes resulting from, not reliev- able, 537, 810 of vendor in perfecting title, bars his right, 757 Land. will not pass under word "assets," 53 warranty does not extend to quantity of, 326 value of, at time of sale is measure of damages, 211, 373 Landlord and tenant. (See Lease.) Lease. lessor must covenant generally, 153 to be noted in examination of title, 175 outstanding, is no breach of covenant of seisin, 259 but is breach of covenant against in- cumbrances, 293 covenant implied in lease, 880 tortious disturbances by lessor, 338 title of lessor not usually examined, 153, 388, 676 damages on eviction of lessee, 386 lessee may recover back rent, when, 388 Legal estate, vendor need not have, but must ob- tain, 459, 741, 754 Legal process. not necessary to eviction of cove- nantee, 843 Lien. should be noted in examination of title, 176, 177 is breach of covenant against incum- brance, 287 of purchaser on failure of title, 593 does not exist if vendor is solvent, 594 INDEX. [kefbrences abb to pages.] 835 Lien — Continued. nor as against purchaser without notice, 594 Life estate. (See Estate for Life.) Limitations, Statute of. begins to run on covenant of seisin, when, 268 on covenant of waiTanty, when, 343 title under, is marketable, 699. (See Doubtful Title.) Liquidated damages. in excess of purchase money may be recovered, 229 but amount must be reasonable, 239 and not a penalty or forfeiture, 230 Lis pendens. should be noted in examining title, 177, 178 not an incumhrance, when, 388 renders title unmarketable, when, 733 Lose of bargain. (See Damages, Measure of.) Lots, failure of title to part of several, 773 Marketable title. (See Doubtful Title.) original technical meaning of this ex- pression, 673 modern use of this expression, 9, 673 doctrine of, no longer restricted to equity, 683 purchaser may demand, 673 question of, is for the court, 676 opinions of counsel on question, not admissible, 676 classification of cases of, 677, 709 classification of cases of unmarket- able, 679, 709 title by adverse possession is, 699 Married women. (See Dower.) right to require covenants from, 153 estopped by their covenants in some States, 514 acknowledgment of deed. (See Ac- knowledgment. ) when deeds of, will be reformed, 547 coverture to be noted in examining title, 181 Mechanic's lien. to be noted in examination of title, 177 Merger, of executory contract in deed. 438, 624 of verbal stipulations as to title in deed, 438, 634 Merger — Continued. cases in which merger does not- occur collateral stipulations of which deed not necessarily a performance, 430 where deed is void, 631 rule in Pennsylvania, 626 rule in Indiana, 282 n fraud not merged in deed, 628 Mesne profits. (See Interest, Rents and Profits.) as set off against purchaser's demand for interest, 320, 393 purchaser not liable to vendor for, when, 220, 666 Metes and bounds. not indispensable to description in deed, 51 where uncertain or impossible, 53 warranty does not extend to, 326 Ministerial vendors. cateat emptor applies to sales by, 76, 108, 118, 132 general covenants not required from, 157 Misnomer. as objection to sufficiency pi deed, 45 as objection to sufSciency of certifi- cate of acknowledgment, 60 title as dependent on, 721, n Misrepresentations. (See Fraud, Deceit.) Mistake. as ground for reformation of deed. (See Reformation.) rescission of executed contract, 798, 803 mistake of fact, 803 mistake as to fact on which title depends, 803 as where estate has been divested by happening of some event of which the parties are igno- rant, 803 and where subject-matter oi con- tract has no existence, 804 but mere ignorance of outstand- ing title in a stranger no ground for relief, 805 except when grantee has pur- chased his own estate, ignorant of his title, 807 mistake cannot be availed of at law, 808 mistake as to existence of the premises, 808 where deed does not convey the lands purchased, 808 grantee must reconvey the premises, 809 836 INDEX. [references aub to pages.] Mistake — Continued. . mistake must not have arisen from negligence, 810 mistake must have been material, 810 mistakes as to quantity, 811 mistake of law, 811 in many cases no ground for re- lief, 811 but relief granted in some cases, 813 distinction between ignorance of, and mistake of law, 814 "ignorance of law does not excuse" applies only to the general public laws, 818 erroneous construction of devise or grant, 818 where true construction of the law is doubtful, 819 misrepresentation of law by vendor, 819 mistake must be mutual, 820 Honey had and received, action for, where title has failed, 558 expenses of examining title not re- coverable in, 563 Mortgage. (See Ikcumbeakce, Pur- chase Monet.) general covenants must be inserted in, 153 to be noted in examining title, 176 in form an absolute deed, purchaser without notice of, 180 operates no breach of covenant of seisin, 259 is breach of covenant against incum- brances, 288 excepted by parol from covenants, 281 effect of purchase " subiect to," 381 eviction under, is breach of covenant of warranty, 355 for purchase money, foreclosure of, where title has failed, 435, 790 mortgagor estopped by covenants in, 498 unless given for purchase money, 868, 498 detention of purchase money where exists, 446, 566 renders title unmarketable, when 733, 737 Negligence. (See Laches.) mistake resulting from, no ground for reformation, 587 nor for rescission, 810 Nominal damages. (See Damages, Measubb op.) what are, 309 I Nominal damages — Continued, for inability to convey good title, 211 on breach of covenant for seisin, when, 272 against incumbrances, 307 judgment for, bars second action on same covenant, 308 but not on other covenants. 273 Non-claim, Covenant of. equivalent to covenant of special war- ranty, 322 will operate an estoppel in some States, 522 Non-residence. as ground for purchaser's lien on the premises, 594 as ground for enjoining collection of purchase money, 783 title as dependent on proceedings in case of, 715, n Notice. of incumbrance, when immaterial to action for breach of covenant, 287 when material in case of physical incumbrance, 297 of defect does not affect liability on warranty, 334 as affecting right to rescind contract, 194, 430, 569 rule in Texas and Pennsylvania, 449, 634, 636 to covenantor of ejectment and re- quest to defend, 402. (See Wab- RAKTT.) not indispensable to recovery on warranty, 409 necessary to affect assignee with equities, 871 purchaser of after-acquired estate from covenantor without, pro- tected, 502. (See Estoppel.) deed recorded prior to inception of _ grantor's title, not. 503 of intent to rescind, 549 time made material by, 760 record as notice to purchaser, 240, 636 Objections. to title, waiver of. (See Waiver op Objections.) summary of different sources of, 175 to deed, should be seasonably made, and to abstract of title, 167 Officer, of corporation, should execute deed, how, 48 how acknowledge, 61 ca.vcat emptor applies to sales by, 118, 133 covenants cannot be required from. 157 INDEX. [ebpkbencbs aee to pages.] 837 Officer — Continued. j taking certificate of aclinowledgment. (See Acknowledgment.) / title as dependent on powers of, 720, n Omissions. (See Mistake.) from deed as ground for reformation, 539 Opinion. mere expression of, as to title, no evi- dence of fraud, 248 of conveyancing counsel inadmissible on question of title, 676 Orphan's court sales. (See Caybat Emptob.) Paramount title. in a stranger, no breach of warranty, 341 must be hostilely asserted to consti- tute breach of warranty, 351, 356 notice to defend ejectment dispenses with proof of, in evictor, 402 need not be set forth with particular- ity in pleading, 412 but eviction under must be averred, 412 outstanding, as ground for detaining purchase money, 599 (See PuKCHASB Monbt of Lauds.) purchaser may buy in, 481 but cannot use to defeat vendor's title, 523 exception, 524 Parol agreements. (See Merger.) as to removal or assumption of Incumbrance, 281 as to title, merged in deed,- when, 428, 624 Partial failure of consideration. as ground for detaining purchase money, 438 Particulars of sale, usually prepared and circulated before day of sale, 27 should state defects of title, 30 Parties. names of, must be inserted in deed, 44 competency of, to be noted in exam- ining title, 171, 174, 181 bound and benefited by covenant of warranty, 332 to suit for rescission, 671 title as dependent on want of, to suit, 716 competency of, to deed, 724 Partition. covenants implied in, when, 331 title as dependent on proceedings in, 712, 714, n Partners. (See Joiwt Tenants, Ten- ants IN Common.) how should execute deed, 49 how deed executed to, 46 Party wall. is a breach of covenant against in- cumbrances, when, 296 when not, 297 renders title unmarketable, 739 Patent defects, vendor not bound to call attention to, 340 Patents of land. lying in chain of vendor's title, 178 purchaser charged with notice of de- fect in, when, 173 Payment. (See Purchase Monet, Detention of.) of purchase money is waiver of ob- jection to title, when, 192 as condition precedent to action for damages, 15 suit for specific performance, 461 Perpetuities. to be noted in examining title, 174 Personal expenses. when allowed as damages on breach of warranty, 401 Personal representatives. (See Ex- ecutors and Administrators.) Pew assessments, when no breach of covenant against incumbrances, 289, n (See the several cove- Pleadings. nants.) Possession. taking, when waiver of objection to title, 188 inability to get, is a constructive evic- tion, 345 of stranger is notice to purchaser, 181 must be restored to vendor, when, 584 vendor may recover, when, 587 title by adverse, is marketable, 699 detention of purchase money where, undisturbed, 603 Possibility. bare, when no objection to title, 674, 705, n, 715, n Power. of parties to be noted in examining title, 48, 171, 174, 181 defective execution of statutory, not aided in equity, 540 title as dependent on, and compe- tency of parties, 724, 725, u 838 INDEX. [RBFERENC3ES ARE TO PAGES.] Power of attorney. validity of deed executed under, 48 to execute gives power to acknowl- edge deed, 61 title, as dependent upon exercise of, 726, n entry of satisfaction under, 739 Presumptions, every title dependent to some extent on, 707 from lapse or time, title as dependent upon, 705 of death, title as dependent upon, 706 of satisfaction of incumbrance, 739 Principal. (See Agent, Attoenbt.) is affected by agent's fraud, 235 but not liable in damages, 235 Privity of estate, essential to doctrine of estoppel, 506 Privy examination of married wo- men. (See AOKNOWLBDGMBNT.) Public road. (See Highway.) Purchase. of paramount title is constructive evic- tion, when, 353 Purcliase-money mortgage. failure of title no ground for enjoin- ing foreclosure of, 435 Purchase money of lands. detention of, on failure of title, 553 general principles, 553 where the contract is executory, 557 general rule that purchase money may be detained, 557, 559 forfeiture of deposit by purchaser, 560 exceptions to and qualifications of general rule, 561 what objections may be made to title, 563 expenses of examining the title, 563 burden of proof lies on purchaser, 564 right to detain, where estate is incumbered, 566 taxes and assessments, 567 application of purchase money to incumbrances, 567 buying with knowledge of defect or incumbrance, 569 chancing bargains, 570 burden on vendor to show as- sumption of risk, 571 effect of accepting title bond, 372 consideration of sealed instru- ment may be inquired into, 573 Purchase money — Continued. injunction against collection of purchase money, 574 in cases of fraud, 575 not necessarily a disaffirmance of contract, 575 bill must aver tender of pur- chase money, 577 effect of transfer of purchase- money note, 577 refusal of vendor to convey for want of title, 578 purchaser must show tender of purchase money, 199, 578 where purchase money is payable in installments, 580 payment of purchase money not a condition precedent to, when, 581 purchaser must show offer to re- scind, 582 pleadings and burden of proof, 582 purchaser must restore premises to vendor, 584 fact that he has made improve- ments immaterial, 587 vendor must be placed in statu quo, 588 restoration a condition prece- dent to rescission, 589 rule in Pennsylvania, 590 restoration in cases of fraud, 591 when purchaser need not re- store premises, 593 where vendor refuses to re- ceive them, 593 where detention necessary for purchaser's indemnity, 593 purchaser's lien for purchase money, 594 where title fails to part only, 595 where the contract is void (?), 597 where covenants for title have been broken, general rule, 421 cannot detain, where no breach of covenants, 434 exception to this rule, 427 merger of prior agreements, 428 purchase with knowledge of de- fect, 430 recoupment, 433 recoupment in foreclosure suit, 435 partial failure of consideration, 438 assumpsit to try title, 441 what constitutes eviction, 443 purchase of outstanding title, 443 discharge of incumbrances, 446 INDEX. 839 [refebknces aee to pages,] Purchase money — Continued, rule in Texas, 449 rule in South Carolina, 451 pleadings, 454 resume, 455 where covenant of seisin has heen broken, 599 semble that purchaser may detain, in some of the States, 603 though he has not been evicted, 608 provided there is a moral cer- tainty of eviction, 613 and provided he reconveys the premises, 613 breach of this covenant as to part of the premises, 615 where covenants for title have not been broken, general rule is that purchase money cannot be detained, 421 except in cases of fraud, 647 and where equity exercises a quia timet jurisdiction, 783 where there are no covenants for title, 616 general rule is that purchaser cannot detain, 616 reasons for this rule, 618, 619 want of title is npt of itself a mistake, 630 purchaser should be subrogated to benefit of incumbrance, 620 exceptions to general rule above, 623 where the deed is absolutely void, 623 merger of all prior agreements respecting the title, 634 what agreements not merged in conveyance, 636 fraud not merged in conveyance, 638 rule in Pennsylvania as to deten- tion of purchase money, 633 absence of covenants for title immaterial, 633 unless purchaser had notice of defective title, 633, 634 constructive notice insufficient, 636 adverse title must be clear and undoubted, 635 incumbrance must equal unpaid purchase money, 635 purchaser's risk of the title, when presumed, 637 no presumption from notice of pecuniary incumbrance, when, 638 presumption where deed con- tains covenants for title, 638 no relief unless covenants have been broken, 638 Purchase money — Continued. no relief by way of recovering back tho purchase money, 639 Pennsylvania rule does not apply to sheriff's sales, 641 nor to judicial or ministerial sales, 641 detention or restitution in oases of fraud, 647 purchaser may always recover back or detain, in cases of fraud, 647 whether contract is executory or has been execiited, 647 whether there are or are not cove- nants for title, 647, 650 whether covenants have or have not been broken, 647, 651 purchaser electing to rescind must notify vendor, 647 purchaser may affirm instead of rescind contract, 647 coQCurrent remedies in cases of fraud, 649 may be availed of as defense at law, 651 what amounts to fraud by vendor, 653 waiver in cases of fraud, 653 by acceptance of conveyance with knowledge of fraud, 653 by laches and delay, 654 purchaser does not waive dam- ages by affirming contract, 654 may be recovered back on failure of title, when, 553 where contract is executory (See above. Detention of Pue- CHASB Money, and 553.) general rule is that purchase money may be recovered back, 558 where vendor wrongfully con- veys away the premises, 564 where vendor tenders insufficient deed, 565 purchaser at j udicial sale cannot recover back, 565 where title is unmarketable, 565. (See DouBTPUL Title.) fact that contract was within Stat- ute of Frauds immaterial, 565 cannot recover more than pur- chase money, interest and exj)enses, 566 where contract has been executed cannot be recovered back eo nomine, 643 purchaser's remedy is on the covenants, 643 cannot recover on contempora- neous parol agreement to re- fund, 645 nor maintain bill in equity against vendor, 645 840 INDEX. [references are to pages.] Purchase money — Continued. rule does not apply in case of mistake, 645 nor where deed is absolutely in- operative, 64tj Purchaser. remedies of, on failure of title, 3 right of purchaser to action for breach of contract, 11 must have paid purchase money in full, 15 in possession may sue for damages, 17 right to require a title free from de- fects, 20, 673 may reject conveyance tendered, when, 40 entitled to what covenants for title, 143 bound bj' maxim caveat emptor, when. 75 may require abstract of title, 159 entitled to time for examination of title, 165 should make what inquii'ies in pais, 181 what acts of, amount to waiver of ob- jections to title, 183 must tender purchase monej; and de- mand deed, when, 199 may maintain action on the case for deceit, 233 may surrender possession to owner of better title, 348 may detain purchase money on fail- ure of title where the contract is executory, 548, 554, 656 where covenant of warranty has been broken. 420 on breach of covenant of. sei.sin, semhle, 599 in cases of fraud, 647, 798 cannot detain purchase money on failure of title where no covenants for title, 610 except in Pennsylvania, 633 where objections to title have been waived, 183 may recover back purchase monej- on failure of title where the contract is executory, 554 but not after contract has been executed, 643 his remedy is on the covenants if any, 643 entitled to specific performance of the contract, ■when, 456 and to damages in equity, when, 463 may elect to take the title though de- fective, 467 or with compensation for defects, 467 Purchaser — Continued, has a right to perfect the title, 481 estopped to deny title of vendor. when, 523,663 subrogated to benefit of lien, 486 may compel removal of incumbrances, when, 491 may compel transferof after-acquired title, 491 entitled to reformation of conveyance, when, 526 may rescind contract on failure of title, when, 548, 656 by notice without suit, 548 by proceedings at law or in equity, 554, 656 must restore premises to vendor on rescission, 583 but has lien for purchase money, when, 593 cannot be required to accept doubtful title, 672 may require record title, when, 689 cannot be compelled to buy a law- suit, 697 compelled to take title by adverse possession, when, 699 must take title with compensation for defects, when, 769 may enjoin collection of purchase money, when, 574, 778 relieved where subject of contract does not exist, 804 and where he buys his own estate, 807 and in other cases of mistake, 802, 811 and wherever the vendor is guilty of fraud, 780, 798 duty to see to application of pur- chase money, 735 Purchaser's defenses. (See Purchase Monet op Lands.) to action for breach of contract, 18 to suit for specific performance, 659 Purchaser without notice. not protected where vendor had no actual legal title, 179 is protected against equities in third persons, 180 of equities between covenantor and covenantee, 371 of after-acquired estate protected, 502 record as notice to purchascx, 240, 636 Qualified covenants. express agreement will restrict cove- nant of warranty, 327 general covenants not restrained un- less intent clearly appears, 327 subsequent limited covenant will not restrain prior covenant, when, 337 INDEX. 841 [references are to pages.] Qualified covenants— Continued. restrictive words iu first covenant extend to all, when, 327 general covenant does not enlarge subsequent limited covenant, 338 restrictive words in one will not con- trol other covenants, when, 338 equity will reform deed by inserting restriction or qualification, 339 Quantity. covenant of warranty does not extend to, 336 purchaser must accept title vsith com- pensation for loss of small, of estate, when, 7t)9 Quia timet. equity will exercise this jurisdiction on failure of title, when, 783 Quiet enjoyment, Covenant for. (See Wakrantt, Covenant or.) same in effect as covenant of war- ranty, 414 what constitutes breach, 415 implied in leases, 330 tortious disturbance by landlord is breach of, 338 Quit claim. (See Covenants for Title.) what is, 140 agreement ta convey by, 36 purchaser accepting cannot detain purchase money, 616 except iu case of fraud, 647 passes benefit of covenants for title, 363 but will not transfer after-acquired title, 501 Krail'way. when existence of, is breach of cove- nant against incumbrances, 398 Rebutter, operation of covenants for title by way of, 508 Recitals, in deed put purchaser upon notice, 173 no covenants implied from mere, 333 sometimes operate as an estoppel, 333 Recognizance. to be noted in examining title, 177 Reconveyance. on detention of purchase money where breach of covenant of seisin, 604, 613 on rescission of executed contract, 799, 800 106 Record. defects of title apparent from public, 175 purchaser charged with notice from public, when, 340 when puchaser may require good title of, 34, 689 cannot be collaterally attacked on question of title, when, 88 title as dependent on sufficiency of, 719, 730, n in ejectment made evidence against vendor by notice, 403 Recording acts. notice, as between vendor and pur- chaser, by virtue of, 340 record of deed prior to inception of grantor's title, 503 Recoupment. distinguished from set-off, 434 detention of purchase money by way of, 433 on foreclosure of purchase-money mortgage, 435 Reference of title to master in ch.an- cery. title will be referred, when, 763 when, is matter of right, 763 denied where purchase was a chanc- ing bargain, 763 and where the court is satisfied about the title, 764 at what stage of proceedings refer- ence is directed, 764 procedure on, 765 costs of, how decreed, 765 Reformation of tlie conveyance. by insertion of covenants for title, 339 is a familiar ground of equitable jurisdiction, 536 is a species of specific performance, 526 plaintiff should first have tendered corrected deed, 537 unless defendant has refused or was incompetent to execute same, 527 and except in suit to reform and fore- close mortgage, 537 defendant refusing to correct must pay costs, 537 bill must contain prayer for reforma- tion, 538 but held that prayer for " other and further relief " sufficient, 538 reformation of deed does not contra- vene Statute of Frauds, 538 equities of both parties will be en- forced, 538 adverse possession by stranger no ob- jection to, 539 842 INDEX. [bepekenoes abb to pages.] Reformation of conveyance — Con. purcliaser under void sheriffs sale cannot sue for reformation, 529 how mistakes in recording deed cor- rected, 539 mistake of fact in insertion or omis- siou relievable, 539 contents as intended but founded in mistake of fact, 530 mistake in wills cannot be cor- rectad, 530 patent ambiguity in a deed may be corrected, 531 reservations will not be inserted un- less omitted through fraud or mistake, 531 equity will insert omitted cove- nants for title, 531 unless purchaser Imew character of the deed, 531 ignorance of defective title no ground for inserting warranty. 531 nlstake of law no ground for reforma- tion, 532 contrary view in some cases, 533 where deed fails to express inten- tion of ptiTties, 533 distinction between reformation and rescission, 533 court merely enforces original con- tract, 533 whaL is mistake of fact, and what mistake of law, 533 mistake must have been mutual, 535 unless defendant was guilty of fraud, 536 though the fraud might have been discoveirtd, 536 mere ignorance of contents of deed no ground for reformation, 537 pleadings fnust allege mutuality of misrtake, 536 mistake must have resulted from negligence, 537 exceptions to this rule, 537 nature and degree of evidence re- quired, 538 no difficulty in case of patent mis- take, 538 parol eviaence admissible to show mistake, 538 but must be clear and positive, 539 burden of proof is on complainant, 539 inconsistence of deed with prior contract not necessarily a mis- take, 539 laches in application for relief, 539 not imputable until discoveiy of mistake, 540 nor where grantor has refused to correct, 540 defective execution of statutory power will not be aided, 540 Reformation of conveyance — Con. except in mere matters of descrip- tion, 540 right not confined to immediatt; parties, 540 but complainant must be party or privy to the deed, .540 remote grantee entitled, 541 denied purchaser at sherifPs sale, 541 denied grantee owing part of pur- chase money, 541 grantor entitled to reformation, 543 but deed is always construed strongly against him, 542 and denied in case of his negli- gence, 543 and where he insists upon pay- ment of the purchase money,. 543 may be decreed against heirs, de- visees, grantees and others, 543 persons in interest must be made parties, 543 when grantor not a necessary party, 543 may be decreed in favor of and against subsequent purchasers and creditors, 544 but not as against them if with- out notice, 544 possession sufficient as notice, 545 mistake on face of deed is notice, 545 bill must aver notice to defend- ant, 546 purchaser must have paid value, 546 volunteer not entitled to reforma- tion as against grantor, 546 but is entitled as against other persons, 546 granted in favor of mortgagee of volunteer, 546 examples of sufficient considera- tion, 546 married woman's deed will not be reformed, 547 except in matters of description, 547 and except where disabilities have been removed, 547 Registration of deeds. (See Record AND ReCOEDING ACTS.) Registry acts. (See Rbcokdinq- Acts.) Release. (See Quit Claim.) does not affect subsequent assignee of covenants, 363 will pass benefit of covenants for title, 363 will not operate estoppel or rebutter, 516 INDEX. 843 [references are to pages.] Kemedies. of the parties on failure of title. (See Analysis, p. VII.) Bescission. of executory contract, 4, 656 by proceedings at law, 554 by act of the parties, 548 rescission is abrogation of the contract, 548 classification of ways in which rescission may occur, 549, n may always occur by consent of parties, 549 consent maj^ be implied from ac- quiescence, 549 party rescinding should give notice of intent, 549 each party must restore what he has received, 549 no forfeiture of purchaser's de- posit in such cases, 550 though contract provides for such forfeiture, 550 rescission by act of one party only, 550 but one party cannot deprive the other of right to per- form, 551 may sometimes treat the con- tract as rescinded, 551 rescission by consent not within Statute of Frauds, 553 by proceedings in equity, 656 suit for rescission proper, 656 may be maintained where title has failed, 656 not dependent on right to maintain action for damages, 657 grounds of equitable jurisdic- tion, 657 fraud always ground for, 658 reduction of agreement to writing, immaterial, 658 rescission where vendor had no power to sell, 658 when purchaser estopped to rescind, 659 defenses to vendor's suit for specific performance, 659 doubtful or unmarketable title, 659 unless sale was of such title or interest as vendor had, 659 vendor must show title prma fade, 660 purchaser must then show defects, 660 objection to title may be made after answer, 660 vendor resting his title on particular ground cannot shift after suit begun, 660 Rescission — Cpntinued. vendor on rescission must be placed in statu quo, 661 purchaser must restore prem- ises to vendor, 661 denied, where premises can- not be restored in same condition as received, 663 unless injury can be abated from purchase money, 663 substantial compliance with rule sufficient, 664 vendor's remedy when pur- chaser refuses to restore, 663, 663 contract must be rescinded m toto or not at all, 663 vendor may recover premises in ejectment, 663 purchaser estopped to deny his title, 663 restoration as condition prece- dent to rescission, 664 cases in which purchaser may refuse to restore the premises, 593 purchaser entitled to interest on purchase money, when, 664 rents and profits usually set off against interest, 665 unless pm'chaser liable to true owner for mesne profits, 666 wiieu not liable to vendor for mesne profits, 330, 666, 667 in equity purchaser allowed for improvements, 668 unless made with notice of defect, 669 purchaser's pleadings must show huw title is defective, 670 who necessary parties to suit for rescission, 671 of executed contract, 798 generally denied except in cases of fraud and mistake, 798 (See Mistake, and 803.) (See PuKCHASB Money, and 599.) fraud always a ground for rescis- sion, 799 fraud not merged in warranty, 800 decree must provide for reconvey- ance, 799 purchaser must reconvey or oSer to reconvey, 800 except where vendor has no color of title, 801 or has refused to accept a recon- veyance, 801 purchaser must act promptly on discovery of fraud, 801 damages allowed purchaser on re- scission when, 464, 803 844 INDEX. [references are to pages.] Beservation. unauthorized, in deed, 73 of vendors lien to be noted in exam- ining title, 172 of minerals is an incumbrance, 730 other reservatioijs, 730 by parol, inadmissible in evidence, 281 Restoration of premises to vendor. necessary on rescission of contract, 584 though purchaser has made im- provements, 587 vendor must be placed in statu quo, 588 as condition precedent to rescission, 589 rule in Pennsylvania, 590 in cases of fraud, 591 when rule does not apply, 593 where vendor refuses to receive them, 593 where detention necessary for purchaser's indemnity, 593 purchaser's lien for purchase money paid, 594 where title fails to part duly, 559 where the contract is void, 597 Resulting trust. purchaser without notice not afEected by, 180 Right of way. to be inquired for by purchaser, 182 when a breach of covenant against incumbrances, 295 notice of, to purchaser at time of covenant, 297 is not breach of covenant of seisin, 259 renders title unmarketable, 730 loss of or eviction from, a breach of warranty, 358 through warranted premises, a breach of warranty, 359 "Right, Title and Interest." (See Quit Claim.) effect of agreement to sell, 38 conveyance of, will not pass after- acquired estate, 520 Right to convey, Covenant for. (See CovENAKT OP Seisin.) Roads. (See Highways.) Root of title. (See Absthact op Title.) what is, 161 Running with the land. (See the several covenants for title.) Sale. (See Judicial Sale, Caveat Emptok.) implies indefeasible title in vendor, 20 of fee simple implied, 21 by personal representatives, 108 sheriffs and others, 118, 132 Satisfaction of lien. by surety should be noted in examin- ing title, 176 of incumbrance, when presumed, 739 Scroll. in place of a seal sufficient, 54 Seal. necessity for, 54 scroll sufficient, 54 must be recognized as seal, when, 55 to be noted in examining title, 170 does not exclude inquiry into con- sideration, 573 Seisin, Covenant for. form and effect of, 253 importance of, 254 requires an indefeasible estate, 354 in some States satisfied by bare pos- session, 255 implied from certain words of grant, 256 right of action for breach is personal, 256 what constitutes breach, 257 mere incumbrance does not, 259 not affected by champertous deed, 258 does not run with land after breach, 260 contrary rule in some States, 264 possession must have passed with deed, 267 when Statute of Limitations begin to run, 268 where action must be brought, 269 measure of damages for breach, 269 nominal, if no eviction, 271 loss of part of estate only, 273 burden of proof in action for breach, 273 pleadings in action for breach, 376 detention of purchase money in case of breach, 599. (See Purchase Money op Lands.) Set-off. (See Countbbolaim, Kecoup- MENT.) Sheriff's sale. (See Caveat Emptor.) caveat emptor applies to, 118 exceptions, 138 title under void judgment, 126 title under void execution, 129 purchaser cannot require covenants 157 covenants enure to benefit of pur- chaser at, 364 INDEX. 845 [kbfeeencbs are to pages,] Sheriffs sale — Continued. Pennsylvania, equitable doctrine of detention of purchase money does not apply to, 641 Signature. of grantor to deed not essential, 54 tout should be required by purchaser, 54 of certifying officer to certificate of acknowledgment, 68 to be noted in examination of title, 170 Sovereignty. (See Acts of Sovek- BiGNTT, Eminent Domain.) Specific performance. (See Title, Bight to Perfect, Compensation FOB Defects, Pukchasbk, Doubt- ful Title.) of executory contracts at suit of pur- chaser, 456 denied where vendor has no title, 457 and where equitable title is in a stranger, 457 granted as against second purchaser with notice, 458 vendor must make reasonable effort to get in title, 459 want of title at time of contract, no objection, 459 when vendor may be requii'ed to remove incumbrance, 460 when he cannot be required to re- move defect, 460 abandonment of contract waives right to specific performance, 461 acceptance of offer to sell must be unqualified, 461 effect of acceptance of purchaser ' ' provided the title is perfect," 461 purchaser must have paid or ten- dered purchase money, 461 unless he has notice that vendor will not perform, 463 laches takes away purchaser's right to relief, 463 damages in lieu of specific perform- ance denied, 464 unless other relief was in good faith the object of the suit, 464 measure of damages in such cases, 466 at suit of purchaser, with compensa- tion for defects, 467 may take such estate as vendor has, 469 or apply purchase money to incum- brances, 469 or have abatement of purchase money, 469 basis upon which compensation will be decreed, 469 purchaser bound by election to keep the estate, 470 Specific performance — Continued, decree for abatement, how framed, 470 purchaser cannot require indemnity against future loss, 470 except, it seems, against inchoate right of dower, 473 and this by abatement of purchase money, 472 where specific performance with abatement denied. 475 where there is title to small portion only, 475 where conditions of sale provide for rescission, 475 where purchaser bought with knowledge of defect, 475, 477 where purchaser has been guilty of laches, 476 where contract was to convey upon a contingency, 476 where inconsistent with the con- tract, 476 purchaser must have given vendor opportunity to abate, 477 must take the whole of part to which title is good, 477 right of vendor to rescind where title fails, 478 denied, unless reserved in the con- tract, 478 or except in case of fraud or mis- take, 478 vendor rescinding must return purchase money, 480 specific performance of covenants for title, 489 of covenant for further assurance, 489 removal of incumbrance, 490, 491 conveyance of after-acquired estate, 491 State. (See Eminent Domain.) covenants cannot be required from, 158 but if given operate an estoppel 158 appropriation of lands by, no breach of warranty, 339 Statute. (See Limitations, Statute OP.) of Frauds, agreement to rescind is not within, 552 does not affect right to recover back, 565 title as dependent on private, 715, 717, n., 725, n Street. (See Highway.) Subrogation. of surety, to be noted in examining title, 176 of purchaser at judicial and ministe- rial sales, 134 846 INDEX. [references are to pages.] Subrogation — Continued, of purchaser to benefit of lien, 486 where no covenants for title, 621 Subsequent purchaser. (See Pur- chaser.) entitled to benefit of covenants for title, 303, 359 Sufficiency of conveyance tendered. (Sec Deed.) Sufficiency of vendor's title. (See Doubtful TrrLE, Title, Aestkact OF Title.) Suit. (See Action.) effect of notice to covenantor of, and request to defend, 403 in equity, when a breach of covenant for quiet enjoyment, 415 Sunday. deed executed on, is valid, 44 Surplusage. does not vitiate certificate of acknowl- edgment, 70 Surrender. of premises, when a constructive evic- tion, 348 adverse title must have been hos- tilely asserted, 351 and must be shown to have been paramount, 352 Suspension of power of alienation. title as dependent on, cases cited, 723, n Taxes. to be noted in examining title, 177 when breach of covenant against in- cumbrances, 288 covenants for title cannot be required from tax officer, 157 Tax sale. will not pass benefit of covenants for title, 364 caveat emptor applies to, 132 Tax title, validity of tax sale to be noted in ex- amining title, 178 burden is on adverse claimant to show invaUdity of, 178 caveat emptor applies to purchase at tax sale, 132 and has been applied to transferee of tax title, 132 Tenants in common, should covenant severally, 153 may sue severally for breach of war- ranty, 336 Tender of performance. by purchaser, necessity for, 199 Tender of performance — Continued. distinction between mutual and de- pendent covenants, 199 what is sufficient tender, 201 when no tender need be made, 201 duty of vendor to tender perform- ance, 304 vendor must prepare conveyance, 206 tender must be averred, 207 Term of years. (See Lbaee.) Timber. privilege, breach of covenant against incumbrances, 292 Time. (See Laches, Limitatioks, Statute op.) of completing contract, when mate- rial, 749 in which to perfect the title allowed, 741, 746 in which to examine title allowed, 75 in which abstract should be furnished, 164 title as dependent on presumptions from lapse of, 705, 739 Title. (See Title, Right to Perfect THE.) absolutely bad, what is, 2 purchaser may demand what, 20, 672 covenants for, which purchaser may demand, 143 abstract of, 159 should be examined by purchaser, 160, 240, 344, 376 of lessor not usually examined, 153, 388 waiver of objection to, 183 paramount, may be gotten in by covenantee, 353, 481 may be perfected by purchaser, 481 acceptance of, with compensation for defects, 467, 769 subsequently acquired, enures to grantee, 493 root of, what is, 161 doubtful, what is, 2, 672 as dependent on adverse possession, 699 presumptions from lapse of time, 705 notice, 708 errors in judicial proceedings, 711 sale of estates of infants and others, 714 want of parties to suits, 716 defective conveyances, 719 construction of deeds and wills, 723 competency of parties to instru- ments, 724 intestacy and insolvency, 726 satisfaction of incumbrances, 737 vendor may perfect, 741 may be referred to master in chan- cery, 763 847 [eefekences are to pages.] Title bond. is a sealed obligation to make title under penalty, 23 acceptance of, has been held a waiver of right to rescind, 196 contrary view in other cases, 573 Title, Riglit to perfect the. rigiit of purchaser to perfect the title, 481 by the purchase of adverse claim, 481 but only as set-off to purchase money, 481 unless he has been evicted or sur- rendered the premises, 483 purchase must have been necessary for his protection, 483 price paid not conclusive of value of adverse claim, 484 caution in purchasing prospective interests, 484 discharge of liens and incum- brances, 484 purchaser may always apply pur- chase money to liens, 484 duty so to apply purchase money, 485 takes the risk of validity of the in- cumbrance, 486 caution in paying off mortgage lien, 486 rights of transferee of mortgage note, 486 can have credit only for amount actually paid, 486 subrogation to benefit of lieu dis- charged, 486 and to all of lienor's remedies, 487 but only to extent of amount paid out, 487 in case of void sale, 487. (See Caveat Emptor.) right of vendor to perfect the title before time fixed for completion of the contract, 741 vendor may of right remove ob- iections, 743 unless he has no colorable title, 743 existence of incumbrances imma- terial, 743 unless contract provides that they shall be discharged before time for completion, 743 purchaser should make objections to title in time, 743 day fixed for performance usually a formality, 743 rule where no time is fixed, 744 where purchase money is payable in installments, 745 vendor must pay costs of suit, 745 injunction or ne exeat will not be granted vendor, 745 Title, Bight to perfect the — Con. vendor not obliged to perfect the title at law, 746 after time fixed for completion of the contract, 746 may perfect the title at any time before decree, 746 especially if purchaser knew title was defective, 747 but cannot have indefinite time, 748 exceptions to the general rule, 749 (1) where time is material, 749 (3) where the covenants are mutual and dependent, 750 (3) where the vendor has acqui- esced in purchaser's objec- tions, 751 (4) where much loss and injury would result to purchaser, 752 (5) where vendor has been guilty of fraud, 753 (6) where vendor had no color- able title, 754 (7) where vendor has been guilty of laches, 757 (8) where contract stipulates for rescission, 758 (9) where time is made matei-ial by notice, 760 in what proceedings vendor may exercise the right, 760 in suit for specific performance by either party, 760 in suit to enjoin collection of pur- chase money, 761 in certain suits at law, 761 reference of title to master in chan- cery, 763 when title will be referred, 763 reference is a matter of right when title is doubtful, 763 denied, where mere interest, such as it might be, was sold, 763 and where the court is satisfied about the title, 764 at what stage of the proceeding reference directed, 764 procedure on reference, 765 costs of reference, how decreed, 765 interest on purchase money while title is being perfected, 766 purchaser in most cases excused from paying interest, 766 Tortious acts, no breach of covenant of warranty, 336 except those of grantor or his agents, 338 Trust, Deed of. sale under, when enjoined for defect of title, 796 848 INDEX. [references are to pages.] Trustee. caveat emptor applies to sale by, 132 general covenants cannot t)e required from, 153 title as dependent on power of, 725, n. (Contee v. Lyons), 726, n TJncultivated and. -waste lands. (See Vacant Lands.) Usual covenants. (See Covenants FOB Title.) Vacant and unoccupied land. what is constructive eviction from, 347 Value. (SeelMPEOVEMENTS,DAMAaES.) Vendor. (See Pukchasee.) entitled to reasonable time in which to prepare and tender deed, 15 when restrained from suing for pur- chase money, 19, 778 what covenants may be required from, 143 must furnish abstract of title, 162 competency of, to be noted in exam- ining title, 171, 181 duty to tender performance of con- tract, 304 must disclose latent defects in the title, 236 not bound to call attention to patent defects, 340 may rescind on failure of title, when, 477, 548 must convey subsequently acquired title, 493 may maintain ejectment against pur- chaser, when, 587 has a right to perfect the title, when, 741 may require purchaser to take title with compensation, when, 769 defenses of, to purchaser's application for relief, 5, 9 Vendor's lien. to be noted in examining title, 172, 177 Venue. of certificate of acknowledgment, im- portance of, 57 Voluntary conveyance. (See Vol- unteers.) title as dependent on notice of, 708 Volunteers. deed will not be reformed in favor of, 546 Waiver. of objections to deed, 73 Waiver of objections to title. not necessarily a waiver of right to compensation, 184 Waiver — Continued, is an implication of law in most cases, 185 resale does not amount to waiver, 187 waiver by taking possession, 188 implied from laches of purchaser, 190 waiver by continuing negotiations with vendor, 193 waiver in cases of fraud, 193 implied from purchase with notice of defect, 194 none implied from absence of agree- ment for covenants, 195 Want of title. (See Doubtful Title, Title, Purchasek, Vendor.) Warrantia cliartse. writ of, no longer in use, 320 Warranty, Covenant of. origin and form, 319 can be created only by deed, 830 is either general or special, 831 construction and effect, 322 includes the other covenants in some States, 332 when does not include covenant against incumbrances, 324 effect by way of estoppel or rebuttal. (See Estoppel.) not affected by notice of adverse claim, 324 want of consideration no defense to action on, 335 Statute of Limitations begins to run, 335, 343 does not extend to quantity, 336 qualification and restrictions of, 337 express intention to restrict must appear, 328 conveyance of "right, title and in- terest " with warranty, 328 when implied, 329 in a lease, 330 in an exchange, 331 in partition, 331 none from recitals in a deed, 333 parties bound and benefited, 333 married women, 332 heirs and devisees, 333 joint covenantors, 834 bankrupts, 334 peisonal representatives and fidu- ciaries, 335 who may sue for breach, 335 what constitutes breach, 336 not broken by tortious disturbance, 336 except by covenantor himself, 338 nor by exercise of eminent domain, 339 broken by eviction only, 341 entry by paramount claimant, 343 under legal process, 343 INDEX. 849 [references are to pages.] "Warranty, Covenant of— Continued, under foreclosure of incumbrance, 344 constructive eviction, 345 inability to get possession, 845 vacant and unoccupied land, 347 surrender of possession, 348 judgment in ejection not an eviction, 350 hostile assertion of adverse claim, 351 must show paramount title in surrenderee, 352 purchase of outstanding title, 353 covenantee must show that title was paramount, 354 discharge of incumbrance to prevent eviction, 355 loss of incorporeal hereditament, 358 existence of adverse easement, 358 runs Vidth land till eviction, 359 assignee after eviction, entitled, when,, 360 equitable owner not entitled, 360 assignee may sue in his own name, 361 several actions against original covenantor, 361 release of covenant by immediate covenantee, 363 quit claim passes benefit of, 363 intermediate covenantee must have been damnified, 364 remote assignee may sue original covenantor, 366 mortgagee entitled to benefit of, 367 original covenantor must have been actually seized, 368 nominal grantor joining for con- formity not liable to assignee, 370 assignee not affected by equities of covenantor, 370 covenant extinguished by recon- veyance to grantor, 371 pleadings in suit by assignee, 371 measure of damages, 373 in most States is consideration money, 373 value at time of eviction is. in New England States, 373, 879 exception to general rulein case of mortgage, 374 no allowance for improvements, 375, 398 not aggravated by grantor's fraud, but actual damages may be given in action for deceit, 376 is value at time of contract and not time of conveyance, 877 nominal only against nominal grantor, 377 and against mere voluntary grantor, 377 107 Warranty, Covenant of — Continued, purpose of purchase immaterial on question of, 378 governed by lex loci contractu, 378 on collateral contract to remove in- cumbrance, 379 failure of grantee to take possession does not affect, 379 where purchase money is unpaid, 379 in favor of assignee, 382 true consideration may be shown, 383 stated in deed prima facie evi- dence only, 383 where none stated, 384 where not paid in money, 384 agreement for non-liability inad- missible, 384 where covenantee buys in para- mount title, 384 can recover only amount so paid, 385 except where premises were public lands, 386 and necessary expenses there- with incurred, 385 must show that title was para- mount, 886 refusal to buy in immaterial on question of, 886 on eviction from leased premises, 386 actual value of residue of term, 887 where lessee liable for mesne profits. 388 on eviction from part of premises, 389 relative and not average value of part lost, 389 loss of part no ground for re- scission, 391 where grantor had only a, life estate, 391 burden on plaintiff to show rela- tive value, 893 where premises are subject to ease- ment, 893 interest as element of damages, 393 as governed by liability for mesne profits, 394 runs from time of purchase, 396 costs in suits by adverse claimant as element of damage, 896 where notice of suit has been given, 396 conflict of authority on this ques- tion, 397 refused, unless plaintiff has been evicted, 398 other cases in which, refused, 398 special agreement to indemnify not merged in deed, 399 850 INDEX. [references are to pages.] Warranty, Covenant of — Continued, grantee need not show previous demand for reimbursement, 399 counsel fees and expenses as ele- ments of damage, 399 conflict of authority on this point, 400 as dependent on notice and re- quest to defend, 400 notice to defend or prosecute eject- ment, 403 if given relieves covenantee from showing recovery under para- mount title, 402 denied in North Carolina, 403 concludes covenantor from disput- ing title of evictor, 404 unless derived from covenantee himself, 405 should be given to covenantee him- self, 405 to agent for collection of pur- chase money insufficient, 405 is nugatory in case of actual collu- sion, 405 right of covenantor to new trial, 406 must be unequivocal, certain and explicit, 406 mere knowledge of action insuffi- cient, 406 effect of notice to prosecute eject- ment, 406 no particular form of, necessary, 407 need not be in writing, 407 if not given, judgment not even prima facie evidence of title, 408 must be given in reasonable time, 408 fact of, is question for jury, 409 sufficiency of, is question for court, 409 not indispensable to recovery on warranty, 409 Warranty, Covenant of — Continued, merely dispenses with proof of title in evictor, 409 but covenantee must always show that such title was not derived from himself, 410 pleadings in action for breach of war- ranty, 411 covenant must be set out in sub- stance, 411 eviction by one having lawful right must be averred, 411 not sufficient merely to negative words of covenant, 411 but nature of eviction need not be alleged, 413 title of evictor need not be set forth. 412 reliance on warranty need not be alleged, 412 must aver that title of evictor was older than that conveyed, 412 unless warranty was limited to claims of a particular person,412 notice and request to defend need not be averred, 413 must aver that title of evictor was within the covenant, 413 burden of proof lies on plaintiff, 414 but shifts under certain circum- stances, 414 warranty is proven by the deed, without proof of execution, 414 detention of purchase money on breach of, 420. (See Pu.bcha8k Monet.) Will. objections to title apparent on face of, 173 mistake in, cannot be corrected, 530 questions of title arising on construc- tion of, 733 Words of conveyance. indispensable in deed. (See Deed.') Whole Numbee of Pages, 918. KP 665 Ml^5 Author Vol. Maupin, caiapman White "^ Marketable title to real estsfEe Date Borrower's Name ,' I' i'" 'II. ; ti;- A*W-=